{"meta":{"dataset":"mortgage-lending","title":"Mortgage applications, loans and denials by county: home purchase and refinance lending from HMDA","version":"1.0.0","doi":"10.5281/zenodo.23782874","doiUrl":"https://doi.org/10.5281/zenodo.23782874","conceptDoi":"10.5281/zenodo.23782873","license":"CC BY 4.0","licenseUrl":"https://creativecommons.org/licenses/by/4.0/","attribution":"Source: Probative, Mortgage applications, loans and denials by county: home purchase and refinance lending from HMDA, version 1.0.0, https://doi.org/10.5281/zenodo.23782874, licensed CC BY 4.0.","citation":"Probative. (2026). Mortgage applications, loans and denials by county: home purchase and refinance lending from HMDA (Version 1.0.0) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.23782874","disclaimer":"Not legal advice. Public HMDA figures for research and market planning; they describe applications reported by lenders, not any person's credit.","notice":"Probative is a marketing firm, not a law firm; not legal advice.","lastChecked":"2026-10-29","url":"https://probativegrowth.com/data/v1/mortgage-lending/changes.json","humanUrl":"https://probativegrowth.com/data/mortgage-lending/","statusCodes":{"P":"primary source","S":"secondary source","D":"ABA model default","U":"open question"}},"changes":[{"id":"mortgage-lending-2026-10-29-first","date":"2026-10-29","title":"Mortgage applications and denials by county first published","summary":"HMDA 2024: 6,446,494 applications, 4,985,705 loans, denial rate 18.8%; counties, 50 states and DC.","source":{"label":"FFIEC HMDA Data Browser","url":"https://ffiec.cfpb.gov/data-browser/"},"dataset":"mortgage-lending"}]}