{"meta":{"dataset":"flood-claims","title":"Flood insurance claims by county and year (FEMA NFIP, OpenFEMA), 1978 to 2026","version":"1.0.0","doi":"10.5281/zenodo.23845801","doiUrl":"https://doi.org/10.5281/zenodo.23845801","conceptDoi":"10.5281/zenodo.23845800","license":"CC BY 4.0","licenseUrl":"https://creativecommons.org/licenses/by/4.0/","attribution":"Source: Probative, Flood insurance claims by county and year (FEMA NFIP, OpenFEMA), 1978 to 2026, version 1.0.0, https://doi.org/10.5281/zenodo.23845801, licensed CC BY 4.0.","citation":"Probative. (2026). Flood insurance claims by county and year (FEMA NFIP, OpenFEMA), 1978 to 2026 (Version 1.0.0) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.23845801","disclaimer":"Not legal advice. These are counts of claims in FEMA's public NFIP claims file, not findings about any claim or insurer; private flood insurance is outside the file. This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).","notice":"Probative is a marketing firm, not a law firm; not legal advice.","lastChecked":"2026-10-31","url":"https://probativegrowth.com/data/v1/flood-claims/index.json","humanUrl":"https://probativegrowth.com/data/flood-claims/","statusCodes":{"P":"primary source","S":"secondary source"}},"summary":"Every National Flood Insurance Program claim in FEMA's public NFIP claims file, counted for the nation, each state and territory and each county by the year of the loss: claims, claims with a payment and dollars paid (building, contents and increased cost of compliance), over all years since 1978, the ten full years 2016 to 2025, the latest full year and the current, partial year, with the flood event that brought the most claims since 2016 in each state. Counts and sums only; no policy, address or claimant detail is kept.","key":"jurisdiction","count":2988,"keys":[{"key":"AK","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/AK.json","records":13},{"key":"AL","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/AL.json","records":65},{"key":"AR","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/AR.json","records":75},{"key":"AS","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/AS.json","records":2},{"key":"AZ","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/AZ.json","records":16},{"key":"CA","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/CA.json","records":57},{"key":"CO","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/CO.json","records":54},{"key":"CT","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/CT.json","records":1},{"key":"DC","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/DC.json","records":2},{"key":"DE","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/DE.json","records":4},{"key":"FL","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/FL.json","records":68},{"key":"GA","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/GA.json","records":143},{"key":"GU","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/GU.json","records":2},{"key":"HI","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/HI.json","records":5},{"key":"IA","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/IA.json","records":91},{"key":"ID","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/ID.json","records":38},{"key":"IL","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/IL.json","records":102},{"key":"IN","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/IN.json","records":92},{"key":"KS","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/KS.json","records":75},{"key":"KY","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/KY.json","records":119},{"key":"LA","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/LA.json","records":65},{"key":"MA","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/MA.json","records":15},{"key":"MD","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/MD.json","records":25},{"key":"ME","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/ME.json","records":17},{"key":"MI","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/MI.json","records":77},{"key":"MN","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/MN.json","records":87},{"key":"MO","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/MO.json","records":108},{"key":"MP","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/MP.json","records":1},{"key":"MS","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/MS.json","records":81},{"key":"MT","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/MT.json","records":47},{"key":"NC","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/NC.json","records":101},{"key":"ND","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/ND.json","records":50},{"key":"NE","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/NE.json","records":67},{"key":"NH","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/NH.json","records":11},{"key":"NJ","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/NJ.json","records":22},{"key":"NM","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/NM.json","records":30},{"key":"NV","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/NV.json","records":17},{"key":"NY","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/NY.json","records":63},{"key":"OH","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/OH.json","records":89},{"key":"OK","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/OK.json","records":75},{"key":"OR","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/OR.json","records":37},{"key":"PA","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/PA.json","records":68},{"key":"PR","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/PR.json","records":25},{"key":"RI","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/RI.json","records":6},{"key":"SC","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/SC.json","records":47},{"key":"SD","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/SD.json","records":53},{"key":"TN","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/TN.json","records":93},{"key":"TX","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/TX.json","records":218},{"key":"US","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/US.json","records":1},{"key":"UT","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/UT.json","records":28},{"key":"VA","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/VA.json","records":132},{"key":"VI","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/VI.json","records":4},{"key":"VT","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/VT.json","records":15},{"key":"WA","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/WA.json","records":40},{"key":"WI","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/WI.json","records":70},{"key":"WV","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/WV.json","records":56},{"key":"WY","url":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/WY.json","records":23}],"endpoints":{"key":"https://probativegrowth.com/data/v1/flood-claims/jurisdictions/{jurisdiction}.json","all":"https://probativegrowth.com/data/v1/flood-claims/flood-claims.json","search":"https://probativegrowth.com/data/v1/flood-claims/search.json","changes":"https://probativegrowth.com/data/v1/flood-claims/changes.json","csv":"https://probativegrowth.com/data/v1/flood-claims/flood-claims.csv","openapi":"https://probativegrowth.com/data/v1/flood-claims/openapi.json"}}