{"meta":{"dataset":"flood-claims","title":"Flood insurance claims by county and year (FEMA NFIP, OpenFEMA), 1978 to 2026","version":"1.0.0","doi":"10.5281/zenodo.23845801","doiUrl":"https://doi.org/10.5281/zenodo.23845801","conceptDoi":"10.5281/zenodo.23845800","license":"CC BY 4.0","licenseUrl":"https://creativecommons.org/licenses/by/4.0/","attribution":"Source: Probative, Flood insurance claims by county and year (FEMA NFIP, OpenFEMA), 1978 to 2026, version 1.0.0, https://doi.org/10.5281/zenodo.23845801, licensed CC BY 4.0.","citation":"Probative. (2026). Flood insurance claims by county and year (FEMA NFIP, OpenFEMA), 1978 to 2026 (Version 1.0.0) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.23845801","disclaimer":"Not legal advice. These are counts of claims in FEMA's public NFIP claims file, not findings about any claim or insurer; private flood insurance is outside the file. This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).","notice":"Probative is a marketing firm, not a law firm; not legal advice.","lastChecked":"2026-10-31","url":"https://probativegrowth.com/data/v1/flood-claims/changes.json","humanUrl":"https://probativegrowth.com/data/flood-claims/","statusCodes":{"P":"primary source","S":"secondary source"}},"changes":[{"id":"flood-claims-2026-10-31-first","date":"2026-10-31","jurisdiction":"US","records":["flood-claims:US"],"status":"P","title":"Flood insurance claims by county first published","summary":"FEMA NFIP flood insurance claims by county, state and year of loss, 1978 to 2026, for the nation, 50 states, DC and 5 territories and 2,931 counties: 586,148 claims with a loss in 2016-2025, $36.8 billion paid.","source":{"label":"FEMA OpenFEMA, NfipClaims v3","url":"https://www.fema.gov/api/open/v1/OpenFemaDataSets?$filter=name%20eq%20%27NfipClaims%27%20and%20version%20eq%203"},"dataset":"flood-claims"}]}