{"meta":{"dataset":"mortgage-delinquency","title":"Mortgage delinquency by county and state (CFPB Mortgage Performance Trends), monthly from 2008","version":"1.0.0","doi":"10.5281/zenodo.23845905","doiUrl":"https://doi.org/10.5281/zenodo.23845905","conceptDoi":"10.5281/zenodo.23845904","license":"CC BY 4.0","licenseUrl":"https://creativecommons.org/licenses/by/4.0/","attribution":"Source: Probative, Mortgage delinquency by county and state (CFPB Mortgage Performance Trends), monthly from 2008, version 1.0.0, https://doi.org/10.5281/zenodo.23845905, licensed CC BY 4.0.","citation":"Probative. (2026). Mortgage delinquency by county and state (CFPB Mortgage Performance Trends), monthly from 2008 (Version 1.0.0) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.23845905","disclaimer":"Not legal advice. These are shares of mortgages in the CFPB's sample that were behind on payments, not counts of foreclosure filings or of people. A delinquent mortgage may be cured, modified or paid off. County figures exist only where the CFPB's sample holds at least 1,000 mortgages.","notice":"Probative is a marketing firm, not a law firm; not legal advice.","lastChecked":"2026-10-30","url":"https://probativegrowth.com/data/v1/mortgage-delinquency/changes.json","humanUrl":"https://probativegrowth.com/data/mortgage-delinquency/","statusCodes":{"P":"primary source","S":"secondary source"}},"changes":[{"id":"mortgage-delinquency-2026-10-30-first","date":"2026-10-30","jurisdiction":"US","records":["mortgage-delinquency:US"],"status":"P","title":"Mortgage delinquency by county first published","summary":"CFPB shares of mortgages 90 or more and 30 to 89 days delinquent for the nation, every state and DC and 507 counties, monthly from January 2008 to December 2025: in December 2025, 0.9% of U.S. mortgages were 90 or more days delinquent, against a high of 4.9% in January 2010 and February 2010.","source":{"label":"CFPB Mortgage Performance Trends","url":"https://www.consumerfinance.gov/data-research/mortgage-performance-trends/download-the-data/"},"dataset":"mortgage-delinquency"}]}