{"meta":{"dataset":"mortgage-lending","title":"Mortgage applications, loans and denials by county: home purchase and refinance lending from HMDA","version":"1.0.0","doi":"10.5281/zenodo.23782874","doiUrl":"https://doi.org/10.5281/zenodo.23782874","conceptDoi":"10.5281/zenodo.23782873","license":"CC BY 4.0","licenseUrl":"https://creativecommons.org/licenses/by/4.0/","attribution":"Source: Probative, Mortgage applications, loans and denials by county: home purchase and refinance lending from HMDA, version 1.0.0, https://doi.org/10.5281/zenodo.23782874, licensed CC BY 4.0.","citation":"Probative. (2026). Mortgage applications, loans and denials by county: home purchase and refinance lending from HMDA (Version 1.0.0) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.23782874","disclaimer":"Not legal advice. Public HMDA figures for research and market planning; they describe applications reported by lenders, not any person's credit.","notice":"Probative is a marketing firm, not a law firm; not legal advice.","lastChecked":"2026-10-29","url":"https://probativegrowth.com/data/v1/mortgage-lending/index.json","humanUrl":"https://probativegrowth.com/data/mortgage-lending/","statusCodes":{"P":"primary source","S":"secondary source","D":"ABA model default","U":"open question"}},"summary":"How many home-purchase, refinance and cash-out refinance applications lenders reported under the Home Mortgage Disclosure Act in each county, state and the nation, how many became loans (with the dollar amount) and how many were denied, with the denial rate. State and US rows add the year 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