{"meta":{"dataset":"mortgage-lending","title":"Mortgage applications, loans and denials by county: home purchase and refinance lending from HMDA","version":"1.0.0","doi":"10.5281/zenodo.23782874","doiUrl":"https://doi.org/10.5281/zenodo.23782874","conceptDoi":"10.5281/zenodo.23782873","license":"CC BY 4.0","licenseUrl":"https://creativecommons.org/licenses/by/4.0/","attribution":"Source: Probative, Mortgage applications, loans and denials by county: home purchase and refinance lending from HMDA, version 1.0.0, https://doi.org/10.5281/zenodo.23782874, licensed CC BY 4.0.","citation":"Probative. (2026). Mortgage applications, loans and denials by county: home purchase and refinance lending from HMDA (Version 1.0.0) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.23782874","disclaimer":"Not legal advice. Public HMDA figures for research and market planning; they describe applications reported by lenders, not any person's credit.","notice":"Probative is a marketing firm, not a law firm; not legal advice.","lastChecked":"2026-10-29","url":"https://probativegrowth.com/data/v1/mortgage-lending/mortgage-lending.json","humanUrl":"https://probativegrowth.com/data/mortgage-lending/","statusCodes":{"P":"primary source","S":"secondary source","D":"ABA model default","U":"open question"}},"key":"jurisdiction","records":[{"id":"mortgage-lending:US","dataset":"mortgage-lending","jurisdiction":"US","county":null,"countyName":null,"stateName":null,"level":"us","year":2024,"status":"P","text":"United States: in 2024, lenders reported 6,446,494 applications for a home purchase or a refinance; 4,985,705 became loans ($1,876.5 billion) and 1,209,661 were denied, a denial rate of 18.8%. Home purchase: 4,262,401 applications, 3,519,385 loans. Loans made changed +10.3% from 4,520,188 in 2023. HMDA 2024 data, FFIEC.","value":4985705,"unit":"home purchase and refinance loans originated, 2024","applications":6446494,"originations":4985705,"denials":1209661,"originated_dollars":1876487655000,"applications_purchase":4262401,"applications_refinance":974615,"applications_cash_out_refinance":1209478,"originations_purchase":3519385,"originations_refinance":698162,"originations_cash_out_refinance":768158,"denials_purchase":591083,"denials_refinance":222889,"denials_cash_out_refinance":395689,"denial_rate":18.8,"originations_prior_year":4520188,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:AK","dataset":"mortgage-lending","jurisdiction":"AK","county":null,"countyName":null,"stateName":"Alaska","level":"state","year":2024,"status":"P","text":"Alaska: in 2024, lenders reported 11,256 applications for a home purchase or a refinance; 9,248 became loans ($3.3 billion) and 1,612 were denied, a denial rate of 14.3%. Home purchase: 7,940 applications, 7,145 loans. Loans made changed +10.9% from 8,342 in 2023. HMDA 2024 data, FFIEC.","value":9248,"unit":"home purchase and refinance loans originated, 2024","applications":11256,"originations":9248,"denials":1612,"originated_dollars":3307730000,"applications_purchase":7940,"applications_refinance":1308,"applications_cash_out_refinance":2008,"originations_purchase":7145,"originations_refinance":938,"originations_cash_out_refinance":1165,"denials_purchase":584,"denials_refinance":257,"denials_cash_out_refinance":771,"denial_rate":14.3,"originations_prior_year":8342,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"118 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":118,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02013","dataset":"mortgage-lending","jurisdiction":"AK","county":"02013","countyName":"Aleutians East Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Aleutians East Borough, Alaska: in 2024, lenders reported 1 applications for a home purchase or a refinance; 1 became loans ($65,000) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":1,"originations":1,"denials":0,"originated_dollars":65000,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":1,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02016","dataset":"mortgage-lending","jurisdiction":"AK","county":"02016","countyName":"Aleutians West Census Area","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Aleutians West Census Area, Alaska: in 2024, lenders reported 9 applications for a home purchase or a refinance; 7 became loans ($3.1 million) and 1 were denied, a denial rate of 11.1% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 7 loans. HMDA 2024 data, FFIEC.","value":7,"unit":"home purchase and refinance loans originated, 2024","applications":9,"originations":7,"denials":1,"originated_dollars":3095000,"applications_purchase":9,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":7,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02020","dataset":"mortgage-lending","jurisdiction":"AK","county":"02020","countyName":"Anchorage Municipality","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Anchorage Municipality, Alaska: in 2024, lenders reported 4,632 applications for a home purchase or a refinance; 3,895 became loans ($1.5 billion) and 589 were denied, a denial rate of 12.7%. Home purchase: 3,426 applications, 3,120 loans. HMDA 2024 data, FFIEC.","value":3895,"unit":"home purchase and refinance loans originated, 2024","applications":4632,"originations":3895,"denials":589,"originated_dollars":1478195000,"applications_purchase":3426,"applications_refinance":493,"applications_cash_out_refinance":713,"originations_purchase":3120,"originations_refinance":358,"originations_cash_out_refinance":417,"denials_purchase":234,"denials_refinance":84,"denials_cash_out_refinance":271,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02050","dataset":"mortgage-lending","jurisdiction":"AK","county":"02050","countyName":"Bethel Census Area","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Bethel Census Area, Alaska: in 2024, lenders reported 44 applications for a home purchase or a refinance; 38 became loans ($13.3 million) and 5 were denied, a denial rate of 11.4%. Home purchase: 37 applications, 33 loans. HMDA 2024 data, FFIEC.","value":38,"unit":"home purchase and refinance loans originated, 2024","applications":44,"originations":38,"denials":5,"originated_dollars":13340000,"applications_purchase":37,"applications_refinance":2,"applications_cash_out_refinance":5,"originations_purchase":33,"originations_refinance":1,"originations_cash_out_refinance":4,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02060","dataset":"mortgage-lending","jurisdiction":"AK","county":"02060","countyName":"Bristol Bay Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Bristol Bay Borough, Alaska: in 2024, lenders reported 5 applications for a home purchase or a refinance; 4 became loans ($920,000) and 1 were denied, a denial rate of 20.0% (a small count, so the rate moves a lot from year to year). Home purchase: 5 applications, 4 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":5,"originations":4,"denials":1,"originated_dollars":920000,"applications_purchase":5,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":4,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02068","dataset":"mortgage-lending","jurisdiction":"AK","county":"02068","countyName":"Denali Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Denali Borough, Alaska: in 2024, lenders reported 24 applications for a home purchase or a refinance; 19 became loans ($5.0 million) and 4 were denied, a denial rate of 16.7% (a small count, so the rate moves a lot from year to year). Home purchase: 20 applications, 17 loans. HMDA 2024 data, FFIEC.","value":19,"unit":"home purchase and refinance loans originated, 2024","applications":24,"originations":19,"denials":4,"originated_dollars":5045000,"applications_purchase":20,"applications_refinance":1,"applications_cash_out_refinance":3,"originations_purchase":17,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02070","dataset":"mortgage-lending","jurisdiction":"AK","county":"02070","countyName":"Dillingham Census Area","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Dillingham Census Area, Alaska: in 2024, lenders reported 27 applications for a home purchase or a refinance; 20 became loans ($5.8 million) and 7 were denied, a denial rate of 25.9% (a small count, so the rate moves a lot from year to year). Home purchase: 16 applications, 13 loans. HMDA 2024 data, FFIEC.","value":20,"unit":"home purchase and refinance loans originated, 2024","applications":27,"originations":20,"denials":7,"originated_dollars":5850000,"applications_purchase":16,"applications_refinance":1,"applications_cash_out_refinance":10,"originations_purchase":13,"originations_refinance":1,"originations_cash_out_refinance":6,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":25.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02090","dataset":"mortgage-lending","jurisdiction":"AK","county":"02090","countyName":"Fairbanks North Star Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Fairbanks North Star Borough, Alaska: in 2024, lenders reported 1,603 applications for a home purchase or a refinance; 1,331 became loans ($402.4 million) and 217 were denied, a denial rate of 13.5%. Home purchase: 1,141 applications, 1,041 loans. HMDA 2024 data, FFIEC.","value":1331,"unit":"home purchase and refinance loans originated, 2024","applications":1603,"originations":1331,"denials":217,"originated_dollars":402445000,"applications_purchase":1141,"applications_refinance":235,"applications_cash_out_refinance":227,"originations_purchase":1041,"originations_refinance":161,"originations_cash_out_refinance":129,"denials_purchase":76,"denials_refinance":51,"denials_cash_out_refinance":90,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02100","dataset":"mortgage-lending","jurisdiction":"AK","county":"02100","countyName":"Haines Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Haines Borough, Alaska: in 2024, lenders reported 32 applications for a home purchase or a refinance; 23 became loans ($5.0 million) and 7 were denied, a denial rate of 21.9%. Home purchase: 17 applications, 14 loans. HMDA 2024 data, FFIEC.","value":23,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":23,"denials":7,"originated_dollars":4955000,"applications_purchase":17,"applications_refinance":3,"applications_cash_out_refinance":12,"originations_purchase":14,"originations_refinance":3,"originations_cash_out_refinance":6,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":6,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02105","dataset":"mortgage-lending","jurisdiction":"AK","county":"02105","countyName":"Hoonah-Angoon Census Area","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Hoonah-Angoon Census Area, Alaska: in 2024, lenders reported 15 applications for a home purchase or a refinance; 8 became loans ($2.3 million) and 7 were denied, a denial rate of 46.7% (a small count, so the rate moves a lot from year to year). Home purchase: 8 applications, 6 loans. HMDA 2024 data, FFIEC.","value":8,"unit":"home purchase and refinance loans originated, 2024","applications":15,"originations":8,"denials":7,"originated_dollars":2280000,"applications_purchase":8,"applications_refinance":2,"applications_cash_out_refinance":5,"originations_purchase":6,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":5,"denial_rate":46.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02110","dataset":"mortgage-lending","jurisdiction":"AK","county":"02110","countyName":"Juneau City and Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Juneau City and Borough, Alaska: in 2024, lenders reported 512 applications for a home purchase or a refinance; 405 became loans ($152.1 million) and 73 were denied, a denial rate of 14.3%. Home purchase: 347 applications, 303 loans. HMDA 2024 data, FFIEC.","value":405,"unit":"home purchase and refinance loans originated, 2024","applications":512,"originations":405,"denials":73,"originated_dollars":152145000,"applications_purchase":347,"applications_refinance":59,"applications_cash_out_refinance":106,"originations_purchase":303,"originations_refinance":40,"originations_cash_out_refinance":62,"denials_purchase":24,"denials_refinance":17,"denials_cash_out_refinance":32,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02122","dataset":"mortgage-lending","jurisdiction":"AK","county":"02122","countyName":"Kenai Peninsula Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Kenai Peninsula Borough, Alaska: in 2024, lenders reported 973 applications for a home purchase or a refinance; 808 became loans ($269.0 million) and 145 were denied, a denial rate of 14.9%. Home purchase: 674 applications, 615 loans. HMDA 2024 data, FFIEC.","value":808,"unit":"home purchase and refinance loans originated, 2024","applications":973,"originations":808,"denials":145,"originated_dollars":269040000,"applications_purchase":674,"applications_refinance":103,"applications_cash_out_refinance":196,"originations_purchase":615,"originations_refinance":76,"originations_cash_out_refinance":117,"denials_purchase":47,"denials_refinance":22,"denials_cash_out_refinance":76,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02130","dataset":"mortgage-lending","jurisdiction":"AK","county":"02130","countyName":"Ketchikan Gateway Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Ketchikan Gateway Borough, Alaska: in 2024, lenders reported 131 applications for a home purchase or a refinance; 93 became loans ($35.1 million) and 33 were denied, a denial rate of 25.2%. Home purchase: 77 applications, 65 loans. HMDA 2024 data, FFIEC.","value":93,"unit":"home purchase and refinance loans originated, 2024","applications":131,"originations":93,"denials":33,"originated_dollars":35145000,"applications_purchase":77,"applications_refinance":18,"applications_cash_out_refinance":36,"originations_purchase":65,"originations_refinance":9,"originations_cash_out_refinance":19,"denials_purchase":9,"denials_refinance":7,"denials_cash_out_refinance":17,"denial_rate":25.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02150","dataset":"mortgage-lending","jurisdiction":"AK","county":"02150","countyName":"Kodiak Island Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Kodiak Island Borough, Alaska: in 2024, lenders reported 128 applications for a home purchase or a refinance; 110 became loans ($41.1 million) and 18 were denied, a denial rate of 14.1%. Home purchase: 91 applications, 83 loans. HMDA 2024 data, FFIEC.","value":110,"unit":"home purchase and refinance loans originated, 2024","applications":128,"originations":110,"denials":18,"originated_dollars":41110000,"applications_purchase":91,"applications_refinance":15,"applications_cash_out_refinance":22,"originations_purchase":83,"originations_refinance":14,"originations_cash_out_refinance":13,"denials_purchase":8,"denials_refinance":1,"denials_cash_out_refinance":9,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02158","dataset":"mortgage-lending","jurisdiction":"AK","county":"02158","countyName":"Kusilvak Census Area","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Kusilvak Census Area, Alaska: in 2024, lenders reported 2 applications for a home purchase or a refinance; 0 became loans ($0) and 2 were denied, a denial rate of 100.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":2,"originations":0,"denials":2,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":2,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":100,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02164","dataset":"mortgage-lending","jurisdiction":"AK","county":"02164","countyName":"Lake and Peninsula Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Lake and Peninsula Borough, Alaska: in 2024, lenders reported 2 applications for a home purchase or a refinance; 1 became loans ($305,000) and 1 were denied, a denial rate of 50.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":2,"originations":1,"denials":1,"originated_dollars":305000,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":2,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":50,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02170","dataset":"mortgage-lending","jurisdiction":"AK","county":"02170","countyName":"Matanuska-Susitna Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Matanuska-Susitna Borough, Alaska: in 2024, lenders reported 2,707 applications for a home purchase or a refinance; 2,177 became loans ($795.4 million) and 416 were denied, a denial rate of 15.4%. Home purchase: 1,785 applications, 1,588 loans. HMDA 2024 data, FFIEC.","value":2177,"unit":"home purchase and refinance loans originated, 2024","applications":2707,"originations":2177,"denials":416,"originated_dollars":795375000,"applications_purchase":1785,"applications_refinance":340,"applications_cash_out_refinance":582,"originations_purchase":1588,"originations_refinance":247,"originations_cash_out_refinance":342,"denials_purchase":131,"denials_refinance":65,"denials_cash_out_refinance":220,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02180","dataset":"mortgage-lending","jurisdiction":"AK","county":"02180","countyName":"Nome Census Area","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Nome Census Area, Alaska: in 2024, lenders reported 32 applications for a home purchase or a refinance; 28 became loans ($9.3 million) and 3 were denied, a denial rate of 9.4%. Home purchase: 24 applications, 21 loans. HMDA 2024 data, FFIEC.","value":28,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":28,"denials":3,"originated_dollars":9300000,"applications_purchase":24,"applications_refinance":1,"applications_cash_out_refinance":7,"originations_purchase":21,"originations_refinance":1,"originations_cash_out_refinance":6,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":9.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02185","dataset":"mortgage-lending","jurisdiction":"AK","county":"02185","countyName":"North Slope Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"North Slope Borough, Alaska: in 2024, lenders reported 18 applications for a home purchase or a refinance; 10 became loans ($2.7 million) and 7 were denied, a denial rate of 38.9% (a small count, so the rate moves a lot from year to year). Home purchase: 11 applications, 7 loans. HMDA 2024 data, FFIEC.","value":10,"unit":"home purchase and refinance loans originated, 2024","applications":18,"originations":10,"denials":7,"originated_dollars":2680000,"applications_purchase":11,"applications_refinance":2,"applications_cash_out_refinance":5,"originations_purchase":7,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":38.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02188","dataset":"mortgage-lending","jurisdiction":"AK","county":"02188","countyName":"Northwest Arctic Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Northwest Arctic Borough, Alaska: in 2024, lenders reported 19 applications for a home purchase or a refinance; 9 became loans ($2.9 million) and 10 were denied, a denial rate of 52.6% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 6 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":19,"originations":9,"denials":10,"originated_dollars":2915000,"applications_purchase":9,"applications_refinance":1,"applications_cash_out_refinance":9,"originations_purchase":6,"originations_refinance":0,"originations_cash_out_refinance":3,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":52.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02195","dataset":"mortgage-lending","jurisdiction":"AK","county":"02195","countyName":"Petersburg Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Petersburg Borough, Alaska: in 2024, lenders reported 11 applications for a home purchase or a refinance; 10 became loans ($3.4 million) and 1 were denied, a denial rate of 9.1% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 9 loans. HMDA 2024 data, FFIEC.","value":10,"unit":"home purchase and refinance loans originated, 2024","applications":11,"originations":10,"denials":1,"originated_dollars":3440000,"applications_purchase":9,"applications_refinance":1,"applications_cash_out_refinance":1,"originations_purchase":9,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":9.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02198","dataset":"mortgage-lending","jurisdiction":"AK","county":"02198","countyName":"Prince of Wales-Hyder Census Area","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Prince of Wales-Hyder Census Area, Alaska: in 2024, lenders reported 29 applications for a home purchase or a refinance; 23 became loans ($7.1 million) and 6 were denied, a denial rate of 20.7% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 12 loans. HMDA 2024 data, FFIEC.","value":23,"unit":"home purchase and refinance loans originated, 2024","applications":29,"originations":23,"denials":6,"originated_dollars":7105000,"applications_purchase":14,"applications_refinance":5,"applications_cash_out_refinance":10,"originations_purchase":12,"originations_refinance":3,"originations_cash_out_refinance":8,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02220","dataset":"mortgage-lending","jurisdiction":"AK","county":"02220","countyName":"Sitka City and Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Sitka City and Borough, Alaska: in 2024, lenders reported 54 applications for a home purchase or a refinance; 40 became loans ($16.0 million) and 13 were denied, a denial rate of 24.1%. Home purchase: 38 applications, 30 loans. HMDA 2024 data, FFIEC.","value":40,"unit":"home purchase and refinance loans originated, 2024","applications":54,"originations":40,"denials":13,"originated_dollars":16010000,"applications_purchase":38,"applications_refinance":3,"applications_cash_out_refinance":13,"originations_purchase":30,"originations_refinance":2,"originations_cash_out_refinance":8,"denials_purchase":8,"denials_refinance":0,"denials_cash_out_refinance":5,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02230","dataset":"mortgage-lending","jurisdiction":"AK","county":"02230","countyName":"Skagway Municipality","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Skagway Municipality, Alaska: in 2024, lenders reported 12 applications for a home purchase or a refinance; 9 became loans ($3.2 million) and 3 were denied, a denial rate of 25.0% (a small count, so the rate moves a lot from year to year). Home purchase: 5 applications, 5 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":12,"originations":9,"denials":3,"originated_dollars":3245000,"applications_purchase":5,"applications_refinance":2,"applications_cash_out_refinance":5,"originations_purchase":5,"originations_refinance":1,"originations_cash_out_refinance":3,"denials_purchase":0,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02240","dataset":"mortgage-lending","jurisdiction":"AK","county":"02240","countyName":"Southeast Fairbanks Census Area","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Southeast Fairbanks Census Area, Alaska: in 2024, lenders reported 97 applications for a home purchase or a refinance; 80 became loans ($22.6 million) and 11 were denied, a denial rate of 11.3%. Home purchase: 72 applications, 62 loans. HMDA 2024 data, FFIEC.","value":80,"unit":"home purchase and refinance loans originated, 2024","applications":97,"originations":80,"denials":11,"originated_dollars":22600000,"applications_purchase":72,"applications_refinance":13,"applications_cash_out_refinance":12,"originations_purchase":62,"originations_refinance":11,"originations_cash_out_refinance":7,"denials_purchase":7,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":11.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:02261","dataset":"mortgage-lending","jurisdiction":"AK","county":"02261","countyName":"Valdez-Cordova Census Area","stateName":"Alaska","level":"former-county","year":2024,"status":"P","text":"Valdez-Cordova Census Area, Alaska: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"HMDA reports this year under the former county code.","confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02275","dataset":"mortgage-lending","jurisdiction":"AK","county":"02275","countyName":"Wrangell City and Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Wrangell City and Borough, Alaska: in 2024, lenders reported 6 applications for a home purchase or a refinance; 5 became loans ($1.7 million) and 1 were denied, a denial rate of 16.7% (a small count, so the rate moves a lot from year to year). Home purchase: 5 applications, 4 loans. HMDA 2024 data, FFIEC.","value":5,"unit":"home purchase and refinance loans originated, 2024","applications":6,"originations":5,"denials":1,"originated_dollars":1745000,"applications_purchase":5,"applications_refinance":1,"applications_cash_out_refinance":0,"originations_purchase":4,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02282","dataset":"mortgage-lending","jurisdiction":"AK","county":"02282","countyName":"Yakutat City and Borough","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Yakutat City and Borough, Alaska: in 2024, lenders reported 3 applications for a home purchase or a refinance; 2 became loans ($410,000) and 1 were denied, a denial rate of 33.3% (a small count, so the rate moves a lot from year to year). Home purchase: 2 applications, 1 loans. HMDA 2024 data, FFIEC.","value":2,"unit":"home purchase and refinance loans originated, 2024","applications":3,"originations":2,"denials":1,"originated_dollars":410000,"applications_purchase":2,"applications_refinance":1,"applications_cash_out_refinance":0,"originations_purchase":1,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:02290","dataset":"mortgage-lending","jurisdiction":"AK","county":"02290","countyName":"Yukon-Koyukuk Census Area","stateName":"Alaska","level":"county","year":2024,"status":"P","text":"Yukon-Koyukuk Census Area, Alaska: in 2024, lenders reported 10 applications for a home purchase or a refinance; 6 became loans ($930,000) and 4 were denied, a denial rate of 40.0% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 6 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":10,"originations":6,"denials":4,"originated_dollars":930000,"applications_purchase":9,"applications_refinance":0,"applications_cash_out_refinance":1,"originations_purchase":6,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":40,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:AL","dataset":"mortgage-lending","jurisdiction":"AL","county":null,"countyName":null,"stateName":"Alabama","level":"state","year":2024,"status":"P","text":"Alabama: in 2024, lenders reported 120,150 applications for a home purchase or a refinance; 87,245 became loans ($22.2 billion) and 27,257 were denied, a denial rate of 22.7%. Home purchase: 81,544 applications, 61,667 loans. Loans made changed +10.3% from 79,109 in 2023. HMDA 2024 data, FFIEC.","value":87245,"unit":"home purchase and refinance loans originated, 2024","applications":120150,"originations":87245,"denials":27257,"originated_dollars":22154555000,"applications_purchase":81544,"applications_refinance":18050,"applications_cash_out_refinance":20556,"originations_purchase":61667,"originations_refinance":13241,"originations_cash_out_refinance":12337,"denials_purchase":16124,"denials_refinance":3658,"denials_cash_out_refinance":7475,"denial_rate":22.7,"originations_prior_year":79109,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"1,138 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":1138,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01001","dataset":"mortgage-lending","jurisdiction":"AL","county":"01001","countyName":"Autauga County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Autauga County, Alabama: in 2024, lenders reported 1,733 applications for a home purchase or a refinance; 1,291 became loans ($341.4 million) and 353 were denied, a denial rate of 20.4%. Home purchase: 1,158 applications, 888 loans. HMDA 2024 data, FFIEC.","value":1291,"unit":"home purchase and refinance loans originated, 2024","applications":1733,"originations":1291,"denials":353,"originated_dollars":341435000,"applications_purchase":1158,"applications_refinance":226,"applications_cash_out_refinance":349,"originations_purchase":888,"originations_refinance":179,"originations_cash_out_refinance":224,"denials_purchase":206,"denials_refinance":34,"denials_cash_out_refinance":113,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01003","dataset":"mortgage-lending","jurisdiction":"AL","county":"01003","countyName":"Baldwin County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Baldwin County, Alabama: in 2024, lenders reported 8,609 applications for a home purchase or a refinance; 6,532 became loans ($2.2 billion) and 1,689 were denied, a denial rate of 19.6%. Home purchase: 6,292 applications, 4,951 loans. HMDA 2024 data, FFIEC.","value":6532,"unit":"home purchase and refinance loans originated, 2024","applications":8609,"originations":6532,"denials":1689,"originated_dollars":2200870000,"applications_purchase":6292,"applications_refinance":1112,"applications_cash_out_refinance":1205,"originations_purchase":4951,"originations_refinance":808,"originations_cash_out_refinance":773,"denials_purchase":1075,"denials_refinance":224,"denials_cash_out_refinance":390,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01005","dataset":"mortgage-lending","jurisdiction":"AL","county":"01005","countyName":"Barbour County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Barbour County, Alabama: in 2024, lenders reported 365 applications for a home purchase or a refinance; 202 became loans ($34.6 million) and 145 were denied, a denial rate of 39.7%. Home purchase: 249 applications, 130 loans. HMDA 2024 data, FFIEC.","value":202,"unit":"home purchase and refinance loans originated, 2024","applications":365,"originations":202,"denials":145,"originated_dollars":34620000,"applications_purchase":249,"applications_refinance":62,"applications_cash_out_refinance":54,"originations_purchase":130,"originations_refinance":46,"originations_cash_out_refinance":26,"denials_purchase":108,"denials_refinance":12,"denials_cash_out_refinance":25,"denial_rate":39.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01007","dataset":"mortgage-lending","jurisdiction":"AL","county":"01007","countyName":"Bibb County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Bibb County, Alabama: in 2024, lenders reported 404 applications for a home purchase or a refinance; 224 became loans ($40.6 million) and 145 were denied, a denial rate of 35.9%. Home purchase: 321 applications, 177 loans. HMDA 2024 data, FFIEC.","value":224,"unit":"home purchase and refinance loans originated, 2024","applications":404,"originations":224,"denials":145,"originated_dollars":40580000,"applications_purchase":321,"applications_refinance":44,"applications_cash_out_refinance":39,"originations_purchase":177,"originations_refinance":26,"originations_cash_out_refinance":21,"denials_purchase":110,"denials_refinance":17,"denials_cash_out_refinance":18,"denial_rate":35.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01009","dataset":"mortgage-lending","jurisdiction":"AL","county":"01009","countyName":"Blount County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Blount County, Alabama: in 2024, lenders reported 1,306 applications for a home purchase or a refinance; 911 became loans ($180.3 million) and 312 were denied, a denial rate of 23.9%. Home purchase: 917 applications, 646 loans. HMDA 2024 data, FFIEC.","value":911,"unit":"home purchase and refinance loans originated, 2024","applications":1306,"originations":911,"denials":312,"originated_dollars":180345000,"applications_purchase":917,"applications_refinance":206,"applications_cash_out_refinance":183,"originations_purchase":646,"originations_refinance":164,"originations_cash_out_refinance":101,"denials_purchase":205,"denials_refinance":34,"denials_cash_out_refinance":73,"denial_rate":23.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01011","dataset":"mortgage-lending","jurisdiction":"AL","county":"01011","countyName":"Bullock County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Bullock County, Alabama: in 2024, lenders reported 133 applications for a home purchase or a refinance; 49 became loans ($11.3 million) and 81 were denied, a denial rate of 60.9%. Home purchase: 115 applications, 39 loans. HMDA 2024 data, FFIEC.","value":49,"unit":"home purchase and refinance loans originated, 2024","applications":133,"originations":49,"denials":81,"originated_dollars":11305000,"applications_purchase":115,"applications_refinance":8,"applications_cash_out_refinance":10,"originations_purchase":39,"originations_refinance":5,"originations_cash_out_refinance":5,"denials_purchase":73,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":60.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01013","dataset":"mortgage-lending","jurisdiction":"AL","county":"01013","countyName":"Butler County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Butler County, Alabama: in 2024, lenders reported 333 applications for a home purchase or a refinance; 168 became loans ($22.3 million) and 139 were denied, a denial rate of 41.7%. Home purchase: 235 applications, 109 loans. HMDA 2024 data, FFIEC.","value":168,"unit":"home purchase and refinance loans originated, 2024","applications":333,"originations":168,"denials":139,"originated_dollars":22300000,"applications_purchase":235,"applications_refinance":47,"applications_cash_out_refinance":51,"originations_purchase":109,"originations_refinance":31,"originations_cash_out_refinance":28,"denials_purchase":106,"denials_refinance":14,"denials_cash_out_refinance":19,"denial_rate":41.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01015","dataset":"mortgage-lending","jurisdiction":"AL","county":"01015","countyName":"Calhoun County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Calhoun County, Alabama: in 2024, lenders reported 2,487 applications for a home purchase or a refinance; 1,641 became loans ($293.8 million) and 700 were denied, a denial rate of 28.1%. Home purchase: 1,705 applications, 1,156 loans. HMDA 2024 data, FFIEC.","value":1641,"unit":"home purchase and refinance loans originated, 2024","applications":2487,"originations":1641,"denials":700,"originated_dollars":293795000,"applications_purchase":1705,"applications_refinance":335,"applications_cash_out_refinance":447,"originations_purchase":1156,"originations_refinance":235,"originations_cash_out_refinance":250,"denials_purchase":436,"denials_refinance":77,"denials_cash_out_refinance":187,"denial_rate":28.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01017","dataset":"mortgage-lending","jurisdiction":"AL","county":"01017","countyName":"Chambers County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Chambers County, Alabama: in 2024, lenders reported 656 applications for a home purchase or a refinance; 429 became loans ($73.4 million) and 195 were denied, a denial rate of 29.7%. Home purchase: 431 applications, 287 loans. HMDA 2024 data, FFIEC.","value":429,"unit":"home purchase and refinance loans originated, 2024","applications":656,"originations":429,"denials":195,"originated_dollars":73445000,"applications_purchase":431,"applications_refinance":88,"applications_cash_out_refinance":137,"originations_purchase":287,"originations_refinance":67,"originations_cash_out_refinance":75,"denials_purchase":122,"denials_refinance":19,"denials_cash_out_refinance":54,"denial_rate":29.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01019","dataset":"mortgage-lending","jurisdiction":"AL","county":"01019","countyName":"Cherokee County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Cherokee County, Alabama: in 2024, lenders reported 588 applications for a home purchase or a refinance; 388 became loans ($85.1 million) and 172 were denied, a denial rate of 29.3%. Home purchase: 380 applications, 239 loans. HMDA 2024 data, FFIEC.","value":388,"unit":"home purchase and refinance loans originated, 2024","applications":588,"originations":388,"denials":172,"originated_dollars":85120000,"applications_purchase":380,"applications_refinance":88,"applications_cash_out_refinance":120,"originations_purchase":239,"originations_refinance":70,"originations_cash_out_refinance":79,"denials_purchase":120,"denials_refinance":12,"denials_cash_out_refinance":40,"denial_rate":29.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01021","dataset":"mortgage-lending","jurisdiction":"AL","county":"01021","countyName":"Chilton County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Chilton County, Alabama: in 2024, lenders reported 1,103 applications for a home purchase or a refinance; 685 became loans ($129.9 million) and 349 were denied, a denial rate of 31.6%. Home purchase: 773 applications, 481 loans. HMDA 2024 data, FFIEC.","value":685,"unit":"home purchase and refinance loans originated, 2024","applications":1103,"originations":685,"denials":349,"originated_dollars":129925000,"applications_purchase":773,"applications_refinance":134,"applications_cash_out_refinance":196,"originations_purchase":481,"originations_refinance":106,"originations_cash_out_refinance":98,"denials_purchase":239,"denials_refinance":22,"denials_cash_out_refinance":88,"denial_rate":31.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01023","dataset":"mortgage-lending","jurisdiction":"AL","county":"01023","countyName":"Choctaw County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Choctaw County, Alabama: in 2024, lenders reported 139 applications for a home purchase or a refinance; 68 became loans ($9.2 million) and 64 were denied, a denial rate of 46.0%. Home purchase: 109 applications, 53 loans. HMDA 2024 data, FFIEC.","value":68,"unit":"home purchase and refinance loans originated, 2024","applications":139,"originations":68,"denials":64,"originated_dollars":9180000,"applications_purchase":109,"applications_refinance":14,"applications_cash_out_refinance":16,"originations_purchase":53,"originations_refinance":11,"originations_cash_out_refinance":4,"denials_purchase":49,"denials_refinance":3,"denials_cash_out_refinance":12,"denial_rate":46,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01025","dataset":"mortgage-lending","jurisdiction":"AL","county":"01025","countyName":"Clarke County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Clarke County, Alabama: in 2024, lenders reported 363 applications for a home purchase or a refinance; 206 became loans ($31.8 million) and 139 were denied, a denial rate of 38.3%. Home purchase: 257 applications, 141 loans. HMDA 2024 data, FFIEC.","value":206,"unit":"home purchase and refinance loans originated, 2024","applications":363,"originations":206,"denials":139,"originated_dollars":31790000,"applications_purchase":257,"applications_refinance":56,"applications_cash_out_refinance":50,"originations_purchase":141,"originations_refinance":41,"originations_cash_out_refinance":24,"denials_purchase":99,"denials_refinance":14,"denials_cash_out_refinance":26,"denial_rate":38.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01027","dataset":"mortgage-lending","jurisdiction":"AL","county":"01027","countyName":"Clay County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Clay County, Alabama: in 2024, lenders reported 246 applications for a home purchase or a refinance; 122 became loans ($20.2 million) and 101 were denied, a denial rate of 41.1%. Home purchase: 185 applications, 87 loans. HMDA 2024 data, FFIEC.","value":122,"unit":"home purchase and refinance loans originated, 2024","applications":246,"originations":122,"denials":101,"originated_dollars":20240000,"applications_purchase":185,"applications_refinance":24,"applications_cash_out_refinance":37,"originations_purchase":87,"originations_refinance":16,"originations_cash_out_refinance":19,"denials_purchase":78,"denials_refinance":8,"denials_cash_out_refinance":15,"denial_rate":41.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01029","dataset":"mortgage-lending","jurisdiction":"AL","county":"01029","countyName":"Cleburne County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Cleburne County, Alabama: in 2024, lenders reported 351 applications for a home purchase or a refinance; 220 became loans ($41.7 million) and 109 were denied, a denial rate of 31.1%. Home purchase: 254 applications, 155 loans. HMDA 2024 data, FFIEC.","value":220,"unit":"home purchase and refinance loans originated, 2024","applications":351,"originations":220,"denials":109,"originated_dollars":41720000,"applications_purchase":254,"applications_refinance":49,"applications_cash_out_refinance":48,"originations_purchase":155,"originations_refinance":38,"originations_cash_out_refinance":27,"denials_purchase":78,"denials_refinance":10,"denials_cash_out_refinance":21,"denial_rate":31.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01031","dataset":"mortgage-lending","jurisdiction":"AL","county":"01031","countyName":"Coffee County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Coffee County, Alabama: in 2024, lenders reported 1,430 applications for a home purchase or a refinance; 1,086 became loans ($262.6 million) and 274 were denied, a denial rate of 19.2%. Home purchase: 939 applications, 755 loans. HMDA 2024 data, FFIEC.","value":1086,"unit":"home purchase and refinance loans originated, 2024","applications":1430,"originations":1086,"denials":274,"originated_dollars":262610000,"applications_purchase":939,"applications_refinance":236,"applications_cash_out_refinance":255,"originations_purchase":755,"originations_refinance":176,"originations_cash_out_refinance":155,"denials_purchase":142,"denials_refinance":38,"denials_cash_out_refinance":94,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01033","dataset":"mortgage-lending","jurisdiction":"AL","county":"01033","countyName":"Colbert County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Colbert County, Alabama: in 2024, lenders reported 1,434 applications for a home purchase or a refinance; 1,076 became loans ($209.5 million) and 302 were denied, a denial rate of 21.1%. Home purchase: 918 applications, 714 loans. HMDA 2024 data, FFIEC.","value":1076,"unit":"home purchase and refinance loans originated, 2024","applications":1434,"originations":1076,"denials":302,"originated_dollars":209490000,"applications_purchase":918,"applications_refinance":242,"applications_cash_out_refinance":274,"originations_purchase":714,"originations_refinance":177,"originations_cash_out_refinance":185,"denials_purchase":174,"denials_refinance":47,"denials_cash_out_refinance":81,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01035","dataset":"mortgage-lending","jurisdiction":"AL","county":"01035","countyName":"Conecuh County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Conecuh County, Alabama: in 2024, lenders reported 170 applications for a home purchase or a refinance; 83 became loans ($11.6 million) and 67 were denied, a denial rate of 39.4%. Home purchase: 135 applications, 59 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":170,"originations":83,"denials":67,"originated_dollars":11565000,"applications_purchase":135,"applications_refinance":17,"applications_cash_out_refinance":18,"originations_purchase":59,"originations_refinance":11,"originations_cash_out_refinance":13,"denials_purchase":57,"denials_refinance":6,"denials_cash_out_refinance":4,"denial_rate":39.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01037","dataset":"mortgage-lending","jurisdiction":"AL","county":"01037","countyName":"Coosa County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Coosa County, Alabama: in 2024, lenders reported 214 applications for a home purchase or a refinance; 114 became loans ($25.6 million) and 81 were denied, a denial rate of 37.9%. Home purchase: 154 applications, 80 loans. HMDA 2024 data, FFIEC.","value":114,"unit":"home purchase and refinance loans originated, 2024","applications":214,"originations":114,"denials":81,"originated_dollars":25600000,"applications_purchase":154,"applications_refinance":24,"applications_cash_out_refinance":36,"originations_purchase":80,"originations_refinance":14,"originations_cash_out_refinance":20,"denials_purchase":55,"denials_refinance":10,"denials_cash_out_refinance":16,"denial_rate":37.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01039","dataset":"mortgage-lending","jurisdiction":"AL","county":"01039","countyName":"Covington County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Covington County, Alabama: in 2024, lenders reported 644 applications for a home purchase or a refinance; 425 became loans ($66.5 million) and 178 were denied, a denial rate of 27.6%. Home purchase: 441 applications, 283 loans. HMDA 2024 data, FFIEC.","value":425,"unit":"home purchase and refinance loans originated, 2024","applications":644,"originations":425,"denials":178,"originated_dollars":66495000,"applications_purchase":441,"applications_refinance":93,"applications_cash_out_refinance":110,"originations_purchase":283,"originations_refinance":69,"originations_cash_out_refinance":73,"denials_purchase":123,"denials_refinance":20,"denials_cash_out_refinance":35,"denial_rate":27.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01041","dataset":"mortgage-lending","jurisdiction":"AL","county":"01041","countyName":"Crenshaw County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Crenshaw County, Alabama: in 2024, lenders reported 258 applications for a home purchase or a refinance; 156 became loans ($23.1 million) and 84 were denied, a denial rate of 32.6%. Home purchase: 166 applications, 97 loans. HMDA 2024 data, FFIEC.","value":156,"unit":"home purchase and refinance loans originated, 2024","applications":258,"originations":156,"denials":84,"originated_dollars":23150000,"applications_purchase":166,"applications_refinance":54,"applications_cash_out_refinance":38,"originations_purchase":97,"originations_refinance":39,"originations_cash_out_refinance":20,"denials_purchase":59,"denials_refinance":11,"denials_cash_out_refinance":14,"denial_rate":32.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01043","dataset":"mortgage-lending","jurisdiction":"AL","county":"01043","countyName":"Cullman County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Cullman County, Alabama: in 2024, lenders reported 2,217 applications for a home purchase or a refinance; 1,622 became loans ($367.7 million) and 477 were denied, a denial rate of 21.5%. Home purchase: 1,545 applications, 1,134 loans. HMDA 2024 data, FFIEC.","value":1622,"unit":"home purchase and refinance loans originated, 2024","applications":2217,"originations":1622,"denials":477,"originated_dollars":367680000,"applications_purchase":1545,"applications_refinance":325,"applications_cash_out_refinance":347,"originations_purchase":1134,"originations_refinance":259,"originations_cash_out_refinance":229,"denials_purchase":320,"denials_refinance":45,"denials_cash_out_refinance":112,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01045","dataset":"mortgage-lending","jurisdiction":"AL","county":"01045","countyName":"Dale County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Dale County, Alabama: in 2024, lenders reported 997 applications for a home purchase or a refinance; 722 became loans ($134.3 million) and 226 were denied, a denial rate of 22.7%. Home purchase: 679 applications, 516 loans. HMDA 2024 data, FFIEC.","value":722,"unit":"home purchase and refinance loans originated, 2024","applications":997,"originations":722,"denials":226,"originated_dollars":134330000,"applications_purchase":679,"applications_refinance":127,"applications_cash_out_refinance":191,"originations_purchase":516,"originations_refinance":93,"originations_cash_out_refinance":113,"denials_purchase":133,"denials_refinance":23,"denials_cash_out_refinance":70,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01047","dataset":"mortgage-lending","jurisdiction":"AL","county":"01047","countyName":"Dallas County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Dallas County, Alabama: in 2024, lenders reported 446 applications for a home purchase or a refinance; 217 became loans ($35.0 million) and 198 were denied, a denial rate of 44.4%. Home purchase: 311 applications, 159 loans. HMDA 2024 data, FFIEC.","value":217,"unit":"home purchase and refinance loans originated, 2024","applications":446,"originations":217,"denials":198,"originated_dollars":34965000,"applications_purchase":311,"applications_refinance":60,"applications_cash_out_refinance":75,"originations_purchase":159,"originations_refinance":33,"originations_cash_out_refinance":25,"denials_purchase":129,"denials_refinance":23,"denials_cash_out_refinance":46,"denial_rate":44.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01049","dataset":"mortgage-lending","jurisdiction":"AL","county":"01049","countyName":"DeKalb County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"DeKalb County, Alabama: in 2024, lenders reported 1,268 applications for a home purchase or a refinance; 837 became loans ($164.3 million) and 371 were denied, a denial rate of 29.3%. Home purchase: 796 applications, 504 loans. HMDA 2024 data, FFIEC.","value":837,"unit":"home purchase and refinance loans originated, 2024","applications":1268,"originations":837,"denials":371,"originated_dollars":164255000,"applications_purchase":796,"applications_refinance":236,"applications_cash_out_refinance":236,"originations_purchase":504,"originations_refinance":180,"originations_cash_out_refinance":153,"denials_purchase":252,"denials_refinance":41,"denials_cash_out_refinance":78,"denial_rate":29.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01051","dataset":"mortgage-lending","jurisdiction":"AL","county":"01051","countyName":"Elmore County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Elmore County, Alabama: in 2024, lenders reported 2,473 applications for a home purchase or a refinance; 1,812 became loans ($428.6 million) and 537 were denied, a denial rate of 21.7%. Home purchase: 1,586 applications, 1,206 loans. HMDA 2024 data, FFIEC.","value":1812,"unit":"home purchase and refinance loans originated, 2024","applications":2473,"originations":1812,"denials":537,"originated_dollars":428580000,"applications_purchase":1586,"applications_refinance":397,"applications_cash_out_refinance":490,"originations_purchase":1206,"originations_refinance":298,"originations_cash_out_refinance":308,"denials_purchase":306,"denials_refinance":68,"denials_cash_out_refinance":163,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01053","dataset":"mortgage-lending","jurisdiction":"AL","county":"01053","countyName":"Escambia County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Escambia County, Alabama: in 2024, lenders reported 591 applications for a home purchase or a refinance; 384 became loans ($68.1 million) and 175 were denied, a denial rate of 29.6%. Home purchase: 406 applications, 264 loans. HMDA 2024 data, FFIEC.","value":384,"unit":"home purchase and refinance loans originated, 2024","applications":591,"originations":384,"denials":175,"originated_dollars":68120000,"applications_purchase":406,"applications_refinance":87,"applications_cash_out_refinance":98,"originations_purchase":264,"originations_refinance":62,"originations_cash_out_refinance":58,"denials_purchase":116,"denials_refinance":20,"denials_cash_out_refinance":39,"denial_rate":29.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01055","dataset":"mortgage-lending","jurisdiction":"AL","county":"01055","countyName":"Etowah County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Etowah County, Alabama: in 2024, lenders reported 2,114 applications for a home purchase or a refinance; 1,533 became loans ($294.1 million) and 475 were denied, a denial rate of 22.5%. Home purchase: 1,357 applications, 1,016 loans. HMDA 2024 data, FFIEC.","value":1533,"unit":"home purchase and refinance loans originated, 2024","applications":2114,"originations":1533,"denials":475,"originated_dollars":294115000,"applications_purchase":1357,"applications_refinance":346,"applications_cash_out_refinance":411,"originations_purchase":1016,"originations_refinance":257,"originations_cash_out_refinance":260,"denials_purchase":266,"denials_refinance":70,"denials_cash_out_refinance":139,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01057","dataset":"mortgage-lending","jurisdiction":"AL","county":"01057","countyName":"Fayette County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Fayette County, Alabama: in 2024, lenders reported 324 applications for a home purchase or a refinance; 193 became loans ($32.8 million) and 111 were denied, a denial rate of 34.3%. Home purchase: 230 applications, 131 loans. HMDA 2024 data, FFIEC.","value":193,"unit":"home purchase and refinance loans originated, 2024","applications":324,"originations":193,"denials":111,"originated_dollars":32765000,"applications_purchase":230,"applications_refinance":44,"applications_cash_out_refinance":50,"originations_purchase":131,"originations_refinance":37,"originations_cash_out_refinance":25,"denials_purchase":82,"denials_refinance":7,"denials_cash_out_refinance":22,"denial_rate":34.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01059","dataset":"mortgage-lending","jurisdiction":"AL","county":"01059","countyName":"Franklin County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Franklin County, Alabama: in 2024, lenders reported 464 applications for a home purchase or a refinance; 309 became loans ($46.0 million) and 130 were denied, a denial rate of 28.0%. Home purchase: 302 applications, 207 loans. HMDA 2024 data, FFIEC.","value":309,"unit":"home purchase and refinance loans originated, 2024","applications":464,"originations":309,"denials":130,"originated_dollars":46045000,"applications_purchase":302,"applications_refinance":90,"applications_cash_out_refinance":72,"originations_purchase":207,"originations_refinance":71,"originations_cash_out_refinance":31,"denials_purchase":76,"denials_refinance":15,"denials_cash_out_refinance":39,"denial_rate":28,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01061","dataset":"mortgage-lending","jurisdiction":"AL","county":"01061","countyName":"Geneva County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Geneva County, Alabama: in 2024, lenders reported 604 applications for a home purchase or a refinance; 445 became loans ($71.6 million) and 134 were denied, a denial rate of 22.2%. Home purchase: 356 applications, 255 loans. HMDA 2024 data, FFIEC.","value":445,"unit":"home purchase and refinance loans originated, 2024","applications":604,"originations":445,"denials":134,"originated_dollars":71635000,"applications_purchase":356,"applications_refinance":156,"applications_cash_out_refinance":92,"originations_purchase":255,"originations_refinance":135,"originations_cash_out_refinance":55,"denials_purchase":88,"denials_refinance":11,"denials_cash_out_refinance":35,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01063","dataset":"mortgage-lending","jurisdiction":"AL","county":"01063","countyName":"Greene County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Greene County, Alabama: in 2024, lenders reported 110 applications for a home purchase or a refinance; 46 became loans ($7.8 million) and 54 were denied, a denial rate of 49.1%. Home purchase: 75 applications, 28 loans. HMDA 2024 data, FFIEC.","value":46,"unit":"home purchase and refinance loans originated, 2024","applications":110,"originations":46,"denials":54,"originated_dollars":7800000,"applications_purchase":75,"applications_refinance":11,"applications_cash_out_refinance":24,"originations_purchase":28,"originations_refinance":8,"originations_cash_out_refinance":10,"denials_purchase":39,"denials_refinance":2,"denials_cash_out_refinance":13,"denial_rate":49.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01065","dataset":"mortgage-lending","jurisdiction":"AL","county":"01065","countyName":"Hale County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Hale County, Alabama: in 2024, lenders reported 279 applications for a home purchase or a refinance; 160 became loans ($25.8 million) and 100 were denied, a denial rate of 35.8%. Home purchase: 215 applications, 120 loans. HMDA 2024 data, FFIEC.","value":160,"unit":"home purchase and refinance loans originated, 2024","applications":279,"originations":160,"denials":100,"originated_dollars":25790000,"applications_purchase":215,"applications_refinance":30,"applications_cash_out_refinance":34,"originations_purchase":120,"originations_refinance":26,"originations_cash_out_refinance":14,"denials_purchase":77,"denials_refinance":4,"denials_cash_out_refinance":19,"denial_rate":35.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01067","dataset":"mortgage-lending","jurisdiction":"AL","county":"01067","countyName":"Henry County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Henry County, Alabama: in 2024, lenders reported 480 applications for a home purchase or a refinance; 325 became loans ($65.3 million) and 128 were denied, a denial rate of 26.7%. Home purchase: 297 applications, 202 loans. HMDA 2024 data, FFIEC.","value":325,"unit":"home purchase and refinance loans originated, 2024","applications":480,"originations":325,"denials":128,"originated_dollars":65275000,"applications_purchase":297,"applications_refinance":90,"applications_cash_out_refinance":93,"originations_purchase":202,"originations_refinance":70,"originations_cash_out_refinance":53,"denials_purchase":78,"denials_refinance":14,"denials_cash_out_refinance":36,"denial_rate":26.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01069","dataset":"mortgage-lending","jurisdiction":"AL","county":"01069","countyName":"Houston County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Houston County, Alabama: in 2024, lenders reported 2,485 applications for a home purchase or a refinance; 1,851 became loans ($406.0 million) and 524 were denied, a denial rate of 21.1%. Home purchase: 1,616 applications, 1,280 loans. HMDA 2024 data, FFIEC.","value":1851,"unit":"home purchase and refinance loans originated, 2024","applications":2485,"originations":1851,"denials":524,"originated_dollars":405965000,"applications_purchase":1616,"applications_refinance":438,"applications_cash_out_refinance":431,"originations_purchase":1280,"originations_refinance":328,"originations_cash_out_refinance":243,"denials_purchase":271,"denials_refinance":83,"denials_cash_out_refinance":170,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01071","dataset":"mortgage-lending","jurisdiction":"AL","county":"01071","countyName":"Jackson County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Jackson County, Alabama: in 2024, lenders reported 1,101 applications for a home purchase or a refinance; 765 became loans ($163.9 million) and 285 were denied, a denial rate of 25.9%. Home purchase: 693 applications, 473 loans. HMDA 2024 data, FFIEC.","value":765,"unit":"home purchase and refinance loans originated, 2024","applications":1101,"originations":765,"denials":285,"originated_dollars":163945000,"applications_purchase":693,"applications_refinance":211,"applications_cash_out_refinance":197,"originations_purchase":473,"originations_refinance":167,"originations_cash_out_refinance":125,"denials_purchase":179,"denials_refinance":34,"denials_cash_out_refinance":72,"denial_rate":25.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01073","dataset":"mortgage-lending","jurisdiction":"AL","county":"01073","countyName":"Jefferson County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Jefferson County, Alabama: in 2024, lenders reported 13,681 applications for a home purchase or a refinance; 10,523 became loans ($2.8 billion) and 2,556 were denied, a denial rate of 18.7%. Home purchase: 9,147 applications, 7,700 loans. HMDA 2024 data, FFIEC.","value":10523,"unit":"home purchase and refinance loans originated, 2024","applications":13681,"originations":10523,"denials":2556,"originated_dollars":2800175000,"applications_purchase":9147,"applications_refinance":2063,"applications_cash_out_refinance":2471,"originations_purchase":7700,"originations_refinance":1416,"originations_cash_out_refinance":1407,"denials_purchase":1098,"denials_refinance":497,"denials_cash_out_refinance":961,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01075","dataset":"mortgage-lending","jurisdiction":"AL","county":"01075","countyName":"Lamar County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Lamar County, Alabama: in 2024, lenders reported 190 applications for a home purchase or a refinance; 114 became loans ($13.7 million) and 60 were denied, a denial rate of 31.6%. Home purchase: 121 applications, 62 loans. HMDA 2024 data, FFIEC.","value":114,"unit":"home purchase and refinance loans originated, 2024","applications":190,"originations":114,"denials":60,"originated_dollars":13690000,"applications_purchase":121,"applications_refinance":25,"applications_cash_out_refinance":44,"originations_purchase":62,"originations_refinance":23,"originations_cash_out_refinance":29,"denials_purchase":43,"denials_refinance":2,"denials_cash_out_refinance":15,"denial_rate":31.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01077","dataset":"mortgage-lending","jurisdiction":"AL","county":"01077","countyName":"Lauderdale County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Lauderdale County, Alabama: in 2024, lenders reported 2,194 applications for a home purchase or a refinance; 1,755 became loans ($366.4 million) and 347 were denied, a denial rate of 15.8%. Home purchase: 1,323 applications, 1,077 loans. HMDA 2024 data, FFIEC.","value":1755,"unit":"home purchase and refinance loans originated, 2024","applications":2194,"originations":1755,"denials":347,"originated_dollars":366425000,"applications_purchase":1323,"applications_refinance":467,"applications_cash_out_refinance":404,"originations_purchase":1077,"originations_refinance":387,"originations_cash_out_refinance":291,"denials_purchase":187,"denials_refinance":64,"denials_cash_out_refinance":96,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01079","dataset":"mortgage-lending","jurisdiction":"AL","county":"01079","countyName":"Lawrence County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Lawrence County, Alabama: in 2024, lenders reported 831 applications for a home purchase or a refinance; 519 became loans ($92.8 million) and 264 were denied, a denial rate of 31.8%. Home purchase: 578 applications, 363 loans. HMDA 2024 data, FFIEC.","value":519,"unit":"home purchase and refinance loans originated, 2024","applications":831,"originations":519,"denials":264,"originated_dollars":92775000,"applications_purchase":578,"applications_refinance":134,"applications_cash_out_refinance":119,"originations_purchase":363,"originations_refinance":95,"originations_cash_out_refinance":61,"denials_purchase":176,"denials_refinance":31,"denials_cash_out_refinance":57,"denial_rate":31.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01081","dataset":"mortgage-lending","jurisdiction":"AL","county":"01081","countyName":"Lee County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Lee County, Alabama: in 2024, lenders reported 4,534 applications for a home purchase or a refinance; 3,517 became loans ($1.1 billion) and 850 were denied, a denial rate of 18.7%. Home purchase: 3,214 applications, 2,615 loans. HMDA 2024 data, FFIEC.","value":3517,"unit":"home purchase and refinance loans originated, 2024","applications":4534,"originations":3517,"denials":850,"originated_dollars":1120415000,"applications_purchase":3214,"applications_refinance":585,"applications_cash_out_refinance":735,"originations_purchase":2615,"originations_refinance":435,"originations_cash_out_refinance":467,"denials_purchase":504,"denials_refinance":110,"denials_cash_out_refinance":236,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01083","dataset":"mortgage-lending","jurisdiction":"AL","county":"01083","countyName":"Limestone County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Limestone County, Alabama: in 2024, lenders reported 4,228 applications for a home purchase or a refinance; 3,399 became loans ($1.0 billion) and 695 were denied, a denial rate of 16.4%. Home purchase: 2,978 applications, 2,522 loans. HMDA 2024 data, FFIEC.","value":3399,"unit":"home purchase and refinance loans originated, 2024","applications":4228,"originations":3399,"denials":695,"originated_dollars":1009465000,"applications_purchase":2978,"applications_refinance":607,"applications_cash_out_refinance":643,"originations_purchase":2522,"originations_refinance":471,"originations_cash_out_refinance":406,"denials_purchase":378,"denials_refinance":104,"denials_cash_out_refinance":213,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01085","dataset":"mortgage-lending","jurisdiction":"AL","county":"01085","countyName":"Lowndes County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Lowndes County, Alabama: in 2024, lenders reported 207 applications for a home purchase or a refinance; 80 became loans ($12.9 million) and 113 were denied, a denial rate of 54.6%. Home purchase: 147 applications, 43 loans. HMDA 2024 data, FFIEC.","value":80,"unit":"home purchase and refinance loans originated, 2024","applications":207,"originations":80,"denials":113,"originated_dollars":12930000,"applications_purchase":147,"applications_refinance":24,"applications_cash_out_refinance":36,"originations_purchase":43,"originations_refinance":17,"originations_cash_out_refinance":20,"denials_purchase":93,"denials_refinance":5,"denials_cash_out_refinance":15,"denial_rate":54.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01087","dataset":"mortgage-lending","jurisdiction":"AL","county":"01087","countyName":"Macon County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Macon County, Alabama: in 2024, lenders reported 324 applications for a home purchase or a refinance; 145 became loans ($20.3 million) and 168 were denied, a denial rate of 51.9%. Home purchase: 204 applications, 84 loans. HMDA 2024 data, FFIEC.","value":145,"unit":"home purchase and refinance loans originated, 2024","applications":324,"originations":145,"denials":168,"originated_dollars":20265000,"applications_purchase":204,"applications_refinance":44,"applications_cash_out_refinance":76,"originations_purchase":84,"originations_refinance":19,"originations_cash_out_refinance":42,"denials_purchase":115,"denials_refinance":23,"denials_cash_out_refinance":30,"denial_rate":51.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01089","dataset":"mortgage-lending","jurisdiction":"AL","county":"01089","countyName":"Madison County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Madison County, Alabama: in 2024, lenders reported 11,818 applications for a home purchase or a refinance; 9,597 became loans ($2.9 billion) and 1,797 were denied, a denial rate of 15.2%. Home purchase: 7,793 applications, 6,739 loans. HMDA 2024 data, FFIEC.","value":9597,"unit":"home purchase and refinance loans originated, 2024","applications":11818,"originations":9597,"denials":1797,"originated_dollars":2904525000,"applications_purchase":7793,"applications_refinance":2130,"applications_cash_out_refinance":1895,"originations_purchase":6739,"originations_refinance":1612,"originations_cash_out_refinance":1246,"denials_purchase":843,"denials_refinance":377,"denials_cash_out_refinance":577,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01091","dataset":"mortgage-lending","jurisdiction":"AL","county":"01091","countyName":"Marengo County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Marengo County, Alabama: in 2024, lenders reported 295 applications for a home purchase or a refinance; 149 became loans ($21.6 million) and 122 were denied, a denial rate of 41.4%. Home purchase: 211 applications, 100 loans. HMDA 2024 data, FFIEC.","value":149,"unit":"home purchase and refinance loans originated, 2024","applications":295,"originations":149,"denials":122,"originated_dollars":21615000,"applications_purchase":211,"applications_refinance":28,"applications_cash_out_refinance":56,"originations_purchase":100,"originations_refinance":17,"originations_cash_out_refinance":32,"denials_purchase":90,"denials_refinance":9,"denials_cash_out_refinance":23,"denial_rate":41.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01093","dataset":"mortgage-lending","jurisdiction":"AL","county":"01093","countyName":"Marion County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Marion County, Alabama: in 2024, lenders reported 529 applications for a home purchase or a refinance; 336 became loans ($45.9 million) and 158 were denied, a denial rate of 29.9%. Home purchase: 352 applications, 205 loans. HMDA 2024 data, FFIEC.","value":336,"unit":"home purchase and refinance loans originated, 2024","applications":529,"originations":336,"denials":158,"originated_dollars":45920000,"applications_purchase":352,"applications_refinance":92,"applications_cash_out_refinance":85,"originations_purchase":205,"originations_refinance":77,"originations_cash_out_refinance":54,"denials_purchase":115,"denials_refinance":13,"denials_cash_out_refinance":30,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01095","dataset":"mortgage-lending","jurisdiction":"AL","county":"01095","countyName":"Marshall County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Marshall County, Alabama: in 2024, lenders reported 2,244 applications for a home purchase or a refinance; 1,691 became loans ($374.1 million) and 453 were denied, a denial rate of 20.2%. Home purchase: 1,349 applications, 1,022 loans. HMDA 2024 data, FFIEC.","value":1691,"unit":"home purchase and refinance loans originated, 2024","applications":2244,"originations":1691,"denials":453,"originated_dollars":374085000,"applications_purchase":1349,"applications_refinance":442,"applications_cash_out_refinance":453,"originations_purchase":1022,"originations_refinance":351,"originations_cash_out_refinance":318,"denials_purchase":265,"denials_refinance":63,"denials_cash_out_refinance":125,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01097","dataset":"mortgage-lending","jurisdiction":"AL","county":"01097","countyName":"Mobile County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Mobile County, Alabama: in 2024, lenders reported 8,370 applications for a home purchase or a refinance; 6,074 became loans ($1.4 billion) and 1,911 were denied, a denial rate of 22.8%. Home purchase: 5,411 applications, 4,264 loans. HMDA 2024 data, FFIEC.","value":6074,"unit":"home purchase and refinance loans originated, 2024","applications":8370,"originations":6074,"denials":1911,"originated_dollars":1358670000,"applications_purchase":5411,"applications_refinance":1264,"applications_cash_out_refinance":1695,"originations_purchase":4264,"originations_refinance":876,"originations_cash_out_refinance":934,"denials_purchase":918,"denials_refinance":298,"denials_cash_out_refinance":695,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01099","dataset":"mortgage-lending","jurisdiction":"AL","county":"01099","countyName":"Monroe County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Monroe County, Alabama: in 2024, lenders reported 308 applications for a home purchase or a refinance; 186 became loans ($28.9 million) and 106 were denied, a denial rate of 34.4%. Home purchase: 204 applications, 118 loans. HMDA 2024 data, FFIEC.","value":186,"unit":"home purchase and refinance loans originated, 2024","applications":308,"originations":186,"denials":106,"originated_dollars":28860000,"applications_purchase":204,"applications_refinance":50,"applications_cash_out_refinance":54,"originations_purchase":118,"originations_refinance":39,"originations_cash_out_refinance":29,"denials_purchase":75,"denials_refinance":7,"denials_cash_out_refinance":24,"denial_rate":34.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01101","dataset":"mortgage-lending","jurisdiction":"AL","county":"01101","countyName":"Montgomery County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Montgomery County, Alabama: in 2024, lenders reported 5,180 applications for a home purchase or a refinance; 3,708 became loans ($815.3 million) and 1,206 were denied, a denial rate of 23.3%. Home purchase: 3,207 applications, 2,542 loans. HMDA 2024 data, FFIEC.","value":3708,"unit":"home purchase and refinance loans originated, 2024","applications":5180,"originations":3708,"denials":1206,"originated_dollars":815280000,"applications_purchase":3207,"applications_refinance":798,"applications_cash_out_refinance":1175,"originations_purchase":2542,"originations_refinance":519,"originations_cash_out_refinance":647,"denials_purchase":515,"denials_refinance":217,"denials_cash_out_refinance":474,"denial_rate":23.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01103","dataset":"mortgage-lending","jurisdiction":"AL","county":"01103","countyName":"Morgan County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Morgan County, Alabama: in 2024, lenders reported 2,887 applications for a home purchase or a refinance; 2,149 became loans ($489.4 million) and 611 were denied, a denial rate of 21.2%. Home purchase: 1,807 applications, 1,428 loans. HMDA 2024 data, FFIEC.","value":2149,"unit":"home purchase and refinance loans originated, 2024","applications":2887,"originations":2149,"denials":611,"originated_dollars":489445000,"applications_purchase":1807,"applications_refinance":535,"applications_cash_out_refinance":545,"originations_purchase":1428,"originations_refinance":380,"originations_cash_out_refinance":341,"denials_purchase":307,"denials_refinance":125,"denials_cash_out_refinance":179,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01105","dataset":"mortgage-lending","jurisdiction":"AL","county":"01105","countyName":"Perry County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Perry County, Alabama: in 2024, lenders reported 142 applications for a home purchase or a refinance; 49 became loans ($6.2 million) and 72 were denied, a denial rate of 50.7%. Home purchase: 111 applications, 33 loans. HMDA 2024 data, FFIEC.","value":49,"unit":"home purchase and refinance loans originated, 2024","applications":142,"originations":49,"denials":72,"originated_dollars":6225000,"applications_purchase":111,"applications_refinance":15,"applications_cash_out_refinance":16,"originations_purchase":33,"originations_refinance":10,"originations_cash_out_refinance":6,"denials_purchase":57,"denials_refinance":5,"denials_cash_out_refinance":10,"denial_rate":50.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01107","dataset":"mortgage-lending","jurisdiction":"AL","county":"01107","countyName":"Pickens County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Pickens County, Alabama: in 2024, lenders reported 387 applications for a home purchase or a refinance; 187 became loans ($27.6 million) and 167 were denied, a denial rate of 43.2%. Home purchase: 304 applications, 145 loans. HMDA 2024 data, FFIEC.","value":187,"unit":"home purchase and refinance loans originated, 2024","applications":387,"originations":187,"denials":167,"originated_dollars":27595000,"applications_purchase":304,"applications_refinance":37,"applications_cash_out_refinance":46,"originations_purchase":145,"originations_refinance":24,"originations_cash_out_refinance":18,"denials_purchase":132,"denials_refinance":9,"denials_cash_out_refinance":26,"denial_rate":43.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01109","dataset":"mortgage-lending","jurisdiction":"AL","county":"01109","countyName":"Pike County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Pike County, Alabama: in 2024, lenders reported 690 applications for a home purchase or a refinance; 442 became loans ($84.6 million) and 207 were denied, a denial rate of 30.0%. Home purchase: 511 applications, 325 loans. HMDA 2024 data, FFIEC.","value":442,"unit":"home purchase and refinance loans originated, 2024","applications":690,"originations":442,"denials":207,"originated_dollars":84640000,"applications_purchase":511,"applications_refinance":89,"applications_cash_out_refinance":90,"originations_purchase":325,"originations_refinance":65,"originations_cash_out_refinance":52,"denials_purchase":156,"denials_refinance":17,"denials_cash_out_refinance":34,"denial_rate":30,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01111","dataset":"mortgage-lending","jurisdiction":"AL","county":"01111","countyName":"Randolph County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Randolph County, Alabama: in 2024, lenders reported 504 applications for a home purchase or a refinance; 326 became loans ($78.8 million) and 134 were denied, a denial rate of 26.6%. Home purchase: 338 applications, 225 loans. HMDA 2024 data, FFIEC.","value":326,"unit":"home purchase and refinance loans originated, 2024","applications":504,"originations":326,"denials":134,"originated_dollars":78830000,"applications_purchase":338,"applications_refinance":69,"applications_cash_out_refinance":97,"originations_purchase":225,"originations_refinance":46,"originations_cash_out_refinance":55,"denials_purchase":81,"denials_refinance":16,"denials_cash_out_refinance":37,"denial_rate":26.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01113","dataset":"mortgage-lending","jurisdiction":"AL","county":"01113","countyName":"Russell County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Russell County, Alabama: in 2024, lenders reported 1,538 applications for a home purchase or a refinance; 1,117 became loans ($254.3 million) and 355 were denied, a denial rate of 23.1%. Home purchase: 927 applications, 738 loans. HMDA 2024 data, FFIEC.","value":1117,"unit":"home purchase and refinance loans originated, 2024","applications":1538,"originations":1117,"denials":355,"originated_dollars":254255000,"applications_purchase":927,"applications_refinance":263,"applications_cash_out_refinance":348,"originations_purchase":738,"originations_refinance":201,"originations_cash_out_refinance":178,"denials_purchase":157,"denials_refinance":41,"denials_cash_out_refinance":157,"denial_rate":23.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01115","dataset":"mortgage-lending","jurisdiction":"AL","county":"01115","countyName":"St. Clair County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"St. Clair County, Alabama: in 2024, lenders reported 2,798 applications for a home purchase or a refinance; 2,017 became loans ($462.4 million) and 631 were denied, a denial rate of 22.6%. Home purchase: 2,061 applications, 1,513 loans. HMDA 2024 data, FFIEC.","value":2017,"unit":"home purchase and refinance loans originated, 2024","applications":2798,"originations":2017,"denials":631,"originated_dollars":462445000,"applications_purchase":2061,"applications_refinance":368,"applications_cash_out_refinance":369,"originations_purchase":1513,"originations_refinance":275,"originations_cash_out_refinance":229,"denials_purchase":441,"denials_refinance":64,"denials_cash_out_refinance":126,"denial_rate":22.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01117","dataset":"mortgage-lending","jurisdiction":"AL","county":"01117","countyName":"Shelby County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Shelby County, Alabama: in 2024, lenders reported 5,990 applications for a home purchase or a refinance; 4,796 became loans ($1.5 billion) and 971 were denied, a denial rate of 16.2%. Home purchase: 4,133 applications, 3,507 loans. HMDA 2024 data, FFIEC.","value":4796,"unit":"home purchase and refinance loans originated, 2024","applications":5990,"originations":4796,"denials":971,"originated_dollars":1548570000,"applications_purchase":4133,"applications_refinance":820,"applications_cash_out_refinance":1037,"originations_purchase":3507,"originations_refinance":614,"originations_cash_out_refinance":675,"denials_purchase":481,"denials_refinance":160,"denials_cash_out_refinance":330,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01119","dataset":"mortgage-lending","jurisdiction":"AL","county":"01119","countyName":"Sumter County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Sumter County, Alabama: in 2024, lenders reported 160 applications for a home purchase or a refinance; 70 became loans ($8.0 million) and 75 were denied, a denial rate of 46.9%. Home purchase: 130 applications, 50 loans. HMDA 2024 data, FFIEC.","value":70,"unit":"home purchase and refinance loans originated, 2024","applications":160,"originations":70,"denials":75,"originated_dollars":8040000,"applications_purchase":130,"applications_refinance":15,"applications_cash_out_refinance":15,"originations_purchase":50,"originations_refinance":9,"originations_cash_out_refinance":11,"denials_purchase":65,"denials_refinance":6,"denials_cash_out_refinance":4,"denial_rate":46.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01121","dataset":"mortgage-lending","jurisdiction":"AL","county":"01121","countyName":"Talladega County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Talladega County, Alabama: in 2024, lenders reported 1,918 applications for a home purchase or a refinance; 1,184 became loans ($226.3 million) and 626 were denied, a denial rate of 32.6%. Home purchase: 1,448 applications, 885 loans. HMDA 2024 data, FFIEC.","value":1184,"unit":"home purchase and refinance loans originated, 2024","applications":1918,"originations":1184,"denials":626,"originated_dollars":226290000,"applications_purchase":1448,"applications_refinance":197,"applications_cash_out_refinance":273,"originations_purchase":885,"originations_refinance":148,"originations_cash_out_refinance":151,"denials_purchase":471,"denials_refinance":42,"denials_cash_out_refinance":113,"denial_rate":32.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01123","dataset":"mortgage-lending","jurisdiction":"AL","county":"01123","countyName":"Tallapoosa County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Tallapoosa County, Alabama: in 2024, lenders reported 1,018 applications for a home purchase or a refinance; 703 became loans ($230.4 million) and 267 were denied, a denial rate of 26.2%. Home purchase: 678 applications, 481 loans. HMDA 2024 data, FFIEC.","value":703,"unit":"home purchase and refinance loans originated, 2024","applications":1018,"originations":703,"denials":267,"originated_dollars":230355000,"applications_purchase":678,"applications_refinance":151,"applications_cash_out_refinance":189,"originations_purchase":481,"originations_refinance":111,"originations_cash_out_refinance":111,"denials_purchase":164,"denials_refinance":33,"denials_cash_out_refinance":70,"denial_rate":26.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01125","dataset":"mortgage-lending","jurisdiction":"AL","county":"01125","countyName":"Tuscaloosa County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Tuscaloosa County, Alabama: in 2024, lenders reported 4,702 applications for a home purchase or a refinance; 3,415 became loans ($942.0 million) and 1,045 were denied, a denial rate of 22.2%. Home purchase: 3,544 applications, 2,651 loans. HMDA 2024 data, FFIEC.","value":3415,"unit":"home purchase and refinance loans originated, 2024","applications":4702,"originations":3415,"denials":1045,"originated_dollars":942005000,"applications_purchase":3544,"applications_refinance":538,"applications_cash_out_refinance":620,"originations_purchase":2651,"originations_refinance":403,"originations_cash_out_refinance":361,"denials_purchase":710,"denials_refinance":101,"denials_cash_out_refinance":234,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01127","dataset":"mortgage-lending","jurisdiction":"AL","county":"01127","countyName":"Walker County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Walker County, Alabama: in 2024, lenders reported 1,444 applications for a home purchase or a refinance; 818 became loans ($149.6 million) and 531 were denied, a denial rate of 36.8%. Home purchase: 1,134 applications, 632 loans. HMDA 2024 data, FFIEC.","value":818,"unit":"home purchase and refinance loans originated, 2024","applications":1444,"originations":818,"denials":531,"originated_dollars":149610000,"applications_purchase":1134,"applications_refinance":145,"applications_cash_out_refinance":165,"originations_purchase":632,"originations_refinance":93,"originations_cash_out_refinance":93,"denials_purchase":425,"denials_refinance":39,"denials_cash_out_refinance":67,"denial_rate":36.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01129","dataset":"mortgage-lending","jurisdiction":"AL","county":"01129","countyName":"Washington County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Washington County, Alabama: in 2024, lenders reported 298 applications for a home purchase or a refinance; 157 became loans ($24.8 million) and 119 were denied, a denial rate of 39.9%. Home purchase: 230 applications, 113 loans. HMDA 2024 data, FFIEC.","value":157,"unit":"home purchase and refinance loans originated, 2024","applications":298,"originations":157,"denials":119,"originated_dollars":24845000,"applications_purchase":230,"applications_refinance":35,"applications_cash_out_refinance":33,"originations_purchase":113,"originations_refinance":24,"originations_cash_out_refinance":20,"denials_purchase":102,"denials_refinance":6,"denials_cash_out_refinance":11,"denial_rate":39.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01131","dataset":"mortgage-lending","jurisdiction":"AL","county":"01131","countyName":"Wilcox County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Wilcox County, Alabama: in 2024, lenders reported 144 applications for a home purchase or a refinance; 56 became loans ($7.9 million) and 76 were denied, a denial rate of 52.8%. Home purchase: 115 applications, 38 loans. HMDA 2024 data, FFIEC.","value":56,"unit":"home purchase and refinance loans originated, 2024","applications":144,"originations":56,"denials":76,"originated_dollars":7860000,"applications_purchase":115,"applications_refinance":10,"applications_cash_out_refinance":19,"originations_purchase":38,"originations_refinance":7,"originations_cash_out_refinance":11,"denials_purchase":65,"denials_refinance":3,"denials_cash_out_refinance":8,"denial_rate":52.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:01133","dataset":"mortgage-lending","jurisdiction":"AL","county":"01133","countyName":"Winston County","stateName":"Alabama","level":"county","year":2024,"status":"P","text":"Winston County, Alabama: in 2024, lenders reported 540 applications for a home purchase or a refinance; 390 became loans ($104.5 million) and 131 were denied, a denial rate of 24.3%. Home purchase: 357 applications, 245 loans. HMDA 2024 data, FFIEC.","value":390,"unit":"home purchase and refinance loans originated, 2024","applications":540,"originations":390,"denials":131,"originated_dollars":104490000,"applications_purchase":357,"applications_refinance":95,"applications_cash_out_refinance":88,"originations_purchase":245,"originations_refinance":85,"originations_cash_out_refinance":60,"denials_purchase":97,"denials_refinance":8,"denials_cash_out_refinance":26,"denial_rate":24.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:AR","dataset":"mortgage-lending","jurisdiction":"AR","county":null,"countyName":null,"stateName":"Arkansas","level":"state","year":2024,"status":"P","text":"Arkansas: in 2024, lenders reported 67,652 applications for a home purchase or a refinance; 48,961 became loans ($12.1 billion) and 14,482 were denied, a denial rate of 21.4%. Home purchase: 48,626 applications, 36,020 loans. Loans made changed +8.0% from 45,314 in 2023. HMDA 2024 data, FFIEC.","value":48961,"unit":"home purchase and refinance loans originated, 2024","applications":67652,"originations":48961,"denials":14482,"originated_dollars":12095835000,"applications_purchase":48626,"applications_refinance":9523,"applications_cash_out_refinance":9503,"originations_purchase":36020,"originations_refinance":7252,"originations_cash_out_refinance":5689,"denials_purchase":9212,"denials_refinance":1746,"denials_cash_out_refinance":3524,"denial_rate":21.4,"originations_prior_year":45314,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"235 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":235,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05001","dataset":"mortgage-lending","jurisdiction":"AR","county":"05001","countyName":"Arkansas County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Arkansas County, Arkansas: in 2024, lenders reported 335 applications for a home purchase or a refinance; 169 became loans ($19.5 million) and 86 were denied, a denial rate of 25.7%. Home purchase: 228 applications, 102 loans. HMDA 2024 data, FFIEC.","value":169,"unit":"home purchase and refinance loans originated, 2024","applications":335,"originations":169,"denials":86,"originated_dollars":19505000,"applications_purchase":228,"applications_refinance":75,"applications_cash_out_refinance":32,"originations_purchase":102,"originations_refinance":56,"originations_cash_out_refinance":11,"denials_purchase":55,"denials_refinance":11,"denials_cash_out_refinance":20,"denial_rate":25.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05003","dataset":"mortgage-lending","jurisdiction":"AR","county":"05003","countyName":"Ashley County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Ashley County, Arkansas: in 2024, lenders reported 320 applications for a home purchase or a refinance; 163 became loans ($20.3 million) and 135 were denied, a denial rate of 42.2%. Home purchase: 228 applications, 108 loans. HMDA 2024 data, FFIEC.","value":163,"unit":"home purchase and refinance loans originated, 2024","applications":320,"originations":163,"denials":135,"originated_dollars":20295000,"applications_purchase":228,"applications_refinance":42,"applications_cash_out_refinance":50,"originations_purchase":108,"originations_refinance":29,"originations_cash_out_refinance":26,"denials_purchase":102,"denials_refinance":11,"denials_cash_out_refinance":22,"denial_rate":42.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05005","dataset":"mortgage-lending","jurisdiction":"AR","county":"05005","countyName":"Baxter County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Baxter County, Arkansas: in 2024, lenders reported 945 applications for a home purchase or a refinance; 786 became loans ($165.1 million) and 125 were denied, a denial rate of 13.2%. Home purchase: 638 applications, 552 loans. HMDA 2024 data, FFIEC.","value":786,"unit":"home purchase and refinance loans originated, 2024","applications":945,"originations":786,"denials":125,"originated_dollars":165140000,"applications_purchase":638,"applications_refinance":138,"applications_cash_out_refinance":169,"originations_purchase":552,"originations_refinance":119,"originations_cash_out_refinance":115,"denials_purchase":58,"denials_refinance":16,"denials_cash_out_refinance":51,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05007","dataset":"mortgage-lending","jurisdiction":"AR","county":"05007","countyName":"Benton County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Benton County, Arkansas: in 2024, lenders reported 9,200 applications for a home purchase or a refinance; 7,866 became loans ($2.7 billion) and 1,054 were denied, a denial rate of 11.5%. Home purchase: 6,867 applications, 6,158 loans. HMDA 2024 data, FFIEC.","value":7866,"unit":"home purchase and refinance loans originated, 2024","applications":9200,"originations":7866,"denials":1054,"originated_dollars":2693880000,"applications_purchase":6867,"applications_refinance":1218,"applications_cash_out_refinance":1115,"originations_purchase":6158,"originations_refinance":947,"originations_cash_out_refinance":761,"denials_purchase":542,"denials_refinance":204,"denials_cash_out_refinance":308,"denial_rate":11.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05009","dataset":"mortgage-lending","jurisdiction":"AR","county":"05009","countyName":"Boone County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Boone County, Arkansas: in 2024, lenders reported 832 applications for a home purchase or a refinance; 667 became loans ($124.7 million) and 139 were denied, a denial rate of 16.7%. Home purchase: 513 applications, 426 loans. HMDA 2024 data, FFIEC.","value":667,"unit":"home purchase and refinance loans originated, 2024","applications":832,"originations":667,"denials":139,"originated_dollars":124685000,"applications_purchase":513,"applications_refinance":166,"applications_cash_out_refinance":153,"originations_purchase":426,"originations_refinance":139,"originations_cash_out_refinance":102,"denials_purchase":69,"denials_refinance":24,"denials_cash_out_refinance":46,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05011","dataset":"mortgage-lending","jurisdiction":"AR","county":"05011","countyName":"Bradley County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Bradley County, Arkansas: in 2024, lenders reported 156 applications for a home purchase or a refinance; 66 became loans ($9.6 million) and 72 were denied, a denial rate of 46.2%. Home purchase: 132 applications, 51 loans. HMDA 2024 data, FFIEC.","value":66,"unit":"home purchase and refinance loans originated, 2024","applications":156,"originations":66,"denials":72,"originated_dollars":9640000,"applications_purchase":132,"applications_refinance":9,"applications_cash_out_refinance":15,"originations_purchase":51,"originations_refinance":7,"originations_cash_out_refinance":8,"denials_purchase":64,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":46.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05013","dataset":"mortgage-lending","jurisdiction":"AR","county":"05013","countyName":"Calhoun County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Calhoun County, Arkansas: in 2024, lenders reported 125 applications for a home purchase or a refinance; 55 became loans ($6.2 million) and 50 were denied, a denial rate of 40.0%. Home purchase: 104 applications, 41 loans. HMDA 2024 data, FFIEC.","value":55,"unit":"home purchase and refinance loans originated, 2024","applications":125,"originations":55,"denials":50,"originated_dollars":6215000,"applications_purchase":104,"applications_refinance":14,"applications_cash_out_refinance":7,"originations_purchase":41,"originations_refinance":9,"originations_cash_out_refinance":5,"denials_purchase":45,"denials_refinance":3,"denials_cash_out_refinance":2,"denial_rate":40,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05015","dataset":"mortgage-lending","jurisdiction":"AR","county":"05015","countyName":"Carroll County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Carroll County, Arkansas: in 2024, lenders reported 585 applications for a home purchase or a refinance; 472 became loans ($111.4 million) and 93 were denied, a denial rate of 15.9%. Home purchase: 377 applications, 309 loans. HMDA 2024 data, FFIEC.","value":472,"unit":"home purchase and refinance loans originated, 2024","applications":585,"originations":472,"denials":93,"originated_dollars":111360000,"applications_purchase":377,"applications_refinance":120,"applications_cash_out_refinance":88,"originations_purchase":309,"originations_refinance":99,"originations_cash_out_refinance":64,"denials_purchase":52,"denials_refinance":18,"denials_cash_out_refinance":23,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05017","dataset":"mortgage-lending","jurisdiction":"AR","county":"05017","countyName":"Chicot County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Chicot County, Arkansas: in 2024, lenders reported 153 applications for a home purchase or a refinance; 54 became loans ($7.9 million) and 86 were denied, a denial rate of 56.2%. Home purchase: 128 applications, 44 loans. HMDA 2024 data, FFIEC.","value":54,"unit":"home purchase and refinance loans originated, 2024","applications":153,"originations":54,"denials":86,"originated_dollars":7900000,"applications_purchase":128,"applications_refinance":10,"applications_cash_out_refinance":15,"originations_purchase":44,"originations_refinance":6,"originations_cash_out_refinance":4,"denials_purchase":72,"denials_refinance":3,"denials_cash_out_refinance":11,"denial_rate":56.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05019","dataset":"mortgage-lending","jurisdiction":"AR","county":"05019","countyName":"Clark County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Clark County, Arkansas: in 2024, lenders reported 452 applications for a home purchase or a refinance; 269 became loans ($45.0 million) and 152 were denied, a denial rate of 33.6%. Home purchase: 333 applications, 191 loans. HMDA 2024 data, FFIEC.","value":269,"unit":"home purchase and refinance loans originated, 2024","applications":452,"originations":269,"denials":152,"originated_dollars":45045000,"applications_purchase":333,"applications_refinance":61,"applications_cash_out_refinance":58,"originations_purchase":191,"originations_refinance":48,"originations_cash_out_refinance":30,"denials_purchase":114,"denials_refinance":11,"denials_cash_out_refinance":27,"denial_rate":33.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05021","dataset":"mortgage-lending","jurisdiction":"AR","county":"05021","countyName":"Clay County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Clay County, Arkansas: in 2024, lenders reported 265 applications for a home purchase or a refinance; 167 became loans ($20.6 million) and 72 were denied, a denial rate of 27.2%. Home purchase: 184 applications, 120 loans. HMDA 2024 data, FFIEC.","value":167,"unit":"home purchase and refinance loans originated, 2024","applications":265,"originations":167,"denials":72,"originated_dollars":20585000,"applications_purchase":184,"applications_refinance":28,"applications_cash_out_refinance":53,"originations_purchase":120,"originations_refinance":18,"originations_cash_out_refinance":29,"denials_purchase":42,"denials_refinance":9,"denials_cash_out_refinance":21,"denial_rate":27.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05023","dataset":"mortgage-lending","jurisdiction":"AR","county":"05023","countyName":"Cleburne County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Cleburne County, Arkansas: in 2024, lenders reported 756 applications for a home purchase or a refinance; 500 became loans ($122.4 million) and 198 were denied, a denial rate of 26.2%. Home purchase: 544 applications, 363 loans. HMDA 2024 data, FFIEC.","value":500,"unit":"home purchase and refinance loans originated, 2024","applications":756,"originations":500,"denials":198,"originated_dollars":122390000,"applications_purchase":544,"applications_refinance":90,"applications_cash_out_refinance":122,"originations_purchase":363,"originations_refinance":72,"originations_cash_out_refinance":65,"denials_purchase":131,"denials_refinance":12,"denials_cash_out_refinance":55,"denial_rate":26.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05025","dataset":"mortgage-lending","jurisdiction":"AR","county":"05025","countyName":"Cleveland County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Cleveland County, Arkansas: in 2024, lenders reported 168 applications for a home purchase or a refinance; 90 became loans ($11.8 million) and 59 were denied, a denial rate of 35.1%. Home purchase: 126 applications, 65 loans. HMDA 2024 data, FFIEC.","value":90,"unit":"home purchase and refinance loans originated, 2024","applications":168,"originations":90,"denials":59,"originated_dollars":11850000,"applications_purchase":126,"applications_refinance":16,"applications_cash_out_refinance":26,"originations_purchase":65,"originations_refinance":12,"originations_cash_out_refinance":13,"denials_purchase":45,"denials_refinance":2,"denials_cash_out_refinance":12,"denial_rate":35.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05027","dataset":"mortgage-lending","jurisdiction":"AR","county":"05027","countyName":"Columbia County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Columbia County, Arkansas: in 2024, lenders reported 402 applications for a home purchase or a refinance; 198 became loans ($36.3 million) and 173 were denied, a denial rate of 43.0%. Home purchase: 314 applications, 144 loans. HMDA 2024 data, FFIEC.","value":198,"unit":"home purchase and refinance loans originated, 2024","applications":402,"originations":198,"denials":173,"originated_dollars":36300000,"applications_purchase":314,"applications_refinance":45,"applications_cash_out_refinance":43,"originations_purchase":144,"originations_refinance":34,"originations_cash_out_refinance":20,"denials_purchase":142,"denials_refinance":9,"denials_cash_out_refinance":22,"denial_rate":43,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05029","dataset":"mortgage-lending","jurisdiction":"AR","county":"05029","countyName":"Conway County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Conway County, Arkansas: in 2024, lenders reported 466 applications for a home purchase or a refinance; 267 became loans ($44.0 million) and 169 were denied, a denial rate of 36.3%. Home purchase: 359 applications, 204 loans. HMDA 2024 data, FFIEC.","value":267,"unit":"home purchase and refinance loans originated, 2024","applications":466,"originations":267,"denials":169,"originated_dollars":44025000,"applications_purchase":359,"applications_refinance":49,"applications_cash_out_refinance":58,"originations_purchase":204,"originations_refinance":37,"originations_cash_out_refinance":26,"denials_purchase":130,"denials_refinance":9,"denials_cash_out_refinance":30,"denial_rate":36.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05031","dataset":"mortgage-lending","jurisdiction":"AR","county":"05031","countyName":"Craighead County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Craighead County, Arkansas: in 2024, lenders reported 2,518 applications for a home purchase or a refinance; 1,968 became loans ($422.8 million) and 402 were denied, a denial rate of 16.0%. Home purchase: 1,770 applications, 1,455 loans. HMDA 2024 data, FFIEC.","value":1968,"unit":"home purchase and refinance loans originated, 2024","applications":2518,"originations":1968,"denials":402,"originated_dollars":422800000,"applications_purchase":1770,"applications_refinance":431,"applications_cash_out_refinance":317,"originations_purchase":1455,"originations_refinance":327,"originations_cash_out_refinance":186,"denials_purchase":208,"denials_refinance":72,"denials_cash_out_refinance":122,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05033","dataset":"mortgage-lending","jurisdiction":"AR","county":"05033","countyName":"Crawford County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Crawford County, Arkansas: in 2024, lenders reported 1,318 applications for a home purchase or a refinance; 1,032 became loans ($198.1 million) and 250 were denied, a denial rate of 19.0%. Home purchase: 870 applications, 716 loans. HMDA 2024 data, FFIEC.","value":1032,"unit":"home purchase and refinance loans originated, 2024","applications":1318,"originations":1032,"denials":250,"originated_dollars":198060000,"applications_purchase":870,"applications_refinance":220,"applications_cash_out_refinance":228,"originations_purchase":716,"originations_refinance":173,"originations_cash_out_refinance":143,"denials_purchase":131,"denials_refinance":42,"denials_cash_out_refinance":77,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05035","dataset":"mortgage-lending","jurisdiction":"AR","county":"05035","countyName":"Crittenden County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Crittenden County, Arkansas: in 2024, lenders reported 851 applications for a home purchase or a refinance; 533 became loans ($147.8 million) and 161 were denied, a denial rate of 18.9%. Home purchase: 591 applications, 364 loans. HMDA 2024 data, FFIEC.","value":533,"unit":"home purchase and refinance loans originated, 2024","applications":851,"originations":533,"denials":161,"originated_dollars":147835000,"applications_purchase":591,"applications_refinance":98,"applications_cash_out_refinance":162,"originations_purchase":364,"originations_refinance":73,"originations_cash_out_refinance":96,"denials_purchase":89,"denials_refinance":15,"denials_cash_out_refinance":57,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05037","dataset":"mortgage-lending","jurisdiction":"AR","county":"05037","countyName":"Cross County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Cross County, Arkansas: in 2024, lenders reported 310 applications for a home purchase or a refinance; 161 became loans ($23.3 million) and 92 were denied, a denial rate of 29.7%. Home purchase: 234 applications, 111 loans. HMDA 2024 data, FFIEC.","value":161,"unit":"home purchase and refinance loans originated, 2024","applications":310,"originations":161,"denials":92,"originated_dollars":23305000,"applications_purchase":234,"applications_refinance":33,"applications_cash_out_refinance":43,"originations_purchase":111,"originations_refinance":22,"originations_cash_out_refinance":28,"denials_purchase":72,"denials_refinance":6,"denials_cash_out_refinance":14,"denial_rate":29.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05039","dataset":"mortgage-lending","jurisdiction":"AR","county":"05039","countyName":"Dallas County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Dallas County, Arkansas: in 2024, lenders reported 147 applications for a home purchase or a refinance; 63 became loans ($7.3 million) and 73 were denied, a denial rate of 49.7%. Home purchase: 108 applications, 37 loans. HMDA 2024 data, FFIEC.","value":63,"unit":"home purchase and refinance loans originated, 2024","applications":147,"originations":63,"denials":73,"originated_dollars":7335000,"applications_purchase":108,"applications_refinance":16,"applications_cash_out_refinance":23,"originations_purchase":37,"originations_refinance":12,"originations_cash_out_refinance":14,"denials_purchase":60,"denials_refinance":4,"denials_cash_out_refinance":9,"denial_rate":49.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05041","dataset":"mortgage-lending","jurisdiction":"AR","county":"05041","countyName":"Desha County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Desha County, Arkansas: in 2024, lenders reported 112 applications for a home purchase or a refinance; 60 became loans ($7.3 million) and 45 were denied, a denial rate of 40.2%. Home purchase: 82 applications, 48 loans. HMDA 2024 data, FFIEC.","value":60,"unit":"home purchase and refinance loans originated, 2024","applications":112,"originations":60,"denials":45,"originated_dollars":7330000,"applications_purchase":82,"applications_refinance":6,"applications_cash_out_refinance":24,"originations_purchase":48,"originations_refinance":4,"originations_cash_out_refinance":8,"denials_purchase":27,"denials_refinance":2,"denials_cash_out_refinance":16,"denial_rate":40.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05043","dataset":"mortgage-lending","jurisdiction":"AR","county":"05043","countyName":"Drew County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Drew County, Arkansas: in 2024, lenders reported 253 applications for a home purchase or a refinance; 134 became loans ($22.0 million) and 98 were denied, a denial rate of 38.7%. Home purchase: 204 applications, 106 loans. HMDA 2024 data, FFIEC.","value":134,"unit":"home purchase and refinance loans originated, 2024","applications":253,"originations":134,"denials":98,"originated_dollars":21980000,"applications_purchase":204,"applications_refinance":19,"applications_cash_out_refinance":30,"originations_purchase":106,"originations_refinance":13,"originations_cash_out_refinance":15,"denials_purchase":80,"denials_refinance":5,"denials_cash_out_refinance":13,"denial_rate":38.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05045","dataset":"mortgage-lending","jurisdiction":"AR","county":"05045","countyName":"Faulkner County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Faulkner County, Arkansas: in 2024, lenders reported 3,173 applications for a home purchase or a refinance; 2,387 became loans ($603.9 million) and 607 were denied, a denial rate of 19.1%. Home purchase: 2,345 applications, 1,796 loans. HMDA 2024 data, FFIEC.","value":2387,"unit":"home purchase and refinance loans originated, 2024","applications":3173,"originations":2387,"denials":607,"originated_dollars":603895000,"applications_purchase":2345,"applications_refinance":404,"applications_cash_out_refinance":424,"originations_purchase":1796,"originations_refinance":312,"originations_cash_out_refinance":279,"denials_purchase":403,"denials_refinance":69,"denials_cash_out_refinance":135,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05047","dataset":"mortgage-lending","jurisdiction":"AR","county":"05047","countyName":"Franklin County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Franklin County, Arkansas: in 2024, lenders reported 351 applications for a home purchase or a refinance; 259 became loans ($42.7 million) and 82 were denied, a denial rate of 23.4%. Home purchase: 225 applications, 172 loans. HMDA 2024 data, FFIEC.","value":259,"unit":"home purchase and refinance loans originated, 2024","applications":351,"originations":259,"denials":82,"originated_dollars":42685000,"applications_purchase":225,"applications_refinance":66,"applications_cash_out_refinance":60,"originations_purchase":172,"originations_refinance":53,"originations_cash_out_refinance":34,"denials_purchase":46,"denials_refinance":12,"denials_cash_out_refinance":24,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05049","dataset":"mortgage-lending","jurisdiction":"AR","county":"05049","countyName":"Fulton County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Fulton County, Arkansas: in 2024, lenders reported 195 applications for a home purchase or a refinance; 142 became loans ($23.6 million) and 48 were denied, a denial rate of 24.6%. Home purchase: 138 applications, 102 loans. HMDA 2024 data, FFIEC.","value":142,"unit":"home purchase and refinance loans originated, 2024","applications":195,"originations":142,"denials":48,"originated_dollars":23620000,"applications_purchase":138,"applications_refinance":33,"applications_cash_out_refinance":24,"originations_purchase":102,"originations_refinance":23,"originations_cash_out_refinance":17,"denials_purchase":31,"denials_refinance":10,"denials_cash_out_refinance":7,"denial_rate":24.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05051","dataset":"mortgage-lending","jurisdiction":"AR","county":"05051","countyName":"Garland County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Garland County, Arkansas: in 2024, lenders reported 2,582 applications for a home purchase or a refinance; 1,690 became loans ($408.5 million) and 723 were denied, a denial rate of 28.0%. Home purchase: 1,783 applications, 1,170 loans. HMDA 2024 data, FFIEC.","value":1690,"unit":"home purchase and refinance loans originated, 2024","applications":2582,"originations":1690,"denials":723,"originated_dollars":408480000,"applications_purchase":1783,"applications_refinance":385,"applications_cash_out_refinance":414,"originations_purchase":1170,"originations_refinance":282,"originations_cash_out_refinance":238,"denials_purchase":484,"denials_refinance":80,"denials_cash_out_refinance":159,"denial_rate":28,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05053","dataset":"mortgage-lending","jurisdiction":"AR","county":"05053","countyName":"Grant County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Grant County, Arkansas: in 2024, lenders reported 532 applications for a home purchase or a refinance; 248 became loans ($48.6 million) and 168 were denied, a denial rate of 31.6%. Home purchase: 412 applications, 173 loans. HMDA 2024 data, FFIEC.","value":248,"unit":"home purchase and refinance loans originated, 2024","applications":532,"originations":248,"denials":168,"originated_dollars":48650000,"applications_purchase":412,"applications_refinance":55,"applications_cash_out_refinance":65,"originations_purchase":173,"originations_refinance":36,"originations_cash_out_refinance":39,"denials_purchase":137,"denials_refinance":7,"denials_cash_out_refinance":24,"denial_rate":31.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05055","dataset":"mortgage-lending","jurisdiction":"AR","county":"05055","countyName":"Greene County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Greene County, Arkansas: in 2024, lenders reported 992 applications for a home purchase or a refinance; 768 became loans ($129.9 million) and 178 were denied, a denial rate of 17.9%. Home purchase: 680 applications, 543 loans. HMDA 2024 data, FFIEC.","value":768,"unit":"home purchase and refinance loans originated, 2024","applications":992,"originations":768,"denials":178,"originated_dollars":129920000,"applications_purchase":680,"applications_refinance":160,"applications_cash_out_refinance":152,"originations_purchase":543,"originations_refinance":129,"originations_cash_out_refinance":96,"denials_purchase":98,"denials_refinance":28,"denials_cash_out_refinance":52,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05057","dataset":"mortgage-lending","jurisdiction":"AR","county":"05057","countyName":"Hempstead County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Hempstead County, Arkansas: in 2024, lenders reported 335 applications for a home purchase or a refinance; 180 became loans ($22.4 million) and 129 were denied, a denial rate of 38.5%. Home purchase: 235 applications, 116 loans. HMDA 2024 data, FFIEC.","value":180,"unit":"home purchase and refinance loans originated, 2024","applications":335,"originations":180,"denials":129,"originated_dollars":22350000,"applications_purchase":235,"applications_refinance":54,"applications_cash_out_refinance":46,"originations_purchase":116,"originations_refinance":41,"originations_cash_out_refinance":23,"denials_purchase":98,"denials_refinance":9,"denials_cash_out_refinance":22,"denial_rate":38.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05059","dataset":"mortgage-lending","jurisdiction":"AR","county":"05059","countyName":"Hot Spring County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Hot Spring County, Arkansas: in 2024, lenders reported 842 applications for a home purchase or a refinance; 456 became loans ($73.0 million) and 310 were denied, a denial rate of 36.8%. Home purchase: 635 applications, 313 loans. HMDA 2024 data, FFIEC.","value":456,"unit":"home purchase and refinance loans originated, 2024","applications":842,"originations":456,"denials":310,"originated_dollars":72970000,"applications_purchase":635,"applications_refinance":99,"applications_cash_out_refinance":108,"originations_purchase":313,"originations_refinance":71,"originations_cash_out_refinance":72,"denials_purchase":254,"denials_refinance":21,"denials_cash_out_refinance":35,"denial_rate":36.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05061","dataset":"mortgage-lending","jurisdiction":"AR","county":"05061","countyName":"Howard County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Howard County, Arkansas: in 2024, lenders reported 219 applications for a home purchase or a refinance; 117 became loans ($16.1 million) and 65 were denied, a denial rate of 29.7%. Home purchase: 147 applications, 67 loans. HMDA 2024 data, FFIEC.","value":117,"unit":"home purchase and refinance loans originated, 2024","applications":219,"originations":117,"denials":65,"originated_dollars":16085000,"applications_purchase":147,"applications_refinance":35,"applications_cash_out_refinance":37,"originations_purchase":67,"originations_refinance":27,"originations_cash_out_refinance":23,"denials_purchase":45,"denials_refinance":7,"denials_cash_out_refinance":13,"denial_rate":29.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05063","dataset":"mortgage-lending","jurisdiction":"AR","county":"05063","countyName":"Independence County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Independence County, Arkansas: in 2024, lenders reported 751 applications for a home purchase or a refinance; 548 became loans ($109.0 million) and 169 were denied, a denial rate of 22.5%. Home purchase: 556 applications, 397 loans. HMDA 2024 data, FFIEC.","value":548,"unit":"home purchase and refinance loans originated, 2024","applications":751,"originations":548,"denials":169,"originated_dollars":109040000,"applications_purchase":556,"applications_refinance":111,"applications_cash_out_refinance":84,"originations_purchase":397,"originations_refinance":91,"originations_cash_out_refinance":60,"denials_purchase":130,"denials_refinance":17,"denials_cash_out_refinance":22,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05065","dataset":"mortgage-lending","jurisdiction":"AR","county":"05065","countyName":"Izard County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Izard County, Arkansas: in 2024, lenders reported 267 applications for a home purchase or a refinance; 198 became loans ($34.9 million) and 62 were denied, a denial rate of 23.2%. Home purchase: 183 applications, 141 loans. HMDA 2024 data, FFIEC.","value":198,"unit":"home purchase and refinance loans originated, 2024","applications":267,"originations":198,"denials":62,"originated_dollars":34860000,"applications_purchase":183,"applications_refinance":40,"applications_cash_out_refinance":44,"originations_purchase":141,"originations_refinance":33,"originations_cash_out_refinance":24,"denials_purchase":36,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05067","dataset":"mortgage-lending","jurisdiction":"AR","county":"05067","countyName":"Jackson County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Jackson County, Arkansas: in 2024, lenders reported 217 applications for a home purchase or a refinance; 129 became loans ($17.3 million) and 71 were denied, a denial rate of 32.7%. Home purchase: 169 applications, 103 loans. HMDA 2024 data, FFIEC.","value":129,"unit":"home purchase and refinance loans originated, 2024","applications":217,"originations":129,"denials":71,"originated_dollars":17255000,"applications_purchase":169,"applications_refinance":24,"applications_cash_out_refinance":24,"originations_purchase":103,"originations_refinance":17,"originations_cash_out_refinance":9,"denials_purchase":53,"denials_refinance":3,"denials_cash_out_refinance":15,"denial_rate":32.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05069","dataset":"mortgage-lending","jurisdiction":"AR","county":"05069","countyName":"Jefferson County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Jefferson County, Arkansas: in 2024, lenders reported 1,017 applications for a home purchase or a refinance; 602 became loans ($86.3 million) and 324 were denied, a denial rate of 31.9%. Home purchase: 686 applications, 420 loans. HMDA 2024 data, FFIEC.","value":602,"unit":"home purchase and refinance loans originated, 2024","applications":1017,"originations":602,"denials":324,"originated_dollars":86290000,"applications_purchase":686,"applications_refinance":115,"applications_cash_out_refinance":216,"originations_purchase":420,"originations_refinance":81,"originations_cash_out_refinance":101,"denials_purchase":188,"denials_refinance":28,"denials_cash_out_refinance":108,"denial_rate":31.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05071","dataset":"mortgage-lending","jurisdiction":"AR","county":"05071","countyName":"Johnson County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Johnson County, Arkansas: in 2024, lenders reported 474 applications for a home purchase or a refinance; 361 became loans ($60.7 million) and 91 were denied, a denial rate of 19.2%. Home purchase: 309 applications, 242 loans. HMDA 2024 data, FFIEC.","value":361,"unit":"home purchase and refinance loans originated, 2024","applications":474,"originations":361,"denials":91,"originated_dollars":60725000,"applications_purchase":309,"applications_refinance":90,"applications_cash_out_refinance":75,"originations_purchase":242,"originations_refinance":72,"originations_cash_out_refinance":47,"denials_purchase":50,"denials_refinance":14,"denials_cash_out_refinance":27,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05073","dataset":"mortgage-lending","jurisdiction":"AR","county":"05073","countyName":"Lafayette County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Lafayette County, Arkansas: in 2024, lenders reported 127 applications for a home purchase or a refinance; 55 became loans ($7.8 million) and 66 were denied, a denial rate of 52.0%. Home purchase: 108 applications, 45 loans. HMDA 2024 data, FFIEC.","value":55,"unit":"home purchase and refinance loans originated, 2024","applications":127,"originations":55,"denials":66,"originated_dollars":7825000,"applications_purchase":108,"applications_refinance":14,"applications_cash_out_refinance":5,"originations_purchase":45,"originations_refinance":9,"originations_cash_out_refinance":1,"denials_purchase":57,"denials_refinance":5,"denials_cash_out_refinance":4,"denial_rate":52,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05075","dataset":"mortgage-lending","jurisdiction":"AR","county":"05075","countyName":"Lawrence County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Lawrence County, Arkansas: in 2024, lenders reported 311 applications for a home purchase or a refinance; 213 became loans ($29.8 million) and 76 were denied, a denial rate of 24.4%. Home purchase: 222 applications, 158 loans. HMDA 2024 data, FFIEC.","value":213,"unit":"home purchase and refinance loans originated, 2024","applications":311,"originations":213,"denials":76,"originated_dollars":29785000,"applications_purchase":222,"applications_refinance":45,"applications_cash_out_refinance":44,"originations_purchase":158,"originations_refinance":36,"originations_cash_out_refinance":19,"denials_purchase":47,"denials_refinance":7,"denials_cash_out_refinance":22,"denial_rate":24.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05077","dataset":"mortgage-lending","jurisdiction":"AR","county":"05077","countyName":"Lee County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Lee County, Arkansas: in 2024, lenders reported 67 applications for a home purchase or a refinance; 34 became loans ($3.6 million) and 24 were denied, a denial rate of 35.8%. Home purchase: 39 applications, 19 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":67,"originations":34,"denials":24,"originated_dollars":3620000,"applications_purchase":39,"applications_refinance":16,"applications_cash_out_refinance":12,"originations_purchase":19,"originations_refinance":11,"originations_cash_out_refinance":4,"denials_purchase":13,"denials_refinance":4,"denials_cash_out_refinance":7,"denial_rate":35.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05079","dataset":"mortgage-lending","jurisdiction":"AR","county":"05079","countyName":"Lincoln County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Lincoln County, Arkansas: in 2024, lenders reported 181 applications for a home purchase or a refinance; 75 became loans ($9.8 million) and 87 were denied, a denial rate of 48.1%. Home purchase: 150 applications, 63 loans. HMDA 2024 data, FFIEC.","value":75,"unit":"home purchase and refinance loans originated, 2024","applications":181,"originations":75,"denials":87,"originated_dollars":9755000,"applications_purchase":150,"applications_refinance":15,"applications_cash_out_refinance":16,"originations_purchase":63,"originations_refinance":9,"originations_cash_out_refinance":3,"denials_purchase":71,"denials_refinance":4,"denials_cash_out_refinance":12,"denial_rate":48.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05081","dataset":"mortgage-lending","jurisdiction":"AR","county":"05081","countyName":"Little River County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Little River County, Arkansas: in 2024, lenders reported 261 applications for a home purchase or a refinance; 193 became loans ($26.5 million) and 58 were denied, a denial rate of 22.2%. Home purchase: 195 applications, 140 loans. HMDA 2024 data, FFIEC.","value":193,"unit":"home purchase and refinance loans originated, 2024","applications":261,"originations":193,"denials":58,"originated_dollars":26455000,"applications_purchase":195,"applications_refinance":37,"applications_cash_out_refinance":29,"originations_purchase":140,"originations_refinance":33,"originations_cash_out_refinance":20,"denials_purchase":46,"denials_refinance":3,"denials_cash_out_refinance":9,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05083","dataset":"mortgage-lending","jurisdiction":"AR","county":"05083","countyName":"Logan County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Logan County, Arkansas: in 2024, lenders reported 396 applications for a home purchase or a refinance; 253 became loans ($40.2 million) and 124 were denied, a denial rate of 31.3%. Home purchase: 256 applications, 162 loans. HMDA 2024 data, FFIEC.","value":253,"unit":"home purchase and refinance loans originated, 2024","applications":396,"originations":253,"denials":124,"originated_dollars":40185000,"applications_purchase":256,"applications_refinance":67,"applications_cash_out_refinance":73,"originations_purchase":162,"originations_refinance":57,"originations_cash_out_refinance":34,"denials_purchase":78,"denials_refinance":9,"denials_cash_out_refinance":37,"denial_rate":31.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05085","dataset":"mortgage-lending","jurisdiction":"AR","county":"05085","countyName":"Lonoke County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Lonoke County, Arkansas: in 2024, lenders reported 2,120 applications for a home purchase or a refinance; 1,530 became loans ($338.5 million) and 396 were denied, a denial rate of 18.7%. Home purchase: 1,458 applications, 1,087 loans. HMDA 2024 data, FFIEC.","value":1530,"unit":"home purchase and refinance loans originated, 2024","applications":2120,"originations":1530,"denials":396,"originated_dollars":338530000,"applications_purchase":1458,"applications_refinance":330,"applications_cash_out_refinance":332,"originations_purchase":1087,"originations_refinance":231,"originations_cash_out_refinance":212,"denials_purchase":219,"denials_refinance":64,"denials_cash_out_refinance":113,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05087","dataset":"mortgage-lending","jurisdiction":"AR","county":"05087","countyName":"Madison County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Madison County, Arkansas: in 2024, lenders reported 338 applications for a home purchase or a refinance; 263 became loans ($56.4 million) and 64 were denied, a denial rate of 18.9%. Home purchase: 218 applications, 175 loans. HMDA 2024 data, FFIEC.","value":263,"unit":"home purchase and refinance loans originated, 2024","applications":338,"originations":263,"denials":64,"originated_dollars":56445000,"applications_purchase":218,"applications_refinance":60,"applications_cash_out_refinance":60,"originations_purchase":175,"originations_refinance":46,"originations_cash_out_refinance":42,"denials_purchase":37,"denials_refinance":11,"denials_cash_out_refinance":16,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05089","dataset":"mortgage-lending","jurisdiction":"AR","county":"05089","countyName":"Marion County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Marion County, Arkansas: in 2024, lenders reported 329 applications for a home purchase or a refinance; 245 became loans ($48.2 million) and 69 were denied, a denial rate of 21.0%. Home purchase: 214 applications, 162 loans. HMDA 2024 data, FFIEC.","value":245,"unit":"home purchase and refinance loans originated, 2024","applications":329,"originations":245,"denials":69,"originated_dollars":48185000,"applications_purchase":214,"applications_refinance":67,"applications_cash_out_refinance":48,"originations_purchase":162,"originations_refinance":54,"originations_cash_out_refinance":29,"denials_purchase":41,"denials_refinance":11,"denials_cash_out_refinance":17,"denial_rate":21,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05091","dataset":"mortgage-lending","jurisdiction":"AR","county":"05091","countyName":"Miller County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Miller County, Arkansas: in 2024, lenders reported 825 applications for a home purchase or a refinance; 533 became loans ($106.6 million) and 227 were denied, a denial rate of 27.5%. Home purchase: 547 applications, 345 loans. HMDA 2024 data, FFIEC.","value":533,"unit":"home purchase and refinance loans originated, 2024","applications":825,"originations":533,"denials":227,"originated_dollars":106555000,"applications_purchase":547,"applications_refinance":121,"applications_cash_out_refinance":157,"originations_purchase":345,"originations_refinance":87,"originations_cash_out_refinance":101,"denials_purchase":145,"denials_refinance":29,"denials_cash_out_refinance":53,"denial_rate":27.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05093","dataset":"mortgage-lending","jurisdiction":"AR","county":"05093","countyName":"Mississippi County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Mississippi County, Arkansas: in 2024, lenders reported 598 applications for a home purchase or a refinance; 397 became loans ($62.8 million) and 168 were denied, a denial rate of 28.1%. Home purchase: 425 applications, 298 loans. HMDA 2024 data, FFIEC.","value":397,"unit":"home purchase and refinance loans originated, 2024","applications":598,"originations":397,"denials":168,"originated_dollars":62815000,"applications_purchase":425,"applications_refinance":77,"applications_cash_out_refinance":96,"originations_purchase":298,"originations_refinance":56,"originations_cash_out_refinance":43,"denials_purchase":99,"denials_refinance":18,"denials_cash_out_refinance":51,"denial_rate":28.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05095","dataset":"mortgage-lending","jurisdiction":"AR","county":"05095","countyName":"Monroe County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Monroe County, Arkansas: in 2024, lenders reported 81 applications for a home purchase or a refinance; 34 became loans ($5.0 million) and 39 were denied, a denial rate of 48.1%. Home purchase: 62 applications, 20 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":81,"originations":34,"denials":39,"originated_dollars":5040000,"applications_purchase":62,"applications_refinance":10,"applications_cash_out_refinance":9,"originations_purchase":20,"originations_refinance":9,"originations_cash_out_refinance":5,"denials_purchase":34,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":48.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05097","dataset":"mortgage-lending","jurisdiction":"AR","county":"05097","countyName":"Montgomery County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Montgomery County, Arkansas: in 2024, lenders reported 225 applications for a home purchase or a refinance; 140 became loans ($23.8 million) and 71 were denied, a denial rate of 31.6%. Home purchase: 156 applications, 87 loans. HMDA 2024 data, FFIEC.","value":140,"unit":"home purchase and refinance loans originated, 2024","applications":225,"originations":140,"denials":71,"originated_dollars":23770000,"applications_purchase":156,"applications_refinance":48,"applications_cash_out_refinance":21,"originations_purchase":87,"originations_refinance":41,"originations_cash_out_refinance":12,"denials_purchase":58,"denials_refinance":5,"denials_cash_out_refinance":8,"denial_rate":31.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05099","dataset":"mortgage-lending","jurisdiction":"AR","county":"05099","countyName":"Nevada County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Nevada County, Arkansas: in 2024, lenders reported 130 applications for a home purchase or a refinance; 52 became loans ($6.0 million) and 53 were denied, a denial rate of 40.8%. Home purchase: 102 applications, 36 loans. HMDA 2024 data, FFIEC.","value":52,"unit":"home purchase and refinance loans originated, 2024","applications":130,"originations":52,"denials":53,"originated_dollars":6050000,"applications_purchase":102,"applications_refinance":14,"applications_cash_out_refinance":14,"originations_purchase":36,"originations_refinance":11,"originations_cash_out_refinance":5,"denials_purchase":42,"denials_refinance":2,"denials_cash_out_refinance":9,"denial_rate":40.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05101","dataset":"mortgage-lending","jurisdiction":"AR","county":"05101","countyName":"Newton County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Newton County, Arkansas: in 2024, lenders reported 130 applications for a home purchase or a refinance; 101 became loans ($17.9 million) and 23 were denied, a denial rate of 17.7%. Home purchase: 67 applications, 57 loans. HMDA 2024 data, FFIEC.","value":101,"unit":"home purchase and refinance loans originated, 2024","applications":130,"originations":101,"denials":23,"originated_dollars":17865000,"applications_purchase":67,"applications_refinance":39,"applications_cash_out_refinance":24,"originations_purchase":57,"originations_refinance":30,"originations_cash_out_refinance":14,"denials_purchase":7,"denials_refinance":8,"denials_cash_out_refinance":8,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05103","dataset":"mortgage-lending","jurisdiction":"AR","county":"05103","countyName":"Ouachita County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Ouachita County, Arkansas: in 2024, lenders reported 486 applications for a home purchase or a refinance; 227 became loans ($28.9 million) and 187 were denied, a denial rate of 38.5%. Home purchase: 367 applications, 155 loans. HMDA 2024 data, FFIEC.","value":227,"unit":"home purchase and refinance loans originated, 2024","applications":486,"originations":227,"denials":187,"originated_dollars":28915000,"applications_purchase":367,"applications_refinance":56,"applications_cash_out_refinance":63,"originations_purchase":155,"originations_refinance":37,"originations_cash_out_refinance":35,"denials_purchase":144,"denials_refinance":16,"denials_cash_out_refinance":27,"denial_rate":38.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05105","dataset":"mortgage-lending","jurisdiction":"AR","county":"05105","countyName":"Perry County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Perry County, Arkansas: in 2024, lenders reported 247 applications for a home purchase or a refinance; 133 became loans ($23.0 million) and 91 were denied, a denial rate of 36.8%. Home purchase: 180 applications, 88 loans. HMDA 2024 data, FFIEC.","value":133,"unit":"home purchase and refinance loans originated, 2024","applications":247,"originations":133,"denials":91,"originated_dollars":23035000,"applications_purchase":180,"applications_refinance":32,"applications_cash_out_refinance":35,"originations_purchase":88,"originations_refinance":21,"originations_cash_out_refinance":24,"denials_purchase":75,"denials_refinance":8,"denials_cash_out_refinance":8,"denial_rate":36.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05107","dataset":"mortgage-lending","jurisdiction":"AR","county":"05107","countyName":"Phillips County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Phillips County, Arkansas: in 2024, lenders reported 170 applications for a home purchase or a refinance; 76 became loans ($9.3 million) and 79 were denied, a denial rate of 46.5%. Home purchase: 122 applications, 63 loans. HMDA 2024 data, FFIEC.","value":76,"unit":"home purchase and refinance loans originated, 2024","applications":170,"originations":76,"denials":79,"originated_dollars":9300000,"applications_purchase":122,"applications_refinance":18,"applications_cash_out_refinance":30,"originations_purchase":63,"originations_refinance":8,"originations_cash_out_refinance":5,"denials_purchase":46,"denials_refinance":8,"denials_cash_out_refinance":25,"denial_rate":46.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05109","dataset":"mortgage-lending","jurisdiction":"AR","county":"05109","countyName":"Pike County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Pike County, Arkansas: in 2024, lenders reported 224 applications for a home purchase or a refinance; 118 became loans ($18.8 million) and 76 were denied, a denial rate of 33.9%. Home purchase: 171 applications, 80 loans. HMDA 2024 data, FFIEC.","value":118,"unit":"home purchase and refinance loans originated, 2024","applications":224,"originations":118,"denials":76,"originated_dollars":18780000,"applications_purchase":171,"applications_refinance":28,"applications_cash_out_refinance":25,"originations_purchase":80,"originations_refinance":24,"originations_cash_out_refinance":14,"denials_purchase":65,"denials_refinance":2,"denials_cash_out_refinance":9,"denial_rate":33.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05111","dataset":"mortgage-lending","jurisdiction":"AR","county":"05111","countyName":"Poinsett County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Poinsett County, Arkansas: in 2024, lenders reported 482 applications for a home purchase or a refinance; 342 became loans ($47.1 million) and 111 were denied, a denial rate of 23.0%. Home purchase: 357 applications, 263 loans. HMDA 2024 data, FFIEC.","value":342,"unit":"home purchase and refinance loans originated, 2024","applications":482,"originations":342,"denials":111,"originated_dollars":47110000,"applications_purchase":357,"applications_refinance":59,"applications_cash_out_refinance":66,"originations_purchase":263,"originations_refinance":44,"originations_cash_out_refinance":35,"denials_purchase":68,"denials_refinance":13,"denials_cash_out_refinance":30,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05113","dataset":"mortgage-lending","jurisdiction":"AR","county":"05113","countyName":"Polk County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Polk County, Arkansas: in 2024, lenders reported 388 applications for a home purchase or a refinance; 267 became loans ($48.4 million) and 91 were denied, a denial rate of 23.5%. Home purchase: 277 applications, 185 loans. HMDA 2024 data, FFIEC.","value":267,"unit":"home purchase and refinance loans originated, 2024","applications":388,"originations":267,"denials":91,"originated_dollars":48405000,"applications_purchase":277,"applications_refinance":68,"applications_cash_out_refinance":43,"originations_purchase":185,"originations_refinance":55,"originations_cash_out_refinance":27,"denials_purchase":64,"denials_refinance":11,"denials_cash_out_refinance":16,"denial_rate":23.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05115","dataset":"mortgage-lending","jurisdiction":"AR","county":"05115","countyName":"Pope County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Pope County, Arkansas: in 2024, lenders reported 1,244 applications for a home purchase or a refinance; 938 became loans ($175.1 million) and 256 were denied, a denial rate of 20.6%. Home purchase: 903 applications, 706 loans. HMDA 2024 data, FFIEC.","value":938,"unit":"home purchase and refinance loans originated, 2024","applications":1244,"originations":938,"denials":256,"originated_dollars":175070000,"applications_purchase":903,"applications_refinance":159,"applications_cash_out_refinance":182,"originations_purchase":706,"originations_refinance":123,"originations_cash_out_refinance":109,"denials_purchase":157,"denials_refinance":32,"denials_cash_out_refinance":67,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05117","dataset":"mortgage-lending","jurisdiction":"AR","county":"05117","countyName":"Prairie County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Prairie County, Arkansas: in 2024, lenders reported 164 applications for a home purchase or a refinance; 83 became loans ($10.0 million) and 64 were denied, a denial rate of 39.0%. Home purchase: 114 applications, 48 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":164,"originations":83,"denials":64,"originated_dollars":10025000,"applications_purchase":114,"applications_refinance":37,"applications_cash_out_refinance":13,"originations_purchase":48,"originations_refinance":28,"originations_cash_out_refinance":7,"denials_purchase":51,"denials_refinance":7,"denials_cash_out_refinance":6,"denial_rate":39,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05119","dataset":"mortgage-lending","jurisdiction":"AR","county":"05119","countyName":"Pulaski County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Pulaski County, Arkansas: in 2024, lenders reported 8,201 applications for a home purchase or a refinance; 6,153 became loans ($1.7 billion) and 1,589 were denied, a denial rate of 19.4%. Home purchase: 5,781 applications, 4,626 loans. HMDA 2024 data, FFIEC.","value":6153,"unit":"home purchase and refinance loans originated, 2024","applications":8201,"originations":6153,"denials":1589,"originated_dollars":1698935000,"applications_purchase":5781,"applications_refinance":1124,"applications_cash_out_refinance":1296,"originations_purchase":4626,"originations_refinance":822,"originations_cash_out_refinance":705,"denials_purchase":797,"denials_refinance":238,"denials_cash_out_refinance":554,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05121","dataset":"mortgage-lending","jurisdiction":"AR","county":"05121","countyName":"Randolph County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Randolph County, Arkansas: in 2024, lenders reported 352 applications for a home purchase or a refinance; 223 became loans ($32.1 million) and 100 were denied, a denial rate of 28.4%. Home purchase: 241 applications, 149 loans. HMDA 2024 data, FFIEC.","value":223,"unit":"home purchase and refinance loans originated, 2024","applications":352,"originations":223,"denials":100,"originated_dollars":32145000,"applications_purchase":241,"applications_refinance":62,"applications_cash_out_refinance":49,"originations_purchase":149,"originations_refinance":48,"originations_cash_out_refinance":26,"denials_purchase":67,"denials_refinance":13,"denials_cash_out_refinance":20,"denial_rate":28.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05123","dataset":"mortgage-lending","jurisdiction":"AR","county":"05123","countyName":"St. Francis County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"St. Francis County, Arkansas: in 2024, lenders reported 208 applications for a home purchase or a refinance; 106 became loans ($13.0 million) and 67 were denied, a denial rate of 32.2%. Home purchase: 141 applications, 67 loans. HMDA 2024 data, FFIEC.","value":106,"unit":"home purchase and refinance loans originated, 2024","applications":208,"originations":106,"denials":67,"originated_dollars":12960000,"applications_purchase":141,"applications_refinance":25,"applications_cash_out_refinance":42,"originations_purchase":67,"originations_refinance":17,"originations_cash_out_refinance":22,"denials_purchase":45,"denials_refinance":3,"denials_cash_out_refinance":19,"denial_rate":32.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05125","dataset":"mortgage-lending","jurisdiction":"AR","county":"05125","countyName":"Saline County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Saline County, Arkansas: in 2024, lenders reported 3,703 applications for a home purchase or a refinance; 2,673 became loans ($645.1 million) and 759 were denied, a denial rate of 20.5%. Home purchase: 2,831 applications, 2,073 loans. HMDA 2024 data, FFIEC.","value":2673,"unit":"home purchase and refinance loans originated, 2024","applications":3703,"originations":2673,"denials":759,"originated_dollars":645125000,"applications_purchase":2831,"applications_refinance":436,"applications_cash_out_refinance":436,"originations_purchase":2073,"originations_refinance":322,"originations_cash_out_refinance":278,"denials_purchase":528,"denials_refinance":89,"denials_cash_out_refinance":142,"denial_rate":20.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05127","dataset":"mortgage-lending","jurisdiction":"AR","county":"05127","countyName":"Scott County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Scott County, Arkansas: in 2024, lenders reported 164 applications for a home purchase or a refinance; 112 became loans ($16.3 million) and 40 were denied, a denial rate of 24.4%. Home purchase: 120 applications, 83 loans. HMDA 2024 data, FFIEC.","value":112,"unit":"home purchase and refinance loans originated, 2024","applications":164,"originations":112,"denials":40,"originated_dollars":16260000,"applications_purchase":120,"applications_refinance":20,"applications_cash_out_refinance":24,"originations_purchase":83,"originations_refinance":14,"originations_cash_out_refinance":15,"denials_purchase":26,"denials_refinance":5,"denials_cash_out_refinance":9,"denial_rate":24.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05129","dataset":"mortgage-lending","jurisdiction":"AR","county":"05129","countyName":"Searcy County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Searcy County, Arkansas: in 2024, lenders reported 127 applications for a home purchase or a refinance; 87 became loans ($11.2 million) and 30 were denied, a denial rate of 23.6%. Home purchase: 87 applications, 59 loans. HMDA 2024 data, FFIEC.","value":87,"unit":"home purchase and refinance loans originated, 2024","applications":127,"originations":87,"denials":30,"originated_dollars":11225000,"applications_purchase":87,"applications_refinance":20,"applications_cash_out_refinance":20,"originations_purchase":59,"originations_refinance":16,"originations_cash_out_refinance":12,"denials_purchase":19,"denials_refinance":4,"denials_cash_out_refinance":7,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05131","dataset":"mortgage-lending","jurisdiction":"AR","county":"05131","countyName":"Sebastian County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Sebastian County, Arkansas: in 2024, lenders reported 2,403 applications for a home purchase or a refinance; 1,941 became loans ($433.3 million) and 397 were denied, a denial rate of 16.5%. Home purchase: 1,655 applications, 1,421 loans. HMDA 2024 data, FFIEC.","value":1941,"unit":"home purchase and refinance loans originated, 2024","applications":2403,"originations":1941,"denials":397,"originated_dollars":433255000,"applications_purchase":1655,"applications_refinance":397,"applications_cash_out_refinance":351,"originations_purchase":1421,"originations_refinance":300,"originations_cash_out_refinance":220,"denials_purchase":187,"denials_refinance":85,"denials_cash_out_refinance":125,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05133","dataset":"mortgage-lending","jurisdiction":"AR","county":"05133","countyName":"Sevier County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Sevier County, Arkansas: in 2024, lenders reported 253 applications for a home purchase or a refinance; 184 became loans ($23.0 million) and 54 were denied, a denial rate of 21.3%. Home purchase: 164 applications, 117 loans. HMDA 2024 data, FFIEC.","value":184,"unit":"home purchase and refinance loans originated, 2024","applications":253,"originations":184,"denials":54,"originated_dollars":22960000,"applications_purchase":164,"applications_refinance":62,"applications_cash_out_refinance":27,"originations_purchase":117,"originations_refinance":49,"originations_cash_out_refinance":18,"denials_purchase":33,"denials_refinance":12,"denials_cash_out_refinance":9,"denial_rate":21.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05135","dataset":"mortgage-lending","jurisdiction":"AR","county":"05135","countyName":"Sharp County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Sharp County, Arkansas: in 2024, lenders reported 458 applications for a home purchase or a refinance; 321 became loans ($49.1 million) and 115 were denied, a denial rate of 25.1%. Home purchase: 292 applications, 214 loans. HMDA 2024 data, FFIEC.","value":321,"unit":"home purchase and refinance loans originated, 2024","applications":458,"originations":321,"denials":115,"originated_dollars":49095000,"applications_purchase":292,"applications_refinance":73,"applications_cash_out_refinance":93,"originations_purchase":214,"originations_refinance":57,"originations_cash_out_refinance":50,"denials_purchase":61,"denials_refinance":12,"denials_cash_out_refinance":42,"denial_rate":25.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05137","dataset":"mortgage-lending","jurisdiction":"AR","county":"05137","countyName":"Stone County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Stone County, Arkansas: in 2024, lenders reported 254 applications for a home purchase or a refinance; 166 became loans ($31.2 million) and 74 were denied, a denial rate of 29.1%. Home purchase: 157 applications, 103 loans. HMDA 2024 data, FFIEC.","value":166,"unit":"home purchase and refinance loans originated, 2024","applications":254,"originations":166,"denials":74,"originated_dollars":31190000,"applications_purchase":157,"applications_refinance":52,"applications_cash_out_refinance":45,"originations_purchase":103,"originations_refinance":39,"originations_cash_out_refinance":24,"denials_purchase":44,"denials_refinance":9,"denials_cash_out_refinance":21,"denial_rate":29.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05139","dataset":"mortgage-lending","jurisdiction":"AR","county":"05139","countyName":"Union County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Union County, Arkansas: in 2024, lenders reported 826 applications for a home purchase or a refinance; 373 became loans ($58.0 million) and 348 were denied, a denial rate of 42.1%. Home purchase: 664 applications, 280 loans. HMDA 2024 data, FFIEC.","value":373,"unit":"home purchase and refinance loans originated, 2024","applications":826,"originations":373,"denials":348,"originated_dollars":58045000,"applications_purchase":664,"applications_refinance":84,"applications_cash_out_refinance":78,"originations_purchase":280,"originations_refinance":56,"originations_cash_out_refinance":37,"denials_purchase":287,"denials_refinance":21,"denials_cash_out_refinance":40,"denial_rate":42.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05141","dataset":"mortgage-lending","jurisdiction":"AR","county":"05141","countyName":"Van Buren County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Van Buren County, Arkansas: in 2024, lenders reported 483 applications for a home purchase or a refinance; 301 became loans ($58.1 million) and 153 were denied, a denial rate of 31.7%. Home purchase: 330 applications, 204 loans. HMDA 2024 data, FFIEC.","value":301,"unit":"home purchase and refinance loans originated, 2024","applications":483,"originations":301,"denials":153,"originated_dollars":58065000,"applications_purchase":330,"applications_refinance":76,"applications_cash_out_refinance":77,"originations_purchase":204,"originations_refinance":65,"originations_cash_out_refinance":32,"denials_purchase":102,"denials_refinance":10,"denials_cash_out_refinance":41,"denial_rate":31.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05143","dataset":"mortgage-lending","jurisdiction":"AR","county":"05143","countyName":"Washington County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Washington County, Arkansas: in 2024, lenders reported 5,545 applications for a home purchase or a refinance; 4,656 became loans ($1.7 billion) and 714 were denied, a denial rate of 12.9%. Home purchase: 4,095 applications, 3,579 loans. HMDA 2024 data, FFIEC.","value":4656,"unit":"home purchase and refinance loans originated, 2024","applications":5545,"originations":4656,"denials":714,"originated_dollars":1655450000,"applications_purchase":4095,"applications_refinance":798,"applications_cash_out_refinance":652,"originations_purchase":3579,"originations_refinance":637,"originations_cash_out_refinance":440,"denials_purchase":402,"denials_refinance":118,"denials_cash_out_refinance":194,"denial_rate":12.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05145","dataset":"mortgage-lending","jurisdiction":"AR","county":"05145","countyName":"White County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"White County, Arkansas: in 2024, lenders reported 1,864 applications for a home purchase or a refinance; 1,229 became loans ($233.0 million) and 482 were denied, a denial rate of 25.9%. Home purchase: 1,393 applications, 915 loans. HMDA 2024 data, FFIEC.","value":1229,"unit":"home purchase and refinance loans originated, 2024","applications":1864,"originations":1229,"denials":482,"originated_dollars":232995000,"applications_purchase":1393,"applications_refinance":226,"applications_cash_out_refinance":245,"originations_purchase":915,"originations_refinance":173,"originations_cash_out_refinance":141,"denials_purchase":354,"denials_refinance":37,"denials_cash_out_refinance":91,"denial_rate":25.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05147","dataset":"mortgage-lending","jurisdiction":"AR","county":"05147","countyName":"Woodruff County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Woodruff County, Arkansas: in 2024, lenders reported 74 applications for a home purchase or a refinance; 41 became loans ($5.3 million) and 25 were denied, a denial rate of 33.8%. Home purchase: 57 applications, 29 loans. HMDA 2024 data, FFIEC.","value":41,"unit":"home purchase and refinance loans originated, 2024","applications":74,"originations":41,"denials":25,"originated_dollars":5295000,"applications_purchase":57,"applications_refinance":7,"applications_cash_out_refinance":10,"originations_purchase":29,"originations_refinance":6,"originations_cash_out_refinance":6,"denials_purchase":20,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":33.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:05149","dataset":"mortgage-lending","jurisdiction":"AR","county":"05149","countyName":"Yell County","stateName":"Arkansas","level":"county","year":2024,"status":"P","text":"Yell County, Arkansas: in 2024, lenders reported 362 applications for a home purchase or a refinance; 241 became loans ($38.6 million) and 106 were denied, a denial rate of 29.3%. Home purchase: 259 applications, 169 loans. HMDA 2024 data, FFIEC.","value":241,"unit":"home purchase and refinance loans originated, 2024","applications":362,"originations":241,"denials":106,"originated_dollars":38565000,"applications_purchase":259,"applications_refinance":48,"applications_cash_out_refinance":55,"originations_purchase":169,"originations_refinance":40,"originations_cash_out_refinance":32,"denials_purchase":77,"denials_refinance":7,"denials_cash_out_refinance":22,"denial_rate":29.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:AZ","dataset":"mortgage-lending","jurisdiction":"AZ","county":null,"countyName":null,"stateName":"Arizona","level":"state","year":2024,"status":"P","text":"Arizona: in 2024, lenders reported 166,700 applications for a home purchase or a refinance; 133,597 became loans ($54.8 billion) and 27,206 were denied, a denial rate of 16.3%. Home purchase: 107,976 applications, 93,109 loans. Loans made changed +13.1% from 118,118 in 2023. HMDA 2024 data, FFIEC.","value":133597,"unit":"home purchase and refinance loans originated, 2024","applications":166700,"originations":133597,"denials":27206,"originated_dollars":54805365000,"applications_purchase":107976,"applications_refinance":25118,"applications_cash_out_refinance":33606,"originations_purchase":93109,"originations_refinance":17975,"originations_cash_out_refinance":22513,"denials_purchase":11828,"denials_refinance":5461,"denials_cash_out_refinance":9917,"denial_rate":16.3,"originations_prior_year":118118,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"148 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":148,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04001","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04001","countyName":"Apache County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Apache County, Arizona: in 2024, lenders reported 675 applications for a home purchase or a refinance; 355 became loans ($85.4 million) and 290 were denied, a denial rate of 43.0%. Home purchase: 480 applications, 220 loans. HMDA 2024 data, FFIEC.","value":355,"unit":"home purchase and refinance loans originated, 2024","applications":675,"originations":355,"denials":290,"originated_dollars":85405000,"applications_purchase":480,"applications_refinance":61,"applications_cash_out_refinance":134,"originations_purchase":220,"originations_refinance":45,"originations_cash_out_refinance":90,"denials_purchase":242,"denials_refinance":10,"denials_cash_out_refinance":38,"denial_rate":43,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04003","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04003","countyName":"Cochise County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Cochise County, Arizona: in 2024, lenders reported 2,840 applications for a home purchase or a refinance; 2,235 became loans ($555.2 million) and 485 were denied, a denial rate of 17.1%. Home purchase: 1,646 applications, 1,422 loans. HMDA 2024 data, FFIEC.","value":2235,"unit":"home purchase and refinance loans originated, 2024","applications":2840,"originations":2235,"denials":485,"originated_dollars":555165000,"applications_purchase":1646,"applications_refinance":448,"applications_cash_out_refinance":746,"originations_purchase":1422,"originations_refinance":334,"originations_cash_out_refinance":479,"denials_purchase":171,"denials_refinance":74,"denials_cash_out_refinance":240,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04005","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04005","countyName":"Coconino County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Coconino County, Arizona: in 2024, lenders reported 2,687 applications for a home purchase or a refinance; 2,051 became loans ($1.1 billion) and 511 were denied, a denial rate of 19.0%. Home purchase: 1,819 applications, 1,460 loans. HMDA 2024 data, FFIEC.","value":2051,"unit":"home purchase and refinance loans originated, 2024","applications":2687,"originations":2051,"denials":511,"originated_dollars":1088345000,"applications_purchase":1819,"applications_refinance":373,"applications_cash_out_refinance":495,"originations_purchase":1460,"originations_refinance":283,"originations_cash_out_refinance":308,"denials_purchase":280,"denials_refinance":67,"denials_cash_out_refinance":164,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04007","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04007","countyName":"Gila County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Gila County, Arizona: in 2024, lenders reported 1,253 applications for a home purchase or a refinance; 977 became loans ($308.0 million) and 235 were denied, a denial rate of 18.8%. Home purchase: 807 applications, 686 loans. HMDA 2024 data, FFIEC.","value":977,"unit":"home purchase and refinance loans originated, 2024","applications":1253,"originations":977,"denials":235,"originated_dollars":308005000,"applications_purchase":807,"applications_refinance":168,"applications_cash_out_refinance":278,"originations_purchase":686,"originations_refinance":124,"originations_cash_out_refinance":167,"denials_purchase":94,"denials_refinance":35,"denials_cash_out_refinance":106,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04009","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04009","countyName":"Graham County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Graham County, Arizona: in 2024, lenders reported 686 applications for a home purchase or a refinance; 527 became loans ($138.1 million) and 143 were denied, a denial rate of 20.8%. Home purchase: 387 applications, 321 loans. HMDA 2024 data, FFIEC.","value":527,"unit":"home purchase and refinance loans originated, 2024","applications":686,"originations":527,"denials":143,"originated_dollars":138075000,"applications_purchase":387,"applications_refinance":120,"applications_cash_out_refinance":179,"originations_purchase":321,"originations_refinance":86,"originations_cash_out_refinance":120,"denials_purchase":63,"denials_refinance":26,"denials_cash_out_refinance":54,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04011","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04011","countyName":"Greenlee County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Greenlee County, Arizona: in 2024, lenders reported 69 applications for a home purchase or a refinance; 48 became loans ($10.9 million) and 16 were denied, a denial rate of 23.2%. Home purchase: 43 applications, 31 loans. HMDA 2024 data, FFIEC.","value":48,"unit":"home purchase and refinance loans originated, 2024","applications":69,"originations":48,"denials":16,"originated_dollars":10880000,"applications_purchase":43,"applications_refinance":12,"applications_cash_out_refinance":14,"originations_purchase":31,"originations_refinance":9,"originations_cash_out_refinance":8,"denials_purchase":10,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04012","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04012","countyName":"La Paz County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"La Paz County, Arizona: in 2024, lenders reported 204 applications for a home purchase or a refinance; 130 became loans ($35.8 million) and 65 were denied, a denial rate of 31.9%. Home purchase: 135 applications, 93 loans. HMDA 2024 data, FFIEC.","value":130,"unit":"home purchase and refinance loans originated, 2024","applications":204,"originations":130,"denials":65,"originated_dollars":35830000,"applications_purchase":135,"applications_refinance":29,"applications_cash_out_refinance":40,"originations_purchase":93,"originations_refinance":15,"originations_cash_out_refinance":22,"denials_purchase":37,"denials_refinance":10,"denials_cash_out_refinance":18,"denial_rate":31.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04013","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04013","countyName":"Maricopa County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Maricopa County, Arizona: in 2024, lenders reported 97,885 applications for a home purchase or a refinance; 79,082 became loans ($36.2 billion) and 15,504 were denied, a denial rate of 15.8%. Home purchase: 62,290 applications, 54,313 loans. HMDA 2024 data, FFIEC.","value":79082,"unit":"home purchase and refinance loans originated, 2024","applications":97885,"originations":79082,"denials":15504,"originated_dollars":36200320000,"applications_purchase":62290,"applications_refinance":16061,"applications_cash_out_refinance":19534,"originations_purchase":54313,"originations_refinance":11482,"originations_cash_out_refinance":13287,"denials_purchase":6346,"denials_refinance":3589,"denials_cash_out_refinance":5569,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04015","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04015","countyName":"Mohave County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Mohave County, Arizona: in 2024, lenders reported 6,293 applications for a home purchase or a refinance; 4,920 became loans ($1.4 billion) and 1,122 were denied, a denial rate of 17.8%. Home purchase: 4,052 applications, 3,395 loans. HMDA 2024 data, FFIEC.","value":4920,"unit":"home purchase and refinance loans originated, 2024","applications":6293,"originations":4920,"denials":1122,"originated_dollars":1372270000,"applications_purchase":4052,"applications_refinance":793,"applications_cash_out_refinance":1448,"originations_purchase":3395,"originations_refinance":585,"originations_cash_out_refinance":940,"denials_purchase":514,"denials_refinance":145,"denials_cash_out_refinance":463,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04017","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04017","countyName":"Navajo County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Navajo County, Arizona: in 2024, lenders reported 2,110 applications for a home purchase or a refinance; 1,600 became loans ($505.8 million) and 412 were denied, a denial rate of 19.5%. Home purchase: 1,386 applications, 1,083 loans. HMDA 2024 data, FFIEC.","value":1600,"unit":"home purchase and refinance loans originated, 2024","applications":2110,"originations":1600,"denials":412,"originated_dollars":505770000,"applications_purchase":1386,"applications_refinance":274,"applications_cash_out_refinance":450,"originations_purchase":1083,"originations_refinance":217,"originations_cash_out_refinance":300,"denials_purchase":232,"denials_refinance":40,"denials_cash_out_refinance":140,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04019","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04019","countyName":"Pima County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Pima County, Arizona: in 2024, lenders reported 22,136 applications for a home purchase or a refinance; 17,807 became loans ($5.8 billion) and 3,534 were denied, a denial rate of 16.0%. Home purchase: 14,374 applications, 12,435 loans. HMDA 2024 data, FFIEC.","value":17807,"unit":"home purchase and refinance loans originated, 2024","applications":22136,"originations":17807,"denials":3534,"originated_dollars":5804325000,"applications_purchase":14374,"applications_refinance":2850,"applications_cash_out_refinance":4912,"originations_purchase":12435,"originations_refinance":2071,"originations_cash_out_refinance":3301,"denials_purchase":1514,"denials_refinance":566,"denials_cash_out_refinance":1454,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04021","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04021","countyName":"Pinal County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Pinal County, Arizona: in 2024, lenders reported 18,088 applications for a home purchase or a refinance; 14,664 became loans ($4.8 billion) and 2,874 were denied, a denial rate of 15.9%. Home purchase: 13,034 applications, 11,305 loans. HMDA 2024 data, FFIEC.","value":14664,"unit":"home purchase and refinance loans originated, 2024","applications":18088,"originations":14664,"denials":2874,"originated_dollars":4813080000,"applications_purchase":13034,"applications_refinance":2204,"applications_cash_out_refinance":2850,"originations_purchase":11305,"originations_refinance":1529,"originations_cash_out_refinance":1830,"denials_purchase":1442,"denials_refinance":520,"denials_cash_out_refinance":912,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04023","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04023","countyName":"Santa Cruz County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Santa Cruz County, Arizona: in 2024, lenders reported 850 applications for a home purchase or a refinance; 644 became loans ($165.2 million) and 173 were denied, a denial rate of 20.4%. Home purchase: 500 applications, 426 loans. HMDA 2024 data, FFIEC.","value":644,"unit":"home purchase and refinance loans originated, 2024","applications":850,"originations":644,"denials":173,"originated_dollars":165250000,"applications_purchase":500,"applications_refinance":124,"applications_cash_out_refinance":226,"originations_purchase":426,"originations_refinance":80,"originations_cash_out_refinance":138,"denials_purchase":61,"denials_refinance":34,"denials_cash_out_refinance":78,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04025","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04025","countyName":"Yavapai County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Yavapai County, Arizona: in 2024, lenders reported 6,378 applications for a home purchase or a refinance; 4,974 became loans ($1.8 billion) and 1,090 were denied, a denial rate of 17.1%. Home purchase: 4,079 applications, 3,399 loans. HMDA 2024 data, FFIEC.","value":4974,"unit":"home purchase and refinance loans originated, 2024","applications":6378,"originations":4974,"denials":1090,"originated_dollars":1807150000,"applications_purchase":4079,"applications_refinance":979,"applications_cash_out_refinance":1320,"originations_purchase":3399,"originations_refinance":697,"originations_cash_out_refinance":878,"denials_purchase":497,"denials_refinance":206,"denials_cash_out_refinance":387,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:04027","dataset":"mortgage-lending","jurisdiction":"AZ","county":"04027","countyName":"Yuma County","stateName":"Arizona","level":"county","year":2024,"status":"P","text":"Yuma County, Arizona: in 2024, lenders reported 4,398 applications for a home purchase or a refinance; 3,525 became loans ($931.2 million) and 666 were denied, a denial rate of 15.1%. Home purchase: 2,844 applications, 2,486 loans. HMDA 2024 data, FFIEC.","value":3525,"unit":"home purchase and refinance loans originated, 2024","applications":4398,"originations":3525,"denials":666,"originated_dollars":931195000,"applications_purchase":2844,"applications_refinance":591,"applications_cash_out_refinance":963,"originations_purchase":2486,"originations_refinance":399,"originations_cash_out_refinance":640,"denials_purchase":262,"denials_refinance":125,"denials_cash_out_refinance":279,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:CA","dataset":"mortgage-lending","jurisdiction":"CA","county":null,"countyName":null,"stateName":"California","level":"state","year":2024,"status":"P","text":"California: in 2024, lenders reported 523,833 applications for a home purchase or a refinance; 406,064 became loans ($268.0 billion) and 94,716 were denied, a denial rate of 18.1%. Home purchase: 310,494 applications, 261,993 loans. Loans made changed +20.9% from 335,898 in 2023. HMDA 2024 data, FFIEC.","value":406064,"unit":"home purchase and refinance loans originated, 2024","applications":523833,"originations":406064,"denials":94716,"originated_dollars":267952280000,"applications_purchase":310494,"applications_refinance":88318,"applications_cash_out_refinance":125021,"originations_purchase":261993,"originations_refinance":62335,"originations_cash_out_refinance":81736,"denials_purchase":35915,"denials_refinance":20965,"denials_cash_out_refinance":37836,"denial_rate":18.1,"originations_prior_year":335898,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"2,920 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":2920,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06001","dataset":"mortgage-lending","jurisdiction":"CA","county":"06001","countyName":"Alameda County","stateName":"California","level":"county","year":2024,"status":"P","text":"Alameda County, California: in 2024, lenders reported 19,296 applications for a home purchase or a refinance; 15,683 became loans ($13.5 billion) and 2,924 were denied, a denial rate of 15.2%. Home purchase: 11,727 applications, 10,288 loans. HMDA 2024 data, FFIEC.","value":15683,"unit":"home purchase and refinance loans originated, 2024","applications":19296,"originations":15683,"denials":2924,"originated_dollars":13523275000,"applications_purchase":11727,"applications_refinance":4428,"applications_cash_out_refinance":3141,"originations_purchase":10288,"originations_refinance":3377,"originations_cash_out_refinance":2018,"denials_purchase":1046,"denials_refinance":877,"denials_cash_out_refinance":1001,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06003","dataset":"mortgage-lending","jurisdiction":"CA","county":"06003","countyName":"Alpine County","stateName":"California","level":"county","year":2024,"status":"P","text":"Alpine County, California: in 2024, lenders reported 39 applications for a home purchase or a refinance; 30 became loans ($11.8 million) and 6 were denied, a denial rate of 15.4%. Home purchase: 28 applications, 22 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":39,"originations":30,"denials":6,"originated_dollars":11770000,"applications_purchase":28,"applications_refinance":6,"applications_cash_out_refinance":5,"originations_purchase":22,"originations_refinance":4,"originations_cash_out_refinance":4,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06005","dataset":"mortgage-lending","jurisdiction":"CA","county":"06005","countyName":"Amador County","stateName":"California","level":"county","year":2024,"status":"P","text":"Amador County, California: in 2024, lenders reported 892 applications for a home purchase or a refinance; 683 became loans ($227.1 million) and 163 were denied, a denial rate of 18.3%. Home purchase: 606 applications, 507 loans. HMDA 2024 data, FFIEC.","value":683,"unit":"home purchase and refinance loans originated, 2024","applications":892,"originations":683,"denials":163,"originated_dollars":227075000,"applications_purchase":606,"applications_refinance":119,"applications_cash_out_refinance":167,"originations_purchase":507,"originations_refinance":88,"originations_cash_out_refinance":88,"denials_purchase":69,"denials_refinance":24,"denials_cash_out_refinance":70,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06007","dataset":"mortgage-lending","jurisdiction":"CA","county":"06007","countyName":"Butte County","stateName":"California","level":"county","year":2024,"status":"P","text":"Butte County, California: in 2024, lenders reported 2,977 applications for a home purchase or a refinance; 2,367 became loans ($811.7 million) and 494 were denied, a denial rate of 16.6%. Home purchase: 1,988 applications, 1,724 loans. HMDA 2024 data, FFIEC.","value":2367,"unit":"home purchase and refinance loans originated, 2024","applications":2977,"originations":2367,"denials":494,"originated_dollars":811705000,"applications_purchase":1988,"applications_refinance":480,"applications_cash_out_refinance":509,"originations_purchase":1724,"originations_refinance":334,"originations_cash_out_refinance":309,"denials_purchase":194,"denials_refinance":122,"denials_cash_out_refinance":178,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06009","dataset":"mortgage-lending","jurisdiction":"CA","county":"06009","countyName":"Calaveras County","stateName":"California","level":"county","year":2024,"status":"P","text":"Calaveras County, California: in 2024, lenders reported 1,185 applications for a home purchase or a refinance; 908 became loans ($308.1 million) and 231 were denied, a denial rate of 19.5%. Home purchase: 779 applications, 663 loans. HMDA 2024 data, FFIEC.","value":908,"unit":"home purchase and refinance loans originated, 2024","applications":1185,"originations":908,"denials":231,"originated_dollars":308060000,"applications_purchase":779,"applications_refinance":147,"applications_cash_out_refinance":259,"originations_purchase":663,"originations_refinance":89,"originations_cash_out_refinance":156,"denials_purchase":86,"denials_refinance":48,"denials_cash_out_refinance":97,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06011","dataset":"mortgage-lending","jurisdiction":"CA","county":"06011","countyName":"Colusa County","stateName":"California","level":"county","year":2024,"status":"P","text":"Colusa County, California: in 2024, lenders reported 209 applications for a home purchase or a refinance; 157 became loans ($52.2 million) and 40 were denied, a denial rate of 19.1%. Home purchase: 129 applications, 109 loans. HMDA 2024 data, FFIEC.","value":157,"unit":"home purchase and refinance loans originated, 2024","applications":209,"originations":157,"denials":40,"originated_dollars":52185000,"applications_purchase":129,"applications_refinance":28,"applications_cash_out_refinance":52,"originations_purchase":109,"originations_refinance":17,"originations_cash_out_refinance":31,"denials_purchase":14,"denials_refinance":10,"denials_cash_out_refinance":16,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06013","dataset":"mortgage-lending","jurisdiction":"CA","county":"06013","countyName":"Contra Costa County","stateName":"California","level":"county","year":2024,"status":"P","text":"Contra Costa County, California: in 2024, lenders reported 17,521 applications for a home purchase or a refinance; 13,937 became loans ($9.6 billion) and 2,938 were denied, a denial rate of 16.8%. Home purchase: 10,554 applications, 9,220 loans. HMDA 2024 data, FFIEC.","value":13937,"unit":"home purchase and refinance loans originated, 2024","applications":17521,"originations":13937,"denials":2938,"originated_dollars":9601675000,"applications_purchase":10554,"applications_refinance":3502,"applications_cash_out_refinance":3465,"originations_purchase":9220,"originations_refinance":2564,"originations_cash_out_refinance":2153,"denials_purchase":1002,"denials_refinance":771,"denials_cash_out_refinance":1165,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06015","dataset":"mortgage-lending","jurisdiction":"CA","county":"06015","countyName":"Del Norte County","stateName":"California","level":"county","year":2024,"status":"P","text":"Del Norte County, California: in 2024, lenders reported 381 applications for a home purchase or a refinance; 262 became loans ($86.3 million) and 95 were denied, a denial rate of 24.9%. Home purchase: 226 applications, 163 loans. HMDA 2024 data, FFIEC.","value":262,"unit":"home purchase and refinance loans originated, 2024","applications":381,"originations":262,"denials":95,"originated_dollars":86280000,"applications_purchase":226,"applications_refinance":57,"applications_cash_out_refinance":98,"originations_purchase":163,"originations_refinance":35,"originations_cash_out_refinance":64,"denials_purchase":46,"denials_refinance":16,"denials_cash_out_refinance":33,"denial_rate":24.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06017","dataset":"mortgage-lending","jurisdiction":"CA","county":"06017","countyName":"El Dorado County","stateName":"California","level":"county","year":2024,"status":"P","text":"El Dorado County, California: in 2024, lenders reported 3,975 applications for a home purchase or a refinance; 3,173 became loans ($1.5 billion) and 627 were denied, a denial rate of 15.8%. Home purchase: 2,505 applications, 2,151 loans. HMDA 2024 data, FFIEC.","value":3173,"unit":"home purchase and refinance loans originated, 2024","applications":3975,"originations":3173,"denials":627,"originated_dollars":1537265000,"applications_purchase":2505,"applications_refinance":634,"applications_cash_out_refinance":836,"originations_purchase":2151,"originations_refinance":481,"originations_cash_out_refinance":541,"denials_purchase":237,"denials_refinance":133,"denials_cash_out_refinance":257,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06019","dataset":"mortgage-lending","jurisdiction":"CA","county":"06019","countyName":"Fresno County","stateName":"California","level":"county","year":2024,"status":"P","text":"Fresno County, California: in 2024, lenders reported 13,842 applications for a home purchase or a refinance; 10,630 became loans ($3.8 billion) and 2,715 were denied, a denial rate of 19.6%. Home purchase: 9,017 applications, 7,623 loans. HMDA 2024 data, FFIEC.","value":10630,"unit":"home purchase and refinance loans originated, 2024","applications":13842,"originations":10630,"denials":2715,"originated_dollars":3789310000,"applications_purchase":9017,"applications_refinance":1662,"applications_cash_out_refinance":3163,"originations_purchase":7623,"originations_refinance":1015,"originations_cash_out_refinance":1992,"denials_purchase":1129,"denials_refinance":536,"denials_cash_out_refinance":1050,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06021","dataset":"mortgage-lending","jurisdiction":"CA","county":"06021","countyName":"Glenn County","stateName":"California","level":"county","year":2024,"status":"P","text":"Glenn County, California: in 2024, lenders reported 321 applications for a home purchase or a refinance; 245 became loans ($69.2 million) and 63 were denied, a denial rate of 19.6%. Home purchase: 187 applications, 161 loans. HMDA 2024 data, FFIEC.","value":245,"unit":"home purchase and refinance loans originated, 2024","applications":321,"originations":245,"denials":63,"originated_dollars":69225000,"applications_purchase":187,"applications_refinance":57,"applications_cash_out_refinance":77,"originations_purchase":161,"originations_refinance":40,"originations_cash_out_refinance":44,"denials_purchase":15,"denials_refinance":15,"denials_cash_out_refinance":33,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06023","dataset":"mortgage-lending","jurisdiction":"CA","county":"06023","countyName":"Humboldt County","stateName":"California","level":"county","year":2024,"status":"P","text":"Humboldt County, California: in 2024, lenders reported 1,272 applications for a home purchase or a refinance; 975 became loans ($309.5 million) and 257 were denied, a denial rate of 20.2%. Home purchase: 795 applications, 684 loans. HMDA 2024 data, FFIEC.","value":975,"unit":"home purchase and refinance loans originated, 2024","applications":1272,"originations":975,"denials":257,"originated_dollars":309495000,"applications_purchase":795,"applications_refinance":169,"applications_cash_out_refinance":308,"originations_purchase":684,"originations_refinance":111,"originations_cash_out_refinance":180,"denials_purchase":83,"denials_refinance":55,"denials_cash_out_refinance":119,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06025","dataset":"mortgage-lending","jurisdiction":"CA","county":"06025","countyName":"Imperial County","stateName":"California","level":"county","year":2024,"status":"P","text":"Imperial County, California: in 2024, lenders reported 1,904 applications for a home purchase or a refinance; 1,464 became loans ($445.6 million) and 367 were denied, a denial rate of 19.3%. Home purchase: 1,077 applications, 908 loans. HMDA 2024 data, FFIEC.","value":1464,"unit":"home purchase and refinance loans originated, 2024","applications":1904,"originations":1464,"denials":367,"originated_dollars":445560000,"applications_purchase":1077,"applications_refinance":255,"applications_cash_out_refinance":572,"originations_purchase":908,"originations_refinance":154,"originations_cash_out_refinance":402,"denials_purchase":135,"denials_refinance":82,"denials_cash_out_refinance":150,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06027","dataset":"mortgage-lending","jurisdiction":"CA","county":"06027","countyName":"Inyo County","stateName":"California","level":"county","year":2024,"status":"P","text":"Inyo County, California: in 2024, lenders reported 207 applications for a home purchase or a refinance; 144 became loans ($49.2 million) and 45 were denied, a denial rate of 21.7%. Home purchase: 142 applications, 106 loans. HMDA 2024 data, FFIEC.","value":144,"unit":"home purchase and refinance loans originated, 2024","applications":207,"originations":144,"denials":45,"originated_dollars":49160000,"applications_purchase":142,"applications_refinance":17,"applications_cash_out_refinance":48,"originations_purchase":106,"originations_refinance":10,"originations_cash_out_refinance":28,"denials_purchase":22,"denials_refinance":5,"denials_cash_out_refinance":18,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06029","dataset":"mortgage-lending","jurisdiction":"CA","county":"06029","countyName":"Kern County","stateName":"California","level":"county","year":2024,"status":"P","text":"Kern County, California: in 2024, lenders reported 15,157 applications for a home purchase or a refinance; 11,501 became loans ($3.7 billion) and 2,871 were denied, a denial rate of 18.9%. Home purchase: 9,981 applications, 8,298 loans. HMDA 2024 data, FFIEC.","value":11501,"unit":"home purchase and refinance loans originated, 2024","applications":15157,"originations":11501,"denials":2871,"originated_dollars":3711385000,"applications_purchase":9981,"applications_refinance":1758,"applications_cash_out_refinance":3418,"originations_purchase":8298,"originations_refinance":1100,"originations_cash_out_refinance":2103,"denials_purchase":1236,"denials_refinance":490,"denials_cash_out_refinance":1145,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06031","dataset":"mortgage-lending","jurisdiction":"CA","county":"06031","countyName":"Kings County","stateName":"California","level":"county","year":2024,"status":"P","text":"Kings County, California: in 2024, lenders reported 2,467 applications for a home purchase or a refinance; 1,934 became loans ($610.3 million) and 440 were denied, a denial rate of 17.8%. Home purchase: 1,607 applications, 1,373 loans. HMDA 2024 data, FFIEC.","value":1934,"unit":"home purchase and refinance loans originated, 2024","applications":2467,"originations":1934,"denials":440,"originated_dollars":610280000,"applications_purchase":1607,"applications_refinance":375,"applications_cash_out_refinance":485,"originations_purchase":1373,"originations_refinance":261,"originations_cash_out_refinance":300,"denials_purchase":200,"denials_refinance":75,"denials_cash_out_refinance":165,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06033","dataset":"mortgage-lending","jurisdiction":"CA","county":"06033","countyName":"Lake County","stateName":"California","level":"county","year":2024,"status":"P","text":"Lake County, California: in 2024, lenders reported 1,375 applications for a home purchase or a refinance; 965 became loans ($257.1 million) and 337 were denied, a denial rate of 24.5%. Home purchase: 861 applications, 677 loans. HMDA 2024 data, FFIEC.","value":965,"unit":"home purchase and refinance loans originated, 2024","applications":1375,"originations":965,"denials":337,"originated_dollars":257145000,"applications_purchase":861,"applications_refinance":175,"applications_cash_out_refinance":339,"originations_purchase":677,"originations_refinance":104,"originations_cash_out_refinance":184,"denials_purchase":134,"denials_refinance":60,"denials_cash_out_refinance":143,"denial_rate":24.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06035","dataset":"mortgage-lending","jurisdiction":"CA","county":"06035","countyName":"Lassen County","stateName":"California","level":"county","year":2024,"status":"P","text":"Lassen County, California: in 2024, lenders reported 350 applications for a home purchase or a refinance; 265 became loans ($55.5 million) and 69 were denied, a denial rate of 19.7%. Home purchase: 217 applications, 186 loans. HMDA 2024 data, FFIEC.","value":265,"unit":"home purchase and refinance loans originated, 2024","applications":350,"originations":265,"denials":69,"originated_dollars":55455000,"applications_purchase":217,"applications_refinance":60,"applications_cash_out_refinance":73,"originations_purchase":186,"originations_refinance":41,"originations_cash_out_refinance":38,"denials_purchase":24,"denials_refinance":12,"denials_cash_out_refinance":33,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06037","dataset":"mortgage-lending","jurisdiction":"CA","county":"06037","countyName":"Los Angeles County","stateName":"California","level":"county","year":2024,"status":"P","text":"Los Angeles County, California: in 2024, lenders reported 98,679 applications for a home purchase or a refinance; 73,986 became loans ($58.5 billion) and 19,710 were denied, a denial rate of 20.0%. Home purchase: 52,288 applications, 43,093 loans. HMDA 2024 data, FFIEC.","value":73986,"unit":"home purchase and refinance loans originated, 2024","applications":98679,"originations":73986,"denials":19710,"originated_dollars":58548210000,"applications_purchase":52288,"applications_refinance":17832,"applications_cash_out_refinance":28559,"originations_purchase":43093,"originations_refinance":12255,"originations_cash_out_refinance":18638,"denials_purchase":6719,"denials_refinance":4557,"denials_cash_out_refinance":8434,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06039","dataset":"mortgage-lending","jurisdiction":"CA","county":"06039","countyName":"Madera County","stateName":"California","level":"county","year":2024,"status":"P","text":"Madera County, California: in 2024, lenders reported 3,386 applications for a home purchase or a refinance; 2,679 became loans ($951.6 million) and 602 were denied, a denial rate of 17.8%. Home purchase: 2,445 applications, 2,084 loans. HMDA 2024 data, FFIEC.","value":2679,"unit":"home purchase and refinance loans originated, 2024","applications":3386,"originations":2679,"denials":602,"originated_dollars":951555000,"applications_purchase":2445,"applications_refinance":352,"applications_cash_out_refinance":589,"originations_purchase":2084,"originations_refinance":222,"originations_cash_out_refinance":373,"denials_purchase":299,"denials_refinance":105,"denials_cash_out_refinance":198,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06041","dataset":"mortgage-lending","jurisdiction":"CA","county":"06041","countyName":"Marin County","stateName":"California","level":"county","year":2024,"status":"P","text":"Marin County, California: in 2024, lenders reported 3,125 applications for a home purchase or a refinance; 2,537 became loans ($2.6 billion) and 488 were denied, a denial rate of 15.6%. Home purchase: 1,753 applications, 1,557 loans. HMDA 2024 data, FFIEC.","value":2537,"unit":"home purchase and refinance loans originated, 2024","applications":3125,"originations":2537,"denials":488,"originated_dollars":2596315000,"applications_purchase":1753,"applications_refinance":736,"applications_cash_out_refinance":636,"originations_purchase":1557,"originations_refinance":569,"originations_cash_out_refinance":411,"denials_purchase":149,"denials_refinance":147,"denials_cash_out_refinance":192,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06043","dataset":"mortgage-lending","jurisdiction":"CA","county":"06043","countyName":"Mariposa County","stateName":"California","level":"county","year":2024,"status":"P","text":"Mariposa County, California: in 2024, lenders reported 356 applications for a home purchase or a refinance; 247 became loans ($78.9 million) and 92 were denied, a denial rate of 25.8%. Home purchase: 233 applications, 174 loans. HMDA 2024 data, FFIEC.","value":247,"unit":"home purchase and refinance loans originated, 2024","applications":356,"originations":247,"denials":92,"originated_dollars":78855000,"applications_purchase":233,"applications_refinance":50,"applications_cash_out_refinance":73,"originations_purchase":174,"originations_refinance":28,"originations_cash_out_refinance":45,"denials_purchase":48,"denials_refinance":16,"denials_cash_out_refinance":28,"denial_rate":25.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06045","dataset":"mortgage-lending","jurisdiction":"CA","county":"06045","countyName":"Mendocino County","stateName":"California","level":"county","year":2024,"status":"P","text":"Mendocino County, California: in 2024, lenders reported 934 applications for a home purchase or a refinance; 692 became loans ($269.4 million) and 196 were denied, a denial rate of 21.0%. Home purchase: 583 applications, 486 loans. HMDA 2024 data, FFIEC.","value":692,"unit":"home purchase and refinance loans originated, 2024","applications":934,"originations":692,"denials":196,"originated_dollars":269360000,"applications_purchase":583,"applications_refinance":129,"applications_cash_out_refinance":222,"originations_purchase":486,"originations_refinance":76,"originations_cash_out_refinance":130,"denials_purchase":66,"denials_refinance":45,"denials_cash_out_refinance":85,"denial_rate":21,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06047","dataset":"mortgage-lending","jurisdiction":"CA","county":"06047","countyName":"Merced County","stateName":"California","level":"county","year":2024,"status":"P","text":"Merced County, California: in 2024, lenders reported 3,816 applications for a home purchase or a refinance; 2,899 became loans ($951.8 million) and 740 were denied, a denial rate of 19.4%. Home purchase: 2,473 applications, 2,077 loans. HMDA 2024 data, FFIEC.","value":2899,"unit":"home purchase and refinance loans originated, 2024","applications":3816,"originations":2899,"denials":740,"originated_dollars":951775000,"applications_purchase":2473,"applications_refinance":437,"applications_cash_out_refinance":906,"originations_purchase":2077,"originations_refinance":276,"originations_cash_out_refinance":546,"denials_purchase":307,"denials_refinance":120,"denials_cash_out_refinance":313,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06049","dataset":"mortgage-lending","jurisdiction":"CA","county":"06049","countyName":"Modoc County","stateName":"California","level":"county","year":2024,"status":"P","text":"Modoc County, California: in 2024, lenders reported 95 applications for a home purchase or a refinance; 61 became loans ($11.6 million) and 27 were denied, a denial rate of 28.4%. Home purchase: 56 applications, 41 loans. HMDA 2024 data, FFIEC.","value":61,"unit":"home purchase and refinance loans originated, 2024","applications":95,"originations":61,"denials":27,"originated_dollars":11635000,"applications_purchase":56,"applications_refinance":20,"applications_cash_out_refinance":19,"originations_purchase":41,"originations_refinance":9,"originations_cash_out_refinance":11,"denials_purchase":13,"denials_refinance":7,"denials_cash_out_refinance":7,"denial_rate":28.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06051","dataset":"mortgage-lending","jurisdiction":"CA","county":"06051","countyName":"Mono County","stateName":"California","level":"county","year":2024,"status":"P","text":"Mono County, California: in 2024, lenders reported 404 applications for a home purchase or a refinance; 319 became loans ($216.6 million) and 69 were denied, a denial rate of 17.1%. Home purchase: 281 applications, 245 loans. HMDA 2024 data, FFIEC.","value":319,"unit":"home purchase and refinance loans originated, 2024","applications":404,"originations":319,"denials":69,"originated_dollars":216635000,"applications_purchase":281,"applications_refinance":50,"applications_cash_out_refinance":73,"originations_purchase":245,"originations_refinance":36,"originations_cash_out_refinance":38,"denials_purchase":25,"denials_refinance":13,"denials_cash_out_refinance":31,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06053","dataset":"mortgage-lending","jurisdiction":"CA","county":"06053","countyName":"Monterey County","stateName":"California","level":"county","year":2024,"status":"P","text":"Monterey County, California: in 2024, lenders reported 4,015 applications for a home purchase or a refinance; 3,031 became loans ($1.9 billion) and 806 were denied, a denial rate of 20.1%. Home purchase: 2,258 applications, 1,856 loans. HMDA 2024 data, FFIEC.","value":3031,"unit":"home purchase and refinance loans originated, 2024","applications":4015,"originations":3031,"denials":806,"originated_dollars":1902595000,"applications_purchase":2258,"applications_refinance":663,"applications_cash_out_refinance":1094,"originations_purchase":1856,"originations_refinance":477,"originations_cash_out_refinance":698,"denials_purchase":300,"denials_refinance":153,"denials_cash_out_refinance":353,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06055","dataset":"mortgage-lending","jurisdiction":"CA","county":"06055","countyName":"Napa County","stateName":"California","level":"county","year":2024,"status":"P","text":"Napa County, California: in 2024, lenders reported 1,758 applications for a home purchase or a refinance; 1,361 became loans ($976.0 million) and 314 were denied, a denial rate of 17.9%. Home purchase: 981 applications, 821 loans. HMDA 2024 data, FFIEC.","value":1361,"unit":"home purchase and refinance loans originated, 2024","applications":1758,"originations":1361,"denials":314,"originated_dollars":976045000,"applications_purchase":981,"applications_refinance":295,"applications_cash_out_refinance":482,"originations_purchase":821,"originations_refinance":220,"originations_cash_out_refinance":320,"denials_purchase":109,"denials_refinance":62,"denials_cash_out_refinance":143,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06057","dataset":"mortgage-lending","jurisdiction":"CA","county":"06057","countyName":"Nevada County","stateName":"California","level":"county","year":2024,"status":"P","text":"Nevada County, California: in 2024, lenders reported 2,174 applications for a home purchase or a refinance; 1,738 became loans ($803.2 million) and 348 were denied, a denial rate of 16.0%. Home purchase: 1,363 applications, 1,171 loans. HMDA 2024 data, FFIEC.","value":1738,"unit":"home purchase and refinance loans originated, 2024","applications":2174,"originations":1738,"denials":348,"originated_dollars":803180000,"applications_purchase":1363,"applications_refinance":385,"applications_cash_out_refinance":426,"originations_purchase":1171,"originations_refinance":271,"originations_cash_out_refinance":296,"denials_purchase":137,"denials_refinance":96,"denials_cash_out_refinance":115,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06059","dataset":"mortgage-lending","jurisdiction":"CA","county":"06059","countyName":"Orange County","stateName":"California","level":"county","year":2024,"status":"P","text":"Orange County, California: in 2024, lenders reported 37,321 applications for a home purchase or a refinance; 29,418 became loans ($24.9 billion) and 6,399 were denied, a denial rate of 17.1%. Home purchase: 19,569 applications, 16,522 loans. HMDA 2024 data, FFIEC.","value":29418,"unit":"home purchase and refinance loans originated, 2024","applications":37321,"originations":29418,"denials":6399,"originated_dollars":24935040000,"applications_purchase":19569,"applications_refinance":7298,"applications_cash_out_refinance":10454,"originations_purchase":16522,"originations_refinance":5367,"originations_cash_out_refinance":7529,"denials_purchase":2221,"denials_refinance":1621,"denials_cash_out_refinance":2557,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06061","dataset":"mortgage-lending","jurisdiction":"CA","county":"06061","countyName":"Placer County","stateName":"California","level":"county","year":2024,"status":"P","text":"Placer County, California: in 2024, lenders reported 9,640 applications for a home purchase or a refinance; 7,976 became loans ($4.2 billion) and 1,342 were denied, a denial rate of 13.9%. Home purchase: 6,510 applications, 5,738 loans. HMDA 2024 data, FFIEC.","value":7976,"unit":"home purchase and refinance loans originated, 2024","applications":9640,"originations":7976,"denials":1342,"originated_dollars":4247160000,"applications_purchase":6510,"applications_refinance":1371,"applications_cash_out_refinance":1759,"originations_purchase":5738,"originations_refinance":1026,"originations_cash_out_refinance":1212,"denials_purchase":572,"denials_refinance":288,"denials_cash_out_refinance":482,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06063","dataset":"mortgage-lending","jurisdiction":"CA","county":"06063","countyName":"Plumas County","stateName":"California","level":"county","year":2024,"status":"P","text":"Plumas County, California: in 2024, lenders reported 391 applications for a home purchase or a refinance; 312 became loans ($93.9 million) and 66 were denied, a denial rate of 16.9%. Home purchase: 254 applications, 221 loans. HMDA 2024 data, FFIEC.","value":312,"unit":"home purchase and refinance loans originated, 2024","applications":391,"originations":312,"denials":66,"originated_dollars":93910000,"applications_purchase":254,"applications_refinance":52,"applications_cash_out_refinance":85,"originations_purchase":221,"originations_refinance":42,"originations_cash_out_refinance":49,"denials_purchase":25,"denials_refinance":7,"denials_cash_out_refinance":34,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06065","dataset":"mortgage-lending","jurisdiction":"CA","county":"06065","countyName":"Riverside County","stateName":"California","level":"county","year":2024,"status":"P","text":"Riverside County, California: in 2024, lenders reported 50,130 applications for a home purchase or a refinance; 38,019 became loans ($18.5 billion) and 9,724 were denied, a denial rate of 19.4%. Home purchase: 30,938 applications, 25,611 loans. HMDA 2024 data, FFIEC.","value":38019,"unit":"home purchase and refinance loans originated, 2024","applications":50130,"originations":38019,"denials":9724,"originated_dollars":18499025000,"applications_purchase":30938,"applications_refinance":6891,"applications_cash_out_refinance":12301,"originations_purchase":25611,"originations_refinance":4581,"originations_cash_out_refinance":7827,"denials_purchase":4054,"denials_refinance":1728,"denials_cash_out_refinance":3942,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06067","dataset":"mortgage-lending","jurisdiction":"CA","county":"06067","countyName":"Sacramento County","stateName":"California","level":"county","year":2024,"status":"P","text":"Sacramento County, California: in 2024, lenders reported 26,178 applications for a home purchase or a refinance; 20,853 became loans ($9.4 billion) and 4,267 were denied, a denial rate of 16.3%. Home purchase: 16,952 applications, 14,587 loans. HMDA 2024 data, FFIEC.","value":20853,"unit":"home purchase and refinance loans originated, 2024","applications":26178,"originations":20853,"denials":4267,"originated_dollars":9413555000,"applications_purchase":16952,"applications_refinance":3542,"applications_cash_out_refinance":5684,"originations_purchase":14587,"originations_refinance":2464,"originations_cash_out_refinance":3802,"denials_purchase":1758,"denials_refinance":839,"denials_cash_out_refinance":1670,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06069","dataset":"mortgage-lending","jurisdiction":"CA","county":"06069","countyName":"San Benito County","stateName":"California","level":"county","year":2024,"status":"P","text":"San Benito County, California: in 2024, lenders reported 1,195 applications for a home purchase or a refinance; 929 became loans ($539.1 million) and 211 were denied, a denial rate of 17.7%. Home purchase: 793 applications, 675 loans. HMDA 2024 data, FFIEC.","value":929,"unit":"home purchase and refinance loans originated, 2024","applications":1195,"originations":929,"denials":211,"originated_dollars":539055000,"applications_purchase":793,"applications_refinance":151,"applications_cash_out_refinance":251,"originations_purchase":675,"originations_refinance":96,"originations_cash_out_refinance":158,"denials_purchase":84,"denials_refinance":40,"denials_cash_out_refinance":87,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06071","dataset":"mortgage-lending","jurisdiction":"CA","county":"06071","countyName":"San Bernardino County","stateName":"California","level":"county","year":2024,"status":"P","text":"San Bernardino County, California: in 2024, lenders reported 36,338 applications for a home purchase or a refinance; 27,045 became loans ($11.1 billion) and 7,276 were denied, a denial rate of 20.0%. Home purchase: 21,590 applications, 17,574 loans. HMDA 2024 data, FFIEC.","value":27045,"unit":"home purchase and refinance loans originated, 2024","applications":36338,"originations":27045,"denials":7276,"originated_dollars":11133955000,"applications_purchase":21590,"applications_refinance":4911,"applications_cash_out_refinance":9837,"originations_purchase":17574,"originations_refinance":3150,"originations_cash_out_refinance":6321,"denials_purchase":2881,"denials_refinance":1340,"denials_cash_out_refinance":3055,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06073","dataset":"mortgage-lending","jurisdiction":"CA","county":"06073","countyName":"San Diego County","stateName":"California","level":"county","year":2024,"status":"P","text":"San Diego County, California: in 2024, lenders reported 46,476 applications for a home purchase or a refinance; 35,888 became loans ($28.0 billion) and 8,388 were denied, a denial rate of 18.0%. Home purchase: 26,417 applications, 21,968 loans. HMDA 2024 data, FFIEC.","value":35888,"unit":"home purchase and refinance loans originated, 2024","applications":46476,"originations":35888,"denials":8388,"originated_dollars":28026820000,"applications_purchase":26417,"applications_refinance":8793,"applications_cash_out_refinance":11266,"originations_purchase":21968,"originations_refinance":6339,"originations_cash_out_refinance":7581,"denials_purchase":3302,"denials_refinance":1903,"denials_cash_out_refinance":3183,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06075","dataset":"mortgage-lending","jurisdiction":"CA","county":"06075","countyName":"San Francisco County","stateName":"California","level":"county","year":2024,"status":"P","text":"San Francisco County, California: in 2024, lenders reported 6,530 applications for a home purchase or a refinance; 5,390 became loans ($5.8 billion) and 938 were denied, a denial rate of 14.4%. Home purchase: 4,245 applications, 3,783 loans. HMDA 2024 data, FFIEC.","value":5390,"unit":"home purchase and refinance loans originated, 2024","applications":6530,"originations":5390,"denials":938,"originated_dollars":5764460000,"applications_purchase":4245,"applications_refinance":1343,"applications_cash_out_refinance":942,"originations_purchase":3783,"originations_refinance":1030,"originations_cash_out_refinance":577,"denials_purchase":357,"denials_refinance":267,"denials_cash_out_refinance":314,"denial_rate":14.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06077","dataset":"mortgage-lending","jurisdiction":"CA","county":"06077","countyName":"San Joaquin County","stateName":"California","level":"county","year":2024,"status":"P","text":"San Joaquin County, California: in 2024, lenders reported 13,678 applications for a home purchase or a refinance; 10,706 became loans ($4.8 billion) and 2,419 were denied, a denial rate of 17.7%. Home purchase: 8,850 applications, 7,602 loans. HMDA 2024 data, FFIEC.","value":10706,"unit":"home purchase and refinance loans originated, 2024","applications":13678,"originations":10706,"denials":2419,"originated_dollars":4839550000,"applications_purchase":8850,"applications_refinance":1983,"applications_cash_out_refinance":2845,"originations_purchase":7602,"originations_refinance":1322,"originations_cash_out_refinance":1782,"denials_purchase":946,"denials_refinance":530,"denials_cash_out_refinance":943,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06079","dataset":"mortgage-lending","jurisdiction":"CA","county":"06079","countyName":"San Luis Obispo County","stateName":"California","level":"county","year":2024,"status":"P","text":"San Luis Obispo County, California: in 2024, lenders reported 4,113 applications for a home purchase or a refinance; 3,314 became loans ($2.0 billion) and 664 were denied, a denial rate of 16.1%. Home purchase: 2,541 applications, 2,186 loans. HMDA 2024 data, FFIEC.","value":3314,"unit":"home purchase and refinance loans originated, 2024","applications":4113,"originations":3314,"denials":664,"originated_dollars":1974010000,"applications_purchase":2541,"applications_refinance":671,"applications_cash_out_refinance":901,"originations_purchase":2186,"originations_refinance":518,"originations_cash_out_refinance":610,"denials_purchase":260,"denials_refinance":140,"denials_cash_out_refinance":264,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06081","dataset":"mortgage-lending","jurisdiction":"CA","county":"06081","countyName":"San Mateo County","stateName":"California","level":"county","year":2024,"status":"P","text":"San Mateo County, California: in 2024, lenders reported 7,467 applications for a home purchase or a refinance; 6,197 became loans ($8.0 billion) and 1,049 were denied, a denial rate of 14.0%. Home purchase: 4,509 applications, 4,022 loans. HMDA 2024 data, FFIEC.","value":6197,"unit":"home purchase and refinance loans originated, 2024","applications":7467,"originations":6197,"denials":1049,"originated_dollars":7984125000,"applications_purchase":4509,"applications_refinance":1678,"applications_cash_out_refinance":1280,"originations_purchase":4022,"originations_refinance":1320,"originations_cash_out_refinance":855,"denials_purchase":365,"denials_refinance":311,"denials_cash_out_refinance":373,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06083","dataset":"mortgage-lending","jurisdiction":"CA","county":"06083","countyName":"Santa Barbara County","stateName":"California","level":"county","year":2024,"status":"P","text":"Santa Barbara County, California: in 2024, lenders reported 4,576 applications for a home purchase or a refinance; 3,563 became loans ($2.6 billion) and 832 were denied, a denial rate of 18.2%. Home purchase: 2,469 applications, 2,105 loans. HMDA 2024 data, FFIEC.","value":3563,"unit":"home purchase and refinance loans originated, 2024","applications":4576,"originations":3563,"denials":832,"originated_dollars":2564285000,"applications_purchase":2469,"applications_refinance":839,"applications_cash_out_refinance":1268,"originations_purchase":2105,"originations_refinance":611,"originations_cash_out_refinance":847,"denials_purchase":272,"denials_refinance":193,"denials_cash_out_refinance":367,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06085","dataset":"mortgage-lending","jurisdiction":"CA","county":"06085","countyName":"Santa Clara County","stateName":"California","level":"county","year":2024,"status":"P","text":"Santa Clara County, California: in 2024, lenders reported 21,605 applications for a home purchase or a refinance; 17,643 became loans ($20.9 billion) and 3,120 were denied, a denial rate of 14.4%. Home purchase: 13,209 applications, 11,482 loans. HMDA 2024 data, FFIEC.","value":17643,"unit":"home purchase and refinance loans originated, 2024","applications":21605,"originations":17643,"denials":3120,"originated_dollars":20931225000,"applications_purchase":13209,"applications_refinance":5175,"applications_cash_out_refinance":3221,"originations_purchase":11482,"originations_refinance":4048,"originations_cash_out_refinance":2113,"denials_purchase":1192,"denials_refinance":959,"denials_cash_out_refinance":969,"denial_rate":14.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06087","dataset":"mortgage-lending","jurisdiction":"CA","county":"06087","countyName":"Santa Cruz County","stateName":"California","level":"county","year":2024,"status":"P","text":"Santa Cruz County, California: in 2024, lenders reported 2,809 applications for a home purchase or a refinance; 2,226 became loans ($1.8 billion) and 487 were denied, a denial rate of 17.3%. Home purchase: 1,405 applications, 1,227 loans. HMDA 2024 data, FFIEC.","value":2226,"unit":"home purchase and refinance loans originated, 2024","applications":2809,"originations":2226,"denials":487,"originated_dollars":1786400000,"applications_purchase":1405,"applications_refinance":581,"applications_cash_out_refinance":823,"originations_purchase":1227,"originations_refinance":449,"originations_cash_out_refinance":550,"denials_purchase":122,"denials_refinance":116,"denials_cash_out_refinance":249,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06089","dataset":"mortgage-lending","jurisdiction":"CA","county":"06089","countyName":"Shasta County","stateName":"California","level":"county","year":2024,"status":"P","text":"Shasta County, California: in 2024, lenders reported 3,251 applications for a home purchase or a refinance; 2,561 became loans ($747.5 million) and 547 were denied, a denial rate of 16.8%. Home purchase: 2,137 applications, 1,856 loans. HMDA 2024 data, FFIEC.","value":2561,"unit":"home purchase and refinance loans originated, 2024","applications":3251,"originations":2561,"denials":547,"originated_dollars":747525000,"applications_purchase":2137,"applications_refinance":502,"applications_cash_out_refinance":612,"originations_purchase":1856,"originations_refinance":335,"originations_cash_out_refinance":370,"denials_purchase":191,"denials_refinance":139,"denials_cash_out_refinance":217,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06091","dataset":"mortgage-lending","jurisdiction":"CA","county":"06091","countyName":"Sierra County","stateName":"California","level":"county","year":2024,"status":"P","text":"Sierra County, California: in 2024, lenders reported 50 applications for a home purchase or a refinance; 36 became loans ($9.8 million) and 14 were denied, a denial rate of 28.0%. Home purchase: 23 applications, 21 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":50,"originations":36,"denials":14,"originated_dollars":9760000,"applications_purchase":23,"applications_refinance":6,"applications_cash_out_refinance":21,"originations_purchase":21,"originations_refinance":5,"originations_cash_out_refinance":10,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":11,"denial_rate":28,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06093","dataset":"mortgage-lending","jurisdiction":"CA","county":"06093","countyName":"Siskiyou County","stateName":"California","level":"county","year":2024,"status":"P","text":"Siskiyou County, California: in 2024, lenders reported 569 applications for a home purchase or a refinance; 423 became loans ($103.7 million) and 118 were denied, a denial rate of 20.7%. Home purchase: 367 applications, 291 loans. HMDA 2024 data, FFIEC.","value":423,"unit":"home purchase and refinance loans originated, 2024","applications":569,"originations":423,"denials":118,"originated_dollars":103685000,"applications_purchase":367,"applications_refinance":85,"applications_cash_out_refinance":117,"originations_purchase":291,"originations_refinance":58,"originations_cash_out_refinance":74,"denials_purchase":55,"denials_refinance":21,"denials_cash_out_refinance":42,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06095","dataset":"mortgage-lending","jurisdiction":"CA","county":"06095","countyName":"Solano County","stateName":"California","level":"county","year":2024,"status":"P","text":"Solano County, California: in 2024, lenders reported 7,716 applications for a home purchase or a refinance; 6,097 became loans ($2.9 billion) and 1,320 were denied, a denial rate of 17.1%. Home purchase: 4,847 applications, 4,227 loans. HMDA 2024 data, FFIEC.","value":6097,"unit":"home purchase and refinance loans originated, 2024","applications":7716,"originations":6097,"denials":1320,"originated_dollars":2910095000,"applications_purchase":4847,"applications_refinance":1049,"applications_cash_out_refinance":1820,"originations_purchase":4227,"originations_refinance":727,"originations_cash_out_refinance":1143,"denials_purchase":457,"denials_refinance":260,"denials_cash_out_refinance":603,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06097","dataset":"mortgage-lending","jurisdiction":"CA","county":"06097","countyName":"Sonoma County","stateName":"California","level":"county","year":2024,"status":"P","text":"Sonoma County, California: in 2024, lenders reported 6,457 applications for a home purchase or a refinance; 5,149 became loans ($3.6 billion) and 981 were denied, a denial rate of 15.2%. Home purchase: 4,000 applications, 3,436 loans. HMDA 2024 data, FFIEC.","value":5149,"unit":"home purchase and refinance loans originated, 2024","applications":6457,"originations":5149,"denials":981,"originated_dollars":3597615000,"applications_purchase":4000,"applications_refinance":980,"applications_cash_out_refinance":1477,"originations_purchase":3436,"originations_refinance":734,"originations_cash_out_refinance":979,"denials_purchase":339,"denials_refinance":191,"denials_cash_out_refinance":451,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06099","dataset":"mortgage-lending","jurisdiction":"CA","county":"06099","countyName":"Stanislaus County","stateName":"California","level":"county","year":2024,"status":"P","text":"Stanislaus County, California: in 2024, lenders reported 7,634 applications for a home purchase or a refinance; 5,936 became loans ($2.2 billion) and 1,411 were denied, a denial rate of 18.5%. Home purchase: 4,752 applications, 4,117 loans. HMDA 2024 data, FFIEC.","value":5936,"unit":"home purchase and refinance loans originated, 2024","applications":7634,"originations":5936,"denials":1411,"originated_dollars":2246630000,"applications_purchase":4752,"applications_refinance":960,"applications_cash_out_refinance":1922,"originations_purchase":4117,"originations_refinance":586,"originations_cash_out_refinance":1233,"denials_purchase":492,"denials_refinance":301,"denials_cash_out_refinance":618,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06101","dataset":"mortgage-lending","jurisdiction":"CA","county":"06101","countyName":"Sutter County","stateName":"California","level":"county","year":2024,"status":"P","text":"Sutter County, California: in 2024, lenders reported 1,328 applications for a home purchase or a refinance; 1,035 became loans ($341.6 million) and 242 were denied, a denial rate of 18.2%. Home purchase: 756 applications, 648 loans. HMDA 2024 data, FFIEC.","value":1035,"unit":"home purchase and refinance loans originated, 2024","applications":1328,"originations":1035,"denials":242,"originated_dollars":341575000,"applications_purchase":756,"applications_refinance":250,"applications_cash_out_refinance":322,"originations_purchase":648,"originations_refinance":169,"originations_cash_out_refinance":218,"denials_purchase":75,"denials_refinance":74,"denials_cash_out_refinance":93,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06103","dataset":"mortgage-lending","jurisdiction":"CA","county":"06103","countyName":"Tehama County","stateName":"California","level":"county","year":2024,"status":"P","text":"Tehama County, California: in 2024, lenders reported 999 applications for a home purchase or a refinance; 778 became loans ($198.9 million) and 189 were denied, a denial rate of 18.9%. Home purchase: 634 applications, 542 loans. HMDA 2024 data, FFIEC.","value":778,"unit":"home purchase and refinance loans originated, 2024","applications":999,"originations":778,"denials":189,"originated_dollars":198930000,"applications_purchase":634,"applications_refinance":153,"applications_cash_out_refinance":212,"originations_purchase":542,"originations_refinance":108,"originations_cash_out_refinance":128,"denials_purchase":77,"denials_refinance":39,"denials_cash_out_refinance":73,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06105","dataset":"mortgage-lending","jurisdiction":"CA","county":"06105","countyName":"Trinity County","stateName":"California","level":"county","year":2024,"status":"P","text":"Trinity County, California: in 2024, lenders reported 157 applications for a home purchase or a refinance; 119 became loans ($30.8 million) and 31 were denied, a denial rate of 19.7%. Home purchase: 99 applications, 81 loans. HMDA 2024 data, FFIEC.","value":119,"unit":"home purchase and refinance loans originated, 2024","applications":157,"originations":119,"denials":31,"originated_dollars":30815000,"applications_purchase":99,"applications_refinance":20,"applications_cash_out_refinance":38,"originations_purchase":81,"originations_refinance":14,"originations_cash_out_refinance":24,"denials_purchase":13,"denials_refinance":4,"denials_cash_out_refinance":14,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06107","dataset":"mortgage-lending","jurisdiction":"CA","county":"06107","countyName":"Tulare County","stateName":"California","level":"county","year":2024,"status":"P","text":"Tulare County, California: in 2024, lenders reported 6,192 applications for a home purchase or a refinance; 4,818 became loans ($1.5 billion) and 1,166 were denied, a denial rate of 18.8%. Home purchase: 3,794 applications, 3,307 loans. HMDA 2024 data, FFIEC.","value":4818,"unit":"home purchase and refinance loans originated, 2024","applications":6192,"originations":4818,"denials":1166,"originated_dollars":1473050000,"applications_purchase":3794,"applications_refinance":815,"applications_cash_out_refinance":1583,"originations_purchase":3307,"originations_refinance":518,"originations_cash_out_refinance":993,"denials_purchase":388,"denials_refinance":250,"denials_cash_out_refinance":528,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06109","dataset":"mortgage-lending","jurisdiction":"CA","county":"06109","countyName":"Tuolumne County","stateName":"California","level":"county","year":2024,"status":"P","text":"Tuolumne County, California: in 2024, lenders reported 1,016 applications for a home purchase or a refinance; 790 became loans ($245.2 million) and 192 were denied, a denial rate of 18.9%. Home purchase: 655 applications, 567 loans. HMDA 2024 data, FFIEC.","value":790,"unit":"home purchase and refinance loans originated, 2024","applications":1016,"originations":790,"denials":192,"originated_dollars":245150000,"applications_purchase":655,"applications_refinance":137,"applications_cash_out_refinance":224,"originations_purchase":567,"originations_refinance":94,"originations_cash_out_refinance":129,"denials_purchase":69,"denials_refinance":34,"denials_cash_out_refinance":89,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06111","dataset":"mortgage-lending","jurisdiction":"CA","county":"06111","countyName":"Ventura County","stateName":"California","level":"county","year":2024,"status":"P","text":"Ventura County, California: in 2024, lenders reported 10,261 applications for a home purchase or a refinance; 8,052 became loans ($5.5 billion) and 1,782 were denied, a denial rate of 17.4%. Home purchase: 5,883 applications, 5,002 loans. HMDA 2024 data, FFIEC.","value":8052,"unit":"home purchase and refinance loans originated, 2024","applications":10261,"originations":8052,"denials":1782,"originated_dollars":5490160000,"applications_purchase":5883,"applications_refinance":1838,"applications_cash_out_refinance":2540,"originations_purchase":5002,"originations_refinance":1362,"originations_cash_out_refinance":1688,"denials_purchase":645,"denials_refinance":390,"denials_cash_out_refinance":747,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06113","dataset":"mortgage-lending","jurisdiction":"CA","county":"06113","countyName":"Yolo County","stateName":"California","level":"county","year":2024,"status":"P","text":"Yolo County, California: in 2024, lenders reported 2,696 applications for a home purchase or a refinance; 2,223 became loans ($1.1 billion) and 366 were denied, a denial rate of 13.6%. Home purchase: 1,841 applications, 1,610 loans. HMDA 2024 data, FFIEC.","value":2223,"unit":"home purchase and refinance loans originated, 2024","applications":2696,"originations":2223,"denials":366,"originated_dollars":1136955000,"applications_purchase":1841,"applications_refinance":344,"applications_cash_out_refinance":511,"originations_purchase":1610,"originations_refinance":254,"originations_cash_out_refinance":359,"denials_purchase":166,"denials_refinance":68,"denials_cash_out_refinance":132,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:06115","dataset":"mortgage-lending","jurisdiction":"CA","county":"06115","countyName":"Yuba County","stateName":"California","level":"county","year":2024,"status":"P","text":"Yuba County, California: in 2024, lenders reported 2,028 applications for a home purchase or a refinance; 1,604 became loans ($579.6 million) and 348 were denied, a denial rate of 17.2%. Home purchase: 1,379 applications, 1,184 loans. HMDA 2024 data, FFIEC.","value":1604,"unit":"home purchase and refinance loans originated, 2024","applications":2028,"originations":1604,"denials":348,"originated_dollars":579600000,"applications_purchase":1379,"applications_refinance":290,"applications_cash_out_refinance":359,"originations_purchase":1184,"originations_refinance":204,"originations_cash_out_refinance":216,"denials_purchase":153,"denials_refinance":70,"denials_cash_out_refinance":125,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:CO","dataset":"mortgage-lending","jurisdiction":"CO","county":null,"countyName":null,"stateName":"Colorado","level":"state","year":2024,"status":"P","text":"Colorado: in 2024, lenders reported 143,316 applications for a home purchase or a refinance; 113,144 became loans ($55.2 billion) and 24,000 were denied, a denial rate of 16.7%. Home purchase: 93,655 applications, 79,809 loans. Loans made changed +10.9% from 102,034 in 2023. HMDA 2024 data, FFIEC.","value":113144,"unit":"home purchase and refinance loans originated, 2024","applications":143316,"originations":113144,"denials":24000,"originated_dollars":55212750000,"applications_purchase":93655,"applications_refinance":22192,"applications_cash_out_refinance":27469,"originations_purchase":79809,"originations_refinance":15900,"originations_cash_out_refinance":17435,"denials_purchase":10179,"denials_refinance":5012,"denials_cash_out_refinance":8809,"denial_rate":16.7,"originations_prior_year":102034,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"202 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":202,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08001","dataset":"mortgage-lending","jurisdiction":"CO","county":"08001","countyName":"Adams County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Adams County, Colorado: in 2024, lenders reported 14,602 applications for a home purchase or a refinance; 10,717 became loans ($5.0 billion) and 3,377 were denied, a denial rate of 23.1%. Home purchase: 9,881 applications, 7,891 loans. HMDA 2024 data, FFIEC.","value":10717,"unit":"home purchase and refinance loans originated, 2024","applications":14602,"originations":10717,"denials":3377,"originated_dollars":4980905000,"applications_purchase":9881,"applications_refinance":1852,"applications_cash_out_refinance":2869,"originations_purchase":7891,"originations_refinance":1126,"originations_cash_out_refinance":1700,"denials_purchase":1727,"denials_refinance":612,"denials_cash_out_refinance":1038,"denial_rate":23.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08003","dataset":"mortgage-lending","jurisdiction":"CO","county":"08003","countyName":"Alamosa County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Alamosa County, Colorado: in 2024, lenders reported 175 applications for a home purchase or a refinance; 122 became loans ($28.2 million) and 39 were denied, a denial rate of 22.3%. Home purchase: 97 applications, 76 loans. HMDA 2024 data, FFIEC.","value":122,"unit":"home purchase and refinance loans originated, 2024","applications":175,"originations":122,"denials":39,"originated_dollars":28200000,"applications_purchase":97,"applications_refinance":18,"applications_cash_out_refinance":60,"originations_purchase":76,"originations_refinance":10,"originations_cash_out_refinance":36,"denials_purchase":15,"denials_refinance":6,"denials_cash_out_refinance":18,"denial_rate":22.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08005","dataset":"mortgage-lending","jurisdiction":"CO","county":"08005","countyName":"Arapahoe County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Arapahoe County, Colorado: in 2024, lenders reported 14,684 applications for a home purchase or a refinance; 11,548 became loans ($5.5 billion) and 2,552 were denied, a denial rate of 17.4%. Home purchase: 9,345 applications, 8,095 loans. HMDA 2024 data, FFIEC.","value":11548,"unit":"home purchase and refinance loans originated, 2024","applications":14684,"originations":11548,"denials":2552,"originated_dollars":5525540000,"applications_purchase":9345,"applications_refinance":2225,"applications_cash_out_refinance":3114,"originations_purchase":8095,"originations_refinance":1496,"originations_cash_out_refinance":1957,"denials_purchase":916,"denials_refinance":606,"denials_cash_out_refinance":1030,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08007","dataset":"mortgage-lending","jurisdiction":"CO","county":"08007","countyName":"Archuleta County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Archuleta County, Colorado: in 2024, lenders reported 420 applications for a home purchase or a refinance; 346 became loans ($159.8 million) and 60 were denied, a denial rate of 14.3%. Home purchase: 296 applications, 254 loans. HMDA 2024 data, FFIEC.","value":346,"unit":"home purchase and refinance loans originated, 2024","applications":420,"originations":346,"denials":60,"originated_dollars":159840000,"applications_purchase":296,"applications_refinance":50,"applications_cash_out_refinance":74,"originations_purchase":254,"originations_refinance":42,"originations_cash_out_refinance":50,"denials_purchase":29,"denials_refinance":8,"denials_cash_out_refinance":23,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08009","dataset":"mortgage-lending","jurisdiction":"CO","county":"08009","countyName":"Baca County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Baca County, Colorado: in 2024, lenders reported 37 applications for a home purchase or a refinance; 22 became loans ($3.3 million) and 13 were denied, a denial rate of 35.1%. Home purchase: 27 applications, 20 loans. HMDA 2024 data, FFIEC.","value":22,"unit":"home purchase and refinance loans originated, 2024","applications":37,"originations":22,"denials":13,"originated_dollars":3330000,"applications_purchase":27,"applications_refinance":4,"applications_cash_out_refinance":6,"originations_purchase":20,"originations_refinance":0,"originations_cash_out_refinance":2,"denials_purchase":5,"denials_refinance":4,"denials_cash_out_refinance":4,"denial_rate":35.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08011","dataset":"mortgage-lending","jurisdiction":"CO","county":"08011","countyName":"Bent County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Bent County, Colorado: in 2024, lenders reported 53 applications for a home purchase or a refinance; 34 became loans ($5.8 million) and 16 were denied, a denial rate of 30.2%. Home purchase: 39 applications, 24 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":53,"originations":34,"denials":16,"originated_dollars":5790000,"applications_purchase":39,"applications_refinance":8,"applications_cash_out_refinance":6,"originations_purchase":24,"originations_refinance":7,"originations_cash_out_refinance":3,"denials_purchase":12,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":30.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08013","dataset":"mortgage-lending","jurisdiction":"CO","county":"08013","countyName":"Boulder County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Boulder County, Colorado: in 2024, lenders reported 5,858 applications for a home purchase or a refinance; 4,812 became loans ($3.3 billion) and 806 were denied, a denial rate of 13.8%. Home purchase: 3,778 applications, 3,321 loans. HMDA 2024 data, FFIEC.","value":4812,"unit":"home purchase and refinance loans originated, 2024","applications":5858,"originations":4812,"denials":806,"originated_dollars":3336600000,"applications_purchase":3778,"applications_refinance":911,"applications_cash_out_refinance":1169,"originations_purchase":3321,"originations_refinance":683,"originations_cash_out_refinance":808,"denials_purchase":294,"denials_refinance":197,"denials_cash_out_refinance":315,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08014","dataset":"mortgage-lending","jurisdiction":"CO","county":"08014","countyName":"Broomfield County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Broomfield County, Colorado: in 2024, lenders reported 1,503 applications for a home purchase or a refinance; 1,257 became loans ($581.2 million) and 199 were denied, a denial rate of 13.2%. Home purchase: 1,074 applications, 942 loans. HMDA 2024 data, FFIEC.","value":1257,"unit":"home purchase and refinance loans originated, 2024","applications":1503,"originations":1257,"denials":199,"originated_dollars":581155000,"applications_purchase":1074,"applications_refinance":175,"applications_cash_out_refinance":254,"originations_purchase":942,"originations_refinance":134,"originations_cash_out_refinance":181,"denials_purchase":98,"denials_refinance":36,"denials_cash_out_refinance":65,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08015","dataset":"mortgage-lending","jurisdiction":"CO","county":"08015","countyName":"Chaffee County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Chaffee County, Colorado: in 2024, lenders reported 593 applications for a home purchase or a refinance; 485 became loans ($235.7 million) and 88 were denied, a denial rate of 14.8%. Home purchase: 375 applications, 330 loans. HMDA 2024 data, FFIEC.","value":485,"unit":"home purchase and refinance loans originated, 2024","applications":593,"originations":485,"denials":88,"originated_dollars":235705000,"applications_purchase":375,"applications_refinance":93,"applications_cash_out_refinance":125,"originations_purchase":330,"originations_refinance":77,"originations_cash_out_refinance":78,"denials_purchase":32,"denials_refinance":15,"denials_cash_out_refinance":41,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08017","dataset":"mortgage-lending","jurisdiction":"CO","county":"08017","countyName":"Cheyenne County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Cheyenne County, Colorado: in 2024, lenders reported 30 applications for a home purchase or a refinance; 20 became loans ($3.1 million) and 9 were denied, a denial rate of 30.0%. Home purchase: 14 applications, 11 loans. HMDA 2024 data, FFIEC.","value":20,"unit":"home purchase and refinance loans originated, 2024","applications":30,"originations":20,"denials":9,"originated_dollars":3140000,"applications_purchase":14,"applications_refinance":7,"applications_cash_out_refinance":9,"originations_purchase":11,"originations_refinance":4,"originations_cash_out_refinance":5,"denials_purchase":2,"denials_refinance":3,"denials_cash_out_refinance":4,"denial_rate":30,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08019","dataset":"mortgage-lending","jurisdiction":"CO","county":"08019","countyName":"Clear Creek County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Clear Creek County, Colorado: in 2024, lenders reported 266 applications for a home purchase or a refinance; 207 became loans ($97.3 million) and 55 were denied, a denial rate of 20.7%. Home purchase: 151 applications, 132 loans. HMDA 2024 data, FFIEC.","value":207,"unit":"home purchase and refinance loans originated, 2024","applications":266,"originations":207,"denials":55,"originated_dollars":97285000,"applications_purchase":151,"applications_refinance":45,"applications_cash_out_refinance":70,"originations_purchase":132,"originations_refinance":30,"originations_cash_out_refinance":45,"denials_purchase":17,"denials_refinance":15,"denials_cash_out_refinance":23,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08021","dataset":"mortgage-lending","jurisdiction":"CO","county":"08021","countyName":"Conejos County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Conejos County, Colorado: in 2024, lenders reported 69 applications for a home purchase or a refinance; 52 became loans ($11.7 million) and 14 were denied, a denial rate of 20.3%. Home purchase: 34 applications, 28 loans. HMDA 2024 data, FFIEC.","value":52,"unit":"home purchase and refinance loans originated, 2024","applications":69,"originations":52,"denials":14,"originated_dollars":11690000,"applications_purchase":34,"applications_refinance":12,"applications_cash_out_refinance":23,"originations_purchase":28,"originations_refinance":8,"originations_cash_out_refinance":16,"denials_purchase":5,"denials_refinance":3,"denials_cash_out_refinance":6,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08023","dataset":"mortgage-lending","jurisdiction":"CO","county":"08023","countyName":"Costilla County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Costilla County, Colorado: in 2024, lenders reported 79 applications for a home purchase or a refinance; 51 became loans ($12.6 million) and 25 were denied, a denial rate of 31.6%. Home purchase: 51 applications, 35 loans. HMDA 2024 data, FFIEC.","value":51,"unit":"home purchase and refinance loans originated, 2024","applications":79,"originations":51,"denials":25,"originated_dollars":12645000,"applications_purchase":51,"applications_refinance":13,"applications_cash_out_refinance":15,"originations_purchase":35,"originations_refinance":9,"originations_cash_out_refinance":7,"denials_purchase":15,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":31.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08025","dataset":"mortgage-lending","jurisdiction":"CO","county":"08025","countyName":"Crowley County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Crowley County, Colorado: in 2024, lenders reported 65 applications for a home purchase or a refinance; 42 became loans ($9.0 million) and 19 were denied, a denial rate of 29.2%. Home purchase: 36 applications, 26 loans. HMDA 2024 data, FFIEC.","value":42,"unit":"home purchase and refinance loans originated, 2024","applications":65,"originations":42,"denials":19,"originated_dollars":8960000,"applications_purchase":36,"applications_refinance":12,"applications_cash_out_refinance":17,"originations_purchase":26,"originations_refinance":7,"originations_cash_out_refinance":9,"denials_purchase":8,"denials_refinance":5,"denials_cash_out_refinance":6,"denial_rate":29.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08027","dataset":"mortgage-lending","jurisdiction":"CO","county":"08027","countyName":"Custer County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Custer County, Colorado: in 2024, lenders reported 185 applications for a home purchase or a refinance; 145 became loans ($46.5 million) and 34 were denied, a denial rate of 18.4%. Home purchase: 106 applications, 87 loans. HMDA 2024 data, FFIEC.","value":145,"unit":"home purchase and refinance loans originated, 2024","applications":185,"originations":145,"denials":34,"originated_dollars":46535000,"applications_purchase":106,"applications_refinance":37,"applications_cash_out_refinance":42,"originations_purchase":87,"originations_refinance":31,"originations_cash_out_refinance":27,"denials_purchase":14,"denials_refinance":5,"denials_cash_out_refinance":15,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08029","dataset":"mortgage-lending","jurisdiction":"CO","county":"08029","countyName":"Delta County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Delta County, Colorado: in 2024, lenders reported 729 applications for a home purchase or a refinance; 562 became loans ($155.2 million) and 129 were denied, a denial rate of 17.7%. Home purchase: 469 applications, 384 loans. HMDA 2024 data, FFIEC.","value":562,"unit":"home purchase and refinance loans originated, 2024","applications":729,"originations":562,"denials":129,"originated_dollars":155220000,"applications_purchase":469,"applications_refinance":94,"applications_cash_out_refinance":166,"originations_purchase":384,"originations_refinance":70,"originations_cash_out_refinance":108,"denials_purchase":60,"denials_refinance":20,"denials_cash_out_refinance":49,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08031","dataset":"mortgage-lending","jurisdiction":"CO","county":"08031","countyName":"Denver County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Denver County, Colorado: in 2024, lenders reported 13,933 applications for a home purchase or a refinance; 11,452 became loans ($6.6 billion) and 1,994 were denied, a denial rate of 14.3%. Home purchase: 9,335 applications, 8,369 loans. HMDA 2024 data, FFIEC.","value":11452,"unit":"home purchase and refinance loans originated, 2024","applications":13933,"originations":11452,"denials":1994,"originated_dollars":6551060000,"applications_purchase":9335,"applications_refinance":2089,"applications_cash_out_refinance":2509,"originations_purchase":8369,"originations_refinance":1522,"originations_cash_out_refinance":1561,"denials_purchase":681,"denials_refinance":460,"denials_cash_out_refinance":853,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08033","dataset":"mortgage-lending","jurisdiction":"CO","county":"08033","countyName":"Dolores County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Dolores County, Colorado: in 2024, lenders reported 35 applications for a home purchase or a refinance; 21 became loans ($5.2 million) and 13 were denied, a denial rate of 37.1%. Home purchase: 17 applications, 13 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":35,"originations":21,"denials":13,"originated_dollars":5185000,"applications_purchase":17,"applications_refinance":7,"applications_cash_out_refinance":11,"originations_purchase":13,"originations_refinance":3,"originations_cash_out_refinance":5,"denials_purchase":3,"denials_refinance":4,"denials_cash_out_refinance":6,"denial_rate":37.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08035","dataset":"mortgage-lending","jurisdiction":"CO","county":"08035","countyName":"Douglas County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Douglas County, Colorado: in 2024, lenders reported 10,732 applications for a home purchase or a refinance; 8,994 became loans ($5.0 billion) and 1,309 were denied, a denial rate of 12.2%. Home purchase: 7,063 applications, 6,340 loans. HMDA 2024 data, FFIEC.","value":8994,"unit":"home purchase and refinance loans originated, 2024","applications":10732,"originations":8994,"denials":1309,"originated_dollars":5037230000,"applications_purchase":7063,"applications_refinance":1656,"applications_cash_out_refinance":2013,"originations_purchase":6340,"originations_refinance":1247,"originations_cash_out_refinance":1407,"denials_purchase":435,"denials_refinance":335,"denials_cash_out_refinance":539,"denial_rate":12.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08037","dataset":"mortgage-lending","jurisdiction":"CO","county":"08037","countyName":"Eagle County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Eagle County, Colorado: in 2024, lenders reported 1,188 applications for a home purchase or a refinance; 929 became loans ($933.5 million) and 219 were denied, a denial rate of 18.4%. Home purchase: 785 applications, 642 loans. HMDA 2024 data, FFIEC.","value":929,"unit":"home purchase and refinance loans originated, 2024","applications":1188,"originations":929,"denials":219,"originated_dollars":933535000,"applications_purchase":785,"applications_refinance":230,"applications_cash_out_refinance":173,"originations_purchase":642,"originations_refinance":177,"originations_cash_out_refinance":110,"denials_purchase":113,"denials_refinance":48,"denials_cash_out_refinance":58,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08039","dataset":"mortgage-lending","jurisdiction":"CO","county":"08039","countyName":"Elbert County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Elbert County, Colorado: in 2024, lenders reported 1,312 applications for a home purchase or a refinance; 1,044 became loans ($506.9 million) and 219 were denied, a denial rate of 16.7%. Home purchase: 892 applications, 765 loans. HMDA 2024 data, FFIEC.","value":1044,"unit":"home purchase and refinance loans originated, 2024","applications":1312,"originations":1044,"denials":219,"originated_dollars":506900000,"applications_purchase":892,"applications_refinance":175,"applications_cash_out_refinance":245,"originations_purchase":765,"originations_refinance":133,"originations_cash_out_refinance":146,"denials_purchase":100,"denials_refinance":33,"denials_cash_out_refinance":86,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08041","dataset":"mortgage-lending","jurisdiction":"CO","county":"08041","countyName":"El Paso County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"El Paso County, Colorado: in 2024, lenders reported 20,311 applications for a home purchase or a refinance; 16,203 became loans ($7.0 billion) and 2,809 were denied, a denial rate of 13.8%. Home purchase: 13,153 applications, 11,343 loans. HMDA 2024 data, FFIEC.","value":16203,"unit":"home purchase and refinance loans originated, 2024","applications":20311,"originations":16203,"denials":2809,"originated_dollars":7004595000,"applications_purchase":13153,"applications_refinance":3869,"applications_cash_out_refinance":3289,"originations_purchase":11343,"originations_refinance":2802,"originations_cash_out_refinance":2058,"denials_purchase":1119,"denials_refinance":680,"denials_cash_out_refinance":1010,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08043","dataset":"mortgage-lending","jurisdiction":"CO","county":"08043","countyName":"Fremont County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Fremont County, Colorado: in 2024, lenders reported 1,183 applications for a home purchase or a refinance; 890 became loans ($240.5 million) and 237 were denied, a denial rate of 20.0%. Home purchase: 692 applications, 560 loans. HMDA 2024 data, FFIEC.","value":890,"unit":"home purchase and refinance loans originated, 2024","applications":1183,"originations":890,"denials":237,"originated_dollars":240530000,"applications_purchase":692,"applications_refinance":176,"applications_cash_out_refinance":315,"originations_purchase":560,"originations_refinance":132,"originations_cash_out_refinance":198,"denials_purchase":106,"denials_refinance":33,"denials_cash_out_refinance":98,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08045","dataset":"mortgage-lending","jurisdiction":"CO","county":"08045","countyName":"Garfield County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Garfield County, Colorado: in 2024, lenders reported 1,619 applications for a home purchase or a refinance; 1,151 became loans ($582.5 million) and 401 were denied, a denial rate of 24.8%. Home purchase: 1,104 applications, 796 loans. HMDA 2024 data, FFIEC.","value":1151,"unit":"home purchase and refinance loans originated, 2024","applications":1619,"originations":1151,"denials":401,"originated_dollars":582525000,"applications_purchase":1104,"applications_refinance":276,"applications_cash_out_refinance":239,"originations_purchase":796,"originations_refinance":205,"originations_cash_out_refinance":150,"denials_purchase":259,"denials_refinance":59,"denials_cash_out_refinance":83,"denial_rate":24.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08047","dataset":"mortgage-lending","jurisdiction":"CO","county":"08047","countyName":"Gilpin County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Gilpin County, Colorado: in 2024, lenders reported 191 applications for a home purchase or a refinance; 152 became loans ($66.0 million) and 34 were denied, a denial rate of 17.8%. Home purchase: 128 applications, 109 loans. HMDA 2024 data, FFIEC.","value":152,"unit":"home purchase and refinance loans originated, 2024","applications":191,"originations":152,"denials":34,"originated_dollars":66050000,"applications_purchase":128,"applications_refinance":19,"applications_cash_out_refinance":44,"originations_purchase":109,"originations_refinance":14,"originations_cash_out_refinance":29,"denials_purchase":16,"denials_refinance":5,"denials_cash_out_refinance":13,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08049","dataset":"mortgage-lending","jurisdiction":"CO","county":"08049","countyName":"Grand County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Grand County, Colorado: in 2024, lenders reported 990 applications for a home purchase or a refinance; 770 became loans ($480.6 million) and 186 were denied, a denial rate of 18.8%. Home purchase: 717 applications, 587 loans. HMDA 2024 data, FFIEC.","value":770,"unit":"home purchase and refinance loans originated, 2024","applications":990,"originations":770,"denials":186,"originated_dollars":480640000,"applications_purchase":717,"applications_refinance":117,"applications_cash_out_refinance":156,"originations_purchase":587,"originations_refinance":93,"originations_cash_out_refinance":90,"denials_purchase":107,"denials_refinance":18,"denials_cash_out_refinance":61,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08051","dataset":"mortgage-lending","jurisdiction":"CO","county":"08051","countyName":"Gunnison County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Gunnison County, Colorado: in 2024, lenders reported 406 applications for a home purchase or a refinance; 325 became loans ($223.5 million) and 60 were denied, a denial rate of 14.8%. Home purchase: 290 applications, 239 loans. HMDA 2024 data, FFIEC.","value":325,"unit":"home purchase and refinance loans originated, 2024","applications":406,"originations":325,"denials":60,"originated_dollars":223505000,"applications_purchase":290,"applications_refinance":49,"applications_cash_out_refinance":67,"originations_purchase":239,"originations_refinance":39,"originations_cash_out_refinance":47,"denials_purchase":34,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08053","dataset":"mortgage-lending","jurisdiction":"CO","county":"08053","countyName":"Hinsdale County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Hinsdale County, Colorado: in 2024, lenders reported 26 applications for a home purchase or a refinance; 19 became loans ($6.9 million) and 5 were denied, a denial rate of 19.2% (a small count, so the rate moves a lot from year to year). Home purchase: 17 applications, 12 loans. HMDA 2024 data, FFIEC.","value":19,"unit":"home purchase and refinance loans originated, 2024","applications":26,"originations":19,"denials":5,"originated_dollars":6865000,"applications_purchase":17,"applications_refinance":2,"applications_cash_out_refinance":7,"originations_purchase":12,"originations_refinance":2,"originations_cash_out_refinance":5,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:08055","dataset":"mortgage-lending","jurisdiction":"CO","county":"08055","countyName":"Huerfano County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Huerfano County, Colorado: in 2024, lenders reported 164 applications for a home purchase or a refinance; 114 became loans ($28.5 million) and 45 were denied, a denial rate of 27.4%. Home purchase: 111 applications, 84 loans. HMDA 2024 data, FFIEC.","value":114,"unit":"home purchase and refinance loans originated, 2024","applications":164,"originations":114,"denials":45,"originated_dollars":28500000,"applications_purchase":111,"applications_refinance":25,"applications_cash_out_refinance":28,"originations_purchase":84,"originations_refinance":16,"originations_cash_out_refinance":14,"denials_purchase":24,"denials_refinance":8,"denials_cash_out_refinance":13,"denial_rate":27.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08057","dataset":"mortgage-lending","jurisdiction":"CO","county":"08057","countyName":"Jackson County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Jackson County, Colorado: in 2024, lenders reported 19 applications for a home purchase or a refinance; 15 became loans ($4.4 million) and 4 were denied, a denial rate of 21.1% (a small count, so the rate moves a lot from year to year). Home purchase: 15 applications, 13 loans. HMDA 2024 data, FFIEC.","value":15,"unit":"home purchase and refinance loans originated, 2024","applications":19,"originations":15,"denials":4,"originated_dollars":4435000,"applications_purchase":15,"applications_refinance":3,"applications_cash_out_refinance":1,"originations_purchase":13,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":0,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:08059","dataset":"mortgage-lending","jurisdiction":"CO","county":"08059","countyName":"Jefferson County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Jefferson County, Colorado: in 2024, lenders reported 12,879 applications for a home purchase or a refinance; 10,525 became loans ($5.3 billion) and 1,897 were denied, a denial rate of 14.7%. Home purchase: 7,953 applications, 7,122 loans. HMDA 2024 data, FFIEC.","value":10525,"unit":"home purchase and refinance loans originated, 2024","applications":12879,"originations":10525,"denials":1897,"originated_dollars":5335335000,"applications_purchase":7953,"applications_refinance":2078,"applications_cash_out_refinance":2848,"originations_purchase":7122,"originations_refinance":1529,"originations_cash_out_refinance":1874,"denials_purchase":567,"denials_refinance":464,"denials_cash_out_refinance":866,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08061","dataset":"mortgage-lending","jurisdiction":"CO","county":"08061","countyName":"Kiowa County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Kiowa County, Colorado: in 2024, lenders reported 12 applications for a home purchase or a refinance; 6 became loans ($590,000) and 6 were denied, a denial rate of 50.0% (a small count, so the rate moves a lot from year to year). Home purchase: 8 applications, 3 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":12,"originations":6,"denials":6,"originated_dollars":590000,"applications_purchase":8,"applications_refinance":2,"applications_cash_out_refinance":2,"originations_purchase":3,"originations_refinance":2,"originations_cash_out_refinance":1,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":50,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:08063","dataset":"mortgage-lending","jurisdiction":"CO","county":"08063","countyName":"Kit Carson County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Kit Carson County, Colorado: in 2024, lenders reported 108 applications for a home purchase or a refinance; 80 became loans ($19.3 million) and 22 were denied, a denial rate of 20.4%. Home purchase: 66 applications, 50 loans. HMDA 2024 data, FFIEC.","value":80,"unit":"home purchase and refinance loans originated, 2024","applications":108,"originations":80,"denials":22,"originated_dollars":19290000,"applications_purchase":66,"applications_refinance":10,"applications_cash_out_refinance":32,"originations_purchase":50,"originations_refinance":6,"originations_cash_out_refinance":24,"denials_purchase":12,"denials_refinance":4,"denials_cash_out_refinance":6,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08065","dataset":"mortgage-lending","jurisdiction":"CO","county":"08065","countyName":"Lake County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Lake County, Colorado: in 2024, lenders reported 242 applications for a home purchase or a refinance; 178 became loans ($71.8 million) and 48 were denied, a denial rate of 19.8%. Home purchase: 157 applications, 126 loans. HMDA 2024 data, FFIEC.","value":178,"unit":"home purchase and refinance loans originated, 2024","applications":242,"originations":178,"denials":48,"originated_dollars":71850000,"applications_purchase":157,"applications_refinance":32,"applications_cash_out_refinance":53,"originations_purchase":126,"originations_refinance":20,"originations_cash_out_refinance":32,"denials_purchase":20,"denials_refinance":11,"denials_cash_out_refinance":17,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08067","dataset":"mortgage-lending","jurisdiction":"CO","county":"08067","countyName":"La Plata County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"La Plata County, Colorado: in 2024, lenders reported 1,204 applications for a home purchase or a refinance; 962 became loans ($453.5 million) and 193 were denied, a denial rate of 16.0%. Home purchase: 791 applications, 656 loans. HMDA 2024 data, FFIEC.","value":962,"unit":"home purchase and refinance loans originated, 2024","applications":1204,"originations":962,"denials":193,"originated_dollars":453520000,"applications_purchase":791,"applications_refinance":200,"applications_cash_out_refinance":213,"originations_purchase":656,"originations_refinance":159,"originations_cash_out_refinance":147,"denials_purchase":103,"denials_refinance":33,"denials_cash_out_refinance":57,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08069","dataset":"mortgage-lending","jurisdiction":"CO","county":"08069","countyName":"Larimer County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Larimer County, Colorado: in 2024, lenders reported 8,378 applications for a home purchase or a refinance; 6,752 became loans ($3.1 billion) and 1,297 were denied, a denial rate of 15.5%. Home purchase: 5,579 applications, 4,779 loans. HMDA 2024 data, FFIEC.","value":6752,"unit":"home purchase and refinance loans originated, 2024","applications":8378,"originations":6752,"denials":1297,"originated_dollars":3123030000,"applications_purchase":5579,"applications_refinance":1332,"applications_cash_out_refinance":1467,"originations_purchase":4779,"originations_refinance":1004,"originations_cash_out_refinance":969,"denials_purchase":584,"denials_refinance":279,"denials_cash_out_refinance":434,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08071","dataset":"mortgage-lending","jurisdiction":"CO","county":"08071","countyName":"Las Animas County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Las Animas County, Colorado: in 2024, lenders reported 220 applications for a home purchase or a refinance; 154 became loans ($33.4 million) and 53 were denied, a denial rate of 24.1%. Home purchase: 112 applications, 91 loans. HMDA 2024 data, FFIEC.","value":154,"unit":"home purchase and refinance loans originated, 2024","applications":220,"originations":154,"denials":53,"originated_dollars":33420000,"applications_purchase":112,"applications_refinance":31,"applications_cash_out_refinance":77,"originations_purchase":91,"originations_refinance":20,"originations_cash_out_refinance":43,"denials_purchase":14,"denials_refinance":6,"denials_cash_out_refinance":33,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08073","dataset":"mortgage-lending","jurisdiction":"CO","county":"08073","countyName":"Lincoln County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Lincoln County, Colorado: in 2024, lenders reported 99 applications for a home purchase or a refinance; 73 became loans ($17.6 million) and 24 were denied, a denial rate of 24.2%. Home purchase: 66 applications, 55 loans. HMDA 2024 data, FFIEC.","value":73,"unit":"home purchase and refinance loans originated, 2024","applications":99,"originations":73,"denials":24,"originated_dollars":17595000,"applications_purchase":66,"applications_refinance":8,"applications_cash_out_refinance":25,"originations_purchase":55,"originations_refinance":6,"originations_cash_out_refinance":12,"denials_purchase":11,"denials_refinance":2,"denials_cash_out_refinance":11,"denial_rate":24.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08075","dataset":"mortgage-lending","jurisdiction":"CO","county":"08075","countyName":"Logan County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Logan County, Colorado: in 2024, lenders reported 431 applications for a home purchase or a refinance; 339 became loans ($67.4 million) and 79 were denied, a denial rate of 18.3%. Home purchase: 277 applications, 234 loans. HMDA 2024 data, FFIEC.","value":339,"unit":"home purchase and refinance loans originated, 2024","applications":431,"originations":339,"denials":79,"originated_dollars":67445000,"applications_purchase":277,"applications_refinance":61,"applications_cash_out_refinance":93,"originations_purchase":234,"originations_refinance":47,"originations_cash_out_refinance":58,"denials_purchase":32,"denials_refinance":14,"denials_cash_out_refinance":33,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08077","dataset":"mortgage-lending","jurisdiction":"CO","county":"08077","countyName":"Mesa County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Mesa County, Colorado: in 2024, lenders reported 4,210 applications for a home purchase or a refinance; 3,346 became loans ($1.1 billion) and 679 were denied, a denial rate of 16.1%. Home purchase: 2,782 applications, 2,331 loans. HMDA 2024 data, FFIEC.","value":3346,"unit":"home purchase and refinance loans originated, 2024","applications":4210,"originations":3346,"denials":679,"originated_dollars":1065160000,"applications_purchase":2782,"applications_refinance":551,"applications_cash_out_refinance":877,"originations_purchase":2331,"originations_refinance":415,"originations_cash_out_refinance":600,"denials_purchase":318,"denials_refinance":106,"denials_cash_out_refinance":255,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08079","dataset":"mortgage-lending","jurisdiction":"CO","county":"08079","countyName":"Mineral County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Mineral County, Colorado: in 2024, lenders reported 23 applications for a home purchase or a refinance; 18 became loans ($7.3 million) and 5 were denied, a denial rate of 21.7% (a small count, so the rate moves a lot from year to year). Home purchase: 18 applications, 15 loans. HMDA 2024 data, FFIEC.","value":18,"unit":"home purchase and refinance loans originated, 2024","applications":23,"originations":18,"denials":5,"originated_dollars":7320000,"applications_purchase":18,"applications_refinance":3,"applications_cash_out_refinance":2,"originations_purchase":15,"originations_refinance":2,"originations_cash_out_refinance":1,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:08081","dataset":"mortgage-lending","jurisdiction":"CO","county":"08081","countyName":"Moffat County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Moffat County, Colorado: in 2024, lenders reported 327 applications for a home purchase or a refinance; 248 became loans ($67.0 million) and 66 were denied, a denial rate of 20.2%. Home purchase: 221 applications, 185 loans. HMDA 2024 data, FFIEC.","value":248,"unit":"home purchase and refinance loans originated, 2024","applications":327,"originations":248,"denials":66,"originated_dollars":67030000,"applications_purchase":221,"applications_refinance":44,"applications_cash_out_refinance":62,"originations_purchase":185,"originations_refinance":25,"originations_cash_out_refinance":38,"denials_purchase":32,"denials_refinance":14,"denials_cash_out_refinance":20,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08083","dataset":"mortgage-lending","jurisdiction":"CO","county":"08083","countyName":"Montezuma County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Montezuma County, Colorado: in 2024, lenders reported 405 applications for a home purchase or a refinance; 309 became loans ($101.1 million) and 85 were denied, a denial rate of 21.0%. Home purchase: 262 applications, 210 loans. HMDA 2024 data, FFIEC.","value":309,"unit":"home purchase and refinance loans originated, 2024","applications":405,"originations":309,"denials":85,"originated_dollars":101145000,"applications_purchase":262,"applications_refinance":54,"applications_cash_out_refinance":89,"originations_purchase":210,"originations_refinance":43,"originations_cash_out_refinance":56,"denials_purchase":44,"denials_refinance":8,"denials_cash_out_refinance":33,"denial_rate":21,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08085","dataset":"mortgage-lending","jurisdiction":"CO","county":"08085","countyName":"Montrose County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Montrose County, Colorado: in 2024, lenders reported 998 applications for a home purchase or a refinance; 781 became loans ($242.2 million) and 164 were denied, a denial rate of 16.4%. Home purchase: 625 applications, 516 loans. HMDA 2024 data, FFIEC.","value":781,"unit":"home purchase and refinance loans originated, 2024","applications":998,"originations":781,"denials":164,"originated_dollars":242165000,"applications_purchase":625,"applications_refinance":159,"applications_cash_out_refinance":214,"originations_purchase":516,"originations_refinance":121,"originations_cash_out_refinance":144,"denials_purchase":71,"denials_refinance":32,"denials_cash_out_refinance":61,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08087","dataset":"mortgage-lending","jurisdiction":"CO","county":"08087","countyName":"Morgan County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Morgan County, Colorado: in 2024, lenders reported 655 applications for a home purchase or a refinance; 505 became loans ($146.0 million) and 129 were denied, a denial rate of 19.7%. Home purchase: 419 applications, 369 loans. HMDA 2024 data, FFIEC.","value":505,"unit":"home purchase and refinance loans originated, 2024","applications":655,"originations":505,"denials":129,"originated_dollars":146045000,"applications_purchase":419,"applications_refinance":77,"applications_cash_out_refinance":159,"originations_purchase":369,"originations_refinance":47,"originations_cash_out_refinance":89,"denials_purchase":40,"denials_refinance":25,"denials_cash_out_refinance":64,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08089","dataset":"mortgage-lending","jurisdiction":"CO","county":"08089","countyName":"Otero County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Otero County, Colorado: in 2024, lenders reported 348 applications for a home purchase or a refinance; 255 became loans ($44.6 million) and 70 were denied, a denial rate of 20.1%. Home purchase: 211 applications, 172 loans. HMDA 2024 data, FFIEC.","value":255,"unit":"home purchase and refinance loans originated, 2024","applications":348,"originations":255,"denials":70,"originated_dollars":44615000,"applications_purchase":211,"applications_refinance":58,"applications_cash_out_refinance":79,"originations_purchase":172,"originations_refinance":43,"originations_cash_out_refinance":40,"denials_purchase":24,"denials_refinance":11,"denials_cash_out_refinance":35,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08091","dataset":"mortgage-lending","jurisdiction":"CO","county":"08091","countyName":"Ouray County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Ouray County, Colorado: in 2024, lenders reported 134 applications for a home purchase or a refinance; 106 became loans ($64.0 million) and 20 were denied, a denial rate of 14.9%. Home purchase: 82 applications, 66 loans. HMDA 2024 data, FFIEC.","value":106,"unit":"home purchase and refinance loans originated, 2024","applications":134,"originations":106,"denials":20,"originated_dollars":63980000,"applications_purchase":82,"applications_refinance":36,"applications_cash_out_refinance":16,"originations_purchase":66,"originations_refinance":30,"originations_cash_out_refinance":10,"denials_purchase":10,"denials_refinance":6,"denials_cash_out_refinance":4,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08093","dataset":"mortgage-lending","jurisdiction":"CO","county":"08093","countyName":"Park County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Park County, Colorado: in 2024, lenders reported 863 applications for a home purchase or a refinance; 659 became loans ($286.9 million) and 169 were denied, a denial rate of 19.6%. Home purchase: 528 applications, 455 loans. HMDA 2024 data, FFIEC.","value":659,"unit":"home purchase and refinance loans originated, 2024","applications":863,"originations":659,"denials":169,"originated_dollars":286885000,"applications_purchase":528,"applications_refinance":133,"applications_cash_out_refinance":202,"originations_purchase":455,"originations_refinance":100,"originations_cash_out_refinance":104,"denials_purchase":56,"denials_refinance":27,"denials_cash_out_refinance":86,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08095","dataset":"mortgage-lending","jurisdiction":"CO","county":"08095","countyName":"Phillips County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Phillips County, Colorado: in 2024, lenders reported 75 applications for a home purchase or a refinance; 57 became loans ($11.9 million) and 17 were denied, a denial rate of 22.7%. Home purchase: 40 applications, 37 loans. HMDA 2024 data, FFIEC.","value":57,"unit":"home purchase and refinance loans originated, 2024","applications":75,"originations":57,"denials":17,"originated_dollars":11935000,"applications_purchase":40,"applications_refinance":14,"applications_cash_out_refinance":21,"originations_purchase":37,"originations_refinance":9,"originations_cash_out_refinance":11,"denials_purchase":3,"denials_refinance":5,"denials_cash_out_refinance":9,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08097","dataset":"mortgage-lending","jurisdiction":"CO","county":"08097","countyName":"Pitkin County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Pitkin County, Colorado: in 2024, lenders reported 542 applications for a home purchase or a refinance; 415 became loans ($996.4 million) and 100 were denied, a denial rate of 18.5%. Home purchase: 352 applications, 269 loans. HMDA 2024 data, FFIEC.","value":415,"unit":"home purchase and refinance loans originated, 2024","applications":542,"originations":415,"denials":100,"originated_dollars":996355000,"applications_purchase":352,"applications_refinance":131,"applications_cash_out_refinance":59,"originations_purchase":269,"originations_refinance":104,"originations_cash_out_refinance":42,"denials_purchase":65,"denials_refinance":21,"denials_cash_out_refinance":14,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08099","dataset":"mortgage-lending","jurisdiction":"CO","county":"08099","countyName":"Prowers County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Prowers County, Colorado: in 2024, lenders reported 162 applications for a home purchase or a refinance; 106 became loans ($17.6 million) and 48 were denied, a denial rate of 29.6%. Home purchase: 117 applications, 83 loans. HMDA 2024 data, FFIEC.","value":106,"unit":"home purchase and refinance loans originated, 2024","applications":162,"originations":106,"denials":48,"originated_dollars":17570000,"applications_purchase":117,"applications_refinance":10,"applications_cash_out_refinance":35,"originations_purchase":83,"originations_refinance":7,"originations_cash_out_refinance":16,"denials_purchase":28,"denials_refinance":3,"denials_cash_out_refinance":17,"denial_rate":29.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08101","dataset":"mortgage-lending","jurisdiction":"CO","county":"08101","countyName":"Pueblo County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Pueblo County, Colorado: in 2024, lenders reported 4,574 applications for a home purchase or a refinance; 3,429 became loans ($946.2 million) and 855 were denied, a denial rate of 18.7%. Home purchase: 2,645 applications, 2,182 loans. HMDA 2024 data, FFIEC.","value":3429,"unit":"home purchase and refinance loans originated, 2024","applications":4574,"originations":3429,"denials":855,"originated_dollars":946215000,"applications_purchase":2645,"applications_refinance":824,"applications_cash_out_refinance":1105,"originations_purchase":2182,"originations_refinance":576,"originations_cash_out_refinance":671,"denials_purchase":315,"denials_refinance":177,"denials_cash_out_refinance":363,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08103","dataset":"mortgage-lending","jurisdiction":"CO","county":"08103","countyName":"Rio Blanco County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Rio Blanco County, Colorado: in 2024, lenders reported 133 applications for a home purchase or a refinance; 102 became loans ($26.2 million) and 26 were denied, a denial rate of 19.5%. Home purchase: 79 applications, 68 loans. HMDA 2024 data, FFIEC.","value":102,"unit":"home purchase and refinance loans originated, 2024","applications":133,"originations":102,"denials":26,"originated_dollars":26200000,"applications_purchase":79,"applications_refinance":25,"applications_cash_out_refinance":29,"originations_purchase":68,"originations_refinance":15,"originations_cash_out_refinance":19,"denials_purchase":8,"denials_refinance":9,"denials_cash_out_refinance":9,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08105","dataset":"mortgage-lending","jurisdiction":"CO","county":"08105","countyName":"Rio Grande County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Rio Grande County, Colorado: in 2024, lenders reported 163 applications for a home purchase or a refinance; 116 became loans ($31.1 million) and 41 were denied, a denial rate of 25.2%. Home purchase: 86 applications, 70 loans. HMDA 2024 data, FFIEC.","value":116,"unit":"home purchase and refinance loans originated, 2024","applications":163,"originations":116,"denials":41,"originated_dollars":31050000,"applications_purchase":86,"applications_refinance":19,"applications_cash_out_refinance":58,"originations_purchase":70,"originations_refinance":16,"originations_cash_out_refinance":30,"denials_purchase":13,"denials_refinance":2,"denials_cash_out_refinance":26,"denial_rate":25.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08107","dataset":"mortgage-lending","jurisdiction":"CO","county":"08107","countyName":"Routt County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Routt County, Colorado: in 2024, lenders reported 613 applications for a home purchase or a refinance; 509 became loans ($381.4 million) and 82 were denied, a denial rate of 13.4%. Home purchase: 409 applications, 359 loans. HMDA 2024 data, FFIEC.","value":509,"unit":"home purchase and refinance loans originated, 2024","applications":613,"originations":509,"denials":82,"originated_dollars":381445000,"applications_purchase":409,"applications_refinance":95,"applications_cash_out_refinance":109,"originations_purchase":359,"originations_refinance":76,"originations_cash_out_refinance":74,"denials_purchase":35,"denials_refinance":15,"denials_cash_out_refinance":32,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08109","dataset":"mortgage-lending","jurisdiction":"CO","county":"08109","countyName":"Saguache County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Saguache County, Colorado: in 2024, lenders reported 120 applications for a home purchase or a refinance; 81 became loans ($19.5 million) and 34 were denied, a denial rate of 28.3%. Home purchase: 71 applications, 51 loans. HMDA 2024 data, FFIEC.","value":81,"unit":"home purchase and refinance loans originated, 2024","applications":120,"originations":81,"denials":34,"originated_dollars":19525000,"applications_purchase":71,"applications_refinance":15,"applications_cash_out_refinance":34,"originations_purchase":51,"originations_refinance":8,"originations_cash_out_refinance":22,"denials_purchase":17,"denials_refinance":6,"denials_cash_out_refinance":11,"denial_rate":28.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08111","dataset":"mortgage-lending","jurisdiction":"CO","county":"08111","countyName":"San Juan County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"San Juan County, Colorado: in 2024, lenders reported 27 applications for a home purchase or a refinance; 18 became loans ($6.3 million) and 9 were denied, a denial rate of 33.3% (a small count, so the rate moves a lot from year to year). Home purchase: 18 applications, 13 loans. HMDA 2024 data, FFIEC.","value":18,"unit":"home purchase and refinance loans originated, 2024","applications":27,"originations":18,"denials":9,"originated_dollars":6290000,"applications_purchase":18,"applications_refinance":3,"applications_cash_out_refinance":6,"originations_purchase":13,"originations_refinance":3,"originations_cash_out_refinance":2,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:08113","dataset":"mortgage-lending","jurisdiction":"CO","county":"08113","countyName":"San Miguel County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"San Miguel County, Colorado: in 2024, lenders reported 199 applications for a home purchase or a refinance; 150 became loans ($189.0 million) and 31 were denied, a denial rate of 15.6%. Home purchase: 128 applications, 103 loans. HMDA 2024 data, FFIEC.","value":150,"unit":"home purchase and refinance loans originated, 2024","applications":199,"originations":150,"denials":31,"originated_dollars":189030000,"applications_purchase":128,"applications_refinance":38,"applications_cash_out_refinance":33,"originations_purchase":103,"originations_refinance":28,"originations_cash_out_refinance":19,"denials_purchase":12,"denials_refinance":8,"denials_cash_out_refinance":11,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08115","dataset":"mortgage-lending","jurisdiction":"CO","county":"08115","countyName":"Sedgwick County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Sedgwick County, Colorado: in 2024, lenders reported 44 applications for a home purchase or a refinance; 36 became loans ($4.9 million) and 7 were denied, a denial rate of 15.9%. Home purchase: 22 applications, 21 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":44,"originations":36,"denials":7,"originated_dollars":4880000,"applications_purchase":22,"applications_refinance":10,"applications_cash_out_refinance":12,"originations_purchase":21,"originations_refinance":7,"originations_cash_out_refinance":8,"denials_purchase":1,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08117","dataset":"mortgage-lending","jurisdiction":"CO","county":"08117","countyName":"Summit County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Summit County, Colorado: in 2024, lenders reported 1,305 applications for a home purchase or a refinance; 1,057 became loans ($839.1 million) and 189 were denied, a denial rate of 14.5%. Home purchase: 967 applications, 817 loans. HMDA 2024 data, FFIEC.","value":1057,"unit":"home purchase and refinance loans originated, 2024","applications":1305,"originations":1057,"denials":189,"originated_dollars":839115000,"applications_purchase":967,"applications_refinance":197,"applications_cash_out_refinance":141,"originations_purchase":817,"originations_refinance":154,"originations_cash_out_refinance":86,"denials_purchase":118,"denials_refinance":32,"denials_cash_out_refinance":39,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08119","dataset":"mortgage-lending","jurisdiction":"CO","county":"08119","countyName":"Teller County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Teller County, Colorado: in 2024, lenders reported 891 applications for a home purchase or a refinance; 707 became loans ($276.3 million) and 132 were denied, a denial rate of 14.8%. Home purchase: 599 applications, 511 loans. HMDA 2024 data, FFIEC.","value":707,"unit":"home purchase and refinance loans originated, 2024","applications":891,"originations":707,"denials":132,"originated_dollars":276335000,"applications_purchase":599,"applications_refinance":150,"applications_cash_out_refinance":142,"originations_purchase":511,"originations_refinance":114,"originations_cash_out_refinance":82,"denials_purchase":59,"denials_refinance":23,"denials_cash_out_refinance":50,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08121","dataset":"mortgage-lending","jurisdiction":"CO","county":"08121","countyName":"Washington County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Washington County, Colorado: in 2024, lenders reported 89 applications for a home purchase or a refinance; 76 became loans ($13.9 million) and 12 were denied, a denial rate of 13.5%. Home purchase: 57 applications, 55 loans. HMDA 2024 data, FFIEC.","value":76,"unit":"home purchase and refinance loans originated, 2024","applications":89,"originations":76,"denials":12,"originated_dollars":13920000,"applications_purchase":57,"applications_refinance":13,"applications_cash_out_refinance":19,"originations_purchase":55,"originations_refinance":8,"originations_cash_out_refinance":13,"denials_purchase":2,"denials_refinance":5,"denials_cash_out_refinance":5,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08123","dataset":"mortgage-lending","jurisdiction":"CO","county":"08123","countyName":"Weld County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Weld County, Colorado: in 2024, lenders reported 11,079 applications for a home purchase or a refinance; 8,297 became loans ($3.3 billion) and 2,335 were denied, a denial rate of 21.1%. Home purchase: 7,668 applications, 6,105 loans. HMDA 2024 data, FFIEC.","value":8297,"unit":"home purchase and refinance loans originated, 2024","applications":11079,"originations":8297,"denials":2335,"originated_dollars":3303545000,"applications_purchase":7668,"applications_refinance":1440,"applications_cash_out_refinance":1971,"originations_purchase":6105,"originations_refinance":996,"originations_cash_out_refinance":1196,"denials_purchase":1262,"denials_refinance":381,"denials_cash_out_refinance":692,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:08125","dataset":"mortgage-lending","jurisdiction":"CO","county":"08125","countyName":"Yuma County","stateName":"Colorado","level":"county","year":2024,"status":"P","text":"Yuma County, Colorado: in 2024, lenders reported 105 applications for a home purchase or a refinance; 73 became loans ($16.2 million) and 24 were denied, a denial rate of 22.9%. Home purchase: 67 applications, 51 loans. HMDA 2024 data, FFIEC.","value":73,"unit":"home purchase and refinance loans originated, 2024","applications":105,"originations":73,"denials":24,"originated_dollars":16155000,"applications_purchase":67,"applications_refinance":11,"applications_cash_out_refinance":27,"originations_purchase":51,"originations_refinance":6,"originations_cash_out_refinance":16,"denials_purchase":11,"denials_refinance":4,"denials_cash_out_refinance":9,"denial_rate":22.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:CT","dataset":"mortgage-lending","jurisdiction":"CT","county":null,"countyName":null,"stateName":"Connecticut","level":"state","year":2024,"status":"P","text":"Connecticut: in 2024, lenders reported 64,166 applications for a home purchase or a refinance; 50,951 became loans ($19.5 billion) and 11,368 were denied, a denial rate of 17.7%. Home purchase: 40,570 applications, 35,150 loans. Loans made changed +6.9% from 47,680 in 2023. HMDA 2024 data, FFIEC.","value":50951,"unit":"home purchase and refinance loans originated, 2024","applications":64166,"originations":50951,"denials":11368,"originated_dollars":19494235000,"applications_purchase":40570,"applications_refinance":10451,"applications_cash_out_refinance":13145,"originations_purchase":35150,"originations_refinance":7552,"originations_cash_out_refinance":8249,"denials_purchase":4401,"denials_refinance":2495,"denials_cash_out_refinance":4472,"denial_rate":17.7,"originations_prior_year":47680,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"64,166 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":64166,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:09001","dataset":"mortgage-lending","jurisdiction":"CT","county":"09001","countyName":"Fairfield County","stateName":"Connecticut","level":"former-county","year":2024,"status":"P","text":"Fairfield County, Connecticut: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"HMDA reports this year under the former county code.","confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:09003","dataset":"mortgage-lending","jurisdiction":"CT","county":"09003","countyName":"Hartford County","stateName":"Connecticut","level":"former-county","year":2024,"status":"P","text":"Hartford County, Connecticut: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"HMDA reports this year under the former county code.","confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:09005","dataset":"mortgage-lending","jurisdiction":"CT","county":"09005","countyName":"Litchfield County","stateName":"Connecticut","level":"former-county","year":2024,"status":"P","text":"Litchfield County, Connecticut: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"HMDA reports this year under the former county code.","confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:09007","dataset":"mortgage-lending","jurisdiction":"CT","county":"09007","countyName":"Middlesex County","stateName":"Connecticut","level":"former-county","year":2024,"status":"P","text":"Middlesex County, Connecticut: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"HMDA reports this year under the former county code.","confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:09009","dataset":"mortgage-lending","jurisdiction":"CT","county":"09009","countyName":"New Haven County","stateName":"Connecticut","level":"former-county","year":2024,"status":"P","text":"New Haven County, Connecticut: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"HMDA reports this year under the former county code.","confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:09011","dataset":"mortgage-lending","jurisdiction":"CT","county":"09011","countyName":"New London County","stateName":"Connecticut","level":"former-county","year":2024,"status":"P","text":"New London County, Connecticut: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"HMDA reports this year under the former county code.","confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:09013","dataset":"mortgage-lending","jurisdiction":"CT","county":"09013","countyName":"Tolland County","stateName":"Connecticut","level":"former-county","year":2024,"status":"P","text":"Tolland County, Connecticut: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"HMDA reports this year under the former county code.","confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:09015","dataset":"mortgage-lending","jurisdiction":"CT","county":"09015","countyName":"Windham County","stateName":"Connecticut","level":"former-county","year":2024,"status":"P","text":"Windham County, Connecticut: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"HMDA reports this year under the former county code.","confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:DC","dataset":"mortgage-lending","jurisdiction":"DC","county":null,"countyName":null,"stateName":"District of Columbia","level":"state","year":2024,"status":"P","text":"District of Columbia: in 2024, lenders reported 9,282 applications for a home purchase or a refinance; 7,280 became loans ($5.6 billion) and 1,663 were denied, a denial rate of 17.9%. Home purchase: 6,373 applications, 5,466 loans. Loans made changed -0.9% from 7,348 in 2023. HMDA 2024 data, FFIEC.","value":7280,"unit":"home purchase and refinance loans originated, 2024","applications":9282,"originations":7280,"denials":1663,"originated_dollars":5559490000,"applications_purchase":6373,"applications_refinance":1336,"applications_cash_out_refinance":1573,"originations_purchase":5466,"originations_refinance":926,"originations_cash_out_refinance":888,"denials_purchase":683,"denials_refinance":347,"denials_cash_out_refinance":633,"denial_rate":17.9,"originations_prior_year":7348,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"104 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":104,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:11001","dataset":"mortgage-lending","jurisdiction":"DC","county":"11001","countyName":"District of Columbia","stateName":"District of Columbia","level":"county","year":2024,"status":"P","text":"District of Columbia, District of Columbia: in 2024, lenders reported 9,178 applications for a home purchase or a refinance; 7,243 became loans ($5.5 billion) and 1,648 were denied, a denial rate of 18.0%. Home purchase: 6,291 applications, 5,447 loans. HMDA 2024 data, FFIEC.","value":7243,"unit":"home purchase and refinance loans originated, 2024","applications":9178,"originations":7243,"denials":1648,"originated_dollars":5503515000,"applications_purchase":6291,"applications_refinance":1318,"applications_cash_out_refinance":1569,"originations_purchase":5447,"originations_refinance":910,"originations_cash_out_refinance":886,"denials_purchase":672,"denials_refinance":345,"denials_cash_out_refinance":631,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:DE","dataset":"mortgage-lending","jurisdiction":"DE","county":null,"countyName":null,"stateName":"Delaware","level":"state","year":2024,"status":"P","text":"Delaware: in 2024, lenders reported 25,015 applications for a home purchase or a refinance; 19,413 became loans ($6.5 billion) and 4,828 were denied, a denial rate of 19.3%. Home purchase: 16,307 applications, 13,681 loans. Loans made changed +11.8% from 17,361 in 2023. HMDA 2024 data, FFIEC.","value":19413,"unit":"home purchase and refinance loans originated, 2024","applications":25015,"originations":19413,"denials":4828,"originated_dollars":6480995000,"applications_purchase":16307,"applications_refinance":3805,"applications_cash_out_refinance":4903,"originations_purchase":13681,"originations_refinance":2736,"originations_cash_out_refinance":2996,"denials_purchase":2216,"denials_refinance":860,"denials_cash_out_refinance":1752,"denial_rate":19.3,"originations_prior_year":17361,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"112 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":112,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:10001","dataset":"mortgage-lending","jurisdiction":"DE","county":"10001","countyName":"Kent County","stateName":"Delaware","level":"county","year":2024,"status":"P","text":"Kent County, Delaware: in 2024, lenders reported 5,087 applications for a home purchase or a refinance; 3,715 became loans ($1.1 billion) and 1,172 were denied, a denial rate of 23.0%. Home purchase: 3,199 applications, 2,490 loans. HMDA 2024 data, FFIEC.","value":3715,"unit":"home purchase and refinance loans originated, 2024","applications":5087,"originations":3715,"denials":1172,"originated_dollars":1126515000,"applications_purchase":3199,"applications_refinance":811,"applications_cash_out_refinance":1077,"originations_purchase":2490,"originations_refinance":574,"originations_cash_out_refinance":651,"denials_purchase":609,"denials_refinance":171,"denials_cash_out_refinance":392,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:10003","dataset":"mortgage-lending","jurisdiction":"DE","county":"10003","countyName":"New Castle County","stateName":"Delaware","level":"county","year":2024,"status":"P","text":"New Castle County, Delaware: in 2024, lenders reported 11,217 applications for a home purchase or a refinance; 8,760 became loans ($2.8 billion) and 2,108 were denied, a denial rate of 18.8%. Home purchase: 6,685 applications, 5,758 loans. HMDA 2024 data, FFIEC.","value":8760,"unit":"home purchase and refinance loans originated, 2024","applications":11217,"originations":8760,"denials":2108,"originated_dollars":2783100000,"applications_purchase":6685,"applications_refinance":1978,"applications_cash_out_refinance":2554,"originations_purchase":5758,"originations_refinance":1422,"originations_cash_out_refinance":1580,"denials_purchase":753,"denials_refinance":454,"denials_cash_out_refinance":901,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:10005","dataset":"mortgage-lending","jurisdiction":"DE","county":"10005","countyName":"Sussex County","stateName":"Delaware","level":"county","year":2024,"status":"P","text":"Sussex County, Delaware: in 2024, lenders reported 8,599 applications for a home purchase or a refinance; 6,858 became loans ($2.5 billion) and 1,518 were denied, a denial rate of 17.7%. Home purchase: 6,324 applications, 5,361 loans. HMDA 2024 data, FFIEC.","value":6858,"unit":"home purchase and refinance loans originated, 2024","applications":8599,"originations":6858,"denials":1518,"originated_dollars":2520660000,"applications_purchase":6324,"applications_refinance":1006,"applications_cash_out_refinance":1269,"originations_purchase":5361,"originations_refinance":733,"originations_cash_out_refinance":764,"denials_purchase":829,"denials_refinance":232,"denials_cash_out_refinance":457,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:FL","dataset":"mortgage-lending","jurisdiction":"FL","county":null,"countyName":null,"stateName":"Florida","level":"state","year":2024,"status":"P","text":"Florida: in 2024, lenders reported 542,572 applications for a home purchase or a refinance; 397,859 became loans ($158.6 billion) and 124,095 were denied, a denial rate of 22.9%. Home purchase: 374,887 applications, 299,894 loans. Loans made changed +3.4% from 384,863 in 2023. HMDA 2024 data, FFIEC.","value":397859,"unit":"home purchase and refinance loans originated, 2024","applications":542572,"originations":397859,"denials":124095,"originated_dollars":158640325000,"applications_purchase":374887,"applications_refinance":58627,"applications_cash_out_refinance":109058,"originations_purchase":299894,"originations_refinance":35203,"originations_cash_out_refinance":62762,"denials_purchase":63357,"denials_refinance":18981,"denials_cash_out_refinance":41757,"denial_rate":22.9,"originations_prior_year":384863,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"2,127 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":2127,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12001","dataset":"mortgage-lending","jurisdiction":"FL","county":"12001","countyName":"Alachua County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Alachua County, Florida: in 2024, lenders reported 4,831 applications for a home purchase or a refinance; 3,659 became loans ($1.1 billion) and 1,018 were denied, a denial rate of 21.1%. Home purchase: 3,313 applications, 2,691 loans. HMDA 2024 data, FFIEC.","value":3659,"unit":"home purchase and refinance loans originated, 2024","applications":4831,"originations":3659,"denials":1018,"originated_dollars":1102495000,"applications_purchase":3313,"applications_refinance":491,"applications_cash_out_refinance":1027,"originations_purchase":2691,"originations_refinance":337,"originations_cash_out_refinance":631,"denials_purchase":542,"denials_refinance":123,"denials_cash_out_refinance":353,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12003","dataset":"mortgage-lending","jurisdiction":"FL","county":"12003","countyName":"Baker County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Baker County, Florida: in 2024, lenders reported 557 applications for a home purchase or a refinance; 384 became loans ($109.8 million) and 139 were denied, a denial rate of 25.0%. Home purchase: 304 applications, 228 loans. HMDA 2024 data, FFIEC.","value":384,"unit":"home purchase and refinance loans originated, 2024","applications":557,"originations":384,"denials":139,"originated_dollars":109780000,"applications_purchase":304,"applications_refinance":68,"applications_cash_out_refinance":185,"originations_purchase":228,"originations_refinance":48,"originations_cash_out_refinance":108,"denials_purchase":60,"denials_refinance":10,"denials_cash_out_refinance":69,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12005","dataset":"mortgage-lending","jurisdiction":"FL","county":"12005","countyName":"Bay County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Bay County, Florida: in 2024, lenders reported 6,544 applications for a home purchase or a refinance; 4,822 became loans ($2.0 billion) and 1,454 were denied, a denial rate of 22.2%. Home purchase: 5,034 applications, 3,909 loans. HMDA 2024 data, FFIEC.","value":4822,"unit":"home purchase and refinance loans originated, 2024","applications":6544,"originations":4822,"denials":1454,"originated_dollars":2025910000,"applications_purchase":5034,"applications_refinance":643,"applications_cash_out_refinance":867,"originations_purchase":3909,"originations_refinance":414,"originations_cash_out_refinance":499,"denials_purchase":955,"denials_refinance":166,"denials_cash_out_refinance":333,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12007","dataset":"mortgage-lending","jurisdiction":"FL","county":"12007","countyName":"Bradford County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Bradford County, Florida: in 2024, lenders reported 617 applications for a home purchase or a refinance; 372 became loans ($84.9 million) and 199 were denied, a denial rate of 32.3%. Home purchase: 381 applications, 258 loans. HMDA 2024 data, FFIEC.","value":372,"unit":"home purchase and refinance loans originated, 2024","applications":617,"originations":372,"denials":199,"originated_dollars":84860000,"applications_purchase":381,"applications_refinance":37,"applications_cash_out_refinance":199,"originations_purchase":258,"originations_refinance":22,"originations_cash_out_refinance":92,"denials_purchase":90,"denials_refinance":11,"denials_cash_out_refinance":98,"denial_rate":32.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12009","dataset":"mortgage-lending","jurisdiction":"FL","county":"12009","countyName":"Brevard County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Brevard County, Florida: in 2024, lenders reported 18,516 applications for a home purchase or a refinance; 13,933 became loans ($4.5 billion) and 3,753 were denied, a denial rate of 20.3%. Home purchase: 11,999 applications, 10,059 loans. HMDA 2024 data, FFIEC.","value":13933,"unit":"home purchase and refinance loans originated, 2024","applications":18516,"originations":13933,"denials":3753,"originated_dollars":4494615000,"applications_purchase":11999,"applications_refinance":2261,"applications_cash_out_refinance":4256,"originations_purchase":10059,"originations_refinance":1418,"originations_cash_out_refinance":2456,"denials_purchase":1537,"denials_refinance":652,"denials_cash_out_refinance":1564,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12011","dataset":"mortgage-lending","jurisdiction":"FL","county":"12011","countyName":"Broward County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Broward County, Florida: in 2024, lenders reported 38,293 applications for a home purchase or a refinance; 25,968 became loans ($13.4 billion) and 10,774 were denied, a denial rate of 28.1%. Home purchase: 24,716 applications, 18,707 loans. HMDA 2024 data, FFIEC.","value":25968,"unit":"home purchase and refinance loans originated, 2024","applications":38293,"originations":25968,"denials":10774,"originated_dollars":13433710000,"applications_purchase":24716,"applications_refinance":4309,"applications_cash_out_refinance":9268,"originations_purchase":18707,"originations_refinance":2233,"originations_cash_out_refinance":5028,"denials_purchase":5176,"denials_refinance":1789,"denials_cash_out_refinance":3809,"denial_rate":28.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12013","dataset":"mortgage-lending","jurisdiction":"FL","county":"12013","countyName":"Calhoun County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Calhoun County, Florida: in 2024, lenders reported 221 applications for a home purchase or a refinance; 122 became loans ($22.3 million) and 85 were denied, a denial rate of 38.5%. Home purchase: 174 applications, 95 loans. HMDA 2024 data, FFIEC.","value":122,"unit":"home purchase and refinance loans originated, 2024","applications":221,"originations":122,"denials":85,"originated_dollars":22290000,"applications_purchase":174,"applications_refinance":16,"applications_cash_out_refinance":31,"originations_purchase":95,"originations_refinance":10,"originations_cash_out_refinance":17,"denials_purchase":67,"denials_refinance":5,"denials_cash_out_refinance":13,"denial_rate":38.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12015","dataset":"mortgage-lending","jurisdiction":"FL","county":"12015","countyName":"Charlotte County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Charlotte County, Florida: in 2024, lenders reported 7,855 applications for a home purchase or a refinance; 5,961 became loans ($2.6 billion) and 1,595 were denied, a denial rate of 20.3%. Home purchase: 5,982 applications, 4,877 loans. HMDA 2024 data, FFIEC.","value":5961,"unit":"home purchase and refinance loans originated, 2024","applications":7855,"originations":5961,"denials":1595,"originated_dollars":2578065000,"applications_purchase":5982,"applications_refinance":750,"applications_cash_out_refinance":1123,"originations_purchase":4877,"originations_refinance":463,"originations_cash_out_refinance":621,"denials_purchase":925,"denials_refinance":215,"denials_cash_out_refinance":455,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12017","dataset":"mortgage-lending","jurisdiction":"FL","county":"12017","countyName":"Citrus County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Citrus County, Florida: in 2024, lenders reported 5,143 applications for a home purchase or a refinance; 3,855 became loans ($923.7 million) and 1,073 were denied, a denial rate of 20.9%. Home purchase: 3,533 applications, 2,855 loans. HMDA 2024 data, FFIEC.","value":3855,"unit":"home purchase and refinance loans originated, 2024","applications":5143,"originations":3855,"denials":1073,"originated_dollars":923705000,"applications_purchase":3533,"applications_refinance":632,"applications_cash_out_refinance":978,"originations_purchase":2855,"originations_refinance":424,"originations_cash_out_refinance":576,"denials_purchase":551,"denials_refinance":159,"denials_cash_out_refinance":363,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12019","dataset":"mortgage-lending","jurisdiction":"FL","county":"12019","countyName":"Clay County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Clay County, Florida: in 2024, lenders reported 6,807 applications for a home purchase or a refinance; 5,118 became loans ($1.5 billion) and 1,438 were denied, a denial rate of 21.1%. Home purchase: 4,173 applications, 3,509 loans. HMDA 2024 data, FFIEC.","value":5118,"unit":"home purchase and refinance loans originated, 2024","applications":6807,"originations":5118,"denials":1438,"originated_dollars":1503640000,"applications_purchase":4173,"applications_refinance":705,"applications_cash_out_refinance":1929,"originations_purchase":3509,"originations_refinance":467,"originations_cash_out_refinance":1142,"denials_purchase":547,"denials_refinance":164,"denials_cash_out_refinance":727,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12021","dataset":"mortgage-lending","jurisdiction":"FL","county":"12021","countyName":"Collier County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Collier County, Florida: in 2024, lenders reported 9,308 applications for a home purchase or a refinance; 7,135 became loans ($4.2 billion) and 1,865 were denied, a denial rate of 20.0%. Home purchase: 6,729 applications, 5,585 loans. HMDA 2024 data, FFIEC.","value":7135,"unit":"home purchase and refinance loans originated, 2024","applications":9308,"originations":7135,"denials":1865,"originated_dollars":4187765000,"applications_purchase":6729,"applications_refinance":1028,"applications_cash_out_refinance":1551,"originations_purchase":5585,"originations_refinance":638,"originations_cash_out_refinance":912,"denials_purchase":966,"denials_refinance":333,"denials_cash_out_refinance":566,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12023","dataset":"mortgage-lending","jurisdiction":"FL","county":"12023","countyName":"Columbia County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Columbia County, Florida: in 2024, lenders reported 1,467 applications for a home purchase or a refinance; 941 became loans ($217.0 million) and 443 were denied, a denial rate of 30.2%. Home purchase: 906 applications, 616 loans. HMDA 2024 data, FFIEC.","value":941,"unit":"home purchase and refinance loans originated, 2024","applications":1467,"originations":941,"denials":443,"originated_dollars":217045000,"applications_purchase":906,"applications_refinance":144,"applications_cash_out_refinance":417,"originations_purchase":616,"originations_refinance":100,"originations_cash_out_refinance":225,"denials_purchase":242,"denials_refinance":31,"denials_cash_out_refinance":170,"denial_rate":30.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12027","dataset":"mortgage-lending","jurisdiction":"FL","county":"12027","countyName":"DeSoto County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"DeSoto County, Florida: in 2024, lenders reported 580 applications for a home purchase or a refinance; 370 became loans ($84.7 million) and 173 were denied, a denial rate of 29.8%. Home purchase: 436 applications, 293 loans. HMDA 2024 data, FFIEC.","value":370,"unit":"home purchase and refinance loans originated, 2024","applications":580,"originations":370,"denials":173,"originated_dollars":84680000,"applications_purchase":436,"applications_refinance":62,"applications_cash_out_refinance":82,"originations_purchase":293,"originations_refinance":33,"originations_cash_out_refinance":44,"denials_purchase":112,"denials_refinance":25,"denials_cash_out_refinance":36,"denial_rate":29.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12029","dataset":"mortgage-lending","jurisdiction":"FL","county":"12029","countyName":"Dixie County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Dixie County, Florida: in 2024, lenders reported 264 applications for a home purchase or a refinance; 153 became loans ($29.7 million) and 100 were denied, a denial rate of 37.9%. Home purchase: 215 applications, 127 loans. HMDA 2024 data, FFIEC.","value":153,"unit":"home purchase and refinance loans originated, 2024","applications":264,"originations":153,"denials":100,"originated_dollars":29725000,"applications_purchase":215,"applications_refinance":15,"applications_cash_out_refinance":34,"originations_purchase":127,"originations_refinance":8,"originations_cash_out_refinance":18,"denials_purchase":78,"denials_refinance":7,"denials_cash_out_refinance":15,"denial_rate":37.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12031","dataset":"mortgage-lending","jurisdiction":"FL","county":"12031","countyName":"Duval County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Duval County, Florida: in 2024, lenders reported 25,132 applications for a home purchase or a refinance; 18,177 became loans ($5.9 billion) and 5,995 were denied, a denial rate of 23.9%. Home purchase: 16,422 applications, 13,165 loans. HMDA 2024 data, FFIEC.","value":18177,"unit":"home purchase and refinance loans originated, 2024","applications":25132,"originations":18177,"denials":5995,"originated_dollars":5947635000,"applications_purchase":16422,"applications_refinance":2418,"applications_cash_out_refinance":6292,"originations_purchase":13165,"originations_refinance":1539,"originations_cash_out_refinance":3473,"denials_purchase":2713,"denials_refinance":652,"denials_cash_out_refinance":2630,"denial_rate":23.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12033","dataset":"mortgage-lending","jurisdiction":"FL","county":"12033","countyName":"Escambia County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Escambia County, Florida: in 2024, lenders reported 8,003 applications for a home purchase or a refinance; 5,995 became loans ($1.8 billion) and 1,639 were denied, a denial rate of 20.5%. Home purchase: 5,699 applications, 4,581 loans. HMDA 2024 data, FFIEC.","value":5995,"unit":"home purchase and refinance loans originated, 2024","applications":8003,"originations":5995,"denials":1639,"originated_dollars":1762545000,"applications_purchase":5699,"applications_refinance":908,"applications_cash_out_refinance":1396,"originations_purchase":4581,"originations_refinance":590,"originations_cash_out_refinance":824,"denials_purchase":914,"denials_refinance":221,"denials_cash_out_refinance":504,"denial_rate":20.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12035","dataset":"mortgage-lending","jurisdiction":"FL","county":"12035","countyName":"Flagler County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Flagler County, Florida: in 2024, lenders reported 4,886 applications for a home purchase or a refinance; 3,733 became loans ($1.2 billion) and 1,005 were denied, a denial rate of 20.6%. Home purchase: 3,273 applications, 2,784 loans. HMDA 2024 data, FFIEC.","value":3733,"unit":"home purchase and refinance loans originated, 2024","applications":4886,"originations":3733,"denials":1005,"originated_dollars":1190755000,"applications_purchase":3273,"applications_refinance":532,"applications_cash_out_refinance":1081,"originations_purchase":2784,"originations_refinance":326,"originations_cash_out_refinance":623,"denials_purchase":418,"denials_refinance":163,"denials_cash_out_refinance":424,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12037","dataset":"mortgage-lending","jurisdiction":"FL","county":"12037","countyName":"Franklin County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Franklin County, Florida: in 2024, lenders reported 354 applications for a home purchase or a refinance; 241 became loans ($100.0 million) and 92 were denied, a denial rate of 26.0%. Home purchase: 244 applications, 178 loans. HMDA 2024 data, FFIEC.","value":241,"unit":"home purchase and refinance loans originated, 2024","applications":354,"originations":241,"denials":92,"originated_dollars":99965000,"applications_purchase":244,"applications_refinance":42,"applications_cash_out_refinance":68,"originations_purchase":178,"originations_refinance":30,"originations_cash_out_refinance":33,"denials_purchase":49,"denials_refinance":11,"denials_cash_out_refinance":32,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12039","dataset":"mortgage-lending","jurisdiction":"FL","county":"12039","countyName":"Gadsden County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Gadsden County, Florida: in 2024, lenders reported 818 applications for a home purchase or a refinance; 426 became loans ($92.2 million) and 345 were denied, a denial rate of 42.2%. Home purchase: 569 applications, 285 loans. HMDA 2024 data, FFIEC.","value":426,"unit":"home purchase and refinance loans originated, 2024","applications":818,"originations":426,"denials":345,"originated_dollars":92220000,"applications_purchase":569,"applications_refinance":85,"applications_cash_out_refinance":164,"originations_purchase":285,"originations_refinance":40,"originations_cash_out_refinance":101,"denials_purchase":252,"denials_refinance":35,"denials_cash_out_refinance":58,"denial_rate":42.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12041","dataset":"mortgage-lending","jurisdiction":"FL","county":"12041","countyName":"Gilchrist County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Gilchrist County, Florida: in 2024, lenders reported 482 applications for a home purchase or a refinance; 299 became loans ($66.0 million) and 154 were denied, a denial rate of 32.0%. Home purchase: 332 applications, 220 loans. HMDA 2024 data, FFIEC.","value":299,"unit":"home purchase and refinance loans originated, 2024","applications":482,"originations":299,"denials":154,"originated_dollars":65985000,"applications_purchase":332,"applications_refinance":41,"applications_cash_out_refinance":109,"originations_purchase":220,"originations_refinance":21,"originations_cash_out_refinance":58,"denials_purchase":91,"denials_refinance":16,"denials_cash_out_refinance":47,"denial_rate":32,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12043","dataset":"mortgage-lending","jurisdiction":"FL","county":"12043","countyName":"Glades County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Glades County, Florida: in 2024, lenders reported 266 applications for a home purchase or a refinance; 161 became loans ($42.5 million) and 82 were denied, a denial rate of 30.8%. Home purchase: 186 applications, 127 loans. HMDA 2024 data, FFIEC.","value":161,"unit":"home purchase and refinance loans originated, 2024","applications":266,"originations":161,"denials":82,"originated_dollars":42545000,"applications_purchase":186,"applications_refinance":39,"applications_cash_out_refinance":41,"originations_purchase":127,"originations_refinance":21,"originations_cash_out_refinance":13,"denials_purchase":48,"denials_refinance":11,"denials_cash_out_refinance":23,"denial_rate":30.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12045","dataset":"mortgage-lending","jurisdiction":"FL","county":"12045","countyName":"Gulf County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Gulf County, Florida: in 2024, lenders reported 535 applications for a home purchase or a refinance; 380 became loans ($190.3 million) and 131 were denied, a denial rate of 24.5%. Home purchase: 403 applications, 300 loans. HMDA 2024 data, FFIEC.","value":380,"unit":"home purchase and refinance loans originated, 2024","applications":535,"originations":380,"denials":131,"originated_dollars":190270000,"applications_purchase":403,"applications_refinance":51,"applications_cash_out_refinance":81,"originations_purchase":300,"originations_refinance":35,"originations_cash_out_refinance":45,"denials_purchase":86,"denials_refinance":12,"denials_cash_out_refinance":33,"denial_rate":24.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12047","dataset":"mortgage-lending","jurisdiction":"FL","county":"12047","countyName":"Hamilton County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Hamilton County, Florida: in 2024, lenders reported 257 applications for a home purchase or a refinance; 144 became loans ($27.8 million) and 96 were denied, a denial rate of 37.4%. Home purchase: 180 applications, 98 loans. HMDA 2024 data, FFIEC.","value":144,"unit":"home purchase and refinance loans originated, 2024","applications":257,"originations":144,"denials":96,"originated_dollars":27820000,"applications_purchase":180,"applications_refinance":26,"applications_cash_out_refinance":51,"originations_purchase":98,"originations_refinance":20,"originations_cash_out_refinance":26,"denials_purchase":72,"denials_refinance":4,"denials_cash_out_refinance":20,"denial_rate":37.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12049","dataset":"mortgage-lending","jurisdiction":"FL","county":"12049","countyName":"Hardee County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Hardee County, Florida: in 2024, lenders reported 355 applications for a home purchase or a refinance; 252 became loans ($56.9 million) and 88 were denied, a denial rate of 24.8%. Home purchase: 264 applications, 194 loans. HMDA 2024 data, FFIEC.","value":252,"unit":"home purchase and refinance loans originated, 2024","applications":355,"originations":252,"denials":88,"originated_dollars":56880000,"applications_purchase":264,"applications_refinance":44,"applications_cash_out_refinance":47,"originations_purchase":194,"originations_refinance":28,"originations_cash_out_refinance":30,"denials_purchase":59,"denials_refinance":13,"denials_cash_out_refinance":16,"denial_rate":24.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12051","dataset":"mortgage-lending","jurisdiction":"FL","county":"12051","countyName":"Hendry County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Hendry County, Florida: in 2024, lenders reported 1,293 applications for a home purchase or a refinance; 756 became loans ($188.3 million) and 477 were denied, a denial rate of 36.9%. Home purchase: 1,044 applications, 636 loans. HMDA 2024 data, FFIEC.","value":756,"unit":"home purchase and refinance loans originated, 2024","applications":1293,"originations":756,"denials":477,"originated_dollars":188290000,"applications_purchase":1044,"applications_refinance":105,"applications_cash_out_refinance":144,"originations_purchase":636,"originations_refinance":52,"originations_cash_out_refinance":68,"denials_purchase":364,"denials_refinance":43,"denials_cash_out_refinance":70,"denial_rate":36.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12053","dataset":"mortgage-lending","jurisdiction":"FL","county":"12053","countyName":"Hernando County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Hernando County, Florida: in 2024, lenders reported 7,107 applications for a home purchase or a refinance; 5,350 became loans ($1.4 billion) and 1,506 were denied, a denial rate of 21.2%. Home purchase: 4,823 applications, 3,945 loans. HMDA 2024 data, FFIEC.","value":5350,"unit":"home purchase and refinance loans originated, 2024","applications":7107,"originations":5350,"denials":1506,"originated_dollars":1431290000,"applications_purchase":4823,"applications_refinance":858,"applications_cash_out_refinance":1426,"originations_purchase":3945,"originations_refinance":551,"originations_cash_out_refinance":854,"denials_purchase":747,"denials_refinance":231,"denials_cash_out_refinance":528,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12055","dataset":"mortgage-lending","jurisdiction":"FL","county":"12055","countyName":"Highlands County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Highlands County, Florida: in 2024, lenders reported 2,559 applications for a home purchase or a refinance; 1,898 became loans ($448.9 million) and 576 were denied, a denial rate of 22.5%. Home purchase: 1,742 applications, 1,393 loans. HMDA 2024 data, FFIEC.","value":1898,"unit":"home purchase and refinance loans originated, 2024","applications":2559,"originations":1898,"denials":576,"originated_dollars":448850000,"applications_purchase":1742,"applications_refinance":310,"applications_cash_out_refinance":507,"originations_purchase":1393,"originations_refinance":195,"originations_cash_out_refinance":310,"denials_purchase":300,"denials_refinance":94,"denials_cash_out_refinance":182,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12057","dataset":"mortgage-lending","jurisdiction":"FL","county":"12057","countyName":"Hillsborough County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Hillsborough County, Florida: in 2024, lenders reported 32,584 applications for a home purchase or a refinance; 24,059 became loans ($9.8 billion) and 7,161 were denied, a denial rate of 22.0%. Home purchase: 21,974 applications, 17,858 loans. HMDA 2024 data, FFIEC.","value":24059,"unit":"home purchase and refinance loans originated, 2024","applications":32584,"originations":24059,"denials":7161,"originated_dollars":9782395000,"applications_purchase":21974,"applications_refinance":4148,"applications_cash_out_refinance":6462,"originations_purchase":17858,"originations_refinance":2472,"originations_cash_out_refinance":3729,"denials_purchase":3413,"denials_refinance":1325,"denials_cash_out_refinance":2423,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12059","dataset":"mortgage-lending","jurisdiction":"FL","county":"12059","countyName":"Holmes County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Holmes County, Florida: in 2024, lenders reported 325 applications for a home purchase or a refinance; 193 became loans ($32.3 million) and 111 were denied, a denial rate of 34.2%. Home purchase: 230 applications, 130 loans. HMDA 2024 data, FFIEC.","value":193,"unit":"home purchase and refinance loans originated, 2024","applications":325,"originations":193,"denials":111,"originated_dollars":32255000,"applications_purchase":230,"applications_refinance":39,"applications_cash_out_refinance":56,"originations_purchase":130,"originations_refinance":31,"originations_cash_out_refinance":32,"denials_purchase":84,"denials_refinance":7,"denials_cash_out_refinance":20,"denial_rate":34.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12061","dataset":"mortgage-lending","jurisdiction":"FL","county":"12061","countyName":"Indian River County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Indian River County, Florida: in 2024, lenders reported 4,038 applications for a home purchase or a refinance; 3,038 became loans ($1.1 billion) and 841 were denied, a denial rate of 20.8%. Home purchase: 2,745 applications, 2,247 loans. HMDA 2024 data, FFIEC.","value":3038,"unit":"home purchase and refinance loans originated, 2024","applications":4038,"originations":3038,"denials":841,"originated_dollars":1078480000,"applications_purchase":2745,"applications_refinance":463,"applications_cash_out_refinance":830,"originations_purchase":2247,"originations_refinance":299,"originations_cash_out_refinance":492,"denials_purchase":398,"denials_refinance":137,"denials_cash_out_refinance":306,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12063","dataset":"mortgage-lending","jurisdiction":"FL","county":"12063","countyName":"Jackson County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Jackson County, Florida: in 2024, lenders reported 894 applications for a home purchase or a refinance; 485 became loans ($93.4 million) and 377 were denied, a denial rate of 42.2%. Home purchase: 691 applications, 363 loans. HMDA 2024 data, FFIEC.","value":485,"unit":"home purchase and refinance loans originated, 2024","applications":894,"originations":485,"denials":377,"originated_dollars":93365000,"applications_purchase":691,"applications_refinance":72,"applications_cash_out_refinance":131,"originations_purchase":363,"originations_refinance":47,"originations_cash_out_refinance":75,"denials_purchase":305,"denials_refinance":20,"denials_cash_out_refinance":52,"denial_rate":42.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12065","dataset":"mortgage-lending","jurisdiction":"FL","county":"12065","countyName":"Jefferson County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Jefferson County, Florida: in 2024, lenders reported 334 applications for a home purchase or a refinance; 178 became loans ($46.1 million) and 142 were denied, a denial rate of 42.5%. Home purchase: 244 applications, 128 loans. HMDA 2024 data, FFIEC.","value":178,"unit":"home purchase and refinance loans originated, 2024","applications":334,"originations":178,"denials":142,"originated_dollars":46140000,"applications_purchase":244,"applications_refinance":23,"applications_cash_out_refinance":67,"originations_purchase":128,"originations_refinance":17,"originations_cash_out_refinance":33,"denials_purchase":104,"denials_refinance":6,"denials_cash_out_refinance":32,"denial_rate":42.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12067","dataset":"mortgage-lending","jurisdiction":"FL","county":"12067","countyName":"Lafayette County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Lafayette County, Florida: in 2024, lenders reported 83 applications for a home purchase or a refinance; 56 became loans ($11.6 million) and 22 were denied, a denial rate of 26.5%. Home purchase: 65 applications, 47 loans. HMDA 2024 data, FFIEC.","value":56,"unit":"home purchase and refinance loans originated, 2024","applications":83,"originations":56,"denials":22,"originated_dollars":11610000,"applications_purchase":65,"applications_refinance":5,"applications_cash_out_refinance":13,"originations_purchase":47,"originations_refinance":4,"originations_cash_out_refinance":5,"denials_purchase":15,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":26.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12069","dataset":"mortgage-lending","jurisdiction":"FL","county":"12069","countyName":"Lake County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Lake County, Florida: in 2024, lenders reported 13,038 applications for a home purchase or a refinance; 10,045 became loans ($3.4 billion) and 2,555 were denied, a denial rate of 19.6%. Home purchase: 9,544 applications, 7,916 loans. HMDA 2024 data, FFIEC.","value":10045,"unit":"home purchase and refinance loans originated, 2024","applications":13038,"originations":10045,"denials":2555,"originated_dollars":3364445000,"applications_purchase":9544,"applications_refinance":1190,"applications_cash_out_refinance":2304,"originations_purchase":7916,"originations_refinance":747,"originations_cash_out_refinance":1382,"denials_purchase":1360,"denials_refinance":353,"denials_cash_out_refinance":842,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12071","dataset":"mortgage-lending","jurisdiction":"FL","county":"12071","countyName":"Lee County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Lee County, Florida: in 2024, lenders reported 24,741 applications for a home purchase or a refinance; 18,678 became loans ($6.8 billion) and 5,303 were denied, a denial rate of 21.4%. Home purchase: 18,653 applications, 15,179 loans. HMDA 2024 data, FFIEC.","value":18678,"unit":"home purchase and refinance loans originated, 2024","applications":24741,"originations":18678,"denials":5303,"originated_dollars":6848420000,"applications_purchase":18653,"applications_refinance":2261,"applications_cash_out_refinance":3827,"originations_purchase":15179,"originations_refinance":1319,"originations_cash_out_refinance":2180,"denials_purchase":3045,"denials_refinance":762,"denials_cash_out_refinance":1496,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12073","dataset":"mortgage-lending","jurisdiction":"FL","county":"12073","countyName":"Leon County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Leon County, Florida: in 2024, lenders reported 5,015 applications for a home purchase or a refinance; 3,721 became loans ($2.1 billion) and 1,047 were denied, a denial rate of 20.9%. Home purchase: 3,531 applications, 2,825 loans. HMDA 2024 data, FFIEC.","value":3721,"unit":"home purchase and refinance loans originated, 2024","applications":5015,"originations":3721,"denials":1047,"originated_dollars":2064355000,"applications_purchase":3531,"applications_refinance":491,"applications_cash_out_refinance":993,"originations_purchase":2825,"originations_refinance":329,"originations_cash_out_refinance":567,"denials_purchase":553,"denials_refinance":116,"denials_cash_out_refinance":378,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12075","dataset":"mortgage-lending","jurisdiction":"FL","county":"12075","countyName":"Levy County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Levy County, Florida: in 2024, lenders reported 1,369 applications for a home purchase or a refinance; 827 became loans ($182.8 million) and 485 were denied, a denial rate of 35.4%. Home purchase: 1,021 applications, 634 loans. HMDA 2024 data, FFIEC.","value":827,"unit":"home purchase and refinance loans originated, 2024","applications":1369,"originations":827,"denials":485,"originated_dollars":182815000,"applications_purchase":1021,"applications_refinance":110,"applications_cash_out_refinance":238,"originations_purchase":634,"originations_refinance":68,"originations_cash_out_refinance":125,"denials_purchase":344,"denials_refinance":36,"denials_cash_out_refinance":105,"denial_rate":35.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12077","dataset":"mortgage-lending","jurisdiction":"FL","county":"12077","countyName":"Liberty County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Liberty County, Florida: in 2024, lenders reported 92 applications for a home purchase or a refinance; 56 became loans ($9.4 million) and 30 were denied, a denial rate of 32.6%. Home purchase: 58 applications, 35 loans. HMDA 2024 data, FFIEC.","value":56,"unit":"home purchase and refinance loans originated, 2024","applications":92,"originations":56,"denials":30,"originated_dollars":9420000,"applications_purchase":58,"applications_refinance":9,"applications_cash_out_refinance":25,"originations_purchase":35,"originations_refinance":6,"originations_cash_out_refinance":15,"denials_purchase":20,"denials_refinance":2,"denials_cash_out_refinance":8,"denial_rate":32.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12079","dataset":"mortgage-lending","jurisdiction":"FL","county":"12079","countyName":"Madison County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Madison County, Florida: in 2024, lenders reported 330 applications for a home purchase or a refinance; 175 became loans ($36.6 million) and 134 were denied, a denial rate of 40.6%. Home purchase: 249 applications, 124 loans. HMDA 2024 data, FFIEC.","value":175,"unit":"home purchase and refinance loans originated, 2024","applications":330,"originations":175,"denials":134,"originated_dollars":36595000,"applications_purchase":249,"applications_refinance":18,"applications_cash_out_refinance":63,"originations_purchase":124,"originations_refinance":11,"originations_cash_out_refinance":40,"denials_purchase":110,"denials_refinance":7,"denials_cash_out_refinance":17,"denial_rate":40.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12081","dataset":"mortgage-lending","jurisdiction":"FL","county":"12081","countyName":"Manatee County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Manatee County, Florida: in 2024, lenders reported 13,182 applications for a home purchase or a refinance; 10,331 became loans ($4.2 billion) and 2,434 were denied, a denial rate of 18.5%. Home purchase: 10,117 applications, 8,464 loans. HMDA 2024 data, FFIEC.","value":10331,"unit":"home purchase and refinance loans originated, 2024","applications":13182,"originations":10331,"denials":2434,"originated_dollars":4209365000,"applications_purchase":10117,"applications_refinance":1233,"applications_cash_out_refinance":1832,"originations_purchase":8464,"originations_refinance":770,"originations_cash_out_refinance":1097,"denials_purchase":1379,"denials_refinance":383,"denials_cash_out_refinance":672,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12083","dataset":"mortgage-lending","jurisdiction":"FL","county":"12083","countyName":"Marion County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Marion County, Florida: in 2024, lenders reported 14,733 applications for a home purchase or a refinance; 10,876 became loans ($3.1 billion) and 3,319 were denied, a denial rate of 22.5%. Home purchase: 10,594 applications, 8,408 loans. HMDA 2024 data, FFIEC.","value":10876,"unit":"home purchase and refinance loans originated, 2024","applications":14733,"originations":10876,"denials":3319,"originated_dollars":3074390000,"applications_purchase":10594,"applications_refinance":1547,"applications_cash_out_refinance":2592,"originations_purchase":8408,"originations_refinance":938,"originations_cash_out_refinance":1530,"denials_purchase":1908,"denials_refinance":461,"denials_cash_out_refinance":950,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12085","dataset":"mortgage-lending","jurisdiction":"FL","county":"12085","countyName":"Martin County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Martin County, Florida: in 2024, lenders reported 3,299 applications for a home purchase or a refinance; 2,524 became loans ($1.6 billion) and 662 were denied, a denial rate of 20.1%. Home purchase: 2,292 applications, 1,877 loans. HMDA 2024 data, FFIEC.","value":2524,"unit":"home purchase and refinance loans originated, 2024","applications":3299,"originations":2524,"denials":662,"originated_dollars":1559760000,"applications_purchase":2292,"applications_refinance":380,"applications_cash_out_refinance":627,"originations_purchase":1877,"originations_refinance":244,"originations_cash_out_refinance":403,"denials_purchase":339,"denials_refinance":119,"denials_cash_out_refinance":204,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12086","dataset":"mortgage-lending","jurisdiction":"FL","county":"12086","countyName":"Miami-Dade County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Miami-Dade County, Florida: in 2024, lenders reported 41,707 applications for a home purchase or a refinance; 28,055 became loans ($16.6 billion) and 11,978 were denied, a denial rate of 28.7%. Home purchase: 26,260 applications, 19,558 loans. HMDA 2024 data, FFIEC.","value":28055,"unit":"home purchase and refinance loans originated, 2024","applications":41707,"originations":28055,"denials":11978,"originated_dollars":16565525000,"applications_purchase":26260,"applications_refinance":4930,"applications_cash_out_refinance":10517,"originations_purchase":19558,"originations_refinance":2603,"originations_cash_out_refinance":5894,"denials_purchase":5838,"denials_refinance":2021,"denials_cash_out_refinance":4119,"denial_rate":28.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12087","dataset":"mortgage-lending","jurisdiction":"FL","county":"12087","countyName":"Monroe County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Monroe County, Florida: in 2024, lenders reported 1,712 applications for a home purchase or a refinance; 1,256 became loans ($982.8 million) and 397 were denied, a denial rate of 23.2%. Home purchase: 1,142 applications, 920 loans. HMDA 2024 data, FFIEC.","value":1256,"unit":"home purchase and refinance loans originated, 2024","applications":1712,"originations":1256,"denials":397,"originated_dollars":982750000,"applications_purchase":1142,"applications_refinance":202,"applications_cash_out_refinance":368,"originations_purchase":920,"originations_refinance":128,"originations_cash_out_refinance":208,"denials_purchase":193,"denials_refinance":57,"denials_cash_out_refinance":147,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12089","dataset":"mortgage-lending","jurisdiction":"FL","county":"12089","countyName":"Nassau County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Nassau County, Florida: in 2024, lenders reported 3,190 applications for a home purchase or a refinance; 2,443 became loans ($918.6 million) and 657 were denied, a denial rate of 20.6%. Home purchase: 2,102 applications, 1,776 loans. HMDA 2024 data, FFIEC.","value":2443,"unit":"home purchase and refinance loans originated, 2024","applications":3190,"originations":2443,"denials":657,"originated_dollars":918585000,"applications_purchase":2102,"applications_refinance":302,"applications_cash_out_refinance":786,"originations_purchase":1776,"originations_refinance":216,"originations_cash_out_refinance":451,"denials_purchase":271,"denials_refinance":70,"denials_cash_out_refinance":316,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12091","dataset":"mortgage-lending","jurisdiction":"FL","county":"12091","countyName":"Okaloosa County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Okaloosa County, Florida: in 2024, lenders reported 6,208 applications for a home purchase or a refinance; 4,847 became loans ($1.8 billion) and 1,112 were denied, a denial rate of 17.9%. Home purchase: 4,443 applications, 3,719 loans. HMDA 2024 data, FFIEC.","value":4847,"unit":"home purchase and refinance loans originated, 2024","applications":6208,"originations":4847,"denials":1112,"originated_dollars":1754525000,"applications_purchase":4443,"applications_refinance":808,"applications_cash_out_refinance":957,"originations_purchase":3719,"originations_refinance":555,"originations_cash_out_refinance":573,"denials_purchase":592,"denials_refinance":168,"denials_cash_out_refinance":352,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12093","dataset":"mortgage-lending","jurisdiction":"FL","county":"12093","countyName":"Okeechobee County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Okeechobee County, Florida: in 2024, lenders reported 858 applications for a home purchase or a refinance; 553 became loans ($132.8 million) and 282 were denied, a denial rate of 32.9%. Home purchase: 632 applications, 420 loans. HMDA 2024 data, FFIEC.","value":553,"unit":"home purchase and refinance loans originated, 2024","applications":858,"originations":553,"denials":282,"originated_dollars":132765000,"applications_purchase":632,"applications_refinance":98,"applications_cash_out_refinance":128,"originations_purchase":420,"originations_refinance":58,"originations_cash_out_refinance":75,"denials_purchase":194,"denials_refinance":36,"denials_cash_out_refinance":52,"denial_rate":32.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12095","dataset":"mortgage-lending","jurisdiction":"FL","county":"12095","countyName":"Orange County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Orange County, Florida: in 2024, lenders reported 27,350 applications for a home purchase or a refinance; 19,803 became loans ($8.4 billion) and 6,426 were denied, a denial rate of 23.5%. Home purchase: 18,546 applications, 14,689 loans. HMDA 2024 data, FFIEC.","value":19803,"unit":"home purchase and refinance loans originated, 2024","applications":27350,"originations":19803,"denials":6426,"originated_dollars":8419005000,"applications_purchase":18546,"applications_refinance":2895,"applications_cash_out_refinance":5909,"originations_purchase":14689,"originations_refinance":1687,"originations_cash_out_refinance":3427,"denials_purchase":3200,"denials_refinance":1019,"denials_cash_out_refinance":2207,"denial_rate":23.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12097","dataset":"mortgage-lending","jurisdiction":"FL","county":"12097","countyName":"Osceola County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Osceola County, Florida: in 2024, lenders reported 14,999 applications for a home purchase or a refinance; 11,019 became loans ($4.1 billion) and 3,475 were denied, a denial rate of 23.2%. Home purchase: 11,423 applications, 9,058 loans. HMDA 2024 data, FFIEC.","value":11019,"unit":"home purchase and refinance loans originated, 2024","applications":14999,"originations":11019,"denials":3475,"originated_dollars":4073835000,"applications_purchase":11423,"applications_refinance":1170,"applications_cash_out_refinance":2406,"originations_purchase":9058,"originations_refinance":667,"originations_cash_out_refinance":1294,"denials_purchase":2077,"denials_refinance":401,"denials_cash_out_refinance":997,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12099","dataset":"mortgage-lending","jurisdiction":"FL","county":"12099","countyName":"Palm Beach County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Palm Beach County, Florida: in 2024, lenders reported 29,540 applications for a home purchase or a refinance; 21,194 became loans ($10.8 billion) and 7,289 were denied, a denial rate of 24.7%. Home purchase: 18,698 applications, 15,029 loans. HMDA 2024 data, FFIEC.","value":21194,"unit":"home purchase and refinance loans originated, 2024","applications":29540,"originations":21194,"denials":7289,"originated_dollars":10845450000,"applications_purchase":18698,"applications_refinance":3816,"applications_cash_out_refinance":7026,"originations_purchase":15029,"originations_refinance":2155,"originations_cash_out_refinance":4010,"denials_purchase":3115,"denials_refinance":1430,"denials_cash_out_refinance":2744,"denial_rate":24.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12101","dataset":"mortgage-lending","jurisdiction":"FL","county":"12101","countyName":"Pasco County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Pasco County, Florida: in 2024, lenders reported 21,075 applications for a home purchase or a refinance; 16,446 became loans ($5.2 billion) and 3,896 were denied, a denial rate of 18.5%. Home purchase: 15,658 applications, 13,228 loans. HMDA 2024 data, FFIEC.","value":16446,"unit":"home purchase and refinance loans originated, 2024","applications":21075,"originations":16446,"denials":3896,"originated_dollars":5224340000,"applications_purchase":15658,"applications_refinance":2118,"applications_cash_out_refinance":3299,"originations_purchase":13228,"originations_refinance":1239,"originations_cash_out_refinance":1979,"denials_purchase":2001,"denials_refinance":694,"denials_cash_out_refinance":1201,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12103","dataset":"mortgage-lending","jurisdiction":"FL","county":"12103","countyName":"Pinellas County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Pinellas County, Florida: in 2024, lenders reported 19,721 applications for a home purchase or a refinance; 14,719 became loans ($5.8 billion) and 4,239 were denied, a denial rate of 21.5%. Home purchase: 12,814 applications, 10,452 loans. HMDA 2024 data, FFIEC.","value":14719,"unit":"home purchase and refinance loans originated, 2024","applications":19721,"originations":14719,"denials":4239,"originated_dollars":5774605000,"applications_purchase":12814,"applications_refinance":2642,"applications_cash_out_refinance":4265,"originations_purchase":10452,"originations_refinance":1625,"originations_cash_out_refinance":2642,"denials_purchase":1919,"denials_refinance":842,"denials_cash_out_refinance":1478,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12105","dataset":"mortgage-lending","jurisdiction":"FL","county":"12105","countyName":"Polk County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Polk County, Florida: in 2024, lenders reported 25,471 applications for a home purchase or a refinance; 18,527 became loans ($5.3 billion) and 6,093 were denied, a denial rate of 23.9%. Home purchase: 19,463 applications, 15,152 loans. HMDA 2024 data, FFIEC.","value":18527,"unit":"home purchase and refinance loans originated, 2024","applications":25471,"originations":18527,"denials":6093,"originated_dollars":5325495000,"applications_purchase":19463,"applications_refinance":2270,"applications_cash_out_refinance":3738,"originations_purchase":15152,"originations_refinance":1321,"originations_cash_out_refinance":2054,"denials_purchase":3832,"denials_refinance":752,"denials_cash_out_refinance":1509,"denial_rate":23.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12107","dataset":"mortgage-lending","jurisdiction":"FL","county":"12107","countyName":"Putnam County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Putnam County, Florida: in 2024, lenders reported 1,775 applications for a home purchase or a refinance; 1,081 became loans ($218.8 million) and 608 were denied, a denial rate of 34.3%. Home purchase: 1,160 applications, 740 loans. HMDA 2024 data, FFIEC.","value":1081,"unit":"home purchase and refinance loans originated, 2024","applications":1775,"originations":1081,"denials":608,"originated_dollars":218815000,"applications_purchase":1160,"applications_refinance":158,"applications_cash_out_refinance":457,"originations_purchase":740,"originations_refinance":113,"originations_cash_out_refinance":228,"denials_purchase":355,"denials_refinance":37,"denials_cash_out_refinance":216,"denial_rate":34.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12109","dataset":"mortgage-lending","jurisdiction":"FL","county":"12109","countyName":"St. Johns County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"St. Johns County, Florida: in 2024, lenders reported 11,574 applications for a home purchase or a refinance; 9,283 became loans ($3.9 billion) and 1,851 were denied, a denial rate of 16.0%. Home purchase: 8,295 applications, 7,172 loans. HMDA 2024 data, FFIEC.","value":9283,"unit":"home purchase and refinance loans originated, 2024","applications":11574,"originations":9283,"denials":1851,"originated_dollars":3902245000,"applications_purchase":8295,"applications_refinance":1069,"applications_cash_out_refinance":2210,"originations_purchase":7172,"originations_refinance":728,"originations_cash_out_refinance":1383,"denials_purchase":831,"denials_refinance":266,"denials_cash_out_refinance":754,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12111","dataset":"mortgage-lending","jurisdiction":"FL","county":"12111","countyName":"St. Lucie County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"St. Lucie County, Florida: in 2024, lenders reported 12,510 applications for a home purchase or a refinance; 9,158 became loans ($3.0 billion) and 2,962 were denied, a denial rate of 23.7%. Home purchase: 8,929 applications, 7,128 loans. HMDA 2024 data, FFIEC.","value":9158,"unit":"home purchase and refinance loans originated, 2024","applications":12510,"originations":9158,"denials":2962,"originated_dollars":3035530000,"applications_purchase":8929,"applications_refinance":1272,"applications_cash_out_refinance":2309,"originations_purchase":7128,"originations_refinance":725,"originations_cash_out_refinance":1305,"denials_purchase":1614,"denials_refinance":426,"denials_cash_out_refinance":922,"denial_rate":23.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12113","dataset":"mortgage-lending","jurisdiction":"FL","county":"12113","countyName":"Santa Rosa County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Santa Rosa County, Florida: in 2024, lenders reported 6,338 applications for a home purchase or a refinance; 5,007 became loans ($1.7 billion) and 1,087 were denied, a denial rate of 17.2%. Home purchase: 4,553 applications, 3,815 loans. HMDA 2024 data, FFIEC.","value":5007,"unit":"home purchase and refinance loans originated, 2024","applications":6338,"originations":5007,"denials":1087,"originated_dollars":1680965000,"applications_purchase":4553,"applications_refinance":796,"applications_cash_out_refinance":989,"originations_purchase":3815,"originations_refinance":542,"originations_cash_out_refinance":650,"denials_purchase":597,"denials_refinance":182,"denials_cash_out_refinance":308,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12115","dataset":"mortgage-lending","jurisdiction":"FL","county":"12115","countyName":"Sarasota County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Sarasota County, Florida: in 2024, lenders reported 12,232 applications for a home purchase or a refinance; 9,401 became loans ($3.9 billion) and 2,329 were denied, a denial rate of 19.0%. Home purchase: 8,865 applications, 7,409 loans. HMDA 2024 data, FFIEC.","value":9401,"unit":"home purchase and refinance loans originated, 2024","applications":12232,"originations":9401,"denials":2329,"originated_dollars":3854105000,"applications_purchase":8865,"applications_refinance":1339,"applications_cash_out_refinance":2028,"originations_purchase":7409,"originations_refinance":819,"originations_cash_out_refinance":1173,"denials_purchase":1144,"denials_refinance":432,"denials_cash_out_refinance":753,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12117","dataset":"mortgage-lending","jurisdiction":"FL","county":"12117","countyName":"Seminole County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Seminole County, Florida: in 2024, lenders reported 9,459 applications for a home purchase or a refinance; 7,252 became loans ($2.8 billion) and 1,829 were denied, a denial rate of 19.3%. Home purchase: 6,137 applications, 5,178 loans. HMDA 2024 data, FFIEC.","value":7252,"unit":"home purchase and refinance loans originated, 2024","applications":9459,"originations":7252,"denials":1829,"originated_dollars":2752310000,"applications_purchase":6137,"applications_refinance":1110,"applications_cash_out_refinance":2212,"originations_purchase":5178,"originations_refinance":703,"originations_cash_out_refinance":1371,"denials_purchase":746,"denials_refinance":332,"denials_cash_out_refinance":751,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12119","dataset":"mortgage-lending","jurisdiction":"FL","county":"12119","countyName":"Sumter County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Sumter County, Florida: in 2024, lenders reported 4,349 applications for a home purchase or a refinance; 3,721 became loans ($1.2 billion) and 497 were denied, a denial rate of 11.4%. Home purchase: 3,494 applications, 3,126 loans. HMDA 2024 data, FFIEC.","value":3721,"unit":"home purchase and refinance loans originated, 2024","applications":4349,"originations":3721,"denials":497,"originated_dollars":1168635000,"applications_purchase":3494,"applications_refinance":334,"applications_cash_out_refinance":521,"originations_purchase":3126,"originations_refinance":256,"originations_cash_out_refinance":339,"denials_purchase":276,"denials_refinance":62,"denials_cash_out_refinance":159,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12121","dataset":"mortgage-lending","jurisdiction":"FL","county":"12121","countyName":"Suwannee County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Suwannee County, Florida: in 2024, lenders reported 963 applications for a home purchase or a refinance; 527 became loans ($106.7 million) and 395 were denied, a denial rate of 41.0%. Home purchase: 728 applications, 399 loans. HMDA 2024 data, FFIEC.","value":527,"unit":"home purchase and refinance loans originated, 2024","applications":963,"originations":527,"denials":395,"originated_dollars":106705000,"applications_purchase":728,"applications_refinance":58,"applications_cash_out_refinance":177,"originations_purchase":399,"originations_refinance":32,"originations_cash_out_refinance":96,"denials_purchase":297,"denials_refinance":22,"denials_cash_out_refinance":76,"denial_rate":41,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12123","dataset":"mortgage-lending","jurisdiction":"FL","county":"12123","countyName":"Taylor County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Taylor County, Florida: in 2024, lenders reported 320 applications for a home purchase or a refinance; 188 became loans ($34.6 million) and 117 were denied, a denial rate of 36.6%. Home purchase: 229 applications, 143 loans. HMDA 2024 data, FFIEC.","value":188,"unit":"home purchase and refinance loans originated, 2024","applications":320,"originations":188,"denials":117,"originated_dollars":34640000,"applications_purchase":229,"applications_refinance":26,"applications_cash_out_refinance":65,"originations_purchase":143,"originations_refinance":14,"originations_cash_out_refinance":31,"denials_purchase":74,"denials_refinance":10,"denials_cash_out_refinance":33,"denial_rate":36.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12125","dataset":"mortgage-lending","jurisdiction":"FL","county":"12125","countyName":"Union County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Union County, Florida: in 2024, lenders reported 225 applications for a home purchase or a refinance; 137 became loans ($29.0 million) and 77 were denied, a denial rate of 34.2%. Home purchase: 142 applications, 91 loans. HMDA 2024 data, FFIEC.","value":137,"unit":"home purchase and refinance loans originated, 2024","applications":225,"originations":137,"denials":77,"originated_dollars":29015000,"applications_purchase":142,"applications_refinance":30,"applications_cash_out_refinance":53,"originations_purchase":91,"originations_refinance":20,"originations_cash_out_refinance":26,"denials_purchase":42,"denials_refinance":9,"denials_cash_out_refinance":26,"denial_rate":34.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12127","dataset":"mortgage-lending","jurisdiction":"FL","county":"12127","countyName":"Volusia County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Volusia County, Florida: in 2024, lenders reported 15,905 applications for a home purchase or a refinance; 11,823 became loans ($3.8 billion) and 3,458 were denied, a denial rate of 21.7%. Home purchase: 10,419 applications, 8,675 loans. HMDA 2024 data, FFIEC.","value":11823,"unit":"home purchase and refinance loans originated, 2024","applications":15905,"originations":11823,"denials":3458,"originated_dollars":3787905000,"applications_purchase":10419,"applications_refinance":1662,"applications_cash_out_refinance":3824,"originations_purchase":8675,"originations_refinance":1014,"originations_cash_out_refinance":2134,"denials_purchase":1426,"denials_refinance":525,"denials_cash_out_refinance":1507,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12129","dataset":"mortgage-lending","jurisdiction":"FL","county":"12129","countyName":"Wakulla County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Wakulla County, Florida: in 2024, lenders reported 1,116 applications for a home purchase or a refinance; 861 became loans ($205.1 million) and 219 were denied, a denial rate of 19.6%. Home purchase: 804 applications, 666 loans. HMDA 2024 data, FFIEC.","value":861,"unit":"home purchase and refinance loans originated, 2024","applications":1116,"originations":861,"denials":219,"originated_dollars":205115000,"applications_purchase":804,"applications_refinance":115,"applications_cash_out_refinance":197,"originations_purchase":666,"originations_refinance":81,"originations_cash_out_refinance":114,"denials_purchase":115,"denials_refinance":27,"denials_cash_out_refinance":77,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12131","dataset":"mortgage-lending","jurisdiction":"FL","county":"12131","countyName":"Walton County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Walton County, Florida: in 2024, lenders reported 4,050 applications for a home purchase or a refinance; 3,071 became loans ($2.2 billion) and 829 were denied, a denial rate of 20.5%. Home purchase: 3,107 applications, 2,459 loans. HMDA 2024 data, FFIEC.","value":3071,"unit":"home purchase and refinance loans originated, 2024","applications":4050,"originations":3071,"denials":829,"originated_dollars":2167485000,"applications_purchase":3107,"applications_refinance":448,"applications_cash_out_refinance":495,"originations_purchase":2459,"originations_refinance":315,"originations_cash_out_refinance":297,"denials_purchase":546,"denials_refinance":108,"denials_cash_out_refinance":175,"denial_rate":20.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:12133","dataset":"mortgage-lending","jurisdiction":"FL","county":"12133","countyName":"Washington County","stateName":"Florida","level":"county","year":2024,"status":"P","text":"Washington County, Florida: in 2024, lenders reported 691 applications for a home purchase or a refinance; 436 became loans ($84.5 million) and 221 were denied, a denial rate of 32.0%. Home purchase: 534 applications, 334 loans. HMDA 2024 data, FFIEC.","value":436,"unit":"home purchase and refinance loans originated, 2024","applications":691,"originations":436,"denials":221,"originated_dollars":84490000,"applications_purchase":534,"applications_refinance":53,"applications_cash_out_refinance":104,"originations_purchase":334,"originations_refinance":36,"originations_cash_out_refinance":66,"denials_purchase":173,"denials_refinance":13,"denials_cash_out_refinance":35,"denial_rate":32,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:GA","dataset":"mortgage-lending","jurisdiction":"GA","county":null,"countyName":null,"stateName":"Georgia","level":"state","year":2024,"status":"P","text":"Georgia: in 2024, lenders reported 253,496 applications for a home purchase or a refinance; 189,618 became loans ($66.5 billion) and 53,975 were denied, a denial rate of 21.3%. Home purchase: 159,691 applications, 129,866 loans. Loans made changed +9.7% from 172,815 in 2023. HMDA 2024 data, FFIEC.","value":189618,"unit":"home purchase and refinance loans originated, 2024","applications":253496,"originations":189618,"denials":53975,"originated_dollars":66501100000,"applications_purchase":159691,"applications_refinance":36711,"applications_cash_out_refinance":57094,"originations_purchase":129866,"originations_refinance":25555,"originations_cash_out_refinance":34197,"denials_purchase":24484,"denials_refinance":8639,"denials_cash_out_refinance":20852,"denial_rate":21.3,"originations_prior_year":172815,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"1,082 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":1082,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13001","dataset":"mortgage-lending","jurisdiction":"GA","county":"13001","countyName":"Appling County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Appling County, Georgia: in 2024, lenders reported 274 applications for a home purchase or a refinance; 160 became loans ($29.0 million) and 105 were denied, a denial rate of 38.3%. Home purchase: 204 applications, 108 loans. HMDA 2024 data, FFIEC.","value":160,"unit":"home purchase and refinance loans originated, 2024","applications":274,"originations":160,"denials":105,"originated_dollars":29040000,"applications_purchase":204,"applications_refinance":29,"applications_cash_out_refinance":41,"originations_purchase":108,"originations_refinance":24,"originations_cash_out_refinance":28,"denials_purchase":87,"denials_refinance":5,"denials_cash_out_refinance":13,"denial_rate":38.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13003","dataset":"mortgage-lending","jurisdiction":"GA","county":"13003","countyName":"Atkinson County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Atkinson County, Georgia: in 2024, lenders reported 88 applications for a home purchase or a refinance; 40 became loans ($5.5 million) and 45 were denied, a denial rate of 51.1%. Home purchase: 74 applications, 30 loans. HMDA 2024 data, FFIEC.","value":40,"unit":"home purchase and refinance loans originated, 2024","applications":88,"originations":40,"denials":45,"originated_dollars":5500000,"applications_purchase":74,"applications_refinance":5,"applications_cash_out_refinance":9,"originations_purchase":30,"originations_refinance":5,"originations_cash_out_refinance":5,"denials_purchase":41,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":51.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13005","dataset":"mortgage-lending","jurisdiction":"GA","county":"13005","countyName":"Bacon County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Bacon County, Georgia: in 2024, lenders reported 141 applications for a home purchase or a refinance; 91 became loans ($13.9 million) and 41 were denied, a denial rate of 29.1%. Home purchase: 107 applications, 64 loans. HMDA 2024 data, FFIEC.","value":91,"unit":"home purchase and refinance loans originated, 2024","applications":141,"originations":91,"denials":41,"originated_dollars":13895000,"applications_purchase":107,"applications_refinance":15,"applications_cash_out_refinance":19,"originations_purchase":64,"originations_refinance":13,"originations_cash_out_refinance":14,"denials_purchase":34,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":29.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13007","dataset":"mortgage-lending","jurisdiction":"GA","county":"13007","countyName":"Baker County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Baker County, Georgia: in 2024, lenders reported 33 applications for a home purchase or a refinance; 15 became loans ($2.3 million) and 11 were denied, a denial rate of 33.3%. Home purchase: 23 applications, 7 loans. HMDA 2024 data, FFIEC.","value":15,"unit":"home purchase and refinance loans originated, 2024","applications":33,"originations":15,"denials":11,"originated_dollars":2255000,"applications_purchase":23,"applications_refinance":6,"applications_cash_out_refinance":4,"originations_purchase":7,"originations_refinance":5,"originations_cash_out_refinance":3,"denials_purchase":9,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13009","dataset":"mortgage-lending","jurisdiction":"GA","county":"13009","countyName":"Baldwin County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Baldwin County, Georgia: in 2024, lenders reported 605 applications for a home purchase or a refinance; 425 became loans ($120.0 million) and 138 were denied, a denial rate of 22.8%. Home purchase: 363 applications, 268 loans. HMDA 2024 data, FFIEC.","value":425,"unit":"home purchase and refinance loans originated, 2024","applications":605,"originations":425,"denials":138,"originated_dollars":119985000,"applications_purchase":363,"applications_refinance":123,"applications_cash_out_refinance":119,"originations_purchase":268,"originations_refinance":93,"originations_cash_out_refinance":64,"denials_purchase":72,"denials_refinance":20,"denials_cash_out_refinance":46,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13011","dataset":"mortgage-lending","jurisdiction":"GA","county":"13011","countyName":"Banks County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Banks County, Georgia: in 2024, lenders reported 427 applications for a home purchase or a refinance; 346 became loans ($93.8 million) and 72 were denied, a denial rate of 16.9%. Home purchase: 294 applications, 249 loans. HMDA 2024 data, FFIEC.","value":346,"unit":"home purchase and refinance loans originated, 2024","applications":427,"originations":346,"denials":72,"originated_dollars":93750000,"applications_purchase":294,"applications_refinance":55,"applications_cash_out_refinance":78,"originations_purchase":249,"originations_refinance":44,"originations_cash_out_refinance":53,"denials_purchase":38,"denials_refinance":9,"denials_cash_out_refinance":25,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13013","dataset":"mortgage-lending","jurisdiction":"GA","county":"13013","countyName":"Barrow County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Barrow County, Georgia: in 2024, lenders reported 2,995 applications for a home purchase or a refinance; 2,384 became loans ($734.4 million) and 518 were denied, a denial rate of 17.3%. Home purchase: 1,968 applications, 1,725 loans. HMDA 2024 data, FFIEC.","value":2384,"unit":"home purchase and refinance loans originated, 2024","applications":2995,"originations":2384,"denials":518,"originated_dollars":734400000,"applications_purchase":1968,"applications_refinance":363,"applications_cash_out_refinance":664,"originations_purchase":1725,"originations_refinance":226,"originations_cash_out_refinance":433,"denials_purchase":203,"denials_refinance":103,"denials_cash_out_refinance":212,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13015","dataset":"mortgage-lending","jurisdiction":"GA","county":"13015","countyName":"Bartow County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Bartow County, Georgia: in 2024, lenders reported 3,223 applications for a home purchase or a refinance; 2,601 became loans ($850.5 million) and 510 were denied, a denial rate of 15.8%. Home purchase: 2,193 applications, 1,921 loans. HMDA 2024 data, FFIEC.","value":2601,"unit":"home purchase and refinance loans originated, 2024","applications":3223,"originations":2601,"denials":510,"originated_dollars":850525000,"applications_purchase":2193,"applications_refinance":406,"applications_cash_out_refinance":624,"originations_purchase":1921,"originations_refinance":286,"originations_cash_out_refinance":394,"denials_purchase":210,"denials_refinance":93,"denials_cash_out_refinance":207,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13017","dataset":"mortgage-lending","jurisdiction":"GA","county":"13017","countyName":"B. Hill County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"B. Hill County, Georgia: in 2024, lenders reported 195 applications for a home purchase or a refinance; 122 became loans ($17.6 million) and 63 were denied, a denial rate of 32.3%. Home purchase: 139 applications, 86 loans. HMDA 2024 data, FFIEC.","value":122,"unit":"home purchase and refinance loans originated, 2024","applications":195,"originations":122,"denials":63,"originated_dollars":17600000,"applications_purchase":139,"applications_refinance":22,"applications_cash_out_refinance":34,"originations_purchase":86,"originations_refinance":17,"originations_cash_out_refinance":19,"denials_purchase":44,"denials_refinance":5,"denials_cash_out_refinance":14,"denial_rate":32.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13019","dataset":"mortgage-lending","jurisdiction":"GA","county":"13019","countyName":"Berrien County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Berrien County, Georgia: in 2024, lenders reported 403 applications for a home purchase or a refinance; 242 became loans ($43.0 million) and 143 were denied, a denial rate of 35.5%. Home purchase: 276 applications, 156 loans. HMDA 2024 data, FFIEC.","value":242,"unit":"home purchase and refinance loans originated, 2024","applications":403,"originations":242,"denials":143,"originated_dollars":42950000,"applications_purchase":276,"applications_refinance":72,"applications_cash_out_refinance":55,"originations_purchase":156,"originations_refinance":62,"originations_cash_out_refinance":24,"denials_purchase":104,"denials_refinance":10,"denials_cash_out_refinance":29,"denial_rate":35.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13021","dataset":"mortgage-lending","jurisdiction":"GA","county":"13021","countyName":"Bibb County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Bibb County, Georgia: in 2024, lenders reported 2,959 applications for a home purchase or a refinance; 2,232 became loans ($551.1 million) and 592 were denied, a denial rate of 20.0%. Home purchase: 1,873 applications, 1,528 loans. HMDA 2024 data, FFIEC.","value":2232,"unit":"home purchase and refinance loans originated, 2024","applications":2959,"originations":2232,"denials":592,"originated_dollars":551060000,"applications_purchase":1873,"applications_refinance":449,"applications_cash_out_refinance":637,"originations_purchase":1528,"originations_refinance":334,"originations_cash_out_refinance":370,"denials_purchase":262,"denials_refinance":87,"denials_cash_out_refinance":243,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13023","dataset":"mortgage-lending","jurisdiction":"GA","county":"13023","countyName":"Bleckley County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Bleckley County, Georgia: in 2024, lenders reported 222 applications for a home purchase or a refinance; 150 became loans ($26.7 million) and 57 were denied, a denial rate of 25.7%. Home purchase: 148 applications, 100 loans. HMDA 2024 data, FFIEC.","value":150,"unit":"home purchase and refinance loans originated, 2024","applications":222,"originations":150,"denials":57,"originated_dollars":26720000,"applications_purchase":148,"applications_refinance":29,"applications_cash_out_refinance":45,"originations_purchase":100,"originations_refinance":24,"originations_cash_out_refinance":26,"denials_purchase":37,"denials_refinance":3,"denials_cash_out_refinance":17,"denial_rate":25.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13025","dataset":"mortgage-lending","jurisdiction":"GA","county":"13025","countyName":"Brantley County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Brantley County, Georgia: in 2024, lenders reported 436 applications for a home purchase or a refinance; 277 became loans ($48.6 million) and 128 were denied, a denial rate of 29.4%. Home purchase: 311 applications, 181 loans. HMDA 2024 data, FFIEC.","value":277,"unit":"home purchase and refinance loans originated, 2024","applications":436,"originations":277,"denials":128,"originated_dollars":48555000,"applications_purchase":311,"applications_refinance":71,"applications_cash_out_refinance":54,"originations_purchase":181,"originations_refinance":61,"originations_cash_out_refinance":35,"denials_purchase":102,"denials_refinance":9,"denials_cash_out_refinance":17,"denial_rate":29.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13027","dataset":"mortgage-lending","jurisdiction":"GA","county":"13027","countyName":"Brooks County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Brooks County, Georgia: in 2024, lenders reported 320 applications for a home purchase or a refinance; 191 became loans ($31.7 million) and 111 were denied, a denial rate of 34.7%. Home purchase: 217 applications, 111 loans. HMDA 2024 data, FFIEC.","value":191,"unit":"home purchase and refinance loans originated, 2024","applications":320,"originations":191,"denials":111,"originated_dollars":31685000,"applications_purchase":217,"applications_refinance":59,"applications_cash_out_refinance":44,"originations_purchase":111,"originations_refinance":50,"originations_cash_out_refinance":30,"denials_purchase":92,"denials_refinance":7,"denials_cash_out_refinance":12,"denial_rate":34.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13029","dataset":"mortgage-lending","jurisdiction":"GA","county":"13029","countyName":"Bryan County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Bryan County, Georgia: in 2024, lenders reported 1,687 applications for a home purchase or a refinance; 1,381 became loans ($515.5 million) and 255 were denied, a denial rate of 15.1%. Home purchase: 1,190 applications, 1,042 loans. HMDA 2024 data, FFIEC.","value":1381,"unit":"home purchase and refinance loans originated, 2024","applications":1687,"originations":1381,"denials":255,"originated_dollars":515485000,"applications_purchase":1190,"applications_refinance":221,"applications_cash_out_refinance":276,"originations_purchase":1042,"originations_refinance":156,"originations_cash_out_refinance":183,"denials_purchase":129,"denials_refinance":44,"denials_cash_out_refinance":82,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13031","dataset":"mortgage-lending","jurisdiction":"GA","county":"13031","countyName":"Bulloch County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Bulloch County, Georgia: in 2024, lenders reported 1,541 applications for a home purchase or a refinance; 1,171 became loans ($326.0 million) and 316 were denied, a denial rate of 20.5%. Home purchase: 999 applications, 807 loans. HMDA 2024 data, FFIEC.","value":1171,"unit":"home purchase and refinance loans originated, 2024","applications":1541,"originations":1171,"denials":316,"originated_dollars":325955000,"applications_purchase":999,"applications_refinance":233,"applications_cash_out_refinance":309,"originations_purchase":807,"originations_refinance":173,"originations_cash_out_refinance":191,"denials_purchase":165,"denials_refinance":46,"denials_cash_out_refinance":105,"denial_rate":20.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13033","dataset":"mortgage-lending","jurisdiction":"GA","county":"13033","countyName":"Burke County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Burke County, Georgia: in 2024, lenders reported 412 applications for a home purchase or a refinance; 270 became loans ($58.9 million) and 120 were denied, a denial rate of 29.1%. Home purchase: 285 applications, 189 loans. HMDA 2024 data, FFIEC.","value":270,"unit":"home purchase and refinance loans originated, 2024","applications":412,"originations":270,"denials":120,"originated_dollars":58880000,"applications_purchase":285,"applications_refinance":67,"applications_cash_out_refinance":60,"originations_purchase":189,"originations_refinance":48,"originations_cash_out_refinance":33,"denials_purchase":82,"denials_refinance":13,"denials_cash_out_refinance":25,"denial_rate":29.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13035","dataset":"mortgage-lending","jurisdiction":"GA","county":"13035","countyName":"Butts County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Butts County, Georgia: in 2024, lenders reported 636 applications for a home purchase or a refinance; 485 became loans ($117.4 million) and 133 were denied, a denial rate of 20.9%. Home purchase: 387 applications, 319 loans. HMDA 2024 data, FFIEC.","value":485,"unit":"home purchase and refinance loans originated, 2024","applications":636,"originations":485,"denials":133,"originated_dollars":117435000,"applications_purchase":387,"applications_refinance":95,"applications_cash_out_refinance":154,"originations_purchase":319,"originations_refinance":67,"originations_cash_out_refinance":99,"denials_purchase":60,"denials_refinance":20,"denials_cash_out_refinance":53,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13037","dataset":"mortgage-lending","jurisdiction":"GA","county":"13037","countyName":"Calhoun County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Calhoun County, Georgia: in 2024, lenders reported 65 applications for a home purchase or a refinance; 29 became loans ($3.1 million) and 34 were denied, a denial rate of 52.3%. Home purchase: 44 applications, 11 loans. HMDA 2024 data, FFIEC.","value":29,"unit":"home purchase and refinance loans originated, 2024","applications":65,"originations":29,"denials":34,"originated_dollars":3105000,"applications_purchase":44,"applications_refinance":16,"applications_cash_out_refinance":5,"originations_purchase":11,"originations_refinance":14,"originations_cash_out_refinance":4,"denials_purchase":32,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":52.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13039","dataset":"mortgage-lending","jurisdiction":"GA","county":"13039","countyName":"Camden County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Camden County, Georgia: in 2024, lenders reported 1,953 applications for a home purchase or a refinance; 1,576 became loans ($510.3 million) and 304 were denied, a denial rate of 15.6%. Home purchase: 1,246 applications, 1,095 loans. HMDA 2024 data, FFIEC.","value":1576,"unit":"home purchase and refinance loans originated, 2024","applications":1953,"originations":1576,"denials":304,"originated_dollars":510280000,"applications_purchase":1246,"applications_refinance":309,"applications_cash_out_refinance":398,"originations_purchase":1095,"originations_refinance":223,"originations_cash_out_refinance":258,"denials_purchase":126,"denials_refinance":47,"denials_cash_out_refinance":131,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13043","dataset":"mortgage-lending","jurisdiction":"GA","county":"13043","countyName":"Candler County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Candler County, Georgia: in 2024, lenders reported 158 applications for a home purchase or a refinance; 101 became loans ($21.5 million) and 51 were denied, a denial rate of 32.3%. Home purchase: 105 applications, 61 loans. HMDA 2024 data, FFIEC.","value":101,"unit":"home purchase and refinance loans originated, 2024","applications":158,"originations":101,"denials":51,"originated_dollars":21475000,"applications_purchase":105,"applications_refinance":27,"applications_cash_out_refinance":26,"originations_purchase":61,"originations_refinance":21,"originations_cash_out_refinance":19,"denials_purchase":39,"denials_refinance":6,"denials_cash_out_refinance":6,"denial_rate":32.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13045","dataset":"mortgage-lending","jurisdiction":"GA","county":"13045","countyName":"Carroll County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Carroll County, Georgia: in 2024, lenders reported 2,949 applications for a home purchase or a refinance; 2,267 became loans ($601.3 million) and 559 were denied, a denial rate of 19.0%. Home purchase: 1,862 applications, 1,551 loans. HMDA 2024 data, FFIEC.","value":2267,"unit":"home purchase and refinance loans originated, 2024","applications":2949,"originations":2267,"denials":559,"originated_dollars":601285000,"applications_purchase":1862,"applications_refinance":393,"applications_cash_out_refinance":694,"originations_purchase":1551,"originations_refinance":269,"originations_cash_out_refinance":447,"denials_purchase":245,"denials_refinance":91,"denials_cash_out_refinance":223,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13047","dataset":"mortgage-lending","jurisdiction":"GA","county":"13047","countyName":"Catoosa County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Catoosa County, Georgia: in 2024, lenders reported 1,718 applications for a home purchase or a refinance; 1,311 became loans ($327.6 million) and 328 were denied, a denial rate of 19.1%. Home purchase: 1,110 applications, 879 loans. HMDA 2024 data, FFIEC.","value":1311,"unit":"home purchase and refinance loans originated, 2024","applications":1718,"originations":1311,"denials":328,"originated_dollars":327555000,"applications_purchase":1110,"applications_refinance":232,"applications_cash_out_refinance":376,"originations_purchase":879,"originations_refinance":170,"originations_cash_out_refinance":262,"denials_purchase":182,"denials_refinance":47,"denials_cash_out_refinance":99,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13049","dataset":"mortgage-lending","jurisdiction":"GA","county":"13049","countyName":"Charlton County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Charlton County, Georgia: in 2024, lenders reported 200 applications for a home purchase or a refinance; 124 became loans ($24.5 million) and 72 were denied, a denial rate of 36.0%. Home purchase: 141 applications, 89 loans. HMDA 2024 data, FFIEC.","value":124,"unit":"home purchase and refinance loans originated, 2024","applications":200,"originations":124,"denials":72,"originated_dollars":24480000,"applications_purchase":141,"applications_refinance":21,"applications_cash_out_refinance":38,"originations_purchase":89,"originations_refinance":15,"originations_cash_out_refinance":20,"denials_purchase":48,"denials_refinance":6,"denials_cash_out_refinance":18,"denial_rate":36,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13051","dataset":"mortgage-lending","jurisdiction":"GA","county":"13051","countyName":"Chatham County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Chatham County, Georgia: in 2024, lenders reported 7,217 applications for a home purchase or a refinance; 5,581 became loans ($2.1 billion) and 1,381 were denied, a denial rate of 19.1%. Home purchase: 4,649 applications, 3,966 loans. HMDA 2024 data, FFIEC.","value":5581,"unit":"home purchase and refinance loans originated, 2024","applications":7217,"originations":5581,"denials":1381,"originated_dollars":2062495000,"applications_purchase":4649,"applications_refinance":974,"applications_cash_out_refinance":1594,"originations_purchase":3966,"originations_refinance":670,"originations_cash_out_refinance":945,"denials_purchase":569,"denials_refinance":227,"denials_cash_out_refinance":585,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13053","dataset":"mortgage-lending","jurisdiction":"GA","county":"13053","countyName":"Chattahoochee County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Chattahoochee County, Georgia: in 2024, lenders reported 42 applications for a home purchase or a refinance; 23 became loans ($4.3 million) and 19 were denied, a denial rate of 45.2%. Home purchase: 25 applications, 15 loans. HMDA 2024 data, FFIEC.","value":23,"unit":"home purchase and refinance loans originated, 2024","applications":42,"originations":23,"denials":19,"originated_dollars":4335000,"applications_purchase":25,"applications_refinance":7,"applications_cash_out_refinance":10,"originations_purchase":15,"originations_refinance":5,"originations_cash_out_refinance":3,"denials_purchase":10,"denials_refinance":2,"denials_cash_out_refinance":7,"denial_rate":45.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13055","dataset":"mortgage-lending","jurisdiction":"GA","county":"13055","countyName":"Chattooga County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Chattooga County, Georgia: in 2024, lenders reported 469 applications for a home purchase or a refinance; 333 became loans ($62.9 million) and 113 were denied, a denial rate of 24.1%. Home purchase: 310 applications, 214 loans. HMDA 2024 data, FFIEC.","value":333,"unit":"home purchase and refinance loans originated, 2024","applications":469,"originations":333,"denials":113,"originated_dollars":62925000,"applications_purchase":310,"applications_refinance":68,"applications_cash_out_refinance":91,"originations_purchase":214,"originations_refinance":54,"originations_cash_out_refinance":65,"denials_purchase":78,"denials_refinance":12,"denials_cash_out_refinance":23,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13057","dataset":"mortgage-lending","jurisdiction":"GA","county":"13057","countyName":"Cherokee County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Cherokee County, Georgia: in 2024, lenders reported 7,906 applications for a home purchase or a refinance; 6,526 became loans ($2.6 billion) and 1,063 were denied, a denial rate of 13.4%. Home purchase: 5,030 applications, 4,450 loans. HMDA 2024 data, FFIEC.","value":6526,"unit":"home purchase and refinance loans originated, 2024","applications":7906,"originations":6526,"denials":1063,"originated_dollars":2638150000,"applications_purchase":5030,"applications_refinance":1134,"applications_cash_out_refinance":1742,"originations_purchase":4450,"originations_refinance":807,"originations_cash_out_refinance":1269,"denials_purchase":368,"denials_refinance":271,"denials_cash_out_refinance":424,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13059","dataset":"mortgage-lending","jurisdiction":"GA","county":"13059","countyName":"Clarke County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Clarke County, Georgia: in 2024, lenders reported 1,754 applications for a home purchase or a refinance; 1,454 became loans ($552.3 million) and 236 were denied, a denial rate of 13.5%. Home purchase: 1,156 applications, 1,019 loans. HMDA 2024 data, FFIEC.","value":1454,"unit":"home purchase and refinance loans originated, 2024","applications":1754,"originations":1454,"denials":236,"originated_dollars":552270000,"applications_purchase":1156,"applications_refinance":303,"applications_cash_out_refinance":295,"originations_purchase":1019,"originations_refinance":246,"originations_cash_out_refinance":189,"denials_purchase":105,"denials_refinance":44,"denials_cash_out_refinance":87,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13061","dataset":"mortgage-lending","jurisdiction":"GA","county":"13061","countyName":"Clay County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Clay County, Georgia: in 2024, lenders reported 71 applications for a home purchase or a refinance; 40 became loans ($7.0 million) and 24 were denied, a denial rate of 33.8%. Home purchase: 44 applications, 21 loans. HMDA 2024 data, FFIEC.","value":40,"unit":"home purchase and refinance loans originated, 2024","applications":71,"originations":40,"denials":24,"originated_dollars":6970000,"applications_purchase":44,"applications_refinance":19,"applications_cash_out_refinance":8,"originations_purchase":21,"originations_refinance":16,"originations_cash_out_refinance":3,"denials_purchase":17,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":33.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13063","dataset":"mortgage-lending","jurisdiction":"GA","county":"13063","countyName":"Clayton County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Clayton County, Georgia: in 2024, lenders reported 6,342 applications for a home purchase or a refinance; 4,118 became loans ($1.0 billion) and 1,895 were denied, a denial rate of 29.9%. Home purchase: 3,399 applications, 2,604 loans. HMDA 2024 data, FFIEC.","value":4118,"unit":"home purchase and refinance loans originated, 2024","applications":6342,"originations":4118,"denials":1895,"originated_dollars":1030710000,"applications_purchase":3399,"applications_refinance":748,"applications_cash_out_refinance":2195,"originations_purchase":2604,"originations_refinance":379,"originations_cash_out_refinance":1135,"denials_purchase":639,"denials_refinance":292,"denials_cash_out_refinance":964,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13065","dataset":"mortgage-lending","jurisdiction":"GA","county":"13065","countyName":"Clinch County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Clinch County, Georgia: in 2024, lenders reported 99 applications for a home purchase or a refinance; 58 became loans ($8.4 million) and 40 were denied, a denial rate of 40.4%. Home purchase: 72 applications, 39 loans. HMDA 2024 data, FFIEC.","value":58,"unit":"home purchase and refinance loans originated, 2024","applications":99,"originations":58,"denials":40,"originated_dollars":8440000,"applications_purchase":72,"applications_refinance":17,"applications_cash_out_refinance":10,"originations_purchase":39,"originations_refinance":14,"originations_cash_out_refinance":5,"denials_purchase":33,"denials_refinance":3,"denials_cash_out_refinance":4,"denial_rate":40.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13067","dataset":"mortgage-lending","jurisdiction":"GA","county":"13067","countyName":"Cobb County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Cobb County, Georgia: in 2024, lenders reported 16,613 applications for a home purchase or a refinance; 12,958 became loans ($5.4 billion) and 3,056 were denied, a denial rate of 18.4%. Home purchase: 10,437 applications, 8,966 loans. HMDA 2024 data, FFIEC.","value":12958,"unit":"home purchase and refinance loans originated, 2024","applications":16613,"originations":12958,"denials":3056,"originated_dollars":5415090000,"applications_purchase":10437,"applications_refinance":2311,"applications_cash_out_refinance":3865,"originations_purchase":8966,"originations_refinance":1552,"originations_cash_out_refinance":2440,"denials_purchase":1150,"denials_refinance":610,"denials_cash_out_refinance":1296,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13069","dataset":"mortgage-lending","jurisdiction":"GA","county":"13069","countyName":"Coffee County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Coffee County, Georgia: in 2024, lenders reported 499 applications for a home purchase or a refinance; 329 became loans ($58.5 million) and 148 were denied, a denial rate of 29.7%. Home purchase: 339 applications, 221 loans. HMDA 2024 data, FFIEC.","value":329,"unit":"home purchase and refinance loans originated, 2024","applications":499,"originations":329,"denials":148,"originated_dollars":58505000,"applications_purchase":339,"applications_refinance":69,"applications_cash_out_refinance":91,"originations_purchase":221,"originations_refinance":47,"originations_cash_out_refinance":61,"denials_purchase":104,"denials_refinance":17,"denials_cash_out_refinance":27,"denial_rate":29.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13071","dataset":"mortgage-lending","jurisdiction":"GA","county":"13071","countyName":"Colquitt County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Colquitt County, Georgia: in 2024, lenders reported 727 applications for a home purchase or a refinance; 399 became loans ($73.8 million) and 294 were denied, a denial rate of 40.4%. Home purchase: 537 applications, 255 loans. HMDA 2024 data, FFIEC.","value":399,"unit":"home purchase and refinance loans originated, 2024","applications":727,"originations":399,"denials":294,"originated_dollars":73765000,"applications_purchase":537,"applications_refinance":99,"applications_cash_out_refinance":91,"originations_purchase":255,"originations_refinance":87,"originations_cash_out_refinance":57,"denials_purchase":251,"denials_refinance":10,"denials_cash_out_refinance":33,"denial_rate":40.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13073","dataset":"mortgage-lending","jurisdiction":"GA","county":"13073","countyName":"Columbia County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Columbia County, Georgia: in 2024, lenders reported 4,390 applications for a home purchase or a refinance; 3,554 became loans ($1.1 billion) and 646 were denied, a denial rate of 14.7%. Home purchase: 2,895 applications, 2,577 loans. HMDA 2024 data, FFIEC.","value":3554,"unit":"home purchase and refinance loans originated, 2024","applications":4390,"originations":3554,"denials":646,"originated_dollars":1127460000,"applications_purchase":2895,"applications_refinance":671,"applications_cash_out_refinance":824,"originations_purchase":2577,"originations_refinance":472,"originations_cash_out_refinance":505,"denials_purchase":232,"denials_refinance":122,"denials_cash_out_refinance":292,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13075","dataset":"mortgage-lending","jurisdiction":"GA","county":"13075","countyName":"Cook County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Cook County, Georgia: in 2024, lenders reported 347 applications for a home purchase or a refinance; 198 became loans ($41.6 million) and 134 were denied, a denial rate of 38.6%. Home purchase: 242 applications, 122 loans. HMDA 2024 data, FFIEC.","value":198,"unit":"home purchase and refinance loans originated, 2024","applications":347,"originations":198,"denials":134,"originated_dollars":41620000,"applications_purchase":242,"applications_refinance":52,"applications_cash_out_refinance":53,"originations_purchase":122,"originations_refinance":44,"originations_cash_out_refinance":32,"denials_purchase":106,"denials_refinance":8,"denials_cash_out_refinance":20,"denial_rate":38.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13077","dataset":"mortgage-lending","jurisdiction":"GA","county":"13077","countyName":"Coweta County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Coweta County, Georgia: in 2024, lenders reported 3,987 applications for a home purchase or a refinance; 3,212 became loans ($1.2 billion) and 658 were denied, a denial rate of 16.5%. Home purchase: 2,484 applications, 2,208 loans. HMDA 2024 data, FFIEC.","value":3212,"unit":"home purchase and refinance loans originated, 2024","applications":3987,"originations":3212,"denials":658,"originated_dollars":1155260000,"applications_purchase":2484,"applications_refinance":519,"applications_cash_out_refinance":984,"originations_purchase":2208,"originations_refinance":376,"originations_cash_out_refinance":628,"denials_purchase":224,"denials_refinance":107,"denials_cash_out_refinance":327,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13079","dataset":"mortgage-lending","jurisdiction":"GA","county":"13079","countyName":"Crawford County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Crawford County, Georgia: in 2024, lenders reported 173 applications for a home purchase or a refinance; 114 became loans ($20.5 million) and 50 were denied, a denial rate of 28.9%. Home purchase: 101 applications, 69 loans. HMDA 2024 data, FFIEC.","value":114,"unit":"home purchase and refinance loans originated, 2024","applications":173,"originations":114,"denials":50,"originated_dollars":20460000,"applications_purchase":101,"applications_refinance":32,"applications_cash_out_refinance":40,"originations_purchase":69,"originations_refinance":24,"originations_cash_out_refinance":21,"denials_purchase":25,"denials_refinance":7,"denials_cash_out_refinance":18,"denial_rate":28.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13081","dataset":"mortgage-lending","jurisdiction":"GA","county":"13081","countyName":"Crisp County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Crisp County, Georgia: in 2024, lenders reported 268 applications for a home purchase or a refinance; 175 became loans ($32.5 million) and 85 were denied, a denial rate of 31.7%. Home purchase: 173 applications, 120 loans. HMDA 2024 data, FFIEC.","value":175,"unit":"home purchase and refinance loans originated, 2024","applications":268,"originations":175,"denials":85,"originated_dollars":32535000,"applications_purchase":173,"applications_refinance":46,"applications_cash_out_refinance":49,"originations_purchase":120,"originations_refinance":32,"originations_cash_out_refinance":23,"denials_purchase":49,"denials_refinance":10,"denials_cash_out_refinance":26,"denial_rate":31.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13083","dataset":"mortgage-lending","jurisdiction":"GA","county":"13083","countyName":"Dade County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Dade County, Georgia: in 2024, lenders reported 386 applications for a home purchase or a refinance; 289 became loans ($67.4 million) and 76 were denied, a denial rate of 19.7%. Home purchase: 235 applications, 172 loans. HMDA 2024 data, FFIEC.","value":289,"unit":"home purchase and refinance loans originated, 2024","applications":386,"originations":289,"denials":76,"originated_dollars":67405000,"applications_purchase":235,"applications_refinance":81,"applications_cash_out_refinance":70,"originations_purchase":172,"originations_refinance":73,"originations_cash_out_refinance":44,"denials_purchase":47,"denials_refinance":6,"denials_cash_out_refinance":23,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13085","dataset":"mortgage-lending","jurisdiction":"GA","county":"13085","countyName":"Dawson County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Dawson County, Georgia: in 2024, lenders reported 1,404 applications for a home purchase or a refinance; 1,176 became loans ($509.5 million) and 168 were denied, a denial rate of 12.0%. Home purchase: 994 applications, 870 loans. HMDA 2024 data, FFIEC.","value":1176,"unit":"home purchase and refinance loans originated, 2024","applications":1404,"originations":1176,"denials":168,"originated_dollars":509520000,"applications_purchase":994,"applications_refinance":202,"applications_cash_out_refinance":208,"originations_purchase":870,"originations_refinance":163,"originations_cash_out_refinance":143,"denials_purchase":84,"denials_refinance":26,"denials_cash_out_refinance":58,"denial_rate":12,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13087","dataset":"mortgage-lending","jurisdiction":"GA","county":"13087","countyName":"Decatur County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Decatur County, Georgia: in 2024, lenders reported 513 applications for a home purchase or a refinance; 333 became loans ($79.2 million) and 163 were denied, a denial rate of 31.8%. Home purchase: 309 applications, 195 loans. HMDA 2024 data, FFIEC.","value":333,"unit":"home purchase and refinance loans originated, 2024","applications":513,"originations":333,"denials":163,"originated_dollars":79215000,"applications_purchase":309,"applications_refinance":115,"applications_cash_out_refinance":89,"originations_purchase":195,"originations_refinance":84,"originations_cash_out_refinance":54,"denials_purchase":105,"denials_refinance":27,"denials_cash_out_refinance":31,"denial_rate":31.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13089","dataset":"mortgage-lending","jurisdiction":"GA","county":"13089","countyName":"DeKalb County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"DeKalb County, Georgia: in 2024, lenders reported 15,444 applications for a home purchase or a refinance; 11,359 became loans ($4.3 billion) and 3,526 were denied, a denial rate of 22.8%. Home purchase: 9,319 applications, 7,849 loans. HMDA 2024 data, FFIEC.","value":11359,"unit":"home purchase and refinance loans originated, 2024","applications":15444,"originations":11359,"denials":3526,"originated_dollars":4259915000,"applications_purchase":9319,"applications_refinance":2127,"applications_cash_out_refinance":3998,"originations_purchase":7849,"originations_refinance":1342,"originations_cash_out_refinance":2168,"denials_purchase":1177,"denials_refinance":651,"denials_cash_out_refinance":1698,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13091","dataset":"mortgage-lending","jurisdiction":"GA","county":"13091","countyName":"Dodge County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Dodge County, Georgia: in 2024, lenders reported 307 applications for a home purchase or a refinance; 172 became loans ($29.1 million) and 123 were denied, a denial rate of 40.1%. Home purchase: 215 applications, 108 loans. HMDA 2024 data, FFIEC.","value":172,"unit":"home purchase and refinance loans originated, 2024","applications":307,"originations":172,"denials":123,"originated_dollars":29090000,"applications_purchase":215,"applications_refinance":47,"applications_cash_out_refinance":45,"originations_purchase":108,"originations_refinance":40,"originations_cash_out_refinance":24,"denials_purchase":98,"denials_refinance":5,"denials_cash_out_refinance":20,"denial_rate":40.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13093","dataset":"mortgage-lending","jurisdiction":"GA","county":"13093","countyName":"Dooly County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Dooly County, Georgia: in 2024, lenders reported 131 applications for a home purchase or a refinance; 80 became loans ($12.3 million) and 43 were denied, a denial rate of 32.8%. Home purchase: 76 applications, 44 loans. HMDA 2024 data, FFIEC.","value":80,"unit":"home purchase and refinance loans originated, 2024","applications":131,"originations":80,"denials":43,"originated_dollars":12280000,"applications_purchase":76,"applications_refinance":37,"applications_cash_out_refinance":18,"originations_purchase":44,"originations_refinance":28,"originations_cash_out_refinance":8,"denials_purchase":28,"denials_refinance":8,"denials_cash_out_refinance":7,"denial_rate":32.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13095","dataset":"mortgage-lending","jurisdiction":"GA","county":"13095","countyName":"Dougherty County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Dougherty County, Georgia: in 2024, lenders reported 1,281 applications for a home purchase or a refinance; 925 became loans ($192.4 million) and 319 were denied, a denial rate of 24.9%. Home purchase: 743 applications, 568 loans. HMDA 2024 data, FFIEC.","value":925,"unit":"home purchase and refinance loans originated, 2024","applications":1281,"originations":925,"denials":319,"originated_dollars":192415000,"applications_purchase":743,"applications_refinance":272,"applications_cash_out_refinance":266,"originations_purchase":568,"originations_refinance":213,"originations_cash_out_refinance":144,"denials_purchase":157,"denials_refinance":49,"denials_cash_out_refinance":113,"denial_rate":24.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13097","dataset":"mortgage-lending","jurisdiction":"GA","county":"13097","countyName":"Douglas County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Douglas County, Georgia: in 2024, lenders reported 4,123 applications for a home purchase or a refinance; 2,900 became loans ($898.7 million) and 1,071 were denied, a denial rate of 26.0%. Home purchase: 2,419 applications, 1,884 loans. HMDA 2024 data, FFIEC.","value":2900,"unit":"home purchase and refinance loans originated, 2024","applications":4123,"originations":2900,"denials":1071,"originated_dollars":898670000,"applications_purchase":2419,"applications_refinance":565,"applications_cash_out_refinance":1139,"originations_purchase":1884,"originations_refinance":357,"originations_cash_out_refinance":659,"denials_purchase":471,"denials_refinance":157,"denials_cash_out_refinance":443,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13099","dataset":"mortgage-lending","jurisdiction":"GA","county":"13099","countyName":"Early County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Early County, Georgia: in 2024, lenders reported 227 applications for a home purchase or a refinance; 143 became loans ($20.9 million) and 77 were denied, a denial rate of 33.9%. Home purchase: 116 applications, 52 loans. HMDA 2024 data, FFIEC.","value":143,"unit":"home purchase and refinance loans originated, 2024","applications":227,"originations":143,"denials":77,"originated_dollars":20885000,"applications_purchase":116,"applications_refinance":88,"applications_cash_out_refinance":23,"originations_purchase":52,"originations_refinance":79,"originations_cash_out_refinance":12,"denials_purchase":60,"denials_refinance":8,"denials_cash_out_refinance":9,"denial_rate":33.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13101","dataset":"mortgage-lending","jurisdiction":"GA","county":"13101","countyName":"Echols County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Echols County, Georgia: in 2024, lenders reported 36 applications for a home purchase or a refinance; 23 became loans ($3.4 million) and 12 were denied, a denial rate of 33.3%. Home purchase: 20 applications, 12 loans. HMDA 2024 data, FFIEC.","value":23,"unit":"home purchase and refinance loans originated, 2024","applications":36,"originations":23,"denials":12,"originated_dollars":3445000,"applications_purchase":20,"applications_refinance":10,"applications_cash_out_refinance":6,"originations_purchase":12,"originations_refinance":8,"originations_cash_out_refinance":3,"denials_purchase":8,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13103","dataset":"mortgage-lending","jurisdiction":"GA","county":"13103","countyName":"Effingham County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Effingham County, Georgia: in 2024, lenders reported 2,185 applications for a home purchase or a refinance; 1,699 became loans ($496.4 million) and 392 were denied, a denial rate of 17.9%. Home purchase: 1,384 applications, 1,163 loans. HMDA 2024 data, FFIEC.","value":1699,"unit":"home purchase and refinance loans originated, 2024","applications":2185,"originations":1699,"denials":392,"originated_dollars":496385000,"applications_purchase":1384,"applications_refinance":316,"applications_cash_out_refinance":485,"originations_purchase":1163,"originations_refinance":235,"originations_cash_out_refinance":301,"denials_purchase":184,"denials_refinance":46,"denials_cash_out_refinance":162,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13105","dataset":"mortgage-lending","jurisdiction":"GA","county":"13105","countyName":"Elbert County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Elbert County, Georgia: in 2024, lenders reported 342 applications for a home purchase or a refinance; 222 became loans ($43.1 million) and 109 were denied, a denial rate of 31.9%. Home purchase: 204 applications, 140 loans. HMDA 2024 data, FFIEC.","value":222,"unit":"home purchase and refinance loans originated, 2024","applications":342,"originations":222,"denials":109,"originated_dollars":43060000,"applications_purchase":204,"applications_refinance":63,"applications_cash_out_refinance":75,"originations_purchase":140,"originations_refinance":45,"originations_cash_out_refinance":37,"denials_purchase":61,"denials_refinance":13,"denials_cash_out_refinance":35,"denial_rate":31.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13107","dataset":"mortgage-lending","jurisdiction":"GA","county":"13107","countyName":"Emanuel County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Emanuel County, Georgia: in 2024, lenders reported 247 applications for a home purchase or a refinance; 135 became loans ($23.2 million) and 102 were denied, a denial rate of 41.3%. Home purchase: 171 applications, 91 loans. HMDA 2024 data, FFIEC.","value":135,"unit":"home purchase and refinance loans originated, 2024","applications":247,"originations":135,"denials":102,"originated_dollars":23215000,"applications_purchase":171,"applications_refinance":31,"applications_cash_out_refinance":45,"originations_purchase":91,"originations_refinance":20,"originations_cash_out_refinance":24,"denials_purchase":73,"denials_refinance":9,"denials_cash_out_refinance":20,"denial_rate":41.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13109","dataset":"mortgage-lending","jurisdiction":"GA","county":"13109","countyName":"Evans County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Evans County, Georgia: in 2024, lenders reported 203 applications for a home purchase or a refinance; 141 became loans ($28.5 million) and 54 were denied, a denial rate of 26.6%. Home purchase: 118 applications, 75 loans. HMDA 2024 data, FFIEC.","value":141,"unit":"home purchase and refinance loans originated, 2024","applications":203,"originations":141,"denials":54,"originated_dollars":28485000,"applications_purchase":118,"applications_refinance":55,"applications_cash_out_refinance":30,"originations_purchase":75,"originations_refinance":47,"originations_cash_out_refinance":19,"denials_purchase":39,"denials_refinance":5,"denials_cash_out_refinance":10,"denial_rate":26.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13111","dataset":"mortgage-lending","jurisdiction":"GA","county":"13111","countyName":"Fannin County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Fannin County, Georgia: in 2024, lenders reported 887 applications for a home purchase or a refinance; 706 became loans ($309.8 million) and 158 were denied, a denial rate of 17.8%. Home purchase: 563 applications, 486 loans. HMDA 2024 data, FFIEC.","value":706,"unit":"home purchase and refinance loans originated, 2024","applications":887,"originations":706,"denials":158,"originated_dollars":309820000,"applications_purchase":563,"applications_refinance":155,"applications_cash_out_refinance":169,"originations_purchase":486,"originations_refinance":111,"originations_cash_out_refinance":109,"denials_purchase":63,"denials_refinance":38,"denials_cash_out_refinance":57,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13113","dataset":"mortgage-lending","jurisdiction":"GA","county":"13113","countyName":"Fayette County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Fayette County, Georgia: in 2024, lenders reported 3,026 applications for a home purchase or a refinance; 2,244 became loans ($929.8 million) and 671 were denied, a denial rate of 22.2%. Home purchase: 1,789 applications, 1,434 loans. HMDA 2024 data, FFIEC.","value":2244,"unit":"home purchase and refinance loans originated, 2024","applications":3026,"originations":2244,"denials":671,"originated_dollars":929760000,"applications_purchase":1789,"applications_refinance":435,"applications_cash_out_refinance":802,"originations_purchase":1434,"originations_refinance":291,"originations_cash_out_refinance":519,"denials_purchase":302,"denials_refinance":111,"denials_cash_out_refinance":258,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13115","dataset":"mortgage-lending","jurisdiction":"GA","county":"13115","countyName":"Floyd County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Floyd County, Georgia: in 2024, lenders reported 2,156 applications for a home purchase or a refinance; 1,580 became loans ($389.5 million) and 480 were denied, a denial rate of 22.3%. Home purchase: 1,437 applications, 1,103 loans. HMDA 2024 data, FFIEC.","value":1580,"unit":"home purchase and refinance loans originated, 2024","applications":2156,"originations":1580,"denials":480,"originated_dollars":389470000,"applications_purchase":1437,"applications_refinance":280,"applications_cash_out_refinance":439,"originations_purchase":1103,"originations_refinance":206,"originations_cash_out_refinance":271,"denials_purchase":277,"denials_refinance":55,"denials_cash_out_refinance":148,"denial_rate":22.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13117","dataset":"mortgage-lending","jurisdiction":"GA","county":"13117","countyName":"Forsyth County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Forsyth County, Georgia: in 2024, lenders reported 7,017 applications for a home purchase or a refinance; 5,652 became loans ($2.7 billion) and 1,067 were denied, a denial rate of 15.2%. Home purchase: 4,349 applications, 3,789 loans. HMDA 2024 data, FFIEC.","value":5652,"unit":"home purchase and refinance loans originated, 2024","applications":7017,"originations":5652,"denials":1067,"originated_dollars":2710250000,"applications_purchase":4349,"applications_refinance":1215,"applications_cash_out_refinance":1453,"originations_purchase":3789,"originations_refinance":867,"originations_cash_out_refinance":996,"denials_purchase":353,"denials_refinance":292,"denials_cash_out_refinance":422,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13119","dataset":"mortgage-lending","jurisdiction":"GA","county":"13119","countyName":"Franklin County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Franklin County, Georgia: in 2024, lenders reported 523 applications for a home purchase or a refinance; 385 became loans ($86.5 million) and 117 were denied, a denial rate of 22.4%. Home purchase: 349 applications, 279 loans. HMDA 2024 data, FFIEC.","value":385,"unit":"home purchase and refinance loans originated, 2024","applications":523,"originations":385,"denials":117,"originated_dollars":86475000,"applications_purchase":349,"applications_refinance":71,"applications_cash_out_refinance":103,"originations_purchase":279,"originations_refinance":49,"originations_cash_out_refinance":57,"denials_purchase":57,"denials_refinance":16,"denials_cash_out_refinance":44,"denial_rate":22.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13121","dataset":"mortgage-lending","jurisdiction":"GA","county":"13121","countyName":"Fulton County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Fulton County, Georgia: in 2024, lenders reported 23,918 applications for a home purchase or a refinance; 17,792 became loans ($9.2 billion) and 5,203 were denied, a denial rate of 21.8%. Home purchase: 15,298 applications, 12,805 loans. HMDA 2024 data, FFIEC.","value":17792,"unit":"home purchase and refinance loans originated, 2024","applications":23918,"originations":17792,"denials":5203,"originated_dollars":9228090000,"applications_purchase":15298,"applications_refinance":3264,"applications_cash_out_refinance":5356,"originations_purchase":12805,"originations_refinance":2052,"originations_cash_out_refinance":2935,"denials_purchase":1996,"denials_refinance":1023,"denials_cash_out_refinance":2184,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13123","dataset":"mortgage-lending","jurisdiction":"GA","county":"13123","countyName":"Gilmer County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Gilmer County, Georgia: in 2024, lenders reported 1,134 applications for a home purchase or a refinance; 849 became loans ($288.6 million) and 239 were denied, a denial rate of 21.1%. Home purchase: 734 applications, 586 loans. HMDA 2024 data, FFIEC.","value":849,"unit":"home purchase and refinance loans originated, 2024","applications":1134,"originations":849,"denials":239,"originated_dollars":288585000,"applications_purchase":734,"applications_refinance":187,"applications_cash_out_refinance":213,"originations_purchase":586,"originations_refinance":138,"originations_cash_out_refinance":125,"denials_purchase":124,"denials_refinance":36,"denials_cash_out_refinance":79,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13125","dataset":"mortgage-lending","jurisdiction":"GA","county":"13125","countyName":"Glascock County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Glascock County, Georgia: in 2024, lenders reported 48 applications for a home purchase or a refinance; 39 became loans ($9.1 million) and 7 were denied, a denial rate of 14.6%. Home purchase: 30 applications, 25 loans. HMDA 2024 data, FFIEC.","value":39,"unit":"home purchase and refinance loans originated, 2024","applications":48,"originations":39,"denials":7,"originated_dollars":9105000,"applications_purchase":30,"applications_refinance":8,"applications_cash_out_refinance":10,"originations_purchase":25,"originations_refinance":7,"originations_cash_out_refinance":7,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13127","dataset":"mortgage-lending","jurisdiction":"GA","county":"13127","countyName":"Glynn County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Glynn County, Georgia: in 2024, lenders reported 2,013 applications for a home purchase or a refinance; 1,593 became loans ($635.8 million) and 360 were denied, a denial rate of 17.9%. Home purchase: 1,236 applications, 1,059 loans. HMDA 2024 data, FFIEC.","value":1593,"unit":"home purchase and refinance loans originated, 2024","applications":2013,"originations":1593,"denials":360,"originated_dollars":635765000,"applications_purchase":1236,"applications_refinance":322,"applications_cash_out_refinance":455,"originations_purchase":1059,"originations_refinance":234,"originations_cash_out_refinance":300,"denials_purchase":143,"denials_refinance":70,"denials_cash_out_refinance":147,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13129","dataset":"mortgage-lending","jurisdiction":"GA","county":"13129","countyName":"Gordon County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Gordon County, Georgia: in 2024, lenders reported 1,332 applications for a home purchase or a refinance; 1,003 became loans ($244.6 million) and 282 were denied, a denial rate of 21.2%. Home purchase: 844 applications, 647 loans. HMDA 2024 data, FFIEC.","value":1003,"unit":"home purchase and refinance loans originated, 2024","applications":1332,"originations":1003,"denials":282,"originated_dollars":244605000,"applications_purchase":844,"applications_refinance":208,"applications_cash_out_refinance":280,"originations_purchase":647,"originations_refinance":160,"originations_cash_out_refinance":196,"denials_purchase":165,"denials_refinance":39,"denials_cash_out_refinance":78,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13131","dataset":"mortgage-lending","jurisdiction":"GA","county":"13131","countyName":"Grady County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Grady County, Georgia: in 2024, lenders reported 474 applications for a home purchase or a refinance; 252 became loans ($50.6 million) and 190 were denied, a denial rate of 40.1%. Home purchase: 358 applications, 172 loans. HMDA 2024 data, FFIEC.","value":252,"unit":"home purchase and refinance loans originated, 2024","applications":474,"originations":252,"denials":190,"originated_dollars":50610000,"applications_purchase":358,"applications_refinance":46,"applications_cash_out_refinance":70,"originations_purchase":172,"originations_refinance":35,"originations_cash_out_refinance":45,"denials_purchase":159,"denials_refinance":8,"denials_cash_out_refinance":23,"denial_rate":40.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13133","dataset":"mortgage-lending","jurisdiction":"GA","county":"13133","countyName":"Greene County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Greene County, Georgia: in 2024, lenders reported 610 applications for a home purchase or a refinance; 489 became loans ($349.0 million) and 94 were denied, a denial rate of 15.4%. Home purchase: 435 applications, 367 loans. HMDA 2024 data, FFIEC.","value":489,"unit":"home purchase and refinance loans originated, 2024","applications":610,"originations":489,"denials":94,"originated_dollars":348975000,"applications_purchase":435,"applications_refinance":100,"applications_cash_out_refinance":75,"originations_purchase":367,"originations_refinance":75,"originations_cash_out_refinance":47,"denials_purchase":51,"denials_refinance":19,"denials_cash_out_refinance":24,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13135","dataset":"mortgage-lending","jurisdiction":"GA","county":"13135","countyName":"Gwinnett County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Gwinnett County, Georgia: in 2024, lenders reported 20,806 applications for a home purchase or a refinance; 15,760 became loans ($6.2 billion) and 4,312 were denied, a denial rate of 20.7%. Home purchase: 13,145 applications, 11,148 loans. HMDA 2024 data, FFIEC.","value":15760,"unit":"home purchase and refinance loans originated, 2024","applications":20806,"originations":15760,"denials":4312,"originated_dollars":6203210000,"applications_purchase":13145,"applications_refinance":2536,"applications_cash_out_refinance":5125,"originations_purchase":11148,"originations_refinance":1559,"originations_cash_out_refinance":3053,"denials_purchase":1637,"denials_refinance":792,"denials_cash_out_refinance":1883,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13137","dataset":"mortgage-lending","jurisdiction":"GA","county":"13137","countyName":"Habersham County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Habersham County, Georgia: in 2024, lenders reported 1,048 applications for a home purchase or a refinance; 823 became loans ($216.8 million) and 187 were denied, a denial rate of 17.8%. Home purchase: 665 applications, 563 loans. HMDA 2024 data, FFIEC.","value":823,"unit":"home purchase and refinance loans originated, 2024","applications":1048,"originations":823,"denials":187,"originated_dollars":216835000,"applications_purchase":665,"applications_refinance":163,"applications_cash_out_refinance":220,"originations_purchase":563,"originations_refinance":106,"originations_cash_out_refinance":154,"denials_purchase":83,"denials_refinance":46,"denials_cash_out_refinance":58,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13139","dataset":"mortgage-lending","jurisdiction":"GA","county":"13139","countyName":"Hall County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Hall County, Georgia: in 2024, lenders reported 4,447 applications for a home purchase or a refinance; 3,481 became loans ($1.3 billion) and 815 were denied, a denial rate of 18.3%. Home purchase: 2,857 applications, 2,386 loans. HMDA 2024 data, FFIEC.","value":3481,"unit":"home purchase and refinance loans originated, 2024","applications":4447,"originations":3481,"denials":815,"originated_dollars":1272205000,"applications_purchase":2857,"applications_refinance":591,"applications_cash_out_refinance":999,"originations_purchase":2386,"originations_refinance":418,"originations_cash_out_refinance":677,"denials_purchase":382,"denials_refinance":137,"denials_cash_out_refinance":296,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13141","dataset":"mortgage-lending","jurisdiction":"GA","county":"13141","countyName":"Hancock County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Hancock County, Georgia: in 2024, lenders reported 126 applications for a home purchase or a refinance; 83 became loans ($23.1 million) and 39 were denied, a denial rate of 31.0%. Home purchase: 97 applications, 67 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":126,"originations":83,"denials":39,"originated_dollars":23115000,"applications_purchase":97,"applications_refinance":9,"applications_cash_out_refinance":20,"originations_purchase":67,"originations_refinance":5,"originations_cash_out_refinance":11,"denials_purchase":27,"denials_refinance":4,"denials_cash_out_refinance":8,"denial_rate":31,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13143","dataset":"mortgage-lending","jurisdiction":"GA","county":"13143","countyName":"Haralson County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Haralson County, Georgia: in 2024, lenders reported 770 applications for a home purchase or a refinance; 564 became loans ($140.7 million) and 175 were denied, a denial rate of 22.7%. Home purchase: 513 applications, 392 loans. HMDA 2024 data, FFIEC.","value":564,"unit":"home purchase and refinance loans originated, 2024","applications":770,"originations":564,"denials":175,"originated_dollars":140680000,"applications_purchase":513,"applications_refinance":79,"applications_cash_out_refinance":178,"originations_purchase":392,"originations_refinance":50,"originations_cash_out_refinance":122,"denials_purchase":99,"denials_refinance":25,"denials_cash_out_refinance":51,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13145","dataset":"mortgage-lending","jurisdiction":"GA","county":"13145","countyName":"Harris County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Harris County, Georgia: in 2024, lenders reported 905 applications for a home purchase or a refinance; 726 became loans ($224.4 million) and 140 were denied, a denial rate of 15.5%. Home purchase: 537 applications, 473 loans. HMDA 2024 data, FFIEC.","value":726,"unit":"home purchase and refinance loans originated, 2024","applications":905,"originations":726,"denials":140,"originated_dollars":224360000,"applications_purchase":537,"applications_refinance":148,"applications_cash_out_refinance":220,"originations_purchase":473,"originations_refinance":103,"originations_cash_out_refinance":150,"denials_purchase":54,"denials_refinance":25,"denials_cash_out_refinance":61,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13147","dataset":"mortgage-lending","jurisdiction":"GA","county":"13147","countyName":"Hart County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Hart County, Georgia: in 2024, lenders reported 619 applications for a home purchase or a refinance; 485 became loans ($131.1 million) and 111 were denied, a denial rate of 17.9%. Home purchase: 390 applications, 321 loans. HMDA 2024 data, FFIEC.","value":485,"unit":"home purchase and refinance loans originated, 2024","applications":619,"originations":485,"denials":111,"originated_dollars":131065000,"applications_purchase":390,"applications_refinance":94,"applications_cash_out_refinance":135,"originations_purchase":321,"originations_refinance":82,"originations_cash_out_refinance":82,"denials_purchase":54,"denials_refinance":10,"denials_cash_out_refinance":47,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13149","dataset":"mortgage-lending","jurisdiction":"GA","county":"13149","countyName":"Heard County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Heard County, Georgia: in 2024, lenders reported 234 applications for a home purchase or a refinance; 170 became loans ($42.7 million) and 54 were denied, a denial rate of 23.1%. Home purchase: 149 applications, 109 loans. HMDA 2024 data, FFIEC.","value":170,"unit":"home purchase and refinance loans originated, 2024","applications":234,"originations":170,"denials":54,"originated_dollars":42730000,"applications_purchase":149,"applications_refinance":33,"applications_cash_out_refinance":52,"originations_purchase":109,"originations_refinance":26,"originations_cash_out_refinance":35,"denials_purchase":32,"denials_refinance":6,"denials_cash_out_refinance":16,"denial_rate":23.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13151","dataset":"mortgage-lending","jurisdiction":"GA","county":"13151","countyName":"Henry County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Henry County, Georgia: in 2024, lenders reported 8,368 applications for a home purchase or a refinance; 5,711 became loans ($1.8 billion) and 2,312 were denied, a denial rate of 27.6%. Home purchase: 4,997 applications, 3,762 loans. HMDA 2024 data, FFIEC.","value":5711,"unit":"home purchase and refinance loans originated, 2024","applications":8368,"originations":5711,"denials":2312,"originated_dollars":1841195000,"applications_purchase":4997,"applications_refinance":1060,"applications_cash_out_refinance":2311,"originations_purchase":3762,"originations_refinance":669,"originations_cash_out_refinance":1280,"denials_purchase":1081,"denials_refinance":285,"denials_cash_out_refinance":946,"denial_rate":27.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13153","dataset":"mortgage-lending","jurisdiction":"GA","county":"13153","countyName":"Houston County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Houston County, Georgia: in 2024, lenders reported 4,751 applications for a home purchase or a refinance; 3,821 became loans ($991.5 million) and 738 were denied, a denial rate of 15.5%. Home purchase: 3,087 applications, 2,687 loans. HMDA 2024 data, FFIEC.","value":3821,"unit":"home purchase and refinance loans originated, 2024","applications":4751,"originations":3821,"denials":738,"originated_dollars":991545000,"applications_purchase":3087,"applications_refinance":753,"applications_cash_out_refinance":911,"originations_purchase":2687,"originations_refinance":581,"originations_cash_out_refinance":553,"denials_purchase":298,"denials_refinance":114,"denials_cash_out_refinance":326,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13155","dataset":"mortgage-lending","jurisdiction":"GA","county":"13155","countyName":"Irwin County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Irwin County, Georgia: in 2024, lenders reported 132 applications for a home purchase or a refinance; 79 became loans ($11.1 million) and 45 were denied, a denial rate of 34.1%. Home purchase: 97 applications, 54 loans. HMDA 2024 data, FFIEC.","value":79,"unit":"home purchase and refinance loans originated, 2024","applications":132,"originations":79,"denials":45,"originated_dollars":11095000,"applications_purchase":97,"applications_refinance":13,"applications_cash_out_refinance":22,"originations_purchase":54,"originations_refinance":11,"originations_cash_out_refinance":14,"denials_purchase":35,"denials_refinance":2,"denials_cash_out_refinance":8,"denial_rate":34.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13157","dataset":"mortgage-lending","jurisdiction":"GA","county":"13157","countyName":"Jackson County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Jackson County, Georgia: in 2024, lenders reported 3,318 applications for a home purchase or a refinance; 2,698 became loans ($1.0 billion) and 532 were denied, a denial rate of 16.0%. Home purchase: 2,368 applications, 2,052 loans. HMDA 2024 data, FFIEC.","value":2698,"unit":"home purchase and refinance loans originated, 2024","applications":3318,"originations":2698,"denials":532,"originated_dollars":1017820000,"applications_purchase":2368,"applications_refinance":372,"applications_cash_out_refinance":578,"originations_purchase":2052,"originations_refinance":279,"originations_cash_out_refinance":367,"denials_purchase":266,"denials_refinance":73,"denials_cash_out_refinance":193,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13159","dataset":"mortgage-lending","jurisdiction":"GA","county":"13159","countyName":"Jasper County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Jasper County, Georgia: in 2024, lenders reported 511 applications for a home purchase or a refinance; 399 became loans ($111.8 million) and 94 were denied, a denial rate of 18.4%. Home purchase: 300 applications, 262 loans. HMDA 2024 data, FFIEC.","value":399,"unit":"home purchase and refinance loans originated, 2024","applications":511,"originations":399,"denials":94,"originated_dollars":111785000,"applications_purchase":300,"applications_refinance":120,"applications_cash_out_refinance":91,"originations_purchase":262,"originations_refinance":89,"originations_cash_out_refinance":48,"denials_purchase":27,"denials_refinance":25,"denials_cash_out_refinance":42,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13161","dataset":"mortgage-lending","jurisdiction":"GA","county":"13161","countyName":"Jeff Davis County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Jeff Davis County, Georgia: in 2024, lenders reported 191 applications for a home purchase or a refinance; 94 became loans ($14.6 million) and 88 were denied, a denial rate of 46.1%. Home purchase: 142 applications, 63 loans. HMDA 2024 data, FFIEC.","value":94,"unit":"home purchase and refinance loans originated, 2024","applications":191,"originations":94,"denials":88,"originated_dollars":14550000,"applications_purchase":142,"applications_refinance":20,"applications_cash_out_refinance":29,"originations_purchase":63,"originations_refinance":14,"originations_cash_out_refinance":17,"denials_purchase":72,"denials_refinance":5,"denials_cash_out_refinance":11,"denial_rate":46.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13163","dataset":"mortgage-lending","jurisdiction":"GA","county":"13163","countyName":"Jefferson County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Jefferson County, Georgia: in 2024, lenders reported 234 applications for a home purchase or a refinance; 147 became loans ($28.3 million) and 78 were denied, a denial rate of 33.3%. Home purchase: 163 applications, 100 loans. HMDA 2024 data, FFIEC.","value":147,"unit":"home purchase and refinance loans originated, 2024","applications":234,"originations":147,"denials":78,"originated_dollars":28275000,"applications_purchase":163,"applications_refinance":24,"applications_cash_out_refinance":47,"originations_purchase":100,"originations_refinance":16,"originations_cash_out_refinance":31,"denials_purchase":57,"denials_refinance":7,"denials_cash_out_refinance":14,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13165","dataset":"mortgage-lending","jurisdiction":"GA","county":"13165","countyName":"Jenkins County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Jenkins County, Georgia: in 2024, lenders reported 99 applications for a home purchase or a refinance; 61 became loans ($10.8 million) and 37 were denied, a denial rate of 37.4%. Home purchase: 79 applications, 51 loans. HMDA 2024 data, FFIEC.","value":61,"unit":"home purchase and refinance loans originated, 2024","applications":99,"originations":61,"denials":37,"originated_dollars":10755000,"applications_purchase":79,"applications_refinance":6,"applications_cash_out_refinance":14,"originations_purchase":51,"originations_refinance":4,"originations_cash_out_refinance":6,"denials_purchase":27,"denials_refinance":2,"denials_cash_out_refinance":8,"denial_rate":37.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13167","dataset":"mortgage-lending","jurisdiction":"GA","county":"13167","countyName":"Johnson County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Johnson County, Georgia: in 2024, lenders reported 109 applications for a home purchase or a refinance; 56 became loans ($8.3 million) and 44 were denied, a denial rate of 40.4%. Home purchase: 77 applications, 38 loans. HMDA 2024 data, FFIEC.","value":56,"unit":"home purchase and refinance loans originated, 2024","applications":109,"originations":56,"denials":44,"originated_dollars":8290000,"applications_purchase":77,"applications_refinance":10,"applications_cash_out_refinance":22,"originations_purchase":38,"originations_refinance":6,"originations_cash_out_refinance":12,"denials_purchase":33,"denials_refinance":3,"denials_cash_out_refinance":8,"denial_rate":40.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13169","dataset":"mortgage-lending","jurisdiction":"GA","county":"13169","countyName":"Jones County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Jones County, Georgia: in 2024, lenders reported 577 applications for a home purchase or a refinance; 388 became loans ($83.5 million) and 162 were denied, a denial rate of 28.1%. Home purchase: 363 applications, 254 loans. HMDA 2024 data, FFIEC.","value":388,"unit":"home purchase and refinance loans originated, 2024","applications":577,"originations":388,"denials":162,"originated_dollars":83550000,"applications_purchase":363,"applications_refinance":99,"applications_cash_out_refinance":115,"originations_purchase":254,"originations_refinance":68,"originations_cash_out_refinance":66,"denials_purchase":93,"denials_refinance":25,"denials_cash_out_refinance":44,"denial_rate":28.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13171","dataset":"mortgage-lending","jurisdiction":"GA","county":"13171","countyName":"Lamar County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Lamar County, Georgia: in 2024, lenders reported 535 applications for a home purchase or a refinance; 399 became loans ($92.8 million) and 107 were denied, a denial rate of 20.0%. Home purchase: 314 applications, 255 loans. HMDA 2024 data, FFIEC.","value":399,"unit":"home purchase and refinance loans originated, 2024","applications":535,"originations":399,"denials":107,"originated_dollars":92825000,"applications_purchase":314,"applications_refinance":95,"applications_cash_out_refinance":126,"originations_purchase":255,"originations_refinance":68,"originations_cash_out_refinance":76,"denials_purchase":45,"denials_refinance":18,"denials_cash_out_refinance":44,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13173","dataset":"mortgage-lending","jurisdiction":"GA","county":"13173","countyName":"Lanier County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Lanier County, Georgia: in 2024, lenders reported 364 applications for a home purchase or a refinance; 261 became loans ($50.5 million) and 92 were denied, a denial rate of 25.3%. Home purchase: 219 applications, 155 loans. HMDA 2024 data, FFIEC.","value":261,"unit":"home purchase and refinance loans originated, 2024","applications":364,"originations":261,"denials":92,"originated_dollars":50465000,"applications_purchase":219,"applications_refinance":89,"applications_cash_out_refinance":56,"originations_purchase":155,"originations_refinance":75,"originations_cash_out_refinance":31,"denials_purchase":58,"denials_refinance":11,"denials_cash_out_refinance":23,"denial_rate":25.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13175","dataset":"mortgage-lending","jurisdiction":"GA","county":"13175","countyName":"Laurens County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Laurens County, Georgia: in 2024, lenders reported 818 applications for a home purchase or a refinance; 511 became loans ($101.7 million) and 265 were denied, a denial rate of 32.4%. Home purchase: 530 applications, 310 loans. HMDA 2024 data, FFIEC.","value":511,"unit":"home purchase and refinance loans originated, 2024","applications":818,"originations":511,"denials":265,"originated_dollars":101745000,"applications_purchase":530,"applications_refinance":127,"applications_cash_out_refinance":161,"originations_purchase":310,"originations_refinance":105,"originations_cash_out_refinance":96,"denials_purchase":187,"denials_refinance":16,"denials_cash_out_refinance":62,"denial_rate":32.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13177","dataset":"mortgage-lending","jurisdiction":"GA","county":"13177","countyName":"Lee County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Lee County, Georgia: in 2024, lenders reported 884 applications for a home purchase or a refinance; 681 became loans ($161.3 million) and 171 were denied, a denial rate of 19.3%. Home purchase: 540 applications, 436 loans. HMDA 2024 data, FFIEC.","value":681,"unit":"home purchase and refinance loans originated, 2024","applications":884,"originations":681,"denials":171,"originated_dollars":161265000,"applications_purchase":540,"applications_refinance":172,"applications_cash_out_refinance":172,"originations_purchase":436,"originations_refinance":137,"originations_cash_out_refinance":108,"denials_purchase":96,"denials_refinance":19,"denials_cash_out_refinance":56,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13179","dataset":"mortgage-lending","jurisdiction":"GA","county":"13179","countyName":"Liberty County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Liberty County, Georgia: in 2024, lenders reported 2,515 applications for a home purchase or a refinance; 1,924 became loans ($470.4 million) and 482 were denied, a denial rate of 19.2%. Home purchase: 1,681 applications, 1,349 loans. HMDA 2024 data, FFIEC.","value":1924,"unit":"home purchase and refinance loans originated, 2024","applications":2515,"originations":1924,"denials":482,"originated_dollars":470420000,"applications_purchase":1681,"applications_refinance":444,"applications_cash_out_refinance":390,"originations_purchase":1349,"originations_refinance":332,"originations_cash_out_refinance":243,"denials_purchase":295,"denials_refinance":52,"denials_cash_out_refinance":135,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13181","dataset":"mortgage-lending","jurisdiction":"GA","county":"13181","countyName":"Lincoln County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Lincoln County, Georgia: in 2024, lenders reported 172 applications for a home purchase or a refinance; 146 became loans ($35.6 million) and 24 were denied, a denial rate of 14.0%. Home purchase: 91 applications, 76 loans. HMDA 2024 data, FFIEC.","value":146,"unit":"home purchase and refinance loans originated, 2024","applications":172,"originations":146,"denials":24,"originated_dollars":35600000,"applications_purchase":91,"applications_refinance":54,"applications_cash_out_refinance":27,"originations_purchase":76,"originations_refinance":48,"originations_cash_out_refinance":22,"denials_purchase":13,"denials_refinance":6,"denials_cash_out_refinance":5,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13183","dataset":"mortgage-lending","jurisdiction":"GA","county":"13183","countyName":"Long County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Long County, Georgia: in 2024, lenders reported 1,137 applications for a home purchase or a refinance; 922 became loans ($240.0 million) and 178 were denied, a denial rate of 15.7%. Home purchase: 786 applications, 664 loans. HMDA 2024 data, FFIEC.","value":922,"unit":"home purchase and refinance loans originated, 2024","applications":1137,"originations":922,"denials":178,"originated_dollars":240000000,"applications_purchase":786,"applications_refinance":228,"applications_cash_out_refinance":123,"originations_purchase":664,"originations_refinance":189,"originations_cash_out_refinance":69,"denials_purchase":106,"denials_refinance":23,"denials_cash_out_refinance":49,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13185","dataset":"mortgage-lending","jurisdiction":"GA","county":"13185","countyName":"Lowndes County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Lowndes County, Georgia: in 2024, lenders reported 2,958 applications for a home purchase or a refinance; 2,289 became loans ($561.1 million) and 574 were denied, a denial rate of 19.4%. Home purchase: 1,974 applications, 1,567 loans. HMDA 2024 data, FFIEC.","value":2289,"unit":"home purchase and refinance loans originated, 2024","applications":2958,"originations":2289,"denials":574,"originated_dollars":561065000,"applications_purchase":1974,"applications_refinance":584,"applications_cash_out_refinance":400,"originations_purchase":1567,"originations_refinance":484,"originations_cash_out_refinance":238,"denials_purchase":363,"denials_refinance":65,"denials_cash_out_refinance":146,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13187","dataset":"mortgage-lending","jurisdiction":"GA","county":"13187","countyName":"Lumpkin County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Lumpkin County, Georgia: in 2024, lenders reported 814 applications for a home purchase or a refinance; 609 became loans ($188.8 million) and 176 were denied, a denial rate of 21.6%. Home purchase: 505 applications, 405 loans. HMDA 2024 data, FFIEC.","value":609,"unit":"home purchase and refinance loans originated, 2024","applications":814,"originations":609,"denials":176,"originated_dollars":188755000,"applications_purchase":505,"applications_refinance":135,"applications_cash_out_refinance":174,"originations_purchase":405,"originations_refinance":93,"originations_cash_out_refinance":111,"denials_purchase":82,"denials_refinance":34,"denials_cash_out_refinance":60,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13189","dataset":"mortgage-lending","jurisdiction":"GA","county":"13189","countyName":"McDuffie County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"McDuffie County, Georgia: in 2024, lenders reported 371 applications for a home purchase or a refinance; 286 became loans ($64.3 million) and 77 were denied, a denial rate of 20.8%. Home purchase: 258 applications, 209 loans. HMDA 2024 data, FFIEC.","value":286,"unit":"home purchase and refinance loans originated, 2024","applications":371,"originations":286,"denials":77,"originated_dollars":64290000,"applications_purchase":258,"applications_refinance":48,"applications_cash_out_refinance":65,"originations_purchase":209,"originations_refinance":37,"originations_cash_out_refinance":40,"denials_purchase":45,"denials_refinance":10,"denials_cash_out_refinance":22,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13191","dataset":"mortgage-lending","jurisdiction":"GA","county":"13191","countyName":"McIntosh County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"McIntosh County, Georgia: in 2024, lenders reported 452 applications for a home purchase or a refinance; 332 became loans ($78.6 million) and 98 were denied, a denial rate of 21.7%. Home purchase: 303 applications, 219 loans. HMDA 2024 data, FFIEC.","value":332,"unit":"home purchase and refinance loans originated, 2024","applications":452,"originations":332,"denials":98,"originated_dollars":78630000,"applications_purchase":303,"applications_refinance":85,"applications_cash_out_refinance":64,"originations_purchase":219,"originations_refinance":74,"originations_cash_out_refinance":39,"denials_purchase":70,"denials_refinance":6,"denials_cash_out_refinance":22,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13193","dataset":"mortgage-lending","jurisdiction":"GA","county":"13193","countyName":"Macon County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Macon County, Georgia: in 2024, lenders reported 109 applications for a home purchase or a refinance; 55 became loans ($10.3 million) and 47 were denied, a denial rate of 43.1%. Home purchase: 57 applications, 26 loans. HMDA 2024 data, FFIEC.","value":55,"unit":"home purchase and refinance loans originated, 2024","applications":109,"originations":55,"denials":47,"originated_dollars":10255000,"applications_purchase":57,"applications_refinance":26,"applications_cash_out_refinance":26,"originations_purchase":26,"originations_refinance":17,"originations_cash_out_refinance":12,"denials_purchase":28,"denials_refinance":8,"denials_cash_out_refinance":11,"denial_rate":43.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13195","dataset":"mortgage-lending","jurisdiction":"GA","county":"13195","countyName":"Madison County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Madison County, Georgia: in 2024, lenders reported 694 applications for a home purchase or a refinance; 504 became loans ($128.8 million) and 167 were denied, a denial rate of 24.1%. Home purchase: 411 applications, 309 loans. HMDA 2024 data, FFIEC.","value":504,"unit":"home purchase and refinance loans originated, 2024","applications":694,"originations":504,"denials":167,"originated_dollars":128750000,"applications_purchase":411,"applications_refinance":105,"applications_cash_out_refinance":178,"originations_purchase":309,"originations_refinance":80,"originations_cash_out_refinance":115,"denials_purchase":86,"denials_refinance":21,"denials_cash_out_refinance":60,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13197","dataset":"mortgage-lending","jurisdiction":"GA","county":"13197","countyName":"Marion County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Marion County, Georgia: in 2024, lenders reported 163 applications for a home purchase or a refinance; 89 became loans ($13.6 million) and 60 were denied, a denial rate of 36.8%. Home purchase: 104 applications, 47 loans. HMDA 2024 data, FFIEC.","value":89,"unit":"home purchase and refinance loans originated, 2024","applications":163,"originations":89,"denials":60,"originated_dollars":13645000,"applications_purchase":104,"applications_refinance":37,"applications_cash_out_refinance":22,"originations_purchase":47,"originations_refinance":32,"originations_cash_out_refinance":10,"denials_purchase":43,"denials_refinance":5,"denials_cash_out_refinance":12,"denial_rate":36.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13199","dataset":"mortgage-lending","jurisdiction":"GA","county":"13199","countyName":"Meriwether County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Meriwether County, Georgia: in 2024, lenders reported 541 applications for a home purchase or a refinance; 372 became loans ($87.1 million) and 142 were denied, a denial rate of 26.2%. Home purchase: 348 applications, 259 loans. HMDA 2024 data, FFIEC.","value":372,"unit":"home purchase and refinance loans originated, 2024","applications":541,"originations":372,"denials":142,"originated_dollars":87100000,"applications_purchase":348,"applications_refinance":77,"applications_cash_out_refinance":116,"originations_purchase":259,"originations_refinance":53,"originations_cash_out_refinance":60,"denials_purchase":71,"denials_refinance":17,"denials_cash_out_refinance":54,"denial_rate":26.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13201","dataset":"mortgage-lending","jurisdiction":"GA","county":"13201","countyName":"Miller County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Miller County, Georgia: in 2024, lenders reported 139 applications for a home purchase or a refinance; 91 became loans ($12.6 million) and 43 were denied, a denial rate of 30.9%. Home purchase: 81 applications, 43 loans. HMDA 2024 data, FFIEC.","value":91,"unit":"home purchase and refinance loans originated, 2024","applications":139,"originations":91,"denials":43,"originated_dollars":12555000,"applications_purchase":81,"applications_refinance":38,"applications_cash_out_refinance":20,"originations_purchase":43,"originations_refinance":36,"originations_cash_out_refinance":12,"denials_purchase":34,"denials_refinance":1,"denials_cash_out_refinance":8,"denial_rate":30.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13205","dataset":"mortgage-lending","jurisdiction":"GA","county":"13205","countyName":"Mitchell County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Mitchell County, Georgia: in 2024, lenders reported 396 applications for a home purchase or a refinance; 173 became loans ($25.1 million) and 196 were denied, a denial rate of 49.5%. Home purchase: 274 applications, 103 loans. HMDA 2024 data, FFIEC.","value":173,"unit":"home purchase and refinance loans originated, 2024","applications":396,"originations":173,"denials":196,"originated_dollars":25115000,"applications_purchase":274,"applications_refinance":59,"applications_cash_out_refinance":63,"originations_purchase":103,"originations_refinance":41,"originations_cash_out_refinance":29,"denials_purchase":150,"denials_refinance":16,"denials_cash_out_refinance":30,"denial_rate":49.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13207","dataset":"mortgage-lending","jurisdiction":"GA","county":"13207","countyName":"Monroe County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Monroe County, Georgia: in 2024, lenders reported 747 applications for a home purchase or a refinance; 569 became loans ($183.4 million) and 141 were denied, a denial rate of 18.9%. Home purchase: 439 applications, 355 loans. HMDA 2024 data, FFIEC.","value":569,"unit":"home purchase and refinance loans originated, 2024","applications":747,"originations":569,"denials":141,"originated_dollars":183415000,"applications_purchase":439,"applications_refinance":172,"applications_cash_out_refinance":136,"originations_purchase":355,"originations_refinance":129,"originations_cash_out_refinance":85,"denials_purchase":66,"denials_refinance":29,"denials_cash_out_refinance":46,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13209","dataset":"mortgage-lending","jurisdiction":"GA","county":"13209","countyName":"Montgomery County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Montgomery County, Georgia: in 2024, lenders reported 97 applications for a home purchase or a refinance; 52 became loans ($11.7 million) and 38 were denied, a denial rate of 39.2%. Home purchase: 65 applications, 34 loans. HMDA 2024 data, FFIEC.","value":52,"unit":"home purchase and refinance loans originated, 2024","applications":97,"originations":52,"denials":38,"originated_dollars":11710000,"applications_purchase":65,"applications_refinance":14,"applications_cash_out_refinance":18,"originations_purchase":34,"originations_refinance":9,"originations_cash_out_refinance":9,"denials_purchase":28,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":39.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13211","dataset":"mortgage-lending","jurisdiction":"GA","county":"13211","countyName":"Morgan County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Morgan County, Georgia: in 2024, lenders reported 463 applications for a home purchase or a refinance; 345 became loans ($126.8 million) and 87 were denied, a denial rate of 18.8%. Home purchase: 247 applications, 198 loans. HMDA 2024 data, FFIEC.","value":345,"unit":"home purchase and refinance loans originated, 2024","applications":463,"originations":345,"denials":87,"originated_dollars":126825000,"applications_purchase":247,"applications_refinance":108,"applications_cash_out_refinance":108,"originations_purchase":198,"originations_refinance":74,"originations_cash_out_refinance":73,"denials_purchase":36,"denials_refinance":22,"denials_cash_out_refinance":29,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13213","dataset":"mortgage-lending","jurisdiction":"GA","county":"13213","countyName":"Murray County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Murray County, Georgia: in 2024, lenders reported 747 applications for a home purchase or a refinance; 512 became loans ($105.5 million) and 200 were denied, a denial rate of 26.8%. Home purchase: 493 applications, 339 loans. HMDA 2024 data, FFIEC.","value":512,"unit":"home purchase and refinance loans originated, 2024","applications":747,"originations":512,"denials":200,"originated_dollars":105530000,"applications_purchase":493,"applications_refinance":98,"applications_cash_out_refinance":156,"originations_purchase":339,"originations_refinance":70,"originations_cash_out_refinance":103,"denials_purchase":129,"denials_refinance":21,"denials_cash_out_refinance":50,"denial_rate":26.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13215","dataset":"mortgage-lending","jurisdiction":"GA","county":"13215","countyName":"Muscogee County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Muscogee County, Georgia: in 2024, lenders reported 3,649 applications for a home purchase or a refinance; 2,822 became loans ($611.5 million) and 681 were denied, a denial rate of 18.7%. Home purchase: 2,186 applications, 1,931 loans. HMDA 2024 data, FFIEC.","value":2822,"unit":"home purchase and refinance loans originated, 2024","applications":3649,"originations":2822,"denials":681,"originated_dollars":611450000,"applications_purchase":2186,"applications_refinance":593,"applications_cash_out_refinance":870,"originations_purchase":1931,"originations_refinance":420,"originations_cash_out_refinance":471,"denials_purchase":186,"denials_refinance":130,"denials_cash_out_refinance":365,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13217","dataset":"mortgage-lending","jurisdiction":"GA","county":"13217","countyName":"Newton County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Newton County, Georgia: in 2024, lenders reported 3,378 applications for a home purchase or a refinance; 2,363 became loans ($654.2 million) and 865 were denied, a denial rate of 25.6%. Home purchase: 1,758 applications, 1,434 loans. HMDA 2024 data, FFIEC.","value":2363,"unit":"home purchase and refinance loans originated, 2024","applications":3378,"originations":2363,"denials":865,"originated_dollars":654235000,"applications_purchase":1758,"applications_refinance":503,"applications_cash_out_refinance":1117,"originations_purchase":1434,"originations_refinance":315,"originations_cash_out_refinance":614,"denials_purchase":261,"denials_refinance":138,"denials_cash_out_refinance":466,"denial_rate":25.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13219","dataset":"mortgage-lending","jurisdiction":"GA","county":"13219","countyName":"Oconee County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Oconee County, Georgia: in 2024, lenders reported 857 applications for a home purchase or a refinance; 731 became loans ($307.4 million) and 98 were denied, a denial rate of 11.4%. Home purchase: 515 applications, 479 loans. HMDA 2024 data, FFIEC.","value":731,"unit":"home purchase and refinance loans originated, 2024","applications":857,"originations":731,"denials":98,"originated_dollars":307445000,"applications_purchase":515,"applications_refinance":169,"applications_cash_out_refinance":173,"originations_purchase":479,"originations_refinance":129,"originations_cash_out_refinance":123,"denials_purchase":21,"denials_refinance":34,"denials_cash_out_refinance":43,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13221","dataset":"mortgage-lending","jurisdiction":"GA","county":"13221","countyName":"Oglethorpe County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Oglethorpe County, Georgia: in 2024, lenders reported 354 applications for a home purchase or a refinance; 275 became loans ($69.7 million) and 66 were denied, a denial rate of 18.6%. Home purchase: 228 applications, 184 loans. HMDA 2024 data, FFIEC.","value":275,"unit":"home purchase and refinance loans originated, 2024","applications":354,"originations":275,"denials":66,"originated_dollars":69685000,"applications_purchase":228,"applications_refinance":49,"applications_cash_out_refinance":77,"originations_purchase":184,"originations_refinance":36,"originations_cash_out_refinance":55,"denials_purchase":37,"denials_refinance":8,"denials_cash_out_refinance":21,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13223","dataset":"mortgage-lending","jurisdiction":"GA","county":"13223","countyName":"Paulding County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Paulding County, Georgia: in 2024, lenders reported 5,622 applications for a home purchase or a refinance; 4,481 became loans ($1.4 billion) and 948 were denied, a denial rate of 16.9%. Home purchase: 3,475 applications, 3,074 loans. HMDA 2024 data, FFIEC.","value":4481,"unit":"home purchase and refinance loans originated, 2024","applications":5622,"originations":4481,"denials":948,"originated_dollars":1390525000,"applications_purchase":3475,"applications_refinance":729,"applications_cash_out_refinance":1418,"originations_purchase":3074,"originations_refinance":489,"originations_cash_out_refinance":918,"denials_purchase":322,"denials_refinance":174,"denials_cash_out_refinance":452,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13225","dataset":"mortgage-lending","jurisdiction":"GA","county":"13225","countyName":"Peach County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Peach County, Georgia: in 2024, lenders reported 720 applications for a home purchase or a refinance; 496 became loans ($110.8 million) and 187 were denied, a denial rate of 26.0%. Home purchase: 455 applications, 321 loans. HMDA 2024 data, FFIEC.","value":496,"unit":"home purchase and refinance loans originated, 2024","applications":720,"originations":496,"denials":187,"originated_dollars":110850000,"applications_purchase":455,"applications_refinance":104,"applications_cash_out_refinance":161,"originations_purchase":321,"originations_refinance":77,"originations_cash_out_refinance":98,"denials_purchase":118,"denials_refinance":15,"denials_cash_out_refinance":54,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13227","dataset":"mortgage-lending","jurisdiction":"GA","county":"13227","countyName":"Pickens County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Pickens County, Georgia: in 2024, lenders reported 1,128 applications for a home purchase or a refinance; 876 became loans ($267.8 million) and 213 were denied, a denial rate of 18.9%. Home purchase: 716 applications, 593 loans. HMDA 2024 data, FFIEC.","value":876,"unit":"home purchase and refinance loans originated, 2024","applications":1128,"originations":876,"denials":213,"originated_dollars":267790000,"applications_purchase":716,"applications_refinance":185,"applications_cash_out_refinance":227,"originations_purchase":593,"originations_refinance":136,"originations_cash_out_refinance":147,"denials_purchase":100,"denials_refinance":42,"denials_cash_out_refinance":71,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13229","dataset":"mortgage-lending","jurisdiction":"GA","county":"13229","countyName":"Pierce County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Pierce County, Georgia: in 2024, lenders reported 425 applications for a home purchase or a refinance; 315 became loans ($57.0 million) and 92 were denied, a denial rate of 21.6%. Home purchase: 266 applications, 194 loans. HMDA 2024 data, FFIEC.","value":315,"unit":"home purchase and refinance loans originated, 2024","applications":425,"originations":315,"denials":92,"originated_dollars":57035000,"applications_purchase":266,"applications_refinance":99,"applications_cash_out_refinance":60,"originations_purchase":194,"originations_refinance":82,"originations_cash_out_refinance":39,"denials_purchase":62,"denials_refinance":11,"denials_cash_out_refinance":19,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13231","dataset":"mortgage-lending","jurisdiction":"GA","county":"13231","countyName":"Pike County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Pike County, Georgia: in 2024, lenders reported 447 applications for a home purchase or a refinance; 362 became loans ($106.9 million) and 71 were denied, a denial rate of 15.9%. Home purchase: 247 applications, 221 loans. HMDA 2024 data, FFIEC.","value":362,"unit":"home purchase and refinance loans originated, 2024","applications":447,"originations":362,"denials":71,"originated_dollars":106890000,"applications_purchase":247,"applications_refinance":101,"applications_cash_out_refinance":99,"originations_purchase":221,"originations_refinance":82,"originations_cash_out_refinance":59,"denials_purchase":19,"denials_refinance":16,"denials_cash_out_refinance":36,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13233","dataset":"mortgage-lending","jurisdiction":"GA","county":"13233","countyName":"Polk County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Polk County, Georgia: in 2024, lenders reported 910 applications for a home purchase or a refinance; 657 became loans ($145.0 million) and 214 were denied, a denial rate of 23.5%. Home purchase: 597 applications, 450 loans. HMDA 2024 data, FFIEC.","value":657,"unit":"home purchase and refinance loans originated, 2024","applications":910,"originations":657,"denials":214,"originated_dollars":144975000,"applications_purchase":597,"applications_refinance":112,"applications_cash_out_refinance":201,"originations_purchase":450,"originations_refinance":78,"originations_cash_out_refinance":129,"denials_purchase":122,"denials_refinance":27,"denials_cash_out_refinance":65,"denial_rate":23.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13235","dataset":"mortgage-lending","jurisdiction":"GA","county":"13235","countyName":"Pulaski County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Pulaski County, Georgia: in 2024, lenders reported 204 applications for a home purchase or a refinance; 139 became loans ($26.3 million) and 58 were denied, a denial rate of 28.4%. Home purchase: 130 applications, 93 loans. HMDA 2024 data, FFIEC.","value":139,"unit":"home purchase and refinance loans originated, 2024","applications":204,"originations":139,"denials":58,"originated_dollars":26285000,"applications_purchase":130,"applications_refinance":37,"applications_cash_out_refinance":37,"originations_purchase":93,"originations_refinance":25,"originations_cash_out_refinance":21,"denials_purchase":30,"denials_refinance":12,"denials_cash_out_refinance":16,"denial_rate":28.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13237","dataset":"mortgage-lending","jurisdiction":"GA","county":"13237","countyName":"Putnam County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Putnam County, Georgia: in 2024, lenders reported 614 applications for a home purchase or a refinance; 474 became loans ($185.6 million) and 120 were denied, a denial rate of 19.5%. Home purchase: 412 applications, 342 loans. HMDA 2024 data, FFIEC.","value":474,"unit":"home purchase and refinance loans originated, 2024","applications":614,"originations":474,"denials":120,"originated_dollars":185590000,"applications_purchase":412,"applications_refinance":86,"applications_cash_out_refinance":116,"originations_purchase":342,"originations_refinance":66,"originations_cash_out_refinance":66,"denials_purchase":56,"denials_refinance":17,"denials_cash_out_refinance":47,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13239","dataset":"mortgage-lending","jurisdiction":"GA","county":"13239","countyName":"Quitman County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Quitman County, Georgia: in 2024, lenders reported 56 applications for a home purchase or a refinance; 25 became loans ($3.0 million) and 26 were denied, a denial rate of 46.4%. Home purchase: 43 applications, 17 loans. HMDA 2024 data, FFIEC.","value":25,"unit":"home purchase and refinance loans originated, 2024","applications":56,"originations":25,"denials":26,"originated_dollars":2975000,"applications_purchase":43,"applications_refinance":9,"applications_cash_out_refinance":4,"originations_purchase":17,"originations_refinance":7,"originations_cash_out_refinance":1,"denials_purchase":21,"denials_refinance":2,"denials_cash_out_refinance":3,"denial_rate":46.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13241","dataset":"mortgage-lending","jurisdiction":"GA","county":"13241","countyName":"Rabun County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Rabun County, Georgia: in 2024, lenders reported 434 applications for a home purchase or a refinance; 335 became loans ($136.6 million) and 81 were denied, a denial rate of 18.7%. Home purchase: 273 applications, 230 loans. HMDA 2024 data, FFIEC.","value":335,"unit":"home purchase and refinance loans originated, 2024","applications":434,"originations":335,"denials":81,"originated_dollars":136605000,"applications_purchase":273,"applications_refinance":80,"applications_cash_out_refinance":81,"originations_purchase":230,"originations_refinance":61,"originations_cash_out_refinance":44,"denials_purchase":31,"denials_refinance":14,"denials_cash_out_refinance":36,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13243","dataset":"mortgage-lending","jurisdiction":"GA","county":"13243","countyName":"Randolph County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Randolph County, Georgia: in 2024, lenders reported 77 applications for a home purchase or a refinance; 37 became loans ($4.5 million) and 39 were denied, a denial rate of 50.6%. Home purchase: 51 applications, 24 loans. HMDA 2024 data, FFIEC.","value":37,"unit":"home purchase and refinance loans originated, 2024","applications":77,"originations":37,"denials":39,"originated_dollars":4475000,"applications_purchase":51,"applications_refinance":12,"applications_cash_out_refinance":14,"originations_purchase":24,"originations_refinance":9,"originations_cash_out_refinance":4,"denials_purchase":27,"denials_refinance":3,"denials_cash_out_refinance":9,"denial_rate":50.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13245","dataset":"mortgage-lending","jurisdiction":"GA","county":"13245","countyName":"Richmond County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Richmond County, Georgia: in 2024, lenders reported 3,872 applications for a home purchase or a refinance; 2,782 became loans ($677.0 million) and 897 were denied, a denial rate of 23.2%. Home purchase: 2,326 applications, 1,828 loans. HMDA 2024 data, FFIEC.","value":2782,"unit":"home purchase and refinance loans originated, 2024","applications":3872,"originations":2782,"denials":897,"originated_dollars":677050000,"applications_purchase":2326,"applications_refinance":587,"applications_cash_out_refinance":959,"originations_purchase":1828,"originations_refinance":394,"originations_cash_out_refinance":560,"denials_purchase":406,"denials_refinance":137,"denials_cash_out_refinance":354,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13247","dataset":"mortgage-lending","jurisdiction":"GA","county":"13247","countyName":"Rockdale County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Rockdale County, Georgia: in 2024, lenders reported 2,822 applications for a home purchase or a refinance; 1,867 became loans ($598.5 million) and 810 were denied, a denial rate of 28.7%. Home purchase: 1,526 applications, 1,200 loans. HMDA 2024 data, FFIEC.","value":1867,"unit":"home purchase and refinance loans originated, 2024","applications":2822,"originations":1867,"denials":810,"originated_dollars":598515000,"applications_purchase":1526,"applications_refinance":377,"applications_cash_out_refinance":919,"originations_purchase":1200,"originations_refinance":216,"originations_cash_out_refinance":451,"denials_purchase":270,"denials_refinance":122,"denials_cash_out_refinance":418,"denial_rate":28.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13249","dataset":"mortgage-lending","jurisdiction":"GA","county":"13249","countyName":"Schley County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Schley County, Georgia: in 2024, lenders reported 110 applications for a home purchase or a refinance; 62 became loans ($11.2 million) and 40 were denied, a denial rate of 36.4%. Home purchase: 74 applications, 36 loans. HMDA 2024 data, FFIEC.","value":62,"unit":"home purchase and refinance loans originated, 2024","applications":110,"originations":62,"denials":40,"originated_dollars":11160000,"applications_purchase":74,"applications_refinance":16,"applications_cash_out_refinance":20,"originations_purchase":36,"originations_refinance":14,"originations_cash_out_refinance":12,"denials_purchase":31,"denials_refinance":1,"denials_cash_out_refinance":8,"denial_rate":36.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13251","dataset":"mortgage-lending","jurisdiction":"GA","county":"13251","countyName":"Screven County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Screven County, Georgia: in 2024, lenders reported 205 applications for a home purchase or a refinance; 120 became loans ($20.5 million) and 71 were denied, a denial rate of 34.6%. Home purchase: 142 applications, 81 loans. HMDA 2024 data, FFIEC.","value":120,"unit":"home purchase and refinance loans originated, 2024","applications":205,"originations":120,"denials":71,"originated_dollars":20480000,"applications_purchase":142,"applications_refinance":39,"applications_cash_out_refinance":24,"originations_purchase":81,"originations_refinance":26,"originations_cash_out_refinance":13,"denials_purchase":49,"denials_refinance":12,"denials_cash_out_refinance":10,"denial_rate":34.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13253","dataset":"mortgage-lending","jurisdiction":"GA","county":"13253","countyName":"Seminole County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Seminole County, Georgia: in 2024, lenders reported 220 applications for a home purchase or a refinance; 149 became loans ($20.0 million) and 62 were denied, a denial rate of 28.2%. Home purchase: 130 applications, 80 loans. HMDA 2024 data, FFIEC.","value":149,"unit":"home purchase and refinance loans originated, 2024","applications":220,"originations":149,"denials":62,"originated_dollars":20045000,"applications_purchase":130,"applications_refinance":57,"applications_cash_out_refinance":33,"originations_purchase":80,"originations_refinance":50,"originations_cash_out_refinance":19,"denials_purchase":44,"denials_refinance":6,"denials_cash_out_refinance":12,"denial_rate":28.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13255","dataset":"mortgage-lending","jurisdiction":"GA","county":"13255","countyName":"Spalding County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Spalding County, Georgia: in 2024, lenders reported 1,932 applications for a home purchase or a refinance; 1,475 became loans ($386.1 million) and 377 were denied, a denial rate of 19.5%. Home purchase: 1,249 applications, 1,061 loans. HMDA 2024 data, FFIEC.","value":1475,"unit":"home purchase and refinance loans originated, 2024","applications":1932,"originations":1475,"denials":377,"originated_dollars":386115000,"applications_purchase":1249,"applications_refinance":270,"applications_cash_out_refinance":413,"originations_purchase":1061,"originations_refinance":198,"originations_cash_out_refinance":216,"denials_purchase":151,"denials_refinance":43,"denials_cash_out_refinance":183,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13257","dataset":"mortgage-lending","jurisdiction":"GA","county":"13257","countyName":"Stephens County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Stephens County, Georgia: in 2024, lenders reported 650 applications for a home purchase or a refinance; 477 became loans ($107.8 million) and 162 were denied, a denial rate of 24.9%. Home purchase: 453 applications, 351 loans. HMDA 2024 data, FFIEC.","value":477,"unit":"home purchase and refinance loans originated, 2024","applications":650,"originations":477,"denials":162,"originated_dollars":107795000,"applications_purchase":453,"applications_refinance":76,"applications_cash_out_refinance":121,"originations_purchase":351,"originations_refinance":60,"originations_cash_out_refinance":66,"denials_purchase":93,"denials_refinance":15,"denials_cash_out_refinance":54,"denial_rate":24.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13259","dataset":"mortgage-lending","jurisdiction":"GA","county":"13259","countyName":"Stewart County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Stewart County, Georgia: in 2024, lenders reported 76 applications for a home purchase or a refinance; 26 became loans ($4.6 million) and 49 were denied, a denial rate of 64.5%. Home purchase: 61 applications, 19 loans. HMDA 2024 data, FFIEC.","value":26,"unit":"home purchase and refinance loans originated, 2024","applications":76,"originations":26,"denials":49,"originated_dollars":4610000,"applications_purchase":61,"applications_refinance":9,"applications_cash_out_refinance":6,"originations_purchase":19,"originations_refinance":6,"originations_cash_out_refinance":1,"denials_purchase":42,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":64.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13261","dataset":"mortgage-lending","jurisdiction":"GA","county":"13261","countyName":"Sumter County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Sumter County, Georgia: in 2024, lenders reported 358 applications for a home purchase or a refinance; 242 became loans ($53.3 million) and 110 were denied, a denial rate of 30.7%. Home purchase: 225 applications, 146 loans. HMDA 2024 data, FFIEC.","value":242,"unit":"home purchase and refinance loans originated, 2024","applications":358,"originations":242,"denials":110,"originated_dollars":53310000,"applications_purchase":225,"applications_refinance":73,"applications_cash_out_refinance":60,"originations_purchase":146,"originations_refinance":61,"originations_cash_out_refinance":35,"denials_purchase":74,"denials_refinance":12,"denials_cash_out_refinance":24,"denial_rate":30.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13263","dataset":"mortgage-lending","jurisdiction":"GA","county":"13263","countyName":"Talbot County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Talbot County, Georgia: in 2024, lenders reported 109 applications for a home purchase or a refinance; 66 became loans ($14.2 million) and 30 were denied, a denial rate of 27.5%. Home purchase: 55 applications, 34 loans. HMDA 2024 data, FFIEC.","value":66,"unit":"home purchase and refinance loans originated, 2024","applications":109,"originations":66,"denials":30,"originated_dollars":14190000,"applications_purchase":55,"applications_refinance":24,"applications_cash_out_refinance":30,"originations_purchase":34,"originations_refinance":16,"originations_cash_out_refinance":16,"denials_purchase":16,"denials_refinance":2,"denials_cash_out_refinance":12,"denial_rate":27.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13265","dataset":"mortgage-lending","jurisdiction":"GA","county":"13265","countyName":"Taliaferro County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Taliaferro County, Georgia: in 2024, lenders reported 24 applications for a home purchase or a refinance; 13 became loans ($2.5 million) and 10 were denied, a denial rate of 41.7% (a small count, so the rate moves a lot from year to year). Home purchase: 19 applications, 10 loans. HMDA 2024 data, FFIEC.","value":13,"unit":"home purchase and refinance loans originated, 2024","applications":24,"originations":13,"denials":10,"originated_dollars":2515000,"applications_purchase":19,"applications_refinance":4,"applications_cash_out_refinance":1,"originations_purchase":10,"originations_refinance":3,"originations_cash_out_refinance":0,"denials_purchase":9,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":41.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:13267","dataset":"mortgage-lending","jurisdiction":"GA","county":"13267","countyName":"Tattnall County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Tattnall County, Georgia: in 2024, lenders reported 433 applications for a home purchase or a refinance; 304 became loans ($45.2 million) and 107 were denied, a denial rate of 24.7%. Home purchase: 225 applications, 152 loans. HMDA 2024 data, FFIEC.","value":304,"unit":"home purchase and refinance loans originated, 2024","applications":433,"originations":304,"denials":107,"originated_dollars":45200000,"applications_purchase":225,"applications_refinance":128,"applications_cash_out_refinance":80,"originations_purchase":152,"originations_refinance":108,"originations_cash_out_refinance":44,"denials_purchase":63,"denials_refinance":12,"denials_cash_out_refinance":32,"denial_rate":24.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13269","dataset":"mortgage-lending","jurisdiction":"GA","county":"13269","countyName":"Taylor County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Taylor County, Georgia: in 2024, lenders reported 123 applications for a home purchase or a refinance; 71 became loans ($10.9 million) and 48 were denied, a denial rate of 39.0%. Home purchase: 68 applications, 36 loans. HMDA 2024 data, FFIEC.","value":71,"unit":"home purchase and refinance loans originated, 2024","applications":123,"originations":71,"denials":48,"originated_dollars":10925000,"applications_purchase":68,"applications_refinance":30,"applications_cash_out_refinance":25,"originations_purchase":36,"originations_refinance":23,"originations_cash_out_refinance":12,"denials_purchase":31,"denials_refinance":4,"denials_cash_out_refinance":13,"denial_rate":39,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13271","dataset":"mortgage-lending","jurisdiction":"GA","county":"13271","countyName":"Telfair County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Telfair County, Georgia: in 2024, lenders reported 137 applications for a home purchase or a refinance; 67 became loans ($11.8 million) and 65 were denied, a denial rate of 47.4%. Home purchase: 99 applications, 43 loans. HMDA 2024 data, FFIEC.","value":67,"unit":"home purchase and refinance loans originated, 2024","applications":137,"originations":67,"denials":65,"originated_dollars":11825000,"applications_purchase":99,"applications_refinance":14,"applications_cash_out_refinance":24,"originations_purchase":43,"originations_refinance":12,"originations_cash_out_refinance":12,"denials_purchase":53,"denials_refinance":1,"denials_cash_out_refinance":11,"denial_rate":47.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13273","dataset":"mortgage-lending","jurisdiction":"GA","county":"13273","countyName":"Terrell County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Terrell County, Georgia: in 2024, lenders reported 196 applications for a home purchase or a refinance; 120 became loans ($17.3 million) and 61 were denied, a denial rate of 31.1%. Home purchase: 108 applications, 51 loans. HMDA 2024 data, FFIEC.","value":120,"unit":"home purchase and refinance loans originated, 2024","applications":196,"originations":120,"denials":61,"originated_dollars":17290000,"applications_purchase":108,"applications_refinance":67,"applications_cash_out_refinance":21,"originations_purchase":51,"originations_refinance":62,"originations_cash_out_refinance":7,"denials_purchase":44,"denials_refinance":4,"denials_cash_out_refinance":13,"denial_rate":31.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13275","dataset":"mortgage-lending","jurisdiction":"GA","county":"13275","countyName":"Thomas County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Thomas County, Georgia: in 2024, lenders reported 987 applications for a home purchase or a refinance; 647 became loans ($176.9 million) and 291 were denied, a denial rate of 29.5%. Home purchase: 668 applications, 426 loans. HMDA 2024 data, FFIEC.","value":647,"unit":"home purchase and refinance loans originated, 2024","applications":987,"originations":647,"denials":291,"originated_dollars":176925000,"applications_purchase":668,"applications_refinance":132,"applications_cash_out_refinance":187,"originations_purchase":426,"originations_refinance":111,"originations_cash_out_refinance":110,"denials_purchase":206,"denials_refinance":13,"denials_cash_out_refinance":72,"denial_rate":29.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13277","dataset":"mortgage-lending","jurisdiction":"GA","county":"13277","countyName":"Tift County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Tift County, Georgia: in 2024, lenders reported 619 applications for a home purchase or a refinance; 425 became loans ($96.3 million) and 179 were denied, a denial rate of 28.9%. Home purchase: 392 applications, 265 loans. HMDA 2024 data, FFIEC.","value":425,"unit":"home purchase and refinance loans originated, 2024","applications":619,"originations":425,"denials":179,"originated_dollars":96305000,"applications_purchase":392,"applications_refinance":104,"applications_cash_out_refinance":123,"originations_purchase":265,"originations_refinance":85,"originations_cash_out_refinance":75,"denials_purchase":119,"denials_refinance":15,"denials_cash_out_refinance":45,"denial_rate":28.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13279","dataset":"mortgage-lending","jurisdiction":"GA","county":"13279","countyName":"Toombs County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Toombs County, Georgia: in 2024, lenders reported 310 applications for a home purchase or a refinance; 189 became loans ($37.2 million) and 105 were denied, a denial rate of 33.9%. Home purchase: 199 applications, 122 loans. HMDA 2024 data, FFIEC.","value":189,"unit":"home purchase and refinance loans originated, 2024","applications":310,"originations":189,"denials":105,"originated_dollars":37215000,"applications_purchase":199,"applications_refinance":41,"applications_cash_out_refinance":70,"originations_purchase":122,"originations_refinance":35,"originations_cash_out_refinance":32,"denials_purchase":65,"denials_refinance":5,"denials_cash_out_refinance":35,"denial_rate":33.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13281","dataset":"mortgage-lending","jurisdiction":"GA","county":"13281","countyName":"Towns County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Towns County, Georgia: in 2024, lenders reported 339 applications for a home purchase or a refinance; 258 became loans ($84.9 million) and 66 were denied, a denial rate of 19.5%. Home purchase: 203 applications, 166 loans. HMDA 2024 data, FFIEC.","value":258,"unit":"home purchase and refinance loans originated, 2024","applications":339,"originations":258,"denials":66,"originated_dollars":84890000,"applications_purchase":203,"applications_refinance":61,"applications_cash_out_refinance":75,"originations_purchase":166,"originations_refinance":45,"originations_cash_out_refinance":47,"denials_purchase":32,"denials_refinance":13,"denials_cash_out_refinance":21,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13283","dataset":"mortgage-lending","jurisdiction":"GA","county":"13283","countyName":"Treutlen County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Treutlen County, Georgia: in 2024, lenders reported 66 applications for a home purchase or a refinance; 30 became loans ($5.9 million) and 31 were denied, a denial rate of 47.0%. Home purchase: 40 applications, 17 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":66,"originations":30,"denials":31,"originated_dollars":5900000,"applications_purchase":40,"applications_refinance":13,"applications_cash_out_refinance":13,"originations_purchase":17,"originations_refinance":12,"originations_cash_out_refinance":1,"denials_purchase":19,"denials_refinance":1,"denials_cash_out_refinance":11,"denial_rate":47,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13285","dataset":"mortgage-lending","jurisdiction":"GA","county":"13285","countyName":"Troup County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Troup County, Georgia: in 2024, lenders reported 1,498 applications for a home purchase or a refinance; 1,099 became loans ($285.8 million) and 341 were denied, a denial rate of 22.8%. Home purchase: 937 applications, 776 loans. HMDA 2024 data, FFIEC.","value":1099,"unit":"home purchase and refinance loans originated, 2024","applications":1498,"originations":1099,"denials":341,"originated_dollars":285815000,"applications_purchase":937,"applications_refinance":199,"applications_cash_out_refinance":362,"originations_purchase":776,"originations_refinance":134,"originations_cash_out_refinance":189,"denials_purchase":128,"denials_refinance":51,"denials_cash_out_refinance":162,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13287","dataset":"mortgage-lending","jurisdiction":"GA","county":"13287","countyName":"Turner County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Turner County, Georgia: in 2024, lenders reported 150 applications for a home purchase or a refinance; 83 became loans ($11.1 million) and 66 were denied, a denial rate of 44.0%. Home purchase: 92 applications, 43 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":150,"originations":83,"denials":66,"originated_dollars":11065000,"applications_purchase":92,"applications_refinance":29,"applications_cash_out_refinance":29,"originations_purchase":43,"originations_refinance":25,"originations_cash_out_refinance":15,"denials_purchase":48,"denials_refinance":4,"denials_cash_out_refinance":14,"denial_rate":44,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13289","dataset":"mortgage-lending","jurisdiction":"GA","county":"13289","countyName":"Twiggs County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Twiggs County, Georgia: in 2024, lenders reported 132 applications for a home purchase or a refinance; 69 became loans ($11.7 million) and 56 were denied, a denial rate of 42.4%. Home purchase: 97 applications, 43 loans. HMDA 2024 data, FFIEC.","value":69,"unit":"home purchase and refinance loans originated, 2024","applications":132,"originations":69,"denials":56,"originated_dollars":11685000,"applications_purchase":97,"applications_refinance":17,"applications_cash_out_refinance":18,"originations_purchase":43,"originations_refinance":16,"originations_cash_out_refinance":10,"denials_purchase":49,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":42.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13291","dataset":"mortgage-lending","jurisdiction":"GA","county":"13291","countyName":"Union County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Union County, Georgia: in 2024, lenders reported 779 applications for a home purchase or a refinance; 601 became loans ($182.9 million) and 149 were denied, a denial rate of 19.1%. Home purchase: 465 applications, 370 loans. HMDA 2024 data, FFIEC.","value":601,"unit":"home purchase and refinance loans originated, 2024","applications":779,"originations":601,"denials":149,"originated_dollars":182875000,"applications_purchase":465,"applications_refinance":157,"applications_cash_out_refinance":157,"originations_purchase":370,"originations_refinance":132,"originations_cash_out_refinance":99,"denials_purchase":75,"denials_refinance":23,"denials_cash_out_refinance":51,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13293","dataset":"mortgage-lending","jurisdiction":"GA","county":"13293","countyName":"Upson County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Upson County, Georgia: in 2024, lenders reported 541 applications for a home purchase or a refinance; 409 became loans ($788.7 million) and 110 were denied, a denial rate of 20.3%. Home purchase: 319 applications, 258 loans. HMDA 2024 data, FFIEC.","value":409,"unit":"home purchase and refinance loans originated, 2024","applications":541,"originations":409,"denials":110,"originated_dollars":788655000,"applications_purchase":319,"applications_refinance":100,"applications_cash_out_refinance":122,"originations_purchase":258,"originations_refinance":87,"originations_cash_out_refinance":64,"denials_purchase":48,"denials_refinance":11,"denials_cash_out_refinance":51,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13295","dataset":"mortgage-lending","jurisdiction":"GA","county":"13295","countyName":"Walker County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Walker County, Georgia: in 2024, lenders reported 1,875 applications for a home purchase or a refinance; 1,356 became loans ($335.1 million) and 429 were denied, a denial rate of 22.9%. Home purchase: 1,292 applications, 948 loans. HMDA 2024 data, FFIEC.","value":1356,"unit":"home purchase and refinance loans originated, 2024","applications":1875,"originations":1356,"denials":429,"originated_dollars":335050000,"applications_purchase":1292,"applications_refinance":246,"applications_cash_out_refinance":337,"originations_purchase":948,"originations_refinance":187,"originations_cash_out_refinance":221,"denials_purchase":280,"denials_refinance":42,"denials_cash_out_refinance":107,"denial_rate":22.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13297","dataset":"mortgage-lending","jurisdiction":"GA","county":"13297","countyName":"Walton County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Walton County, Georgia: in 2024, lenders reported 2,923 applications for a home purchase or a refinance; 2,290 became loans ($756.7 million) and 537 were denied, a denial rate of 18.4%. Home purchase: 1,790 applications, 1,550 loans. HMDA 2024 data, FFIEC.","value":2290,"unit":"home purchase and refinance loans originated, 2024","applications":2923,"originations":2290,"denials":537,"originated_dollars":756680000,"applications_purchase":1790,"applications_refinance":413,"applications_cash_out_refinance":720,"originations_purchase":1550,"originations_refinance":274,"originations_cash_out_refinance":466,"denials_purchase":203,"denials_refinance":107,"denials_cash_out_refinance":227,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13299","dataset":"mortgage-lending","jurisdiction":"GA","county":"13299","countyName":"Ware County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Ware County, Georgia: in 2024, lenders reported 621 applications for a home purchase or a refinance; 398 became loans ($103.8 million) and 203 were denied, a denial rate of 32.7%. Home purchase: 378 applications, 241 loans. HMDA 2024 data, FFIEC.","value":398,"unit":"home purchase and refinance loans originated, 2024","applications":621,"originations":398,"denials":203,"originated_dollars":103830000,"applications_purchase":378,"applications_refinance":109,"applications_cash_out_refinance":134,"originations_purchase":241,"originations_refinance":85,"originations_cash_out_refinance":72,"denials_purchase":126,"denials_refinance":20,"denials_cash_out_refinance":57,"denial_rate":32.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13301","dataset":"mortgage-lending","jurisdiction":"GA","county":"13301","countyName":"Warren County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Warren County, Georgia: in 2024, lenders reported 77 applications for a home purchase or a refinance; 38 became loans ($8.7 million) and 39 were denied, a denial rate of 50.6%. Home purchase: 50 applications, 25 loans. HMDA 2024 data, FFIEC.","value":38,"unit":"home purchase and refinance loans originated, 2024","applications":77,"originations":38,"denials":39,"originated_dollars":8680000,"applications_purchase":50,"applications_refinance":14,"applications_cash_out_refinance":13,"originations_purchase":25,"originations_refinance":10,"originations_cash_out_refinance":3,"denials_purchase":25,"denials_refinance":4,"denials_cash_out_refinance":10,"denial_rate":50.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13303","dataset":"mortgage-lending","jurisdiction":"GA","county":"13303","countyName":"Washington County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Washington County, Georgia: in 2024, lenders reported 266 applications for a home purchase or a refinance; 130 became loans ($24.6 million) and 126 were denied, a denial rate of 47.4%. Home purchase: 183 applications, 87 loans. HMDA 2024 data, FFIEC.","value":130,"unit":"home purchase and refinance loans originated, 2024","applications":266,"originations":130,"denials":126,"originated_dollars":24630000,"applications_purchase":183,"applications_refinance":25,"applications_cash_out_refinance":58,"originations_purchase":87,"originations_refinance":17,"originations_cash_out_refinance":26,"denials_purchase":89,"denials_refinance":7,"denials_cash_out_refinance":30,"denial_rate":47.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13305","dataset":"mortgage-lending","jurisdiction":"GA","county":"13305","countyName":"Wayne County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Wayne County, Georgia: in 2024, lenders reported 803 applications for a home purchase or a refinance; 563 became loans ($112.8 million) and 213 were denied, a denial rate of 26.5%. Home purchase: 542 applications, 372 loans. HMDA 2024 data, FFIEC.","value":563,"unit":"home purchase and refinance loans originated, 2024","applications":803,"originations":563,"denials":213,"originated_dollars":112785000,"applications_purchase":542,"applications_refinance":137,"applications_cash_out_refinance":124,"originations_purchase":372,"originations_refinance":112,"originations_cash_out_refinance":79,"denials_purchase":153,"denials_refinance":18,"denials_cash_out_refinance":42,"denial_rate":26.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13307","dataset":"mortgage-lending","jurisdiction":"GA","county":"13307","countyName":"Webster County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Webster County, Georgia: in 2024, lenders reported 32 applications for a home purchase or a refinance; 11 became loans ($5.1 million) and 21 were denied, a denial rate of 65.6%. Home purchase: 23 applications, 4 loans. HMDA 2024 data, FFIEC.","value":11,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":11,"denials":21,"originated_dollars":5095000,"applications_purchase":23,"applications_refinance":4,"applications_cash_out_refinance":5,"originations_purchase":4,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":19,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":65.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13309","dataset":"mortgage-lending","jurisdiction":"GA","county":"13309","countyName":"Wheeler County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Wheeler County, Georgia: in 2024, lenders reported 61 applications for a home purchase or a refinance; 31 became loans ($5.2 million) and 26 were denied, a denial rate of 42.6%. Home purchase: 39 applications, 16 loans. HMDA 2024 data, FFIEC.","value":31,"unit":"home purchase and refinance loans originated, 2024","applications":61,"originations":31,"denials":26,"originated_dollars":5185000,"applications_purchase":39,"applications_refinance":11,"applications_cash_out_refinance":11,"originations_purchase":16,"originations_refinance":8,"originations_cash_out_refinance":7,"denials_purchase":20,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":42.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13311","dataset":"mortgage-lending","jurisdiction":"GA","county":"13311","countyName":"White County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"White County, Georgia: in 2024, lenders reported 786 applications for a home purchase or a refinance; 600 became loans ($165.9 million) and 166 were denied, a denial rate of 21.1%. Home purchase: 463 applications, 380 loans. HMDA 2024 data, FFIEC.","value":600,"unit":"home purchase and refinance loans originated, 2024","applications":786,"originations":600,"denials":166,"originated_dollars":165890000,"applications_purchase":463,"applications_refinance":141,"applications_cash_out_refinance":182,"originations_purchase":380,"originations_refinance":102,"originations_cash_out_refinance":118,"denials_purchase":79,"denials_refinance":34,"denials_cash_out_refinance":53,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13313","dataset":"mortgage-lending","jurisdiction":"GA","county":"13313","countyName":"Whitfield County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Whitfield County, Georgia: in 2024, lenders reported 1,799 applications for a home purchase or a refinance; 1,324 became loans ($319.0 million) and 408 were denied, a denial rate of 22.7%. Home purchase: 1,219 applications, 938 loans. HMDA 2024 data, FFIEC.","value":1324,"unit":"home purchase and refinance loans originated, 2024","applications":1799,"originations":1324,"denials":408,"originated_dollars":319040000,"applications_purchase":1219,"applications_refinance":240,"applications_cash_out_refinance":340,"originations_purchase":938,"originations_refinance":169,"originations_cash_out_refinance":217,"denials_purchase":237,"denials_refinance":58,"denials_cash_out_refinance":113,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13315","dataset":"mortgage-lending","jurisdiction":"GA","county":"13315","countyName":"Wilcox County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Wilcox County, Georgia: in 2024, lenders reported 88 applications for a home purchase or a refinance; 41 became loans ($6.5 million) and 40 were denied, a denial rate of 45.5%. Home purchase: 61 applications, 23 loans. HMDA 2024 data, FFIEC.","value":41,"unit":"home purchase and refinance loans originated, 2024","applications":88,"originations":41,"denials":40,"originated_dollars":6515000,"applications_purchase":61,"applications_refinance":14,"applications_cash_out_refinance":13,"originations_purchase":23,"originations_refinance":12,"originations_cash_out_refinance":6,"denials_purchase":31,"denials_refinance":2,"denials_cash_out_refinance":7,"denial_rate":45.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13317","dataset":"mortgage-lending","jurisdiction":"GA","county":"13317","countyName":"Wilkes County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Wilkes County, Georgia: in 2024, lenders reported 158 applications for a home purchase or a refinance; 107 became loans ($18.3 million) and 45 were denied, a denial rate of 28.5%. Home purchase: 97 applications, 61 loans. HMDA 2024 data, FFIEC.","value":107,"unit":"home purchase and refinance loans originated, 2024","applications":158,"originations":107,"denials":45,"originated_dollars":18325000,"applications_purchase":97,"applications_refinance":39,"applications_cash_out_refinance":22,"originations_purchase":61,"originations_refinance":32,"originations_cash_out_refinance":14,"denials_purchase":32,"denials_refinance":7,"denials_cash_out_refinance":6,"denial_rate":28.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13319","dataset":"mortgage-lending","jurisdiction":"GA","county":"13319","countyName":"Wilkinson County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Wilkinson County, Georgia: in 2024, lenders reported 114 applications for a home purchase or a refinance; 68 became loans ($11.6 million) and 42 were denied, a denial rate of 36.8%. Home purchase: 71 applications, 40 loans. HMDA 2024 data, FFIEC.","value":68,"unit":"home purchase and refinance loans originated, 2024","applications":114,"originations":68,"denials":42,"originated_dollars":11630000,"applications_purchase":71,"applications_refinance":14,"applications_cash_out_refinance":29,"originations_purchase":40,"originations_refinance":10,"originations_cash_out_refinance":18,"denials_purchase":28,"denials_refinance":4,"denials_cash_out_refinance":10,"denial_rate":36.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:13321","dataset":"mortgage-lending","jurisdiction":"GA","county":"13321","countyName":"Worth County","stateName":"Georgia","level":"county","year":2024,"status":"P","text":"Worth County, Georgia: in 2024, lenders reported 376 applications for a home purchase or a refinance; 192 became loans ($34.4 million) and 158 were denied, a denial rate of 42.0%. Home purchase: 292 applications, 126 loans. HMDA 2024 data, FFIEC.","value":192,"unit":"home purchase and refinance loans originated, 2024","applications":376,"originations":192,"denials":158,"originated_dollars":34390000,"applications_purchase":292,"applications_refinance":47,"applications_cash_out_refinance":37,"originations_purchase":126,"originations_refinance":44,"originations_cash_out_refinance":22,"denials_purchase":140,"denials_refinance":3,"denials_cash_out_refinance":15,"denial_rate":42,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:HI","dataset":"mortgage-lending","jurisdiction":"HI","county":null,"countyName":null,"stateName":"Hawaii","level":"state","year":2024,"status":"P","text":"Hawaii: in 2024, lenders reported 17,574 applications for a home purchase or a refinance; 13,131 became loans ($8.5 billion) and 3,775 were denied, a denial rate of 21.5%. Home purchase: 10,766 applications, 8,980 loans. Loans made changed +7.5% from 12,213 in 2023. HMDA 2024 data, FFIEC.","value":13131,"unit":"home purchase and refinance loans originated, 2024","applications":17574,"originations":13131,"denials":3775,"originated_dollars":8517265000,"applications_purchase":10766,"applications_refinance":3660,"applications_cash_out_refinance":3148,"originations_purchase":8980,"originations_refinance":2436,"originations_cash_out_refinance":1715,"denials_purchase":1441,"denials_refinance":1025,"denials_cash_out_refinance":1309,"denial_rate":21.5,"originations_prior_year":12213,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"49 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":49,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:15001","dataset":"mortgage-lending","jurisdiction":"HI","county":"15001","countyName":"Hawaii County","stateName":"Hawaii","level":"county","year":2024,"status":"P","text":"Hawaii County, Hawaii: in 2024, lenders reported 3,184 applications for a home purchase or a refinance; 2,347 became loans ($1.3 billion) and 722 were denied, a denial rate of 22.7%. Home purchase: 1,920 applications, 1,585 loans. HMDA 2024 data, FFIEC.","value":2347,"unit":"home purchase and refinance loans originated, 2024","applications":3184,"originations":2347,"denials":722,"originated_dollars":1342935000,"applications_purchase":1920,"applications_refinance":505,"applications_cash_out_refinance":759,"originations_purchase":1585,"originations_refinance":354,"originations_cash_out_refinance":408,"denials_purchase":276,"denials_refinance":129,"denials_cash_out_refinance":317,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:15003","dataset":"mortgage-lending","jurisdiction":"HI","county":"15003","countyName":"Honolulu County","stateName":"Hawaii","level":"county","year":2024,"status":"P","text":"Honolulu County, Hawaii: in 2024, lenders reported 11,549 applications for a home purchase or a refinance; 8,704 became loans ($5.5 billion) and 2,401 were denied, a denial rate of 20.8%. Home purchase: 7,180 applications, 6,027 loans. HMDA 2024 data, FFIEC.","value":8704,"unit":"home purchase and refinance loans originated, 2024","applications":11549,"originations":8704,"denials":2401,"originated_dollars":5506640000,"applications_purchase":7180,"applications_refinance":2626,"applications_cash_out_refinance":1743,"originations_purchase":6027,"originations_refinance":1743,"originations_cash_out_refinance":934,"denials_purchase":922,"denials_refinance":742,"denials_cash_out_refinance":737,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:15005","dataset":"mortgage-lending","jurisdiction":"HI","county":"15005","countyName":"Kalawao County","stateName":"Hawaii","level":"county","year":2024,"status":"P","text":"Kalawao County, Hawaii: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:15007","dataset":"mortgage-lending","jurisdiction":"HI","county":"15007","countyName":"Kauai County","stateName":"Hawaii","level":"county","year":2024,"status":"P","text":"Kauai County, Hawaii: in 2024, lenders reported 875 applications for a home purchase or a refinance; 632 became loans ($483.8 million) and 207 were denied, a denial rate of 23.7%. Home purchase: 491 applications, 392 loans. HMDA 2024 data, FFIEC.","value":632,"unit":"home purchase and refinance loans originated, 2024","applications":875,"originations":632,"denials":207,"originated_dollars":483760000,"applications_purchase":491,"applications_refinance":170,"applications_cash_out_refinance":214,"originations_purchase":392,"originations_refinance":111,"originations_cash_out_refinance":129,"denials_purchase":83,"denials_refinance":48,"denials_cash_out_refinance":76,"denial_rate":23.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:15009","dataset":"mortgage-lending","jurisdiction":"HI","county":"15009","countyName":"Maui County","stateName":"Hawaii","level":"county","year":2024,"status":"P","text":"Maui County, Hawaii: in 2024, lenders reported 1,917 applications for a home purchase or a refinance; 1,413 became loans ($1.1 billion) and 431 were denied, a denial rate of 22.5%. Home purchase: 1,143 applications, 952 loans. HMDA 2024 data, FFIEC.","value":1413,"unit":"home purchase and refinance loans originated, 2024","applications":1917,"originations":1413,"denials":431,"originated_dollars":1110355000,"applications_purchase":1143,"applications_refinance":346,"applications_cash_out_refinance":428,"originations_purchase":952,"originations_refinance":220,"originations_cash_out_refinance":241,"denials_purchase":152,"denials_refinance":101,"denials_cash_out_refinance":178,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:IA","dataset":"mortgage-lending","jurisdiction":"IA","county":null,"countyName":null,"stateName":"Iowa","level":"state","year":2024,"status":"P","text":"Iowa: in 2024, lenders reported 63,948 applications for a home purchase or a refinance; 53,691 became loans ($11.6 billion) and 8,603 were denied, a denial rate of 13.5%. Home purchase: 44,312 applications, 39,109 loans. Loans made changed +5.7% from 50,783 in 2023. HMDA 2024 data, FFIEC.","value":53691,"unit":"home purchase and refinance loans originated, 2024","applications":63948,"originations":53691,"denials":8603,"originated_dollars":11554685000,"applications_purchase":44312,"applications_refinance":10725,"applications_cash_out_refinance":8911,"originations_purchase":39109,"originations_refinance":8877,"originations_cash_out_refinance":5705,"denials_purchase":4200,"denials_refinance":1507,"denials_cash_out_refinance":2896,"denial_rate":13.5,"originations_prior_year":50783,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"371 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":371,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19001","dataset":"mortgage-lending","jurisdiction":"IA","county":"19001","countyName":"Adair County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Adair County, Iowa: in 2024, lenders reported 111 applications for a home purchase or a refinance; 87 became loans ($18.3 million) and 19 were denied, a denial rate of 17.1%. Home purchase: 59 applications, 50 loans. HMDA 2024 data, FFIEC.","value":87,"unit":"home purchase and refinance loans originated, 2024","applications":111,"originations":87,"denials":19,"originated_dollars":18305000,"applications_purchase":59,"applications_refinance":27,"applications_cash_out_refinance":25,"originations_purchase":50,"originations_refinance":24,"originations_cash_out_refinance":13,"denials_purchase":4,"denials_refinance":3,"denials_cash_out_refinance":12,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19003","dataset":"mortgage-lending","jurisdiction":"IA","county":"19003","countyName":"Adams County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Adams County, Iowa: in 2024, lenders reported 49 applications for a home purchase or a refinance; 37 became loans ($6.7 million) and 10 were denied, a denial rate of 20.4%. Home purchase: 42 applications, 31 loans. HMDA 2024 data, FFIEC.","value":37,"unit":"home purchase and refinance loans originated, 2024","applications":49,"originations":37,"denials":10,"originated_dollars":6655000,"applications_purchase":42,"applications_refinance":3,"applications_cash_out_refinance":4,"originations_purchase":31,"originations_refinance":3,"originations_cash_out_refinance":3,"denials_purchase":9,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19005","dataset":"mortgage-lending","jurisdiction":"IA","county":"19005","countyName":"Allamakee County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Allamakee County, Iowa: in 2024, lenders reported 169 applications for a home purchase or a refinance; 125 became loans ($23.0 million) and 38 were denied, a denial rate of 22.5%. Home purchase: 103 applications, 78 loans. HMDA 2024 data, FFIEC.","value":125,"unit":"home purchase and refinance loans originated, 2024","applications":169,"originations":125,"denials":38,"originated_dollars":22965000,"applications_purchase":103,"applications_refinance":35,"applications_cash_out_refinance":31,"originations_purchase":78,"originations_refinance":26,"originations_cash_out_refinance":21,"denials_purchase":23,"denials_refinance":5,"denials_cash_out_refinance":10,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19007","dataset":"mortgage-lending","jurisdiction":"IA","county":"19007","countyName":"Appanoose County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Appanoose County, Iowa: in 2024, lenders reported 201 applications for a home purchase or a refinance; 168 became loans ($24.6 million) and 27 were denied, a denial rate of 13.4%. Home purchase: 111 applications, 94 loans. HMDA 2024 data, FFIEC.","value":168,"unit":"home purchase and refinance loans originated, 2024","applications":201,"originations":168,"denials":27,"originated_dollars":24620000,"applications_purchase":111,"applications_refinance":67,"applications_cash_out_refinance":23,"originations_purchase":94,"originations_refinance":61,"originations_cash_out_refinance":13,"denials_purchase":13,"denials_refinance":4,"denials_cash_out_refinance":10,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19009","dataset":"mortgage-lending","jurisdiction":"IA","county":"19009","countyName":"Audubon County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Audubon County, Iowa: in 2024, lenders reported 81 applications for a home purchase or a refinance; 62 became loans ($7.2 million) and 15 were denied, a denial rate of 18.5%. Home purchase: 48 applications, 35 loans. HMDA 2024 data, FFIEC.","value":62,"unit":"home purchase and refinance loans originated, 2024","applications":81,"originations":62,"denials":15,"originated_dollars":7250000,"applications_purchase":48,"applications_refinance":20,"applications_cash_out_refinance":13,"originations_purchase":35,"originations_refinance":16,"originations_cash_out_refinance":11,"denials_purchase":9,"denials_refinance":4,"denials_cash_out_refinance":2,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19011","dataset":"mortgage-lending","jurisdiction":"IA","county":"19011","countyName":"Benton County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Benton County, Iowa: in 2024, lenders reported 617 applications for a home purchase or a refinance; 538 became loans ($92.0 million) and 55 were denied, a denial rate of 8.9%. Home purchase: 381 applications, 346 loans. HMDA 2024 data, FFIEC.","value":538,"unit":"home purchase and refinance loans originated, 2024","applications":617,"originations":538,"denials":55,"originated_dollars":92050000,"applications_purchase":381,"applications_refinance":140,"applications_cash_out_refinance":96,"originations_purchase":346,"originations_refinance":118,"originations_cash_out_refinance":74,"denials_purchase":21,"denials_refinance":18,"denials_cash_out_refinance":16,"denial_rate":8.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19013","dataset":"mortgage-lending","jurisdiction":"IA","county":"19013","countyName":"Black Hawk County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Black Hawk County, Iowa: in 2024, lenders reported 3,033 applications for a home purchase or a refinance; 2,609 became loans ($443.6 million) and 324 were denied, a denial rate of 10.7%. Home purchase: 2,130 applications, 1,907 loans. HMDA 2024 data, FFIEC.","value":2609,"unit":"home purchase and refinance loans originated, 2024","applications":3033,"originations":2609,"denials":324,"originated_dollars":443555000,"applications_purchase":2130,"applications_refinance":470,"applications_cash_out_refinance":433,"originations_purchase":1907,"originations_refinance":409,"originations_cash_out_refinance":293,"denials_purchase":166,"denials_refinance":43,"denials_cash_out_refinance":115,"denial_rate":10.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19015","dataset":"mortgage-lending","jurisdiction":"IA","county":"19015","countyName":"Boone County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Boone County, Iowa: in 2024, lenders reported 676 applications for a home purchase or a refinance; 566 became loans ($128.1 million) and 91 were denied, a denial rate of 13.5%. Home purchase: 463 applications, 410 loans. HMDA 2024 data, FFIEC.","value":566,"unit":"home purchase and refinance loans originated, 2024","applications":676,"originations":566,"denials":91,"originated_dollars":128090000,"applications_purchase":463,"applications_refinance":79,"applications_cash_out_refinance":134,"originations_purchase":410,"originations_refinance":64,"originations_cash_out_refinance":92,"denials_purchase":43,"denials_refinance":11,"denials_cash_out_refinance":37,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19017","dataset":"mortgage-lending","jurisdiction":"IA","county":"19017","countyName":"Bremer County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Bremer County, Iowa: in 2024, lenders reported 520 applications for a home purchase or a refinance; 443 became loans ($79.1 million) and 55 were denied, a denial rate of 10.6%. Home purchase: 341 applications, 301 loans. HMDA 2024 data, FFIEC.","value":443,"unit":"home purchase and refinance loans originated, 2024","applications":520,"originations":443,"denials":55,"originated_dollars":79105000,"applications_purchase":341,"applications_refinance":95,"applications_cash_out_refinance":84,"originations_purchase":301,"originations_refinance":82,"originations_cash_out_refinance":60,"denials_purchase":26,"denials_refinance":9,"denials_cash_out_refinance":20,"denial_rate":10.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19019","dataset":"mortgage-lending","jurisdiction":"IA","county":"19019","countyName":"Buchanan County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Buchanan County, Iowa: in 2024, lenders reported 412 applications for a home purchase or a refinance; 340 became loans ($51.3 million) and 58 were denied, a denial rate of 14.1%. Home purchase: 256 applications, 223 loans. HMDA 2024 data, FFIEC.","value":340,"unit":"home purchase and refinance loans originated, 2024","applications":412,"originations":340,"denials":58,"originated_dollars":51280000,"applications_purchase":256,"applications_refinance":99,"applications_cash_out_refinance":57,"originations_purchase":223,"originations_refinance":84,"originations_cash_out_refinance":33,"denials_purchase":25,"denials_refinance":10,"denials_cash_out_refinance":23,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19021","dataset":"mortgage-lending","jurisdiction":"IA","county":"19021","countyName":"Buena Vista County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Buena Vista County, Iowa: in 2024, lenders reported 251 applications for a home purchase or a refinance; 206 became loans ($51.6 million) and 43 were denied, a denial rate of 17.1%. Home purchase: 179 applications, 165 loans. HMDA 2024 data, FFIEC.","value":206,"unit":"home purchase and refinance loans originated, 2024","applications":251,"originations":206,"denials":43,"originated_dollars":51560000,"applications_purchase":179,"applications_refinance":29,"applications_cash_out_refinance":43,"originations_purchase":165,"originations_refinance":20,"originations_cash_out_refinance":21,"denials_purchase":13,"denials_refinance":8,"denials_cash_out_refinance":22,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19023","dataset":"mortgage-lending","jurisdiction":"IA","county":"19023","countyName":"Butler County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Butler County, Iowa: in 2024, lenders reported 252 applications for a home purchase or a refinance; 222 became loans ($34.0 million) and 18 were denied, a denial rate of 7.1%. Home purchase: 183 applications, 167 loans. HMDA 2024 data, FFIEC.","value":222,"unit":"home purchase and refinance loans originated, 2024","applications":252,"originations":222,"denials":18,"originated_dollars":33980000,"applications_purchase":183,"applications_refinance":39,"applications_cash_out_refinance":30,"originations_purchase":167,"originations_refinance":33,"originations_cash_out_refinance":22,"denials_purchase":9,"denials_refinance":2,"denials_cash_out_refinance":7,"denial_rate":7.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19025","dataset":"mortgage-lending","jurisdiction":"IA","county":"19025","countyName":"Calhoun County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Calhoun County, Iowa: in 2024, lenders reported 134 applications for a home purchase or a refinance; 109 became loans ($16.0 million) and 23 were denied, a denial rate of 17.2%. Home purchase: 95 applications, 80 loans. HMDA 2024 data, FFIEC.","value":109,"unit":"home purchase and refinance loans originated, 2024","applications":134,"originations":109,"denials":23,"originated_dollars":15975000,"applications_purchase":95,"applications_refinance":19,"applications_cash_out_refinance":20,"originations_purchase":80,"originations_refinance":19,"originations_cash_out_refinance":10,"denials_purchase":13,"denials_refinance":0,"denials_cash_out_refinance":10,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19027","dataset":"mortgage-lending","jurisdiction":"IA","county":"19027","countyName":"Carroll County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Carroll County, Iowa: in 2024, lenders reported 245 applications for a home purchase or a refinance; 200 became loans ($38.3 million) and 39 were denied, a denial rate of 15.9%. Home purchase: 161 applications, 141 loans. HMDA 2024 data, FFIEC.","value":200,"unit":"home purchase and refinance loans originated, 2024","applications":245,"originations":200,"denials":39,"originated_dollars":38290000,"applications_purchase":161,"applications_refinance":32,"applications_cash_out_refinance":52,"originations_purchase":141,"originations_refinance":29,"originations_cash_out_refinance":30,"denials_purchase":15,"denials_refinance":3,"denials_cash_out_refinance":21,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19029","dataset":"mortgage-lending","jurisdiction":"IA","county":"19029","countyName":"Cass County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Cass County, Iowa: in 2024, lenders reported 253 applications for a home purchase or a refinance; 201 became loans ($25.9 million) and 37 were denied, a denial rate of 14.6%. Home purchase: 159 applications, 129 loans. HMDA 2024 data, FFIEC.","value":201,"unit":"home purchase and refinance loans originated, 2024","applications":253,"originations":201,"denials":37,"originated_dollars":25895000,"applications_purchase":159,"applications_refinance":44,"applications_cash_out_refinance":50,"originations_purchase":129,"originations_refinance":40,"originations_cash_out_refinance":32,"denials_purchase":16,"denials_refinance":4,"denials_cash_out_refinance":17,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19031","dataset":"mortgage-lending","jurisdiction":"IA","county":"19031","countyName":"Cedar County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Cedar County, Iowa: in 2024, lenders reported 467 applications for a home purchase or a refinance; 387 became loans ($61.6 million) and 72 were denied, a denial rate of 15.4%. Home purchase: 295 applications, 260 loans. HMDA 2024 data, FFIEC.","value":387,"unit":"home purchase and refinance loans originated, 2024","applications":467,"originations":387,"denials":72,"originated_dollars":61645000,"applications_purchase":295,"applications_refinance":94,"applications_cash_out_refinance":78,"originations_purchase":260,"originations_refinance":83,"originations_cash_out_refinance":44,"denials_purchase":28,"denials_refinance":11,"denials_cash_out_refinance":33,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19033","dataset":"mortgage-lending","jurisdiction":"IA","county":"19033","countyName":"Cerro Gordo County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Cerro Gordo County, Iowa: in 2024, lenders reported 401 applications for a home purchase or a refinance; 344 became loans ($67.1 million) and 45 were denied, a denial rate of 11.2%. Home purchase: 293 applications, 266 loans. HMDA 2024 data, FFIEC.","value":344,"unit":"home purchase and refinance loans originated, 2024","applications":401,"originations":344,"denials":45,"originated_dollars":67060000,"applications_purchase":293,"applications_refinance":55,"applications_cash_out_refinance":53,"originations_purchase":266,"originations_refinance":43,"originations_cash_out_refinance":35,"denials_purchase":18,"denials_refinance":10,"denials_cash_out_refinance":17,"denial_rate":11.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19035","dataset":"mortgage-lending","jurisdiction":"IA","county":"19035","countyName":"Cherokee County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Cherokee County, Iowa: in 2024, lenders reported 179 applications for a home purchase or a refinance; 142 became loans ($21.9 million) and 35 were denied, a denial rate of 19.6%. Home purchase: 120 applications, 103 loans. HMDA 2024 data, FFIEC.","value":142,"unit":"home purchase and refinance loans originated, 2024","applications":179,"originations":142,"denials":35,"originated_dollars":21900000,"applications_purchase":120,"applications_refinance":26,"applications_cash_out_refinance":33,"originations_purchase":103,"originations_refinance":23,"originations_cash_out_refinance":16,"denials_purchase":16,"denials_refinance":3,"denials_cash_out_refinance":16,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19037","dataset":"mortgage-lending","jurisdiction":"IA","county":"19037","countyName":"Chickasaw County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Chickasaw County, Iowa: in 2024, lenders reported 189 applications for a home purchase or a refinance; 161 became loans ($26.7 million) and 25 were denied, a denial rate of 13.2%. Home purchase: 126 applications, 112 loans. HMDA 2024 data, FFIEC.","value":161,"unit":"home purchase and refinance loans originated, 2024","applications":189,"originations":161,"denials":25,"originated_dollars":26685000,"applications_purchase":126,"applications_refinance":46,"applications_cash_out_refinance":17,"originations_purchase":112,"originations_refinance":42,"originations_cash_out_refinance":7,"denials_purchase":13,"denials_refinance":3,"denials_cash_out_refinance":9,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19039","dataset":"mortgage-lending","jurisdiction":"IA","county":"19039","countyName":"Clarke County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Clarke County, Iowa: in 2024, lenders reported 237 applications for a home purchase or a refinance; 199 became loans ($30.5 million) and 35 were denied, a denial rate of 14.8%. Home purchase: 154 applications, 132 loans. HMDA 2024 data, FFIEC.","value":199,"unit":"home purchase and refinance loans originated, 2024","applications":237,"originations":199,"denials":35,"originated_dollars":30455000,"applications_purchase":154,"applications_refinance":39,"applications_cash_out_refinance":44,"originations_purchase":132,"originations_refinance":34,"originations_cash_out_refinance":33,"denials_purchase":19,"denials_refinance":5,"denials_cash_out_refinance":11,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19041","dataset":"mortgage-lending","jurisdiction":"IA","county":"19041","countyName":"Clay County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Clay County, Iowa: in 2024, lenders reported 271 applications for a home purchase or a refinance; 219 became loans ($35.8 million) and 48 were denied, a denial rate of 17.7%. Home purchase: 194 applications, 166 loans. HMDA 2024 data, FFIEC.","value":219,"unit":"home purchase and refinance loans originated, 2024","applications":271,"originations":219,"denials":48,"originated_dollars":35835000,"applications_purchase":194,"applications_refinance":29,"applications_cash_out_refinance":48,"originations_purchase":166,"originations_refinance":26,"originations_cash_out_refinance":27,"denials_purchase":25,"denials_refinance":3,"denials_cash_out_refinance":20,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19043","dataset":"mortgage-lending","jurisdiction":"IA","county":"19043","countyName":"Clayton County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Clayton County, Iowa: in 2024, lenders reported 261 applications for a home purchase or a refinance; 214 became loans ($32.0 million) and 42 were denied, a denial rate of 16.1%. Home purchase: 159 applications, 134 loans. HMDA 2024 data, FFIEC.","value":214,"unit":"home purchase and refinance loans originated, 2024","applications":261,"originations":214,"denials":42,"originated_dollars":31970000,"applications_purchase":159,"applications_refinance":56,"applications_cash_out_refinance":46,"originations_purchase":134,"originations_refinance":50,"originations_cash_out_refinance":30,"denials_purchase":21,"denials_refinance":6,"denials_cash_out_refinance":15,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19045","dataset":"mortgage-lending","jurisdiction":"IA","county":"19045","countyName":"Clinton County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Clinton County, Iowa: in 2024, lenders reported 666 applications for a home purchase or a refinance; 544 became loans ($88.1 million) and 110 were denied, a denial rate of 16.5%. Home purchase: 444 applications, 392 loans. HMDA 2024 data, FFIEC.","value":544,"unit":"home purchase and refinance loans originated, 2024","applications":666,"originations":544,"denials":110,"originated_dollars":88100000,"applications_purchase":444,"applications_refinance":113,"applications_cash_out_refinance":109,"originations_purchase":392,"originations_refinance":89,"originations_cash_out_refinance":63,"denials_purchase":46,"denials_refinance":20,"denials_cash_out_refinance":44,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19047","dataset":"mortgage-lending","jurisdiction":"IA","county":"19047","countyName":"Crawford County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Crawford County, Iowa: in 2024, lenders reported 247 applications for a home purchase or a refinance; 197 became loans ($25.9 million) and 46 were denied, a denial rate of 18.6%. Home purchase: 151 applications, 122 loans. HMDA 2024 data, FFIEC.","value":197,"unit":"home purchase and refinance loans originated, 2024","applications":247,"originations":197,"denials":46,"originated_dollars":25935000,"applications_purchase":151,"applications_refinance":64,"applications_cash_out_refinance":32,"originations_purchase":122,"originations_refinance":53,"originations_cash_out_refinance":22,"denials_purchase":26,"denials_refinance":11,"denials_cash_out_refinance":9,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19049","dataset":"mortgage-lending","jurisdiction":"IA","county":"19049","countyName":"Dallas County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Dallas County, Iowa: in 2024, lenders reported 3,248 applications for a home purchase or a refinance; 2,858 became loans ($973.6 million) and 313 were denied, a denial rate of 9.6%. Home purchase: 2,432 applications, 2,224 loans. HMDA 2024 data, FFIEC.","value":2858,"unit":"home purchase and refinance loans originated, 2024","applications":3248,"originations":2858,"denials":313,"originated_dollars":973640000,"applications_purchase":2432,"applications_refinance":489,"applications_cash_out_refinance":327,"originations_purchase":2224,"originations_refinance":408,"originations_cash_out_refinance":226,"denials_purchase":170,"denials_refinance":60,"denials_cash_out_refinance":83,"denial_rate":9.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19051","dataset":"mortgage-lending","jurisdiction":"IA","county":"19051","countyName":"Davis County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Davis County, Iowa: in 2024, lenders reported 123 applications for a home purchase or a refinance; 88 became loans ($10.3 million) and 32 were denied, a denial rate of 26.0%. Home purchase: 73 applications, 49 loans. HMDA 2024 data, FFIEC.","value":88,"unit":"home purchase and refinance loans originated, 2024","applications":123,"originations":88,"denials":32,"originated_dollars":10320000,"applications_purchase":73,"applications_refinance":37,"applications_cash_out_refinance":13,"originations_purchase":49,"originations_refinance":35,"originations_cash_out_refinance":4,"denials_purchase":22,"denials_refinance":2,"denials_cash_out_refinance":8,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19053","dataset":"mortgage-lending","jurisdiction":"IA","county":"19053","countyName":"Decatur County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Decatur County, Iowa: in 2024, lenders reported 104 applications for a home purchase or a refinance; 77 became loans ($11.6 million) and 23 were denied, a denial rate of 22.1%. Home purchase: 62 applications, 49 loans. HMDA 2024 data, FFIEC.","value":77,"unit":"home purchase and refinance loans originated, 2024","applications":104,"originations":77,"denials":23,"originated_dollars":11605000,"applications_purchase":62,"applications_refinance":28,"applications_cash_out_refinance":14,"originations_purchase":49,"originations_refinance":20,"originations_cash_out_refinance":8,"denials_purchase":9,"denials_refinance":8,"denials_cash_out_refinance":6,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19055","dataset":"mortgage-lending","jurisdiction":"IA","county":"19055","countyName":"Delaware County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Delaware County, Iowa: in 2024, lenders reported 367 applications for a home purchase or a refinance; 300 became loans ($59.7 million) and 55 were denied, a denial rate of 15.0%. Home purchase: 262 applications, 228 loans. HMDA 2024 data, FFIEC.","value":300,"unit":"home purchase and refinance loans originated, 2024","applications":367,"originations":300,"denials":55,"originated_dollars":59740000,"applications_purchase":262,"applications_refinance":54,"applications_cash_out_refinance":51,"originations_purchase":228,"originations_refinance":43,"originations_cash_out_refinance":29,"denials_purchase":25,"denials_refinance":11,"denials_cash_out_refinance":19,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19057","dataset":"mortgage-lending","jurisdiction":"IA","county":"19057","countyName":"Des Moines County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Des Moines County, Iowa: in 2024, lenders reported 527 applications for a home purchase or a refinance; 432 became loans ($59.8 million) and 79 were denied, a denial rate of 15.0%. Home purchase: 374 applications, 321 loans. HMDA 2024 data, FFIEC.","value":432,"unit":"home purchase and refinance loans originated, 2024","applications":527,"originations":432,"denials":79,"originated_dollars":59770000,"applications_purchase":374,"applications_refinance":73,"applications_cash_out_refinance":80,"originations_purchase":321,"originations_refinance":57,"originations_cash_out_refinance":54,"denials_purchase":41,"denials_refinance":14,"denials_cash_out_refinance":24,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19059","dataset":"mortgage-lending","jurisdiction":"IA","county":"19059","countyName":"Dickinson County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Dickinson County, Iowa: in 2024, lenders reported 512 applications for a home purchase or a refinance; 444 became loans ($172.0 million) and 57 were denied, a denial rate of 11.1%. Home purchase: 345 applications, 313 loans. HMDA 2024 data, FFIEC.","value":444,"unit":"home purchase and refinance loans originated, 2024","applications":512,"originations":444,"denials":57,"originated_dollars":172020000,"applications_purchase":345,"applications_refinance":103,"applications_cash_out_refinance":64,"originations_purchase":313,"originations_refinance":89,"originations_cash_out_refinance":42,"denials_purchase":25,"denials_refinance":12,"denials_cash_out_refinance":20,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19061","dataset":"mortgage-lending","jurisdiction":"IA","county":"19061","countyName":"Dubuque County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Dubuque County, Iowa: in 2024, lenders reported 1,966 applications for a home purchase or a refinance; 1,631 became loans ($348.8 million) and 293 were denied, a denial rate of 14.9%. Home purchase: 1,419 applications, 1,214 loans. HMDA 2024 data, FFIEC.","value":1631,"unit":"home purchase and refinance loans originated, 2024","applications":1966,"originations":1631,"denials":293,"originated_dollars":348845000,"applications_purchase":1419,"applications_refinance":333,"applications_cash_out_refinance":214,"originations_purchase":1214,"originations_refinance":262,"originations_cash_out_refinance":155,"denials_purchase":174,"denials_refinance":65,"denials_cash_out_refinance":54,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19063","dataset":"mortgage-lending","jurisdiction":"IA","county":"19063","countyName":"Emmet County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Emmet County, Iowa: in 2024, lenders reported 139 applications for a home purchase or a refinance; 124 became loans ($18.4 million) and 15 were denied, a denial rate of 10.8%. Home purchase: 103 applications, 94 loans. HMDA 2024 data, FFIEC.","value":124,"unit":"home purchase and refinance loans originated, 2024","applications":139,"originations":124,"denials":15,"originated_dollars":18420000,"applications_purchase":103,"applications_refinance":20,"applications_cash_out_refinance":16,"originations_purchase":94,"originations_refinance":17,"originations_cash_out_refinance":13,"denials_purchase":9,"denials_refinance":3,"denials_cash_out_refinance":3,"denial_rate":10.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19065","dataset":"mortgage-lending","jurisdiction":"IA","county":"19065","countyName":"Fayette County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Fayette County, Iowa: in 2024, lenders reported 343 applications for a home purchase or a refinance; 272 became loans ($33.9 million) and 63 were denied, a denial rate of 18.4%. Home purchase: 236 applications, 205 loans. HMDA 2024 data, FFIEC.","value":272,"unit":"home purchase and refinance loans originated, 2024","applications":343,"originations":272,"denials":63,"originated_dollars":33920000,"applications_purchase":236,"applications_refinance":58,"applications_cash_out_refinance":49,"originations_purchase":205,"originations_refinance":45,"originations_cash_out_refinance":22,"denials_purchase":25,"denials_refinance":12,"denials_cash_out_refinance":26,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19067","dataset":"mortgage-lending","jurisdiction":"IA","county":"19067","countyName":"Floyd County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Floyd County, Iowa: in 2024, lenders reported 137 applications for a home purchase or a refinance; 110 became loans ($15.1 million) and 23 were denied, a denial rate of 16.8%. Home purchase: 88 applications, 78 loans. HMDA 2024 data, FFIEC.","value":110,"unit":"home purchase and refinance loans originated, 2024","applications":137,"originations":110,"denials":23,"originated_dollars":15090000,"applications_purchase":88,"applications_refinance":31,"applications_cash_out_refinance":18,"originations_purchase":78,"originations_refinance":22,"originations_cash_out_refinance":10,"denials_purchase":8,"denials_refinance":8,"denials_cash_out_refinance":7,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19069","dataset":"mortgage-lending","jurisdiction":"IA","county":"19069","countyName":"Franklin County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Franklin County, Iowa: in 2024, lenders reported 74 applications for a home purchase or a refinance; 59 became loans ($8.6 million) and 12 were denied, a denial rate of 16.2%. Home purchase: 52 applications, 44 loans. HMDA 2024 data, FFIEC.","value":59,"unit":"home purchase and refinance loans originated, 2024","applications":74,"originations":59,"denials":12,"originated_dollars":8645000,"applications_purchase":52,"applications_refinance":10,"applications_cash_out_refinance":12,"originations_purchase":44,"originations_refinance":8,"originations_cash_out_refinance":7,"denials_purchase":8,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19071","dataset":"mortgage-lending","jurisdiction":"IA","county":"19071","countyName":"Fremont County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Fremont County, Iowa: in 2024, lenders reported 163 applications for a home purchase or a refinance; 125 became loans ($22.3 million) and 33 were denied, a denial rate of 20.2%. Home purchase: 101 applications, 86 loans. HMDA 2024 data, FFIEC.","value":125,"unit":"home purchase and refinance loans originated, 2024","applications":163,"originations":125,"denials":33,"originated_dollars":22335000,"applications_purchase":101,"applications_refinance":36,"applications_cash_out_refinance":26,"originations_purchase":86,"originations_refinance":26,"originations_cash_out_refinance":13,"denials_purchase":13,"denials_refinance":10,"denials_cash_out_refinance":10,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19073","dataset":"mortgage-lending","jurisdiction":"IA","county":"19073","countyName":"Greene County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Greene County, Iowa: in 2024, lenders reported 147 applications for a home purchase or a refinance; 113 became loans ($15.9 million) and 31 were denied, a denial rate of 21.1%. Home purchase: 99 applications, 83 loans. HMDA 2024 data, FFIEC.","value":113,"unit":"home purchase and refinance loans originated, 2024","applications":147,"originations":113,"denials":31,"originated_dollars":15925000,"applications_purchase":99,"applications_refinance":29,"applications_cash_out_refinance":19,"originations_purchase":83,"originations_refinance":22,"originations_cash_out_refinance":8,"denials_purchase":15,"denials_refinance":5,"denials_cash_out_refinance":11,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19075","dataset":"mortgage-lending","jurisdiction":"IA","county":"19075","countyName":"Grundy County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Grundy County, Iowa: in 2024, lenders reported 289 applications for a home purchase or a refinance; 258 became loans ($39.6 million) and 26 were denied, a denial rate of 9.0%. Home purchase: 194 applications, 178 loans. HMDA 2024 data, FFIEC.","value":258,"unit":"home purchase and refinance loans originated, 2024","applications":289,"originations":258,"denials":26,"originated_dollars":39650000,"applications_purchase":194,"applications_refinance":66,"applications_cash_out_refinance":29,"originations_purchase":178,"originations_refinance":57,"originations_cash_out_refinance":23,"denials_purchase":13,"denials_refinance":7,"denials_cash_out_refinance":6,"denial_rate":9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19077","dataset":"mortgage-lending","jurisdiction":"IA","county":"19077","countyName":"Guthrie County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Guthrie County, Iowa: in 2024, lenders reported 223 applications for a home purchase or a refinance; 189 became loans ($46.0 million) and 26 were denied, a denial rate of 11.7%. Home purchase: 165 applications, 150 loans. HMDA 2024 data, FFIEC.","value":189,"unit":"home purchase and refinance loans originated, 2024","applications":223,"originations":189,"denials":26,"originated_dollars":46035000,"applications_purchase":165,"applications_refinance":28,"applications_cash_out_refinance":30,"originations_purchase":150,"originations_refinance":23,"originations_cash_out_refinance":16,"denials_purchase":10,"denials_refinance":2,"denials_cash_out_refinance":14,"denial_rate":11.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19079","dataset":"mortgage-lending","jurisdiction":"IA","county":"19079","countyName":"Hamilton County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Hamilton County, Iowa: in 2024, lenders reported 173 applications for a home purchase or a refinance; 135 became loans ($19.9 million) and 35 were denied, a denial rate of 20.2%. Home purchase: 119 applications, 99 loans. HMDA 2024 data, FFIEC.","value":135,"unit":"home purchase and refinance loans originated, 2024","applications":173,"originations":135,"denials":35,"originated_dollars":19945000,"applications_purchase":119,"applications_refinance":26,"applications_cash_out_refinance":28,"originations_purchase":99,"originations_refinance":24,"originations_cash_out_refinance":12,"denials_purchase":18,"denials_refinance":2,"denials_cash_out_refinance":15,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19081","dataset":"mortgage-lending","jurisdiction":"IA","county":"19081","countyName":"Hancock County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Hancock County, Iowa: in 2024, lenders reported 118 applications for a home purchase or a refinance; 98 became loans ($17.9 million) and 16 were denied, a denial rate of 13.6%. Home purchase: 89 applications, 78 loans. HMDA 2024 data, FFIEC.","value":98,"unit":"home purchase and refinance loans originated, 2024","applications":118,"originations":98,"denials":16,"originated_dollars":17880000,"applications_purchase":89,"applications_refinance":12,"applications_cash_out_refinance":17,"originations_purchase":78,"originations_refinance":10,"originations_cash_out_refinance":10,"denials_purchase":9,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19083","dataset":"mortgage-lending","jurisdiction":"IA","county":"19083","countyName":"Hardin County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Hardin County, Iowa: in 2024, lenders reported 247 applications for a home purchase or a refinance; 185 became loans ($25.0 million) and 53 were denied, a denial rate of 21.5%. Home purchase: 169 applications, 141 loans. HMDA 2024 data, FFIEC.","value":185,"unit":"home purchase and refinance loans originated, 2024","applications":247,"originations":185,"denials":53,"originated_dollars":24955000,"applications_purchase":169,"applications_refinance":35,"applications_cash_out_refinance":43,"originations_purchase":141,"originations_refinance":27,"originations_cash_out_refinance":17,"denials_purchase":24,"denials_refinance":8,"denials_cash_out_refinance":21,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19085","dataset":"mortgage-lending","jurisdiction":"IA","county":"19085","countyName":"Harrison County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Harrison County, Iowa: in 2024, lenders reported 327 applications for a home purchase or a refinance; 254 became loans ($46.1 million) and 57 were denied, a denial rate of 17.4%. Home purchase: 214 applications, 179 loans. HMDA 2024 data, FFIEC.","value":254,"unit":"home purchase and refinance loans originated, 2024","applications":327,"originations":254,"denials":57,"originated_dollars":46110000,"applications_purchase":214,"applications_refinance":64,"applications_cash_out_refinance":49,"originations_purchase":179,"originations_refinance":48,"originations_cash_out_refinance":27,"denials_purchase":24,"denials_refinance":14,"denials_cash_out_refinance":19,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19087","dataset":"mortgage-lending","jurisdiction":"IA","county":"19087","countyName":"Henry County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Henry County, Iowa: in 2024, lenders reported 231 applications for a home purchase or a refinance; 177 became loans ($26.6 million) and 48 were denied, a denial rate of 20.8%. Home purchase: 142 applications, 115 loans. HMDA 2024 data, FFIEC.","value":177,"unit":"home purchase and refinance loans originated, 2024","applications":231,"originations":177,"denials":48,"originated_dollars":26585000,"applications_purchase":142,"applications_refinance":49,"applications_cash_out_refinance":40,"originations_purchase":115,"originations_refinance":41,"originations_cash_out_refinance":21,"denials_purchase":22,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19089","dataset":"mortgage-lending","jurisdiction":"IA","county":"19089","countyName":"Howard County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Howard County, Iowa: in 2024, lenders reported 126 applications for a home purchase or a refinance; 105 became loans ($16.6 million) and 20 were denied, a denial rate of 15.9%. Home purchase: 85 applications, 78 loans. HMDA 2024 data, FFIEC.","value":105,"unit":"home purchase and refinance loans originated, 2024","applications":126,"originations":105,"denials":20,"originated_dollars":16645000,"applications_purchase":85,"applications_refinance":23,"applications_cash_out_refinance":18,"originations_purchase":78,"originations_refinance":17,"originations_cash_out_refinance":10,"denials_purchase":7,"denials_refinance":6,"denials_cash_out_refinance":7,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19091","dataset":"mortgage-lending","jurisdiction":"IA","county":"19091","countyName":"Humboldt County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Humboldt County, Iowa: in 2024, lenders reported 138 applications for a home purchase or a refinance; 109 became loans ($17.0 million) and 25 were denied, a denial rate of 18.1%. Home purchase: 89 applications, 77 loans. HMDA 2024 data, FFIEC.","value":109,"unit":"home purchase and refinance loans originated, 2024","applications":138,"originations":109,"denials":25,"originated_dollars":17035000,"applications_purchase":89,"applications_refinance":23,"applications_cash_out_refinance":26,"originations_purchase":77,"originations_refinance":20,"originations_cash_out_refinance":12,"denials_purchase":11,"denials_refinance":2,"denials_cash_out_refinance":12,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19093","dataset":"mortgage-lending","jurisdiction":"IA","county":"19093","countyName":"Ida County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Ida County, Iowa: in 2024, lenders reported 105 applications for a home purchase or a refinance; 86 became loans ($12.6 million) and 19 were denied, a denial rate of 18.1%. Home purchase: 76 applications, 65 loans. HMDA 2024 data, FFIEC.","value":86,"unit":"home purchase and refinance loans originated, 2024","applications":105,"originations":86,"denials":19,"originated_dollars":12610000,"applications_purchase":76,"applications_refinance":20,"applications_cash_out_refinance":9,"originations_purchase":65,"originations_refinance":17,"originations_cash_out_refinance":4,"denials_purchase":11,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19095","dataset":"mortgage-lending","jurisdiction":"IA","county":"19095","countyName":"Iowa County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Iowa County, Iowa: in 2024, lenders reported 273 applications for a home purchase or a refinance; 238 became loans ($38.6 million) and 27 were denied, a denial rate of 9.9%. Home purchase: 171 applications, 154 loans. HMDA 2024 data, FFIEC.","value":238,"unit":"home purchase and refinance loans originated, 2024","applications":273,"originations":238,"denials":27,"originated_dollars":38560000,"applications_purchase":171,"applications_refinance":60,"applications_cash_out_refinance":42,"originations_purchase":154,"originations_refinance":52,"originations_cash_out_refinance":32,"denials_purchase":10,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":9.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19097","dataset":"mortgage-lending","jurisdiction":"IA","county":"19097","countyName":"Jackson County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Jackson County, Iowa: in 2024, lenders reported 226 applications for a home purchase or a refinance; 177 became loans ($31.0 million) and 39 were denied, a denial rate of 17.3%. Home purchase: 140 applications, 121 loans. HMDA 2024 data, FFIEC.","value":177,"unit":"home purchase and refinance loans originated, 2024","applications":226,"originations":177,"denials":39,"originated_dollars":30995000,"applications_purchase":140,"applications_refinance":32,"applications_cash_out_refinance":54,"originations_purchase":121,"originations_refinance":25,"originations_cash_out_refinance":31,"denials_purchase":14,"denials_refinance":5,"denials_cash_out_refinance":20,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19099","dataset":"mortgage-lending","jurisdiction":"IA","county":"19099","countyName":"Jasper County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Jasper County, Iowa: in 2024, lenders reported 847 applications for a home purchase or a refinance; 716 became loans ($127.5 million) and 109 were denied, a denial rate of 12.9%. Home purchase: 548 applications, 496 loans. HMDA 2024 data, FFIEC.","value":716,"unit":"home purchase and refinance loans originated, 2024","applications":847,"originations":716,"denials":109,"originated_dollars":127450000,"applications_purchase":548,"applications_refinance":153,"applications_cash_out_refinance":146,"originations_purchase":496,"originations_refinance":130,"originations_cash_out_refinance":90,"denials_purchase":39,"denials_refinance":18,"denials_cash_out_refinance":52,"denial_rate":12.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19101","dataset":"mortgage-lending","jurisdiction":"IA","county":"19101","countyName":"Jefferson County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Jefferson County, Iowa: in 2024, lenders reported 229 applications for a home purchase or a refinance; 193 became loans ($26.5 million) and 30 were denied, a denial rate of 13.1%. Home purchase: 124 applications, 109 loans. HMDA 2024 data, FFIEC.","value":193,"unit":"home purchase and refinance loans originated, 2024","applications":229,"originations":193,"denials":30,"originated_dollars":26495000,"applications_purchase":124,"applications_refinance":78,"applications_cash_out_refinance":27,"originations_purchase":109,"originations_refinance":67,"originations_cash_out_refinance":17,"denials_purchase":12,"denials_refinance":9,"denials_cash_out_refinance":9,"denial_rate":13.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19103","dataset":"mortgage-lending","jurisdiction":"IA","county":"19103","countyName":"Johnson County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Johnson County, Iowa: in 2024, lenders reported 3,311 applications for a home purchase or a refinance; 2,933 became loans ($745.5 million) and 299 were denied, a denial rate of 9.0%. Home purchase: 2,373 applications, 2,153 loans. HMDA 2024 data, FFIEC.","value":2933,"unit":"home purchase and refinance loans originated, 2024","applications":3311,"originations":2933,"denials":299,"originated_dollars":745485000,"applications_purchase":2373,"applications_refinance":613,"applications_cash_out_refinance":325,"originations_purchase":2153,"originations_refinance":534,"originations_cash_out_refinance":246,"denials_purchase":160,"denials_refinance":67,"denials_cash_out_refinance":72,"denial_rate":9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19105","dataset":"mortgage-lending","jurisdiction":"IA","county":"19105","countyName":"Jones County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Jones County, Iowa: in 2024, lenders reported 387 applications for a home purchase or a refinance; 338 became loans ($57.5 million) and 44 were denied, a denial rate of 11.4%. Home purchase: 249 applications, 225 loans. HMDA 2024 data, FFIEC.","value":338,"unit":"home purchase and refinance loans originated, 2024","applications":387,"originations":338,"denials":44,"originated_dollars":57450000,"applications_purchase":249,"applications_refinance":78,"applications_cash_out_refinance":60,"originations_purchase":225,"originations_refinance":69,"originations_cash_out_refinance":44,"denials_purchase":20,"denials_refinance":9,"denials_cash_out_refinance":15,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19107","dataset":"mortgage-lending","jurisdiction":"IA","county":"19107","countyName":"Keokuk County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Keokuk County, Iowa: in 2024, lenders reported 137 applications for a home purchase or a refinance; 100 became loans ($12.1 million) and 32 were denied, a denial rate of 23.4%. Home purchase: 71 applications, 58 loans. HMDA 2024 data, FFIEC.","value":100,"unit":"home purchase and refinance loans originated, 2024","applications":137,"originations":100,"denials":32,"originated_dollars":12070000,"applications_purchase":71,"applications_refinance":38,"applications_cash_out_refinance":28,"originations_purchase":58,"originations_refinance":30,"originations_cash_out_refinance":12,"denials_purchase":10,"denials_refinance":7,"denials_cash_out_refinance":15,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19109","dataset":"mortgage-lending","jurisdiction":"IA","county":"19109","countyName":"Kossuth County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Kossuth County, Iowa: in 2024, lenders reported 183 applications for a home purchase or a refinance; 152 became loans ($24.3 million) and 31 were denied, a denial rate of 16.9%. Home purchase: 118 applications, 103 loans. HMDA 2024 data, FFIEC.","value":152,"unit":"home purchase and refinance loans originated, 2024","applications":183,"originations":152,"denials":31,"originated_dollars":24260000,"applications_purchase":118,"applications_refinance":37,"applications_cash_out_refinance":28,"originations_purchase":103,"originations_refinance":32,"originations_cash_out_refinance":17,"denials_purchase":15,"denials_refinance":5,"denials_cash_out_refinance":11,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19111","dataset":"mortgage-lending","jurisdiction":"IA","county":"19111","countyName":"Lee County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Lee County, Iowa: in 2024, lenders reported 320 applications for a home purchase or a refinance; 224 became loans ($36.1 million) and 83 were denied, a denial rate of 25.9%. Home purchase: 213 applications, 165 loans. HMDA 2024 data, FFIEC.","value":224,"unit":"home purchase and refinance loans originated, 2024","applications":320,"originations":224,"denials":83,"originated_dollars":36090000,"applications_purchase":213,"applications_refinance":45,"applications_cash_out_refinance":62,"originations_purchase":165,"originations_refinance":32,"originations_cash_out_refinance":27,"denials_purchase":44,"denials_refinance":7,"denials_cash_out_refinance":32,"denial_rate":25.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19113","dataset":"mortgage-lending","jurisdiction":"IA","county":"19113","countyName":"Linn County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Linn County, Iowa: in 2024, lenders reported 5,720 applications for a home purchase or a refinance; 4,922 became loans ($1.0 billion) and 618 were denied, a denial rate of 10.8%. Home purchase: 4,028 applications, 3,609 loans. HMDA 2024 data, FFIEC.","value":4922,"unit":"home purchase and refinance loans originated, 2024","applications":5720,"originations":4922,"denials":618,"originated_dollars":1004060000,"applications_purchase":4028,"applications_refinance":965,"applications_cash_out_refinance":727,"originations_purchase":3609,"originations_refinance":785,"originations_cash_out_refinance":528,"denials_purchase":316,"denials_refinance":133,"denials_cash_out_refinance":169,"denial_rate":10.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19115","dataset":"mortgage-lending","jurisdiction":"IA","county":"19115","countyName":"Louisa County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Louisa County, Iowa: in 2024, lenders reported 116 applications for a home purchase or a refinance; 102 became loans ($15.9 million) and 13 were denied, a denial rate of 11.2%. Home purchase: 66 applications, 63 loans. HMDA 2024 data, FFIEC.","value":102,"unit":"home purchase and refinance loans originated, 2024","applications":116,"originations":102,"denials":13,"originated_dollars":15920000,"applications_purchase":66,"applications_refinance":22,"applications_cash_out_refinance":28,"originations_purchase":63,"originations_refinance":18,"originations_cash_out_refinance":21,"denials_purchase":3,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":11.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19117","dataset":"mortgage-lending","jurisdiction":"IA","county":"19117","countyName":"Lucas County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Lucas County, Iowa: in 2024, lenders reported 228 applications for a home purchase or a refinance; 170 became loans ($25.2 million) and 52 were denied, a denial rate of 22.8%. Home purchase: 121 applications, 101 loans. HMDA 2024 data, FFIEC.","value":170,"unit":"home purchase and refinance loans originated, 2024","applications":228,"originations":170,"denials":52,"originated_dollars":25230000,"applications_purchase":121,"applications_refinance":79,"applications_cash_out_refinance":28,"originations_purchase":101,"originations_refinance":54,"originations_cash_out_refinance":15,"denials_purchase":18,"denials_refinance":21,"denials_cash_out_refinance":13,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19119","dataset":"mortgage-lending","jurisdiction":"IA","county":"19119","countyName":"Lyon County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Lyon County, Iowa: in 2024, lenders reported 212 applications for a home purchase or a refinance; 181 became loans ($36.2 million) and 28 were denied, a denial rate of 13.2%. Home purchase: 156 applications, 140 loans. HMDA 2024 data, FFIEC.","value":181,"unit":"home purchase and refinance loans originated, 2024","applications":212,"originations":181,"denials":28,"originated_dollars":36195000,"applications_purchase":156,"applications_refinance":32,"applications_cash_out_refinance":24,"originations_purchase":140,"originations_refinance":25,"originations_cash_out_refinance":16,"denials_purchase":15,"denials_refinance":5,"denials_cash_out_refinance":8,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19121","dataset":"mortgage-lending","jurisdiction":"IA","county":"19121","countyName":"Madison County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Madison County, Iowa: in 2024, lenders reported 424 applications for a home purchase or a refinance; 349 became loans ($93.1 million) and 62 were denied, a denial rate of 14.6%. Home purchase: 261 applications, 232 loans. HMDA 2024 data, FFIEC.","value":349,"unit":"home purchase and refinance loans originated, 2024","applications":424,"originations":349,"denials":62,"originated_dollars":93115000,"applications_purchase":261,"applications_refinance":84,"applications_cash_out_refinance":79,"originations_purchase":232,"originations_refinance":75,"originations_cash_out_refinance":42,"denials_purchase":20,"denials_refinance":7,"denials_cash_out_refinance":35,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19123","dataset":"mortgage-lending","jurisdiction":"IA","county":"19123","countyName":"Mahaska County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Mahaska County, Iowa: in 2024, lenders reported 449 applications for a home purchase or a refinance; 367 became loans ($49.6 million) and 74 were denied, a denial rate of 16.5%. Home purchase: 239 applications, 206 loans. HMDA 2024 data, FFIEC.","value":367,"unit":"home purchase and refinance loans originated, 2024","applications":449,"originations":367,"denials":74,"originated_dollars":49555000,"applications_purchase":239,"applications_refinance":141,"applications_cash_out_refinance":69,"originations_purchase":206,"originations_refinance":123,"originations_cash_out_refinance":38,"denials_purchase":29,"denials_refinance":14,"denials_cash_out_refinance":31,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19125","dataset":"mortgage-lending","jurisdiction":"IA","county":"19125","countyName":"Marion County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Marion County, Iowa: in 2024, lenders reported 730 applications for a home purchase or a refinance; 609 became loans ($117.5 million) and 105 were denied, a denial rate of 14.4%. Home purchase: 488 applications, 414 loans. HMDA 2024 data, FFIEC.","value":609,"unit":"home purchase and refinance loans originated, 2024","applications":730,"originations":609,"denials":105,"originated_dollars":117485000,"applications_purchase":488,"applications_refinance":152,"applications_cash_out_refinance":90,"originations_purchase":414,"originations_refinance":133,"originations_cash_out_refinance":62,"denials_purchase":66,"denials_refinance":16,"denials_cash_out_refinance":23,"denial_rate":14.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19127","dataset":"mortgage-lending","jurisdiction":"IA","county":"19127","countyName":"Marshall County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Marshall County, Iowa: in 2024, lenders reported 560 applications for a home purchase or a refinance; 458 became loans ($71.0 million) and 88 were denied, a denial rate of 15.7%. Home purchase: 412 applications, 361 loans. HMDA 2024 data, FFIEC.","value":458,"unit":"home purchase and refinance loans originated, 2024","applications":560,"originations":458,"denials":88,"originated_dollars":71050000,"applications_purchase":412,"applications_refinance":60,"applications_cash_out_refinance":88,"originations_purchase":361,"originations_refinance":43,"originations_cash_out_refinance":54,"denials_purchase":39,"denials_refinance":15,"denials_cash_out_refinance":34,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19129","dataset":"mortgage-lending","jurisdiction":"IA","county":"19129","countyName":"Mills County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Mills County, Iowa: in 2024, lenders reported 380 applications for a home purchase or a refinance; 323 became loans ($81.0 million) and 49 were denied, a denial rate of 12.9%. Home purchase: 227 applications, 210 loans. HMDA 2024 data, FFIEC.","value":323,"unit":"home purchase and refinance loans originated, 2024","applications":380,"originations":323,"denials":49,"originated_dollars":81025000,"applications_purchase":227,"applications_refinance":84,"applications_cash_out_refinance":69,"originations_purchase":210,"originations_refinance":69,"originations_cash_out_refinance":44,"denials_purchase":13,"denials_refinance":11,"denials_cash_out_refinance":25,"denial_rate":12.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19131","dataset":"mortgage-lending","jurisdiction":"IA","county":"19131","countyName":"Mitchell County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Mitchell County, Iowa: in 2024, lenders reported 124 applications for a home purchase or a refinance; 96 became loans ($14.6 million) and 27 were denied, a denial rate of 21.8%. Home purchase: 99 applications, 80 loans. HMDA 2024 data, FFIEC.","value":96,"unit":"home purchase and refinance loans originated, 2024","applications":124,"originations":96,"denials":27,"originated_dollars":14600000,"applications_purchase":99,"applications_refinance":10,"applications_cash_out_refinance":15,"originations_purchase":80,"originations_refinance":7,"originations_cash_out_refinance":9,"denials_purchase":18,"denials_refinance":3,"denials_cash_out_refinance":6,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19133","dataset":"mortgage-lending","jurisdiction":"IA","county":"19133","countyName":"Monona County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Monona County, Iowa: in 2024, lenders reported 163 applications for a home purchase or a refinance; 133 became loans ($21.6 million) and 28 were denied, a denial rate of 17.2%. Home purchase: 118 applications, 99 loans. HMDA 2024 data, FFIEC.","value":133,"unit":"home purchase and refinance loans originated, 2024","applications":163,"originations":133,"denials":28,"originated_dollars":21625000,"applications_purchase":118,"applications_refinance":20,"applications_cash_out_refinance":25,"originations_purchase":99,"originations_refinance":20,"originations_cash_out_refinance":14,"denials_purchase":17,"denials_refinance":0,"denials_cash_out_refinance":11,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19135","dataset":"mortgage-lending","jurisdiction":"IA","county":"19135","countyName":"Monroe County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Monroe County, Iowa: in 2024, lenders reported 100 applications for a home purchase or a refinance; 78 became loans ($10.3 million) and 22 were denied, a denial rate of 22.0%. Home purchase: 48 applications, 42 loans. HMDA 2024 data, FFIEC.","value":78,"unit":"home purchase and refinance loans originated, 2024","applications":100,"originations":78,"denials":22,"originated_dollars":10310000,"applications_purchase":48,"applications_refinance":33,"applications_cash_out_refinance":19,"originations_purchase":42,"originations_refinance":29,"originations_cash_out_refinance":7,"denials_purchase":6,"denials_refinance":4,"denials_cash_out_refinance":12,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19137","dataset":"mortgage-lending","jurisdiction":"IA","county":"19137","countyName":"Montgomery County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Montgomery County, Iowa: in 2024, lenders reported 190 applications for a home purchase or a refinance; 163 became loans ($20.4 million) and 24 were denied, a denial rate of 12.6%. Home purchase: 119 applications, 106 loans. HMDA 2024 data, FFIEC.","value":163,"unit":"home purchase and refinance loans originated, 2024","applications":190,"originations":163,"denials":24,"originated_dollars":20425000,"applications_purchase":119,"applications_refinance":46,"applications_cash_out_refinance":25,"originations_purchase":106,"originations_refinance":40,"originations_cash_out_refinance":17,"denials_purchase":11,"denials_refinance":5,"denials_cash_out_refinance":8,"denial_rate":12.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19139","dataset":"mortgage-lending","jurisdiction":"IA","county":"19139","countyName":"Muscatine County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Muscatine County, Iowa: in 2024, lenders reported 781 applications for a home purchase or a refinance; 637 became loans ($102.0 million) and 131 were denied, a denial rate of 16.8%. Home purchase: 516 applications, 455 loans. HMDA 2024 data, FFIEC.","value":637,"unit":"home purchase and refinance loans originated, 2024","applications":781,"originations":637,"denials":131,"originated_dollars":102025000,"applications_purchase":516,"applications_refinance":139,"applications_cash_out_refinance":126,"originations_purchase":455,"originations_refinance":110,"originations_cash_out_refinance":72,"denials_purchase":57,"denials_refinance":25,"denials_cash_out_refinance":49,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19141","dataset":"mortgage-lending","jurisdiction":"IA","county":"19141","countyName":"O'Brien County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"O'Brien County, Iowa: in 2024, lenders reported 194 applications for a home purchase or a refinance; 160 became loans ($24.2 million) and 32 were denied, a denial rate of 16.5%. Home purchase: 139 applications, 125 loans. HMDA 2024 data, FFIEC.","value":160,"unit":"home purchase and refinance loans originated, 2024","applications":194,"originations":160,"denials":32,"originated_dollars":24250000,"applications_purchase":139,"applications_refinance":29,"applications_cash_out_refinance":26,"originations_purchase":125,"originations_refinance":26,"originations_cash_out_refinance":9,"denials_purchase":13,"denials_refinance":3,"denials_cash_out_refinance":16,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19143","dataset":"mortgage-lending","jurisdiction":"IA","county":"19143","countyName":"Osceola County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Osceola County, Iowa: in 2024, lenders reported 63 applications for a home purchase or a refinance; 49 became loans ($7.2 million) and 12 were denied, a denial rate of 19.0%. Home purchase: 48 applications, 38 loans. HMDA 2024 data, FFIEC.","value":49,"unit":"home purchase and refinance loans originated, 2024","applications":63,"originations":49,"denials":12,"originated_dollars":7175000,"applications_purchase":48,"applications_refinance":5,"applications_cash_out_refinance":10,"originations_purchase":38,"originations_refinance":4,"originations_cash_out_refinance":7,"denials_purchase":9,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19145","dataset":"mortgage-lending","jurisdiction":"IA","county":"19145","countyName":"Page County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Page County, Iowa: in 2024, lenders reported 283 applications for a home purchase or a refinance; 228 became loans ($29.2 million) and 49 were denied, a denial rate of 17.3%. Home purchase: 190 applications, 168 loans. HMDA 2024 data, FFIEC.","value":228,"unit":"home purchase and refinance loans originated, 2024","applications":283,"originations":228,"denials":49,"originated_dollars":29200000,"applications_purchase":190,"applications_refinance":46,"applications_cash_out_refinance":47,"originations_purchase":168,"originations_refinance":37,"originations_cash_out_refinance":23,"denials_purchase":18,"denials_refinance":9,"denials_cash_out_refinance":22,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19147","dataset":"mortgage-lending","jurisdiction":"IA","county":"19147","countyName":"Palo Alto County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Palo Alto County, Iowa: in 2024, lenders reported 96 applications for a home purchase or a refinance; 77 became loans ($13.8 million) and 19 were denied, a denial rate of 19.8%. Home purchase: 59 applications, 55 loans. HMDA 2024 data, FFIEC.","value":77,"unit":"home purchase and refinance loans originated, 2024","applications":96,"originations":77,"denials":19,"originated_dollars":13755000,"applications_purchase":59,"applications_refinance":19,"applications_cash_out_refinance":18,"originations_purchase":55,"originations_refinance":13,"originations_cash_out_refinance":9,"denials_purchase":4,"denials_refinance":6,"denials_cash_out_refinance":9,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19149","dataset":"mortgage-lending","jurisdiction":"IA","county":"19149","countyName":"Plymouth County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Plymouth County, Iowa: in 2024, lenders reported 346 applications for a home purchase or a refinance; 292 became loans ($64.3 million) and 49 were denied, a denial rate of 14.2%. Home purchase: 246 applications, 221 loans. HMDA 2024 data, FFIEC.","value":292,"unit":"home purchase and refinance loans originated, 2024","applications":346,"originations":292,"denials":49,"originated_dollars":64290000,"applications_purchase":246,"applications_refinance":44,"applications_cash_out_refinance":56,"originations_purchase":221,"originations_refinance":36,"originations_cash_out_refinance":35,"denials_purchase":23,"denials_refinance":6,"denials_cash_out_refinance":20,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19151","dataset":"mortgage-lending","jurisdiction":"IA","county":"19151","countyName":"Pocahontas County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Pocahontas County, Iowa: in 2024, lenders reported 69 applications for a home purchase or a refinance; 58 became loans ($8.0 million) and 9 were denied, a denial rate of 13.0%. Home purchase: 49 applications, 44 loans. HMDA 2024 data, FFIEC.","value":58,"unit":"home purchase and refinance loans originated, 2024","applications":69,"originations":58,"denials":9,"originated_dollars":7960000,"applications_purchase":49,"applications_refinance":11,"applications_cash_out_refinance":9,"originations_purchase":44,"originations_refinance":9,"originations_cash_out_refinance":5,"denials_purchase":3,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":13,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19153","dataset":"mortgage-lending","jurisdiction":"IA","county":"19153","countyName":"Polk County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Polk County, Iowa: in 2024, lenders reported 11,300 applications for a home purchase or a refinance; 9,627 became loans ($2.4 billion) and 1,348 were denied, a denial rate of 11.9%. Home purchase: 8,122 applications, 7,338 loans. HMDA 2024 data, FFIEC.","value":9627,"unit":"home purchase and refinance loans originated, 2024","applications":11300,"originations":9627,"denials":1348,"originated_dollars":2444185000,"applications_purchase":8122,"applications_refinance":1565,"applications_cash_out_refinance":1613,"originations_purchase":7338,"originations_refinance":1258,"originations_cash_out_refinance":1031,"denials_purchase":605,"denials_refinance":242,"denials_cash_out_refinance":501,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19155","dataset":"mortgage-lending","jurisdiction":"IA","county":"19155","countyName":"Pottawattamie County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Pottawattamie County, Iowa: in 2024, lenders reported 2,148 applications for a home purchase or a refinance; 1,787 became loans ($406.9 million) and 310 were denied, a denial rate of 14.4%. Home purchase: 1,485 applications, 1,288 loans. HMDA 2024 data, FFIEC.","value":1787,"unit":"home purchase and refinance loans originated, 2024","applications":2148,"originations":1787,"denials":310,"originated_dollars":406945000,"applications_purchase":1485,"applications_refinance":308,"applications_cash_out_refinance":355,"originations_purchase":1288,"originations_refinance":255,"originations_cash_out_refinance":244,"denials_purchase":157,"denials_refinance":46,"denials_cash_out_refinance":107,"denial_rate":14.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19157","dataset":"mortgage-lending","jurisdiction":"IA","county":"19157","countyName":"Poweshiek County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Poweshiek County, Iowa: in 2024, lenders reported 456 applications for a home purchase or a refinance; 383 became loans ($63.7 million) and 52 were denied, a denial rate of 11.4%. Home purchase: 278 applications, 233 loans. HMDA 2024 data, FFIEC.","value":383,"unit":"home purchase and refinance loans originated, 2024","applications":456,"originations":383,"denials":52,"originated_dollars":63655000,"applications_purchase":278,"applications_refinance":96,"applications_cash_out_refinance":82,"originations_purchase":233,"originations_refinance":87,"originations_cash_out_refinance":63,"denials_purchase":29,"denials_refinance":6,"denials_cash_out_refinance":17,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19159","dataset":"mortgage-lending","jurisdiction":"IA","county":"19159","countyName":"Ringgold County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Ringgold County, Iowa: in 2024, lenders reported 94 applications for a home purchase or a refinance; 73 became loans ($12.4 million) and 16 were denied, a denial rate of 17.0%. Home purchase: 64 applications, 52 loans. HMDA 2024 data, FFIEC.","value":73,"unit":"home purchase and refinance loans originated, 2024","applications":94,"originations":73,"denials":16,"originated_dollars":12405000,"applications_purchase":64,"applications_refinance":15,"applications_cash_out_refinance":15,"originations_purchase":52,"originations_refinance":13,"originations_cash_out_refinance":8,"denials_purchase":9,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19161","dataset":"mortgage-lending","jurisdiction":"IA","county":"19161","countyName":"Sac County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Sac County, Iowa: in 2024, lenders reported 152 applications for a home purchase or a refinance; 121 became loans ($16.1 million) and 27 were denied, a denial rate of 17.8%. Home purchase: 104 applications, 87 loans. HMDA 2024 data, FFIEC.","value":121,"unit":"home purchase and refinance loans originated, 2024","applications":152,"originations":121,"denials":27,"originated_dollars":16115000,"applications_purchase":104,"applications_refinance":27,"applications_cash_out_refinance":21,"originations_purchase":87,"originations_refinance":21,"originations_cash_out_refinance":13,"denials_purchase":15,"denials_refinance":4,"denials_cash_out_refinance":8,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19163","dataset":"mortgage-lending","jurisdiction":"IA","county":"19163","countyName":"Scott County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Scott County, Iowa: in 2024, lenders reported 3,837 applications for a home purchase or a refinance; 3,300 became loans ($760.4 million) and 472 were denied, a denial rate of 12.3%. Home purchase: 2,698 applications, 2,461 loans. HMDA 2024 data, FFIEC.","value":3300,"unit":"home purchase and refinance loans originated, 2024","applications":3837,"originations":3300,"denials":472,"originated_dollars":760440000,"applications_purchase":2698,"applications_refinance":618,"applications_cash_out_refinance":521,"originations_purchase":2461,"originations_refinance":507,"originations_cash_out_refinance":332,"denials_purchase":208,"denials_refinance":82,"denials_cash_out_refinance":182,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19165","dataset":"mortgage-lending","jurisdiction":"IA","county":"19165","countyName":"Shelby County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Shelby County, Iowa: in 2024, lenders reported 225 applications for a home purchase or a refinance; 189 became loans ($26.6 million) and 30 were denied, a denial rate of 13.3%. Home purchase: 135 applications, 117 loans. HMDA 2024 data, FFIEC.","value":189,"unit":"home purchase and refinance loans originated, 2024","applications":225,"originations":189,"denials":30,"originated_dollars":26645000,"applications_purchase":135,"applications_refinance":58,"applications_cash_out_refinance":32,"originations_purchase":117,"originations_refinance":53,"originations_cash_out_refinance":19,"denials_purchase":13,"denials_refinance":5,"denials_cash_out_refinance":12,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19167","dataset":"mortgage-lending","jurisdiction":"IA","county":"19167","countyName":"Sioux County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Sioux County, Iowa: in 2024, lenders reported 523 applications for a home purchase or a refinance; 443 became loans ($94.3 million) and 60 were denied, a denial rate of 11.5%. Home purchase: 421 applications, 371 loans. HMDA 2024 data, FFIEC.","value":443,"unit":"home purchase and refinance loans originated, 2024","applications":523,"originations":443,"denials":60,"originated_dollars":94325000,"applications_purchase":421,"applications_refinance":72,"applications_cash_out_refinance":30,"originations_purchase":371,"originations_refinance":55,"originations_cash_out_refinance":17,"denials_purchase":34,"denials_refinance":13,"denials_cash_out_refinance":13,"denial_rate":11.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19169","dataset":"mortgage-lending","jurisdiction":"IA","county":"19169","countyName":"Story County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Story County, Iowa: in 2024, lenders reported 1,391 applications for a home purchase or a refinance; 1,213 became loans ($311.8 million) and 144 were denied, a denial rate of 10.4%. Home purchase: 1,025 applications, 931 loans. HMDA 2024 data, FFIEC.","value":1213,"unit":"home purchase and refinance loans originated, 2024","applications":1391,"originations":1213,"denials":144,"originated_dollars":311845000,"applications_purchase":1025,"applications_refinance":204,"applications_cash_out_refinance":162,"originations_purchase":931,"originations_refinance":179,"originations_cash_out_refinance":103,"denials_purchase":76,"denials_refinance":20,"denials_cash_out_refinance":48,"denial_rate":10.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19171","dataset":"mortgage-lending","jurisdiction":"IA","county":"19171","countyName":"Tama County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Tama County, Iowa: in 2024, lenders reported 228 applications for a home purchase or a refinance; 183 became loans ($24.7 million) and 39 were denied, a denial rate of 17.1%. Home purchase: 147 applications, 126 loans. HMDA 2024 data, FFIEC.","value":183,"unit":"home purchase and refinance loans originated, 2024","applications":228,"originations":183,"denials":39,"originated_dollars":24705000,"applications_purchase":147,"applications_refinance":40,"applications_cash_out_refinance":41,"originations_purchase":126,"originations_refinance":36,"originations_cash_out_refinance":21,"denials_purchase":17,"denials_refinance":4,"denials_cash_out_refinance":18,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19173","dataset":"mortgage-lending","jurisdiction":"IA","county":"19173","countyName":"Taylor County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Taylor County, Iowa: in 2024, lenders reported 64 applications for a home purchase or a refinance; 47 became loans ($6.9 million) and 14 were denied, a denial rate of 21.9%. Home purchase: 40 applications, 30 loans. HMDA 2024 data, FFIEC.","value":47,"unit":"home purchase and refinance loans originated, 2024","applications":64,"originations":47,"denials":14,"originated_dollars":6885000,"applications_purchase":40,"applications_refinance":7,"applications_cash_out_refinance":17,"originations_purchase":30,"originations_refinance":6,"originations_cash_out_refinance":11,"denials_purchase":8,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19175","dataset":"mortgage-lending","jurisdiction":"IA","county":"19175","countyName":"Union County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Union County, Iowa: in 2024, lenders reported 190 applications for a home purchase or a refinance; 144 became loans ($21.0 million) and 43 were denied, a denial rate of 22.6%. Home purchase: 146 applications, 117 loans. HMDA 2024 data, FFIEC.","value":144,"unit":"home purchase and refinance loans originated, 2024","applications":190,"originations":144,"denials":43,"originated_dollars":21010000,"applications_purchase":146,"applications_refinance":22,"applications_cash_out_refinance":22,"originations_purchase":117,"originations_refinance":18,"originations_cash_out_refinance":9,"denials_purchase":28,"denials_refinance":4,"denials_cash_out_refinance":11,"denial_rate":22.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19177","dataset":"mortgage-lending","jurisdiction":"IA","county":"19177","countyName":"Van Buren County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Van Buren County, Iowa: in 2024, lenders reported 55 applications for a home purchase or a refinance; 43 became loans ($5.6 million) and 9 were denied, a denial rate of 16.4%. Home purchase: 25 applications, 23 loans. HMDA 2024 data, FFIEC.","value":43,"unit":"home purchase and refinance loans originated, 2024","applications":55,"originations":43,"denials":9,"originated_dollars":5575000,"applications_purchase":25,"applications_refinance":16,"applications_cash_out_refinance":14,"originations_purchase":23,"originations_refinance":12,"originations_cash_out_refinance":8,"denials_purchase":2,"denials_refinance":3,"denials_cash_out_refinance":4,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19179","dataset":"mortgage-lending","jurisdiction":"IA","county":"19179","countyName":"Wapello County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Wapello County, Iowa: in 2024, lenders reported 628 applications for a home purchase or a refinance; 537 became loans ($62.5 million) and 85 were denied, a denial rate of 13.5%. Home purchase: 381 applications, 343 loans. HMDA 2024 data, FFIEC.","value":537,"unit":"home purchase and refinance loans originated, 2024","applications":628,"originations":537,"denials":85,"originated_dollars":62515000,"applications_purchase":381,"applications_refinance":196,"applications_cash_out_refinance":51,"originations_purchase":343,"originations_refinance":163,"originations_cash_out_refinance":31,"denials_purchase":36,"denials_refinance":31,"denials_cash_out_refinance":18,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19181","dataset":"mortgage-lending","jurisdiction":"IA","county":"19181","countyName":"Warren County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Warren County, Iowa: in 2024, lenders reported 1,544 applications for a home purchase or a refinance; 1,352 became loans ($348.8 million) and 153 were denied, a denial rate of 9.9%. Home purchase: 1,088 applications, 1,006 loans. HMDA 2024 data, FFIEC.","value":1352,"unit":"home purchase and refinance loans originated, 2024","applications":1544,"originations":1352,"denials":153,"originated_dollars":348810000,"applications_purchase":1088,"applications_refinance":261,"applications_cash_out_refinance":195,"originations_purchase":1006,"originations_refinance":215,"originations_cash_out_refinance":131,"denials_purchase":55,"denials_refinance":41,"denials_cash_out_refinance":57,"denial_rate":9.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19183","dataset":"mortgage-lending","jurisdiction":"IA","county":"19183","countyName":"Washington County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Washington County, Iowa: in 2024, lenders reported 515 applications for a home purchase or a refinance; 436 became loans ($78.2 million) and 58 were denied, a denial rate of 11.3%. Home purchase: 351 applications, 307 loans. HMDA 2024 data, FFIEC.","value":436,"unit":"home purchase and refinance loans originated, 2024","applications":515,"originations":436,"denials":58,"originated_dollars":78220000,"applications_purchase":351,"applications_refinance":100,"applications_cash_out_refinance":64,"originations_purchase":307,"originations_refinance":84,"originations_cash_out_refinance":45,"denials_purchase":31,"denials_refinance":10,"denials_cash_out_refinance":17,"denial_rate":11.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19185","dataset":"mortgage-lending","jurisdiction":"IA","county":"19185","countyName":"Wayne County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Wayne County, Iowa: in 2024, lenders reported 113 applications for a home purchase or a refinance; 84 became loans ($11.1 million) and 25 were denied, a denial rate of 22.1%. Home purchase: 50 applications, 40 loans. HMDA 2024 data, FFIEC.","value":84,"unit":"home purchase and refinance loans originated, 2024","applications":113,"originations":84,"denials":25,"originated_dollars":11090000,"applications_purchase":50,"applications_refinance":41,"applications_cash_out_refinance":22,"originations_purchase":40,"originations_refinance":35,"originations_cash_out_refinance":9,"denials_purchase":8,"denials_refinance":5,"denials_cash_out_refinance":12,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19187","dataset":"mortgage-lending","jurisdiction":"IA","county":"19187","countyName":"Webster County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Webster County, Iowa: in 2024, lenders reported 613 applications for a home purchase or a refinance; 481 became loans ($62.9 million) and 123 were denied, a denial rate of 20.1%. Home purchase: 423 applications, 363 loans. HMDA 2024 data, FFIEC.","value":481,"unit":"home purchase and refinance loans originated, 2024","applications":613,"originations":481,"denials":123,"originated_dollars":62875000,"applications_purchase":423,"applications_refinance":93,"applications_cash_out_refinance":97,"originations_purchase":363,"originations_refinance":76,"originations_cash_out_refinance":42,"denials_purchase":53,"denials_refinance":17,"denials_cash_out_refinance":53,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19189","dataset":"mortgage-lending","jurisdiction":"IA","county":"19189","countyName":"Winnebago County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Winnebago County, Iowa: in 2024, lenders reported 140 applications for a home purchase or a refinance; 120 became loans ($16.3 million) and 15 were denied, a denial rate of 10.7%. Home purchase: 103 applications, 93 loans. HMDA 2024 data, FFIEC.","value":120,"unit":"home purchase and refinance loans originated, 2024","applications":140,"originations":120,"denials":15,"originated_dollars":16300000,"applications_purchase":103,"applications_refinance":19,"applications_cash_out_refinance":18,"originations_purchase":93,"originations_refinance":17,"originations_cash_out_refinance":10,"denials_purchase":6,"denials_refinance":2,"denials_cash_out_refinance":7,"denial_rate":10.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19191","dataset":"mortgage-lending","jurisdiction":"IA","county":"19191","countyName":"Winneshiek County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Winneshiek County, Iowa: in 2024, lenders reported 152 applications for a home purchase or a refinance; 105 became loans ($36.6 million) and 36 were denied, a denial rate of 23.7%. Home purchase: 80 applications, 65 loans. HMDA 2024 data, FFIEC.","value":105,"unit":"home purchase and refinance loans originated, 2024","applications":152,"originations":105,"denials":36,"originated_dollars":36605000,"applications_purchase":80,"applications_refinance":32,"applications_cash_out_refinance":40,"originations_purchase":65,"originations_refinance":25,"originations_cash_out_refinance":15,"denials_purchase":11,"denials_refinance":4,"denials_cash_out_refinance":21,"denial_rate":23.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19193","dataset":"mortgage-lending","jurisdiction":"IA","county":"19193","countyName":"Woodbury County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Woodbury County, Iowa: in 2024, lenders reported 2,082 applications for a home purchase or a refinance; 1,659 became loans ($316.1 million) and 385 were denied, a denial rate of 18.5%. Home purchase: 1,384 applications, 1,157 loans. HMDA 2024 data, FFIEC.","value":1659,"unit":"home purchase and refinance loans originated, 2024","applications":2082,"originations":1659,"denials":385,"originated_dollars":316075000,"applications_purchase":1384,"applications_refinance":359,"applications_cash_out_refinance":339,"originations_purchase":1157,"originations_refinance":284,"originations_cash_out_refinance":218,"denials_purchase":199,"denials_refinance":70,"denials_cash_out_refinance":116,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19195","dataset":"mortgage-lending","jurisdiction":"IA","county":"19195","countyName":"Worth County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Worth County, Iowa: in 2024, lenders reported 95 applications for a home purchase or a refinance; 76 became loans ($10.7 million) and 18 were denied, a denial rate of 18.9%. Home purchase: 64 applications, 54 loans. HMDA 2024 data, FFIEC.","value":76,"unit":"home purchase and refinance loans originated, 2024","applications":95,"originations":76,"denials":18,"originated_dollars":10660000,"applications_purchase":64,"applications_refinance":9,"applications_cash_out_refinance":22,"originations_purchase":54,"originations_refinance":7,"originations_cash_out_refinance":15,"denials_purchase":9,"denials_refinance":2,"denials_cash_out_refinance":7,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:19197","dataset":"mortgage-lending","jurisdiction":"IA","county":"19197","countyName":"Wright County","stateName":"Iowa","level":"county","year":2024,"status":"P","text":"Wright County, Iowa: in 2024, lenders reported 142 applications for a home purchase or a refinance; 104 became loans ($14.9 million) and 37 were denied, a denial rate of 26.1%. Home purchase: 108 applications, 87 loans. HMDA 2024 data, FFIEC.","value":104,"unit":"home purchase and refinance loans originated, 2024","applications":142,"originations":104,"denials":37,"originated_dollars":14930000,"applications_purchase":108,"applications_refinance":11,"applications_cash_out_refinance":23,"originations_purchase":87,"originations_refinance":8,"originations_cash_out_refinance":9,"denials_purchase":20,"denials_refinance":3,"denials_cash_out_refinance":14,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:ID","dataset":"mortgage-lending","jurisdiction":"ID","county":null,"countyName":null,"stateName":"Idaho","level":"state","year":2024,"status":"P","text":"Idaho: in 2024, lenders reported 47,940 applications for a home purchase or a refinance; 37,472 became loans ($13.7 billion) and 7,468 were denied, a denial rate of 15.6%. Home purchase: 29,991 applications, 25,840 loans. Loans made changed +11.3% from 33,653 in 2023. HMDA 2024 data, FFIEC.","value":37472,"unit":"home purchase and refinance loans originated, 2024","applications":47940,"originations":37472,"denials":7468,"originated_dollars":13673600000,"applications_purchase":29991,"applications_refinance":6443,"applications_cash_out_refinance":11506,"originations_purchase":25840,"originations_refinance":4430,"originations_cash_out_refinance":7202,"denials_purchase":2530,"denials_refinance":1450,"denials_cash_out_refinance":3488,"denial_rate":15.6,"originations_prior_year":33653,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"79 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":79,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16001","dataset":"mortgage-lending","jurisdiction":"ID","county":"16001","countyName":"Ada County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Ada County, Idaho: in 2024, lenders reported 13,020 applications for a home purchase or a refinance; 10,527 became loans ($4.6 billion) and 1,638 were denied, a denial rate of 12.6%. Home purchase: 8,592 applications, 7,599 loans. HMDA 2024 data, FFIEC.","value":10527,"unit":"home purchase and refinance loans originated, 2024","applications":13020,"originations":10527,"denials":1638,"originated_dollars":4554845000,"applications_purchase":8592,"applications_refinance":1453,"applications_cash_out_refinance":2975,"originations_purchase":7599,"originations_refinance":1007,"originations_cash_out_refinance":1921,"denials_purchase":500,"denials_refinance":317,"denials_cash_out_refinance":821,"denial_rate":12.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16003","dataset":"mortgage-lending","jurisdiction":"ID","county":"16003","countyName":"Adams County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Adams County, Idaho: in 2024, lenders reported 120 applications for a home purchase or a refinance; 83 became loans ($33.9 million) and 30 were denied, a denial rate of 25.0%. Home purchase: 79 applications, 57 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":120,"originations":83,"denials":30,"originated_dollars":33865000,"applications_purchase":79,"applications_refinance":19,"applications_cash_out_refinance":22,"originations_purchase":57,"originations_refinance":12,"originations_cash_out_refinance":14,"denials_purchase":17,"denials_refinance":5,"denials_cash_out_refinance":8,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16005","dataset":"mortgage-lending","jurisdiction":"ID","county":"16005","countyName":"Bannock County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Bannock County, Idaho: in 2024, lenders reported 2,333 applications for a home purchase or a refinance; 1,765 became loans ($457.7 million) and 423 were denied, a denial rate of 18.1%. Home purchase: 1,379 applications, 1,147 loans. HMDA 2024 data, FFIEC.","value":1765,"unit":"home purchase and refinance loans originated, 2024","applications":2333,"originations":1765,"denials":423,"originated_dollars":457715000,"applications_purchase":1379,"applications_refinance":329,"applications_cash_out_refinance":625,"originations_purchase":1147,"originations_refinance":223,"originations_cash_out_refinance":395,"denials_purchase":157,"denials_refinance":78,"denials_cash_out_refinance":188,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16007","dataset":"mortgage-lending","jurisdiction":"ID","county":"16007","countyName":"Bear Lake County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Bear Lake County, Idaho: in 2024, lenders reported 193 applications for a home purchase or a refinance; 140 became loans ($49.6 million) and 33 were denied, a denial rate of 17.1%. Home purchase: 106 applications, 79 loans. HMDA 2024 data, FFIEC.","value":140,"unit":"home purchase and refinance loans originated, 2024","applications":193,"originations":140,"denials":33,"originated_dollars":49600000,"applications_purchase":106,"applications_refinance":39,"applications_cash_out_refinance":48,"originations_purchase":79,"originations_refinance":28,"originations_cash_out_refinance":33,"denials_purchase":12,"denials_refinance":9,"denials_cash_out_refinance":12,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16009","dataset":"mortgage-lending","jurisdiction":"ID","county":"16009","countyName":"Benewah County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Benewah County, Idaho: in 2024, lenders reported 206 applications for a home purchase or a refinance; 147 became loans ($41.1 million) and 51 were denied, a denial rate of 24.8%. Home purchase: 109 applications, 92 loans. HMDA 2024 data, FFIEC.","value":147,"unit":"home purchase and refinance loans originated, 2024","applications":206,"originations":147,"denials":51,"originated_dollars":41135000,"applications_purchase":109,"applications_refinance":30,"applications_cash_out_refinance":67,"originations_purchase":92,"originations_refinance":20,"originations_cash_out_refinance":35,"denials_purchase":14,"denials_refinance":10,"denials_cash_out_refinance":27,"denial_rate":24.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16011","dataset":"mortgage-lending","jurisdiction":"ID","county":"16011","countyName":"Bingham County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Bingham County, Idaho: in 2024, lenders reported 1,068 applications for a home purchase or a refinance; 754 became loans ($208.9 million) and 239 were denied, a denial rate of 22.4%. Home purchase: 536 applications, 447 loans. HMDA 2024 data, FFIEC.","value":754,"unit":"home purchase and refinance loans originated, 2024","applications":1068,"originations":754,"denials":239,"originated_dollars":208920000,"applications_purchase":536,"applications_refinance":168,"applications_cash_out_refinance":364,"originations_purchase":447,"originations_refinance":110,"originations_cash_out_refinance":197,"denials_purchase":59,"denials_refinance":44,"denials_cash_out_refinance":136,"denial_rate":22.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16013","dataset":"mortgage-lending","jurisdiction":"ID","county":"16013","countyName":"Blaine County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Blaine County, Idaho: in 2024, lenders reported 475 applications for a home purchase or a refinance; 366 became loans ($326.9 million) and 91 were denied, a denial rate of 19.2%. Home purchase: 287 applications, 237 loans. HMDA 2024 data, FFIEC.","value":366,"unit":"home purchase and refinance loans originated, 2024","applications":475,"originations":366,"denials":91,"originated_dollars":326950000,"applications_purchase":287,"applications_refinance":83,"applications_cash_out_refinance":105,"originations_purchase":237,"originations_refinance":62,"originations_cash_out_refinance":67,"denials_purchase":43,"denials_refinance":15,"denials_cash_out_refinance":33,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16015","dataset":"mortgage-lending","jurisdiction":"ID","county":"16015","countyName":"Boise County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Boise County, Idaho: in 2024, lenders reported 334 applications for a home purchase or a refinance; 233 became loans ($85.8 million) and 71 were denied, a denial rate of 21.3%. Home purchase: 170 applications, 132 loans. HMDA 2024 data, FFIEC.","value":233,"unit":"home purchase and refinance loans originated, 2024","applications":334,"originations":233,"denials":71,"originated_dollars":85815000,"applications_purchase":170,"applications_refinance":80,"applications_cash_out_refinance":84,"originations_purchase":132,"originations_refinance":55,"originations_cash_out_refinance":46,"denials_purchase":28,"denials_refinance":18,"denials_cash_out_refinance":25,"denial_rate":21.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16017","dataset":"mortgage-lending","jurisdiction":"ID","county":"16017","countyName":"Bonner County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Bonner County, Idaho: in 2024, lenders reported 1,217 applications for a home purchase or a refinance; 946 became loans ($422.9 million) and 215 were denied, a denial rate of 17.7%. Home purchase: 707 applications, 601 loans. HMDA 2024 data, FFIEC.","value":946,"unit":"home purchase and refinance loans originated, 2024","applications":1217,"originations":946,"denials":215,"originated_dollars":422880000,"applications_purchase":707,"applications_refinance":210,"applications_cash_out_refinance":300,"originations_purchase":601,"originations_refinance":150,"originations_cash_out_refinance":195,"denials_purchase":80,"denials_refinance":42,"denials_cash_out_refinance":93,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16019","dataset":"mortgage-lending","jurisdiction":"ID","county":"16019","countyName":"Bonneville County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Bonneville County, Idaho: in 2024, lenders reported 3,073 applications for a home purchase or a refinance; 2,418 became loans ($829.0 million) and 467 were denied, a denial rate of 15.2%. Home purchase: 1,950 applications, 1,707 loans. HMDA 2024 data, FFIEC.","value":2418,"unit":"home purchase and refinance loans originated, 2024","applications":3073,"originations":2418,"denials":467,"originated_dollars":829030000,"applications_purchase":1950,"applications_refinance":387,"applications_cash_out_refinance":736,"originations_purchase":1707,"originations_refinance":243,"originations_cash_out_refinance":468,"denials_purchase":161,"denials_refinance":93,"denials_cash_out_refinance":213,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16021","dataset":"mortgage-lending","jurisdiction":"ID","county":"16021","countyName":"Boundary County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Boundary County, Idaho: in 2024, lenders reported 267 applications for a home purchase or a refinance; 208 became loans ($65.8 million) and 54 were denied, a denial rate of 20.2%. Home purchase: 161 applications, 137 loans. HMDA 2024 data, FFIEC.","value":208,"unit":"home purchase and refinance loans originated, 2024","applications":267,"originations":208,"denials":54,"originated_dollars":65780000,"applications_purchase":161,"applications_refinance":46,"applications_cash_out_refinance":60,"originations_purchase":137,"originations_refinance":31,"originations_cash_out_refinance":40,"denials_purchase":21,"denials_refinance":14,"denials_cash_out_refinance":19,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16023","dataset":"mortgage-lending","jurisdiction":"ID","county":"16023","countyName":"Butte County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Butte County, Idaho: in 2024, lenders reported 61 applications for a home purchase or a refinance; 50 became loans ($9.0 million) and 11 were denied, a denial rate of 18.0%. Home purchase: 41 applications, 36 loans. HMDA 2024 data, FFIEC.","value":50,"unit":"home purchase and refinance loans originated, 2024","applications":61,"originations":50,"denials":11,"originated_dollars":8990000,"applications_purchase":41,"applications_refinance":9,"applications_cash_out_refinance":11,"originations_purchase":36,"originations_refinance":8,"originations_cash_out_refinance":6,"denials_purchase":5,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16025","dataset":"mortgage-lending","jurisdiction":"ID","county":"16025","countyName":"Camas County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Camas County, Idaho: in 2024, lenders reported 40 applications for a home purchase or a refinance; 30 became loans ($8.5 million) and 8 were denied, a denial rate of 20.0%. Home purchase: 32 applications, 22 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":40,"originations":30,"denials":8,"originated_dollars":8510000,"applications_purchase":32,"applications_refinance":3,"applications_cash_out_refinance":5,"originations_purchase":22,"originations_refinance":3,"originations_cash_out_refinance":5,"denials_purchase":8,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16027","dataset":"mortgage-lending","jurisdiction":"ID","county":"16027","countyName":"Canyon County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Canyon County, Idaho: in 2024, lenders reported 7,939 applications for a home purchase or a refinance; 6,359 became loans ($2.1 billion) and 1,132 were denied, a denial rate of 14.3%. Home purchase: 5,273 applications, 4,677 loans. HMDA 2024 data, FFIEC.","value":6359,"unit":"home purchase and refinance loans originated, 2024","applications":7939,"originations":6359,"denials":1132,"originated_dollars":2081945000,"applications_purchase":5273,"applications_refinance":841,"applications_cash_out_refinance":1825,"originations_purchase":4677,"originations_refinance":561,"originations_cash_out_refinance":1121,"denials_purchase":355,"denials_refinance":214,"denials_cash_out_refinance":563,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16029","dataset":"mortgage-lending","jurisdiction":"ID","county":"16029","countyName":"Caribou County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Caribou County, Idaho: in 2024, lenders reported 204 applications for a home purchase or a refinance; 160 became loans ($40.2 million) and 32 were denied, a denial rate of 15.7%. Home purchase: 120 applications, 109 loans. HMDA 2024 data, FFIEC.","value":160,"unit":"home purchase and refinance loans originated, 2024","applications":204,"originations":160,"denials":32,"originated_dollars":40240000,"applications_purchase":120,"applications_refinance":33,"applications_cash_out_refinance":51,"originations_purchase":109,"originations_refinance":21,"originations_cash_out_refinance":30,"denials_purchase":6,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16031","dataset":"mortgage-lending","jurisdiction":"ID","county":"16031","countyName":"Cassia County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Cassia County, Idaho: in 2024, lenders reported 512 applications for a home purchase or a refinance; 381 became loans ($100.1 million) and 86 were denied, a denial rate of 16.8%. Home purchase: 294 applications, 248 loans. HMDA 2024 data, FFIEC.","value":381,"unit":"home purchase and refinance loans originated, 2024","applications":512,"originations":381,"denials":86,"originated_dollars":100135000,"applications_purchase":294,"applications_refinance":95,"applications_cash_out_refinance":123,"originations_purchase":248,"originations_refinance":66,"originations_cash_out_refinance":67,"denials_purchase":23,"denials_refinance":23,"denials_cash_out_refinance":40,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16033","dataset":"mortgage-lending","jurisdiction":"ID","county":"16033","countyName":"Clark County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Clark County, Idaho: in 2024, lenders reported 13 applications for a home purchase or a refinance; 8 became loans ($1.6 million) and 4 were denied, a denial rate of 30.8% (a small count, so the rate moves a lot from year to year). Home purchase: 8 applications, 6 loans. HMDA 2024 data, FFIEC.","value":8,"unit":"home purchase and refinance loans originated, 2024","applications":13,"originations":8,"denials":4,"originated_dollars":1630000,"applications_purchase":8,"applications_refinance":4,"applications_cash_out_refinance":1,"originations_purchase":6,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":30.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:16035","dataset":"mortgage-lending","jurisdiction":"ID","county":"16035","countyName":"Clearwater County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Clearwater County, Idaho: in 2024, lenders reported 167 applications for a home purchase or a refinance; 120 became loans ($28.9 million) and 32 were denied, a denial rate of 19.2%. Home purchase: 81 applications, 63 loans. HMDA 2024 data, FFIEC.","value":120,"unit":"home purchase and refinance loans originated, 2024","applications":167,"originations":120,"denials":32,"originated_dollars":28850000,"applications_purchase":81,"applications_refinance":39,"applications_cash_out_refinance":47,"originations_purchase":63,"originations_refinance":25,"originations_cash_out_refinance":32,"denials_purchase":10,"denials_refinance":10,"denials_cash_out_refinance":12,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16037","dataset":"mortgage-lending","jurisdiction":"ID","county":"16037","countyName":"Custer County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Custer County, Idaho: in 2024, lenders reported 79 applications for a home purchase or a refinance; 53 became loans ($15.3 million) and 19 were denied, a denial rate of 24.1%. Home purchase: 41 applications, 32 loans. HMDA 2024 data, FFIEC.","value":53,"unit":"home purchase and refinance loans originated, 2024","applications":79,"originations":53,"denials":19,"originated_dollars":15315000,"applications_purchase":41,"applications_refinance":8,"applications_cash_out_refinance":30,"originations_purchase":32,"originations_refinance":6,"originations_cash_out_refinance":15,"denials_purchase":6,"denials_refinance":2,"denials_cash_out_refinance":11,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16039","dataset":"mortgage-lending","jurisdiction":"ID","county":"16039","countyName":"Elmore County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Elmore County, Idaho: in 2024, lenders reported 741 applications for a home purchase or a refinance; 587 became loans ($172.5 million) and 110 were denied, a denial rate of 14.8%. Home purchase: 476 applications, 410 loans. HMDA 2024 data, FFIEC.","value":587,"unit":"home purchase and refinance loans originated, 2024","applications":741,"originations":587,"denials":110,"originated_dollars":172475000,"applications_purchase":476,"applications_refinance":106,"applications_cash_out_refinance":159,"originations_purchase":410,"originations_refinance":81,"originations_cash_out_refinance":96,"denials_purchase":43,"denials_refinance":17,"denials_cash_out_refinance":50,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16041","dataset":"mortgage-lending","jurisdiction":"ID","county":"16041","countyName":"Franklin County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Franklin County, Idaho: in 2024, lenders reported 342 applications for a home purchase or a refinance; 249 became loans ($75.2 million) and 72 were denied, a denial rate of 21.1%. Home purchase: 185 applications, 148 loans. HMDA 2024 data, FFIEC.","value":249,"unit":"home purchase and refinance loans originated, 2024","applications":342,"originations":249,"denials":72,"originated_dollars":75185000,"applications_purchase":185,"applications_refinance":64,"applications_cash_out_refinance":93,"originations_purchase":148,"originations_refinance":40,"originations_cash_out_refinance":61,"denials_purchase":25,"denials_refinance":19,"denials_cash_out_refinance":28,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16043","dataset":"mortgage-lending","jurisdiction":"ID","county":"16043","countyName":"Fremont County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Fremont County, Idaho: in 2024, lenders reported 362 applications for a home purchase or a refinance; 257 became loans ($92.9 million) and 67 were denied, a denial rate of 18.5%. Home purchase: 192 applications, 151 loans. HMDA 2024 data, FFIEC.","value":257,"unit":"home purchase and refinance loans originated, 2024","applications":362,"originations":257,"denials":67,"originated_dollars":92935000,"applications_purchase":192,"applications_refinance":82,"applications_cash_out_refinance":88,"originations_purchase":151,"originations_refinance":52,"originations_cash_out_refinance":54,"denials_purchase":21,"denials_refinance":20,"denials_cash_out_refinance":26,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16045","dataset":"mortgage-lending","jurisdiction":"ID","county":"16045","countyName":"Gem County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Gem County, Idaho: in 2024, lenders reported 565 applications for a home purchase or a refinance; 400 became loans ($132.2 million) and 117 were denied, a denial rate of 20.7%. Home purchase: 330 applications, 256 loans. HMDA 2024 data, FFIEC.","value":400,"unit":"home purchase and refinance loans originated, 2024","applications":565,"originations":400,"denials":117,"originated_dollars":132210000,"applications_purchase":330,"applications_refinance":85,"applications_cash_out_refinance":150,"originations_purchase":256,"originations_refinance":58,"originations_cash_out_refinance":86,"denials_purchase":41,"denials_refinance":21,"denials_cash_out_refinance":55,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16047","dataset":"mortgage-lending","jurisdiction":"ID","county":"16047","countyName":"Gooding County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Gooding County, Idaho: in 2024, lenders reported 266 applications for a home purchase or a refinance; 198 became loans ($46.9 million) and 54 were denied, a denial rate of 20.3%. Home purchase: 149 applications, 127 loans. HMDA 2024 data, FFIEC.","value":198,"unit":"home purchase and refinance loans originated, 2024","applications":266,"originations":198,"denials":54,"originated_dollars":46860000,"applications_purchase":149,"applications_refinance":36,"applications_cash_out_refinance":81,"originations_purchase":127,"originations_refinance":22,"originations_cash_out_refinance":49,"denials_purchase":17,"denials_refinance":13,"denials_cash_out_refinance":24,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16049","dataset":"mortgage-lending","jurisdiction":"ID","county":"16049","countyName":"Idaho County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Idaho County, Idaho: in 2024, lenders reported 250 applications for a home purchase or a refinance; 204 became loans ($51.7 million) and 34 were denied, a denial rate of 13.6%. Home purchase: 131 applications, 119 loans. HMDA 2024 data, FFIEC.","value":204,"unit":"home purchase and refinance loans originated, 2024","applications":250,"originations":204,"denials":34,"originated_dollars":51720000,"applications_purchase":131,"applications_refinance":33,"applications_cash_out_refinance":86,"originations_purchase":119,"originations_refinance":26,"originations_cash_out_refinance":59,"denials_purchase":7,"denials_refinance":6,"denials_cash_out_refinance":21,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16051","dataset":"mortgage-lending","jurisdiction":"ID","county":"16051","countyName":"Jefferson County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Jefferson County, Idaho: in 2024, lenders reported 754 applications for a home purchase or a refinance; 546 became loans ($173.5 million) and 148 were denied, a denial rate of 19.6%. Home purchase: 425 applications, 352 loans. HMDA 2024 data, FFIEC.","value":546,"unit":"home purchase and refinance loans originated, 2024","applications":754,"originations":546,"denials":148,"originated_dollars":173500000,"applications_purchase":425,"applications_refinance":121,"applications_cash_out_refinance":208,"originations_purchase":352,"originations_refinance":75,"originations_cash_out_refinance":119,"denials_purchase":42,"denials_refinance":30,"denials_cash_out_refinance":76,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16053","dataset":"mortgage-lending","jurisdiction":"ID","county":"16053","countyName":"Jerome County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Jerome County, Idaho: in 2024, lenders reported 518 applications for a home purchase or a refinance; 383 became loans ($102.8 million) and 114 were denied, a denial rate of 22.0%. Home purchase: 288 applications, 248 loans. HMDA 2024 data, FFIEC.","value":383,"unit":"home purchase and refinance loans originated, 2024","applications":518,"originations":383,"denials":114,"originated_dollars":102785000,"applications_purchase":288,"applications_refinance":83,"applications_cash_out_refinance":147,"originations_purchase":248,"originations_refinance":54,"originations_cash_out_refinance":81,"denials_purchase":31,"denials_refinance":25,"denials_cash_out_refinance":58,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16055","dataset":"mortgage-lending","jurisdiction":"ID","county":"16055","countyName":"Kootenai County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Kootenai County, Idaho: in 2024, lenders reported 4,652 applications for a home purchase or a refinance; 3,732 became loans ($1.5 billion) and 667 were denied, a denial rate of 14.3%. Home purchase: 2,969 applications, 2,576 loans. HMDA 2024 data, FFIEC.","value":3732,"unit":"home purchase and refinance loans originated, 2024","applications":4652,"originations":3732,"denials":667,"originated_dollars":1516800000,"applications_purchase":2969,"applications_refinance":635,"applications_cash_out_refinance":1048,"originations_purchase":2576,"originations_refinance":473,"originations_cash_out_refinance":683,"denials_purchase":246,"denials_refinance":117,"denials_cash_out_refinance":304,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16057","dataset":"mortgage-lending","jurisdiction":"ID","county":"16057","countyName":"Latah County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Latah County, Idaho: in 2024, lenders reported 601 applications for a home purchase or a refinance; 469 became loans ($178.6 million) and 84 were denied, a denial rate of 14.0%. Home purchase: 386 applications, 320 loans. HMDA 2024 data, FFIEC.","value":469,"unit":"home purchase and refinance loans originated, 2024","applications":601,"originations":469,"denials":84,"originated_dollars":178595000,"applications_purchase":386,"applications_refinance":107,"applications_cash_out_refinance":108,"originations_purchase":320,"originations_refinance":74,"originations_cash_out_refinance":75,"denials_purchase":36,"denials_refinance":21,"denials_cash_out_refinance":27,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16059","dataset":"mortgage-lending","jurisdiction":"ID","county":"16059","countyName":"Lemhi County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Lemhi County, Idaho: in 2024, lenders reported 123 applications for a home purchase or a refinance; 92 became loans ($25.6 million) and 29 were denied, a denial rate of 23.6%. Home purchase: 77 applications, 60 loans. HMDA 2024 data, FFIEC.","value":92,"unit":"home purchase and refinance loans originated, 2024","applications":123,"originations":92,"denials":29,"originated_dollars":25620000,"applications_purchase":77,"applications_refinance":11,"applications_cash_out_refinance":35,"originations_purchase":60,"originations_refinance":8,"originations_cash_out_refinance":24,"denials_purchase":15,"denials_refinance":3,"denials_cash_out_refinance":11,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16061","dataset":"mortgage-lending","jurisdiction":"ID","county":"16061","countyName":"Lewis County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Lewis County, Idaho: in 2024, lenders reported 70 applications for a home purchase or a refinance; 55 became loans ($11.4 million) and 12 were denied, a denial rate of 17.1%. Home purchase: 33 applications, 28 loans. HMDA 2024 data, FFIEC.","value":55,"unit":"home purchase and refinance loans originated, 2024","applications":70,"originations":55,"denials":12,"originated_dollars":11445000,"applications_purchase":33,"applications_refinance":18,"applications_cash_out_refinance":19,"originations_purchase":28,"originations_refinance":14,"originations_cash_out_refinance":13,"denials_purchase":4,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16063","dataset":"mortgage-lending","jurisdiction":"ID","county":"16063","countyName":"Lincoln County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Lincoln County, Idaho: in 2024, lenders reported 100 applications for a home purchase or a refinance; 67 became loans ($16.8 million) and 29 were denied, a denial rate of 29.0%. Home purchase: 59 applications, 46 loans. HMDA 2024 data, FFIEC.","value":67,"unit":"home purchase and refinance loans originated, 2024","applications":100,"originations":67,"denials":29,"originated_dollars":16795000,"applications_purchase":59,"applications_refinance":17,"applications_cash_out_refinance":24,"originations_purchase":46,"originations_refinance":8,"originations_cash_out_refinance":13,"denials_purchase":11,"denials_refinance":7,"denials_cash_out_refinance":11,"denial_rate":29,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16065","dataset":"mortgage-lending","jurisdiction":"ID","county":"16065","countyName":"Madison County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Madison County, Idaho: in 2024, lenders reported 608 applications for a home purchase or a refinance; 433 became loans ($142.0 million) and 97 were denied, a denial rate of 16.0%. Home purchase: 354 applications, 286 loans. HMDA 2024 data, FFIEC.","value":433,"unit":"home purchase and refinance loans originated, 2024","applications":608,"originations":433,"denials":97,"originated_dollars":142005000,"applications_purchase":354,"applications_refinance":140,"applications_cash_out_refinance":114,"originations_purchase":286,"originations_refinance":75,"originations_cash_out_refinance":72,"denials_purchase":38,"denials_refinance":25,"denials_cash_out_refinance":34,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16067","dataset":"mortgage-lending","jurisdiction":"ID","county":"16067","countyName":"Minidoka County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Minidoka County, Idaho: in 2024, lenders reported 510 applications for a home purchase or a refinance; 365 became loans ($80.2 million) and 102 were denied, a denial rate of 20.0%. Home purchase: 273 applications, 219 loans. HMDA 2024 data, FFIEC.","value":365,"unit":"home purchase and refinance loans originated, 2024","applications":510,"originations":365,"denials":102,"originated_dollars":80165000,"applications_purchase":273,"applications_refinance":80,"applications_cash_out_refinance":157,"originations_purchase":219,"originations_refinance":60,"originations_cash_out_refinance":86,"denials_purchase":31,"denials_refinance":15,"denials_cash_out_refinance":56,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16069","dataset":"mortgage-lending","jurisdiction":"ID","county":"16069","countyName":"Nez Perce County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Nez Perce County, Idaho: in 2024, lenders reported 804 applications for a home purchase or a refinance; 647 became loans ($175.5 million) and 125 were denied, a denial rate of 15.5%. Home purchase: 427 applications, 383 loans. HMDA 2024 data, FFIEC.","value":647,"unit":"home purchase and refinance loans originated, 2024","applications":804,"originations":647,"denials":125,"originated_dollars":175495000,"applications_purchase":427,"applications_refinance":142,"applications_cash_out_refinance":235,"originations_purchase":383,"originations_refinance":110,"originations_cash_out_refinance":154,"denials_purchase":27,"denials_refinance":26,"denials_cash_out_refinance":72,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16071","dataset":"mortgage-lending","jurisdiction":"ID","county":"16071","countyName":"Oneida County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Oneida County, Idaho: in 2024, lenders reported 153 applications for a home purchase or a refinance; 114 became loans ($26.3 million) and 27 were denied, a denial rate of 17.6%. Home purchase: 86 applications, 67 loans. HMDA 2024 data, FFIEC.","value":114,"unit":"home purchase and refinance loans originated, 2024","applications":153,"originations":114,"denials":27,"originated_dollars":26290000,"applications_purchase":86,"applications_refinance":24,"applications_cash_out_refinance":43,"originations_purchase":67,"originations_refinance":19,"originations_cash_out_refinance":28,"denials_purchase":11,"denials_refinance":2,"denials_cash_out_refinance":14,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16073","dataset":"mortgage-lending","jurisdiction":"ID","county":"16073","countyName":"Owyhee County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Owyhee County, Idaho: in 2024, lenders reported 258 applications for a home purchase or a refinance; 181 became loans ($49.4 million) and 61 were denied, a denial rate of 23.6%. Home purchase: 142 applications, 115 loans. HMDA 2024 data, FFIEC.","value":181,"unit":"home purchase and refinance loans originated, 2024","applications":258,"originations":181,"denials":61,"originated_dollars":49375000,"applications_purchase":142,"applications_refinance":48,"applications_cash_out_refinance":68,"originations_purchase":115,"originations_refinance":32,"originations_cash_out_refinance":34,"denials_purchase":19,"denials_refinance":13,"denials_cash_out_refinance":29,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16075","dataset":"mortgage-lending","jurisdiction":"ID","county":"16075","countyName":"Payette County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Payette County, Idaho: in 2024, lenders reported 751 applications for a home purchase or a refinance; 579 became loans ($162.3 million) and 117 were denied, a denial rate of 15.6%. Home purchase: 432 applications, 366 loans. HMDA 2024 data, FFIEC.","value":579,"unit":"home purchase and refinance loans originated, 2024","applications":751,"originations":579,"denials":117,"originated_dollars":162345000,"applications_purchase":432,"applications_refinance":103,"applications_cash_out_refinance":216,"originations_purchase":366,"originations_refinance":69,"originations_cash_out_refinance":144,"denials_purchase":34,"denials_refinance":21,"denials_cash_out_refinance":62,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16077","dataset":"mortgage-lending","jurisdiction":"ID","county":"16077","countyName":"Power County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Power County, Idaho: in 2024, lenders reported 146 applications for a home purchase or a refinance; 105 became loans ($30.0 million) and 32 were denied, a denial rate of 21.9%. Home purchase: 68 applications, 60 loans. HMDA 2024 data, FFIEC.","value":105,"unit":"home purchase and refinance loans originated, 2024","applications":146,"originations":105,"denials":32,"originated_dollars":29955000,"applications_purchase":68,"applications_refinance":21,"applications_cash_out_refinance":57,"originations_purchase":60,"originations_refinance":12,"originations_cash_out_refinance":33,"denials_purchase":6,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16079","dataset":"mortgage-lending","jurisdiction":"ID","county":"16079","countyName":"Shoshone County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Shoshone County, Idaho: in 2024, lenders reported 360 applications for a home purchase or a refinance; 285 became loans ($65.4 million) and 59 were denied, a denial rate of 16.4%. Home purchase: 231 applications, 193 loans. HMDA 2024 data, FFIEC.","value":285,"unit":"home purchase and refinance loans originated, 2024","applications":360,"originations":285,"denials":59,"originated_dollars":65425000,"applications_purchase":231,"applications_refinance":36,"applications_cash_out_refinance":93,"originations_purchase":193,"originations_refinance":29,"originations_cash_out_refinance":63,"denials_purchase":28,"denials_refinance":5,"denials_cash_out_refinance":26,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16081","dataset":"mortgage-lending","jurisdiction":"ID","county":"16081","countyName":"Teton County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Teton County, Idaho: in 2024, lenders reported 413 applications for a home purchase or a refinance; 294 became loans ($186.0 million) and 75 were denied, a denial rate of 18.2%. Home purchase: 278 applications, 210 loans. HMDA 2024 data, FFIEC.","value":294,"unit":"home purchase and refinance loans originated, 2024","applications":413,"originations":294,"denials":75,"originated_dollars":186030000,"applications_purchase":278,"applications_refinance":60,"applications_cash_out_refinance":75,"originations_purchase":210,"originations_refinance":39,"originations_cash_out_refinance":45,"denials_purchase":39,"denials_refinance":14,"denials_cash_out_refinance":22,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16083","dataset":"mortgage-lending","jurisdiction":"ID","county":"16083","countyName":"Twin Falls County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Twin Falls County, Idaho: in 2024, lenders reported 2,390 applications for a home purchase or a refinance; 1,864 became loans ($517.0 million) and 404 were denied, a denial rate of 16.9%. Home purchase: 1,488 applications, 1,281 loans. HMDA 2024 data, FFIEC.","value":1864,"unit":"home purchase and refinance loans originated, 2024","applications":2390,"originations":1864,"denials":404,"originated_dollars":516970000,"applications_purchase":1488,"applications_refinance":363,"applications_cash_out_refinance":539,"originations_purchase":1281,"originations_refinance":259,"originations_cash_out_refinance":324,"denials_purchase":139,"denials_refinance":84,"denials_cash_out_refinance":181,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16085","dataset":"mortgage-lending","jurisdiction":"ID","county":"16085","countyName":"Valley County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Valley County, Idaho: in 2024, lenders reported 555 applications for a home purchase or a refinance; 427 became loans ($221.0 million) and 84 were denied, a denial rate of 15.1%. Home purchase: 333 applications, 266 loans. HMDA 2024 data, FFIEC.","value":427,"unit":"home purchase and refinance loans originated, 2024","applications":555,"originations":427,"denials":84,"originated_dollars":220955000,"applications_purchase":333,"applications_refinance":97,"applications_cash_out_refinance":125,"originations_purchase":266,"originations_refinance":74,"originations_cash_out_refinance":87,"denials_purchase":39,"denials_refinance":16,"denials_cash_out_refinance":29,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:16087","dataset":"mortgage-lending","jurisdiction":"ID","county":"16087","countyName":"Washington County","stateName":"Idaho","level":"county","year":2024,"status":"P","text":"Washington County, Idaho: in 2024, lenders reported 248 applications for a home purchase or a refinance; 190 became loans ($46.9 million) and 43 were denied, a denial rate of 17.3%. Home purchase: 147 applications, 126 loans. HMDA 2024 data, FFIEC.","value":190,"unit":"home purchase and refinance loans originated, 2024","applications":248,"originations":190,"denials":43,"originated_dollars":46920000,"applications_purchase":147,"applications_refinance":43,"applications_cash_out_refinance":58,"originations_purchase":126,"originations_refinance":31,"originations_cash_out_refinance":33,"denials_purchase":15,"denials_refinance":7,"denials_cash_out_refinance":21,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:IL","dataset":"mortgage-lending","jurisdiction":"IL","county":null,"countyName":null,"stateName":"Illinois","level":"state","year":2024,"status":"P","text":"Illinois: in 2024, lenders reported 216,827 applications for a home purchase or a refinance; 173,448 became loans ($52.9 billion) and 36,745 were denied, a denial rate of 16.9%. Home purchase: 148,132 applications, 126,804 loans. Loans made changed +9.2% from 158,841 in 2023. HMDA 2024 data, FFIEC.","value":173448,"unit":"home purchase and refinance loans originated, 2024","applications":216827,"originations":173448,"denials":36745,"originated_dollars":52918940000,"applications_purchase":148132,"applications_refinance":31725,"applications_cash_out_refinance":36970,"originations_purchase":126804,"originations_refinance":23798,"originations_cash_out_refinance":22846,"denials_purchase":17154,"denials_refinance":6637,"denials_cash_out_refinance":12954,"denial_rate":16.9,"originations_prior_year":158841,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"916 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":916,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17001","dataset":"mortgage-lending","jurisdiction":"IL","county":"17001","countyName":"Adams County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Adams County, Illinois: in 2024, lenders reported 781 applications for a home purchase or a refinance; 644 became loans ($112.7 million) and 107 were denied, a denial rate of 13.7%. Home purchase: 554 applications, 483 loans. HMDA 2024 data, FFIEC.","value":644,"unit":"home purchase and refinance loans originated, 2024","applications":781,"originations":644,"denials":107,"originated_dollars":112710000,"applications_purchase":554,"applications_refinance":122,"applications_cash_out_refinance":105,"originations_purchase":483,"originations_refinance":96,"originations_cash_out_refinance":65,"denials_purchase":47,"denials_refinance":23,"denials_cash_out_refinance":37,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17003","dataset":"mortgage-lending","jurisdiction":"IL","county":"17003","countyName":"Alexander County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Alexander County, Illinois: in 2024, lenders reported 48 applications for a home purchase or a refinance; 24 became loans ($2.6 million) and 21 were denied, a denial rate of 43.8%. Home purchase: 32 applications, 16 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":48,"originations":24,"denials":21,"originated_dollars":2570000,"applications_purchase":32,"applications_refinance":4,"applications_cash_out_refinance":12,"originations_purchase":16,"originations_refinance":3,"originations_cash_out_refinance":5,"denials_purchase":15,"denials_refinance":0,"denials_cash_out_refinance":6,"denial_rate":43.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17005","dataset":"mortgage-lending","jurisdiction":"IL","county":"17005","countyName":"Bond County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Bond County, Illinois: in 2024, lenders reported 285 applications for a home purchase or a refinance; 220 became loans ($38.0 million) and 53 were denied, a denial rate of 18.6%. Home purchase: 194 applications, 155 loans. HMDA 2024 data, FFIEC.","value":220,"unit":"home purchase and refinance loans originated, 2024","applications":285,"originations":220,"denials":53,"originated_dollars":38040000,"applications_purchase":194,"applications_refinance":48,"applications_cash_out_refinance":43,"originations_purchase":155,"originations_refinance":38,"originations_cash_out_refinance":27,"denials_purchase":31,"denials_refinance":7,"denials_cash_out_refinance":15,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17007","dataset":"mortgage-lending","jurisdiction":"IL","county":"17007","countyName":"Boone County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Boone County, Illinois: in 2024, lenders reported 1,004 applications for a home purchase or a refinance; 802 became loans ($170.5 million) and 172 were denied, a denial rate of 17.1%. Home purchase: 682 applications, 585 loans. HMDA 2024 data, FFIEC.","value":802,"unit":"home purchase and refinance loans originated, 2024","applications":1004,"originations":802,"denials":172,"originated_dollars":170470000,"applications_purchase":682,"applications_refinance":133,"applications_cash_out_refinance":189,"originations_purchase":585,"originations_refinance":98,"originations_cash_out_refinance":119,"denials_purchase":76,"denials_refinance":28,"denials_cash_out_refinance":68,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17009","dataset":"mortgage-lending","jurisdiction":"IL","county":"17009","countyName":"Brown County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Brown County, Illinois: in 2024, lenders reported 21 applications for a home purchase or a refinance; 17 became loans ($2.0 million) and 4 were denied, a denial rate of 19.0% (a small count, so the rate moves a lot from year to year). Home purchase: 15 applications, 12 loans. HMDA 2024 data, FFIEC.","value":17,"unit":"home purchase and refinance loans originated, 2024","applications":21,"originations":17,"denials":4,"originated_dollars":1965000,"applications_purchase":15,"applications_refinance":3,"applications_cash_out_refinance":3,"originations_purchase":12,"originations_refinance":3,"originations_cash_out_refinance":2,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:17011","dataset":"mortgage-lending","jurisdiction":"IL","county":"17011","countyName":"Bureau County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Bureau County, Illinois: in 2024, lenders reported 508 applications for a home purchase or a refinance; 409 became loans ($56.4 million) and 79 were denied, a denial rate of 15.6%. Home purchase: 367 applications, 318 loans. HMDA 2024 data, FFIEC.","value":409,"unit":"home purchase and refinance loans originated, 2024","applications":508,"originations":409,"denials":79,"originated_dollars":56425000,"applications_purchase":367,"applications_refinance":68,"applications_cash_out_refinance":73,"originations_purchase":318,"originations_refinance":49,"originations_cash_out_refinance":42,"denials_purchase":35,"denials_refinance":17,"denials_cash_out_refinance":27,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17013","dataset":"mortgage-lending","jurisdiction":"IL","county":"17013","countyName":"Calhoun County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Calhoun County, Illinois: in 2024, lenders reported 64 applications for a home purchase or a refinance; 54 became loans ($8.2 million) and 10 were denied, a denial rate of 15.6%. Home purchase: 49 applications, 39 loans. HMDA 2024 data, FFIEC.","value":54,"unit":"home purchase and refinance loans originated, 2024","applications":64,"originations":54,"denials":10,"originated_dollars":8200000,"applications_purchase":49,"applications_refinance":10,"applications_cash_out_refinance":5,"originations_purchase":39,"originations_refinance":10,"originations_cash_out_refinance":5,"denials_purchase":10,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17015","dataset":"mortgage-lending","jurisdiction":"IL","county":"17015","countyName":"Carroll County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Carroll County, Illinois: in 2024, lenders reported 188 applications for a home purchase or a refinance; 147 became loans ($27.4 million) and 34 were denied, a denial rate of 18.1%. Home purchase: 124 applications, 106 loans. HMDA 2024 data, FFIEC.","value":147,"unit":"home purchase and refinance loans originated, 2024","applications":188,"originations":147,"denials":34,"originated_dollars":27385000,"applications_purchase":124,"applications_refinance":25,"applications_cash_out_refinance":39,"originations_purchase":106,"originations_refinance":14,"originations_cash_out_refinance":27,"denials_purchase":14,"denials_refinance":11,"denials_cash_out_refinance":9,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17017","dataset":"mortgage-lending","jurisdiction":"IL","county":"17017","countyName":"Cass County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Cass County, Illinois: in 2024, lenders reported 164 applications for a home purchase or a refinance; 140 became loans ($14.5 million) and 23 were denied, a denial rate of 14.0%. Home purchase: 119 applications, 103 loans. HMDA 2024 data, FFIEC.","value":140,"unit":"home purchase and refinance loans originated, 2024","applications":164,"originations":140,"denials":23,"originated_dollars":14480000,"applications_purchase":119,"applications_refinance":33,"applications_cash_out_refinance":12,"originations_purchase":103,"originations_refinance":28,"originations_cash_out_refinance":9,"denials_purchase":15,"denials_refinance":5,"denials_cash_out_refinance":3,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17019","dataset":"mortgage-lending","jurisdiction":"IL","county":"17019","countyName":"Champaign County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Champaign County, Illinois: in 2024, lenders reported 3,072 applications for a home purchase or a refinance; 2,598 became loans ($721.2 million) and 409 were denied, a denial rate of 13.3%. Home purchase: 2,244 applications, 2,001 loans. HMDA 2024 data, FFIEC.","value":2598,"unit":"home purchase and refinance loans originated, 2024","applications":3072,"originations":2598,"denials":409,"originated_dollars":721190000,"applications_purchase":2244,"applications_refinance":461,"applications_cash_out_refinance":367,"originations_purchase":2001,"originations_refinance":359,"originations_cash_out_refinance":238,"denials_purchase":201,"denials_refinance":91,"denials_cash_out_refinance":117,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17021","dataset":"mortgage-lending","jurisdiction":"IL","county":"17021","countyName":"Christian County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Christian County, Illinois: in 2024, lenders reported 453 applications for a home purchase or a refinance; 362 became loans ($50.6 million) and 78 were denied, a denial rate of 17.2%. Home purchase: 317 applications, 271 loans. HMDA 2024 data, FFIEC.","value":362,"unit":"home purchase and refinance loans originated, 2024","applications":453,"originations":362,"denials":78,"originated_dollars":50630000,"applications_purchase":317,"applications_refinance":60,"applications_cash_out_refinance":76,"originations_purchase":271,"originations_refinance":44,"originations_cash_out_refinance":47,"denials_purchase":39,"denials_refinance":13,"denials_cash_out_refinance":26,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17023","dataset":"mortgage-lending","jurisdiction":"IL","county":"17023","countyName":"Clark County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Clark County, Illinois: in 2024, lenders reported 162 applications for a home purchase or a refinance; 107 became loans ($15.6 million) and 48 were denied, a denial rate of 29.6%. Home purchase: 102 applications, 69 loans. HMDA 2024 data, FFIEC.","value":107,"unit":"home purchase and refinance loans originated, 2024","applications":162,"originations":107,"denials":48,"originated_dollars":15595000,"applications_purchase":102,"applications_refinance":35,"applications_cash_out_refinance":25,"originations_purchase":69,"originations_refinance":28,"originations_cash_out_refinance":10,"denials_purchase":27,"denials_refinance":7,"denials_cash_out_refinance":14,"denial_rate":29.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17025","dataset":"mortgage-lending","jurisdiction":"IL","county":"17025","countyName":"Clay County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Clay County, Illinois: in 2024, lenders reported 145 applications for a home purchase or a refinance; 106 became loans ($12.3 million) and 34 were denied, a denial rate of 23.4%. Home purchase: 118 applications, 85 loans. HMDA 2024 data, FFIEC.","value":106,"unit":"home purchase and refinance loans originated, 2024","applications":145,"originations":106,"denials":34,"originated_dollars":12280000,"applications_purchase":118,"applications_refinance":15,"applications_cash_out_refinance":12,"originations_purchase":85,"originations_refinance":12,"originations_cash_out_refinance":9,"denials_purchase":28,"denials_refinance":3,"denials_cash_out_refinance":3,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17027","dataset":"mortgage-lending","jurisdiction":"IL","county":"17027","countyName":"Clinton County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Clinton County, Illinois: in 2024, lenders reported 615 applications for a home purchase or a refinance; 525 became loans ($103.4 million) and 73 were denied, a denial rate of 11.9%. Home purchase: 401 applications, 361 loans. HMDA 2024 data, FFIEC.","value":525,"unit":"home purchase and refinance loans originated, 2024","applications":615,"originations":525,"denials":73,"originated_dollars":103425000,"applications_purchase":401,"applications_refinance":116,"applications_cash_out_refinance":98,"originations_purchase":361,"originations_refinance":97,"originations_cash_out_refinance":67,"denials_purchase":29,"denials_refinance":15,"denials_cash_out_refinance":29,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17029","dataset":"mortgage-lending","jurisdiction":"IL","county":"17029","countyName":"Coles County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Coles County, Illinois: in 2024, lenders reported 609 applications for a home purchase or a refinance; 474 became loans ($68.0 million) and 121 were denied, a denial rate of 19.9%. Home purchase: 480 applications, 386 loans. HMDA 2024 data, FFIEC.","value":474,"unit":"home purchase and refinance loans originated, 2024","applications":609,"originations":474,"denials":121,"originated_dollars":68050000,"applications_purchase":480,"applications_refinance":66,"applications_cash_out_refinance":63,"originations_purchase":386,"originations_refinance":52,"originations_cash_out_refinance":36,"denials_purchase":84,"denials_refinance":12,"denials_cash_out_refinance":25,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17031","dataset":"mortgage-lending","jurisdiction":"IL","county":"17031","countyName":"Cook County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Cook County, Illinois: in 2024, lenders reported 80,899 applications for a home purchase or a refinance; 62,963 became loans ($24.8 billion) and 15,334 were denied, a denial rate of 19.0%. Home purchase: 55,793 applications, 46,797 loans. HMDA 2024 data, FFIEC.","value":62963,"unit":"home purchase and refinance loans originated, 2024","applications":80899,"originations":62963,"denials":15334,"originated_dollars":24752765000,"applications_purchase":55793,"applications_refinance":11210,"applications_cash_out_refinance":13896,"originations_purchase":46797,"originations_refinance":8129,"originations_cash_out_refinance":8037,"denials_purchase":7346,"denials_refinance":2603,"denials_cash_out_refinance":5385,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17033","dataset":"mortgage-lending","jurisdiction":"IL","county":"17033","countyName":"Crawford County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Crawford County, Illinois: in 2024, lenders reported 175 applications for a home purchase or a refinance; 127 became loans ($16.9 million) and 43 were denied, a denial rate of 24.6%. Home purchase: 125 applications, 96 loans. HMDA 2024 data, FFIEC.","value":127,"unit":"home purchase and refinance loans originated, 2024","applications":175,"originations":127,"denials":43,"originated_dollars":16855000,"applications_purchase":125,"applications_refinance":28,"applications_cash_out_refinance":22,"originations_purchase":96,"originations_refinance":21,"originations_cash_out_refinance":10,"denials_purchase":26,"denials_refinance":6,"denials_cash_out_refinance":11,"denial_rate":24.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17035","dataset":"mortgage-lending","jurisdiction":"IL","county":"17035","countyName":"Cumberland County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Cumberland County, Illinois: in 2024, lenders reported 78 applications for a home purchase or a refinance; 59 became loans ($9.6 million) and 17 were denied, a denial rate of 21.8%. Home purchase: 55 applications, 47 loans. HMDA 2024 data, FFIEC.","value":59,"unit":"home purchase and refinance loans originated, 2024","applications":78,"originations":59,"denials":17,"originated_dollars":9615000,"applications_purchase":55,"applications_refinance":6,"applications_cash_out_refinance":17,"originations_purchase":47,"originations_refinance":5,"originations_cash_out_refinance":7,"denials_purchase":6,"denials_refinance":1,"denials_cash_out_refinance":10,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17037","dataset":"mortgage-lending","jurisdiction":"IL","county":"17037","countyName":"DeKalb County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"DeKalb County, Illinois: in 2024, lenders reported 1,884 applications for a home purchase or a refinance; 1,555 became loans ($346.8 million) and 283 were denied, a denial rate of 15.0%. Home purchase: 1,322 applications, 1,157 loans. HMDA 2024 data, FFIEC.","value":1555,"unit":"home purchase and refinance loans originated, 2024","applications":1884,"originations":1555,"denials":283,"originated_dollars":346805000,"applications_purchase":1322,"applications_refinance":270,"applications_cash_out_refinance":292,"originations_purchase":1157,"originations_refinance":205,"originations_cash_out_refinance":193,"denials_purchase":139,"denials_refinance":53,"denials_cash_out_refinance":91,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17039","dataset":"mortgage-lending","jurisdiction":"IL","county":"17039","countyName":"De Witt County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"De Witt County, Illinois: in 2024, lenders reported 218 applications for a home purchase or a refinance; 184 became loans ($28.0 million) and 28 were denied, a denial rate of 12.8%. Home purchase: 150 applications, 143 loans. HMDA 2024 data, FFIEC.","value":184,"unit":"home purchase and refinance loans originated, 2024","applications":218,"originations":184,"denials":28,"originated_dollars":27990000,"applications_purchase":150,"applications_refinance":28,"applications_cash_out_refinance":40,"originations_purchase":143,"originations_refinance":17,"originations_cash_out_refinance":24,"denials_purchase":6,"denials_refinance":9,"denials_cash_out_refinance":13,"denial_rate":12.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17041","dataset":"mortgage-lending","jurisdiction":"IL","county":"17041","countyName":"Douglas County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Douglas County, Illinois: in 2024, lenders reported 283 applications for a home purchase or a refinance; 237 became loans ($36.8 million) and 38 were denied, a denial rate of 13.4%. Home purchase: 188 applications, 167 loans. HMDA 2024 data, FFIEC.","value":237,"unit":"home purchase and refinance loans originated, 2024","applications":283,"originations":237,"denials":38,"originated_dollars":36835000,"applications_purchase":188,"applications_refinance":46,"applications_cash_out_refinance":49,"originations_purchase":167,"originations_refinance":42,"originations_cash_out_refinance":28,"denials_purchase":17,"denials_refinance":4,"denials_cash_out_refinance":17,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17043","dataset":"mortgage-lending","jurisdiction":"IL","county":"17043","countyName":"DuPage County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"DuPage County, Illinois: in 2024, lenders reported 15,430 applications for a home purchase or a refinance; 12,751 became loans ($4.9 billion) and 2,271 were denied, a denial rate of 14.7%. Home purchase: 10,025 applications, 8,950 loans. HMDA 2024 data, FFIEC.","value":12751,"unit":"home purchase and refinance loans originated, 2024","applications":15430,"originations":12751,"denials":2271,"originated_dollars":4872975000,"applications_purchase":10025,"applications_refinance":2584,"applications_cash_out_refinance":2821,"originations_purchase":8950,"originations_refinance":1981,"originations_cash_out_refinance":1820,"denials_purchase":853,"denials_refinance":506,"denials_cash_out_refinance":912,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17045","dataset":"mortgage-lending","jurisdiction":"IL","county":"17045","countyName":"Edgar County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Edgar County, Illinois: in 2024, lenders reported 277 applications for a home purchase or a refinance; 216 became loans ($25.7 million) and 50 were denied, a denial rate of 18.1%. Home purchase: 194 applications, 162 loans. HMDA 2024 data, FFIEC.","value":216,"unit":"home purchase and refinance loans originated, 2024","applications":277,"originations":216,"denials":50,"originated_dollars":25670000,"applications_purchase":194,"applications_refinance":52,"applications_cash_out_refinance":31,"originations_purchase":162,"originations_refinance":42,"originations_cash_out_refinance":12,"denials_purchase":23,"denials_refinance":9,"denials_cash_out_refinance":18,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17047","dataset":"mortgage-lending","jurisdiction":"IL","county":"17047","countyName":"Edwards County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Edwards County, Illinois: in 2024, lenders reported 40 applications for a home purchase or a refinance; 24 became loans ($2.1 million) and 15 were denied, a denial rate of 37.5%. Home purchase: 32 applications, 18 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":40,"originations":24,"denials":15,"originated_dollars":2100000,"applications_purchase":32,"applications_refinance":3,"applications_cash_out_refinance":5,"originations_purchase":18,"originations_refinance":3,"originations_cash_out_refinance":3,"denials_purchase":13,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":37.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17049","dataset":"mortgage-lending","jurisdiction":"IL","county":"17049","countyName":"Effingham County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Effingham County, Illinois: in 2024, lenders reported 436 applications for a home purchase or a refinance; 317 became loans ($57.5 million) and 106 were denied, a denial rate of 24.3%. Home purchase: 319 applications, 235 loans. HMDA 2024 data, FFIEC.","value":317,"unit":"home purchase and refinance loans originated, 2024","applications":436,"originations":317,"denials":106,"originated_dollars":57505000,"applications_purchase":319,"applications_refinance":59,"applications_cash_out_refinance":58,"originations_purchase":235,"originations_refinance":43,"originations_cash_out_refinance":39,"denials_purchase":75,"denials_refinance":14,"denials_cash_out_refinance":17,"denial_rate":24.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17051","dataset":"mortgage-lending","jurisdiction":"IL","county":"17051","countyName":"Fayette County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Fayette County, Illinois: in 2024, lenders reported 288 applications for a home purchase or a refinance; 205 became loans ($32.1 million) and 79 were denied, a denial rate of 27.4%. Home purchase: 192 applications, 139 loans. HMDA 2024 data, FFIEC.","value":205,"unit":"home purchase and refinance loans originated, 2024","applications":288,"originations":205,"denials":79,"originated_dollars":32095000,"applications_purchase":192,"applications_refinance":56,"applications_cash_out_refinance":40,"originations_purchase":139,"originations_refinance":49,"originations_cash_out_refinance":17,"denials_purchase":50,"denials_refinance":7,"denials_cash_out_refinance":22,"denial_rate":27.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17053","dataset":"mortgage-lending","jurisdiction":"IL","county":"17053","countyName":"Ford County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Ford County, Illinois: in 2024, lenders reported 257 applications for a home purchase or a refinance; 202 became loans ($26.1 million) and 50 were denied, a denial rate of 19.5%. Home purchase: 185 applications, 154 loans. HMDA 2024 data, FFIEC.","value":202,"unit":"home purchase and refinance loans originated, 2024","applications":257,"originations":202,"denials":50,"originated_dollars":26120000,"applications_purchase":185,"applications_refinance":32,"applications_cash_out_refinance":40,"originations_purchase":154,"originations_refinance":25,"originations_cash_out_refinance":23,"denials_purchase":29,"denials_refinance":7,"denials_cash_out_refinance":14,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17055","dataset":"mortgage-lending","jurisdiction":"IL","county":"17055","countyName":"Franklin County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Franklin County, Illinois: in 2024, lenders reported 526 applications for a home purchase or a refinance; 322 became loans ($43.8 million) and 121 were denied, a denial rate of 23.0%. Home purchase: 394 applications, 247 loans. HMDA 2024 data, FFIEC.","value":322,"unit":"home purchase and refinance loans originated, 2024","applications":526,"originations":322,"denials":121,"originated_dollars":43820000,"applications_purchase":394,"applications_refinance":66,"applications_cash_out_refinance":66,"originations_purchase":247,"originations_refinance":47,"originations_cash_out_refinance":28,"denials_purchase":74,"denials_refinance":11,"denials_cash_out_refinance":36,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17057","dataset":"mortgage-lending","jurisdiction":"IL","county":"17057","countyName":"Fulton County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Fulton County, Illinois: in 2024, lenders reported 512 applications for a home purchase or a refinance; 432 became loans ($51.5 million) and 72 were denied, a denial rate of 14.1%. Home purchase: 368 applications, 336 loans. HMDA 2024 data, FFIEC.","value":432,"unit":"home purchase and refinance loans originated, 2024","applications":512,"originations":432,"denials":72,"originated_dollars":51550000,"applications_purchase":368,"applications_refinance":70,"applications_cash_out_refinance":74,"originations_purchase":336,"originations_refinance":52,"originations_cash_out_refinance":44,"denials_purchase":28,"denials_refinance":14,"denials_cash_out_refinance":30,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17059","dataset":"mortgage-lending","jurisdiction":"IL","county":"17059","countyName":"Gallatin County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Gallatin County, Illinois: in 2024, lenders reported 64 applications for a home purchase or a refinance; 40 became loans ($4.3 million) and 21 were denied, a denial rate of 32.8%. Home purchase: 41 applications, 27 loans. HMDA 2024 data, FFIEC.","value":40,"unit":"home purchase and refinance loans originated, 2024","applications":64,"originations":40,"denials":21,"originated_dollars":4280000,"applications_purchase":41,"applications_refinance":8,"applications_cash_out_refinance":15,"originations_purchase":27,"originations_refinance":5,"originations_cash_out_refinance":8,"denials_purchase":11,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":32.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17061","dataset":"mortgage-lending","jurisdiction":"IL","county":"17061","countyName":"Greene County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Greene County, Illinois: in 2024, lenders reported 149 applications for a home purchase or a refinance; 116 became loans ($12.9 million) and 32 were denied, a denial rate of 21.5%. Home purchase: 107 applications, 90 loans. HMDA 2024 data, FFIEC.","value":116,"unit":"home purchase and refinance loans originated, 2024","applications":149,"originations":116,"denials":32,"originated_dollars":12920000,"applications_purchase":107,"applications_refinance":19,"applications_cash_out_refinance":23,"originations_purchase":90,"originations_refinance":14,"originations_cash_out_refinance":12,"denials_purchase":16,"denials_refinance":5,"denials_cash_out_refinance":11,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17063","dataset":"mortgage-lending","jurisdiction":"IL","county":"17063","countyName":"Grundy County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Grundy County, Illinois: in 2024, lenders reported 1,103 applications for a home purchase or a refinance; 902 became loans ($210.1 million) and 162 were denied, a denial rate of 14.7%. Home purchase: 750 applications, 653 loans. HMDA 2024 data, FFIEC.","value":902,"unit":"home purchase and refinance loans originated, 2024","applications":1103,"originations":902,"denials":162,"originated_dollars":210060000,"applications_purchase":750,"applications_refinance":152,"applications_cash_out_refinance":201,"originations_purchase":653,"originations_refinance":116,"originations_cash_out_refinance":133,"denials_purchase":71,"denials_refinance":29,"denials_cash_out_refinance":62,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17065","dataset":"mortgage-lending","jurisdiction":"IL","county":"17065","countyName":"Hamilton County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Hamilton County, Illinois: in 2024, lenders reported 104 applications for a home purchase or a refinance; 76 became loans ($12.1 million) and 24 were denied, a denial rate of 23.1%. Home purchase: 79 applications, 58 loans. HMDA 2024 data, FFIEC.","value":76,"unit":"home purchase and refinance loans originated, 2024","applications":104,"originations":76,"denials":24,"originated_dollars":12070000,"applications_purchase":79,"applications_refinance":10,"applications_cash_out_refinance":15,"originations_purchase":58,"originations_refinance":9,"originations_cash_out_refinance":9,"denials_purchase":17,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":23.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17067","dataset":"mortgage-lending","jurisdiction":"IL","county":"17067","countyName":"Hancock County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Hancock County, Illinois: in 2024, lenders reported 211 applications for a home purchase or a refinance; 166 became loans ($19.4 million) and 41 were denied, a denial rate of 19.4%. Home purchase: 141 applications, 123 loans. HMDA 2024 data, FFIEC.","value":166,"unit":"home purchase and refinance loans originated, 2024","applications":211,"originations":166,"denials":41,"originated_dollars":19420000,"applications_purchase":141,"applications_refinance":38,"applications_cash_out_refinance":32,"originations_purchase":123,"originations_refinance":26,"originations_cash_out_refinance":17,"denials_purchase":16,"denials_refinance":12,"denials_cash_out_refinance":13,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17069","dataset":"mortgage-lending","jurisdiction":"IL","county":"17069","countyName":"Hardin County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Hardin County, Illinois: in 2024, lenders reported 37 applications for a home purchase or a refinance; 24 became loans ($3.3 million) and 12 were denied, a denial rate of 32.4%. Home purchase: 23 applications, 16 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":37,"originations":24,"denials":12,"originated_dollars":3330000,"applications_purchase":23,"applications_refinance":4,"applications_cash_out_refinance":10,"originations_purchase":16,"originations_refinance":1,"originations_cash_out_refinance":7,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":3,"denial_rate":32.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17071","dataset":"mortgage-lending","jurisdiction":"IL","county":"17071","countyName":"Henderson County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Henderson County, Illinois: in 2024, lenders reported 49 applications for a home purchase or a refinance; 35 became loans ($3.7 million) and 14 were denied, a denial rate of 28.6%. Home purchase: 28 applications, 23 loans. HMDA 2024 data, FFIEC.","value":35,"unit":"home purchase and refinance loans originated, 2024","applications":49,"originations":35,"denials":14,"originated_dollars":3655000,"applications_purchase":28,"applications_refinance":7,"applications_cash_out_refinance":14,"originations_purchase":23,"originations_refinance":3,"originations_cash_out_refinance":9,"denials_purchase":5,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17073","dataset":"mortgage-lending","jurisdiction":"IL","county":"17073","countyName":"Henry County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Henry County, Illinois: in 2024, lenders reported 785 applications for a home purchase or a refinance; 649 became loans ($94.8 million) and 119 were denied, a denial rate of 15.2%. Home purchase: 546 applications, 487 loans. HMDA 2024 data, FFIEC.","value":649,"unit":"home purchase and refinance loans originated, 2024","applications":785,"originations":649,"denials":119,"originated_dollars":94795000,"applications_purchase":546,"applications_refinance":135,"applications_cash_out_refinance":104,"originations_purchase":487,"originations_refinance":99,"originations_cash_out_refinance":63,"denials_purchase":53,"denials_refinance":29,"denials_cash_out_refinance":37,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17075","dataset":"mortgage-lending","jurisdiction":"IL","county":"17075","countyName":"Iroquois County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Iroquois County, Illinois: in 2024, lenders reported 377 applications for a home purchase or a refinance; 280 became loans ($40.3 million) and 80 were denied, a denial rate of 21.2%. Home purchase: 255 applications, 208 loans. HMDA 2024 data, FFIEC.","value":280,"unit":"home purchase and refinance loans originated, 2024","applications":377,"originations":280,"denials":80,"originated_dollars":40290000,"applications_purchase":255,"applications_refinance":45,"applications_cash_out_refinance":77,"originations_purchase":208,"originations_refinance":32,"originations_cash_out_refinance":40,"denials_purchase":34,"denials_refinance":11,"denials_cash_out_refinance":35,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17077","dataset":"mortgage-lending","jurisdiction":"IL","county":"17077","countyName":"Jackson County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Jackson County, Illinois: in 2024, lenders reported 574 applications for a home purchase or a refinance; 396 became loans ($84.0 million) and 129 were denied, a denial rate of 22.5%. Home purchase: 455 applications, 328 loans. HMDA 2024 data, FFIEC.","value":396,"unit":"home purchase and refinance loans originated, 2024","applications":574,"originations":396,"denials":129,"originated_dollars":84040000,"applications_purchase":455,"applications_refinance":63,"applications_cash_out_refinance":56,"originations_purchase":328,"originations_refinance":44,"originations_cash_out_refinance":24,"denials_purchase":87,"denials_refinance":13,"denials_cash_out_refinance":29,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17079","dataset":"mortgage-lending","jurisdiction":"IL","county":"17079","countyName":"Jasper County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Jasper County, Illinois: in 2024, lenders reported 116 applications for a home purchase or a refinance; 86 became loans ($11.1 million) and 28 were denied, a denial rate of 24.1%. Home purchase: 84 applications, 63 loans. HMDA 2024 data, FFIEC.","value":86,"unit":"home purchase and refinance loans originated, 2024","applications":116,"originations":86,"denials":28,"originated_dollars":11090000,"applications_purchase":84,"applications_refinance":17,"applications_cash_out_refinance":15,"originations_purchase":63,"originations_refinance":12,"originations_cash_out_refinance":11,"denials_purchase":19,"denials_refinance":5,"denials_cash_out_refinance":4,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17081","dataset":"mortgage-lending","jurisdiction":"IL","county":"17081","countyName":"Jefferson County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Jefferson County, Illinois: in 2024, lenders reported 541 applications for a home purchase or a refinance; 379 became loans ($56.2 million) and 142 were denied, a denial rate of 26.2%. Home purchase: 397 applications, 287 loans. HMDA 2024 data, FFIEC.","value":379,"unit":"home purchase and refinance loans originated, 2024","applications":541,"originations":379,"denials":142,"originated_dollars":56155000,"applications_purchase":397,"applications_refinance":59,"applications_cash_out_refinance":85,"originations_purchase":287,"originations_refinance":42,"originations_cash_out_refinance":50,"denials_purchase":92,"denials_refinance":16,"denials_cash_out_refinance":34,"denial_rate":26.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17083","dataset":"mortgage-lending","jurisdiction":"IL","county":"17083","countyName":"Jersey County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Jersey County, Illinois: in 2024, lenders reported 417 applications for a home purchase or a refinance; 358 became loans ($85.3 million) and 49 were denied, a denial rate of 11.8%. Home purchase: 290 applications, 267 loans. HMDA 2024 data, FFIEC.","value":358,"unit":"home purchase and refinance loans originated, 2024","applications":417,"originations":358,"denials":49,"originated_dollars":85350000,"applications_purchase":290,"applications_refinance":58,"applications_cash_out_refinance":69,"originations_purchase":267,"originations_refinance":47,"originations_cash_out_refinance":44,"denials_purchase":19,"denials_refinance":7,"denials_cash_out_refinance":23,"denial_rate":11.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17085","dataset":"mortgage-lending","jurisdiction":"IL","county":"17085","countyName":"Jo Daviess County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Jo Daviess County, Illinois: in 2024, lenders reported 310 applications for a home purchase or a refinance; 255 became loans ($56.0 million) and 52 were denied, a denial rate of 16.8%. Home purchase: 212 applications, 195 loans. HMDA 2024 data, FFIEC.","value":255,"unit":"home purchase and refinance loans originated, 2024","applications":310,"originations":255,"denials":52,"originated_dollars":56015000,"applications_purchase":212,"applications_refinance":45,"applications_cash_out_refinance":53,"originations_purchase":195,"originations_refinance":31,"originations_cash_out_refinance":29,"denials_purchase":16,"denials_refinance":13,"denials_cash_out_refinance":23,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17087","dataset":"mortgage-lending","jurisdiction":"IL","county":"17087","countyName":"Johnson County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Johnson County, Illinois: in 2024, lenders reported 204 applications for a home purchase or a refinance; 135 became loans ($25.9 million) and 53 were denied, a denial rate of 26.0%. Home purchase: 148 applications, 99 loans. HMDA 2024 data, FFIEC.","value":135,"unit":"home purchase and refinance loans originated, 2024","applications":204,"originations":135,"denials":53,"originated_dollars":25945000,"applications_purchase":148,"applications_refinance":32,"applications_cash_out_refinance":24,"originations_purchase":99,"originations_refinance":24,"originations_cash_out_refinance":12,"denials_purchase":38,"denials_refinance":6,"denials_cash_out_refinance":9,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17089","dataset":"mortgage-lending","jurisdiction":"IL","county":"17089","countyName":"Kane County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Kane County, Illinois: in 2024, lenders reported 10,262 applications for a home purchase or a refinance; 8,486 became loans ($2.7 billion) and 1,512 were denied, a denial rate of 14.7%. Home purchase: 6,848 applications, 6,076 loans. HMDA 2024 data, FFIEC.","value":8486,"unit":"home purchase and refinance loans originated, 2024","applications":10262,"originations":8486,"denials":1512,"originated_dollars":2694830000,"applications_purchase":6848,"applications_refinance":1588,"applications_cash_out_refinance":1826,"originations_purchase":6076,"originations_refinance":1190,"originations_cash_out_refinance":1220,"denials_purchase":617,"denials_refinance":339,"denials_cash_out_refinance":556,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17091","dataset":"mortgage-lending","jurisdiction":"IL","county":"17091","countyName":"Kankakee County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Kankakee County, Illinois: in 2024, lenders reported 2,108 applications for a home purchase or a refinance; 1,609 became loans ($302.7 million) and 421 were denied, a denial rate of 20.0%. Home purchase: 1,465 applications, 1,184 loans. HMDA 2024 data, FFIEC.","value":1609,"unit":"home purchase and refinance loans originated, 2024","applications":2108,"originations":1609,"denials":421,"originated_dollars":302715000,"applications_purchase":1465,"applications_refinance":271,"applications_cash_out_refinance":372,"originations_purchase":1184,"originations_refinance":184,"originations_cash_out_refinance":241,"denials_purchase":232,"denials_refinance":69,"denials_cash_out_refinance":120,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17093","dataset":"mortgage-lending","jurisdiction":"IL","county":"17093","countyName":"Kendall County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Kendall County, Illinois: in 2024, lenders reported 3,490 applications for a home purchase or a refinance; 2,846 became loans ($899.8 million) and 542 were denied, a denial rate of 15.5%. Home purchase: 2,284 applications, 2,051 loans. HMDA 2024 data, FFIEC.","value":2846,"unit":"home purchase and refinance loans originated, 2024","applications":3490,"originations":2846,"denials":542,"originated_dollars":899830000,"applications_purchase":2284,"applications_refinance":520,"applications_cash_out_refinance":686,"originations_purchase":2051,"originations_refinance":368,"originations_cash_out_refinance":427,"denials_purchase":177,"denials_refinance":127,"denials_cash_out_refinance":238,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17095","dataset":"mortgage-lending","jurisdiction":"IL","county":"17095","countyName":"Knox County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Knox County, Illinois: in 2024, lenders reported 825 applications for a home purchase or a refinance; 657 became loans ($82.0 million) and 143 were denied, a denial rate of 17.3%. Home purchase: 596 applications, 506 loans. HMDA 2024 data, FFIEC.","value":657,"unit":"home purchase and refinance loans originated, 2024","applications":825,"originations":657,"denials":143,"originated_dollars":81975000,"applications_purchase":596,"applications_refinance":136,"applications_cash_out_refinance":93,"originations_purchase":506,"originations_refinance":104,"originations_cash_out_refinance":47,"denials_purchase":71,"denials_refinance":30,"denials_cash_out_refinance":42,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17097","dataset":"mortgage-lending","jurisdiction":"IL","county":"17097","countyName":"Lake County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Lake County, Illinois: in 2024, lenders reported 12,805 applications for a home purchase or a refinance; 10,405 became loans ($3.6 billion) and 1,943 were denied, a denial rate of 15.2%. Home purchase: 8,224 applications, 7,179 loans. HMDA 2024 data, FFIEC.","value":10405,"unit":"home purchase and refinance loans originated, 2024","applications":12805,"originations":10405,"denials":1943,"originated_dollars":3645355000,"applications_purchase":8224,"applications_refinance":2089,"applications_cash_out_refinance":2492,"originations_purchase":7179,"originations_refinance":1575,"originations_cash_out_refinance":1651,"denials_purchase":778,"denials_refinance":419,"denials_cash_out_refinance":746,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17099","dataset":"mortgage-lending","jurisdiction":"IL","county":"17099","countyName":"LaSalle County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"LaSalle County, Illinois: in 2024, lenders reported 1,764 applications for a home purchase or a refinance; 1,452 became loans ($273.9 million) and 255 were denied, a denial rate of 14.5%. Home purchase: 1,232 applications, 1,067 loans. HMDA 2024 data, FFIEC.","value":1452,"unit":"home purchase and refinance loans originated, 2024","applications":1764,"originations":1452,"denials":255,"originated_dollars":273930000,"applications_purchase":1232,"applications_refinance":248,"applications_cash_out_refinance":284,"originations_purchase":1067,"originations_refinance":185,"originations_cash_out_refinance":200,"denials_purchase":131,"denials_refinance":49,"denials_cash_out_refinance":75,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17101","dataset":"mortgage-lending","jurisdiction":"IL","county":"17101","countyName":"Lawrence County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Lawrence County, Illinois: in 2024, lenders reported 160 applications for a home purchase or a refinance; 117 became loans ($12.6 million) and 41 were denied, a denial rate of 25.6%. Home purchase: 103 applications, 76 loans. HMDA 2024 data, FFIEC.","value":117,"unit":"home purchase and refinance loans originated, 2024","applications":160,"originations":117,"denials":41,"originated_dollars":12645000,"applications_purchase":103,"applications_refinance":16,"applications_cash_out_refinance":41,"originations_purchase":76,"originations_refinance":13,"originations_cash_out_refinance":28,"denials_purchase":25,"denials_refinance":3,"denials_cash_out_refinance":13,"denial_rate":25.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17103","dataset":"mortgage-lending","jurisdiction":"IL","county":"17103","countyName":"Lee County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Lee County, Illinois: in 2024, lenders reported 452 applications for a home purchase or a refinance; 366 became loans ($54.7 million) and 73 were denied, a denial rate of 16.2%. Home purchase: 303 applications, 259 loans. HMDA 2024 data, FFIEC.","value":366,"unit":"home purchase and refinance loans originated, 2024","applications":452,"originations":366,"denials":73,"originated_dollars":54680000,"applications_purchase":303,"applications_refinance":86,"applications_cash_out_refinance":63,"originations_purchase":259,"originations_refinance":68,"originations_cash_out_refinance":39,"denials_purchase":33,"denials_refinance":17,"denials_cash_out_refinance":23,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17105","dataset":"mortgage-lending","jurisdiction":"IL","county":"17105","countyName":"Livingston County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Livingston County, Illinois: in 2024, lenders reported 621 applications for a home purchase or a refinance; 498 became loans ($66.9 million) and 94 were denied, a denial rate of 15.1%. Home purchase: 440 applications, 366 loans. HMDA 2024 data, FFIEC.","value":498,"unit":"home purchase and refinance loans originated, 2024","applications":621,"originations":498,"denials":94,"originated_dollars":66900000,"applications_purchase":440,"applications_refinance":86,"applications_cash_out_refinance":95,"originations_purchase":366,"originations_refinance":64,"originations_cash_out_refinance":68,"denials_purchase":53,"denials_refinance":16,"denials_cash_out_refinance":25,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17107","dataset":"mortgage-lending","jurisdiction":"IL","county":"17107","countyName":"Logan County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Logan County, Illinois: in 2024, lenders reported 516 applications for a home purchase or a refinance; 438 became loans ($56.1 million) and 72 were denied, a denial rate of 14.0%. Home purchase: 373 applications, 341 loans. HMDA 2024 data, FFIEC.","value":438,"unit":"home purchase and refinance loans originated, 2024","applications":516,"originations":438,"denials":72,"originated_dollars":56130000,"applications_purchase":373,"applications_refinance":78,"applications_cash_out_refinance":65,"originations_purchase":341,"originations_refinance":58,"originations_cash_out_refinance":39,"denials_purchase":30,"denials_refinance":18,"denials_cash_out_refinance":24,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17109","dataset":"mortgage-lending","jurisdiction":"IL","county":"17109","countyName":"McDonough County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"McDonough County, Illinois: in 2024, lenders reported 305 applications for a home purchase or a refinance; 253 became loans ($31.6 million) and 48 were denied, a denial rate of 15.7%. Home purchase: 233 applications, 204 loans. HMDA 2024 data, FFIEC.","value":253,"unit":"home purchase and refinance loans originated, 2024","applications":305,"originations":253,"denials":48,"originated_dollars":31645000,"applications_purchase":233,"applications_refinance":34,"applications_cash_out_refinance":38,"originations_purchase":204,"originations_refinance":25,"originations_cash_out_refinance":24,"denials_purchase":27,"denials_refinance":9,"denials_cash_out_refinance":12,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17111","dataset":"mortgage-lending","jurisdiction":"IL","county":"17111","countyName":"McHenry County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"McHenry County, Illinois: in 2024, lenders reported 7,186 applications for a home purchase or a refinance; 6,051 became loans ($1.7 billion) and 921 were denied, a denial rate of 12.8%. Home purchase: 4,750 applications, 4,286 loans. HMDA 2024 data, FFIEC.","value":6051,"unit":"home purchase and refinance loans originated, 2024","applications":7186,"originations":6051,"denials":921,"originated_dollars":1702215000,"applications_purchase":4750,"applications_refinance":1053,"applications_cash_out_refinance":1383,"originations_purchase":4286,"originations_refinance":780,"originations_cash_out_refinance":985,"denials_purchase":339,"denials_refinance":223,"denials_cash_out_refinance":359,"denial_rate":12.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17113","dataset":"mortgage-lending","jurisdiction":"IL","county":"17113","countyName":"McLean County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"McLean County, Illinois: in 2024, lenders reported 3,124 applications for a home purchase or a refinance; 2,707 became loans ($662.5 million) and 369 were denied, a denial rate of 11.8%. Home purchase: 2,316 applications, 2,091 loans. HMDA 2024 data, FFIEC.","value":2707,"unit":"home purchase and refinance loans originated, 2024","applications":3124,"originations":2707,"denials":369,"originated_dollars":662495000,"applications_purchase":2316,"applications_refinance":412,"applications_cash_out_refinance":396,"originations_purchase":2091,"originations_refinance":341,"originations_cash_out_refinance":275,"denials_purchase":199,"denials_refinance":61,"denials_cash_out_refinance":109,"denial_rate":11.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17115","dataset":"mortgage-lending","jurisdiction":"IL","county":"17115","countyName":"Macon County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Macon County, Illinois: in 2024, lenders reported 1,558 applications for a home purchase or a refinance; 1,272 became loans ($190.7 million) and 239 were denied, a denial rate of 15.3%. Home purchase: 1,223 applications, 1,064 loans. HMDA 2024 data, FFIEC.","value":1272,"unit":"home purchase and refinance loans originated, 2024","applications":1558,"originations":1272,"denials":239,"originated_dollars":190670000,"applications_purchase":1223,"applications_refinance":136,"applications_cash_out_refinance":199,"originations_purchase":1064,"originations_refinance":103,"originations_cash_out_refinance":105,"denials_purchase":123,"denials_refinance":27,"denials_cash_out_refinance":89,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17117","dataset":"mortgage-lending","jurisdiction":"IL","county":"17117","countyName":"Macoupin County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Macoupin County, Illinois: in 2024, lenders reported 812 applications for a home purchase or a refinance; 656 became loans ($88.6 million) and 133 were denied, a denial rate of 16.4%. Home purchase: 563 applications, 481 loans. HMDA 2024 data, FFIEC.","value":656,"unit":"home purchase and refinance loans originated, 2024","applications":812,"originations":656,"denials":133,"originated_dollars":88570000,"applications_purchase":563,"applications_refinance":131,"applications_cash_out_refinance":118,"originations_purchase":481,"originations_refinance":104,"originations_cash_out_refinance":71,"denials_purchase":63,"denials_refinance":25,"denials_cash_out_refinance":45,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17119","dataset":"mortgage-lending","jurisdiction":"IL","county":"17119","countyName":"Madison County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Madison County, Illinois: in 2024, lenders reported 5,612 applications for a home purchase or a refinance; 4,657 became loans ($929.8 million) and 777 were denied, a denial rate of 13.8%. Home purchase: 3,801 applications, 3,340 loans. HMDA 2024 data, FFIEC.","value":4657,"unit":"home purchase and refinance loans originated, 2024","applications":5612,"originations":4657,"denials":777,"originated_dollars":929815000,"applications_purchase":3801,"applications_refinance":879,"applications_cash_out_refinance":932,"originations_purchase":3340,"originations_refinance":706,"originations_cash_out_refinance":611,"denials_purchase":359,"denials_refinance":132,"denials_cash_out_refinance":286,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17121","dataset":"mortgage-lending","jurisdiction":"IL","county":"17121","countyName":"Marion County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Marion County, Illinois: in 2024, lenders reported 546 applications for a home purchase or a refinance; 402 became loans ($55.6 million) and 128 were denied, a denial rate of 23.4%. Home purchase: 375 applications, 288 loans. HMDA 2024 data, FFIEC.","value":402,"unit":"home purchase and refinance loans originated, 2024","applications":546,"originations":402,"denials":128,"originated_dollars":55560000,"applications_purchase":375,"applications_refinance":70,"applications_cash_out_refinance":101,"originations_purchase":288,"originations_refinance":50,"originations_cash_out_refinance":64,"denials_purchase":76,"denials_refinance":17,"denials_cash_out_refinance":35,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17123","dataset":"mortgage-lending","jurisdiction":"IL","county":"17123","countyName":"Marshall County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Marshall County, Illinois: in 2024, lenders reported 230 applications for a home purchase or a refinance; 195 became loans ($28.3 million) and 33 were denied, a denial rate of 14.3%. Home purchase: 166 applications, 151 loans. HMDA 2024 data, FFIEC.","value":195,"unit":"home purchase and refinance loans originated, 2024","applications":230,"originations":195,"denials":33,"originated_dollars":28285000,"applications_purchase":166,"applications_refinance":31,"applications_cash_out_refinance":33,"originations_purchase":151,"originations_refinance":28,"originations_cash_out_refinance":16,"denials_purchase":14,"denials_refinance":2,"denials_cash_out_refinance":17,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17125","dataset":"mortgage-lending","jurisdiction":"IL","county":"17125","countyName":"Mason County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Mason County, Illinois: in 2024, lenders reported 220 applications for a home purchase or a refinance; 177 became loans ($19.0 million) and 41 were denied, a denial rate of 18.6%. Home purchase: 149 applications, 128 loans. HMDA 2024 data, FFIEC.","value":177,"unit":"home purchase and refinance loans originated, 2024","applications":220,"originations":177,"denials":41,"originated_dollars":19035000,"applications_purchase":149,"applications_refinance":40,"applications_cash_out_refinance":31,"originations_purchase":128,"originations_refinance":34,"originations_cash_out_refinance":15,"denials_purchase":19,"denials_refinance":6,"denials_cash_out_refinance":16,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17127","dataset":"mortgage-lending","jurisdiction":"IL","county":"17127","countyName":"Massac County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Massac County, Illinois: in 2024, lenders reported 156 applications for a home purchase or a refinance; 92 became loans ($13.7 million) and 55 were denied, a denial rate of 35.3%. Home purchase: 117 applications, 79 loans. HMDA 2024 data, FFIEC.","value":92,"unit":"home purchase and refinance loans originated, 2024","applications":156,"originations":92,"denials":55,"originated_dollars":13690000,"applications_purchase":117,"applications_refinance":14,"applications_cash_out_refinance":25,"originations_purchase":79,"originations_refinance":7,"originations_cash_out_refinance":6,"denials_purchase":31,"denials_refinance":5,"denials_cash_out_refinance":19,"denial_rate":35.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17129","dataset":"mortgage-lending","jurisdiction":"IL","county":"17129","countyName":"Menard County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Menard County, Illinois: in 2024, lenders reported 223 applications for a home purchase or a refinance; 187 became loans ($32.0 million) and 27 were denied, a denial rate of 12.1%. Home purchase: 144 applications, 129 loans. HMDA 2024 data, FFIEC.","value":187,"unit":"home purchase and refinance loans originated, 2024","applications":223,"originations":187,"denials":27,"originated_dollars":31985000,"applications_purchase":144,"applications_refinance":42,"applications_cash_out_refinance":37,"originations_purchase":129,"originations_refinance":35,"originations_cash_out_refinance":23,"denials_purchase":10,"denials_refinance":6,"denials_cash_out_refinance":11,"denial_rate":12.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17131","dataset":"mortgage-lending","jurisdiction":"IL","county":"17131","countyName":"Mercer County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Mercer County, Illinois: in 2024, lenders reported 274 applications for a home purchase or a refinance; 237 became loans ($30.6 million) and 30 were denied, a denial rate of 10.9%. Home purchase: 184 applications, 168 loans. HMDA 2024 data, FFIEC.","value":237,"unit":"home purchase and refinance loans originated, 2024","applications":274,"originations":237,"denials":30,"originated_dollars":30635000,"applications_purchase":184,"applications_refinance":47,"applications_cash_out_refinance":43,"originations_purchase":168,"originations_refinance":38,"originations_cash_out_refinance":31,"denials_purchase":12,"denials_refinance":7,"denials_cash_out_refinance":11,"denial_rate":10.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17133","dataset":"mortgage-lending","jurisdiction":"IL","county":"17133","countyName":"Monroe County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Monroe County, Illinois: in 2024, lenders reported 707 applications for a home purchase or a refinance; 592 became loans ($154.9 million) and 92 were denied, a denial rate of 13.0%. Home purchase: 431 applications, 396 loans. HMDA 2024 data, FFIEC.","value":592,"unit":"home purchase and refinance loans originated, 2024","applications":707,"originations":592,"denials":92,"originated_dollars":154950000,"applications_purchase":431,"applications_refinance":138,"applications_cash_out_refinance":138,"originations_purchase":396,"originations_refinance":103,"originations_cash_out_refinance":93,"denials_purchase":24,"denials_refinance":27,"denials_cash_out_refinance":41,"denial_rate":13,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17135","dataset":"mortgage-lending","jurisdiction":"IL","county":"17135","countyName":"Montgomery County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Montgomery County, Illinois: in 2024, lenders reported 345 applications for a home purchase or a refinance; 265 became loans ($34.3 million) and 60 were denied, a denial rate of 17.4%. Home purchase: 250 applications, 199 loans. HMDA 2024 data, FFIEC.","value":265,"unit":"home purchase and refinance loans originated, 2024","applications":345,"originations":265,"denials":60,"originated_dollars":34265000,"applications_purchase":250,"applications_refinance":40,"applications_cash_out_refinance":55,"originations_purchase":199,"originations_refinance":32,"originations_cash_out_refinance":34,"denials_purchase":34,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17137","dataset":"mortgage-lending","jurisdiction":"IL","county":"17137","countyName":"Morgan County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Morgan County, Illinois: in 2024, lenders reported 421 applications for a home purchase or a refinance; 329 became loans ($41.4 million) and 82 were denied, a denial rate of 19.5%. Home purchase: 304 applications, 256 loans. HMDA 2024 data, FFIEC.","value":329,"unit":"home purchase and refinance loans originated, 2024","applications":421,"originations":329,"denials":82,"originated_dollars":41405000,"applications_purchase":304,"applications_refinance":64,"applications_cash_out_refinance":53,"originations_purchase":256,"originations_refinance":45,"originations_cash_out_refinance":28,"denials_purchase":42,"denials_refinance":16,"denials_cash_out_refinance":24,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17139","dataset":"mortgage-lending","jurisdiction":"IL","county":"17139","countyName":"Moultrie County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Moultrie County, Illinois: in 2024, lenders reported 181 applications for a home purchase or a refinance; 140 became loans ($19.4 million) and 40 were denied, a denial rate of 22.1%. Home purchase: 115 applications, 104 loans. HMDA 2024 data, FFIEC.","value":140,"unit":"home purchase and refinance loans originated, 2024","applications":181,"originations":140,"denials":40,"originated_dollars":19400000,"applications_purchase":115,"applications_refinance":25,"applications_cash_out_refinance":41,"originations_purchase":104,"originations_refinance":13,"originations_cash_out_refinance":23,"denials_purchase":10,"denials_refinance":12,"denials_cash_out_refinance":18,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17141","dataset":"mortgage-lending","jurisdiction":"IL","county":"17141","countyName":"Ogle County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Ogle County, Illinois: in 2024, lenders reported 874 applications for a home purchase or a refinance; 732 became loans ($128.2 million) and 118 were denied, a denial rate of 13.5%. Home purchase: 548 applications, 490 loans. HMDA 2024 data, FFIEC.","value":732,"unit":"home purchase and refinance loans originated, 2024","applications":874,"originations":732,"denials":118,"originated_dollars":128220000,"applications_purchase":548,"applications_refinance":147,"applications_cash_out_refinance":179,"originations_purchase":490,"originations_refinance":123,"originations_cash_out_refinance":119,"denials_purchase":44,"denials_refinance":21,"denials_cash_out_refinance":53,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17143","dataset":"mortgage-lending","jurisdiction":"IL","county":"17143","countyName":"Peoria County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Peoria County, Illinois: in 2024, lenders reported 3,253 applications for a home purchase or a refinance; 2,757 became loans ($483.4 million) and 442 were denied, a denial rate of 13.6%. Home purchase: 2,456 applications, 2,211 loans. HMDA 2024 data, FFIEC.","value":2757,"unit":"home purchase and refinance loans originated, 2024","applications":3253,"originations":2757,"denials":442,"originated_dollars":483365000,"applications_purchase":2456,"applications_refinance":409,"applications_cash_out_refinance":388,"originations_purchase":2211,"originations_refinance":328,"originations_cash_out_refinance":218,"denials_purchase":216,"denials_refinance":69,"denials_cash_out_refinance":157,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17145","dataset":"mortgage-lending","jurisdiction":"IL","county":"17145","countyName":"Perry County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Perry County, Illinois: in 2024, lenders reported 210 applications for a home purchase or a refinance; 142 became loans ($19.4 million) and 52 were denied, a denial rate of 24.8%. Home purchase: 152 applications, 108 loans. HMDA 2024 data, FFIEC.","value":142,"unit":"home purchase and refinance loans originated, 2024","applications":210,"originations":142,"denials":52,"originated_dollars":19350000,"applications_purchase":152,"applications_refinance":36,"applications_cash_out_refinance":22,"originations_purchase":108,"originations_refinance":29,"originations_cash_out_refinance":5,"denials_purchase":29,"denials_refinance":7,"denials_cash_out_refinance":16,"denial_rate":24.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17147","dataset":"mortgage-lending","jurisdiction":"IL","county":"17147","countyName":"Piatt County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Piatt County, Illinois: in 2024, lenders reported 361 applications for a home purchase or a refinance; 310 became loans ($57.9 million) and 41 were denied, a denial rate of 11.4%. Home purchase: 258 applications, 229 loans. HMDA 2024 data, FFIEC.","value":310,"unit":"home purchase and refinance loans originated, 2024","applications":361,"originations":310,"denials":41,"originated_dollars":57940000,"applications_purchase":258,"applications_refinance":51,"applications_cash_out_refinance":52,"originations_purchase":229,"originations_refinance":45,"originations_cash_out_refinance":36,"denials_purchase":23,"denials_refinance":4,"denials_cash_out_refinance":14,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17149","dataset":"mortgage-lending","jurisdiction":"IL","county":"17149","countyName":"Pike County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Pike County, Illinois: in 2024, lenders reported 128 applications for a home purchase or a refinance; 103 became loans ($11.8 million) and 22 were denied, a denial rate of 17.2%. Home purchase: 98 applications, 85 loans. HMDA 2024 data, FFIEC.","value":103,"unit":"home purchase and refinance loans originated, 2024","applications":128,"originations":103,"denials":22,"originated_dollars":11795000,"applications_purchase":98,"applications_refinance":10,"applications_cash_out_refinance":20,"originations_purchase":85,"originations_refinance":8,"originations_cash_out_refinance":10,"denials_purchase":11,"denials_refinance":2,"denials_cash_out_refinance":9,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17151","dataset":"mortgage-lending","jurisdiction":"IL","county":"17151","countyName":"Pope County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Pope County, Illinois: in 2024, lenders reported 41 applications for a home purchase or a refinance; 30 became loans ($5.2 million) and 9 were denied, a denial rate of 22.0%. Home purchase: 31 applications, 23 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":41,"originations":30,"denials":9,"originated_dollars":5200000,"applications_purchase":31,"applications_refinance":2,"applications_cash_out_refinance":8,"originations_purchase":23,"originations_refinance":2,"originations_cash_out_refinance":5,"denials_purchase":6,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17153","dataset":"mortgage-lending","jurisdiction":"IL","county":"17153","countyName":"Pulaski County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Pulaski County, Illinois: in 2024, lenders reported 44 applications for a home purchase or a refinance; 20 became loans ($2.7 million) and 23 were denied, a denial rate of 52.3%. Home purchase: 33 applications, 15 loans. HMDA 2024 data, FFIEC.","value":20,"unit":"home purchase and refinance loans originated, 2024","applications":44,"originations":20,"denials":23,"originated_dollars":2710000,"applications_purchase":33,"applications_refinance":2,"applications_cash_out_refinance":9,"originations_purchase":15,"originations_refinance":2,"originations_cash_out_refinance":3,"denials_purchase":17,"denials_refinance":0,"denials_cash_out_refinance":6,"denial_rate":52.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17155","dataset":"mortgage-lending","jurisdiction":"IL","county":"17155","countyName":"Putnam County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Putnam County, Illinois: in 2024, lenders reported 80 applications for a home purchase or a refinance; 63 became loans ($10.2 million) and 16 were denied, a denial rate of 20.0%. Home purchase: 60 applications, 53 loans. HMDA 2024 data, FFIEC.","value":63,"unit":"home purchase and refinance loans originated, 2024","applications":80,"originations":63,"denials":16,"originated_dollars":10205000,"applications_purchase":60,"applications_refinance":5,"applications_cash_out_refinance":15,"originations_purchase":53,"originations_refinance":3,"originations_cash_out_refinance":7,"denials_purchase":6,"denials_refinance":2,"denials_cash_out_refinance":8,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17157","dataset":"mortgage-lending","jurisdiction":"IL","county":"17157","countyName":"Randolph County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Randolph County, Illinois: in 2024, lenders reported 380 applications for a home purchase or a refinance; 316 became loans ($43.2 million) and 54 were denied, a denial rate of 14.2%. Home purchase: 254 applications, 222 loans. HMDA 2024 data, FFIEC.","value":316,"unit":"home purchase and refinance loans originated, 2024","applications":380,"originations":316,"denials":54,"originated_dollars":43190000,"applications_purchase":254,"applications_refinance":65,"applications_cash_out_refinance":61,"originations_purchase":222,"originations_refinance":51,"originations_cash_out_refinance":43,"denials_purchase":27,"denials_refinance":9,"denials_cash_out_refinance":18,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17159","dataset":"mortgage-lending","jurisdiction":"IL","county":"17159","countyName":"Richland County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Richland County, Illinois: in 2024, lenders reported 117 applications for a home purchase or a refinance; 72 became loans ($12.3 million) and 43 were denied, a denial rate of 36.8%. Home purchase: 83 applications, 56 loans. HMDA 2024 data, FFIEC.","value":72,"unit":"home purchase and refinance loans originated, 2024","applications":117,"originations":72,"denials":43,"originated_dollars":12310000,"applications_purchase":83,"applications_refinance":8,"applications_cash_out_refinance":26,"originations_purchase":56,"originations_refinance":5,"originations_cash_out_refinance":11,"denials_purchase":25,"denials_refinance":3,"denials_cash_out_refinance":15,"denial_rate":36.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17161","dataset":"mortgage-lending","jurisdiction":"IL","county":"17161","countyName":"Rock Island County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Rock Island County, Illinois: in 2024, lenders reported 2,677 applications for a home purchase or a refinance; 2,192 became loans ($368.2 million) and 401 were denied, a denial rate of 15.0%. Home purchase: 1,832 applications, 1,635 loans. HMDA 2024 data, FFIEC.","value":2192,"unit":"home purchase and refinance loans originated, 2024","applications":2677,"originations":2192,"denials":401,"originated_dollars":368170000,"applications_purchase":1832,"applications_refinance":459,"applications_cash_out_refinance":386,"originations_purchase":1635,"originations_refinance":324,"originations_cash_out_refinance":233,"denials_purchase":162,"denials_refinance":103,"denials_cash_out_refinance":136,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17163","dataset":"mortgage-lending","jurisdiction":"IL","county":"17163","countyName":"St. Clair County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"St. Clair County, Illinois: in 2024, lenders reported 5,719 applications for a home purchase or a refinance; 4,509 became loans ($1.0 billion) and 998 were denied, a denial rate of 17.5%. Home purchase: 3,866 applications, 3,233 loans. HMDA 2024 data, FFIEC.","value":4509,"unit":"home purchase and refinance loans originated, 2024","applications":5719,"originations":4509,"denials":998,"originated_dollars":1041965000,"applications_purchase":3866,"applications_refinance":939,"applications_cash_out_refinance":914,"originations_purchase":3233,"originations_refinance":721,"originations_cash_out_refinance":555,"denials_purchase":500,"denials_refinance":162,"denials_cash_out_refinance":336,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17165","dataset":"mortgage-lending","jurisdiction":"IL","county":"17165","countyName":"Saline County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Saline County, Illinois: in 2024, lenders reported 348 applications for a home purchase or a refinance; 246 became loans ($32.6 million) and 84 were denied, a denial rate of 24.1%. Home purchase: 258 applications, 190 loans. HMDA 2024 data, FFIEC.","value":246,"unit":"home purchase and refinance loans originated, 2024","applications":348,"originations":246,"denials":84,"originated_dollars":32600000,"applications_purchase":258,"applications_refinance":38,"applications_cash_out_refinance":52,"originations_purchase":190,"originations_refinance":26,"originations_cash_out_refinance":30,"denials_purchase":56,"denials_refinance":9,"denials_cash_out_refinance":19,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17167","dataset":"mortgage-lending","jurisdiction":"IL","county":"17167","countyName":"Sangamon County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Sangamon County, Illinois: in 2024, lenders reported 3,933 applications for a home purchase or a refinance; 3,339 became loans ($604.7 million) and 500 were denied, a denial rate of 12.7%. Home purchase: 2,880 applications, 2,548 loans. HMDA 2024 data, FFIEC.","value":3339,"unit":"home purchase and refinance loans originated, 2024","applications":3933,"originations":3339,"denials":500,"originated_dollars":604685000,"applications_purchase":2880,"applications_refinance":620,"applications_cash_out_refinance":433,"originations_purchase":2548,"originations_refinance":510,"originations_cash_out_refinance":281,"denials_purchase":277,"denials_refinance":88,"denials_cash_out_refinance":135,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17169","dataset":"mortgage-lending","jurisdiction":"IL","county":"17169","countyName":"Schuyler County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Schuyler County, Illinois: in 2024, lenders reported 76 applications for a home purchase or a refinance; 60 became loans ($7.6 million) and 14 were denied, a denial rate of 18.4%. Home purchase: 49 applications, 41 loans. HMDA 2024 data, FFIEC.","value":60,"unit":"home purchase and refinance loans originated, 2024","applications":76,"originations":60,"denials":14,"originated_dollars":7580000,"applications_purchase":49,"applications_refinance":16,"applications_cash_out_refinance":11,"originations_purchase":41,"originations_refinance":14,"originations_cash_out_refinance":5,"denials_purchase":7,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17171","dataset":"mortgage-lending","jurisdiction":"IL","county":"17171","countyName":"Scott County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Scott County, Illinois: in 2024, lenders reported 38 applications for a home purchase or a refinance; 31 became loans ($3.6 million) and 7 were denied, a denial rate of 18.4%. Home purchase: 23 applications, 20 loans. HMDA 2024 data, FFIEC.","value":31,"unit":"home purchase and refinance loans originated, 2024","applications":38,"originations":31,"denials":7,"originated_dollars":3565000,"applications_purchase":23,"applications_refinance":8,"applications_cash_out_refinance":7,"originations_purchase":20,"originations_refinance":7,"originations_cash_out_refinance":4,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17173","dataset":"mortgage-lending","jurisdiction":"IL","county":"17173","countyName":"Shelby County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Shelby County, Illinois: in 2024, lenders reported 209 applications for a home purchase or a refinance; 159 became loans ($23.6 million) and 46 were denied, a denial rate of 22.0%. Home purchase: 152 applications, 120 loans. HMDA 2024 data, FFIEC.","value":159,"unit":"home purchase and refinance loans originated, 2024","applications":209,"originations":159,"denials":46,"originated_dollars":23585000,"applications_purchase":152,"applications_refinance":27,"applications_cash_out_refinance":30,"originations_purchase":120,"originations_refinance":21,"originations_cash_out_refinance":18,"denials_purchase":30,"denials_refinance":5,"denials_cash_out_refinance":11,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17175","dataset":"mortgage-lending","jurisdiction":"IL","county":"17175","countyName":"Stark County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Stark County, Illinois: in 2024, lenders reported 73 applications for a home purchase or a refinance; 65 became loans ($7.6 million) and 7 were denied, a denial rate of 9.6%. Home purchase: 52 applications, 50 loans. HMDA 2024 data, FFIEC.","value":65,"unit":"home purchase and refinance loans originated, 2024","applications":73,"originations":65,"denials":7,"originated_dollars":7635000,"applications_purchase":52,"applications_refinance":13,"applications_cash_out_refinance":8,"originations_purchase":50,"originations_refinance":10,"originations_cash_out_refinance":5,"denials_purchase":1,"denials_refinance":3,"denials_cash_out_refinance":3,"denial_rate":9.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17177","dataset":"mortgage-lending","jurisdiction":"IL","county":"17177","countyName":"Stephenson County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Stephenson County, Illinois: in 2024, lenders reported 596 applications for a home purchase or a refinance; 487 became loans ($65.7 million) and 96 were denied, a denial rate of 16.1%. Home purchase: 438 applications, 379 loans. HMDA 2024 data, FFIEC.","value":487,"unit":"home purchase and refinance loans originated, 2024","applications":596,"originations":487,"denials":96,"originated_dollars":65705000,"applications_purchase":438,"applications_refinance":59,"applications_cash_out_refinance":99,"originations_purchase":379,"originations_refinance":44,"originations_cash_out_refinance":64,"denials_purchase":47,"denials_refinance":15,"denials_cash_out_refinance":34,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17179","dataset":"mortgage-lending","jurisdiction":"IL","county":"17179","countyName":"Tazewell County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Tazewell County, Illinois: in 2024, lenders reported 2,490 applications for a home purchase or a refinance; 2,178 became loans ($351.9 million) and 276 were denied, a denial rate of 11.1%. Home purchase: 1,769 applications, 1,631 loans. HMDA 2024 data, FFIEC.","value":2178,"unit":"home purchase and refinance loans originated, 2024","applications":2490,"originations":2178,"denials":276,"originated_dollars":351940000,"applications_purchase":1769,"applications_refinance":401,"applications_cash_out_refinance":320,"originations_purchase":1631,"originations_refinance":344,"originations_cash_out_refinance":203,"denials_purchase":112,"denials_refinance":52,"denials_cash_out_refinance":112,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17181","dataset":"mortgage-lending","jurisdiction":"IL","county":"17181","countyName":"Union County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Union County, Illinois: in 2024, lenders reported 157 applications for a home purchase or a refinance; 100 became loans ($15.2 million) and 37 were denied, a denial rate of 23.6%. Home purchase: 120 applications, 82 loans. HMDA 2024 data, FFIEC.","value":100,"unit":"home purchase and refinance loans originated, 2024","applications":157,"originations":100,"denials":37,"originated_dollars":15200000,"applications_purchase":120,"applications_refinance":18,"applications_cash_out_refinance":19,"originations_purchase":82,"originations_refinance":10,"originations_cash_out_refinance":8,"denials_purchase":20,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17183","dataset":"mortgage-lending","jurisdiction":"IL","county":"17183","countyName":"Vermilion County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Vermilion County, Illinois: in 2024, lenders reported 1,056 applications for a home purchase or a refinance; 837 became loans ($99.4 million) and 185 were denied, a denial rate of 17.5%. Home purchase: 718 applications, 595 loans. HMDA 2024 data, FFIEC.","value":837,"unit":"home purchase and refinance loans originated, 2024","applications":1056,"originations":837,"denials":185,"originated_dollars":99415000,"applications_purchase":718,"applications_refinance":196,"applications_cash_out_refinance":142,"originations_purchase":595,"originations_refinance":159,"originations_cash_out_refinance":83,"denials_purchase":96,"denials_refinance":32,"denials_cash_out_refinance":57,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17185","dataset":"mortgage-lending","jurisdiction":"IL","county":"17185","countyName":"Wabash County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Wabash County, Illinois: in 2024, lenders reported 103 applications for a home purchase or a refinance; 66 became loans ($8.3 million) and 32 were denied, a denial rate of 31.1%. Home purchase: 73 applications, 54 loans. HMDA 2024 data, FFIEC.","value":66,"unit":"home purchase and refinance loans originated, 2024","applications":103,"originations":66,"denials":32,"originated_dollars":8350000,"applications_purchase":73,"applications_refinance":15,"applications_cash_out_refinance":15,"originations_purchase":54,"originations_refinance":7,"originations_cash_out_refinance":5,"denials_purchase":14,"denials_refinance":8,"denials_cash_out_refinance":10,"denial_rate":31.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17187","dataset":"mortgage-lending","jurisdiction":"IL","county":"17187","countyName":"Warren County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Warren County, Illinois: in 2024, lenders reported 181 applications for a home purchase or a refinance; 140 became loans ($17.5 million) and 32 were denied, a denial rate of 17.7%. Home purchase: 120 applications, 100 loans. HMDA 2024 data, FFIEC.","value":140,"unit":"home purchase and refinance loans originated, 2024","applications":181,"originations":140,"denials":32,"originated_dollars":17520000,"applications_purchase":120,"applications_refinance":28,"applications_cash_out_refinance":33,"originations_purchase":100,"originations_refinance":18,"originations_cash_out_refinance":22,"denials_purchase":13,"denials_refinance":8,"denials_cash_out_refinance":11,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17189","dataset":"mortgage-lending","jurisdiction":"IL","county":"17189","countyName":"Washington County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Washington County, Illinois: in 2024, lenders reported 192 applications for a home purchase or a refinance; 146 became loans ($23.4 million) and 39 were denied, a denial rate of 20.3%. Home purchase: 121 applications, 99 loans. HMDA 2024 data, FFIEC.","value":146,"unit":"home purchase and refinance loans originated, 2024","applications":192,"originations":146,"denials":39,"originated_dollars":23450000,"applications_purchase":121,"applications_refinance":44,"applications_cash_out_refinance":27,"originations_purchase":99,"originations_refinance":31,"originations_cash_out_refinance":16,"denials_purchase":17,"denials_refinance":11,"denials_cash_out_refinance":11,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17191","dataset":"mortgage-lending","jurisdiction":"IL","county":"17191","countyName":"Wayne County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Wayne County, Illinois: in 2024, lenders reported 139 applications for a home purchase or a refinance; 83 became loans ($9.3 million) and 49 were denied, a denial rate of 35.3%. Home purchase: 106 applications, 66 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":139,"originations":83,"denials":49,"originated_dollars":9285000,"applications_purchase":106,"applications_refinance":11,"applications_cash_out_refinance":22,"originations_purchase":66,"originations_refinance":6,"originations_cash_out_refinance":11,"denials_purchase":35,"denials_refinance":4,"denials_cash_out_refinance":10,"denial_rate":35.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17193","dataset":"mortgage-lending","jurisdiction":"IL","county":"17193","countyName":"White County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"White County, Illinois: in 2024, lenders reported 184 applications for a home purchase or a refinance; 128 became loans ($16.3 million) and 47 were denied, a denial rate of 25.5%. Home purchase: 126 applications, 91 loans. HMDA 2024 data, FFIEC.","value":128,"unit":"home purchase and refinance loans originated, 2024","applications":184,"originations":128,"denials":47,"originated_dollars":16330000,"applications_purchase":126,"applications_refinance":23,"applications_cash_out_refinance":35,"originations_purchase":91,"originations_refinance":18,"originations_cash_out_refinance":19,"denials_purchase":27,"denials_refinance":5,"denials_cash_out_refinance":15,"denial_rate":25.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17195","dataset":"mortgage-lending","jurisdiction":"IL","county":"17195","countyName":"Whiteside County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Whiteside County, Illinois: in 2024, lenders reported 713 applications for a home purchase or a refinance; 594 became loans ($75.0 million) and 109 were denied, a denial rate of 15.3%. Home purchase: 466 applications, 414 loans. HMDA 2024 data, FFIEC.","value":594,"unit":"home purchase and refinance loans originated, 2024","applications":713,"originations":594,"denials":109,"originated_dollars":74980000,"applications_purchase":466,"applications_refinance":137,"applications_cash_out_refinance":110,"originations_purchase":414,"originations_refinance":116,"originations_cash_out_refinance":64,"denials_purchase":48,"denials_refinance":17,"denials_cash_out_refinance":44,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17197","dataset":"mortgage-lending","jurisdiction":"IL","county":"17197","countyName":"Will County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Will County, Illinois: in 2024, lenders reported 14,727 applications for a home purchase or a refinance; 11,890 became loans ($3.6 billion) and 2,444 were denied, a denial rate of 16.6%. Home purchase: 9,650 applications, 8,362 loans. HMDA 2024 data, FFIEC.","value":11890,"unit":"home purchase and refinance loans originated, 2024","applications":14727,"originations":11890,"denials":2444,"originated_dollars":3551350000,"applications_purchase":9650,"applications_refinance":2089,"applications_cash_out_refinance":2988,"originations_purchase":8362,"originations_refinance":1564,"originations_cash_out_refinance":1964,"denials_purchase":1039,"denials_refinance":457,"denials_cash_out_refinance":948,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17199","dataset":"mortgage-lending","jurisdiction":"IL","county":"17199","countyName":"Williamson County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Williamson County, Illinois: in 2024, lenders reported 1,315 applications for a home purchase or a refinance; 974 became loans ($175.4 million) and 229 were denied, a denial rate of 17.4%. Home purchase: 966 applications, 740 loans. HMDA 2024 data, FFIEC.","value":974,"unit":"home purchase and refinance loans originated, 2024","applications":1315,"originations":974,"denials":229,"originated_dollars":175430000,"applications_purchase":966,"applications_refinance":189,"applications_cash_out_refinance":160,"originations_purchase":740,"originations_refinance":144,"originations_cash_out_refinance":90,"denials_purchase":133,"denials_refinance":34,"denials_cash_out_refinance":62,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17201","dataset":"mortgage-lending","jurisdiction":"IL","county":"17201","countyName":"Winnebago County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Winnebago County, Illinois: in 2024, lenders reported 5,481 applications for a home purchase or a refinance; 4,491 became loans ($755.4 million) and 861 were denied, a denial rate of 15.7%. Home purchase: 3,558 applications, 3,122 loans. HMDA 2024 data, FFIEC.","value":4491,"unit":"home purchase and refinance loans originated, 2024","applications":5481,"originations":4491,"denials":861,"originated_dollars":755385000,"applications_purchase":3558,"applications_refinance":748,"applications_cash_out_refinance":1175,"originations_purchase":3122,"originations_refinance":570,"originations_cash_out_refinance":799,"denials_purchase":365,"denials_refinance":155,"denials_cash_out_refinance":341,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:17203","dataset":"mortgage-lending","jurisdiction":"IL","county":"17203","countyName":"Woodford County","stateName":"Illinois","level":"county","year":2024,"status":"P","text":"Woodford County, Illinois: in 2024, lenders reported 650 applications for a home purchase or a refinance; 569 became loans ($104.1 million) and 61 were denied, a denial rate of 9.4%. Home purchase: 425 applications, 392 loans. HMDA 2024 data, FFIEC.","value":569,"unit":"home purchase and refinance loans originated, 2024","applications":650,"originations":569,"denials":61,"originated_dollars":104125000,"applications_purchase":425,"applications_refinance":137,"applications_cash_out_refinance":88,"originations_purchase":392,"originations_refinance":117,"originations_cash_out_refinance":60,"denials_purchase":22,"denials_refinance":15,"denials_cash_out_refinance":24,"denial_rate":9.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:IN","dataset":"mortgage-lending","jurisdiction":"IN","county":null,"countyName":null,"stateName":"Indiana","level":"state","year":2024,"status":"P","text":"Indiana: in 2024, lenders reported 163,042 applications for a home purchase or a refinance; 129,307 became loans ($32.0 billion) and 27,738 were denied, a denial rate of 17.0%. Home purchase: 102,189 applications, 86,417 loans. Loans made changed +11.9% from 115,588 in 2023. HMDA 2024 data, FFIEC.","value":129307,"unit":"home purchase and refinance loans originated, 2024","applications":163042,"originations":129307,"denials":27738,"originated_dollars":31979845000,"applications_purchase":102189,"applications_refinance":25540,"applications_cash_out_refinance":35313,"originations_purchase":86417,"originations_refinance":19378,"originations_cash_out_refinance":23512,"denials_purchase":12188,"denials_refinance":4923,"denials_cash_out_refinance":10627,"denial_rate":17,"originations_prior_year":115588,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"655 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":655,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18001","dataset":"mortgage-lending","jurisdiction":"IN","county":"18001","countyName":"Adams County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Adams County, Indiana: in 2024, lenders reported 644 applications for a home purchase or a refinance; 527 became loans ($88.5 million) and 97 were denied, a denial rate of 15.1%. Home purchase: 380 applications, 324 loans. HMDA 2024 data, FFIEC.","value":527,"unit":"home purchase and refinance loans originated, 2024","applications":644,"originations":527,"denials":97,"originated_dollars":88485000,"applications_purchase":380,"applications_refinance":121,"applications_cash_out_refinance":143,"originations_purchase":324,"originations_refinance":100,"originations_cash_out_refinance":103,"denials_purchase":42,"denials_refinance":18,"denials_cash_out_refinance":37,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18003","dataset":"mortgage-lending","jurisdiction":"IN","county":"18003","countyName":"Allen County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Allen County, Indiana: in 2024, lenders reported 9,708 applications for a home purchase or a refinance; 7,781 became loans ($1.8 billion) and 1,476 were denied, a denial rate of 15.2%. Home purchase: 6,357 applications, 5,410 loans. HMDA 2024 data, FFIEC.","value":7781,"unit":"home purchase and refinance loans originated, 2024","applications":9708,"originations":7781,"denials":1476,"originated_dollars":1838895000,"applications_purchase":6357,"applications_refinance":1305,"applications_cash_out_refinance":2046,"originations_purchase":5410,"originations_refinance":1001,"originations_cash_out_refinance":1370,"denials_purchase":629,"denials_refinance":250,"denials_cash_out_refinance":597,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18005","dataset":"mortgage-lending","jurisdiction":"IN","county":"18005","countyName":"Bartholomew County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Bartholomew County, Indiana: in 2024, lenders reported 2,076 applications for a home purchase or a refinance; 1,722 became loans ($400.7 million) and 306 were denied, a denial rate of 14.7%. Home purchase: 1,290 applications, 1,112 loans. HMDA 2024 data, FFIEC.","value":1722,"unit":"home purchase and refinance loans originated, 2024","applications":2076,"originations":1722,"denials":306,"originated_dollars":400680000,"applications_purchase":1290,"applications_refinance":358,"applications_cash_out_refinance":428,"originations_purchase":1112,"originations_refinance":296,"originations_cash_out_refinance":314,"denials_purchase":154,"denials_refinance":49,"denials_cash_out_refinance":103,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18007","dataset":"mortgage-lending","jurisdiction":"IN","county":"18007","countyName":"Benton County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Benton County, Indiana: in 2024, lenders reported 209 applications for a home purchase or a refinance; 167 became loans ($26.2 million) and 35 were denied, a denial rate of 16.7%. Home purchase: 150 applications, 129 loans. HMDA 2024 data, FFIEC.","value":167,"unit":"home purchase and refinance loans originated, 2024","applications":209,"originations":167,"denials":35,"originated_dollars":26195000,"applications_purchase":150,"applications_refinance":21,"applications_cash_out_refinance":38,"originations_purchase":129,"originations_refinance":13,"originations_cash_out_refinance":25,"denials_purchase":17,"denials_refinance":6,"denials_cash_out_refinance":12,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18009","dataset":"mortgage-lending","jurisdiction":"IN","county":"18009","countyName":"Blackford County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Blackford County, Indiana: in 2024, lenders reported 231 applications for a home purchase or a refinance; 180 became loans ($24.0 million) and 45 were denied, a denial rate of 19.5%. Home purchase: 138 applications, 126 loans. HMDA 2024 data, FFIEC.","value":180,"unit":"home purchase and refinance loans originated, 2024","applications":231,"originations":180,"denials":45,"originated_dollars":24020000,"applications_purchase":138,"applications_refinance":32,"applications_cash_out_refinance":61,"originations_purchase":126,"originations_refinance":22,"originations_cash_out_refinance":32,"denials_purchase":8,"denials_refinance":8,"denials_cash_out_refinance":29,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18011","dataset":"mortgage-lending","jurisdiction":"IN","county":"18011","countyName":"Boone County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Boone County, Indiana: in 2024, lenders reported 2,501 applications for a home purchase or a refinance; 2,107 became loans ($920.1 million) and 336 were denied, a denial rate of 13.4%. Home purchase: 1,755 applications, 1,553 loans. HMDA 2024 data, FFIEC.","value":2107,"unit":"home purchase and refinance loans originated, 2024","applications":2501,"originations":2107,"denials":336,"originated_dollars":920145000,"applications_purchase":1755,"applications_refinance":384,"applications_cash_out_refinance":362,"originations_purchase":1553,"originations_refinance":300,"originations_cash_out_refinance":254,"denials_purchase":172,"denials_refinance":67,"denials_cash_out_refinance":97,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18013","dataset":"mortgage-lending","jurisdiction":"IN","county":"18013","countyName":"Brown County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Brown County, Indiana: in 2024, lenders reported 475 applications for a home purchase or a refinance; 384 became loans ($106.2 million) and 76 were denied, a denial rate of 16.0%. Home purchase: 257 applications, 222 loans. HMDA 2024 data, FFIEC.","value":384,"unit":"home purchase and refinance loans originated, 2024","applications":475,"originations":384,"denials":76,"originated_dollars":106180000,"applications_purchase":257,"applications_refinance":94,"applications_cash_out_refinance":124,"originations_purchase":222,"originations_refinance":74,"originations_cash_out_refinance":88,"denials_purchase":27,"denials_refinance":18,"denials_cash_out_refinance":31,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18015","dataset":"mortgage-lending","jurisdiction":"IN","county":"18015","countyName":"Carroll County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Carroll County, Indiana: in 2024, lenders reported 508 applications for a home purchase or a refinance; 384 became loans ($69.6 million) and 102 were denied, a denial rate of 20.1%. Home purchase: 281 applications, 241 loans. HMDA 2024 data, FFIEC.","value":384,"unit":"home purchase and refinance loans originated, 2024","applications":508,"originations":384,"denials":102,"originated_dollars":69620000,"applications_purchase":281,"applications_refinance":97,"applications_cash_out_refinance":130,"originations_purchase":241,"originations_refinance":68,"originations_cash_out_refinance":75,"denials_purchase":24,"denials_refinance":27,"denials_cash_out_refinance":51,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18017","dataset":"mortgage-lending","jurisdiction":"IN","county":"18017","countyName":"Cass County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Cass County, Indiana: in 2024, lenders reported 789 applications for a home purchase or a refinance; 617 became loans ($110.0 million) and 124 were denied, a denial rate of 15.7%. Home purchase: 532 applications, 442 loans. HMDA 2024 data, FFIEC.","value":617,"unit":"home purchase and refinance loans originated, 2024","applications":789,"originations":617,"denials":124,"originated_dollars":109985000,"applications_purchase":532,"applications_refinance":75,"applications_cash_out_refinance":182,"originations_purchase":442,"originations_refinance":55,"originations_cash_out_refinance":120,"denials_purchase":53,"denials_refinance":16,"denials_cash_out_refinance":55,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18019","dataset":"mortgage-lending","jurisdiction":"IN","county":"18019","countyName":"Clark County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Clark County, Indiana: in 2024, lenders reported 3,579 applications for a home purchase or a refinance; 2,908 became loans ($762.8 million) and 602 were denied, a denial rate of 16.8%. Home purchase: 2,403 applications, 2,071 loans. HMDA 2024 data, FFIEC.","value":2908,"unit":"home purchase and refinance loans originated, 2024","applications":3579,"originations":2908,"denials":602,"originated_dollars":762840000,"applications_purchase":2403,"applications_refinance":491,"applications_cash_out_refinance":685,"originations_purchase":2071,"originations_refinance":382,"originations_cash_out_refinance":455,"denials_purchase":303,"denials_refinance":94,"denials_cash_out_refinance":205,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18021","dataset":"mortgage-lending","jurisdiction":"IN","county":"18021","countyName":"Clay County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Clay County, Indiana: in 2024, lenders reported 532 applications for a home purchase or a refinance; 410 became loans ($63.5 million) and 96 were denied, a denial rate of 18.0%. Home purchase: 324 applications, 269 loans. HMDA 2024 data, FFIEC.","value":410,"unit":"home purchase and refinance loans originated, 2024","applications":532,"originations":410,"denials":96,"originated_dollars":63550000,"applications_purchase":324,"applications_refinance":81,"applications_cash_out_refinance":127,"originations_purchase":269,"originations_refinance":63,"originations_cash_out_refinance":78,"denials_purchase":40,"denials_refinance":14,"denials_cash_out_refinance":42,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18023","dataset":"mortgage-lending","jurisdiction":"IN","county":"18023","countyName":"Clinton County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Clinton County, Indiana: in 2024, lenders reported 775 applications for a home purchase or a refinance; 626 became loans ($117.2 million) and 116 were denied, a denial rate of 15.0%. Home purchase: 476 applications, 401 loans. HMDA 2024 data, FFIEC.","value":626,"unit":"home purchase and refinance loans originated, 2024","applications":775,"originations":626,"denials":116,"originated_dollars":117250000,"applications_purchase":476,"applications_refinance":139,"applications_cash_out_refinance":160,"originations_purchase":401,"originations_refinance":111,"originations_cash_out_refinance":114,"denials_purchase":49,"denials_refinance":23,"denials_cash_out_refinance":44,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18025","dataset":"mortgage-lending","jurisdiction":"IN","county":"18025","countyName":"Crawford County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Crawford County, Indiana: in 2024, lenders reported 229 applications for a home purchase or a refinance; 163 became loans ($28.0 million) and 59 were denied, a denial rate of 25.8%. Home purchase: 154 applications, 110 loans. HMDA 2024 data, FFIEC.","value":163,"unit":"home purchase and refinance loans originated, 2024","applications":229,"originations":163,"denials":59,"originated_dollars":28005000,"applications_purchase":154,"applications_refinance":29,"applications_cash_out_refinance":46,"originations_purchase":110,"originations_refinance":22,"originations_cash_out_refinance":31,"denials_purchase":38,"denials_refinance":7,"denials_cash_out_refinance":14,"denial_rate":25.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18027","dataset":"mortgage-lending","jurisdiction":"IN","county":"18027","countyName":"Daviess County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Daviess County, Indiana: in 2024, lenders reported 523 applications for a home purchase or a refinance; 417 became loans ($83.1 million) and 88 were denied, a denial rate of 16.8%. Home purchase: 276 applications, 227 loans. HMDA 2024 data, FFIEC.","value":417,"unit":"home purchase and refinance loans originated, 2024","applications":523,"originations":417,"denials":88,"originated_dollars":83075000,"applications_purchase":276,"applications_refinance":122,"applications_cash_out_refinance":125,"originations_purchase":227,"originations_refinance":106,"originations_cash_out_refinance":84,"denials_purchase":40,"denials_refinance":10,"denials_cash_out_refinance":38,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18029","dataset":"mortgage-lending","jurisdiction":"IN","county":"18029","countyName":"Dearborn County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Dearborn County, Indiana: in 2024, lenders reported 1,091 applications for a home purchase or a refinance; 876 became loans ($230.3 million) and 182 were denied, a denial rate of 16.7%. Home purchase: 633 applications, 546 loans. HMDA 2024 data, FFIEC.","value":876,"unit":"home purchase and refinance loans originated, 2024","applications":1091,"originations":876,"denials":182,"originated_dollars":230350000,"applications_purchase":633,"applications_refinance":180,"applications_cash_out_refinance":278,"originations_purchase":546,"originations_refinance":139,"originations_cash_out_refinance":191,"denials_purchase":67,"denials_refinance":29,"denials_cash_out_refinance":86,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18031","dataset":"mortgage-lending","jurisdiction":"IN","county":"18031","countyName":"Decatur County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Decatur County, Indiana: in 2024, lenders reported 563 applications for a home purchase or a refinance; 471 became loans ($86.6 million) and 77 were denied, a denial rate of 13.7%. Home purchase: 337 applications, 302 loans. HMDA 2024 data, FFIEC.","value":471,"unit":"home purchase and refinance loans originated, 2024","applications":563,"originations":471,"denials":77,"originated_dollars":86635000,"applications_purchase":337,"applications_refinance":95,"applications_cash_out_refinance":131,"originations_purchase":302,"originations_refinance":74,"originations_cash_out_refinance":95,"denials_purchase":26,"denials_refinance":20,"denials_cash_out_refinance":31,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18033","dataset":"mortgage-lending","jurisdiction":"IN","county":"18033","countyName":"DeKalb County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"DeKalb County, Indiana: in 2024, lenders reported 1,172 applications for a home purchase or a refinance; 898 became loans ($178.0 million) and 211 were denied, a denial rate of 18.0%. Home purchase: 720 applications, 585 loans. HMDA 2024 data, FFIEC.","value":898,"unit":"home purchase and refinance loans originated, 2024","applications":1172,"originations":898,"denials":211,"originated_dollars":178020000,"applications_purchase":720,"applications_refinance":154,"applications_cash_out_refinance":298,"originations_purchase":585,"originations_refinance":117,"originations_cash_out_refinance":196,"denials_purchase":84,"denials_refinance":31,"denials_cash_out_refinance":96,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18035","dataset":"mortgage-lending","jurisdiction":"IN","county":"18035","countyName":"Delaware County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Delaware County, Indiana: in 2024, lenders reported 2,593 applications for a home purchase or a refinance; 2,009 became loans ($300.6 million) and 455 were denied, a denial rate of 17.5%. Home purchase: 1,627 applications, 1,328 loans. HMDA 2024 data, FFIEC.","value":2009,"unit":"home purchase and refinance loans originated, 2024","applications":2593,"originations":2009,"denials":455,"originated_dollars":300575000,"applications_purchase":1627,"applications_refinance":357,"applications_cash_out_refinance":609,"originations_purchase":1328,"originations_refinance":281,"originations_cash_out_refinance":400,"denials_purchase":209,"denials_refinance":61,"denials_cash_out_refinance":185,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18037","dataset":"mortgage-lending","jurisdiction":"IN","county":"18037","countyName":"Dubois County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Dubois County, Indiana: in 2024, lenders reported 653 applications for a home purchase or a refinance; 541 became loans ($91.8 million) and 100 were denied, a denial rate of 15.3%. Home purchase: 339 applications, 293 loans. HMDA 2024 data, FFIEC.","value":541,"unit":"home purchase and refinance loans originated, 2024","applications":653,"originations":541,"denials":100,"originated_dollars":91845000,"applications_purchase":339,"applications_refinance":174,"applications_cash_out_refinance":140,"originations_purchase":293,"originations_refinance":145,"originations_cash_out_refinance":103,"denials_purchase":38,"denials_refinance":25,"denials_cash_out_refinance":37,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18039","dataset":"mortgage-lending","jurisdiction":"IN","county":"18039","countyName":"Elkhart County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Elkhart County, Indiana: in 2024, lenders reported 4,475 applications for a home purchase or a refinance; 3,474 became loans ($733.5 million) and 778 were denied, a denial rate of 17.4%. Home purchase: 2,764 applications, 2,258 loans. HMDA 2024 data, FFIEC.","value":3474,"unit":"home purchase and refinance loans originated, 2024","applications":4475,"originations":3474,"denials":778,"originated_dollars":733530000,"applications_purchase":2764,"applications_refinance":835,"applications_cash_out_refinance":876,"originations_purchase":2258,"originations_refinance":649,"originations_cash_out_refinance":567,"denials_purchase":354,"denials_refinance":146,"denials_cash_out_refinance":278,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18041","dataset":"mortgage-lending","jurisdiction":"IN","county":"18041","countyName":"Fayette County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Fayette County, Indiana: in 2024, lenders reported 579 applications for a home purchase or a refinance; 435 became loans ($59.3 million) and 120 were denied, a denial rate of 20.7%. Home purchase: 355 applications, 286 loans. HMDA 2024 data, FFIEC.","value":435,"unit":"home purchase and refinance loans originated, 2024","applications":579,"originations":435,"denials":120,"originated_dollars":59275000,"applications_purchase":355,"applications_refinance":105,"applications_cash_out_refinance":119,"originations_purchase":286,"originations_refinance":75,"originations_cash_out_refinance":74,"denials_purchase":55,"denials_refinance":23,"denials_cash_out_refinance":42,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18043","dataset":"mortgage-lending","jurisdiction":"IN","county":"18043","countyName":"Floyd County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Floyd County, Indiana: in 2024, lenders reported 2,079 applications for a home purchase or a refinance; 1,733 became loans ($430.0 million) and 288 were denied, a denial rate of 13.9%. Home purchase: 1,290 applications, 1,140 loans. HMDA 2024 data, FFIEC.","value":1733,"unit":"home purchase and refinance loans originated, 2024","applications":2079,"originations":1733,"denials":288,"originated_dollars":429995000,"applications_purchase":1290,"applications_refinance":381,"applications_cash_out_refinance":408,"originations_purchase":1140,"originations_refinance":286,"originations_cash_out_refinance":307,"denials_purchase":120,"denials_refinance":73,"denials_cash_out_refinance":95,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18045","dataset":"mortgage-lending","jurisdiction":"IN","county":"18045","countyName":"Fountain County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Fountain County, Indiana: in 2024, lenders reported 359 applications for a home purchase or a refinance; 270 became loans ($47.5 million) and 78 were denied, a denial rate of 21.7%. Home purchase: 214 applications, 176 loans. HMDA 2024 data, FFIEC.","value":270,"unit":"home purchase and refinance loans originated, 2024","applications":359,"originations":270,"denials":78,"originated_dollars":47460000,"applications_purchase":214,"applications_refinance":55,"applications_cash_out_refinance":90,"originations_purchase":176,"originations_refinance":42,"originations_cash_out_refinance":52,"denials_purchase":29,"denials_refinance":12,"denials_cash_out_refinance":37,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18047","dataset":"mortgage-lending","jurisdiction":"IN","county":"18047","countyName":"Franklin County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Franklin County, Indiana: in 2024, lenders reported 460 applications for a home purchase or a refinance; 371 became loans ($79.9 million) and 69 were denied, a denial rate of 15.0%. Home purchase: 277 applications, 237 loans. HMDA 2024 data, FFIEC.","value":371,"unit":"home purchase and refinance loans originated, 2024","applications":460,"originations":371,"denials":69,"originated_dollars":79935000,"applications_purchase":277,"applications_refinance":55,"applications_cash_out_refinance":128,"originations_purchase":237,"originations_refinance":44,"originations_cash_out_refinance":90,"denials_purchase":30,"denials_refinance":8,"denials_cash_out_refinance":31,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18049","dataset":"mortgage-lending","jurisdiction":"IN","county":"18049","countyName":"Fulton County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Fulton County, Indiana: in 2024, lenders reported 511 applications for a home purchase or a refinance; 342 became loans ($55.2 million) and 144 were denied, a denial rate of 28.2%. Home purchase: 323 applications, 227 loans. HMDA 2024 data, FFIEC.","value":342,"unit":"home purchase and refinance loans originated, 2024","applications":511,"originations":342,"denials":144,"originated_dollars":55210000,"applications_purchase":323,"applications_refinance":63,"applications_cash_out_refinance":125,"originations_purchase":227,"originations_refinance":51,"originations_cash_out_refinance":64,"denials_purchase":76,"denials_refinance":10,"denials_cash_out_refinance":58,"denial_rate":28.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18051","dataset":"mortgage-lending","jurisdiction":"IN","county":"18051","countyName":"Gibson County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Gibson County, Indiana: in 2024, lenders reported 709 applications for a home purchase or a refinance; 555 became loans ($86.2 million) and 134 were denied, a denial rate of 18.9%. Home purchase: 440 applications, 358 loans. HMDA 2024 data, FFIEC.","value":555,"unit":"home purchase and refinance loans originated, 2024","applications":709,"originations":555,"denials":134,"originated_dollars":86155000,"applications_purchase":440,"applications_refinance":104,"applications_cash_out_refinance":165,"originations_purchase":358,"originations_refinance":79,"originations_cash_out_refinance":118,"denials_purchase":68,"denials_refinance":21,"denials_cash_out_refinance":45,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18053","dataset":"mortgage-lending","jurisdiction":"IN","county":"18053","countyName":"Grant County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Grant County, Indiana: in 2024, lenders reported 1,319 applications for a home purchase or a refinance; 970 became loans ($138.3 million) and 277 were denied, a denial rate of 21.0%. Home purchase: 822 applications, 666 loans. HMDA 2024 data, FFIEC.","value":970,"unit":"home purchase and refinance loans originated, 2024","applications":1319,"originations":970,"denials":277,"originated_dollars":138260000,"applications_purchase":822,"applications_refinance":128,"applications_cash_out_refinance":369,"originations_purchase":666,"originations_refinance":90,"originations_cash_out_refinance":214,"denials_purchase":111,"denials_refinance":30,"denials_cash_out_refinance":136,"denial_rate":21,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18055","dataset":"mortgage-lending","jurisdiction":"IN","county":"18055","countyName":"Greene County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Greene County, Indiana: in 2024, lenders reported 744 applications for a home purchase or a refinance; 539 became loans ($92.1 million) and 159 were denied, a denial rate of 21.4%. Home purchase: 404 applications, 318 loans. HMDA 2024 data, FFIEC.","value":539,"unit":"home purchase and refinance loans originated, 2024","applications":744,"originations":539,"denials":159,"originated_dollars":92115000,"applications_purchase":404,"applications_refinance":106,"applications_cash_out_refinance":234,"originations_purchase":318,"originations_refinance":71,"originations_cash_out_refinance":150,"denials_purchase":58,"denials_refinance":29,"denials_cash_out_refinance":72,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18057","dataset":"mortgage-lending","jurisdiction":"IN","county":"18057","countyName":"Hamilton County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Hamilton County, Indiana: in 2024, lenders reported 10,589 applications for a home purchase or a refinance; 9,021 became loans ($3.6 billion) and 1,288 were denied, a denial rate of 12.2%. Home purchase: 7,050 applications, 6,373 loans. HMDA 2024 data, FFIEC.","value":9021,"unit":"home purchase and refinance loans originated, 2024","applications":10589,"originations":9021,"denials":1288,"originated_dollars":3561015000,"applications_purchase":7050,"applications_refinance":1717,"applications_cash_out_refinance":1822,"originations_purchase":6373,"originations_refinance":1342,"originations_cash_out_refinance":1306,"denials_purchase":544,"denials_refinance":291,"denials_cash_out_refinance":453,"denial_rate":12.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18059","dataset":"mortgage-lending","jurisdiction":"IN","county":"18059","countyName":"Hancock County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Hancock County, Indiana: in 2024, lenders reported 2,744 applications for a home purchase or a refinance; 2,288 became loans ($727.7 million) and 377 were denied, a denial rate of 13.7%. Home purchase: 1,802 applications, 1,601 loans. HMDA 2024 data, FFIEC.","value":2288,"unit":"home purchase and refinance loans originated, 2024","applications":2744,"originations":2288,"denials":377,"originated_dollars":727720000,"applications_purchase":1802,"applications_refinance":381,"applications_cash_out_refinance":561,"originations_purchase":1601,"originations_refinance":296,"originations_cash_out_refinance":391,"denials_purchase":162,"denials_refinance":66,"denials_cash_out_refinance":149,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18061","dataset":"mortgage-lending","jurisdiction":"IN","county":"18061","countyName":"Harrison County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Harrison County, Indiana: in 2024, lenders reported 1,028 applications for a home purchase or a refinance; 754 became loans ($150.0 million) and 232 were denied, a denial rate of 22.6%. Home purchase: 619 applications, 476 loans. HMDA 2024 data, FFIEC.","value":754,"unit":"home purchase and refinance loans originated, 2024","applications":1028,"originations":754,"denials":232,"originated_dollars":149970000,"applications_purchase":619,"applications_refinance":169,"applications_cash_out_refinance":240,"originations_purchase":476,"originations_refinance":125,"originations_cash_out_refinance":153,"denials_purchase":120,"denials_refinance":34,"denials_cash_out_refinance":78,"denial_rate":22.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18063","dataset":"mortgage-lending","jurisdiction":"IN","county":"18063","countyName":"Hendricks County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Hendricks County, Indiana: in 2024, lenders reported 5,266 applications for a home purchase or a refinance; 4,296 became loans ($1.3 billion) and 832 were denied, a denial rate of 15.8%. Home purchase: 3,419 applications, 2,913 loans. HMDA 2024 data, FFIEC.","value":4296,"unit":"home purchase and refinance loans originated, 2024","applications":5266,"originations":4296,"denials":832,"originated_dollars":1263200000,"applications_purchase":3419,"applications_refinance":794,"applications_cash_out_refinance":1053,"originations_purchase":2913,"originations_refinance":619,"originations_cash_out_refinance":764,"denials_purchase":442,"denials_refinance":132,"denials_cash_out_refinance":258,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18065","dataset":"mortgage-lending","jurisdiction":"IN","county":"18065","countyName":"Henry County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Henry County, Indiana: in 2024, lenders reported 1,184 applications for a home purchase or a refinance; 914 became loans ($144.1 million) and 215 were denied, a denial rate of 18.2%. Home purchase: 697 applications, 583 loans. HMDA 2024 data, FFIEC.","value":914,"unit":"home purchase and refinance loans originated, 2024","applications":1184,"originations":914,"denials":215,"originated_dollars":144070000,"applications_purchase":697,"applications_refinance":177,"applications_cash_out_refinance":310,"originations_purchase":583,"originations_refinance":142,"originations_cash_out_refinance":189,"denials_purchase":82,"denials_refinance":24,"denials_cash_out_refinance":109,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18067","dataset":"mortgage-lending","jurisdiction":"IN","county":"18067","countyName":"Howard County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Howard County, Indiana: in 2024, lenders reported 2,370 applications for a home purchase or a refinance; 1,849 became loans ($321.0 million) and 400 were denied, a denial rate of 16.9%. Home purchase: 1,580 applications, 1,317 loans. HMDA 2024 data, FFIEC.","value":1849,"unit":"home purchase and refinance loans originated, 2024","applications":2370,"originations":1849,"denials":400,"originated_dollars":320995000,"applications_purchase":1580,"applications_refinance":250,"applications_cash_out_refinance":540,"originations_purchase":1317,"originations_refinance":184,"originations_cash_out_refinance":348,"denials_purchase":189,"denials_refinance":49,"denials_cash_out_refinance":162,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18069","dataset":"mortgage-lending","jurisdiction":"IN","county":"18069","countyName":"Huntington County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Huntington County, Indiana: in 2024, lenders reported 877 applications for a home purchase or a refinance; 658 became loans ($114.3 million) and 168 were denied, a denial rate of 19.2%. Home purchase: 539 applications, 431 loans. HMDA 2024 data, FFIEC.","value":658,"unit":"home purchase and refinance loans originated, 2024","applications":877,"originations":658,"denials":168,"originated_dollars":114300000,"applications_purchase":539,"applications_refinance":122,"applications_cash_out_refinance":216,"originations_purchase":431,"originations_refinance":100,"originations_cash_out_refinance":127,"denials_purchase":73,"denials_refinance":17,"denials_cash_out_refinance":78,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18071","dataset":"mortgage-lending","jurisdiction":"IN","county":"18071","countyName":"Jackson County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Jackson County, Indiana: in 2024, lenders reported 890 applications for a home purchase or a refinance; 718 became loans ($145.4 million) and 156 were denied, a denial rate of 17.5%. Home purchase: 530 applications, 460 loans. HMDA 2024 data, FFIEC.","value":718,"unit":"home purchase and refinance loans originated, 2024","applications":890,"originations":718,"denials":156,"originated_dollars":145410000,"applications_purchase":530,"applications_refinance":117,"applications_cash_out_refinance":243,"originations_purchase":460,"originations_refinance":91,"originations_cash_out_refinance":167,"denials_purchase":61,"denials_refinance":24,"denials_cash_out_refinance":71,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18073","dataset":"mortgage-lending","jurisdiction":"IN","county":"18073","countyName":"Jasper County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Jasper County, Indiana: in 2024, lenders reported 746 applications for a home purchase or a refinance; 615 became loans ($127.9 million) and 118 were denied, a denial rate of 15.8%. Home purchase: 450 applications, 388 loans. HMDA 2024 data, FFIEC.","value":615,"unit":"home purchase and refinance loans originated, 2024","applications":746,"originations":615,"denials":118,"originated_dollars":127915000,"applications_purchase":450,"applications_refinance":162,"applications_cash_out_refinance":134,"originations_purchase":388,"originations_refinance":134,"originations_cash_out_refinance":93,"denials_purchase":51,"denials_refinance":26,"denials_cash_out_refinance":41,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18075","dataset":"mortgage-lending","jurisdiction":"IN","county":"18075","countyName":"Jay County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Jay County, Indiana: in 2024, lenders reported 356 applications for a home purchase or a refinance; 271 became loans ($34.8 million) and 70 were denied, a denial rate of 19.7%. Home purchase: 204 applications, 178 loans. HMDA 2024 data, FFIEC.","value":271,"unit":"home purchase and refinance loans originated, 2024","applications":356,"originations":271,"denials":70,"originated_dollars":34795000,"applications_purchase":204,"applications_refinance":73,"applications_cash_out_refinance":79,"originations_purchase":178,"originations_refinance":51,"originations_cash_out_refinance":42,"denials_purchase":19,"denials_refinance":16,"denials_cash_out_refinance":35,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18077","dataset":"mortgage-lending","jurisdiction":"IN","county":"18077","countyName":"Jefferson County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Jefferson County, Indiana: in 2024, lenders reported 790 applications for a home purchase or a refinance; 603 became loans ($120.4 million) and 161 were denied, a denial rate of 20.4%. Home purchase: 452 applications, 364 loans. HMDA 2024 data, FFIEC.","value":603,"unit":"home purchase and refinance loans originated, 2024","applications":790,"originations":603,"denials":161,"originated_dollars":120435000,"applications_purchase":452,"applications_refinance":148,"applications_cash_out_refinance":190,"originations_purchase":364,"originations_refinance":120,"originations_cash_out_refinance":119,"denials_purchase":72,"denials_refinance":22,"denials_cash_out_refinance":67,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18079","dataset":"mortgage-lending","jurisdiction":"IN","county":"18079","countyName":"Jennings County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Jennings County, Indiana: in 2024, lenders reported 623 applications for a home purchase or a refinance; 462 became loans ($74.3 million) and 142 were denied, a denial rate of 22.8%. Home purchase: 362 applications, 276 loans. HMDA 2024 data, FFIEC.","value":462,"unit":"home purchase and refinance loans originated, 2024","applications":623,"originations":462,"denials":142,"originated_dollars":74340000,"applications_purchase":362,"applications_refinance":115,"applications_cash_out_refinance":146,"originations_purchase":276,"originations_refinance":88,"originations_cash_out_refinance":98,"denials_purchase":78,"denials_refinance":19,"denials_cash_out_refinance":45,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18081","dataset":"mortgage-lending","jurisdiction":"IN","county":"18081","countyName":"Johnson County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Johnson County, Indiana: in 2024, lenders reported 5,360 applications for a home purchase or a refinance; 4,135 became loans ($1.3 billion) and 1,036 were denied, a denial rate of 19.3%. Home purchase: 3,668 applications, 2,925 loans. HMDA 2024 data, FFIEC.","value":4135,"unit":"home purchase and refinance loans originated, 2024","applications":5360,"originations":4135,"denials":1036,"originated_dollars":1273005000,"applications_purchase":3668,"applications_refinance":762,"applications_cash_out_refinance":930,"originations_purchase":2925,"originations_refinance":574,"originations_cash_out_refinance":636,"denials_purchase":617,"denials_refinance":162,"denials_cash_out_refinance":257,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18083","dataset":"mortgage-lending","jurisdiction":"IN","county":"18083","countyName":"Knox County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Knox County, Indiana: in 2024, lenders reported 616 applications for a home purchase or a refinance; 486 became loans ($70.9 million) and 114 were denied, a denial rate of 18.5%. Home purchase: 348 applications, 291 loans. HMDA 2024 data, FFIEC.","value":486,"unit":"home purchase and refinance loans originated, 2024","applications":616,"originations":486,"denials":114,"originated_dollars":70880000,"applications_purchase":348,"applications_refinance":123,"applications_cash_out_refinance":145,"originations_purchase":291,"originations_refinance":94,"originations_cash_out_refinance":101,"denials_purchase":46,"denials_refinance":26,"denials_cash_out_refinance":42,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18085","dataset":"mortgage-lending","jurisdiction":"IN","county":"18085","countyName":"Kosciusko County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Kosciusko County, Indiana: in 2024, lenders reported 2,181 applications for a home purchase or a refinance; 1,740 became loans ($375.0 million) and 360 were denied, a denial rate of 16.5%. Home purchase: 1,248 applications, 1,057 loans. HMDA 2024 data, FFIEC.","value":1740,"unit":"home purchase and refinance loans originated, 2024","applications":2181,"originations":1740,"denials":360,"originated_dollars":374990000,"applications_purchase":1248,"applications_refinance":429,"applications_cash_out_refinance":504,"originations_purchase":1057,"originations_refinance":346,"originations_cash_out_refinance":337,"denials_purchase":147,"denials_refinance":60,"denials_cash_out_refinance":153,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18087","dataset":"mortgage-lending","jurisdiction":"IN","county":"18087","countyName":"LaGrange County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"LaGrange County, Indiana: in 2024, lenders reported 854 applications for a home purchase or a refinance; 692 became loans ($148.9 million) and 125 were denied, a denial rate of 14.6%. Home purchase: 437 applications, 366 loans. HMDA 2024 data, FFIEC.","value":692,"unit":"home purchase and refinance loans originated, 2024","applications":854,"originations":692,"denials":125,"originated_dollars":148890000,"applications_purchase":437,"applications_refinance":260,"applications_cash_out_refinance":157,"originations_purchase":366,"originations_refinance":218,"originations_cash_out_refinance":108,"denials_purchase":49,"denials_refinance":34,"denials_cash_out_refinance":42,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18089","dataset":"mortgage-lending","jurisdiction":"IN","county":"18089","countyName":"Lake County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Lake County, Indiana: in 2024, lenders reported 11,014 applications for a home purchase or a refinance; 8,704 became loans ($2.1 billion) and 1,984 were denied, a denial rate of 18.0%. Home purchase: 6,869 applications, 5,951 loans. HMDA 2024 data, FFIEC.","value":8704,"unit":"home purchase and refinance loans originated, 2024","applications":11014,"originations":8704,"denials":1984,"originated_dollars":2075920000,"applications_purchase":6869,"applications_refinance":1603,"applications_cash_out_refinance":2542,"originations_purchase":5951,"originations_refinance":1171,"originations_cash_out_refinance":1582,"denials_purchase":756,"denials_refinance":361,"denials_cash_out_refinance":867,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18091","dataset":"mortgage-lending","jurisdiction":"IN","county":"18091","countyName":"LaPorte County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"LaPorte County, Indiana: in 2024, lenders reported 2,393 applications for a home purchase or a refinance; 1,853 became loans ($408.9 million) and 442 were denied, a denial rate of 18.5%. Home purchase: 1,404 applications, 1,156 loans. HMDA 2024 data, FFIEC.","value":1853,"unit":"home purchase and refinance loans originated, 2024","applications":2393,"originations":1853,"denials":442,"originated_dollars":408885000,"applications_purchase":1404,"applications_refinance":455,"applications_cash_out_refinance":534,"originations_purchase":1156,"originations_refinance":336,"originations_cash_out_refinance":361,"denials_purchase":190,"denials_refinance":93,"denials_cash_out_refinance":159,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18093","dataset":"mortgage-lending","jurisdiction":"IN","county":"18093","countyName":"Lawrence County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Lawrence County, Indiana: in 2024, lenders reported 1,069 applications for a home purchase or a refinance; 828 became loans ($150.9 million) and 201 were denied, a denial rate of 18.8%. Home purchase: 628 applications, 517 loans. HMDA 2024 data, FFIEC.","value":828,"unit":"home purchase and refinance loans originated, 2024","applications":1069,"originations":828,"denials":201,"originated_dollars":150950000,"applications_purchase":628,"applications_refinance":142,"applications_cash_out_refinance":299,"originations_purchase":517,"originations_refinance":100,"originations_cash_out_refinance":211,"denials_purchase":84,"denials_refinance":37,"denials_cash_out_refinance":80,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18095","dataset":"mortgage-lending","jurisdiction":"IN","county":"18095","countyName":"Madison County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Madison County, Indiana: in 2024, lenders reported 3,454 applications for a home purchase or a refinance; 2,710 became loans ($536.6 million) and 608 were denied, a denial rate of 17.6%. Home purchase: 2,050 applications, 1,765 loans. HMDA 2024 data, FFIEC.","value":2710,"unit":"home purchase and refinance loans originated, 2024","applications":3454,"originations":2710,"denials":608,"originated_dollars":536570000,"applications_purchase":2050,"applications_refinance":571,"applications_cash_out_refinance":833,"originations_purchase":1765,"originations_refinance":436,"originations_cash_out_refinance":509,"denials_purchase":210,"denials_refinance":108,"denials_cash_out_refinance":290,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18097","dataset":"mortgage-lending","jurisdiction":"IN","county":"18097","countyName":"Marion County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Marion County, Indiana: in 2024, lenders reported 22,218 applications for a home purchase or a refinance; 17,239 became loans ($4.7 billion) and 4,199 were denied, a denial rate of 18.9%. Home purchase: 14,413 applications, 12,077 loans. HMDA 2024 data, FFIEC.","value":17239,"unit":"home purchase and refinance loans originated, 2024","applications":22218,"originations":17239,"denials":4199,"originated_dollars":4681915000,"applications_purchase":14413,"applications_refinance":3049,"applications_cash_out_refinance":4756,"originations_purchase":12077,"originations_refinance":2164,"originations_cash_out_refinance":2998,"denials_purchase":1904,"denials_refinance":699,"denials_cash_out_refinance":1596,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18099","dataset":"mortgage-lending","jurisdiction":"IN","county":"18099","countyName":"Marshall County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Marshall County, Indiana: in 2024, lenders reported 943 applications for a home purchase or a refinance; 755 became loans ($141.9 million) and 143 were denied, a denial rate of 15.2%. Home purchase: 521 applications, 454 loans. HMDA 2024 data, FFIEC.","value":755,"unit":"home purchase and refinance loans originated, 2024","applications":943,"originations":755,"denials":143,"originated_dollars":141945000,"applications_purchase":521,"applications_refinance":198,"applications_cash_out_refinance":224,"originations_purchase":454,"originations_refinance":157,"originations_cash_out_refinance":144,"denials_purchase":45,"denials_refinance":27,"denials_cash_out_refinance":71,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18101","dataset":"mortgage-lending","jurisdiction":"IN","county":"18101","countyName":"Martin County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Martin County, Indiana: in 2024, lenders reported 176 applications for a home purchase or a refinance; 136 became loans ($21.7 million) and 30 were denied, a denial rate of 17.0%. Home purchase: 79 applications, 67 loans. HMDA 2024 data, FFIEC.","value":136,"unit":"home purchase and refinance loans originated, 2024","applications":176,"originations":136,"denials":30,"originated_dollars":21690000,"applications_purchase":79,"applications_refinance":46,"applications_cash_out_refinance":51,"originations_purchase":67,"originations_refinance":36,"originations_cash_out_refinance":33,"denials_purchase":10,"denials_refinance":5,"denials_cash_out_refinance":15,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18103","dataset":"mortgage-lending","jurisdiction":"IN","county":"18103","countyName":"Miami County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Miami County, Indiana: in 2024, lenders reported 736 applications for a home purchase or a refinance; 550 became loans ($73.3 million) and 140 were denied, a denial rate of 19.0%. Home purchase: 456 applications, 358 loans. HMDA 2024 data, FFIEC.","value":550,"unit":"home purchase and refinance loans originated, 2024","applications":736,"originations":550,"denials":140,"originated_dollars":73270000,"applications_purchase":456,"applications_refinance":75,"applications_cash_out_refinance":205,"originations_purchase":358,"originations_refinance":58,"originations_cash_out_refinance":134,"denials_purchase":67,"denials_refinance":13,"denials_cash_out_refinance":60,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18105","dataset":"mortgage-lending","jurisdiction":"IN","county":"18105","countyName":"Monroe County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Monroe County, Indiana: in 2024, lenders reported 2,486 applications for a home purchase or a refinance; 1,996 became loans ($651.8 million) and 375 were denied, a denial rate of 15.1%. Home purchase: 1,458 applications, 1,247 loans. HMDA 2024 data, FFIEC.","value":1996,"unit":"home purchase and refinance loans originated, 2024","applications":2486,"originations":1996,"denials":375,"originated_dollars":651780000,"applications_purchase":1458,"applications_refinance":373,"applications_cash_out_refinance":655,"originations_purchase":1247,"originations_refinance":266,"originations_cash_out_refinance":483,"denials_purchase":135,"denials_refinance":92,"denials_cash_out_refinance":148,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18107","dataset":"mortgage-lending","jurisdiction":"IN","county":"18107","countyName":"Montgomery County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Montgomery County, Indiana: in 2024, lenders reported 931 applications for a home purchase or a refinance; 762 became loans ($151.5 million) and 140 were denied, a denial rate of 15.0%. Home purchase: 560 applications, 501 loans. HMDA 2024 data, FFIEC.","value":762,"unit":"home purchase and refinance loans originated, 2024","applications":931,"originations":762,"denials":140,"originated_dollars":151480000,"applications_purchase":560,"applications_refinance":158,"applications_cash_out_refinance":213,"originations_purchase":501,"originations_refinance":126,"originations_cash_out_refinance":135,"denials_purchase":42,"denials_refinance":25,"denials_cash_out_refinance":73,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18109","dataset":"mortgage-lending","jurisdiction":"IN","county":"18109","countyName":"Morgan County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Morgan County, Indiana: in 2024, lenders reported 2,261 applications for a home purchase or a refinance; 1,758 became loans ($420.3 million) and 422 were denied, a denial rate of 18.7%. Home purchase: 1,373 applications, 1,127 loans. HMDA 2024 data, FFIEC.","value":1758,"unit":"home purchase and refinance loans originated, 2024","applications":2261,"originations":1758,"denials":422,"originated_dollars":420270000,"applications_purchase":1373,"applications_refinance":347,"applications_cash_out_refinance":541,"originations_purchase":1127,"originations_refinance":261,"originations_cash_out_refinance":370,"denials_purchase":204,"denials_refinance":62,"denials_cash_out_refinance":156,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18111","dataset":"mortgage-lending","jurisdiction":"IN","county":"18111","countyName":"Newton County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Newton County, Indiana: in 2024, lenders reported 346 applications for a home purchase or a refinance; 286 became loans ($53.5 million) and 52 were denied, a denial rate of 15.0%. Home purchase: 192 applications, 174 loans. HMDA 2024 data, FFIEC.","value":286,"unit":"home purchase and refinance loans originated, 2024","applications":346,"originations":286,"denials":52,"originated_dollars":53470000,"applications_purchase":192,"applications_refinance":65,"applications_cash_out_refinance":89,"originations_purchase":174,"originations_refinance":54,"originations_cash_out_refinance":58,"denials_purchase":14,"denials_refinance":9,"denials_cash_out_refinance":29,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18113","dataset":"mortgage-lending","jurisdiction":"IN","county":"18113","countyName":"Noble County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Noble County, Indiana: in 2024, lenders reported 1,107 applications for a home purchase or a refinance; 857 became loans ($164.3 million) and 201 were denied, a denial rate of 18.2%. Home purchase: 621 applications, 531 loans. HMDA 2024 data, FFIEC.","value":857,"unit":"home purchase and refinance loans originated, 2024","applications":1107,"originations":857,"denials":201,"originated_dollars":164255000,"applications_purchase":621,"applications_refinance":212,"applications_cash_out_refinance":274,"originations_purchase":531,"originations_refinance":160,"originations_cash_out_refinance":166,"denials_purchase":67,"denials_refinance":37,"denials_cash_out_refinance":97,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18115","dataset":"mortgage-lending","jurisdiction":"IN","county":"18115","countyName":"Ohio County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Ohio County, Indiana: in 2024, lenders reported 109 applications for a home purchase or a refinance; 85 became loans ($18.4 million) and 21 were denied, a denial rate of 19.3%. Home purchase: 55 applications, 50 loans. HMDA 2024 data, FFIEC.","value":85,"unit":"home purchase and refinance loans originated, 2024","applications":109,"originations":85,"denials":21,"originated_dollars":18405000,"applications_purchase":55,"applications_refinance":15,"applications_cash_out_refinance":39,"originations_purchase":50,"originations_refinance":12,"originations_cash_out_refinance":23,"denials_purchase":3,"denials_refinance":3,"denials_cash_out_refinance":15,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18117","dataset":"mortgage-lending","jurisdiction":"IN","county":"18117","countyName":"Orange County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Orange County, Indiana: in 2024, lenders reported 356 applications for a home purchase or a refinance; 257 became loans ($40.1 million) and 92 were denied, a denial rate of 25.8%. Home purchase: 202 applications, 156 loans. HMDA 2024 data, FFIEC.","value":257,"unit":"home purchase and refinance loans originated, 2024","applications":356,"originations":257,"denials":92,"originated_dollars":40135000,"applications_purchase":202,"applications_refinance":51,"applications_cash_out_refinance":103,"originations_purchase":156,"originations_refinance":41,"originations_cash_out_refinance":60,"denials_purchase":45,"denials_refinance":9,"denials_cash_out_refinance":38,"denial_rate":25.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18119","dataset":"mortgage-lending","jurisdiction":"IN","county":"18119","countyName":"Owen County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Owen County, Indiana: in 2024, lenders reported 538 applications for a home purchase or a refinance; 418 became loans ($87.4 million) and 96 were denied, a denial rate of 17.8%. Home purchase: 325 applications, 271 loans. HMDA 2024 data, FFIEC.","value":418,"unit":"home purchase and refinance loans originated, 2024","applications":538,"originations":418,"denials":96,"originated_dollars":87370000,"applications_purchase":325,"applications_refinance":80,"applications_cash_out_refinance":133,"originations_purchase":271,"originations_refinance":54,"originations_cash_out_refinance":93,"denials_purchase":39,"denials_refinance":22,"denials_cash_out_refinance":35,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18121","dataset":"mortgage-lending","jurisdiction":"IN","county":"18121","countyName":"Parke County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Parke County, Indiana: in 2024, lenders reported 275 applications for a home purchase or a refinance; 204 became loans ($34.8 million) and 56 were denied, a denial rate of 20.4%. Home purchase: 140 applications, 112 loans. HMDA 2024 data, FFIEC.","value":204,"unit":"home purchase and refinance loans originated, 2024","applications":275,"originations":204,"denials":56,"originated_dollars":34760000,"applications_purchase":140,"applications_refinance":58,"applications_cash_out_refinance":77,"originations_purchase":112,"originations_refinance":44,"originations_cash_out_refinance":48,"denials_purchase":17,"denials_refinance":11,"denials_cash_out_refinance":28,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18123","dataset":"mortgage-lending","jurisdiction":"IN","county":"18123","countyName":"Perry County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Perry County, Indiana: in 2024, lenders reported 384 applications for a home purchase or a refinance; 315 became loans ($41.2 million) and 62 were denied, a denial rate of 16.1%. Home purchase: 204 applications, 173 loans. HMDA 2024 data, FFIEC.","value":315,"unit":"home purchase and refinance loans originated, 2024","applications":384,"originations":315,"denials":62,"originated_dollars":41165000,"applications_purchase":204,"applications_refinance":103,"applications_cash_out_refinance":77,"originations_purchase":173,"originations_refinance":86,"originations_cash_out_refinance":56,"denials_purchase":27,"denials_refinance":14,"denials_cash_out_refinance":21,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18125","dataset":"mortgage-lending","jurisdiction":"IN","county":"18125","countyName":"Pike County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Pike County, Indiana: in 2024, lenders reported 293 applications for a home purchase or a refinance; 221 became loans ($34.2 million) and 58 were denied, a denial rate of 19.8%. Home purchase: 176 applications, 140 loans. HMDA 2024 data, FFIEC.","value":221,"unit":"home purchase and refinance loans originated, 2024","applications":293,"originations":221,"denials":58,"originated_dollars":34225000,"applications_purchase":176,"applications_refinance":64,"applications_cash_out_refinance":53,"originations_purchase":140,"originations_refinance":49,"originations_cash_out_refinance":32,"denials_purchase":28,"denials_refinance":11,"denials_cash_out_refinance":19,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18127","dataset":"mortgage-lending","jurisdiction":"IN","county":"18127","countyName":"Porter County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Porter County, Indiana: in 2024, lenders reported 4,064 applications for a home purchase or a refinance; 3,338 became loans ($954.0 million) and 602 were denied, a denial rate of 14.8%. Home purchase: 2,558 applications, 2,256 loans. HMDA 2024 data, FFIEC.","value":3338,"unit":"home purchase and refinance loans originated, 2024","applications":4064,"originations":3338,"denials":602,"originated_dollars":953980000,"applications_purchase":2558,"applications_refinance":665,"applications_cash_out_refinance":841,"originations_purchase":2256,"originations_refinance":510,"originations_cash_out_refinance":572,"denials_purchase":240,"denials_refinance":120,"denials_cash_out_refinance":242,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18129","dataset":"mortgage-lending","jurisdiction":"IN","county":"18129","countyName":"Posey County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Posey County, Indiana: in 2024, lenders reported 599 applications for a home purchase or a refinance; 477 became loans ($84.0 million) and 102 were denied, a denial rate of 17.0%. Home purchase: 365 applications, 298 loans. HMDA 2024 data, FFIEC.","value":477,"unit":"home purchase and refinance loans originated, 2024","applications":599,"originations":477,"denials":102,"originated_dollars":83955000,"applications_purchase":365,"applications_refinance":99,"applications_cash_out_refinance":135,"originations_purchase":298,"originations_refinance":81,"originations_cash_out_refinance":98,"denials_purchase":53,"denials_refinance":14,"denials_cash_out_refinance":35,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18131","dataset":"mortgage-lending","jurisdiction":"IN","county":"18131","countyName":"Pulaski County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Pulaski County, Indiana: in 2024, lenders reported 258 applications for a home purchase or a refinance; 184 became loans ($36.0 million) and 62 were denied, a denial rate of 24.0%. Home purchase: 152 applications, 111 loans. HMDA 2024 data, FFIEC.","value":184,"unit":"home purchase and refinance loans originated, 2024","applications":258,"originations":184,"denials":62,"originated_dollars":36010000,"applications_purchase":152,"applications_refinance":43,"applications_cash_out_refinance":63,"originations_purchase":111,"originations_refinance":27,"originations_cash_out_refinance":46,"denials_purchase":36,"denials_refinance":11,"denials_cash_out_refinance":15,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18133","dataset":"mortgage-lending","jurisdiction":"IN","county":"18133","countyName":"Putnam County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Putnam County, Indiana: in 2024, lenders reported 978 applications for a home purchase or a refinance; 780 became loans ($166.4 million) and 163 were denied, a denial rate of 16.7%. Home purchase: 599 applications, 515 loans. HMDA 2024 data, FFIEC.","value":780,"unit":"home purchase and refinance loans originated, 2024","applications":978,"originations":780,"denials":163,"originated_dollars":166430000,"applications_purchase":599,"applications_refinance":163,"applications_cash_out_refinance":216,"originations_purchase":515,"originations_refinance":125,"originations_cash_out_refinance":140,"denials_purchase":60,"denials_refinance":32,"denials_cash_out_refinance":71,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18135","dataset":"mortgage-lending","jurisdiction":"IN","county":"18135","countyName":"Randolph County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Randolph County, Indiana: in 2024, lenders reported 438 applications for a home purchase or a refinance; 330 became loans ($45.2 million) and 87 were denied, a denial rate of 19.9%. Home purchase: 269 applications, 221 loans. HMDA 2024 data, FFIEC.","value":330,"unit":"home purchase and refinance loans originated, 2024","applications":438,"originations":330,"denials":87,"originated_dollars":45160000,"applications_purchase":269,"applications_refinance":71,"applications_cash_out_refinance":98,"originations_purchase":221,"originations_refinance":51,"originations_cash_out_refinance":58,"denials_purchase":30,"denials_refinance":19,"denials_cash_out_refinance":38,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18137","dataset":"mortgage-lending","jurisdiction":"IN","county":"18137","countyName":"Ripley County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Ripley County, Indiana: in 2024, lenders reported 480 applications for a home purchase or a refinance; 378 became loans ($73.3 million) and 86 were denied, a denial rate of 17.9%. Home purchase: 289 applications, 245 loans. HMDA 2024 data, FFIEC.","value":378,"unit":"home purchase and refinance loans originated, 2024","applications":480,"originations":378,"denials":86,"originated_dollars":73330000,"applications_purchase":289,"applications_refinance":78,"applications_cash_out_refinance":113,"originations_purchase":245,"originations_refinance":57,"originations_cash_out_refinance":76,"denials_purchase":38,"denials_refinance":16,"denials_cash_out_refinance":32,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18139","dataset":"mortgage-lending","jurisdiction":"IN","county":"18139","countyName":"Rush County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Rush County, Indiana: in 2024, lenders reported 382 applications for a home purchase or a refinance; 286 became loans ($48.8 million) and 75 were denied, a denial rate of 19.6%. Home purchase: 214 applications, 174 loans. HMDA 2024 data, FFIEC.","value":286,"unit":"home purchase and refinance loans originated, 2024","applications":382,"originations":286,"denials":75,"originated_dollars":48770000,"applications_purchase":214,"applications_refinance":56,"applications_cash_out_refinance":112,"originations_purchase":174,"originations_refinance":38,"originations_cash_out_refinance":74,"denials_purchase":28,"denials_refinance":14,"denials_cash_out_refinance":33,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18141","dataset":"mortgage-lending","jurisdiction":"IN","county":"18141","countyName":"St. Joseph County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"St. Joseph County, Indiana: in 2024, lenders reported 6,112 applications for a home purchase or a refinance; 4,953 became loans ($1.1 billion) and 907 were denied, a denial rate of 14.8%. Home purchase: 3,712 applications, 3,200 loans. HMDA 2024 data, FFIEC.","value":4953,"unit":"home purchase and refinance loans originated, 2024","applications":6112,"originations":4953,"denials":907,"originated_dollars":1052805000,"applications_purchase":3712,"applications_refinance":1086,"applications_cash_out_refinance":1314,"originations_purchase":3200,"originations_refinance":838,"originations_cash_out_refinance":915,"denials_purchase":352,"denials_refinance":200,"denials_cash_out_refinance":355,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18143","dataset":"mortgage-lending","jurisdiction":"IN","county":"18143","countyName":"Scott County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Scott County, Indiana: in 2024, lenders reported 619 applications for a home purchase or a refinance; 456 became loans ($77.9 million) and 143 were denied, a denial rate of 23.1%. Home purchase: 401 applications, 291 loans. HMDA 2024 data, FFIEC.","value":456,"unit":"home purchase and refinance loans originated, 2024","applications":619,"originations":456,"denials":143,"originated_dollars":77940000,"applications_purchase":401,"applications_refinance":92,"applications_cash_out_refinance":126,"originations_purchase":291,"originations_refinance":78,"originations_cash_out_refinance":87,"denials_purchase":99,"denials_refinance":7,"denials_cash_out_refinance":37,"denial_rate":23.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18145","dataset":"mortgage-lending","jurisdiction":"IN","county":"18145","countyName":"Shelby County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Shelby County, Indiana: in 2024, lenders reported 1,144 applications for a home purchase or a refinance; 902 became loans ($202.7 million) and 200 were denied, a denial rate of 17.5%. Home purchase: 649 applications, 553 loans. HMDA 2024 data, FFIEC.","value":902,"unit":"home purchase and refinance loans originated, 2024","applications":1144,"originations":902,"denials":200,"originated_dollars":202690000,"applications_purchase":649,"applications_refinance":204,"applications_cash_out_refinance":291,"originations_purchase":553,"originations_refinance":158,"originations_cash_out_refinance":191,"denials_purchase":71,"denials_refinance":37,"denials_cash_out_refinance":92,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18147","dataset":"mortgage-lending","jurisdiction":"IN","county":"18147","countyName":"Spencer County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Spencer County, Indiana: in 2024, lenders reported 418 applications for a home purchase or a refinance; 339 became loans ($68.6 million) and 68 were denied, a denial rate of 16.3%. Home purchase: 261 applications, 217 loans. HMDA 2024 data, FFIEC.","value":339,"unit":"home purchase and refinance loans originated, 2024","applications":418,"originations":339,"denials":68,"originated_dollars":68595000,"applications_purchase":261,"applications_refinance":71,"applications_cash_out_refinance":86,"originations_purchase":217,"originations_refinance":60,"originations_cash_out_refinance":62,"denials_purchase":36,"denials_refinance":10,"denials_cash_out_refinance":22,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18149","dataset":"mortgage-lending","jurisdiction":"IN","county":"18149","countyName":"Starke County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Starke County, Indiana: in 2024, lenders reported 584 applications for a home purchase or a refinance; 450 became loans ($76.1 million) and 101 were denied, a denial rate of 17.3%. Home purchase: 333 applications, 273 loans. HMDA 2024 data, FFIEC.","value":450,"unit":"home purchase and refinance loans originated, 2024","applications":584,"originations":450,"denials":101,"originated_dollars":76080000,"applications_purchase":333,"applications_refinance":95,"applications_cash_out_refinance":156,"originations_purchase":273,"originations_refinance":68,"originations_cash_out_refinance":109,"denials_purchase":38,"denials_refinance":18,"denials_cash_out_refinance":45,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18151","dataset":"mortgage-lending","jurisdiction":"IN","county":"18151","countyName":"Steuben County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Steuben County, Indiana: in 2024, lenders reported 809 applications for a home purchase or a refinance; 614 became loans ($156.2 million) and 151 were denied, a denial rate of 18.7%. Home purchase: 515 applications, 413 loans. HMDA 2024 data, FFIEC.","value":614,"unit":"home purchase and refinance loans originated, 2024","applications":809,"originations":614,"denials":151,"originated_dollars":156230000,"applications_purchase":515,"applications_refinance":123,"applications_cash_out_refinance":171,"originations_purchase":413,"originations_refinance":84,"originations_cash_out_refinance":117,"denials_purchase":75,"denials_refinance":29,"denials_cash_out_refinance":47,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18153","dataset":"mortgage-lending","jurisdiction":"IN","county":"18153","countyName":"Sullivan County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Sullivan County, Indiana: in 2024, lenders reported 375 applications for a home purchase or a refinance; 275 became loans ($47.8 million) and 86 were denied, a denial rate of 22.9%. Home purchase: 217 applications, 175 loans. HMDA 2024 data, FFIEC.","value":275,"unit":"home purchase and refinance loans originated, 2024","applications":375,"originations":275,"denials":86,"originated_dollars":47825000,"applications_purchase":217,"applications_refinance":79,"applications_cash_out_refinance":79,"originations_purchase":175,"originations_refinance":52,"originations_cash_out_refinance":48,"denials_purchase":34,"denials_refinance":25,"denials_cash_out_refinance":27,"denial_rate":22.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18155","dataset":"mortgage-lending","jurisdiction":"IN","county":"18155","countyName":"Switzerland County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Switzerland County, Indiana: in 2024, lenders reported 208 applications for a home purchase or a refinance; 163 became loans ($31.9 million) and 36 were denied, a denial rate of 17.3%. Home purchase: 123 applications, 102 loans. HMDA 2024 data, FFIEC.","value":163,"unit":"home purchase and refinance loans originated, 2024","applications":208,"originations":163,"denials":36,"originated_dollars":31935000,"applications_purchase":123,"applications_refinance":37,"applications_cash_out_refinance":48,"originations_purchase":102,"originations_refinance":28,"originations_cash_out_refinance":33,"denials_purchase":18,"denials_refinance":4,"denials_cash_out_refinance":14,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18157","dataset":"mortgage-lending","jurisdiction":"IN","county":"18157","countyName":"Tippecanoe County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Tippecanoe County, Indiana: in 2024, lenders reported 3,518 applications for a home purchase or a refinance; 2,924 became loans ($877.3 million) and 482 were denied, a denial rate of 13.7%. Home purchase: 2,175 applications, 1,938 loans. HMDA 2024 data, FFIEC.","value":2924,"unit":"home purchase and refinance loans originated, 2024","applications":3518,"originations":2924,"denials":482,"originated_dollars":877330000,"applications_purchase":2175,"applications_refinance":736,"applications_cash_out_refinance":607,"originations_purchase":1938,"originations_refinance":556,"originations_cash_out_refinance":430,"denials_purchase":176,"denials_refinance":146,"denials_cash_out_refinance":160,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18159","dataset":"mortgage-lending","jurisdiction":"IN","county":"18159","countyName":"Tipton County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Tipton County, Indiana: in 2024, lenders reported 401 applications for a home purchase or a refinance; 310 became loans ($51.9 million) and 71 were denied, a denial rate of 17.7%. Home purchase: 223 applications, 180 loans. HMDA 2024 data, FFIEC.","value":310,"unit":"home purchase and refinance loans originated, 2024","applications":401,"originations":310,"denials":71,"originated_dollars":51900000,"applications_purchase":223,"applications_refinance":48,"applications_cash_out_refinance":130,"originations_purchase":180,"originations_refinance":40,"originations_cash_out_refinance":90,"denials_purchase":31,"denials_refinance":6,"denials_cash_out_refinance":34,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18161","dataset":"mortgage-lending","jurisdiction":"IN","county":"18161","countyName":"Union County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Union County, Indiana: in 2024, lenders reported 150 applications for a home purchase or a refinance; 122 became loans ($21.2 million) and 24 were denied, a denial rate of 16.0%. Home purchase: 78 applications, 66 loans. HMDA 2024 data, FFIEC.","value":122,"unit":"home purchase and refinance loans originated, 2024","applications":150,"originations":122,"denials":24,"originated_dollars":21210000,"applications_purchase":78,"applications_refinance":30,"applications_cash_out_refinance":42,"originations_purchase":66,"originations_refinance":24,"originations_cash_out_refinance":32,"denials_purchase":8,"denials_refinance":6,"denials_cash_out_refinance":10,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18163","dataset":"mortgage-lending","jurisdiction":"IN","county":"18163","countyName":"Vanderburgh County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Vanderburgh County, Indiana: in 2024, lenders reported 4,005 applications for a home purchase or a refinance; 3,294 became loans ($749.0 million) and 580 were denied, a denial rate of 14.5%. Home purchase: 2,477 applications, 2,135 loans. HMDA 2024 data, FFIEC.","value":3294,"unit":"home purchase and refinance loans originated, 2024","applications":4005,"originations":3294,"denials":580,"originated_dollars":749010000,"applications_purchase":2477,"applications_refinance":593,"applications_cash_out_refinance":935,"originations_purchase":2135,"originations_refinance":466,"originations_cash_out_refinance":693,"denials_purchase":268,"denials_refinance":94,"denials_cash_out_refinance":218,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18165","dataset":"mortgage-lending","jurisdiction":"IN","county":"18165","countyName":"Vermillion County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Vermillion County, Indiana: in 2024, lenders reported 321 applications for a home purchase or a refinance; 244 became loans ($31.5 million) and 52 were denied, a denial rate of 16.2%. Home purchase: 202 applications, 165 loans. HMDA 2024 data, FFIEC.","value":244,"unit":"home purchase and refinance loans originated, 2024","applications":321,"originations":244,"denials":52,"originated_dollars":31500000,"applications_purchase":202,"applications_refinance":71,"applications_cash_out_refinance":48,"originations_purchase":165,"originations_refinance":60,"originations_cash_out_refinance":19,"denials_purchase":17,"denials_refinance":10,"denials_cash_out_refinance":25,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18167","dataset":"mortgage-lending","jurisdiction":"IN","county":"18167","countyName":"Vigo County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Vigo County, Indiana: in 2024, lenders reported 2,146 applications for a home purchase or a refinance; 1,690 became loans ($271.0 million) and 338 were denied, a denial rate of 15.8%. Home purchase: 1,326 applications, 1,133 loans. HMDA 2024 data, FFIEC.","value":1690,"unit":"home purchase and refinance loans originated, 2024","applications":2146,"originations":1690,"denials":338,"originated_dollars":270970000,"applications_purchase":1326,"applications_refinance":406,"applications_cash_out_refinance":414,"originations_purchase":1133,"originations_refinance":300,"originations_cash_out_refinance":257,"denials_purchase":110,"denials_refinance":85,"denials_cash_out_refinance":143,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18169","dataset":"mortgage-lending","jurisdiction":"IN","county":"18169","countyName":"Wabash County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Wabash County, Indiana: in 2024, lenders reported 670 applications for a home purchase or a refinance; 539 became loans ($84.7 million) and 100 were denied, a denial rate of 14.9%. Home purchase: 389 applications, 340 loans. HMDA 2024 data, FFIEC.","value":539,"unit":"home purchase and refinance loans originated, 2024","applications":670,"originations":539,"denials":100,"originated_dollars":84705000,"applications_purchase":389,"applications_refinance":99,"applications_cash_out_refinance":182,"originations_purchase":340,"originations_refinance":74,"originations_cash_out_refinance":125,"denials_purchase":34,"denials_refinance":13,"denials_cash_out_refinance":53,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18171","dataset":"mortgage-lending","jurisdiction":"IN","county":"18171","countyName":"Warren County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Warren County, Indiana: in 2024, lenders reported 174 applications for a home purchase or a refinance; 131 became loans ($23.7 million) and 40 were denied, a denial rate of 23.0%. Home purchase: 101 applications, 80 loans. HMDA 2024 data, FFIEC.","value":131,"unit":"home purchase and refinance loans originated, 2024","applications":174,"originations":131,"denials":40,"originated_dollars":23745000,"applications_purchase":101,"applications_refinance":24,"applications_cash_out_refinance":49,"originations_purchase":80,"originations_refinance":22,"originations_cash_out_refinance":29,"denials_purchase":18,"denials_refinance":2,"denials_cash_out_refinance":20,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18173","dataset":"mortgage-lending","jurisdiction":"IN","county":"18173","countyName":"Warrick County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Warrick County, Indiana: in 2024, lenders reported 1,701 applications for a home purchase or a refinance; 1,411 became loans ($405.4 million) and 240 were denied, a denial rate of 14.1%. Home purchase: 1,045 applications, 909 loans. HMDA 2024 data, FFIEC.","value":1411,"unit":"home purchase and refinance loans originated, 2024","applications":1701,"originations":1411,"denials":240,"originated_dollars":405435000,"applications_purchase":1045,"applications_refinance":265,"applications_cash_out_refinance":391,"originations_purchase":909,"originations_refinance":207,"originations_cash_out_refinance":295,"denials_purchase":104,"denials_refinance":46,"denials_cash_out_refinance":90,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18175","dataset":"mortgage-lending","jurisdiction":"IN","county":"18175","countyName":"Washington County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Washington County, Indiana: in 2024, lenders reported 618 applications for a home purchase or a refinance; 449 became loans ($78.7 million) and 157 were denied, a denial rate of 25.4%. Home purchase: 383 applications, 289 loans. HMDA 2024 data, FFIEC.","value":449,"unit":"home purchase and refinance loans originated, 2024","applications":618,"originations":449,"denials":157,"originated_dollars":78715000,"applications_purchase":383,"applications_refinance":106,"applications_cash_out_refinance":129,"originations_purchase":289,"originations_refinance":69,"originations_cash_out_refinance":91,"denials_purchase":89,"denials_refinance":32,"denials_cash_out_refinance":36,"denial_rate":25.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18177","dataset":"mortgage-lending","jurisdiction":"IN","county":"18177","countyName":"Wayne County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Wayne County, Indiana: in 2024, lenders reported 1,302 applications for a home purchase or a refinance; 998 became loans ($144.1 million) and 241 were denied, a denial rate of 18.5%. Home purchase: 850 applications, 694 loans. HMDA 2024 data, FFIEC.","value":998,"unit":"home purchase and refinance loans originated, 2024","applications":1302,"originations":998,"denials":241,"originated_dollars":144140000,"applications_purchase":850,"applications_refinance":118,"applications_cash_out_refinance":334,"originations_purchase":694,"originations_refinance":90,"originations_cash_out_refinance":214,"denials_purchase":111,"denials_refinance":25,"denials_cash_out_refinance":105,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18179","dataset":"mortgage-lending","jurisdiction":"IN","county":"18179","countyName":"Wells County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Wells County, Indiana: in 2024, lenders reported 758 applications for a home purchase or a refinance; 575 became loans ($104.7 million) and 146 were denied, a denial rate of 19.3%. Home purchase: 487 applications, 380 loans. HMDA 2024 data, FFIEC.","value":575,"unit":"home purchase and refinance loans originated, 2024","applications":758,"originations":575,"denials":146,"originated_dollars":104745000,"applications_purchase":487,"applications_refinance":126,"applications_cash_out_refinance":145,"originations_purchase":380,"originations_refinance":91,"originations_cash_out_refinance":104,"denials_purchase":84,"denials_refinance":28,"denials_cash_out_refinance":34,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18181","dataset":"mortgage-lending","jurisdiction":"IN","county":"18181","countyName":"White County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"White County, Indiana: in 2024, lenders reported 586 applications for a home purchase or a refinance; 470 became loans ($90.9 million) and 98 were denied, a denial rate of 16.7%. Home purchase: 322 applications, 291 loans. HMDA 2024 data, FFIEC.","value":470,"unit":"home purchase and refinance loans originated, 2024","applications":586,"originations":470,"denials":98,"originated_dollars":90880000,"applications_purchase":322,"applications_refinance":104,"applications_cash_out_refinance":160,"originations_purchase":291,"originations_refinance":80,"originations_cash_out_refinance":99,"denials_purchase":26,"denials_refinance":20,"denials_cash_out_refinance":52,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:18183","dataset":"mortgage-lending","jurisdiction":"IN","county":"18183","countyName":"Whitley County","stateName":"Indiana","level":"county","year":2024,"status":"P","text":"Whitley County, Indiana: in 2024, lenders reported 920 applications for a home purchase or a refinance; 735 became loans ($144.0 million) and 141 were denied, a denial rate of 15.3%. Home purchase: 514 applications, 451 loans. HMDA 2024 data, FFIEC.","value":735,"unit":"home purchase and refinance loans originated, 2024","applications":920,"originations":735,"denials":141,"originated_dollars":144035000,"applications_purchase":514,"applications_refinance":158,"applications_cash_out_refinance":248,"originations_purchase":451,"originations_refinance":127,"originations_cash_out_refinance":157,"denials_purchase":38,"denials_refinance":25,"denials_cash_out_refinance":78,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:KS","dataset":"mortgage-lending","jurisdiction":"KS","county":null,"countyName":null,"stateName":"Kansas","level":"state","year":2024,"status":"P","text":"Kansas: in 2024, lenders reported 55,202 applications for a home purchase or a refinance; 44,804 became loans ($12.1 billion) and 8,271 were denied, a denial rate of 15.0%. Home purchase: 36,722 applications, 31,629 loans. Loans made changed +11.0% from 40,352 in 2023. HMDA 2024 data, FFIEC.","value":44804,"unit":"home purchase and refinance loans originated, 2024","applications":55202,"originations":44804,"denials":8271,"originated_dollars":12146650000,"applications_purchase":36722,"applications_refinance":8999,"applications_cash_out_refinance":9481,"originations_purchase":31629,"originations_refinance":6994,"originations_cash_out_refinance":6181,"denials_purchase":3761,"denials_refinance":1556,"denials_cash_out_refinance":2954,"denial_rate":15,"originations_prior_year":40352,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"490 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":490,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20001","dataset":"mortgage-lending","jurisdiction":"KS","county":"20001","countyName":"Allen County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Allen County, Kansas: in 2024, lenders reported 175 applications for a home purchase or a refinance; 144 became loans ($15.4 million) and 29 were denied, a denial rate of 16.6%. Home purchase: 113 applications, 98 loans. HMDA 2024 data, FFIEC.","value":144,"unit":"home purchase and refinance loans originated, 2024","applications":175,"originations":144,"denials":29,"originated_dollars":15390000,"applications_purchase":113,"applications_refinance":35,"applications_cash_out_refinance":27,"originations_purchase":98,"originations_refinance":30,"originations_cash_out_refinance":16,"denials_purchase":14,"denials_refinance":4,"denials_cash_out_refinance":11,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20003","dataset":"mortgage-lending","jurisdiction":"KS","county":"20003","countyName":"Anderson County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Anderson County, Kansas: in 2024, lenders reported 124 applications for a home purchase or a refinance; 99 became loans ($18.8 million) and 18 were denied, a denial rate of 14.5%. Home purchase: 80 applications, 68 loans. HMDA 2024 data, FFIEC.","value":99,"unit":"home purchase and refinance loans originated, 2024","applications":124,"originations":99,"denials":18,"originated_dollars":18775000,"applications_purchase":80,"applications_refinance":14,"applications_cash_out_refinance":30,"originations_purchase":68,"originations_refinance":12,"originations_cash_out_refinance":19,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":9,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20005","dataset":"mortgage-lending","jurisdiction":"KS","county":"20005","countyName":"Atchison County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Atchison County, Kansas: in 2024, lenders reported 338 applications for a home purchase or a refinance; 257 became loans ($40.3 million) and 57 were denied, a denial rate of 16.9%. Home purchase: 206 applications, 168 loans. HMDA 2024 data, FFIEC.","value":257,"unit":"home purchase and refinance loans originated, 2024","applications":338,"originations":257,"denials":57,"originated_dollars":40305000,"applications_purchase":206,"applications_refinance":68,"applications_cash_out_refinance":64,"originations_purchase":168,"originations_refinance":53,"originations_cash_out_refinance":36,"denials_purchase":21,"denials_refinance":10,"denials_cash_out_refinance":26,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20007","dataset":"mortgage-lending","jurisdiction":"KS","county":"20007","countyName":"Barber County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Barber County, Kansas: in 2024, lenders reported 49 applications for a home purchase or a refinance; 35 became loans ($3.4 million) and 14 were denied, a denial rate of 28.6%. Home purchase: 35 applications, 28 loans. HMDA 2024 data, FFIEC.","value":35,"unit":"home purchase and refinance loans originated, 2024","applications":49,"originations":35,"denials":14,"originated_dollars":3365000,"applications_purchase":35,"applications_refinance":5,"applications_cash_out_refinance":9,"originations_purchase":28,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":7,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20009","dataset":"mortgage-lending","jurisdiction":"KS","county":"20009","countyName":"Barton County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Barton County, Kansas: in 2024, lenders reported 332 applications for a home purchase or a refinance; 253 became loans ($33.8 million) and 66 were denied, a denial rate of 19.9%. Home purchase: 235 applications, 183 loans. HMDA 2024 data, FFIEC.","value":253,"unit":"home purchase and refinance loans originated, 2024","applications":332,"originations":253,"denials":66,"originated_dollars":33815000,"applications_purchase":235,"applications_refinance":58,"applications_cash_out_refinance":39,"originations_purchase":183,"originations_refinance":44,"originations_cash_out_refinance":26,"denials_purchase":43,"denials_refinance":11,"denials_cash_out_refinance":12,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20011","dataset":"mortgage-lending","jurisdiction":"KS","county":"20011","countyName":"Bourbon County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Bourbon County, Kansas: in 2024, lenders reported 184 applications for a home purchase or a refinance; 143 became loans ($23.3 million) and 35 were denied, a denial rate of 19.0%. Home purchase: 127 applications, 99 loans. HMDA 2024 data, FFIEC.","value":143,"unit":"home purchase and refinance loans originated, 2024","applications":184,"originations":143,"denials":35,"originated_dollars":23315000,"applications_purchase":127,"applications_refinance":30,"applications_cash_out_refinance":27,"originations_purchase":99,"originations_refinance":23,"originations_cash_out_refinance":21,"denials_purchase":23,"denials_refinance":6,"denials_cash_out_refinance":6,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20013","dataset":"mortgage-lending","jurisdiction":"KS","county":"20013","countyName":"Brown County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Brown County, Kansas: in 2024, lenders reported 137 applications for a home purchase or a refinance; 101 became loans ($15.6 million) and 31 were denied, a denial rate of 22.6%. Home purchase: 78 applications, 63 loans. HMDA 2024 data, FFIEC.","value":101,"unit":"home purchase and refinance loans originated, 2024","applications":137,"originations":101,"denials":31,"originated_dollars":15635000,"applications_purchase":78,"applications_refinance":27,"applications_cash_out_refinance":32,"originations_purchase":63,"originations_refinance":19,"originations_cash_out_refinance":19,"denials_purchase":13,"denials_refinance":5,"denials_cash_out_refinance":13,"denial_rate":22.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20015","dataset":"mortgage-lending","jurisdiction":"KS","county":"20015","countyName":"Butler County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Butler County, Kansas: in 2024, lenders reported 1,640 applications for a home purchase or a refinance; 1,330 became loans ($284.8 million) and 259 were denied, a denial rate of 15.8%. Home purchase: 1,071 applications, 918 loans. HMDA 2024 data, FFIEC.","value":1330,"unit":"home purchase and refinance loans originated, 2024","applications":1640,"originations":1330,"denials":259,"originated_dollars":284830000,"applications_purchase":1071,"applications_refinance":299,"applications_cash_out_refinance":270,"originations_purchase":918,"originations_refinance":239,"originations_cash_out_refinance":173,"denials_purchase":115,"denials_refinance":52,"denials_cash_out_refinance":92,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20017","dataset":"mortgage-lending","jurisdiction":"KS","county":"20017","countyName":"Chase County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Chase County, Kansas: in 2024, lenders reported 37 applications for a home purchase or a refinance; 30 became loans ($4.3 million) and 6 were denied, a denial rate of 16.2%. Home purchase: 24 applications, 19 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":37,"originations":30,"denials":6,"originated_dollars":4260000,"applications_purchase":24,"applications_refinance":6,"applications_cash_out_refinance":7,"originations_purchase":19,"originations_refinance":6,"originations_cash_out_refinance":5,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20019","dataset":"mortgage-lending","jurisdiction":"KS","county":"20019","countyName":"Chautauqua County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Chautauqua County, Kansas: in 2024, lenders reported 28 applications for a home purchase or a refinance; 23 became loans ($3.6 million) and 4 were denied, a denial rate of 14.3% (a small count, so the rate moves a lot from year to year). Home purchase: 19 applications, 17 loans. HMDA 2024 data, FFIEC.","value":23,"unit":"home purchase and refinance loans originated, 2024","applications":28,"originations":23,"denials":4,"originated_dollars":3555000,"applications_purchase":19,"applications_refinance":4,"applications_cash_out_refinance":5,"originations_purchase":17,"originations_refinance":4,"originations_cash_out_refinance":2,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20021","dataset":"mortgage-lending","jurisdiction":"KS","county":"20021","countyName":"Cherokee County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Cherokee County, Kansas: in 2024, lenders reported 326 applications for a home purchase or a refinance; 259 became loans ($38.7 million) and 58 were denied, a denial rate of 17.8%. Home purchase: 218 applications, 182 loans. HMDA 2024 data, FFIEC.","value":259,"unit":"home purchase and refinance loans originated, 2024","applications":326,"originations":259,"denials":58,"originated_dollars":38745000,"applications_purchase":218,"applications_refinance":42,"applications_cash_out_refinance":66,"originations_purchase":182,"originations_refinance":33,"originations_cash_out_refinance":44,"denials_purchase":29,"denials_refinance":7,"denials_cash_out_refinance":22,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20023","dataset":"mortgage-lending","jurisdiction":"KS","county":"20023","countyName":"Cheyenne County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Cheyenne County, Kansas: in 2024, lenders reported 20 applications for a home purchase or a refinance; 14 became loans ($1.9 million) and 5 were denied, a denial rate of 25.0% (a small count, so the rate moves a lot from year to year). Home purchase: 13 applications, 10 loans. HMDA 2024 data, FFIEC.","value":14,"unit":"home purchase and refinance loans originated, 2024","applications":20,"originations":14,"denials":5,"originated_dollars":1920000,"applications_purchase":13,"applications_refinance":0,"applications_cash_out_refinance":7,"originations_purchase":10,"originations_refinance":0,"originations_cash_out_refinance":4,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20025","dataset":"mortgage-lending","jurisdiction":"KS","county":"20025","countyName":"Clark County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Clark County, Kansas: in 2024, lenders reported 14 applications for a home purchase or a refinance; 12 became loans ($1.5 million) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 13 applications, 11 loans. HMDA 2024 data, FFIEC.","value":12,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":12,"denials":0,"originated_dollars":1480000,"applications_purchase":13,"applications_refinance":0,"applications_cash_out_refinance":1,"originations_purchase":11,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20027","dataset":"mortgage-lending","jurisdiction":"KS","county":"20027","countyName":"Clay County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Clay County, Kansas: in 2024, lenders reported 100 applications for a home purchase or a refinance; 77 became loans ($13.9 million) and 22 were denied, a denial rate of 22.0%. Home purchase: 65 applications, 56 loans. HMDA 2024 data, FFIEC.","value":77,"unit":"home purchase and refinance loans originated, 2024","applications":100,"originations":77,"denials":22,"originated_dollars":13915000,"applications_purchase":65,"applications_refinance":20,"applications_cash_out_refinance":15,"originations_purchase":56,"originations_refinance":15,"originations_cash_out_refinance":6,"denials_purchase":9,"denials_refinance":5,"denials_cash_out_refinance":8,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20029","dataset":"mortgage-lending","jurisdiction":"KS","county":"20029","countyName":"Cloud County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Cloud County, Kansas: in 2024, lenders reported 124 applications for a home purchase or a refinance; 93 became loans ($11.7 million) and 22 were denied, a denial rate of 17.7%. Home purchase: 93 applications, 73 loans. HMDA 2024 data, FFIEC.","value":93,"unit":"home purchase and refinance loans originated, 2024","applications":124,"originations":93,"denials":22,"originated_dollars":11745000,"applications_purchase":93,"applications_refinance":13,"applications_cash_out_refinance":18,"originations_purchase":73,"originations_refinance":10,"originations_cash_out_refinance":10,"denials_purchase":12,"denials_refinance":2,"denials_cash_out_refinance":8,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20031","dataset":"mortgage-lending","jurisdiction":"KS","county":"20031","countyName":"Coffey County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Coffey County, Kansas: in 2024, lenders reported 131 applications for a home purchase or a refinance; 109 became loans ($18.7 million) and 16 were denied, a denial rate of 12.2%. Home purchase: 87 applications, 72 loans. HMDA 2024 data, FFIEC.","value":109,"unit":"home purchase and refinance loans originated, 2024","applications":131,"originations":109,"denials":16,"originated_dollars":18685000,"applications_purchase":87,"applications_refinance":20,"applications_cash_out_refinance":24,"originations_purchase":72,"originations_refinance":18,"originations_cash_out_refinance":19,"denials_purchase":9,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":12.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20033","dataset":"mortgage-lending","jurisdiction":"KS","county":"20033","countyName":"Comanche County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Comanche County, Kansas: in 2024, lenders reported 11 applications for a home purchase or a refinance; 8 became loans ($740,000) and 3 were denied, a denial rate of 27.3% (a small count, so the rate moves a lot from year to year). Home purchase: 6 applications, 5 loans. HMDA 2024 data, FFIEC.","value":8,"unit":"home purchase and refinance loans originated, 2024","applications":11,"originations":8,"denials":3,"originated_dollars":740000,"applications_purchase":6,"applications_refinance":1,"applications_cash_out_refinance":4,"originations_purchase":5,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":27.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20035","dataset":"mortgage-lending","jurisdiction":"KS","county":"20035","countyName":"Cowley County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Cowley County, Kansas: in 2024, lenders reported 553 applications for a home purchase or a refinance; 426 became loans ($65.1 million) and 103 were denied, a denial rate of 18.6%. Home purchase: 368 applications, 299 loans. HMDA 2024 data, FFIEC.","value":426,"unit":"home purchase and refinance loans originated, 2024","applications":553,"originations":426,"denials":103,"originated_dollars":65090000,"applications_purchase":368,"applications_refinance":84,"applications_cash_out_refinance":101,"originations_purchase":299,"originations_refinance":67,"originations_cash_out_refinance":60,"denials_purchase":52,"denials_refinance":14,"denials_cash_out_refinance":37,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20037","dataset":"mortgage-lending","jurisdiction":"KS","county":"20037","countyName":"Crawford County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Crawford County, Kansas: in 2024, lenders reported 583 applications for a home purchase or a refinance; 497 became loans ($111.2 million) and 72 were denied, a denial rate of 12.3%. Home purchase: 393 applications, 346 loans. HMDA 2024 data, FFIEC.","value":497,"unit":"home purchase and refinance loans originated, 2024","applications":583,"originations":497,"denials":72,"originated_dollars":111195000,"applications_purchase":393,"applications_refinance":122,"applications_cash_out_refinance":68,"originations_purchase":346,"originations_refinance":101,"originations_cash_out_refinance":50,"denials_purchase":40,"denials_refinance":16,"denials_cash_out_refinance":16,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20039","dataset":"mortgage-lending","jurisdiction":"KS","county":"20039","countyName":"Decatur County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Decatur County, Kansas: in 2024, lenders reported 32 applications for a home purchase or a refinance; 21 became loans ($2.7 million) and 8 were denied, a denial rate of 25.0%. Home purchase: 25 applications, 19 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":21,"denials":8,"originated_dollars":2725000,"applications_purchase":25,"applications_refinance":2,"applications_cash_out_refinance":5,"originations_purchase":19,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20041","dataset":"mortgage-lending","jurisdiction":"KS","county":"20041","countyName":"Dickinson County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Dickinson County, Kansas: in 2024, lenders reported 307 applications for a home purchase or a refinance; 248 became loans ($42.3 million) and 46 were denied, a denial rate of 15.0%. Home purchase: 203 applications, 179 loans. HMDA 2024 data, FFIEC.","value":248,"unit":"home purchase and refinance loans originated, 2024","applications":307,"originations":248,"denials":46,"originated_dollars":42340000,"applications_purchase":203,"applications_refinance":60,"applications_cash_out_refinance":44,"originations_purchase":179,"originations_refinance":48,"originations_cash_out_refinance":21,"denials_purchase":18,"denials_refinance":8,"denials_cash_out_refinance":20,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20043","dataset":"mortgage-lending","jurisdiction":"KS","county":"20043","countyName":"Doniphan County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Doniphan County, Kansas: in 2024, lenders reported 154 applications for a home purchase or a refinance; 124 became loans ($15.7 million) and 30 were denied, a denial rate of 19.5%. Home purchase: 96 applications, 73 loans. HMDA 2024 data, FFIEC.","value":124,"unit":"home purchase and refinance loans originated, 2024","applications":154,"originations":124,"denials":30,"originated_dollars":15670000,"applications_purchase":96,"applications_refinance":30,"applications_cash_out_refinance":28,"originations_purchase":73,"originations_refinance":28,"originations_cash_out_refinance":23,"denials_purchase":23,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20045","dataset":"mortgage-lending","jurisdiction":"KS","county":"20045","countyName":"Douglas County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Douglas County, Kansas: in 2024, lenders reported 1,922 applications for a home purchase or a refinance; 1,643 became loans ($510.3 million) and 225 were denied, a denial rate of 11.7%. Home purchase: 1,328 applications, 1,185 loans. HMDA 2024 data, FFIEC.","value":1643,"unit":"home purchase and refinance loans originated, 2024","applications":1922,"originations":1643,"denials":225,"originated_dollars":510295000,"applications_purchase":1328,"applications_refinance":286,"applications_cash_out_refinance":308,"originations_purchase":1185,"originations_refinance":237,"originations_cash_out_refinance":221,"denials_purchase":116,"denials_refinance":36,"denials_cash_out_refinance":73,"denial_rate":11.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20047","dataset":"mortgage-lending","jurisdiction":"KS","county":"20047","countyName":"Edwards County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Edwards County, Kansas: in 2024, lenders reported 40 applications for a home purchase or a refinance; 33 became loans ($4.7 million) and 5 were denied, a denial rate of 12.5%. Home purchase: 35 applications, 28 loans. HMDA 2024 data, FFIEC.","value":33,"unit":"home purchase and refinance loans originated, 2024","applications":40,"originations":33,"denials":5,"originated_dollars":4735000,"applications_purchase":35,"applications_refinance":0,"applications_cash_out_refinance":5,"originations_purchase":28,"originations_refinance":0,"originations_cash_out_refinance":5,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20049","dataset":"mortgage-lending","jurisdiction":"KS","county":"20049","countyName":"Elk County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Elk County, Kansas: in 2024, lenders reported 25 applications for a home purchase or a refinance; 20 became loans ($3.4 million) and 4 were denied, a denial rate of 16.0% (a small count, so the rate moves a lot from year to year). Home purchase: 17 applications, 13 loans. HMDA 2024 data, FFIEC.","value":20,"unit":"home purchase and refinance loans originated, 2024","applications":25,"originations":20,"denials":4,"originated_dollars":3360000,"applications_purchase":17,"applications_refinance":4,"applications_cash_out_refinance":4,"originations_purchase":13,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20051","dataset":"mortgage-lending","jurisdiction":"KS","county":"20051","countyName":"Ellis County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Ellis County, Kansas: in 2024, lenders reported 321 applications for a home purchase or a refinance; 237 became loans ($386.3 million) and 54 were denied, a denial rate of 16.8%. Home purchase: 236 applications, 177 loans. HMDA 2024 data, FFIEC.","value":237,"unit":"home purchase and refinance loans originated, 2024","applications":321,"originations":237,"denials":54,"originated_dollars":386255000,"applications_purchase":236,"applications_refinance":39,"applications_cash_out_refinance":46,"originations_purchase":177,"originations_refinance":33,"originations_cash_out_refinance":27,"denials_purchase":34,"denials_refinance":3,"denials_cash_out_refinance":17,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20053","dataset":"mortgage-lending","jurisdiction":"KS","county":"20053","countyName":"Ellsworth County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Ellsworth County, Kansas: in 2024, lenders reported 36 applications for a home purchase or a refinance; 24 became loans ($3.5 million) and 10 were denied, a denial rate of 27.8%. Home purchase: 26 applications, 20 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":36,"originations":24,"denials":10,"originated_dollars":3490000,"applications_purchase":26,"applications_refinance":2,"applications_cash_out_refinance":8,"originations_purchase":20,"originations_refinance":1,"originations_cash_out_refinance":3,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":27.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20055","dataset":"mortgage-lending","jurisdiction":"KS","county":"20055","countyName":"Finney County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Finney County, Kansas: in 2024, lenders reported 326 applications for a home purchase or a refinance; 223 became loans ($45.3 million) and 96 were denied, a denial rate of 29.4%. Home purchase: 221 applications, 167 loans. HMDA 2024 data, FFIEC.","value":223,"unit":"home purchase and refinance loans originated, 2024","applications":326,"originations":223,"denials":96,"originated_dollars":45285000,"applications_purchase":221,"applications_refinance":33,"applications_cash_out_refinance":72,"originations_purchase":167,"originations_refinance":18,"originations_cash_out_refinance":38,"denials_purchase":52,"denials_refinance":13,"denials_cash_out_refinance":31,"denial_rate":29.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20057","dataset":"mortgage-lending","jurisdiction":"KS","county":"20057","countyName":"Ford County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Ford County, Kansas: in 2024, lenders reported 328 applications for a home purchase or a refinance; 270 became loans ($62.0 million) and 52 were denied, a denial rate of 15.9%. Home purchase: 254 applications, 221 loans. HMDA 2024 data, FFIEC.","value":270,"unit":"home purchase and refinance loans originated, 2024","applications":328,"originations":270,"denials":52,"originated_dollars":61960000,"applications_purchase":254,"applications_refinance":29,"applications_cash_out_refinance":45,"originations_purchase":221,"originations_refinance":21,"originations_cash_out_refinance":28,"denials_purchase":28,"denials_refinance":8,"denials_cash_out_refinance":16,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20059","dataset":"mortgage-lending","jurisdiction":"KS","county":"20059","countyName":"Franklin County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Franklin County, Kansas: in 2024, lenders reported 621 applications for a home purchase or a refinance; 510 became loans ($110.7 million) and 89 were denied, a denial rate of 14.3%. Home purchase: 408 applications, 366 loans. HMDA 2024 data, FFIEC.","value":510,"unit":"home purchase and refinance loans originated, 2024","applications":621,"originations":510,"denials":89,"originated_dollars":110650000,"applications_purchase":408,"applications_refinance":71,"applications_cash_out_refinance":142,"originations_purchase":366,"originations_refinance":51,"originations_cash_out_refinance":93,"denials_purchase":28,"denials_refinance":17,"denials_cash_out_refinance":44,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20061","dataset":"mortgage-lending","jurisdiction":"KS","county":"20061","countyName":"Geary County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Geary County, Kansas: in 2024, lenders reported 887 applications for a home purchase or a refinance; 730 became loans ($148.8 million) and 131 were denied, a denial rate of 14.8%. Home purchase: 621 applications, 554 loans. HMDA 2024 data, FFIEC.","value":730,"unit":"home purchase and refinance loans originated, 2024","applications":887,"originations":730,"denials":131,"originated_dollars":148840000,"applications_purchase":621,"applications_refinance":143,"applications_cash_out_refinance":123,"originations_purchase":554,"originations_refinance":116,"originations_cash_out_refinance":60,"denials_purchase":58,"denials_refinance":15,"denials_cash_out_refinance":58,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20063","dataset":"mortgage-lending","jurisdiction":"KS","county":"20063","countyName":"Gove County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Gove County, Kansas: in 2024, lenders reported 41 applications for a home purchase or a refinance; 26 became loans ($4.7 million) and 14 were denied, a denial rate of 34.1%. Home purchase: 33 applications, 19 loans. HMDA 2024 data, FFIEC.","value":26,"unit":"home purchase and refinance loans originated, 2024","applications":41,"originations":26,"denials":14,"originated_dollars":4720000,"applications_purchase":33,"applications_refinance":5,"applications_cash_out_refinance":3,"originations_purchase":19,"originations_refinance":5,"originations_cash_out_refinance":2,"denials_purchase":13,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":34.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20065","dataset":"mortgage-lending","jurisdiction":"KS","county":"20065","countyName":"Graham County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Graham County, Kansas: in 2024, lenders reported 10 applications for a home purchase or a refinance; 6 became loans ($620,000) and 2 were denied, a denial rate of 20.0% (a small count, so the rate moves a lot from year to year). Home purchase: 6 applications, 3 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":10,"originations":6,"denials":2,"originated_dollars":620000,"applications_purchase":6,"applications_refinance":3,"applications_cash_out_refinance":1,"originations_purchase":3,"originations_refinance":3,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20067","dataset":"mortgage-lending","jurisdiction":"KS","county":"20067","countyName":"Grant County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Grant County, Kansas: in 2024, lenders reported 74 applications for a home purchase or a refinance; 53 became loans ($7.8 million) and 19 were denied, a denial rate of 25.7%. Home purchase: 47 applications, 33 loans. HMDA 2024 data, FFIEC.","value":53,"unit":"home purchase and refinance loans originated, 2024","applications":74,"originations":53,"denials":19,"originated_dollars":7765000,"applications_purchase":47,"applications_refinance":6,"applications_cash_out_refinance":21,"originations_purchase":33,"originations_refinance":4,"originations_cash_out_refinance":16,"denials_purchase":12,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":25.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20069","dataset":"mortgage-lending","jurisdiction":"KS","county":"20069","countyName":"Gray County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Gray County, Kansas: in 2024, lenders reported 62 applications for a home purchase or a refinance; 49 became loans ($9.7 million) and 12 were denied, a denial rate of 19.4%. Home purchase: 46 applications, 37 loans. HMDA 2024 data, FFIEC.","value":49,"unit":"home purchase and refinance loans originated, 2024","applications":62,"originations":49,"denials":12,"originated_dollars":9655000,"applications_purchase":46,"applications_refinance":7,"applications_cash_out_refinance":9,"originations_purchase":37,"originations_refinance":6,"originations_cash_out_refinance":6,"denials_purchase":8,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20071","dataset":"mortgage-lending","jurisdiction":"KS","county":"20071","countyName":"Greeley County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Greeley County, Kansas: in 2024, lenders reported 8 applications for a home purchase or a refinance; 6 became loans ($940,000) and 2 were denied, a denial rate of 25.0% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 6 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":8,"originations":6,"denials":2,"originated_dollars":940000,"applications_purchase":7,"applications_refinance":1,"applications_cash_out_refinance":0,"originations_purchase":6,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20073","dataset":"mortgage-lending","jurisdiction":"KS","county":"20073","countyName":"Greenwood County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Greenwood County, Kansas: in 2024, lenders reported 79 applications for a home purchase or a refinance; 63 became loans ($5.9 million) and 12 were denied, a denial rate of 15.2%. Home purchase: 40 applications, 35 loans. HMDA 2024 data, FFIEC.","value":63,"unit":"home purchase and refinance loans originated, 2024","applications":79,"originations":63,"denials":12,"originated_dollars":5925000,"applications_purchase":40,"applications_refinance":27,"applications_cash_out_refinance":12,"originations_purchase":35,"originations_refinance":20,"originations_cash_out_refinance":8,"denials_purchase":4,"denials_refinance":5,"denials_cash_out_refinance":3,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20075","dataset":"mortgage-lending","jurisdiction":"KS","county":"20075","countyName":"Hamilton County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Hamilton County, Kansas: in 2024, lenders reported 11 applications for a home purchase or a refinance; 7 became loans ($1.2 million) and 4 were denied, a denial rate of 36.4% (a small count, so the rate moves a lot from year to year). Home purchase: 6 applications, 5 loans. HMDA 2024 data, FFIEC.","value":7,"unit":"home purchase and refinance loans originated, 2024","applications":11,"originations":7,"denials":4,"originated_dollars":1235000,"applications_purchase":6,"applications_refinance":0,"applications_cash_out_refinance":5,"originations_purchase":5,"originations_refinance":0,"originations_cash_out_refinance":2,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":36.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20077","dataset":"mortgage-lending","jurisdiction":"KS","county":"20077","countyName":"Harper County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Harper County, Kansas: in 2024, lenders reported 87 applications for a home purchase or a refinance; 61 became loans ($8.8 million) and 21 were denied, a denial rate of 24.1%. Home purchase: 55 applications, 40 loans. HMDA 2024 data, FFIEC.","value":61,"unit":"home purchase and refinance loans originated, 2024","applications":87,"originations":61,"denials":21,"originated_dollars":8795000,"applications_purchase":55,"applications_refinance":16,"applications_cash_out_refinance":16,"originations_purchase":40,"originations_refinance":8,"originations_cash_out_refinance":13,"denials_purchase":12,"denials_refinance":7,"denials_cash_out_refinance":2,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20079","dataset":"mortgage-lending","jurisdiction":"KS","county":"20079","countyName":"Harvey County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Harvey County, Kansas: in 2024, lenders reported 699 applications for a home purchase or a refinance; 561 became loans ($97.9 million) and 96 were denied, a denial rate of 13.7%. Home purchase: 465 applications, 414 loans. HMDA 2024 data, FFIEC.","value":561,"unit":"home purchase and refinance loans originated, 2024","applications":699,"originations":561,"denials":96,"originated_dollars":97905000,"applications_purchase":465,"applications_refinance":111,"applications_cash_out_refinance":123,"originations_purchase":414,"originations_refinance":80,"originations_cash_out_refinance":67,"denials_purchase":34,"denials_refinance":17,"denials_cash_out_refinance":45,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20081","dataset":"mortgage-lending","jurisdiction":"KS","county":"20081","countyName":"Haskell County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Haskell County, Kansas: in 2024, lenders reported 27 applications for a home purchase or a refinance; 21 became loans ($3.3 million) and 3 were denied, a denial rate of 11.1% (a small count, so the rate moves a lot from year to year). Home purchase: 21 applications, 15 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":27,"originations":21,"denials":3,"originated_dollars":3265000,"applications_purchase":21,"applications_refinance":1,"applications_cash_out_refinance":5,"originations_purchase":15,"originations_refinance":1,"originations_cash_out_refinance":5,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20083","dataset":"mortgage-lending","jurisdiction":"KS","county":"20083","countyName":"Hodgeman County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Hodgeman County, Kansas: in 2024, lenders reported 15 applications for a home purchase or a refinance; 11 became loans ($1.8 million) and 3 were denied, a denial rate of 20.0% (a small count, so the rate moves a lot from year to year). Home purchase: 10 applications, 9 loans. HMDA 2024 data, FFIEC.","value":11,"unit":"home purchase and refinance loans originated, 2024","applications":15,"originations":11,"denials":3,"originated_dollars":1765000,"applications_purchase":10,"applications_refinance":1,"applications_cash_out_refinance":4,"originations_purchase":9,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20085","dataset":"mortgage-lending","jurisdiction":"KS","county":"20085","countyName":"Jackson County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Jackson County, Kansas: in 2024, lenders reported 247 applications for a home purchase or a refinance; 192 became loans ($36.5 million) and 40 were denied, a denial rate of 16.2%. Home purchase: 145 applications, 118 loans. HMDA 2024 data, FFIEC.","value":192,"unit":"home purchase and refinance loans originated, 2024","applications":247,"originations":192,"denials":40,"originated_dollars":36550000,"applications_purchase":145,"applications_refinance":52,"applications_cash_out_refinance":50,"originations_purchase":118,"originations_refinance":43,"originations_cash_out_refinance":31,"denials_purchase":18,"denials_refinance":5,"denials_cash_out_refinance":17,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20087","dataset":"mortgage-lending","jurisdiction":"KS","county":"20087","countyName":"Jefferson County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Jefferson County, Kansas: in 2024, lenders reported 470 applications for a home purchase or a refinance; 384 became loans ($81.4 million) and 62 were denied, a denial rate of 13.2%. Home purchase: 270 applications, 225 loans. HMDA 2024 data, FFIEC.","value":384,"unit":"home purchase and refinance loans originated, 2024","applications":470,"originations":384,"denials":62,"originated_dollars":81360000,"applications_purchase":270,"applications_refinance":93,"applications_cash_out_refinance":107,"originations_purchase":225,"originations_refinance":82,"originations_cash_out_refinance":77,"denials_purchase":30,"denials_refinance":8,"denials_cash_out_refinance":24,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20089","dataset":"mortgage-lending","jurisdiction":"KS","county":"20089","countyName":"Jewell County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Jewell County, Kansas: in 2024, lenders reported 12 applications for a home purchase or a refinance; 9 became loans ($1.1 million) and 3 were denied, a denial rate of 25.0% (a small count, so the rate moves a lot from year to year). Home purchase: 10 applications, 7 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":12,"originations":9,"denials":3,"originated_dollars":1145000,"applications_purchase":10,"applications_refinance":2,"applications_cash_out_refinance":0,"originations_purchase":7,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20091","dataset":"mortgage-lending","jurisdiction":"KS","county":"20091","countyName":"Johnson County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Johnson County, Kansas: in 2024, lenders reported 12,179 applications for a home purchase or a refinance; 10,608 became loans ($4.4 billion) and 1,319 were denied, a denial rate of 10.8%. Home purchase: 8,008 applications, 7,494 loans. HMDA 2024 data, FFIEC.","value":10608,"unit":"home purchase and refinance loans originated, 2024","applications":12179,"originations":10608,"denials":1319,"originated_dollars":4400110000,"applications_purchase":8008,"applications_refinance":2245,"applications_cash_out_refinance":1926,"originations_purchase":7494,"originations_refinance":1726,"originations_cash_out_refinance":1388,"denials_purchase":399,"denials_refinance":421,"denials_cash_out_refinance":499,"denial_rate":10.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20093","dataset":"mortgage-lending","jurisdiction":"KS","county":"20093","countyName":"Kearny County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Kearny County, Kansas: in 2024, lenders reported 28 applications for a home purchase or a refinance; 22 became loans ($3.8 million) and 6 were denied, a denial rate of 21.4% (a small count, so the rate moves a lot from year to year). Home purchase: 21 applications, 15 loans. HMDA 2024 data, FFIEC.","value":22,"unit":"home purchase and refinance loans originated, 2024","applications":28,"originations":22,"denials":6,"originated_dollars":3830000,"applications_purchase":21,"applications_refinance":2,"applications_cash_out_refinance":5,"originations_purchase":15,"originations_refinance":2,"originations_cash_out_refinance":5,"denials_purchase":6,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20095","dataset":"mortgage-lending","jurisdiction":"KS","county":"20095","countyName":"Kingman County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Kingman County, Kansas: in 2024, lenders reported 123 applications for a home purchase or a refinance; 92 became loans ($15.9 million) and 24 were denied, a denial rate of 19.5%. Home purchase: 73 applications, 58 loans. HMDA 2024 data, FFIEC.","value":92,"unit":"home purchase and refinance loans originated, 2024","applications":123,"originations":92,"denials":24,"originated_dollars":15860000,"applications_purchase":73,"applications_refinance":24,"applications_cash_out_refinance":26,"originations_purchase":58,"originations_refinance":18,"originations_cash_out_refinance":16,"denials_purchase":11,"denials_refinance":4,"denials_cash_out_refinance":9,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20097","dataset":"mortgage-lending","jurisdiction":"KS","county":"20097","countyName":"Kiowa County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Kiowa County, Kansas: in 2024, lenders reported 15 applications for a home purchase or a refinance; 14 became loans ($1.6 million) and 1 were denied, a denial rate of 6.7% (a small count, so the rate moves a lot from year to year). Home purchase: 10 applications, 10 loans. HMDA 2024 data, FFIEC.","value":14,"unit":"home purchase and refinance loans originated, 2024","applications":15,"originations":14,"denials":1,"originated_dollars":1630000,"applications_purchase":10,"applications_refinance":4,"applications_cash_out_refinance":1,"originations_purchase":10,"originations_refinance":4,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":6.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20099","dataset":"mortgage-lending","jurisdiction":"KS","county":"20099","countyName":"Labette County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Labette County, Kansas: in 2024, lenders reported 302 applications for a home purchase or a refinance; 224 became loans ($25.5 million) and 70 were denied, a denial rate of 23.2%. Home purchase: 221 applications, 171 loans. HMDA 2024 data, FFIEC.","value":224,"unit":"home purchase and refinance loans originated, 2024","applications":302,"originations":224,"denials":70,"originated_dollars":25460000,"applications_purchase":221,"applications_refinance":43,"applications_cash_out_refinance":38,"originations_purchase":171,"originations_refinance":34,"originations_cash_out_refinance":19,"denials_purchase":44,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20101","dataset":"mortgage-lending","jurisdiction":"KS","county":"20101","countyName":"Lane County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Lane County, Kansas: in 2024, lenders reported 14 applications for a home purchase or a refinance; 9 became loans ($945,000) and 4 were denied, a denial rate of 28.6% (a small count, so the rate moves a lot from year to year). Home purchase: 12 applications, 8 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":9,"denials":4,"originated_dollars":945000,"applications_purchase":12,"applications_refinance":0,"applications_cash_out_refinance":2,"originations_purchase":8,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20103","dataset":"mortgage-lending","jurisdiction":"KS","county":"20103","countyName":"Leavenworth County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Leavenworth County, Kansas: in 2024, lenders reported 1,902 applications for a home purchase or a refinance; 1,586 became loans ($441.2 million) and 239 were denied, a denial rate of 12.6%. Home purchase: 1,199 applications, 1,075 loans. HMDA 2024 data, FFIEC.","value":1586,"unit":"home purchase and refinance loans originated, 2024","applications":1902,"originations":1586,"denials":239,"originated_dollars":441240000,"applications_purchase":1199,"applications_refinance":333,"applications_cash_out_refinance":370,"originations_purchase":1075,"originations_refinance":262,"originations_cash_out_refinance":249,"denials_purchase":85,"denials_refinance":41,"denials_cash_out_refinance":113,"denial_rate":12.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20105","dataset":"mortgage-lending","jurisdiction":"KS","county":"20105","countyName":"Lincoln County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Lincoln County, Kansas: in 2024, lenders reported 22 applications for a home purchase or a refinance; 16 became loans ($2.6 million) and 4 were denied, a denial rate of 18.2% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 9 loans. HMDA 2024 data, FFIEC.","value":16,"unit":"home purchase and refinance loans originated, 2024","applications":22,"originations":16,"denials":4,"originated_dollars":2620000,"applications_purchase":14,"applications_refinance":2,"applications_cash_out_refinance":6,"originations_purchase":9,"originations_refinance":2,"originations_cash_out_refinance":5,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20107","dataset":"mortgage-lending","jurisdiction":"KS","county":"20107","countyName":"Linn County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Linn County, Kansas: in 2024, lenders reported 211 applications for a home purchase or a refinance; 163 became loans ($32.8 million) and 37 were denied, a denial rate of 17.5%. Home purchase: 124 applications, 109 loans. HMDA 2024 data, FFIEC.","value":163,"unit":"home purchase and refinance loans originated, 2024","applications":211,"originations":163,"denials":37,"originated_dollars":32835000,"applications_purchase":124,"applications_refinance":27,"applications_cash_out_refinance":60,"originations_purchase":109,"originations_refinance":20,"originations_cash_out_refinance":34,"denials_purchase":11,"denials_refinance":6,"denials_cash_out_refinance":20,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20109","dataset":"mortgage-lending","jurisdiction":"KS","county":"20109","countyName":"Logan County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Logan County, Kansas: in 2024, lenders reported 52 applications for a home purchase or a refinance; 33 became loans ($4.0 million) and 13 were denied, a denial rate of 25.0%. Home purchase: 38 applications, 25 loans. HMDA 2024 data, FFIEC.","value":33,"unit":"home purchase and refinance loans originated, 2024","applications":52,"originations":33,"denials":13,"originated_dollars":4015000,"applications_purchase":38,"applications_refinance":5,"applications_cash_out_refinance":9,"originations_purchase":25,"originations_refinance":4,"originations_cash_out_refinance":4,"denials_purchase":7,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20111","dataset":"mortgage-lending","jurisdiction":"KS","county":"20111","countyName":"Lyon County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Lyon County, Kansas: in 2024, lenders reported 393 applications for a home purchase or a refinance; 323 became loans ($50.0 million) and 65 were denied, a denial rate of 16.5%. Home purchase: 257 applications, 228 loans. HMDA 2024 data, FFIEC.","value":323,"unit":"home purchase and refinance loans originated, 2024","applications":393,"originations":323,"denials":65,"originated_dollars":50015000,"applications_purchase":257,"applications_refinance":68,"applications_cash_out_refinance":68,"originations_purchase":228,"originations_refinance":59,"originations_cash_out_refinance":36,"denials_purchase":26,"denials_refinance":9,"denials_cash_out_refinance":30,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20113","dataset":"mortgage-lending","jurisdiction":"KS","county":"20113","countyName":"McPherson County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"McPherson County, Kansas: in 2024, lenders reported 523 applications for a home purchase or a refinance; 455 became loans ($86.7 million) and 63 were denied, a denial rate of 12.0%. Home purchase: 368 applications, 344 loans. HMDA 2024 data, FFIEC.","value":455,"unit":"home purchase and refinance loans originated, 2024","applications":523,"originations":455,"denials":63,"originated_dollars":86725000,"applications_purchase":368,"applications_refinance":88,"applications_cash_out_refinance":67,"originations_purchase":344,"originations_refinance":75,"originations_cash_out_refinance":36,"denials_purchase":22,"denials_refinance":11,"denials_cash_out_refinance":30,"denial_rate":12,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20115","dataset":"mortgage-lending","jurisdiction":"KS","county":"20115","countyName":"Marion County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Marion County, Kansas: in 2024, lenders reported 168 applications for a home purchase or a refinance; 119 became loans ($18.7 million) and 39 were denied, a denial rate of 23.2%. Home purchase: 121 applications, 98 loans. HMDA 2024 data, FFIEC.","value":119,"unit":"home purchase and refinance loans originated, 2024","applications":168,"originations":119,"denials":39,"originated_dollars":18705000,"applications_purchase":121,"applications_refinance":21,"applications_cash_out_refinance":26,"originations_purchase":98,"originations_refinance":11,"originations_cash_out_refinance":10,"denials_purchase":17,"denials_refinance":7,"denials_cash_out_refinance":15,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20117","dataset":"mortgage-lending","jurisdiction":"KS","county":"20117","countyName":"Marshall County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Marshall County, Kansas: in 2024, lenders reported 94 applications for a home purchase or a refinance; 79 became loans ($12.3 million) and 15 were denied, a denial rate of 16.0%. Home purchase: 70 applications, 61 loans. HMDA 2024 data, FFIEC.","value":79,"unit":"home purchase and refinance loans originated, 2024","applications":94,"originations":79,"denials":15,"originated_dollars":12305000,"applications_purchase":70,"applications_refinance":9,"applications_cash_out_refinance":15,"originations_purchase":61,"originations_refinance":9,"originations_cash_out_refinance":9,"denials_purchase":9,"denials_refinance":0,"denials_cash_out_refinance":6,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20119","dataset":"mortgage-lending","jurisdiction":"KS","county":"20119","countyName":"Meade County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Meade County, Kansas: in 2024, lenders reported 45 applications for a home purchase or a refinance; 34 became loans ($4.7 million) and 10 were denied, a denial rate of 22.2%. Home purchase: 31 applications, 25 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":45,"originations":34,"denials":10,"originated_dollars":4730000,"applications_purchase":31,"applications_refinance":7,"applications_cash_out_refinance":7,"originations_purchase":25,"originations_refinance":5,"originations_cash_out_refinance":4,"denials_purchase":6,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20121","dataset":"mortgage-lending","jurisdiction":"KS","county":"20121","countyName":"Miami County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Miami County, Kansas: in 2024, lenders reported 906 applications for a home purchase or a refinance; 749 became loans ($217.9 million) and 129 were denied, a denial rate of 14.2%. Home purchase: 602 applications, 532 loans. HMDA 2024 data, FFIEC.","value":749,"unit":"home purchase and refinance loans originated, 2024","applications":906,"originations":749,"denials":129,"originated_dollars":217915000,"applications_purchase":602,"applications_refinance":129,"applications_cash_out_refinance":175,"originations_purchase":532,"originations_refinance":107,"originations_cash_out_refinance":110,"denials_purchase":58,"denials_refinance":14,"denials_cash_out_refinance":57,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20123","dataset":"mortgage-lending","jurisdiction":"KS","county":"20123","countyName":"Mitchell County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Mitchell County, Kansas: in 2024, lenders reported 38 applications for a home purchase or a refinance; 34 became loans ($5.1 million) and 4 were denied, a denial rate of 10.5%. Home purchase: 29 applications, 27 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":38,"originations":34,"denials":4,"originated_dollars":5130000,"applications_purchase":29,"applications_refinance":3,"applications_cash_out_refinance":6,"originations_purchase":27,"originations_refinance":1,"originations_cash_out_refinance":6,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":0,"denial_rate":10.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20125","dataset":"mortgage-lending","jurisdiction":"KS","county":"20125","countyName":"Montgomery County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Montgomery County, Kansas: in 2024, lenders reported 533 applications for a home purchase or a refinance; 417 became loans ($52.3 million) and 95 were denied, a denial rate of 17.8%. Home purchase: 388 applications, 318 loans. HMDA 2024 data, FFIEC.","value":417,"unit":"home purchase and refinance loans originated, 2024","applications":533,"originations":417,"denials":95,"originated_dollars":52335000,"applications_purchase":388,"applications_refinance":66,"applications_cash_out_refinance":79,"originations_purchase":318,"originations_refinance":52,"originations_cash_out_refinance":47,"denials_purchase":56,"denials_refinance":10,"denials_cash_out_refinance":29,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20127","dataset":"mortgage-lending","jurisdiction":"KS","county":"20127","countyName":"Morris County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Morris County, Kansas: in 2024, lenders reported 93 applications for a home purchase or a refinance; 76 became loans ($12.7 million) and 14 were denied, a denial rate of 15.1%. Home purchase: 60 applications, 51 loans. HMDA 2024 data, FFIEC.","value":76,"unit":"home purchase and refinance loans originated, 2024","applications":93,"originations":76,"denials":14,"originated_dollars":12730000,"applications_purchase":60,"applications_refinance":24,"applications_cash_out_refinance":9,"originations_purchase":51,"originations_refinance":20,"originations_cash_out_refinance":5,"denials_purchase":7,"denials_refinance":3,"denials_cash_out_refinance":4,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20129","dataset":"mortgage-lending","jurisdiction":"KS","county":"20129","countyName":"Morton County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Morton County, Kansas: in 2024, lenders reported 26 applications for a home purchase or a refinance; 21 became loans ($2.5 million) and 5 were denied, a denial rate of 19.2% (a small count, so the rate moves a lot from year to year). Home purchase: 23 applications, 20 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":26,"originations":21,"denials":5,"originated_dollars":2455000,"applications_purchase":23,"applications_refinance":1,"applications_cash_out_refinance":2,"originations_purchase":20,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20131","dataset":"mortgage-lending","jurisdiction":"KS","county":"20131","countyName":"Nemaha County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Nemaha County, Kansas: in 2024, lenders reported 158 applications for a home purchase or a refinance; 132 became loans ($23.2 million) and 23 were denied, a denial rate of 14.6%. Home purchase: 113 applications, 102 loans. HMDA 2024 data, FFIEC.","value":132,"unit":"home purchase and refinance loans originated, 2024","applications":158,"originations":132,"denials":23,"originated_dollars":23230000,"applications_purchase":113,"applications_refinance":22,"applications_cash_out_refinance":23,"originations_purchase":102,"originations_refinance":18,"originations_cash_out_refinance":12,"denials_purchase":10,"denials_refinance":3,"denials_cash_out_refinance":10,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20133","dataset":"mortgage-lending","jurisdiction":"KS","county":"20133","countyName":"Neosho County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Neosho County, Kansas: in 2024, lenders reported 204 applications for a home purchase or a refinance; 163 became loans ($24.0 million) and 33 were denied, a denial rate of 16.2%. Home purchase: 135 applications, 112 loans. HMDA 2024 data, FFIEC.","value":163,"unit":"home purchase and refinance loans originated, 2024","applications":204,"originations":163,"denials":33,"originated_dollars":23955000,"applications_purchase":135,"applications_refinance":45,"applications_cash_out_refinance":24,"originations_purchase":112,"originations_refinance":38,"originations_cash_out_refinance":13,"denials_purchase":17,"denials_refinance":5,"denials_cash_out_refinance":11,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20135","dataset":"mortgage-lending","jurisdiction":"KS","county":"20135","countyName":"Ness County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Ness County, Kansas: in 2024, lenders reported 29 applications for a home purchase or a refinance; 24 became loans ($2.4 million) and 5 were denied, a denial rate of 17.2% (a small count, so the rate moves a lot from year to year). Home purchase: 20 applications, 16 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":29,"originations":24,"denials":5,"originated_dollars":2400000,"applications_purchase":20,"applications_refinance":6,"applications_cash_out_refinance":3,"originations_purchase":16,"originations_refinance":5,"originations_cash_out_refinance":3,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20137","dataset":"mortgage-lending","jurisdiction":"KS","county":"20137","countyName":"Norton County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Norton County, Kansas: in 2024, lenders reported 38 applications for a home purchase or a refinance; 25 became loans ($4.2 million) and 9 were denied, a denial rate of 23.7%. Home purchase: 28 applications, 22 loans. HMDA 2024 data, FFIEC.","value":25,"unit":"home purchase and refinance loans originated, 2024","applications":38,"originations":25,"denials":9,"originated_dollars":4165000,"applications_purchase":28,"applications_refinance":1,"applications_cash_out_refinance":9,"originations_purchase":22,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":7,"denial_rate":23.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20139","dataset":"mortgage-lending","jurisdiction":"KS","county":"20139","countyName":"Osage County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Osage County, Kansas: in 2024, lenders reported 331 applications for a home purchase or a refinance; 269 became loans ($45.1 million) and 53 were denied, a denial rate of 16.0%. Home purchase: 201 applications, 174 loans. HMDA 2024 data, FFIEC.","value":269,"unit":"home purchase and refinance loans originated, 2024","applications":331,"originations":269,"denials":53,"originated_dollars":45075000,"applications_purchase":201,"applications_refinance":47,"applications_cash_out_refinance":83,"originations_purchase":174,"originations_refinance":39,"originations_cash_out_refinance":56,"denials_purchase":23,"denials_refinance":5,"denials_cash_out_refinance":25,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20141","dataset":"mortgage-lending","jurisdiction":"KS","county":"20141","countyName":"Osborne County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Osborne County, Kansas: in 2024, lenders reported 24 applications for a home purchase or a refinance; 18 became loans ($1.7 million) and 5 were denied, a denial rate of 20.8% (a small count, so the rate moves a lot from year to year). Home purchase: 13 applications, 10 loans. HMDA 2024 data, FFIEC.","value":18,"unit":"home purchase and refinance loans originated, 2024","applications":24,"originations":18,"denials":5,"originated_dollars":1730000,"applications_purchase":13,"applications_refinance":7,"applications_cash_out_refinance":4,"originations_purchase":10,"originations_refinance":6,"originations_cash_out_refinance":2,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20143","dataset":"mortgage-lending","jurisdiction":"KS","county":"20143","countyName":"Ottawa County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Ottawa County, Kansas: in 2024, lenders reported 83 applications for a home purchase or a refinance; 63 became loans ($10.0 million) and 13 were denied, a denial rate of 15.7%. Home purchase: 49 applications, 42 loans. HMDA 2024 data, FFIEC.","value":63,"unit":"home purchase and refinance loans originated, 2024","applications":83,"originations":63,"denials":13,"originated_dollars":9985000,"applications_purchase":49,"applications_refinance":14,"applications_cash_out_refinance":20,"originations_purchase":42,"originations_refinance":11,"originations_cash_out_refinance":10,"denials_purchase":2,"denials_refinance":3,"denials_cash_out_refinance":8,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20145","dataset":"mortgage-lending","jurisdiction":"KS","county":"20145","countyName":"Pawnee County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Pawnee County, Kansas: in 2024, lenders reported 100 applications for a home purchase or a refinance; 86 became loans ($9.4 million) and 13 were denied, a denial rate of 13.0%. Home purchase: 68 applications, 59 loans. HMDA 2024 data, FFIEC.","value":86,"unit":"home purchase and refinance loans originated, 2024","applications":100,"originations":86,"denials":13,"originated_dollars":9400000,"applications_purchase":68,"applications_refinance":14,"applications_cash_out_refinance":18,"originations_purchase":59,"originations_refinance":14,"originations_cash_out_refinance":13,"denials_purchase":8,"denials_refinance":0,"denials_cash_out_refinance":5,"denial_rate":13,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20147","dataset":"mortgage-lending","jurisdiction":"KS","county":"20147","countyName":"Phillips County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Phillips County, Kansas: in 2024, lenders reported 47 applications for a home purchase or a refinance; 24 became loans ($2.5 million) and 16 were denied, a denial rate of 34.0%. Home purchase: 38 applications, 22 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":47,"originations":24,"denials":16,"originated_dollars":2550000,"applications_purchase":38,"applications_refinance":3,"applications_cash_out_refinance":6,"originations_purchase":22,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":10,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":34,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20149","dataset":"mortgage-lending","jurisdiction":"KS","county":"20149","countyName":"Pottawatomie County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Pottawatomie County, Kansas: in 2024, lenders reported 584 applications for a home purchase or a refinance; 499 became loans ($124.6 million) and 66 were denied, a denial rate of 11.3%. Home purchase: 365 applications, 327 loans. HMDA 2024 data, FFIEC.","value":499,"unit":"home purchase and refinance loans originated, 2024","applications":584,"originations":499,"denials":66,"originated_dollars":124625000,"applications_purchase":365,"applications_refinance":134,"applications_cash_out_refinance":85,"originations_purchase":327,"originations_refinance":117,"originations_cash_out_refinance":55,"denials_purchase":27,"denials_refinance":11,"denials_cash_out_refinance":28,"denial_rate":11.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20151","dataset":"mortgage-lending","jurisdiction":"KS","county":"20151","countyName":"Pratt County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Pratt County, Kansas: in 2024, lenders reported 146 applications for a home purchase or a refinance; 105 became loans ($15.5 million) and 36 were denied, a denial rate of 24.7%. Home purchase: 99 applications, 80 loans. HMDA 2024 data, FFIEC.","value":105,"unit":"home purchase and refinance loans originated, 2024","applications":146,"originations":105,"denials":36,"originated_dollars":15485000,"applications_purchase":99,"applications_refinance":23,"applications_cash_out_refinance":24,"originations_purchase":80,"originations_refinance":10,"originations_cash_out_refinance":15,"denials_purchase":15,"denials_refinance":12,"denials_cash_out_refinance":9,"denial_rate":24.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20153","dataset":"mortgage-lending","jurisdiction":"KS","county":"20153","countyName":"Rawlins County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Rawlins County, Kansas: in 2024, lenders reported 14 applications for a home purchase or a refinance; 9 became loans ($1.1 million) and 5 were denied, a denial rate of 35.7% (a small count, so the rate moves a lot from year to year). Home purchase: 11 applications, 7 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":9,"denials":5,"originated_dollars":1105000,"applications_purchase":11,"applications_refinance":2,"applications_cash_out_refinance":1,"originations_purchase":7,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":35.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20155","dataset":"mortgage-lending","jurisdiction":"KS","county":"20155","countyName":"Reno County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Reno County, Kansas: in 2024, lenders reported 1,100 applications for a home purchase or a refinance; 886 became loans ($135.5 million) and 154 were denied, a denial rate of 14.0%. Home purchase: 731 applications, 627 loans. HMDA 2024 data, FFIEC.","value":886,"unit":"home purchase and refinance loans originated, 2024","applications":1100,"originations":886,"denials":154,"originated_dollars":135540000,"applications_purchase":731,"applications_refinance":207,"applications_cash_out_refinance":162,"originations_purchase":627,"originations_refinance":161,"originations_cash_out_refinance":98,"denials_purchase":63,"denials_refinance":34,"denials_cash_out_refinance":57,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20157","dataset":"mortgage-lending","jurisdiction":"KS","county":"20157","countyName":"Republic County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Republic County, Kansas: in 2024, lenders reported 40 applications for a home purchase or a refinance; 29 became loans ($3.0 million) and 10 were denied, a denial rate of 25.0%. Home purchase: 33 applications, 25 loans. HMDA 2024 data, FFIEC.","value":29,"unit":"home purchase and refinance loans originated, 2024","applications":40,"originations":29,"denials":10,"originated_dollars":3005000,"applications_purchase":33,"applications_refinance":1,"applications_cash_out_refinance":6,"originations_purchase":25,"originations_refinance":1,"originations_cash_out_refinance":3,"denials_purchase":7,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20159","dataset":"mortgage-lending","jurisdiction":"KS","county":"20159","countyName":"Rice County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Rice County, Kansas: in 2024, lenders reported 96 applications for a home purchase or a refinance; 77 became loans ($11.6 million) and 17 were denied, a denial rate of 17.7%. Home purchase: 62 applications, 53 loans. HMDA 2024 data, FFIEC.","value":77,"unit":"home purchase and refinance loans originated, 2024","applications":96,"originations":77,"denials":17,"originated_dollars":11575000,"applications_purchase":62,"applications_refinance":21,"applications_cash_out_refinance":13,"originations_purchase":53,"originations_refinance":17,"originations_cash_out_refinance":7,"denials_purchase":7,"denials_refinance":4,"denials_cash_out_refinance":6,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20161","dataset":"mortgage-lending","jurisdiction":"KS","county":"20161","countyName":"Riley County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Riley County, Kansas: in 2024, lenders reported 1,334 applications for a home purchase or a refinance; 1,084 became loans ($267.6 million) and 200 were denied, a denial rate of 15.0%. Home purchase: 1,002 applications, 815 loans. HMDA 2024 data, FFIEC.","value":1084,"unit":"home purchase and refinance loans originated, 2024","applications":1334,"originations":1084,"denials":200,"originated_dollars":267550000,"applications_purchase":1002,"applications_refinance":237,"applications_cash_out_refinance":95,"originations_purchase":815,"originations_refinance":205,"originations_cash_out_refinance":64,"denials_purchase":153,"denials_refinance":20,"denials_cash_out_refinance":27,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20163","dataset":"mortgage-lending","jurisdiction":"KS","county":"20163","countyName":"Rooks County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Rooks County, Kansas: in 2024, lenders reported 38 applications for a home purchase or a refinance; 22 became loans ($2.6 million) and 14 were denied, a denial rate of 36.8%. Home purchase: 31 applications, 17 loans. HMDA 2024 data, FFIEC.","value":22,"unit":"home purchase and refinance loans originated, 2024","applications":38,"originations":22,"denials":14,"originated_dollars":2590000,"applications_purchase":31,"applications_refinance":0,"applications_cash_out_refinance":7,"originations_purchase":17,"originations_refinance":0,"originations_cash_out_refinance":5,"denials_purchase":12,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":36.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20165","dataset":"mortgage-lending","jurisdiction":"KS","county":"20165","countyName":"Rush County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Rush County, Kansas: in 2024, lenders reported 45 applications for a home purchase or a refinance; 34 became loans ($3.2 million) and 5 were denied, a denial rate of 11.1%. Home purchase: 33 applications, 24 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":45,"originations":34,"denials":5,"originated_dollars":3180000,"applications_purchase":33,"applications_refinance":4,"applications_cash_out_refinance":8,"originations_purchase":24,"originations_refinance":4,"originations_cash_out_refinance":6,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20167","dataset":"mortgage-lending","jurisdiction":"KS","county":"20167","countyName":"Russell County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Russell County, Kansas: in 2024, lenders reported 62 applications for a home purchase or a refinance; 43 became loans ($4.1 million) and 14 were denied, a denial rate of 22.6%. Home purchase: 38 applications, 28 loans. HMDA 2024 data, FFIEC.","value":43,"unit":"home purchase and refinance loans originated, 2024","applications":62,"originations":43,"denials":14,"originated_dollars":4065000,"applications_purchase":38,"applications_refinance":12,"applications_cash_out_refinance":12,"originations_purchase":28,"originations_refinance":9,"originations_cash_out_refinance":6,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":22.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20169","dataset":"mortgage-lending","jurisdiction":"KS","county":"20169","countyName":"Saline County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Saline County, Kansas: in 2024, lenders reported 604 applications for a home purchase or a refinance; 478 became loans ($104.4 million) and 110 were denied, a denial rate of 18.2%. Home purchase: 395 applications, 351 loans. HMDA 2024 data, FFIEC.","value":478,"unit":"home purchase and refinance loans originated, 2024","applications":604,"originations":478,"denials":110,"originated_dollars":104430000,"applications_purchase":395,"applications_refinance":91,"applications_cash_out_refinance":118,"originations_purchase":351,"originations_refinance":63,"originations_cash_out_refinance":64,"denials_purchase":34,"denials_refinance":24,"denials_cash_out_refinance":52,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20171","dataset":"mortgage-lending","jurisdiction":"KS","county":"20171","countyName":"Scott County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Scott County, Kansas: in 2024, lenders reported 50 applications for a home purchase or a refinance; 35 became loans ($6.3 million) and 13 were denied, a denial rate of 26.0%. Home purchase: 42 applications, 31 loans. HMDA 2024 data, FFIEC.","value":35,"unit":"home purchase and refinance loans originated, 2024","applications":50,"originations":35,"denials":13,"originated_dollars":6325000,"applications_purchase":42,"applications_refinance":3,"applications_cash_out_refinance":5,"originations_purchase":31,"originations_refinance":3,"originations_cash_out_refinance":1,"denials_purchase":9,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20173","dataset":"mortgage-lending","jurisdiction":"KS","county":"20173","countyName":"Sedgwick County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Sedgwick County, Kansas: in 2024, lenders reported 11,628 applications for a home purchase or a refinance; 9,237 became loans ($2.3 billion) and 1,853 were denied, a denial rate of 15.9%. Home purchase: 7,889 applications, 6,607 loans. HMDA 2024 data, FFIEC.","value":9237,"unit":"home purchase and refinance loans originated, 2024","applications":11628,"originations":9237,"denials":1853,"originated_dollars":2258735000,"applications_purchase":7889,"applications_refinance":1824,"applications_cash_out_refinance":1915,"originations_purchase":6607,"originations_refinance":1354,"originations_cash_out_refinance":1276,"denials_purchase":918,"denials_refinance":365,"denials_cash_out_refinance":570,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20175","dataset":"mortgage-lending","jurisdiction":"KS","county":"20175","countyName":"Seward County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Seward County, Kansas: in 2024, lenders reported 211 applications for a home purchase or a refinance; 176 became loans ($25.5 million) and 31 were denied, a denial rate of 14.7%. Home purchase: 134 applications, 121 loans. HMDA 2024 data, FFIEC.","value":176,"unit":"home purchase and refinance loans originated, 2024","applications":211,"originations":176,"denials":31,"originated_dollars":25500000,"applications_purchase":134,"applications_refinance":25,"applications_cash_out_refinance":52,"originations_purchase":121,"originations_refinance":20,"originations_cash_out_refinance":35,"denials_purchase":11,"denials_refinance":5,"denials_cash_out_refinance":15,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20177","dataset":"mortgage-lending","jurisdiction":"KS","county":"20177","countyName":"Shawnee County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Shawnee County, Kansas: in 2024, lenders reported 3,977 applications for a home purchase or a refinance; 3,200 became loans ($615.7 million) and 558 were denied, a denial rate of 14.0%. Home purchase: 2,436 applications, 2,129 loans. HMDA 2024 data, FFIEC.","value":3200,"unit":"home purchase and refinance loans originated, 2024","applications":3977,"originations":3200,"denials":558,"originated_dollars":615700000,"applications_purchase":2436,"applications_refinance":582,"applications_cash_out_refinance":959,"originations_purchase":2129,"originations_refinance":458,"originations_cash_out_refinance":613,"denials_purchase":204,"denials_refinance":89,"denials_cash_out_refinance":265,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20179","dataset":"mortgage-lending","jurisdiction":"KS","county":"20179","countyName":"Sheridan County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Sheridan County, Kansas: in 2024, lenders reported 24 applications for a home purchase or a refinance; 19 became loans ($3.1 million) and 4 were denied, a denial rate of 16.7% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 10 loans. HMDA 2024 data, FFIEC.","value":19,"unit":"home purchase and refinance loans originated, 2024","applications":24,"originations":19,"denials":4,"originated_dollars":3085000,"applications_purchase":14,"applications_refinance":7,"applications_cash_out_refinance":3,"originations_purchase":10,"originations_refinance":7,"originations_cash_out_refinance":2,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20181","dataset":"mortgage-lending","jurisdiction":"KS","county":"20181","countyName":"Sherman County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Sherman County, Kansas: in 2024, lenders reported 78 applications for a home purchase or a refinance; 44 became loans ($7.1 million) and 30 were denied, a denial rate of 38.5%. Home purchase: 37 applications, 23 loans. HMDA 2024 data, FFIEC.","value":44,"unit":"home purchase and refinance loans originated, 2024","applications":78,"originations":44,"denials":30,"originated_dollars":7080000,"applications_purchase":37,"applications_refinance":15,"applications_cash_out_refinance":26,"originations_purchase":23,"originations_refinance":11,"originations_cash_out_refinance":10,"denials_purchase":10,"denials_refinance":4,"denials_cash_out_refinance":16,"denial_rate":38.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20183","dataset":"mortgage-lending","jurisdiction":"KS","county":"20183","countyName":"Smith County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Smith County, Kansas: in 2024, lenders reported 24 applications for a home purchase or a refinance; 16 became loans ($2.2 million) and 7 were denied, a denial rate of 29.2% (a small count, so the rate moves a lot from year to year). Home purchase: 17 applications, 13 loans. HMDA 2024 data, FFIEC.","value":16,"unit":"home purchase and refinance loans originated, 2024","applications":24,"originations":16,"denials":7,"originated_dollars":2200000,"applications_purchase":17,"applications_refinance":3,"applications_cash_out_refinance":4,"originations_purchase":13,"originations_refinance":2,"originations_cash_out_refinance":1,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":29.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20185","dataset":"mortgage-lending","jurisdiction":"KS","county":"20185","countyName":"Stafford County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Stafford County, Kansas: in 2024, lenders reported 44 applications for a home purchase or a refinance; 33 became loans ($3.5 million) and 10 were denied, a denial rate of 22.7%. Home purchase: 32 applications, 26 loans. HMDA 2024 data, FFIEC.","value":33,"unit":"home purchase and refinance loans originated, 2024","applications":44,"originations":33,"denials":10,"originated_dollars":3455000,"applications_purchase":32,"applications_refinance":4,"applications_cash_out_refinance":8,"originations_purchase":26,"originations_refinance":3,"originations_cash_out_refinance":4,"denials_purchase":6,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20187","dataset":"mortgage-lending","jurisdiction":"KS","county":"20187","countyName":"Stanton County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Stanton County, Kansas: in 2024, lenders reported 12 applications for a home purchase or a refinance; 6 became loans ($750,000) and 6 were denied, a denial rate of 50.0% (a small count, so the rate moves a lot from year to year). Home purchase: 8 applications, 4 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":12,"originations":6,"denials":6,"originated_dollars":750000,"applications_purchase":8,"applications_refinance":0,"applications_cash_out_refinance":4,"originations_purchase":4,"originations_refinance":0,"originations_cash_out_refinance":2,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":50,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20189","dataset":"mortgage-lending","jurisdiction":"KS","county":"20189","countyName":"Stevens County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Stevens County, Kansas: in 2024, lenders reported 56 applications for a home purchase or a refinance; 37 became loans ($5.3 million) and 16 were denied, a denial rate of 28.6%. Home purchase: 36 applications, 27 loans. HMDA 2024 data, FFIEC.","value":37,"unit":"home purchase and refinance loans originated, 2024","applications":56,"originations":37,"denials":16,"originated_dollars":5345000,"applications_purchase":36,"applications_refinance":8,"applications_cash_out_refinance":12,"originations_purchase":27,"originations_refinance":4,"originations_cash_out_refinance":6,"denials_purchase":7,"denials_refinance":3,"denials_cash_out_refinance":6,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20191","dataset":"mortgage-lending","jurisdiction":"KS","county":"20191","countyName":"Sumner County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Sumner County, Kansas: in 2024, lenders reported 481 applications for a home purchase or a refinance; 386 became loans ($59.1 million) and 82 were denied, a denial rate of 17.0%. Home purchase: 289 applications, 244 loans. HMDA 2024 data, FFIEC.","value":386,"unit":"home purchase and refinance loans originated, 2024","applications":481,"originations":386,"denials":82,"originated_dollars":59150000,"applications_purchase":289,"applications_refinance":99,"applications_cash_out_refinance":93,"originations_purchase":244,"originations_refinance":89,"originations_cash_out_refinance":53,"denials_purchase":37,"denials_refinance":8,"denials_cash_out_refinance":37,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20193","dataset":"mortgage-lending","jurisdiction":"KS","county":"20193","countyName":"Thomas County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Thomas County, Kansas: in 2024, lenders reported 86 applications for a home purchase or a refinance; 62 became loans ($9.3 million) and 20 were denied, a denial rate of 23.3%. Home purchase: 61 applications, 46 loans. HMDA 2024 data, FFIEC.","value":62,"unit":"home purchase and refinance loans originated, 2024","applications":86,"originations":62,"denials":20,"originated_dollars":9300000,"applications_purchase":61,"applications_refinance":14,"applications_cash_out_refinance":11,"originations_purchase":46,"originations_refinance":11,"originations_cash_out_refinance":5,"denials_purchase":12,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":23.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20195","dataset":"mortgage-lending","jurisdiction":"KS","county":"20195","countyName":"Trego County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Trego County, Kansas: in 2024, lenders reported 27 applications for a home purchase or a refinance; 18 became loans ($2.5 million) and 5 were denied, a denial rate of 18.5% (a small count, so the rate moves a lot from year to year). Home purchase: 20 applications, 12 loans. HMDA 2024 data, FFIEC.","value":18,"unit":"home purchase and refinance loans originated, 2024","applications":27,"originations":18,"denials":5,"originated_dollars":2470000,"applications_purchase":20,"applications_refinance":4,"applications_cash_out_refinance":3,"originations_purchase":12,"originations_refinance":4,"originations_cash_out_refinance":2,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20197","dataset":"mortgage-lending","jurisdiction":"KS","county":"20197","countyName":"Wabaunsee County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Wabaunsee County, Kansas: in 2024, lenders reported 135 applications for a home purchase or a refinance; 117 became loans ($24.2 million) and 18 were denied, a denial rate of 13.3%. Home purchase: 78 applications, 75 loans. HMDA 2024 data, FFIEC.","value":117,"unit":"home purchase and refinance loans originated, 2024","applications":135,"originations":117,"denials":18,"originated_dollars":24225000,"applications_purchase":78,"applications_refinance":19,"applications_cash_out_refinance":38,"originations_purchase":75,"originations_refinance":17,"originations_cash_out_refinance":25,"denials_purchase":3,"denials_refinance":2,"denials_cash_out_refinance":13,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20199","dataset":"mortgage-lending","jurisdiction":"KS","county":"20199","countyName":"Wallace County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Wallace County, Kansas: in 2024, lenders reported 11 applications for a home purchase or a refinance; 8 became loans ($930,000) and 2 were denied, a denial rate of 18.2% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 7 loans. HMDA 2024 data, FFIEC.","value":8,"unit":"home purchase and refinance loans originated, 2024","applications":11,"originations":8,"denials":2,"originated_dollars":930000,"applications_purchase":9,"applications_refinance":0,"applications_cash_out_refinance":2,"originations_purchase":7,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20201","dataset":"mortgage-lending","jurisdiction":"KS","county":"20201","countyName":"Washington County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Washington County, Kansas: in 2024, lenders reported 55 applications for a home purchase or a refinance; 42 became loans ($5.4 million) and 12 were denied, a denial rate of 21.8%. Home purchase: 38 applications, 29 loans. HMDA 2024 data, FFIEC.","value":42,"unit":"home purchase and refinance loans originated, 2024","applications":55,"originations":42,"denials":12,"originated_dollars":5380000,"applications_purchase":38,"applications_refinance":9,"applications_cash_out_refinance":8,"originations_purchase":29,"originations_refinance":8,"originations_cash_out_refinance":5,"denials_purchase":8,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20203","dataset":"mortgage-lending","jurisdiction":"KS","county":"20203","countyName":"Wichita County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Wichita County, Kansas: in 2024, lenders reported 14 applications for a home purchase or a refinance; 9 became loans ($1.6 million) and 4 were denied, a denial rate of 28.6% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 7 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":9,"denials":4,"originated_dollars":1555000,"applications_purchase":9,"applications_refinance":3,"applications_cash_out_refinance":2,"originations_purchase":7,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:20205","dataset":"mortgage-lending","jurisdiction":"KS","county":"20205","countyName":"Wilson County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Wilson County, Kansas: in 2024, lenders reported 123 applications for a home purchase or a refinance; 93 became loans ($12.0 million) and 28 were denied, a denial rate of 22.8%. Home purchase: 83 applications, 66 loans. HMDA 2024 data, FFIEC.","value":93,"unit":"home purchase and refinance loans originated, 2024","applications":123,"originations":93,"denials":28,"originated_dollars":11965000,"applications_purchase":83,"applications_refinance":18,"applications_cash_out_refinance":22,"originations_purchase":66,"originations_refinance":12,"originations_cash_out_refinance":15,"denials_purchase":16,"denials_refinance":6,"denials_cash_out_refinance":6,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20207","dataset":"mortgage-lending","jurisdiction":"KS","county":"20207","countyName":"Woodson County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Woodson County, Kansas: in 2024, lenders reported 50 applications for a home purchase or a refinance; 33 became loans ($4.0 million) and 13 were denied, a denial rate of 26.0%. Home purchase: 34 applications, 21 loans. HMDA 2024 data, FFIEC.","value":33,"unit":"home purchase and refinance loans originated, 2024","applications":50,"originations":33,"denials":13,"originated_dollars":4045000,"applications_purchase":34,"applications_refinance":8,"applications_cash_out_refinance":8,"originations_purchase":21,"originations_refinance":7,"originations_cash_out_refinance":5,"denials_purchase":9,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:20209","dataset":"mortgage-lending","jurisdiction":"KS","county":"20209","countyName":"Wyandotte County","stateName":"Kansas","level":"county","year":2024,"status":"P","text":"Wyandotte County, Kansas: in 2024, lenders reported 3,135 applications for a home purchase or a refinance; 2,427 became loans ($576.7 million) and 585 were denied, a denial rate of 18.7%. Home purchase: 2,033 applications, 1,689 loans. HMDA 2024 data, FFIEC.","value":2427,"unit":"home purchase and refinance loans originated, 2024","applications":3135,"originations":2427,"denials":585,"originated_dollars":576675000,"applications_purchase":2033,"applications_refinance":463,"applications_cash_out_refinance":639,"originations_purchase":1689,"originations_refinance":344,"originations_cash_out_refinance":394,"denials_purchase":258,"denials_refinance":104,"denials_cash_out_refinance":223,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:KY","dataset":"mortgage-lending","jurisdiction":"KY","county":null,"countyName":null,"stateName":"Kentucky","level":"state","year":2024,"status":"P","text":"Kentucky: in 2024, lenders reported 96,748 applications for a home purchase or a refinance; 71,647 became loans ($17.7 billion) and 21,698 were denied, a denial rate of 22.4%. Home purchase: 65,090 applications, 49,243 loans. Loans made changed +10.0% from 65,145 in 2023. HMDA 2024 data, FFIEC.","value":71647,"unit":"home purchase and refinance loans originated, 2024","applications":96748,"originations":71647,"denials":21698,"originated_dollars":17655315000,"applications_purchase":65090,"applications_refinance":15534,"applications_cash_out_refinance":16124,"originations_purchase":49243,"originations_refinance":11885,"originations_cash_out_refinance":10519,"denials_purchase":13617,"denials_refinance":2942,"denials_cash_out_refinance":5139,"denial_rate":22.4,"originations_prior_year":65145,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"488 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":488,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21001","dataset":"mortgage-lending","jurisdiction":"KY","county":"21001","countyName":"Adair County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Adair County, Kentucky: in 2024, lenders reported 203 applications for a home purchase or a refinance; 113 became loans ($19.8 million) and 83 were denied, a denial rate of 40.9%. Home purchase: 154 applications, 87 loans. HMDA 2024 data, FFIEC.","value":113,"unit":"home purchase and refinance loans originated, 2024","applications":203,"originations":113,"denials":83,"originated_dollars":19785000,"applications_purchase":154,"applications_refinance":19,"applications_cash_out_refinance":30,"originations_purchase":87,"originations_refinance":15,"originations_cash_out_refinance":11,"denials_purchase":61,"denials_refinance":4,"denials_cash_out_refinance":18,"denial_rate":40.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21003","dataset":"mortgage-lending","jurisdiction":"KY","county":"21003","countyName":"Allen County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Allen County, Kentucky: in 2024, lenders reported 590 applications for a home purchase or a refinance; 464 became loans ($90.3 million) and 114 were denied, a denial rate of 19.3%. Home purchase: 386 applications, 320 loans. HMDA 2024 data, FFIEC.","value":464,"unit":"home purchase and refinance loans originated, 2024","applications":590,"originations":464,"denials":114,"originated_dollars":90280000,"applications_purchase":386,"applications_refinance":102,"applications_cash_out_refinance":102,"originations_purchase":320,"originations_refinance":77,"originations_cash_out_refinance":67,"denials_purchase":54,"denials_refinance":25,"denials_cash_out_refinance":35,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21005","dataset":"mortgage-lending","jurisdiction":"KY","county":"21005","countyName":"Anderson County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Anderson County, Kentucky: in 2024, lenders reported 582 applications for a home purchase or a refinance; 449 became loans ($97.6 million) and 122 were denied, a denial rate of 21.0%. Home purchase: 339 applications, 281 loans. HMDA 2024 data, FFIEC.","value":449,"unit":"home purchase and refinance loans originated, 2024","applications":582,"originations":449,"denials":122,"originated_dollars":97575000,"applications_purchase":339,"applications_refinance":91,"applications_cash_out_refinance":152,"originations_purchase":281,"originations_refinance":66,"originations_cash_out_refinance":102,"denials_purchase":54,"denials_refinance":21,"denials_cash_out_refinance":47,"denial_rate":21,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21007","dataset":"mortgage-lending","jurisdiction":"KY","county":"21007","countyName":"Ballard County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Ballard County, Kentucky: in 2024, lenders reported 152 applications for a home purchase or a refinance; 110 became loans ($16.1 million) and 38 were denied, a denial rate of 25.0%. Home purchase: 110 applications, 80 loans. HMDA 2024 data, FFIEC.","value":110,"unit":"home purchase and refinance loans originated, 2024","applications":152,"originations":110,"denials":38,"originated_dollars":16090000,"applications_purchase":110,"applications_refinance":20,"applications_cash_out_refinance":22,"originations_purchase":80,"originations_refinance":14,"originations_cash_out_refinance":16,"denials_purchase":26,"denials_refinance":6,"denials_cash_out_refinance":6,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21009","dataset":"mortgage-lending","jurisdiction":"KY","county":"21009","countyName":"Barren County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Barren County, Kentucky: in 2024, lenders reported 937 applications for a home purchase or a refinance; 705 became loans ($140.9 million) and 205 were denied, a denial rate of 21.9%. Home purchase: 598 applications, 463 loans. HMDA 2024 data, FFIEC.","value":705,"unit":"home purchase and refinance loans originated, 2024","applications":937,"originations":705,"denials":205,"originated_dollars":140895000,"applications_purchase":598,"applications_refinance":181,"applications_cash_out_refinance":158,"originations_purchase":463,"originations_refinance":151,"originations_cash_out_refinance":91,"denials_purchase":119,"denials_refinance":24,"denials_cash_out_refinance":62,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21011","dataset":"mortgage-lending","jurisdiction":"KY","county":"21011","countyName":"Bath County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Bath County, Kentucky: in 2024, lenders reported 233 applications for a home purchase or a refinance; 143 became loans ($22.1 million) and 81 were denied, a denial rate of 34.8%. Home purchase: 164 applications, 101 loans. HMDA 2024 data, FFIEC.","value":143,"unit":"home purchase and refinance loans originated, 2024","applications":233,"originations":143,"denials":81,"originated_dollars":22075000,"applications_purchase":164,"applications_refinance":39,"applications_cash_out_refinance":30,"originations_purchase":101,"originations_refinance":27,"originations_cash_out_refinance":15,"denials_purchase":56,"denials_refinance":12,"denials_cash_out_refinance":13,"denial_rate":34.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21013","dataset":"mortgage-lending","jurisdiction":"KY","county":"21013","countyName":"Bell County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Bell County, Kentucky: in 2024, lenders reported 400 applications for a home purchase or a refinance; 171 became loans ($25.1 million) and 201 were denied, a denial rate of 50.2%. Home purchase: 337 applications, 126 loans. HMDA 2024 data, FFIEC.","value":171,"unit":"home purchase and refinance loans originated, 2024","applications":400,"originations":171,"denials":201,"originated_dollars":25105000,"applications_purchase":337,"applications_refinance":33,"applications_cash_out_refinance":30,"originations_purchase":126,"originations_refinance":27,"originations_cash_out_refinance":18,"denials_purchase":186,"denials_refinance":5,"denials_cash_out_refinance":10,"denial_rate":50.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21015","dataset":"mortgage-lending","jurisdiction":"KY","county":"21015","countyName":"Boone County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Boone County, Kentucky: in 2024, lenders reported 3,693 applications for a home purchase or a refinance; 2,865 became loans ($816.3 million) and 745 were denied, a denial rate of 20.2%. Home purchase: 2,440 applications, 1,940 loans. HMDA 2024 data, FFIEC.","value":2865,"unit":"home purchase and refinance loans originated, 2024","applications":3693,"originations":2865,"denials":745,"originated_dollars":816315000,"applications_purchase":2440,"applications_refinance":582,"applications_cash_out_refinance":671,"originations_purchase":1940,"originations_refinance":452,"originations_cash_out_refinance":473,"denials_purchase":456,"denials_refinance":106,"denials_cash_out_refinance":183,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21017","dataset":"mortgage-lending","jurisdiction":"KY","county":"21017","countyName":"Bourbon County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Bourbon County, Kentucky: in 2024, lenders reported 387 applications for a home purchase or a refinance; 305 became loans ($79.5 million) and 69 were denied, a denial rate of 17.8%. Home purchase: 237 applications, 189 loans. HMDA 2024 data, FFIEC.","value":305,"unit":"home purchase and refinance loans originated, 2024","applications":387,"originations":305,"denials":69,"originated_dollars":79535000,"applications_purchase":237,"applications_refinance":91,"applications_cash_out_refinance":59,"originations_purchase":189,"originations_refinance":73,"originations_cash_out_refinance":43,"denials_purchase":42,"denials_refinance":12,"denials_cash_out_refinance":15,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21019","dataset":"mortgage-lending","jurisdiction":"KY","county":"21019","countyName":"Boyd County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Boyd County, Kentucky: in 2024, lenders reported 911 applications for a home purchase or a refinance; 633 became loans ($96.3 million) and 236 were denied, a denial rate of 25.9%. Home purchase: 577 applications, 420 loans. HMDA 2024 data, FFIEC.","value":633,"unit":"home purchase and refinance loans originated, 2024","applications":911,"originations":633,"denials":236,"originated_dollars":96295000,"applications_purchase":577,"applications_refinance":151,"applications_cash_out_refinance":183,"originations_purchase":420,"originations_refinance":114,"originations_cash_out_refinance":99,"denials_purchase":127,"denials_refinance":34,"denials_cash_out_refinance":75,"denial_rate":25.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21021","dataset":"mortgage-lending","jurisdiction":"KY","county":"21021","countyName":"Boyle County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Boyle County, Kentucky: in 2024, lenders reported 606 applications for a home purchase or a refinance; 465 became loans ($94.4 million) and 122 were denied, a denial rate of 20.1%. Home purchase: 401 applications, 313 loans. HMDA 2024 data, FFIEC.","value":465,"unit":"home purchase and refinance loans originated, 2024","applications":606,"originations":465,"denials":122,"originated_dollars":94415000,"applications_purchase":401,"applications_refinance":92,"applications_cash_out_refinance":113,"originations_purchase":313,"originations_refinance":74,"originations_cash_out_refinance":78,"denials_purchase":72,"denials_refinance":16,"denials_cash_out_refinance":34,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21023","dataset":"mortgage-lending","jurisdiction":"KY","county":"21023","countyName":"Bracken County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Bracken County, Kentucky: in 2024, lenders reported 168 applications for a home purchase or a refinance; 131 became loans ($21.2 million) and 35 were denied, a denial rate of 20.8%. Home purchase: 99 applications, 80 loans. HMDA 2024 data, FFIEC.","value":131,"unit":"home purchase and refinance loans originated, 2024","applications":168,"originations":131,"denials":35,"originated_dollars":21245000,"applications_purchase":99,"applications_refinance":31,"applications_cash_out_refinance":38,"originations_purchase":80,"originations_refinance":23,"originations_cash_out_refinance":28,"denials_purchase":18,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21025","dataset":"mortgage-lending","jurisdiction":"KY","county":"21025","countyName":"Breathitt County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Breathitt County, Kentucky: in 2024, lenders reported 184 applications for a home purchase or a refinance; 46 became loans ($5.6 million) and 126 were denied, a denial rate of 68.5%. Home purchase: 166 applications, 36 loans. HMDA 2024 data, FFIEC.","value":46,"unit":"home purchase and refinance loans originated, 2024","applications":184,"originations":46,"denials":126,"originated_dollars":5600000,"applications_purchase":166,"applications_refinance":5,"applications_cash_out_refinance":13,"originations_purchase":36,"originations_refinance":4,"originations_cash_out_refinance":6,"denials_purchase":118,"denials_refinance":1,"denials_cash_out_refinance":7,"denial_rate":68.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21027","dataset":"mortgage-lending","jurisdiction":"KY","county":"21027","countyName":"Breckinridge County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Breckinridge County, Kentucky: in 2024, lenders reported 475 applications for a home purchase or a refinance; 329 became loans ($56.6 million) and 125 were denied, a denial rate of 26.3%. Home purchase: 337 applications, 230 loans. HMDA 2024 data, FFIEC.","value":329,"unit":"home purchase and refinance loans originated, 2024","applications":475,"originations":329,"denials":125,"originated_dollars":56635000,"applications_purchase":337,"applications_refinance":72,"applications_cash_out_refinance":66,"originations_purchase":230,"originations_refinance":51,"originations_cash_out_refinance":48,"denials_purchase":90,"denials_refinance":17,"denials_cash_out_refinance":18,"denial_rate":26.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21029","dataset":"mortgage-lending","jurisdiction":"KY","county":"21029","countyName":"Bullitt County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Bullitt County, Kentucky: in 2024, lenders reported 2,305 applications for a home purchase or a refinance; 1,743 became loans ($447.6 million) and 487 were denied, a denial rate of 21.1%. Home purchase: 1,520 applications, 1,193 loans. HMDA 2024 data, FFIEC.","value":1743,"unit":"home purchase and refinance loans originated, 2024","applications":2305,"originations":1743,"denials":487,"originated_dollars":447575000,"applications_purchase":1520,"applications_refinance":316,"applications_cash_out_refinance":469,"originations_purchase":1193,"originations_refinance":233,"originations_cash_out_refinance":317,"denials_purchase":280,"denials_refinance":62,"denials_cash_out_refinance":145,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21031","dataset":"mortgage-lending","jurisdiction":"KY","county":"21031","countyName":"Butler County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Butler County, Kentucky: in 2024, lenders reported 256 applications for a home purchase or a refinance; 179 became loans ($31.7 million) and 58 were denied, a denial rate of 22.7%. Home purchase: 179 applications, 122 loans. HMDA 2024 data, FFIEC.","value":179,"unit":"home purchase and refinance loans originated, 2024","applications":256,"originations":179,"denials":58,"originated_dollars":31735000,"applications_purchase":179,"applications_refinance":43,"applications_cash_out_refinance":34,"originations_purchase":122,"originations_refinance":36,"originations_cash_out_refinance":21,"denials_purchase":41,"denials_refinance":5,"denials_cash_out_refinance":12,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21033","dataset":"mortgage-lending","jurisdiction":"KY","county":"21033","countyName":"Caldwell County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Caldwell County, Kentucky: in 2024, lenders reported 211 applications for a home purchase or a refinance; 153 became loans ($27.0 million) and 45 were denied, a denial rate of 21.3%. Home purchase: 118 applications, 85 loans. HMDA 2024 data, FFIEC.","value":153,"unit":"home purchase and refinance loans originated, 2024","applications":211,"originations":153,"denials":45,"originated_dollars":27005000,"applications_purchase":118,"applications_refinance":44,"applications_cash_out_refinance":49,"originations_purchase":85,"originations_refinance":35,"originations_cash_out_refinance":33,"denials_purchase":24,"denials_refinance":7,"denials_cash_out_refinance":14,"denial_rate":21.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21035","dataset":"mortgage-lending","jurisdiction":"KY","county":"21035","countyName":"Calloway County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Calloway County, Kentucky: in 2024, lenders reported 517 applications for a home purchase or a refinance; 342 became loans ($70.0 million) and 136 were denied, a denial rate of 26.3%. Home purchase: 377 applications, 251 loans. HMDA 2024 data, FFIEC.","value":342,"unit":"home purchase and refinance loans originated, 2024","applications":517,"originations":342,"denials":136,"originated_dollars":70010000,"applications_purchase":377,"applications_refinance":73,"applications_cash_out_refinance":67,"originations_purchase":251,"originations_refinance":55,"originations_cash_out_refinance":36,"denials_purchase":92,"denials_refinance":13,"denials_cash_out_refinance":31,"denial_rate":26.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21037","dataset":"mortgage-lending","jurisdiction":"KY","county":"21037","countyName":"Campbell County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Campbell County, Kentucky: in 2024, lenders reported 2,381 applications for a home purchase or a refinance; 1,974 became loans ($516.8 million) and 340 were denied, a denial rate of 14.3%. Home purchase: 1,567 applications, 1,396 loans. HMDA 2024 data, FFIEC.","value":1974,"unit":"home purchase and refinance loans originated, 2024","applications":2381,"originations":1974,"denials":340,"originated_dollars":516800000,"applications_purchase":1567,"applications_refinance":399,"applications_cash_out_refinance":415,"originations_purchase":1396,"originations_refinance":294,"originations_cash_out_refinance":284,"denials_purchase":140,"denials_refinance":88,"denials_cash_out_refinance":112,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21039","dataset":"mortgage-lending","jurisdiction":"KY","county":"21039","countyName":"Carlisle County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Carlisle County, Kentucky: in 2024, lenders reported 93 applications for a home purchase or a refinance; 70 became loans ($10.7 million) and 14 were denied, a denial rate of 15.1%. Home purchase: 59 applications, 40 loans. HMDA 2024 data, FFIEC.","value":70,"unit":"home purchase and refinance loans originated, 2024","applications":93,"originations":70,"denials":14,"originated_dollars":10690000,"applications_purchase":59,"applications_refinance":30,"applications_cash_out_refinance":4,"originations_purchase":40,"originations_refinance":27,"originations_cash_out_refinance":3,"denials_purchase":13,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21041","dataset":"mortgage-lending","jurisdiction":"KY","county":"21041","countyName":"Carroll County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Carroll County, Kentucky: in 2024, lenders reported 225 applications for a home purchase or a refinance; 148 became loans ($27.0 million) and 67 were denied, a denial rate of 29.8%. Home purchase: 162 applications, 107 loans. HMDA 2024 data, FFIEC.","value":148,"unit":"home purchase and refinance loans originated, 2024","applications":225,"originations":148,"denials":67,"originated_dollars":27000000,"applications_purchase":162,"applications_refinance":35,"applications_cash_out_refinance":28,"originations_purchase":107,"originations_refinance":26,"originations_cash_out_refinance":15,"denials_purchase":50,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":29.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21043","dataset":"mortgage-lending","jurisdiction":"KY","county":"21043","countyName":"Carter County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Carter County, Kentucky: in 2024, lenders reported 516 applications for a home purchase or a refinance; 325 became loans ($49.0 million) and 157 were denied, a denial rate of 30.4%. Home purchase: 374 applications, 215 loans. HMDA 2024 data, FFIEC.","value":325,"unit":"home purchase and refinance loans originated, 2024","applications":516,"originations":325,"denials":157,"originated_dollars":49005000,"applications_purchase":374,"applications_refinance":92,"applications_cash_out_refinance":50,"originations_purchase":215,"originations_refinance":75,"originations_cash_out_refinance":35,"denials_purchase":128,"denials_refinance":15,"denials_cash_out_refinance":14,"denial_rate":30.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21045","dataset":"mortgage-lending","jurisdiction":"KY","county":"21045","countyName":"Casey County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Casey County, Kentucky: in 2024, lenders reported 219 applications for a home purchase or a refinance; 117 became loans ($21.2 million) and 87 were denied, a denial rate of 39.7%. Home purchase: 165 applications, 83 loans. HMDA 2024 data, FFIEC.","value":117,"unit":"home purchase and refinance loans originated, 2024","applications":219,"originations":117,"denials":87,"originated_dollars":21245000,"applications_purchase":165,"applications_refinance":25,"applications_cash_out_refinance":29,"originations_purchase":83,"originations_refinance":18,"originations_cash_out_refinance":16,"denials_purchase":69,"denials_refinance":6,"denials_cash_out_refinance":12,"denial_rate":39.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21047","dataset":"mortgage-lending","jurisdiction":"KY","county":"21047","countyName":"Christian County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Christian County, Kentucky: in 2024, lenders reported 1,351 applications for a home purchase or a refinance; 1,082 became loans ($254.4 million) and 216 were denied, a denial rate of 16.0%. Home purchase: 827 applications, 719 loans. HMDA 2024 data, FFIEC.","value":1082,"unit":"home purchase and refinance loans originated, 2024","applications":1351,"originations":1082,"denials":216,"originated_dollars":254380000,"applications_purchase":827,"applications_refinance":218,"applications_cash_out_refinance":306,"originations_purchase":719,"originations_refinance":161,"originations_cash_out_refinance":202,"denials_purchase":90,"denials_refinance":35,"denials_cash_out_refinance":91,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21049","dataset":"mortgage-lending","jurisdiction":"KY","county":"21049","countyName":"Clark County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Clark County, Kentucky: in 2024, lenders reported 872 applications for a home purchase or a refinance; 693 became loans ($157.5 million) and 155 were denied, a denial rate of 17.8%. Home purchase: 585 applications, 469 loans. HMDA 2024 data, FFIEC.","value":693,"unit":"home purchase and refinance loans originated, 2024","applications":872,"originations":693,"denials":155,"originated_dollars":157545000,"applications_purchase":585,"applications_refinance":158,"applications_cash_out_refinance":129,"originations_purchase":469,"originations_refinance":134,"originations_cash_out_refinance":90,"denials_purchase":97,"denials_refinance":22,"denials_cash_out_refinance":36,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21051","dataset":"mortgage-lending","jurisdiction":"KY","county":"21051","countyName":"Clay County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Clay County, Kentucky: in 2024, lenders reported 321 applications for a home purchase or a refinance; 93 became loans ($13.1 million) and 209 were denied, a denial rate of 65.1%. Home purchase: 287 applications, 75 loans. HMDA 2024 data, FFIEC.","value":93,"unit":"home purchase and refinance loans originated, 2024","applications":321,"originations":93,"denials":209,"originated_dollars":13085000,"applications_purchase":287,"applications_refinance":17,"applications_cash_out_refinance":17,"originations_purchase":75,"originations_refinance":13,"originations_cash_out_refinance":5,"denials_purchase":193,"denials_refinance":4,"denials_cash_out_refinance":12,"denial_rate":65.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21053","dataset":"mortgage-lending","jurisdiction":"KY","county":"21053","countyName":"Clinton County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Clinton County, Kentucky: in 2024, lenders reported 110 applications for a home purchase or a refinance; 56 became loans ($8.9 million) and 48 were denied, a denial rate of 43.6%. Home purchase: 84 applications, 41 loans. HMDA 2024 data, FFIEC.","value":56,"unit":"home purchase and refinance loans originated, 2024","applications":110,"originations":56,"denials":48,"originated_dollars":8900000,"applications_purchase":84,"applications_refinance":6,"applications_cash_out_refinance":20,"originations_purchase":41,"originations_refinance":4,"originations_cash_out_refinance":11,"denials_purchase":37,"denials_refinance":2,"denials_cash_out_refinance":9,"denial_rate":43.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21055","dataset":"mortgage-lending","jurisdiction":"KY","county":"21055","countyName":"Crittenden County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Crittenden County, Kentucky: in 2024, lenders reported 129 applications for a home purchase or a refinance; 89 became loans ($17.0 million) and 28 were denied, a denial rate of 21.7%. Home purchase: 87 applications, 59 loans. HMDA 2024 data, FFIEC.","value":89,"unit":"home purchase and refinance loans originated, 2024","applications":129,"originations":89,"denials":28,"originated_dollars":16995000,"applications_purchase":87,"applications_refinance":29,"applications_cash_out_refinance":13,"originations_purchase":59,"originations_refinance":20,"originations_cash_out_refinance":10,"denials_purchase":21,"denials_refinance":4,"denials_cash_out_refinance":3,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21057","dataset":"mortgage-lending","jurisdiction":"KY","county":"21057","countyName":"Cumberland County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Cumberland County, Kentucky: in 2024, lenders reported 74 applications for a home purchase or a refinance; 39 became loans ($7.6 million) and 33 were denied, a denial rate of 44.6%. Home purchase: 52 applications, 30 loans. HMDA 2024 data, FFIEC.","value":39,"unit":"home purchase and refinance loans originated, 2024","applications":74,"originations":39,"denials":33,"originated_dollars":7555000,"applications_purchase":52,"applications_refinance":7,"applications_cash_out_refinance":15,"originations_purchase":30,"originations_refinance":4,"originations_cash_out_refinance":5,"denials_purchase":21,"denials_refinance":2,"denials_cash_out_refinance":10,"denial_rate":44.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21059","dataset":"mortgage-lending","jurisdiction":"KY","county":"21059","countyName":"Daviess County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Daviess County, Kentucky: in 2024, lenders reported 2,256 applications for a home purchase or a refinance; 1,894 became loans ($358.3 million) and 317 were denied, a denial rate of 14.1%. Home purchase: 1,485 applications, 1,296 loans. HMDA 2024 data, FFIEC.","value":1894,"unit":"home purchase and refinance loans originated, 2024","applications":2256,"originations":1894,"denials":317,"originated_dollars":358280000,"applications_purchase":1485,"applications_refinance":311,"applications_cash_out_refinance":460,"originations_purchase":1296,"originations_refinance":250,"originations_cash_out_refinance":348,"denials_purchase":163,"denials_refinance":51,"denials_cash_out_refinance":103,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21061","dataset":"mortgage-lending","jurisdiction":"KY","county":"21061","countyName":"Edmonson County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Edmonson County, Kentucky: in 2024, lenders reported 385 applications for a home purchase or a refinance; 281 became loans ($57.7 million) and 82 were denied, a denial rate of 21.3%. Home purchase: 255 applications, 192 loans. HMDA 2024 data, FFIEC.","value":281,"unit":"home purchase and refinance loans originated, 2024","applications":385,"originations":281,"denials":82,"originated_dollars":57715000,"applications_purchase":255,"applications_refinance":74,"applications_cash_out_refinance":56,"originations_purchase":192,"originations_refinance":57,"originations_cash_out_refinance":32,"denials_purchase":47,"denials_refinance":12,"denials_cash_out_refinance":23,"denial_rate":21.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21063","dataset":"mortgage-lending","jurisdiction":"KY","county":"21063","countyName":"Elliott County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Elliott County, Kentucky: in 2024, lenders reported 99 applications for a home purchase or a refinance; 57 became loans ($10.0 million) and 32 were denied, a denial rate of 32.3%. Home purchase: 65 applications, 36 loans. HMDA 2024 data, FFIEC.","value":57,"unit":"home purchase and refinance loans originated, 2024","applications":99,"originations":57,"denials":32,"originated_dollars":9995000,"applications_purchase":65,"applications_refinance":25,"applications_cash_out_refinance":9,"originations_purchase":36,"originations_refinance":18,"originations_cash_out_refinance":3,"denials_purchase":22,"denials_refinance":4,"denials_cash_out_refinance":6,"denial_rate":32.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21065","dataset":"mortgage-lending","jurisdiction":"KY","county":"21065","countyName":"Estill County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Estill County, Kentucky: in 2024, lenders reported 198 applications for a home purchase or a refinance; 107 became loans ($18.3 million) and 81 were denied, a denial rate of 40.9%. Home purchase: 147 applications, 78 loans. HMDA 2024 data, FFIEC.","value":107,"unit":"home purchase and refinance loans originated, 2024","applications":198,"originations":107,"denials":81,"originated_dollars":18285000,"applications_purchase":147,"applications_refinance":29,"applications_cash_out_refinance":22,"originations_purchase":78,"originations_refinance":20,"originations_cash_out_refinance":9,"denials_purchase":63,"denials_refinance":7,"denials_cash_out_refinance":11,"denial_rate":40.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21067","dataset":"mortgage-lending","jurisdiction":"KY","county":"21067","countyName":"Fayette County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Fayette County, Kentucky: in 2024, lenders reported 5,767 applications for a home purchase or a refinance; 4,842 became loans ($1.6 billion) and 778 were denied, a denial rate of 13.5%. Home purchase: 3,632 applications, 3,281 loans. HMDA 2024 data, FFIEC.","value":4842,"unit":"home purchase and refinance loans originated, 2024","applications":5767,"originations":4842,"denials":778,"originated_dollars":1621970000,"applications_purchase":3632,"applications_refinance":1266,"applications_cash_out_refinance":869,"originations_purchase":3281,"originations_refinance":965,"originations_cash_out_refinance":596,"denials_purchase":290,"denials_refinance":239,"denials_cash_out_refinance":249,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21069","dataset":"mortgage-lending","jurisdiction":"KY","county":"21069","countyName":"Fleming County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Fleming County, Kentucky: in 2024, lenders reported 310 applications for a home purchase or a refinance; 230 became loans ($38.5 million) and 71 were denied, a denial rate of 22.9%. Home purchase: 209 applications, 163 loans. HMDA 2024 data, FFIEC.","value":230,"unit":"home purchase and refinance loans originated, 2024","applications":310,"originations":230,"denials":71,"originated_dollars":38480000,"applications_purchase":209,"applications_refinance":61,"applications_cash_out_refinance":40,"originations_purchase":163,"originations_refinance":50,"originations_cash_out_refinance":17,"denials_purchase":40,"denials_refinance":10,"denials_cash_out_refinance":21,"denial_rate":22.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21071","dataset":"mortgage-lending","jurisdiction":"KY","county":"21071","countyName":"Floyd County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Floyd County, Kentucky: in 2024, lenders reported 580 applications for a home purchase or a refinance; 278 became loans ($39.9 million) and 274 were denied, a denial rate of 47.2%. Home purchase: 464 applications, 203 loans. HMDA 2024 data, FFIEC.","value":278,"unit":"home purchase and refinance loans originated, 2024","applications":580,"originations":278,"denials":274,"originated_dollars":39870000,"applications_purchase":464,"applications_refinance":57,"applications_cash_out_refinance":59,"originations_purchase":203,"originations_refinance":45,"originations_cash_out_refinance":30,"denials_purchase":237,"denials_refinance":10,"denials_cash_out_refinance":27,"denial_rate":47.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21073","dataset":"mortgage-lending","jurisdiction":"KY","county":"21073","countyName":"Franklin County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Franklin County, Kentucky: in 2024, lenders reported 1,157 applications for a home purchase or a refinance; 943 became loans ($196.5 million) and 187 were denied, a denial rate of 16.2%. Home purchase: 726 applications, 615 loans. HMDA 2024 data, FFIEC.","value":943,"unit":"home purchase and refinance loans originated, 2024","applications":1157,"originations":943,"denials":187,"originated_dollars":196485000,"applications_purchase":726,"applications_refinance":176,"applications_cash_out_refinance":255,"originations_purchase":615,"originations_refinance":133,"originations_cash_out_refinance":195,"denials_purchase":98,"denials_refinance":33,"denials_cash_out_refinance":56,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21075","dataset":"mortgage-lending","jurisdiction":"KY","county":"21075","countyName":"Fulton County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Fulton County, Kentucky: in 2024, lenders reported 59 applications for a home purchase or a refinance; 41 became loans ($4.4 million) and 15 were denied, a denial rate of 25.4%. Home purchase: 41 applications, 32 loans. HMDA 2024 data, FFIEC.","value":41,"unit":"home purchase and refinance loans originated, 2024","applications":59,"originations":41,"denials":15,"originated_dollars":4425000,"applications_purchase":41,"applications_refinance":11,"applications_cash_out_refinance":7,"originations_purchase":32,"originations_refinance":6,"originations_cash_out_refinance":3,"denials_purchase":7,"denials_refinance":5,"denials_cash_out_refinance":3,"denial_rate":25.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21077","dataset":"mortgage-lending","jurisdiction":"KY","county":"21077","countyName":"Gallatin County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Gallatin County, Kentucky: in 2024, lenders reported 251 applications for a home purchase or a refinance; 162 became loans ($30.9 million) and 75 were denied, a denial rate of 29.9%. Home purchase: 162 applications, 102 loans. HMDA 2024 data, FFIEC.","value":162,"unit":"home purchase and refinance loans originated, 2024","applications":251,"originations":162,"denials":75,"originated_dollars":30900000,"applications_purchase":162,"applications_refinance":37,"applications_cash_out_refinance":52,"originations_purchase":102,"originations_refinance":29,"originations_cash_out_refinance":31,"denials_purchase":49,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21079","dataset":"mortgage-lending","jurisdiction":"KY","county":"21079","countyName":"Garrard County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Garrard County, Kentucky: in 2024, lenders reported 461 applications for a home purchase or a refinance; 331 became loans ($66.5 million) and 109 were denied, a denial rate of 23.6%. Home purchase: 291 applications, 215 loans. HMDA 2024 data, FFIEC.","value":331,"unit":"home purchase and refinance loans originated, 2024","applications":461,"originations":331,"denials":109,"originated_dollars":66545000,"applications_purchase":291,"applications_refinance":82,"applications_cash_out_refinance":88,"originations_purchase":215,"originations_refinance":70,"originations_cash_out_refinance":46,"denials_purchase":62,"denials_refinance":8,"denials_cash_out_refinance":39,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21081","dataset":"mortgage-lending","jurisdiction":"KY","county":"21081","countyName":"Grant County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Grant County, Kentucky: in 2024, lenders reported 692 applications for a home purchase or a refinance; 482 became loans ($125.2 million) and 192 were denied, a denial rate of 27.7%. Home purchase: 477 applications, 322 loans. HMDA 2024 data, FFIEC.","value":482,"unit":"home purchase and refinance loans originated, 2024","applications":692,"originations":482,"denials":192,"originated_dollars":125200000,"applications_purchase":477,"applications_refinance":96,"applications_cash_out_refinance":119,"originations_purchase":322,"originations_refinance":71,"originations_cash_out_refinance":89,"denials_purchase":145,"denials_refinance":19,"denials_cash_out_refinance":28,"denial_rate":27.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21083","dataset":"mortgage-lending","jurisdiction":"KY","county":"21083","countyName":"Graves County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Graves County, Kentucky: in 2024, lenders reported 672 applications for a home purchase or a refinance; 458 became loans ($74.0 million) and 178 were denied, a denial rate of 26.5%. Home purchase: 464 applications, 324 loans. HMDA 2024 data, FFIEC.","value":458,"unit":"home purchase and refinance loans originated, 2024","applications":672,"originations":458,"denials":178,"originated_dollars":73990000,"applications_purchase":464,"applications_refinance":111,"applications_cash_out_refinance":97,"originations_purchase":324,"originations_refinance":80,"originations_cash_out_refinance":54,"denials_purchase":114,"denials_refinance":25,"denials_cash_out_refinance":39,"denial_rate":26.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21085","dataset":"mortgage-lending","jurisdiction":"KY","county":"21085","countyName":"Grayson County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Grayson County, Kentucky: in 2024, lenders reported 633 applications for a home purchase or a refinance; 411 became loans ($85.0 million) and 191 were denied, a denial rate of 30.2%. Home purchase: 433 applications, 275 loans. HMDA 2024 data, FFIEC.","value":411,"unit":"home purchase and refinance loans originated, 2024","applications":633,"originations":411,"denials":191,"originated_dollars":84975000,"applications_purchase":433,"applications_refinance":79,"applications_cash_out_refinance":121,"originations_purchase":275,"originations_refinance":63,"originations_cash_out_refinance":73,"denials_purchase":134,"denials_refinance":14,"denials_cash_out_refinance":43,"denial_rate":30.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21087","dataset":"mortgage-lending","jurisdiction":"KY","county":"21087","countyName":"Green County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Green County, Kentucky: in 2024, lenders reported 204 applications for a home purchase or a refinance; 142 became loans ($21.0 million) and 57 were denied, a denial rate of 27.9%. Home purchase: 131 applications, 94 loans. HMDA 2024 data, FFIEC.","value":142,"unit":"home purchase and refinance loans originated, 2024","applications":204,"originations":142,"denials":57,"originated_dollars":20970000,"applications_purchase":131,"applications_refinance":29,"applications_cash_out_refinance":44,"originations_purchase":94,"originations_refinance":23,"originations_cash_out_refinance":25,"denials_purchase":35,"denials_refinance":5,"denials_cash_out_refinance":17,"denial_rate":27.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21089","dataset":"mortgage-lending","jurisdiction":"KY","county":"21089","countyName":"Greenup County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Greenup County, Kentucky: in 2024, lenders reported 752 applications for a home purchase or a refinance; 525 became loans ($90.1 million) and 187 were denied, a denial rate of 24.9%. Home purchase: 505 applications, 365 loans. HMDA 2024 data, FFIEC.","value":525,"unit":"home purchase and refinance loans originated, 2024","applications":752,"originations":525,"denials":187,"originated_dollars":90135000,"applications_purchase":505,"applications_refinance":118,"applications_cash_out_refinance":129,"originations_purchase":365,"originations_refinance":83,"originations_cash_out_refinance":77,"denials_purchase":110,"denials_refinance":31,"denials_cash_out_refinance":46,"denial_rate":24.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21091","dataset":"mortgage-lending","jurisdiction":"KY","county":"21091","countyName":"Hancock County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Hancock County, Kentucky: in 2024, lenders reported 199 applications for a home purchase or a refinance; 157 became loans ($26.0 million) and 36 were denied, a denial rate of 18.1%. Home purchase: 137 applications, 109 loans. HMDA 2024 data, FFIEC.","value":157,"unit":"home purchase and refinance loans originated, 2024","applications":199,"originations":157,"denials":36,"originated_dollars":25985000,"applications_purchase":137,"applications_refinance":30,"applications_cash_out_refinance":32,"originations_purchase":109,"originations_refinance":23,"originations_cash_out_refinance":25,"denials_purchase":24,"denials_refinance":5,"denials_cash_out_refinance":7,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21093","dataset":"mortgage-lending","jurisdiction":"KY","county":"21093","countyName":"Hardin County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Hardin County, Kentucky: in 2024, lenders reported 3,072 applications for a home purchase or a refinance; 2,307 became loans ($617.8 million) and 627 were denied, a denial rate of 20.4%. Home purchase: 1,911 applications, 1,485 loans. HMDA 2024 data, FFIEC.","value":2307,"unit":"home purchase and refinance loans originated, 2024","applications":3072,"originations":2307,"denials":627,"originated_dollars":617765000,"applications_purchase":1911,"applications_refinance":520,"applications_cash_out_refinance":641,"originations_purchase":1485,"originations_refinance":411,"originations_cash_out_refinance":411,"denials_purchase":347,"denials_refinance":69,"denials_cash_out_refinance":211,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21095","dataset":"mortgage-lending","jurisdiction":"KY","county":"21095","countyName":"Harlan County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Harlan County, Kentucky: in 2024, lenders reported 346 applications for a home purchase or a refinance; 145 became loans ($18.3 million) and 192 were denied, a denial rate of 55.5%. Home purchase: 292 applications, 116 loans. HMDA 2024 data, FFIEC.","value":145,"unit":"home purchase and refinance loans originated, 2024","applications":346,"originations":145,"denials":192,"originated_dollars":18325000,"applications_purchase":292,"applications_refinance":26,"applications_cash_out_refinance":28,"originations_purchase":116,"originations_refinance":16,"originations_cash_out_refinance":13,"denials_purchase":167,"denials_refinance":10,"denials_cash_out_refinance":15,"denial_rate":55.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21097","dataset":"mortgage-lending","jurisdiction":"KY","county":"21097","countyName":"Harrison County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Harrison County, Kentucky: in 2024, lenders reported 398 applications for a home purchase or a refinance; 277 became loans ($58.0 million) and 99 were denied, a denial rate of 24.9%. Home purchase: 261 applications, 185 loans. HMDA 2024 data, FFIEC.","value":277,"unit":"home purchase and refinance loans originated, 2024","applications":398,"originations":277,"denials":99,"originated_dollars":57975000,"applications_purchase":261,"applications_refinance":79,"applications_cash_out_refinance":58,"originations_purchase":185,"originations_refinance":52,"originations_cash_out_refinance":40,"denials_purchase":58,"denials_refinance":24,"denials_cash_out_refinance":17,"denial_rate":24.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21099","dataset":"mortgage-lending","jurisdiction":"KY","county":"21099","countyName":"Hart County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Hart County, Kentucky: in 2024, lenders reported 481 applications for a home purchase or a refinance; 368 became loans ($64.2 million) and 99 were denied, a denial rate of 20.6%. Home purchase: 288 applications, 230 loans. HMDA 2024 data, FFIEC.","value":368,"unit":"home purchase and refinance loans originated, 2024","applications":481,"originations":368,"denials":99,"originated_dollars":64150000,"applications_purchase":288,"applications_refinance":94,"applications_cash_out_refinance":99,"originations_purchase":230,"originations_refinance":73,"originations_cash_out_refinance":65,"denials_purchase":51,"denials_refinance":17,"denials_cash_out_refinance":31,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21101","dataset":"mortgage-lending","jurisdiction":"KY","county":"21101","countyName":"Henderson County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Henderson County, Kentucky: in 2024, lenders reported 917 applications for a home purchase or a refinance; 710 became loans ($130.8 million) and 173 were denied, a denial rate of 18.9%. Home purchase: 557 applications, 451 loans. HMDA 2024 data, FFIEC.","value":710,"unit":"home purchase and refinance loans originated, 2024","applications":917,"originations":710,"denials":173,"originated_dollars":130830000,"applications_purchase":557,"applications_refinance":149,"applications_cash_out_refinance":211,"originations_purchase":451,"originations_refinance":114,"originations_cash_out_refinance":145,"denials_purchase":83,"denials_refinance":28,"denials_cash_out_refinance":62,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21103","dataset":"mortgage-lending","jurisdiction":"KY","county":"21103","countyName":"Henry County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Henry County, Kentucky: in 2024, lenders reported 404 applications for a home purchase or a refinance; 316 became loans ($65.1 million) and 69 were denied, a denial rate of 17.1%. Home purchase: 262 applications, 218 loans. HMDA 2024 data, FFIEC.","value":316,"unit":"home purchase and refinance loans originated, 2024","applications":404,"originations":316,"denials":69,"originated_dollars":65060000,"applications_purchase":262,"applications_refinance":56,"applications_cash_out_refinance":86,"originations_purchase":218,"originations_refinance":40,"originations_cash_out_refinance":58,"denials_purchase":35,"denials_refinance":8,"denials_cash_out_refinance":26,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21105","dataset":"mortgage-lending","jurisdiction":"KY","county":"21105","countyName":"Hickman County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Hickman County, Kentucky: in 2024, lenders reported 74 applications for a home purchase or a refinance; 52 became loans ($6.2 million) and 15 were denied, a denial rate of 20.3%. Home purchase: 51 applications, 34 loans. HMDA 2024 data, FFIEC.","value":52,"unit":"home purchase and refinance loans originated, 2024","applications":74,"originations":52,"denials":15,"originated_dollars":6150000,"applications_purchase":51,"applications_refinance":18,"applications_cash_out_refinance":5,"originations_purchase":34,"originations_refinance":15,"originations_cash_out_refinance":3,"denials_purchase":12,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21107","dataset":"mortgage-lending","jurisdiction":"KY","county":"21107","countyName":"Hopkins County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Hopkins County, Kentucky: in 2024, lenders reported 994 applications for a home purchase or a refinance; 654 became loans ($112.2 million) and 300 were denied, a denial rate of 30.2%. Home purchase: 663 applications, 420 loans. HMDA 2024 data, FFIEC.","value":654,"unit":"home purchase and refinance loans originated, 2024","applications":994,"originations":654,"denials":300,"originated_dollars":112150000,"applications_purchase":663,"applications_refinance":189,"applications_cash_out_refinance":142,"originations_purchase":420,"originations_refinance":146,"originations_cash_out_refinance":88,"denials_purchase":207,"denials_refinance":39,"denials_cash_out_refinance":54,"denial_rate":30.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21109","dataset":"mortgage-lending","jurisdiction":"KY","county":"21109","countyName":"Jackson County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Jackson County, Kentucky: in 2024, lenders reported 234 applications for a home purchase or a refinance; 102 became loans ($15.3 million) and 119 were denied, a denial rate of 50.9%. Home purchase: 191 applications, 78 loans. HMDA 2024 data, FFIEC.","value":102,"unit":"home purchase and refinance loans originated, 2024","applications":234,"originations":102,"denials":119,"originated_dollars":15260000,"applications_purchase":191,"applications_refinance":16,"applications_cash_out_refinance":27,"originations_purchase":78,"originations_refinance":9,"originations_cash_out_refinance":15,"denials_purchase":102,"denials_refinance":6,"denials_cash_out_refinance":11,"denial_rate":50.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21111","dataset":"mortgage-lending","jurisdiction":"KY","county":"21111","countyName":"Jefferson County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Jefferson County, Kentucky: in 2024, lenders reported 17,047 applications for a home purchase or a refinance; 13,868 became loans ($3.9 billion) and 2,753 were denied, a denial rate of 16.1%. Home purchase: 11,542 applications, 10,034 loans. HMDA 2024 data, FFIEC.","value":13868,"unit":"home purchase and refinance loans originated, 2024","applications":17047,"originations":13868,"denials":2753,"originated_dollars":3864660000,"applications_purchase":11542,"applications_refinance":2623,"applications_cash_out_refinance":2882,"originations_purchase":10034,"originations_refinance":1982,"originations_cash_out_refinance":1852,"denials_purchase":1288,"denials_refinance":528,"denials_cash_out_refinance":937,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21113","dataset":"mortgage-lending","jurisdiction":"KY","county":"21113","countyName":"Jessamine County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Jessamine County, Kentucky: in 2024, lenders reported 1,220 applications for a home purchase or a refinance; 1,027 became loans ($382.4 million) and 166 were denied, a denial rate of 13.6%. Home purchase: 784 applications, 691 loans. HMDA 2024 data, FFIEC.","value":1027,"unit":"home purchase and refinance loans originated, 2024","applications":1220,"originations":1027,"denials":166,"originated_dollars":382355000,"applications_purchase":784,"applications_refinance":254,"applications_cash_out_refinance":182,"originations_purchase":691,"originations_refinance":209,"originations_cash_out_refinance":127,"denials_purchase":78,"denials_refinance":37,"denials_cash_out_refinance":51,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21115","dataset":"mortgage-lending","jurisdiction":"KY","county":"21115","countyName":"Johnson County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Johnson County, Kentucky: in 2024, lenders reported 408 applications for a home purchase or a refinance; 208 became loans ($32.6 million) and 187 were denied, a denial rate of 45.8%. Home purchase: 298 applications, 141 loans. HMDA 2024 data, FFIEC.","value":208,"unit":"home purchase and refinance loans originated, 2024","applications":408,"originations":208,"denials":187,"originated_dollars":32560000,"applications_purchase":298,"applications_refinance":51,"applications_cash_out_refinance":59,"originations_purchase":141,"originations_refinance":36,"originations_cash_out_refinance":31,"denials_purchase":149,"denials_refinance":12,"denials_cash_out_refinance":26,"denial_rate":45.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21117","dataset":"mortgage-lending","jurisdiction":"KY","county":"21117","countyName":"Kenton County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Kenton County, Kentucky: in 2024, lenders reported 4,454 applications for a home purchase or a refinance; 3,676 became loans ($911.9 million) and 672 were denied, a denial rate of 15.1%. Home purchase: 2,750 applications, 2,431 loans. HMDA 2024 data, FFIEC.","value":3676,"unit":"home purchase and refinance loans originated, 2024","applications":4454,"originations":3676,"denials":672,"originated_dollars":911920000,"applications_purchase":2750,"applications_refinance":754,"applications_cash_out_refinance":950,"originations_purchase":2431,"originations_refinance":563,"originations_cash_out_refinance":682,"denials_purchase":272,"denials_refinance":156,"denials_cash_out_refinance":244,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21119","dataset":"mortgage-lending","jurisdiction":"KY","county":"21119","countyName":"Knott County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Knott County, Kentucky: in 2024, lenders reported 198 applications for a home purchase or a refinance; 87 became loans ($12.1 million) and 98 were denied, a denial rate of 49.5%. Home purchase: 160 applications, 61 loans. HMDA 2024 data, FFIEC.","value":87,"unit":"home purchase and refinance loans originated, 2024","applications":198,"originations":87,"denials":98,"originated_dollars":12095000,"applications_purchase":160,"applications_refinance":23,"applications_cash_out_refinance":15,"originations_purchase":61,"originations_refinance":19,"originations_cash_out_refinance":7,"denials_purchase":86,"denials_refinance":4,"denials_cash_out_refinance":8,"denial_rate":49.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21121","dataset":"mortgage-lending","jurisdiction":"KY","county":"21121","countyName":"Knox County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Knox County, Kentucky: in 2024, lenders reported 693 applications for a home purchase or a refinance; 248 became loans ($36.8 million) and 409 were denied, a denial rate of 59.0%. Home purchase: 587 applications, 181 loans. HMDA 2024 data, FFIEC.","value":248,"unit":"home purchase and refinance loans originated, 2024","applications":693,"originations":248,"denials":409,"originated_dollars":36760000,"applications_purchase":587,"applications_refinance":58,"applications_cash_out_refinance":48,"originations_purchase":181,"originations_refinance":42,"originations_cash_out_refinance":25,"denials_purchase":373,"denials_refinance":15,"denials_cash_out_refinance":21,"denial_rate":59,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21123","dataset":"mortgage-lending","jurisdiction":"KY","county":"21123","countyName":"Larue County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Larue County, Kentucky: in 2024, lenders reported 315 applications for a home purchase or a refinance; 252 became loans ($51.8 million) and 49 were denied, a denial rate of 15.6%. Home purchase: 191 applications, 155 loans. HMDA 2024 data, FFIEC.","value":252,"unit":"home purchase and refinance loans originated, 2024","applications":315,"originations":252,"denials":49,"originated_dollars":51770000,"applications_purchase":191,"applications_refinance":61,"applications_cash_out_refinance":63,"originations_purchase":155,"originations_refinance":51,"originations_cash_out_refinance":46,"denials_purchase":25,"denials_refinance":7,"denials_cash_out_refinance":17,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21125","dataset":"mortgage-lending","jurisdiction":"KY","county":"21125","countyName":"Laurel County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Laurel County, Kentucky: in 2024, lenders reported 1,498 applications for a home purchase or a refinance; 795 became loans ($150.2 million) and 613 were denied, a denial rate of 40.9%. Home purchase: 1,161 applications, 573 loans. HMDA 2024 data, FFIEC.","value":795,"unit":"home purchase and refinance loans originated, 2024","applications":1498,"originations":795,"denials":613,"originated_dollars":150165000,"applications_purchase":1161,"applications_refinance":134,"applications_cash_out_refinance":203,"originations_purchase":573,"originations_refinance":97,"originations_cash_out_refinance":125,"denials_purchase":519,"denials_refinance":27,"denials_cash_out_refinance":67,"denial_rate":40.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21127","dataset":"mortgage-lending","jurisdiction":"KY","county":"21127","countyName":"Lawrence County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Lawrence County, Kentucky: in 2024, lenders reported 306 applications for a home purchase or a refinance; 153 became loans ($25.3 million) and 134 were denied, a denial rate of 43.8%. Home purchase: 242 applications, 114 loans. HMDA 2024 data, FFIEC.","value":153,"unit":"home purchase and refinance loans originated, 2024","applications":306,"originations":153,"denials":134,"originated_dollars":25335000,"applications_purchase":242,"applications_refinance":25,"applications_cash_out_refinance":39,"originations_purchase":114,"originations_refinance":13,"originations_cash_out_refinance":26,"denials_purchase":113,"denials_refinance":9,"denials_cash_out_refinance":12,"denial_rate":43.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21129","dataset":"mortgage-lending","jurisdiction":"KY","county":"21129","countyName":"Lee County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Lee County, Kentucky: in 2024, lenders reported 111 applications for a home purchase or a refinance; 47 became loans ($7.5 million) and 56 were denied, a denial rate of 50.5%. Home purchase: 87 applications, 38 loans. HMDA 2024 data, FFIEC.","value":47,"unit":"home purchase and refinance loans originated, 2024","applications":111,"originations":47,"denials":56,"originated_dollars":7455000,"applications_purchase":87,"applications_refinance":8,"applications_cash_out_refinance":16,"originations_purchase":38,"originations_refinance":4,"originations_cash_out_refinance":5,"denials_purchase":43,"denials_refinance":3,"denials_cash_out_refinance":10,"denial_rate":50.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21131","dataset":"mortgage-lending","jurisdiction":"KY","county":"21131","countyName":"Leslie County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Leslie County, Kentucky: in 2024, lenders reported 131 applications for a home purchase or a refinance; 40 became loans ($4.3 million) and 78 were denied, a denial rate of 59.5%. Home purchase: 111 applications, 29 loans. HMDA 2024 data, FFIEC.","value":40,"unit":"home purchase and refinance loans originated, 2024","applications":131,"originations":40,"denials":78,"originated_dollars":4290000,"applications_purchase":111,"applications_refinance":5,"applications_cash_out_refinance":15,"originations_purchase":29,"originations_refinance":3,"originations_cash_out_refinance":8,"denials_purchase":70,"denials_refinance":1,"denials_cash_out_refinance":7,"denial_rate":59.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21133","dataset":"mortgage-lending","jurisdiction":"KY","county":"21133","countyName":"Letcher County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Letcher County, Kentucky: in 2024, lenders reported 233 applications for a home purchase or a refinance; 91 became loans ($11.6 million) and 128 were denied, a denial rate of 54.9%. Home purchase: 192 applications, 64 loans. HMDA 2024 data, FFIEC.","value":91,"unit":"home purchase and refinance loans originated, 2024","applications":233,"originations":91,"denials":128,"originated_dollars":11595000,"applications_purchase":192,"applications_refinance":21,"applications_cash_out_refinance":20,"originations_purchase":64,"originations_refinance":16,"originations_cash_out_refinance":11,"denials_purchase":114,"denials_refinance":5,"denials_cash_out_refinance":9,"denial_rate":54.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21135","dataset":"mortgage-lending","jurisdiction":"KY","county":"21135","countyName":"Lewis County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Lewis County, Kentucky: in 2024, lenders reported 232 applications for a home purchase or a refinance; 121 became loans ($16.7 million) and 98 were denied, a denial rate of 42.2%. Home purchase: 169 applications, 82 loans. HMDA 2024 data, FFIEC.","value":121,"unit":"home purchase and refinance loans originated, 2024","applications":232,"originations":121,"denials":98,"originated_dollars":16705000,"applications_purchase":169,"applications_refinance":27,"applications_cash_out_refinance":36,"originations_purchase":82,"originations_refinance":18,"originations_cash_out_refinance":21,"denials_purchase":78,"denials_refinance":7,"denials_cash_out_refinance":13,"denial_rate":42.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21137","dataset":"mortgage-lending","jurisdiction":"KY","county":"21137","countyName":"Lincoln County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Lincoln County, Kentucky: in 2024, lenders reported 575 applications for a home purchase or a refinance; 355 became loans ($60.7 million) and 198 were denied, a denial rate of 34.4%. Home purchase: 395 applications, 229 loans. HMDA 2024 data, FFIEC.","value":355,"unit":"home purchase and refinance loans originated, 2024","applications":575,"originations":355,"denials":198,"originated_dollars":60675000,"applications_purchase":395,"applications_refinance":93,"applications_cash_out_refinance":87,"originations_purchase":229,"originations_refinance":73,"originations_cash_out_refinance":53,"denials_purchase":146,"denials_refinance":19,"denials_cash_out_refinance":33,"denial_rate":34.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21139","dataset":"mortgage-lending","jurisdiction":"KY","county":"21139","countyName":"Livingston County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Livingston County, Kentucky: in 2024, lenders reported 173 applications for a home purchase or a refinance; 100 became loans ($15.9 million) and 62 were denied, a denial rate of 35.8%. Home purchase: 133 applications, 73 loans. HMDA 2024 data, FFIEC.","value":100,"unit":"home purchase and refinance loans originated, 2024","applications":173,"originations":100,"denials":62,"originated_dollars":15890000,"applications_purchase":133,"applications_refinance":23,"applications_cash_out_refinance":17,"originations_purchase":73,"originations_refinance":18,"originations_cash_out_refinance":9,"denials_purchase":49,"denials_refinance":5,"denials_cash_out_refinance":8,"denial_rate":35.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21141","dataset":"mortgage-lending","jurisdiction":"KY","county":"21141","countyName":"Logan County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Logan County, Kentucky: in 2024, lenders reported 618 applications for a home purchase or a refinance; 464 became loans ($91.5 million) and 128 were denied, a denial rate of 20.7%. Home purchase: 419 applications, 320 loans. HMDA 2024 data, FFIEC.","value":464,"unit":"home purchase and refinance loans originated, 2024","applications":618,"originations":464,"denials":128,"originated_dollars":91450000,"applications_purchase":419,"applications_refinance":96,"applications_cash_out_refinance":103,"originations_purchase":320,"originations_refinance":81,"originations_cash_out_refinance":63,"denials_purchase":75,"denials_refinance":13,"denials_cash_out_refinance":40,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21143","dataset":"mortgage-lending","jurisdiction":"KY","county":"21143","countyName":"Lyon County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Lyon County, Kentucky: in 2024, lenders reported 178 applications for a home purchase or a refinance; 131 became loans ($31.3 million) and 42 were denied, a denial rate of 23.6%. Home purchase: 136 applications, 106 loans. HMDA 2024 data, FFIEC.","value":131,"unit":"home purchase and refinance loans originated, 2024","applications":178,"originations":131,"denials":42,"originated_dollars":31265000,"applications_purchase":136,"applications_refinance":18,"applications_cash_out_refinance":24,"originations_purchase":106,"originations_refinance":11,"originations_cash_out_refinance":14,"denials_purchase":25,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21145","dataset":"mortgage-lending","jurisdiction":"KY","county":"21145","countyName":"McCracken County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"McCracken County, Kentucky: in 2024, lenders reported 1,368 applications for a home purchase or a refinance; 937 became loans ($184.9 million) and 364 were denied, a denial rate of 26.6%. Home purchase: 1,010 applications, 691 loans. HMDA 2024 data, FFIEC.","value":937,"unit":"home purchase and refinance loans originated, 2024","applications":1368,"originations":937,"denials":364,"originated_dollars":184905000,"applications_purchase":1010,"applications_refinance":176,"applications_cash_out_refinance":182,"originations_purchase":691,"originations_refinance":135,"originations_cash_out_refinance":111,"denials_purchase":266,"denials_refinance":31,"denials_cash_out_refinance":67,"denial_rate":26.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21147","dataset":"mortgage-lending","jurisdiction":"KY","county":"21147","countyName":"McCreary County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"McCreary County, Kentucky: in 2024, lenders reported 259 applications for a home purchase or a refinance; 133 became loans ($20.1 million) and 105 were denied, a denial rate of 40.5%. Home purchase: 183 applications, 89 loans. HMDA 2024 data, FFIEC.","value":133,"unit":"home purchase and refinance loans originated, 2024","applications":259,"originations":133,"denials":105,"originated_dollars":20125000,"applications_purchase":183,"applications_refinance":24,"applications_cash_out_refinance":52,"originations_purchase":89,"originations_refinance":15,"originations_cash_out_refinance":29,"denials_purchase":77,"denials_refinance":8,"denials_cash_out_refinance":20,"denial_rate":40.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21149","dataset":"mortgage-lending","jurisdiction":"KY","county":"21149","countyName":"McLean County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"McLean County, Kentucky: in 2024, lenders reported 167 applications for a home purchase or a refinance; 122 became loans ($18.2 million) and 36 were denied, a denial rate of 21.6%. Home purchase: 107 applications, 77 loans. HMDA 2024 data, FFIEC.","value":122,"unit":"home purchase and refinance loans originated, 2024","applications":167,"originations":122,"denials":36,"originated_dollars":18180000,"applications_purchase":107,"applications_refinance":28,"applications_cash_out_refinance":32,"originations_purchase":77,"originations_refinance":22,"originations_cash_out_refinance":23,"denials_purchase":23,"denials_refinance":5,"denials_cash_out_refinance":8,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21151","dataset":"mortgage-lending","jurisdiction":"KY","county":"21151","countyName":"Madison County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Madison County, Kentucky: in 2024, lenders reported 2,305 applications for a home purchase or a refinance; 1,761 became loans ($467.7 million) and 462 were denied, a denial rate of 20.0%. Home purchase: 1,604 applications, 1,252 loans. HMDA 2024 data, FFIEC.","value":1761,"unit":"home purchase and refinance loans originated, 2024","applications":2305,"originations":1761,"denials":462,"originated_dollars":467675000,"applications_purchase":1604,"applications_refinance":373,"applications_cash_out_refinance":328,"originations_purchase":1252,"originations_refinance":290,"originations_cash_out_refinance":219,"denials_purchase":296,"denials_refinance":69,"denials_cash_out_refinance":97,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21153","dataset":"mortgage-lending","jurisdiction":"KY","county":"21153","countyName":"Magoffin County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Magoffin County, Kentucky: in 2024, lenders reported 185 applications for a home purchase or a refinance; 70 became loans ($10.2 million) and 104 were denied, a denial rate of 56.2%. Home purchase: 158 applications, 57 loans. HMDA 2024 data, FFIEC.","value":70,"unit":"home purchase and refinance loans originated, 2024","applications":185,"originations":70,"denials":104,"originated_dollars":10200000,"applications_purchase":158,"applications_refinance":8,"applications_cash_out_refinance":19,"originations_purchase":57,"originations_refinance":4,"originations_cash_out_refinance":9,"denials_purchase":91,"denials_refinance":3,"denials_cash_out_refinance":10,"denial_rate":56.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21155","dataset":"mortgage-lending","jurisdiction":"KY","county":"21155","countyName":"Marion County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Marion County, Kentucky: in 2024, lenders reported 318 applications for a home purchase or a refinance; 229 became loans ($43.2 million) and 84 were denied, a denial rate of 26.4%. Home purchase: 219 applications, 157 loans. HMDA 2024 data, FFIEC.","value":229,"unit":"home purchase and refinance loans originated, 2024","applications":318,"originations":229,"denials":84,"originated_dollars":43225000,"applications_purchase":219,"applications_refinance":43,"applications_cash_out_refinance":56,"originations_purchase":157,"originations_refinance":35,"originations_cash_out_refinance":37,"denials_purchase":58,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":26.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21157","dataset":"mortgage-lending","jurisdiction":"KY","county":"21157","countyName":"Marshall County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Marshall County, Kentucky: in 2024, lenders reported 642 applications for a home purchase or a refinance; 417 became loans ($81.4 million) and 181 were denied, a denial rate of 28.2%. Home purchase: 447 applications, 290 loans. HMDA 2024 data, FFIEC.","value":417,"unit":"home purchase and refinance loans originated, 2024","applications":642,"originations":417,"denials":181,"originated_dollars":81385000,"applications_purchase":447,"applications_refinance":89,"applications_cash_out_refinance":106,"originations_purchase":290,"originations_refinance":61,"originations_cash_out_refinance":66,"denials_purchase":122,"denials_refinance":21,"denials_cash_out_refinance":38,"denial_rate":28.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21159","dataset":"mortgage-lending","jurisdiction":"KY","county":"21159","countyName":"Martin County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Martin County, Kentucky: in 2024, lenders reported 121 applications for a home purchase or a refinance; 53 became loans ($7.2 million) and 63 were denied, a denial rate of 52.1%. Home purchase: 98 applications, 42 loans. HMDA 2024 data, FFIEC.","value":53,"unit":"home purchase and refinance loans originated, 2024","applications":121,"originations":53,"denials":63,"originated_dollars":7195000,"applications_purchase":98,"applications_refinance":5,"applications_cash_out_refinance":18,"originations_purchase":42,"originations_refinance":4,"originations_cash_out_refinance":7,"denials_purchase":52,"denials_refinance":1,"denials_cash_out_refinance":10,"denial_rate":52.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21161","dataset":"mortgage-lending","jurisdiction":"KY","county":"21161","countyName":"Mason County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Mason County, Kentucky: in 2024, lenders reported 280 applications for a home purchase or a refinance; 198 became loans ($34.8 million) and 76 were denied, a denial rate of 27.1%. Home purchase: 174 applications, 134 loans. HMDA 2024 data, FFIEC.","value":198,"unit":"home purchase and refinance loans originated, 2024","applications":280,"originations":198,"denials":76,"originated_dollars":34810000,"applications_purchase":174,"applications_refinance":40,"applications_cash_out_refinance":66,"originations_purchase":134,"originations_refinance":26,"originations_cash_out_refinance":38,"denials_purchase":37,"denials_refinance":13,"denials_cash_out_refinance":26,"denial_rate":27.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21163","dataset":"mortgage-lending","jurisdiction":"KY","county":"21163","countyName":"Meade County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Meade County, Kentucky: in 2024, lenders reported 882 applications for a home purchase or a refinance; 647 became loans ($151.4 million) and 177 were denied, a denial rate of 20.1%. Home purchase: 593 applications, 444 loans. HMDA 2024 data, FFIEC.","value":647,"unit":"home purchase and refinance loans originated, 2024","applications":882,"originations":647,"denials":177,"originated_dollars":151445000,"applications_purchase":593,"applications_refinance":154,"applications_cash_out_refinance":135,"originations_purchase":444,"originations_refinance":114,"originations_cash_out_refinance":89,"denials_purchase":111,"denials_refinance":27,"denials_cash_out_refinance":39,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21165","dataset":"mortgage-lending","jurisdiction":"KY","county":"21165","countyName":"Menifee County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Menifee County, Kentucky: in 2024, lenders reported 146 applications for a home purchase or a refinance; 94 became loans ($13.7 million) and 48 were denied, a denial rate of 32.9%. Home purchase: 115 applications, 74 loans. HMDA 2024 data, FFIEC.","value":94,"unit":"home purchase and refinance loans originated, 2024","applications":146,"originations":94,"denials":48,"originated_dollars":13660000,"applications_purchase":115,"applications_refinance":19,"applications_cash_out_refinance":12,"originations_purchase":74,"originations_refinance":12,"originations_cash_out_refinance":8,"denials_purchase":37,"denials_refinance":7,"denials_cash_out_refinance":4,"denial_rate":32.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21167","dataset":"mortgage-lending","jurisdiction":"KY","county":"21167","countyName":"Mercer County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Mercer County, Kentucky: in 2024, lenders reported 555 applications for a home purchase or a refinance; 431 became loans ($94.2 million) and 112 were denied, a denial rate of 20.2%. Home purchase: 368 applications, 298 loans. HMDA 2024 data, FFIEC.","value":431,"unit":"home purchase and refinance loans originated, 2024","applications":555,"originations":431,"denials":112,"originated_dollars":94215000,"applications_purchase":368,"applications_refinance":102,"applications_cash_out_refinance":85,"originations_purchase":298,"originations_refinance":83,"originations_cash_out_refinance":50,"denials_purchase":64,"denials_refinance":15,"denials_cash_out_refinance":33,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21169","dataset":"mortgage-lending","jurisdiction":"KY","county":"21169","countyName":"Metcalfe County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Metcalfe County, Kentucky: in 2024, lenders reported 178 applications for a home purchase or a refinance; 123 became loans ($18.7 million) and 52 were denied, a denial rate of 29.2%. Home purchase: 125 applications, 87 loans. HMDA 2024 data, FFIEC.","value":123,"unit":"home purchase and refinance loans originated, 2024","applications":178,"originations":123,"denials":52,"originated_dollars":18725000,"applications_purchase":125,"applications_refinance":30,"applications_cash_out_refinance":23,"originations_purchase":87,"originations_refinance":23,"originations_cash_out_refinance":13,"denials_purchase":35,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":29.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21171","dataset":"mortgage-lending","jurisdiction":"KY","county":"21171","countyName":"Monroe County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Monroe County, Kentucky: in 2024, lenders reported 190 applications for a home purchase or a refinance; 145 became loans ($21.2 million) and 40 were denied, a denial rate of 21.1%. Home purchase: 117 applications, 86 loans. HMDA 2024 data, FFIEC.","value":145,"unit":"home purchase and refinance loans originated, 2024","applications":190,"originations":145,"denials":40,"originated_dollars":21235000,"applications_purchase":117,"applications_refinance":48,"applications_cash_out_refinance":25,"originations_purchase":86,"originations_refinance":43,"originations_cash_out_refinance":16,"denials_purchase":27,"denials_refinance":5,"denials_cash_out_refinance":8,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21173","dataset":"mortgage-lending","jurisdiction":"KY","county":"21173","countyName":"Montgomery County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Montgomery County, Kentucky: in 2024, lenders reported 681 applications for a home purchase or a refinance; 480 became loans ($93.2 million) and 170 were denied, a denial rate of 25.0%. Home purchase: 432 applications, 309 loans. HMDA 2024 data, FFIEC.","value":480,"unit":"home purchase and refinance loans originated, 2024","applications":681,"originations":480,"denials":170,"originated_dollars":93170000,"applications_purchase":432,"applications_refinance":146,"applications_cash_out_refinance":103,"originations_purchase":309,"originations_refinance":104,"originations_cash_out_refinance":67,"denials_purchase":110,"denials_refinance":33,"denials_cash_out_refinance":27,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21175","dataset":"mortgage-lending","jurisdiction":"KY","county":"21175","countyName":"Morgan County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Morgan County, Kentucky: in 2024, lenders reported 127 applications for a home purchase or a refinance; 67 became loans ($10.5 million) and 51 were denied, a denial rate of 40.2%. Home purchase: 99 applications, 45 loans. HMDA 2024 data, FFIEC.","value":67,"unit":"home purchase and refinance loans originated, 2024","applications":127,"originations":67,"denials":51,"originated_dollars":10535000,"applications_purchase":99,"applications_refinance":15,"applications_cash_out_refinance":13,"originations_purchase":45,"originations_refinance":14,"originations_cash_out_refinance":8,"denials_purchase":45,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":40.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21177","dataset":"mortgage-lending","jurisdiction":"KY","county":"21177","countyName":"Muhlenberg County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Muhlenberg County, Kentucky: in 2024, lenders reported 579 applications for a home purchase or a refinance; 371 became loans ($54.7 million) and 183 were denied, a denial rate of 31.6%. Home purchase: 406 applications, 249 loans. HMDA 2024 data, FFIEC.","value":371,"unit":"home purchase and refinance loans originated, 2024","applications":579,"originations":371,"denials":183,"originated_dollars":54705000,"applications_purchase":406,"applications_refinance":108,"applications_cash_out_refinance":65,"originations_purchase":249,"originations_refinance":83,"originations_cash_out_refinance":39,"denials_purchase":134,"denials_refinance":24,"denials_cash_out_refinance":25,"denial_rate":31.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21179","dataset":"mortgage-lending","jurisdiction":"KY","county":"21179","countyName":"Nelson County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Nelson County, Kentucky: in 2024, lenders reported 1,239 applications for a home purchase or a refinance; 989 became loans ($219.9 million) and 192 were denied, a denial rate of 15.5%. Home purchase: 818 applications, 698 loans. HMDA 2024 data, FFIEC.","value":989,"unit":"home purchase and refinance loans originated, 2024","applications":1239,"originations":989,"denials":192,"originated_dollars":219905000,"applications_purchase":818,"applications_refinance":202,"applications_cash_out_refinance":219,"originations_purchase":698,"originations_refinance":148,"originations_cash_out_refinance":143,"denials_purchase":95,"denials_refinance":32,"denials_cash_out_refinance":65,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21181","dataset":"mortgage-lending","jurisdiction":"KY","county":"21181","countyName":"Nicholas County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Nicholas County, Kentucky: in 2024, lenders reported 160 applications for a home purchase or a refinance; 107 became loans ($18.0 million) and 46 were denied, a denial rate of 28.8%. Home purchase: 105 applications, 74 loans. HMDA 2024 data, FFIEC.","value":107,"unit":"home purchase and refinance loans originated, 2024","applications":160,"originations":107,"denials":46,"originated_dollars":17985000,"applications_purchase":105,"applications_refinance":28,"applications_cash_out_refinance":27,"originations_purchase":74,"originations_refinance":17,"originations_cash_out_refinance":16,"denials_purchase":27,"denials_refinance":9,"denials_cash_out_refinance":10,"denial_rate":28.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21183","dataset":"mortgage-lending","jurisdiction":"KY","county":"21183","countyName":"Ohio County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Ohio County, Kentucky: in 2024, lenders reported 424 applications for a home purchase or a refinance; 284 became loans ($44.5 million) and 117 were denied, a denial rate of 27.6%. Home purchase: 295 applications, 193 loans. HMDA 2024 data, FFIEC.","value":284,"unit":"home purchase and refinance loans originated, 2024","applications":424,"originations":284,"denials":117,"originated_dollars":44520000,"applications_purchase":295,"applications_refinance":44,"applications_cash_out_refinance":85,"originations_purchase":193,"originations_refinance":32,"originations_cash_out_refinance":59,"denials_purchase":80,"denials_refinance":11,"denials_cash_out_refinance":26,"denial_rate":27.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21185","dataset":"mortgage-lending","jurisdiction":"KY","county":"21185","countyName":"Oldham County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Oldham County, Kentucky: in 2024, lenders reported 1,611 applications for a home purchase or a refinance; 1,371 became loans ($529.5 million) and 195 were denied, a denial rate of 12.1%. Home purchase: 1,027 applications, 919 loans. HMDA 2024 data, FFIEC.","value":1371,"unit":"home purchase and refinance loans originated, 2024","applications":1611,"originations":1371,"denials":195,"originated_dollars":529465000,"applications_purchase":1027,"applications_refinance":305,"applications_cash_out_refinance":279,"originations_purchase":919,"originations_refinance":247,"originations_cash_out_refinance":205,"denials_purchase":87,"denials_refinance":43,"denials_cash_out_refinance":65,"denial_rate":12.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21187","dataset":"mortgage-lending","jurisdiction":"KY","county":"21187","countyName":"Owen County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Owen County, Kentucky: in 2024, lenders reported 284 applications for a home purchase or a refinance; 187 became loans ($33.5 million) and 83 were denied, a denial rate of 29.2%. Home purchase: 175 applications, 120 loans. HMDA 2024 data, FFIEC.","value":187,"unit":"home purchase and refinance loans originated, 2024","applications":284,"originations":187,"denials":83,"originated_dollars":33535000,"applications_purchase":175,"applications_refinance":54,"applications_cash_out_refinance":55,"originations_purchase":120,"originations_refinance":39,"originations_cash_out_refinance":28,"denials_purchase":46,"denials_refinance":13,"denials_cash_out_refinance":24,"denial_rate":29.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21189","dataset":"mortgage-lending","jurisdiction":"KY","county":"21189","countyName":"Owsley County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Owsley County, Kentucky: in 2024, lenders reported 65 applications for a home purchase or a refinance; 13 became loans ($2.4 million) and 48 were denied, a denial rate of 73.8%. Home purchase: 54 applications, 8 loans. HMDA 2024 data, FFIEC.","value":13,"unit":"home purchase and refinance loans originated, 2024","applications":65,"originations":13,"denials":48,"originated_dollars":2375000,"applications_purchase":54,"applications_refinance":7,"applications_cash_out_refinance":4,"originations_purchase":8,"originations_refinance":4,"originations_cash_out_refinance":1,"denials_purchase":42,"denials_refinance":3,"denials_cash_out_refinance":3,"denial_rate":73.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21191","dataset":"mortgage-lending","jurisdiction":"KY","county":"21191","countyName":"Pendleton County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Pendleton County, Kentucky: in 2024, lenders reported 323 applications for a home purchase or a refinance; 227 became loans ($45.8 million) and 84 were denied, a denial rate of 26.0%. Home purchase: 211 applications, 149 loans. HMDA 2024 data, FFIEC.","value":227,"unit":"home purchase and refinance loans originated, 2024","applications":323,"originations":227,"denials":84,"originated_dollars":45835000,"applications_purchase":211,"applications_refinance":47,"applications_cash_out_refinance":65,"originations_purchase":149,"originations_refinance":34,"originations_cash_out_refinance":44,"denials_purchase":51,"denials_refinance":13,"denials_cash_out_refinance":20,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21193","dataset":"mortgage-lending","jurisdiction":"KY","county":"21193","countyName":"Perry County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Perry County, Kentucky: in 2024, lenders reported 334 applications for a home purchase or a refinance; 144 became loans ($21.1 million) and 173 were denied, a denial rate of 51.8%. Home purchase: 274 applications, 100 loans. HMDA 2024 data, FFIEC.","value":144,"unit":"home purchase and refinance loans originated, 2024","applications":334,"originations":144,"denials":173,"originated_dollars":21070000,"applications_purchase":274,"applications_refinance":25,"applications_cash_out_refinance":35,"originations_purchase":100,"originations_refinance":23,"originations_cash_out_refinance":21,"denials_purchase":158,"denials_refinance":1,"denials_cash_out_refinance":14,"denial_rate":51.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21195","dataset":"mortgage-lending","jurisdiction":"KY","county":"21195","countyName":"Pike County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Pike County, Kentucky: in 2024, lenders reported 767 applications for a home purchase or a refinance; 383 became loans ($63.7 million) and 350 were denied, a denial rate of 45.6%. Home purchase: 602 applications, 277 loans. HMDA 2024 data, FFIEC.","value":383,"unit":"home purchase and refinance loans originated, 2024","applications":767,"originations":383,"denials":350,"originated_dollars":63655000,"applications_purchase":602,"applications_refinance":92,"applications_cash_out_refinance":73,"originations_purchase":277,"originations_refinance":68,"originations_cash_out_refinance":38,"denials_purchase":297,"denials_refinance":21,"denials_cash_out_refinance":32,"denial_rate":45.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21197","dataset":"mortgage-lending","jurisdiction":"KY","county":"21197","countyName":"Powell County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Powell County, Kentucky: in 2024, lenders reported 312 applications for a home purchase or a refinance; 179 became loans ($31.2 million) and 117 were denied, a denial rate of 37.5%. Home purchase: 218 applications, 128 loans. HMDA 2024 data, FFIEC.","value":179,"unit":"home purchase and refinance loans originated, 2024","applications":312,"originations":179,"denials":117,"originated_dollars":31195000,"applications_purchase":218,"applications_refinance":45,"applications_cash_out_refinance":49,"originations_purchase":128,"originations_refinance":33,"originations_cash_out_refinance":18,"denials_purchase":77,"denials_refinance":10,"denials_cash_out_refinance":30,"denial_rate":37.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21199","dataset":"mortgage-lending","jurisdiction":"KY","county":"21199","countyName":"Pulaski County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Pulaski County, Kentucky: in 2024, lenders reported 1,264 applications for a home purchase or a refinance; 823 became loans ($155.3 million) and 383 were denied, a denial rate of 30.3%. Home purchase: 881 applications, 557 loans. HMDA 2024 data, FFIEC.","value":823,"unit":"home purchase and refinance loans originated, 2024","applications":1264,"originations":823,"denials":383,"originated_dollars":155285000,"applications_purchase":881,"applications_refinance":165,"applications_cash_out_refinance":218,"originations_purchase":557,"originations_refinance":131,"originations_cash_out_refinance":135,"denials_purchase":278,"denials_refinance":29,"denials_cash_out_refinance":76,"denial_rate":30.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21201","dataset":"mortgage-lending","jurisdiction":"KY","county":"21201","countyName":"Robertson County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Robertson County, Kentucky: in 2024, lenders reported 49 applications for a home purchase or a refinance; 34 became loans ($5.9 million) and 14 were denied, a denial rate of 28.6%. Home purchase: 41 applications, 27 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":49,"originations":34,"denials":14,"originated_dollars":5930000,"applications_purchase":41,"applications_refinance":1,"applications_cash_out_refinance":7,"originations_purchase":27,"originations_refinance":1,"originations_cash_out_refinance":6,"denials_purchase":13,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21203","dataset":"mortgage-lending","jurisdiction":"KY","county":"21203","countyName":"Rockcastle County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Rockcastle County, Kentucky: in 2024, lenders reported 349 applications for a home purchase or a refinance; 178 became loans ($26.9 million) and 152 were denied, a denial rate of 43.6%. Home purchase: 272 applications, 127 loans. HMDA 2024 data, FFIEC.","value":178,"unit":"home purchase and refinance loans originated, 2024","applications":349,"originations":178,"denials":152,"originated_dollars":26940000,"applications_purchase":272,"applications_refinance":47,"applications_cash_out_refinance":30,"originations_purchase":127,"originations_refinance":37,"originations_cash_out_refinance":14,"denials_purchase":127,"denials_refinance":9,"denials_cash_out_refinance":16,"denial_rate":43.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21205","dataset":"mortgage-lending","jurisdiction":"KY","county":"21205","countyName":"Rowan County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Rowan County, Kentucky: in 2024, lenders reported 370 applications for a home purchase or a refinance; 224 became loans ($42.9 million) and 128 were denied, a denial rate of 34.6%. Home purchase: 268 applications, 159 loans. HMDA 2024 data, FFIEC.","value":224,"unit":"home purchase and refinance loans originated, 2024","applications":370,"originations":224,"denials":128,"originated_dollars":42890000,"applications_purchase":268,"applications_refinance":51,"applications_cash_out_refinance":51,"originations_purchase":159,"originations_refinance":40,"originations_cash_out_refinance":25,"denials_purchase":95,"denials_refinance":8,"denials_cash_out_refinance":25,"denial_rate":34.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21207","dataset":"mortgage-lending","jurisdiction":"KY","county":"21207","countyName":"Russell County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Russell County, Kentucky: in 2024, lenders reported 308 applications for a home purchase or a refinance; 200 became loans ($35.6 million) and 94 were denied, a denial rate of 30.5%. Home purchase: 219 applications, 135 loans. HMDA 2024 data, FFIEC.","value":200,"unit":"home purchase and refinance loans originated, 2024","applications":308,"originations":200,"denials":94,"originated_dollars":35620000,"applications_purchase":219,"applications_refinance":46,"applications_cash_out_refinance":43,"originations_purchase":135,"originations_refinance":34,"originations_cash_out_refinance":31,"denials_purchase":75,"denials_refinance":10,"denials_cash_out_refinance":9,"denial_rate":30.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21209","dataset":"mortgage-lending","jurisdiction":"KY","county":"21209","countyName":"Scott County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Scott County, Kentucky: in 2024, lenders reported 1,659 applications for a home purchase or a refinance; 1,330 became loans ($353.2 million) and 287 were denied, a denial rate of 17.3%. Home purchase: 1,085 applications, 925 loans. HMDA 2024 data, FFIEC.","value":1330,"unit":"home purchase and refinance loans originated, 2024","applications":1659,"originations":1330,"denials":287,"originated_dollars":353230000,"applications_purchase":1085,"applications_refinance":305,"applications_cash_out_refinance":269,"originations_purchase":925,"originations_refinance":231,"originations_cash_out_refinance":174,"denials_purchase":140,"denials_refinance":62,"denials_cash_out_refinance":85,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21211","dataset":"mortgage-lending","jurisdiction":"KY","county":"21211","countyName":"Shelby County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Shelby County, Kentucky: in 2024, lenders reported 1,198 applications for a home purchase or a refinance; 949 became loans ($307.1 million) and 213 were denied, a denial rate of 17.8%. Home purchase: 728 applications, 614 loans. HMDA 2024 data, FFIEC.","value":949,"unit":"home purchase and refinance loans originated, 2024","applications":1198,"originations":949,"denials":213,"originated_dollars":307135000,"applications_purchase":728,"applications_refinance":255,"applications_cash_out_refinance":215,"originations_purchase":614,"originations_refinance":191,"originations_cash_out_refinance":144,"denials_purchase":100,"denials_refinance":48,"denials_cash_out_refinance":65,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21213","dataset":"mortgage-lending","jurisdiction":"KY","county":"21213","countyName":"Simpson County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Simpson County, Kentucky: in 2024, lenders reported 544 applications for a home purchase or a refinance; 440 became loans ($111.9 million) and 87 were denied, a denial rate of 16.0%. Home purchase: 334 applications, 284 loans. HMDA 2024 data, FFIEC.","value":440,"unit":"home purchase and refinance loans originated, 2024","applications":544,"originations":440,"denials":87,"originated_dollars":111920000,"applications_purchase":334,"applications_refinance":103,"applications_cash_out_refinance":107,"originations_purchase":284,"originations_refinance":85,"originations_cash_out_refinance":71,"denials_purchase":38,"denials_refinance":15,"denials_cash_out_refinance":34,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21215","dataset":"mortgage-lending","jurisdiction":"KY","county":"21215","countyName":"Spencer County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Spencer County, Kentucky: in 2024, lenders reported 510 applications for a home purchase or a refinance; 402 became loans ($111.2 million) and 84 were denied, a denial rate of 16.5%. Home purchase: 286 applications, 248 loans. HMDA 2024 data, FFIEC.","value":402,"unit":"home purchase and refinance loans originated, 2024","applications":510,"originations":402,"denials":84,"originated_dollars":111230000,"applications_purchase":286,"applications_refinance":122,"applications_cash_out_refinance":102,"originations_purchase":248,"originations_refinance":88,"originations_cash_out_refinance":66,"denials_purchase":27,"denials_refinance":24,"denials_cash_out_refinance":33,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21217","dataset":"mortgage-lending","jurisdiction":"KY","county":"21217","countyName":"Taylor County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Taylor County, Kentucky: in 2024, lenders reported 377 applications for a home purchase or a refinance; 256 became loans ($44.9 million) and 109 were denied, a denial rate of 28.9%. Home purchase: 248 applications, 172 loans. HMDA 2024 data, FFIEC.","value":256,"unit":"home purchase and refinance loans originated, 2024","applications":377,"originations":256,"denials":109,"originated_dollars":44920000,"applications_purchase":248,"applications_refinance":47,"applications_cash_out_refinance":82,"originations_purchase":172,"originations_refinance":36,"originations_cash_out_refinance":48,"denials_purchase":66,"denials_refinance":10,"denials_cash_out_refinance":33,"denial_rate":28.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21219","dataset":"mortgage-lending","jurisdiction":"KY","county":"21219","countyName":"Todd County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Todd County, Kentucky: in 2024, lenders reported 218 applications for a home purchase or a refinance; 160 became loans ($33.4 million) and 52 were denied, a denial rate of 23.9%. Home purchase: 134 applications, 103 loans. HMDA 2024 data, FFIEC.","value":160,"unit":"home purchase and refinance loans originated, 2024","applications":218,"originations":160,"denials":52,"originated_dollars":33370000,"applications_purchase":134,"applications_refinance":41,"applications_cash_out_refinance":43,"originations_purchase":103,"originations_refinance":34,"originations_cash_out_refinance":23,"denials_purchase":27,"denials_refinance":6,"denials_cash_out_refinance":19,"denial_rate":23.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21221","dataset":"mortgage-lending","jurisdiction":"KY","county":"21221","countyName":"Trigg County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Trigg County, Kentucky: in 2024, lenders reported 390 applications for a home purchase or a refinance; 262 became loans ($56.0 million) and 105 were denied, a denial rate of 26.9%. Home purchase: 265 applications, 179 loans. HMDA 2024 data, FFIEC.","value":262,"unit":"home purchase and refinance loans originated, 2024","applications":390,"originations":262,"denials":105,"originated_dollars":56050000,"applications_purchase":265,"applications_refinance":43,"applications_cash_out_refinance":82,"originations_purchase":179,"originations_refinance":35,"originations_cash_out_refinance":48,"denials_purchase":71,"denials_refinance":5,"denials_cash_out_refinance":29,"denial_rate":26.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21223","dataset":"mortgage-lending","jurisdiction":"KY","county":"21223","countyName":"Trimble County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Trimble County, Kentucky: in 2024, lenders reported 187 applications for a home purchase or a refinance; 139 became loans ($24.3 million) and 41 were denied, a denial rate of 21.9%. Home purchase: 128 applications, 96 loans. HMDA 2024 data, FFIEC.","value":139,"unit":"home purchase and refinance loans originated, 2024","applications":187,"originations":139,"denials":41,"originated_dollars":24315000,"applications_purchase":128,"applications_refinance":27,"applications_cash_out_refinance":32,"originations_purchase":96,"originations_refinance":19,"originations_cash_out_refinance":24,"denials_purchase":27,"denials_refinance":8,"denials_cash_out_refinance":6,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21225","dataset":"mortgage-lending","jurisdiction":"KY","county":"21225","countyName":"Union County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Union County, Kentucky: in 2024, lenders reported 159 applications for a home purchase or a refinance; 104 became loans ($14.9 million) and 51 were denied, a denial rate of 32.1%. Home purchase: 91 applications, 66 loans. HMDA 2024 data, FFIEC.","value":104,"unit":"home purchase and refinance loans originated, 2024","applications":159,"originations":104,"denials":51,"originated_dollars":14880000,"applications_purchase":91,"applications_refinance":32,"applications_cash_out_refinance":36,"originations_purchase":66,"originations_refinance":19,"originations_cash_out_refinance":19,"denials_purchase":21,"denials_refinance":13,"denials_cash_out_refinance":17,"denial_rate":32.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21227","dataset":"mortgage-lending","jurisdiction":"KY","county":"21227","countyName":"Warren County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Warren County, Kentucky: in 2024, lenders reported 2,898 applications for a home purchase or a refinance; 2,447 became loans ($777.6 million) and 376 were denied, a denial rate of 13.0%. Home purchase: 1,934 applications, 1,701 loans. HMDA 2024 data, FFIEC.","value":2447,"unit":"home purchase and refinance loans originated, 2024","applications":2898,"originations":2447,"denials":376,"originated_dollars":777645000,"applications_purchase":1934,"applications_refinance":524,"applications_cash_out_refinance":440,"originations_purchase":1701,"originations_refinance":435,"originations_cash_out_refinance":311,"denials_purchase":187,"denials_refinance":75,"denials_cash_out_refinance":114,"denial_rate":13,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21229","dataset":"mortgage-lending","jurisdiction":"KY","county":"21229","countyName":"Washington County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Washington County, Kentucky: in 2024, lenders reported 170 applications for a home purchase or a refinance; 106 became loans ($20.7 million) and 60 were denied, a denial rate of 35.3%. Home purchase: 109 applications, 62 loans. HMDA 2024 data, FFIEC.","value":106,"unit":"home purchase and refinance loans originated, 2024","applications":170,"originations":106,"denials":60,"originated_dollars":20720000,"applications_purchase":109,"applications_refinance":29,"applications_cash_out_refinance":32,"originations_purchase":62,"originations_refinance":21,"originations_cash_out_refinance":23,"denials_purchase":44,"denials_refinance":7,"denials_cash_out_refinance":9,"denial_rate":35.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21231","dataset":"mortgage-lending","jurisdiction":"KY","county":"21231","countyName":"Wayne County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Wayne County, Kentucky: in 2024, lenders reported 307 applications for a home purchase or a refinance; 197 became loans ($32.3 million) and 100 were denied, a denial rate of 32.6%. Home purchase: 212 applications, 131 loans. HMDA 2024 data, FFIEC.","value":197,"unit":"home purchase and refinance loans originated, 2024","applications":307,"originations":197,"denials":100,"originated_dollars":32295000,"applications_purchase":212,"applications_refinance":43,"applications_cash_out_refinance":52,"originations_purchase":131,"originations_refinance":32,"originations_cash_out_refinance":34,"denials_purchase":73,"denials_refinance":10,"denials_cash_out_refinance":17,"denial_rate":32.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21233","dataset":"mortgage-lending","jurisdiction":"KY","county":"21233","countyName":"Webster County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Webster County, Kentucky: in 2024, lenders reported 221 applications for a home purchase or a refinance; 142 became loans ($19.8 million) and 68 were denied, a denial rate of 30.8%. Home purchase: 143 applications, 86 loans. HMDA 2024 data, FFIEC.","value":142,"unit":"home purchase and refinance loans originated, 2024","applications":221,"originations":142,"denials":68,"originated_dollars":19800000,"applications_purchase":143,"applications_refinance":47,"applications_cash_out_refinance":31,"originations_purchase":86,"originations_refinance":34,"originations_cash_out_refinance":22,"denials_purchase":48,"denials_refinance":12,"denials_cash_out_refinance":8,"denial_rate":30.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21235","dataset":"mortgage-lending","jurisdiction":"KY","county":"21235","countyName":"Whitley County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Whitley County, Kentucky: in 2024, lenders reported 842 applications for a home purchase or a refinance; 403 became loans ($68.9 million) and 394 were denied, a denial rate of 46.8%. Home purchase: 659 applications, 281 loans. HMDA 2024 data, FFIEC.","value":403,"unit":"home purchase and refinance loans originated, 2024","applications":842,"originations":403,"denials":394,"originated_dollars":68925000,"applications_purchase":659,"applications_refinance":88,"applications_cash_out_refinance":95,"originations_purchase":281,"originations_refinance":70,"originations_cash_out_refinance":52,"denials_purchase":343,"denials_refinance":11,"denials_cash_out_refinance":40,"denial_rate":46.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21237","dataset":"mortgage-lending","jurisdiction":"KY","county":"21237","countyName":"Wolfe County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Wolfe County, Kentucky: in 2024, lenders reported 120 applications for a home purchase or a refinance; 58 became loans ($11.5 million) and 53 were denied, a denial rate of 44.2%. Home purchase: 92 applications, 41 loans. HMDA 2024 data, FFIEC.","value":58,"unit":"home purchase and refinance loans originated, 2024","applications":120,"originations":58,"denials":53,"originated_dollars":11490000,"applications_purchase":92,"applications_refinance":19,"applications_cash_out_refinance":9,"originations_purchase":41,"originations_refinance":13,"originations_cash_out_refinance":4,"denials_purchase":43,"denials_refinance":5,"denials_cash_out_refinance":5,"denial_rate":44.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:21239","dataset":"mortgage-lending","jurisdiction":"KY","county":"21239","countyName":"Woodford County","stateName":"Kentucky","level":"county","year":2024,"status":"P","text":"Woodford County, Kentucky: in 2024, lenders reported 532 applications for a home purchase or a refinance; 444 became loans ($120.3 million) and 80 were denied, a denial rate of 15.0%. Home purchase: 302 applications, 274 loans. HMDA 2024 data, FFIEC.","value":444,"unit":"home purchase and refinance loans originated, 2024","applications":532,"originations":444,"denials":80,"originated_dollars":120350000,"applications_purchase":302,"applications_refinance":135,"applications_cash_out_refinance":95,"originations_purchase":274,"originations_refinance":105,"originations_cash_out_refinance":65,"denials_purchase":25,"denials_refinance":26,"denials_cash_out_refinance":29,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:LA","dataset":"mortgage-lending","jurisdiction":"LA","county":null,"countyName":null,"stateName":"Louisiana","level":"state","year":2024,"status":"P","text":"Louisiana: in 2024, lenders reported 81,499 applications for a home purchase or a refinance; 55,085 became loans ($13.8 billion) and 22,344 were denied, a denial rate of 27.4%. Home purchase: 57,560 applications, 39,733 loans. Loans made changed +1.8% from 54,124 in 2023. HMDA 2024 data, FFIEC.","value":55085,"unit":"home purchase and refinance loans originated, 2024","applications":81499,"originations":55085,"denials":22344,"originated_dollars":13790705000,"applications_purchase":57560,"applications_refinance":12200,"applications_cash_out_refinance":11739,"originations_purchase":39733,"originations_refinance":9245,"originations_cash_out_refinance":6107,"denials_purchase":14874,"denials_refinance":2264,"denials_cash_out_refinance":5206,"denial_rate":27.4,"originations_prior_year":54124,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"795 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":795,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22001","dataset":"mortgage-lending","jurisdiction":"LA","county":"22001","countyName":"Acadia Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Acadia Parish, Louisiana: in 2024, lenders reported 1,008 applications for a home purchase or a refinance; 630 became loans ($119.4 million) and 306 were denied, a denial rate of 30.4%. Home purchase: 756 applications, 447 loans. HMDA 2024 data, FFIEC.","value":630,"unit":"home purchase and refinance loans originated, 2024","applications":1008,"originations":630,"denials":306,"originated_dollars":119360000,"applications_purchase":756,"applications_refinance":162,"applications_cash_out_refinance":90,"originations_purchase":447,"originations_refinance":133,"originations_cash_out_refinance":50,"denials_purchase":249,"denials_refinance":21,"denials_cash_out_refinance":36,"denial_rate":30.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22003","dataset":"mortgage-lending","jurisdiction":"LA","county":"22003","countyName":"Allen Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Allen Parish, Louisiana: in 2024, lenders reported 329 applications for a home purchase or a refinance; 172 became loans ($27.0 million) and 123 were denied, a denial rate of 37.4%. Home purchase: 246 applications, 119 loans. HMDA 2024 data, FFIEC.","value":172,"unit":"home purchase and refinance loans originated, 2024","applications":329,"originations":172,"denials":123,"originated_dollars":27020000,"applications_purchase":246,"applications_refinance":43,"applications_cash_out_refinance":40,"originations_purchase":119,"originations_refinance":33,"originations_cash_out_refinance":20,"denials_purchase":94,"denials_refinance":10,"denials_cash_out_refinance":19,"denial_rate":37.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22005","dataset":"mortgage-lending","jurisdiction":"LA","county":"22005","countyName":"Ascension Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Ascension Parish, Louisiana: in 2024, lenders reported 2,771 applications for a home purchase or a refinance; 2,011 became loans ($568.1 million) and 654 were denied, a denial rate of 23.6%. Home purchase: 1,943 applications, 1,465 loans. HMDA 2024 data, FFIEC.","value":2011,"unit":"home purchase and refinance loans originated, 2024","applications":2771,"originations":2011,"denials":654,"originated_dollars":568055000,"applications_purchase":1943,"applications_refinance":397,"applications_cash_out_refinance":431,"originations_purchase":1465,"originations_refinance":299,"originations_cash_out_refinance":247,"denials_purchase":408,"denials_refinance":77,"denials_cash_out_refinance":169,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22007","dataset":"mortgage-lending","jurisdiction":"LA","county":"22007","countyName":"Assumption Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Assumption Parish, Louisiana: in 2024, lenders reported 347 applications for a home purchase or a refinance; 148 became loans ($25.4 million) and 176 were denied, a denial rate of 50.7%. Home purchase: 261 applications, 96 loans. HMDA 2024 data, FFIEC.","value":148,"unit":"home purchase and refinance loans originated, 2024","applications":347,"originations":148,"denials":176,"originated_dollars":25350000,"applications_purchase":261,"applications_refinance":40,"applications_cash_out_refinance":46,"originations_purchase":96,"originations_refinance":27,"originations_cash_out_refinance":25,"denials_purchase":143,"denials_refinance":12,"denials_cash_out_refinance":21,"denial_rate":50.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22009","dataset":"mortgage-lending","jurisdiction":"LA","county":"22009","countyName":"Avoyelles Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Avoyelles Parish, Louisiana: in 2024, lenders reported 631 applications for a home purchase or a refinance; 382 became loans ($50.5 million) and 217 were denied, a denial rate of 34.4%. Home purchase: 429 applications, 248 loans. HMDA 2024 data, FFIEC.","value":382,"unit":"home purchase and refinance loans originated, 2024","applications":631,"originations":382,"denials":217,"originated_dollars":50470000,"applications_purchase":429,"applications_refinance":132,"applications_cash_out_refinance":70,"originations_purchase":248,"originations_refinance":104,"originations_cash_out_refinance":30,"denials_purchase":160,"denials_refinance":19,"denials_cash_out_refinance":38,"denial_rate":34.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22011","dataset":"mortgage-lending","jurisdiction":"LA","county":"22011","countyName":"Beauregard Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Beauregard Parish, Louisiana: in 2024, lenders reported 836 applications for a home purchase or a refinance; 536 became loans ($137.9 million) and 249 were denied, a denial rate of 29.8%. Home purchase: 571 applications, 376 loans. HMDA 2024 data, FFIEC.","value":536,"unit":"home purchase and refinance loans originated, 2024","applications":836,"originations":536,"denials":249,"originated_dollars":137950000,"applications_purchase":571,"applications_refinance":143,"applications_cash_out_refinance":122,"originations_purchase":376,"originations_refinance":107,"originations_cash_out_refinance":53,"denials_purchase":165,"denials_refinance":22,"denials_cash_out_refinance":62,"denial_rate":29.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22013","dataset":"mortgage-lending","jurisdiction":"LA","county":"22013","countyName":"Bienville Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Bienville Parish, Louisiana: in 2024, lenders reported 248 applications for a home purchase or a refinance; 128 became loans ($20.8 million) and 99 were denied, a denial rate of 39.9%. Home purchase: 192 applications, 91 loans. HMDA 2024 data, FFIEC.","value":128,"unit":"home purchase and refinance loans originated, 2024","applications":248,"originations":128,"denials":99,"originated_dollars":20840000,"applications_purchase":192,"applications_refinance":26,"applications_cash_out_refinance":30,"originations_purchase":91,"originations_refinance":21,"originations_cash_out_refinance":16,"denials_purchase":82,"denials_refinance":4,"denials_cash_out_refinance":13,"denial_rate":39.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22015","dataset":"mortgage-lending","jurisdiction":"LA","county":"22015","countyName":"Bossier Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Bossier Parish, Louisiana: in 2024, lenders reported 2,904 applications for a home purchase or a refinance; 2,170 became loans ($517.5 million) and 604 were denied, a denial rate of 20.8%. Home purchase: 2,037 applications, 1,606 loans. HMDA 2024 data, FFIEC.","value":2170,"unit":"home purchase and refinance loans originated, 2024","applications":2904,"originations":2170,"denials":604,"originated_dollars":517490000,"applications_purchase":2037,"applications_refinance":446,"applications_cash_out_refinance":421,"originations_purchase":1606,"originations_refinance":332,"originations_cash_out_refinance":232,"denials_purchase":345,"denials_refinance":85,"denials_cash_out_refinance":174,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22017","dataset":"mortgage-lending","jurisdiction":"LA","county":"22017","countyName":"Caddo Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Caddo Parish, Louisiana: in 2024, lenders reported 3,937 applications for a home purchase or a refinance; 2,727 became loans ($554.4 million) and 1,031 were denied, a denial rate of 26.2%. Home purchase: 2,662 applications, 1,969 loans. HMDA 2024 data, FFIEC.","value":2727,"unit":"home purchase and refinance loans originated, 2024","applications":3937,"originations":2727,"denials":1031,"originated_dollars":554395000,"applications_purchase":2662,"applications_refinance":649,"applications_cash_out_refinance":626,"originations_purchase":1969,"originations_refinance":452,"originations_cash_out_refinance":306,"denials_purchase":563,"denials_refinance":166,"denials_cash_out_refinance":302,"denial_rate":26.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22019","dataset":"mortgage-lending","jurisdiction":"LA","county":"22019","countyName":"Calcasieu Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Calcasieu Parish, Louisiana: in 2024, lenders reported 3,405 applications for a home purchase or a refinance; 2,415 became loans ($609.4 million) and 820 were denied, a denial rate of 24.1%. Home purchase: 2,400 applications, 1,755 loans. HMDA 2024 data, FFIEC.","value":2415,"unit":"home purchase and refinance loans originated, 2024","applications":3405,"originations":2415,"denials":820,"originated_dollars":609415000,"applications_purchase":2400,"applications_refinance":527,"applications_cash_out_refinance":478,"originations_purchase":1755,"originations_refinance":405,"originations_cash_out_refinance":255,"denials_purchase":511,"denials_refinance":96,"denials_cash_out_refinance":213,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22021","dataset":"mortgage-lending","jurisdiction":"LA","county":"22021","countyName":"Caldwell Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Caldwell Parish, Louisiana: in 2024, lenders reported 211 applications for a home purchase or a refinance; 140 became loans ($21.2 million) and 57 were denied, a denial rate of 27.0%. Home purchase: 130 applications, 64 loans. HMDA 2024 data, FFIEC.","value":140,"unit":"home purchase and refinance loans originated, 2024","applications":211,"originations":140,"denials":57,"originated_dollars":21180000,"applications_purchase":130,"applications_refinance":74,"applications_cash_out_refinance":7,"originations_purchase":64,"originations_refinance":71,"originations_cash_out_refinance":5,"denials_purchase":52,"denials_refinance":3,"denials_cash_out_refinance":2,"denial_rate":27,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22023","dataset":"mortgage-lending","jurisdiction":"LA","county":"22023","countyName":"Cameron Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Cameron Parish, Louisiana: in 2024, lenders reported 103 applications for a home purchase or a refinance; 60 became loans ($13.0 million) and 33 were denied, a denial rate of 32.0%. Home purchase: 59 applications, 34 loans. HMDA 2024 data, FFIEC.","value":60,"unit":"home purchase and refinance loans originated, 2024","applications":103,"originations":60,"denials":33,"originated_dollars":12990000,"applications_purchase":59,"applications_refinance":20,"applications_cash_out_refinance":24,"originations_purchase":34,"originations_refinance":16,"originations_cash_out_refinance":10,"denials_purchase":18,"denials_refinance":2,"denials_cash_out_refinance":13,"denial_rate":32,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22025","dataset":"mortgage-lending","jurisdiction":"LA","county":"22025","countyName":"Catahoula Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Catahoula Parish, Louisiana: in 2024, lenders reported 123 applications for a home purchase or a refinance; 69 became loans ($9.6 million) and 47 were denied, a denial rate of 38.2%. Home purchase: 85 applications, 40 loans. HMDA 2024 data, FFIEC.","value":69,"unit":"home purchase and refinance loans originated, 2024","applications":123,"originations":69,"denials":47,"originated_dollars":9645000,"applications_purchase":85,"applications_refinance":28,"applications_cash_out_refinance":10,"originations_purchase":40,"originations_refinance":25,"originations_cash_out_refinance":4,"denials_purchase":40,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":38.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22027","dataset":"mortgage-lending","jurisdiction":"LA","county":"22027","countyName":"Claiborne Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Claiborne Parish, Louisiana: in 2024, lenders reported 248 applications for a home purchase or a refinance; 117 became loans ($20.1 million) and 109 were denied, a denial rate of 44.0%. Home purchase: 203 applications, 82 loans. HMDA 2024 data, FFIEC.","value":117,"unit":"home purchase and refinance loans originated, 2024","applications":248,"originations":117,"denials":109,"originated_dollars":20105000,"applications_purchase":203,"applications_refinance":30,"applications_cash_out_refinance":15,"originations_purchase":82,"originations_refinance":25,"originations_cash_out_refinance":10,"denials_purchase":101,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":44,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22029","dataset":"mortgage-lending","jurisdiction":"LA","county":"22029","countyName":"Concordia Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Concordia Parish, Louisiana: in 2024, lenders reported 250 applications for a home purchase or a refinance; 127 became loans ($18.5 million) and 108 were denied, a denial rate of 43.2%. Home purchase: 177 applications, 79 loans. HMDA 2024 data, FFIEC.","value":127,"unit":"home purchase and refinance loans originated, 2024","applications":250,"originations":127,"denials":108,"originated_dollars":18495000,"applications_purchase":177,"applications_refinance":47,"applications_cash_out_refinance":26,"originations_purchase":79,"originations_refinance":38,"originations_cash_out_refinance":10,"denials_purchase":88,"denials_refinance":6,"denials_cash_out_refinance":14,"denial_rate":43.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22031","dataset":"mortgage-lending","jurisdiction":"LA","county":"22031","countyName":"De Soto Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"De Soto Parish, Louisiana: in 2024, lenders reported 600 applications for a home purchase or a refinance; 370 became loans ($80.8 million) and 189 were denied, a denial rate of 31.5%. Home purchase: 449 applications, 265 loans. HMDA 2024 data, FFIEC.","value":370,"unit":"home purchase and refinance loans originated, 2024","applications":600,"originations":370,"denials":189,"originated_dollars":80830000,"applications_purchase":449,"applications_refinance":82,"applications_cash_out_refinance":69,"originations_purchase":265,"originations_refinance":66,"originations_cash_out_refinance":39,"denials_purchase":151,"denials_refinance":8,"denials_cash_out_refinance":30,"denial_rate":31.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22033","dataset":"mortgage-lending","jurisdiction":"LA","county":"22033","countyName":"East Baton Rouge Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"East Baton Rouge Parish, Louisiana: in 2024, lenders reported 7,340 applications for a home purchase or a refinance; 5,763 became loans ($1.8 billion) and 1,315 were denied, a denial rate of 17.9%. Home purchase: 5,175 applications, 4,388 loans. HMDA 2024 data, FFIEC.","value":5763,"unit":"home purchase and refinance loans originated, 2024","applications":7340,"originations":5763,"denials":1315,"originated_dollars":1825525000,"applications_purchase":5175,"applications_refinance":1012,"applications_cash_out_refinance":1153,"originations_purchase":4388,"originations_refinance":758,"originations_cash_out_refinance":617,"denials_purchase":643,"denials_refinance":183,"denials_cash_out_refinance":489,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22035","dataset":"mortgage-lending","jurisdiction":"LA","county":"22035","countyName":"East Carroll Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"East Carroll Parish, Louisiana: in 2024, lenders reported 84 applications for a home purchase or a refinance; 27 became loans ($3.9 million) and 47 were denied, a denial rate of 56.0%. Home purchase: 70 applications, 18 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":84,"originations":27,"denials":47,"originated_dollars":3875000,"applications_purchase":70,"applications_refinance":8,"applications_cash_out_refinance":6,"originations_purchase":18,"originations_refinance":7,"originations_cash_out_refinance":2,"denials_purchase":44,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":56,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22037","dataset":"mortgage-lending","jurisdiction":"LA","county":"22037","countyName":"East Feliciana Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"East Feliciana Parish, Louisiana: in 2024, lenders reported 351 applications for a home purchase or a refinance; 222 became loans ($47.5 million) and 108 were denied, a denial rate of 30.8%. Home purchase: 245 applications, 138 loans. HMDA 2024 data, FFIEC.","value":222,"unit":"home purchase and refinance loans originated, 2024","applications":351,"originations":222,"denials":108,"originated_dollars":47490000,"applications_purchase":245,"applications_refinance":74,"applications_cash_out_refinance":32,"originations_purchase":138,"originations_refinance":64,"originations_cash_out_refinance":20,"denials_purchase":89,"denials_refinance":8,"denials_cash_out_refinance":11,"denial_rate":30.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22039","dataset":"mortgage-lending","jurisdiction":"LA","county":"22039","countyName":"Evangeline Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Evangeline Parish, Louisiana: in 2024, lenders reported 434 applications for a home purchase or a refinance; 264 became loans ($38.4 million) and 139 were denied, a denial rate of 32.0%. Home purchase: 290 applications, 172 loans. HMDA 2024 data, FFIEC.","value":264,"unit":"home purchase and refinance loans originated, 2024","applications":434,"originations":264,"denials":139,"originated_dollars":38380000,"applications_purchase":290,"applications_refinance":90,"applications_cash_out_refinance":54,"originations_purchase":172,"originations_refinance":68,"originations_cash_out_refinance":24,"denials_purchase":96,"denials_refinance":15,"denials_cash_out_refinance":28,"denial_rate":32,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22041","dataset":"mortgage-lending","jurisdiction":"LA","county":"22041","countyName":"Franklin Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Franklin Parish, Louisiana: in 2024, lenders reported 301 applications for a home purchase or a refinance; 127 became loans ($18.2 million) and 147 were denied, a denial rate of 48.8%. Home purchase: 241 applications, 88 loans. HMDA 2024 data, FFIEC.","value":127,"unit":"home purchase and refinance loans originated, 2024","applications":301,"originations":127,"denials":147,"originated_dollars":18225000,"applications_purchase":241,"applications_refinance":40,"applications_cash_out_refinance":20,"originations_purchase":88,"originations_refinance":31,"originations_cash_out_refinance":8,"denials_purchase":129,"denials_refinance":8,"denials_cash_out_refinance":10,"denial_rate":48.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22043","dataset":"mortgage-lending","jurisdiction":"LA","county":"22043","countyName":"Grant Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Grant Parish, Louisiana: in 2024, lenders reported 489 applications for a home purchase or a refinance; 260 became loans ($38.5 million) and 184 were denied, a denial rate of 37.6%. Home purchase: 363 applications, 170 loans. HMDA 2024 data, FFIEC.","value":260,"unit":"home purchase and refinance loans originated, 2024","applications":489,"originations":260,"denials":184,"originated_dollars":38460000,"applications_purchase":363,"applications_refinance":68,"applications_cash_out_refinance":58,"originations_purchase":170,"originations_refinance":54,"originations_cash_out_refinance":36,"denials_purchase":152,"denials_refinance":11,"denials_cash_out_refinance":21,"denial_rate":37.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22045","dataset":"mortgage-lending","jurisdiction":"LA","county":"22045","countyName":"Iberia Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Iberia Parish, Louisiana: in 2024, lenders reported 996 applications for a home purchase or a refinance; 585 became loans ($102.4 million) and 351 were denied, a denial rate of 35.2%. Home purchase: 748 applications, 421 loans. HMDA 2024 data, FFIEC.","value":585,"unit":"home purchase and refinance loans originated, 2024","applications":996,"originations":585,"denials":351,"originated_dollars":102445000,"applications_purchase":748,"applications_refinance":162,"applications_cash_out_refinance":86,"originations_purchase":421,"originations_refinance":129,"originations_cash_out_refinance":35,"denials_purchase":276,"denials_refinance":25,"denials_cash_out_refinance":50,"denial_rate":35.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22047","dataset":"mortgage-lending","jurisdiction":"LA","county":"22047","countyName":"Iberville Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Iberville Parish, Louisiana: in 2024, lenders reported 548 applications for a home purchase or a refinance; 347 became loans ($67.3 million) and 178 were denied, a denial rate of 32.5%. Home purchase: 405 applications, 249 loans. HMDA 2024 data, FFIEC.","value":347,"unit":"home purchase and refinance loans originated, 2024","applications":548,"originations":347,"denials":178,"originated_dollars":67255000,"applications_purchase":405,"applications_refinance":63,"applications_cash_out_refinance":80,"originations_purchase":249,"originations_refinance":48,"originations_cash_out_refinance":50,"denials_purchase":139,"denials_refinance":10,"denials_cash_out_refinance":29,"denial_rate":32.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22049","dataset":"mortgage-lending","jurisdiction":"LA","county":"22049","countyName":"Jackson Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Jackson Parish, Louisiana: in 2024, lenders reported 235 applications for a home purchase or a refinance; 111 became loans ($20.6 million) and 106 were denied, a denial rate of 45.1%. Home purchase: 177 applications, 80 loans. HMDA 2024 data, FFIEC.","value":111,"unit":"home purchase and refinance loans originated, 2024","applications":235,"originations":111,"denials":106,"originated_dollars":20575000,"applications_purchase":177,"applications_refinance":28,"applications_cash_out_refinance":30,"originations_purchase":80,"originations_refinance":18,"originations_cash_out_refinance":13,"denials_purchase":82,"denials_refinance":10,"denials_cash_out_refinance":14,"denial_rate":45.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22051","dataset":"mortgage-lending","jurisdiction":"LA","county":"22051","countyName":"Jefferson Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Jefferson Parish, Louisiana: in 2024, lenders reported 5,420 applications for a home purchase or a refinance; 4,069 became loans ($1.2 billion) and 1,121 were denied, a denial rate of 20.7%. Home purchase: 3,484 applications, 2,933 loans. HMDA 2024 data, FFIEC.","value":4069,"unit":"home purchase and refinance loans originated, 2024","applications":5420,"originations":4069,"denials":1121,"originated_dollars":1162805000,"applications_purchase":3484,"applications_refinance":791,"applications_cash_out_refinance":1145,"originations_purchase":2933,"originations_refinance":532,"originations_cash_out_refinance":604,"denials_purchase":428,"denials_refinance":198,"denials_cash_out_refinance":495,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22053","dataset":"mortgage-lending","jurisdiction":"LA","county":"22053","countyName":"Jefferson Davis Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Jefferson Davis Parish, Louisiana: in 2024, lenders reported 541 applications for a home purchase or a refinance; 342 became loans ($63.1 million) and 155 were denied, a denial rate of 28.7%. Home purchase: 353 applications, 219 loans. HMDA 2024 data, FFIEC.","value":342,"unit":"home purchase and refinance loans originated, 2024","applications":541,"originations":342,"denials":155,"originated_dollars":63130000,"applications_purchase":353,"applications_refinance":114,"applications_cash_out_refinance":74,"originations_purchase":219,"originations_refinance":86,"originations_cash_out_refinance":37,"denials_purchase":101,"denials_refinance":21,"denials_cash_out_refinance":33,"denial_rate":28.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22055","dataset":"mortgage-lending","jurisdiction":"LA","county":"22055","countyName":"Lafayette Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Lafayette Parish, Louisiana: in 2024, lenders reported 5,291 applications for a home purchase or a refinance; 3,876 became loans ($1.0 billion) and 1,252 were denied, a denial rate of 23.7%. Home purchase: 4,031 applications, 3,077 loans. HMDA 2024 data, FFIEC.","value":3876,"unit":"home purchase and refinance loans originated, 2024","applications":5291,"originations":3876,"denials":1252,"originated_dollars":1040310000,"applications_purchase":4031,"applications_refinance":683,"applications_cash_out_refinance":577,"originations_purchase":3077,"originations_refinance":520,"originations_cash_out_refinance":279,"denials_purchase":843,"denials_refinance":126,"denials_cash_out_refinance":283,"denial_rate":23.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22057","dataset":"mortgage-lending","jurisdiction":"LA","county":"22057","countyName":"Lafourche Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Lafourche Parish, Louisiana: in 2024, lenders reported 1,628 applications for a home purchase or a refinance; 1,055 became loans ($210.4 million) and 491 were denied, a denial rate of 30.2%. Home purchase: 1,161 applications, 733 loans. HMDA 2024 data, FFIEC.","value":1055,"unit":"home purchase and refinance loans originated, 2024","applications":1628,"originations":1055,"denials":491,"originated_dollars":210385000,"applications_purchase":1161,"applications_refinance":285,"applications_cash_out_refinance":182,"originations_purchase":733,"originations_refinance":221,"originations_cash_out_refinance":101,"denials_purchase":369,"denials_refinance":43,"denials_cash_out_refinance":79,"denial_rate":30.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22059","dataset":"mortgage-lending","jurisdiction":"LA","county":"22059","countyName":"LaSalle Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"LaSalle Parish, Louisiana: in 2024, lenders reported 348 applications for a home purchase or a refinance; 231 became loans ($33.5 million) and 102 were denied, a denial rate of 29.3%. Home purchase: 230 applications, 130 loans. HMDA 2024 data, FFIEC.","value":231,"unit":"home purchase and refinance loans originated, 2024","applications":348,"originations":231,"denials":102,"originated_dollars":33455000,"applications_purchase":230,"applications_refinance":89,"applications_cash_out_refinance":29,"originations_purchase":130,"originations_refinance":78,"originations_cash_out_refinance":23,"denials_purchase":85,"denials_refinance":11,"denials_cash_out_refinance":6,"denial_rate":29.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22061","dataset":"mortgage-lending","jurisdiction":"LA","county":"22061","countyName":"Lincoln Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Lincoln Parish, Louisiana: in 2024, lenders reported 858 applications for a home purchase or a refinance; 563 became loans ($125.0 million) and 242 were denied, a denial rate of 28.2%. Home purchase: 603 applications, 367 loans. HMDA 2024 data, FFIEC.","value":563,"unit":"home purchase and refinance loans originated, 2024","applications":858,"originations":563,"denials":242,"originated_dollars":125045000,"applications_purchase":603,"applications_refinance":155,"applications_cash_out_refinance":100,"originations_purchase":367,"originations_refinance":139,"originations_cash_out_refinance":57,"denials_purchase":193,"denials_refinance":12,"denials_cash_out_refinance":37,"denial_rate":28.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22063","dataset":"mortgage-lending","jurisdiction":"LA","county":"22063","countyName":"Livingston Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Livingston Parish, Louisiana: in 2024, lenders reported 3,422 applications for a home purchase or a refinance; 2,423 became loans ($550.2 million) and 817 were denied, a denial rate of 23.9%. Home purchase: 2,604 applications, 1,902 loans. HMDA 2024 data, FFIEC.","value":2423,"unit":"home purchase and refinance loans originated, 2024","applications":3422,"originations":2423,"denials":817,"originated_dollars":550205000,"applications_purchase":2604,"applications_refinance":403,"applications_cash_out_refinance":415,"originations_purchase":1902,"originations_refinance":295,"originations_cash_out_refinance":226,"denials_purchase":564,"denials_refinance":82,"denials_cash_out_refinance":171,"denial_rate":23.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22065","dataset":"mortgage-lending","jurisdiction":"LA","county":"22065","countyName":"Madison Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Madison Parish, Louisiana: in 2024, lenders reported 90 applications for a home purchase or a refinance; 38 became loans ($4.1 million) and 43 were denied, a denial rate of 47.8%. Home purchase: 69 applications, 25 loans. HMDA 2024 data, FFIEC.","value":38,"unit":"home purchase and refinance loans originated, 2024","applications":90,"originations":38,"denials":43,"originated_dollars":4100000,"applications_purchase":69,"applications_refinance":12,"applications_cash_out_refinance":9,"originations_purchase":25,"originations_refinance":8,"originations_cash_out_refinance":5,"denials_purchase":36,"denials_refinance":3,"denials_cash_out_refinance":4,"denial_rate":47.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22067","dataset":"mortgage-lending","jurisdiction":"LA","county":"22067","countyName":"Morehouse Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Morehouse Parish, Louisiana: in 2024, lenders reported 371 applications for a home purchase or a refinance; 201 became loans ($28.4 million) and 141 were denied, a denial rate of 38.0%. Home purchase: 246 applications, 129 loans. HMDA 2024 data, FFIEC.","value":201,"unit":"home purchase and refinance loans originated, 2024","applications":371,"originations":201,"denials":141,"originated_dollars":28435000,"applications_purchase":246,"applications_refinance":64,"applications_cash_out_refinance":61,"originations_purchase":129,"originations_refinance":44,"originations_cash_out_refinance":28,"denials_purchase":93,"denials_refinance":18,"denials_cash_out_refinance":30,"denial_rate":38,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22069","dataset":"mortgage-lending","jurisdiction":"LA","county":"22069","countyName":"Natchitoches Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Natchitoches Parish, Louisiana: in 2024, lenders reported 614 applications for a home purchase or a refinance; 344 became loans ($72.8 million) and 228 were denied, a denial rate of 37.1%. Home purchase: 475 applications, 258 loans. HMDA 2024 data, FFIEC.","value":344,"unit":"home purchase and refinance loans originated, 2024","applications":614,"originations":344,"denials":228,"originated_dollars":72800000,"applications_purchase":475,"applications_refinance":70,"applications_cash_out_refinance":69,"originations_purchase":258,"originations_refinance":54,"originations_cash_out_refinance":32,"denials_purchase":179,"denials_refinance":14,"denials_cash_out_refinance":35,"denial_rate":37.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22071","dataset":"mortgage-lending","jurisdiction":"LA","county":"22071","countyName":"Orleans Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Orleans Parish, Louisiana: in 2024, lenders reported 5,146 applications for a home purchase or a refinance; 3,675 became loans ($1.3 billion) and 1,249 were denied, a denial rate of 24.3%. Home purchase: 3,193 applications, 2,614 loans. HMDA 2024 data, FFIEC.","value":3675,"unit":"home purchase and refinance loans originated, 2024","applications":5146,"originations":3675,"denials":1249,"originated_dollars":1255495000,"applications_purchase":3193,"applications_refinance":875,"applications_cash_out_refinance":1078,"originations_purchase":2614,"originations_refinance":573,"originations_cash_out_refinance":488,"denials_purchase":458,"denials_refinance":248,"denials_cash_out_refinance":543,"denial_rate":24.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22073","dataset":"mortgage-lending","jurisdiction":"LA","county":"22073","countyName":"Ouachita Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Ouachita Parish, Louisiana: in 2024, lenders reported 2,755 applications for a home purchase or a refinance; 2,034 became loans ($431.1 million) and 612 were denied, a denial rate of 22.2%. Home purchase: 1,911 applications, 1,392 loans. HMDA 2024 data, FFIEC.","value":2034,"unit":"home purchase and refinance loans originated, 2024","applications":2755,"originations":2034,"denials":612,"originated_dollars":431100000,"applications_purchase":1911,"applications_refinance":537,"applications_cash_out_refinance":307,"originations_purchase":1392,"originations_refinance":468,"originations_cash_out_refinance":174,"denials_purchase":437,"denials_refinance":50,"denials_cash_out_refinance":125,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22075","dataset":"mortgage-lending","jurisdiction":"LA","county":"22075","countyName":"Plaquemines Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Plaquemines Parish, Louisiana: in 2024, lenders reported 333 applications for a home purchase or a refinance; 233 became loans ($77.3 million) and 81 were denied, a denial rate of 24.3%. Home purchase: 241 applications, 173 loans. HMDA 2024 data, FFIEC.","value":233,"unit":"home purchase and refinance loans originated, 2024","applications":333,"originations":233,"denials":81,"originated_dollars":77295000,"applications_purchase":241,"applications_refinance":46,"applications_cash_out_refinance":46,"originations_purchase":173,"originations_refinance":36,"originations_cash_out_refinance":24,"denials_purchase":54,"denials_refinance":6,"denials_cash_out_refinance":21,"denial_rate":24.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22077","dataset":"mortgage-lending","jurisdiction":"LA","county":"22077","countyName":"Pointe Coupee Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Pointe Coupee Parish, Louisiana: in 2024, lenders reported 453 applications for a home purchase or a refinance; 283 became loans ($52.0 million) and 141 were denied, a denial rate of 31.1%. Home purchase: 295 applications, 161 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":453,"originations":283,"denials":141,"originated_dollars":51975000,"applications_purchase":295,"applications_refinance":122,"applications_cash_out_refinance":36,"originations_purchase":161,"originations_refinance":101,"originations_cash_out_refinance":21,"denials_purchase":115,"denials_refinance":13,"denials_cash_out_refinance":13,"denial_rate":31.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22079","dataset":"mortgage-lending","jurisdiction":"LA","county":"22079","countyName":"Rapides Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Rapides Parish, Louisiana: in 2024, lenders reported 2,279 applications for a home purchase or a refinance; 1,600 became loans ($310.1 million) and 561 were denied, a denial rate of 24.6%. Home purchase: 1,545 applications, 1,092 loans. HMDA 2024 data, FFIEC.","value":1600,"unit":"home purchase and refinance loans originated, 2024","applications":2279,"originations":1600,"denials":561,"originated_dollars":310130000,"applications_purchase":1545,"applications_refinance":422,"applications_cash_out_refinance":312,"originations_purchase":1092,"originations_refinance":346,"originations_cash_out_refinance":162,"denials_purchase":372,"denials_refinance":50,"denials_cash_out_refinance":139,"denial_rate":24.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22081","dataset":"mortgage-lending","jurisdiction":"LA","county":"22081","countyName":"Red River Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Red River Parish, Louisiana: in 2024, lenders reported 132 applications for a home purchase or a refinance; 53 became loans ($7.9 million) and 71 were denied, a denial rate of 53.8%. Home purchase: 114 applications, 42 loans. HMDA 2024 data, FFIEC.","value":53,"unit":"home purchase and refinance loans originated, 2024","applications":132,"originations":53,"denials":71,"originated_dollars":7925000,"applications_purchase":114,"applications_refinance":9,"applications_cash_out_refinance":9,"originations_purchase":42,"originations_refinance":7,"originations_cash_out_refinance":4,"denials_purchase":64,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":53.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22083","dataset":"mortgage-lending","jurisdiction":"LA","county":"22083","countyName":"Richland Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Richland Parish, Louisiana: in 2024, lenders reported 405 applications for a home purchase or a refinance; 203 became loans ($33.8 million) and 174 were denied, a denial rate of 43.0%. Home purchase: 292 applications, 120 loans. HMDA 2024 data, FFIEC.","value":203,"unit":"home purchase and refinance loans originated, 2024","applications":405,"originations":203,"denials":174,"originated_dollars":33795000,"applications_purchase":292,"applications_refinance":68,"applications_cash_out_refinance":45,"originations_purchase":120,"originations_refinance":57,"originations_cash_out_refinance":26,"denials_purchase":148,"denials_refinance":8,"denials_cash_out_refinance":18,"denial_rate":43,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22085","dataset":"mortgage-lending","jurisdiction":"LA","county":"22085","countyName":"Sabine Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Sabine Parish, Louisiana: in 2024, lenders reported 473 applications for a home purchase or a refinance; 249 became loans ($48.4 million) and 175 were denied, a denial rate of 37.0%. Home purchase: 388 applications, 195 loans. HMDA 2024 data, FFIEC.","value":249,"unit":"home purchase and refinance loans originated, 2024","applications":473,"originations":249,"denials":175,"originated_dollars":48425000,"applications_purchase":388,"applications_refinance":42,"applications_cash_out_refinance":43,"originations_purchase":195,"originations_refinance":34,"originations_cash_out_refinance":20,"denials_purchase":148,"denials_refinance":8,"denials_cash_out_refinance":19,"denial_rate":37,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22087","dataset":"mortgage-lending","jurisdiction":"LA","county":"22087","countyName":"St. Bernard Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"St. Bernard Parish, Louisiana: in 2024, lenders reported 596 applications for a home purchase or a refinance; 430 became loans ($92.2 million) and 138 were denied, a denial rate of 23.2%. Home purchase: 369 applications, 297 loans. HMDA 2024 data, FFIEC.","value":430,"unit":"home purchase and refinance loans originated, 2024","applications":596,"originations":430,"denials":138,"originated_dollars":92230000,"applications_purchase":369,"applications_refinance":94,"applications_cash_out_refinance":133,"originations_purchase":297,"originations_refinance":61,"originations_cash_out_refinance":72,"denials_purchase":57,"denials_refinance":25,"denials_cash_out_refinance":56,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22089","dataset":"mortgage-lending","jurisdiction":"LA","county":"22089","countyName":"St. Charles Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"St. Charles Parish, Louisiana: in 2024, lenders reported 863 applications for a home purchase or a refinance; 612 became loans ($147.5 million) and 203 were denied, a denial rate of 23.5%. Home purchase: 586 applications, 419 loans. HMDA 2024 data, FFIEC.","value":612,"unit":"home purchase and refinance loans originated, 2024","applications":863,"originations":612,"denials":203,"originated_dollars":147500000,"applications_purchase":586,"applications_refinance":112,"applications_cash_out_refinance":165,"originations_purchase":419,"originations_refinance":91,"originations_cash_out_refinance":102,"denials_purchase":128,"denials_refinance":16,"denials_cash_out_refinance":59,"denial_rate":23.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22091","dataset":"mortgage-lending","jurisdiction":"LA","county":"22091","countyName":"St. Helena Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"St. Helena Parish, Louisiana: in 2024, lenders reported 344 applications for a home purchase or a refinance; 127 became loans ($21.4 million) and 182 were denied, a denial rate of 52.9%. Home purchase: 288 applications, 91 loans. HMDA 2024 data, FFIEC.","value":127,"unit":"home purchase and refinance loans originated, 2024","applications":344,"originations":127,"denials":182,"originated_dollars":21375000,"applications_purchase":288,"applications_refinance":27,"applications_cash_out_refinance":29,"originations_purchase":91,"originations_refinance":23,"originations_cash_out_refinance":13,"denials_purchase":164,"denials_refinance":3,"denials_cash_out_refinance":15,"denial_rate":52.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22093","dataset":"mortgage-lending","jurisdiction":"LA","county":"22093","countyName":"St. James Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"St. James Parish, Louisiana: in 2024, lenders reported 404 applications for a home purchase or a refinance; 237 became loans ($40.0 million) and 144 were denied, a denial rate of 35.6%. Home purchase: 288 applications, 148 loans. HMDA 2024 data, FFIEC.","value":237,"unit":"home purchase and refinance loans originated, 2024","applications":404,"originations":237,"denials":144,"originated_dollars":40025000,"applications_purchase":288,"applications_refinance":78,"applications_cash_out_refinance":38,"originations_purchase":148,"originations_refinance":68,"originations_cash_out_refinance":21,"denials_purchase":120,"denials_refinance":7,"denials_cash_out_refinance":17,"denial_rate":35.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22095","dataset":"mortgage-lending","jurisdiction":"LA","county":"22095","countyName":"St. John the Baptist Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"St. John the Baptist Parish, Louisiana: in 2024, lenders reported 720 applications for a home purchase or a refinance; 443 became loans ($77.8 million) and 244 were denied, a denial rate of 33.9%. Home purchase: 496 applications, 307 loans. HMDA 2024 data, FFIEC.","value":443,"unit":"home purchase and refinance loans originated, 2024","applications":720,"originations":443,"denials":244,"originated_dollars":77765000,"applications_purchase":496,"applications_refinance":94,"applications_cash_out_refinance":130,"originations_purchase":307,"originations_refinance":58,"originations_cash_out_refinance":78,"denials_purchase":167,"denials_refinance":29,"denials_cash_out_refinance":48,"denial_rate":33.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22097","dataset":"mortgage-lending","jurisdiction":"LA","county":"22097","countyName":"St. Landry Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"St. Landry Parish, Louisiana: in 2024, lenders reported 1,433 applications for a home purchase or a refinance; 788 became loans ($151.7 million) and 534 were denied, a denial rate of 37.3%. Home purchase: 1,064 applications, 539 loans. HMDA 2024 data, FFIEC.","value":788,"unit":"home purchase and refinance loans originated, 2024","applications":1433,"originations":788,"denials":534,"originated_dollars":151730000,"applications_purchase":1064,"applications_refinance":201,"applications_cash_out_refinance":168,"originations_purchase":539,"originations_refinance":165,"originations_cash_out_refinance":84,"denials_purchase":432,"denials_refinance":26,"denials_cash_out_refinance":76,"denial_rate":37.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22099","dataset":"mortgage-lending","jurisdiction":"LA","county":"22099","countyName":"St. Martin Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"St. Martin Parish, Louisiana: in 2024, lenders reported 993 applications for a home purchase or a refinance; 598 became loans ($107.8 million) and 317 were denied, a denial rate of 31.9%. Home purchase: 722 applications, 398 loans. HMDA 2024 data, FFIEC.","value":598,"unit":"home purchase and refinance loans originated, 2024","applications":993,"originations":598,"denials":317,"originated_dollars":107790000,"applications_purchase":722,"applications_refinance":181,"applications_cash_out_refinance":90,"originations_purchase":398,"originations_refinance":151,"originations_cash_out_refinance":49,"denials_purchase":252,"denials_refinance":26,"denials_cash_out_refinance":39,"denial_rate":31.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22101","dataset":"mortgage-lending","jurisdiction":"LA","county":"22101","countyName":"St. Mary Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"St. Mary Parish, Louisiana: in 2024, lenders reported 575 applications for a home purchase or a refinance; 318 became loans ($50.2 million) and 226 were denied, a denial rate of 39.3%. Home purchase: 407 applications, 220 loans. HMDA 2024 data, FFIEC.","value":318,"unit":"home purchase and refinance loans originated, 2024","applications":575,"originations":318,"denials":226,"originated_dollars":50190000,"applications_purchase":407,"applications_refinance":106,"applications_cash_out_refinance":62,"originations_purchase":220,"originations_refinance":77,"originations_cash_out_refinance":21,"denials_purchase":165,"denials_refinance":22,"denials_cash_out_refinance":39,"denial_rate":39.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22103","dataset":"mortgage-lending","jurisdiction":"LA","county":"22103","countyName":"St. Tammany Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"St. Tammany Parish, Louisiana: in 2024, lenders reported 5,351 applications for a home purchase or a refinance; 4,062 became loans ($1.2 billion) and 1,080 were denied, a denial rate of 20.2%. Home purchase: 3,543 applications, 2,901 loans. HMDA 2024 data, FFIEC.","value":4062,"unit":"home purchase and refinance loans originated, 2024","applications":5351,"originations":4062,"denials":1080,"originated_dollars":1205670000,"applications_purchase":3543,"applications_refinance":747,"applications_cash_out_refinance":1061,"originations_purchase":2901,"originations_refinance":557,"originations_cash_out_refinance":604,"denials_purchase":517,"denials_refinance":144,"denials_cash_out_refinance":419,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22105","dataset":"mortgage-lending","jurisdiction":"LA","county":"22105","countyName":"Tangipahoa Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Tangipahoa Parish, Louisiana: in 2024, lenders reported 3,381 applications for a home purchase or a refinance; 1,880 became loans ($418.5 million) and 1,290 were denied, a denial rate of 38.2%. Home purchase: 2,609 applications, 1,427 loans. HMDA 2024 data, FFIEC.","value":1880,"unit":"home purchase and refinance loans originated, 2024","applications":3381,"originations":1880,"denials":1290,"originated_dollars":418530000,"applications_purchase":2609,"applications_refinance":354,"applications_cash_out_refinance":418,"originations_purchase":1427,"originations_refinance":246,"originations_cash_out_refinance":207,"denials_purchase":1016,"denials_refinance":79,"denials_cash_out_refinance":195,"denial_rate":38.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22107","dataset":"mortgage-lending","jurisdiction":"LA","county":"22107","countyName":"Tensas Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Tensas Parish, Louisiana: in 2024, lenders reported 41 applications for a home purchase or a refinance; 21 became loans ($4.7 million) and 16 were denied, a denial rate of 39.0%. Home purchase: 28 applications, 11 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":41,"originations":21,"denials":16,"originated_dollars":4675000,"applications_purchase":28,"applications_refinance":8,"applications_cash_out_refinance":5,"originations_purchase":11,"originations_refinance":7,"originations_cash_out_refinance":3,"denials_purchase":13,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":39,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22109","dataset":"mortgage-lending","jurisdiction":"LA","county":"22109","countyName":"Terrebonne Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Terrebonne Parish, Louisiana: in 2024, lenders reported 1,781 applications for a home purchase or a refinance; 1,090 became loans ($238.2 million) and 612 were denied, a denial rate of 34.4%. Home purchase: 1,289 applications, 768 loans. HMDA 2024 data, FFIEC.","value":1090,"unit":"home purchase and refinance loans originated, 2024","applications":1781,"originations":1090,"denials":612,"originated_dollars":238250000,"applications_purchase":1289,"applications_refinance":272,"applications_cash_out_refinance":220,"originations_purchase":768,"originations_refinance":212,"originations_cash_out_refinance":110,"denials_purchase":465,"denials_refinance":52,"denials_cash_out_refinance":95,"denial_rate":34.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22111","dataset":"mortgage-lending","jurisdiction":"LA","county":"22111","countyName":"Union Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Union Parish, Louisiana: in 2024, lenders reported 510 applications for a home purchase or a refinance; 280 became loans ($47.4 million) and 184 were denied, a denial rate of 36.1%. Home purchase: 382 applications, 185 loans. HMDA 2024 data, FFIEC.","value":280,"unit":"home purchase and refinance loans originated, 2024","applications":510,"originations":280,"denials":184,"originated_dollars":47390000,"applications_purchase":382,"applications_refinance":77,"applications_cash_out_refinance":51,"originations_purchase":185,"originations_refinance":68,"originations_cash_out_refinance":27,"denials_purchase":158,"denials_refinance":3,"denials_cash_out_refinance":23,"denial_rate":36.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22113","dataset":"mortgage-lending","jurisdiction":"LA","county":"22113","countyName":"Vermilion Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Vermilion Parish, Louisiana: in 2024, lenders reported 1,026 applications for a home purchase or a refinance; 657 became loans ($113.4 million) and 306 were denied, a denial rate of 29.8%. Home purchase: 733 applications, 454 loans. HMDA 2024 data, FFIEC.","value":657,"unit":"home purchase and refinance loans originated, 2024","applications":1026,"originations":657,"denials":306,"originated_dollars":113355000,"applications_purchase":733,"applications_refinance":174,"applications_cash_out_refinance":119,"originations_purchase":454,"originations_refinance":147,"originations_cash_out_refinance":56,"denials_purchase":231,"denials_refinance":16,"denials_cash_out_refinance":59,"denial_rate":29.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22115","dataset":"mortgage-lending","jurisdiction":"LA","county":"22115","countyName":"Vernon Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Vernon Parish, Louisiana: in 2024, lenders reported 828 applications for a home purchase or a refinance; 544 became loans ($104.8 million) and 216 were denied, a denial rate of 26.1%. Home purchase: 597 applications, 399 loans. HMDA 2024 data, FFIEC.","value":544,"unit":"home purchase and refinance loans originated, 2024","applications":828,"originations":544,"denials":216,"originated_dollars":104790000,"applications_purchase":597,"applications_refinance":126,"applications_cash_out_refinance":105,"originations_purchase":399,"originations_refinance":95,"originations_cash_out_refinance":50,"denials_purchase":143,"denials_refinance":23,"denials_cash_out_refinance":50,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22117","dataset":"mortgage-lending","jurisdiction":"LA","county":"22117","countyName":"Washington Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Washington Parish, Louisiana: in 2024, lenders reported 802 applications for a home purchase or a refinance; 444 became loans ($72.6 million) and 305 were denied, a denial rate of 38.0%. Home purchase: 586 applications, 298 loans. HMDA 2024 data, FFIEC.","value":444,"unit":"home purchase and refinance loans originated, 2024","applications":802,"originations":444,"denials":305,"originated_dollars":72590000,"applications_purchase":586,"applications_refinance":104,"applications_cash_out_refinance":112,"originations_purchase":298,"originations_refinance":87,"originations_cash_out_refinance":59,"denials_purchase":242,"denials_refinance":12,"denials_cash_out_refinance":51,"denial_rate":38,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22119","dataset":"mortgage-lending","jurisdiction":"LA","county":"22119","countyName":"Webster Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Webster Parish, Louisiana: in 2024, lenders reported 652 applications for a home purchase or a refinance; 416 became loans ($67.8 million) and 195 were denied, a denial rate of 29.9%. Home purchase: 440 applications, 282 loans. HMDA 2024 data, FFIEC.","value":416,"unit":"home purchase and refinance loans originated, 2024","applications":652,"originations":416,"denials":195,"originated_dollars":67840000,"applications_purchase":440,"applications_refinance":131,"applications_cash_out_refinance":81,"originations_purchase":282,"originations_refinance":102,"originations_cash_out_refinance":32,"denials_purchase":126,"denials_refinance":27,"denials_cash_out_refinance":42,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22121","dataset":"mortgage-lending","jurisdiction":"LA","county":"22121","countyName":"West Baton Rouge Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"West Baton Rouge Parish, Louisiana: in 2024, lenders reported 583 applications for a home purchase or a refinance; 416 became loans ($95.0 million) and 150 were denied, a denial rate of 25.7%. Home purchase: 405 applications, 306 loans. HMDA 2024 data, FFIEC.","value":416,"unit":"home purchase and refinance loans originated, 2024","applications":583,"originations":416,"denials":150,"originated_dollars":95040000,"applications_purchase":405,"applications_refinance":84,"applications_cash_out_refinance":94,"originations_purchase":306,"originations_refinance":63,"originations_cash_out_refinance":47,"denials_purchase":89,"denials_refinance":17,"denials_cash_out_refinance":44,"denial_rate":25.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22123","dataset":"mortgage-lending","jurisdiction":"LA","county":"22123","countyName":"West Carroll Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"West Carroll Parish, Louisiana: in 2024, lenders reported 160 applications for a home purchase or a refinance; 88 became loans ($10.8 million) and 62 were denied, a denial rate of 38.8%. Home purchase: 111 applications, 56 loans. HMDA 2024 data, FFIEC.","value":88,"unit":"home purchase and refinance loans originated, 2024","applications":160,"originations":88,"denials":62,"originated_dollars":10830000,"applications_purchase":111,"applications_refinance":29,"applications_cash_out_refinance":20,"originations_purchase":56,"originations_refinance":23,"originations_cash_out_refinance":9,"denials_purchase":46,"denials_refinance":6,"denials_cash_out_refinance":10,"denial_rate":38.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22125","dataset":"mortgage-lending","jurisdiction":"LA","county":"22125","countyName":"West Feliciana Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"West Feliciana Parish, Louisiana: in 2024, lenders reported 183 applications for a home purchase or a refinance; 119 became loans ($37.1 million) and 52 were denied, a denial rate of 28.4%. Home purchase: 138 applications, 87 loans. HMDA 2024 data, FFIEC.","value":119,"unit":"home purchase and refinance loans originated, 2024","applications":183,"originations":119,"denials":52,"originated_dollars":37145000,"applications_purchase":138,"applications_refinance":27,"applications_cash_out_refinance":18,"originations_purchase":87,"originations_refinance":24,"originations_cash_out_refinance":8,"denials_purchase":40,"denials_refinance":2,"denials_cash_out_refinance":10,"denial_rate":28.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:22127","dataset":"mortgage-lending","jurisdiction":"LA","county":"22127","countyName":"Winn Parish","stateName":"Louisiana","level":"county","year":2024,"status":"P","text":"Winn Parish, Louisiana: in 2024, lenders reported 190 applications for a home purchase or a refinance; 78 became loans ($11.3 million) and 99 were denied, a denial rate of 52.1%. Home purchase: 159 applications, 59 loans. HMDA 2024 data, FFIEC.","value":78,"unit":"home purchase and refinance loans originated, 2024","applications":190,"originations":78,"denials":99,"originated_dollars":11270000,"applications_purchase":159,"applications_refinance":17,"applications_cash_out_refinance":14,"originations_purchase":59,"originations_refinance":14,"originations_cash_out_refinance":5,"denials_purchase":88,"denials_refinance":3,"denials_cash_out_refinance":8,"denial_rate":52.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:MA","dataset":"mortgage-lending","jurisdiction":"MA","county":null,"countyName":null,"stateName":"Massachusetts","level":"state","year":2024,"status":"P","text":"Massachusetts: in 2024, lenders reported 111,498 applications for a home purchase or a refinance; 90,335 became loans ($46.0 billion) and 18,152 were denied, a denial rate of 16.3%. Home purchase: 68,636 applications, 60,686 loans. Loans made changed +11.7% from 80,905 in 2023. HMDA 2024 data, FFIEC.","value":90335,"unit":"home purchase and refinance loans originated, 2024","applications":111498,"originations":90335,"denials":18152,"originated_dollars":45983935000,"applications_purchase":68636,"applications_refinance":22903,"applications_cash_out_refinance":19959,"originations_purchase":60686,"originations_refinance":16548,"originations_cash_out_refinance":13101,"denials_purchase":6422,"denials_refinance":5443,"denials_cash_out_refinance":6287,"denial_rate":16.3,"originations_prior_year":80905,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"294 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":294,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25001","dataset":"mortgage-lending","jurisdiction":"MA","county":"25001","countyName":"Barnstable County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Barnstable County, Massachusetts: in 2024, lenders reported 5,720 applications for a home purchase or a refinance; 4,711 became loans ($2.4 billion) and 859 were denied, a denial rate of 15.0%. Home purchase: 3,333 applications, 2,992 loans. HMDA 2024 data, FFIEC.","value":4711,"unit":"home purchase and refinance loans originated, 2024","applications":5720,"originations":4711,"denials":859,"originated_dollars":2416605000,"applications_purchase":3333,"applications_refinance":1174,"applications_cash_out_refinance":1213,"originations_purchase":2992,"originations_refinance":855,"originations_cash_out_refinance":864,"denials_purchase":259,"denials_refinance":279,"denials_cash_out_refinance":321,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25003","dataset":"mortgage-lending","jurisdiction":"MA","county":"25003","countyName":"Berkshire County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Berkshire County, Massachusetts: in 2024, lenders reported 2,224 applications for a home purchase or a refinance; 1,812 became loans ($498.2 million) and 332 were denied, a denial rate of 14.9%. Home purchase: 1,490 applications, 1,324 loans. HMDA 2024 data, FFIEC.","value":1812,"unit":"home purchase and refinance loans originated, 2024","applications":2224,"originations":1812,"denials":332,"originated_dollars":498200000,"applications_purchase":1490,"applications_refinance":452,"applications_cash_out_refinance":282,"originations_purchase":1324,"originations_refinance":319,"originations_cash_out_refinance":169,"denials_purchase":116,"denials_refinance":111,"denials_cash_out_refinance":105,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25005","dataset":"mortgage-lending","jurisdiction":"MA","county":"25005","countyName":"Bristol County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Bristol County, Massachusetts: in 2024, lenders reported 9,559 applications for a home purchase or a refinance; 7,542 became loans ($3.1 billion) and 1,753 were denied, a denial rate of 18.3%. Home purchase: 5,358 applications, 4,669 loans. HMDA 2024 data, FFIEC.","value":7542,"unit":"home purchase and refinance loans originated, 2024","applications":9559,"originations":7542,"denials":1753,"originated_dollars":3063320000,"applications_purchase":5358,"applications_refinance":1862,"applications_cash_out_refinance":2339,"originations_purchase":4669,"originations_refinance":1312,"originations_cash_out_refinance":1561,"denials_purchase":577,"denials_refinance":464,"denials_cash_out_refinance":712,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25007","dataset":"mortgage-lending","jurisdiction":"MA","county":"25007","countyName":"Dukes County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Dukes County, Massachusetts: in 2024, lenders reported 476 applications for a home purchase or a refinance; 353 became loans ($354.7 million) and 107 were denied, a denial rate of 22.5%. Home purchase: 269 applications, 217 loans. HMDA 2024 data, FFIEC.","value":353,"unit":"home purchase and refinance loans originated, 2024","applications":476,"originations":353,"denials":107,"originated_dollars":354725000,"applications_purchase":269,"applications_refinance":85,"applications_cash_out_refinance":122,"originations_purchase":217,"originations_refinance":60,"originations_cash_out_refinance":76,"denials_purchase":44,"denials_refinance":20,"denials_cash_out_refinance":43,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25009","dataset":"mortgage-lending","jurisdiction":"MA","county":"25009","countyName":"Essex County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Essex County, Massachusetts: in 2024, lenders reported 12,451 applications for a home purchase or a refinance; 10,124 became loans ($5.1 billion) and 2,034 were denied, a denial rate of 16.3%. Home purchase: 7,592 applications, 6,711 loans. HMDA 2024 data, FFIEC.","value":10124,"unit":"home purchase and refinance loans originated, 2024","applications":12451,"originations":10124,"denials":2034,"originated_dollars":5118450000,"applications_purchase":7592,"applications_refinance":2692,"applications_cash_out_refinance":2167,"originations_purchase":6711,"originations_refinance":2001,"originations_cash_out_refinance":1412,"denials_purchase":726,"denials_refinance":606,"denials_cash_out_refinance":702,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25011","dataset":"mortgage-lending","jurisdiction":"MA","county":"25011","countyName":"Franklin County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Franklin County, Massachusetts: in 2024, lenders reported 981 applications for a home purchase or a refinance; 798 became loans ($215.6 million) and 160 were denied, a denial rate of 16.3%. Home purchase: 619 applications, 546 loans. HMDA 2024 data, FFIEC.","value":798,"unit":"home purchase and refinance loans originated, 2024","applications":981,"originations":798,"denials":160,"originated_dollars":215580000,"applications_purchase":619,"applications_refinance":144,"applications_cash_out_refinance":218,"originations_purchase":546,"originations_refinance":104,"originations_cash_out_refinance":148,"denials_purchase":60,"denials_refinance":34,"denials_cash_out_refinance":66,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25013","dataset":"mortgage-lending","jurisdiction":"MA","county":"25013","countyName":"Hampden County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Hampden County, Massachusetts: in 2024, lenders reported 8,026 applications for a home purchase or a refinance; 6,440 became loans ($1.7 billion) and 1,337 were denied, a denial rate of 16.7%. Home purchase: 5,160 applications, 4,533 loans. HMDA 2024 data, FFIEC.","value":6440,"unit":"home purchase and refinance loans originated, 2024","applications":8026,"originations":6440,"denials":1337,"originated_dollars":1705080000,"applications_purchase":5160,"applications_refinance":1389,"applications_cash_out_refinance":1477,"originations_purchase":4533,"originations_refinance":964,"originations_cash_out_refinance":943,"denials_purchase":517,"denials_refinance":336,"denials_cash_out_refinance":484,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25015","dataset":"mortgage-lending","jurisdiction":"MA","county":"25015","countyName":"Hampshire County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Hampshire County, Massachusetts: in 2024, lenders reported 1,939 applications for a home purchase or a refinance; 1,603 became loans ($507.2 million) and 271 were denied, a denial rate of 14.0%. Home purchase: 1,191 applications, 1,081 loans. HMDA 2024 data, FFIEC.","value":1603,"unit":"home purchase and refinance loans originated, 2024","applications":1939,"originations":1603,"denials":271,"originated_dollars":507155000,"applications_purchase":1191,"applications_refinance":440,"applications_cash_out_refinance":308,"originations_purchase":1081,"originations_refinance":325,"originations_cash_out_refinance":197,"denials_purchase":75,"denials_refinance":96,"denials_cash_out_refinance":100,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25017","dataset":"mortgage-lending","jurisdiction":"MA","county":"25017","countyName":"Middlesex County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Middlesex County, Massachusetts: in 2024, lenders reported 23,254 applications for a home purchase or a refinance; 19,361 became loans ($12.2 billion) and 3,331 were denied, a denial rate of 14.3%. Home purchase: 14,756 applications, 13,256 loans. HMDA 2024 data, FFIEC.","value":19361,"unit":"home purchase and refinance loans originated, 2024","applications":23254,"originations":19361,"denials":3331,"originated_dollars":12248535000,"applications_purchase":14756,"applications_refinance":5099,"applications_cash_out_refinance":3399,"originations_purchase":13256,"originations_refinance":3825,"originations_cash_out_refinance":2280,"denials_purchase":1220,"denials_refinance":1097,"denials_cash_out_refinance":1014,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25019","dataset":"mortgage-lending","jurisdiction":"MA","county":"25019","countyName":"Nantucket County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Nantucket County, Massachusetts: in 2024, lenders reported 334 applications for a home purchase or a refinance; 253 became loans ($431.6 million) and 68 were denied, a denial rate of 20.4%. Home purchase: 209 applications, 174 loans. HMDA 2024 data, FFIEC.","value":253,"unit":"home purchase and refinance loans originated, 2024","applications":334,"originations":253,"denials":68,"originated_dollars":431565000,"applications_purchase":209,"applications_refinance":72,"applications_cash_out_refinance":53,"originations_purchase":174,"originations_refinance":45,"originations_cash_out_refinance":34,"denials_purchase":26,"denials_refinance":23,"denials_cash_out_refinance":19,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25021","dataset":"mortgage-lending","jurisdiction":"MA","county":"25021","countyName":"Norfolk County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Norfolk County, Massachusetts: in 2024, lenders reported 11,232 applications for a home purchase or a refinance; 9,207 became loans ($5.4 billion) and 1,742 were denied, a denial rate of 15.5%. Home purchase: 6,829 applications, 6,085 loans. HMDA 2024 data, FFIEC.","value":9207,"unit":"home purchase and refinance loans originated, 2024","applications":11232,"originations":9207,"denials":1742,"originated_dollars":5443295000,"applications_purchase":6829,"applications_refinance":2761,"applications_cash_out_refinance":1642,"originations_purchase":6085,"originations_refinance":2015,"originations_cash_out_refinance":1107,"denials_purchase":588,"denials_refinance":663,"denials_cash_out_refinance":491,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25023","dataset":"mortgage-lending","jurisdiction":"MA","county":"25023","countyName":"Plymouth County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Plymouth County, Massachusetts: in 2024, lenders reported 10,435 applications for a home purchase or a refinance; 8,176 became loans ($3.7 billion) and 1,957 were denied, a denial rate of 18.8%. Home purchase: 5,910 applications, 5,133 loans. HMDA 2024 data, FFIEC.","value":8176,"unit":"home purchase and refinance loans originated, 2024","applications":10435,"originations":8176,"denials":1957,"originated_dollars":3719760000,"applications_purchase":5910,"applications_refinance":2358,"applications_cash_out_refinance":2167,"originations_purchase":5133,"originations_refinance":1662,"originations_cash_out_refinance":1381,"denials_purchase":635,"denials_refinance":599,"denials_cash_out_refinance":723,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25025","dataset":"mortgage-lending","jurisdiction":"MA","county":"25025","countyName":"Suffolk County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Suffolk County, Massachusetts: in 2024, lenders reported 8,706 applications for a home purchase or a refinance; 6,914 became loans ($5.3 billion) and 1,539 were denied, a denial rate of 17.7%. Home purchase: 5,940 applications, 5,162 loans. HMDA 2024 data, FFIEC.","value":6914,"unit":"home purchase and refinance loans originated, 2024","applications":8706,"originations":6914,"denials":1539,"originated_dollars":5251600000,"applications_purchase":5940,"applications_refinance":1638,"applications_cash_out_refinance":1128,"originations_purchase":5162,"originations_refinance":1083,"originations_cash_out_refinance":669,"denials_purchase":635,"denials_refinance":479,"denials_cash_out_refinance":425,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:25027","dataset":"mortgage-lending","jurisdiction":"MA","county":"25027","countyName":"Worcester County","stateName":"Massachusetts","level":"county","year":2024,"status":"P","text":"Worcester County, Massachusetts: in 2024, lenders reported 15,867 applications for a home purchase or a refinance; 12,829 became loans ($4.8 billion) and 2,591 were denied, a denial rate of 16.3%. Home purchase: 9,786 applications, 8,651 loans. HMDA 2024 data, FFIEC.","value":12829,"unit":"home purchase and refinance loans originated, 2024","applications":15867,"originations":12829,"denials":2591,"originated_dollars":4824735000,"applications_purchase":9786,"applications_refinance":2686,"applications_cash_out_refinance":3395,"originations_purchase":8651,"originations_refinance":1940,"originations_cash_out_refinance":2238,"denials_purchase":913,"denials_refinance":623,"denials_cash_out_refinance":1055,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:MD","dataset":"mortgage-lending","jurisdiction":"MD","county":null,"countyName":null,"stateName":"Maryland","level":"state","year":2024,"status":"P","text":"Maryland: in 2024, lenders reported 120,512 applications for a home purchase or a refinance; 94,996 became loans ($38.0 billion) and 21,357 were denied, a denial rate of 17.7%. Home purchase: 75,798 applications, 65,722 loans. Loans made changed +14.0% from 83,330 in 2023. HMDA 2024 data, FFIEC.","value":94996,"unit":"home purchase and refinance loans originated, 2024","applications":120512,"originations":94996,"denials":21357,"originated_dollars":38025660000,"applications_purchase":75798,"applications_refinance":18813,"applications_cash_out_refinance":25901,"originations_purchase":65722,"originations_refinance":13240,"originations_cash_out_refinance":16034,"denials_purchase":8047,"denials_refinance":4350,"denials_cash_out_refinance":8960,"denial_rate":17.7,"originations_prior_year":83330,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"1,227 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":1227,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24001","dataset":"mortgage-lending","jurisdiction":"MD","county":"24001","countyName":"Allegany County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Allegany County, Maryland: in 2024, lenders reported 1,116 applications for a home purchase or a refinance; 896 became loans ($134.4 million) and 187 were denied, a denial rate of 16.8%. Home purchase: 681 applications, 580 loans. HMDA 2024 data, FFIEC.","value":896,"unit":"home purchase and refinance loans originated, 2024","applications":1116,"originations":896,"denials":187,"originated_dollars":134420000,"applications_purchase":681,"applications_refinance":170,"applications_cash_out_refinance":265,"originations_purchase":580,"originations_refinance":129,"originations_cash_out_refinance":187,"denials_purchase":79,"denials_refinance":37,"denials_cash_out_refinance":71,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24003","dataset":"mortgage-lending","jurisdiction":"MD","county":"24003","countyName":"Anne Arundel County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Anne Arundel County, Maryland: in 2024, lenders reported 12,297 applications for a home purchase or a refinance; 10,135 became loans ($4.6 billion) and 1,810 were denied, a denial rate of 14.7%. Home purchase: 7,907 applications, 7,068 loans. HMDA 2024 data, FFIEC.","value":10135,"unit":"home purchase and refinance loans originated, 2024","applications":12297,"originations":10135,"denials":1810,"originated_dollars":4573415000,"applications_purchase":7907,"applications_refinance":1928,"applications_cash_out_refinance":2462,"originations_purchase":7068,"originations_refinance":1425,"originations_cash_out_refinance":1642,"denials_purchase":668,"denials_refinance":400,"denials_cash_out_refinance":742,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24005","dataset":"mortgage-lending","jurisdiction":"MD","county":"24005","countyName":"Baltimore County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Baltimore County, Maryland: in 2024, lenders reported 14,938 applications for a home purchase or a refinance; 11,807 became loans ($3.9 billion) and 2,599 were denied, a denial rate of 17.4%. Home purchase: 9,183 applications, 8,037 loans. HMDA 2024 data, FFIEC.","value":11807,"unit":"home purchase and refinance loans originated, 2024","applications":14938,"originations":11807,"denials":2599,"originated_dollars":3878835000,"applications_purchase":9183,"applications_refinance":2329,"applications_cash_out_refinance":3426,"originations_purchase":8037,"originations_refinance":1615,"originations_cash_out_refinance":2155,"denials_purchase":868,"denials_refinance":570,"denials_cash_out_refinance":1161,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24009","dataset":"mortgage-lending","jurisdiction":"MD","county":"24009","countyName":"Calvert County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Calvert County, Maryland: in 2024, lenders reported 2,129 applications for a home purchase or a refinance; 1,775 became loans ($677.5 million) and 281 were denied, a denial rate of 13.2%. Home purchase: 1,229 applications, 1,135 loans. HMDA 2024 data, FFIEC.","value":1775,"unit":"home purchase and refinance loans originated, 2024","applications":2129,"originations":1775,"denials":281,"originated_dollars":677485000,"applications_purchase":1229,"applications_refinance":373,"applications_cash_out_refinance":527,"originations_purchase":1135,"originations_refinance":274,"originations_cash_out_refinance":366,"denials_purchase":70,"denials_refinance":70,"denials_cash_out_refinance":141,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24011","dataset":"mortgage-lending","jurisdiction":"MD","county":"24011","countyName":"Caroline County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Caroline County, Maryland: in 2024, lenders reported 678 applications for a home purchase or a refinance; 512 became loans ($137.0 million) and 144 were denied, a denial rate of 21.2%. Home purchase: 407 applications, 345 loans. HMDA 2024 data, FFIEC.","value":512,"unit":"home purchase and refinance loans originated, 2024","applications":678,"originations":512,"denials":144,"originated_dollars":137020000,"applications_purchase":407,"applications_refinance":96,"applications_cash_out_refinance":175,"originations_purchase":345,"originations_refinance":67,"originations_cash_out_refinance":100,"denials_purchase":59,"denials_refinance":22,"denials_cash_out_refinance":63,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24013","dataset":"mortgage-lending","jurisdiction":"MD","county":"24013","countyName":"Carroll County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Carroll County, Maryland: in 2024, lenders reported 3,250 applications for a home purchase or a refinance; 2,702 became loans ($955.9 million) and 471 were denied, a denial rate of 14.5%. Home purchase: 1,827 applications, 1,682 loans. HMDA 2024 data, FFIEC.","value":2702,"unit":"home purchase and refinance loans originated, 2024","applications":3250,"originations":2702,"denials":471,"originated_dollars":955930000,"applications_purchase":1827,"applications_refinance":583,"applications_cash_out_refinance":840,"originations_purchase":1682,"originations_refinance":427,"originations_cash_out_refinance":593,"denials_purchase":120,"denials_refinance":129,"denials_cash_out_refinance":222,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24015","dataset":"mortgage-lending","jurisdiction":"MD","county":"24015","countyName":"Cecil County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Cecil County, Maryland: in 2024, lenders reported 2,160 applications for a home purchase or a refinance; 1,727 became loans ($493.1 million) and 349 were denied, a denial rate of 16.2%. Home purchase: 1,255 applications, 1,091 loans. HMDA 2024 data, FFIEC.","value":1727,"unit":"home purchase and refinance loans originated, 2024","applications":2160,"originations":1727,"denials":349,"originated_dollars":493085000,"applications_purchase":1255,"applications_refinance":332,"applications_cash_out_refinance":573,"originations_purchase":1091,"originations_refinance":240,"originations_cash_out_refinance":396,"denials_purchase":124,"denials_refinance":63,"denials_cash_out_refinance":162,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24017","dataset":"mortgage-lending","jurisdiction":"MD","county":"24017","countyName":"Charles County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Charles County, Maryland: in 2024, lenders reported 5,157 applications for a home purchase or a refinance; 3,963 became loans ($1.6 billion) and 970 were denied, a denial rate of 18.8%. Home purchase: 3,122 applications, 2,704 loans. HMDA 2024 data, FFIEC.","value":3963,"unit":"home purchase and refinance loans originated, 2024","applications":5157,"originations":3963,"denials":970,"originated_dollars":1629265000,"applications_purchase":3122,"applications_refinance":879,"applications_cash_out_refinance":1156,"originations_purchase":2704,"originations_refinance":594,"originations_cash_out_refinance":665,"denials_purchase":347,"denials_refinance":178,"denials_cash_out_refinance":445,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24019","dataset":"mortgage-lending","jurisdiction":"MD","county":"24019","countyName":"Dorchester County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Dorchester County, Maryland: in 2024, lenders reported 934 applications for a home purchase or a refinance; 701 became loans ($177.9 million) and 194 were denied, a denial rate of 20.8%. Home purchase: 648 applications, 513 loans. HMDA 2024 data, FFIEC.","value":701,"unit":"home purchase and refinance loans originated, 2024","applications":934,"originations":701,"denials":194,"originated_dollars":177865000,"applications_purchase":648,"applications_refinance":113,"applications_cash_out_refinance":173,"originations_purchase":513,"originations_refinance":81,"originations_cash_out_refinance":107,"denials_purchase":109,"denials_refinance":24,"denials_cash_out_refinance":61,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24021","dataset":"mortgage-lending","jurisdiction":"MD","county":"24021","countyName":"Frederick County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Frederick County, Maryland: in 2024, lenders reported 6,393 applications for a home purchase or a refinance; 5,349 became loans ($2.1 billion) and 861 were denied, a denial rate of 13.5%. Home purchase: 4,229 applications, 3,836 loans. HMDA 2024 data, FFIEC.","value":5349,"unit":"home purchase and refinance loans originated, 2024","applications":6393,"originations":5349,"denials":861,"originated_dollars":2145905000,"applications_purchase":4229,"applications_refinance":1046,"applications_cash_out_refinance":1118,"originations_purchase":3836,"originations_refinance":758,"originations_cash_out_refinance":755,"denials_purchase":308,"denials_refinance":229,"denials_cash_out_refinance":324,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24023","dataset":"mortgage-lending","jurisdiction":"MD","county":"24023","countyName":"Garrett County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Garrett County, Maryland: in 2024, lenders reported 672 applications for a home purchase or a refinance; 553 became loans ($225.2 million) and 99 were denied, a denial rate of 14.7%. Home purchase: 444 applications, 393 loans. HMDA 2024 data, FFIEC.","value":553,"unit":"home purchase and refinance loans originated, 2024","applications":672,"originations":553,"denials":99,"originated_dollars":225165000,"applications_purchase":444,"applications_refinance":87,"applications_cash_out_refinance":141,"originations_purchase":393,"originations_refinance":62,"originations_cash_out_refinance":98,"denials_purchase":42,"denials_refinance":19,"denials_cash_out_refinance":38,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24025","dataset":"mortgage-lending","jurisdiction":"MD","county":"24025","countyName":"Harford County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Harford County, Maryland: in 2024, lenders reported 5,723 applications for a home purchase or a refinance; 4,736 became loans ($1.6 billion) and 826 were denied, a denial rate of 14.4%. Home purchase: 3,462 applications, 3,064 loans. HMDA 2024 data, FFIEC.","value":4736,"unit":"home purchase and refinance loans originated, 2024","applications":5723,"originations":4736,"denials":826,"originated_dollars":1596820000,"applications_purchase":3462,"applications_refinance":882,"applications_cash_out_refinance":1379,"originations_purchase":3064,"originations_refinance":656,"originations_cash_out_refinance":1016,"denials_purchase":327,"denials_refinance":173,"denials_cash_out_refinance":326,"denial_rate":14.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24027","dataset":"mortgage-lending","jurisdiction":"MD","county":"24027","countyName":"Howard County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Howard County, Maryland: in 2024, lenders reported 5,712 applications for a home purchase or a refinance; 4,648 became loans ($2.5 billion) and 918 were denied, a denial rate of 16.1%. Home purchase: 3,752 applications, 3,276 loans. HMDA 2024 data, FFIEC.","value":4648,"unit":"home purchase and refinance loans originated, 2024","applications":5712,"originations":4648,"denials":918,"originated_dollars":2539070000,"applications_purchase":3752,"applications_refinance":958,"applications_cash_out_refinance":1002,"originations_purchase":3276,"originations_refinance":724,"originations_cash_out_refinance":648,"denials_purchase":404,"denials_refinance":193,"denials_cash_out_refinance":321,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24029","dataset":"mortgage-lending","jurisdiction":"MD","county":"24029","countyName":"Kent County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Kent County, Maryland: in 2024, lenders reported 430 applications for a home purchase or a refinance; 353 became loans ($103.7 million) and 64 were denied, a denial rate of 14.9%. Home purchase: 288 applications, 250 loans. HMDA 2024 data, FFIEC.","value":353,"unit":"home purchase and refinance loans originated, 2024","applications":430,"originations":353,"denials":64,"originated_dollars":103655000,"applications_purchase":288,"applications_refinance":53,"applications_cash_out_refinance":89,"originations_purchase":250,"originations_refinance":43,"originations_cash_out_refinance":60,"denials_purchase":30,"denials_refinance":7,"denials_cash_out_refinance":27,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24031","dataset":"mortgage-lending","jurisdiction":"MD","county":"24031","countyName":"Montgomery County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Montgomery County, Maryland: in 2024, lenders reported 14,706 applications for a home purchase or a refinance; 11,979 became loans ($7.0 billion) and 2,344 were denied, a denial rate of 15.9%. Home purchase: 9,708 applications, 8,709 loans. HMDA 2024 data, FFIEC.","value":11979,"unit":"home purchase and refinance loans originated, 2024","applications":14706,"originations":11979,"denials":2344,"originated_dollars":7021865000,"applications_purchase":9708,"applications_refinance":2380,"applications_cash_out_refinance":2618,"originations_purchase":8709,"originations_refinance":1688,"originations_cash_out_refinance":1582,"denials_purchase":803,"denials_refinance":603,"denials_cash_out_refinance":938,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24033","dataset":"mortgage-lending","jurisdiction":"MD","county":"24033","countyName":"Prince George's County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Prince George's County, Maryland: in 2024, lenders reported 19,218 applications for a home purchase or a refinance; 13,778 became loans ($5.4 billion) and 4,671 were denied, a denial rate of 24.3%. Home purchase: 11,342 applications, 9,293 loans. HMDA 2024 data, FFIEC.","value":13778,"unit":"home purchase and refinance loans originated, 2024","applications":19218,"originations":13778,"denials":4671,"originated_dollars":5437930000,"applications_purchase":11342,"applications_refinance":2852,"applications_cash_out_refinance":5024,"originations_purchase":9293,"originations_refinance":1785,"originations_cash_out_refinance":2700,"denials_purchase":1755,"denials_refinance":764,"denials_cash_out_refinance":2152,"denial_rate":24.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24035","dataset":"mortgage-lending","jurisdiction":"MD","county":"24035","countyName":"Queen Anne's County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Queen Anne's County, Maryland: in 2024, lenders reported 1,351 applications for a home purchase or a refinance; 1,125 became loans ($451.5 million) and 189 were denied, a denial rate of 14.0%. Home purchase: 896 applications, 805 loans. HMDA 2024 data, FFIEC.","value":1125,"unit":"home purchase and refinance loans originated, 2024","applications":1351,"originations":1125,"denials":189,"originated_dollars":451485000,"applications_purchase":896,"applications_refinance":213,"applications_cash_out_refinance":242,"originations_purchase":805,"originations_refinance":162,"originations_cash_out_refinance":158,"denials_purchase":71,"denials_refinance":40,"denials_cash_out_refinance":78,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24037","dataset":"mortgage-lending","jurisdiction":"MD","county":"24037","countyName":"St. Mary's County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"St. Mary's County, Maryland: in 2024, lenders reported 2,484 applications for a home purchase or a refinance; 2,092 became loans ($842.2 million) and 315 were denied, a denial rate of 12.7%. Home purchase: 1,551 applications, 1,409 loans. HMDA 2024 data, FFIEC.","value":2092,"unit":"home purchase and refinance loans originated, 2024","applications":2484,"originations":2092,"denials":315,"originated_dollars":842220000,"applications_purchase":1551,"applications_refinance":395,"applications_cash_out_refinance":538,"originations_purchase":1409,"originations_refinance":302,"originations_cash_out_refinance":381,"denials_purchase":110,"denials_refinance":57,"denials_cash_out_refinance":148,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24039","dataset":"mortgage-lending","jurisdiction":"MD","county":"24039","countyName":"Somerset County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Somerset County, Maryland: in 2024, lenders reported 400 applications for a home purchase or a refinance; 287 became loans ($55.8 million) and 93 were denied, a denial rate of 23.2%. Home purchase: 262 applications, 202 loans. HMDA 2024 data, FFIEC.","value":287,"unit":"home purchase and refinance loans originated, 2024","applications":400,"originations":287,"denials":93,"originated_dollars":55815000,"applications_purchase":262,"applications_refinance":48,"applications_cash_out_refinance":90,"originations_purchase":202,"originations_refinance":29,"originations_cash_out_refinance":56,"denials_purchase":47,"denials_refinance":14,"denials_cash_out_refinance":32,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24041","dataset":"mortgage-lending","jurisdiction":"MD","county":"24041","countyName":"Talbot County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Talbot County, Maryland: in 2024, lenders reported 742 applications for a home purchase or a refinance; 635 became loans ($318.4 million) and 95 were denied, a denial rate of 12.8%. Home purchase: 495 applications, 456 loans. HMDA 2024 data, FFIEC.","value":635,"unit":"home purchase and refinance loans originated, 2024","applications":742,"originations":635,"denials":95,"originated_dollars":318355000,"applications_purchase":495,"applications_refinance":113,"applications_cash_out_refinance":134,"originations_purchase":456,"originations_refinance":86,"originations_cash_out_refinance":93,"denials_purchase":33,"denials_refinance":25,"denials_cash_out_refinance":37,"denial_rate":12.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24043","dataset":"mortgage-lending","jurisdiction":"MD","county":"24043","countyName":"Washington County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Washington County, Maryland: in 2024, lenders reported 3,076 applications for a home purchase or a refinance; 2,431 became loans ($719.3 million) and 522 were denied, a denial rate of 17.0%. Home purchase: 1,891 applications, 1,636 loans. HMDA 2024 data, FFIEC.","value":2431,"unit":"home purchase and refinance loans originated, 2024","applications":3076,"originations":2431,"denials":522,"originated_dollars":719275000,"applications_purchase":1891,"applications_refinance":570,"applications_cash_out_refinance":615,"originations_purchase":1636,"originations_refinance":400,"originations_cash_out_refinance":395,"denials_purchase":190,"denials_refinance":134,"denials_cash_out_refinance":198,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24045","dataset":"mortgage-lending","jurisdiction":"MD","county":"24045","countyName":"Wicomico County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Wicomico County, Maryland: in 2024, lenders reported 2,012 applications for a home purchase or a refinance; 1,515 became loans ($398.6 million) and 406 were denied, a denial rate of 20.2%. Home purchase: 1,309 applications, 1,067 loans. HMDA 2024 data, FFIEC.","value":1515,"unit":"home purchase and refinance loans originated, 2024","applications":2012,"originations":1515,"denials":406,"originated_dollars":398565000,"applications_purchase":1309,"applications_refinance":258,"applications_cash_out_refinance":445,"originations_purchase":1067,"originations_refinance":166,"originations_cash_out_refinance":282,"denials_purchase":187,"denials_refinance":73,"denials_cash_out_refinance":146,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24047","dataset":"mortgage-lending","jurisdiction":"MD","county":"24047","countyName":"Worcester County","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Worcester County, Maryland: in 2024, lenders reported 2,335 applications for a home purchase or a refinance; 1,889 became loans ($616.6 million) and 354 were denied, a denial rate of 15.2%. Home purchase: 1,803 applications, 1,528 loans. HMDA 2024 data, FFIEC.","value":1889,"unit":"home purchase and refinance loans originated, 2024","applications":2335,"originations":1889,"denials":354,"originated_dollars":616565000,"applications_purchase":1803,"applications_refinance":222,"applications_cash_out_refinance":310,"originations_purchase":1528,"originations_refinance":162,"originations_cash_out_refinance":199,"denials_purchase":206,"denials_refinance":49,"denials_cash_out_refinance":99,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:24510","dataset":"mortgage-lending","jurisdiction":"MD","county":"24510","countyName":"Baltimore city","stateName":"Maryland","level":"county","year":2024,"status":"P","text":"Baltimore city, Maryland: in 2024, lenders reported 11,372 applications for a home purchase or a refinance; 8,475 became loans ($2.4 billion) and 2,379 were denied, a denial rate of 20.9%. Home purchase: 7,627 applications, 6,323 loans. HMDA 2024 data, FFIEC.","value":8475,"unit":"home purchase and refinance loans originated, 2024","applications":11372,"originations":8475,"denials":2379,"originated_dollars":2407955000,"applications_purchase":7627,"applications_refinance":1279,"applications_cash_out_refinance":2466,"originations_purchase":6323,"originations_refinance":779,"originations_cash_out_refinance":1373,"denials_purchase":1008,"denials_refinance":409,"denials_cash_out_refinance":962,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:ME","dataset":"mortgage-lending","jurisdiction":"ME","county":null,"countyName":null,"stateName":"Maine","level":"state","year":2024,"status":"P","text":"Maine: in 2024, lenders reported 29,421 applications for a home purchase or a refinance; 23,454 became loans ($7.4 billion) and 5,014 were denied, a denial rate of 17.0%. Home purchase: 18,303 applications, 15,586 loans. Loans made changed +14.1% from 20,555 in 2023. HMDA 2024 data, FFIEC.","value":23454,"unit":"home purchase and refinance loans originated, 2024","applications":29421,"originations":23454,"denials":5014,"originated_dollars":7382670000,"applications_purchase":18303,"applications_refinance":4733,"applications_cash_out_refinance":6385,"originations_purchase":15586,"originations_refinance":3615,"originations_cash_out_refinance":4253,"denials_purchase":2126,"denials_refinance":924,"denials_cash_out_refinance":1964,"denial_rate":17,"originations_prior_year":20555,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"5 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":5,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23001","dataset":"mortgage-lending","jurisdiction":"ME","county":"23001","countyName":"Androscoggin County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Androscoggin County, Maine: in 2024, lenders reported 2,428 applications for a home purchase or a refinance; 1,950 became loans ($558.9 million) and 394 were denied, a denial rate of 16.2%. Home purchase: 1,556 applications, 1,349 loans. HMDA 2024 data, FFIEC.","value":1950,"unit":"home purchase and refinance loans originated, 2024","applications":2428,"originations":1950,"denials":394,"originated_dollars":558860000,"applications_purchase":1556,"applications_refinance":341,"applications_cash_out_refinance":531,"originations_purchase":1349,"originations_refinance":250,"originations_cash_out_refinance":351,"denials_purchase":156,"denials_refinance":70,"denials_cash_out_refinance":168,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23003","dataset":"mortgage-lending","jurisdiction":"ME","county":"23003","countyName":"Aroostook County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Aroostook County, Maine: in 2024, lenders reported 1,206 applications for a home purchase or a refinance; 867 became loans ($135.3 million) and 305 were denied, a denial rate of 25.3%. Home purchase: 684 applications, 520 loans. HMDA 2024 data, FFIEC.","value":867,"unit":"home purchase and refinance loans originated, 2024","applications":1206,"originations":867,"denials":305,"originated_dollars":135295000,"applications_purchase":684,"applications_refinance":188,"applications_cash_out_refinance":334,"originations_purchase":520,"originations_refinance":142,"originations_cash_out_refinance":205,"denials_purchase":146,"denials_refinance":41,"denials_cash_out_refinance":118,"denial_rate":25.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23005","dataset":"mortgage-lending","jurisdiction":"ME","county":"23005","countyName":"Cumberland County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Cumberland County, Maine: in 2024, lenders reported 6,160 applications for a home purchase or a refinance; 5,119 became loans ($2.1 billion) and 882 were denied, a denial rate of 14.3%. Home purchase: 3,792 applications, 3,376 loans. HMDA 2024 data, FFIEC.","value":5119,"unit":"home purchase and refinance loans originated, 2024","applications":6160,"originations":5119,"denials":882,"originated_dollars":2146695000,"applications_purchase":3792,"applications_refinance":1082,"applications_cash_out_refinance":1286,"originations_purchase":3376,"originations_refinance":830,"originations_cash_out_refinance":913,"denials_purchase":327,"denials_refinance":214,"denials_cash_out_refinance":341,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23007","dataset":"mortgage-lending","jurisdiction":"ME","county":"23007","countyName":"Franklin County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Franklin County, Maine: in 2024, lenders reported 558 applications for a home purchase or a refinance; 456 became loans ($127.1 million) and 87 were denied, a denial rate of 15.6%. Home purchase: 406 applications, 349 loans. HMDA 2024 data, FFIEC.","value":456,"unit":"home purchase and refinance loans originated, 2024","applications":558,"originations":456,"denials":87,"originated_dollars":127120000,"applications_purchase":406,"applications_refinance":53,"applications_cash_out_refinance":99,"originations_purchase":349,"originations_refinance":45,"originations_cash_out_refinance":62,"denials_purchase":45,"denials_refinance":8,"denials_cash_out_refinance":34,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23009","dataset":"mortgage-lending","jurisdiction":"ME","county":"23009","countyName":"Hancock County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Hancock County, Maine: in 2024, lenders reported 1,242 applications for a home purchase or a refinance; 972 became loans ($310.7 million) and 234 were denied, a denial rate of 18.8%. Home purchase: 739 applications, 613 loans. HMDA 2024 data, FFIEC.","value":972,"unit":"home purchase and refinance loans originated, 2024","applications":1242,"originations":972,"denials":234,"originated_dollars":310670000,"applications_purchase":739,"applications_refinance":175,"applications_cash_out_refinance":328,"originations_purchase":613,"originations_refinance":138,"originations_cash_out_refinance":221,"denials_purchase":99,"denials_refinance":32,"denials_cash_out_refinance":103,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23011","dataset":"mortgage-lending","jurisdiction":"ME","county":"23011","countyName":"Kennebec County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Kennebec County, Maine: in 2024, lenders reported 2,809 applications for a home purchase or a refinance; 2,236 became loans ($563.7 million) and 415 were denied, a denial rate of 14.8%. Home purchase: 1,828 applications, 1,537 loans. HMDA 2024 data, FFIEC.","value":2236,"unit":"home purchase and refinance loans originated, 2024","applications":2809,"originations":2236,"denials":415,"originated_dollars":563690000,"applications_purchase":1828,"applications_refinance":530,"applications_cash_out_refinance":451,"originations_purchase":1537,"originations_refinance":416,"originations_cash_out_refinance":283,"denials_purchase":177,"denials_refinance":83,"denials_cash_out_refinance":155,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23013","dataset":"mortgage-lending","jurisdiction":"ME","county":"23013","countyName":"Knox County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Knox County, Maine: in 2024, lenders reported 777 applications for a home purchase or a refinance; 594 became loans ($184.8 million) and 157 were denied, a denial rate of 20.2%. Home purchase: 503 applications, 425 loans. HMDA 2024 data, FFIEC.","value":594,"unit":"home purchase and refinance loans originated, 2024","applications":777,"originations":594,"denials":157,"originated_dollars":184850000,"applications_purchase":503,"applications_refinance":113,"applications_cash_out_refinance":161,"originations_purchase":425,"originations_refinance":80,"originations_cash_out_refinance":89,"denials_purchase":62,"denials_refinance":29,"denials_cash_out_refinance":66,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23015","dataset":"mortgage-lending","jurisdiction":"ME","county":"23015","countyName":"Lincoln County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Lincoln County, Maine: in 2024, lenders reported 723 applications for a home purchase or a refinance; 587 became loans ($184.5 million) and 115 were denied, a denial rate of 15.9%. Home purchase: 457 applications, 401 loans. HMDA 2024 data, FFIEC.","value":587,"unit":"home purchase and refinance loans originated, 2024","applications":723,"originations":587,"denials":115,"originated_dollars":184485000,"applications_purchase":457,"applications_refinance":130,"applications_cash_out_refinance":136,"originations_purchase":401,"originations_refinance":96,"originations_cash_out_refinance":90,"denials_purchase":43,"denials_refinance":27,"denials_cash_out_refinance":45,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23017","dataset":"mortgage-lending","jurisdiction":"ME","county":"23017","countyName":"Oxford County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Oxford County, Maine: in 2024, lenders reported 1,270 applications for a home purchase or a refinance; 958 became loans ($278.7 million) and 272 were denied, a denial rate of 21.4%. Home purchase: 818 applications, 666 loans. HMDA 2024 data, FFIEC.","value":958,"unit":"home purchase and refinance loans originated, 2024","applications":1270,"originations":958,"denials":272,"originated_dollars":278680000,"applications_purchase":818,"applications_refinance":161,"applications_cash_out_refinance":291,"originations_purchase":666,"originations_refinance":117,"originations_cash_out_refinance":175,"denials_purchase":124,"denials_refinance":39,"denials_cash_out_refinance":109,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23019","dataset":"mortgage-lending","jurisdiction":"ME","county":"23019","countyName":"Penobscot County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Penobscot County, Maine: in 2024, lenders reported 3,184 applications for a home purchase or a refinance; 2,544 became loans ($583.1 million) and 544 were denied, a denial rate of 17.1%. Home purchase: 1,976 applications, 1,670 loans. HMDA 2024 data, FFIEC.","value":2544,"unit":"home purchase and refinance loans originated, 2024","applications":3184,"originations":2544,"denials":544,"originated_dollars":583100000,"applications_purchase":1976,"applications_refinance":525,"applications_cash_out_refinance":683,"originations_purchase":1670,"originations_refinance":406,"originations_cash_out_refinance":468,"denials_purchase":253,"denials_refinance":95,"denials_cash_out_refinance":196,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23021","dataset":"mortgage-lending","jurisdiction":"ME","county":"23021","countyName":"Piscataquis County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Piscataquis County, Maine: in 2024, lenders reported 425 applications for a home purchase or a refinance; 329 became loans ($64.4 million) and 76 were denied, a denial rate of 17.9%. Home purchase: 256 applications, 208 loans. HMDA 2024 data, FFIEC.","value":329,"unit":"home purchase and refinance loans originated, 2024","applications":425,"originations":329,"denials":76,"originated_dollars":64395000,"applications_purchase":256,"applications_refinance":53,"applications_cash_out_refinance":116,"originations_purchase":208,"originations_refinance":42,"originations_cash_out_refinance":79,"denials_purchase":36,"denials_refinance":8,"denials_cash_out_refinance":32,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23023","dataset":"mortgage-lending","jurisdiction":"ME","county":"23023","countyName":"Sagadahoc County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Sagadahoc County, Maine: in 2024, lenders reported 772 applications for a home purchase or a refinance; 615 became loans ($204.4 million) and 134 were denied, a denial rate of 17.4%. Home purchase: 494 applications, 422 loans. HMDA 2024 data, FFIEC.","value":615,"unit":"home purchase and refinance loans originated, 2024","applications":772,"originations":615,"denials":134,"originated_dollars":204425000,"applications_purchase":494,"applications_refinance":125,"applications_cash_out_refinance":153,"originations_purchase":422,"originations_refinance":97,"originations_cash_out_refinance":96,"denials_purchase":59,"denials_refinance":24,"denials_cash_out_refinance":51,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23025","dataset":"mortgage-lending","jurisdiction":"ME","county":"23025","countyName":"Somerset County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Somerset County, Maine: in 2024, lenders reported 1,015 applications for a home purchase or a refinance; 786 became loans ($160.9 million) and 205 were denied, a denial rate of 20.2%. Home purchase: 653 applications, 534 loans. HMDA 2024 data, FFIEC.","value":786,"unit":"home purchase and refinance loans originated, 2024","applications":1015,"originations":786,"denials":205,"originated_dollars":160940000,"applications_purchase":653,"applications_refinance":139,"applications_cash_out_refinance":223,"originations_purchase":534,"originations_refinance":103,"originations_cash_out_refinance":149,"denials_purchase":100,"denials_refinance":34,"denials_cash_out_refinance":71,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23027","dataset":"mortgage-lending","jurisdiction":"ME","county":"23027","countyName":"Waldo County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Waldo County, Maine: in 2024, lenders reported 812 applications for a home purchase or a refinance; 617 became loans ($166.1 million) and 163 were denied, a denial rate of 20.1%. Home purchase: 477 applications, 396 loans. HMDA 2024 data, FFIEC.","value":617,"unit":"home purchase and refinance loans originated, 2024","applications":812,"originations":617,"denials":163,"originated_dollars":166085000,"applications_purchase":477,"applications_refinance":133,"applications_cash_out_refinance":202,"originations_purchase":396,"originations_refinance":91,"originations_cash_out_refinance":130,"denials_purchase":62,"denials_refinance":33,"denials_cash_out_refinance":68,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23029","dataset":"mortgage-lending","jurisdiction":"ME","county":"23029","countyName":"Washington County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"Washington County, Maine: in 2024, lenders reported 581 applications for a home purchase or a refinance; 425 became loans ($83.6 million) and 141 were denied, a denial rate of 24.3%. Home purchase: 373 applications, 285 loans. HMDA 2024 data, FFIEC.","value":425,"unit":"home purchase and refinance loans originated, 2024","applications":581,"originations":425,"denials":141,"originated_dollars":83565000,"applications_purchase":373,"applications_refinance":71,"applications_cash_out_refinance":137,"originations_purchase":285,"originations_refinance":56,"originations_cash_out_refinance":84,"denials_purchase":77,"denials_refinance":12,"denials_cash_out_refinance":52,"denial_rate":24.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:23031","dataset":"mortgage-lending","jurisdiction":"ME","county":"23031","countyName":"York County","stateName":"Maine","level":"county","year":2024,"status":"P","text":"York County, Maine: in 2024, lenders reported 5,454 applications for a home purchase or a refinance; 4,413 became loans ($1.6 billion) and 875 were denied, a denial rate of 16.0%. Home purchase: 3,312 applications, 2,862 loans. HMDA 2024 data, FFIEC.","value":4413,"unit":"home purchase and refinance loans originated, 2024","applications":5454,"originations":4413,"denials":875,"originated_dollars":1638095000,"applications_purchase":3312,"applications_refinance":905,"applications_cash_out_refinance":1237,"originations_purchase":2862,"originations_refinance":699,"originations_cash_out_refinance":852,"denials_purchase":358,"denials_refinance":173,"denials_cash_out_refinance":344,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:MI","dataset":"mortgage-lending","jurisdiction":"MI","county":null,"countyName":null,"stateName":"Michigan","level":"state","year":2024,"status":"P","text":"Michigan: in 2024, lenders reported 207,197 applications for a home purchase or a refinance; 159,040 became loans ($39.0 billion) and 40,243 were denied, a denial rate of 19.4%. Home purchase: 130,185 applications, 105,614 loans. Loans made changed +12.4% from 141,464 in 2023. HMDA 2024 data, FFIEC.","value":159040,"unit":"home purchase and refinance loans originated, 2024","applications":207197,"originations":159040,"denials":40243,"originated_dollars":39017620000,"applications_purchase":130185,"applications_refinance":34110,"applications_cash_out_refinance":42902,"originations_purchase":105614,"originations_refinance":24908,"originations_cash_out_refinance":28518,"denials_purchase":19632,"denials_refinance":7640,"denials_cash_out_refinance":12971,"denial_rate":19.4,"originations_prior_year":141464,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"1,054 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":1054,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26001","dataset":"mortgage-lending","jurisdiction":"MI","county":"26001","countyName":"Alcona County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Alcona County, Michigan: in 2024, lenders reported 224 applications for a home purchase or a refinance; 172 became loans ($33.5 million) and 43 were denied, a denial rate of 19.2%. Home purchase: 147 applications, 123 loans. HMDA 2024 data, FFIEC.","value":172,"unit":"home purchase and refinance loans originated, 2024","applications":224,"originations":172,"denials":43,"originated_dollars":33490000,"applications_purchase":147,"applications_refinance":20,"applications_cash_out_refinance":57,"originations_purchase":123,"originations_refinance":13,"originations_cash_out_refinance":36,"denials_purchase":19,"denials_refinance":5,"denials_cash_out_refinance":19,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26003","dataset":"mortgage-lending","jurisdiction":"MI","county":"26003","countyName":"Alger County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Alger County, Michigan: in 2024, lenders reported 94 applications for a home purchase or a refinance; 75 became loans ($16.5 million) and 16 were denied, a denial rate of 17.0%. Home purchase: 55 applications, 48 loans. HMDA 2024 data, FFIEC.","value":75,"unit":"home purchase and refinance loans originated, 2024","applications":94,"originations":75,"denials":16,"originated_dollars":16485000,"applications_purchase":55,"applications_refinance":14,"applications_cash_out_refinance":25,"originations_purchase":48,"originations_refinance":11,"originations_cash_out_refinance":16,"denials_purchase":6,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26005","dataset":"mortgage-lending","jurisdiction":"MI","county":"26005","countyName":"Allegan County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Allegan County, Michigan: in 2024, lenders reported 3,022 applications for a home purchase or a refinance; 2,275 became loans ($590.2 million) and 583 were denied, a denial rate of 19.3%. Home purchase: 1,820 applications, 1,430 loans. HMDA 2024 data, FFIEC.","value":2275,"unit":"home purchase and refinance loans originated, 2024","applications":3022,"originations":2275,"denials":583,"originated_dollars":590245000,"applications_purchase":1820,"applications_refinance":661,"applications_cash_out_refinance":541,"originations_purchase":1430,"originations_refinance":484,"originations_cash_out_refinance":361,"denials_purchase":275,"denials_refinance":153,"denials_cash_out_refinance":155,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26007","dataset":"mortgage-lending","jurisdiction":"MI","county":"26007","countyName":"Alpena County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Alpena County, Michigan: in 2024, lenders reported 343 applications for a home purchase or a refinance; 256 became loans ($40.0 million) and 79 were denied, a denial rate of 23.0%. Home purchase: 209 applications, 179 loans. HMDA 2024 data, FFIEC.","value":256,"unit":"home purchase and refinance loans originated, 2024","applications":343,"originations":256,"denials":79,"originated_dollars":40030000,"applications_purchase":209,"applications_refinance":39,"applications_cash_out_refinance":95,"originations_purchase":179,"originations_refinance":23,"originations_cash_out_refinance":54,"denials_purchase":26,"denials_refinance":13,"denials_cash_out_refinance":40,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26009","dataset":"mortgage-lending","jurisdiction":"MI","county":"26009","countyName":"Antrim County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Antrim County, Michigan: in 2024, lenders reported 582 applications for a home purchase or a refinance; 460 became loans ($147.8 million) and 100 were denied, a denial rate of 17.2%. Home purchase: 330 applications, 293 loans. HMDA 2024 data, FFIEC.","value":460,"unit":"home purchase and refinance loans originated, 2024","applications":582,"originations":460,"denials":100,"originated_dollars":147760000,"applications_purchase":330,"applications_refinance":105,"applications_cash_out_refinance":147,"originations_purchase":293,"originations_refinance":75,"originations_cash_out_refinance":92,"denials_purchase":28,"denials_refinance":26,"denials_cash_out_refinance":46,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26011","dataset":"mortgage-lending","jurisdiction":"MI","county":"26011","countyName":"Arenac County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Arenac County, Michigan: in 2024, lenders reported 277 applications for a home purchase or a refinance; 206 became loans ($39.5 million) and 69 were denied, a denial rate of 24.9%. Home purchase: 152 applications, 124 loans. HMDA 2024 data, FFIEC.","value":206,"unit":"home purchase and refinance loans originated, 2024","applications":277,"originations":206,"denials":69,"originated_dollars":39550000,"applications_purchase":152,"applications_refinance":49,"applications_cash_out_refinance":76,"originations_purchase":124,"originations_refinance":34,"originations_cash_out_refinance":48,"denials_purchase":27,"denials_refinance":15,"denials_cash_out_refinance":27,"denial_rate":24.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26013","dataset":"mortgage-lending","jurisdiction":"MI","county":"26013","countyName":"Baraga County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Baraga County, Michigan: in 2024, lenders reported 96 applications for a home purchase or a refinance; 82 became loans ($14.2 million) and 12 were denied, a denial rate of 12.5%. Home purchase: 66 applications, 61 loans. HMDA 2024 data, FFIEC.","value":82,"unit":"home purchase and refinance loans originated, 2024","applications":96,"originations":82,"denials":12,"originated_dollars":14250000,"applications_purchase":66,"applications_refinance":10,"applications_cash_out_refinance":20,"originations_purchase":61,"originations_refinance":8,"originations_cash_out_refinance":13,"denials_purchase":4,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26015","dataset":"mortgage-lending","jurisdiction":"MI","county":"26015","countyName":"Barry County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Barry County, Michigan: in 2024, lenders reported 1,735 applications for a home purchase or a refinance; 1,277 became loans ($284.5 million) and 383 were denied, a denial rate of 22.1%. Home purchase: 1,071 applications, 798 loans. HMDA 2024 data, FFIEC.","value":1277,"unit":"home purchase and refinance loans originated, 2024","applications":1735,"originations":1277,"denials":383,"originated_dollars":284535000,"applications_purchase":1071,"applications_refinance":331,"applications_cash_out_refinance":333,"originations_purchase":798,"originations_refinance":237,"originations_cash_out_refinance":242,"denials_purchase":220,"denials_refinance":79,"denials_cash_out_refinance":84,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26017","dataset":"mortgage-lending","jurisdiction":"MI","county":"26017","countyName":"Bay County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Bay County, Michigan: in 2024, lenders reported 1,939 applications for a home purchase or a refinance; 1,595 became loans ($241.1 million) and 290 were denied, a denial rate of 15.0%. Home purchase: 1,264 applications, 1,096 loans. HMDA 2024 data, FFIEC.","value":1595,"unit":"home purchase and refinance loans originated, 2024","applications":1939,"originations":1595,"denials":290,"originated_dollars":241065000,"applications_purchase":1264,"applications_refinance":213,"applications_cash_out_refinance":462,"originations_purchase":1096,"originations_refinance":160,"originations_cash_out_refinance":339,"denials_purchase":134,"denials_refinance":43,"denials_cash_out_refinance":113,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26019","dataset":"mortgage-lending","jurisdiction":"MI","county":"26019","countyName":"Benzie County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Benzie County, Michigan: in 2024, lenders reported 449 applications for a home purchase or a refinance; 380 became loans ($109.6 million) and 63 were denied, a denial rate of 14.0%. Home purchase: 241 applications, 225 loans. HMDA 2024 data, FFIEC.","value":380,"unit":"home purchase and refinance loans originated, 2024","applications":449,"originations":380,"denials":63,"originated_dollars":109560000,"applications_purchase":241,"applications_refinance":76,"applications_cash_out_refinance":132,"originations_purchase":225,"originations_refinance":59,"originations_cash_out_refinance":96,"denials_purchase":14,"denials_refinance":14,"denials_cash_out_refinance":35,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26021","dataset":"mortgage-lending","jurisdiction":"MI","county":"26021","countyName":"Berrien County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Berrien County, Michigan: in 2024, lenders reported 3,503 applications for a home purchase or a refinance; 2,670 became loans ($659.2 million) and 678 were denied, a denial rate of 19.4%. Home purchase: 2,239 applications, 1,804 loans. HMDA 2024 data, FFIEC.","value":2670,"unit":"home purchase and refinance loans originated, 2024","applications":3503,"originations":2670,"denials":678,"originated_dollars":659190000,"applications_purchase":2239,"applications_refinance":510,"applications_cash_out_refinance":754,"originations_purchase":1804,"originations_refinance":363,"originations_cash_out_refinance":503,"denials_purchase":333,"denials_refinance":124,"denials_cash_out_refinance":221,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26023","dataset":"mortgage-lending","jurisdiction":"MI","county":"26023","countyName":"Branch County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Branch County, Michigan: in 2024, lenders reported 887 applications for a home purchase or a refinance; 627 became loans ($114.1 million) and 218 were denied, a denial rate of 24.6%. Home purchase: 559 applications, 410 loans. HMDA 2024 data, FFIEC.","value":627,"unit":"home purchase and refinance loans originated, 2024","applications":887,"originations":627,"denials":218,"originated_dollars":114115000,"applications_purchase":559,"applications_refinance":134,"applications_cash_out_refinance":194,"originations_purchase":410,"originations_refinance":89,"originations_cash_out_refinance":128,"denials_purchase":125,"denials_refinance":38,"denials_cash_out_refinance":55,"denial_rate":24.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26025","dataset":"mortgage-lending","jurisdiction":"MI","county":"26025","countyName":"Calhoun County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Calhoun County, Michigan: in 2024, lenders reported 3,092 applications for a home purchase or a refinance; 2,279 became loans ($393.1 million) and 663 were denied, a denial rate of 21.4%. Home purchase: 1,955 applications, 1,517 loans. HMDA 2024 data, FFIEC.","value":2279,"unit":"home purchase and refinance loans originated, 2024","applications":3092,"originations":2279,"denials":663,"originated_dollars":393055000,"applications_purchase":1955,"applications_refinance":494,"applications_cash_out_refinance":643,"originations_purchase":1517,"originations_refinance":354,"originations_cash_out_refinance":408,"denials_purchase":346,"denials_refinance":122,"denials_cash_out_refinance":195,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26027","dataset":"mortgage-lending","jurisdiction":"MI","county":"26027","countyName":"Cass County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Cass County, Michigan: in 2024, lenders reported 1,121 applications for a home purchase or a refinance; 892 became loans ($210.9 million) and 189 were denied, a denial rate of 16.9%. Home purchase: 639 applications, 550 loans. HMDA 2024 data, FFIEC.","value":892,"unit":"home purchase and refinance loans originated, 2024","applications":1121,"originations":892,"denials":189,"originated_dollars":210950000,"applications_purchase":639,"applications_refinance":224,"applications_cash_out_refinance":258,"originations_purchase":550,"originations_refinance":171,"originations_cash_out_refinance":171,"denials_purchase":69,"denials_refinance":43,"denials_cash_out_refinance":77,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26029","dataset":"mortgage-lending","jurisdiction":"MI","county":"26029","countyName":"Charlevoix County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Charlevoix County, Michigan: in 2024, lenders reported 587 applications for a home purchase or a refinance; 436 became loans ($151.2 million) and 133 were denied, a denial rate of 22.7%. Home purchase: 337 applications, 269 loans. HMDA 2024 data, FFIEC.","value":436,"unit":"home purchase and refinance loans originated, 2024","applications":587,"originations":436,"denials":133,"originated_dollars":151220000,"applications_purchase":337,"applications_refinance":96,"applications_cash_out_refinance":154,"originations_purchase":269,"originations_refinance":60,"originations_cash_out_refinance":107,"denials_purchase":55,"denials_refinance":34,"denials_cash_out_refinance":44,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26031","dataset":"mortgage-lending","jurisdiction":"MI","county":"26031","countyName":"Cheboygan County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Cheboygan County, Michigan: in 2024, lenders reported 455 applications for a home purchase or a refinance; 339 became loans ($76.6 million) and 100 were denied, a denial rate of 22.0%. Home purchase: 258 applications, 205 loans. HMDA 2024 data, FFIEC.","value":339,"unit":"home purchase and refinance loans originated, 2024","applications":455,"originations":339,"denials":100,"originated_dollars":76635000,"applications_purchase":258,"applications_refinance":74,"applications_cash_out_refinance":123,"originations_purchase":205,"originations_refinance":52,"originations_cash_out_refinance":82,"denials_purchase":44,"denials_refinance":17,"denials_cash_out_refinance":39,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26033","dataset":"mortgage-lending","jurisdiction":"MI","county":"26033","countyName":"Chippewa County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Chippewa County, Michigan: in 2024, lenders reported 362 applications for a home purchase or a refinance; 283 became loans ($52.6 million) and 68 were denied, a denial rate of 18.8%. Home purchase: 231 applications, 198 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":362,"originations":283,"denials":68,"originated_dollars":52575000,"applications_purchase":231,"applications_refinance":34,"applications_cash_out_refinance":97,"originations_purchase":198,"originations_refinance":24,"originations_cash_out_refinance":61,"denials_purchase":27,"denials_refinance":6,"denials_cash_out_refinance":35,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26035","dataset":"mortgage-lending","jurisdiction":"MI","county":"26035","countyName":"Clare County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Clare County, Michigan: in 2024, lenders reported 729 applications for a home purchase or a refinance; 555 became loans ($79.6 million) and 152 were denied, a denial rate of 20.9%. Home purchase: 444 applications, 376 loans. HMDA 2024 data, FFIEC.","value":555,"unit":"home purchase and refinance loans originated, 2024","applications":729,"originations":555,"denials":152,"originated_dollars":79575000,"applications_purchase":444,"applications_refinance":108,"applications_cash_out_refinance":177,"originations_purchase":376,"originations_refinance":78,"originations_cash_out_refinance":101,"denials_purchase":53,"denials_refinance":28,"denials_cash_out_refinance":71,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26037","dataset":"mortgage-lending","jurisdiction":"MI","county":"26037","countyName":"Clinton County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Clinton County, Michigan: in 2024, lenders reported 1,554 applications for a home purchase or a refinance; 1,255 became loans ($312.2 million) and 254 were denied, a denial rate of 16.3%. Home purchase: 1,030 applications, 867 loans. HMDA 2024 data, FFIEC.","value":1255,"unit":"home purchase and refinance loans originated, 2024","applications":1554,"originations":1255,"denials":254,"originated_dollars":312175000,"applications_purchase":1030,"applications_refinance":234,"applications_cash_out_refinance":290,"originations_purchase":867,"originations_refinance":174,"originations_cash_out_refinance":214,"denials_purchase":139,"denials_refinance":46,"denials_cash_out_refinance":69,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26039","dataset":"mortgage-lending","jurisdiction":"MI","county":"26039","countyName":"Crawford County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Crawford County, Michigan: in 2024, lenders reported 331 applications for a home purchase or a refinance; 256 became loans ($44.7 million) and 66 were denied, a denial rate of 19.9%. Home purchase: 183 applications, 160 loans. HMDA 2024 data, FFIEC.","value":256,"unit":"home purchase and refinance loans originated, 2024","applications":331,"originations":256,"denials":66,"originated_dollars":44730000,"applications_purchase":183,"applications_refinance":62,"applications_cash_out_refinance":86,"originations_purchase":160,"originations_refinance":36,"originations_cash_out_refinance":60,"denials_purchase":21,"denials_refinance":21,"denials_cash_out_refinance":24,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26041","dataset":"mortgage-lending","jurisdiction":"MI","county":"26041","countyName":"Delta County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Delta County, Michigan: in 2024, lenders reported 227 applications for a home purchase or a refinance; 173 became loans ($32.9 million) and 46 were denied, a denial rate of 20.3%. Home purchase: 136 applications, 110 loans. HMDA 2024 data, FFIEC.","value":173,"unit":"home purchase and refinance loans originated, 2024","applications":227,"originations":173,"denials":46,"originated_dollars":32895000,"applications_purchase":136,"applications_refinance":33,"applications_cash_out_refinance":58,"originations_purchase":110,"originations_refinance":26,"originations_cash_out_refinance":37,"denials_purchase":20,"denials_refinance":6,"denials_cash_out_refinance":20,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26043","dataset":"mortgage-lending","jurisdiction":"MI","county":"26043","countyName":"Dickinson County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Dickinson County, Michigan: in 2024, lenders reported 322 applications for a home purchase or a refinance; 245 became loans ($43.7 million) and 67 were denied, a denial rate of 20.8%. Home purchase: 215 applications, 180 loans. HMDA 2024 data, FFIEC.","value":245,"unit":"home purchase and refinance loans originated, 2024","applications":322,"originations":245,"denials":67,"originated_dollars":43685000,"applications_purchase":215,"applications_refinance":38,"applications_cash_out_refinance":69,"originations_purchase":180,"originations_refinance":31,"originations_cash_out_refinance":34,"denials_purchase":32,"denials_refinance":4,"denials_cash_out_refinance":31,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26045","dataset":"mortgage-lending","jurisdiction":"MI","county":"26045","countyName":"Eaton County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Eaton County, Michigan: in 2024, lenders reported 2,293 applications for a home purchase or a refinance; 1,718 became loans ($373.1 million) and 472 were denied, a denial rate of 20.6%. Home purchase: 1,484 applications, 1,146 loans. HMDA 2024 data, FFIEC.","value":1718,"unit":"home purchase and refinance loans originated, 2024","applications":2293,"originations":1718,"denials":472,"originated_dollars":373100000,"applications_purchase":1484,"applications_refinance":315,"applications_cash_out_refinance":494,"originations_purchase":1146,"originations_refinance":241,"originations_cash_out_refinance":331,"denials_purchase":272,"denials_refinance":57,"denials_cash_out_refinance":143,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26047","dataset":"mortgage-lending","jurisdiction":"MI","county":"26047","countyName":"Emmet County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Emmet County, Michigan: in 2024, lenders reported 637 applications for a home purchase or a refinance; 510 became loans ($223.5 million) and 119 were denied, a denial rate of 18.7%. Home purchase: 389 applications, 323 loans. HMDA 2024 data, FFIEC.","value":510,"unit":"home purchase and refinance loans originated, 2024","applications":637,"originations":510,"denials":119,"originated_dollars":223540000,"applications_purchase":389,"applications_refinance":111,"applications_cash_out_refinance":137,"originations_purchase":323,"originations_refinance":90,"originations_cash_out_refinance":97,"denials_purchase":63,"denials_refinance":20,"denials_cash_out_refinance":36,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26049","dataset":"mortgage-lending","jurisdiction":"MI","county":"26049","countyName":"Genesee County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Genesee County, Michigan: in 2024, lenders reported 7,845 applications for a home purchase or a refinance; 5,959 became loans ($1.1 billion) and 1,525 were denied, a denial rate of 19.4%. Home purchase: 5,147 applications, 4,146 loans. HMDA 2024 data, FFIEC.","value":5959,"unit":"home purchase and refinance loans originated, 2024","applications":7845,"originations":5959,"denials":1525,"originated_dollars":1128695000,"applications_purchase":5147,"applications_refinance":985,"applications_cash_out_refinance":1713,"originations_purchase":4146,"originations_refinance":700,"originations_cash_out_refinance":1113,"denials_purchase":735,"denials_refinance":239,"denials_cash_out_refinance":551,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26051","dataset":"mortgage-lending","jurisdiction":"MI","county":"26051","countyName":"Gladwin County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Gladwin County, Michigan: in 2024, lenders reported 629 applications for a home purchase or a refinance; 474 became loans ($82.1 million) and 137 were denied, a denial rate of 21.8%. Home purchase: 374 applications, 313 loans. HMDA 2024 data, FFIEC.","value":474,"unit":"home purchase and refinance loans originated, 2024","applications":629,"originations":474,"denials":137,"originated_dollars":82110000,"applications_purchase":374,"applications_refinance":90,"applications_cash_out_refinance":165,"originations_purchase":313,"originations_refinance":61,"originations_cash_out_refinance":100,"denials_purchase":48,"denials_refinance":26,"denials_cash_out_refinance":63,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26053","dataset":"mortgage-lending","jurisdiction":"MI","county":"26053","countyName":"Gogebic County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Gogebic County, Michigan: in 2024, lenders reported 256 applications for a home purchase or a refinance; 201 became loans ($30.9 million) and 48 were denied, a denial rate of 18.8%. Home purchase: 162 applications, 131 loans. HMDA 2024 data, FFIEC.","value":201,"unit":"home purchase and refinance loans originated, 2024","applications":256,"originations":201,"denials":48,"originated_dollars":30935000,"applications_purchase":162,"applications_refinance":33,"applications_cash_out_refinance":61,"originations_purchase":131,"originations_refinance":27,"originations_cash_out_refinance":43,"denials_purchase":27,"denials_refinance":5,"denials_cash_out_refinance":16,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26055","dataset":"mortgage-lending","jurisdiction":"MI","county":"26055","countyName":"Grand Traverse County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Grand Traverse County, Michigan: in 2024, lenders reported 2,132 applications for a home purchase or a refinance; 1,679 became loans ($588.1 million) and 383 were denied, a denial rate of 18.0%. Home purchase: 1,284 applications, 1,062 loans. HMDA 2024 data, FFIEC.","value":1679,"unit":"home purchase and refinance loans originated, 2024","applications":2132,"originations":1679,"denials":383,"originated_dollars":588145000,"applications_purchase":1284,"applications_refinance":400,"applications_cash_out_refinance":448,"originations_purchase":1062,"originations_refinance":298,"originations_cash_out_refinance":319,"denials_purchase":184,"denials_refinance":86,"denials_cash_out_refinance":113,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26057","dataset":"mortgage-lending","jurisdiction":"MI","county":"26057","countyName":"Gratiot County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Gratiot County, Michigan: in 2024, lenders reported 678 applications for a home purchase or a refinance; 500 became loans ($78.9 million) and 163 were denied, a denial rate of 24.0%. Home purchase: 458 applications, 357 loans. HMDA 2024 data, FFIEC.","value":500,"unit":"home purchase and refinance loans originated, 2024","applications":678,"originations":500,"denials":163,"originated_dollars":78910000,"applications_purchase":458,"applications_refinance":74,"applications_cash_out_refinance":146,"originations_purchase":357,"originations_refinance":53,"originations_cash_out_refinance":90,"denials_purchase":95,"denials_refinance":18,"denials_cash_out_refinance":50,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26059","dataset":"mortgage-lending","jurisdiction":"MI","county":"26059","countyName":"Hillsdale County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Hillsdale County, Michigan: in 2024, lenders reported 792 applications for a home purchase or a refinance; 617 became loans ($112.3 million) and 149 were denied, a denial rate of 18.8%. Home purchase: 485 applications, 420 loans. HMDA 2024 data, FFIEC.","value":617,"unit":"home purchase and refinance loans originated, 2024","applications":792,"originations":617,"denials":149,"originated_dollars":112295000,"applications_purchase":485,"applications_refinance":102,"applications_cash_out_refinance":205,"originations_purchase":420,"originations_refinance":71,"originations_cash_out_refinance":126,"denials_purchase":46,"denials_refinance":28,"denials_cash_out_refinance":75,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26061","dataset":"mortgage-lending","jurisdiction":"MI","county":"26061","countyName":"Houghton County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Houghton County, Michigan: in 2024, lenders reported 430 applications for a home purchase or a refinance; 356 became loans ($72.5 million) and 59 were denied, a denial rate of 13.7%. Home purchase: 288 applications, 259 loans. HMDA 2024 data, FFIEC.","value":356,"unit":"home purchase and refinance loans originated, 2024","applications":430,"originations":356,"denials":59,"originated_dollars":72490000,"applications_purchase":288,"applications_refinance":56,"applications_cash_out_refinance":86,"originations_purchase":259,"originations_refinance":44,"originations_cash_out_refinance":53,"denials_purchase":18,"denials_refinance":11,"denials_cash_out_refinance":30,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26063","dataset":"mortgage-lending","jurisdiction":"MI","county":"26063","countyName":"Huron County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Huron County, Michigan: in 2024, lenders reported 467 applications for a home purchase or a refinance; 360 became loans ($59.4 million) and 99 were denied, a denial rate of 21.2%. Home purchase: 311 applications, 256 loans. HMDA 2024 data, FFIEC.","value":360,"unit":"home purchase and refinance loans originated, 2024","applications":467,"originations":360,"denials":99,"originated_dollars":59370000,"applications_purchase":311,"applications_refinance":46,"applications_cash_out_refinance":110,"originations_purchase":256,"originations_refinance":33,"originations_cash_out_refinance":71,"denials_purchase":52,"denials_refinance":9,"denials_cash_out_refinance":38,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26065","dataset":"mortgage-lending","jurisdiction":"MI","county":"26065","countyName":"Ingham County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Ingham County, Michigan: in 2024, lenders reported 4,943 applications for a home purchase or a refinance; 3,863 became loans ($809.9 million) and 950 were denied, a denial rate of 19.2%. Home purchase: 3,464 applications, 2,884 loans. HMDA 2024 data, FFIEC.","value":3863,"unit":"home purchase and refinance loans originated, 2024","applications":4943,"originations":3863,"denials":950,"originated_dollars":809935000,"applications_purchase":3464,"applications_refinance":569,"applications_cash_out_refinance":910,"originations_purchase":2884,"originations_refinance":413,"originations_cash_out_refinance":566,"denials_purchase":523,"denials_refinance":125,"denials_cash_out_refinance":302,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26067","dataset":"mortgage-lending","jurisdiction":"MI","county":"26067","countyName":"Ionia County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Ionia County, Michigan: in 2024, lenders reported 1,481 applications for a home purchase or a refinance; 1,034 became loans ($207.7 million) and 389 were denied, a denial rate of 26.3%. Home purchase: 983 applications, 695 loans. HMDA 2024 data, FFIEC.","value":1034,"unit":"home purchase and refinance loans originated, 2024","applications":1481,"originations":1034,"denials":389,"originated_dollars":207710000,"applications_purchase":983,"applications_refinance":190,"applications_cash_out_refinance":308,"originations_purchase":695,"originations_refinance":135,"originations_cash_out_refinance":204,"denials_purchase":244,"denials_refinance":47,"denials_cash_out_refinance":98,"denial_rate":26.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26069","dataset":"mortgage-lending","jurisdiction":"MI","county":"26069","countyName":"Iosco County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Iosco County, Michigan: in 2024, lenders reported 499 applications for a home purchase or a refinance; 382 became loans ($65.9 million) and 107 were denied, a denial rate of 21.4%. Home purchase: 292 applications, 257 loans. HMDA 2024 data, FFIEC.","value":382,"unit":"home purchase and refinance loans originated, 2024","applications":499,"originations":382,"denials":107,"originated_dollars":65930000,"applications_purchase":292,"applications_refinance":50,"applications_cash_out_refinance":157,"originations_purchase":257,"originations_refinance":42,"originations_cash_out_refinance":83,"denials_purchase":32,"denials_refinance":5,"denials_cash_out_refinance":70,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26071","dataset":"mortgage-lending","jurisdiction":"MI","county":"26071","countyName":"Iron County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Iron County, Michigan: in 2024, lenders reported 282 applications for a home purchase or a refinance; 218 became loans ($25.4 million) and 53 were denied, a denial rate of 18.8%. Home purchase: 124 applications, 96 loans. HMDA 2024 data, FFIEC.","value":218,"unit":"home purchase and refinance loans originated, 2024","applications":282,"originations":218,"denials":53,"originated_dollars":25360000,"applications_purchase":124,"applications_refinance":53,"applications_cash_out_refinance":105,"originations_purchase":96,"originations_refinance":46,"originations_cash_out_refinance":76,"denials_purchase":24,"denials_refinance":4,"denials_cash_out_refinance":25,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26073","dataset":"mortgage-lending","jurisdiction":"MI","county":"26073","countyName":"Isabella County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Isabella County, Michigan: in 2024, lenders reported 977 applications for a home purchase or a refinance; 765 became loans ($141.3 million) and 180 were denied, a denial rate of 18.4%. Home purchase: 684 applications, 554 loans. HMDA 2024 data, FFIEC.","value":765,"unit":"home purchase and refinance loans originated, 2024","applications":977,"originations":765,"denials":180,"originated_dollars":141315000,"applications_purchase":684,"applications_refinance":157,"applications_cash_out_refinance":136,"originations_purchase":554,"originations_refinance":125,"originations_cash_out_refinance":86,"denials_purchase":106,"denials_refinance":25,"denials_cash_out_refinance":49,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26075","dataset":"mortgage-lending","jurisdiction":"MI","county":"26075","countyName":"Jackson County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Jackson County, Michigan: in 2024, lenders reported 3,470 applications for a home purchase or a refinance; 2,593 became loans ($529.5 million) and 716 were denied, a denial rate of 20.6%. Home purchase: 2,276 applications, 1,814 loans. HMDA 2024 data, FFIEC.","value":2593,"unit":"home purchase and refinance loans originated, 2024","applications":3470,"originations":2593,"denials":716,"originated_dollars":529525000,"applications_purchase":2276,"applications_refinance":434,"applications_cash_out_refinance":760,"originations_purchase":1814,"originations_refinance":304,"originations_cash_out_refinance":475,"denials_purchase":353,"denials_refinance":110,"denials_cash_out_refinance":253,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26077","dataset":"mortgage-lending","jurisdiction":"MI","county":"26077","countyName":"Kalamazoo County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Kalamazoo County, Michigan: in 2024, lenders reported 5,902 applications for a home purchase or a refinance; 4,651 became loans ($1.1 billion) and 1,099 were denied, a denial rate of 18.6%. Home purchase: 3,527 applications, 2,864 loans. HMDA 2024 data, FFIEC.","value":4651,"unit":"home purchase and refinance loans originated, 2024","applications":5902,"originations":4651,"denials":1099,"originated_dollars":1106765000,"applications_purchase":3527,"applications_refinance":1467,"applications_cash_out_refinance":908,"originations_purchase":2864,"originations_refinance":1158,"originations_cash_out_refinance":629,"denials_purchase":569,"denials_refinance":279,"denials_cash_out_refinance":251,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26079","dataset":"mortgage-lending","jurisdiction":"MI","county":"26079","countyName":"Kalkaska County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Kalkaska County, Michigan: in 2024, lenders reported 439 applications for a home purchase or a refinance; 340 became loans ($77.3 million) and 81 were denied, a denial rate of 18.5%. Home purchase: 263 applications, 223 loans. HMDA 2024 data, FFIEC.","value":340,"unit":"home purchase and refinance loans originated, 2024","applications":439,"originations":340,"denials":81,"originated_dollars":77300000,"applications_purchase":263,"applications_refinance":61,"applications_cash_out_refinance":115,"originations_purchase":223,"originations_refinance":42,"originations_cash_out_refinance":75,"denials_purchase":32,"denials_refinance":13,"denials_cash_out_refinance":36,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26081","dataset":"mortgage-lending","jurisdiction":"MI","county":"26081","countyName":"Kent County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Kent County, Michigan: in 2024, lenders reported 14,347 applications for a home purchase or a refinance; 11,408 became loans ($3.1 billion) and 2,462 were denied, a denial rate of 17.2%. Home purchase: 8,985 applications, 7,405 loans. HMDA 2024 data, FFIEC.","value":11408,"unit":"home purchase and refinance loans originated, 2024","applications":14347,"originations":11408,"denials":2462,"originated_dollars":3145120000,"applications_purchase":8985,"applications_refinance":2932,"applications_cash_out_refinance":2430,"originations_purchase":7405,"originations_refinance":2261,"originations_cash_out_refinance":1742,"denials_purchase":1296,"denials_refinance":553,"denials_cash_out_refinance":613,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26083","dataset":"mortgage-lending","jurisdiction":"MI","county":"26083","countyName":"Keweenaw County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Keweenaw County, Michigan: in 2024, lenders reported 38 applications for a home purchase or a refinance; 33 became loans ($5.8 million) and 5 were denied, a denial rate of 13.2%. Home purchase: 23 applications, 22 loans. HMDA 2024 data, FFIEC.","value":33,"unit":"home purchase and refinance loans originated, 2024","applications":38,"originations":33,"denials":5,"originated_dollars":5845000,"applications_purchase":23,"applications_refinance":6,"applications_cash_out_refinance":9,"originations_purchase":22,"originations_refinance":5,"originations_cash_out_refinance":6,"denials_purchase":1,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26085","dataset":"mortgage-lending","jurisdiction":"MI","county":"26085","countyName":"Lake County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Lake County, Michigan: in 2024, lenders reported 309 applications for a home purchase or a refinance; 217 became loans ($37.5 million) and 78 were denied, a denial rate of 25.2%. Home purchase: 181 applications, 141 loans. HMDA 2024 data, FFIEC.","value":217,"unit":"home purchase and refinance loans originated, 2024","applications":309,"originations":217,"denials":78,"originated_dollars":37545000,"applications_purchase":181,"applications_refinance":37,"applications_cash_out_refinance":91,"originations_purchase":141,"originations_refinance":26,"originations_cash_out_refinance":50,"denials_purchase":32,"denials_refinance":7,"denials_cash_out_refinance":39,"denial_rate":25.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26087","dataset":"mortgage-lending","jurisdiction":"MI","county":"26087","countyName":"Lapeer County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Lapeer County, Michigan: in 2024, lenders reported 1,864 applications for a home purchase or a refinance; 1,459 became loans ($335.8 million) and 344 were denied, a denial rate of 18.5%. Home purchase: 1,073 applications, 898 loans. HMDA 2024 data, FFIEC.","value":1459,"unit":"home purchase and refinance loans originated, 2024","applications":1864,"originations":1459,"denials":344,"originated_dollars":335815000,"applications_purchase":1073,"applications_refinance":282,"applications_cash_out_refinance":509,"originations_purchase":898,"originations_refinance":215,"originations_cash_out_refinance":346,"denials_purchase":137,"denials_refinance":55,"denials_cash_out_refinance":152,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26089","dataset":"mortgage-lending","jurisdiction":"MI","county":"26089","countyName":"Leelanau County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Leelanau County, Michigan: in 2024, lenders reported 562 applications for a home purchase or a refinance; 468 became loans ($209.1 million) and 80 were denied, a denial rate of 14.2%. Home purchase: 315 applications, 287 loans. HMDA 2024 data, FFIEC.","value":468,"unit":"home purchase and refinance loans originated, 2024","applications":562,"originations":468,"denials":80,"originated_dollars":209080000,"applications_purchase":315,"applications_refinance":129,"applications_cash_out_refinance":118,"originations_purchase":287,"originations_refinance":97,"originations_cash_out_refinance":84,"denials_purchase":22,"denials_refinance":28,"denials_cash_out_refinance":30,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26091","dataset":"mortgage-lending","jurisdiction":"MI","county":"26091","countyName":"Lenawee County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Lenawee County, Michigan: in 2024, lenders reported 2,209 applications for a home purchase or a refinance; 1,644 became loans ($291.1 million) and 428 were denied, a denial rate of 19.4%. Home purchase: 1,328 applications, 1,080 loans. HMDA 2024 data, FFIEC.","value":1644,"unit":"home purchase and refinance loans originated, 2024","applications":2209,"originations":1644,"denials":428,"originated_dollars":291130000,"applications_purchase":1328,"applications_refinance":250,"applications_cash_out_refinance":631,"originations_purchase":1080,"originations_refinance":169,"originations_cash_out_refinance":395,"denials_purchase":172,"denials_refinance":64,"denials_cash_out_refinance":192,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26093","dataset":"mortgage-lending","jurisdiction":"MI","county":"26093","countyName":"Livingston County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Livingston County, Michigan: in 2024, lenders reported 4,494 applications for a home purchase or a refinance; 3,511 became loans ($1.0 billion) and 790 were denied, a denial rate of 17.6%. Home purchase: 2,716 applications, 2,202 loans. HMDA 2024 data, FFIEC.","value":3511,"unit":"home purchase and refinance loans originated, 2024","applications":4494,"originations":3511,"denials":790,"originated_dollars":1042265000,"applications_purchase":2716,"applications_refinance":834,"applications_cash_out_refinance":944,"originations_purchase":2202,"originations_refinance":630,"originations_cash_out_refinance":679,"denials_purchase":398,"denials_refinance":166,"denials_cash_out_refinance":226,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26095","dataset":"mortgage-lending","jurisdiction":"MI","county":"26095","countyName":"Luce County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Luce County, Michigan: in 2024, lenders reported 68 applications for a home purchase or a refinance; 51 became loans ($8.9 million) and 14 were denied, a denial rate of 20.6%. Home purchase: 36 applications, 33 loans. HMDA 2024 data, FFIEC.","value":51,"unit":"home purchase and refinance loans originated, 2024","applications":68,"originations":51,"denials":14,"originated_dollars":8915000,"applications_purchase":36,"applications_refinance":11,"applications_cash_out_refinance":21,"originations_purchase":33,"originations_refinance":7,"originations_cash_out_refinance":11,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":10,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26097","dataset":"mortgage-lending","jurisdiction":"MI","county":"26097","countyName":"Mackinac County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Mackinac County, Michigan: in 2024, lenders reported 142 applications for a home purchase or a refinance; 111 became loans ($24.1 million) and 28 were denied, a denial rate of 19.7%. Home purchase: 82 applications, 72 loans. HMDA 2024 data, FFIEC.","value":111,"unit":"home purchase and refinance loans originated, 2024","applications":142,"originations":111,"denials":28,"originated_dollars":24115000,"applications_purchase":82,"applications_refinance":13,"applications_cash_out_refinance":47,"originations_purchase":72,"originations_refinance":11,"originations_cash_out_refinance":28,"denials_purchase":8,"denials_refinance":2,"denials_cash_out_refinance":18,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26099","dataset":"mortgage-lending","jurisdiction":"MI","county":"26099","countyName":"Macomb County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Macomb County, Michigan: in 2024, lenders reported 19,640 applications for a home purchase or a refinance; 15,133 became loans ($3.6 billion) and 3,797 were denied, a denial rate of 19.3%. Home purchase: 12,298 applications, 10,018 loans. HMDA 2024 data, FFIEC.","value":15133,"unit":"home purchase and refinance loans originated, 2024","applications":19640,"originations":15133,"denials":3797,"originated_dollars":3592215000,"applications_purchase":12298,"applications_refinance":3333,"applications_cash_out_refinance":4009,"originations_purchase":10018,"originations_refinance":2395,"originations_cash_out_refinance":2720,"denials_purchase":1865,"denials_refinance":763,"denials_cash_out_refinance":1169,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26101","dataset":"mortgage-lending","jurisdiction":"MI","county":"26101","countyName":"Manistee County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Manistee County, Michigan: in 2024, lenders reported 463 applications for a home purchase or a refinance; 381 became loans ($82.7 million) and 72 were denied, a denial rate of 15.6%. Home purchase: 287 applications, 257 loans. HMDA 2024 data, FFIEC.","value":381,"unit":"home purchase and refinance loans originated, 2024","applications":463,"originations":381,"denials":72,"originated_dollars":82725000,"applications_purchase":287,"applications_refinance":64,"applications_cash_out_refinance":112,"originations_purchase":257,"originations_refinance":50,"originations_cash_out_refinance":74,"denials_purchase":25,"denials_refinance":10,"denials_cash_out_refinance":37,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26103","dataset":"mortgage-lending","jurisdiction":"MI","county":"26103","countyName":"Marquette County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Marquette County, Michigan: in 2024, lenders reported 871 applications for a home purchase or a refinance; 715 became loans ($162.4 million) and 125 were denied, a denial rate of 14.4%. Home purchase: 554 applications, 486 loans. HMDA 2024 data, FFIEC.","value":715,"unit":"home purchase and refinance loans originated, 2024","applications":871,"originations":715,"denials":125,"originated_dollars":162395000,"applications_purchase":554,"applications_refinance":133,"applications_cash_out_refinance":184,"originations_purchase":486,"originations_refinance":104,"originations_cash_out_refinance":125,"denials_purchase":50,"denials_refinance":19,"denials_cash_out_refinance":56,"denial_rate":14.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26105","dataset":"mortgage-lending","jurisdiction":"MI","county":"26105","countyName":"Mason County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Mason County, Michigan: in 2024, lenders reported 479 applications for a home purchase or a refinance; 383 became loans ($91.0 million) and 83 were denied, a denial rate of 17.3%. Home purchase: 269 applications, 230 loans. HMDA 2024 data, FFIEC.","value":383,"unit":"home purchase and refinance loans originated, 2024","applications":479,"originations":383,"denials":83,"originated_dollars":90975000,"applications_purchase":269,"applications_refinance":93,"applications_cash_out_refinance":117,"originations_purchase":230,"originations_refinance":74,"originations_cash_out_refinance":79,"denials_purchase":32,"denials_refinance":16,"denials_cash_out_refinance":35,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26107","dataset":"mortgage-lending","jurisdiction":"MI","county":"26107","countyName":"Mecosta County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Mecosta County, Michigan: in 2024, lenders reported 872 applications for a home purchase or a refinance; 683 became loans ($148.3 million) and 161 were denied, a denial rate of 18.5%. Home purchase: 546 applications, 461 loans. HMDA 2024 data, FFIEC.","value":683,"unit":"home purchase and refinance loans originated, 2024","applications":872,"originations":683,"denials":161,"originated_dollars":148285000,"applications_purchase":546,"applications_refinance":147,"applications_cash_out_refinance":179,"originations_purchase":461,"originations_refinance":108,"originations_cash_out_refinance":114,"denials_purchase":70,"denials_refinance":30,"denials_cash_out_refinance":61,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26109","dataset":"mortgage-lending","jurisdiction":"MI","county":"26109","countyName":"Menominee County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Menominee County, Michigan: in 2024, lenders reported 303 applications for a home purchase or a refinance; 234 became loans ($36.4 million) and 51 were denied, a denial rate of 16.8%. Home purchase: 185 applications, 162 loans. HMDA 2024 data, FFIEC.","value":234,"unit":"home purchase and refinance loans originated, 2024","applications":303,"originations":234,"denials":51,"originated_dollars":36400000,"applications_purchase":185,"applications_refinance":51,"applications_cash_out_refinance":67,"originations_purchase":162,"originations_refinance":32,"originations_cash_out_refinance":40,"denials_purchase":15,"denials_refinance":13,"denials_cash_out_refinance":23,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26111","dataset":"mortgage-lending","jurisdiction":"MI","county":"26111","countyName":"Midland County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Midland County, Michigan: in 2024, lenders reported 1,528 applications for a home purchase or a refinance; 1,260 became loans ($266.1 million) and 233 were denied, a denial rate of 15.2%. Home purchase: 1,007 applications, 904 loans. HMDA 2024 data, FFIEC.","value":1260,"unit":"home purchase and refinance loans originated, 2024","applications":1528,"originations":1260,"denials":233,"originated_dollars":266090000,"applications_purchase":1007,"applications_refinance":208,"applications_cash_out_refinance":313,"originations_purchase":904,"originations_refinance":156,"originations_cash_out_refinance":200,"denials_purchase":89,"denials_refinance":41,"denials_cash_out_refinance":103,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26113","dataset":"mortgage-lending","jurisdiction":"MI","county":"26113","countyName":"Missaukee County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Missaukee County, Michigan: in 2024, lenders reported 269 applications for a home purchase or a refinance; 209 became loans ($42.8 million) and 53 were denied, a denial rate of 19.7%. Home purchase: 155 applications, 138 loans. HMDA 2024 data, FFIEC.","value":209,"unit":"home purchase and refinance loans originated, 2024","applications":269,"originations":209,"denials":53,"originated_dollars":42785000,"applications_purchase":155,"applications_refinance":49,"applications_cash_out_refinance":65,"originations_purchase":138,"originations_refinance":31,"originations_cash_out_refinance":40,"denials_purchase":15,"denials_refinance":14,"denials_cash_out_refinance":24,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26115","dataset":"mortgage-lending","jurisdiction":"MI","county":"26115","countyName":"Monroe County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Monroe County, Michigan: in 2024, lenders reported 3,563 applications for a home purchase or a refinance; 2,644 became loans ($554.7 million) and 751 were denied, a denial rate of 21.1%. Home purchase: 2,273 applications, 1,754 loans. HMDA 2024 data, FFIEC.","value":2644,"unit":"home purchase and refinance loans originated, 2024","applications":3563,"originations":2644,"denials":751,"originated_dollars":554670000,"applications_purchase":2273,"applications_refinance":611,"applications_cash_out_refinance":679,"originations_purchase":1754,"originations_refinance":449,"originations_cash_out_refinance":441,"denials_purchase":410,"denials_refinance":127,"denials_cash_out_refinance":214,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26117","dataset":"mortgage-lending","jurisdiction":"MI","county":"26117","countyName":"Montcalm County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Montcalm County, Michigan: in 2024, lenders reported 1,480 applications for a home purchase or a refinance; 1,166 became loans ($222.3 million) and 271 were denied, a denial rate of 18.3%. Home purchase: 907 applications, 761 loans. HMDA 2024 data, FFIEC.","value":1166,"unit":"home purchase and refinance loans originated, 2024","applications":1480,"originations":1166,"denials":271,"originated_dollars":222330000,"applications_purchase":907,"applications_refinance":254,"applications_cash_out_refinance":319,"originations_purchase":761,"originations_refinance":194,"originations_cash_out_refinance":211,"denials_purchase":125,"denials_refinance":43,"denials_cash_out_refinance":103,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26119","dataset":"mortgage-lending","jurisdiction":"MI","county":"26119","countyName":"Montmorency County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Montmorency County, Michigan: in 2024, lenders reported 259 applications for a home purchase or a refinance; 190 became loans ($35.7 million) and 52 were denied, a denial rate of 20.1%. Home purchase: 138 applications, 121 loans. HMDA 2024 data, FFIEC.","value":190,"unit":"home purchase and refinance loans originated, 2024","applications":259,"originations":190,"denials":52,"originated_dollars":35700000,"applications_purchase":138,"applications_refinance":42,"applications_cash_out_refinance":79,"originations_purchase":121,"originations_refinance":27,"originations_cash_out_refinance":42,"denials_purchase":10,"denials_refinance":13,"denials_cash_out_refinance":29,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26121","dataset":"mortgage-lending","jurisdiction":"MI","county":"26121","countyName":"Muskegon County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Muskegon County, Michigan: in 2024, lenders reported 4,275 applications for a home purchase or a refinance; 3,310 became loans ($684.5 million) and 782 were denied, a denial rate of 18.3%. Home purchase: 2,693 applications, 2,219 loans. HMDA 2024 data, FFIEC.","value":3310,"unit":"home purchase and refinance loans originated, 2024","applications":4275,"originations":3310,"denials":782,"originated_dollars":684530000,"applications_purchase":2693,"applications_refinance":731,"applications_cash_out_refinance":851,"originations_purchase":2219,"originations_refinance":541,"originations_cash_out_refinance":550,"denials_purchase":360,"denials_refinance":149,"denials_cash_out_refinance":273,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26123","dataset":"mortgage-lending","jurisdiction":"MI","county":"26123","countyName":"Newaygo County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Newaygo County, Michigan: in 2024, lenders reported 1,120 applications for a home purchase or a refinance; 853 became loans ($179.7 million) and 239 were denied, a denial rate of 21.3%. Home purchase: 679 applications, 547 loans. HMDA 2024 data, FFIEC.","value":853,"unit":"home purchase and refinance loans originated, 2024","applications":1120,"originations":853,"denials":239,"originated_dollars":179735000,"applications_purchase":679,"applications_refinance":185,"applications_cash_out_refinance":256,"originations_purchase":547,"originations_refinance":132,"originations_cash_out_refinance":174,"denials_purchase":116,"denials_refinance":48,"denials_cash_out_refinance":75,"denial_rate":21.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26125","dataset":"mortgage-lending","jurisdiction":"MI","county":"26125","countyName":"Oakland County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Oakland County, Michigan: in 2024, lenders reported 27,377 applications for a home purchase or a refinance; 21,799 became loans ($7.1 billion) and 4,677 were denied, a denial rate of 17.1%. Home purchase: 16,929 applications, 14,353 loans. HMDA 2024 data, FFIEC.","value":21799,"unit":"home purchase and refinance loans originated, 2024","applications":27377,"originations":21799,"denials":4677,"originated_dollars":7114345000,"applications_purchase":16929,"applications_refinance":4946,"applications_cash_out_refinance":5502,"originations_purchase":14353,"originations_refinance":3624,"originations_cash_out_refinance":3822,"denials_purchase":2064,"denials_refinance":1094,"denials_cash_out_refinance":1519,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26127","dataset":"mortgage-lending","jurisdiction":"MI","county":"26127","countyName":"Oceana County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Oceana County, Michigan: in 2024, lenders reported 534 applications for a home purchase or a refinance; 404 became loans ($96.5 million) and 113 were denied, a denial rate of 21.2%. Home purchase: 312 applications, 256 loans. HMDA 2024 data, FFIEC.","value":404,"unit":"home purchase and refinance loans originated, 2024","applications":534,"originations":404,"denials":113,"originated_dollars":96500000,"applications_purchase":312,"applications_refinance":108,"applications_cash_out_refinance":114,"originations_purchase":256,"originations_refinance":73,"originations_cash_out_refinance":75,"denials_purchase":48,"denials_refinance":30,"denials_cash_out_refinance":35,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26129","dataset":"mortgage-lending","jurisdiction":"MI","county":"26129","countyName":"Ogemaw County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Ogemaw County, Michigan: in 2024, lenders reported 452 applications for a home purchase or a refinance; 346 became loans ($56.3 million) and 89 were denied, a denial rate of 19.7%. Home purchase: 288 applications, 238 loans. HMDA 2024 data, FFIEC.","value":346,"unit":"home purchase and refinance loans originated, 2024","applications":452,"originations":346,"denials":89,"originated_dollars":56330000,"applications_purchase":288,"applications_refinance":49,"applications_cash_out_refinance":115,"originations_purchase":238,"originations_refinance":32,"originations_cash_out_refinance":76,"denials_purchase":39,"denials_refinance":14,"denials_cash_out_refinance":36,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26131","dataset":"mortgage-lending","jurisdiction":"MI","county":"26131","countyName":"Ontonagon County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Ontonagon County, Michigan: in 2024, lenders reported 82 applications for a home purchase or a refinance; 62 became loans ($9.1 million) and 17 were denied, a denial rate of 20.7%. Home purchase: 49 applications, 38 loans. HMDA 2024 data, FFIEC.","value":62,"unit":"home purchase and refinance loans originated, 2024","applications":82,"originations":62,"denials":17,"originated_dollars":9110000,"applications_purchase":49,"applications_refinance":9,"applications_cash_out_refinance":24,"originations_purchase":38,"originations_refinance":9,"originations_cash_out_refinance":15,"denials_purchase":8,"denials_refinance":0,"denials_cash_out_refinance":9,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26133","dataset":"mortgage-lending","jurisdiction":"MI","county":"26133","countyName":"Osceola County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Osceola County, Michigan: in 2024, lenders reported 490 applications for a home purchase or a refinance; 368 became loans ($61.3 million) and 107 were denied, a denial rate of 21.8%. Home purchase: 284 applications, 237 loans. HMDA 2024 data, FFIEC.","value":368,"unit":"home purchase and refinance loans originated, 2024","applications":490,"originations":368,"denials":107,"originated_dollars":61280000,"applications_purchase":284,"applications_refinance":66,"applications_cash_out_refinance":140,"originations_purchase":237,"originations_refinance":46,"originations_cash_out_refinance":85,"denials_purchase":42,"denials_refinance":18,"denials_cash_out_refinance":47,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26135","dataset":"mortgage-lending","jurisdiction":"MI","county":"26135","countyName":"Oscoda County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Oscoda County, Michigan: in 2024, lenders reported 199 applications for a home purchase or a refinance; 152 became loans ($21.3 million) and 43 were denied, a denial rate of 21.6%. Home purchase: 132 applications, 112 loans. HMDA 2024 data, FFIEC.","value":152,"unit":"home purchase and refinance loans originated, 2024","applications":199,"originations":152,"denials":43,"originated_dollars":21330000,"applications_purchase":132,"applications_refinance":31,"applications_cash_out_refinance":36,"originations_purchase":112,"originations_refinance":21,"originations_cash_out_refinance":19,"denials_purchase":20,"denials_refinance":9,"denials_cash_out_refinance":14,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26137","dataset":"mortgage-lending","jurisdiction":"MI","county":"26137","countyName":"Otsego County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Otsego County, Michigan: in 2024, lenders reported 604 applications for a home purchase or a refinance; 476 became loans ($101.6 million) and 110 were denied, a denial rate of 18.2%. Home purchase: 344 applications, 294 loans. HMDA 2024 data, FFIEC.","value":476,"unit":"home purchase and refinance loans originated, 2024","applications":604,"originations":476,"denials":110,"originated_dollars":101600000,"applications_purchase":344,"applications_refinance":113,"applications_cash_out_refinance":147,"originations_purchase":294,"originations_refinance":79,"originations_cash_out_refinance":103,"denials_purchase":38,"denials_refinance":30,"denials_cash_out_refinance":42,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26139","dataset":"mortgage-lending","jurisdiction":"MI","county":"26139","countyName":"Ottawa County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Ottawa County, Michigan: in 2024, lenders reported 6,844 applications for a home purchase or a refinance; 5,307 became loans ($1.6 billion) and 1,217 were denied, a denial rate of 17.8%. Home purchase: 4,398 applications, 3,424 loans. HMDA 2024 data, FFIEC.","value":5307,"unit":"home purchase and refinance loans originated, 2024","applications":6844,"originations":5307,"denials":1217,"originated_dollars":1579025000,"applications_purchase":4398,"applications_refinance":1464,"applications_cash_out_refinance":982,"originations_purchase":3424,"originations_refinance":1153,"originations_cash_out_refinance":730,"denials_purchase":733,"denials_refinance":269,"denials_cash_out_refinance":215,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26141","dataset":"mortgage-lending","jurisdiction":"MI","county":"26141","countyName":"Presque Isle County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Presque Isle County, Michigan: in 2024, lenders reported 169 applications for a home purchase or a refinance; 131 became loans ($27.1 million) and 31 were denied, a denial rate of 18.3%. Home purchase: 107 applications, 91 loans. HMDA 2024 data, FFIEC.","value":131,"unit":"home purchase and refinance loans originated, 2024","applications":169,"originations":131,"denials":31,"originated_dollars":27125000,"applications_purchase":107,"applications_refinance":21,"applications_cash_out_refinance":41,"originations_purchase":91,"originations_refinance":13,"originations_cash_out_refinance":27,"denials_purchase":12,"denials_refinance":5,"denials_cash_out_refinance":14,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26143","dataset":"mortgage-lending","jurisdiction":"MI","county":"26143","countyName":"Roscommon County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Roscommon County, Michigan: in 2024, lenders reported 770 applications for a home purchase or a refinance; 619 became loans ($112.7 million) and 128 were denied, a denial rate of 16.6%. Home purchase: 468 applications, 407 loans. HMDA 2024 data, FFIEC.","value":619,"unit":"home purchase and refinance loans originated, 2024","applications":770,"originations":619,"denials":128,"originated_dollars":112715000,"applications_purchase":468,"applications_refinance":110,"applications_cash_out_refinance":192,"originations_purchase":407,"originations_refinance":84,"originations_cash_out_refinance":128,"denials_purchase":46,"denials_refinance":22,"denials_cash_out_refinance":60,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26145","dataset":"mortgage-lending","jurisdiction":"MI","county":"26145","countyName":"Saginaw County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Saginaw County, Michigan: in 2024, lenders reported 3,184 applications for a home purchase or a refinance; 2,545 became loans ($444.1 million) and 558 were denied, a denial rate of 17.5%. Home purchase: 2,083 applications, 1,804 loans. HMDA 2024 data, FFIEC.","value":2545,"unit":"home purchase and refinance loans originated, 2024","applications":3184,"originations":2545,"denials":558,"originated_dollars":444085000,"applications_purchase":2083,"applications_refinance":411,"applications_cash_out_refinance":690,"originations_purchase":1804,"originations_refinance":298,"originations_cash_out_refinance":443,"denials_purchase":242,"denials_refinance":88,"denials_cash_out_refinance":228,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26147","dataset":"mortgage-lending","jurisdiction":"MI","county":"26147","countyName":"St. Clair County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"St. Clair County, Michigan: in 2024, lenders reported 3,759 applications for a home purchase or a refinance; 2,868 became loans ($565.4 million) and 723 were denied, a denial rate of 19.2%. Home purchase: 2,260 applications, 1,820 loans. HMDA 2024 data, FFIEC.","value":2868,"unit":"home purchase and refinance loans originated, 2024","applications":3759,"originations":2868,"denials":723,"originated_dollars":565360000,"applications_purchase":2260,"applications_refinance":684,"applications_cash_out_refinance":815,"originations_purchase":1820,"originations_refinance":510,"originations_cash_out_refinance":538,"denials_purchase":338,"denials_refinance":146,"denials_cash_out_refinance":239,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26149","dataset":"mortgage-lending","jurisdiction":"MI","county":"26149","countyName":"St. Joseph County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"St. Joseph County, Michigan: in 2024, lenders reported 1,306 applications for a home purchase or a refinance; 1,023 became loans ($189.5 million) and 227 were denied, a denial rate of 17.4%. Home purchase: 775 applications, 657 loans. HMDA 2024 data, FFIEC.","value":1023,"unit":"home purchase and refinance loans originated, 2024","applications":1306,"originations":1023,"denials":227,"originated_dollars":189535000,"applications_purchase":775,"applications_refinance":178,"applications_cash_out_refinance":353,"originations_purchase":657,"originations_refinance":141,"originations_cash_out_refinance":225,"denials_purchase":90,"denials_refinance":30,"denials_cash_out_refinance":107,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26151","dataset":"mortgage-lending","jurisdiction":"MI","county":"26151","countyName":"Sanilac County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Sanilac County, Michigan: in 2024, lenders reported 779 applications for a home purchase or a refinance; 591 became loans ($99.1 million) and 157 were denied, a denial rate of 20.2%. Home purchase: 461 applications, 373 loans. HMDA 2024 data, FFIEC.","value":591,"unit":"home purchase and refinance loans originated, 2024","applications":779,"originations":591,"denials":157,"originated_dollars":99075000,"applications_purchase":461,"applications_refinance":109,"applications_cash_out_refinance":209,"originations_purchase":373,"originations_refinance":82,"originations_cash_out_refinance":136,"denials_purchase":68,"denials_refinance":24,"denials_cash_out_refinance":65,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26153","dataset":"mortgage-lending","jurisdiction":"MI","county":"26153","countyName":"Schoolcraft County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Schoolcraft County, Michigan: in 2024, lenders reported 86 applications for a home purchase or a refinance; 69 became loans ($12.5 million) and 16 were denied, a denial rate of 18.6%. Home purchase: 49 applications, 41 loans. HMDA 2024 data, FFIEC.","value":69,"unit":"home purchase and refinance loans originated, 2024","applications":86,"originations":69,"denials":16,"originated_dollars":12505000,"applications_purchase":49,"applications_refinance":15,"applications_cash_out_refinance":22,"originations_purchase":41,"originations_refinance":13,"originations_cash_out_refinance":15,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":7,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26155","dataset":"mortgage-lending","jurisdiction":"MI","county":"26155","countyName":"Shiawassee County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Shiawassee County, Michigan: in 2024, lenders reported 1,501 applications for a home purchase or a refinance; 1,223 became loans ($210.7 million) and 238 were denied, a denial rate of 15.9%. Home purchase: 919 applications, 796 loans. HMDA 2024 data, FFIEC.","value":1223,"unit":"home purchase and refinance loans originated, 2024","applications":1501,"originations":1223,"denials":238,"originated_dollars":210695000,"applications_purchase":919,"applications_refinance":232,"applications_cash_out_refinance":350,"originations_purchase":796,"originations_refinance":176,"originations_cash_out_refinance":251,"denials_purchase":106,"denials_refinance":44,"denials_cash_out_refinance":88,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26157","dataset":"mortgage-lending","jurisdiction":"MI","county":"26157","countyName":"Tuscola County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Tuscola County, Michigan: in 2024, lenders reported 853 applications for a home purchase or a refinance; 678 became loans ($109.9 million) and 152 were denied, a denial rate of 17.8%. Home purchase: 532 applications, 459 loans. HMDA 2024 data, FFIEC.","value":678,"unit":"home purchase and refinance loans originated, 2024","applications":853,"originations":678,"denials":152,"originated_dollars":109890000,"applications_purchase":532,"applications_refinance":112,"applications_cash_out_refinance":209,"originations_purchase":459,"originations_refinance":83,"originations_cash_out_refinance":136,"denials_purchase":60,"denials_refinance":26,"denials_cash_out_refinance":66,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26159","dataset":"mortgage-lending","jurisdiction":"MI","county":"26159","countyName":"Van Buren County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Van Buren County, Michigan: in 2024, lenders reported 1,741 applications for a home purchase or a refinance; 1,382 became loans ($317.1 million) and 308 were denied, a denial rate of 17.7%. Home purchase: 991 applications, 840 loans. HMDA 2024 data, FFIEC.","value":1382,"unit":"home purchase and refinance loans originated, 2024","applications":1741,"originations":1382,"denials":308,"originated_dollars":317150000,"applications_purchase":991,"applications_refinance":375,"applications_cash_out_refinance":375,"originations_purchase":840,"originations_refinance":297,"originations_cash_out_refinance":245,"denials_purchase":123,"denials_refinance":68,"denials_cash_out_refinance":117,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26161","dataset":"mortgage-lending","jurisdiction":"MI","county":"26161","countyName":"Washtenaw County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Washtenaw County, Michigan: in 2024, lenders reported 6,364 applications for a home purchase or a refinance; 4,760 became loans ($2.0 billion) and 1,224 were denied, a denial rate of 19.2%. Home purchase: 4,282 applications, 3,281 loans. HMDA 2024 data, FFIEC.","value":4760,"unit":"home purchase and refinance loans originated, 2024","applications":6364,"originations":4760,"denials":1224,"originated_dollars":2036080000,"applications_purchase":4282,"applications_refinance":991,"applications_cash_out_refinance":1091,"originations_purchase":3281,"originations_refinance":726,"originations_cash_out_refinance":753,"denials_purchase":694,"denials_refinance":219,"denials_cash_out_refinance":311,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26163","dataset":"mortgage-lending","jurisdiction":"MI","county":"26163","countyName":"Wayne County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Wayne County, Michigan: in 2024, lenders reported 33,163 applications for a home purchase or a refinance; 24,152 became loans ($5.0 billion) and 7,658 were denied, a denial rate of 23.1%. Home purchase: 21,010 applications, 16,361 loans. HMDA 2024 data, FFIEC.","value":24152,"unit":"home purchase and refinance loans originated, 2024","applications":33163,"originations":24152,"denials":7658,"originated_dollars":4953700000,"applications_purchase":21010,"applications_refinance":4689,"applications_cash_out_refinance":7464,"originations_purchase":16361,"originations_refinance":3121,"originations_cash_out_refinance":4670,"denials_purchase":3792,"denials_refinance":1316,"denials_cash_out_refinance":2550,"denial_rate":23.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:26165","dataset":"mortgage-lending","jurisdiction":"MI","county":"26165","countyName":"Wexford County","stateName":"Michigan","level":"county","year":2024,"status":"P","text":"Wexford County, Michigan: in 2024, lenders reported 648 applications for a home purchase or a refinance; 477 became loans ($89.9 million) and 141 were denied, a denial rate of 21.8%. Home purchase: 392 applications, 310 loans. HMDA 2024 data, FFIEC.","value":477,"unit":"home purchase and refinance loans originated, 2024","applications":648,"originations":477,"denials":141,"originated_dollars":89855000,"applications_purchase":392,"applications_refinance":102,"applications_cash_out_refinance":154,"originations_purchase":310,"originations_refinance":67,"originations_cash_out_refinance":100,"denials_purchase":61,"denials_refinance":30,"denials_cash_out_refinance":50,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:MN","dataset":"mortgage-lending","jurisdiction":"MN","county":null,"countyName":null,"stateName":"Minnesota","level":"state","year":2024,"status":"P","text":"Minnesota: in 2024, lenders reported 105,206 applications for a home purchase or a refinance; 89,230 became loans ($27.3 billion) and 13,000 were denied, a denial rate of 12.4%. Home purchase: 76,596 applications, 68,577 loans. Loans made changed +9.9% from 81,211 in 2023. HMDA 2024 data, FFIEC.","value":89230,"unit":"home purchase and refinance loans originated, 2024","applications":105206,"originations":89230,"denials":13000,"originated_dollars":27337280000,"applications_purchase":76596,"applications_refinance":14038,"applications_cash_out_refinance":14572,"originations_purchase":68577,"originations_refinance":10815,"originations_cash_out_refinance":9838,"denials_purchase":6197,"denials_refinance":2570,"denials_cash_out_refinance":4233,"denial_rate":12.4,"originations_prior_year":81211,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"354 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":354,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27001","dataset":"mortgage-lending","jurisdiction":"MN","county":"27001","countyName":"Aitkin County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Aitkin County, Minnesota: in 2024, lenders reported 404 applications for a home purchase or a refinance; 337 became loans ($85.2 million) and 57 were denied, a denial rate of 14.1%. Home purchase: 266 applications, 235 loans. HMDA 2024 data, FFIEC.","value":337,"unit":"home purchase and refinance loans originated, 2024","applications":404,"originations":337,"denials":57,"originated_dollars":85235000,"applications_purchase":266,"applications_refinance":66,"applications_cash_out_refinance":72,"originations_purchase":235,"originations_refinance":53,"originations_cash_out_refinance":49,"denials_purchase":26,"denials_refinance":12,"denials_cash_out_refinance":19,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27003","dataset":"mortgage-lending","jurisdiction":"MN","county":"27003","countyName":"Anoka County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Anoka County, Minnesota: in 2024, lenders reported 7,705 applications for a home purchase or a refinance; 6,382 became loans ($2.0 billion) and 1,083 were denied, a denial rate of 14.1%. Home purchase: 5,647 applications, 4,929 loans. HMDA 2024 data, FFIEC.","value":6382,"unit":"home purchase and refinance loans originated, 2024","applications":7705,"originations":6382,"denials":1083,"originated_dollars":2033890000,"applications_purchase":5647,"applications_refinance":895,"applications_cash_out_refinance":1163,"originations_purchase":4929,"originations_refinance":659,"originations_cash_out_refinance":794,"denials_purchase":555,"denials_refinance":188,"denials_cash_out_refinance":340,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27005","dataset":"mortgage-lending","jurisdiction":"MN","county":"27005","countyName":"Becker County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Becker County, Minnesota: in 2024, lenders reported 667 applications for a home purchase or a refinance; 586 became loans ($164.0 million) and 64 were denied, a denial rate of 9.6%. Home purchase: 444 applications, 410 loans. HMDA 2024 data, FFIEC.","value":586,"unit":"home purchase and refinance loans originated, 2024","applications":667,"originations":586,"denials":64,"originated_dollars":163990000,"applications_purchase":444,"applications_refinance":125,"applications_cash_out_refinance":98,"originations_purchase":410,"originations_refinance":111,"originations_cash_out_refinance":65,"denials_purchase":23,"denials_refinance":12,"denials_cash_out_refinance":29,"denial_rate":9.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27007","dataset":"mortgage-lending","jurisdiction":"MN","county":"27007","countyName":"Beltrami County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Beltrami County, Minnesota: in 2024, lenders reported 473 applications for a home purchase or a refinance; 373 became loans ($94.9 million) and 91 were denied, a denial rate of 19.2%. Home purchase: 317 applications, 266 loans. HMDA 2024 data, FFIEC.","value":373,"unit":"home purchase and refinance loans originated, 2024","applications":473,"originations":373,"denials":91,"originated_dollars":94935000,"applications_purchase":317,"applications_refinance":84,"applications_cash_out_refinance":72,"originations_purchase":266,"originations_refinance":67,"originations_cash_out_refinance":40,"denials_purchase":46,"denials_refinance":14,"denials_cash_out_refinance":31,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27009","dataset":"mortgage-lending","jurisdiction":"MN","county":"27009","countyName":"Benton County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Benton County, Minnesota: in 2024, lenders reported 858 applications for a home purchase or a refinance; 687 became loans ($151.8 million) and 142 were denied, a denial rate of 16.6%. Home purchase: 601 applications, 497 loans. HMDA 2024 data, FFIEC.","value":687,"unit":"home purchase and refinance loans originated, 2024","applications":858,"originations":687,"denials":142,"originated_dollars":151835000,"applications_purchase":601,"applications_refinance":104,"applications_cash_out_refinance":153,"originations_purchase":497,"originations_refinance":79,"originations_cash_out_refinance":111,"denials_purchase":84,"denials_refinance":19,"denials_cash_out_refinance":39,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27011","dataset":"mortgage-lending","jurisdiction":"MN","county":"27011","countyName":"Big Stone County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Big Stone County, Minnesota: in 2024, lenders reported 91 applications for a home purchase or a refinance; 79 became loans ($11.0 million) and 11 were denied, a denial rate of 12.1%. Home purchase: 59 applications, 56 loans. HMDA 2024 data, FFIEC.","value":79,"unit":"home purchase and refinance loans originated, 2024","applications":91,"originations":79,"denials":11,"originated_dollars":10975000,"applications_purchase":59,"applications_refinance":18,"applications_cash_out_refinance":14,"originations_purchase":56,"originations_refinance":14,"originations_cash_out_refinance":9,"denials_purchase":3,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":12.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27013","dataset":"mortgage-lending","jurisdiction":"MN","county":"27013","countyName":"Blue Earth County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Blue Earth County, Minnesota: in 2024, lenders reported 1,020 applications for a home purchase or a refinance; 858 became loans ($267.7 million) and 136 were denied, a denial rate of 13.3%. Home purchase: 726 applications, 639 loans. HMDA 2024 data, FFIEC.","value":858,"unit":"home purchase and refinance loans originated, 2024","applications":1020,"originations":858,"denials":136,"originated_dollars":267680000,"applications_purchase":726,"applications_refinance":162,"applications_cash_out_refinance":132,"originations_purchase":639,"originations_refinance":130,"originations_cash_out_refinance":89,"denials_purchase":71,"denials_refinance":25,"denials_cash_out_refinance":40,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27015","dataset":"mortgage-lending","jurisdiction":"MN","county":"27015","countyName":"Brown County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Brown County, Minnesota: in 2024, lenders reported 372 applications for a home purchase or a refinance; 331 became loans ($55.9 million) and 35 were denied, a denial rate of 9.4%. Home purchase: 290 applications, 268 loans. HMDA 2024 data, FFIEC.","value":331,"unit":"home purchase and refinance loans originated, 2024","applications":372,"originations":331,"denials":35,"originated_dollars":55935000,"applications_purchase":290,"applications_refinance":53,"applications_cash_out_refinance":29,"originations_purchase":268,"originations_refinance":45,"originations_cash_out_refinance":18,"denials_purchase":18,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":9.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27017","dataset":"mortgage-lending","jurisdiction":"MN","county":"27017","countyName":"Carlton County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Carlton County, Minnesota: in 2024, lenders reported 752 applications for a home purchase or a refinance; 613 became loans ($142.4 million) and 106 were denied, a denial rate of 14.1%. Home purchase: 490 applications, 428 loans. HMDA 2024 data, FFIEC.","value":613,"unit":"home purchase and refinance loans originated, 2024","applications":752,"originations":613,"denials":106,"originated_dollars":142435000,"applications_purchase":490,"applications_refinance":101,"applications_cash_out_refinance":161,"originations_purchase":428,"originations_refinance":79,"originations_cash_out_refinance":106,"denials_purchase":42,"denials_refinance":15,"denials_cash_out_refinance":49,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27019","dataset":"mortgage-lending","jurisdiction":"MN","county":"27019","countyName":"Carver County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Carver County, Minnesota: in 2024, lenders reported 2,341 applications for a home purchase or a refinance; 2,091 became loans ($808.7 million) and 206 were denied, a denial rate of 8.8%. Home purchase: 1,768 applications, 1,643 loans. HMDA 2024 data, FFIEC.","value":2091,"unit":"home purchase and refinance loans originated, 2024","applications":2341,"originations":2091,"denials":206,"originated_dollars":808665000,"applications_purchase":1768,"applications_refinance":317,"applications_cash_out_refinance":256,"originations_purchase":1643,"originations_refinance":246,"originations_cash_out_refinance":202,"denials_purchase":97,"denials_refinance":62,"denials_cash_out_refinance":47,"denial_rate":8.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27021","dataset":"mortgage-lending","jurisdiction":"MN","county":"27021","countyName":"Cass County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Cass County, Minnesota: in 2024, lenders reported 662 applications for a home purchase or a refinance; 558 became loans ($167.5 million) and 84 were denied, a denial rate of 12.7%. Home purchase: 424 applications, 387 loans. HMDA 2024 data, FFIEC.","value":558,"unit":"home purchase and refinance loans originated, 2024","applications":662,"originations":558,"denials":84,"originated_dollars":167470000,"applications_purchase":424,"applications_refinance":114,"applications_cash_out_refinance":124,"originations_purchase":387,"originations_refinance":95,"originations_cash_out_refinance":76,"denials_purchase":27,"denials_refinance":15,"denials_cash_out_refinance":42,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27023","dataset":"mortgage-lending","jurisdiction":"MN","county":"27023","countyName":"Chippewa County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Chippewa County, Minnesota: in 2024, lenders reported 159 applications for a home purchase or a refinance; 131 became loans ($18.7 million) and 26 were denied, a denial rate of 16.4%. Home purchase: 122 applications, 110 loans. HMDA 2024 data, FFIEC.","value":131,"unit":"home purchase and refinance loans originated, 2024","applications":159,"originations":131,"denials":26,"originated_dollars":18665000,"applications_purchase":122,"applications_refinance":20,"applications_cash_out_refinance":17,"originations_purchase":110,"originations_refinance":13,"originations_cash_out_refinance":8,"denials_purchase":11,"denials_refinance":7,"denials_cash_out_refinance":8,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27025","dataset":"mortgage-lending","jurisdiction":"MN","county":"27025","countyName":"Chisago County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Chisago County, Minnesota: in 2024, lenders reported 1,355 applications for a home purchase or a refinance; 1,120 became loans ($371.5 million) and 197 were denied, a denial rate of 14.5%. Home purchase: 917 applications, 798 loans. HMDA 2024 data, FFIEC.","value":1120,"unit":"home purchase and refinance loans originated, 2024","applications":1355,"originations":1120,"denials":197,"originated_dollars":371510000,"applications_purchase":917,"applications_refinance":189,"applications_cash_out_refinance":249,"originations_purchase":798,"originations_refinance":154,"originations_cash_out_refinance":168,"denials_purchase":93,"denials_refinance":31,"denials_cash_out_refinance":73,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27027","dataset":"mortgage-lending","jurisdiction":"MN","county":"27027","countyName":"Clay County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Clay County, Minnesota: in 2024, lenders reported 1,171 applications for a home purchase or a refinance; 1,039 became loans ($268.4 million) and 116 were denied, a denial rate of 9.9%. Home purchase: 859 applications, 807 loans. HMDA 2024 data, FFIEC.","value":1039,"unit":"home purchase and refinance loans originated, 2024","applications":1171,"originations":1039,"denials":116,"originated_dollars":268445000,"applications_purchase":859,"applications_refinance":182,"applications_cash_out_refinance":130,"originations_purchase":807,"originations_refinance":144,"originations_cash_out_refinance":88,"denials_purchase":44,"denials_refinance":32,"denials_cash_out_refinance":40,"denial_rate":9.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27029","dataset":"mortgage-lending","jurisdiction":"MN","county":"27029","countyName":"Clearwater County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Clearwater County, Minnesota: in 2024, lenders reported 92 applications for a home purchase or a refinance; 75 became loans ($12.3 million) and 13 were denied, a denial rate of 14.1%. Home purchase: 58 applications, 52 loans. HMDA 2024 data, FFIEC.","value":75,"unit":"home purchase and refinance loans originated, 2024","applications":92,"originations":75,"denials":13,"originated_dollars":12325000,"applications_purchase":58,"applications_refinance":18,"applications_cash_out_refinance":16,"originations_purchase":52,"originations_refinance":12,"originations_cash_out_refinance":11,"denials_purchase":4,"denials_refinance":6,"denials_cash_out_refinance":3,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27031","dataset":"mortgage-lending","jurisdiction":"MN","county":"27031","countyName":"Cook County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Cook County, Minnesota: in 2024, lenders reported 148 applications for a home purchase or a refinance; 134 became loans ($39.0 million) and 14 were denied, a denial rate of 9.5%. Home purchase: 95 applications, 89 loans. HMDA 2024 data, FFIEC.","value":134,"unit":"home purchase and refinance loans originated, 2024","applications":148,"originations":134,"denials":14,"originated_dollars":39000000,"applications_purchase":95,"applications_refinance":19,"applications_cash_out_refinance":34,"originations_purchase":89,"originations_refinance":15,"originations_cash_out_refinance":30,"denials_purchase":6,"denials_refinance":4,"denials_cash_out_refinance":4,"denial_rate":9.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27033","dataset":"mortgage-lending","jurisdiction":"MN","county":"27033","countyName":"Cottonwood County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Cottonwood County, Minnesota: in 2024, lenders reported 136 applications for a home purchase or a refinance; 110 became loans ($15.4 million) and 23 were denied, a denial rate of 16.9%. Home purchase: 93 applications, 82 loans. HMDA 2024 data, FFIEC.","value":110,"unit":"home purchase and refinance loans originated, 2024","applications":136,"originations":110,"denials":23,"originated_dollars":15360000,"applications_purchase":93,"applications_refinance":12,"applications_cash_out_refinance":31,"originations_purchase":82,"originations_refinance":8,"originations_cash_out_refinance":20,"denials_purchase":9,"denials_refinance":3,"denials_cash_out_refinance":11,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27035","dataset":"mortgage-lending","jurisdiction":"MN","county":"27035","countyName":"Crow Wing County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Crow Wing County, Minnesota: in 2024, lenders reported 1,492 applications for a home purchase or a refinance; 1,268 became loans ($370.0 million) and 187 were denied, a denial rate of 12.5%. Home purchase: 1,005 applications, 913 loans. HMDA 2024 data, FFIEC.","value":1268,"unit":"home purchase and refinance loans originated, 2024","applications":1492,"originations":1268,"denials":187,"originated_dollars":370040000,"applications_purchase":1005,"applications_refinance":229,"applications_cash_out_refinance":258,"originations_purchase":913,"originations_refinance":184,"originations_cash_out_refinance":171,"denials_purchase":72,"denials_refinance":37,"denials_cash_out_refinance":78,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27037","dataset":"mortgage-lending","jurisdiction":"MN","county":"27037","countyName":"Dakota County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Dakota County, Minnesota: in 2024, lenders reported 8,926 applications for a home purchase or a refinance; 7,446 became loans ($2.5 billion) and 1,220 were denied, a denial rate of 13.7%. Home purchase: 6,730 applications, 5,910 loans. HMDA 2024 data, FFIEC.","value":7446,"unit":"home purchase and refinance loans originated, 2024","applications":8926,"originations":7446,"denials":1220,"originated_dollars":2515590000,"applications_purchase":6730,"applications_refinance":1126,"applications_cash_out_refinance":1070,"originations_purchase":5910,"originations_refinance":830,"originations_cash_out_refinance":706,"denials_purchase":664,"denials_refinance":229,"denials_cash_out_refinance":327,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27039","dataset":"mortgage-lending","jurisdiction":"MN","county":"27039","countyName":"Dodge County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Dodge County, Minnesota: in 2024, lenders reported 464 applications for a home purchase or a refinance; 392 became loans ($89.9 million) and 61 were denied, a denial rate of 13.1%. Home purchase: 325 applications, 295 loans. HMDA 2024 data, FFIEC.","value":392,"unit":"home purchase and refinance loans originated, 2024","applications":464,"originations":392,"denials":61,"originated_dollars":89860000,"applications_purchase":325,"applications_refinance":65,"applications_cash_out_refinance":74,"originations_purchase":295,"originations_refinance":51,"originations_cash_out_refinance":46,"denials_purchase":23,"denials_refinance":12,"denials_cash_out_refinance":26,"denial_rate":13.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27041","dataset":"mortgage-lending","jurisdiction":"MN","county":"27041","countyName":"Douglas County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Douglas County, Minnesota: in 2024, lenders reported 629 applications for a home purchase or a refinance; 548 became loans ($169.7 million) and 61 were denied, a denial rate of 9.7%. Home purchase: 424 applications, 384 loans. HMDA 2024 data, FFIEC.","value":548,"unit":"home purchase and refinance loans originated, 2024","applications":629,"originations":548,"denials":61,"originated_dollars":169660000,"applications_purchase":424,"applications_refinance":107,"applications_cash_out_refinance":98,"originations_purchase":384,"originations_refinance":96,"originations_cash_out_refinance":68,"denials_purchase":32,"denials_refinance":5,"denials_cash_out_refinance":24,"denial_rate":9.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27043","dataset":"mortgage-lending","jurisdiction":"MN","county":"27043","countyName":"Faribault County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Faribault County, Minnesota: in 2024, lenders reported 200 applications for a home purchase or a refinance; 169 became loans ($23.8 million) and 22 were denied, a denial rate of 11.0%. Home purchase: 146 applications, 128 loans. HMDA 2024 data, FFIEC.","value":169,"unit":"home purchase and refinance loans originated, 2024","applications":200,"originations":169,"denials":22,"originated_dollars":23835000,"applications_purchase":146,"applications_refinance":21,"applications_cash_out_refinance":33,"originations_purchase":128,"originations_refinance":18,"originations_cash_out_refinance":23,"denials_purchase":12,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":11,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27045","dataset":"mortgage-lending","jurisdiction":"MN","county":"27045","countyName":"Fillmore County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Fillmore County, Minnesota: in 2024, lenders reported 369 applications for a home purchase or a refinance; 300 became loans ($54.8 million) and 52 were denied, a denial rate of 14.1%. Home purchase: 224 applications, 194 loans. HMDA 2024 data, FFIEC.","value":300,"unit":"home purchase and refinance loans originated, 2024","applications":369,"originations":300,"denials":52,"originated_dollars":54770000,"applications_purchase":224,"applications_refinance":62,"applications_cash_out_refinance":83,"originations_purchase":194,"originations_refinance":48,"originations_cash_out_refinance":58,"denials_purchase":19,"denials_refinance":13,"denials_cash_out_refinance":20,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27047","dataset":"mortgage-lending","jurisdiction":"MN","county":"27047","countyName":"Freeborn County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Freeborn County, Minnesota: in 2024, lenders reported 503 applications for a home purchase or a refinance; 410 became loans ($58.0 million) and 76 were denied, a denial rate of 15.1%. Home purchase: 378 applications, 325 loans. HMDA 2024 data, FFIEC.","value":410,"unit":"home purchase and refinance loans originated, 2024","applications":503,"originations":410,"denials":76,"originated_dollars":57980000,"applications_purchase":378,"applications_refinance":44,"applications_cash_out_refinance":81,"originations_purchase":325,"originations_refinance":31,"originations_cash_out_refinance":54,"denials_purchase":41,"denials_refinance":12,"denials_cash_out_refinance":23,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27049","dataset":"mortgage-lending","jurisdiction":"MN","county":"27049","countyName":"Goodhue County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Goodhue County, Minnesota: in 2024, lenders reported 788 applications for a home purchase or a refinance; 670 became loans ($175.9 million) and 98 were denied, a denial rate of 12.4%. Home purchase: 556 applications, 503 loans. HMDA 2024 data, FFIEC.","value":670,"unit":"home purchase and refinance loans originated, 2024","applications":788,"originations":670,"denials":98,"originated_dollars":175890000,"applications_purchase":556,"applications_refinance":118,"applications_cash_out_refinance":114,"originations_purchase":503,"originations_refinance":95,"originations_cash_out_refinance":72,"denials_purchase":38,"denials_refinance":23,"denials_cash_out_refinance":37,"denial_rate":12.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27051","dataset":"mortgage-lending","jurisdiction":"MN","county":"27051","countyName":"Grant County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Grant County, Minnesota: in 2024, lenders reported 95 applications for a home purchase or a refinance; 78 became loans ($11.5 million) and 15 were denied, a denial rate of 15.8%. Home purchase: 60 applications, 57 loans. HMDA 2024 data, FFIEC.","value":78,"unit":"home purchase and refinance loans originated, 2024","applications":95,"originations":78,"denials":15,"originated_dollars":11490000,"applications_purchase":60,"applications_refinance":15,"applications_cash_out_refinance":20,"originations_purchase":57,"originations_refinance":12,"originations_cash_out_refinance":9,"denials_purchase":3,"denials_refinance":2,"denials_cash_out_refinance":10,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27053","dataset":"mortgage-lending","jurisdiction":"MN","county":"27053","countyName":"Hennepin County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Hennepin County, Minnesota: in 2024, lenders reported 21,833 applications for a home purchase or a refinance; 18,832 became loans ($7.1 billion) and 2,395 were denied, a denial rate of 11.0%. Home purchase: 16,603 applications, 15,139 loans. HMDA 2024 data, FFIEC.","value":18832,"unit":"home purchase and refinance loans originated, 2024","applications":21833,"originations":18832,"denials":2395,"originated_dollars":7116850000,"applications_purchase":16603,"applications_refinance":2859,"applications_cash_out_refinance":2371,"originations_purchase":15139,"originations_refinance":2138,"originations_cash_out_refinance":1555,"denials_purchase":1093,"denials_refinance":585,"denials_cash_out_refinance":717,"denial_rate":11,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27055","dataset":"mortgage-lending","jurisdiction":"MN","county":"27055","countyName":"Houston County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Houston County, Minnesota: in 2024, lenders reported 313 applications for a home purchase or a refinance; 265 became loans ($54.4 million) and 37 were denied, a denial rate of 11.8%. Home purchase: 191 applications, 172 loans. HMDA 2024 data, FFIEC.","value":265,"unit":"home purchase and refinance loans originated, 2024","applications":313,"originations":265,"denials":37,"originated_dollars":54395000,"applications_purchase":191,"applications_refinance":86,"applications_cash_out_refinance":36,"originations_purchase":172,"originations_refinance":67,"originations_cash_out_refinance":26,"denials_purchase":10,"denials_refinance":17,"denials_cash_out_refinance":10,"denial_rate":11.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27057","dataset":"mortgage-lending","jurisdiction":"MN","county":"27057","countyName":"Hubbard County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Hubbard County, Minnesota: in 2024, lenders reported 335 applications for a home purchase or a refinance; 288 became loans ($79.0 million) and 36 were denied, a denial rate of 10.7%. Home purchase: 218 applications, 199 loans. HMDA 2024 data, FFIEC.","value":288,"unit":"home purchase and refinance loans originated, 2024","applications":335,"originations":288,"denials":36,"originated_dollars":79000000,"applications_purchase":218,"applications_refinance":45,"applications_cash_out_refinance":72,"originations_purchase":199,"originations_refinance":39,"originations_cash_out_refinance":50,"denials_purchase":14,"denials_refinance":4,"denials_cash_out_refinance":18,"denial_rate":10.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27059","dataset":"mortgage-lending","jurisdiction":"MN","county":"27059","countyName":"Isanti County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Isanti County, Minnesota: in 2024, lenders reported 985 applications for a home purchase or a refinance; 817 became loans ($225.7 million) and 135 were denied, a denial rate of 13.7%. Home purchase: 640 applications, 576 loans. HMDA 2024 data, FFIEC.","value":817,"unit":"home purchase and refinance loans originated, 2024","applications":985,"originations":817,"denials":135,"originated_dollars":225695000,"applications_purchase":640,"applications_refinance":162,"applications_cash_out_refinance":183,"originations_purchase":576,"originations_refinance":124,"originations_cash_out_refinance":117,"denials_purchase":45,"denials_refinance":31,"denials_cash_out_refinance":59,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27061","dataset":"mortgage-lending","jurisdiction":"MN","county":"27061","countyName":"Itasca County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Itasca County, Minnesota: in 2024, lenders reported 830 applications for a home purchase or a refinance; 700 became loans ($150.0 million) and 105 were denied, a denial rate of 12.7%. Home purchase: 550 applications, 498 loans. HMDA 2024 data, FFIEC.","value":700,"unit":"home purchase and refinance loans originated, 2024","applications":830,"originations":700,"denials":105,"originated_dollars":150040000,"applications_purchase":550,"applications_refinance":141,"applications_cash_out_refinance":139,"originations_purchase":498,"originations_refinance":109,"originations_cash_out_refinance":93,"denials_purchase":38,"denials_refinance":26,"denials_cash_out_refinance":41,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27063","dataset":"mortgage-lending","jurisdiction":"MN","county":"27063","countyName":"Jackson County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Jackson County, Minnesota: in 2024, lenders reported 151 applications for a home purchase or a refinance; 127 became loans ($26.3 million) and 21 were denied, a denial rate of 13.9%. Home purchase: 108 applications, 99 loans. HMDA 2024 data, FFIEC.","value":127,"unit":"home purchase and refinance loans originated, 2024","applications":151,"originations":127,"denials":21,"originated_dollars":26345000,"applications_purchase":108,"applications_refinance":14,"applications_cash_out_refinance":29,"originations_purchase":99,"originations_refinance":9,"originations_cash_out_refinance":19,"denials_purchase":6,"denials_refinance":5,"denials_cash_out_refinance":10,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27065","dataset":"mortgage-lending","jurisdiction":"MN","county":"27065","countyName":"Kanabec County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Kanabec County, Minnesota: in 2024, lenders reported 387 applications for a home purchase or a refinance; 304 became loans ($64.7 million) and 73 were denied, a denial rate of 18.9%. Home purchase: 252 applications, 213 loans. HMDA 2024 data, FFIEC.","value":304,"unit":"home purchase and refinance loans originated, 2024","applications":387,"originations":304,"denials":73,"originated_dollars":64720000,"applications_purchase":252,"applications_refinance":54,"applications_cash_out_refinance":81,"originations_purchase":213,"originations_refinance":40,"originations_cash_out_refinance":51,"denials_purchase":34,"denials_refinance":12,"denials_cash_out_refinance":27,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27067","dataset":"mortgage-lending","jurisdiction":"MN","county":"27067","countyName":"Kandiyohi County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Kandiyohi County, Minnesota: in 2024, lenders reported 605 applications for a home purchase or a refinance; 527 became loans ($126.5 million) and 64 were denied, a denial rate of 10.6%. Home purchase: 426 applications, 394 loans. HMDA 2024 data, FFIEC.","value":527,"unit":"home purchase and refinance loans originated, 2024","applications":605,"originations":527,"denials":64,"originated_dollars":126495000,"applications_purchase":426,"applications_refinance":93,"applications_cash_out_refinance":86,"originations_purchase":394,"originations_refinance":76,"originations_cash_out_refinance":57,"denials_purchase":27,"denials_refinance":13,"denials_cash_out_refinance":24,"denial_rate":10.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27069","dataset":"mortgage-lending","jurisdiction":"MN","county":"27069","countyName":"Kittson County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Kittson County, Minnesota: in 2024, lenders reported 63 applications for a home purchase or a refinance; 55 became loans ($7.9 million) and 6 were denied, a denial rate of 9.5%. Home purchase: 48 applications, 44 loans. HMDA 2024 data, FFIEC.","value":55,"unit":"home purchase and refinance loans originated, 2024","applications":63,"originations":55,"denials":6,"originated_dollars":7895000,"applications_purchase":48,"applications_refinance":4,"applications_cash_out_refinance":11,"originations_purchase":44,"originations_refinance":4,"originations_cash_out_refinance":7,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":9.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27071","dataset":"mortgage-lending","jurisdiction":"MN","county":"27071","countyName":"Koochiching County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Koochiching County, Minnesota: in 2024, lenders reported 181 applications for a home purchase or a refinance; 146 became loans ($24.2 million) and 30 were denied, a denial rate of 16.6%. Home purchase: 135 applications, 116 loans. HMDA 2024 data, FFIEC.","value":146,"unit":"home purchase and refinance loans originated, 2024","applications":181,"originations":146,"denials":30,"originated_dollars":24160000,"applications_purchase":135,"applications_refinance":21,"applications_cash_out_refinance":25,"originations_purchase":116,"originations_refinance":15,"originations_cash_out_refinance":15,"denials_purchase":17,"denials_refinance":4,"denials_cash_out_refinance":9,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27073","dataset":"mortgage-lending","jurisdiction":"MN","county":"27073","countyName":"Lac qui Parle County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Lac qui Parle County, Minnesota: in 2024, lenders reported 86 applications for a home purchase or a refinance; 67 became loans ($12.1 million) and 18 were denied, a denial rate of 20.9%. Home purchase: 48 applications, 42 loans. HMDA 2024 data, FFIEC.","value":67,"unit":"home purchase and refinance loans originated, 2024","applications":86,"originations":67,"denials":18,"originated_dollars":12055000,"applications_purchase":48,"applications_refinance":24,"applications_cash_out_refinance":14,"originations_purchase":42,"originations_refinance":16,"originations_cash_out_refinance":9,"denials_purchase":5,"denials_refinance":8,"denials_cash_out_refinance":5,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27075","dataset":"mortgage-lending","jurisdiction":"MN","county":"27075","countyName":"Lake County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Lake County, Minnesota: in 2024, lenders reported 317 applications for a home purchase or a refinance; 272 became loans ($60.0 million) and 45 were denied, a denial rate of 14.2%. Home purchase: 187 applications, 169 loans. HMDA 2024 data, FFIEC.","value":272,"unit":"home purchase and refinance loans originated, 2024","applications":317,"originations":272,"denials":45,"originated_dollars":60010000,"applications_purchase":187,"applications_refinance":27,"applications_cash_out_refinance":103,"originations_purchase":169,"originations_refinance":22,"originations_cash_out_refinance":81,"denials_purchase":18,"denials_refinance":5,"denials_cash_out_refinance":22,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27077","dataset":"mortgage-lending","jurisdiction":"MN","county":"27077","countyName":"Lake of the Woods County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Lake of the Woods County, Minnesota: in 2024, lenders reported 88 applications for a home purchase or a refinance; 73 became loans ($12.4 million) and 12 were denied, a denial rate of 13.6%. Home purchase: 56 applications, 50 loans. HMDA 2024 data, FFIEC.","value":73,"unit":"home purchase and refinance loans originated, 2024","applications":88,"originations":73,"denials":12,"originated_dollars":12375000,"applications_purchase":56,"applications_refinance":13,"applications_cash_out_refinance":19,"originations_purchase":50,"originations_refinance":12,"originations_cash_out_refinance":11,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":7,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27079","dataset":"mortgage-lending","jurisdiction":"MN","county":"27079","countyName":"Le Sueur County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Le Sueur County, Minnesota: in 2024, lenders reported 579 applications for a home purchase or a refinance; 496 became loans ($123.5 million) and 71 were denied, a denial rate of 12.3%. Home purchase: 378 applications, 344 loans. HMDA 2024 data, FFIEC.","value":496,"unit":"home purchase and refinance loans originated, 2024","applications":579,"originations":496,"denials":71,"originated_dollars":123460000,"applications_purchase":378,"applications_refinance":91,"applications_cash_out_refinance":110,"originations_purchase":344,"originations_refinance":69,"originations_cash_out_refinance":83,"denials_purchase":30,"denials_refinance":19,"denials_cash_out_refinance":22,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27081","dataset":"mortgage-lending","jurisdiction":"MN","county":"27081","countyName":"Lincoln County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Lincoln County, Minnesota: in 2024, lenders reported 79 applications for a home purchase or a refinance; 66 became loans ($8.2 million) and 12 were denied, a denial rate of 15.2%. Home purchase: 49 applications, 47 loans. HMDA 2024 data, FFIEC.","value":66,"unit":"home purchase and refinance loans originated, 2024","applications":79,"originations":66,"denials":12,"originated_dollars":8230000,"applications_purchase":49,"applications_refinance":13,"applications_cash_out_refinance":17,"originations_purchase":47,"originations_refinance":10,"originations_cash_out_refinance":9,"denials_purchase":2,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27083","dataset":"mortgage-lending","jurisdiction":"MN","county":"27083","countyName":"Lyon County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Lyon County, Minnesota: in 2024, lenders reported 324 applications for a home purchase or a refinance; 268 became loans ($55.8 million) and 44 were denied, a denial rate of 13.6%. Home purchase: 222 applications, 201 loans. HMDA 2024 data, FFIEC.","value":268,"unit":"home purchase and refinance loans originated, 2024","applications":324,"originations":268,"denials":44,"originated_dollars":55840000,"applications_purchase":222,"applications_refinance":35,"applications_cash_out_refinance":67,"originations_purchase":201,"originations_refinance":25,"originations_cash_out_refinance":42,"denials_purchase":17,"denials_refinance":6,"denials_cash_out_refinance":21,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27085","dataset":"mortgage-lending","jurisdiction":"MN","county":"27085","countyName":"McLeod County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"McLeod County, Minnesota: in 2024, lenders reported 628 applications for a home purchase or a refinance; 528 became loans ($120.3 million) and 85 were denied, a denial rate of 13.5%. Home purchase: 458 applications, 406 loans. HMDA 2024 data, FFIEC.","value":528,"unit":"home purchase and refinance loans originated, 2024","applications":628,"originations":528,"denials":85,"originated_dollars":120280000,"applications_purchase":458,"applications_refinance":71,"applications_cash_out_refinance":99,"originations_purchase":406,"originations_refinance":58,"originations_cash_out_refinance":64,"denials_purchase":43,"denials_refinance":11,"denials_cash_out_refinance":31,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27087","dataset":"mortgage-lending","jurisdiction":"MN","county":"27087","countyName":"Mahnomen County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Mahnomen County, Minnesota: in 2024, lenders reported 64 applications for a home purchase or a refinance; 47 became loans ($5.6 million) and 15 were denied, a denial rate of 23.4%. Home purchase: 44 applications, 34 loans. HMDA 2024 data, FFIEC.","value":47,"unit":"home purchase and refinance loans originated, 2024","applications":64,"originations":47,"denials":15,"originated_dollars":5625000,"applications_purchase":44,"applications_refinance":11,"applications_cash_out_refinance":9,"originations_purchase":34,"originations_refinance":9,"originations_cash_out_refinance":4,"denials_purchase":8,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27089","dataset":"mortgage-lending","jurisdiction":"MN","county":"27089","countyName":"Marshall County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Marshall County, Minnesota: in 2024, lenders reported 104 applications for a home purchase or a refinance; 76 became loans ($15.2 million) and 26 were denied, a denial rate of 25.0%. Home purchase: 64 applications, 52 loans. HMDA 2024 data, FFIEC.","value":76,"unit":"home purchase and refinance loans originated, 2024","applications":104,"originations":76,"denials":26,"originated_dollars":15190000,"applications_purchase":64,"applications_refinance":21,"applications_cash_out_refinance":19,"originations_purchase":52,"originations_refinance":14,"originations_cash_out_refinance":10,"denials_purchase":11,"denials_refinance":6,"denials_cash_out_refinance":9,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27091","dataset":"mortgage-lending","jurisdiction":"MN","county":"27091","countyName":"Martin County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Martin County, Minnesota: in 2024, lenders reported 308 applications for a home purchase or a refinance; 252 became loans ($41.8 million) and 48 were denied, a denial rate of 15.6%. Home purchase: 223 applications, 198 loans. HMDA 2024 data, FFIEC.","value":252,"unit":"home purchase and refinance loans originated, 2024","applications":308,"originations":252,"denials":48,"originated_dollars":41770000,"applications_purchase":223,"applications_refinance":26,"applications_cash_out_refinance":59,"originations_purchase":198,"originations_refinance":16,"originations_cash_out_refinance":38,"denials_purchase":21,"denials_refinance":9,"denials_cash_out_refinance":18,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27093","dataset":"mortgage-lending","jurisdiction":"MN","county":"27093","countyName":"Meeker County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Meeker County, Minnesota: in 2024, lenders reported 388 applications for a home purchase or a refinance; 335 became loans ($71.7 million) and 36 were denied, a denial rate of 9.3%. Home purchase: 260 applications, 231 loans. HMDA 2024 data, FFIEC.","value":335,"unit":"home purchase and refinance loans originated, 2024","applications":388,"originations":335,"denials":36,"originated_dollars":71725000,"applications_purchase":260,"applications_refinance":57,"applications_cash_out_refinance":71,"originations_purchase":231,"originations_refinance":51,"originations_cash_out_refinance":53,"denials_purchase":15,"denials_refinance":5,"denials_cash_out_refinance":16,"denial_rate":9.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27095","dataset":"mortgage-lending","jurisdiction":"MN","county":"27095","countyName":"Mille Lacs County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Mille Lacs County, Minnesota: in 2024, lenders reported 674 applications for a home purchase or a refinance; 524 became loans ($121.0 million) and 120 were denied, a denial rate of 17.8%. Home purchase: 426 applications, 367 loans. HMDA 2024 data, FFIEC.","value":524,"unit":"home purchase and refinance loans originated, 2024","applications":674,"originations":524,"denials":120,"originated_dollars":121050000,"applications_purchase":426,"applications_refinance":102,"applications_cash_out_refinance":146,"originations_purchase":367,"originations_refinance":68,"originations_cash_out_refinance":89,"denials_purchase":44,"denials_refinance":23,"denials_cash_out_refinance":53,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27097","dataset":"mortgage-lending","jurisdiction":"MN","county":"27097","countyName":"Morrison County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Morrison County, Minnesota: in 2024, lenders reported 592 applications for a home purchase or a refinance; 467 became loans ($109.3 million) and 96 were denied, a denial rate of 16.2%. Home purchase: 361 applications, 318 loans. HMDA 2024 data, FFIEC.","value":467,"unit":"home purchase and refinance loans originated, 2024","applications":592,"originations":467,"denials":96,"originated_dollars":109255000,"applications_purchase":361,"applications_refinance":104,"applications_cash_out_refinance":127,"originations_purchase":318,"originations_refinance":72,"originations_cash_out_refinance":77,"denials_purchase":29,"denials_refinance":21,"denials_cash_out_refinance":46,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27099","dataset":"mortgage-lending","jurisdiction":"MN","county":"27099","countyName":"Mower County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Mower County, Minnesota: in 2024, lenders reported 732 applications for a home purchase or a refinance; 620 became loans ($106.7 million) and 91 were denied, a denial rate of 12.4%. Home purchase: 555 applications, 508 loans. HMDA 2024 data, FFIEC.","value":620,"unit":"home purchase and refinance loans originated, 2024","applications":732,"originations":620,"denials":91,"originated_dollars":106670000,"applications_purchase":555,"applications_refinance":66,"applications_cash_out_refinance":111,"originations_purchase":508,"originations_refinance":46,"originations_cash_out_refinance":66,"denials_purchase":34,"denials_refinance":17,"denials_cash_out_refinance":40,"denial_rate":12.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27101","dataset":"mortgage-lending","jurisdiction":"MN","county":"27101","countyName":"Murray County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Murray County, Minnesota: in 2024, lenders reported 104 applications for a home purchase or a refinance; 79 became loans ($14.9 million) and 22 were denied, a denial rate of 21.2%. Home purchase: 81 applications, 62 loans. HMDA 2024 data, FFIEC.","value":79,"unit":"home purchase and refinance loans originated, 2024","applications":104,"originations":79,"denials":22,"originated_dollars":14885000,"applications_purchase":81,"applications_refinance":9,"applications_cash_out_refinance":14,"originations_purchase":62,"originations_refinance":8,"originations_cash_out_refinance":9,"denials_purchase":16,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27103","dataset":"mortgage-lending","jurisdiction":"MN","county":"27103","countyName":"Nicollet County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Nicollet County, Minnesota: in 2024, lenders reported 536 applications for a home purchase or a refinance; 468 became loans ($148.3 million) and 56 were denied, a denial rate of 10.4%. Home purchase: 390 applications, 355 loans. HMDA 2024 data, FFIEC.","value":468,"unit":"home purchase and refinance loans originated, 2024","applications":536,"originations":468,"denials":56,"originated_dollars":148350000,"applications_purchase":390,"applications_refinance":83,"applications_cash_out_refinance":63,"originations_purchase":355,"originations_refinance":66,"originations_cash_out_refinance":47,"denials_purchase":32,"denials_refinance":10,"denials_cash_out_refinance":14,"denial_rate":10.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27105","dataset":"mortgage-lending","jurisdiction":"MN","county":"27105","countyName":"Nobles County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Nobles County, Minnesota: in 2024, lenders reported 271 applications for a home purchase or a refinance; 224 became loans ($41.3 million) and 38 were denied, a denial rate of 14.0%. Home purchase: 179 applications, 159 loans. HMDA 2024 data, FFIEC.","value":224,"unit":"home purchase and refinance loans originated, 2024","applications":271,"originations":224,"denials":38,"originated_dollars":41280000,"applications_purchase":179,"applications_refinance":26,"applications_cash_out_refinance":66,"originations_purchase":159,"originations_refinance":21,"originations_cash_out_refinance":44,"denials_purchase":13,"denials_refinance":4,"denials_cash_out_refinance":21,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27107","dataset":"mortgage-lending","jurisdiction":"MN","county":"27107","countyName":"Norman County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Norman County, Minnesota: in 2024, lenders reported 109 applications for a home purchase or a refinance; 88 became loans ($14.8 million) and 15 were denied, a denial rate of 13.8%. Home purchase: 76 applications, 64 loans. HMDA 2024 data, FFIEC.","value":88,"unit":"home purchase and refinance loans originated, 2024","applications":109,"originations":88,"denials":15,"originated_dollars":14810000,"applications_purchase":76,"applications_refinance":15,"applications_cash_out_refinance":18,"originations_purchase":64,"originations_refinance":12,"originations_cash_out_refinance":12,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27109","dataset":"mortgage-lending","jurisdiction":"MN","county":"27109","countyName":"Olmsted County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Olmsted County, Minnesota: in 2024, lenders reported 3,069 applications for a home purchase or a refinance; 2,676 became loans ($827.0 million) and 314 were denied, a denial rate of 10.2%. Home purchase: 2,271 applications, 2,082 loans. HMDA 2024 data, FFIEC.","value":2676,"unit":"home purchase and refinance loans originated, 2024","applications":3069,"originations":2676,"denials":314,"originated_dollars":826950000,"applications_purchase":2271,"applications_refinance":447,"applications_cash_out_refinance":351,"originations_purchase":2082,"originations_refinance":350,"originations_cash_out_refinance":244,"denials_purchase":139,"denials_refinance":81,"denials_cash_out_refinance":94,"denial_rate":10.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27111","dataset":"mortgage-lending","jurisdiction":"MN","county":"27111","countyName":"Otter Tail County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Otter Tail County, Minnesota: in 2024, lenders reported 1,096 applications for a home purchase or a refinance; 948 became loans ($249.3 million) and 122 were denied, a denial rate of 11.1%. Home purchase: 718 applications, 659 loans. HMDA 2024 data, FFIEC.","value":948,"unit":"home purchase and refinance loans originated, 2024","applications":1096,"originations":948,"denials":122,"originated_dollars":249280000,"applications_purchase":718,"applications_refinance":195,"applications_cash_out_refinance":183,"originations_purchase":659,"originations_refinance":154,"originations_cash_out_refinance":135,"denials_purchase":49,"denials_refinance":33,"denials_cash_out_refinance":40,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27113","dataset":"mortgage-lending","jurisdiction":"MN","county":"27113","countyName":"Pennington County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Pennington County, Minnesota: in 2024, lenders reported 179 applications for a home purchase or a refinance; 153 became loans ($30.3 million) and 22 were denied, a denial rate of 12.3%. Home purchase: 140 applications, 125 loans. HMDA 2024 data, FFIEC.","value":153,"unit":"home purchase and refinance loans originated, 2024","applications":179,"originations":153,"denials":22,"originated_dollars":30275000,"applications_purchase":140,"applications_refinance":11,"applications_cash_out_refinance":28,"originations_purchase":125,"originations_refinance":10,"originations_cash_out_refinance":18,"denials_purchase":12,"denials_refinance":1,"denials_cash_out_refinance":9,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27115","dataset":"mortgage-lending","jurisdiction":"MN","county":"27115","countyName":"Pine County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Pine County, Minnesota: in 2024, lenders reported 658 applications for a home purchase or a refinance; 505 became loans ($114.3 million) and 125 were denied, a denial rate of 19.0%. Home purchase: 436 applications, 352 loans. HMDA 2024 data, FFIEC.","value":505,"unit":"home purchase and refinance loans originated, 2024","applications":658,"originations":505,"denials":125,"originated_dollars":114315000,"applications_purchase":436,"applications_refinance":71,"applications_cash_out_refinance":151,"originations_purchase":352,"originations_refinance":61,"originations_cash_out_refinance":92,"denials_purchase":63,"denials_refinance":7,"denials_cash_out_refinance":55,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27117","dataset":"mortgage-lending","jurisdiction":"MN","county":"27117","countyName":"Pipestone County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Pipestone County, Minnesota: in 2024, lenders reported 185 applications for a home purchase or a refinance; 150 became loans ($25.1 million) and 29 were denied, a denial rate of 15.7%. Home purchase: 132 applications, 112 loans. HMDA 2024 data, FFIEC.","value":150,"unit":"home purchase and refinance loans originated, 2024","applications":185,"originations":150,"denials":29,"originated_dollars":25150000,"applications_purchase":132,"applications_refinance":28,"applications_cash_out_refinance":25,"originations_purchase":112,"originations_refinance":25,"originations_cash_out_refinance":13,"denials_purchase":15,"denials_refinance":2,"denials_cash_out_refinance":12,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27119","dataset":"mortgage-lending","jurisdiction":"MN","county":"27119","countyName":"Polk County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Polk County, Minnesota: in 2024, lenders reported 489 applications for a home purchase or a refinance; 426 became loans ($85.8 million) and 57 were denied, a denial rate of 11.7%. Home purchase: 347 applications, 304 loans. HMDA 2024 data, FFIEC.","value":426,"unit":"home purchase and refinance loans originated, 2024","applications":489,"originations":426,"denials":57,"originated_dollars":85850000,"applications_purchase":347,"applications_refinance":81,"applications_cash_out_refinance":61,"originations_purchase":304,"originations_refinance":71,"originations_cash_out_refinance":51,"denials_purchase":37,"denials_refinance":10,"denials_cash_out_refinance":10,"denial_rate":11.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27121","dataset":"mortgage-lending","jurisdiction":"MN","county":"27121","countyName":"Pope County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Pope County, Minnesota: in 2024, lenders reported 175 applications for a home purchase or a refinance; 146 became loans ($30.3 million) and 25 were denied, a denial rate of 14.3%. Home purchase: 111 applications, 102 loans. HMDA 2024 data, FFIEC.","value":146,"unit":"home purchase and refinance loans originated, 2024","applications":175,"originations":146,"denials":25,"originated_dollars":30340000,"applications_purchase":111,"applications_refinance":34,"applications_cash_out_refinance":30,"originations_purchase":102,"originations_refinance":29,"originations_cash_out_refinance":15,"denials_purchase":6,"denials_refinance":4,"denials_cash_out_refinance":15,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27123","dataset":"mortgage-lending","jurisdiction":"MN","county":"27123","countyName":"Ramsey County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Ramsey County, Minnesota: in 2024, lenders reported 8,462 applications for a home purchase or a refinance; 7,225 became loans ($2.1 billion) and 961 were denied, a denial rate of 11.4%. Home purchase: 6,540 applications, 5,880 loans. HMDA 2024 data, FFIEC.","value":7225,"unit":"home purchase and refinance loans originated, 2024","applications":8462,"originations":7225,"denials":961,"originated_dollars":2105125000,"applications_purchase":6540,"applications_refinance":947,"applications_cash_out_refinance":975,"originations_purchase":5880,"originations_refinance":712,"originations_cash_out_refinance":633,"denials_purchase":484,"denials_refinance":176,"denials_cash_out_refinance":301,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27125","dataset":"mortgage-lending","jurisdiction":"MN","county":"27125","countyName":"Red Lake County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Red Lake County, Minnesota: in 2024, lenders reported 36 applications for a home purchase or a refinance; 27 became loans ($3.4 million) and 8 were denied, a denial rate of 22.2%. Home purchase: 24 applications, 20 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":36,"originations":27,"denials":8,"originated_dollars":3395000,"applications_purchase":24,"applications_refinance":6,"applications_cash_out_refinance":6,"originations_purchase":20,"originations_refinance":3,"originations_cash_out_refinance":4,"denials_purchase":4,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27127","dataset":"mortgage-lending","jurisdiction":"MN","county":"27127","countyName":"Redwood County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Redwood County, Minnesota: in 2024, lenders reported 201 applications for a home purchase or a refinance; 178 became loans ($33.0 million) and 20 were denied, a denial rate of 10.0%. Home purchase: 142 applications, 131 loans. HMDA 2024 data, FFIEC.","value":178,"unit":"home purchase and refinance loans originated, 2024","applications":201,"originations":178,"denials":20,"originated_dollars":32960000,"applications_purchase":142,"applications_refinance":28,"applications_cash_out_refinance":31,"originations_purchase":131,"originations_refinance":25,"originations_cash_out_refinance":22,"denials_purchase":10,"denials_refinance":1,"denials_cash_out_refinance":9,"denial_rate":10,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27129","dataset":"mortgage-lending","jurisdiction":"MN","county":"27129","countyName":"Renville County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Renville County, Minnesota: in 2024, lenders reported 231 applications for a home purchase or a refinance; 191 became loans ($29.5 million) and 35 were denied, a denial rate of 15.2%. Home purchase: 154 applications, 138 loans. HMDA 2024 data, FFIEC.","value":191,"unit":"home purchase and refinance loans originated, 2024","applications":231,"originations":191,"denials":35,"originated_dollars":29535000,"applications_purchase":154,"applications_refinance":35,"applications_cash_out_refinance":42,"originations_purchase":138,"originations_refinance":25,"originations_cash_out_refinance":28,"denials_purchase":14,"denials_refinance":10,"denials_cash_out_refinance":11,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27131","dataset":"mortgage-lending","jurisdiction":"MN","county":"27131","countyName":"Rice County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Rice County, Minnesota: in 2024, lenders reported 1,076 applications for a home purchase or a refinance; 946 became loans ($251.7 million) and 109 were denied, a denial rate of 10.1%. Home purchase: 785 applications, 720 loans. HMDA 2024 data, FFIEC.","value":946,"unit":"home purchase and refinance loans originated, 2024","applications":1076,"originations":946,"denials":109,"originated_dollars":251650000,"applications_purchase":785,"applications_refinance":138,"applications_cash_out_refinance":153,"originations_purchase":720,"originations_refinance":121,"originations_cash_out_refinance":105,"denials_purchase":53,"denials_refinance":12,"denials_cash_out_refinance":44,"denial_rate":10.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27133","dataset":"mortgage-lending","jurisdiction":"MN","county":"27133","countyName":"Rock County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Rock County, Minnesota: in 2024, lenders reported 162 applications for a home purchase or a refinance; 132 became loans ($25.3 million) and 28 were denied, a denial rate of 17.3%. Home purchase: 120 applications, 98 loans. HMDA 2024 data, FFIEC.","value":132,"unit":"home purchase and refinance loans originated, 2024","applications":162,"originations":132,"denials":28,"originated_dollars":25320000,"applications_purchase":120,"applications_refinance":22,"applications_cash_out_refinance":20,"originations_purchase":98,"originations_refinance":19,"originations_cash_out_refinance":15,"denials_purchase":20,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27135","dataset":"mortgage-lending","jurisdiction":"MN","county":"27135","countyName":"Roseau County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Roseau County, Minnesota: in 2024, lenders reported 177 applications for a home purchase or a refinance; 153 became loans ($27.3 million) and 21 were denied, a denial rate of 11.9%. Home purchase: 110 applications, 96 loans. HMDA 2024 data, FFIEC.","value":153,"unit":"home purchase and refinance loans originated, 2024","applications":177,"originations":153,"denials":21,"originated_dollars":27315000,"applications_purchase":110,"applications_refinance":30,"applications_cash_out_refinance":37,"originations_purchase":96,"originations_refinance":25,"originations_cash_out_refinance":32,"denials_purchase":12,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27137","dataset":"mortgage-lending","jurisdiction":"MN","county":"27137","countyName":"St. Louis County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"St. Louis County, Minnesota: in 2024, lenders reported 3,495 applications for a home purchase or a refinance; 2,957 became loans ($714.1 million) and 466 were denied, a denial rate of 13.3%. Home purchase: 2,448 applications, 2,208 loans. HMDA 2024 data, FFIEC.","value":2957,"unit":"home purchase and refinance loans originated, 2024","applications":3495,"originations":2957,"denials":466,"originated_dollars":714065000,"applications_purchase":2448,"applications_refinance":429,"applications_cash_out_refinance":618,"originations_purchase":2208,"originations_refinance":328,"originations_cash_out_refinance":421,"denials_purchase":186,"denials_refinance":93,"denials_cash_out_refinance":187,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27139","dataset":"mortgage-lending","jurisdiction":"MN","county":"27139","countyName":"Scott County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Scott County, Minnesota: in 2024, lenders reported 3,035 applications for a home purchase or a refinance; 2,623 became loans ($908.0 million) and 337 were denied, a denial rate of 11.1%. Home purchase: 2,193 applications, 2,011 loans. HMDA 2024 data, FFIEC.","value":2623,"unit":"home purchase and refinance loans originated, 2024","applications":3035,"originations":2623,"denials":337,"originated_dollars":907955000,"applications_purchase":2193,"applications_refinance":438,"applications_cash_out_refinance":404,"originations_purchase":2011,"originations_refinance":339,"originations_cash_out_refinance":273,"denials_purchase":145,"denials_refinance":76,"denials_cash_out_refinance":116,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27141","dataset":"mortgage-lending","jurisdiction":"MN","county":"27141","countyName":"Sherburne County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Sherburne County, Minnesota: in 2024, lenders reported 2,172 applications for a home purchase or a refinance; 1,842 became loans ($560.9 million) and 262 were denied, a denial rate of 12.1%. Home purchase: 1,407 applications, 1,267 loans. HMDA 2024 data, FFIEC.","value":1842,"unit":"home purchase and refinance loans originated, 2024","applications":2172,"originations":1842,"denials":262,"originated_dollars":560890000,"applications_purchase":1407,"applications_refinance":349,"applications_cash_out_refinance":416,"originations_purchase":1267,"originations_refinance":269,"originations_cash_out_refinance":306,"denials_purchase":108,"denials_refinance":60,"denials_cash_out_refinance":94,"denial_rate":12.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27143","dataset":"mortgage-lending","jurisdiction":"MN","county":"27143","countyName":"Sibley County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Sibley County, Minnesota: in 2024, lenders reported 255 applications for a home purchase or a refinance; 223 became loans ($46.0 million) and 30 were denied, a denial rate of 11.8%. Home purchase: 168 applications, 152 loans. HMDA 2024 data, FFIEC.","value":223,"unit":"home purchase and refinance loans originated, 2024","applications":255,"originations":223,"denials":30,"originated_dollars":46005000,"applications_purchase":168,"applications_refinance":38,"applications_cash_out_refinance":49,"originations_purchase":152,"originations_refinance":35,"originations_cash_out_refinance":36,"denials_purchase":14,"denials_refinance":3,"denials_cash_out_refinance":13,"denial_rate":11.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27145","dataset":"mortgage-lending","jurisdiction":"MN","county":"27145","countyName":"Stearns County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Stearns County, Minnesota: in 2024, lenders reported 2,885 applications for a home purchase or a refinance; 2,503 became loans ($565.1 million) and 306 were denied, a denial rate of 10.6%. Home purchase: 2,061 applications, 1,859 loans. HMDA 2024 data, FFIEC.","value":2503,"unit":"home purchase and refinance loans originated, 2024","applications":2885,"originations":2503,"denials":306,"originated_dollars":565075000,"applications_purchase":2061,"applications_refinance":395,"applications_cash_out_refinance":429,"originations_purchase":1859,"originations_refinance":326,"originations_cash_out_refinance":318,"denials_purchase":161,"denials_refinance":53,"denials_cash_out_refinance":92,"denial_rate":10.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27147","dataset":"mortgage-lending","jurisdiction":"MN","county":"27147","countyName":"Steele County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Steele County, Minnesota: in 2024, lenders reported 629 applications for a home purchase or a refinance; 525 became loans ($111.7 million) and 92 were denied, a denial rate of 14.6%. Home purchase: 467 applications, 410 loans. HMDA 2024 data, FFIEC.","value":525,"unit":"home purchase and refinance loans originated, 2024","applications":629,"originations":525,"denials":92,"originated_dollars":111705000,"applications_purchase":467,"applications_refinance":51,"applications_cash_out_refinance":111,"originations_purchase":410,"originations_refinance":37,"originations_cash_out_refinance":78,"denials_purchase":49,"denials_refinance":11,"denials_cash_out_refinance":32,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27149","dataset":"mortgage-lending","jurisdiction":"MN","county":"27149","countyName":"Stevens County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Stevens County, Minnesota: in 2024, lenders reported 125 applications for a home purchase or a refinance; 107 became loans ($16.5 million) and 17 were denied, a denial rate of 13.6%. Home purchase: 86 applications, 80 loans. HMDA 2024 data, FFIEC.","value":107,"unit":"home purchase and refinance loans originated, 2024","applications":125,"originations":107,"denials":17,"originated_dollars":16545000,"applications_purchase":86,"applications_refinance":17,"applications_cash_out_refinance":22,"originations_purchase":80,"originations_refinance":14,"originations_cash_out_refinance":13,"denials_purchase":6,"denials_refinance":3,"denials_cash_out_refinance":8,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27151","dataset":"mortgage-lending","jurisdiction":"MN","county":"27151","countyName":"Swift County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Swift County, Minnesota: in 2024, lenders reported 139 applications for a home purchase or a refinance; 121 became loans ($18.4 million) and 15 were denied, a denial rate of 10.8%. Home purchase: 102 applications, 94 loans. HMDA 2024 data, FFIEC.","value":121,"unit":"home purchase and refinance loans originated, 2024","applications":139,"originations":121,"denials":15,"originated_dollars":18375000,"applications_purchase":102,"applications_refinance":16,"applications_cash_out_refinance":21,"originations_purchase":94,"originations_refinance":14,"originations_cash_out_refinance":13,"denials_purchase":6,"denials_refinance":2,"denials_cash_out_refinance":7,"denial_rate":10.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27153","dataset":"mortgage-lending","jurisdiction":"MN","county":"27153","countyName":"Todd County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Todd County, Minnesota: in 2024, lenders reported 421 applications for a home purchase or a refinance; 361 became loans ($65.9 million) and 49 were denied, a denial rate of 11.6%. Home purchase: 290 applications, 259 loans. HMDA 2024 data, FFIEC.","value":361,"unit":"home purchase and refinance loans originated, 2024","applications":421,"originations":361,"denials":49,"originated_dollars":65925000,"applications_purchase":290,"applications_refinance":53,"applications_cash_out_refinance":78,"originations_purchase":259,"originations_refinance":48,"originations_cash_out_refinance":54,"denials_purchase":23,"denials_refinance":3,"denials_cash_out_refinance":23,"denial_rate":11.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27155","dataset":"mortgage-lending","jurisdiction":"MN","county":"27155","countyName":"Traverse County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Traverse County, Minnesota: in 2024, lenders reported 42 applications for a home purchase or a refinance; 36 became loans ($5.7 million) and 5 were denied, a denial rate of 11.9%. Home purchase: 28 applications, 27 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":42,"originations":36,"denials":5,"originated_dollars":5710000,"applications_purchase":28,"applications_refinance":6,"applications_cash_out_refinance":8,"originations_purchase":27,"originations_refinance":4,"originations_cash_out_refinance":5,"denials_purchase":1,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27157","dataset":"mortgage-lending","jurisdiction":"MN","county":"27157","countyName":"Wabasha County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Wabasha County, Minnesota: in 2024, lenders reported 400 applications for a home purchase or a refinance; 325 became loans ($75.3 million) and 57 were denied, a denial rate of 14.2%. Home purchase: 281 applications, 243 loans. HMDA 2024 data, FFIEC.","value":325,"unit":"home purchase and refinance loans originated, 2024","applications":400,"originations":325,"denials":57,"originated_dollars":75305000,"applications_purchase":281,"applications_refinance":62,"applications_cash_out_refinance":57,"originations_purchase":243,"originations_refinance":46,"originations_cash_out_refinance":36,"denials_purchase":24,"denials_refinance":14,"denials_cash_out_refinance":19,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27159","dataset":"mortgage-lending","jurisdiction":"MN","county":"27159","countyName":"Wadena County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Wadena County, Minnesota: in 2024, lenders reported 209 applications for a home purchase or a refinance; 176 became loans ($30.3 million) and 25 were denied, a denial rate of 12.0%. Home purchase: 147 applications, 132 loans. HMDA 2024 data, FFIEC.","value":176,"unit":"home purchase and refinance loans originated, 2024","applications":209,"originations":176,"denials":25,"originated_dollars":30320000,"applications_purchase":147,"applications_refinance":17,"applications_cash_out_refinance":45,"originations_purchase":132,"originations_refinance":14,"originations_cash_out_refinance":30,"denials_purchase":11,"denials_refinance":2,"denials_cash_out_refinance":12,"denial_rate":12,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27161","dataset":"mortgage-lending","jurisdiction":"MN","county":"27161","countyName":"Waseca County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Waseca County, Minnesota: in 2024, lenders reported 292 applications for a home purchase or a refinance; 253 became loans ($49.3 million) and 33 were denied, a denial rate of 11.3%. Home purchase: 214 applications, 202 loans. HMDA 2024 data, FFIEC.","value":253,"unit":"home purchase and refinance loans originated, 2024","applications":292,"originations":253,"denials":33,"originated_dollars":49335000,"applications_purchase":214,"applications_refinance":32,"applications_cash_out_refinance":46,"originations_purchase":202,"originations_refinance":23,"originations_cash_out_refinance":28,"denials_purchase":10,"denials_refinance":7,"denials_cash_out_refinance":16,"denial_rate":11.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27163","dataset":"mortgage-lending","jurisdiction":"MN","county":"27163","countyName":"Washington County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Washington County, Minnesota: in 2024, lenders reported 6,054 applications for a home purchase or a refinance; 5,166 became loans ($2.0 billion) and 687 were denied, a denial rate of 11.3%. Home purchase: 4,603 applications, 4,113 loans. HMDA 2024 data, FFIEC.","value":5166,"unit":"home purchase and refinance loans originated, 2024","applications":6054,"originations":5166,"denials":687,"originated_dollars":1952320000,"applications_purchase":4603,"applications_refinance":724,"applications_cash_out_refinance":727,"originations_purchase":4113,"originations_refinance":549,"originations_cash_out_refinance":504,"denials_purchase":358,"denials_refinance":128,"denials_cash_out_refinance":201,"denial_rate":11.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27165","dataset":"mortgage-lending","jurisdiction":"MN","county":"27165","countyName":"Watonwan County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Watonwan County, Minnesota: in 2024, lenders reported 168 applications for a home purchase or a refinance; 143 became loans ($21.8 million) and 20 were denied, a denial rate of 11.9%. Home purchase: 120 applications, 110 loans. HMDA 2024 data, FFIEC.","value":143,"unit":"home purchase and refinance loans originated, 2024","applications":168,"originations":143,"denials":20,"originated_dollars":21845000,"applications_purchase":120,"applications_refinance":20,"applications_cash_out_refinance":28,"originations_purchase":110,"originations_refinance":15,"originations_cash_out_refinance":18,"denials_purchase":6,"denials_refinance":5,"denials_cash_out_refinance":9,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27167","dataset":"mortgage-lending","jurisdiction":"MN","county":"27167","countyName":"Wilkin County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Wilkin County, Minnesota: in 2024, lenders reported 104 applications for a home purchase or a refinance; 89 became loans ($15.2 million) and 13 were denied, a denial rate of 12.5%. Home purchase: 72 applications, 62 loans. HMDA 2024 data, FFIEC.","value":89,"unit":"home purchase and refinance loans originated, 2024","applications":104,"originations":89,"denials":13,"originated_dollars":15165000,"applications_purchase":72,"applications_refinance":14,"applications_cash_out_refinance":18,"originations_purchase":62,"originations_refinance":12,"originations_cash_out_refinance":15,"denials_purchase":10,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27169","dataset":"mortgage-lending","jurisdiction":"MN","county":"27169","countyName":"Winona County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Winona County, Minnesota: in 2024, lenders reported 837 applications for a home purchase or a refinance; 739 became loans ($141.0 million) and 79 were denied, a denial rate of 9.4%. Home purchase: 560 applications, 505 loans. HMDA 2024 data, FFIEC.","value":739,"unit":"home purchase and refinance loans originated, 2024","applications":837,"originations":739,"denials":79,"originated_dollars":140965000,"applications_purchase":560,"applications_refinance":209,"applications_cash_out_refinance":68,"originations_purchase":505,"originations_refinance":184,"originations_cash_out_refinance":50,"denials_purchase":42,"denials_refinance":20,"denials_cash_out_refinance":17,"denial_rate":9.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27171","dataset":"mortgage-lending","jurisdiction":"MN","county":"27171","countyName":"Wright County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Wright County, Minnesota: in 2024, lenders reported 3,755 applications for a home purchase or a refinance; 3,134 became loans ($963.9 million) and 505 were denied, a denial rate of 13.4%. Home purchase: 2,733 applications, 2,395 loans. HMDA 2024 data, FFIEC.","value":3134,"unit":"home purchase and refinance loans originated, 2024","applications":3755,"originations":3134,"denials":505,"originated_dollars":963870000,"applications_purchase":2733,"applications_refinance":488,"applications_cash_out_refinance":534,"originations_purchase":2395,"originations_refinance":375,"originations_cash_out_refinance":364,"denials_purchase":272,"denials_refinance":83,"denials_cash_out_refinance":150,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:27173","dataset":"mortgage-lending","jurisdiction":"MN","county":"27173","countyName":"Yellow Medicine County","stateName":"Minnesota","level":"county","year":2024,"status":"P","text":"Yellow Medicine County, Minnesota: in 2024, lenders reported 101 applications for a home purchase or a refinance; 77 became loans ($12.5 million) and 19 were denied, a denial rate of 18.8%. Home purchase: 76 applications, 64 loans. HMDA 2024 data, FFIEC.","value":77,"unit":"home purchase and refinance loans originated, 2024","applications":101,"originations":77,"denials":19,"originated_dollars":12505000,"applications_purchase":76,"applications_refinance":8,"applications_cash_out_refinance":17,"originations_purchase":64,"originations_refinance":4,"originations_cash_out_refinance":9,"denials_purchase":8,"denials_refinance":4,"denials_cash_out_refinance":7,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:MO","dataset":"mortgage-lending","jurisdiction":"MO","county":null,"countyName":null,"stateName":"Missouri","level":"state","year":2024,"status":"P","text":"Missouri: in 2024, lenders reported 133,997 applications for a home purchase or a refinance; 109,700 became loans ($28.3 billion) and 19,805 were denied, a denial rate of 14.8%. Home purchase: 88,951 applications, 77,048 loans. Loans made changed +12.3% from 97,685 in 2023. HMDA 2024 data, FFIEC.","value":109700,"unit":"home purchase and refinance loans originated, 2024","applications":133997,"originations":109700,"denials":19805,"originated_dollars":28259490000,"applications_purchase":88951,"applications_refinance":22154,"applications_cash_out_refinance":22892,"originations_purchase":77048,"originations_refinance":17566,"originations_cash_out_refinance":15086,"denials_purchase":9155,"denials_refinance":3530,"denials_cash_out_refinance":7120,"denial_rate":14.8,"originations_prior_year":97685,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"1,010 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":1010,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29001","dataset":"mortgage-lending","jurisdiction":"MO","county":"29001","countyName":"Adair County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Adair County, Missouri: in 2024, lenders reported 370 applications for a home purchase or a refinance; 294 became loans ($50.5 million) and 57 were denied, a denial rate of 15.4%. Home purchase: 261 applications, 220 loans. HMDA 2024 data, FFIEC.","value":294,"unit":"home purchase and refinance loans originated, 2024","applications":370,"originations":294,"denials":57,"originated_dollars":50500000,"applications_purchase":261,"applications_refinance":58,"applications_cash_out_refinance":51,"originations_purchase":220,"originations_refinance":48,"originations_cash_out_refinance":26,"denials_purchase":29,"denials_refinance":8,"denials_cash_out_refinance":20,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29003","dataset":"mortgage-lending","jurisdiction":"MO","county":"29003","countyName":"Andrew County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Andrew County, Missouri: in 2024, lenders reported 356 applications for a home purchase or a refinance; 291 became loans ($66.7 million) and 49 were denied, a denial rate of 13.8%. Home purchase: 220 applications, 195 loans. HMDA 2024 data, FFIEC.","value":291,"unit":"home purchase and refinance loans originated, 2024","applications":356,"originations":291,"denials":49,"originated_dollars":66705000,"applications_purchase":220,"applications_refinance":57,"applications_cash_out_refinance":79,"originations_purchase":195,"originations_refinance":43,"originations_cash_out_refinance":53,"denials_purchase":14,"denials_refinance":12,"denials_cash_out_refinance":23,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29005","dataset":"mortgage-lending","jurisdiction":"MO","county":"29005","countyName":"Atchison County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Atchison County, Missouri: in 2024, lenders reported 65 applications for a home purchase or a refinance; 58 became loans ($7.8 million) and 7 were denied, a denial rate of 10.8%. Home purchase: 44 applications, 38 loans. HMDA 2024 data, FFIEC.","value":58,"unit":"home purchase and refinance loans originated, 2024","applications":65,"originations":58,"denials":7,"originated_dollars":7800000,"applications_purchase":44,"applications_refinance":10,"applications_cash_out_refinance":11,"originations_purchase":38,"originations_refinance":9,"originations_cash_out_refinance":11,"denials_purchase":6,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":10.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29007","dataset":"mortgage-lending","jurisdiction":"MO","county":"29007","countyName":"Audrain County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Audrain County, Missouri: in 2024, lenders reported 467 applications for a home purchase or a refinance; 356 became loans ($58.8 million) and 86 were denied, a denial rate of 18.4%. Home purchase: 300 applications, 259 loans. HMDA 2024 data, FFIEC.","value":356,"unit":"home purchase and refinance loans originated, 2024","applications":467,"originations":356,"denials":86,"originated_dollars":58830000,"applications_purchase":300,"applications_refinance":82,"applications_cash_out_refinance":85,"originations_purchase":259,"originations_refinance":49,"originations_cash_out_refinance":48,"denials_purchase":30,"denials_refinance":22,"denials_cash_out_refinance":34,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29009","dataset":"mortgage-lending","jurisdiction":"MO","county":"29009","countyName":"Barry County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Barry County, Missouri: in 2024, lenders reported 709 applications for a home purchase or a refinance; 521 became loans ($107.7 million) and 159 were denied, a denial rate of 22.4%. Home purchase: 464 applications, 343 loans. HMDA 2024 data, FFIEC.","value":521,"unit":"home purchase and refinance loans originated, 2024","applications":709,"originations":521,"denials":159,"originated_dollars":107685000,"applications_purchase":464,"applications_refinance":123,"applications_cash_out_refinance":122,"originations_purchase":343,"originations_refinance":105,"originations_cash_out_refinance":73,"denials_purchase":98,"denials_refinance":14,"denials_cash_out_refinance":47,"denial_rate":22.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29011","dataset":"mortgage-lending","jurisdiction":"MO","county":"29011","countyName":"Barton County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Barton County, Missouri: in 2024, lenders reported 184 applications for a home purchase or a refinance; 148 became loans ($23.4 million) and 25 were denied, a denial rate of 13.6%. Home purchase: 120 applications, 100 loans. HMDA 2024 data, FFIEC.","value":148,"unit":"home purchase and refinance loans originated, 2024","applications":184,"originations":148,"denials":25,"originated_dollars":23400000,"applications_purchase":120,"applications_refinance":31,"applications_cash_out_refinance":33,"originations_purchase":100,"originations_refinance":26,"originations_cash_out_refinance":22,"denials_purchase":12,"denials_refinance":4,"denials_cash_out_refinance":9,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29013","dataset":"mortgage-lending","jurisdiction":"MO","county":"29013","countyName":"Bates County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Bates County, Missouri: in 2024, lenders reported 401 applications for a home purchase or a refinance; 322 became loans ($63.1 million) and 77 were denied, a denial rate of 19.2%. Home purchase: 254 applications, 222 loans. HMDA 2024 data, FFIEC.","value":322,"unit":"home purchase and refinance loans originated, 2024","applications":401,"originations":322,"denials":77,"originated_dollars":63110000,"applications_purchase":254,"applications_refinance":80,"applications_cash_out_refinance":67,"originations_purchase":222,"originations_refinance":63,"originations_cash_out_refinance":37,"denials_purchase":31,"denials_refinance":17,"denials_cash_out_refinance":29,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29015","dataset":"mortgage-lending","jurisdiction":"MO","county":"29015","countyName":"Benton County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Benton County, Missouri: in 2024, lenders reported 536 applications for a home purchase or a refinance; 437 became loans ($79.5 million) and 84 were denied, a denial rate of 15.7%. Home purchase: 298 applications, 254 loans. HMDA 2024 data, FFIEC.","value":437,"unit":"home purchase and refinance loans originated, 2024","applications":536,"originations":437,"denials":84,"originated_dollars":79535000,"applications_purchase":298,"applications_refinance":114,"applications_cash_out_refinance":124,"originations_purchase":254,"originations_refinance":102,"originations_cash_out_refinance":81,"denials_purchase":35,"denials_refinance":7,"denials_cash_out_refinance":42,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29017","dataset":"mortgage-lending","jurisdiction":"MO","county":"29017","countyName":"Bollinger County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Bollinger County, Missouri: in 2024, lenders reported 180 applications for a home purchase or a refinance; 139 became loans ($22.6 million) and 33 were denied, a denial rate of 18.3%. Home purchase: 123 applications, 92 loans. HMDA 2024 data, FFIEC.","value":139,"unit":"home purchase and refinance loans originated, 2024","applications":180,"originations":139,"denials":33,"originated_dollars":22585000,"applications_purchase":123,"applications_refinance":32,"applications_cash_out_refinance":25,"originations_purchase":92,"originations_refinance":25,"originations_cash_out_refinance":22,"denials_purchase":26,"denials_refinance":4,"denials_cash_out_refinance":3,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29019","dataset":"mortgage-lending","jurisdiction":"MO","county":"29019","countyName":"Boone County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Boone County, Missouri: in 2024, lenders reported 3,403 applications for a home purchase or a refinance; 2,897 became loans ($892.0 million) and 377 were denied, a denial rate of 11.1%. Home purchase: 2,441 applications, 2,177 loans. HMDA 2024 data, FFIEC.","value":2897,"unit":"home purchase and refinance loans originated, 2024","applications":3403,"originations":2897,"denials":377,"originated_dollars":892005000,"applications_purchase":2441,"applications_refinance":490,"applications_cash_out_refinance":472,"originations_purchase":2177,"originations_refinance":391,"originations_cash_out_refinance":329,"denials_purchase":185,"denials_refinance":68,"denials_cash_out_refinance":124,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29021","dataset":"mortgage-lending","jurisdiction":"MO","county":"29021","countyName":"Buchanan County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Buchanan County, Missouri: in 2024, lenders reported 1,885 applications for a home purchase or a refinance; 1,578 became loans ($275.7 million) and 250 were denied, a denial rate of 13.3%. Home purchase: 1,277 applications, 1,130 loans. HMDA 2024 data, FFIEC.","value":1578,"unit":"home purchase and refinance loans originated, 2024","applications":1885,"originations":1578,"denials":250,"originated_dollars":275730000,"applications_purchase":1277,"applications_refinance":277,"applications_cash_out_refinance":331,"originations_purchase":1130,"originations_refinance":228,"originations_cash_out_refinance":220,"denials_purchase":109,"denials_refinance":37,"denials_cash_out_refinance":104,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29023","dataset":"mortgage-lending","jurisdiction":"MO","county":"29023","countyName":"Butler County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Butler County, Missouri: in 2024, lenders reported 806 applications for a home purchase or a refinance; 676 became loans ($108.9 million) and 108 were denied, a denial rate of 13.4%. Home purchase: 583 applications, 511 loans. HMDA 2024 data, FFIEC.","value":676,"unit":"home purchase and refinance loans originated, 2024","applications":806,"originations":676,"denials":108,"originated_dollars":108940000,"applications_purchase":583,"applications_refinance":98,"applications_cash_out_refinance":125,"originations_purchase":511,"originations_refinance":87,"originations_cash_out_refinance":78,"denials_purchase":56,"denials_refinance":9,"denials_cash_out_refinance":43,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29025","dataset":"mortgage-lending","jurisdiction":"MO","county":"29025","countyName":"Caldwell County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Caldwell County, Missouri: in 2024, lenders reported 207 applications for a home purchase or a refinance; 165 became loans ($32.8 million) and 37 were denied, a denial rate of 17.9%. Home purchase: 122 applications, 101 loans. HMDA 2024 data, FFIEC.","value":165,"unit":"home purchase and refinance loans originated, 2024","applications":207,"originations":165,"denials":37,"originated_dollars":32815000,"applications_purchase":122,"applications_refinance":23,"applications_cash_out_refinance":62,"originations_purchase":101,"originations_refinance":19,"originations_cash_out_refinance":45,"denials_purchase":18,"denials_refinance":2,"denials_cash_out_refinance":17,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29027","dataset":"mortgage-lending","jurisdiction":"MO","county":"29027","countyName":"Callaway County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Callaway County, Missouri: in 2024, lenders reported 950 applications for a home purchase or a refinance; 750 became loans ($164.0 million) and 150 were denied, a denial rate of 15.8%. Home purchase: 591 applications, 499 loans. HMDA 2024 data, FFIEC.","value":750,"unit":"home purchase and refinance loans originated, 2024","applications":950,"originations":750,"denials":150,"originated_dollars":164000000,"applications_purchase":591,"applications_refinance":163,"applications_cash_out_refinance":196,"originations_purchase":499,"originations_refinance":126,"originations_cash_out_refinance":125,"denials_purchase":64,"denials_refinance":19,"denials_cash_out_refinance":67,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29029","dataset":"mortgage-lending","jurisdiction":"MO","county":"29029","countyName":"Camden County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Camden County, Missouri: in 2024, lenders reported 1,775 applications for a home purchase or a refinance; 1,442 became loans ($484.7 million) and 272 were denied, a denial rate of 15.3%. Home purchase: 1,250 applications, 1,065 loans. HMDA 2024 data, FFIEC.","value":1442,"unit":"home purchase and refinance loans originated, 2024","applications":1775,"originations":1442,"denials":272,"originated_dollars":484720000,"applications_purchase":1250,"applications_refinance":205,"applications_cash_out_refinance":320,"originations_purchase":1065,"originations_refinance":165,"originations_cash_out_refinance":212,"denials_purchase":138,"denials_refinance":34,"denials_cash_out_refinance":100,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29031","dataset":"mortgage-lending","jurisdiction":"MO","county":"29031","countyName":"Cape Girardeau County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Cape Girardeau County, Missouri: in 2024, lenders reported 1,600 applications for a home purchase or a refinance; 1,315 became loans ($274.5 million) and 237 were denied, a denial rate of 14.8%. Home purchase: 1,108 applications, 942 loans. HMDA 2024 data, FFIEC.","value":1315,"unit":"home purchase and refinance loans originated, 2024","applications":1600,"originations":1315,"denials":237,"originated_dollars":274545000,"applications_purchase":1108,"applications_refinance":294,"applications_cash_out_refinance":198,"originations_purchase":942,"originations_refinance":242,"originations_cash_out_refinance":131,"denials_purchase":130,"denials_refinance":42,"denials_cash_out_refinance":65,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29033","dataset":"mortgage-lending","jurisdiction":"MO","county":"29033","countyName":"Carroll County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Carroll County, Missouri: in 2024, lenders reported 122 applications for a home purchase or a refinance; 96 became loans ($13.9 million) and 24 were denied, a denial rate of 19.7%. Home purchase: 74 applications, 65 loans. HMDA 2024 data, FFIEC.","value":96,"unit":"home purchase and refinance loans originated, 2024","applications":122,"originations":96,"denials":24,"originated_dollars":13890000,"applications_purchase":74,"applications_refinance":26,"applications_cash_out_refinance":22,"originations_purchase":65,"originations_refinance":22,"originations_cash_out_refinance":9,"denials_purchase":7,"denials_refinance":4,"denials_cash_out_refinance":13,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29035","dataset":"mortgage-lending","jurisdiction":"MO","county":"29035","countyName":"Carter County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Carter County, Missouri: in 2024, lenders reported 92 applications for a home purchase or a refinance; 75 became loans ($15.3 million) and 15 were denied, a denial rate of 16.3%. Home purchase: 61 applications, 54 loans. HMDA 2024 data, FFIEC.","value":75,"unit":"home purchase and refinance loans originated, 2024","applications":92,"originations":75,"denials":15,"originated_dollars":15275000,"applications_purchase":61,"applications_refinance":15,"applications_cash_out_refinance":16,"originations_purchase":54,"originations_refinance":13,"originations_cash_out_refinance":8,"denials_purchase":5,"denials_refinance":2,"denials_cash_out_refinance":8,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29037","dataset":"mortgage-lending","jurisdiction":"MO","county":"29037","countyName":"Cass County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Cass County, Missouri: in 2024, lenders reported 2,962 applications for a home purchase or a refinance; 2,449 became loans ($709.9 million) and 418 were denied, a denial rate of 14.1%. Home purchase: 1,941 applications, 1,716 loans. HMDA 2024 data, FFIEC.","value":2449,"unit":"home purchase and refinance loans originated, 2024","applications":2962,"originations":2449,"denials":418,"originated_dollars":709935000,"applications_purchase":1941,"applications_refinance":490,"applications_cash_out_refinance":531,"originations_purchase":1716,"originations_refinance":368,"originations_cash_out_refinance":365,"denials_purchase":181,"denials_refinance":86,"denials_cash_out_refinance":151,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29039","dataset":"mortgage-lending","jurisdiction":"MO","county":"29039","countyName":"Cedar County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Cedar County, Missouri: in 2024, lenders reported 297 applications for a home purchase or a refinance; 237 became loans ($40.9 million) and 53 were denied, a denial rate of 17.8%. Home purchase: 188 applications, 161 loans. HMDA 2024 data, FFIEC.","value":237,"unit":"home purchase and refinance loans originated, 2024","applications":297,"originations":237,"denials":53,"originated_dollars":40895000,"applications_purchase":188,"applications_refinance":61,"applications_cash_out_refinance":48,"originations_purchase":161,"originations_refinance":45,"originations_cash_out_refinance":31,"denials_purchase":23,"denials_refinance":15,"denials_cash_out_refinance":15,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29041","dataset":"mortgage-lending","jurisdiction":"MO","county":"29041","countyName":"Chariton County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Chariton County, Missouri: in 2024, lenders reported 114 applications for a home purchase or a refinance; 96 became loans ($15.3 million) and 15 were denied, a denial rate of 13.2%. Home purchase: 75 applications, 65 loans. HMDA 2024 data, FFIEC.","value":96,"unit":"home purchase and refinance loans originated, 2024","applications":114,"originations":96,"denials":15,"originated_dollars":15340000,"applications_purchase":75,"applications_refinance":29,"applications_cash_out_refinance":10,"originations_purchase":65,"originations_refinance":25,"originations_cash_out_refinance":6,"denials_purchase":9,"denials_refinance":3,"denials_cash_out_refinance":3,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29043","dataset":"mortgage-lending","jurisdiction":"MO","county":"29043","countyName":"Christian County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Christian County, Missouri: in 2024, lenders reported 2,364 applications for a home purchase or a refinance; 2,002 became loans ($549.8 million) and 289 were denied, a denial rate of 12.2%. Home purchase: 1,543 applications, 1,392 loans. HMDA 2024 data, FFIEC.","value":2002,"unit":"home purchase and refinance loans originated, 2024","applications":2364,"originations":2002,"denials":289,"originated_dollars":549840000,"applications_purchase":1543,"applications_refinance":400,"applications_cash_out_refinance":421,"originations_purchase":1392,"originations_refinance":319,"originations_cash_out_refinance":291,"denials_purchase":121,"denials_refinance":59,"denials_cash_out_refinance":109,"denial_rate":12.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29045","dataset":"mortgage-lending","jurisdiction":"MO","county":"29045","countyName":"Clark County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Clark County, Missouri: in 2024, lenders reported 42 applications for a home purchase or a refinance; 27 became loans ($5.6 million) and 12 were denied, a denial rate of 28.6%. Home purchase: 27 applications, 18 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":42,"originations":27,"denials":12,"originated_dollars":5595000,"applications_purchase":27,"applications_refinance":6,"applications_cash_out_refinance":9,"originations_purchase":18,"originations_refinance":6,"originations_cash_out_refinance":3,"denials_purchase":6,"denials_refinance":0,"denials_cash_out_refinance":6,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29047","dataset":"mortgage-lending","jurisdiction":"MO","county":"29047","countyName":"Clay County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Clay County, Missouri: in 2024, lenders reported 6,162 applications for a home purchase or a refinance; 5,238 became loans ($1.4 billion) and 770 were denied, a denial rate of 12.5%. Home purchase: 4,070 applications, 3,678 loans. HMDA 2024 data, FFIEC.","value":5238,"unit":"home purchase and refinance loans originated, 2024","applications":6162,"originations":5238,"denials":770,"originated_dollars":1441780000,"applications_purchase":4070,"applications_refinance":1006,"applications_cash_out_refinance":1086,"originations_purchase":3678,"originations_refinance":788,"originations_cash_out_refinance":772,"denials_purchase":310,"denials_refinance":171,"denials_cash_out_refinance":289,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29049","dataset":"mortgage-lending","jurisdiction":"MO","county":"29049","countyName":"Clinton County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Clinton County, Missouri: in 2024, lenders reported 514 applications for a home purchase or a refinance; 418 became loans ($93.5 million) and 76 were denied, a denial rate of 14.8%. Home purchase: 329 applications, 290 loans. HMDA 2024 data, FFIEC.","value":418,"unit":"home purchase and refinance loans originated, 2024","applications":514,"originations":418,"denials":76,"originated_dollars":93530000,"applications_purchase":329,"applications_refinance":81,"applications_cash_out_refinance":104,"originations_purchase":290,"originations_refinance":61,"originations_cash_out_refinance":67,"denials_purchase":30,"denials_refinance":16,"denials_cash_out_refinance":30,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29051","dataset":"mortgage-lending","jurisdiction":"MO","county":"29051","countyName":"Cole County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Cole County, Missouri: in 2024, lenders reported 1,642 applications for a home purchase or a refinance; 1,453 became loans ($326.2 million) and 129 were denied, a denial rate of 7.9%. Home purchase: 1,123 applications, 1,040 loans. HMDA 2024 data, FFIEC.","value":1453,"unit":"home purchase and refinance loans originated, 2024","applications":1642,"originations":1453,"denials":129,"originated_dollars":326155000,"applications_purchase":1123,"applications_refinance":214,"applications_cash_out_refinance":305,"originations_purchase":1040,"originations_refinance":174,"originations_cash_out_refinance":239,"denials_purchase":41,"denials_refinance":28,"denials_cash_out_refinance":60,"denial_rate":7.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29053","dataset":"mortgage-lending","jurisdiction":"MO","county":"29053","countyName":"Cooper County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Cooper County, Missouri: in 2024, lenders reported 390 applications for a home purchase or a refinance; 332 became loans ($70.2 million) and 42 were denied, a denial rate of 10.8%. Home purchase: 245 applications, 218 loans. HMDA 2024 data, FFIEC.","value":332,"unit":"home purchase and refinance loans originated, 2024","applications":390,"originations":332,"denials":42,"originated_dollars":70170000,"applications_purchase":245,"applications_refinance":69,"applications_cash_out_refinance":76,"originations_purchase":218,"originations_refinance":59,"originations_cash_out_refinance":55,"denials_purchase":19,"denials_refinance":6,"denials_cash_out_refinance":17,"denial_rate":10.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29055","dataset":"mortgage-lending","jurisdiction":"MO","county":"29055","countyName":"Crawford County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Crawford County, Missouri: in 2024, lenders reported 420 applications for a home purchase or a refinance; 317 became loans ($58.6 million) and 68 were denied, a denial rate of 16.2%. Home purchase: 271 applications, 205 loans. HMDA 2024 data, FFIEC.","value":317,"unit":"home purchase and refinance loans originated, 2024","applications":420,"originations":317,"denials":68,"originated_dollars":58605000,"applications_purchase":271,"applications_refinance":66,"applications_cash_out_refinance":83,"originations_purchase":205,"originations_refinance":56,"originations_cash_out_refinance":56,"denials_purchase":43,"denials_refinance":8,"denials_cash_out_refinance":17,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29057","dataset":"mortgage-lending","jurisdiction":"MO","county":"29057","countyName":"Dade County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Dade County, Missouri: in 2024, lenders reported 155 applications for a home purchase or a refinance; 115 became loans ($17.1 million) and 35 were denied, a denial rate of 22.6%. Home purchase: 91 applications, 69 loans. HMDA 2024 data, FFIEC.","value":115,"unit":"home purchase and refinance loans originated, 2024","applications":155,"originations":115,"denials":35,"originated_dollars":17125000,"applications_purchase":91,"applications_refinance":37,"applications_cash_out_refinance":27,"originations_purchase":69,"originations_refinance":30,"originations_cash_out_refinance":16,"denials_purchase":17,"denials_refinance":7,"denials_cash_out_refinance":11,"denial_rate":22.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29059","dataset":"mortgage-lending","jurisdiction":"MO","county":"29059","countyName":"Dallas County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Dallas County, Missouri: in 2024, lenders reported 362 applications for a home purchase or a refinance; 283 became loans ($56.8 million) and 63 were denied, a denial rate of 17.4%. Home purchase: 232 applications, 185 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":362,"originations":283,"denials":63,"originated_dollars":56785000,"applications_purchase":232,"applications_refinance":70,"applications_cash_out_refinance":60,"originations_purchase":185,"originations_refinance":58,"originations_cash_out_refinance":40,"denials_purchase":34,"denials_refinance":10,"denials_cash_out_refinance":19,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29061","dataset":"mortgage-lending","jurisdiction":"MO","county":"29061","countyName":"Daviess County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Daviess County, Missouri: in 2024, lenders reported 148 applications for a home purchase or a refinance; 119 became loans ($29.2 million) and 25 were denied, a denial rate of 16.9%. Home purchase: 105 applications, 88 loans. HMDA 2024 data, FFIEC.","value":119,"unit":"home purchase and refinance loans originated, 2024","applications":148,"originations":119,"denials":25,"originated_dollars":29235000,"applications_purchase":105,"applications_refinance":27,"applications_cash_out_refinance":16,"originations_purchase":88,"originations_refinance":20,"originations_cash_out_refinance":11,"denials_purchase":15,"denials_refinance":5,"denials_cash_out_refinance":5,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29063","dataset":"mortgage-lending","jurisdiction":"MO","county":"29063","countyName":"DeKalb County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"DeKalb County, Missouri: in 2024, lenders reported 204 applications for a home purchase or a refinance; 175 became loans ($35.4 million) and 25 were denied, a denial rate of 12.3%. Home purchase: 129 applications, 115 loans. HMDA 2024 data, FFIEC.","value":175,"unit":"home purchase and refinance loans originated, 2024","applications":204,"originations":175,"denials":25,"originated_dollars":35445000,"applications_purchase":129,"applications_refinance":43,"applications_cash_out_refinance":32,"originations_purchase":115,"originations_refinance":36,"originations_cash_out_refinance":24,"denials_purchase":12,"denials_refinance":6,"denials_cash_out_refinance":7,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29065","dataset":"mortgage-lending","jurisdiction":"MO","county":"29065","countyName":"Dent County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Dent County, Missouri: in 2024, lenders reported 204 applications for a home purchase or a refinance; 137 became loans ($26.2 million) and 59 were denied, a denial rate of 28.9%. Home purchase: 140 applications, 102 loans. HMDA 2024 data, FFIEC.","value":137,"unit":"home purchase and refinance loans originated, 2024","applications":204,"originations":137,"denials":59,"originated_dollars":26245000,"applications_purchase":140,"applications_refinance":21,"applications_cash_out_refinance":43,"originations_purchase":102,"originations_refinance":15,"originations_cash_out_refinance":20,"denials_purchase":32,"denials_refinance":5,"denials_cash_out_refinance":22,"denial_rate":28.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29067","dataset":"mortgage-lending","jurisdiction":"MO","county":"29067","countyName":"Douglas County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Douglas County, Missouri: in 2024, lenders reported 175 applications for a home purchase or a refinance; 141 became loans ($27.3 million) and 25 were denied, a denial rate of 14.3%. Home purchase: 110 applications, 94 loans. HMDA 2024 data, FFIEC.","value":141,"unit":"home purchase and refinance loans originated, 2024","applications":175,"originations":141,"denials":25,"originated_dollars":27325000,"applications_purchase":110,"applications_refinance":34,"applications_cash_out_refinance":31,"originations_purchase":94,"originations_refinance":30,"originations_cash_out_refinance":17,"denials_purchase":9,"denials_refinance":4,"denials_cash_out_refinance":12,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29069","dataset":"mortgage-lending","jurisdiction":"MO","county":"29069","countyName":"Dunklin County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Dunklin County, Missouri: in 2024, lenders reported 310 applications for a home purchase or a refinance; 210 became loans ($26.6 million) and 83 were denied, a denial rate of 26.8%. Home purchase: 227 applications, 168 loans. HMDA 2024 data, FFIEC.","value":210,"unit":"home purchase and refinance loans originated, 2024","applications":310,"originations":210,"denials":83,"originated_dollars":26630000,"applications_purchase":227,"applications_refinance":35,"applications_cash_out_refinance":48,"originations_purchase":168,"originations_refinance":20,"originations_cash_out_refinance":22,"denials_purchase":46,"denials_refinance":12,"denials_cash_out_refinance":25,"denial_rate":26.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29071","dataset":"mortgage-lending","jurisdiction":"MO","county":"29071","countyName":"Franklin County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Franklin County, Missouri: in 2024, lenders reported 2,323 applications for a home purchase or a refinance; 1,901 became loans ($460.4 million) and 323 were denied, a denial rate of 13.9%. Home purchase: 1,519 applications, 1,323 loans. HMDA 2024 data, FFIEC.","value":1901,"unit":"home purchase and refinance loans originated, 2024","applications":2323,"originations":1901,"denials":323,"originated_dollars":460445000,"applications_purchase":1519,"applications_refinance":413,"applications_cash_out_refinance":391,"originations_purchase":1323,"originations_refinance":330,"originations_cash_out_refinance":248,"denials_purchase":135,"denials_refinance":62,"denials_cash_out_refinance":126,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29073","dataset":"mortgage-lending","jurisdiction":"MO","county":"29073","countyName":"Gasconade County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Gasconade County, Missouri: in 2024, lenders reported 254 applications for a home purchase or a refinance; 186 became loans ($37.0 million) and 51 were denied, a denial rate of 20.1%. Home purchase: 165 applications, 125 loans. HMDA 2024 data, FFIEC.","value":186,"unit":"home purchase and refinance loans originated, 2024","applications":254,"originations":186,"denials":51,"originated_dollars":37010000,"applications_purchase":165,"applications_refinance":46,"applications_cash_out_refinance":43,"originations_purchase":125,"originations_refinance":34,"originations_cash_out_refinance":27,"denials_purchase":27,"denials_refinance":9,"denials_cash_out_refinance":15,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29075","dataset":"mortgage-lending","jurisdiction":"MO","county":"29075","countyName":"Gentry County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Gentry County, Missouri: in 2024, lenders reported 133 applications for a home purchase or a refinance; 110 became loans ($15.1 million) and 20 were denied, a denial rate of 15.0%. Home purchase: 88 applications, 77 loans. HMDA 2024 data, FFIEC.","value":110,"unit":"home purchase and refinance loans originated, 2024","applications":133,"originations":110,"denials":20,"originated_dollars":15070000,"applications_purchase":88,"applications_refinance":22,"applications_cash_out_refinance":23,"originations_purchase":77,"originations_refinance":17,"originations_cash_out_refinance":16,"denials_purchase":9,"denials_refinance":4,"denials_cash_out_refinance":7,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29077","dataset":"mortgage-lending","jurisdiction":"MO","county":"29077","countyName":"Greene County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Greene County, Missouri: in 2024, lenders reported 6,788 applications for a home purchase or a refinance; 5,778 became loans ($1.5 billion) and 830 were denied, a denial rate of 12.2%. Home purchase: 4,668 applications, 4,137 loans. HMDA 2024 data, FFIEC.","value":5778,"unit":"home purchase and refinance loans originated, 2024","applications":6788,"originations":5778,"denials":830,"originated_dollars":1472610000,"applications_purchase":4668,"applications_refinance":1074,"applications_cash_out_refinance":1046,"originations_purchase":4137,"originations_refinance":887,"originations_cash_out_refinance":754,"denials_purchase":415,"denials_refinance":146,"denials_cash_out_refinance":269,"denial_rate":12.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29079","dataset":"mortgage-lending","jurisdiction":"MO","county":"29079","countyName":"Grundy County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Grundy County, Missouri: in 2024, lenders reported 155 applications for a home purchase or a refinance; 136 became loans ($16.9 million) and 17 were denied, a denial rate of 11.0%. Home purchase: 120 applications, 108 loans. HMDA 2024 data, FFIEC.","value":136,"unit":"home purchase and refinance loans originated, 2024","applications":155,"originations":136,"denials":17,"originated_dollars":16900000,"applications_purchase":120,"applications_refinance":20,"applications_cash_out_refinance":15,"originations_purchase":108,"originations_refinance":18,"originations_cash_out_refinance":10,"denials_purchase":11,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":11,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29081","dataset":"mortgage-lending","jurisdiction":"MO","county":"29081","countyName":"Harrison County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Harrison County, Missouri: in 2024, lenders reported 131 applications for a home purchase or a refinance; 103 became loans ($13.0 million) and 21 were denied, a denial rate of 16.0%. Home purchase: 93 applications, 76 loans. HMDA 2024 data, FFIEC.","value":103,"unit":"home purchase and refinance loans originated, 2024","applications":131,"originations":103,"denials":21,"originated_dollars":12985000,"applications_purchase":93,"applications_refinance":22,"applications_cash_out_refinance":16,"originations_purchase":76,"originations_refinance":20,"originations_cash_out_refinance":7,"denials_purchase":12,"denials_refinance":2,"denials_cash_out_refinance":7,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29083","dataset":"mortgage-lending","jurisdiction":"MO","county":"29083","countyName":"Henry County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Henry County, Missouri: in 2024, lenders reported 473 applications for a home purchase or a refinance; 375 became loans ($70.0 million) and 84 were denied, a denial rate of 17.8%. Home purchase: 282 applications, 240 loans. HMDA 2024 data, FFIEC.","value":375,"unit":"home purchase and refinance loans originated, 2024","applications":473,"originations":375,"denials":84,"originated_dollars":70035000,"applications_purchase":282,"applications_refinance":88,"applications_cash_out_refinance":103,"originations_purchase":240,"originations_refinance":69,"originations_cash_out_refinance":66,"denials_purchase":31,"denials_refinance":16,"denials_cash_out_refinance":37,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29085","dataset":"mortgage-lending","jurisdiction":"MO","county":"29085","countyName":"Hickory County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Hickory County, Missouri: in 2024, lenders reported 251 applications for a home purchase or a refinance; 180 became loans ($30.5 million) and 57 were denied, a denial rate of 22.7%. Home purchase: 158 applications, 119 loans. HMDA 2024 data, FFIEC.","value":180,"unit":"home purchase and refinance loans originated, 2024","applications":251,"originations":180,"denials":57,"originated_dollars":30510000,"applications_purchase":158,"applications_refinance":50,"applications_cash_out_refinance":43,"originations_purchase":119,"originations_refinance":38,"originations_cash_out_refinance":23,"denials_purchase":31,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29087","dataset":"mortgage-lending","jurisdiction":"MO","county":"29087","countyName":"Holt County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Holt County, Missouri: in 2024, lenders reported 85 applications for a home purchase or a refinance; 72 became loans ($11.4 million) and 9 were denied, a denial rate of 10.6%. Home purchase: 67 applications, 59 loans. HMDA 2024 data, FFIEC.","value":72,"unit":"home purchase and refinance loans originated, 2024","applications":85,"originations":72,"denials":9,"originated_dollars":11420000,"applications_purchase":67,"applications_refinance":11,"applications_cash_out_refinance":7,"originations_purchase":59,"originations_refinance":9,"originations_cash_out_refinance":4,"denials_purchase":4,"denials_refinance":2,"denials_cash_out_refinance":3,"denial_rate":10.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29089","dataset":"mortgage-lending","jurisdiction":"MO","county":"29089","countyName":"Howard County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Howard County, Missouri: in 2024, lenders reported 180 applications for a home purchase or a refinance; 145 became loans ($29.1 million) and 31 were denied, a denial rate of 17.2%. Home purchase: 117 applications, 99 loans. HMDA 2024 data, FFIEC.","value":145,"unit":"home purchase and refinance loans originated, 2024","applications":180,"originations":145,"denials":31,"originated_dollars":29145000,"applications_purchase":117,"applications_refinance":45,"applications_cash_out_refinance":18,"originations_purchase":99,"originations_refinance":36,"originations_cash_out_refinance":10,"denials_purchase":16,"denials_refinance":8,"denials_cash_out_refinance":7,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29091","dataset":"mortgage-lending","jurisdiction":"MO","county":"29091","countyName":"Howell County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Howell County, Missouri: in 2024, lenders reported 538 applications for a home purchase or a refinance; 402 became loans ($78.3 million) and 108 were denied, a denial rate of 20.1%. Home purchase: 354 applications, 282 loans. HMDA 2024 data, FFIEC.","value":402,"unit":"home purchase and refinance loans originated, 2024","applications":538,"originations":402,"denials":108,"originated_dollars":78350000,"applications_purchase":354,"applications_refinance":73,"applications_cash_out_refinance":111,"originations_purchase":282,"originations_refinance":53,"originations_cash_out_refinance":67,"denials_purchase":52,"denials_refinance":15,"denials_cash_out_refinance":41,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29093","dataset":"mortgage-lending","jurisdiction":"MO","county":"29093","countyName":"Iron County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Iron County, Missouri: in 2024, lenders reported 177 applications for a home purchase or a refinance; 135 became loans ($19.8 million) and 35 were denied, a denial rate of 19.8%. Home purchase: 128 applications, 106 loans. HMDA 2024 data, FFIEC.","value":135,"unit":"home purchase and refinance loans originated, 2024","applications":177,"originations":135,"denials":35,"originated_dollars":19815000,"applications_purchase":128,"applications_refinance":22,"applications_cash_out_refinance":27,"originations_purchase":106,"originations_refinance":16,"originations_cash_out_refinance":13,"denials_purchase":16,"denials_refinance":6,"denials_cash_out_refinance":13,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29095","dataset":"mortgage-lending","jurisdiction":"MO","county":"29095","countyName":"Jackson County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Jackson County, Missouri: in 2024, lenders reported 16,553 applications for a home purchase or a refinance; 13,711 became loans ($3.8 billion) and 2,434 were denied, a denial rate of 14.7%. Home purchase: 11,027 applications, 9,889 loans. HMDA 2024 data, FFIEC.","value":13711,"unit":"home purchase and refinance loans originated, 2024","applications":16553,"originations":13711,"denials":2434,"originated_dollars":3849465000,"applications_purchase":11027,"applications_refinance":2525,"applications_cash_out_refinance":3001,"originations_purchase":9889,"originations_refinance":1882,"originations_cash_out_refinance":1940,"denials_purchase":930,"denials_refinance":529,"denials_cash_out_refinance":975,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29097","dataset":"mortgage-lending","jurisdiction":"MO","county":"29097","countyName":"Jasper County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Jasper County, Missouri: in 2024, lenders reported 2,885 applications for a home purchase or a refinance; 2,396 became loans ($427.7 million) and 396 were denied, a denial rate of 13.7%. Home purchase: 2,049 applications, 1,791 loans. HMDA 2024 data, FFIEC.","value":2396,"unit":"home purchase and refinance loans originated, 2024","applications":2885,"originations":2396,"denials":396,"originated_dollars":427730000,"applications_purchase":2049,"applications_refinance":403,"applications_cash_out_refinance":433,"originations_purchase":1791,"originations_refinance":343,"originations_cash_out_refinance":262,"denials_purchase":193,"denials_refinance":42,"denials_cash_out_refinance":161,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29099","dataset":"mortgage-lending","jurisdiction":"MO","county":"29099","countyName":"Jefferson County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Jefferson County, Missouri: in 2024, lenders reported 5,876 applications for a home purchase or a refinance; 4,782 became loans ($1.1 billion) and 872 were denied, a denial rate of 14.8%. Home purchase: 3,798 applications, 3,228 loans. HMDA 2024 data, FFIEC.","value":4782,"unit":"home purchase and refinance loans originated, 2024","applications":5876,"originations":4782,"denials":872,"originated_dollars":1111040000,"applications_purchase":3798,"applications_refinance":1017,"applications_cash_out_refinance":1061,"originations_purchase":3228,"originations_refinance":801,"originations_cash_out_refinance":753,"denials_purchase":425,"denials_refinance":169,"denials_cash_out_refinance":278,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29101","dataset":"mortgage-lending","jurisdiction":"MO","county":"29101","countyName":"Johnson County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Johnson County, Missouri: in 2024, lenders reported 1,395 applications for a home purchase or a refinance; 1,219 became loans ($324.8 million) and 129 were denied, a denial rate of 9.2%. Home purchase: 928 applications, 856 loans. HMDA 2024 data, FFIEC.","value":1219,"unit":"home purchase and refinance loans originated, 2024","applications":1395,"originations":1219,"denials":129,"originated_dollars":324825000,"applications_purchase":928,"applications_refinance":231,"applications_cash_out_refinance":236,"originations_purchase":856,"originations_refinance":188,"originations_cash_out_refinance":175,"denials_purchase":52,"denials_refinance":23,"denials_cash_out_refinance":54,"denial_rate":9.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29103","dataset":"mortgage-lending","jurisdiction":"MO","county":"29103","countyName":"Knox County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Knox County, Missouri: in 2024, lenders reported 41 applications for a home purchase or a refinance; 25 became loans ($3.1 million) and 13 were denied, a denial rate of 31.7%. Home purchase: 29 applications, 19 loans. HMDA 2024 data, FFIEC.","value":25,"unit":"home purchase and refinance loans originated, 2024","applications":41,"originations":25,"denials":13,"originated_dollars":3125000,"applications_purchase":29,"applications_refinance":1,"applications_cash_out_refinance":11,"originations_purchase":19,"originations_refinance":1,"originations_cash_out_refinance":5,"denials_purchase":7,"denials_refinance":0,"denials_cash_out_refinance":6,"denial_rate":31.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29105","dataset":"mortgage-lending","jurisdiction":"MO","county":"29105","countyName":"Laclede County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Laclede County, Missouri: in 2024, lenders reported 800 applications for a home purchase or a refinance; 571 became loans ($110.3 million) and 189 were denied, a denial rate of 23.6%. Home purchase: 543 applications, 397 loans. HMDA 2024 data, FFIEC.","value":571,"unit":"home purchase and refinance loans originated, 2024","applications":800,"originations":571,"denials":189,"originated_dollars":110345000,"applications_purchase":543,"applications_refinance":109,"applications_cash_out_refinance":148,"originations_purchase":397,"originations_refinance":86,"originations_cash_out_refinance":88,"denials_purchase":122,"denials_refinance":13,"denials_cash_out_refinance":54,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29107","dataset":"mortgage-lending","jurisdiction":"MO","county":"29107","countyName":"Lafayette County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Lafayette County, Missouri: in 2024, lenders reported 767 applications for a home purchase or a refinance; 677 became loans ($142.0 million) and 78 were denied, a denial rate of 10.2%. Home purchase: 465 applications, 433 loans. HMDA 2024 data, FFIEC.","value":677,"unit":"home purchase and refinance loans originated, 2024","applications":767,"originations":677,"denials":78,"originated_dollars":141955000,"applications_purchase":465,"applications_refinance":160,"applications_cash_out_refinance":142,"originations_purchase":433,"originations_refinance":139,"originations_cash_out_refinance":105,"denials_purchase":28,"denials_refinance":16,"denials_cash_out_refinance":34,"denial_rate":10.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29109","dataset":"mortgage-lending","jurisdiction":"MO","county":"29109","countyName":"Lawrence County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Lawrence County, Missouri: in 2024, lenders reported 882 applications for a home purchase or a refinance; 687 became loans ($126.5 million) and 168 were denied, a denial rate of 19.0%. Home purchase: 544 applications, 441 loans. HMDA 2024 data, FFIEC.","value":687,"unit":"home purchase and refinance loans originated, 2024","applications":882,"originations":687,"denials":168,"originated_dollars":126525000,"applications_purchase":544,"applications_refinance":169,"applications_cash_out_refinance":169,"originations_purchase":441,"originations_refinance":137,"originations_cash_out_refinance":109,"denials_purchase":84,"denials_refinance":28,"denials_cash_out_refinance":56,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29111","dataset":"mortgage-lending","jurisdiction":"MO","county":"29111","countyName":"Lewis County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Lewis County, Missouri: in 2024, lenders reported 111 applications for a home purchase or a refinance; 84 became loans ($12.3 million) and 24 were denied, a denial rate of 21.6%. Home purchase: 74 applications, 60 loans. HMDA 2024 data, FFIEC.","value":84,"unit":"home purchase and refinance loans originated, 2024","applications":111,"originations":84,"denials":24,"originated_dollars":12270000,"applications_purchase":74,"applications_refinance":18,"applications_cash_out_refinance":19,"originations_purchase":60,"originations_refinance":13,"originations_cash_out_refinance":11,"denials_purchase":12,"denials_refinance":4,"denials_cash_out_refinance":8,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29113","dataset":"mortgage-lending","jurisdiction":"MO","county":"29113","countyName":"Lincoln County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Lincoln County, Missouri: in 2024, lenders reported 1,716 applications for a home purchase or a refinance; 1,370 became loans ($343.6 million) and 274 were denied, a denial rate of 16.0%. Home purchase: 1,150 applications, 944 loans. HMDA 2024 data, FFIEC.","value":1370,"unit":"home purchase and refinance loans originated, 2024","applications":1716,"originations":1370,"denials":274,"originated_dollars":343610000,"applications_purchase":1150,"applications_refinance":259,"applications_cash_out_refinance":307,"originations_purchase":944,"originations_refinance":217,"originations_cash_out_refinance":209,"denials_purchase":152,"denials_refinance":30,"denials_cash_out_refinance":92,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29115","dataset":"mortgage-lending","jurisdiction":"MO","county":"29115","countyName":"Linn County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Linn County, Missouri: in 2024, lenders reported 234 applications for a home purchase or a refinance; 183 became loans ($22.9 million) and 43 were denied, a denial rate of 18.4%. Home purchase: 160 applications, 120 loans. HMDA 2024 data, FFIEC.","value":183,"unit":"home purchase and refinance loans originated, 2024","applications":234,"originations":183,"denials":43,"originated_dollars":22925000,"applications_purchase":160,"applications_refinance":51,"applications_cash_out_refinance":23,"originations_purchase":120,"originations_refinance":47,"originations_cash_out_refinance":16,"denials_purchase":34,"denials_refinance":2,"denials_cash_out_refinance":7,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29117","dataset":"mortgage-lending","jurisdiction":"MO","county":"29117","countyName":"Livingston County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Livingston County, Missouri: in 2024, lenders reported 241 applications for a home purchase or a refinance; 186 became loans ($30.4 million) and 51 were denied, a denial rate of 21.2%. Home purchase: 173 applications, 144 loans. HMDA 2024 data, FFIEC.","value":186,"unit":"home purchase and refinance loans originated, 2024","applications":241,"originations":186,"denials":51,"originated_dollars":30430000,"applications_purchase":173,"applications_refinance":26,"applications_cash_out_refinance":42,"originations_purchase":144,"originations_refinance":20,"originations_cash_out_refinance":22,"denials_purchase":27,"denials_refinance":5,"denials_cash_out_refinance":19,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29119","dataset":"mortgage-lending","jurisdiction":"MO","county":"29119","countyName":"McDonald County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"McDonald County, Missouri: in 2024, lenders reported 400 applications for a home purchase or a refinance; 270 became loans ($52.6 million) and 105 were denied, a denial rate of 26.2%. Home purchase: 287 applications, 198 loans. HMDA 2024 data, FFIEC.","value":270,"unit":"home purchase and refinance loans originated, 2024","applications":400,"originations":270,"denials":105,"originated_dollars":52630000,"applications_purchase":287,"applications_refinance":40,"applications_cash_out_refinance":73,"originations_purchase":198,"originations_refinance":26,"originations_cash_out_refinance":46,"denials_purchase":75,"denials_refinance":11,"denials_cash_out_refinance":19,"denial_rate":26.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29121","dataset":"mortgage-lending","jurisdiction":"MO","county":"29121","countyName":"Macon County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Macon County, Missouri: in 2024, lenders reported 185 applications for a home purchase or a refinance; 131 became loans ($21.6 million) and 50 were denied, a denial rate of 27.0%. Home purchase: 125 applications, 96 loans. HMDA 2024 data, FFIEC.","value":131,"unit":"home purchase and refinance loans originated, 2024","applications":185,"originations":131,"denials":50,"originated_dollars":21555000,"applications_purchase":125,"applications_refinance":33,"applications_cash_out_refinance":27,"originations_purchase":96,"originations_refinance":22,"originations_cash_out_refinance":13,"denials_purchase":27,"denials_refinance":9,"denials_cash_out_refinance":14,"denial_rate":27,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29123","dataset":"mortgage-lending","jurisdiction":"MO","county":"29123","countyName":"Madison County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Madison County, Missouri: in 2024, lenders reported 213 applications for a home purchase or a refinance; 165 became loans ($27.3 million) and 40 were denied, a denial rate of 18.8%. Home purchase: 150 applications, 124 loans. HMDA 2024 data, FFIEC.","value":165,"unit":"home purchase and refinance loans originated, 2024","applications":213,"originations":165,"denials":40,"originated_dollars":27315000,"applications_purchase":150,"applications_refinance":37,"applications_cash_out_refinance":26,"originations_purchase":124,"originations_refinance":28,"originations_cash_out_refinance":13,"denials_purchase":21,"denials_refinance":7,"denials_cash_out_refinance":12,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29125","dataset":"mortgage-lending","jurisdiction":"MO","county":"29125","countyName":"Maries County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Maries County, Missouri: in 2024, lenders reported 160 applications for a home purchase or a refinance; 130 became loans ($25.4 million) and 22 were denied, a denial rate of 13.8%. Home purchase: 102 applications, 89 loans. HMDA 2024 data, FFIEC.","value":130,"unit":"home purchase and refinance loans originated, 2024","applications":160,"originations":130,"denials":22,"originated_dollars":25450000,"applications_purchase":102,"applications_refinance":35,"applications_cash_out_refinance":23,"originations_purchase":89,"originations_refinance":26,"originations_cash_out_refinance":15,"denials_purchase":11,"denials_refinance":4,"denials_cash_out_refinance":7,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29127","dataset":"mortgage-lending","jurisdiction":"MO","county":"29127","countyName":"Marion County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Marion County, Missouri: in 2024, lenders reported 481 applications for a home purchase or a refinance; 409 became loans ($71.7 million) and 63 were denied, a denial rate of 13.1%. Home purchase: 327 applications, 292 loans. HMDA 2024 data, FFIEC.","value":409,"unit":"home purchase and refinance loans originated, 2024","applications":481,"originations":409,"denials":63,"originated_dollars":71665000,"applications_purchase":327,"applications_refinance":70,"applications_cash_out_refinance":84,"originations_purchase":292,"originations_refinance":62,"originations_cash_out_refinance":55,"denials_purchase":29,"denials_refinance":8,"denials_cash_out_refinance":26,"denial_rate":13.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29129","dataset":"mortgage-lending","jurisdiction":"MO","county":"29129","countyName":"Mercer County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Mercer County, Missouri: in 2024, lenders reported 44 applications for a home purchase or a refinance; 33 became loans ($4.3 million) and 9 were denied, a denial rate of 20.5%. Home purchase: 33 applications, 28 loans. HMDA 2024 data, FFIEC.","value":33,"unit":"home purchase and refinance loans originated, 2024","applications":44,"originations":33,"denials":9,"originated_dollars":4265000,"applications_purchase":33,"applications_refinance":6,"applications_cash_out_refinance":5,"originations_purchase":28,"originations_refinance":3,"originations_cash_out_refinance":2,"denials_purchase":3,"denials_refinance":3,"denials_cash_out_refinance":3,"denial_rate":20.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29131","dataset":"mortgage-lending","jurisdiction":"MO","county":"29131","countyName":"Miller County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Miller County, Missouri: in 2024, lenders reported 594 applications for a home purchase or a refinance; 446 became loans ($101.0 million) and 126 were denied, a denial rate of 21.2%. Home purchase: 376 applications, 304 loans. HMDA 2024 data, FFIEC.","value":446,"unit":"home purchase and refinance loans originated, 2024","applications":594,"originations":446,"denials":126,"originated_dollars":101010000,"applications_purchase":376,"applications_refinance":78,"applications_cash_out_refinance":140,"originations_purchase":304,"originations_refinance":58,"originations_cash_out_refinance":84,"denials_purchase":60,"denials_refinance":15,"denials_cash_out_refinance":51,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29133","dataset":"mortgage-lending","jurisdiction":"MO","county":"29133","countyName":"Mississippi County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Mississippi County, Missouri: in 2024, lenders reported 131 applications for a home purchase or a refinance; 83 became loans ($9.4 million) and 45 were denied, a denial rate of 34.4%. Home purchase: 94 applications, 61 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":131,"originations":83,"denials":45,"originated_dollars":9375000,"applications_purchase":94,"applications_refinance":14,"applications_cash_out_refinance":23,"originations_purchase":61,"originations_refinance":14,"originations_cash_out_refinance":8,"denials_purchase":30,"denials_refinance":0,"denials_cash_out_refinance":15,"denial_rate":34.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29135","dataset":"mortgage-lending","jurisdiction":"MO","county":"29135","countyName":"Moniteau County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Moniteau County, Missouri: in 2024, lenders reported 305 applications for a home purchase or a refinance; 242 became loans ($47.7 million) and 50 were denied, a denial rate of 16.4%. Home purchase: 180 applications, 154 loans. HMDA 2024 data, FFIEC.","value":242,"unit":"home purchase and refinance loans originated, 2024","applications":305,"originations":242,"denials":50,"originated_dollars":47740000,"applications_purchase":180,"applications_refinance":76,"applications_cash_out_refinance":49,"originations_purchase":154,"originations_refinance":60,"originations_cash_out_refinance":28,"denials_purchase":14,"denials_refinance":16,"denials_cash_out_refinance":20,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29137","dataset":"mortgage-lending","jurisdiction":"MO","county":"29137","countyName":"Monroe County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Monroe County, Missouri: in 2024, lenders reported 125 applications for a home purchase or a refinance; 92 became loans ($14.7 million) and 25 were denied, a denial rate of 20.0%. Home purchase: 85 applications, 64 loans. HMDA 2024 data, FFIEC.","value":92,"unit":"home purchase and refinance loans originated, 2024","applications":125,"originations":92,"denials":25,"originated_dollars":14730000,"applications_purchase":85,"applications_refinance":27,"applications_cash_out_refinance":13,"originations_purchase":64,"originations_refinance":22,"originations_cash_out_refinance":6,"denials_purchase":17,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29139","dataset":"mortgage-lending","jurisdiction":"MO","county":"29139","countyName":"Montgomery County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Montgomery County, Missouri: in 2024, lenders reported 221 applications for a home purchase or a refinance; 168 became loans ($33.5 million) and 46 were denied, a denial rate of 20.8%. Home purchase: 152 applications, 122 loans. HMDA 2024 data, FFIEC.","value":168,"unit":"home purchase and refinance loans originated, 2024","applications":221,"originations":168,"denials":46,"originated_dollars":33530000,"applications_purchase":152,"applications_refinance":27,"applications_cash_out_refinance":42,"originations_purchase":122,"originations_refinance":19,"originations_cash_out_refinance":27,"denials_purchase":24,"denials_refinance":8,"denials_cash_out_refinance":14,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29141","dataset":"mortgage-lending","jurisdiction":"MO","county":"29141","countyName":"Morgan County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Morgan County, Missouri: in 2024, lenders reported 513 applications for a home purchase or a refinance; 395 became loans ($107.3 million) and 93 were denied, a denial rate of 18.1%. Home purchase: 324 applications, 273 loans. HMDA 2024 data, FFIEC.","value":395,"unit":"home purchase and refinance loans originated, 2024","applications":513,"originations":395,"denials":93,"originated_dollars":107305000,"applications_purchase":324,"applications_refinance":72,"applications_cash_out_refinance":117,"originations_purchase":273,"originations_refinance":59,"originations_cash_out_refinance":63,"denials_purchase":35,"denials_refinance":8,"denials_cash_out_refinance":50,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29143","dataset":"mortgage-lending","jurisdiction":"MO","county":"29143","countyName":"New Madrid County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"New Madrid County, Missouri: in 2024, lenders reported 199 applications for a home purchase or a refinance; 146 became loans ($20.1 million) and 45 were denied, a denial rate of 22.6%. Home purchase: 143 applications, 115 loans. HMDA 2024 data, FFIEC.","value":146,"unit":"home purchase and refinance loans originated, 2024","applications":199,"originations":146,"denials":45,"originated_dollars":20150000,"applications_purchase":143,"applications_refinance":28,"applications_cash_out_refinance":28,"originations_purchase":115,"originations_refinance":18,"originations_cash_out_refinance":13,"denials_purchase":22,"denials_refinance":8,"denials_cash_out_refinance":15,"denial_rate":22.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29145","dataset":"mortgage-lending","jurisdiction":"MO","county":"29145","countyName":"Newton County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Newton County, Missouri: in 2024, lenders reported 1,275 applications for a home purchase or a refinance; 959 became loans ($204.2 million) and 250 were denied, a denial rate of 19.6%. Home purchase: 883 applications, 694 loans. HMDA 2024 data, FFIEC.","value":959,"unit":"home purchase and refinance loans originated, 2024","applications":1275,"originations":959,"denials":250,"originated_dollars":204205000,"applications_purchase":883,"applications_refinance":185,"applications_cash_out_refinance":207,"originations_purchase":694,"originations_refinance":140,"originations_cash_out_refinance":125,"denials_purchase":147,"denials_refinance":28,"denials_cash_out_refinance":75,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29147","dataset":"mortgage-lending","jurisdiction":"MO","county":"29147","countyName":"Nodaway County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Nodaway County, Missouri: in 2024, lenders reported 385 applications for a home purchase or a refinance; 317 became loans ($61.0 million) and 60 were denied, a denial rate of 15.6%. Home purchase: 261 applications, 225 loans. HMDA 2024 data, FFIEC.","value":317,"unit":"home purchase and refinance loans originated, 2024","applications":385,"originations":317,"denials":60,"originated_dollars":61035000,"applications_purchase":261,"applications_refinance":80,"applications_cash_out_refinance":44,"originations_purchase":225,"originations_refinance":69,"originations_cash_out_refinance":23,"denials_purchase":30,"denials_refinance":9,"denials_cash_out_refinance":21,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29149","dataset":"mortgage-lending","jurisdiction":"MO","county":"29149","countyName":"Oregon County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Oregon County, Missouri: in 2024, lenders reported 147 applications for a home purchase or a refinance; 123 became loans ($18.2 million) and 19 were denied, a denial rate of 12.9%. Home purchase: 100 applications, 85 loans. HMDA 2024 data, FFIEC.","value":123,"unit":"home purchase and refinance loans originated, 2024","applications":147,"originations":123,"denials":19,"originated_dollars":18175000,"applications_purchase":100,"applications_refinance":25,"applications_cash_out_refinance":22,"originations_purchase":85,"originations_refinance":23,"originations_cash_out_refinance":15,"denials_purchase":11,"denials_refinance":1,"denials_cash_out_refinance":7,"denial_rate":12.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29151","dataset":"mortgage-lending","jurisdiction":"MO","county":"29151","countyName":"Osage County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Osage County, Missouri: in 2024, lenders reported 244 applications for a home purchase or a refinance; 216 became loans ($47.8 million) and 23 were denied, a denial rate of 9.4%. Home purchase: 149 applications, 138 loans. HMDA 2024 data, FFIEC.","value":216,"unit":"home purchase and refinance loans originated, 2024","applications":244,"originations":216,"denials":23,"originated_dollars":47760000,"applications_purchase":149,"applications_refinance":57,"applications_cash_out_refinance":38,"originations_purchase":138,"originations_refinance":50,"originations_cash_out_refinance":28,"denials_purchase":6,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":9.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29153","dataset":"mortgage-lending","jurisdiction":"MO","county":"29153","countyName":"Ozark County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Ozark County, Missouri: in 2024, lenders reported 129 applications for a home purchase or a refinance; 100 became loans ($20.7 million) and 27 were denied, a denial rate of 20.9%. Home purchase: 67 applications, 54 loans. HMDA 2024 data, FFIEC.","value":100,"unit":"home purchase and refinance loans originated, 2024","applications":129,"originations":100,"denials":27,"originated_dollars":20700000,"applications_purchase":67,"applications_refinance":25,"applications_cash_out_refinance":37,"originations_purchase":54,"originations_refinance":18,"originations_cash_out_refinance":28,"denials_purchase":12,"denials_refinance":6,"denials_cash_out_refinance":9,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29155","dataset":"mortgage-lending","jurisdiction":"MO","county":"29155","countyName":"Pemiscot County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Pemiscot County, Missouri: in 2024, lenders reported 165 applications for a home purchase or a refinance; 99 became loans ($12.9 million) and 61 were denied, a denial rate of 37.0%. Home purchase: 130 applications, 80 loans. HMDA 2024 data, FFIEC.","value":99,"unit":"home purchase and refinance loans originated, 2024","applications":165,"originations":99,"denials":61,"originated_dollars":12945000,"applications_purchase":130,"applications_refinance":13,"applications_cash_out_refinance":22,"originations_purchase":80,"originations_refinance":10,"originations_cash_out_refinance":9,"denials_purchase":46,"denials_refinance":3,"denials_cash_out_refinance":12,"denial_rate":37,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29157","dataset":"mortgage-lending","jurisdiction":"MO","county":"29157","countyName":"Perry County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Perry County, Missouri: in 2024, lenders reported 355 applications for a home purchase or a refinance; 278 became loans ($59.4 million) and 64 were denied, a denial rate of 18.0%. Home purchase: 234 applications, 197 loans. HMDA 2024 data, FFIEC.","value":278,"unit":"home purchase and refinance loans originated, 2024","applications":355,"originations":278,"denials":64,"originated_dollars":59380000,"applications_purchase":234,"applications_refinance":71,"applications_cash_out_refinance":50,"originations_purchase":197,"originations_refinance":59,"originations_cash_out_refinance":22,"denials_purchase":28,"denials_refinance":9,"denials_cash_out_refinance":27,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29159","dataset":"mortgage-lending","jurisdiction":"MO","county":"29159","countyName":"Pettis County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Pettis County, Missouri: in 2024, lenders reported 899 applications for a home purchase or a refinance; 710 became loans ($143.1 million) and 164 were denied, a denial rate of 18.2%. Home purchase: 563 applications, 473 loans. HMDA 2024 data, FFIEC.","value":710,"unit":"home purchase and refinance loans originated, 2024","applications":899,"originations":710,"denials":164,"originated_dollars":143060000,"applications_purchase":563,"applications_refinance":143,"applications_cash_out_refinance":193,"originations_purchase":473,"originations_refinance":117,"originations_cash_out_refinance":120,"denials_purchase":79,"denials_refinance":18,"denials_cash_out_refinance":67,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29161","dataset":"mortgage-lending","jurisdiction":"MO","county":"29161","countyName":"Phelps County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Phelps County, Missouri: in 2024, lenders reported 613 applications for a home purchase or a refinance; 456 became loans ($95.7 million) and 126 were denied, a denial rate of 20.6%. Home purchase: 403 applications, 320 loans. HMDA 2024 data, FFIEC.","value":456,"unit":"home purchase and refinance loans originated, 2024","applications":613,"originations":456,"denials":126,"originated_dollars":95740000,"applications_purchase":403,"applications_refinance":86,"applications_cash_out_refinance":124,"originations_purchase":320,"originations_refinance":66,"originations_cash_out_refinance":70,"denials_purchase":70,"denials_refinance":10,"denials_cash_out_refinance":46,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29163","dataset":"mortgage-lending","jurisdiction":"MO","county":"29163","countyName":"Pike County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Pike County, Missouri: in 2024, lenders reported 298 applications for a home purchase or a refinance; 223 became loans ($37.0 million) and 59 were denied, a denial rate of 19.8%. Home purchase: 208 applications, 158 loans. HMDA 2024 data, FFIEC.","value":223,"unit":"home purchase and refinance loans originated, 2024","applications":298,"originations":223,"denials":59,"originated_dollars":36985000,"applications_purchase":208,"applications_refinance":35,"applications_cash_out_refinance":55,"originations_purchase":158,"originations_refinance":26,"originations_cash_out_refinance":39,"denials_purchase":36,"denials_refinance":7,"denials_cash_out_refinance":16,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29165","dataset":"mortgage-lending","jurisdiction":"MO","county":"29165","countyName":"Platte County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Platte County, Missouri: in 2024, lenders reported 2,411 applications for a home purchase or a refinance; 2,042 became loans ($759.7 million) and 303 were denied, a denial rate of 12.6%. Home purchase: 1,553 applications, 1,415 loans. HMDA 2024 data, FFIEC.","value":2042,"unit":"home purchase and refinance loans originated, 2024","applications":2411,"originations":2042,"denials":303,"originated_dollars":759710000,"applications_purchase":1553,"applications_refinance":453,"applications_cash_out_refinance":405,"originations_purchase":1415,"originations_refinance":341,"originations_cash_out_refinance":286,"denials_purchase":108,"denials_refinance":84,"denials_cash_out_refinance":111,"denial_rate":12.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29167","dataset":"mortgage-lending","jurisdiction":"MO","county":"29167","countyName":"Polk County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Polk County, Missouri: in 2024, lenders reported 765 applications for a home purchase or a refinance; 595 became loans ($128.1 million) and 137 were denied, a denial rate of 17.9%. Home purchase: 501 applications, 414 loans. HMDA 2024 data, FFIEC.","value":595,"unit":"home purchase and refinance loans originated, 2024","applications":765,"originations":595,"denials":137,"originated_dollars":128145000,"applications_purchase":501,"applications_refinance":116,"applications_cash_out_refinance":148,"originations_purchase":414,"originations_refinance":95,"originations_cash_out_refinance":86,"denials_purchase":65,"denials_refinance":17,"denials_cash_out_refinance":55,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29169","dataset":"mortgage-lending","jurisdiction":"MO","county":"29169","countyName":"Pulaski County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Pulaski County, Missouri: in 2024, lenders reported 1,346 applications for a home purchase or a refinance; 1,039 became loans ($224.0 million) and 242 were denied, a denial rate of 18.0%. Home purchase: 853 applications, 705 loans. HMDA 2024 data, FFIEC.","value":1039,"unit":"home purchase and refinance loans originated, 2024","applications":1346,"originations":1039,"denials":242,"originated_dollars":224005000,"applications_purchase":853,"applications_refinance":228,"applications_cash_out_refinance":265,"originations_purchase":705,"originations_refinance":184,"originations_cash_out_refinance":150,"denials_purchase":116,"denials_refinance":23,"denials_cash_out_refinance":103,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29171","dataset":"mortgage-lending","jurisdiction":"MO","county":"29171","countyName":"Putnam County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Putnam County, Missouri: in 2024, lenders reported 55 applications for a home purchase or a refinance; 34 became loans ($8.5 million) and 18 were denied, a denial rate of 32.7%. Home purchase: 34 applications, 24 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":55,"originations":34,"denials":18,"originated_dollars":8510000,"applications_purchase":34,"applications_refinance":8,"applications_cash_out_refinance":13,"originations_purchase":24,"originations_refinance":6,"originations_cash_out_refinance":4,"denials_purchase":8,"denials_refinance":2,"denials_cash_out_refinance":8,"denial_rate":32.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29173","dataset":"mortgage-lending","jurisdiction":"MO","county":"29173","countyName":"Ralls County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Ralls County, Missouri: in 2024, lenders reported 190 applications for a home purchase or a refinance; 156 became loans ($29.3 million) and 26 were denied, a denial rate of 13.7%. Home purchase: 127 applications, 109 loans. HMDA 2024 data, FFIEC.","value":156,"unit":"home purchase and refinance loans originated, 2024","applications":190,"originations":156,"denials":26,"originated_dollars":29340000,"applications_purchase":127,"applications_refinance":31,"applications_cash_out_refinance":32,"originations_purchase":109,"originations_refinance":29,"originations_cash_out_refinance":18,"denials_purchase":11,"denials_refinance":1,"denials_cash_out_refinance":14,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29175","dataset":"mortgage-lending","jurisdiction":"MO","county":"29175","countyName":"Randolph County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Randolph County, Missouri: in 2024, lenders reported 518 applications for a home purchase or a refinance; 421 became loans ($83.4 million) and 82 were denied, a denial rate of 15.8%. Home purchase: 344 applications, 301 loans. HMDA 2024 data, FFIEC.","value":421,"unit":"home purchase and refinance loans originated, 2024","applications":518,"originations":421,"denials":82,"originated_dollars":83395000,"applications_purchase":344,"applications_refinance":104,"applications_cash_out_refinance":70,"originations_purchase":301,"originations_refinance":80,"originations_cash_out_refinance":40,"denials_purchase":36,"denials_refinance":17,"denials_cash_out_refinance":29,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29177","dataset":"mortgage-lending","jurisdiction":"MO","county":"29177","countyName":"Ray County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Ray County, Missouri: in 2024, lenders reported 535 applications for a home purchase or a refinance; 432 became loans ($88.8 million) and 92 were denied, a denial rate of 17.2%. Home purchase: 346 applications, 303 loans. HMDA 2024 data, FFIEC.","value":432,"unit":"home purchase and refinance loans originated, 2024","applications":535,"originations":432,"denials":92,"originated_dollars":88750000,"applications_purchase":346,"applications_refinance":77,"applications_cash_out_refinance":112,"originations_purchase":303,"originations_refinance":60,"originations_cash_out_refinance":69,"denials_purchase":34,"denials_refinance":17,"denials_cash_out_refinance":41,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29179","dataset":"mortgage-lending","jurisdiction":"MO","county":"29179","countyName":"Reynolds County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Reynolds County, Missouri: in 2024, lenders reported 92 applications for a home purchase or a refinance; 67 became loans ($12.5 million) and 24 were denied, a denial rate of 26.1%. Home purchase: 53 applications, 39 loans. HMDA 2024 data, FFIEC.","value":67,"unit":"home purchase and refinance loans originated, 2024","applications":92,"originations":67,"denials":24,"originated_dollars":12485000,"applications_purchase":53,"applications_refinance":23,"applications_cash_out_refinance":16,"originations_purchase":39,"originations_refinance":19,"originations_cash_out_refinance":9,"denials_purchase":14,"denials_refinance":4,"denials_cash_out_refinance":6,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29181","dataset":"mortgage-lending","jurisdiction":"MO","county":"29181","countyName":"Ripley County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Ripley County, Missouri: in 2024, lenders reported 231 applications for a home purchase or a refinance; 167 became loans ($26.0 million) and 59 were denied, a denial rate of 25.5%. Home purchase: 153 applications, 118 loans. HMDA 2024 data, FFIEC.","value":167,"unit":"home purchase and refinance loans originated, 2024","applications":231,"originations":167,"denials":59,"originated_dollars":26015000,"applications_purchase":153,"applications_refinance":39,"applications_cash_out_refinance":39,"originations_purchase":118,"originations_refinance":30,"originations_cash_out_refinance":19,"denials_purchase":32,"denials_refinance":8,"denials_cash_out_refinance":19,"denial_rate":25.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29183","dataset":"mortgage-lending","jurisdiction":"MO","county":"29183","countyName":"St. Charles County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"St. Charles County, Missouri: in 2024, lenders reported 9,720 applications for a home purchase or a refinance; 8,299 became loans ($2.7 billion) and 1,120 were denied, a denial rate of 11.5%. Home purchase: 6,322 applications, 5,655 loans. HMDA 2024 data, FFIEC.","value":8299,"unit":"home purchase and refinance loans originated, 2024","applications":9720,"originations":8299,"denials":1120,"originated_dollars":2747065000,"applications_purchase":6322,"applications_refinance":1771,"applications_cash_out_refinance":1627,"originations_purchase":5655,"originations_refinance":1440,"originations_cash_out_refinance":1204,"denials_purchase":497,"denials_refinance":243,"denials_cash_out_refinance":380,"denial_rate":11.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29185","dataset":"mortgage-lending","jurisdiction":"MO","county":"29185","countyName":"St. Clair County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"St. Clair County, Missouri: in 2024, lenders reported 127 applications for a home purchase or a refinance; 82 became loans ($15.8 million) and 39 were denied, a denial rate of 30.7%. Home purchase: 85 applications, 59 loans. HMDA 2024 data, FFIEC.","value":82,"unit":"home purchase and refinance loans originated, 2024","applications":127,"originations":82,"denials":39,"originated_dollars":15800000,"applications_purchase":85,"applications_refinance":18,"applications_cash_out_refinance":24,"originations_purchase":59,"originations_refinance":11,"originations_cash_out_refinance":12,"denials_purchase":24,"denials_refinance":5,"denials_cash_out_refinance":10,"denial_rate":30.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29186","dataset":"mortgage-lending","jurisdiction":"MO","county":"29186","countyName":"Ste. Genevieve County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Ste. Genevieve County, Missouri: in 2024, lenders reported 344 applications for a home purchase or a refinance; 268 became loans ($62.0 million) and 51 were denied, a denial rate of 14.8%. Home purchase: 212 applications, 177 loans. HMDA 2024 data, FFIEC.","value":268,"unit":"home purchase and refinance loans originated, 2024","applications":344,"originations":268,"denials":51,"originated_dollars":62030000,"applications_purchase":212,"applications_refinance":68,"applications_cash_out_refinance":64,"originations_purchase":177,"originations_refinance":48,"originations_cash_out_refinance":43,"denials_purchase":20,"denials_refinance":11,"denials_cash_out_refinance":20,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29187","dataset":"mortgage-lending","jurisdiction":"MO","county":"29187","countyName":"St. Francois County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"St. Francois County, Missouri: in 2024, lenders reported 1,362 applications for a home purchase or a refinance; 1,078 became loans ($218.5 million) and 233 were denied, a denial rate of 17.1%. Home purchase: 890 applications, 757 loans. HMDA 2024 data, FFIEC.","value":1078,"unit":"home purchase and refinance loans originated, 2024","applications":1362,"originations":1078,"denials":233,"originated_dollars":218490000,"applications_purchase":890,"applications_refinance":191,"applications_cash_out_refinance":281,"originations_purchase":757,"originations_refinance":143,"originations_cash_out_refinance":178,"denials_purchase":99,"denials_refinance":39,"denials_cash_out_refinance":95,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29189","dataset":"mortgage-lending","jurisdiction":"MO","county":"29189","countyName":"St. Louis County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"St. Louis County, Missouri: in 2024, lenders reported 20,479 applications for a home purchase or a refinance; 17,102 became loans ($5.0 billion) and 2,677 were denied, a denial rate of 13.1%. Home purchase: 13,335 applications, 11,861 loans. HMDA 2024 data, FFIEC.","value":17102,"unit":"home purchase and refinance loans originated, 2024","applications":20479,"originations":17102,"denials":2677,"originated_dollars":4979590000,"applications_purchase":13335,"applications_refinance":3830,"applications_cash_out_refinance":3314,"originations_purchase":11861,"originations_refinance":3062,"originations_cash_out_refinance":2179,"denials_purchase":1043,"denials_refinance":611,"denials_cash_out_refinance":1023,"denial_rate":13.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29195","dataset":"mortgage-lending","jurisdiction":"MO","county":"29195","countyName":"Saline County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Saline County, Missouri: in 2024, lenders reported 443 applications for a home purchase or a refinance; 365 became loans ($53.4 million) and 74 were denied, a denial rate of 16.7%. Home purchase: 270 applications, 234 loans. HMDA 2024 data, FFIEC.","value":365,"unit":"home purchase and refinance loans originated, 2024","applications":443,"originations":365,"denials":74,"originated_dollars":53385000,"applications_purchase":270,"applications_refinance":74,"applications_cash_out_refinance":99,"originations_purchase":234,"originations_refinance":67,"originations_cash_out_refinance":64,"denials_purchase":34,"denials_refinance":7,"denials_cash_out_refinance":33,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29197","dataset":"mortgage-lending","jurisdiction":"MO","county":"29197","countyName":"Schuyler County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Schuyler County, Missouri: in 2024, lenders reported 32 applications for a home purchase or a refinance; 28 became loans ($4.8 million) and 4 were denied, a denial rate of 12.5%. Home purchase: 22 applications, 20 loans. HMDA 2024 data, FFIEC.","value":28,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":28,"denials":4,"originated_dollars":4780000,"applications_purchase":22,"applications_refinance":6,"applications_cash_out_refinance":4,"originations_purchase":20,"originations_refinance":5,"originations_cash_out_refinance":3,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29199","dataset":"mortgage-lending","jurisdiction":"MO","county":"29199","countyName":"Scotland County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Scotland County, Missouri: in 2024, lenders reported 24 applications for a home purchase or a refinance; 19 became loans ($2.5 million) and 3 were denied, a denial rate of 12.5% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 12 loans. HMDA 2024 data, FFIEC.","value":19,"unit":"home purchase and refinance loans originated, 2024","applications":24,"originations":19,"denials":3,"originated_dollars":2515000,"applications_purchase":14,"applications_refinance":6,"applications_cash_out_refinance":4,"originations_purchase":12,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":1,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:29201","dataset":"mortgage-lending","jurisdiction":"MO","county":"29201","countyName":"Scott County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Scott County, Missouri: in 2024, lenders reported 703 applications for a home purchase or a refinance; 545 became loans ($88.7 million) and 134 were denied, a denial rate of 19.1%. Home purchase: 482 applications, 397 loans. HMDA 2024 data, FFIEC.","value":545,"unit":"home purchase and refinance loans originated, 2024","applications":703,"originations":545,"denials":134,"originated_dollars":88735000,"applications_purchase":482,"applications_refinance":102,"applications_cash_out_refinance":119,"originations_purchase":397,"originations_refinance":79,"originations_cash_out_refinance":69,"denials_purchase":66,"denials_refinance":20,"denials_cash_out_refinance":48,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29203","dataset":"mortgage-lending","jurisdiction":"MO","county":"29203","countyName":"Shannon County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Shannon County, Missouri: in 2024, lenders reported 88 applications for a home purchase or a refinance; 62 became loans ($10.6 million) and 25 were denied, a denial rate of 28.4%. Home purchase: 53 applications, 35 loans. HMDA 2024 data, FFIEC.","value":62,"unit":"home purchase and refinance loans originated, 2024","applications":88,"originations":62,"denials":25,"originated_dollars":10600000,"applications_purchase":53,"applications_refinance":14,"applications_cash_out_refinance":21,"originations_purchase":35,"originations_refinance":12,"originations_cash_out_refinance":15,"denials_purchase":18,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":28.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29205","dataset":"mortgage-lending","jurisdiction":"MO","county":"29205","countyName":"Shelby County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Shelby County, Missouri: in 2024, lenders reported 38 applications for a home purchase or a refinance; 31 became loans ($3.9 million) and 5 were denied, a denial rate of 13.2%. Home purchase: 25 applications, 22 loans. HMDA 2024 data, FFIEC.","value":31,"unit":"home purchase and refinance loans originated, 2024","applications":38,"originations":31,"denials":5,"originated_dollars":3875000,"applications_purchase":25,"applications_refinance":6,"applications_cash_out_refinance":7,"originations_purchase":22,"originations_refinance":5,"originations_cash_out_refinance":4,"denials_purchase":1,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29207","dataset":"mortgage-lending","jurisdiction":"MO","county":"29207","countyName":"Stoddard County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Stoddard County, Missouri: in 2024, lenders reported 444 applications for a home purchase or a refinance; 353 became loans ($56.0 million) and 78 were denied, a denial rate of 17.6%. Home purchase: 308 applications, 261 loans. HMDA 2024 data, FFIEC.","value":353,"unit":"home purchase and refinance loans originated, 2024","applications":444,"originations":353,"denials":78,"originated_dollars":56035000,"applications_purchase":308,"applications_refinance":59,"applications_cash_out_refinance":77,"originations_purchase":261,"originations_refinance":44,"originations_cash_out_refinance":48,"denials_purchase":38,"denials_refinance":12,"denials_cash_out_refinance":28,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29209","dataset":"mortgage-lending","jurisdiction":"MO","county":"29209","countyName":"Stone County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Stone County, Missouri: in 2024, lenders reported 1,003 applications for a home purchase or a refinance; 804 became loans ($229.7 million) and 171 were denied, a denial rate of 17.0%. Home purchase: 645 applications, 537 loans. HMDA 2024 data, FFIEC.","value":804,"unit":"home purchase and refinance loans originated, 2024","applications":1003,"originations":804,"denials":171,"originated_dollars":229670000,"applications_purchase":645,"applications_refinance":144,"applications_cash_out_refinance":214,"originations_purchase":537,"originations_refinance":121,"originations_cash_out_refinance":146,"denials_purchase":90,"denials_refinance":19,"denials_cash_out_refinance":62,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29211","dataset":"mortgage-lending","jurisdiction":"MO","county":"29211","countyName":"Sullivan County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Sullivan County, Missouri: in 2024, lenders reported 62 applications for a home purchase or a refinance; 42 became loans ($7.0 million) and 16 were denied, a denial rate of 25.8%. Home purchase: 46 applications, 32 loans. HMDA 2024 data, FFIEC.","value":42,"unit":"home purchase and refinance loans originated, 2024","applications":62,"originations":42,"denials":16,"originated_dollars":7020000,"applications_purchase":46,"applications_refinance":10,"applications_cash_out_refinance":6,"originations_purchase":32,"originations_refinance":6,"originations_cash_out_refinance":4,"denials_purchase":11,"denials_refinance":3,"denials_cash_out_refinance":2,"denial_rate":25.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29213","dataset":"mortgage-lending","jurisdiction":"MO","county":"29213","countyName":"Taney County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Taney County, Missouri: in 2024, lenders reported 1,266 applications for a home purchase or a refinance; 967 became loans ($221.1 million) and 236 were denied, a denial rate of 18.6%. Home purchase: 870 applications, 696 loans. HMDA 2024 data, FFIEC.","value":967,"unit":"home purchase and refinance loans originated, 2024","applications":1266,"originations":967,"denials":236,"originated_dollars":221095000,"applications_purchase":870,"applications_refinance":146,"applications_cash_out_refinance":250,"originations_purchase":696,"originations_refinance":113,"originations_cash_out_refinance":158,"denials_purchase":133,"denials_refinance":24,"denials_cash_out_refinance":79,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29215","dataset":"mortgage-lending","jurisdiction":"MO","county":"29215","countyName":"Texas County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Texas County, Missouri: in 2024, lenders reported 423 applications for a home purchase or a refinance; 283 became loans ($49.0 million) and 119 were denied, a denial rate of 28.1%. Home purchase: 255 applications, 185 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":423,"originations":283,"denials":119,"originated_dollars":49005000,"applications_purchase":255,"applications_refinance":75,"applications_cash_out_refinance":93,"originations_purchase":185,"originations_refinance":48,"originations_cash_out_refinance":50,"denials_purchase":58,"denials_refinance":22,"denials_cash_out_refinance":39,"denial_rate":28.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29217","dataset":"mortgage-lending","jurisdiction":"MO","county":"29217","countyName":"Vernon County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Vernon County, Missouri: in 2024, lenders reported 335 applications for a home purchase or a refinance; 270 became loans ($47.0 million) and 55 were denied, a denial rate of 16.4%. Home purchase: 223 applications, 187 loans. HMDA 2024 data, FFIEC.","value":270,"unit":"home purchase and refinance loans originated, 2024","applications":335,"originations":270,"denials":55,"originated_dollars":46990000,"applications_purchase":223,"applications_refinance":46,"applications_cash_out_refinance":66,"originations_purchase":187,"originations_refinance":36,"originations_cash_out_refinance":47,"denials_purchase":27,"denials_refinance":10,"denials_cash_out_refinance":18,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29219","dataset":"mortgage-lending","jurisdiction":"MO","county":"29219","countyName":"Warren County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Warren County, Missouri: in 2024, lenders reported 1,004 applications for a home purchase or a refinance; 840 became loans ($235.8 million) and 134 were denied, a denial rate of 13.3%. Home purchase: 604 applications, 531 loans. HMDA 2024 data, FFIEC.","value":840,"unit":"home purchase and refinance loans originated, 2024","applications":1004,"originations":840,"denials":134,"originated_dollars":235830000,"applications_purchase":604,"applications_refinance":206,"applications_cash_out_refinance":194,"originations_purchase":531,"originations_refinance":173,"originations_cash_out_refinance":136,"denials_purchase":57,"denials_refinance":26,"denials_cash_out_refinance":51,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29221","dataset":"mortgage-lending","jurisdiction":"MO","county":"29221","countyName":"Washington County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Washington County, Missouri: in 2024, lenders reported 426 applications for a home purchase or a refinance; 280 became loans ($50.1 million) and 119 were denied, a denial rate of 27.9%. Home purchase: 289 applications, 198 loans. HMDA 2024 data, FFIEC.","value":280,"unit":"home purchase and refinance loans originated, 2024","applications":426,"originations":280,"denials":119,"originated_dollars":50110000,"applications_purchase":289,"applications_refinance":68,"applications_cash_out_refinance":69,"originations_purchase":198,"originations_refinance":53,"originations_cash_out_refinance":29,"denials_purchase":70,"denials_refinance":9,"denials_cash_out_refinance":40,"denial_rate":27.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29223","dataset":"mortgage-lending","jurisdiction":"MO","county":"29223","countyName":"Wayne County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Wayne County, Missouri: in 2024, lenders reported 189 applications for a home purchase or a refinance; 148 became loans ($21.7 million) and 36 were denied, a denial rate of 19.0%. Home purchase: 129 applications, 106 loans. HMDA 2024 data, FFIEC.","value":148,"unit":"home purchase and refinance loans originated, 2024","applications":189,"originations":148,"denials":36,"originated_dollars":21700000,"applications_purchase":129,"applications_refinance":26,"applications_cash_out_refinance":34,"originations_purchase":106,"originations_refinance":21,"originations_cash_out_refinance":21,"denials_purchase":21,"denials_refinance":4,"denials_cash_out_refinance":11,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29225","dataset":"mortgage-lending","jurisdiction":"MO","county":"29225","countyName":"Webster County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Webster County, Missouri: in 2024, lenders reported 947 applications for a home purchase or a refinance; 742 became loans ($159.2 million) and 173 were denied, a denial rate of 18.3%. Home purchase: 638 applications, 518 loans. HMDA 2024 data, FFIEC.","value":742,"unit":"home purchase and refinance loans originated, 2024","applications":947,"originations":742,"denials":173,"originated_dollars":159180000,"applications_purchase":638,"applications_refinance":151,"applications_cash_out_refinance":158,"originations_purchase":518,"originations_refinance":119,"originations_cash_out_refinance":105,"denials_purchase":100,"denials_refinance":23,"denials_cash_out_refinance":50,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29227","dataset":"mortgage-lending","jurisdiction":"MO","county":"29227","countyName":"Worth County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Worth County, Missouri: in 2024, lenders reported 29 applications for a home purchase or a refinance; 21 became loans ($2.1 million) and 7 were denied, a denial rate of 24.1% (a small count, so the rate moves a lot from year to year). Home purchase: 23 applications, 17 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":29,"originations":21,"denials":7,"originated_dollars":2125000,"applications_purchase":23,"applications_refinance":5,"applications_cash_out_refinance":1,"originations_purchase":17,"originations_refinance":4,"originations_cash_out_refinance":0,"denials_purchase":5,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:29229","dataset":"mortgage-lending","jurisdiction":"MO","county":"29229","countyName":"Wright County","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"Wright County, Missouri: in 2024, lenders reported 326 applications for a home purchase or a refinance; 245 became loans ($43.5 million) and 67 were denied, a denial rate of 20.6%. Home purchase: 213 applications, 162 loans. HMDA 2024 data, FFIEC.","value":245,"unit":"home purchase and refinance loans originated, 2024","applications":326,"originations":245,"denials":67,"originated_dollars":43455000,"applications_purchase":213,"applications_refinance":64,"applications_cash_out_refinance":49,"originations_purchase":162,"originations_refinance":53,"originations_cash_out_refinance":30,"denials_purchase":40,"denials_refinance":10,"denials_cash_out_refinance":17,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:29510","dataset":"mortgage-lending","jurisdiction":"MO","county":"29510","countyName":"St. Louis city","stateName":"Missouri","level":"county","year":2024,"status":"P","text":"St. Louis city, Missouri: in 2024, lenders reported 5,387 applications for a home purchase or a refinance; 4,369 became loans ($1.1 billion) and 799 were denied, a denial rate of 14.8%. Home purchase: 3,788 applications, 3,295 loans. HMDA 2024 data, FFIEC.","value":4369,"unit":"home purchase and refinance loans originated, 2024","applications":5387,"originations":4369,"denials":799,"originated_dollars":1136375000,"applications_purchase":3788,"applications_refinance":802,"applications_cash_out_refinance":797,"originations_purchase":3295,"originations_refinance":616,"originations_cash_out_refinance":458,"denials_purchase":350,"denials_refinance":144,"denials_cash_out_refinance":305,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:MS","dataset":"mortgage-lending","jurisdiction":"MS","county":null,"countyName":null,"stateName":"Mississippi","level":"state","year":2024,"status":"P","text":"Mississippi: in 2024, lenders reported 62,433 applications for a home purchase or a refinance; 42,108 became loans ($8.7 billion) and 16,902 were denied, a denial rate of 27.1%. Home purchase: 42,451 applications, 28,640 loans. Loans made changed +7.8% from 39,047 in 2023. HMDA 2024 data, FFIEC.","value":42108,"unit":"home purchase and refinance loans originated, 2024","applications":62433,"originations":42108,"denials":16902,"originated_dollars":8695670000,"applications_purchase":42451,"applications_refinance":11577,"applications_cash_out_refinance":8405,"originations_purchase":28640,"originations_refinance":8970,"originations_cash_out_refinance":4498,"denials_purchase":11178,"denials_refinance":2050,"denials_cash_out_refinance":3674,"denial_rate":27.1,"originations_prior_year":39047,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"739 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":739,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28001","dataset":"mortgage-lending","jurisdiction":"MS","county":"28001","countyName":"Adams County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Adams County, Mississippi: in 2024, lenders reported 401 applications for a home purchase or a refinance; 217 became loans ($33.6 million) and 166 were denied, a denial rate of 41.4%. Home purchase: 280 applications, 157 loans. HMDA 2024 data, FFIEC.","value":217,"unit":"home purchase and refinance loans originated, 2024","applications":401,"originations":217,"denials":166,"originated_dollars":33645000,"applications_purchase":280,"applications_refinance":61,"applications_cash_out_refinance":60,"originations_purchase":157,"originations_refinance":35,"originations_cash_out_refinance":25,"denials_purchase":107,"denials_refinance":24,"denials_cash_out_refinance":35,"denial_rate":41.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28003","dataset":"mortgage-lending","jurisdiction":"MS","county":"28003","countyName":"Alcorn County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Alcorn County, Mississippi: in 2024, lenders reported 539 applications for a home purchase or a refinance; 380 became loans ($64.0 million) and 129 were denied, a denial rate of 23.9%. Home purchase: 327 applications, 234 loans. HMDA 2024 data, FFIEC.","value":380,"unit":"home purchase and refinance loans originated, 2024","applications":539,"originations":380,"denials":129,"originated_dollars":64030000,"applications_purchase":327,"applications_refinance":126,"applications_cash_out_refinance":86,"originations_purchase":234,"originations_refinance":102,"originations_cash_out_refinance":44,"denials_purchase":70,"denials_refinance":19,"denials_cash_out_refinance":40,"denial_rate":23.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28005","dataset":"mortgage-lending","jurisdiction":"MS","county":"28005","countyName":"Amite County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Amite County, Mississippi: in 2024, lenders reported 248 applications for a home purchase or a refinance; 103 became loans ($17.4 million) and 119 were denied, a denial rate of 48.0%. Home purchase: 199 applications, 72 loans. HMDA 2024 data, FFIEC.","value":103,"unit":"home purchase and refinance loans originated, 2024","applications":248,"originations":103,"denials":119,"originated_dollars":17375000,"applications_purchase":199,"applications_refinance":30,"applications_cash_out_refinance":19,"originations_purchase":72,"originations_refinance":25,"originations_cash_out_refinance":6,"denials_purchase":101,"denials_refinance":5,"denials_cash_out_refinance":13,"denial_rate":48,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28007","dataset":"mortgage-lending","jurisdiction":"MS","county":"28007","countyName":"Attala County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Attala County, Mississippi: in 2024, lenders reported 281 applications for a home purchase or a refinance; 167 became loans ($20.2 million) and 94 were denied, a denial rate of 33.5%. Home purchase: 183 applications, 97 loans. HMDA 2024 data, FFIEC.","value":167,"unit":"home purchase and refinance loans originated, 2024","applications":281,"originations":167,"denials":94,"originated_dollars":20155000,"applications_purchase":183,"applications_refinance":65,"applications_cash_out_refinance":33,"originations_purchase":97,"originations_refinance":51,"originations_cash_out_refinance":19,"denials_purchase":71,"denials_refinance":10,"denials_cash_out_refinance":13,"denial_rate":33.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28009","dataset":"mortgage-lending","jurisdiction":"MS","county":"28009","countyName":"Benton County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Benton County, Mississippi: in 2024, lenders reported 139 applications for a home purchase or a refinance; 75 became loans ($11.5 million) and 52 were denied, a denial rate of 37.4%. Home purchase: 108 applications, 57 loans. HMDA 2024 data, FFIEC.","value":75,"unit":"home purchase and refinance loans originated, 2024","applications":139,"originations":75,"denials":52,"originated_dollars":11485000,"applications_purchase":108,"applications_refinance":14,"applications_cash_out_refinance":17,"originations_purchase":57,"originations_refinance":10,"originations_cash_out_refinance":8,"denials_purchase":42,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":37.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28011","dataset":"mortgage-lending","jurisdiction":"MS","county":"28011","countyName":"Bolivar County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Bolivar County, Mississippi: in 2024, lenders reported 347 applications for a home purchase or a refinance; 228 became loans ($32.8 million) and 108 were denied, a denial rate of 31.1%. Home purchase: 231 applications, 153 loans. HMDA 2024 data, FFIEC.","value":228,"unit":"home purchase and refinance loans originated, 2024","applications":347,"originations":228,"denials":108,"originated_dollars":32760000,"applications_purchase":231,"applications_refinance":71,"applications_cash_out_refinance":45,"originations_purchase":153,"originations_refinance":62,"originations_cash_out_refinance":13,"denials_purchase":69,"denials_refinance":9,"denials_cash_out_refinance":30,"denial_rate":31.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28013","dataset":"mortgage-lending","jurisdiction":"MS","county":"28013","countyName":"Calhoun County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Calhoun County, Mississippi: in 2024, lenders reported 209 applications for a home purchase or a refinance; 128 became loans ($18.1 million) and 68 were denied, a denial rate of 32.5%. Home purchase: 146 applications, 86 loans. HMDA 2024 data, FFIEC.","value":128,"unit":"home purchase and refinance loans originated, 2024","applications":209,"originations":128,"denials":68,"originated_dollars":18120000,"applications_purchase":146,"applications_refinance":33,"applications_cash_out_refinance":30,"originations_purchase":86,"originations_refinance":23,"originations_cash_out_refinance":19,"denials_purchase":48,"denials_refinance":9,"denials_cash_out_refinance":11,"denial_rate":32.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28015","dataset":"mortgage-lending","jurisdiction":"MS","county":"28015","countyName":"Carroll County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Carroll County, Mississippi: in 2024, lenders reported 132 applications for a home purchase or a refinance; 77 became loans ($12.3 million) and 44 were denied, a denial rate of 33.3%. Home purchase: 96 applications, 55 loans. HMDA 2024 data, FFIEC.","value":77,"unit":"home purchase and refinance loans originated, 2024","applications":132,"originations":77,"denials":44,"originated_dollars":12335000,"applications_purchase":96,"applications_refinance":22,"applications_cash_out_refinance":14,"originations_purchase":55,"originations_refinance":14,"originations_cash_out_refinance":8,"denials_purchase":30,"denials_refinance":8,"denials_cash_out_refinance":6,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28017","dataset":"mortgage-lending","jurisdiction":"MS","county":"28017","countyName":"Chickasaw County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Chickasaw County, Mississippi: in 2024, lenders reported 322 applications for a home purchase or a refinance; 125 became loans ($15.5 million) and 169 were denied, a denial rate of 52.5%. Home purchase: 255 applications, 91 loans. HMDA 2024 data, FFIEC.","value":125,"unit":"home purchase and refinance loans originated, 2024","applications":322,"originations":125,"denials":169,"originated_dollars":15525000,"applications_purchase":255,"applications_refinance":42,"applications_cash_out_refinance":25,"originations_purchase":91,"originations_refinance":21,"originations_cash_out_refinance":13,"denials_purchase":138,"denials_refinance":20,"denials_cash_out_refinance":11,"denial_rate":52.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28019","dataset":"mortgage-lending","jurisdiction":"MS","county":"28019","countyName":"Choctaw County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Choctaw County, Mississippi: in 2024, lenders reported 117 applications for a home purchase or a refinance; 63 became loans ($8.5 million) and 45 were denied, a denial rate of 38.5%. Home purchase: 72 applications, 40 loans. HMDA 2024 data, FFIEC.","value":63,"unit":"home purchase and refinance loans originated, 2024","applications":117,"originations":63,"denials":45,"originated_dollars":8495000,"applications_purchase":72,"applications_refinance":19,"applications_cash_out_refinance":26,"originations_purchase":40,"originations_refinance":13,"originations_cash_out_refinance":10,"denials_purchase":25,"denials_refinance":4,"denials_cash_out_refinance":16,"denial_rate":38.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28021","dataset":"mortgage-lending","jurisdiction":"MS","county":"28021","countyName":"Claiborne County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Claiborne County, Mississippi: in 2024, lenders reported 125 applications for a home purchase or a refinance; 46 became loans ($6.2 million) and 68 were denied, a denial rate of 54.4%. Home purchase: 102 applications, 32 loans. HMDA 2024 data, FFIEC.","value":46,"unit":"home purchase and refinance loans originated, 2024","applications":125,"originations":46,"denials":68,"originated_dollars":6240000,"applications_purchase":102,"applications_refinance":17,"applications_cash_out_refinance":6,"originations_purchase":32,"originations_refinance":13,"originations_cash_out_refinance":1,"denials_purchase":59,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":54.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28023","dataset":"mortgage-lending","jurisdiction":"MS","county":"28023","countyName":"Clarke County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Clarke County, Mississippi: in 2024, lenders reported 279 applications for a home purchase or a refinance; 160 became loans ($21.3 million) and 94 were denied, a denial rate of 33.7%. Home purchase: 217 applications, 116 loans. HMDA 2024 data, FFIEC.","value":160,"unit":"home purchase and refinance loans originated, 2024","applications":279,"originations":160,"denials":94,"originated_dollars":21290000,"applications_purchase":217,"applications_refinance":39,"applications_cash_out_refinance":23,"originations_purchase":116,"originations_refinance":31,"originations_cash_out_refinance":13,"denials_purchase":77,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":33.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28025","dataset":"mortgage-lending","jurisdiction":"MS","county":"28025","countyName":"Clay County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Clay County, Mississippi: in 2024, lenders reported 365 applications for a home purchase or a refinance; 217 became loans ($30.0 million) and 130 were denied, a denial rate of 35.6%. Home purchase: 259 applications, 143 loans. HMDA 2024 data, FFIEC.","value":217,"unit":"home purchase and refinance loans originated, 2024","applications":365,"originations":217,"denials":130,"originated_dollars":30045000,"applications_purchase":259,"applications_refinance":71,"applications_cash_out_refinance":35,"originations_purchase":143,"originations_refinance":56,"originations_cash_out_refinance":18,"denials_purchase":101,"denials_refinance":13,"denials_cash_out_refinance":16,"denial_rate":35.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28027","dataset":"mortgage-lending","jurisdiction":"MS","county":"28027","countyName":"Coahoma County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Coahoma County, Mississippi: in 2024, lenders reported 177 applications for a home purchase or a refinance; 81 became loans ($10.7 million) and 80 were denied, a denial rate of 45.2%. Home purchase: 114 applications, 57 loans. HMDA 2024 data, FFIEC.","value":81,"unit":"home purchase and refinance loans originated, 2024","applications":177,"originations":81,"denials":80,"originated_dollars":10695000,"applications_purchase":114,"applications_refinance":20,"applications_cash_out_refinance":43,"originations_purchase":57,"originations_refinance":10,"originations_cash_out_refinance":14,"denials_purchase":43,"denials_refinance":9,"denials_cash_out_refinance":28,"denial_rate":45.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28029","dataset":"mortgage-lending","jurisdiction":"MS","county":"28029","countyName":"Copiah County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Copiah County, Mississippi: in 2024, lenders reported 434 applications for a home purchase or a refinance; 227 became loans ($33.9 million) and 176 were denied, a denial rate of 40.6%. Home purchase: 315 applications, 154 loans. HMDA 2024 data, FFIEC.","value":227,"unit":"home purchase and refinance loans originated, 2024","applications":434,"originations":227,"denials":176,"originated_dollars":33925000,"applications_purchase":315,"applications_refinance":68,"applications_cash_out_refinance":51,"originations_purchase":154,"originations_refinance":45,"originations_cash_out_refinance":28,"denials_purchase":135,"denials_refinance":21,"denials_cash_out_refinance":20,"denial_rate":40.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28031","dataset":"mortgage-lending","jurisdiction":"MS","county":"28031","countyName":"Covington County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Covington County, Mississippi: in 2024, lenders reported 391 applications for a home purchase or a refinance; 167 became loans ($25.2 million) and 194 were denied, a denial rate of 49.6%. Home purchase: 309 applications, 109 loans. HMDA 2024 data, FFIEC.","value":167,"unit":"home purchase and refinance loans originated, 2024","applications":391,"originations":167,"denials":194,"originated_dollars":25215000,"applications_purchase":309,"applications_refinance":57,"applications_cash_out_refinance":25,"originations_purchase":109,"originations_refinance":46,"originations_cash_out_refinance":12,"denials_purchase":171,"denials_refinance":10,"denials_cash_out_refinance":13,"denial_rate":49.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28033","dataset":"mortgage-lending","jurisdiction":"MS","county":"28033","countyName":"DeSoto County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"DeSoto County, Mississippi: in 2024, lenders reported 5,299 applications for a home purchase or a refinance; 4,223 became loans ($1.1 billion) and 883 were denied, a denial rate of 16.7%. Home purchase: 3,299 applications, 2,887 loans. HMDA 2024 data, FFIEC.","value":4223,"unit":"home purchase and refinance loans originated, 2024","applications":5299,"originations":4223,"denials":883,"originated_dollars":1110465000,"applications_purchase":3299,"applications_refinance":964,"applications_cash_out_refinance":1036,"originations_purchase":2887,"originations_refinance":731,"originations_cash_out_refinance":605,"denials_purchase":312,"denials_refinance":177,"denials_cash_out_refinance":394,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28035","dataset":"mortgage-lending","jurisdiction":"MS","county":"28035","countyName":"Forrest County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Forrest County, Mississippi: in 2024, lenders reported 1,635 applications for a home purchase or a refinance; 1,173 became loans ($236.5 million) and 371 were denied, a denial rate of 22.7%. Home purchase: 1,075 applications, 771 loans. HMDA 2024 data, FFIEC.","value":1173,"unit":"home purchase and refinance loans originated, 2024","applications":1635,"originations":1173,"denials":371,"originated_dollars":236455000,"applications_purchase":1075,"applications_refinance":358,"applications_cash_out_refinance":202,"originations_purchase":771,"originations_refinance":292,"originations_cash_out_refinance":110,"denials_purchase":243,"denials_refinance":45,"denials_cash_out_refinance":83,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28037","dataset":"mortgage-lending","jurisdiction":"MS","county":"28037","countyName":"Franklin County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Franklin County, Mississippi: in 2024, lenders reported 117 applications for a home purchase or a refinance; 55 became loans ($7.2 million) and 54 were denied, a denial rate of 46.2%. Home purchase: 103 applications, 46 loans. HMDA 2024 data, FFIEC.","value":55,"unit":"home purchase and refinance loans originated, 2024","applications":117,"originations":55,"denials":54,"originated_dollars":7165000,"applications_purchase":103,"applications_refinance":9,"applications_cash_out_refinance":5,"originations_purchase":46,"originations_refinance":7,"originations_cash_out_refinance":2,"denials_purchase":49,"denials_refinance":2,"denials_cash_out_refinance":3,"denial_rate":46.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28039","dataset":"mortgage-lending","jurisdiction":"MS","county":"28039","countyName":"George County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"George County, Mississippi: in 2024, lenders reported 645 applications for a home purchase or a refinance; 403 became loans ($78.3 million) and 197 were denied, a denial rate of 30.5%. Home purchase: 501 applications, 321 loans. HMDA 2024 data, FFIEC.","value":403,"unit":"home purchase and refinance loans originated, 2024","applications":645,"originations":403,"denials":197,"originated_dollars":78255000,"applications_purchase":501,"applications_refinance":67,"applications_cash_out_refinance":77,"originations_purchase":321,"originations_refinance":44,"originations_cash_out_refinance":38,"denials_purchase":143,"denials_refinance":18,"denials_cash_out_refinance":36,"denial_rate":30.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28041","dataset":"mortgage-lending","jurisdiction":"MS","county":"28041","countyName":"Greene County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Greene County, Mississippi: in 2024, lenders reported 243 applications for a home purchase or a refinance; 137 became loans ($16.9 million) and 85 were denied, a denial rate of 35.0%. Home purchase: 173 applications, 88 loans. HMDA 2024 data, FFIEC.","value":137,"unit":"home purchase and refinance loans originated, 2024","applications":243,"originations":137,"denials":85,"originated_dollars":16945000,"applications_purchase":173,"applications_refinance":51,"applications_cash_out_refinance":19,"originations_purchase":88,"originations_refinance":38,"originations_cash_out_refinance":11,"denials_purchase":67,"denials_refinance":10,"denials_cash_out_refinance":8,"denial_rate":35,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28043","dataset":"mortgage-lending","jurisdiction":"MS","county":"28043","countyName":"Grenada County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Grenada County, Mississippi: in 2024, lenders reported 352 applications for a home purchase or a refinance; 236 became loans ($37.0 million) and 89 were denied, a denial rate of 25.3%. Home purchase: 231 applications, 156 loans. HMDA 2024 data, FFIEC.","value":236,"unit":"home purchase and refinance loans originated, 2024","applications":352,"originations":236,"denials":89,"originated_dollars":37000000,"applications_purchase":231,"applications_refinance":74,"applications_cash_out_refinance":47,"originations_purchase":156,"originations_refinance":56,"originations_cash_out_refinance":24,"denials_purchase":53,"denials_refinance":14,"denials_cash_out_refinance":22,"denial_rate":25.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28045","dataset":"mortgage-lending","jurisdiction":"MS","county":"28045","countyName":"Hancock County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Hancock County, Mississippi: in 2024, lenders reported 1,320 applications for a home purchase or a refinance; 899 became loans ($208.6 million) and 349 were denied, a denial rate of 26.4%. Home purchase: 875 applications, 629 loans. HMDA 2024 data, FFIEC.","value":899,"unit":"home purchase and refinance loans originated, 2024","applications":1320,"originations":899,"denials":349,"originated_dollars":208565000,"applications_purchase":875,"applications_refinance":192,"applications_cash_out_refinance":253,"originations_purchase":629,"originations_refinance":130,"originations_cash_out_refinance":140,"denials_purchase":193,"denials_refinance":46,"denials_cash_out_refinance":110,"denial_rate":26.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28047","dataset":"mortgage-lending","jurisdiction":"MS","county":"28047","countyName":"Harrison County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Harrison County, Mississippi: in 2024, lenders reported 5,366 applications for a home purchase or a refinance; 3,875 became loans ($915.4 million) and 1,233 were denied, a denial rate of 23.0%. Home purchase: 3,604 applications, 2,766 loans. HMDA 2024 data, FFIEC.","value":3875,"unit":"home purchase and refinance loans originated, 2024","applications":5366,"originations":3875,"denials":1233,"originated_dollars":915435000,"applications_purchase":3604,"applications_refinance":891,"applications_cash_out_refinance":871,"originations_purchase":2766,"originations_refinance":639,"originations_cash_out_refinance":470,"denials_purchase":655,"denials_refinance":201,"denials_cash_out_refinance":377,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28049","dataset":"mortgage-lending","jurisdiction":"MS","county":"28049","countyName":"Hinds County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Hinds County, Mississippi: in 2024, lenders reported 4,093 applications for a home purchase or a refinance; 2,829 became loans ($486.2 million) and 1,037 were denied, a denial rate of 25.3%. Home purchase: 2,603 applications, 1,900 loans. HMDA 2024 data, FFIEC.","value":2829,"unit":"home purchase and refinance loans originated, 2024","applications":4093,"originations":2829,"denials":1037,"originated_dollars":486175000,"applications_purchase":2603,"applications_refinance":846,"applications_cash_out_refinance":644,"originations_purchase":1900,"originations_refinance":618,"originations_cash_out_refinance":311,"denials_purchase":531,"denials_refinance":193,"denials_cash_out_refinance":313,"denial_rate":25.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28051","dataset":"mortgage-lending","jurisdiction":"MS","county":"28051","countyName":"Holmes County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Holmes County, Mississippi: in 2024, lenders reported 177 applications for a home purchase or a refinance; 83 became loans ($11.2 million) and 82 were denied, a denial rate of 46.3%. Home purchase: 119 applications, 46 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":177,"originations":83,"denials":82,"originated_dollars":11155000,"applications_purchase":119,"applications_refinance":42,"applications_cash_out_refinance":16,"originations_purchase":46,"originations_refinance":30,"originations_cash_out_refinance":7,"denials_purchase":64,"denials_refinance":9,"denials_cash_out_refinance":9,"denial_rate":46.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28053","dataset":"mortgage-lending","jurisdiction":"MS","county":"28053","countyName":"Humphreys County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Humphreys County, Mississippi: in 2024, lenders reported 134 applications for a home purchase or a refinance; 56 became loans ($6.1 million) and 70 were denied, a denial rate of 52.2%. Home purchase: 100 applications, 32 loans. HMDA 2024 data, FFIEC.","value":56,"unit":"home purchase and refinance loans originated, 2024","applications":134,"originations":56,"denials":70,"originated_dollars":6090000,"applications_purchase":100,"applications_refinance":27,"applications_cash_out_refinance":7,"originations_purchase":32,"originations_refinance":23,"originations_cash_out_refinance":1,"denials_purchase":61,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":52.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28055","dataset":"mortgage-lending","jurisdiction":"MS","county":"28055","countyName":"Issaquena County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Issaquena County, Mississippi: in 2024, lenders reported 4 applications for a home purchase or a refinance; 2 became loans ($210,000) and 1 were denied, a denial rate of 25.0% (a small count, so the rate moves a lot from year to year). Home purchase: 4 applications, 2 loans. HMDA 2024 data, FFIEC.","value":2,"unit":"home purchase and refinance loans originated, 2024","applications":4,"originations":2,"denials":1,"originated_dollars":210000,"applications_purchase":4,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":2,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:28057","dataset":"mortgage-lending","jurisdiction":"MS","county":"28057","countyName":"Itawamba County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Itawamba County, Mississippi: in 2024, lenders reported 448 applications for a home purchase or a refinance; 321 became loans ($52.5 million) and 95 were denied, a denial rate of 21.2%. Home purchase: 300 applications, 214 loans. HMDA 2024 data, FFIEC.","value":321,"unit":"home purchase and refinance loans originated, 2024","applications":448,"originations":321,"denials":95,"originated_dollars":52545000,"applications_purchase":300,"applications_refinance":100,"applications_cash_out_refinance":48,"originations_purchase":214,"originations_refinance":82,"originations_cash_out_refinance":25,"denials_purchase":60,"denials_refinance":14,"denials_cash_out_refinance":21,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28059","dataset":"mortgage-lending","jurisdiction":"MS","county":"28059","countyName":"Jackson County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Jackson County, Mississippi: in 2024, lenders reported 3,442 applications for a home purchase or a refinance; 2,422 became loans ($518.7 million) and 790 were denied, a denial rate of 23.0%. Home purchase: 2,430 applications, 1,770 loans. HMDA 2024 data, FFIEC.","value":2422,"unit":"home purchase and refinance loans originated, 2024","applications":3442,"originations":2422,"denials":790,"originated_dollars":518730000,"applications_purchase":2430,"applications_refinance":433,"applications_cash_out_refinance":579,"originations_purchase":1770,"originations_refinance":311,"originations_cash_out_refinance":341,"denials_purchase":476,"denials_refinance":93,"denials_cash_out_refinance":221,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28061","dataset":"mortgage-lending","jurisdiction":"MS","county":"28061","countyName":"Jasper County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Jasper County, Mississippi: in 2024, lenders reported 349 applications for a home purchase or a refinance; 174 became loans ($21.8 million) and 152 were denied, a denial rate of 43.6%. Home purchase: 254 applications, 108 loans. HMDA 2024 data, FFIEC.","value":174,"unit":"home purchase and refinance loans originated, 2024","applications":349,"originations":174,"denials":152,"originated_dollars":21800000,"applications_purchase":254,"applications_refinance":61,"applications_cash_out_refinance":34,"originations_purchase":108,"originations_refinance":50,"originations_cash_out_refinance":16,"denials_purchase":127,"denials_refinance":7,"denials_cash_out_refinance":18,"denial_rate":43.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28063","dataset":"mortgage-lending","jurisdiction":"MS","county":"28063","countyName":"Jefferson County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Jefferson County, Mississippi: in 2024, lenders reported 141 applications for a home purchase or a refinance; 31 became loans ($3.6 million) and 106 were denied, a denial rate of 75.2%. Home purchase: 123 applications, 24 loans. HMDA 2024 data, FFIEC.","value":31,"unit":"home purchase and refinance loans originated, 2024","applications":141,"originations":31,"denials":106,"originated_dollars":3645000,"applications_purchase":123,"applications_refinance":8,"applications_cash_out_refinance":10,"originations_purchase":24,"originations_refinance":6,"originations_cash_out_refinance":1,"denials_purchase":95,"denials_refinance":2,"denials_cash_out_refinance":9,"denial_rate":75.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28065","dataset":"mortgage-lending","jurisdiction":"MS","county":"28065","countyName":"Jefferson Davis County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Jefferson Davis County, Mississippi: in 2024, lenders reported 257 applications for a home purchase or a refinance; 97 became loans ($11.6 million) and 143 were denied, a denial rate of 55.6%. Home purchase: 201 applications, 65 loans. HMDA 2024 data, FFIEC.","value":97,"unit":"home purchase and refinance loans originated, 2024","applications":257,"originations":97,"denials":143,"originated_dollars":11565000,"applications_purchase":201,"applications_refinance":31,"applications_cash_out_refinance":25,"originations_purchase":65,"originations_refinance":22,"originations_cash_out_refinance":10,"denials_purchase":122,"denials_refinance":8,"denials_cash_out_refinance":13,"denial_rate":55.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28067","dataset":"mortgage-lending","jurisdiction":"MS","county":"28067","countyName":"Jones County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Jones County, Mississippi: in 2024, lenders reported 1,313 applications for a home purchase or a refinance; 898 became loans ($128.5 million) and 330 were denied, a denial rate of 25.1%. Home purchase: 788 applications, 505 loans. HMDA 2024 data, FFIEC.","value":898,"unit":"home purchase and refinance loans originated, 2024","applications":1313,"originations":898,"denials":330,"originated_dollars":128530000,"applications_purchase":788,"applications_refinance":392,"applications_cash_out_refinance":133,"originations_purchase":505,"originations_refinance":321,"originations_cash_out_refinance":72,"denials_purchase":223,"denials_refinance":47,"denials_cash_out_refinance":60,"denial_rate":25.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28069","dataset":"mortgage-lending","jurisdiction":"MS","county":"28069","countyName":"Kemper County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Kemper County, Mississippi: in 2024, lenders reported 118 applications for a home purchase or a refinance; 58 became loans ($8.3 million) and 53 were denied, a denial rate of 44.9%. Home purchase: 88 applications, 36 loans. HMDA 2024 data, FFIEC.","value":58,"unit":"home purchase and refinance loans originated, 2024","applications":118,"originations":58,"denials":53,"originated_dollars":8340000,"applications_purchase":88,"applications_refinance":22,"applications_cash_out_refinance":8,"originations_purchase":36,"originations_refinance":19,"originations_cash_out_refinance":3,"denials_purchase":47,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":44.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28071","dataset":"mortgage-lending","jurisdiction":"MS","county":"28071","countyName":"Lafayette County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Lafayette County, Mississippi: in 2024, lenders reported 1,393 applications for a home purchase or a refinance; 1,161 became loans ($427.9 million) and 186 were denied, a denial rate of 13.4%. Home purchase: 1,022 applications, 862 loans. HMDA 2024 data, FFIEC.","value":1161,"unit":"home purchase and refinance loans originated, 2024","applications":1393,"originations":1161,"denials":186,"originated_dollars":427925000,"applications_purchase":1022,"applications_refinance":216,"applications_cash_out_refinance":155,"originations_purchase":862,"originations_refinance":187,"originations_cash_out_refinance":112,"denials_purchase":126,"denials_refinance":21,"denials_cash_out_refinance":39,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28073","dataset":"mortgage-lending","jurisdiction":"MS","county":"28073","countyName":"Lamar County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Lamar County, Mississippi: in 2024, lenders reported 1,593 applications for a home purchase or a refinance; 1,158 became loans ($269.4 million) and 350 were denied, a denial rate of 22.0%. Home purchase: 1,044 applications, 776 loans. HMDA 2024 data, FFIEC.","value":1158,"unit":"home purchase and refinance loans originated, 2024","applications":1593,"originations":1158,"denials":350,"originated_dollars":269430000,"applications_purchase":1044,"applications_refinance":332,"applications_cash_out_refinance":217,"originations_purchase":776,"originations_refinance":271,"originations_cash_out_refinance":111,"denials_purchase":209,"denials_refinance":46,"denials_cash_out_refinance":95,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28075","dataset":"mortgage-lending","jurisdiction":"MS","county":"28075","countyName":"Lauderdale County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Lauderdale County, Mississippi: in 2024, lenders reported 1,169 applications for a home purchase or a refinance; 759 became loans ($125.0 million) and 355 were denied, a denial rate of 30.4%. Home purchase: 855 applications, 559 loans. HMDA 2024 data, FFIEC.","value":759,"unit":"home purchase and refinance loans originated, 2024","applications":1169,"originations":759,"denials":355,"originated_dollars":124975000,"applications_purchase":855,"applications_refinance":191,"applications_cash_out_refinance":123,"originations_purchase":559,"originations_refinance":151,"originations_cash_out_refinance":49,"denials_purchase":254,"denials_refinance":30,"denials_cash_out_refinance":71,"denial_rate":30.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28077","dataset":"mortgage-lending","jurisdiction":"MS","county":"28077","countyName":"Lawrence County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Lawrence County, Mississippi: in 2024, lenders reported 254 applications for a home purchase or a refinance; 120 became loans ($13.9 million) and 113 were denied, a denial rate of 44.5%. Home purchase: 180 applications, 82 loans. HMDA 2024 data, FFIEC.","value":120,"unit":"home purchase and refinance loans originated, 2024","applications":254,"originations":120,"denials":113,"originated_dollars":13910000,"applications_purchase":180,"applications_refinance":43,"applications_cash_out_refinance":31,"originations_purchase":82,"originations_refinance":26,"originations_cash_out_refinance":12,"denials_purchase":83,"denials_refinance":13,"denials_cash_out_refinance":17,"denial_rate":44.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28079","dataset":"mortgage-lending","jurisdiction":"MS","county":"28079","countyName":"Leake County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Leake County, Mississippi: in 2024, lenders reported 313 applications for a home purchase or a refinance; 192 became loans ($26.9 million) and 98 were denied, a denial rate of 31.3%. Home purchase: 232 applications, 131 loans. HMDA 2024 data, FFIEC.","value":192,"unit":"home purchase and refinance loans originated, 2024","applications":313,"originations":192,"denials":98,"originated_dollars":26940000,"applications_purchase":232,"applications_refinance":46,"applications_cash_out_refinance":35,"originations_purchase":131,"originations_refinance":41,"originations_cash_out_refinance":20,"denials_purchase":82,"denials_refinance":2,"denials_cash_out_refinance":14,"denial_rate":31.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28081","dataset":"mortgage-lending","jurisdiction":"MS","county":"28081","countyName":"Lee County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Lee County, Mississippi: in 2024, lenders reported 1,848 applications for a home purchase or a refinance; 1,369 became loans ($281.8 million) and 381 were denied, a denial rate of 20.6%. Home purchase: 1,174 applications, 877 loans. HMDA 2024 data, FFIEC.","value":1369,"unit":"home purchase and refinance loans originated, 2024","applications":1848,"originations":1369,"denials":381,"originated_dollars":281845000,"applications_purchase":1174,"applications_refinance":470,"applications_cash_out_refinance":204,"originations_purchase":877,"originations_refinance":383,"originations_cash_out_refinance":109,"denials_purchase":223,"denials_refinance":70,"denials_cash_out_refinance":88,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28083","dataset":"mortgage-lending","jurisdiction":"MS","county":"28083","countyName":"Leflore County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Leflore County, Mississippi: in 2024, lenders reported 228 applications for a home purchase or a refinance; 139 became loans ($18.7 million) and 78 were denied, a denial rate of 34.2%. Home purchase: 155 applications, 102 loans. HMDA 2024 data, FFIEC.","value":139,"unit":"home purchase and refinance loans originated, 2024","applications":228,"originations":139,"denials":78,"originated_dollars":18665000,"applications_purchase":155,"applications_refinance":46,"applications_cash_out_refinance":27,"originations_purchase":102,"originations_refinance":30,"originations_cash_out_refinance":7,"denials_purchase":46,"denials_refinance":13,"denials_cash_out_refinance":19,"denial_rate":34.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28085","dataset":"mortgage-lending","jurisdiction":"MS","county":"28085","countyName":"Lincoln County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Lincoln County, Mississippi: in 2024, lenders reported 676 applications for a home purchase or a refinance; 377 became loans ($65.5 million) and 241 were denied, a denial rate of 35.7%. Home purchase: 479 applications, 242 loans. HMDA 2024 data, FFIEC.","value":377,"unit":"home purchase and refinance loans originated, 2024","applications":676,"originations":377,"denials":241,"originated_dollars":65535000,"applications_purchase":479,"applications_refinance":123,"applications_cash_out_refinance":74,"originations_purchase":242,"originations_refinance":96,"originations_cash_out_refinance":39,"denials_purchase":187,"denials_refinance":21,"denials_cash_out_refinance":33,"denial_rate":35.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28087","dataset":"mortgage-lending","jurisdiction":"MS","county":"28087","countyName":"Lowndes County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Lowndes County, Mississippi: in 2024, lenders reported 1,171 applications for a home purchase or a refinance; 858 became loans ($176.2 million) and 264 were denied, a denial rate of 22.5%. Home purchase: 781 applications, 596 loans. HMDA 2024 data, FFIEC.","value":858,"unit":"home purchase and refinance loans originated, 2024","applications":1171,"originations":858,"denials":264,"originated_dollars":176200000,"applications_purchase":781,"applications_refinance":236,"applications_cash_out_refinance":154,"originations_purchase":596,"originations_refinance":185,"originations_cash_out_refinance":77,"denials_purchase":152,"denials_refinance":37,"denials_cash_out_refinance":75,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28089","dataset":"mortgage-lending","jurisdiction":"MS","county":"28089","countyName":"Madison County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Madison County, Mississippi: in 2024, lenders reported 2,751 applications for a home purchase or a refinance; 2,184 became loans ($659.4 million) and 453 were denied, a denial rate of 16.5%. Home purchase: 1,784 applications, 1,499 loans. HMDA 2024 data, FFIEC.","value":2184,"unit":"home purchase and refinance loans originated, 2024","applications":2751,"originations":2184,"denials":453,"originated_dollars":659360000,"applications_purchase":1784,"applications_refinance":637,"applications_cash_out_refinance":330,"originations_purchase":1499,"originations_refinance":500,"originations_cash_out_refinance":185,"denials_purchase":215,"denials_refinance":101,"denials_cash_out_refinance":137,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28091","dataset":"mortgage-lending","jurisdiction":"MS","county":"28091","countyName":"Marion County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Marion County, Mississippi: in 2024, lenders reported 632 applications for a home purchase or a refinance; 344 became loans ($42.6 million) and 247 were denied, a denial rate of 39.1%. Home purchase: 416 applications, 184 loans. HMDA 2024 data, FFIEC.","value":344,"unit":"home purchase and refinance loans originated, 2024","applications":632,"originations":344,"denials":247,"originated_dollars":42600000,"applications_purchase":416,"applications_refinance":159,"applications_cash_out_refinance":57,"originations_purchase":184,"originations_refinance":138,"originations_cash_out_refinance":22,"denials_purchase":200,"denials_refinance":14,"denials_cash_out_refinance":33,"denial_rate":39.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28093","dataset":"mortgage-lending","jurisdiction":"MS","county":"28093","countyName":"Marshall County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Marshall County, Mississippi: in 2024, lenders reported 1,018 applications for a home purchase or a refinance; 667 became loans ($150.1 million) and 290 were denied, a denial rate of 28.5%. Home purchase: 749 applications, 491 loans. HMDA 2024 data, FFIEC.","value":667,"unit":"home purchase and refinance loans originated, 2024","applications":1018,"originations":667,"denials":290,"originated_dollars":150125000,"applications_purchase":749,"applications_refinance":111,"applications_cash_out_refinance":158,"originations_purchase":491,"originations_refinance":80,"originations_cash_out_refinance":96,"denials_purchase":206,"denials_refinance":27,"denials_cash_out_refinance":57,"denial_rate":28.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28095","dataset":"mortgage-lending","jurisdiction":"MS","county":"28095","countyName":"Monroe County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Monroe County, Mississippi: in 2024, lenders reported 705 applications for a home purchase or a refinance; 451 became loans ($66.9 million) and 198 were denied, a denial rate of 28.1%. Home purchase: 463 applications, 279 loans. HMDA 2024 data, FFIEC.","value":451,"unit":"home purchase and refinance loans originated, 2024","applications":705,"originations":451,"denials":198,"originated_dollars":66905000,"applications_purchase":463,"applications_refinance":155,"applications_cash_out_refinance":87,"originations_purchase":279,"originations_refinance":128,"originations_cash_out_refinance":44,"denials_purchase":136,"denials_refinance":22,"denials_cash_out_refinance":40,"denial_rate":28.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28097","dataset":"mortgage-lending","jurisdiction":"MS","county":"28097","countyName":"Montgomery County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Montgomery County, Mississippi: in 2024, lenders reported 117 applications for a home purchase or a refinance; 65 became loans ($7.8 million) and 43 were denied, a denial rate of 36.8%. Home purchase: 87 applications, 51 loans. HMDA 2024 data, FFIEC.","value":65,"unit":"home purchase and refinance loans originated, 2024","applications":117,"originations":65,"denials":43,"originated_dollars":7815000,"applications_purchase":87,"applications_refinance":16,"applications_cash_out_refinance":14,"originations_purchase":51,"originations_refinance":10,"originations_cash_out_refinance":4,"denials_purchase":30,"denials_refinance":4,"denials_cash_out_refinance":9,"denial_rate":36.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28099","dataset":"mortgage-lending","jurisdiction":"MS","county":"28099","countyName":"Neshoba County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Neshoba County, Mississippi: in 2024, lenders reported 392 applications for a home purchase or a refinance; 237 became loans ($29.2 million) and 128 were denied, a denial rate of 32.7%. Home purchase: 263 applications, 141 loans. HMDA 2024 data, FFIEC.","value":237,"unit":"home purchase and refinance loans originated, 2024","applications":392,"originations":237,"denials":128,"originated_dollars":29175000,"applications_purchase":263,"applications_refinance":87,"applications_cash_out_refinance":42,"originations_purchase":141,"originations_refinance":79,"originations_cash_out_refinance":17,"denials_purchase":96,"denials_refinance":7,"denials_cash_out_refinance":25,"denial_rate":32.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28101","dataset":"mortgage-lending","jurisdiction":"MS","county":"28101","countyName":"Newton County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Newton County, Mississippi: in 2024, lenders reported 379 applications for a home purchase or a refinance; 226 became loans ($28.7 million) and 131 were denied, a denial rate of 34.6%. Home purchase: 248 applications, 132 loans. HMDA 2024 data, FFIEC.","value":226,"unit":"home purchase and refinance loans originated, 2024","applications":379,"originations":226,"denials":131,"originated_dollars":28710000,"applications_purchase":248,"applications_refinance":87,"applications_cash_out_refinance":44,"originations_purchase":132,"originations_refinance":75,"originations_cash_out_refinance":19,"denials_purchase":99,"denials_refinance":8,"denials_cash_out_refinance":24,"denial_rate":34.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28103","dataset":"mortgage-lending","jurisdiction":"MS","county":"28103","countyName":"Noxubee County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Noxubee County, Mississippi: in 2024, lenders reported 160 applications for a home purchase or a refinance; 79 became loans ($8.0 million) and 75 were denied, a denial rate of 46.9%. Home purchase: 129 applications, 60 loans. HMDA 2024 data, FFIEC.","value":79,"unit":"home purchase and refinance loans originated, 2024","applications":160,"originations":79,"denials":75,"originated_dollars":8045000,"applications_purchase":129,"applications_refinance":18,"applications_cash_out_refinance":13,"originations_purchase":60,"originations_refinance":15,"originations_cash_out_refinance":4,"denials_purchase":63,"denials_refinance":3,"denials_cash_out_refinance":9,"denial_rate":46.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28105","dataset":"mortgage-lending","jurisdiction":"MS","county":"28105","countyName":"Oktibbeha County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Oktibbeha County, Mississippi: in 2024, lenders reported 862 applications for a home purchase or a refinance; 610 became loans ($153.0 million) and 200 were denied, a denial rate of 23.2%. Home purchase: 647 applications, 448 loans. HMDA 2024 data, FFIEC.","value":610,"unit":"home purchase and refinance loans originated, 2024","applications":862,"originations":610,"denials":200,"originated_dollars":153000000,"applications_purchase":647,"applications_refinance":141,"applications_cash_out_refinance":74,"originations_purchase":448,"originations_refinance":116,"originations_cash_out_refinance":46,"denials_purchase":153,"denials_refinance":20,"denials_cash_out_refinance":27,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28107","dataset":"mortgage-lending","jurisdiction":"MS","county":"28107","countyName":"Panola County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Panola County, Mississippi: in 2024, lenders reported 740 applications for a home purchase or a refinance; 412 became loans ($66.5 million) and 279 were denied, a denial rate of 37.7%. Home purchase: 566 applications, 288 loans. HMDA 2024 data, FFIEC.","value":412,"unit":"home purchase and refinance loans originated, 2024","applications":740,"originations":412,"denials":279,"originated_dollars":66460000,"applications_purchase":566,"applications_refinance":97,"applications_cash_out_refinance":77,"originations_purchase":288,"originations_refinance":74,"originations_cash_out_refinance":50,"denials_purchase":232,"denials_refinance":21,"denials_cash_out_refinance":26,"denial_rate":37.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28109","dataset":"mortgage-lending","jurisdiction":"MS","county":"28109","countyName":"Pearl River County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Pearl River County, Mississippi: in 2024, lenders reported 1,308 applications for a home purchase or a refinance; 881 became loans ($172.0 million) and 359 were denied, a denial rate of 27.4%. Home purchase: 869 applications, 600 loans. HMDA 2024 data, FFIEC.","value":881,"unit":"home purchase and refinance loans originated, 2024","applications":1308,"originations":881,"denials":359,"originated_dollars":172035000,"applications_purchase":869,"applications_refinance":210,"applications_cash_out_refinance":229,"originations_purchase":600,"originations_refinance":153,"originations_cash_out_refinance":128,"denials_purchase":219,"denials_refinance":47,"denials_cash_out_refinance":93,"denial_rate":27.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28111","dataset":"mortgage-lending","jurisdiction":"MS","county":"28111","countyName":"Perry County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Perry County, Mississippi: in 2024, lenders reported 238 applications for a home purchase or a refinance; 132 became loans ($18.0 million) and 91 were denied, a denial rate of 38.2%. Home purchase: 182 applications, 93 loans. HMDA 2024 data, FFIEC.","value":132,"unit":"home purchase and refinance loans originated, 2024","applications":238,"originations":132,"denials":91,"originated_dollars":17980000,"applications_purchase":182,"applications_refinance":34,"applications_cash_out_refinance":22,"originations_purchase":93,"originations_refinance":29,"originations_cash_out_refinance":10,"denials_purchase":75,"denials_refinance":5,"denials_cash_out_refinance":11,"denial_rate":38.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28113","dataset":"mortgage-lending","jurisdiction":"MS","county":"28113","countyName":"Pike County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Pike County, Mississippi: in 2024, lenders reported 747 applications for a home purchase or a refinance; 385 became loans ($67.8 million) and 326 were denied, a denial rate of 43.6%. Home purchase: 552 applications, 278 loans. HMDA 2024 data, FFIEC.","value":385,"unit":"home purchase and refinance loans originated, 2024","applications":747,"originations":385,"denials":326,"originated_dollars":67845000,"applications_purchase":552,"applications_refinance":91,"applications_cash_out_refinance":104,"originations_purchase":278,"originations_refinance":68,"originations_cash_out_refinance":39,"denials_purchase":243,"denials_refinance":18,"denials_cash_out_refinance":65,"denial_rate":43.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28115","dataset":"mortgage-lending","jurisdiction":"MS","county":"28115","countyName":"Pontotoc County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Pontotoc County, Mississippi: in 2024, lenders reported 605 applications for a home purchase or a refinance; 360 became loans ($63.2 million) and 214 were denied, a denial rate of 35.4%. Home purchase: 417 applications, 232 loans. HMDA 2024 data, FFIEC.","value":360,"unit":"home purchase and refinance loans originated, 2024","applications":605,"originations":360,"denials":214,"originated_dollars":63210000,"applications_purchase":417,"applications_refinance":98,"applications_cash_out_refinance":90,"originations_purchase":232,"originations_refinance":78,"originations_cash_out_refinance":50,"denials_purchase":157,"denials_refinance":18,"denials_cash_out_refinance":39,"denial_rate":35.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28117","dataset":"mortgage-lending","jurisdiction":"MS","county":"28117","countyName":"Prentiss County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Prentiss County, Mississippi: in 2024, lenders reported 443 applications for a home purchase or a refinance; 301 became loans ($42.1 million) and 124 were denied, a denial rate of 28.0%. Home purchase: 267 applications, 170 loans. HMDA 2024 data, FFIEC.","value":301,"unit":"home purchase and refinance loans originated, 2024","applications":443,"originations":301,"denials":124,"originated_dollars":42125000,"applications_purchase":267,"applications_refinance":109,"applications_cash_out_refinance":67,"originations_purchase":170,"originations_refinance":89,"originations_cash_out_refinance":42,"denials_purchase":81,"denials_refinance":19,"denials_cash_out_refinance":24,"denial_rate":28,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28119","dataset":"mortgage-lending","jurisdiction":"MS","county":"28119","countyName":"Quitman County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Quitman County, Mississippi: in 2024, lenders reported 59 applications for a home purchase or a refinance; 24 became loans ($2.6 million) and 31 were denied, a denial rate of 52.5%. Home purchase: 46 applications, 19 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":59,"originations":24,"denials":31,"originated_dollars":2570000,"applications_purchase":46,"applications_refinance":7,"applications_cash_out_refinance":6,"originations_purchase":19,"originations_refinance":3,"originations_cash_out_refinance":2,"denials_purchase":23,"denials_refinance":4,"denials_cash_out_refinance":4,"denial_rate":52.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28121","dataset":"mortgage-lending","jurisdiction":"MS","county":"28121","countyName":"Rankin County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Rankin County, Mississippi: in 2024, lenders reported 4,179 applications for a home purchase or a refinance; 3,257 became loans ($755.4 million) and 748 were denied, a denial rate of 17.9%. Home purchase: 2,833 applications, 2,296 loans. HMDA 2024 data, FFIEC.","value":3257,"unit":"home purchase and refinance loans originated, 2024","applications":4179,"originations":3257,"denials":748,"originated_dollars":755415000,"applications_purchase":2833,"applications_refinance":866,"applications_cash_out_refinance":480,"originations_purchase":2296,"originations_refinance":679,"originations_cash_out_refinance":282,"denials_purchase":420,"denials_refinance":140,"denials_cash_out_refinance":188,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28123","dataset":"mortgage-lending","jurisdiction":"MS","county":"28123","countyName":"Scott County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Scott County, Mississippi: in 2024, lenders reported 589 applications for a home purchase or a refinance; 298 became loans ($37.1 million) and 257 were denied, a denial rate of 43.6%. Home purchase: 431 applications, 172 loans. HMDA 2024 data, FFIEC.","value":298,"unit":"home purchase and refinance loans originated, 2024","applications":589,"originations":298,"denials":257,"originated_dollars":37140000,"applications_purchase":431,"applications_refinance":113,"applications_cash_out_refinance":45,"originations_purchase":172,"originations_refinance":95,"originations_cash_out_refinance":31,"denials_purchase":229,"denials_refinance":14,"denials_cash_out_refinance":14,"denial_rate":43.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28125","dataset":"mortgage-lending","jurisdiction":"MS","county":"28125","countyName":"Sharkey County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Sharkey County, Mississippi: in 2024, lenders reported 31 applications for a home purchase or a refinance; 15 became loans ($1.9 million) and 14 were denied, a denial rate of 45.2%. Home purchase: 17 applications, 6 loans. HMDA 2024 data, FFIEC.","value":15,"unit":"home purchase and refinance loans originated, 2024","applications":31,"originations":15,"denials":14,"originated_dollars":1875000,"applications_purchase":17,"applications_refinance":9,"applications_cash_out_refinance":5,"originations_purchase":6,"originations_refinance":5,"originations_cash_out_refinance":4,"denials_purchase":9,"denials_refinance":4,"denials_cash_out_refinance":1,"denial_rate":45.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28127","dataset":"mortgage-lending","jurisdiction":"MS","county":"28127","countyName":"Simpson County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Simpson County, Mississippi: in 2024, lenders reported 578 applications for a home purchase or a refinance; 351 became loans ($50.8 million) and 189 were denied, a denial rate of 32.7%. Home purchase: 434 applications, 246 loans. HMDA 2024 data, FFIEC.","value":351,"unit":"home purchase and refinance loans originated, 2024","applications":578,"originations":351,"denials":189,"originated_dollars":50785000,"applications_purchase":434,"applications_refinance":97,"applications_cash_out_refinance":47,"originations_purchase":246,"originations_refinance":80,"originations_cash_out_refinance":25,"denials_purchase":154,"denials_refinance":14,"denials_cash_out_refinance":21,"denial_rate":32.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28129","dataset":"mortgage-lending","jurisdiction":"MS","county":"28129","countyName":"Smith County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Smith County, Mississippi: in 2024, lenders reported 328 applications for a home purchase or a refinance; 192 became loans ($22.8 million) and 113 were denied, a denial rate of 34.5%. Home purchase: 210 applications, 100 loans. HMDA 2024 data, FFIEC.","value":192,"unit":"home purchase and refinance loans originated, 2024","applications":328,"originations":192,"denials":113,"originated_dollars":22770000,"applications_purchase":210,"applications_refinance":94,"applications_cash_out_refinance":24,"originations_purchase":100,"originations_refinance":77,"originations_cash_out_refinance":15,"denials_purchase":88,"denials_refinance":16,"denials_cash_out_refinance":9,"denial_rate":34.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28131","dataset":"mortgage-lending","jurisdiction":"MS","county":"28131","countyName":"Stone County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Stone County, Mississippi: in 2024, lenders reported 451 applications for a home purchase or a refinance; 283 became loans ($50.0 million) and 135 were denied, a denial rate of 29.9%. Home purchase: 328 applications, 192 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":451,"originations":283,"denials":135,"originated_dollars":50035000,"applications_purchase":328,"applications_refinance":68,"applications_cash_out_refinance":55,"originations_purchase":192,"originations_refinance":59,"originations_cash_out_refinance":32,"denials_purchase":105,"denials_refinance":8,"denials_cash_out_refinance":22,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28133","dataset":"mortgage-lending","jurisdiction":"MS","county":"28133","countyName":"Sunflower County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Sunflower County, Mississippi: in 2024, lenders reported 322 applications for a home purchase or a refinance; 224 became loans ($21.8 million) and 82 were denied, a denial rate of 25.5%. Home purchase: 157 applications, 99 loans. HMDA 2024 data, FFIEC.","value":224,"unit":"home purchase and refinance loans originated, 2024","applications":322,"originations":224,"denials":82,"originated_dollars":21770000,"applications_purchase":157,"applications_refinance":127,"applications_cash_out_refinance":38,"originations_purchase":99,"originations_refinance":116,"originations_cash_out_refinance":9,"denials_purchase":47,"denials_refinance":8,"denials_cash_out_refinance":27,"denial_rate":25.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28135","dataset":"mortgage-lending","jurisdiction":"MS","county":"28135","countyName":"Tallahatchie County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Tallahatchie County, Mississippi: in 2024, lenders reported 144 applications for a home purchase or a refinance; 74 became loans ($8.4 million) and 60 were denied, a denial rate of 41.7%. Home purchase: 113 applications, 49 loans. HMDA 2024 data, FFIEC.","value":74,"unit":"home purchase and refinance loans originated, 2024","applications":144,"originations":74,"denials":60,"originated_dollars":8400000,"applications_purchase":113,"applications_refinance":19,"applications_cash_out_refinance":12,"originations_purchase":49,"originations_refinance":17,"originations_cash_out_refinance":8,"denials_purchase":55,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":41.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28137","dataset":"mortgage-lending","jurisdiction":"MS","county":"28137","countyName":"Tate County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Tate County, Mississippi: in 2024, lenders reported 622 applications for a home purchase or a refinance; 478 became loans ($96.2 million) and 116 were denied, a denial rate of 18.6%. Home purchase: 395 applications, 314 loans. HMDA 2024 data, FFIEC.","value":478,"unit":"home purchase and refinance loans originated, 2024","applications":622,"originations":478,"denials":116,"originated_dollars":96250000,"applications_purchase":395,"applications_refinance":146,"applications_cash_out_refinance":81,"originations_purchase":314,"originations_refinance":113,"originations_cash_out_refinance":51,"denials_purchase":62,"denials_refinance":24,"denials_cash_out_refinance":30,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28139","dataset":"mortgage-lending","jurisdiction":"MS","county":"28139","countyName":"Tippah County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Tippah County, Mississippi: in 2024, lenders reported 280 applications for a home purchase or a refinance; 170 became loans ($25.5 million) and 87 were denied, a denial rate of 31.1%. Home purchase: 201 applications, 120 loans. HMDA 2024 data, FFIEC.","value":170,"unit":"home purchase and refinance loans originated, 2024","applications":280,"originations":170,"denials":87,"originated_dollars":25510000,"applications_purchase":201,"applications_refinance":38,"applications_cash_out_refinance":41,"originations_purchase":120,"originations_refinance":26,"originations_cash_out_refinance":24,"denials_purchase":63,"denials_refinance":8,"denials_cash_out_refinance":16,"denial_rate":31.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28141","dataset":"mortgage-lending","jurisdiction":"MS","county":"28141","countyName":"Tishomingo County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Tishomingo County, Mississippi: in 2024, lenders reported 417 applications for a home purchase or a refinance; 294 became loans ($46.4 million) and 102 were denied, a denial rate of 24.5%. Home purchase: 257 applications, 176 loans. HMDA 2024 data, FFIEC.","value":294,"unit":"home purchase and refinance loans originated, 2024","applications":417,"originations":294,"denials":102,"originated_dollars":46440000,"applications_purchase":257,"applications_refinance":108,"applications_cash_out_refinance":52,"originations_purchase":176,"originations_refinance":81,"originations_cash_out_refinance":37,"denials_purchase":67,"denials_refinance":22,"denials_cash_out_refinance":13,"denial_rate":24.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28143","dataset":"mortgage-lending","jurisdiction":"MS","county":"28143","countyName":"Tunica County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Tunica County, Mississippi: in 2024, lenders reported 84 applications for a home purchase or a refinance; 60 became loans ($8.5 million) and 20 were denied, a denial rate of 23.8%. Home purchase: 58 applications, 40 loans. HMDA 2024 data, FFIEC.","value":60,"unit":"home purchase and refinance loans originated, 2024","applications":84,"originations":60,"denials":20,"originated_dollars":8490000,"applications_purchase":58,"applications_refinance":16,"applications_cash_out_refinance":10,"originations_purchase":40,"originations_refinance":12,"originations_cash_out_refinance":8,"denials_purchase":14,"denials_refinance":4,"denials_cash_out_refinance":2,"denial_rate":23.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28145","dataset":"mortgage-lending","jurisdiction":"MS","county":"28145","countyName":"Union County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Union County, Mississippi: in 2024, lenders reported 477 applications for a home purchase or a refinance; 286 became loans ($48.4 million) and 153 were denied, a denial rate of 32.1%. Home purchase: 320 applications, 189 loans. HMDA 2024 data, FFIEC.","value":286,"unit":"home purchase and refinance loans originated, 2024","applications":477,"originations":286,"denials":153,"originated_dollars":48360000,"applications_purchase":320,"applications_refinance":91,"applications_cash_out_refinance":66,"originations_purchase":189,"originations_refinance":61,"originations_cash_out_refinance":36,"denials_purchase":106,"denials_refinance":22,"denials_cash_out_refinance":25,"denial_rate":32.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28147","dataset":"mortgage-lending","jurisdiction":"MS","county":"28147","countyName":"Walthall County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Walthall County, Mississippi: in 2024, lenders reported 367 applications for a home purchase or a refinance; 173 became loans ($23.9 million) and 162 were denied, a denial rate of 44.1%. Home purchase: 275 applications, 105 loans. HMDA 2024 data, FFIEC.","value":173,"unit":"home purchase and refinance loans originated, 2024","applications":367,"originations":173,"denials":162,"originated_dollars":23875000,"applications_purchase":275,"applications_refinance":56,"applications_cash_out_refinance":36,"originations_purchase":105,"originations_refinance":47,"originations_cash_out_refinance":21,"denials_purchase":142,"denials_refinance":5,"denials_cash_out_refinance":15,"denial_rate":44.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28149","dataset":"mortgage-lending","jurisdiction":"MS","county":"28149","countyName":"Warren County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Warren County, Mississippi: in 2024, lenders reported 800 applications for a home purchase or a refinance; 479 became loans ($80.1 million) and 267 were denied, a denial rate of 33.4%. Home purchase: 542 applications, 336 loans. HMDA 2024 data, FFIEC.","value":479,"unit":"home purchase and refinance loans originated, 2024","applications":800,"originations":479,"denials":267,"originated_dollars":80105000,"applications_purchase":542,"applications_refinance":126,"applications_cash_out_refinance":132,"originations_purchase":336,"originations_refinance":82,"originations_cash_out_refinance":61,"denials_purchase":167,"denials_refinance":36,"denials_cash_out_refinance":64,"denial_rate":33.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28151","dataset":"mortgage-lending","jurisdiction":"MS","county":"28151","countyName":"Washington County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Washington County, Mississippi: in 2024, lenders reported 524 applications for a home purchase or a refinance; 350 became loans ($41.8 million) and 157 were denied, a denial rate of 30.0%. Home purchase: 311 applications, 207 loans. HMDA 2024 data, FFIEC.","value":350,"unit":"home purchase and refinance loans originated, 2024","applications":524,"originations":350,"denials":157,"originated_dollars":41840000,"applications_purchase":311,"applications_refinance":143,"applications_cash_out_refinance":70,"originations_purchase":207,"originations_refinance":119,"originations_cash_out_refinance":24,"denials_purchase":93,"denials_refinance":18,"denials_cash_out_refinance":46,"denial_rate":30,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28153","dataset":"mortgage-lending","jurisdiction":"MS","county":"28153","countyName":"Wayne County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Wayne County, Mississippi: in 2024, lenders reported 395 applications for a home purchase or a refinance; 176 became loans ($23.9 million) and 185 were denied, a denial rate of 46.8%. Home purchase: 312 applications, 119 loans. HMDA 2024 data, FFIEC.","value":176,"unit":"home purchase and refinance loans originated, 2024","applications":395,"originations":176,"denials":185,"originated_dollars":23890000,"applications_purchase":312,"applications_refinance":46,"applications_cash_out_refinance":37,"originations_purchase":119,"originations_refinance":41,"originations_cash_out_refinance":16,"denials_purchase":161,"denials_refinance":4,"denials_cash_out_refinance":20,"denial_rate":46.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28155","dataset":"mortgage-lending","jurisdiction":"MS","county":"28155","countyName":"Webster County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Webster County, Mississippi: in 2024, lenders reported 154 applications for a home purchase or a refinance; 109 became loans ($16.7 million) and 33 were denied, a denial rate of 21.4%. Home purchase: 104 applications, 72 loans. HMDA 2024 data, FFIEC.","value":109,"unit":"home purchase and refinance loans originated, 2024","applications":154,"originations":109,"denials":33,"originated_dollars":16695000,"applications_purchase":104,"applications_refinance":27,"applications_cash_out_refinance":23,"originations_purchase":72,"originations_refinance":23,"originations_cash_out_refinance":14,"denials_purchase":22,"denials_refinance":2,"denials_cash_out_refinance":9,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28157","dataset":"mortgage-lending","jurisdiction":"MS","county":"28157","countyName":"Wilkinson County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Wilkinson County, Mississippi: in 2024, lenders reported 133 applications for a home purchase or a refinance; 51 became loans ($7.6 million) and 72 were denied, a denial rate of 54.1%. Home purchase: 116 applications, 40 loans. HMDA 2024 data, FFIEC.","value":51,"unit":"home purchase and refinance loans originated, 2024","applications":133,"originations":51,"denials":72,"originated_dollars":7635000,"applications_purchase":116,"applications_refinance":12,"applications_cash_out_refinance":5,"originations_purchase":40,"originations_refinance":9,"originations_cash_out_refinance":2,"denials_purchase":66,"denials_refinance":3,"denials_cash_out_refinance":3,"denial_rate":54.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28159","dataset":"mortgage-lending","jurisdiction":"MS","county":"28159","countyName":"Winston County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Winston County, Mississippi: in 2024, lenders reported 299 applications for a home purchase or a refinance; 177 became loans ($21.0 million) and 104 were denied, a denial rate of 34.8%. Home purchase: 198 applications, 111 loans. HMDA 2024 data, FFIEC.","value":177,"unit":"home purchase and refinance loans originated, 2024","applications":299,"originations":177,"denials":104,"originated_dollars":21035000,"applications_purchase":198,"applications_refinance":62,"applications_cash_out_refinance":39,"originations_purchase":111,"originations_refinance":49,"originations_cash_out_refinance":17,"denials_purchase":70,"denials_refinance":13,"denials_cash_out_refinance":21,"denial_rate":34.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28161","dataset":"mortgage-lending","jurisdiction":"MS","county":"28161","countyName":"Yalobusha County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Yalobusha County, Mississippi: in 2024, lenders reported 365 applications for a home purchase or a refinance; 229 became loans ($28.7 million) and 108 were denied, a denial rate of 29.6%. Home purchase: 224 applications, 118 loans. HMDA 2024 data, FFIEC.","value":229,"unit":"home purchase and refinance loans originated, 2024","applications":365,"originations":229,"denials":108,"originated_dollars":28705000,"applications_purchase":224,"applications_refinance":105,"applications_cash_out_refinance":36,"originations_purchase":118,"originations_refinance":93,"originations_cash_out_refinance":18,"denials_purchase":83,"denials_refinance":9,"denials_cash_out_refinance":16,"denial_rate":29.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:28163","dataset":"mortgage-lending","jurisdiction":"MS","county":"28163","countyName":"Yazoo County","stateName":"Mississippi","level":"county","year":2024,"status":"P","text":"Yazoo County, Mississippi: in 2024, lenders reported 395 applications for a home purchase or a refinance; 241 became loans ($34.7 million) and 132 were denied, a denial rate of 33.4%. Home purchase: 249 applications, 131 loans. HMDA 2024 data, FFIEC.","value":241,"unit":"home purchase and refinance loans originated, 2024","applications":395,"originations":241,"denials":132,"originated_dollars":34735000,"applications_purchase":249,"applications_refinance":107,"applications_cash_out_refinance":39,"originations_purchase":131,"originations_refinance":92,"originations_cash_out_refinance":18,"denials_purchase":98,"denials_refinance":14,"denials_cash_out_refinance":20,"denial_rate":33.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:MT","dataset":"mortgage-lending","jurisdiction":"MT","county":null,"countyName":null,"stateName":"Montana","level":"state","year":2024,"status":"P","text":"Montana: in 2024, lenders reported 19,536 applications for a home purchase or a refinance; 15,669 became loans ($6.1 billion) and 3,315 were denied, a denial rate of 17.0%. Home purchase: 12,412 applications, 10,661 loans. Loans made changed +10.9% from 14,125 in 2023. HMDA 2024 data, FFIEC.","value":15669,"unit":"home purchase and refinance loans originated, 2024","applications":19536,"originations":15669,"denials":3315,"originated_dollars":6146425000,"applications_purchase":12412,"applications_refinance":3097,"applications_cash_out_refinance":4027,"originations_purchase":10661,"originations_refinance":2427,"originations_cash_out_refinance":2581,"denials_purchase":1436,"denials_refinance":538,"denials_cash_out_refinance":1341,"denial_rate":17,"originations_prior_year":14125,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"60 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":60,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30001","dataset":"mortgage-lending","jurisdiction":"MT","county":"30001","countyName":"Beaverhead County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Beaverhead County, Montana: in 2024, lenders reported 117 applications for a home purchase or a refinance; 96 became loans ($29.1 million) and 19 were denied, a denial rate of 16.2%. Home purchase: 80 applications, 73 loans. HMDA 2024 data, FFIEC.","value":96,"unit":"home purchase and refinance loans originated, 2024","applications":117,"originations":96,"denials":19,"originated_dollars":29110000,"applications_purchase":80,"applications_refinance":14,"applications_cash_out_refinance":23,"originations_purchase":73,"originations_refinance":12,"originations_cash_out_refinance":11,"denials_purchase":6,"denials_refinance":2,"denials_cash_out_refinance":11,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30003","dataset":"mortgage-lending","jurisdiction":"MT","county":"30003","countyName":"Big Horn County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Big Horn County, Montana: in 2024, lenders reported 79 applications for a home purchase or a refinance; 56 became loans ($13.5 million) and 22 were denied, a denial rate of 27.8%. Home purchase: 56 applications, 44 loans. HMDA 2024 data, FFIEC.","value":56,"unit":"home purchase and refinance loans originated, 2024","applications":79,"originations":56,"denials":22,"originated_dollars":13510000,"applications_purchase":56,"applications_refinance":8,"applications_cash_out_refinance":15,"originations_purchase":44,"originations_refinance":7,"originations_cash_out_refinance":5,"denials_purchase":11,"denials_refinance":1,"denials_cash_out_refinance":10,"denial_rate":27.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30005","dataset":"mortgage-lending","jurisdiction":"MT","county":"30005","countyName":"Blaine County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Blaine County, Montana: in 2024, lenders reported 48 applications for a home purchase or a refinance; 33 became loans ($5.7 million) and 12 were denied, a denial rate of 25.0%. Home purchase: 30 applications, 22 loans. HMDA 2024 data, FFIEC.","value":33,"unit":"home purchase and refinance loans originated, 2024","applications":48,"originations":33,"denials":12,"originated_dollars":5745000,"applications_purchase":30,"applications_refinance":4,"applications_cash_out_refinance":14,"originations_purchase":22,"originations_refinance":4,"originations_cash_out_refinance":7,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":7,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30007","dataset":"mortgage-lending","jurisdiction":"MT","county":"30007","countyName":"Broadwater County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Broadwater County, Montana: in 2024, lenders reported 236 applications for a home purchase or a refinance; 186 became loans ($70.9 million) and 44 were denied, a denial rate of 18.6%. Home purchase: 138 applications, 124 loans. HMDA 2024 data, FFIEC.","value":186,"unit":"home purchase and refinance loans originated, 2024","applications":236,"originations":186,"denials":44,"originated_dollars":70900000,"applications_purchase":138,"applications_refinance":41,"applications_cash_out_refinance":57,"originations_purchase":124,"originations_refinance":28,"originations_cash_out_refinance":34,"denials_purchase":10,"denials_refinance":11,"denials_cash_out_refinance":23,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30009","dataset":"mortgage-lending","jurisdiction":"MT","county":"30009","countyName":"Carbon County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Carbon County, Montana: in 2024, lenders reported 264 applications for a home purchase or a refinance; 215 became loans ($73.9 million) and 43 were denied, a denial rate of 16.3%. Home purchase: 150 applications, 135 loans. HMDA 2024 data, FFIEC.","value":215,"unit":"home purchase and refinance loans originated, 2024","applications":264,"originations":215,"denials":43,"originated_dollars":73865000,"applications_purchase":150,"applications_refinance":63,"applications_cash_out_refinance":51,"originations_purchase":135,"originations_refinance":48,"originations_cash_out_refinance":32,"denials_purchase":12,"denials_refinance":12,"denials_cash_out_refinance":19,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30011","dataset":"mortgage-lending","jurisdiction":"MT","county":"30011","countyName":"Carter County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Carter County, Montana: in 2024, lenders reported 6 applications for a home purchase or a refinance; 4 became loans ($520,000) and 2 were denied, a denial rate of 33.3% (a small count, so the rate moves a lot from year to year). Home purchase: 2 applications, 1 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":6,"originations":4,"denials":2,"originated_dollars":520000,"applications_purchase":2,"applications_refinance":0,"applications_cash_out_refinance":4,"originations_purchase":1,"originations_refinance":0,"originations_cash_out_refinance":3,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30013","dataset":"mortgage-lending","jurisdiction":"MT","county":"30013","countyName":"Cascade County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Cascade County, Montana: in 2024, lenders reported 1,704 applications for a home purchase or a refinance; 1,414 became loans ($427.3 million) and 229 were denied, a denial rate of 13.4%. Home purchase: 1,048 applications, 959 loans. HMDA 2024 data, FFIEC.","value":1414,"unit":"home purchase and refinance loans originated, 2024","applications":1704,"originations":1414,"denials":229,"originated_dollars":427340000,"applications_purchase":1048,"applications_refinance":291,"applications_cash_out_refinance":365,"originations_purchase":959,"originations_refinance":224,"originations_cash_out_refinance":231,"denials_purchase":66,"denials_refinance":49,"denials_cash_out_refinance":114,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30015","dataset":"mortgage-lending","jurisdiction":"MT","county":"30015","countyName":"Chouteau County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Chouteau County, Montana: in 2024, lenders reported 46 applications for a home purchase or a refinance; 37 became loans ($7.1 million) and 9 were denied, a denial rate of 19.6%. Home purchase: 26 applications, 21 loans. HMDA 2024 data, FFIEC.","value":37,"unit":"home purchase and refinance loans originated, 2024","applications":46,"originations":37,"denials":9,"originated_dollars":7145000,"applications_purchase":26,"applications_refinance":8,"applications_cash_out_refinance":12,"originations_purchase":21,"originations_refinance":6,"originations_cash_out_refinance":10,"denials_purchase":5,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30017","dataset":"mortgage-lending","jurisdiction":"MT","county":"30017","countyName":"Custer County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Custer County, Montana: in 2024, lenders reported 156 applications for a home purchase or a refinance; 126 became loans ($22.9 million) and 26 were denied, a denial rate of 16.7%. Home purchase: 102 applications, 94 loans. HMDA 2024 data, FFIEC.","value":126,"unit":"home purchase and refinance loans originated, 2024","applications":156,"originations":126,"denials":26,"originated_dollars":22850000,"applications_purchase":102,"applications_refinance":20,"applications_cash_out_refinance":34,"originations_purchase":94,"originations_refinance":17,"originations_cash_out_refinance":15,"denials_purchase":6,"denials_refinance":3,"denials_cash_out_refinance":17,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30019","dataset":"mortgage-lending","jurisdiction":"MT","county":"30019","countyName":"Daniels County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Daniels County, Montana: in 2024, lenders reported 23 applications for a home purchase or a refinance; 17 became loans ($2.5 million) and 6 were denied, a denial rate of 26.1% (a small count, so the rate moves a lot from year to year). Home purchase: 15 applications, 12 loans. HMDA 2024 data, FFIEC.","value":17,"unit":"home purchase and refinance loans originated, 2024","applications":23,"originations":17,"denials":6,"originated_dollars":2525000,"applications_purchase":15,"applications_refinance":4,"applications_cash_out_refinance":4,"originations_purchase":12,"originations_refinance":4,"originations_cash_out_refinance":1,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30021","dataset":"mortgage-lending","jurisdiction":"MT","county":"30021","countyName":"Dawson County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Dawson County, Montana: in 2024, lenders reported 107 applications for a home purchase or a refinance; 85 became loans ($14.2 million) and 21 were denied, a denial rate of 19.6%. Home purchase: 69 applications, 57 loans. HMDA 2024 data, FFIEC.","value":85,"unit":"home purchase and refinance loans originated, 2024","applications":107,"originations":85,"denials":21,"originated_dollars":14225000,"applications_purchase":69,"applications_refinance":15,"applications_cash_out_refinance":23,"originations_purchase":57,"originations_refinance":14,"originations_cash_out_refinance":14,"denials_purchase":11,"denials_refinance":1,"denials_cash_out_refinance":9,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30023","dataset":"mortgage-lending","jurisdiction":"MT","county":"30023","countyName":"Deer Lodge County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Deer Lodge County, Montana: in 2024, lenders reported 191 applications for a home purchase or a refinance; 134 became loans ($30.7 million) and 50 were denied, a denial rate of 26.2%. Home purchase: 108 applications, 84 loans. HMDA 2024 data, FFIEC.","value":134,"unit":"home purchase and refinance loans originated, 2024","applications":191,"originations":134,"denials":50,"originated_dollars":30660000,"applications_purchase":108,"applications_refinance":20,"applications_cash_out_refinance":63,"originations_purchase":84,"originations_refinance":12,"originations_cash_out_refinance":38,"denials_purchase":20,"denials_refinance":6,"denials_cash_out_refinance":24,"denial_rate":26.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30025","dataset":"mortgage-lending","jurisdiction":"MT","county":"30025","countyName":"Fallon County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Fallon County, Montana: in 2024, lenders reported 35 applications for a home purchase or a refinance; 26 became loans ($4.8 million) and 9 were denied, a denial rate of 25.7%. Home purchase: 28 applications, 24 loans. HMDA 2024 data, FFIEC.","value":26,"unit":"home purchase and refinance loans originated, 2024","applications":35,"originations":26,"denials":9,"originated_dollars":4780000,"applications_purchase":28,"applications_refinance":0,"applications_cash_out_refinance":7,"originations_purchase":24,"originations_refinance":0,"originations_cash_out_refinance":2,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":5,"denial_rate":25.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30027","dataset":"mortgage-lending","jurisdiction":"MT","county":"30027","countyName":"Fergus County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Fergus County, Montana: in 2024, lenders reported 155 applications for a home purchase or a refinance; 126 became loans ($30.0 million) and 26 were denied, a denial rate of 16.8%. Home purchase: 100 applications, 86 loans. HMDA 2024 data, FFIEC.","value":126,"unit":"home purchase and refinance loans originated, 2024","applications":155,"originations":126,"denials":26,"originated_dollars":30030000,"applications_purchase":100,"applications_refinance":19,"applications_cash_out_refinance":36,"originations_purchase":86,"originations_refinance":16,"originations_cash_out_refinance":24,"denials_purchase":12,"denials_refinance":3,"denials_cash_out_refinance":11,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30029","dataset":"mortgage-lending","jurisdiction":"MT","county":"30029","countyName":"Flathead County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Flathead County, Montana: in 2024, lenders reported 2,151 applications for a home purchase or a refinance; 1,723 became loans ($865.0 million) and 391 were denied, a denial rate of 18.2%. Home purchase: 1,344 applications, 1,122 loans. HMDA 2024 data, FFIEC.","value":1723,"unit":"home purchase and refinance loans originated, 2024","applications":2151,"originations":1723,"denials":391,"originated_dollars":865005000,"applications_purchase":1344,"applications_refinance":360,"applications_cash_out_refinance":447,"originations_purchase":1122,"originations_refinance":287,"originations_cash_out_refinance":314,"denials_purchase":199,"denials_refinance":65,"denials_cash_out_refinance":127,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30031","dataset":"mortgage-lending","jurisdiction":"MT","county":"30031","countyName":"Gallatin County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Gallatin County, Montana: in 2024, lenders reported 2,241 applications for a home purchase or a refinance; 1,855 became loans ($1.1 billion) and 328 were denied, a denial rate of 14.6%. Home purchase: 1,605 applications, 1,387 loans. HMDA 2024 data, FFIEC.","value":1855,"unit":"home purchase and refinance loans originated, 2024","applications":2241,"originations":1855,"denials":328,"originated_dollars":1108225000,"applications_purchase":1605,"applications_refinance":303,"applications_cash_out_refinance":333,"originations_purchase":1387,"originations_refinance":239,"originations_cash_out_refinance":229,"denials_purchase":183,"denials_refinance":52,"denials_cash_out_refinance":93,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30033","dataset":"mortgage-lending","jurisdiction":"MT","county":"30033","countyName":"Garfield County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Garfield County, Montana: in 2024, lenders reported 6 applications for a home purchase or a refinance; 4 became loans ($820,000) and 2 were denied, a denial rate of 33.3% (a small count, so the rate moves a lot from year to year). Home purchase: 3 applications, 2 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":6,"originations":4,"denials":2,"originated_dollars":820000,"applications_purchase":3,"applications_refinance":1,"applications_cash_out_refinance":2,"originations_purchase":2,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30035","dataset":"mortgage-lending","jurisdiction":"MT","county":"30035","countyName":"Glacier County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Glacier County, Montana: in 2024, lenders reported 80 applications for a home purchase or a refinance; 57 became loans ($9.4 million) and 23 were denied, a denial rate of 28.8%. Home purchase: 45 applications, 38 loans. HMDA 2024 data, FFIEC.","value":57,"unit":"home purchase and refinance loans originated, 2024","applications":80,"originations":57,"denials":23,"originated_dollars":9415000,"applications_purchase":45,"applications_refinance":11,"applications_cash_out_refinance":24,"originations_purchase":38,"originations_refinance":9,"originations_cash_out_refinance":10,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":14,"denial_rate":28.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30037","dataset":"mortgage-lending","jurisdiction":"MT","county":"30037","countyName":"Golden Valley County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Golden Valley County, Montana: in 2024, lenders reported 7 applications for a home purchase or a refinance; 4 became loans ($1.2 million) and 3 were denied, a denial rate of 42.9% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 4 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":7,"originations":4,"denials":3,"originated_dollars":1160000,"applications_purchase":7,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":4,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":42.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30039","dataset":"mortgage-lending","jurisdiction":"MT","county":"30039","countyName":"Granite County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Granite County, Montana: in 2024, lenders reported 53 applications for a home purchase or a refinance; 45 became loans ($17.8 million) and 7 were denied, a denial rate of 13.2%. Home purchase: 32 applications, 29 loans. HMDA 2024 data, FFIEC.","value":45,"unit":"home purchase and refinance loans originated, 2024","applications":53,"originations":45,"denials":7,"originated_dollars":17845000,"applications_purchase":32,"applications_refinance":8,"applications_cash_out_refinance":13,"originations_purchase":29,"originations_refinance":7,"originations_cash_out_refinance":9,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30041","dataset":"mortgage-lending","jurisdiction":"MT","county":"30041","countyName":"Hill County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Hill County, Montana: in 2024, lenders reported 220 applications for a home purchase or a refinance; 181 became loans ($36.6 million) and 29 were denied, a denial rate of 13.2%. Home purchase: 159 applications, 140 loans. HMDA 2024 data, FFIEC.","value":181,"unit":"home purchase and refinance loans originated, 2024","applications":220,"originations":181,"denials":29,"originated_dollars":36595000,"applications_purchase":159,"applications_refinance":30,"applications_cash_out_refinance":31,"originations_purchase":140,"originations_refinance":24,"originations_cash_out_refinance":17,"denials_purchase":13,"denials_refinance":3,"denials_cash_out_refinance":13,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30043","dataset":"mortgage-lending","jurisdiction":"MT","county":"30043","countyName":"Jefferson County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Jefferson County, Montana: in 2024, lenders reported 260 applications for a home purchase or a refinance; 196 became loans ($74.4 million) and 52 were denied, a denial rate of 20.0%. Home purchase: 147 applications, 118 loans. HMDA 2024 data, FFIEC.","value":196,"unit":"home purchase and refinance loans originated, 2024","applications":260,"originations":196,"denials":52,"originated_dollars":74390000,"applications_purchase":147,"applications_refinance":60,"applications_cash_out_refinance":53,"originations_purchase":118,"originations_refinance":48,"originations_cash_out_refinance":30,"denials_purchase":23,"denials_refinance":6,"denials_cash_out_refinance":23,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30045","dataset":"mortgage-lending","jurisdiction":"MT","county":"30045","countyName":"Judith Basin County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Judith Basin County, Montana: in 2024, lenders reported 18 applications for a home purchase or a refinance; 14 became loans ($3.1 million) and 4 were denied, a denial rate of 22.2% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 6 loans. HMDA 2024 data, FFIEC.","value":14,"unit":"home purchase and refinance loans originated, 2024","applications":18,"originations":14,"denials":4,"originated_dollars":3060000,"applications_purchase":9,"applications_refinance":5,"applications_cash_out_refinance":4,"originations_purchase":6,"originations_refinance":5,"originations_cash_out_refinance":3,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30047","dataset":"mortgage-lending","jurisdiction":"MT","county":"30047","countyName":"Lake County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Lake County, Montana: in 2024, lenders reported 427 applications for a home purchase or a refinance; 322 became loans ($148.5 million) and 92 were denied, a denial rate of 21.5%. Home purchase: 219 applications, 172 loans. HMDA 2024 data, FFIEC.","value":322,"unit":"home purchase and refinance loans originated, 2024","applications":427,"originations":322,"denials":92,"originated_dollars":148510000,"applications_purchase":219,"applications_refinance":98,"applications_cash_out_refinance":110,"originations_purchase":172,"originations_refinance":77,"originations_cash_out_refinance":73,"denials_purchase":40,"denials_refinance":17,"denials_cash_out_refinance":35,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30049","dataset":"mortgage-lending","jurisdiction":"MT","county":"30049","countyName":"Lewis and Clark County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Lewis and Clark County, Montana: in 2024, lenders reported 1,419 applications for a home purchase or a refinance; 1,177 became loans ($422.2 million) and 197 were denied, a denial rate of 13.9%. Home purchase: 905 applications, 788 loans. HMDA 2024 data, FFIEC.","value":1177,"unit":"home purchase and refinance loans originated, 2024","applications":1419,"originations":1177,"denials":197,"originated_dollars":422165000,"applications_purchase":905,"applications_refinance":223,"applications_cash_out_refinance":291,"originations_purchase":788,"originations_refinance":178,"originations_cash_out_refinance":211,"denials_purchase":82,"denials_refinance":38,"denials_cash_out_refinance":77,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30051","dataset":"mortgage-lending","jurisdiction":"MT","county":"30051","countyName":"Liberty County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Liberty County, Montana: in 2024, lenders reported 12 applications for a home purchase or a refinance; 10 became loans ($1.7 million) and 2 were denied, a denial rate of 16.7% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 5 loans. HMDA 2024 data, FFIEC.","value":10,"unit":"home purchase and refinance loans originated, 2024","applications":12,"originations":10,"denials":2,"originated_dollars":1680000,"applications_purchase":7,"applications_refinance":2,"applications_cash_out_refinance":3,"originations_purchase":5,"originations_refinance":2,"originations_cash_out_refinance":3,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30053","dataset":"mortgage-lending","jurisdiction":"MT","county":"30053","countyName":"Lincoln County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Lincoln County, Montana: in 2024, lenders reported 406 applications for a home purchase or a refinance; 303 became loans ($96.6 million) and 94 were denied, a denial rate of 23.2%. Home purchase: 224 applications, 181 loans. HMDA 2024 data, FFIEC.","value":303,"unit":"home purchase and refinance loans originated, 2024","applications":406,"originations":303,"denials":94,"originated_dollars":96585000,"applications_purchase":224,"applications_refinance":78,"applications_cash_out_refinance":104,"originations_purchase":181,"originations_refinance":55,"originations_cash_out_refinance":67,"denials_purchase":39,"denials_refinance":18,"denials_cash_out_refinance":37,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30055","dataset":"mortgage-lending","jurisdiction":"MT","county":"30055","countyName":"McCone County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"McCone County, Montana: in 2024, lenders reported 9 applications for a home purchase or a refinance; 7 became loans ($1.3 million) and 2 were denied, a denial rate of 22.2% (a small count, so the rate moves a lot from year to year). Home purchase: 6 applications, 6 loans. HMDA 2024 data, FFIEC.","value":7,"unit":"home purchase and refinance loans originated, 2024","applications":9,"originations":7,"denials":2,"originated_dollars":1295000,"applications_purchase":6,"applications_refinance":0,"applications_cash_out_refinance":3,"originations_purchase":6,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30057","dataset":"mortgage-lending","jurisdiction":"MT","county":"30057","countyName":"Madison County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Madison County, Montana: in 2024, lenders reported 257 applications for a home purchase or a refinance; 207 became loans ($262.4 million) and 41 were denied, a denial rate of 16.0%. Home purchase: 155 applications, 132 loans. HMDA 2024 data, FFIEC.","value":207,"unit":"home purchase and refinance loans originated, 2024","applications":257,"originations":207,"denials":41,"originated_dollars":262405000,"applications_purchase":155,"applications_refinance":52,"applications_cash_out_refinance":50,"originations_purchase":132,"originations_refinance":44,"originations_cash_out_refinance":31,"denials_purchase":18,"denials_refinance":6,"denials_cash_out_refinance":17,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30059","dataset":"mortgage-lending","jurisdiction":"MT","county":"30059","countyName":"Meagher County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Meagher County, Montana: in 2024, lenders reported 31 applications for a home purchase or a refinance; 28 became loans ($8.4 million) and 3 were denied, a denial rate of 9.7%. Home purchase: 12 applications, 12 loans. HMDA 2024 data, FFIEC.","value":28,"unit":"home purchase and refinance loans originated, 2024","applications":31,"originations":28,"denials":3,"originated_dollars":8410000,"applications_purchase":12,"applications_refinance":12,"applications_cash_out_refinance":7,"originations_purchase":12,"originations_refinance":9,"originations_cash_out_refinance":7,"denials_purchase":0,"denials_refinance":3,"denials_cash_out_refinance":0,"denial_rate":9.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30061","dataset":"mortgage-lending","jurisdiction":"MT","county":"30061","countyName":"Mineral County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Mineral County, Montana: in 2024, lenders reported 95 applications for a home purchase or a refinance; 75 became loans ($24.3 million) and 19 were denied, a denial rate of 20.0%. Home purchase: 54 applications, 49 loans. HMDA 2024 data, FFIEC.","value":75,"unit":"home purchase and refinance loans originated, 2024","applications":95,"originations":75,"denials":19,"originated_dollars":24295000,"applications_purchase":54,"applications_refinance":17,"applications_cash_out_refinance":24,"originations_purchase":49,"originations_refinance":12,"originations_cash_out_refinance":14,"denials_purchase":4,"denials_refinance":5,"denials_cash_out_refinance":10,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30063","dataset":"mortgage-lending","jurisdiction":"MT","county":"30063","countyName":"Missoula County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Missoula County, Montana: in 2024, lenders reported 1,696 applications for a home purchase or a refinance; 1,386 became loans ($648.9 million) and 268 were denied, a denial rate of 15.8%. Home purchase: 1,107 applications, 948 loans. HMDA 2024 data, FFIEC.","value":1386,"unit":"home purchase and refinance loans originated, 2024","applications":1696,"originations":1386,"denials":268,"originated_dollars":648900000,"applications_purchase":1107,"applications_refinance":307,"applications_cash_out_refinance":282,"originations_purchase":948,"originations_refinance":249,"originations_cash_out_refinance":189,"denials_purchase":133,"denials_refinance":49,"denials_cash_out_refinance":86,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30065","dataset":"mortgage-lending","jurisdiction":"MT","county":"30065","countyName":"Musselshell County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Musselshell County, Montana: in 2024, lenders reported 92 applications for a home purchase or a refinance; 64 became loans ($15.4 million) and 24 were denied, a denial rate of 26.1%. Home purchase: 50 applications, 34 loans. HMDA 2024 data, FFIEC.","value":64,"unit":"home purchase and refinance loans originated, 2024","applications":92,"originations":64,"denials":24,"originated_dollars":15410000,"applications_purchase":50,"applications_refinance":20,"applications_cash_out_refinance":22,"originations_purchase":34,"originations_refinance":14,"originations_cash_out_refinance":16,"denials_purchase":15,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30067","dataset":"mortgage-lending","jurisdiction":"MT","county":"30067","countyName":"Park County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Park County, Montana: in 2024, lenders reported 315 applications for a home purchase or a refinance; 248 became loans ($105.8 million) and 59 were denied, a denial rate of 18.7%. Home purchase: 198 applications, 174 loans. HMDA 2024 data, FFIEC.","value":248,"unit":"home purchase and refinance loans originated, 2024","applications":315,"originations":248,"denials":59,"originated_dollars":105780000,"applications_purchase":198,"applications_refinance":46,"applications_cash_out_refinance":71,"originations_purchase":174,"originations_refinance":35,"originations_cash_out_refinance":39,"denials_purchase":21,"denials_refinance":8,"denials_cash_out_refinance":30,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30069","dataset":"mortgage-lending","jurisdiction":"MT","county":"30069","countyName":"Petroleum County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Petroleum County, Montana: in 2024, lenders reported 3 applications for a home purchase or a refinance; 3 became loans ($1.0 million) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 2 applications, 2 loans. HMDA 2024 data, FFIEC.","value":3,"unit":"home purchase and refinance loans originated, 2024","applications":3,"originations":3,"denials":0,"originated_dollars":1025000,"applications_purchase":2,"applications_refinance":1,"applications_cash_out_refinance":0,"originations_purchase":2,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30071","dataset":"mortgage-lending","jurisdiction":"MT","county":"30071","countyName":"Phillips County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Phillips County, Montana: in 2024, lenders reported 50 applications for a home purchase or a refinance; 37 became loans ($5.7 million) and 8 were denied, a denial rate of 16.0%. Home purchase: 35 applications, 31 loans. HMDA 2024 data, FFIEC.","value":37,"unit":"home purchase and refinance loans originated, 2024","applications":50,"originations":37,"denials":8,"originated_dollars":5735000,"applications_purchase":35,"applications_refinance":4,"applications_cash_out_refinance":11,"originations_purchase":31,"originations_refinance":3,"originations_cash_out_refinance":3,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":5,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30073","dataset":"mortgage-lending","jurisdiction":"MT","county":"30073","countyName":"Pondera County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Pondera County, Montana: in 2024, lenders reported 84 applications for a home purchase or a refinance; 67 became loans ($12.4 million) and 12 were denied, a denial rate of 14.3%. Home purchase: 51 applications, 44 loans. HMDA 2024 data, FFIEC.","value":67,"unit":"home purchase and refinance loans originated, 2024","applications":84,"originations":67,"denials":12,"originated_dollars":12425000,"applications_purchase":51,"applications_refinance":16,"applications_cash_out_refinance":17,"originations_purchase":44,"originations_refinance":14,"originations_cash_out_refinance":9,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":8,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30075","dataset":"mortgage-lending","jurisdiction":"MT","county":"30075","countyName":"Powder River County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Powder River County, Montana: in 2024, lenders reported 10 applications for a home purchase or a refinance; 5 became loans ($885,000) and 5 were denied, a denial rate of 50.0% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 3 loans. HMDA 2024 data, FFIEC.","value":5,"unit":"home purchase and refinance loans originated, 2024","applications":10,"originations":5,"denials":5,"originated_dollars":885000,"applications_purchase":7,"applications_refinance":1,"applications_cash_out_refinance":2,"originations_purchase":3,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":50,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30077","dataset":"mortgage-lending","jurisdiction":"MT","county":"30077","countyName":"Powell County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Powell County, Montana: in 2024, lenders reported 93 applications for a home purchase or a refinance; 72 became loans ($26.6 million) and 17 were denied, a denial rate of 18.3%. Home purchase: 62 applications, 51 loans. HMDA 2024 data, FFIEC.","value":72,"unit":"home purchase and refinance loans originated, 2024","applications":93,"originations":72,"denials":17,"originated_dollars":26650000,"applications_purchase":62,"applications_refinance":15,"applications_cash_out_refinance":16,"originations_purchase":51,"originations_refinance":11,"originations_cash_out_refinance":10,"denials_purchase":7,"denials_refinance":4,"denials_cash_out_refinance":6,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30079","dataset":"mortgage-lending","jurisdiction":"MT","county":"30079","countyName":"Prairie County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Prairie County, Montana: in 2024, lenders reported 4 applications for a home purchase or a refinance; 4 became loans ($450,000) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 3 applications, 3 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":4,"originations":4,"denials":0,"originated_dollars":450000,"applications_purchase":3,"applications_refinance":1,"applications_cash_out_refinance":0,"originations_purchase":3,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30081","dataset":"mortgage-lending","jurisdiction":"MT","county":"30081","countyName":"Ravalli County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Ravalli County, Montana: in 2024, lenders reported 752 applications for a home purchase or a refinance; 582 became loans ($237.8 million) and 152 were denied, a denial rate of 20.2%. Home purchase: 412 applications, 362 loans. HMDA 2024 data, FFIEC.","value":582,"unit":"home purchase and refinance loans originated, 2024","applications":752,"originations":582,"denials":152,"originated_dollars":237840000,"applications_purchase":412,"applications_refinance":135,"applications_cash_out_refinance":205,"originations_purchase":362,"originations_refinance":99,"originations_cash_out_refinance":121,"denials_purchase":45,"denials_refinance":31,"denials_cash_out_refinance":76,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30083","dataset":"mortgage-lending","jurisdiction":"MT","county":"30083","countyName":"Richland County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Richland County, Montana: in 2024, lenders reported 156 applications for a home purchase or a refinance; 130 became loans ($29.1 million) and 23 were denied, a denial rate of 14.7%. Home purchase: 102 applications, 92 loans. HMDA 2024 data, FFIEC.","value":130,"unit":"home purchase and refinance loans originated, 2024","applications":156,"originations":130,"denials":23,"originated_dollars":29110000,"applications_purchase":102,"applications_refinance":29,"applications_cash_out_refinance":25,"originations_purchase":92,"originations_refinance":22,"originations_cash_out_refinance":16,"denials_purchase":8,"denials_refinance":6,"denials_cash_out_refinance":9,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30085","dataset":"mortgage-lending","jurisdiction":"MT","county":"30085","countyName":"Roosevelt County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Roosevelt County, Montana: in 2024, lenders reported 73 applications for a home purchase or a refinance; 53 became loans ($7.5 million) and 19 were denied, a denial rate of 26.0%. Home purchase: 46 applications, 38 loans. HMDA 2024 data, FFIEC.","value":53,"unit":"home purchase and refinance loans originated, 2024","applications":73,"originations":53,"denials":19,"originated_dollars":7535000,"applications_purchase":46,"applications_refinance":11,"applications_cash_out_refinance":16,"originations_purchase":38,"originations_refinance":9,"originations_cash_out_refinance":6,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":10,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30087","dataset":"mortgage-lending","jurisdiction":"MT","county":"30087","countyName":"Rosebud County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Rosebud County, Montana: in 2024, lenders reported 77 applications for a home purchase or a refinance; 59 became loans ($12.1 million) and 15 were denied, a denial rate of 19.5%. Home purchase: 50 applications, 39 loans. HMDA 2024 data, FFIEC.","value":59,"unit":"home purchase and refinance loans originated, 2024","applications":77,"originations":59,"denials":15,"originated_dollars":12095000,"applications_purchase":50,"applications_refinance":14,"applications_cash_out_refinance":13,"originations_purchase":39,"originations_refinance":12,"originations_cash_out_refinance":8,"denials_purchase":9,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30089","dataset":"mortgage-lending","jurisdiction":"MT","county":"30089","countyName":"Sanders County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Sanders County, Montana: in 2024, lenders reported 224 applications for a home purchase or a refinance; 145 became loans ($42.0 million) and 71 were denied, a denial rate of 31.7%. Home purchase: 126 applications, 91 loans. HMDA 2024 data, FFIEC.","value":145,"unit":"home purchase and refinance loans originated, 2024","applications":224,"originations":145,"denials":71,"originated_dollars":41995000,"applications_purchase":126,"applications_refinance":32,"applications_cash_out_refinance":66,"originations_purchase":91,"originations_refinance":19,"originations_cash_out_refinance":35,"denials_purchase":29,"denials_refinance":12,"denials_cash_out_refinance":30,"denial_rate":31.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30091","dataset":"mortgage-lending","jurisdiction":"MT","county":"30091","countyName":"Sheridan County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Sheridan County, Montana: in 2024, lenders reported 33 applications for a home purchase or a refinance; 25 became loans ($3.9 million) and 8 were denied, a denial rate of 24.2%. Home purchase: 19 applications, 15 loans. HMDA 2024 data, FFIEC.","value":25,"unit":"home purchase and refinance loans originated, 2024","applications":33,"originations":25,"denials":8,"originated_dollars":3905000,"applications_purchase":19,"applications_refinance":5,"applications_cash_out_refinance":9,"originations_purchase":15,"originations_refinance":5,"originations_cash_out_refinance":5,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":24.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30093","dataset":"mortgage-lending","jurisdiction":"MT","county":"30093","countyName":"Silver Bow County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Silver Bow County, Montana: in 2024, lenders reported 710 applications for a home purchase or a refinance; 580 became loans ($140.1 million) and 116 were denied, a denial rate of 16.3%. Home purchase: 443 applications, 403 loans. HMDA 2024 data, FFIEC.","value":580,"unit":"home purchase and refinance loans originated, 2024","applications":710,"originations":580,"denials":116,"originated_dollars":140080000,"applications_purchase":443,"applications_refinance":65,"applications_cash_out_refinance":202,"originations_purchase":403,"originations_refinance":51,"originations_cash_out_refinance":126,"denials_purchase":34,"denials_refinance":12,"denials_cash_out_refinance":70,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30095","dataset":"mortgage-lending","jurisdiction":"MT","county":"30095","countyName":"Stillwater County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Stillwater County, Montana: in 2024, lenders reported 198 applications for a home purchase or a refinance; 162 became loans ($53.1 million) and 31 were denied, a denial rate of 15.7%. Home purchase: 122 applications, 101 loans. HMDA 2024 data, FFIEC.","value":162,"unit":"home purchase and refinance loans originated, 2024","applications":198,"originations":162,"denials":31,"originated_dollars":53060000,"applications_purchase":122,"applications_refinance":32,"applications_cash_out_refinance":44,"originations_purchase":101,"originations_refinance":28,"originations_cash_out_refinance":33,"denials_purchase":17,"denials_refinance":4,"denials_cash_out_refinance":10,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30097","dataset":"mortgage-lending","jurisdiction":"MT","county":"30097","countyName":"Sweet Grass County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Sweet Grass County, Montana: in 2024, lenders reported 50 applications for a home purchase or a refinance; 36 became loans ($14.1 million) and 13 were denied, a denial rate of 26.0%. Home purchase: 28 applications, 23 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":50,"originations":36,"denials":13,"originated_dollars":14050000,"applications_purchase":28,"applications_refinance":8,"applications_cash_out_refinance":14,"originations_purchase":23,"originations_refinance":5,"originations_cash_out_refinance":8,"denials_purchase":4,"denials_refinance":3,"denials_cash_out_refinance":6,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30099","dataset":"mortgage-lending","jurisdiction":"MT","county":"30099","countyName":"Teton County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Teton County, Montana: in 2024, lenders reported 96 applications for a home purchase or a refinance; 72 became loans ($18.4 million) and 17 were denied, a denial rate of 17.7%. Home purchase: 60 applications, 50 loans. HMDA 2024 data, FFIEC.","value":72,"unit":"home purchase and refinance loans originated, 2024","applications":96,"originations":72,"denials":17,"originated_dollars":18410000,"applications_purchase":60,"applications_refinance":20,"applications_cash_out_refinance":16,"originations_purchase":50,"originations_refinance":11,"originations_cash_out_refinance":11,"denials_purchase":6,"denials_refinance":6,"denials_cash_out_refinance":5,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30101","dataset":"mortgage-lending","jurisdiction":"MT","county":"30101","countyName":"Toole County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Toole County, Montana: in 2024, lenders reported 53 applications for a home purchase or a refinance; 42 became loans ($10.2 million) and 9 were denied, a denial rate of 17.0%. Home purchase: 39 applications, 32 loans. HMDA 2024 data, FFIEC.","value":42,"unit":"home purchase and refinance loans originated, 2024","applications":53,"originations":42,"denials":9,"originated_dollars":10190000,"applications_purchase":39,"applications_refinance":5,"applications_cash_out_refinance":9,"originations_purchase":32,"originations_refinance":4,"originations_cash_out_refinance":6,"denials_purchase":6,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30103","dataset":"mortgage-lending","jurisdiction":"MT","county":"30103","countyName":"Treasure County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Treasure County, Montana: in 2024, lenders reported 8 applications for a home purchase or a refinance; 6 became loans ($1.2 million) and 1 were denied, a denial rate of 12.5% (a small count, so the rate moves a lot from year to year). Home purchase: 6 applications, 5 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":8,"originations":6,"denials":1,"originated_dollars":1250000,"applications_purchase":6,"applications_refinance":1,"applications_cash_out_refinance":1,"originations_purchase":5,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30105","dataset":"mortgage-lending","jurisdiction":"MT","county":"30105","countyName":"Valley County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Valley County, Montana: in 2024, lenders reported 86 applications for a home purchase or a refinance; 68 became loans ($13.8 million) and 15 were denied, a denial rate of 17.4%. Home purchase: 63 applications, 51 loans. HMDA 2024 data, FFIEC.","value":68,"unit":"home purchase and refinance loans originated, 2024","applications":86,"originations":68,"denials":15,"originated_dollars":13820000,"applications_purchase":63,"applications_refinance":11,"applications_cash_out_refinance":12,"originations_purchase":51,"originations_refinance":10,"originations_cash_out_refinance":7,"denials_purchase":10,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30107","dataset":"mortgage-lending","jurisdiction":"MT","county":"30107","countyName":"Wheatland County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Wheatland County, Montana: in 2024, lenders reported 30 applications for a home purchase or a refinance; 21 became loans ($3.7 million) and 8 were denied, a denial rate of 26.7%. Home purchase: 17 applications, 15 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":30,"originations":21,"denials":8,"originated_dollars":3745000,"applications_purchase":17,"applications_refinance":2,"applications_cash_out_refinance":11,"originations_purchase":15,"originations_refinance":1,"originations_cash_out_refinance":5,"denials_purchase":1,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":26.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:30109","dataset":"mortgage-lending","jurisdiction":"MT","county":"30109","countyName":"Wibaux County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Wibaux County, Montana: in 2024, lenders reported 8 applications for a home purchase or a refinance; 2 became loans ($210,000) and 5 were denied, a denial rate of 62.5% (a small count, so the rate moves a lot from year to year). Home purchase: 6 applications, 2 loans. HMDA 2024 data, FFIEC.","value":2,"unit":"home purchase and refinance loans originated, 2024","applications":8,"originations":2,"denials":5,"originated_dollars":210000,"applications_purchase":6,"applications_refinance":0,"applications_cash_out_refinance":2,"originations_purchase":2,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":62.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:30111","dataset":"mortgage-lending","jurisdiction":"MT","county":"30111","countyName":"Yellowstone County","stateName":"Montana","level":"county","year":2024,"status":"P","text":"Yellowstone County, Montana: in 2024, lenders reported 3,716 applications for a home purchase or a refinance; 3,000 became loans ($896.0 million) and 590 were denied, a denial rate of 15.9%. Home purchase: 2,432 applications, 2,102 loans. HMDA 2024 data, FFIEC.","value":3000,"unit":"home purchase and refinance loans originated, 2024","applications":3716,"originations":3000,"denials":590,"originated_dollars":896050000,"applications_purchase":2432,"applications_refinance":536,"applications_cash_out_refinance":748,"originations_purchase":2102,"originations_refinance":424,"originations_cash_out_refinance":474,"denials_purchase":256,"denials_refinance":84,"denials_cash_out_refinance":250,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:NC","dataset":"mortgage-lending","jurisdiction":"NC","county":null,"countyName":null,"stateName":"North Carolina","level":"state","year":2024,"status":"P","text":"North Carolina: in 2024, lenders reported 265,084 applications for a home purchase or a refinance; 205,014 became loans ($70.3 billion) and 50,143 were denied, a denial rate of 18.9%. Home purchase: 174,879 applications, 144,457 loans. Loans made changed +8.5% from 188,875 in 2023. HMDA 2024 data, FFIEC.","value":205014,"unit":"home purchase and refinance loans originated, 2024","applications":265084,"originations":205014,"denials":50143,"originated_dollars":70309460000,"applications_purchase":174879,"applications_refinance":44023,"applications_cash_out_refinance":46182,"originations_purchase":144457,"originations_refinance":31567,"originations_cash_out_refinance":28990,"denials_purchase":24737,"denials_refinance":10025,"denials_cash_out_refinance":15381,"denial_rate":18.9,"originations_prior_year":188875,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"1,196 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":1196,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37001","dataset":"mortgage-lending","jurisdiction":"NC","county":"37001","countyName":"Alamance County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Alamance County, North Carolina: in 2024, lenders reported 4,593 applications for a home purchase or a refinance; 3,530 became loans ($1.0 billion) and 925 were denied, a denial rate of 20.1%. Home purchase: 3,076 applications, 2,510 loans. HMDA 2024 data, FFIEC.","value":3530,"unit":"home purchase and refinance loans originated, 2024","applications":4593,"originations":3530,"denials":925,"originated_dollars":1005270000,"applications_purchase":3076,"applications_refinance":727,"applications_cash_out_refinance":790,"originations_purchase":2510,"originations_refinance":518,"originations_cash_out_refinance":502,"denials_purchase":484,"denials_refinance":184,"denials_cash_out_refinance":257,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37003","dataset":"mortgage-lending","jurisdiction":"NC","county":"37003","countyName":"Alexander County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Alexander County, North Carolina: in 2024, lenders reported 620 applications for a home purchase or a refinance; 471 became loans ($113.2 million) and 130 were denied, a denial rate of 21.0%. Home purchase: 369 applications, 303 loans. HMDA 2024 data, FFIEC.","value":471,"unit":"home purchase and refinance loans originated, 2024","applications":620,"originations":471,"denials":130,"originated_dollars":113205000,"applications_purchase":369,"applications_refinance":113,"applications_cash_out_refinance":138,"originations_purchase":303,"originations_refinance":76,"originations_cash_out_refinance":92,"denials_purchase":59,"denials_refinance":30,"denials_cash_out_refinance":41,"denial_rate":21,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37005","dataset":"mortgage-lending","jurisdiction":"NC","county":"37005","countyName":"Alleghany County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Alleghany County, North Carolina: in 2024, lenders reported 229 applications for a home purchase or a refinance; 174 became loans ($40.9 million) and 47 were denied, a denial rate of 20.5%. Home purchase: 158 applications, 132 loans. HMDA 2024 data, FFIEC.","value":174,"unit":"home purchase and refinance loans originated, 2024","applications":229,"originations":174,"denials":47,"originated_dollars":40890000,"applications_purchase":158,"applications_refinance":34,"applications_cash_out_refinance":37,"originations_purchase":132,"originations_refinance":24,"originations_cash_out_refinance":18,"denials_purchase":21,"denials_refinance":8,"denials_cash_out_refinance":18,"denial_rate":20.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37007","dataset":"mortgage-lending","jurisdiction":"NC","county":"37007","countyName":"Anson County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Anson County, North Carolina: in 2024, lenders reported 420 applications for a home purchase or a refinance; 265 became loans ($56.0 million) and 136 were denied, a denial rate of 32.4%. Home purchase: 289 applications, 180 loans. HMDA 2024 data, FFIEC.","value":265,"unit":"home purchase and refinance loans originated, 2024","applications":420,"originations":265,"denials":136,"originated_dollars":56025000,"applications_purchase":289,"applications_refinance":70,"applications_cash_out_refinance":61,"originations_purchase":180,"originations_refinance":49,"originations_cash_out_refinance":36,"denials_purchase":92,"denials_refinance":20,"denials_cash_out_refinance":24,"denial_rate":32.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37009","dataset":"mortgage-lending","jurisdiction":"NC","county":"37009","countyName":"Ashe County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Ashe County, North Carolina: in 2024, lenders reported 506 applications for a home purchase or a refinance; 392 became loans ($114.7 million) and 101 were denied, a denial rate of 20.0%. Home purchase: 347 applications, 285 loans. HMDA 2024 data, FFIEC.","value":392,"unit":"home purchase and refinance loans originated, 2024","applications":506,"originations":392,"denials":101,"originated_dollars":114710000,"applications_purchase":347,"applications_refinance":79,"applications_cash_out_refinance":80,"originations_purchase":285,"originations_refinance":64,"originations_cash_out_refinance":43,"denials_purchase":54,"denials_refinance":11,"denials_cash_out_refinance":36,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37011","dataset":"mortgage-lending","jurisdiction":"NC","county":"37011","countyName":"Avery County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Avery County, North Carolina: in 2024, lenders reported 485 applications for a home purchase or a refinance; 385 became loans ($157.0 million) and 78 were denied, a denial rate of 16.1%. Home purchase: 339 applications, 271 loans. HMDA 2024 data, FFIEC.","value":385,"unit":"home purchase and refinance loans originated, 2024","applications":485,"originations":385,"denials":78,"originated_dollars":156985000,"applications_purchase":339,"applications_refinance":75,"applications_cash_out_refinance":71,"originations_purchase":271,"originations_refinance":61,"originations_cash_out_refinance":53,"denials_purchase":50,"denials_refinance":12,"denials_cash_out_refinance":16,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37013","dataset":"mortgage-lending","jurisdiction":"NC","county":"37013","countyName":"Beaufort County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Beaufort County, North Carolina: in 2024, lenders reported 918 applications for a home purchase or a refinance; 662 became loans ($161.9 million) and 215 were denied, a denial rate of 23.4%. Home purchase: 635 applications, 465 loans. HMDA 2024 data, FFIEC.","value":662,"unit":"home purchase and refinance loans originated, 2024","applications":918,"originations":662,"denials":215,"originated_dollars":161900000,"applications_purchase":635,"applications_refinance":145,"applications_cash_out_refinance":138,"originations_purchase":465,"originations_refinance":107,"originations_cash_out_refinance":90,"denials_purchase":141,"denials_refinance":31,"denials_cash_out_refinance":43,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37015","dataset":"mortgage-lending","jurisdiction":"NC","county":"37015","countyName":"Bertie County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Bertie County, North Carolina: in 2024, lenders reported 219 applications for a home purchase or a refinance; 131 became loans ($26.8 million) and 76 were denied, a denial rate of 34.7%. Home purchase: 139 applications, 83 loans. HMDA 2024 data, FFIEC.","value":131,"unit":"home purchase and refinance loans originated, 2024","applications":219,"originations":131,"denials":76,"originated_dollars":26835000,"applications_purchase":139,"applications_refinance":36,"applications_cash_out_refinance":44,"originations_purchase":83,"originations_refinance":27,"originations_cash_out_refinance":21,"denials_purchase":47,"denials_refinance":9,"denials_cash_out_refinance":20,"denial_rate":34.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37017","dataset":"mortgage-lending","jurisdiction":"NC","county":"37017","countyName":"Bladen County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Bladen County, North Carolina: in 2024, lenders reported 500 applications for a home purchase or a refinance; 264 became loans ($51.5 million) and 198 were denied, a denial rate of 39.6%. Home purchase: 351 applications, 179 loans. HMDA 2024 data, FFIEC.","value":264,"unit":"home purchase and refinance loans originated, 2024","applications":500,"originations":264,"denials":198,"originated_dollars":51500000,"applications_purchase":351,"applications_refinance":68,"applications_cash_out_refinance":81,"originations_purchase":179,"originations_refinance":44,"originations_cash_out_refinance":41,"denials_purchase":144,"denials_refinance":17,"denials_cash_out_refinance":37,"denial_rate":39.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37019","dataset":"mortgage-lending","jurisdiction":"NC","county":"37019","countyName":"Brunswick County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Brunswick County, North Carolina: in 2024, lenders reported 7,188 applications for a home purchase or a refinance; 5,732 became loans ($2.0 billion) and 1,244 were denied, a denial rate of 17.3%. Home purchase: 5,458 applications, 4,561 loans. HMDA 2024 data, FFIEC.","value":5732,"unit":"home purchase and refinance loans originated, 2024","applications":7188,"originations":5732,"denials":1244,"originated_dollars":2031850000,"applications_purchase":5458,"applications_refinance":836,"applications_cash_out_refinance":894,"originations_purchase":4561,"originations_refinance":604,"originations_cash_out_refinance":567,"denials_purchase":750,"denials_refinance":189,"denials_cash_out_refinance":305,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37021","dataset":"mortgage-lending","jurisdiction":"NC","county":"37021","countyName":"Buncombe County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Buncombe County, North Carolina: in 2024, lenders reported 4,902 applications for a home purchase or a refinance; 3,699 became loans ($1.6 billion) and 973 were denied, a denial rate of 19.8%. Home purchase: 3,276 applications, 2,597 loans. HMDA 2024 data, FFIEC.","value":3699,"unit":"home purchase and refinance loans originated, 2024","applications":4902,"originations":3699,"denials":973,"originated_dollars":1581105000,"applications_purchase":3276,"applications_refinance":748,"applications_cash_out_refinance":878,"originations_purchase":2597,"originations_refinance":538,"originations_cash_out_refinance":564,"denials_purchase":515,"denials_refinance":179,"denials_cash_out_refinance":279,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37023","dataset":"mortgage-lending","jurisdiction":"NC","county":"37023","countyName":"Burke County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Burke County, North Carolina: in 2024, lenders reported 1,789 applications for a home purchase or a refinance; 1,357 became loans ($316.1 million) and 363 were denied, a denial rate of 20.3%. Home purchase: 1,137 applications, 915 loans. HMDA 2024 data, FFIEC.","value":1357,"unit":"home purchase and refinance loans originated, 2024","applications":1789,"originations":1357,"denials":363,"originated_dollars":316135000,"applications_purchase":1137,"applications_refinance":284,"applications_cash_out_refinance":368,"originations_purchase":915,"originations_refinance":209,"originations_cash_out_refinance":233,"denials_purchase":186,"denials_refinance":55,"denials_cash_out_refinance":122,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37025","dataset":"mortgage-lending","jurisdiction":"NC","county":"37025","countyName":"Cabarrus County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Cabarrus County, North Carolina: in 2024, lenders reported 6,759 applications for a home purchase or a refinance; 5,287 became loans ($1.9 billion) and 1,217 were denied, a denial rate of 18.0%. Home purchase: 4,401 applications, 3,706 loans. HMDA 2024 data, FFIEC.","value":5287,"unit":"home purchase and refinance loans originated, 2024","applications":6759,"originations":5287,"denials":1217,"originated_dollars":1907655000,"applications_purchase":4401,"applications_refinance":1095,"applications_cash_out_refinance":1263,"originations_purchase":3706,"originations_refinance":778,"originations_cash_out_refinance":803,"denials_purchase":546,"denials_refinance":261,"denials_cash_out_refinance":410,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37027","dataset":"mortgage-lending","jurisdiction":"NC","county":"37027","countyName":"Caldwell County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Caldwell County, North Carolina: in 2024, lenders reported 1,686 applications for a home purchase or a refinance; 1,306 became loans ($304.6 million) and 318 were denied, a denial rate of 18.9%. Home purchase: 1,000 applications, 820 loans. HMDA 2024 data, FFIEC.","value":1306,"unit":"home purchase and refinance loans originated, 2024","applications":1686,"originations":1306,"denials":318,"originated_dollars":304590000,"applications_purchase":1000,"applications_refinance":283,"applications_cash_out_refinance":403,"originations_purchase":820,"originations_refinance":200,"originations_cash_out_refinance":286,"denials_purchase":140,"denials_refinance":71,"denials_cash_out_refinance":107,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37029","dataset":"mortgage-lending","jurisdiction":"NC","county":"37029","countyName":"Camden County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Camden County, North Carolina: in 2024, lenders reported 331 applications for a home purchase or a refinance; 270 became loans ($85.5 million) and 55 were denied, a denial rate of 16.6%. Home purchase: 198 applications, 171 loans. HMDA 2024 data, FFIEC.","value":270,"unit":"home purchase and refinance loans originated, 2024","applications":331,"originations":270,"denials":55,"originated_dollars":85520000,"applications_purchase":198,"applications_refinance":57,"applications_cash_out_refinance":76,"originations_purchase":171,"originations_refinance":43,"originations_cash_out_refinance":56,"denials_purchase":24,"denials_refinance":12,"denials_cash_out_refinance":19,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37031","dataset":"mortgage-lending","jurisdiction":"NC","county":"37031","countyName":"Carteret County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Carteret County, North Carolina: in 2024, lenders reported 2,101 applications for a home purchase or a refinance; 1,674 became loans ($679.4 million) and 351 were denied, a denial rate of 16.7%. Home purchase: 1,364 applications, 1,162 loans. HMDA 2024 data, FFIEC.","value":1674,"unit":"home purchase and refinance loans originated, 2024","applications":2101,"originations":1674,"denials":351,"originated_dollars":679400000,"applications_purchase":1364,"applications_refinance":355,"applications_cash_out_refinance":382,"originations_purchase":1162,"originations_refinance":270,"originations_cash_out_refinance":242,"denials_purchase":153,"denials_refinance":68,"denials_cash_out_refinance":130,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37033","dataset":"mortgage-lending","jurisdiction":"NC","county":"37033","countyName":"Caswell County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Caswell County, North Carolina: in 2024, lenders reported 417 applications for a home purchase or a refinance; 282 became loans ($58.9 million) and 122 were denied, a denial rate of 29.3%. Home purchase: 275 applications, 196 loans. HMDA 2024 data, FFIEC.","value":282,"unit":"home purchase and refinance loans originated, 2024","applications":417,"originations":282,"denials":122,"originated_dollars":58920000,"applications_purchase":275,"applications_refinance":55,"applications_cash_out_refinance":87,"originations_purchase":196,"originations_refinance":39,"originations_cash_out_refinance":47,"denials_purchase":69,"denials_refinance":15,"denials_cash_out_refinance":38,"denial_rate":29.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37035","dataset":"mortgage-lending","jurisdiction":"NC","county":"37035","countyName":"Catawba County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Catawba County, North Carolina: in 2024, lenders reported 4,231 applications for a home purchase or a refinance; 3,331 became loans ($881.5 million) and 704 were denied, a denial rate of 16.6%. Home purchase: 2,765 applications, 2,318 loans. HMDA 2024 data, FFIEC.","value":3331,"unit":"home purchase and refinance loans originated, 2024","applications":4231,"originations":3331,"denials":704,"originated_dollars":881525000,"applications_purchase":2765,"applications_refinance":667,"applications_cash_out_refinance":799,"originations_purchase":2318,"originations_refinance":496,"originations_cash_out_refinance":517,"denials_purchase":326,"denials_refinance":139,"denials_cash_out_refinance":239,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37037","dataset":"mortgage-lending","jurisdiction":"NC","county":"37037","countyName":"Chatham County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Chatham County, North Carolina: in 2024, lenders reported 1,791 applications for a home purchase or a refinance; 1,452 became loans ($671.4 million) and 291 were denied, a denial rate of 16.2%. Home purchase: 1,159 applications, 1,009 loans. HMDA 2024 data, FFIEC.","value":1452,"unit":"home purchase and refinance loans originated, 2024","applications":1791,"originations":1452,"denials":291,"originated_dollars":671400000,"applications_purchase":1159,"applications_refinance":374,"applications_cash_out_refinance":258,"originations_purchase":1009,"originations_refinance":276,"originations_cash_out_refinance":167,"denials_purchase":124,"denials_refinance":85,"denials_cash_out_refinance":82,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37039","dataset":"mortgage-lending","jurisdiction":"NC","county":"37039","countyName":"Cherokee County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Cherokee County, North Carolina: in 2024, lenders reported 790 applications for a home purchase or a refinance; 638 became loans ($146.6 million) and 130 were denied, a denial rate of 16.5%. Home purchase: 502 applications, 431 loans. HMDA 2024 data, FFIEC.","value":638,"unit":"home purchase and refinance loans originated, 2024","applications":790,"originations":638,"denials":130,"originated_dollars":146620000,"applications_purchase":502,"applications_refinance":126,"applications_cash_out_refinance":162,"originations_purchase":431,"originations_refinance":93,"originations_cash_out_refinance":114,"denials_purchase":61,"denials_refinance":28,"denials_cash_out_refinance":41,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37041","dataset":"mortgage-lending","jurisdiction":"NC","county":"37041","countyName":"Chowan County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Chowan County, North Carolina: in 2024, lenders reported 323 applications for a home purchase or a refinance; 247 became loans ($58.7 million) and 65 were denied, a denial rate of 20.1%. Home purchase: 216 applications, 175 loans. HMDA 2024 data, FFIEC.","value":247,"unit":"home purchase and refinance loans originated, 2024","applications":323,"originations":247,"denials":65,"originated_dollars":58685000,"applications_purchase":216,"applications_refinance":56,"applications_cash_out_refinance":51,"originations_purchase":175,"originations_refinance":44,"originations_cash_out_refinance":28,"denials_purchase":35,"denials_refinance":9,"denials_cash_out_refinance":21,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37043","dataset":"mortgage-lending","jurisdiction":"NC","county":"37043","countyName":"Clay County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Clay County, North Carolina: in 2024, lenders reported 268 applications for a home purchase or a refinance; 203 became loans ($51.0 million) and 56 were denied, a denial rate of 20.9%. Home purchase: 163 applications, 127 loans. HMDA 2024 data, FFIEC.","value":203,"unit":"home purchase and refinance loans originated, 2024","applications":268,"originations":203,"denials":56,"originated_dollars":51015000,"applications_purchase":163,"applications_refinance":54,"applications_cash_out_refinance":51,"originations_purchase":127,"originations_refinance":44,"originations_cash_out_refinance":32,"denials_purchase":31,"denials_refinance":6,"denials_cash_out_refinance":19,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37045","dataset":"mortgage-lending","jurisdiction":"NC","county":"37045","countyName":"Cleveland County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Cleveland County, North Carolina: in 2024, lenders reported 2,344 applications for a home purchase or a refinance; 1,641 became loans ($379.5 million) and 619 were denied, a denial rate of 26.4%. Home purchase: 1,437 applications, 1,043 loans. HMDA 2024 data, FFIEC.","value":1641,"unit":"home purchase and refinance loans originated, 2024","applications":2344,"originations":1641,"denials":619,"originated_dollars":379495000,"applications_purchase":1437,"applications_refinance":415,"applications_cash_out_refinance":492,"originations_purchase":1043,"originations_refinance":287,"originations_cash_out_refinance":311,"denials_purchase":345,"denials_refinance":111,"denials_cash_out_refinance":163,"denial_rate":26.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37047","dataset":"mortgage-lending","jurisdiction":"NC","county":"37047","countyName":"Columbus County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Columbus County, North Carolina: in 2024, lenders reported 1,062 applications for a home purchase or a refinance; 570 became loans ($109.6 million) and 419 were denied, a denial rate of 39.5%. Home purchase: 760 applications, 397 loans. HMDA 2024 data, FFIEC.","value":570,"unit":"home purchase and refinance loans originated, 2024","applications":1062,"originations":570,"denials":419,"originated_dollars":109640000,"applications_purchase":760,"applications_refinance":156,"applications_cash_out_refinance":146,"originations_purchase":397,"originations_refinance":99,"originations_cash_out_refinance":74,"denials_purchase":306,"denials_refinance":45,"denials_cash_out_refinance":68,"denial_rate":39.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37049","dataset":"mortgage-lending","jurisdiction":"NC","county":"37049","countyName":"Craven County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Craven County, North Carolina: in 2024, lenders reported 2,929 applications for a home purchase or a refinance; 2,264 became loans ($596.2 million) and 569 were denied, a denial rate of 19.4%. Home purchase: 1,909 applications, 1,594 loans. HMDA 2024 data, FFIEC.","value":2264,"unit":"home purchase and refinance loans originated, 2024","applications":2929,"originations":2264,"denials":569,"originated_dollars":596210000,"applications_purchase":1909,"applications_refinance":461,"applications_cash_out_refinance":559,"originations_purchase":1594,"originations_refinance":314,"originations_cash_out_refinance":356,"denials_purchase":272,"denials_refinance":108,"denials_cash_out_refinance":189,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37051","dataset":"mortgage-lending","jurisdiction":"NC","county":"37051","countyName":"Cumberland County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Cumberland County, North Carolina: in 2024, lenders reported 9,743 applications for a home purchase or a refinance; 7,363 became loans ($1.9 billion) and 1,876 were denied, a denial rate of 19.3%. Home purchase: 5,809 applications, 4,817 loans. HMDA 2024 data, FFIEC.","value":7363,"unit":"home purchase and refinance loans originated, 2024","applications":9743,"originations":7363,"denials":1876,"originated_dollars":1881465000,"applications_purchase":5809,"applications_refinance":1784,"applications_cash_out_refinance":2150,"originations_purchase":4817,"originations_refinance":1279,"originations_cash_out_refinance":1267,"denials_purchase":801,"denials_refinance":297,"denials_cash_out_refinance":778,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37053","dataset":"mortgage-lending","jurisdiction":"NC","county":"37053","countyName":"Currituck County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Currituck County, North Carolina: in 2024, lenders reported 1,293 applications for a home purchase or a refinance; 1,041 became loans ($496.6 million) and 202 were denied, a denial rate of 15.6%. Home purchase: 849 applications, 736 loans. HMDA 2024 data, FFIEC.","value":1041,"unit":"home purchase and refinance loans originated, 2024","applications":1293,"originations":1041,"denials":202,"originated_dollars":496575000,"applications_purchase":849,"applications_refinance":230,"applications_cash_out_refinance":214,"originations_purchase":736,"originations_refinance":180,"originations_cash_out_refinance":125,"denials_purchase":85,"denials_refinance":34,"denials_cash_out_refinance":83,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37055","dataset":"mortgage-lending","jurisdiction":"NC","county":"37055","countyName":"Dare County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Dare County, North Carolina: in 2024, lenders reported 1,472 applications for a home purchase or a refinance; 1,186 became loans ($575.3 million) and 240 were denied, a denial rate of 16.3%. Home purchase: 1,007 applications, 880 loans. HMDA 2024 data, FFIEC.","value":1186,"unit":"home purchase and refinance loans originated, 2024","applications":1472,"originations":1186,"denials":240,"originated_dollars":575320000,"applications_purchase":1007,"applications_refinance":248,"applications_cash_out_refinance":217,"originations_purchase":880,"originations_refinance":176,"originations_cash_out_refinance":130,"denials_purchase":91,"denials_refinance":65,"denials_cash_out_refinance":84,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37057","dataset":"mortgage-lending","jurisdiction":"NC","county":"37057","countyName":"Davidson County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Davidson County, North Carolina: in 2024, lenders reported 4,659 applications for a home purchase or a refinance; 3,622 became loans ($889.0 million) and 902 were denied, a denial rate of 19.4%. Home purchase: 3,103 applications, 2,578 loans. HMDA 2024 data, FFIEC.","value":3622,"unit":"home purchase and refinance loans originated, 2024","applications":4659,"originations":3622,"denials":902,"originated_dollars":888970000,"applications_purchase":3103,"applications_refinance":767,"applications_cash_out_refinance":789,"originations_purchase":2578,"originations_refinance":569,"originations_cash_out_refinance":475,"denials_purchase":454,"denials_refinance":162,"denials_cash_out_refinance":286,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37059","dataset":"mortgage-lending","jurisdiction":"NC","county":"37059","countyName":"Davie County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Davie County, North Carolina: in 2024, lenders reported 1,051 applications for a home purchase or a refinance; 824 became loans ($222.4 million) and 190 were denied, a denial rate of 18.1%. Home purchase: 648 applications, 529 loans. HMDA 2024 data, FFIEC.","value":824,"unit":"home purchase and refinance loans originated, 2024","applications":1051,"originations":824,"denials":190,"originated_dollars":222390000,"applications_purchase":648,"applications_refinance":215,"applications_cash_out_refinance":188,"originations_purchase":529,"originations_refinance":170,"originations_cash_out_refinance":125,"denials_purchase":95,"denials_refinance":40,"denials_cash_out_refinance":55,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37061","dataset":"mortgage-lending","jurisdiction":"NC","county":"37061","countyName":"Duplin County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Duplin County, North Carolina: in 2024, lenders reported 789 applications for a home purchase or a refinance; 472 became loans ($94.2 million) and 278 were denied, a denial rate of 35.2%. Home purchase: 549 applications, 330 loans. HMDA 2024 data, FFIEC.","value":472,"unit":"home purchase and refinance loans originated, 2024","applications":789,"originations":472,"denials":278,"originated_dollars":94240000,"applications_purchase":549,"applications_refinance":114,"applications_cash_out_refinance":126,"originations_purchase":330,"originations_refinance":77,"originations_cash_out_refinance":65,"denials_purchase":189,"denials_refinance":31,"denials_cash_out_refinance":58,"denial_rate":35.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37063","dataset":"mortgage-lending","jurisdiction":"NC","county":"37063","countyName":"Durham County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Durham County, North Carolina: in 2024, lenders reported 6,762 applications for a home purchase or a refinance; 5,571 became loans ($2.1 billion) and 993 were denied, a denial rate of 14.7%. Home purchase: 4,568 applications, 4,110 loans. HMDA 2024 data, FFIEC.","value":5571,"unit":"home purchase and refinance loans originated, 2024","applications":6762,"originations":5571,"denials":993,"originated_dollars":2143435000,"applications_purchase":4568,"applications_refinance":1060,"applications_cash_out_refinance":1134,"originations_purchase":4110,"originations_refinance":757,"originations_cash_out_refinance":704,"denials_purchase":362,"denials_refinance":251,"denials_cash_out_refinance":380,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37065","dataset":"mortgage-lending","jurisdiction":"NC","county":"37065","countyName":"Edgecombe County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Edgecombe County, North Carolina: in 2024, lenders reported 899 applications for a home purchase or a refinance; 579 became loans ($99.3 million) and 285 were denied, a denial rate of 31.7%. Home purchase: 599 applications, 417 loans. HMDA 2024 data, FFIEC.","value":579,"unit":"home purchase and refinance loans originated, 2024","applications":899,"originations":579,"denials":285,"originated_dollars":99345000,"applications_purchase":599,"applications_refinance":133,"applications_cash_out_refinance":167,"originations_purchase":417,"originations_refinance":80,"originations_cash_out_refinance":82,"denials_purchase":160,"denials_refinance":45,"denials_cash_out_refinance":80,"denial_rate":31.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37067","dataset":"mortgage-lending","jurisdiction":"NC","county":"37067","countyName":"Forsyth County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Forsyth County, North Carolina: in 2024, lenders reported 8,495 applications for a home purchase or a refinance; 6,770 became loans ($2.1 billion) and 1,463 were denied, a denial rate of 17.2%. Home purchase: 5,325 applications, 4,641 loans. HMDA 2024 data, FFIEC.","value":6770,"unit":"home purchase and refinance loans originated, 2024","applications":8495,"originations":6770,"denials":1463,"originated_dollars":2064970000,"applications_purchase":5325,"applications_refinance":1484,"applications_cash_out_refinance":1686,"originations_purchase":4641,"originations_refinance":1084,"originations_cash_out_refinance":1045,"denials_purchase":541,"denials_refinance":349,"denials_cash_out_refinance":573,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37069","dataset":"mortgage-lending","jurisdiction":"NC","county":"37069","countyName":"Franklin County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Franklin County, North Carolina: in 2024, lenders reported 2,372 applications for a home purchase or a refinance; 1,866 became loans ($567.5 million) and 429 were denied, a denial rate of 18.1%. Home purchase: 1,599 applications, 1,355 loans. HMDA 2024 data, FFIEC.","value":1866,"unit":"home purchase and refinance loans originated, 2024","applications":2372,"originations":1866,"denials":429,"originated_dollars":567530000,"applications_purchase":1599,"applications_refinance":405,"applications_cash_out_refinance":368,"originations_purchase":1355,"originations_refinance":259,"originations_cash_out_refinance":252,"denials_purchase":210,"denials_refinance":124,"denials_cash_out_refinance":95,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37071","dataset":"mortgage-lending","jurisdiction":"NC","county":"37071","countyName":"Gaston County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Gaston County, North Carolina: in 2024, lenders reported 6,891 applications for a home purchase or a refinance; 5,364 became loans ($1.6 billion) and 1,249 were denied, a denial rate of 18.1%. Home purchase: 4,603 applications, 3,836 loans. HMDA 2024 data, FFIEC.","value":5364,"unit":"home purchase and refinance loans originated, 2024","applications":6891,"originations":5364,"denials":1249,"originated_dollars":1586140000,"applications_purchase":4603,"applications_refinance":955,"applications_cash_out_refinance":1333,"originations_purchase":3836,"originations_refinance":669,"originations_cash_out_refinance":859,"denials_purchase":593,"denials_refinance":236,"denials_cash_out_refinance":420,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37073","dataset":"mortgage-lending","jurisdiction":"NC","county":"37073","countyName":"Gates County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Gates County, North Carolina: in 2024, lenders reported 213 applications for a home purchase or a refinance; 122 became loans ($28.9 million) and 84 were denied, a denial rate of 39.4%. Home purchase: 126 applications, 74 loans. HMDA 2024 data, FFIEC.","value":122,"unit":"home purchase and refinance loans originated, 2024","applications":213,"originations":122,"denials":84,"originated_dollars":28900000,"applications_purchase":126,"applications_refinance":35,"applications_cash_out_refinance":52,"originations_purchase":74,"originations_refinance":20,"originations_cash_out_refinance":28,"denials_purchase":49,"denials_refinance":12,"denials_cash_out_refinance":23,"denial_rate":39.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37075","dataset":"mortgage-lending","jurisdiction":"NC","county":"37075","countyName":"Graham County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Graham County, North Carolina: in 2024, lenders reported 183 applications for a home purchase or a refinance; 123 became loans ($31.3 million) and 54 were denied, a denial rate of 29.5%. Home purchase: 107 applications, 75 loans. HMDA 2024 data, FFIEC.","value":123,"unit":"home purchase and refinance loans originated, 2024","applications":183,"originations":123,"denials":54,"originated_dollars":31265000,"applications_purchase":107,"applications_refinance":40,"applications_cash_out_refinance":36,"originations_purchase":75,"originations_refinance":28,"originations_cash_out_refinance":20,"denials_purchase":28,"denials_refinance":10,"denials_cash_out_refinance":16,"denial_rate":29.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37077","dataset":"mortgage-lending","jurisdiction":"NC","county":"37077","countyName":"Granville County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Granville County, North Carolina: in 2024, lenders reported 1,314 applications for a home purchase or a refinance; 940 became loans ($266.5 million) and 318 were denied, a denial rate of 24.2%. Home purchase: 734 applications, 579 loans. HMDA 2024 data, FFIEC.","value":940,"unit":"home purchase and refinance loans originated, 2024","applications":1314,"originations":940,"denials":318,"originated_dollars":266520000,"applications_purchase":734,"applications_refinance":256,"applications_cash_out_refinance":324,"originations_purchase":579,"originations_refinance":161,"originations_cash_out_refinance":200,"denials_purchase":127,"denials_refinance":82,"denials_cash_out_refinance":109,"denial_rate":24.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37079","dataset":"mortgage-lending","jurisdiction":"NC","county":"37079","countyName":"Greene County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Greene County, North Carolina: in 2024, lenders reported 283 applications for a home purchase or a refinance; 172 became loans ($32.8 million) and 101 were denied, a denial rate of 35.7%. Home purchase: 194 applications, 123 loans. HMDA 2024 data, FFIEC.","value":172,"unit":"home purchase and refinance loans originated, 2024","applications":283,"originations":172,"denials":101,"originated_dollars":32830000,"applications_purchase":194,"applications_refinance":41,"applications_cash_out_refinance":48,"originations_purchase":123,"originations_refinance":24,"originations_cash_out_refinance":25,"denials_purchase":66,"denials_refinance":15,"denials_cash_out_refinance":20,"denial_rate":35.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37081","dataset":"mortgage-lending","jurisdiction":"NC","county":"37081","countyName":"Guilford County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Guilford County, North Carolina: in 2024, lenders reported 11,445 applications for a home purchase or a refinance; 8,735 became loans ($2.6 billion) and 2,332 were denied, a denial rate of 20.4%. Home purchase: 7,343 applications, 6,069 loans. HMDA 2024 data, FFIEC.","value":8735,"unit":"home purchase and refinance loans originated, 2024","applications":11445,"originations":8735,"denials":2332,"originated_dollars":2589125000,"applications_purchase":7343,"applications_refinance":1938,"applications_cash_out_refinance":2164,"originations_purchase":6069,"originations_refinance":1322,"originations_cash_out_refinance":1344,"denials_purchase":1074,"denials_refinance":516,"denials_cash_out_refinance":742,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37083","dataset":"mortgage-lending","jurisdiction":"NC","county":"37083","countyName":"Halifax County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Halifax County, North Carolina: in 2024, lenders reported 745 applications for a home purchase or a refinance; 421 became loans ($83.0 million) and 299 were denied, a denial rate of 40.1%. Home purchase: 541 applications, 305 loans. HMDA 2024 data, FFIEC.","value":421,"unit":"home purchase and refinance loans originated, 2024","applications":745,"originations":421,"denials":299,"originated_dollars":83035000,"applications_purchase":541,"applications_refinance":83,"applications_cash_out_refinance":121,"originations_purchase":305,"originations_refinance":52,"originations_cash_out_refinance":64,"denials_purchase":216,"denials_refinance":28,"denials_cash_out_refinance":55,"denial_rate":40.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37085","dataset":"mortgage-lending","jurisdiction":"NC","county":"37085","countyName":"Harnett County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Harnett County, North Carolina: in 2024, lenders reported 5,489 applications for a home purchase or a refinance; 4,352 became loans ($1.3 billion) and 925 were denied, a denial rate of 16.9%. Home purchase: 3,806 applications, 3,223 loans. HMDA 2024 data, FFIEC.","value":4352,"unit":"home purchase and refinance loans originated, 2024","applications":5489,"originations":4352,"denials":925,"originated_dollars":1295180000,"applications_purchase":3806,"applications_refinance":877,"applications_cash_out_refinance":806,"originations_purchase":3223,"originations_refinance":634,"originations_cash_out_refinance":495,"denials_purchase":478,"denials_refinance":166,"denials_cash_out_refinance":281,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37087","dataset":"mortgage-lending","jurisdiction":"NC","county":"37087","countyName":"Haywood County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Haywood County, North Carolina: in 2024, lenders reported 1,494 applications for a home purchase or a refinance; 1,094 became loans ($318.3 million) and 327 were denied, a denial rate of 21.9%. Home purchase: 977 applications, 733 loans. HMDA 2024 data, FFIEC.","value":1094,"unit":"home purchase and refinance loans originated, 2024","applications":1494,"originations":1094,"denials":327,"originated_dollars":318300000,"applications_purchase":977,"applications_refinance":233,"applications_cash_out_refinance":284,"originations_purchase":733,"originations_refinance":173,"originations_cash_out_refinance":188,"denials_purchase":195,"denials_refinance":42,"denials_cash_out_refinance":90,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37089","dataset":"mortgage-lending","jurisdiction":"NC","county":"37089","countyName":"Henderson County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Henderson County, North Carolina: in 2024, lenders reported 2,703 applications for a home purchase or a refinance; 2,003 became loans ($648.6 million) and 591 were denied, a denial rate of 21.9%. Home purchase: 1,791 applications, 1,399 loans. HMDA 2024 data, FFIEC.","value":2003,"unit":"home purchase and refinance loans originated, 2024","applications":2703,"originations":2003,"denials":591,"originated_dollars":648645000,"applications_purchase":1791,"applications_refinance":453,"applications_cash_out_refinance":459,"originations_purchase":1399,"originations_refinance":317,"originations_cash_out_refinance":287,"denials_purchase":323,"denials_refinance":111,"denials_cash_out_refinance":157,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37091","dataset":"mortgage-lending","jurisdiction":"NC","county":"37091","countyName":"Hertford County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Hertford County, North Carolina: in 2024, lenders reported 215 applications for a home purchase or a refinance; 133 became loans ($22.7 million) and 73 were denied, a denial rate of 34.0%. Home purchase: 135 applications, 88 loans. HMDA 2024 data, FFIEC.","value":133,"unit":"home purchase and refinance loans originated, 2024","applications":215,"originations":133,"denials":73,"originated_dollars":22685000,"applications_purchase":135,"applications_refinance":33,"applications_cash_out_refinance":47,"originations_purchase":88,"originations_refinance":21,"originations_cash_out_refinance":24,"denials_purchase":39,"denials_refinance":11,"denials_cash_out_refinance":23,"denial_rate":34,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37093","dataset":"mortgage-lending","jurisdiction":"NC","county":"37093","countyName":"Hoke County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Hoke County, North Carolina: in 2024, lenders reported 2,249 applications for a home purchase or a refinance; 1,759 became loans ($513.9 million) and 378 were denied, a denial rate of 16.8%. Home purchase: 1,365 applications, 1,151 loans. HMDA 2024 data, FFIEC.","value":1759,"unit":"home purchase and refinance loans originated, 2024","applications":2249,"originations":1759,"denials":378,"originated_dollars":513865000,"applications_purchase":1365,"applications_refinance":488,"applications_cash_out_refinance":396,"originations_purchase":1151,"originations_refinance":375,"originations_cash_out_refinance":233,"denials_purchase":178,"denials_refinance":58,"denials_cash_out_refinance":142,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37095","dataset":"mortgage-lending","jurisdiction":"NC","county":"37095","countyName":"Hyde County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Hyde County, North Carolina: in 2024, lenders reported 51 applications for a home purchase or a refinance; 36 became loans ($11.7 million) and 14 were denied, a denial rate of 27.5%. Home purchase: 30 applications, 24 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":51,"originations":36,"denials":14,"originated_dollars":11710000,"applications_purchase":30,"applications_refinance":10,"applications_cash_out_refinance":11,"originations_purchase":24,"originations_refinance":7,"originations_cash_out_refinance":5,"denials_purchase":5,"denials_refinance":3,"denials_cash_out_refinance":6,"denial_rate":27.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37097","dataset":"mortgage-lending","jurisdiction":"NC","county":"37097","countyName":"Iredell County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Iredell County, North Carolina: in 2024, lenders reported 6,092 applications for a home purchase or a refinance; 4,897 became loans ($1.7 billion) and 972 were denied, a denial rate of 16.0%. Home purchase: 4,144 applications, 3,534 loans. HMDA 2024 data, FFIEC.","value":4897,"unit":"home purchase and refinance loans originated, 2024","applications":6092,"originations":4897,"denials":972,"originated_dollars":1743735000,"applications_purchase":4144,"applications_refinance":988,"applications_cash_out_refinance":960,"originations_purchase":3534,"originations_refinance":707,"originations_cash_out_refinance":656,"denials_purchase":476,"denials_refinance":219,"denials_cash_out_refinance":277,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37099","dataset":"mortgage-lending","jurisdiction":"NC","county":"37099","countyName":"Jackson County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Jackson County, North Carolina: in 2024, lenders reported 749 applications for a home purchase or a refinance; 533 became loans ($228.9 million) and 186 were denied, a denial rate of 24.8%. Home purchase: 520 applications, 396 loans. HMDA 2024 data, FFIEC.","value":533,"unit":"home purchase and refinance loans originated, 2024","applications":749,"originations":533,"denials":186,"originated_dollars":228865000,"applications_purchase":520,"applications_refinance":104,"applications_cash_out_refinance":125,"originations_purchase":396,"originations_refinance":71,"originations_cash_out_refinance":66,"denials_purchase":103,"denials_refinance":27,"denials_cash_out_refinance":56,"denial_rate":24.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37101","dataset":"mortgage-lending","jurisdiction":"NC","county":"37101","countyName":"Johnston County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Johnston County, North Carolina: in 2024, lenders reported 7,650 applications for a home purchase or a refinance; 6,188 became loans ($1.8 billion) and 1,201 were denied, a denial rate of 15.7%. Home purchase: 5,234 applications, 4,548 loans. HMDA 2024 data, FFIEC.","value":6188,"unit":"home purchase and refinance loans originated, 2024","applications":7650,"originations":6188,"denials":1201,"originated_dollars":1839920000,"applications_purchase":5234,"applications_refinance":1154,"applications_cash_out_refinance":1262,"originations_purchase":4548,"originations_refinance":830,"originations_cash_out_refinance":810,"denials_purchase":559,"denials_refinance":249,"denials_cash_out_refinance":393,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37103","dataset":"mortgage-lending","jurisdiction":"NC","county":"37103","countyName":"Jones County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Jones County, North Carolina: in 2024, lenders reported 214 applications for a home purchase or a refinance; 132 became loans ($29.1 million) and 71 were denied, a denial rate of 33.2%. Home purchase: 146 applications, 91 loans. HMDA 2024 data, FFIEC.","value":132,"unit":"home purchase and refinance loans originated, 2024","applications":214,"originations":132,"denials":71,"originated_dollars":29130000,"applications_purchase":146,"applications_refinance":38,"applications_cash_out_refinance":30,"originations_purchase":91,"originations_refinance":25,"originations_cash_out_refinance":16,"denials_purchase":49,"denials_refinance":8,"denials_cash_out_refinance":14,"denial_rate":33.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37105","dataset":"mortgage-lending","jurisdiction":"NC","county":"37105","countyName":"Lee County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Lee County, North Carolina: in 2024, lenders reported 1,704 applications for a home purchase or a refinance; 1,314 became loans ($363.1 million) and 330 were denied, a denial rate of 19.4%. Home purchase: 1,211 applications, 984 loans. HMDA 2024 data, FFIEC.","value":1314,"unit":"home purchase and refinance loans originated, 2024","applications":1704,"originations":1314,"denials":330,"originated_dollars":363130000,"applications_purchase":1211,"applications_refinance":255,"applications_cash_out_refinance":238,"originations_purchase":984,"originations_refinance":178,"originations_cash_out_refinance":152,"denials_purchase":191,"denials_refinance":60,"denials_cash_out_refinance":79,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37107","dataset":"mortgage-lending","jurisdiction":"NC","county":"37107","countyName":"Lenoir County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Lenoir County, North Carolina: in 2024, lenders reported 1,041 applications for a home purchase or a refinance; 708 became loans ($127.5 million) and 295 were denied, a denial rate of 28.3%. Home purchase: 738 applications, 523 loans. HMDA 2024 data, FFIEC.","value":708,"unit":"home purchase and refinance loans originated, 2024","applications":1041,"originations":708,"denials":295,"originated_dollars":127510000,"applications_purchase":738,"applications_refinance":151,"applications_cash_out_refinance":152,"originations_purchase":523,"originations_refinance":105,"originations_cash_out_refinance":80,"denials_purchase":191,"denials_refinance":40,"denials_cash_out_refinance":64,"denial_rate":28.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37109","dataset":"mortgage-lending","jurisdiction":"NC","county":"37109","countyName":"Lincoln County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Lincoln County, North Carolina: in 2024, lenders reported 2,495 applications for a home purchase or a refinance; 1,965 became loans ($648.6 million) and 412 were denied, a denial rate of 16.5%. Home purchase: 1,560 applications, 1,311 loans. HMDA 2024 data, FFIEC.","value":1965,"unit":"home purchase and refinance loans originated, 2024","applications":2495,"originations":1965,"denials":412,"originated_dollars":648635000,"applications_purchase":1560,"applications_refinance":442,"applications_cash_out_refinance":493,"originations_purchase":1311,"originations_refinance":326,"originations_cash_out_refinance":328,"denials_purchase":181,"denials_refinance":87,"denials_cash_out_refinance":144,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37111","dataset":"mortgage-lending","jurisdiction":"NC","county":"37111","countyName":"McDowell County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"McDowell County, North Carolina: in 2024, lenders reported 864 applications for a home purchase or a refinance; 618 became loans ($172.4 million) and 200 were denied, a denial rate of 23.1%. Home purchase: 546 applications, 404 loans. HMDA 2024 data, FFIEC.","value":618,"unit":"home purchase and refinance loans originated, 2024","applications":864,"originations":618,"denials":200,"originated_dollars":172390000,"applications_purchase":546,"applications_refinance":138,"applications_cash_out_refinance":180,"originations_purchase":404,"originations_refinance":101,"originations_cash_out_refinance":113,"denials_purchase":113,"denials_refinance":31,"denials_cash_out_refinance":56,"denial_rate":23.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37113","dataset":"mortgage-lending","jurisdiction":"NC","county":"37113","countyName":"Macon County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Macon County, North Carolina: in 2024, lenders reported 872 applications for a home purchase or a refinance; 652 became loans ($210.6 million) and 178 were denied, a denial rate of 20.4%. Home purchase: 547 applications, 438 loans. HMDA 2024 data, FFIEC.","value":652,"unit":"home purchase and refinance loans originated, 2024","applications":872,"originations":652,"denials":178,"originated_dollars":210600000,"applications_purchase":547,"applications_refinance":138,"applications_cash_out_refinance":187,"originations_purchase":438,"originations_refinance":98,"originations_cash_out_refinance":116,"denials_purchase":82,"denials_refinance":33,"denials_cash_out_refinance":63,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37115","dataset":"mortgage-lending","jurisdiction":"NC","county":"37115","countyName":"Madison County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Madison County, North Carolina: in 2024, lenders reported 450 applications for a home purchase or a refinance; 306 became loans ($98.6 million) and 112 were denied, a denial rate of 24.9%. Home purchase: 307 applications, 204 loans. HMDA 2024 data, FFIEC.","value":306,"unit":"home purchase and refinance loans originated, 2024","applications":450,"originations":306,"denials":112,"originated_dollars":98600000,"applications_purchase":307,"applications_refinance":75,"applications_cash_out_refinance":68,"originations_purchase":204,"originations_refinance":56,"originations_cash_out_refinance":46,"denials_purchase":78,"denials_refinance":14,"denials_cash_out_refinance":20,"denial_rate":24.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37117","dataset":"mortgage-lending","jurisdiction":"NC","county":"37117","countyName":"Martin County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Martin County, North Carolina: in 2024, lenders reported 323 applications for a home purchase or a refinance; 208 became loans ($32.3 million) and 104 were denied, a denial rate of 32.2%. Home purchase: 224 applications, 153 loans. HMDA 2024 data, FFIEC.","value":208,"unit":"home purchase and refinance loans originated, 2024","applications":323,"originations":208,"denials":104,"originated_dollars":32290000,"applications_purchase":224,"applications_refinance":43,"applications_cash_out_refinance":56,"originations_purchase":153,"originations_refinance":29,"originations_cash_out_refinance":26,"denials_purchase":62,"denials_refinance":13,"denials_cash_out_refinance":29,"denial_rate":32.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37119","dataset":"mortgage-lending","jurisdiction":"NC","county":"37119","countyName":"Mecklenburg County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Mecklenburg County, North Carolina: in 2024, lenders reported 27,384 applications for a home purchase or a refinance; 21,998 became loans ($10.9 billion) and 4,422 were denied, a denial rate of 16.1%. Home purchase: 17,683 applications, 15,526 loans. HMDA 2024 data, FFIEC.","value":21998,"unit":"home purchase and refinance loans originated, 2024","applications":27384,"originations":21998,"denials":4422,"originated_dollars":10942650000,"applications_purchase":17683,"applications_refinance":4574,"applications_cash_out_refinance":5127,"originations_purchase":15526,"originations_refinance":3214,"originations_cash_out_refinance":3258,"denials_purchase":1602,"denials_refinance":1166,"denials_cash_out_refinance":1654,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37121","dataset":"mortgage-lending","jurisdiction":"NC","county":"37121","countyName":"Mitchell County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Mitchell County, North Carolina: in 2024, lenders reported 267 applications for a home purchase or a refinance; 175 became loans ($39.0 million) and 84 were denied, a denial rate of 31.5%. Home purchase: 167 applications, 109 loans. HMDA 2024 data, FFIEC.","value":175,"unit":"home purchase and refinance loans originated, 2024","applications":267,"originations":175,"denials":84,"originated_dollars":39045000,"applications_purchase":167,"applications_refinance":54,"applications_cash_out_refinance":46,"originations_purchase":109,"originations_refinance":36,"originations_cash_out_refinance":30,"denials_purchase":53,"denials_refinance":15,"denials_cash_out_refinance":16,"denial_rate":31.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37123","dataset":"mortgage-lending","jurisdiction":"NC","county":"37123","countyName":"Montgomery County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Montgomery County, North Carolina: in 2024, lenders reported 562 applications for a home purchase or a refinance; 386 became loans ($107.9 million) and 146 were denied, a denial rate of 26.0%. Home purchase: 401 applications, 280 loans. HMDA 2024 data, FFIEC.","value":386,"unit":"home purchase and refinance loans originated, 2024","applications":562,"originations":386,"denials":146,"originated_dollars":107900000,"applications_purchase":401,"applications_refinance":73,"applications_cash_out_refinance":88,"originations_purchase":280,"originations_refinance":53,"originations_cash_out_refinance":53,"denials_purchase":98,"denials_refinance":16,"denials_cash_out_refinance":32,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37125","dataset":"mortgage-lending","jurisdiction":"NC","county":"37125","countyName":"Moore County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Moore County, North Carolina: in 2024, lenders reported 3,237 applications for a home purchase or a refinance; 2,630 became loans ($1.1 billion) and 475 were denied, a denial rate of 14.7%. Home purchase: 2,111 applications, 1,836 loans. HMDA 2024 data, FFIEC.","value":2630,"unit":"home purchase and refinance loans originated, 2024","applications":3237,"originations":2630,"denials":475,"originated_dollars":1087630000,"applications_purchase":2111,"applications_refinance":565,"applications_cash_out_refinance":561,"originations_purchase":1836,"originations_refinance":425,"originations_cash_out_refinance":369,"denials_purchase":201,"denials_refinance":99,"denials_cash_out_refinance":175,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37127","dataset":"mortgage-lending","jurisdiction":"NC","county":"37127","countyName":"Nash County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Nash County, North Carolina: in 2024, lenders reported 2,413 applications for a home purchase or a refinance; 1,716 became loans ($411.8 million) and 619 were denied, a denial rate of 25.7%. Home purchase: 1,584 applications, 1,178 loans. HMDA 2024 data, FFIEC.","value":1716,"unit":"home purchase and refinance loans originated, 2024","applications":2413,"originations":1716,"denials":619,"originated_dollars":411770000,"applications_purchase":1584,"applications_refinance":411,"applications_cash_out_refinance":418,"originations_purchase":1178,"originations_refinance":293,"originations_cash_out_refinance":245,"denials_purchase":358,"denials_refinance":101,"denials_cash_out_refinance":160,"denial_rate":25.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37129","dataset":"mortgage-lending","jurisdiction":"NC","county":"37129","countyName":"New Hanover County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"New Hanover County, North Carolina: in 2024, lenders reported 5,480 applications for a home purchase or a refinance; 4,478 became loans ($2.1 billion) and 812 were denied, a denial rate of 14.8%. Home purchase: 3,587 applications, 3,154 loans. HMDA 2024 data, FFIEC.","value":4478,"unit":"home purchase and refinance loans originated, 2024","applications":5480,"originations":4478,"denials":812,"originated_dollars":2050580000,"applications_purchase":3587,"applications_refinance":973,"applications_cash_out_refinance":920,"originations_purchase":3154,"originations_refinance":718,"originations_cash_out_refinance":606,"denials_purchase":319,"denials_refinance":211,"denials_cash_out_refinance":282,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37131","dataset":"mortgage-lending","jurisdiction":"NC","county":"37131","countyName":"Northampton County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Northampton County, North Carolina: in 2024, lenders reported 278 applications for a home purchase or a refinance; 156 became loans ($39.5 million) and 115 were denied, a denial rate of 41.4%. Home purchase: 190 applications, 105 loans. HMDA 2024 data, FFIEC.","value":156,"unit":"home purchase and refinance loans originated, 2024","applications":278,"originations":156,"denials":115,"originated_dollars":39460000,"applications_purchase":190,"applications_refinance":37,"applications_cash_out_refinance":51,"originations_purchase":105,"originations_refinance":24,"originations_cash_out_refinance":27,"denials_purchase":80,"denials_refinance":11,"denials_cash_out_refinance":24,"denial_rate":41.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37133","dataset":"mortgage-lending","jurisdiction":"NC","county":"37133","countyName":"Onslow County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Onslow County, North Carolina: in 2024, lenders reported 7,296 applications for a home purchase or a refinance; 5,808 became loans ($1.6 billion) and 1,097 were denied, a denial rate of 15.0%. Home purchase: 4,699 applications, 4,050 loans. HMDA 2024 data, FFIEC.","value":5808,"unit":"home purchase and refinance loans originated, 2024","applications":7296,"originations":5808,"denials":1097,"originated_dollars":1585870000,"applications_purchase":4699,"applications_refinance":1360,"applications_cash_out_refinance":1237,"originations_purchase":4050,"originations_refinance":1001,"originations_cash_out_refinance":757,"denials_purchase":477,"denials_refinance":199,"denials_cash_out_refinance":421,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37135","dataset":"mortgage-lending","jurisdiction":"NC","county":"37135","countyName":"Orange County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Orange County, North Carolina: in 2024, lenders reported 2,275 applications for a home purchase or a refinance; 1,791 became loans ($784.1 million) and 395 were denied, a denial rate of 17.4%. Home purchase: 1,426 applications, 1,216 loans. HMDA 2024 data, FFIEC.","value":1791,"unit":"home purchase and refinance loans originated, 2024","applications":2275,"originations":1791,"denials":395,"originated_dollars":784125000,"applications_purchase":1426,"applications_refinance":507,"applications_cash_out_refinance":342,"originations_purchase":1216,"originations_refinance":363,"originations_cash_out_refinance":212,"denials_purchase":167,"denials_refinance":119,"denials_cash_out_refinance":109,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37137","dataset":"mortgage-lending","jurisdiction":"NC","county":"37137","countyName":"Pamlico County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Pamlico County, North Carolina: in 2024, lenders reported 294 applications for a home purchase or a refinance; 216 became loans ($66.6 million) and 55 were denied, a denial rate of 18.7%. Home purchase: 207 applications, 154 loans. HMDA 2024 data, FFIEC.","value":216,"unit":"home purchase and refinance loans originated, 2024","applications":294,"originations":216,"denials":55,"originated_dollars":66570000,"applications_purchase":207,"applications_refinance":40,"applications_cash_out_refinance":47,"originations_purchase":154,"originations_refinance":34,"originations_cash_out_refinance":28,"denials_purchase":35,"denials_refinance":5,"denials_cash_out_refinance":15,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37139","dataset":"mortgage-lending","jurisdiction":"NC","county":"37139","countyName":"Pasquotank County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Pasquotank County, North Carolina: in 2024, lenders reported 1,275 applications for a home purchase or a refinance; 942 became loans ($280.9 million) and 285 were denied, a denial rate of 22.4%. Home purchase: 893 applications, 697 loans. HMDA 2024 data, FFIEC.","value":942,"unit":"home purchase and refinance loans originated, 2024","applications":1275,"originations":942,"denials":285,"originated_dollars":280860000,"applications_purchase":893,"applications_refinance":193,"applications_cash_out_refinance":189,"originations_purchase":697,"originations_refinance":135,"originations_cash_out_refinance":110,"denials_purchase":172,"denials_refinance":42,"denials_cash_out_refinance":71,"denial_rate":22.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37141","dataset":"mortgage-lending","jurisdiction":"NC","county":"37141","countyName":"Pender County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Pender County, North Carolina: in 2024, lenders reported 2,476 applications for a home purchase or a refinance; 1,884 became loans ($687.9 million) and 485 were denied, a denial rate of 19.6%. Home purchase: 1,733 applications, 1,385 loans. HMDA 2024 data, FFIEC.","value":1884,"unit":"home purchase and refinance loans originated, 2024","applications":2476,"originations":1884,"denials":485,"originated_dollars":687890000,"applications_purchase":1733,"applications_refinance":383,"applications_cash_out_refinance":360,"originations_purchase":1385,"originations_refinance":286,"originations_cash_out_refinance":213,"denials_purchase":285,"denials_refinance":74,"denials_cash_out_refinance":126,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37143","dataset":"mortgage-lending","jurisdiction":"NC","county":"37143","countyName":"Perquimans County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Perquimans County, North Carolina: in 2024, lenders reported 338 applications for a home purchase or a refinance; 244 became loans ($66.6 million) and 79 were denied, a denial rate of 23.4%. Home purchase: 218 applications, 169 loans. HMDA 2024 data, FFIEC.","value":244,"unit":"home purchase and refinance loans originated, 2024","applications":338,"originations":244,"denials":79,"originated_dollars":66590000,"applications_purchase":218,"applications_refinance":52,"applications_cash_out_refinance":68,"originations_purchase":169,"originations_refinance":32,"originations_cash_out_refinance":43,"denials_purchase":43,"denials_refinance":12,"denials_cash_out_refinance":24,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37145","dataset":"mortgage-lending","jurisdiction":"NC","county":"37145","countyName":"Person County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Person County, North Carolina: in 2024, lenders reported 979 applications for a home purchase or a refinance; 717 became loans ($172.5 million) and 229 were denied, a denial rate of 23.4%. Home purchase: 602 applications, 468 loans. HMDA 2024 data, FFIEC.","value":717,"unit":"home purchase and refinance loans originated, 2024","applications":979,"originations":717,"denials":229,"originated_dollars":172515000,"applications_purchase":602,"applications_refinance":156,"applications_cash_out_refinance":221,"originations_purchase":468,"originations_refinance":109,"originations_cash_out_refinance":140,"denials_purchase":119,"denials_refinance":34,"denials_cash_out_refinance":76,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37147","dataset":"mortgage-lending","jurisdiction":"NC","county":"37147","countyName":"Pitt County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Pitt County, North Carolina: in 2024, lenders reported 3,879 applications for a home purchase or a refinance; 2,859 became loans ($721.9 million) and 882 were denied, a denial rate of 22.7%. Home purchase: 2,735 applications, 2,109 loans. HMDA 2024 data, FFIEC.","value":2859,"unit":"home purchase and refinance loans originated, 2024","applications":3879,"originations":2859,"denials":882,"originated_dollars":721875000,"applications_purchase":2735,"applications_refinance":556,"applications_cash_out_refinance":588,"originations_purchase":2109,"originations_refinance":410,"originations_cash_out_refinance":340,"denials_purchase":549,"denials_refinance":117,"denials_cash_out_refinance":216,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37149","dataset":"mortgage-lending","jurisdiction":"NC","county":"37149","countyName":"Polk County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Polk County, North Carolina: in 2024, lenders reported 418 applications for a home purchase or a refinance; 299 became loans ($104.7 million) and 104 were denied, a denial rate of 24.9%. Home purchase: 268 applications, 212 loans. HMDA 2024 data, FFIEC.","value":299,"unit":"home purchase and refinance loans originated, 2024","applications":418,"originations":299,"denials":104,"originated_dollars":104685000,"applications_purchase":268,"applications_refinance":78,"applications_cash_out_refinance":72,"originations_purchase":212,"originations_refinance":50,"originations_cash_out_refinance":37,"denials_purchase":47,"denials_refinance":24,"denials_cash_out_refinance":33,"denial_rate":24.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37151","dataset":"mortgage-lending","jurisdiction":"NC","county":"37151","countyName":"Randolph County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Randolph County, North Carolina: in 2024, lenders reported 3,054 applications for a home purchase or a refinance; 2,293 became loans ($478.3 million) and 661 were denied, a denial rate of 21.6%. Home purchase: 1,914 applications, 1,540 loans. HMDA 2024 data, FFIEC.","value":2293,"unit":"home purchase and refinance loans originated, 2024","applications":3054,"originations":2293,"denials":661,"originated_dollars":478275000,"applications_purchase":1914,"applications_refinance":526,"applications_cash_out_refinance":614,"originations_purchase":1540,"originations_refinance":369,"originations_cash_out_refinance":384,"denials_purchase":313,"denials_refinance":142,"denials_cash_out_refinance":206,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37153","dataset":"mortgage-lending","jurisdiction":"NC","county":"37153","countyName":"Richmond County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Richmond County, North Carolina: in 2024, lenders reported 756 applications for a home purchase or a refinance; 465 became loans ($87.2 million) and 258 were denied, a denial rate of 34.1%. Home purchase: 496 applications, 303 loans. HMDA 2024 data, FFIEC.","value":465,"unit":"home purchase and refinance loans originated, 2024","applications":756,"originations":465,"denials":258,"originated_dollars":87165000,"applications_purchase":496,"applications_refinance":125,"applications_cash_out_refinance":135,"originations_purchase":303,"originations_refinance":85,"originations_cash_out_refinance":77,"denials_purchase":168,"denials_refinance":37,"denials_cash_out_refinance":53,"denial_rate":34.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37155","dataset":"mortgage-lending","jurisdiction":"NC","county":"37155","countyName":"Robeson County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Robeson County, North Carolina: in 2024, lenders reported 2,175 applications for a home purchase or a refinance; 1,100 became loans ($202.8 million) and 944 were denied, a denial rate of 43.4%. Home purchase: 1,636 applications, 776 loans. HMDA 2024 data, FFIEC.","value":1100,"unit":"home purchase and refinance loans originated, 2024","applications":2175,"originations":1100,"denials":944,"originated_dollars":202840000,"applications_purchase":1636,"applications_refinance":303,"applications_cash_out_refinance":236,"originations_purchase":776,"originations_refinance":211,"originations_cash_out_refinance":113,"denials_purchase":769,"denials_refinance":66,"denials_cash_out_refinance":109,"denial_rate":43.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37157","dataset":"mortgage-lending","jurisdiction":"NC","county":"37157","countyName":"Rockingham County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Rockingham County, North Carolina: in 2024, lenders reported 2,234 applications for a home purchase or a refinance; 1,590 became loans ($334.4 million) and 550 were denied, a denial rate of 24.6%. Home purchase: 1,496 applications, 1,122 loans. HMDA 2024 data, FFIEC.","value":1590,"unit":"home purchase and refinance loans originated, 2024","applications":2234,"originations":1590,"denials":550,"originated_dollars":334420000,"applications_purchase":1496,"applications_refinance":332,"applications_cash_out_refinance":406,"originations_purchase":1122,"originations_refinance":223,"originations_cash_out_refinance":245,"denials_purchase":322,"denials_refinance":81,"denials_cash_out_refinance":147,"denial_rate":24.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37159","dataset":"mortgage-lending","jurisdiction":"NC","county":"37159","countyName":"Rowan County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Rowan County, North Carolina: in 2024, lenders reported 3,748 applications for a home purchase or a refinance; 2,886 became loans ($720.0 million) and 723 were denied, a denial rate of 19.3%. Home purchase: 2,342 applications, 1,923 loans. HMDA 2024 data, FFIEC.","value":2886,"unit":"home purchase and refinance loans originated, 2024","applications":3748,"originations":2886,"denials":723,"originated_dollars":719980000,"applications_purchase":2342,"applications_refinance":598,"applications_cash_out_refinance":808,"originations_purchase":1923,"originations_refinance":443,"originations_cash_out_refinance":520,"denials_purchase":323,"denials_refinance":132,"denials_cash_out_refinance":268,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37161","dataset":"mortgage-lending","jurisdiction":"NC","county":"37161","countyName":"Rutherford County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Rutherford County, North Carolina: in 2024, lenders reported 1,445 applications for a home purchase or a refinance; 1,033 became loans ($240.9 million) and 347 were denied, a denial rate of 24.0%. Home purchase: 945 applications, 694 loans. HMDA 2024 data, FFIEC.","value":1033,"unit":"home purchase and refinance loans originated, 2024","applications":1445,"originations":1033,"denials":347,"originated_dollars":240915000,"applications_purchase":945,"applications_refinance":197,"applications_cash_out_refinance":303,"originations_purchase":694,"originations_refinance":141,"originations_cash_out_refinance":198,"denials_purchase":205,"denials_refinance":49,"denials_cash_out_refinance":93,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37163","dataset":"mortgage-lending","jurisdiction":"NC","county":"37163","countyName":"Sampson County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Sampson County, North Carolina: in 2024, lenders reported 1,098 applications for a home purchase or a refinance; 676 became loans ($149.7 million) and 373 were denied, a denial rate of 34.0%. Home purchase: 749 applications, 463 loans. HMDA 2024 data, FFIEC.","value":676,"unit":"home purchase and refinance loans originated, 2024","applications":1098,"originations":676,"denials":373,"originated_dollars":149710000,"applications_purchase":749,"applications_refinance":167,"applications_cash_out_refinance":182,"originations_purchase":463,"originations_refinance":114,"originations_cash_out_refinance":99,"denials_purchase":256,"denials_refinance":41,"denials_cash_out_refinance":76,"denial_rate":34,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37165","dataset":"mortgage-lending","jurisdiction":"NC","county":"37165","countyName":"Scotland County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Scotland County, North Carolina: in 2024, lenders reported 612 applications for a home purchase or a refinance; 324 became loans ($58.6 million) and 253 were denied, a denial rate of 41.3%. Home purchase: 438 applications, 219 loans. HMDA 2024 data, FFIEC.","value":324,"unit":"home purchase and refinance loans originated, 2024","applications":612,"originations":324,"denials":253,"originated_dollars":58620000,"applications_purchase":438,"applications_refinance":83,"applications_cash_out_refinance":91,"originations_purchase":219,"originations_refinance":55,"originations_cash_out_refinance":50,"denials_purchase":197,"denials_refinance":20,"denials_cash_out_refinance":36,"denial_rate":41.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37167","dataset":"mortgage-lending","jurisdiction":"NC","county":"37167","countyName":"Stanly County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Stanly County, North Carolina: in 2024, lenders reported 1,777 applications for a home purchase or a refinance; 1,379 became loans ($356.4 million) and 330 were denied, a denial rate of 18.6%. Home purchase: 1,137 applications, 929 loans. HMDA 2024 data, FFIEC.","value":1379,"unit":"home purchase and refinance loans originated, 2024","applications":1777,"originations":1379,"denials":330,"originated_dollars":356395000,"applications_purchase":1137,"applications_refinance":289,"applications_cash_out_refinance":351,"originations_purchase":929,"originations_refinance":222,"originations_cash_out_refinance":228,"denials_purchase":163,"denials_refinance":58,"denials_cash_out_refinance":109,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37169","dataset":"mortgage-lending","jurisdiction":"NC","county":"37169","countyName":"Stokes County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Stokes County, North Carolina: in 2024, lenders reported 1,097 applications for a home purchase or a refinance; 828 became loans ($182.5 million) and 229 were denied, a denial rate of 20.9%. Home purchase: 685 applications, 545 loans. HMDA 2024 data, FFIEC.","value":828,"unit":"home purchase and refinance loans originated, 2024","applications":1097,"originations":828,"denials":229,"originated_dollars":182530000,"applications_purchase":685,"applications_refinance":207,"applications_cash_out_refinance":205,"originations_purchase":545,"originations_refinance":151,"originations_cash_out_refinance":132,"denials_purchase":114,"denials_refinance":49,"denials_cash_out_refinance":66,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37171","dataset":"mortgage-lending","jurisdiction":"NC","county":"37171","countyName":"Surry County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Surry County, North Carolina: in 2024, lenders reported 1,269 applications for a home purchase or a refinance; 969 became loans ($198.7 million) and 261 were denied, a denial rate of 20.6%. Home purchase: 785 applications, 641 loans. HMDA 2024 data, FFIEC.","value":969,"unit":"home purchase and refinance loans originated, 2024","applications":1269,"originations":969,"denials":261,"originated_dollars":198705000,"applications_purchase":785,"applications_refinance":259,"applications_cash_out_refinance":225,"originations_purchase":641,"originations_refinance":181,"originations_cash_out_refinance":147,"denials_purchase":128,"denials_refinance":69,"denials_cash_out_refinance":64,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37173","dataset":"mortgage-lending","jurisdiction":"NC","county":"37173","countyName":"Swain County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Swain County, North Carolina: in 2024, lenders reported 297 applications for a home purchase or a refinance; 217 became loans ($67.8 million) and 70 were denied, a denial rate of 23.6%. Home purchase: 205 applications, 156 loans. HMDA 2024 data, FFIEC.","value":217,"unit":"home purchase and refinance loans originated, 2024","applications":297,"originations":217,"denials":70,"originated_dollars":67755000,"applications_purchase":205,"applications_refinance":44,"applications_cash_out_refinance":48,"originations_purchase":156,"originations_refinance":33,"originations_cash_out_refinance":28,"denials_purchase":41,"denials_refinance":9,"denials_cash_out_refinance":20,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37175","dataset":"mortgage-lending","jurisdiction":"NC","county":"37175","countyName":"Transylvania County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Transylvania County, North Carolina: in 2024, lenders reported 702 applications for a home purchase or a refinance; 521 became loans ($213.5 million) and 165 were denied, a denial rate of 23.5%. Home purchase: 428 applications, 343 loans. HMDA 2024 data, FFIEC.","value":521,"unit":"home purchase and refinance loans originated, 2024","applications":702,"originations":521,"denials":165,"originated_dollars":213495000,"applications_purchase":428,"applications_refinance":131,"applications_cash_out_refinance":143,"originations_purchase":343,"originations_refinance":93,"originations_cash_out_refinance":85,"denials_purchase":79,"denials_refinance":34,"denials_cash_out_refinance":52,"denial_rate":23.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37177","dataset":"mortgage-lending","jurisdiction":"NC","county":"37177","countyName":"Tyrrell County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Tyrrell County, North Carolina: in 2024, lenders reported 59 applications for a home purchase or a refinance; 35 became loans ($6.5 million) and 24 were denied, a denial rate of 40.7%. Home purchase: 44 applications, 29 loans. HMDA 2024 data, FFIEC.","value":35,"unit":"home purchase and refinance loans originated, 2024","applications":59,"originations":35,"denials":24,"originated_dollars":6475000,"applications_purchase":44,"applications_refinance":12,"applications_cash_out_refinance":3,"originations_purchase":29,"originations_refinance":4,"originations_cash_out_refinance":2,"denials_purchase":15,"denials_refinance":8,"denials_cash_out_refinance":1,"denial_rate":40.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37179","dataset":"mortgage-lending","jurisdiction":"NC","county":"37179","countyName":"Union County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Union County, North Carolina: in 2024, lenders reported 6,921 applications for a home purchase or a refinance; 5,537 became loans ($2.2 billion) and 1,129 were denied, a denial rate of 16.3%. Home purchase: 4,196 applications, 3,608 loans. HMDA 2024 data, FFIEC.","value":5537,"unit":"home purchase and refinance loans originated, 2024","applications":6921,"originations":5537,"denials":1129,"originated_dollars":2186025000,"applications_purchase":4196,"applications_refinance":1323,"applications_cash_out_refinance":1402,"originations_purchase":3608,"originations_refinance":966,"originations_cash_out_refinance":963,"denials_purchase":443,"denials_refinance":298,"denials_cash_out_refinance":388,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37181","dataset":"mortgage-lending","jurisdiction":"NC","county":"37181","countyName":"Vance County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Vance County, North Carolina: in 2024, lenders reported 624 applications for a home purchase or a refinance; 421 became loans ($89.1 million) and 177 were denied, a denial rate of 28.4%. Home purchase: 367 applications, 266 loans. HMDA 2024 data, FFIEC.","value":421,"unit":"home purchase and refinance loans originated, 2024","applications":624,"originations":421,"denials":177,"originated_dollars":89145000,"applications_purchase":367,"applications_refinance":101,"applications_cash_out_refinance":156,"originations_purchase":266,"originations_refinance":66,"originations_cash_out_refinance":89,"denials_purchase":89,"denials_refinance":28,"denials_cash_out_refinance":60,"denial_rate":28.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37183","dataset":"mortgage-lending","jurisdiction":"NC","county":"37183","countyName":"Wake County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Wake County, North Carolina: in 2024, lenders reported 28,525 applications for a home purchase or a refinance; 23,491 became loans ($10.3 billion) and 4,112 were denied, a denial rate of 14.4%. Home purchase: 19,713 applications, 17,338 loans. HMDA 2024 data, FFIEC.","value":23491,"unit":"home purchase and refinance loans originated, 2024","applications":28525,"originations":23491,"denials":4112,"originated_dollars":10271815000,"applications_purchase":19713,"applications_refinance":5084,"applications_cash_out_refinance":3728,"originations_purchase":17338,"originations_refinance":3739,"originations_cash_out_refinance":2414,"denials_purchase":1837,"denials_refinance":1126,"denials_cash_out_refinance":1149,"denial_rate":14.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37185","dataset":"mortgage-lending","jurisdiction":"NC","county":"37185","countyName":"Warren County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Warren County, North Carolina: in 2024, lenders reported 388 applications for a home purchase or a refinance; 279 became loans ($88.0 million) and 97 were denied, a denial rate of 25.0%. Home purchase: 263 applications, 198 loans. HMDA 2024 data, FFIEC.","value":279,"unit":"home purchase and refinance loans originated, 2024","applications":388,"originations":279,"denials":97,"originated_dollars":88015000,"applications_purchase":263,"applications_refinance":72,"applications_cash_out_refinance":53,"originations_purchase":198,"originations_refinance":51,"originations_cash_out_refinance":30,"denials_purchase":58,"denials_refinance":19,"denials_cash_out_refinance":20,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37187","dataset":"mortgage-lending","jurisdiction":"NC","county":"37187","countyName":"Washington County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Washington County, North Carolina: in 2024, lenders reported 158 applications for a home purchase or a refinance; 104 became loans ($15.7 million) and 45 were denied, a denial rate of 28.5%. Home purchase: 101 applications, 67 loans. HMDA 2024 data, FFIEC.","value":104,"unit":"home purchase and refinance loans originated, 2024","applications":158,"originations":104,"denials":45,"originated_dollars":15650000,"applications_purchase":101,"applications_refinance":28,"applications_cash_out_refinance":29,"originations_purchase":67,"originations_refinance":16,"originations_cash_out_refinance":21,"denials_purchase":28,"denials_refinance":11,"denials_cash_out_refinance":6,"denial_rate":28.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37189","dataset":"mortgage-lending","jurisdiction":"NC","county":"37189","countyName":"Watauga County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Watauga County, North Carolina: in 2024, lenders reported 934 applications for a home purchase or a refinance; 749 became loans ($316.5 million) and 160 were denied, a denial rate of 17.1%. Home purchase: 645 applications, 552 loans. HMDA 2024 data, FFIEC.","value":749,"unit":"home purchase and refinance loans originated, 2024","applications":934,"originations":749,"denials":160,"originated_dollars":316505000,"applications_purchase":645,"applications_refinance":137,"applications_cash_out_refinance":152,"originations_purchase":552,"originations_refinance":102,"originations_cash_out_refinance":95,"denials_purchase":73,"denials_refinance":34,"denials_cash_out_refinance":53,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37191","dataset":"mortgage-lending","jurisdiction":"NC","county":"37191","countyName":"Wayne County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Wayne County, North Carolina: in 2024, lenders reported 2,871 applications for a home purchase or a refinance; 2,124 became loans ($472.1 million) and 632 were denied, a denial rate of 22.0%. Home purchase: 1,973 applications, 1,548 loans. HMDA 2024 data, FFIEC.","value":2124,"unit":"home purchase and refinance loans originated, 2024","applications":2871,"originations":2124,"denials":632,"originated_dollars":472100000,"applications_purchase":1973,"applications_refinance":417,"applications_cash_out_refinance":481,"originations_purchase":1548,"originations_refinance":288,"originations_cash_out_refinance":288,"denials_purchase":363,"denials_refinance":94,"denials_cash_out_refinance":175,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37193","dataset":"mortgage-lending","jurisdiction":"NC","county":"37193","countyName":"Wilkes County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Wilkes County, North Carolina: in 2024, lenders reported 1,027 applications for a home purchase or a refinance; 737 became loans ($173.1 million) and 255 were denied, a denial rate of 24.8%. Home purchase: 659 applications, 473 loans. HMDA 2024 data, FFIEC.","value":737,"unit":"home purchase and refinance loans originated, 2024","applications":1027,"originations":737,"denials":255,"originated_dollars":173085000,"applications_purchase":659,"applications_refinance":196,"applications_cash_out_refinance":172,"originations_purchase":473,"originations_refinance":148,"originations_cash_out_refinance":116,"denials_purchase":164,"denials_refinance":40,"denials_cash_out_refinance":51,"denial_rate":24.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37195","dataset":"mortgage-lending","jurisdiction":"NC","county":"37195","countyName":"Wilson County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Wilson County, North Carolina: in 2024, lenders reported 1,637 applications for a home purchase or a refinance; 1,217 became loans ($310.2 million) and 369 were denied, a denial rate of 22.5%. Home purchase: 1,040 applications, 835 loans. HMDA 2024 data, FFIEC.","value":1217,"unit":"home purchase and refinance loans originated, 2024","applications":1637,"originations":1217,"denials":369,"originated_dollars":310225000,"applications_purchase":1040,"applications_refinance":261,"applications_cash_out_refinance":336,"originations_purchase":835,"originations_refinance":186,"originations_cash_out_refinance":196,"denials_purchase":179,"denials_refinance":61,"denials_cash_out_refinance":129,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37197","dataset":"mortgage-lending","jurisdiction":"NC","county":"37197","countyName":"Yadkin County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Yadkin County, North Carolina: in 2024, lenders reported 660 applications for a home purchase or a refinance; 497 became loans ($108.1 million) and 149 were denied, a denial rate of 22.6%. Home purchase: 426 applications, 336 loans. HMDA 2024 data, FFIEC.","value":497,"unit":"home purchase and refinance loans originated, 2024","applications":660,"originations":497,"denials":149,"originated_dollars":108145000,"applications_purchase":426,"applications_refinance":116,"applications_cash_out_refinance":118,"originations_purchase":336,"originations_refinance":82,"originations_cash_out_refinance":79,"denials_purchase":80,"denials_refinance":33,"denials_cash_out_refinance":36,"denial_rate":22.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:37199","dataset":"mortgage-lending","jurisdiction":"NC","county":"37199","countyName":"Yancey County","stateName":"North Carolina","level":"county","year":2024,"status":"P","text":"Yancey County, North Carolina: in 2024, lenders reported 304 applications for a home purchase or a refinance; 204 became loans ($60.4 million) and 81 were denied, a denial rate of 26.6%. Home purchase: 188 applications, 137 loans. HMDA 2024 data, FFIEC.","value":204,"unit":"home purchase and refinance loans originated, 2024","applications":304,"originations":204,"denials":81,"originated_dollars":60350000,"applications_purchase":188,"applications_refinance":50,"applications_cash_out_refinance":66,"originations_purchase":137,"originations_refinance":31,"originations_cash_out_refinance":36,"denials_purchase":39,"denials_refinance":17,"denials_cash_out_refinance":25,"denial_rate":26.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:ND","dataset":"mortgage-lending","jurisdiction":"ND","county":null,"countyName":null,"stateName":"North Dakota","level":"state","year":2024,"status":"P","text":"North Dakota: in 2024, lenders reported 12,440 applications for a home purchase or a refinance; 10,788 became loans ($3.0 billion) and 1,420 were denied, a denial rate of 11.4%. Home purchase: 9,204 applications, 8,305 loans. Loans made changed +11.8% from 9,647 in 2023. HMDA 2024 data, FFIEC.","value":10788,"unit":"home purchase and refinance loans originated, 2024","applications":12440,"originations":10788,"denials":1420,"originated_dollars":2999630000,"applications_purchase":9204,"applications_refinance":1714,"applications_cash_out_refinance":1522,"originations_purchase":8305,"originations_refinance":1429,"originations_cash_out_refinance":1054,"denials_purchase":769,"denials_refinance":205,"denials_cash_out_refinance":446,"denial_rate":11.4,"originations_prior_year":9647,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"168 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":168,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38001","dataset":"mortgage-lending","jurisdiction":"ND","county":"38001","countyName":"Adams County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Adams County, North Dakota: in 2024, lenders reported 27 applications for a home purchase or a refinance; 16 became loans ($2.6 million) and 11 were denied, a denial rate of 40.7% (a small count, so the rate moves a lot from year to year). Home purchase: 18 applications, 13 loans. HMDA 2024 data, FFIEC.","value":16,"unit":"home purchase and refinance loans originated, 2024","applications":27,"originations":16,"denials":11,"originated_dollars":2610000,"applications_purchase":18,"applications_refinance":2,"applications_cash_out_refinance":7,"originations_purchase":13,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":5,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":40.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38003","dataset":"mortgage-lending","jurisdiction":"ND","county":"38003","countyName":"Barnes County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Barnes County, North Dakota: in 2024, lenders reported 143 applications for a home purchase or a refinance; 121 became loans ($23.4 million) and 21 were denied, a denial rate of 14.7%. Home purchase: 93 applications, 85 loans. HMDA 2024 data, FFIEC.","value":121,"unit":"home purchase and refinance loans originated, 2024","applications":143,"originations":121,"denials":21,"originated_dollars":23415000,"applications_purchase":93,"applications_refinance":22,"applications_cash_out_refinance":28,"originations_purchase":85,"originations_refinance":16,"originations_cash_out_refinance":20,"denials_purchase":8,"denials_refinance":6,"denials_cash_out_refinance":7,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38005","dataset":"mortgage-lending","jurisdiction":"ND","county":"38005","countyName":"Benson County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Benson County, North Dakota: in 2024, lenders reported 21 applications for a home purchase or a refinance; 17 became loans ($3.1 million) and 4 were denied, a denial rate of 19.0% (a small count, so the rate moves a lot from year to year). Home purchase: 18 applications, 15 loans. HMDA 2024 data, FFIEC.","value":17,"unit":"home purchase and refinance loans originated, 2024","applications":21,"originations":17,"denials":4,"originated_dollars":3055000,"applications_purchase":18,"applications_refinance":0,"applications_cash_out_refinance":3,"originations_purchase":15,"originations_refinance":0,"originations_cash_out_refinance":2,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38007","dataset":"mortgage-lending","jurisdiction":"ND","county":"38007","countyName":"Billings County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Billings County, North Dakota: in 2024, lenders reported 11 applications for a home purchase or a refinance; 6 became loans ($2.4 million) and 5 were denied, a denial rate of 45.5% (a small count, so the rate moves a lot from year to year). Home purchase: 6 applications, 4 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":11,"originations":6,"denials":5,"originated_dollars":2420000,"applications_purchase":6,"applications_refinance":2,"applications_cash_out_refinance":3,"originations_purchase":4,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":45.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38009","dataset":"mortgage-lending","jurisdiction":"ND","county":"38009","countyName":"Bottineau County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Bottineau County, North Dakota: in 2024, lenders reported 70 applications for a home purchase or a refinance; 61 became loans ($12.5 million) and 6 were denied, a denial rate of 8.6%. Home purchase: 48 applications, 44 loans. HMDA 2024 data, FFIEC.","value":61,"unit":"home purchase and refinance loans originated, 2024","applications":70,"originations":61,"denials":6,"originated_dollars":12455000,"applications_purchase":48,"applications_refinance":14,"applications_cash_out_refinance":8,"originations_purchase":44,"originations_refinance":13,"originations_cash_out_refinance":4,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":8.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38011","dataset":"mortgage-lending","jurisdiction":"ND","county":"38011","countyName":"Bowman County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Bowman County, North Dakota: in 2024, lenders reported 24 applications for a home purchase or a refinance; 19 became loans ($4.4 million) and 5 were denied, a denial rate of 20.8% (a small count, so the rate moves a lot from year to year). Home purchase: 17 applications, 15 loans. HMDA 2024 data, FFIEC.","value":19,"unit":"home purchase and refinance loans originated, 2024","applications":24,"originations":19,"denials":5,"originated_dollars":4425000,"applications_purchase":17,"applications_refinance":4,"applications_cash_out_refinance":3,"originations_purchase":15,"originations_refinance":3,"originations_cash_out_refinance":1,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38013","dataset":"mortgage-lending","jurisdiction":"ND","county":"38013","countyName":"Burke County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Burke County, North Dakota: in 2024, lenders reported 13 applications for a home purchase or a refinance; 12 became loans ($1.8 million) and 1 were denied, a denial rate of 7.7% (a small count, so the rate moves a lot from year to year). Home purchase: 11 applications, 10 loans. HMDA 2024 data, FFIEC.","value":12,"unit":"home purchase and refinance loans originated, 2024","applications":13,"originations":12,"denials":1,"originated_dollars":1770000,"applications_purchase":11,"applications_refinance":2,"applications_cash_out_refinance":0,"originations_purchase":10,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":7.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38015","dataset":"mortgage-lending","jurisdiction":"ND","county":"38015","countyName":"Burleigh County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Burleigh County, North Dakota: in 2024, lenders reported 1,708 applications for a home purchase or a refinance; 1,554 became loans ($472.7 million) and 119 were denied, a denial rate of 7.0%. Home purchase: 1,277 applications, 1,200 loans. HMDA 2024 data, FFIEC.","value":1554,"unit":"home purchase and refinance loans originated, 2024","applications":1708,"originations":1554,"denials":119,"originated_dollars":472720000,"applications_purchase":1277,"applications_refinance":257,"applications_cash_out_refinance":174,"originations_purchase":1200,"originations_refinance":227,"originations_cash_out_refinance":127,"denials_purchase":53,"denials_refinance":21,"denials_cash_out_refinance":45,"denial_rate":7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38017","dataset":"mortgage-lending","jurisdiction":"ND","county":"38017","countyName":"Cass County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Cass County, North Dakota: in 2024, lenders reported 3,435 applications for a home purchase or a refinance; 3,128 became loans ($978.2 million) and 258 were denied, a denial rate of 7.5%. Home purchase: 2,613 applications, 2,473 loans. HMDA 2024 data, FFIEC.","value":3128,"unit":"home purchase and refinance loans originated, 2024","applications":3435,"originations":3128,"denials":258,"originated_dollars":978210000,"applications_purchase":2613,"applications_refinance":465,"applications_cash_out_refinance":357,"originations_purchase":2473,"originations_refinance":391,"originations_cash_out_refinance":264,"denials_purchase":117,"denials_refinance":52,"denials_cash_out_refinance":89,"denial_rate":7.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38019","dataset":"mortgage-lending","jurisdiction":"ND","county":"38019","countyName":"Cavalier County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Cavalier County, North Dakota: in 2024, lenders reported 35 applications for a home purchase or a refinance; 30 became loans ($5.4 million) and 5 were denied, a denial rate of 14.3%. Home purchase: 26 applications, 24 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":35,"originations":30,"denials":5,"originated_dollars":5370000,"applications_purchase":26,"applications_refinance":5,"applications_cash_out_refinance":4,"originations_purchase":24,"originations_refinance":5,"originations_cash_out_refinance":1,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38021","dataset":"mortgage-lending","jurisdiction":"ND","county":"38021","countyName":"Dickey County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Dickey County, North Dakota: in 2024, lenders reported 53 applications for a home purchase or a refinance; 45 became loans ($11.7 million) and 8 were denied, a denial rate of 15.1%. Home purchase: 42 applications, 38 loans. HMDA 2024 data, FFIEC.","value":45,"unit":"home purchase and refinance loans originated, 2024","applications":53,"originations":45,"denials":8,"originated_dollars":11665000,"applications_purchase":42,"applications_refinance":7,"applications_cash_out_refinance":4,"originations_purchase":38,"originations_refinance":5,"originations_cash_out_refinance":2,"denials_purchase":4,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38023","dataset":"mortgage-lending","jurisdiction":"ND","county":"38023","countyName":"Divide County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Divide County, North Dakota: in 2024, lenders reported 14 applications for a home purchase or a refinance; 10 became loans ($1.7 million) and 4 were denied, a denial rate of 28.6% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 10 loans. HMDA 2024 data, FFIEC.","value":10,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":10,"denials":4,"originated_dollars":1700000,"applications_purchase":14,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":10,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38025","dataset":"mortgage-lending","jurisdiction":"ND","county":"38025","countyName":"Dunn County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Dunn County, North Dakota: in 2024, lenders reported 55 applications for a home purchase or a refinance; 48 became loans ($13.4 million) and 5 were denied, a denial rate of 9.1%. Home purchase: 41 applications, 37 loans. HMDA 2024 data, FFIEC.","value":48,"unit":"home purchase and refinance loans originated, 2024","applications":55,"originations":48,"denials":5,"originated_dollars":13370000,"applications_purchase":41,"applications_refinance":8,"applications_cash_out_refinance":6,"originations_purchase":37,"originations_refinance":7,"originations_cash_out_refinance":4,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":9.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38027","dataset":"mortgage-lending","jurisdiction":"ND","county":"38027","countyName":"Eddy County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Eddy County, North Dakota: in 2024, lenders reported 15 applications for a home purchase or a refinance; 11 became loans ($1.7 million) and 4 were denied, a denial rate of 26.7% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 8 loans. HMDA 2024 data, FFIEC.","value":11,"unit":"home purchase and refinance loans originated, 2024","applications":15,"originations":11,"denials":4,"originated_dollars":1715000,"applications_purchase":9,"applications_refinance":2,"applications_cash_out_refinance":4,"originations_purchase":8,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":1,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":26.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38029","dataset":"mortgage-lending","jurisdiction":"ND","county":"38029","countyName":"Emmons County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Emmons County, North Dakota: in 2024, lenders reported 28 applications for a home purchase or a refinance; 26 became loans ($4.3 million) and 2 were denied, a denial rate of 7.1% (a small count, so the rate moves a lot from year to year). Home purchase: 22 applications, 20 loans. HMDA 2024 data, FFIEC.","value":26,"unit":"home purchase and refinance loans originated, 2024","applications":28,"originations":26,"denials":2,"originated_dollars":4260000,"applications_purchase":22,"applications_refinance":4,"applications_cash_out_refinance":2,"originations_purchase":20,"originations_refinance":4,"originations_cash_out_refinance":2,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":7.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38031","dataset":"mortgage-lending","jurisdiction":"ND","county":"38031","countyName":"Foster County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Foster County, North Dakota: in 2024, lenders reported 31 applications for a home purchase or a refinance; 27 became loans ($5.6 million) and 4 were denied, a denial rate of 12.9%. Home purchase: 19 applications, 17 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":31,"originations":27,"denials":4,"originated_dollars":5635000,"applications_purchase":19,"applications_refinance":5,"applications_cash_out_refinance":7,"originations_purchase":17,"originations_refinance":5,"originations_cash_out_refinance":5,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":12.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38033","dataset":"mortgage-lending","jurisdiction":"ND","county":"38033","countyName":"Golden Valley County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Golden Valley County, North Dakota: in 2024, lenders reported 24 applications for a home purchase or a refinance; 19 became loans ($2.8 million) and 5 were denied, a denial rate of 20.8% (a small count, so the rate moves a lot from year to year). Home purchase: 20 applications, 15 loans. HMDA 2024 data, FFIEC.","value":19,"unit":"home purchase and refinance loans originated, 2024","applications":24,"originations":19,"denials":5,"originated_dollars":2805000,"applications_purchase":20,"applications_refinance":1,"applications_cash_out_refinance":3,"originations_purchase":15,"originations_refinance":1,"originations_cash_out_refinance":3,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38035","dataset":"mortgage-lending","jurisdiction":"ND","county":"38035","countyName":"Grand Forks County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Grand Forks County, North Dakota: in 2024, lenders reported 1,109 applications for a home purchase or a refinance; 974 became loans ($249.3 million) and 114 were denied, a denial rate of 10.3%. Home purchase: 804 applications, 731 loans. HMDA 2024 data, FFIEC.","value":974,"unit":"home purchase and refinance loans originated, 2024","applications":1109,"originations":974,"denials":114,"originated_dollars":249310000,"applications_purchase":804,"applications_refinance":173,"applications_cash_out_refinance":132,"originations_purchase":731,"originations_refinance":147,"originations_cash_out_refinance":96,"denials_purchase":65,"denials_refinance":16,"denials_cash_out_refinance":33,"denial_rate":10.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38037","dataset":"mortgage-lending","jurisdiction":"ND","county":"38037","countyName":"Grant County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Grant County, North Dakota: in 2024, lenders reported 24 applications for a home purchase or a refinance; 17 became loans ($1.7 million) and 6 were denied, a denial rate of 25.0% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 10 loans. HMDA 2024 data, FFIEC.","value":17,"unit":"home purchase and refinance loans originated, 2024","applications":24,"originations":17,"denials":6,"originated_dollars":1665000,"applications_purchase":14,"applications_refinance":4,"applications_cash_out_refinance":6,"originations_purchase":10,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38039","dataset":"mortgage-lending","jurisdiction":"ND","county":"38039","countyName":"Griggs County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Griggs County, North Dakota: in 2024, lenders reported 17 applications for a home purchase or a refinance; 14 became loans ($2.0 million) and 3 were denied, a denial rate of 17.6% (a small count, so the rate moves a lot from year to year). Home purchase: 10 applications, 9 loans. HMDA 2024 data, FFIEC.","value":14,"unit":"home purchase and refinance loans originated, 2024","applications":17,"originations":14,"denials":3,"originated_dollars":2020000,"applications_purchase":10,"applications_refinance":2,"applications_cash_out_refinance":5,"originations_purchase":9,"originations_refinance":2,"originations_cash_out_refinance":3,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38041","dataset":"mortgage-lending","jurisdiction":"ND","county":"38041","countyName":"Hettinger County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Hettinger County, North Dakota: in 2024, lenders reported 32 applications for a home purchase or a refinance; 22 became loans ($4.6 million) and 9 were denied, a denial rate of 28.1%. Home purchase: 27 applications, 19 loans. HMDA 2024 data, FFIEC.","value":22,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":22,"denials":9,"originated_dollars":4580000,"applications_purchase":27,"applications_refinance":2,"applications_cash_out_refinance":3,"originations_purchase":19,"originations_refinance":2,"originations_cash_out_refinance":1,"denials_purchase":7,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":28.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38043","dataset":"mortgage-lending","jurisdiction":"ND","county":"38043","countyName":"Kidder County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Kidder County, North Dakota: in 2024, lenders reported 22 applications for a home purchase or a refinance; 20 became loans ($4.3 million) and 1 were denied, a denial rate of 4.5% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 13 loans. HMDA 2024 data, FFIEC.","value":20,"unit":"home purchase and refinance loans originated, 2024","applications":22,"originations":20,"denials":1,"originated_dollars":4330000,"applications_purchase":14,"applications_refinance":5,"applications_cash_out_refinance":3,"originations_purchase":13,"originations_refinance":5,"originations_cash_out_refinance":2,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":4.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38045","dataset":"mortgage-lending","jurisdiction":"ND","county":"38045","countyName":"LaMoure County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"LaMoure County, North Dakota: in 2024, lenders reported 53 applications for a home purchase or a refinance; 43 became loans ($6.6 million) and 8 were denied, a denial rate of 15.1%. Home purchase: 34 applications, 31 loans. HMDA 2024 data, FFIEC.","value":43,"unit":"home purchase and refinance loans originated, 2024","applications":53,"originations":43,"denials":8,"originated_dollars":6565000,"applications_purchase":34,"applications_refinance":10,"applications_cash_out_refinance":9,"originations_purchase":31,"originations_refinance":7,"originations_cash_out_refinance":5,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38047","dataset":"mortgage-lending","jurisdiction":"ND","county":"38047","countyName":"Logan County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Logan County, North Dakota: in 2024, lenders reported 18 applications for a home purchase or a refinance; 9 became loans ($1.0 million) and 8 were denied, a denial rate of 44.4% (a small count, so the rate moves a lot from year to year). Home purchase: 11 applications, 6 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":18,"originations":9,"denials":8,"originated_dollars":1035000,"applications_purchase":11,"applications_refinance":1,"applications_cash_out_refinance":6,"originations_purchase":6,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":44.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38049","dataset":"mortgage-lending","jurisdiction":"ND","county":"38049","countyName":"McHenry County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"McHenry County, North Dakota: in 2024, lenders reported 61 applications for a home purchase or a refinance; 50 became loans ($7.2 million) and 10 were denied, a denial rate of 16.4%. Home purchase: 32 applications, 29 loans. HMDA 2024 data, FFIEC.","value":50,"unit":"home purchase and refinance loans originated, 2024","applications":61,"originations":50,"denials":10,"originated_dollars":7150000,"applications_purchase":32,"applications_refinance":13,"applications_cash_out_refinance":16,"originations_purchase":29,"originations_refinance":11,"originations_cash_out_refinance":10,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38051","dataset":"mortgage-lending","jurisdiction":"ND","county":"38051","countyName":"McIntosh County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"McIntosh County, North Dakota: in 2024, lenders reported 21 applications for a home purchase or a refinance; 19 became loans ($2.3 million) and 1 were denied, a denial rate of 4.8% (a small count, so the rate moves a lot from year to year). Home purchase: 13 applications, 12 loans. HMDA 2024 data, FFIEC.","value":19,"unit":"home purchase and refinance loans originated, 2024","applications":21,"originations":19,"denials":1,"originated_dollars":2345000,"applications_purchase":13,"applications_refinance":2,"applications_cash_out_refinance":6,"originations_purchase":12,"originations_refinance":2,"originations_cash_out_refinance":5,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":4.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38053","dataset":"mortgage-lending","jurisdiction":"ND","county":"38053","countyName":"McKenzie County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"McKenzie County, North Dakota: in 2024, lenders reported 191 applications for a home purchase or a refinance; 164 became loans ($72.0 million) and 22 were denied, a denial rate of 11.5%. Home purchase: 145 applications, 131 loans. HMDA 2024 data, FFIEC.","value":164,"unit":"home purchase and refinance loans originated, 2024","applications":191,"originations":164,"denials":22,"originated_dollars":72000000,"applications_purchase":145,"applications_refinance":28,"applications_cash_out_refinance":18,"originations_purchase":131,"originations_refinance":20,"originations_cash_out_refinance":13,"denials_purchase":13,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":11.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38055","dataset":"mortgage-lending","jurisdiction":"ND","county":"38055","countyName":"McLean County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"McLean County, North Dakota: in 2024, lenders reported 140 applications for a home purchase or a refinance; 121 became loans ($25.4 million) and 16 were denied, a denial rate of 11.4%. Home purchase: 96 applications, 89 loans. HMDA 2024 data, FFIEC.","value":121,"unit":"home purchase and refinance loans originated, 2024","applications":140,"originations":121,"denials":16,"originated_dollars":25375000,"applications_purchase":96,"applications_refinance":20,"applications_cash_out_refinance":24,"originations_purchase":89,"originations_refinance":17,"originations_cash_out_refinance":15,"denials_purchase":4,"denials_refinance":3,"denials_cash_out_refinance":9,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38057","dataset":"mortgage-lending","jurisdiction":"ND","county":"38057","countyName":"Mercer County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Mercer County, North Dakota: in 2024, lenders reported 146 applications for a home purchase or a refinance; 120 became loans ($24.5 million) and 25 were denied, a denial rate of 17.1%. Home purchase: 114 applications, 99 loans. HMDA 2024 data, FFIEC.","value":120,"unit":"home purchase and refinance loans originated, 2024","applications":146,"originations":120,"denials":25,"originated_dollars":24510000,"applications_purchase":114,"applications_refinance":11,"applications_cash_out_refinance":21,"originations_purchase":99,"originations_refinance":9,"originations_cash_out_refinance":12,"denials_purchase":14,"denials_refinance":2,"denials_cash_out_refinance":9,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38059","dataset":"mortgage-lending","jurisdiction":"ND","county":"38059","countyName":"Morton County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Morton County, North Dakota: in 2024, lenders reported 609 applications for a home purchase or a refinance; 527 became loans ($135.9 million) and 68 were denied, a denial rate of 11.2%. Home purchase: 468 applications, 417 loans. HMDA 2024 data, FFIEC.","value":527,"unit":"home purchase and refinance loans originated, 2024","applications":609,"originations":527,"denials":68,"originated_dollars":135885000,"applications_purchase":468,"applications_refinance":85,"applications_cash_out_refinance":56,"originations_purchase":417,"originations_refinance":76,"originations_cash_out_refinance":34,"denials_purchase":45,"denials_refinance":5,"denials_cash_out_refinance":18,"denial_rate":11.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38061","dataset":"mortgage-lending","jurisdiction":"ND","county":"38061","countyName":"Mountrail County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Mountrail County, North Dakota: in 2024, lenders reported 78 applications for a home purchase or a refinance; 66 became loans ($12.7 million) and 12 were denied, a denial rate of 15.4%. Home purchase: 56 applications, 49 loans. HMDA 2024 data, FFIEC.","value":66,"unit":"home purchase and refinance loans originated, 2024","applications":78,"originations":66,"denials":12,"originated_dollars":12720000,"applications_purchase":56,"applications_refinance":12,"applications_cash_out_refinance":10,"originations_purchase":49,"originations_refinance":10,"originations_cash_out_refinance":7,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":3,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38063","dataset":"mortgage-lending","jurisdiction":"ND","county":"38063","countyName":"Nelson County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Nelson County, North Dakota: in 2024, lenders reported 28 applications for a home purchase or a refinance; 24 became loans ($4.0 million) and 3 were denied, a denial rate of 10.7% (a small count, so the rate moves a lot from year to year). Home purchase: 16 applications, 15 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":28,"originations":24,"denials":3,"originated_dollars":3950000,"applications_purchase":16,"applications_refinance":6,"applications_cash_out_refinance":6,"originations_purchase":15,"originations_refinance":5,"originations_cash_out_refinance":4,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":10.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38065","dataset":"mortgage-lending","jurisdiction":"ND","county":"38065","countyName":"Oliver County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Oliver County, North Dakota: in 2024, lenders reported 17 applications for a home purchase or a refinance; 13 became loans ($2.1 million) and 3 were denied, a denial rate of 17.6% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 12 loans. HMDA 2024 data, FFIEC.","value":13,"unit":"home purchase and refinance loans originated, 2024","applications":17,"originations":13,"denials":3,"originated_dollars":2065000,"applications_purchase":14,"applications_refinance":0,"applications_cash_out_refinance":3,"originations_purchase":12,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38067","dataset":"mortgage-lending","jurisdiction":"ND","county":"38067","countyName":"Pembina County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Pembina County, North Dakota: in 2024, lenders reported 64 applications for a home purchase or a refinance; 55 became loans ($7.7 million) and 8 were denied, a denial rate of 12.5%. Home purchase: 50 applications, 44 loans. HMDA 2024 data, FFIEC.","value":55,"unit":"home purchase and refinance loans originated, 2024","applications":64,"originations":55,"denials":8,"originated_dollars":7685000,"applications_purchase":50,"applications_refinance":11,"applications_cash_out_refinance":3,"originations_purchase":44,"originations_refinance":9,"originations_cash_out_refinance":2,"denials_purchase":5,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38069","dataset":"mortgage-lending","jurisdiction":"ND","county":"38069","countyName":"Pierce County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Pierce County, North Dakota: in 2024, lenders reported 32 applications for a home purchase or a refinance; 27 became loans ($4.1 million) and 4 were denied, a denial rate of 12.5%. Home purchase: 19 applications, 18 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":27,"denials":4,"originated_dollars":4065000,"applications_purchase":19,"applications_refinance":5,"applications_cash_out_refinance":8,"originations_purchase":18,"originations_refinance":4,"originations_cash_out_refinance":5,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38071","dataset":"mortgage-lending","jurisdiction":"ND","county":"38071","countyName":"Ramsey County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Ramsey County, North Dakota: in 2024, lenders reported 169 applications for a home purchase or a refinance; 143 became loans ($28.4 million) and 23 were denied, a denial rate of 13.6%. Home purchase: 119 applications, 104 loans. HMDA 2024 data, FFIEC.","value":143,"unit":"home purchase and refinance loans originated, 2024","applications":169,"originations":143,"denials":23,"originated_dollars":28395000,"applications_purchase":119,"applications_refinance":27,"applications_cash_out_refinance":23,"originations_purchase":104,"originations_refinance":22,"originations_cash_out_refinance":17,"denials_purchase":13,"denials_refinance":4,"denials_cash_out_refinance":6,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38073","dataset":"mortgage-lending","jurisdiction":"ND","county":"38073","countyName":"Ransom County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Ransom County, North Dakota: in 2024, lenders reported 59 applications for a home purchase or a refinance; 51 became loans ($9.5 million) and 8 were denied, a denial rate of 13.6%. Home purchase: 41 applications, 37 loans. HMDA 2024 data, FFIEC.","value":51,"unit":"home purchase and refinance loans originated, 2024","applications":59,"originations":51,"denials":8,"originated_dollars":9455000,"applications_purchase":41,"applications_refinance":5,"applications_cash_out_refinance":13,"originations_purchase":37,"originations_refinance":4,"originations_cash_out_refinance":10,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38075","dataset":"mortgage-lending","jurisdiction":"ND","county":"38075","countyName":"Renville County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Renville County, North Dakota: in 2024, lenders reported 44 applications for a home purchase or a refinance; 36 became loans ($7.5 million) and 6 were denied, a denial rate of 13.6%. Home purchase: 33 applications, 29 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":44,"originations":36,"denials":6,"originated_dollars":7490000,"applications_purchase":33,"applications_refinance":1,"applications_cash_out_refinance":10,"originations_purchase":29,"originations_refinance":1,"originations_cash_out_refinance":6,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38077","dataset":"mortgage-lending","jurisdiction":"ND","county":"38077","countyName":"Richland County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Richland County, North Dakota: in 2024, lenders reported 253 applications for a home purchase or a refinance; 220 became loans ($49.9 million) and 29 were denied, a denial rate of 11.5%. Home purchase: 171 applications, 154 loans. HMDA 2024 data, FFIEC.","value":220,"unit":"home purchase and refinance loans originated, 2024","applications":253,"originations":220,"denials":29,"originated_dollars":49920000,"applications_purchase":171,"applications_refinance":29,"applications_cash_out_refinance":53,"originations_purchase":154,"originations_refinance":27,"originations_cash_out_refinance":39,"denials_purchase":13,"denials_refinance":2,"denials_cash_out_refinance":14,"denial_rate":11.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38079","dataset":"mortgage-lending","jurisdiction":"ND","county":"38079","countyName":"Rolette County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Rolette County, North Dakota: in 2024, lenders reported 50 applications for a home purchase or a refinance; 30 became loans ($4.9 million) and 16 were denied, a denial rate of 32.0%. Home purchase: 31 applications, 20 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":50,"originations":30,"denials":16,"originated_dollars":4930000,"applications_purchase":31,"applications_refinance":9,"applications_cash_out_refinance":10,"originations_purchase":20,"originations_refinance":5,"originations_cash_out_refinance":5,"denials_purchase":8,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":32,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38081","dataset":"mortgage-lending","jurisdiction":"ND","county":"38081","countyName":"Sargent County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Sargent County, North Dakota: in 2024, lenders reported 44 applications for a home purchase or a refinance; 39 became loans ($6.7 million) and 5 were denied, a denial rate of 11.4%. Home purchase: 22 applications, 21 loans. HMDA 2024 data, FFIEC.","value":39,"unit":"home purchase and refinance loans originated, 2024","applications":44,"originations":39,"denials":5,"originated_dollars":6715000,"applications_purchase":22,"applications_refinance":5,"applications_cash_out_refinance":17,"originations_purchase":21,"originations_refinance":5,"originations_cash_out_refinance":13,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38083","dataset":"mortgage-lending","jurisdiction":"ND","county":"38083","countyName":"Sheridan County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Sheridan County, North Dakota: in 2024, lenders reported 10 applications for a home purchase or a refinance; 7 became loans ($795,000) and 3 were denied, a denial rate of 30.0% (a small count, so the rate moves a lot from year to year). Home purchase: 10 applications, 7 loans. HMDA 2024 data, FFIEC.","value":7,"unit":"home purchase and refinance loans originated, 2024","applications":10,"originations":7,"denials":3,"originated_dollars":795000,"applications_purchase":10,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":7,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":30,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38085","dataset":"mortgage-lending","jurisdiction":"ND","county":"38085","countyName":"Sioux County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Sioux County, North Dakota: in 2024, lenders reported 1 applications for a home purchase or a refinance; 1 became loans ($305,000) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":1,"originations":1,"denials":0,"originated_dollars":305000,"applications_purchase":0,"applications_refinance":1,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38087","dataset":"mortgage-lending","jurisdiction":"ND","county":"38087","countyName":"Slope County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Slope County, North Dakota: in 2024, lenders reported 2 applications for a home purchase or a refinance; 1 became loans ($195,000) and 1 were denied, a denial rate of 50.0% (a small count, so the rate moves a lot from year to year). Home purchase: 1 applications, 1 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":2,"originations":1,"denials":1,"originated_dollars":195000,"applications_purchase":1,"applications_refinance":1,"applications_cash_out_refinance":0,"originations_purchase":1,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":50,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38089","dataset":"mortgage-lending","jurisdiction":"ND","county":"38089","countyName":"Stark County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Stark County, North Dakota: in 2024, lenders reported 650 applications for a home purchase or a refinance; 567 became loans ($185.7 million) and 66 were denied, a denial rate of 10.2%. Home purchase: 487 applications, 448 loans. HMDA 2024 data, FFIEC.","value":567,"unit":"home purchase and refinance loans originated, 2024","applications":650,"originations":567,"denials":66,"originated_dollars":185685000,"applications_purchase":487,"applications_refinance":91,"applications_cash_out_refinance":72,"originations_purchase":448,"originations_refinance":69,"originations_cash_out_refinance":50,"denials_purchase":27,"denials_refinance":18,"denials_cash_out_refinance":21,"denial_rate":10.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38091","dataset":"mortgage-lending","jurisdiction":"ND","county":"38091","countyName":"Steele County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Steele County, North Dakota: in 2024, lenders reported 26 applications for a home purchase or a refinance; 25 became loans ($4.3 million) and 1 were denied, a denial rate of 3.8% (a small count, so the rate moves a lot from year to year). Home purchase: 16 applications, 16 loans. HMDA 2024 data, FFIEC.","value":25,"unit":"home purchase and refinance loans originated, 2024","applications":26,"originations":25,"denials":1,"originated_dollars":4255000,"applications_purchase":16,"applications_refinance":3,"applications_cash_out_refinance":7,"originations_purchase":16,"originations_refinance":3,"originations_cash_out_refinance":6,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":3.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38093","dataset":"mortgage-lending","jurisdiction":"ND","county":"38093","countyName":"Stutsman County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Stutsman County, North Dakota: in 2024, lenders reported 339 applications for a home purchase or a refinance; 286 became loans ($58.0 million) and 45 were denied, a denial rate of 13.3%. Home purchase: 208 applications, 186 loans. HMDA 2024 data, FFIEC.","value":286,"unit":"home purchase and refinance loans originated, 2024","applications":339,"originations":286,"denials":45,"originated_dollars":57980000,"applications_purchase":208,"applications_refinance":62,"applications_cash_out_refinance":69,"originations_purchase":186,"originations_refinance":52,"originations_cash_out_refinance":48,"denials_purchase":18,"denials_refinance":7,"denials_cash_out_refinance":20,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38095","dataset":"mortgage-lending","jurisdiction":"ND","county":"38095","countyName":"Towner County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Towner County, North Dakota: in 2024, lenders reported 14 applications for a home purchase or a refinance; 12 became loans ($2.2 million) and 1 were denied, a denial rate of 7.1% (a small count, so the rate moves a lot from year to year). Home purchase: 10 applications, 10 loans. HMDA 2024 data, FFIEC.","value":12,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":12,"denials":1,"originated_dollars":2190000,"applications_purchase":10,"applications_refinance":3,"applications_cash_out_refinance":1,"originations_purchase":10,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":7.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:38097","dataset":"mortgage-lending","jurisdiction":"ND","county":"38097","countyName":"Traill County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Traill County, North Dakota: in 2024, lenders reported 116 applications for a home purchase or a refinance; 101 became loans ($19.7 million) and 15 were denied, a denial rate of 12.9%. Home purchase: 82 applications, 76 loans. HMDA 2024 data, FFIEC.","value":101,"unit":"home purchase and refinance loans originated, 2024","applications":116,"originations":101,"denials":15,"originated_dollars":19695000,"applications_purchase":82,"applications_refinance":14,"applications_cash_out_refinance":20,"originations_purchase":76,"originations_refinance":10,"originations_cash_out_refinance":15,"denials_purchase":6,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":12.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38099","dataset":"mortgage-lending","jurisdiction":"ND","county":"38099","countyName":"Walsh County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Walsh County, North Dakota: in 2024, lenders reported 123 applications for a home purchase or a refinance; 106 became loans ($18.3 million) and 17 were denied, a denial rate of 13.8%. Home purchase: 85 applications, 76 loans. HMDA 2024 data, FFIEC.","value":106,"unit":"home purchase and refinance loans originated, 2024","applications":123,"originations":106,"denials":17,"originated_dollars":18310000,"applications_purchase":85,"applications_refinance":24,"applications_cash_out_refinance":14,"originations_purchase":76,"originations_refinance":22,"originations_cash_out_refinance":8,"denials_purchase":9,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38101","dataset":"mortgage-lending","jurisdiction":"ND","county":"38101","countyName":"Ward County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Ward County, North Dakota: in 2024, lenders reported 1,282 applications for a home purchase or a refinance; 1,130 became loans ($285.1 million) and 123 were denied, a denial rate of 9.6%. Home purchase: 945 applications, 872 loans. HMDA 2024 data, FFIEC.","value":1130,"unit":"home purchase and refinance loans originated, 2024","applications":1282,"originations":1130,"denials":123,"originated_dollars":285100000,"applications_purchase":945,"applications_refinance":155,"applications_cash_out_refinance":182,"originations_purchase":872,"originations_refinance":126,"originations_cash_out_refinance":132,"denials_purchase":57,"denials_refinance":20,"denials_cash_out_refinance":46,"denial_rate":9.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38103","dataset":"mortgage-lending","jurisdiction":"ND","county":"38103","countyName":"Wells County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Wells County, North Dakota: in 2024, lenders reported 30 applications for a home purchase or a refinance; 26 became loans ($3.1 million) and 4 were denied, a denial rate of 13.3%. Home purchase: 20 applications, 19 loans. HMDA 2024 data, FFIEC.","value":26,"unit":"home purchase and refinance loans originated, 2024","applications":30,"originations":26,"denials":4,"originated_dollars":3150000,"applications_purchase":20,"applications_refinance":5,"applications_cash_out_refinance":5,"originations_purchase":19,"originations_refinance":5,"originations_cash_out_refinance":2,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:38105","dataset":"mortgage-lending","jurisdiction":"ND","county":"38105","countyName":"Williams County","stateName":"North Dakota","level":"county","year":2024,"status":"P","text":"Williams County, North Dakota: in 2024, lenders reported 691 applications for a home purchase or a refinance; 567 became loans ($176.7 million) and 106 were denied, a denial rate of 15.3%. Home purchase: 531 applications, 463 loans. HMDA 2024 data, FFIEC.","value":567,"unit":"home purchase and refinance loans originated, 2024","applications":691,"originations":567,"denials":106,"originated_dollars":176735000,"applications_purchase":531,"applications_refinance":87,"applications_cash_out_refinance":73,"originations_purchase":463,"originations_refinance":62,"originations_cash_out_refinance":42,"denials_purchase":59,"denials_refinance":17,"denials_cash_out_refinance":30,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:NE","dataset":"mortgage-lending","jurisdiction":"NE","county":null,"countyName":null,"stateName":"Nebraska","level":"state","year":2024,"status":"P","text":"Nebraska: in 2024, lenders reported 37,184 applications for a home purchase or a refinance; 31,426 became loans ($8.2 billion) and 4,792 were denied, a denial rate of 12.9%. Home purchase: 25,596 applications, 22,943 loans. Loans made changed +9.3% from 28,741 in 2023. HMDA 2024 data, FFIEC.","value":31426,"unit":"home purchase and refinance loans originated, 2024","applications":37184,"originations":31426,"denials":4792,"originated_dollars":8248880000,"applications_purchase":25596,"applications_refinance":5762,"applications_cash_out_refinance":5826,"originations_purchase":22943,"originations_refinance":4602,"originations_cash_out_refinance":3881,"denials_purchase":2078,"denials_refinance":894,"denials_cash_out_refinance":1820,"denial_rate":12.9,"originations_prior_year":28741,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"181 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":181,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31001","dataset":"mortgage-lending","jurisdiction":"NE","county":"31001","countyName":"Adams County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Adams County, Nebraska: in 2024, lenders reported 553 applications for a home purchase or a refinance; 465 became loans ($104.1 million) and 74 were denied, a denial rate of 13.4%. Home purchase: 391 applications, 351 loans. HMDA 2024 data, FFIEC.","value":465,"unit":"home purchase and refinance loans originated, 2024","applications":553,"originations":465,"denials":74,"originated_dollars":104105000,"applications_purchase":391,"applications_refinance":70,"applications_cash_out_refinance":92,"originations_purchase":351,"originations_refinance":59,"originations_cash_out_refinance":55,"denials_purchase":32,"denials_refinance":9,"denials_cash_out_refinance":33,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31003","dataset":"mortgage-lending","jurisdiction":"NE","county":"31003","countyName":"Antelope County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Antelope County, Nebraska: in 2024, lenders reported 48 applications for a home purchase or a refinance; 39 became loans ($6.6 million) and 9 were denied, a denial rate of 18.8%. Home purchase: 31 applications, 28 loans. HMDA 2024 data, FFIEC.","value":39,"unit":"home purchase and refinance loans originated, 2024","applications":48,"originations":39,"denials":9,"originated_dollars":6615000,"applications_purchase":31,"applications_refinance":8,"applications_cash_out_refinance":9,"originations_purchase":28,"originations_refinance":6,"originations_cash_out_refinance":5,"denials_purchase":3,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31005","dataset":"mortgage-lending","jurisdiction":"NE","county":"31005","countyName":"Arthur County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Arthur County, Nebraska: in 2024, lenders reported 1 applications for a home purchase or a refinance; 1 became loans ($105,000) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 1 applications, 1 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":1,"originations":1,"denials":0,"originated_dollars":105000,"applications_purchase":1,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":1,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31007","dataset":"mortgage-lending","jurisdiction":"NE","county":"31007","countyName":"Banner County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Banner County, Nebraska: in 2024, lenders reported 8 applications for a home purchase or a refinance; 7 became loans ($1.6 million) and 1 were denied, a denial rate of 12.5% (a small count, so the rate moves a lot from year to year). Home purchase: 8 applications, 7 loans. HMDA 2024 data, FFIEC.","value":7,"unit":"home purchase and refinance loans originated, 2024","applications":8,"originations":7,"denials":1,"originated_dollars":1595000,"applications_purchase":8,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":7,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31009","dataset":"mortgage-lending","jurisdiction":"NE","county":"31009","countyName":"Blaine County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Blaine County, Nebraska: in 2024, lenders reported 1 applications for a home purchase or a refinance; 1 became loans ($25,000) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 1 applications, 1 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":1,"originations":1,"denials":0,"originated_dollars":25000,"applications_purchase":1,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":1,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31011","dataset":"mortgage-lending","jurisdiction":"NE","county":"31011","countyName":"Boone County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Boone County, Nebraska: in 2024, lenders reported 63 applications for a home purchase or a refinance; 45 became loans ($8.5 million) and 15 were denied, a denial rate of 23.8%. Home purchase: 39 applications, 33 loans. HMDA 2024 data, FFIEC.","value":45,"unit":"home purchase and refinance loans originated, 2024","applications":63,"originations":45,"denials":15,"originated_dollars":8505000,"applications_purchase":39,"applications_refinance":12,"applications_cash_out_refinance":12,"originations_purchase":33,"originations_refinance":7,"originations_cash_out_refinance":5,"denials_purchase":4,"denials_refinance":4,"denials_cash_out_refinance":7,"denial_rate":23.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31013","dataset":"mortgage-lending","jurisdiction":"NE","county":"31013","countyName":"Box Butte County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Box Butte County, Nebraska: in 2024, lenders reported 131 applications for a home purchase or a refinance; 98 became loans ($13.4 million) and 33 were denied, a denial rate of 25.2%. Home purchase: 74 applications, 62 loans. HMDA 2024 data, FFIEC.","value":98,"unit":"home purchase and refinance loans originated, 2024","applications":131,"originations":98,"denials":33,"originated_dollars":13360000,"applications_purchase":74,"applications_refinance":20,"applications_cash_out_refinance":37,"originations_purchase":62,"originations_refinance":15,"originations_cash_out_refinance":21,"denials_purchase":12,"denials_refinance":5,"denials_cash_out_refinance":16,"denial_rate":25.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31015","dataset":"mortgage-lending","jurisdiction":"NE","county":"31015","countyName":"Boyd County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Boyd County, Nebraska: in 2024, lenders reported 10 applications for a home purchase or a refinance; 6 became loans ($980,000) and 4 were denied, a denial rate of 40.0% (a small count, so the rate moves a lot from year to year). Home purchase: 5 applications, 4 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":10,"originations":6,"denials":4,"originated_dollars":980000,"applications_purchase":5,"applications_refinance":1,"applications_cash_out_refinance":4,"originations_purchase":4,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":40,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31017","dataset":"mortgage-lending","jurisdiction":"NE","county":"31017","countyName":"Brown County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Brown County, Nebraska: in 2024, lenders reported 28 applications for a home purchase or a refinance; 21 became loans ($2.1 million) and 6 were denied, a denial rate of 21.4% (a small count, so the rate moves a lot from year to year). Home purchase: 25 applications, 19 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":28,"originations":21,"denials":6,"originated_dollars":2115000,"applications_purchase":25,"applications_refinance":3,"applications_cash_out_refinance":0,"originations_purchase":19,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":5,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31019","dataset":"mortgage-lending","jurisdiction":"NE","county":"31019","countyName":"Buffalo County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Buffalo County, Nebraska: in 2024, lenders reported 765 applications for a home purchase or a refinance; 661 became loans ($191.0 million) and 96 were denied, a denial rate of 12.5%. Home purchase: 540 applications, 493 loans. HMDA 2024 data, FFIEC.","value":661,"unit":"home purchase and refinance loans originated, 2024","applications":765,"originations":661,"denials":96,"originated_dollars":190985000,"applications_purchase":540,"applications_refinance":117,"applications_cash_out_refinance":108,"originations_purchase":493,"originations_refinance":96,"originations_cash_out_refinance":72,"denials_purchase":43,"denials_refinance":18,"denials_cash_out_refinance":35,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31021","dataset":"mortgage-lending","jurisdiction":"NE","county":"31021","countyName":"Burt County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Burt County, Nebraska: in 2024, lenders reported 144 applications for a home purchase or a refinance; 112 became loans ($17.8 million) and 26 were denied, a denial rate of 18.1%. Home purchase: 88 applications, 72 loans. HMDA 2024 data, FFIEC.","value":112,"unit":"home purchase and refinance loans originated, 2024","applications":144,"originations":112,"denials":26,"originated_dollars":17790000,"applications_purchase":88,"applications_refinance":30,"applications_cash_out_refinance":26,"originations_purchase":72,"originations_refinance":21,"originations_cash_out_refinance":19,"denials_purchase":10,"denials_refinance":9,"denials_cash_out_refinance":7,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31023","dataset":"mortgage-lending","jurisdiction":"NE","county":"31023","countyName":"Butler County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Butler County, Nebraska: in 2024, lenders reported 129 applications for a home purchase or a refinance; 101 became loans ($18.3 million) and 21 were denied, a denial rate of 16.3%. Home purchase: 92 applications, 76 loans. HMDA 2024 data, FFIEC.","value":101,"unit":"home purchase and refinance loans originated, 2024","applications":129,"originations":101,"denials":21,"originated_dollars":18325000,"applications_purchase":92,"applications_refinance":19,"applications_cash_out_refinance":18,"originations_purchase":76,"originations_refinance":13,"originations_cash_out_refinance":12,"denials_purchase":11,"denials_refinance":5,"denials_cash_out_refinance":5,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31025","dataset":"mortgage-lending","jurisdiction":"NE","county":"31025","countyName":"Cass County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Cass County, Nebraska: in 2024, lenders reported 743 applications for a home purchase or a refinance; 635 became loans ($152.9 million) and 89 were denied, a denial rate of 12.0%. Home purchase: 497 applications, 453 loans. HMDA 2024 data, FFIEC.","value":635,"unit":"home purchase and refinance loans originated, 2024","applications":743,"originations":635,"denials":89,"originated_dollars":152925000,"applications_purchase":497,"applications_refinance":111,"applications_cash_out_refinance":135,"originations_purchase":453,"originations_refinance":94,"originations_cash_out_refinance":88,"denials_purchase":32,"denials_refinance":13,"denials_cash_out_refinance":44,"denial_rate":12,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31027","dataset":"mortgage-lending","jurisdiction":"NE","county":"31027","countyName":"Cedar County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Cedar County, Nebraska: in 2024, lenders reported 57 applications for a home purchase or a refinance; 42 became loans ($7.0 million) and 12 were denied, a denial rate of 21.1%. Home purchase: 41 applications, 33 loans. HMDA 2024 data, FFIEC.","value":42,"unit":"home purchase and refinance loans originated, 2024","applications":57,"originations":42,"denials":12,"originated_dollars":6960000,"applications_purchase":41,"applications_refinance":4,"applications_cash_out_refinance":12,"originations_purchase":33,"originations_refinance":2,"originations_cash_out_refinance":7,"denials_purchase":5,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31029","dataset":"mortgage-lending","jurisdiction":"NE","county":"31029","countyName":"Chase County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Chase County, Nebraska: in 2024, lenders reported 49 applications for a home purchase or a refinance; 36 became loans ($6.5 million) and 13 were denied, a denial rate of 26.5%. Home purchase: 36 applications, 26 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":49,"originations":36,"denials":13,"originated_dollars":6470000,"applications_purchase":36,"applications_refinance":7,"applications_cash_out_refinance":6,"originations_purchase":26,"originations_refinance":6,"originations_cash_out_refinance":4,"denials_purchase":10,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":26.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31031","dataset":"mortgage-lending","jurisdiction":"NE","county":"31031","countyName":"Cherry County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Cherry County, Nebraska: in 2024, lenders reported 70 applications for a home purchase or a refinance; 54 became loans ($9.5 million) and 11 were denied, a denial rate of 15.7%. Home purchase: 54 applications, 43 loans. HMDA 2024 data, FFIEC.","value":54,"unit":"home purchase and refinance loans originated, 2024","applications":70,"originations":54,"denials":11,"originated_dollars":9500000,"applications_purchase":54,"applications_refinance":10,"applications_cash_out_refinance":6,"originations_purchase":43,"originations_refinance":7,"originations_cash_out_refinance":4,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31033","dataset":"mortgage-lending","jurisdiction":"NE","county":"31033","countyName":"Cheyenne County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Cheyenne County, Nebraska: in 2024, lenders reported 185 applications for a home purchase or a refinance; 144 became loans ($22.0 million) and 37 were denied, a denial rate of 20.0%. Home purchase: 104 applications, 91 loans. HMDA 2024 data, FFIEC.","value":144,"unit":"home purchase and refinance loans originated, 2024","applications":185,"originations":144,"denials":37,"originated_dollars":21960000,"applications_purchase":104,"applications_refinance":32,"applications_cash_out_refinance":49,"originations_purchase":91,"originations_refinance":25,"originations_cash_out_refinance":28,"denials_purchase":12,"denials_refinance":5,"denials_cash_out_refinance":20,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31035","dataset":"mortgage-lending","jurisdiction":"NE","county":"31035","countyName":"Clay County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Clay County, Nebraska: in 2024, lenders reported 104 applications for a home purchase or a refinance; 75 became loans ($12.4 million) and 25 were denied, a denial rate of 24.0%. Home purchase: 57 applications, 47 loans. HMDA 2024 data, FFIEC.","value":75,"unit":"home purchase and refinance loans originated, 2024","applications":104,"originations":75,"denials":25,"originated_dollars":12385000,"applications_purchase":57,"applications_refinance":24,"applications_cash_out_refinance":23,"originations_purchase":47,"originations_refinance":15,"originations_cash_out_refinance":13,"denials_purchase":9,"denials_refinance":6,"denials_cash_out_refinance":10,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31037","dataset":"mortgage-lending","jurisdiction":"NE","county":"31037","countyName":"Colfax County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Colfax County, Nebraska: in 2024, lenders reported 121 applications for a home purchase or a refinance; 88 became loans ($17.6 million) and 23 were denied, a denial rate of 19.0%. Home purchase: 82 applications, 65 loans. HMDA 2024 data, FFIEC.","value":88,"unit":"home purchase and refinance loans originated, 2024","applications":121,"originations":88,"denials":23,"originated_dollars":17590000,"applications_purchase":82,"applications_refinance":23,"applications_cash_out_refinance":16,"originations_purchase":65,"originations_refinance":14,"originations_cash_out_refinance":9,"denials_purchase":13,"denials_refinance":6,"denials_cash_out_refinance":4,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31039","dataset":"mortgage-lending","jurisdiction":"NE","county":"31039","countyName":"Cuming County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Cuming County, Nebraska: in 2024, lenders reported 102 applications for a home purchase or a refinance; 84 became loans ($17.5 million) and 10 were denied, a denial rate of 9.8%. Home purchase: 66 applications, 57 loans. HMDA 2024 data, FFIEC.","value":84,"unit":"home purchase and refinance loans originated, 2024","applications":102,"originations":84,"denials":10,"originated_dollars":17480000,"applications_purchase":66,"applications_refinance":24,"applications_cash_out_refinance":12,"originations_purchase":57,"originations_refinance":17,"originations_cash_out_refinance":10,"denials_purchase":3,"denials_refinance":6,"denials_cash_out_refinance":1,"denial_rate":9.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31041","dataset":"mortgage-lending","jurisdiction":"NE","county":"31041","countyName":"Custer County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Custer County, Nebraska: in 2024, lenders reported 114 applications for a home purchase or a refinance; 96 became loans ($14.5 million) and 18 were denied, a denial rate of 15.8%. Home purchase: 83 applications, 74 loans. HMDA 2024 data, FFIEC.","value":96,"unit":"home purchase and refinance loans originated, 2024","applications":114,"originations":96,"denials":18,"originated_dollars":14500000,"applications_purchase":83,"applications_refinance":19,"applications_cash_out_refinance":12,"originations_purchase":74,"originations_refinance":14,"originations_cash_out_refinance":8,"denials_purchase":9,"denials_refinance":5,"denials_cash_out_refinance":4,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31043","dataset":"mortgage-lending","jurisdiction":"NE","county":"31043","countyName":"Dakota County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Dakota County, Nebraska: in 2024, lenders reported 295 applications for a home purchase or a refinance; 228 became loans ($41.9 million) and 61 were denied, a denial rate of 20.7%. Home purchase: 181 applications, 145 loans. HMDA 2024 data, FFIEC.","value":228,"unit":"home purchase and refinance loans originated, 2024","applications":295,"originations":228,"denials":61,"originated_dollars":41930000,"applications_purchase":181,"applications_refinance":72,"applications_cash_out_refinance":42,"originations_purchase":145,"originations_refinance":52,"originations_cash_out_refinance":31,"denials_purchase":32,"denials_refinance":18,"denials_cash_out_refinance":11,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31045","dataset":"mortgage-lending","jurisdiction":"NE","county":"31045","countyName":"Dawes County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Dawes County, Nebraska: in 2024, lenders reported 100 applications for a home purchase or a refinance; 79 became loans ($12.3 million) and 17 were denied, a denial rate of 17.0%. Home purchase: 69 applications, 57 loans. HMDA 2024 data, FFIEC.","value":79,"unit":"home purchase and refinance loans originated, 2024","applications":100,"originations":79,"denials":17,"originated_dollars":12335000,"applications_purchase":69,"applications_refinance":14,"applications_cash_out_refinance":17,"originations_purchase":57,"originations_refinance":12,"originations_cash_out_refinance":10,"denials_purchase":10,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31047","dataset":"mortgage-lending","jurisdiction":"NE","county":"31047","countyName":"Dawson County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Dawson County, Nebraska: in 2024, lenders reported 419 applications for a home purchase or a refinance; 321 became loans ($56.5 million) and 90 were denied, a denial rate of 21.5%. Home purchase: 323 applications, 256 loans. HMDA 2024 data, FFIEC.","value":321,"unit":"home purchase and refinance loans originated, 2024","applications":419,"originations":321,"denials":90,"originated_dollars":56515000,"applications_purchase":323,"applications_refinance":38,"applications_cash_out_refinance":58,"originations_purchase":256,"originations_refinance":26,"originations_cash_out_refinance":39,"denials_purchase":61,"denials_refinance":11,"denials_cash_out_refinance":18,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31049","dataset":"mortgage-lending","jurisdiction":"NE","county":"31049","countyName":"Deuel County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Deuel County, Nebraska: in 2024, lenders reported 33 applications for a home purchase or a refinance; 18 became loans ($1.7 million) and 13 were denied, a denial rate of 39.4%. Home purchase: 20 applications, 11 loans. HMDA 2024 data, FFIEC.","value":18,"unit":"home purchase and refinance loans originated, 2024","applications":33,"originations":18,"denials":13,"originated_dollars":1740000,"applications_purchase":20,"applications_refinance":7,"applications_cash_out_refinance":6,"originations_purchase":11,"originations_refinance":6,"originations_cash_out_refinance":1,"denials_purchase":8,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":39.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31051","dataset":"mortgage-lending","jurisdiction":"NE","county":"31051","countyName":"Dixon County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Dixon County, Nebraska: in 2024, lenders reported 92 applications for a home purchase or a refinance; 73 became loans ($10.7 million) and 17 were denied, a denial rate of 18.5%. Home purchase: 56 applications, 47 loans. HMDA 2024 data, FFIEC.","value":73,"unit":"home purchase and refinance loans originated, 2024","applications":92,"originations":73,"denials":17,"originated_dollars":10715000,"applications_purchase":56,"applications_refinance":23,"applications_cash_out_refinance":13,"originations_purchase":47,"originations_refinance":19,"originations_cash_out_refinance":7,"denials_purchase":8,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31053","dataset":"mortgage-lending","jurisdiction":"NE","county":"31053","countyName":"Dodge County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Dodge County, Nebraska: in 2024, lenders reported 786 applications for a home purchase or a refinance; 654 became loans ($123.2 million) and 95 were denied, a denial rate of 12.1%. Home purchase: 546 applications, 488 loans. HMDA 2024 data, FFIEC.","value":654,"unit":"home purchase and refinance loans originated, 2024","applications":786,"originations":654,"denials":95,"originated_dollars":123220000,"applications_purchase":546,"applications_refinance":137,"applications_cash_out_refinance":103,"originations_purchase":488,"originations_refinance":102,"originations_cash_out_refinance":64,"denials_purchase":37,"denials_refinance":22,"denials_cash_out_refinance":36,"denial_rate":12.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31055","dataset":"mortgage-lending","jurisdiction":"NE","county":"31055","countyName":"Douglas County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Douglas County, Nebraska: in 2024, lenders reported 11,561 applications for a home purchase or a refinance; 9,874 became loans ($3.0 billion) and 1,422 were denied, a denial rate of 12.3%. Home purchase: 8,053 applications, 7,331 loans. HMDA 2024 data, FFIEC.","value":9874,"unit":"home purchase and refinance loans originated, 2024","applications":11561,"originations":9874,"denials":1422,"originated_dollars":3032110000,"applications_purchase":8053,"applications_refinance":1701,"applications_cash_out_refinance":1807,"originations_purchase":7331,"originations_refinance":1337,"originations_cash_out_refinance":1206,"denials_purchase":577,"denials_refinance":277,"denials_cash_out_refinance":568,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31057","dataset":"mortgage-lending","jurisdiction":"NE","county":"31057","countyName":"Dundy County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Dundy County, Nebraska: in 2024, lenders reported 15 applications for a home purchase or a refinance; 10 became loans ($1.3 million) and 5 were denied, a denial rate of 33.3% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 7 loans. HMDA 2024 data, FFIEC.","value":10,"unit":"home purchase and refinance loans originated, 2024","applications":15,"originations":10,"denials":5,"originated_dollars":1330000,"applications_purchase":9,"applications_refinance":0,"applications_cash_out_refinance":6,"originations_purchase":7,"originations_refinance":0,"originations_cash_out_refinance":3,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31059","dataset":"mortgage-lending","jurisdiction":"NE","county":"31059","countyName":"Fillmore County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Fillmore County, Nebraska: in 2024, lenders reported 98 applications for a home purchase or a refinance; 85 became loans ($13.4 million) and 9 were denied, a denial rate of 9.2%. Home purchase: 73 applications, 63 loans. HMDA 2024 data, FFIEC.","value":85,"unit":"home purchase and refinance loans originated, 2024","applications":98,"originations":85,"denials":9,"originated_dollars":13445000,"applications_purchase":73,"applications_refinance":14,"applications_cash_out_refinance":11,"originations_purchase":63,"originations_refinance":13,"originations_cash_out_refinance":9,"denials_purchase":6,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":9.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31061","dataset":"mortgage-lending","jurisdiction":"NE","county":"31061","countyName":"Franklin County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Franklin County, Nebraska: in 2024, lenders reported 45 applications for a home purchase or a refinance; 36 became loans ($5.7 million) and 8 were denied, a denial rate of 17.8%. Home purchase: 38 applications, 31 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":45,"originations":36,"denials":8,"originated_dollars":5660000,"applications_purchase":38,"applications_refinance":3,"applications_cash_out_refinance":4,"originations_purchase":31,"originations_refinance":3,"originations_cash_out_refinance":2,"denials_purchase":6,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31063","dataset":"mortgage-lending","jurisdiction":"NE","county":"31063","countyName":"Frontier County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Frontier County, Nebraska: in 2024, lenders reported 30 applications for a home purchase or a refinance; 23 became loans ($4.2 million) and 6 were denied, a denial rate of 20.0%. Home purchase: 26 applications, 20 loans. HMDA 2024 data, FFIEC.","value":23,"unit":"home purchase and refinance loans originated, 2024","applications":30,"originations":23,"denials":6,"originated_dollars":4165000,"applications_purchase":26,"applications_refinance":2,"applications_cash_out_refinance":2,"originations_purchase":20,"originations_refinance":2,"originations_cash_out_refinance":1,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31065","dataset":"mortgage-lending","jurisdiction":"NE","county":"31065","countyName":"Furnas County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Furnas County, Nebraska: in 2024, lenders reported 64 applications for a home purchase or a refinance; 57 became loans ($7.3 million) and 6 were denied, a denial rate of 9.4%. Home purchase: 47 applications, 44 loans. HMDA 2024 data, FFIEC.","value":57,"unit":"home purchase and refinance loans originated, 2024","applications":64,"originations":57,"denials":6,"originated_dollars":7335000,"applications_purchase":47,"applications_refinance":5,"applications_cash_out_refinance":12,"originations_purchase":44,"originations_refinance":5,"originations_cash_out_refinance":8,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":9.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31067","dataset":"mortgage-lending","jurisdiction":"NE","county":"31067","countyName":"Gage County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Gage County, Nebraska: in 2024, lenders reported 442 applications for a home purchase or a refinance; 359 became loans ($66.2 million) and 64 were denied, a denial rate of 14.5%. Home purchase: 296 applications, 256 loans. HMDA 2024 data, FFIEC.","value":359,"unit":"home purchase and refinance loans originated, 2024","applications":442,"originations":359,"denials":64,"originated_dollars":66175000,"applications_purchase":296,"applications_refinance":76,"applications_cash_out_refinance":70,"originations_purchase":256,"originations_refinance":62,"originations_cash_out_refinance":41,"denials_purchase":26,"denials_refinance":10,"denials_cash_out_refinance":28,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31069","dataset":"mortgage-lending","jurisdiction":"NE","county":"31069","countyName":"Garden County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Garden County, Nebraska: in 2024, lenders reported 19 applications for a home purchase or a refinance; 12 became loans ($1.7 million) and 6 were denied, a denial rate of 31.6% (a small count, so the rate moves a lot from year to year). Home purchase: 13 applications, 8 loans. HMDA 2024 data, FFIEC.","value":12,"unit":"home purchase and refinance loans originated, 2024","applications":19,"originations":12,"denials":6,"originated_dollars":1680000,"applications_purchase":13,"applications_refinance":2,"applications_cash_out_refinance":4,"originations_purchase":8,"originations_refinance":2,"originations_cash_out_refinance":2,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":31.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31071","dataset":"mortgage-lending","jurisdiction":"NE","county":"31071","countyName":"Garfield County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Garfield County, Nebraska: in 2024, lenders reported 19 applications for a home purchase or a refinance; 17 became loans ($3.2 million) and 2 were denied, a denial rate of 10.5% (a small count, so the rate moves a lot from year to year). Home purchase: 12 applications, 12 loans. HMDA 2024 data, FFIEC.","value":17,"unit":"home purchase and refinance loans originated, 2024","applications":19,"originations":17,"denials":2,"originated_dollars":3205000,"applications_purchase":12,"applications_refinance":5,"applications_cash_out_refinance":2,"originations_purchase":12,"originations_refinance":5,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":10.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31073","dataset":"mortgage-lending","jurisdiction":"NE","county":"31073","countyName":"Gosper County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Gosper County, Nebraska: in 2024, lenders reported 42 applications for a home purchase or a refinance; 31 became loans ($5.9 million) and 10 were denied, a denial rate of 23.8%. Home purchase: 30 applications, 22 loans. HMDA 2024 data, FFIEC.","value":31,"unit":"home purchase and refinance loans originated, 2024","applications":42,"originations":31,"denials":10,"originated_dollars":5945000,"applications_purchase":30,"applications_refinance":8,"applications_cash_out_refinance":4,"originations_purchase":22,"originations_refinance":6,"originations_cash_out_refinance":3,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":23.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31075","dataset":"mortgage-lending","jurisdiction":"NE","county":"31075","countyName":"Grant County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Grant County, Nebraska: in 2024, lenders reported 4 applications for a home purchase or a refinance; 1 became loans ($95,000) and 3 were denied, a denial rate of 75.0% (a small count, so the rate moves a lot from year to year). Home purchase: 2 applications, 1 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":4,"originations":1,"denials":3,"originated_dollars":95000,"applications_purchase":2,"applications_refinance":0,"applications_cash_out_refinance":2,"originations_purchase":1,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":75,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31077","dataset":"mortgage-lending","jurisdiction":"NE","county":"31077","countyName":"Greeley County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Greeley County, Nebraska: in 2024, lenders reported 16 applications for a home purchase or a refinance; 13 became loans ($2.4 million) and 3 were denied, a denial rate of 18.8% (a small count, so the rate moves a lot from year to year). Home purchase: 12 applications, 11 loans. HMDA 2024 data, FFIEC.","value":13,"unit":"home purchase and refinance loans originated, 2024","applications":16,"originations":13,"denials":3,"originated_dollars":2355000,"applications_purchase":12,"applications_refinance":1,"applications_cash_out_refinance":3,"originations_purchase":11,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31079","dataset":"mortgage-lending","jurisdiction":"NE","county":"31079","countyName":"Hall County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Hall County, Nebraska: in 2024, lenders reported 1,016 applications for a home purchase or a refinance; 879 became loans ($184.7 million) and 115 were denied, a denial rate of 11.3%. Home purchase: 710 applications, 655 loans. HMDA 2024 data, FFIEC.","value":879,"unit":"home purchase and refinance loans originated, 2024","applications":1016,"originations":879,"denials":115,"originated_dollars":184685000,"applications_purchase":710,"applications_refinance":136,"applications_cash_out_refinance":170,"originations_purchase":655,"originations_refinance":109,"originations_cash_out_refinance":115,"denials_purchase":43,"denials_refinance":19,"denials_cash_out_refinance":53,"denial_rate":11.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31081","dataset":"mortgage-lending","jurisdiction":"NE","county":"31081","countyName":"Hamilton County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Hamilton County, Nebraska: in 2024, lenders reported 226 applications for a home purchase or a refinance; 196 became loans ($40.2 million) and 27 were denied, a denial rate of 11.9%. Home purchase: 162 applications, 143 loans. HMDA 2024 data, FFIEC.","value":196,"unit":"home purchase and refinance loans originated, 2024","applications":226,"originations":196,"denials":27,"originated_dollars":40200000,"applications_purchase":162,"applications_refinance":42,"applications_cash_out_refinance":22,"originations_purchase":143,"originations_refinance":37,"originations_cash_out_refinance":16,"denials_purchase":18,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31083","dataset":"mortgage-lending","jurisdiction":"NE","county":"31083","countyName":"Harlan County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Harlan County, Nebraska: in 2024, lenders reported 36 applications for a home purchase or a refinance; 26 became loans ($7.5 million) and 5 were denied, a denial rate of 13.9%. Home purchase: 21 applications, 16 loans. HMDA 2024 data, FFIEC.","value":26,"unit":"home purchase and refinance loans originated, 2024","applications":36,"originations":26,"denials":5,"originated_dollars":7490000,"applications_purchase":21,"applications_refinance":8,"applications_cash_out_refinance":7,"originations_purchase":16,"originations_refinance":4,"originations_cash_out_refinance":6,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31085","dataset":"mortgage-lending","jurisdiction":"NE","county":"31085","countyName":"Hayes County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Hayes County, Nebraska: in 2024, lenders reported 6 applications for a home purchase or a refinance; 4 became loans ($450,000) and 2 were denied, a denial rate of 33.3% (a small count, so the rate moves a lot from year to year). Home purchase: 4 applications, 3 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":6,"originations":4,"denials":2,"originated_dollars":450000,"applications_purchase":4,"applications_refinance":1,"applications_cash_out_refinance":1,"originations_purchase":3,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31087","dataset":"mortgage-lending","jurisdiction":"NE","county":"31087","countyName":"Hitchcock County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Hitchcock County, Nebraska: in 2024, lenders reported 35 applications for a home purchase or a refinance; 27 became loans ($3.4 million) and 8 were denied, a denial rate of 22.9%. Home purchase: 22 applications, 20 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":35,"originations":27,"denials":8,"originated_dollars":3355000,"applications_purchase":22,"applications_refinance":3,"applications_cash_out_refinance":10,"originations_purchase":20,"originations_refinance":1,"originations_cash_out_refinance":6,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":22.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31089","dataset":"mortgage-lending","jurisdiction":"NE","county":"31089","countyName":"Holt County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Holt County, Nebraska: in 2024, lenders reported 89 applications for a home purchase or a refinance; 75 became loans ($10.9 million) and 11 were denied, a denial rate of 12.4%. Home purchase: 59 applications, 53 loans. HMDA 2024 data, FFIEC.","value":75,"unit":"home purchase and refinance loans originated, 2024","applications":89,"originations":75,"denials":11,"originated_dollars":10855000,"applications_purchase":59,"applications_refinance":23,"applications_cash_out_refinance":7,"originations_purchase":53,"originations_refinance":19,"originations_cash_out_refinance":3,"denials_purchase":4,"denials_refinance":3,"denials_cash_out_refinance":4,"denial_rate":12.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31091","dataset":"mortgage-lending","jurisdiction":"NE","county":"31091","countyName":"Hooker County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Hooker County, Nebraska: in 2024, lenders reported 6 applications for a home purchase or a refinance; 4 became loans ($970,000) and 2 were denied, a denial rate of 33.3% (a small count, so the rate moves a lot from year to year). Home purchase: 3 applications, 3 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":6,"originations":4,"denials":2,"originated_dollars":970000,"applications_purchase":3,"applications_refinance":1,"applications_cash_out_refinance":2,"originations_purchase":3,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31093","dataset":"mortgage-lending","jurisdiction":"NE","county":"31093","countyName":"Howard County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Howard County, Nebraska: in 2024, lenders reported 111 applications for a home purchase or a refinance; 83 became loans ($21.7 million) and 26 were denied, a denial rate of 23.4%. Home purchase: 69 applications, 54 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":111,"originations":83,"denials":26,"originated_dollars":21685000,"applications_purchase":69,"applications_refinance":19,"applications_cash_out_refinance":23,"originations_purchase":54,"originations_refinance":14,"originations_cash_out_refinance":15,"denials_purchase":14,"denials_refinance":5,"denials_cash_out_refinance":7,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31095","dataset":"mortgage-lending","jurisdiction":"NE","county":"31095","countyName":"Jefferson County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Jefferson County, Nebraska: in 2024, lenders reported 116 applications for a home purchase or a refinance; 98 became loans ($17.9 million) and 13 were denied, a denial rate of 11.2%. Home purchase: 79 applications, 71 loans. HMDA 2024 data, FFIEC.","value":98,"unit":"home purchase and refinance loans originated, 2024","applications":116,"originations":98,"denials":13,"originated_dollars":17920000,"applications_purchase":79,"applications_refinance":12,"applications_cash_out_refinance":25,"originations_purchase":71,"originations_refinance":10,"originations_cash_out_refinance":17,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":8,"denial_rate":11.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31097","dataset":"mortgage-lending","jurisdiction":"NE","county":"31097","countyName":"Johnson County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Johnson County, Nebraska: in 2024, lenders reported 48 applications for a home purchase or a refinance; 43 became loans ($7.9 million) and 4 were denied, a denial rate of 8.3%. Home purchase: 34 applications, 31 loans. HMDA 2024 data, FFIEC.","value":43,"unit":"home purchase and refinance loans originated, 2024","applications":48,"originations":43,"denials":4,"originated_dollars":7855000,"applications_purchase":34,"applications_refinance":7,"applications_cash_out_refinance":7,"originations_purchase":31,"originations_refinance":6,"originations_cash_out_refinance":6,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":8.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31099","dataset":"mortgage-lending","jurisdiction":"NE","county":"31099","countyName":"Kearney County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Kearney County, Nebraska: in 2024, lenders reported 102 applications for a home purchase or a refinance; 84 became loans ($15.8 million) and 17 were denied, a denial rate of 16.7%. Home purchase: 73 applications, 63 loans. HMDA 2024 data, FFIEC.","value":84,"unit":"home purchase and refinance loans originated, 2024","applications":102,"originations":84,"denials":17,"originated_dollars":15780000,"applications_purchase":73,"applications_refinance":13,"applications_cash_out_refinance":16,"originations_purchase":63,"originations_refinance":10,"originations_cash_out_refinance":11,"denials_purchase":10,"denials_refinance":3,"denials_cash_out_refinance":4,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31101","dataset":"mortgage-lending","jurisdiction":"NE","county":"31101","countyName":"Keith County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Keith County, Nebraska: in 2024, lenders reported 162 applications for a home purchase or a refinance; 129 became loans ($23.3 million) and 31 were denied, a denial rate of 19.1%. Home purchase: 103 applications, 89 loans. HMDA 2024 data, FFIEC.","value":129,"unit":"home purchase and refinance loans originated, 2024","applications":162,"originations":129,"denials":31,"originated_dollars":23345000,"applications_purchase":103,"applications_refinance":24,"applications_cash_out_refinance":35,"originations_purchase":89,"originations_refinance":20,"originations_cash_out_refinance":20,"denials_purchase":13,"denials_refinance":4,"denials_cash_out_refinance":14,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31103","dataset":"mortgage-lending","jurisdiction":"NE","county":"31103","countyName":"Keya Paha County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Keya Paha County, Nebraska: in 2024, lenders reported 6 applications for a home purchase or a refinance; 4 became loans ($1.6 million) and 2 were denied, a denial rate of 33.3% (a small count, so the rate moves a lot from year to year). Home purchase: 3 applications, 3 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":6,"originations":4,"denials":2,"originated_dollars":1630000,"applications_purchase":3,"applications_refinance":0,"applications_cash_out_refinance":3,"originations_purchase":3,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31105","dataset":"mortgage-lending","jurisdiction":"NE","county":"31105","countyName":"Kimball County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Kimball County, Nebraska: in 2024, lenders reported 71 applications for a home purchase or a refinance; 50 became loans ($13.0 million) and 16 were denied, a denial rate of 22.5%. Home purchase: 37 applications, 29 loans. HMDA 2024 data, FFIEC.","value":50,"unit":"home purchase and refinance loans originated, 2024","applications":71,"originations":50,"denials":16,"originated_dollars":12990000,"applications_purchase":37,"applications_refinance":13,"applications_cash_out_refinance":21,"originations_purchase":29,"originations_refinance":9,"originations_cash_out_refinance":12,"denials_purchase":6,"denials_refinance":1,"denials_cash_out_refinance":9,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31107","dataset":"mortgage-lending","jurisdiction":"NE","county":"31107","countyName":"Knox County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Knox County, Nebraska: in 2024, lenders reported 70 applications for a home purchase or a refinance; 53 became loans ($9.6 million) and 16 were denied, a denial rate of 22.9%. Home purchase: 39 applications, 34 loans. HMDA 2024 data, FFIEC.","value":53,"unit":"home purchase and refinance loans originated, 2024","applications":70,"originations":53,"denials":16,"originated_dollars":9635000,"applications_purchase":39,"applications_refinance":15,"applications_cash_out_refinance":16,"originations_purchase":34,"originations_refinance":11,"originations_cash_out_refinance":8,"denials_purchase":5,"denials_refinance":3,"denials_cash_out_refinance":8,"denial_rate":22.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31109","dataset":"mortgage-lending","jurisdiction":"NE","county":"31109","countyName":"Lancaster County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Lancaster County, Nebraska: in 2024, lenders reported 6,524 applications for a home purchase or a refinance; 5,777 became loans ($1.5 billion) and 573 were denied, a denial rate of 8.8%. Home purchase: 4,577 applications, 4,205 loans. HMDA 2024 data, FFIEC.","value":5777,"unit":"home purchase and refinance loans originated, 2024","applications":6524,"originations":5777,"denials":573,"originated_dollars":1524615000,"applications_purchase":4577,"applications_refinance":1034,"applications_cash_out_refinance":913,"originations_purchase":4205,"originations_refinance":879,"originations_cash_out_refinance":693,"denials_purchase":261,"denials_refinance":114,"denials_cash_out_refinance":198,"denial_rate":8.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31111","dataset":"mortgage-lending","jurisdiction":"NE","county":"31111","countyName":"Lincoln County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Lincoln County, Nebraska: in 2024, lenders reported 587 applications for a home purchase or a refinance; 466 became loans ($79.1 million) and 105 were denied, a denial rate of 17.9%. Home purchase: 406 applications, 340 loans. HMDA 2024 data, FFIEC.","value":466,"unit":"home purchase and refinance loans originated, 2024","applications":587,"originations":466,"denials":105,"originated_dollars":79100000,"applications_purchase":406,"applications_refinance":69,"applications_cash_out_refinance":112,"originations_purchase":340,"originations_refinance":56,"originations_cash_out_refinance":70,"denials_purchase":55,"denials_refinance":10,"denials_cash_out_refinance":40,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31113","dataset":"mortgage-lending","jurisdiction":"NE","county":"31113","countyName":"Logan County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Logan County, Nebraska: in 2024, lenders reported 2 applications for a home purchase or a refinance; 2 became loans ($320,000) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 2 applications, 2 loans. HMDA 2024 data, FFIEC.","value":2,"unit":"home purchase and refinance loans originated, 2024","applications":2,"originations":2,"denials":0,"originated_dollars":320000,"applications_purchase":2,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":2,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31115","dataset":"mortgage-lending","jurisdiction":"NE","county":"31115","countyName":"Loup County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Loup County, Nebraska: in 2024, lenders reported 6 applications for a home purchase or a refinance; 4 became loans ($1.0 million) and 2 were denied, a denial rate of 33.3% (a small count, so the rate moves a lot from year to year). Home purchase: 3 applications, 2 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":6,"originations":4,"denials":2,"originated_dollars":1020000,"applications_purchase":3,"applications_refinance":2,"applications_cash_out_refinance":1,"originations_purchase":2,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31117","dataset":"mortgage-lending","jurisdiction":"NE","county":"31117","countyName":"McPherson County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"McPherson County, Nebraska: in 2024, lenders reported 1 applications for a home purchase or a refinance; 1 became loans ($315,000) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 1 applications, 1 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":1,"originations":1,"denials":0,"originated_dollars":315000,"applications_purchase":1,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":1,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31119","dataset":"mortgage-lending","jurisdiction":"NE","county":"31119","countyName":"Madison County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Madison County, Nebraska: in 2024, lenders reported 520 applications for a home purchase or a refinance; 432 became loans ($95.2 million) and 73 were denied, a denial rate of 14.0%. Home purchase: 361 applications, 312 loans. HMDA 2024 data, FFIEC.","value":432,"unit":"home purchase and refinance loans originated, 2024","applications":520,"originations":432,"denials":73,"originated_dollars":95170000,"applications_purchase":361,"applications_refinance":77,"applications_cash_out_refinance":82,"originations_purchase":312,"originations_refinance":59,"originations_cash_out_refinance":61,"denials_purchase":40,"denials_refinance":14,"denials_cash_out_refinance":19,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31121","dataset":"mortgage-lending","jurisdiction":"NE","county":"31121","countyName":"Merrick County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Merrick County, Nebraska: in 2024, lenders reported 177 applications for a home purchase or a refinance; 138 became loans ($23.4 million) and 37 were denied, a denial rate of 20.9%. Home purchase: 109 applications, 87 loans. HMDA 2024 data, FFIEC.","value":138,"unit":"home purchase and refinance loans originated, 2024","applications":177,"originations":138,"denials":37,"originated_dollars":23430000,"applications_purchase":109,"applications_refinance":32,"applications_cash_out_refinance":36,"originations_purchase":87,"originations_refinance":30,"originations_cash_out_refinance":21,"denials_purchase":20,"denials_refinance":2,"denials_cash_out_refinance":15,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31123","dataset":"mortgage-lending","jurisdiction":"NE","county":"31123","countyName":"Morrill County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Morrill County, Nebraska: in 2024, lenders reported 22 applications for a home purchase or a refinance; 17 became loans ($2.9 million) and 5 were denied, a denial rate of 22.7% (a small count, so the rate moves a lot from year to year). Home purchase: 11 applications, 10 loans. HMDA 2024 data, FFIEC.","value":17,"unit":"home purchase and refinance loans originated, 2024","applications":22,"originations":17,"denials":5,"originated_dollars":2915000,"applications_purchase":11,"applications_refinance":5,"applications_cash_out_refinance":6,"originations_purchase":10,"originations_refinance":3,"originations_cash_out_refinance":4,"denials_purchase":1,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31125","dataset":"mortgage-lending","jurisdiction":"NE","county":"31125","countyName":"Nance County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Nance County, Nebraska: in 2024, lenders reported 54 applications for a home purchase or a refinance; 43 became loans ($6.9 million) and 11 were denied, a denial rate of 20.4%. Home purchase: 39 applications, 33 loans. HMDA 2024 data, FFIEC.","value":43,"unit":"home purchase and refinance loans originated, 2024","applications":54,"originations":43,"denials":11,"originated_dollars":6925000,"applications_purchase":39,"applications_refinance":7,"applications_cash_out_refinance":8,"originations_purchase":33,"originations_refinance":7,"originations_cash_out_refinance":3,"denials_purchase":6,"denials_refinance":0,"denials_cash_out_refinance":5,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31127","dataset":"mortgage-lending","jurisdiction":"NE","county":"31127","countyName":"Nemaha County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Nemaha County, Nebraska: in 2024, lenders reported 102 applications for a home purchase or a refinance; 84 became loans ($11.1 million) and 15 were denied, a denial rate of 14.7%. Home purchase: 76 applications, 67 loans. HMDA 2024 data, FFIEC.","value":84,"unit":"home purchase and refinance loans originated, 2024","applications":102,"originations":84,"denials":15,"originated_dollars":11050000,"applications_purchase":76,"applications_refinance":8,"applications_cash_out_refinance":18,"originations_purchase":67,"originations_refinance":6,"originations_cash_out_refinance":11,"denials_purchase":8,"denials_refinance":0,"denials_cash_out_refinance":7,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31129","dataset":"mortgage-lending","jurisdiction":"NE","county":"31129","countyName":"Nuckolls County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Nuckolls County, Nebraska: in 2024, lenders reported 48 applications for a home purchase or a refinance; 34 became loans ($3.7 million) and 13 were denied, a denial rate of 27.1%. Home purchase: 32 applications, 26 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":48,"originations":34,"denials":13,"originated_dollars":3660000,"applications_purchase":32,"applications_refinance":3,"applications_cash_out_refinance":13,"originations_purchase":26,"originations_refinance":3,"originations_cash_out_refinance":5,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":8,"denial_rate":27.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31131","dataset":"mortgage-lending","jurisdiction":"NE","county":"31131","countyName":"Otoe County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Otoe County, Nebraska: in 2024, lenders reported 310 applications for a home purchase or a refinance; 267 became loans ($60.4 million) and 37 were denied, a denial rate of 11.9%. Home purchase: 211 applications, 190 loans. HMDA 2024 data, FFIEC.","value":267,"unit":"home purchase and refinance loans originated, 2024","applications":310,"originations":267,"denials":37,"originated_dollars":60425000,"applications_purchase":211,"applications_refinance":42,"applications_cash_out_refinance":57,"originations_purchase":190,"originations_refinance":36,"originations_cash_out_refinance":41,"denials_purchase":15,"denials_refinance":6,"denials_cash_out_refinance":16,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31133","dataset":"mortgage-lending","jurisdiction":"NE","county":"31133","countyName":"Pawnee County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Pawnee County, Nebraska: in 2024, lenders reported 43 applications for a home purchase or a refinance; 34 became loans ($4.5 million) and 9 were denied, a denial rate of 20.9%. Home purchase: 36 applications, 28 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":43,"originations":34,"denials":9,"originated_dollars":4510000,"applications_purchase":36,"applications_refinance":5,"applications_cash_out_refinance":2,"originations_purchase":28,"originations_refinance":5,"originations_cash_out_refinance":1,"denials_purchase":8,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31135","dataset":"mortgage-lending","jurisdiction":"NE","county":"31135","countyName":"Perkins County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Perkins County, Nebraska: in 2024, lenders reported 44 applications for a home purchase or a refinance; 38 became loans ($6.0 million) and 6 were denied, a denial rate of 13.6%. Home purchase: 31 applications, 27 loans. HMDA 2024 data, FFIEC.","value":38,"unit":"home purchase and refinance loans originated, 2024","applications":44,"originations":38,"denials":6,"originated_dollars":6010000,"applications_purchase":31,"applications_refinance":8,"applications_cash_out_refinance":5,"originations_purchase":27,"originations_refinance":7,"originations_cash_out_refinance":4,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31137","dataset":"mortgage-lending","jurisdiction":"NE","county":"31137","countyName":"Phelps County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Phelps County, Nebraska: in 2024, lenders reported 155 applications for a home purchase or a refinance; 116 became loans ($19.8 million) and 34 were denied, a denial rate of 21.9%. Home purchase: 109 applications, 88 loans. HMDA 2024 data, FFIEC.","value":116,"unit":"home purchase and refinance loans originated, 2024","applications":155,"originations":116,"denials":34,"originated_dollars":19790000,"applications_purchase":109,"applications_refinance":23,"applications_cash_out_refinance":23,"originations_purchase":88,"originations_refinance":17,"originations_cash_out_refinance":11,"denials_purchase":18,"denials_refinance":5,"denials_cash_out_refinance":11,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31139","dataset":"mortgage-lending","jurisdiction":"NE","county":"31139","countyName":"Pierce County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Pierce County, Nebraska: in 2024, lenders reported 51 applications for a home purchase or a refinance; 41 became loans ($6.6 million) and 9 were denied, a denial rate of 17.6%. Home purchase: 31 applications, 29 loans. HMDA 2024 data, FFIEC.","value":41,"unit":"home purchase and refinance loans originated, 2024","applications":51,"originations":41,"denials":9,"originated_dollars":6605000,"applications_purchase":31,"applications_refinance":4,"applications_cash_out_refinance":16,"originations_purchase":29,"originations_refinance":1,"originations_cash_out_refinance":11,"denials_purchase":1,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31141","dataset":"mortgage-lending","jurisdiction":"NE","county":"31141","countyName":"Platte County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Platte County, Nebraska: in 2024, lenders reported 585 applications for a home purchase or a refinance; 472 became loans ($117.2 million) and 91 were denied, a denial rate of 15.6%. Home purchase: 411 applications, 363 loans. HMDA 2024 data, FFIEC.","value":472,"unit":"home purchase and refinance loans originated, 2024","applications":585,"originations":472,"denials":91,"originated_dollars":117210000,"applications_purchase":411,"applications_refinance":74,"applications_cash_out_refinance":100,"originations_purchase":363,"originations_refinance":55,"originations_cash_out_refinance":54,"denials_purchase":33,"denials_refinance":16,"denials_cash_out_refinance":42,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31143","dataset":"mortgage-lending","jurisdiction":"NE","county":"31143","countyName":"Polk County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Polk County, Nebraska: in 2024, lenders reported 89 applications for a home purchase or a refinance; 70 became loans ($13.8 million) and 13 were denied, a denial rate of 14.6%. Home purchase: 64 applications, 51 loans. HMDA 2024 data, FFIEC.","value":70,"unit":"home purchase and refinance loans originated, 2024","applications":89,"originations":70,"denials":13,"originated_dollars":13750000,"applications_purchase":64,"applications_refinance":11,"applications_cash_out_refinance":14,"originations_purchase":51,"originations_refinance":9,"originations_cash_out_refinance":10,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31145","dataset":"mortgage-lending","jurisdiction":"NE","county":"31145","countyName":"Red Willow County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Red Willow County, Nebraska: in 2024, lenders reported 206 applications for a home purchase or a refinance; 152 became loans ($24.4 million) and 50 were denied, a denial rate of 24.3%. Home purchase: 124 applications, 99 loans. HMDA 2024 data, FFIEC.","value":152,"unit":"home purchase and refinance loans originated, 2024","applications":206,"originations":152,"denials":50,"originated_dollars":24420000,"applications_purchase":124,"applications_refinance":28,"applications_cash_out_refinance":54,"originations_purchase":99,"originations_refinance":19,"originations_cash_out_refinance":34,"denials_purchase":22,"denials_refinance":8,"denials_cash_out_refinance":20,"denial_rate":24.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31147","dataset":"mortgage-lending","jurisdiction":"NE","county":"31147","countyName":"Richardson County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Richardson County, Nebraska: in 2024, lenders reported 127 applications for a home purchase or a refinance; 99 became loans ($11.0 million) and 25 were denied, a denial rate of 19.7%. Home purchase: 89 applications, 71 loans. HMDA 2024 data, FFIEC.","value":99,"unit":"home purchase and refinance loans originated, 2024","applications":127,"originations":99,"denials":25,"originated_dollars":11045000,"applications_purchase":89,"applications_refinance":18,"applications_cash_out_refinance":20,"originations_purchase":71,"originations_refinance":16,"originations_cash_out_refinance":12,"denials_purchase":17,"denials_refinance":0,"denials_cash_out_refinance":8,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31149","dataset":"mortgage-lending","jurisdiction":"NE","county":"31149","countyName":"Rock County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Rock County, Nebraska: in 2024, lenders reported 15 applications for a home purchase or a refinance; 9 became loans ($1.5 million) and 5 were denied, a denial rate of 33.3% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 5 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":15,"originations":9,"denials":5,"originated_dollars":1505000,"applications_purchase":7,"applications_refinance":5,"applications_cash_out_refinance":3,"originations_purchase":5,"originations_refinance":4,"originations_cash_out_refinance":0,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31151","dataset":"mortgage-lending","jurisdiction":"NE","county":"31151","countyName":"Saline County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Saline County, Nebraska: in 2024, lenders reported 236 applications for a home purchase or a refinance; 198 became loans ($39.0 million) and 33 were denied, a denial rate of 14.0%. Home purchase: 153 applications, 137 loans. HMDA 2024 data, FFIEC.","value":198,"unit":"home purchase and refinance loans originated, 2024","applications":236,"originations":198,"denials":33,"originated_dollars":39020000,"applications_purchase":153,"applications_refinance":40,"applications_cash_out_refinance":43,"originations_purchase":137,"originations_refinance":33,"originations_cash_out_refinance":28,"denials_purchase":15,"denials_refinance":4,"denials_cash_out_refinance":14,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31153","dataset":"mortgage-lending","jurisdiction":"NE","county":"31153","countyName":"Sarpy County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Sarpy County, Nebraska: in 2024, lenders reported 5,062 applications for a home purchase or a refinance; 4,408 became loans ($1.4 billion) and 536 were denied, a denial rate of 10.6%. Home purchase: 3,498 applications, 3,251 loans. HMDA 2024 data, FFIEC.","value":4408,"unit":"home purchase and refinance loans originated, 2024","applications":5062,"originations":4408,"denials":536,"originated_dollars":1360740000,"applications_purchase":3498,"applications_refinance":798,"applications_cash_out_refinance":766,"originations_purchase":3251,"originations_refinance":632,"originations_cash_out_refinance":525,"denials_purchase":187,"denials_refinance":129,"denials_cash_out_refinance":220,"denial_rate":10.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31155","dataset":"mortgage-lending","jurisdiction":"NE","county":"31155","countyName":"Saunders County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Saunders County, Nebraska: in 2024, lenders reported 515 applications for a home purchase or a refinance; 460 became loans ($130.2 million) and 41 were denied, a denial rate of 8.0%. Home purchase: 347 applications, 331 loans. HMDA 2024 data, FFIEC.","value":460,"unit":"home purchase and refinance loans originated, 2024","applications":515,"originations":460,"denials":41,"originated_dollars":130230000,"applications_purchase":347,"applications_refinance":96,"applications_cash_out_refinance":72,"originations_purchase":331,"originations_refinance":81,"originations_cash_out_refinance":48,"denials_purchase":6,"denials_refinance":12,"denials_cash_out_refinance":23,"denial_rate":8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31157","dataset":"mortgage-lending","jurisdiction":"NE","county":"31157","countyName":"Scotts Bluff County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Scotts Bluff County, Nebraska: in 2024, lenders reported 381 applications for a home purchase or a refinance; 264 became loans ($46.8 million) and 101 were denied, a denial rate of 26.5%. Home purchase: 212 applications, 168 loans. HMDA 2024 data, FFIEC.","value":264,"unit":"home purchase and refinance loans originated, 2024","applications":381,"originations":264,"denials":101,"originated_dollars":46830000,"applications_purchase":212,"applications_refinance":62,"applications_cash_out_refinance":107,"originations_purchase":168,"originations_refinance":37,"originations_cash_out_refinance":59,"denials_purchase":37,"denials_refinance":20,"denials_cash_out_refinance":44,"denial_rate":26.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31159","dataset":"mortgage-lending","jurisdiction":"NE","county":"31159","countyName":"Seward County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Seward County, Nebraska: in 2024, lenders reported 323 applications for a home purchase or a refinance; 284 became loans ($66.3 million) and 35 were denied, a denial rate of 10.8%. Home purchase: 211 applications, 195 loans. HMDA 2024 data, FFIEC.","value":284,"unit":"home purchase and refinance loans originated, 2024","applications":323,"originations":284,"denials":35,"originated_dollars":66270000,"applications_purchase":211,"applications_refinance":69,"applications_cash_out_refinance":43,"originations_purchase":195,"originations_refinance":59,"originations_cash_out_refinance":30,"denials_purchase":14,"denials_refinance":9,"denials_cash_out_refinance":12,"denial_rate":10.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31161","dataset":"mortgage-lending","jurisdiction":"NE","county":"31161","countyName":"Sheridan County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Sheridan County, Nebraska: in 2024, lenders reported 55 applications for a home purchase or a refinance; 43 became loans ($5.2 million) and 12 were denied, a denial rate of 21.8%. Home purchase: 39 applications, 33 loans. HMDA 2024 data, FFIEC.","value":43,"unit":"home purchase and refinance loans originated, 2024","applications":55,"originations":43,"denials":12,"originated_dollars":5155000,"applications_purchase":39,"applications_refinance":6,"applications_cash_out_refinance":10,"originations_purchase":33,"originations_refinance":5,"originations_cash_out_refinance":5,"denials_purchase":6,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31163","dataset":"mortgage-lending","jurisdiction":"NE","county":"31163","countyName":"Sherman County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Sherman County, Nebraska: in 2024, lenders reported 38 applications for a home purchase or a refinance; 34 became loans ($4.7 million) and 3 were denied, a denial rate of 7.9%. Home purchase: 15 applications, 14 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":38,"originations":34,"denials":3,"originated_dollars":4740000,"applications_purchase":15,"applications_refinance":14,"applications_cash_out_refinance":9,"originations_purchase":14,"originations_refinance":14,"originations_cash_out_refinance":6,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":7.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31165","dataset":"mortgage-lending","jurisdiction":"NE","county":"31165","countyName":"Sioux County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Sioux County, Nebraska: in 2024, lenders reported 3 applications for a home purchase or a refinance; 1 became loans ($245,000) and 2 were denied, a denial rate of 66.7% (a small count, so the rate moves a lot from year to year). Home purchase: 1 applications, 0 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":3,"originations":1,"denials":2,"originated_dollars":245000,"applications_purchase":1,"applications_refinance":1,"applications_cash_out_refinance":1,"originations_purchase":0,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":66.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31167","dataset":"mortgage-lending","jurisdiction":"NE","county":"31167","countyName":"Stanton County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Stanton County, Nebraska: in 2024, lenders reported 94 applications for a home purchase or a refinance; 75 became loans ($14.2 million) and 16 were denied, a denial rate of 17.0%. Home purchase: 58 applications, 48 loans. HMDA 2024 data, FFIEC.","value":75,"unit":"home purchase and refinance loans originated, 2024","applications":94,"originations":75,"denials":16,"originated_dollars":14215000,"applications_purchase":58,"applications_refinance":19,"applications_cash_out_refinance":17,"originations_purchase":48,"originations_refinance":15,"originations_cash_out_refinance":12,"denials_purchase":8,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31169","dataset":"mortgage-lending","jurisdiction":"NE","county":"31169","countyName":"Thayer County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Thayer County, Nebraska: in 2024, lenders reported 40 applications for a home purchase or a refinance; 30 became loans ($4.2 million) and 10 were denied, a denial rate of 25.0%. Home purchase: 24 applications, 19 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":40,"originations":30,"denials":10,"originated_dollars":4200000,"applications_purchase":24,"applications_refinance":5,"applications_cash_out_refinance":11,"originations_purchase":19,"originations_refinance":3,"originations_cash_out_refinance":8,"denials_purchase":5,"denials_refinance":2,"denials_cash_out_refinance":3,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31171","dataset":"mortgage-lending","jurisdiction":"NE","county":"31171","countyName":"Thomas County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Thomas County, Nebraska: in 2024, lenders reported 11 applications for a home purchase or a refinance; 8 became loans ($720,000) and 3 were denied, a denial rate of 27.3% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 5 loans. HMDA 2024 data, FFIEC.","value":8,"unit":"home purchase and refinance loans originated, 2024","applications":11,"originations":8,"denials":3,"originated_dollars":720000,"applications_purchase":7,"applications_refinance":3,"applications_cash_out_refinance":1,"originations_purchase":5,"originations_refinance":2,"originations_cash_out_refinance":1,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":27.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31173","dataset":"mortgage-lending","jurisdiction":"NE","county":"31173","countyName":"Thurston County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Thurston County, Nebraska: in 2024, lenders reported 47 applications for a home purchase or a refinance; 35 became loans ($6.7 million) and 11 were denied, a denial rate of 23.4%. Home purchase: 31 applications, 25 loans. HMDA 2024 data, FFIEC.","value":35,"unit":"home purchase and refinance loans originated, 2024","applications":47,"originations":35,"denials":11,"originated_dollars":6735000,"applications_purchase":31,"applications_refinance":11,"applications_cash_out_refinance":5,"originations_purchase":25,"originations_refinance":8,"originations_cash_out_refinance":2,"denials_purchase":6,"denials_refinance":2,"denials_cash_out_refinance":3,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31175","dataset":"mortgage-lending","jurisdiction":"NE","county":"31175","countyName":"Valley County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Valley County, Nebraska: in 2024, lenders reported 48 applications for a home purchase or a refinance; 36 became loans ($5.0 million) and 11 were denied, a denial rate of 22.9%. Home purchase: 30 applications, 22 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":48,"originations":36,"denials":11,"originated_dollars":5000000,"applications_purchase":30,"applications_refinance":10,"applications_cash_out_refinance":8,"originations_purchase":22,"originations_refinance":8,"originations_cash_out_refinance":6,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":22.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31177","dataset":"mortgage-lending","jurisdiction":"NE","county":"31177","countyName":"Washington County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Washington County, Nebraska: in 2024, lenders reported 493 applications for a home purchase or a refinance; 402 became loans ($109.8 million) and 65 were denied, a denial rate of 13.2%. Home purchase: 300 applications, 262 loans. HMDA 2024 data, FFIEC.","value":402,"unit":"home purchase and refinance loans originated, 2024","applications":493,"originations":402,"denials":65,"originated_dollars":109840000,"applications_purchase":300,"applications_refinance":121,"applications_cash_out_refinance":72,"originations_purchase":262,"originations_refinance":94,"originations_cash_out_refinance":46,"denials_purchase":21,"denials_refinance":21,"denials_cash_out_refinance":23,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31179","dataset":"mortgage-lending","jurisdiction":"NE","county":"31179","countyName":"Wayne County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Wayne County, Nebraska: in 2024, lenders reported 98 applications for a home purchase or a refinance; 72 became loans ($13.4 million) and 22 were denied, a denial rate of 22.4%. Home purchase: 57 applications, 46 loans. HMDA 2024 data, FFIEC.","value":72,"unit":"home purchase and refinance loans originated, 2024","applications":98,"originations":72,"denials":22,"originated_dollars":13430000,"applications_purchase":57,"applications_refinance":18,"applications_cash_out_refinance":23,"originations_purchase":46,"originations_refinance":15,"originations_cash_out_refinance":11,"denials_purchase":9,"denials_refinance":1,"denials_cash_out_refinance":12,"denial_rate":22.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31181","dataset":"mortgage-lending","jurisdiction":"NE","county":"31181","countyName":"Webster County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Webster County, Nebraska: in 2024, lenders reported 50 applications for a home purchase or a refinance; 39 became loans ($5.1 million) and 9 were denied, a denial rate of 18.0%. Home purchase: 38 applications, 32 loans. HMDA 2024 data, FFIEC.","value":39,"unit":"home purchase and refinance loans originated, 2024","applications":50,"originations":39,"denials":9,"originated_dollars":5095000,"applications_purchase":38,"applications_refinance":7,"applications_cash_out_refinance":5,"originations_purchase":32,"originations_refinance":6,"originations_cash_out_refinance":1,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:31183","dataset":"mortgage-lending","jurisdiction":"NE","county":"31183","countyName":"Wheeler County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"Wheeler County, Nebraska: in 2024, lenders reported 12 applications for a home purchase or a refinance; 11 became loans ($1.8 million) and 1 were denied, a denial rate of 8.3% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 6 loans. HMDA 2024 data, FFIEC.","value":11,"unit":"home purchase and refinance loans originated, 2024","applications":12,"originations":11,"denials":1,"originated_dollars":1845000,"applications_purchase":7,"applications_refinance":3,"applications_cash_out_refinance":2,"originations_purchase":6,"originations_refinance":3,"originations_cash_out_refinance":2,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":8.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:31185","dataset":"mortgage-lending","jurisdiction":"NE","county":"31185","countyName":"York County","stateName":"Nebraska","level":"county","year":2024,"status":"P","text":"York County, Nebraska: in 2024, lenders reported 223 applications for a home purchase or a refinance; 183 became loans ($32.9 million) and 32 were denied, a denial rate of 14.3%. Home purchase: 145 applications, 132 loans. HMDA 2024 data, FFIEC.","value":183,"unit":"home purchase and refinance loans originated, 2024","applications":223,"originations":183,"denials":32,"originated_dollars":32875000,"applications_purchase":145,"applications_refinance":43,"applications_cash_out_refinance":35,"originations_purchase":132,"originations_refinance":34,"originations_cash_out_refinance":17,"denials_purchase":9,"denials_refinance":6,"denials_cash_out_refinance":17,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:NH","dataset":"mortgage-lending","jurisdiction":"NH","county":null,"countyName":null,"stateName":"New Hampshire","level":"state","year":2024,"status":"P","text":"New Hampshire: in 2024, lenders reported 27,529 applications for a home purchase or a refinance; 21,865 became loans ($8.4 billion) and 4,667 were denied, a denial rate of 17.0%. Home purchase: 16,475 applications, 14,195 loans. Loans made changed +11.2% from 19,655 in 2023. HMDA 2024 data, FFIEC.","value":21865,"unit":"home purchase and refinance loans originated, 2024","applications":27529,"originations":21865,"denials":4667,"originated_dollars":8429985000,"applications_purchase":16475,"applications_refinance":4829,"applications_cash_out_refinance":6225,"originations_purchase":14195,"originations_refinance":3579,"originations_cash_out_refinance":4091,"denials_purchase":1702,"denials_refinance":1030,"denials_cash_out_refinance":1935,"denial_rate":17,"originations_prior_year":19655,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"67 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":67,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:33001","dataset":"mortgage-lending","jurisdiction":"NH","county":"33001","countyName":"Belknap County","stateName":"New Hampshire","level":"county","year":2024,"status":"P","text":"Belknap County, New Hampshire: in 2024, lenders reported 1,561 applications for a home purchase or a refinance; 1,205 became loans ($472.6 million) and 300 were denied, a denial rate of 19.2%. Home purchase: 919 applications, 796 loans. HMDA 2024 data, FFIEC.","value":1205,"unit":"home purchase and refinance loans originated, 2024","applications":1561,"originations":1205,"denials":300,"originated_dollars":472645000,"applications_purchase":919,"applications_refinance":234,"applications_cash_out_refinance":408,"originations_purchase":796,"originations_refinance":155,"originations_cash_out_refinance":254,"denials_purchase":92,"denials_refinance":66,"denials_cash_out_refinance":142,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:33003","dataset":"mortgage-lending","jurisdiction":"NH","county":"33003","countyName":"Carroll County","stateName":"New Hampshire","level":"county","year":2024,"status":"P","text":"Carroll County, New Hampshire: in 2024, lenders reported 1,380 applications for a home purchase or a refinance; 1,120 became loans ($414.6 million) and 208 were denied, a denial rate of 15.1%. Home purchase: 861 applications, 750 loans. HMDA 2024 data, FFIEC.","value":1120,"unit":"home purchase and refinance loans originated, 2024","applications":1380,"originations":1120,"denials":208,"originated_dollars":414590000,"applications_purchase":861,"applications_refinance":205,"applications_cash_out_refinance":314,"originations_purchase":750,"originations_refinance":153,"originations_cash_out_refinance":217,"denials_purchase":84,"denials_refinance":42,"denials_cash_out_refinance":82,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:33005","dataset":"mortgage-lending","jurisdiction":"NH","county":"33005","countyName":"Cheshire County","stateName":"New Hampshire","level":"county","year":2024,"status":"P","text":"Cheshire County, New Hampshire: in 2024, lenders reported 1,259 applications for a home purchase or a refinance; 955 became loans ($310.5 million) and 266 were denied, a denial rate of 21.1%. Home purchase: 775 applications, 643 loans. HMDA 2024 data, FFIEC.","value":955,"unit":"home purchase and refinance loans originated, 2024","applications":1259,"originations":955,"denials":266,"originated_dollars":310465000,"applications_purchase":775,"applications_refinance":189,"applications_cash_out_refinance":295,"originations_purchase":643,"originations_refinance":133,"originations_cash_out_refinance":179,"denials_purchase":102,"denials_refinance":50,"denials_cash_out_refinance":114,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:33007","dataset":"mortgage-lending","jurisdiction":"NH","county":"33007","countyName":"Coos County","stateName":"New Hampshire","level":"county","year":2024,"status":"P","text":"Coos County, New Hampshire: in 2024, lenders reported 668 applications for a home purchase or a refinance; 493 became loans ($107.0 million) and 155 were denied, a denial rate of 23.2%. Home purchase: 414 applications, 323 loans. HMDA 2024 data, FFIEC.","value":493,"unit":"home purchase and refinance loans originated, 2024","applications":668,"originations":493,"denials":155,"originated_dollars":107025000,"applications_purchase":414,"applications_refinance":75,"applications_cash_out_refinance":179,"originations_purchase":323,"originations_refinance":58,"originations_cash_out_refinance":112,"denials_purchase":76,"denials_refinance":16,"denials_cash_out_refinance":63,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:33009","dataset":"mortgage-lending","jurisdiction":"NH","county":"33009","countyName":"Grafton County","stateName":"New Hampshire","level":"county","year":2024,"status":"P","text":"Grafton County, New Hampshire: in 2024, lenders reported 1,611 applications for a home purchase or a refinance; 1,258 became loans ($442.3 million) and 304 were denied, a denial rate of 18.9%. Home purchase: 1,049 applications, 866 loans. HMDA 2024 data, FFIEC.","value":1258,"unit":"home purchase and refinance loans originated, 2024","applications":1611,"originations":1258,"denials":304,"originated_dollars":442330000,"applications_purchase":1049,"applications_refinance":200,"applications_cash_out_refinance":362,"originations_purchase":866,"originations_refinance":152,"originations_cash_out_refinance":240,"denials_purchase":153,"denials_refinance":40,"denials_cash_out_refinance":111,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:33011","dataset":"mortgage-lending","jurisdiction":"NH","county":"33011","countyName":"Hillsborough County","stateName":"New Hampshire","level":"county","year":2024,"status":"P","text":"Hillsborough County, New Hampshire: in 2024, lenders reported 7,901 applications for a home purchase or a refinance; 6,377 became loans ($2.5 billion) and 1,252 were denied, a denial rate of 15.8%. Home purchase: 4,647 applications, 4,089 loans. HMDA 2024 data, FFIEC.","value":6377,"unit":"home purchase and refinance loans originated, 2024","applications":7901,"originations":6377,"denials":1252,"originated_dollars":2528985000,"applications_purchase":4647,"applications_refinance":1527,"applications_cash_out_refinance":1727,"originations_purchase":4089,"originations_refinance":1136,"originations_cash_out_refinance":1152,"denials_purchase":415,"denials_refinance":320,"denials_cash_out_refinance":517,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:33013","dataset":"mortgage-lending","jurisdiction":"NH","county":"33013","countyName":"Merrimack County","stateName":"New Hampshire","level":"county","year":2024,"status":"P","text":"Merrimack County, New Hampshire: in 2024, lenders reported 2,972 applications for a home purchase or a refinance; 2,375 became loans ($851.0 million) and 498 were denied, a denial rate of 16.8%. Home purchase: 1,811 applications, 1,579 loans. HMDA 2024 data, FFIEC.","value":2375,"unit":"home purchase and refinance loans originated, 2024","applications":2972,"originations":2375,"denials":498,"originated_dollars":851015000,"applications_purchase":1811,"applications_refinance":480,"applications_cash_out_refinance":681,"originations_purchase":1579,"originations_refinance":335,"originations_cash_out_refinance":461,"denials_purchase":180,"denials_refinance":125,"denials_cash_out_refinance":193,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:33015","dataset":"mortgage-lending","jurisdiction":"NH","county":"33015","countyName":"Rockingham County","stateName":"New Hampshire","level":"county","year":2024,"status":"P","text":"Rockingham County, New Hampshire: in 2024, lenders reported 6,802 applications for a home purchase or a refinance; 5,426 became loans ($2.3 billion) and 1,135 were denied, a denial rate of 16.7%. Home purchase: 3,903 applications, 3,397 loans. HMDA 2024 data, FFIEC.","value":5426,"unit":"home purchase and refinance loans originated, 2024","applications":6802,"originations":5426,"denials":1135,"originated_dollars":2275840000,"applications_purchase":3903,"applications_refinance":1391,"applications_cash_out_refinance":1508,"originations_purchase":3397,"originations_refinance":1043,"originations_cash_out_refinance":986,"denials_purchase":366,"denials_refinance":286,"denials_cash_out_refinance":483,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:33017","dataset":"mortgage-lending","jurisdiction":"NH","county":"33017","countyName":"Strafford County","stateName":"New Hampshire","level":"county","year":2024,"status":"P","text":"Strafford County, New Hampshire: in 2024, lenders reported 2,529 applications for a home purchase or a refinance; 2,043 became loans ($846.2 million) and 385 were denied, a denial rate of 15.2%. Home purchase: 1,553 applications, 1,337 loans. HMDA 2024 data, FFIEC.","value":2043,"unit":"home purchase and refinance loans originated, 2024","applications":2529,"originations":2043,"denials":385,"originated_dollars":846185000,"applications_purchase":1553,"applications_refinance":407,"applications_cash_out_refinance":569,"originations_purchase":1337,"originations_refinance":326,"originations_cash_out_refinance":380,"denials_purchase":156,"denials_refinance":60,"denials_cash_out_refinance":169,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:33019","dataset":"mortgage-lending","jurisdiction":"NH","county":"33019","countyName":"Sullivan County","stateName":"New Hampshire","level":"county","year":2024,"status":"P","text":"Sullivan County, New Hampshire: in 2024, lenders reported 779 applications for a home purchase or a refinance; 599 became loans ($177.2 million) and 144 were denied, a denial rate of 18.5%. Home purchase: 492 applications, 411 loans. HMDA 2024 data, FFIEC.","value":599,"unit":"home purchase and refinance loans originated, 2024","applications":779,"originations":599,"denials":144,"originated_dollars":177195000,"applications_purchase":492,"applications_refinance":120,"applications_cash_out_refinance":167,"originations_purchase":411,"originations_refinance":88,"originations_cash_out_refinance":100,"denials_purchase":64,"denials_refinance":24,"denials_cash_out_refinance":56,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:NJ","dataset":"mortgage-lending","jurisdiction":"NJ","county":null,"countyName":null,"stateName":"New Jersey","level":"state","year":2024,"status":"P","text":"New Jersey: in 2024, lenders reported 155,133 applications for a home purchase or a refinance; 120,531 became loans ($54.4 billion) and 28,832 were denied, a denial rate of 18.6%. Home purchase: 94,174 applications, 79,924 loans. Loans made changed +13.6% from 106,113 in 2023. HMDA 2024 data, FFIEC.","value":120531,"unit":"home purchase and refinance loans originated, 2024","applications":155133,"originations":120531,"denials":28832,"originated_dollars":54442405000,"applications_purchase":94174,"applications_refinance":25494,"applications_cash_out_refinance":35465,"originations_purchase":79924,"originations_refinance":17977,"originations_cash_out_refinance":22630,"denials_purchase":10702,"denials_refinance":6382,"denials_cash_out_refinance":11748,"denial_rate":18.6,"originations_prior_year":106113,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"706 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":706,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34001","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34001","countyName":"Atlantic County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Atlantic County, New Jersey: in 2024, lenders reported 5,630 applications for a home purchase or a refinance; 4,329 became loans ($1.4 billion) and 1,126 were denied, a denial rate of 20.0%. Home purchase: 3,484 applications, 2,941 loans. HMDA 2024 data, FFIEC.","value":4329,"unit":"home purchase and refinance loans originated, 2024","applications":5630,"originations":4329,"denials":1126,"originated_dollars":1358395000,"applications_purchase":3484,"applications_refinance":746,"applications_cash_out_refinance":1400,"originations_purchase":2941,"originations_refinance":516,"originations_cash_out_refinance":872,"denials_purchase":425,"denials_refinance":206,"denials_cash_out_refinance":495,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34003","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34003","countyName":"Bergen County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Bergen County, New Jersey: in 2024, lenders reported 12,827 applications for a home purchase or a refinance; 9,996 became loans ($5.7 billion) and 2,423 were denied, a denial rate of 18.9%. Home purchase: 8,004 applications, 6,827 loans. HMDA 2024 data, FFIEC.","value":9996,"unit":"home purchase and refinance loans originated, 2024","applications":12827,"originations":9996,"denials":2423,"originated_dollars":5739460000,"applications_purchase":8004,"applications_refinance":2292,"applications_cash_out_refinance":2531,"originations_purchase":6827,"originations_refinance":1600,"originations_cash_out_refinance":1569,"denials_purchase":918,"denials_refinance":622,"denials_cash_out_refinance":883,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34005","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34005","countyName":"Burlington County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Burlington County, New Jersey: in 2024, lenders reported 10,623 applications for a home purchase or a refinance; 8,302 became loans ($2.8 billion) and 1,972 were denied, a denial rate of 18.6%. Home purchase: 6,053 applications, 5,280 loans. HMDA 2024 data, FFIEC.","value":8302,"unit":"home purchase and refinance loans originated, 2024","applications":10623,"originations":8302,"denials":1972,"originated_dollars":2750750000,"applications_purchase":6053,"applications_refinance":1722,"applications_cash_out_refinance":2848,"originations_purchase":5280,"originations_refinance":1210,"originations_cash_out_refinance":1812,"denials_purchase":599,"denials_refinance":407,"denials_cash_out_refinance":966,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34007","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34007","countyName":"Camden County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Camden County, New Jersey: in 2024, lenders reported 10,531 applications for a home purchase or a refinance; 8,173 became loans ($2.2 billion) and 2,022 were denied, a denial rate of 19.2%. Home purchase: 5,988 applications, 5,211 loans. HMDA 2024 data, FFIEC.","value":8173,"unit":"home purchase and refinance loans originated, 2024","applications":10531,"originations":8173,"denials":2022,"originated_dollars":2216795000,"applications_purchase":5988,"applications_refinance":1460,"applications_cash_out_refinance":3083,"originations_purchase":5211,"originations_refinance":1008,"originations_cash_out_refinance":1954,"denials_purchase":590,"denials_refinance":390,"denials_cash_out_refinance":1042,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34009","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34009","countyName":"Cape May County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Cape May County, New Jersey: in 2024, lenders reported 3,403 applications for a home purchase or a refinance; 2,759 became loans ($1.6 billion) and 549 were denied, a denial rate of 16.1%. Home purchase: 2,275 applications, 1,986 loans. HMDA 2024 data, FFIEC.","value":2759,"unit":"home purchase and refinance loans originated, 2024","applications":3403,"originations":2759,"denials":549,"originated_dollars":1560615000,"applications_purchase":2275,"applications_refinance":447,"applications_cash_out_refinance":681,"originations_purchase":1986,"originations_refinance":313,"originations_cash_out_refinance":460,"denials_purchase":225,"denials_refinance":120,"denials_cash_out_refinance":204,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34011","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34011","countyName":"Cumberland County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Cumberland County, New Jersey: in 2024, lenders reported 2,768 applications for a home purchase or a refinance; 2,135 became loans ($484.5 million) and 543 were denied, a denial rate of 19.6%. Home purchase: 1,766 applications, 1,453 loans. HMDA 2024 data, FFIEC.","value":2135,"unit":"home purchase and refinance loans originated, 2024","applications":2768,"originations":2135,"denials":543,"originated_dollars":484455000,"applications_purchase":1766,"applications_refinance":334,"applications_cash_out_refinance":668,"originations_purchase":1453,"originations_refinance":228,"originations_cash_out_refinance":454,"denials_purchase":252,"denials_refinance":91,"denials_cash_out_refinance":200,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34013","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34013","countyName":"Essex County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Essex County, New Jersey: in 2024, lenders reported 11,443 applications for a home purchase or a refinance; 8,410 became loans ($4.9 billion) and 2,529 were denied, a denial rate of 22.1%. Home purchase: 6,674 applications, 5,393 loans. HMDA 2024 data, FFIEC.","value":8410,"unit":"home purchase and refinance loans originated, 2024","applications":11443,"originations":8410,"denials":2529,"originated_dollars":4944840000,"applications_purchase":6674,"applications_refinance":2055,"applications_cash_out_refinance":2714,"originations_purchase":5393,"originations_refinance":1424,"originations_cash_out_refinance":1593,"denials_purchase":985,"denials_refinance":514,"denials_cash_out_refinance":1030,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34015","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34015","countyName":"Gloucester County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Gloucester County, New Jersey: in 2024, lenders reported 6,946 applications for a home purchase or a refinance; 5,529 became loans ($1.5 billion) and 1,178 were denied, a denial rate of 17.0%. Home purchase: 3,962 applications, 3,512 loans. HMDA 2024 data, FFIEC.","value":5529,"unit":"home purchase and refinance loans originated, 2024","applications":6946,"originations":5529,"denials":1178,"originated_dollars":1533405000,"applications_purchase":3962,"applications_refinance":1009,"applications_cash_out_refinance":1975,"originations_purchase":3512,"originations_refinance":734,"originations_cash_out_refinance":1283,"denials_purchase":327,"denials_refinance":217,"denials_cash_out_refinance":634,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34017","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34017","countyName":"Hudson County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Hudson County, New Jersey: in 2024, lenders reported 7,371 applications for a home purchase or a refinance; 5,521 became loans ($4.5 billion) and 1,457 were denied, a denial rate of 19.8%. Home purchase: 5,299 applications, 4,223 loans. HMDA 2024 data, FFIEC.","value":5521,"unit":"home purchase and refinance loans originated, 2024","applications":7371,"originations":5521,"denials":1457,"originated_dollars":4511405000,"applications_purchase":5299,"applications_refinance":937,"applications_cash_out_refinance":1135,"originations_purchase":4223,"originations_refinance":656,"originations_cash_out_refinance":642,"denials_purchase":770,"denials_refinance":242,"denials_cash_out_refinance":445,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34019","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34019","countyName":"Hunterdon County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Hunterdon County, New Jersey: in 2024, lenders reported 2,394 applications for a home purchase or a refinance; 1,944 became loans ($796.1 million) and 349 were denied, a denial rate of 14.6%. Home purchase: 1,519 applications, 1,327 loans. HMDA 2024 data, FFIEC.","value":1944,"unit":"home purchase and refinance loans originated, 2024","applications":2394,"originations":1944,"denials":349,"originated_dollars":796140000,"applications_purchase":1519,"applications_refinance":442,"applications_cash_out_refinance":433,"originations_purchase":1327,"originations_refinance":323,"originations_cash_out_refinance":294,"denials_purchase":129,"denials_refinance":99,"denials_cash_out_refinance":121,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34021","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34021","countyName":"Mercer County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Mercer County, New Jersey: in 2024, lenders reported 6,410 applications for a home purchase or a refinance; 5,033 became loans ($1.9 billion) and 1,124 were denied, a denial rate of 17.5%. Home purchase: 3,959 applications, 3,337 loans. HMDA 2024 data, FFIEC.","value":5033,"unit":"home purchase and refinance loans originated, 2024","applications":6410,"originations":5033,"denials":1124,"originated_dollars":1887705000,"applications_purchase":3959,"applications_refinance":987,"applications_cash_out_refinance":1464,"originations_purchase":3337,"originations_refinance":673,"originations_cash_out_refinance":1023,"denials_purchase":459,"denials_refinance":274,"denials_cash_out_refinance":391,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34023","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34023","countyName":"Middlesex County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Middlesex County, New Jersey: in 2024, lenders reported 12,248 applications for a home purchase or a refinance; 9,317 became loans ($3.9 billion) and 2,421 were denied, a denial rate of 19.8%. Home purchase: 7,441 applications, 6,196 loans. HMDA 2024 data, FFIEC.","value":9317,"unit":"home purchase and refinance loans originated, 2024","applications":12248,"originations":9317,"denials":2421,"originated_dollars":3935065000,"applications_purchase":7441,"applications_refinance":2196,"applications_cash_out_refinance":2611,"originations_purchase":6196,"originations_refinance":1532,"originations_cash_out_refinance":1589,"denials_purchase":930,"denials_refinance":559,"denials_cash_out_refinance":932,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34025","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34025","countyName":"Monmouth County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Monmouth County, New Jersey: in 2024, lenders reported 12,349 applications for a home purchase or a refinance; 9,741 became loans ($5.0 billion) and 2,184 were denied, a denial rate of 17.7%. Home purchase: 7,348 applications, 6,301 loans. HMDA 2024 data, FFIEC.","value":9741,"unit":"home purchase and refinance loans originated, 2024","applications":12349,"originations":9741,"denials":2184,"originated_dollars":4953305000,"applications_purchase":7348,"applications_refinance":2276,"applications_cash_out_refinance":2725,"originations_purchase":6301,"originations_refinance":1630,"originations_cash_out_refinance":1810,"denials_purchase":783,"denials_refinance":572,"denials_cash_out_refinance":829,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34027","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34027","countyName":"Morris County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Morris County, New Jersey: in 2024, lenders reported 8,152 applications for a home purchase or a refinance; 6,651 became loans ($3.6 billion) and 1,249 were denied, a denial rate of 15.3%. Home purchase: 5,002 applications, 4,412 loans. HMDA 2024 data, FFIEC.","value":6651,"unit":"home purchase and refinance loans originated, 2024","applications":8152,"originations":6651,"denials":1249,"originated_dollars":3635765000,"applications_purchase":5002,"applications_refinance":1587,"applications_cash_out_refinance":1563,"originations_purchase":4412,"originations_refinance":1170,"originations_cash_out_refinance":1069,"denials_purchase":435,"denials_refinance":359,"denials_cash_out_refinance":455,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34029","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34029","countyName":"Ocean County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Ocean County, New Jersey: in 2024, lenders reported 14,049 applications for a home purchase or a refinance; 11,152 became loans ($4.6 billion) and 2,337 were denied, a denial rate of 16.6%. Home purchase: 8,427 applications, 7,237 loans. HMDA 2024 data, FFIEC.","value":11152,"unit":"home purchase and refinance loans originated, 2024","applications":14049,"originations":11152,"denials":2337,"originated_dollars":4588600000,"applications_purchase":8427,"applications_refinance":2349,"applications_cash_out_refinance":3273,"originations_purchase":7237,"originations_refinance":1669,"originations_cash_out_refinance":2246,"denials_purchase":855,"denials_refinance":560,"denials_cash_out_refinance":922,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34031","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34031","countyName":"Passaic County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Passaic County, New Jersey: in 2024, lenders reported 6,380 applications for a home purchase or a refinance; 4,768 became loans ($2.2 billion) and 1,344 were denied, a denial rate of 21.1%. Home purchase: 3,806 applications, 3,150 loans. HMDA 2024 data, FFIEC.","value":4768,"unit":"home purchase and refinance loans originated, 2024","applications":6380,"originations":4768,"denials":1344,"originated_dollars":2163020000,"applications_purchase":3806,"applications_refinance":1017,"applications_cash_out_refinance":1557,"originations_purchase":3150,"originations_refinance":690,"originations_cash_out_refinance":928,"denials_purchase":501,"denials_refinance":271,"denials_cash_out_refinance":572,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34033","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34033","countyName":"Salem County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Salem County, New Jersey: in 2024, lenders reported 1,479 applications for a home purchase or a refinance; 1,158 became loans ($263.8 million) and 275 were denied, a denial rate of 18.6%. Home purchase: 930 applications, 797 loans. HMDA 2024 data, FFIEC.","value":1158,"unit":"home purchase and refinance loans originated, 2024","applications":1479,"originations":1158,"denials":275,"originated_dollars":263770000,"applications_purchase":930,"applications_refinance":182,"applications_cash_out_refinance":367,"originations_purchase":797,"originations_refinance":124,"originations_cash_out_refinance":237,"denials_purchase":104,"denials_refinance":47,"denials_cash_out_refinance":124,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34035","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34035","countyName":"Somerset County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Somerset County, New Jersey: in 2024, lenders reported 5,714 applications for a home purchase or a refinance; 4,556 became loans ($2.3 billion) and 963 were denied, a denial rate of 16.9%. Home purchase: 3,543 applications, 3,077 loans. HMDA 2024 data, FFIEC.","value":4556,"unit":"home purchase and refinance loans originated, 2024","applications":5714,"originations":4556,"denials":963,"originated_dollars":2264770000,"applications_purchase":3543,"applications_refinance":1083,"applications_cash_out_refinance":1088,"originations_purchase":3077,"originations_refinance":799,"originations_cash_out_refinance":680,"denials_purchase":339,"denials_refinance":250,"denials_cash_out_refinance":374,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34037","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34037","countyName":"Sussex County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Sussex County, New Jersey: in 2024, lenders reported 3,500 applications for a home purchase or a refinance; 2,756 became loans ($903.6 million) and 611 were denied, a denial rate of 17.5%. Home purchase: 2,058 applications, 1,774 loans. HMDA 2024 data, FFIEC.","value":2756,"unit":"home purchase and refinance loans originated, 2024","applications":3500,"originations":2756,"denials":611,"originated_dollars":903590000,"applications_purchase":2058,"applications_refinance":589,"applications_cash_out_refinance":853,"originations_purchase":1774,"originations_refinance":411,"originations_cash_out_refinance":571,"denials_purchase":213,"denials_refinance":141,"denials_cash_out_refinance":257,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34039","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34039","countyName":"Union County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Union County, New Jersey: in 2024, lenders reported 7,884 applications for a home purchase or a refinance; 6,004 became loans ($3.2 billion) and 1,555 were denied, a denial rate of 19.7%. Home purchase: 4,705 applications, 3,934 loans. HMDA 2024 data, FFIEC.","value":6004,"unit":"home purchase and refinance loans originated, 2024","applications":7884,"originations":6004,"denials":1555,"originated_dollars":3156950000,"applications_purchase":4705,"applications_refinance":1309,"applications_cash_out_refinance":1870,"originations_purchase":3934,"originations_refinance":937,"originations_cash_out_refinance":1133,"denials_purchase":563,"denials_refinance":315,"denials_cash_out_refinance":677,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:34041","dataset":"mortgage-lending","jurisdiction":"NJ","county":"34041","countyName":"Warren County","stateName":"New Jersey","level":"county","year":2024,"status":"P","text":"Warren County, New Jersey: in 2024, lenders reported 2,326 applications for a home purchase or a refinance; 1,780 became loans ($545.1 million) and 446 were denied, a denial rate of 19.2%. Home purchase: 1,470 applications, 1,212 loans. HMDA 2024 data, FFIEC.","value":1780,"unit":"home purchase and refinance loans originated, 2024","applications":2326,"originations":1780,"denials":446,"originated_dollars":545150000,"applications_purchase":1470,"applications_refinance":372,"applications_cash_out_refinance":484,"originations_purchase":1212,"originations_refinance":251,"originations_cash_out_refinance":317,"denials_purchase":196,"denials_refinance":102,"denials_cash_out_refinance":148,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:NM","dataset":"mortgage-lending","jurisdiction":"NM","county":null,"countyName":null,"stateName":"New Mexico","level":"state","year":2024,"status":"P","text":"New Mexico: in 2024, lenders reported 42,609 applications for a home purchase or a refinance; 31,127 became loans ($8.5 billion) and 9,652 were denied, a denial rate of 22.7%. Home purchase: 30,020 applications, 22,953 loans. Loans made changed +16.9% from 26,637 in 2023. HMDA 2024 data, FFIEC.","value":31127,"unit":"home purchase and refinance loans originated, 2024","applications":42609,"originations":31127,"denials":9652,"originated_dollars":8481245000,"applications_purchase":30020,"applications_refinance":4912,"applications_cash_out_refinance":7677,"originations_purchase":22953,"originations_refinance":3445,"originations_cash_out_refinance":4729,"denials_purchase":5863,"denials_refinance":1140,"denials_cash_out_refinance":2649,"denial_rate":22.7,"originations_prior_year":26637,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"84 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":84,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35001","dataset":"mortgage-lending","jurisdiction":"NM","county":"35001","countyName":"Bernalillo County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Bernalillo County, New Mexico: in 2024, lenders reported 13,647 applications for a home purchase or a refinance; 10,735 became loans ($2.9 billion) and 2,352 were denied, a denial rate of 17.2%. Home purchase: 9,131 applications, 7,694 loans. HMDA 2024 data, FFIEC.","value":10735,"unit":"home purchase and refinance loans originated, 2024","applications":13647,"originations":10735,"denials":2352,"originated_dollars":2931135000,"applications_purchase":9131,"applications_refinance":1883,"applications_cash_out_refinance":2633,"originations_purchase":7694,"originations_refinance":1346,"originations_cash_out_refinance":1695,"denials_purchase":1108,"denials_refinance":411,"denials_cash_out_refinance":833,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35003","dataset":"mortgage-lending","jurisdiction":"NM","county":"35003","countyName":"Catron County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Catron County, New Mexico: in 2024, lenders reported 54 applications for a home purchase or a refinance; 32 became loans ($6.7 million) and 16 were denied, a denial rate of 29.6%. Home purchase: 41 applications, 26 loans. HMDA 2024 data, FFIEC.","value":32,"unit":"home purchase and refinance loans originated, 2024","applications":54,"originations":32,"denials":16,"originated_dollars":6710000,"applications_purchase":41,"applications_refinance":8,"applications_cash_out_refinance":5,"originations_purchase":26,"originations_refinance":2,"originations_cash_out_refinance":4,"denials_purchase":12,"denials_refinance":3,"denials_cash_out_refinance":1,"denial_rate":29.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35005","dataset":"mortgage-lending","jurisdiction":"NM","county":"35005","countyName":"Chaves County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Chaves County, New Mexico: in 2024, lenders reported 986 applications for a home purchase or a refinance; 719 became loans ($128.0 million) and 204 were denied, a denial rate of 20.7%. Home purchase: 696 applications, 526 loans. HMDA 2024 data, FFIEC.","value":719,"unit":"home purchase and refinance loans originated, 2024","applications":986,"originations":719,"denials":204,"originated_dollars":128025000,"applications_purchase":696,"applications_refinance":102,"applications_cash_out_refinance":188,"originations_purchase":526,"originations_refinance":71,"originations_cash_out_refinance":122,"denials_purchase":124,"denials_refinance":21,"denials_cash_out_refinance":59,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35006","dataset":"mortgage-lending","jurisdiction":"NM","county":"35006","countyName":"Cibola County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Cibola County, New Mexico: in 2024, lenders reported 284 applications for a home purchase or a refinance; 146 became loans ($21.2 million) and 127 were denied, a denial rate of 44.7%. Home purchase: 185 applications, 93 loans. HMDA 2024 data, FFIEC.","value":146,"unit":"home purchase and refinance loans originated, 2024","applications":284,"originations":146,"denials":127,"originated_dollars":21210000,"applications_purchase":185,"applications_refinance":19,"applications_cash_out_refinance":80,"originations_purchase":93,"originations_refinance":9,"originations_cash_out_refinance":44,"denials_purchase":85,"denials_refinance":6,"denials_cash_out_refinance":36,"denial_rate":44.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35007","dataset":"mortgage-lending","jurisdiction":"NM","county":"35007","countyName":"Colfax County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Colfax County, New Mexico: in 2024, lenders reported 306 applications for a home purchase or a refinance; 212 became loans ($61.9 million) and 83 were denied, a denial rate of 27.1%. Home purchase: 222 applications, 169 loans. HMDA 2024 data, FFIEC.","value":212,"unit":"home purchase and refinance loans originated, 2024","applications":306,"originations":212,"denials":83,"originated_dollars":61890000,"applications_purchase":222,"applications_refinance":31,"applications_cash_out_refinance":53,"originations_purchase":169,"originations_refinance":20,"originations_cash_out_refinance":23,"denials_purchase":46,"denials_refinance":9,"denials_cash_out_refinance":28,"denial_rate":27.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35009","dataset":"mortgage-lending","jurisdiction":"NM","county":"35009","countyName":"Curry County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Curry County, New Mexico: in 2024, lenders reported 1,023 applications for a home purchase or a refinance; 824 became loans ($148.9 million) and 169 were denied, a denial rate of 16.5%. Home purchase: 768 applications, 668 loans. HMDA 2024 data, FFIEC.","value":824,"unit":"home purchase and refinance loans originated, 2024","applications":1023,"originations":824,"denials":169,"originated_dollars":148940000,"applications_purchase":768,"applications_refinance":106,"applications_cash_out_refinance":149,"originations_purchase":668,"originations_refinance":73,"originations_cash_out_refinance":83,"denials_purchase":80,"denials_refinance":25,"denials_cash_out_refinance":64,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35011","dataset":"mortgage-lending","jurisdiction":"NM","county":"35011","countyName":"De Baca County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"De Baca County, New Mexico: in 2024, lenders reported 10 applications for a home purchase or a refinance; 8 became loans ($660,000) and 2 were denied, a denial rate of 20.0% (a small count, so the rate moves a lot from year to year). Home purchase: 6 applications, 5 loans. HMDA 2024 data, FFIEC.","value":8,"unit":"home purchase and refinance loans originated, 2024","applications":10,"originations":8,"denials":2,"originated_dollars":660000,"applications_purchase":6,"applications_refinance":1,"applications_cash_out_refinance":3,"originations_purchase":5,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:35013","dataset":"mortgage-lending","jurisdiction":"NM","county":"35013","countyName":"Doña Ana County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Doña Ana County, New Mexico: in 2024, lenders reported 4,988 applications for a home purchase or a refinance; 3,448 became loans ($851.5 million) and 1,282 were denied, a denial rate of 25.7%. Home purchase: 3,579 applications, 2,572 loans. HMDA 2024 data, FFIEC.","value":3448,"unit":"home purchase and refinance loans originated, 2024","applications":4988,"originations":3448,"denials":1282,"originated_dollars":851530000,"applications_purchase":3579,"applications_refinance":435,"applications_cash_out_refinance":974,"originations_purchase":2572,"originations_refinance":301,"originations_cash_out_refinance":575,"denials_purchase":842,"denials_refinance":99,"denials_cash_out_refinance":341,"denial_rate":25.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35015","dataset":"mortgage-lending","jurisdiction":"NM","county":"35015","countyName":"Eddy County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Eddy County, New Mexico: in 2024, lenders reported 1,365 applications for a home purchase or a refinance; 947 became loans ($224.9 million) and 356 were denied, a denial rate of 26.1%. Home purchase: 1,057 applications, 760 loans. HMDA 2024 data, FFIEC.","value":947,"unit":"home purchase and refinance loans originated, 2024","applications":1365,"originations":947,"denials":356,"originated_dollars":224855000,"applications_purchase":1057,"applications_refinance":128,"applications_cash_out_refinance":180,"originations_purchase":760,"originations_refinance":80,"originations_cash_out_refinance":107,"denials_purchase":252,"denials_refinance":38,"denials_cash_out_refinance":66,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35017","dataset":"mortgage-lending","jurisdiction":"NM","county":"35017","countyName":"Grant County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Grant County, New Mexico: in 2024, lenders reported 416 applications for a home purchase or a refinance; 300 became loans ($53.4 million) and 101 were denied, a denial rate of 24.3%. Home purchase: 284 applications, 220 loans. HMDA 2024 data, FFIEC.","value":300,"unit":"home purchase and refinance loans originated, 2024","applications":416,"originations":300,"denials":101,"originated_dollars":53350000,"applications_purchase":284,"applications_refinance":39,"applications_cash_out_refinance":93,"originations_purchase":220,"originations_refinance":27,"originations_cash_out_refinance":53,"denials_purchase":55,"denials_refinance":8,"denials_cash_out_refinance":38,"denial_rate":24.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35019","dataset":"mortgage-lending","jurisdiction":"NM","county":"35019","countyName":"Guadalupe County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Guadalupe County, New Mexico: in 2024, lenders reported 60 applications for a home purchase or a refinance; 29 became loans ($5.0 million) and 27 were denied, a denial rate of 45.0%. Home purchase: 41 applications, 20 loans. HMDA 2024 data, FFIEC.","value":29,"unit":"home purchase and refinance loans originated, 2024","applications":60,"originations":29,"denials":27,"originated_dollars":5025000,"applications_purchase":41,"applications_refinance":7,"applications_cash_out_refinance":12,"originations_purchase":20,"originations_refinance":5,"originations_cash_out_refinance":4,"denials_purchase":18,"denials_refinance":1,"denials_cash_out_refinance":8,"denial_rate":45,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35021","dataset":"mortgage-lending","jurisdiction":"NM","county":"35021","countyName":"Harding County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Harding County, New Mexico: in 2024, lenders reported 1 applications for a home purchase or a refinance; 1 became loans ($155,000) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":1,"originations":1,"denials":0,"originated_dollars":155000,"applications_purchase":0,"applications_refinance":1,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:35023","dataset":"mortgage-lending","jurisdiction":"NM","county":"35023","countyName":"Hidalgo County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Hidalgo County, New Mexico: in 2024, lenders reported 34 applications for a home purchase or a refinance; 13 became loans ($1.8 million) and 19 were denied, a denial rate of 55.9%. Home purchase: 26 applications, 12 loans. HMDA 2024 data, FFIEC.","value":13,"unit":"home purchase and refinance loans originated, 2024","applications":34,"originations":13,"denials":19,"originated_dollars":1805000,"applications_purchase":26,"applications_refinance":2,"applications_cash_out_refinance":6,"originations_purchase":12,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":12,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":55.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35025","dataset":"mortgage-lending","jurisdiction":"NM","county":"35025","countyName":"Lea County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Lea County, New Mexico: in 2024, lenders reported 1,326 applications for a home purchase or a refinance; 844 became loans ($176.5 million) and 426 were denied, a denial rate of 32.1%. Home purchase: 1,082 applications, 714 loans. HMDA 2024 data, FFIEC.","value":844,"unit":"home purchase and refinance loans originated, 2024","applications":1326,"originations":844,"denials":426,"originated_dollars":176470000,"applications_purchase":1082,"applications_refinance":98,"applications_cash_out_refinance":146,"originations_purchase":714,"originations_refinance":72,"originations_cash_out_refinance":58,"denials_purchase":323,"denials_refinance":21,"denials_cash_out_refinance":82,"denial_rate":32.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35027","dataset":"mortgage-lending","jurisdiction":"NM","county":"35027","countyName":"Lincoln County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Lincoln County, New Mexico: in 2024, lenders reported 557 applications for a home purchase or a refinance; 380 became loans ($113.0 million) and 158 were denied, a denial rate of 28.4%. Home purchase: 430 applications, 300 loans. HMDA 2024 data, FFIEC.","value":380,"unit":"home purchase and refinance loans originated, 2024","applications":557,"originations":380,"denials":158,"originated_dollars":113030000,"applications_purchase":430,"applications_refinance":54,"applications_cash_out_refinance":73,"originations_purchase":300,"originations_refinance":36,"originations_cash_out_refinance":44,"denials_purchase":115,"denials_refinance":15,"denials_cash_out_refinance":28,"denial_rate":28.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35028","dataset":"mortgage-lending","jurisdiction":"NM","county":"35028","countyName":"Los Alamos County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Los Alamos County, New Mexico: in 2024, lenders reported 504 applications for a home purchase or a refinance; 431 became loans ($183.9 million) and 60 were denied, a denial rate of 11.9%. Home purchase: 389 applications, 343 loans. HMDA 2024 data, FFIEC.","value":431,"unit":"home purchase and refinance loans originated, 2024","applications":504,"originations":431,"denials":60,"originated_dollars":183865000,"applications_purchase":389,"applications_refinance":47,"applications_cash_out_refinance":68,"originations_purchase":343,"originations_refinance":36,"originations_cash_out_refinance":52,"denials_purchase":35,"denials_refinance":10,"denials_cash_out_refinance":15,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35029","dataset":"mortgage-lending","jurisdiction":"NM","county":"35029","countyName":"Luna County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Luna County, New Mexico: in 2024, lenders reported 339 applications for a home purchase or a refinance; 208 became loans ($27.2 million) and 114 were denied, a denial rate of 33.6%. Home purchase: 235 applications, 159 loans. HMDA 2024 data, FFIEC.","value":208,"unit":"home purchase and refinance loans originated, 2024","applications":339,"originations":208,"denials":114,"originated_dollars":27240000,"applications_purchase":235,"applications_refinance":47,"applications_cash_out_refinance":57,"originations_purchase":159,"originations_refinance":22,"originations_cash_out_refinance":27,"denials_purchase":63,"denials_refinance":23,"denials_cash_out_refinance":28,"denial_rate":33.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35031","dataset":"mortgage-lending","jurisdiction":"NM","county":"35031","countyName":"McKinley County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"McKinley County, New Mexico: in 2024, lenders reported 520 applications for a home purchase or a refinance; 195 became loans ($33.4 million) and 301 were denied, a denial rate of 57.9%. Home purchase: 442 applications, 150 loans. HMDA 2024 data, FFIEC.","value":195,"unit":"home purchase and refinance loans originated, 2024","applications":520,"originations":195,"denials":301,"originated_dollars":33395000,"applications_purchase":442,"applications_refinance":30,"applications_cash_out_refinance":48,"originations_purchase":150,"originations_refinance":18,"originations_cash_out_refinance":27,"denials_purchase":275,"denials_refinance":7,"denials_cash_out_refinance":19,"denial_rate":57.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35033","dataset":"mortgage-lending","jurisdiction":"NM","county":"35033","countyName":"Mora County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Mora County, New Mexico: in 2024, lenders reported 50 applications for a home purchase or a refinance; 20 became loans ($3.5 million) and 28 were denied, a denial rate of 56.0%. Home purchase: 44 applications, 18 loans. HMDA 2024 data, FFIEC.","value":20,"unit":"home purchase and refinance loans originated, 2024","applications":50,"originations":20,"denials":28,"originated_dollars":3480000,"applications_purchase":44,"applications_refinance":1,"applications_cash_out_refinance":5,"originations_purchase":18,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":24,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":56,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35035","dataset":"mortgage-lending","jurisdiction":"NM","county":"35035","countyName":"Otero County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Otero County, New Mexico: in 2024, lenders reported 1,340 applications for a home purchase or a refinance; 974 became loans ($201.0 million) and 319 were denied, a denial rate of 23.8%. Home purchase: 981 applications, 755 loans. HMDA 2024 data, FFIEC.","value":974,"unit":"home purchase and refinance loans originated, 2024","applications":1340,"originations":974,"denials":319,"originated_dollars":200990000,"applications_purchase":981,"applications_refinance":131,"applications_cash_out_refinance":228,"originations_purchase":755,"originations_refinance":90,"originations_cash_out_refinance":129,"denials_purchase":199,"denials_refinance":33,"denials_cash_out_refinance":87,"denial_rate":23.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35037","dataset":"mortgage-lending","jurisdiction":"NM","county":"35037","countyName":"Quay County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Quay County, New Mexico: in 2024, lenders reported 110 applications for a home purchase or a refinance; 52 became loans ($6.3 million) and 49 were denied, a denial rate of 44.5%. Home purchase: 77 applications, 37 loans. HMDA 2024 data, FFIEC.","value":52,"unit":"home purchase and refinance loans originated, 2024","applications":110,"originations":52,"denials":49,"originated_dollars":6280000,"applications_purchase":77,"applications_refinance":9,"applications_cash_out_refinance":24,"originations_purchase":37,"originations_refinance":6,"originations_cash_out_refinance":9,"denials_purchase":34,"denials_refinance":1,"denials_cash_out_refinance":14,"denial_rate":44.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35039","dataset":"mortgage-lending","jurisdiction":"NM","county":"35039","countyName":"Rio Arriba County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Rio Arriba County, New Mexico: in 2024, lenders reported 437 applications for a home purchase or a refinance; 283 became loans ($77.8 million) and 133 were denied, a denial rate of 30.4%. Home purchase: 301 applications, 197 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":437,"originations":283,"denials":133,"originated_dollars":77805000,"applications_purchase":301,"applications_refinance":55,"applications_cash_out_refinance":81,"originations_purchase":197,"originations_refinance":40,"originations_cash_out_refinance":46,"denials_purchase":90,"denials_refinance":14,"denials_cash_out_refinance":29,"denial_rate":30.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35041","dataset":"mortgage-lending","jurisdiction":"NM","county":"35041","countyName":"Roosevelt County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Roosevelt County, New Mexico: in 2024, lenders reported 291 applications for a home purchase or a refinance; 219 became loans ($28.9 million) and 63 were denied, a denial rate of 21.6%. Home purchase: 217 applications, 181 loans. HMDA 2024 data, FFIEC.","value":219,"unit":"home purchase and refinance loans originated, 2024","applications":291,"originations":219,"denials":63,"originated_dollars":28925000,"applications_purchase":217,"applications_refinance":19,"applications_cash_out_refinance":55,"originations_purchase":181,"originations_refinance":13,"originations_cash_out_refinance":25,"denials_purchase":31,"denials_refinance":4,"denials_cash_out_refinance":28,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35043","dataset":"mortgage-lending","jurisdiction":"NM","county":"35043","countyName":"Sandoval County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Sandoval County, New Mexico: in 2024, lenders reported 4,881 applications for a home purchase or a refinance; 3,848 became loans ($1.1 billion) and 859 were denied, a denial rate of 17.6%. Home purchase: 3,339 applications, 2,793 loans. HMDA 2024 data, FFIEC.","value":3848,"unit":"home purchase and refinance loans originated, 2024","applications":4881,"originations":3848,"denials":859,"originated_dollars":1136300000,"applications_purchase":3339,"applications_refinance":635,"applications_cash_out_refinance":907,"originations_purchase":2793,"originations_refinance":471,"originations_cash_out_refinance":584,"denials_purchase":426,"denials_refinance":131,"denials_cash_out_refinance":302,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35045","dataset":"mortgage-lending","jurisdiction":"NM","county":"35045","countyName":"San Juan County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"San Juan County, New Mexico: in 2024, lenders reported 1,938 applications for a home purchase or a refinance; 1,252 became loans ($262.9 million) and 593 were denied, a denial rate of 30.6%. Home purchase: 1,395 applications, 899 loans. HMDA 2024 data, FFIEC.","value":1252,"unit":"home purchase and refinance loans originated, 2024","applications":1938,"originations":1252,"denials":593,"originated_dollars":262890000,"applications_purchase":1395,"applications_refinance":169,"applications_cash_out_refinance":374,"originations_purchase":899,"originations_refinance":118,"originations_cash_out_refinance":235,"denials_purchase":426,"denials_refinance":42,"denials_cash_out_refinance":125,"denial_rate":30.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35047","dataset":"mortgage-lending","jurisdiction":"NM","county":"35047","countyName":"San Miguel County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"San Miguel County, New Mexico: in 2024, lenders reported 380 applications for a home purchase or a refinance; 208 became loans ($41.4 million) and 143 were denied, a denial rate of 37.6%. Home purchase: 279 applications, 152 loans. HMDA 2024 data, FFIEC.","value":208,"unit":"home purchase and refinance loans originated, 2024","applications":380,"originations":208,"denials":143,"originated_dollars":41440000,"applications_purchase":279,"applications_refinance":40,"applications_cash_out_refinance":61,"originations_purchase":152,"originations_refinance":24,"originations_cash_out_refinance":32,"denials_purchase":112,"denials_refinance":11,"denials_cash_out_refinance":20,"denial_rate":37.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35049","dataset":"mortgage-lending","jurisdiction":"NM","county":"35049","countyName":"Santa Fe County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Santa Fe County, New Mexico: in 2024, lenders reported 3,015 applications for a home purchase or a refinance; 2,197 became loans ($1.1 billion) and 671 were denied, a denial rate of 22.3%. Home purchase: 2,058 applications, 1,541 loans. HMDA 2024 data, FFIEC.","value":2197,"unit":"home purchase and refinance loans originated, 2024","applications":3015,"originations":2197,"denials":671,"originated_dollars":1075195000,"applications_purchase":2058,"applications_refinance":406,"applications_cash_out_refinance":551,"originations_purchase":1541,"originations_refinance":295,"originations_cash_out_refinance":361,"denials_purchase":410,"denials_refinance":86,"denials_cash_out_refinance":175,"denial_rate":22.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35051","dataset":"mortgage-lending","jurisdiction":"NM","county":"35051","countyName":"Sierra County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Sierra County, New Mexico: in 2024, lenders reported 238 applications for a home purchase or a refinance; 157 became loans ($25.8 million) and 66 were denied, a denial rate of 27.7%. Home purchase: 171 applications, 114 loans. HMDA 2024 data, FFIEC.","value":157,"unit":"home purchase and refinance loans originated, 2024","applications":238,"originations":157,"denials":66,"originated_dollars":25765000,"applications_purchase":171,"applications_refinance":27,"applications_cash_out_refinance":40,"originations_purchase":114,"originations_refinance":21,"originations_cash_out_refinance":22,"denials_purchase":43,"denials_refinance":6,"denials_cash_out_refinance":17,"denial_rate":27.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35053","dataset":"mortgage-lending","jurisdiction":"NM","county":"35053","countyName":"Socorro County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Socorro County, New Mexico: in 2024, lenders reported 224 applications for a home purchase or a refinance; 134 became loans ($21.4 million) and 79 were denied, a denial rate of 35.3%. Home purchase: 174 applications, 109 loans. HMDA 2024 data, FFIEC.","value":134,"unit":"home purchase and refinance loans originated, 2024","applications":224,"originations":134,"denials":79,"originated_dollars":21380000,"applications_purchase":174,"applications_refinance":15,"applications_cash_out_refinance":35,"originations_purchase":109,"originations_refinance":5,"originations_cash_out_refinance":20,"denials_purchase":59,"denials_refinance":7,"denials_cash_out_refinance":13,"denial_rate":35.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35055","dataset":"mortgage-lending","jurisdiction":"NM","county":"35055","countyName":"Taos County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Taos County, New Mexico: in 2024, lenders reported 489 applications for a home purchase or a refinance; 334 became loans ($109.3 million) and 133 were denied, a denial rate of 27.2%. Home purchase: 346 applications, 246 loans. HMDA 2024 data, FFIEC.","value":334,"unit":"home purchase and refinance loans originated, 2024","applications":489,"originations":334,"denials":133,"originated_dollars":109330000,"applications_purchase":346,"applications_refinance":53,"applications_cash_out_refinance":90,"originations_purchase":246,"originations_refinance":40,"originations_cash_out_refinance":48,"denials_purchase":82,"denials_refinance":13,"denials_cash_out_refinance":38,"denial_rate":27.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35057","dataset":"mortgage-lending","jurisdiction":"NM","county":"35057","countyName":"Torrance County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Torrance County, New Mexico: in 2024, lenders reported 460 applications for a home purchase or a refinance; 246 became loans ($42.2 million) and 193 were denied, a denial rate of 42.0%. Home purchase: 355 applications, 194 loans. HMDA 2024 data, FFIEC.","value":246,"unit":"home purchase and refinance loans originated, 2024","applications":460,"originations":246,"denials":193,"originated_dollars":42250000,"applications_purchase":355,"applications_refinance":33,"applications_cash_out_refinance":72,"originations_purchase":194,"originations_refinance":16,"originations_cash_out_refinance":36,"denials_purchase":145,"denials_refinance":14,"denials_cash_out_refinance":34,"denial_rate":42,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35059","dataset":"mortgage-lending","jurisdiction":"NM","county":"35059","countyName":"Union County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Union County, New Mexico: in 2024, lenders reported 48 applications for a home purchase or a refinance; 30 became loans ($4.0 million) and 13 were denied, a denial rate of 27.1%. Home purchase: 34 applications, 21 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":48,"originations":30,"denials":13,"originated_dollars":3970000,"applications_purchase":34,"applications_refinance":3,"applications_cash_out_refinance":11,"originations_purchase":21,"originations_refinance":1,"originations_cash_out_refinance":8,"denials_purchase":8,"denials_refinance":2,"denials_cash_out_refinance":3,"denial_rate":27.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:35061","dataset":"mortgage-lending","jurisdiction":"NM","county":"35061","countyName":"Valencia County","stateName":"New Mexico","level":"county","year":2024,"status":"P","text":"Valencia County, New Mexico: in 2024, lenders reported 2,204 applications for a home purchase or a refinance; 1,626 became loans ($362.6 million) and 483 were denied, a denial rate of 21.9%. Home purchase: 1,573 applications, 1,220 loans. HMDA 2024 data, FFIEC.","value":1626,"unit":"home purchase and refinance loans originated, 2024","applications":2204,"originations":1626,"denials":483,"originated_dollars":362550000,"applications_purchase":1573,"applications_refinance":256,"applications_cash_out_refinance":375,"originations_purchase":1220,"originations_refinance":168,"originations_cash_out_refinance":238,"denials_purchase":294,"denials_refinance":72,"denials_cash_out_refinance":117,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:NV","dataset":"mortgage-lending","jurisdiction":"NV","county":null,"countyName":null,"stateName":"Nevada","level":"state","year":2024,"status":"P","text":"Nevada: in 2024, lenders reported 70,208 applications for a home purchase or a refinance; 55,323 became loans ($22.9 billion) and 11,984 were denied, a denial rate of 17.1%. Home purchase: 48,304 applications, 40,791 loans. Loans made changed +18.3% from 46,782 in 2023. HMDA 2024 data, FFIEC.","value":55323,"unit":"home purchase and refinance loans originated, 2024","applications":70208,"originations":55323,"denials":11984,"originated_dollars":22901695000,"applications_purchase":48304,"applications_refinance":8509,"applications_cash_out_refinance":13395,"originations_purchase":40791,"originations_refinance":6020,"originations_cash_out_refinance":8512,"denials_purchase":5671,"denials_refinance":1920,"denials_cash_out_refinance":4393,"denial_rate":17.1,"originations_prior_year":46782,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"64 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":64,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32001","dataset":"mortgage-lending","jurisdiction":"NV","county":"32001","countyName":"Churchill County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Churchill County, Nevada: in 2024, lenders reported 562 applications for a home purchase or a refinance; 440 became loans ($134.8 million) and 87 were denied, a denial rate of 15.5%. Home purchase: 339 applications, 280 loans. HMDA 2024 data, FFIEC.","value":440,"unit":"home purchase and refinance loans originated, 2024","applications":562,"originations":440,"denials":87,"originated_dollars":134850000,"applications_purchase":339,"applications_refinance":93,"applications_cash_out_refinance":130,"originations_purchase":280,"originations_refinance":70,"originations_cash_out_refinance":90,"denials_purchase":39,"denials_refinance":13,"denials_cash_out_refinance":35,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32003","dataset":"mortgage-lending","jurisdiction":"NV","county":"32003","countyName":"Clark County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Clark County, Nevada: in 2024, lenders reported 52,544 applications for a home purchase or a refinance; 41,172 became loans ($17.3 billion) and 9,323 were denied, a denial rate of 17.7%. Home purchase: 36,480 applications, 30,760 loans. HMDA 2024 data, FFIEC.","value":41172,"unit":"home purchase and refinance loans originated, 2024","applications":52544,"originations":41172,"denials":9323,"originated_dollars":17260600000,"applications_purchase":36480,"applications_refinance":6285,"applications_cash_out_refinance":9779,"originations_purchase":30760,"originations_refinance":4342,"originations_cash_out_refinance":6070,"denials_purchase":4456,"denials_refinance":1504,"denials_cash_out_refinance":3363,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32005","dataset":"mortgage-lending","jurisdiction":"NV","county":"32005","countyName":"Douglas County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Douglas County, Nevada: in 2024, lenders reported 1,058 applications for a home purchase or a refinance; 871 became loans ($448.3 million) and 141 were denied, a denial rate of 13.3%. Home purchase: 657 applications, 576 loans. HMDA 2024 data, FFIEC.","value":871,"unit":"home purchase and refinance loans originated, 2024","applications":1058,"originations":871,"denials":141,"originated_dollars":448345000,"applications_purchase":657,"applications_refinance":139,"applications_cash_out_refinance":262,"originations_purchase":576,"originations_refinance":107,"originations_cash_out_refinance":188,"denials_purchase":56,"denials_refinance":25,"denials_cash_out_refinance":60,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32007","dataset":"mortgage-lending","jurisdiction":"NV","county":"32007","countyName":"Elko County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Elko County, Nevada: in 2024, lenders reported 1,182 applications for a home purchase or a refinance; 937 became loans ($266.6 million) and 176 were denied, a denial rate of 14.9%. Home purchase: 836 applications, 690 loans. HMDA 2024 data, FFIEC.","value":937,"unit":"home purchase and refinance loans originated, 2024","applications":1182,"originations":937,"denials":176,"originated_dollars":266615000,"applications_purchase":836,"applications_refinance":145,"applications_cash_out_refinance":201,"originations_purchase":690,"originations_refinance":111,"originations_cash_out_refinance":136,"denials_purchase":98,"denials_refinance":27,"denials_cash_out_refinance":51,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32009","dataset":"mortgage-lending","jurisdiction":"NV","county":"32009","countyName":"Esmeralda County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Esmeralda County, Nevada: in 2024, lenders reported 5 applications for a home purchase or a refinance; 2 became loans ($340,000) and 2 were denied, a denial rate of 40.0% (a small count, so the rate moves a lot from year to year). Home purchase: 3 applications, 2 loans. HMDA 2024 data, FFIEC.","value":2,"unit":"home purchase and refinance loans originated, 2024","applications":5,"originations":2,"denials":2,"originated_dollars":340000,"applications_purchase":3,"applications_refinance":0,"applications_cash_out_refinance":2,"originations_purchase":2,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":40,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:32011","dataset":"mortgage-lending","jurisdiction":"NV","county":"32011","countyName":"Eureka County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Eureka County, Nevada: in 2024, lenders reported 22 applications for a home purchase or a refinance; 16 became loans ($4.5 million) and 6 were denied, a denial rate of 27.3% (a small count, so the rate moves a lot from year to year). Home purchase: 17 applications, 14 loans. HMDA 2024 data, FFIEC.","value":16,"unit":"home purchase and refinance loans originated, 2024","applications":22,"originations":16,"denials":6,"originated_dollars":4450000,"applications_purchase":17,"applications_refinance":2,"applications_cash_out_refinance":3,"originations_purchase":14,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":27.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:32013","dataset":"mortgage-lending","jurisdiction":"NV","county":"32013","countyName":"Humboldt County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Humboldt County, Nevada: in 2024, lenders reported 402 applications for a home purchase or a refinance; 329 became loans ($91.3 million) and 57 were denied, a denial rate of 14.2%. Home purchase: 277 applications, 240 loans. HMDA 2024 data, FFIEC.","value":329,"unit":"home purchase and refinance loans originated, 2024","applications":402,"originations":329,"denials":57,"originated_dollars":91265000,"applications_purchase":277,"applications_refinance":57,"applications_cash_out_refinance":68,"originations_purchase":240,"originations_refinance":44,"originations_cash_out_refinance":45,"denials_purchase":26,"denials_refinance":8,"denials_cash_out_refinance":23,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32015","dataset":"mortgage-lending","jurisdiction":"NV","county":"32015","countyName":"Lander County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Lander County, Nevada: in 2024, lenders reported 111 applications for a home purchase or a refinance; 89 became loans ($20.7 million) and 19 were denied, a denial rate of 17.1%. Home purchase: 80 applications, 65 loans. HMDA 2024 data, FFIEC.","value":89,"unit":"home purchase and refinance loans originated, 2024","applications":111,"originations":89,"denials":19,"originated_dollars":20735000,"applications_purchase":80,"applications_refinance":10,"applications_cash_out_refinance":21,"originations_purchase":65,"originations_refinance":9,"originations_cash_out_refinance":15,"denials_purchase":13,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32017","dataset":"mortgage-lending","jurisdiction":"NV","county":"32017","countyName":"Lincoln County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Lincoln County, Nevada: in 2024, lenders reported 64 applications for a home purchase or a refinance; 45 became loans ($9.0 million) and 19 were denied, a denial rate of 29.7%. Home purchase: 35 applications, 28 loans. HMDA 2024 data, FFIEC.","value":45,"unit":"home purchase and refinance loans originated, 2024","applications":64,"originations":45,"denials":19,"originated_dollars":8965000,"applications_purchase":35,"applications_refinance":14,"applications_cash_out_refinance":15,"originations_purchase":28,"originations_refinance":11,"originations_cash_out_refinance":6,"denials_purchase":7,"denials_refinance":3,"denials_cash_out_refinance":9,"denial_rate":29.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32019","dataset":"mortgage-lending","jurisdiction":"NV","county":"32019","countyName":"Lyon County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Lyon County, Nevada: in 2024, lenders reported 1,915 applications for a home purchase or a refinance; 1,576 became loans ($485.1 million) and 244 were denied, a denial rate of 12.7%. Home purchase: 1,320 applications, 1,162 loans. HMDA 2024 data, FFIEC.","value":1576,"unit":"home purchase and refinance loans originated, 2024","applications":1915,"originations":1576,"denials":244,"originated_dollars":485070000,"applications_purchase":1320,"applications_refinance":238,"applications_cash_out_refinance":357,"originations_purchase":1162,"originations_refinance":169,"originations_cash_out_refinance":245,"denials_purchase":105,"denials_refinance":41,"denials_cash_out_refinance":98,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32021","dataset":"mortgage-lending","jurisdiction":"NV","county":"32021","countyName":"Mineral County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Mineral County, Nevada: in 2024, lenders reported 70 applications for a home purchase or a refinance; 54 became loans ($9.6 million) and 15 were denied, a denial rate of 21.4%. Home purchase: 42 applications, 36 loans. HMDA 2024 data, FFIEC.","value":54,"unit":"home purchase and refinance loans originated, 2024","applications":70,"originations":54,"denials":15,"originated_dollars":9620000,"applications_purchase":42,"applications_refinance":10,"applications_cash_out_refinance":18,"originations_purchase":36,"originations_refinance":7,"originations_cash_out_refinance":11,"denials_purchase":5,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32023","dataset":"mortgage-lending","jurisdiction":"NV","county":"32023","countyName":"Nye County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Nye County, Nevada: in 2024, lenders reported 1,698 applications for a home purchase or a refinance; 1,297 became loans ($349.9 million) and 323 were denied, a denial rate of 19.0%. Home purchase: 1,181 applications, 983 loans. HMDA 2024 data, FFIEC.","value":1297,"unit":"home purchase and refinance loans originated, 2024","applications":1698,"originations":1297,"denials":323,"originated_dollars":349915000,"applications_purchase":1181,"applications_refinance":230,"applications_cash_out_refinance":287,"originations_purchase":983,"originations_refinance":157,"originations_cash_out_refinance":157,"denials_purchase":145,"denials_refinance":57,"denials_cash_out_refinance":121,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32027","dataset":"mortgage-lending","jurisdiction":"NV","county":"32027","countyName":"Pershing County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Pershing County, Nevada: in 2024, lenders reported 72 applications for a home purchase or a refinance; 50 became loans ($11.8 million) and 17 were denied, a denial rate of 23.6%. Home purchase: 43 applications, 35 loans. HMDA 2024 data, FFIEC.","value":50,"unit":"home purchase and refinance loans originated, 2024","applications":72,"originations":50,"denials":17,"originated_dollars":11800000,"applications_purchase":43,"applications_refinance":13,"applications_cash_out_refinance":16,"originations_purchase":35,"originations_refinance":8,"originations_cash_out_refinance":7,"denials_purchase":5,"denials_refinance":4,"denials_cash_out_refinance":8,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32029","dataset":"mortgage-lending","jurisdiction":"NV","county":"32029","countyName":"Storey County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Storey County, Nevada: in 2024, lenders reported 149 applications for a home purchase or a refinance; 118 became loans ($37.9 million) and 25 were denied, a denial rate of 16.8%. Home purchase: 94 applications, 74 loans. HMDA 2024 data, FFIEC.","value":118,"unit":"home purchase and refinance loans originated, 2024","applications":149,"originations":118,"denials":25,"originated_dollars":37940000,"applications_purchase":94,"applications_refinance":25,"applications_cash_out_refinance":30,"originations_purchase":74,"originations_refinance":23,"originations_cash_out_refinance":21,"denials_purchase":15,"denials_refinance":1,"denials_cash_out_refinance":9,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32031","dataset":"mortgage-lending","jurisdiction":"NV","county":"32031","countyName":"Washoe County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Washoe County, Nevada: in 2024, lenders reported 9,014 applications for a home purchase or a refinance; 7,277 became loans ($3.3 billion) and 1,302 were denied, a denial rate of 14.4%. Home purchase: 5,956 applications, 5,064 loans. HMDA 2024 data, FFIEC.","value":7277,"unit":"home purchase and refinance loans originated, 2024","applications":9014,"originations":7277,"denials":1302,"originated_dollars":3345015000,"applications_purchase":5956,"applications_refinance":1098,"applications_cash_out_refinance":1960,"originations_purchase":5064,"originations_refinance":858,"originations_cash_out_refinance":1355,"denials_purchase":578,"denials_refinance":193,"denials_cash_out_refinance":531,"denial_rate":14.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32033","dataset":"mortgage-lending","jurisdiction":"NV","county":"32033","countyName":"White Pine County","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"White Pine County, Nevada: in 2024, lenders reported 210 applications for a home purchase or a refinance; 162 became loans ($31.6 million) and 37 were denied, a denial rate of 17.6%. Home purchase: 131 applications, 112 loans. HMDA 2024 data, FFIEC.","value":162,"unit":"home purchase and refinance loans originated, 2024","applications":210,"originations":162,"denials":37,"originated_dollars":31620000,"applications_purchase":131,"applications_refinance":22,"applications_cash_out_refinance":57,"originations_purchase":112,"originations_refinance":16,"originations_cash_out_refinance":34,"denials_purchase":12,"denials_refinance":3,"denials_cash_out_refinance":22,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:32510","dataset":"mortgage-lending","jurisdiction":"NV","county":"32510","countyName":"Carson City","stateName":"Nevada","level":"county","year":2024,"status":"P","text":"Carson City, Nevada: in 2024, lenders reported 1,066 applications for a home purchase or a refinance; 864 became loans ($316.9 million) and 152 were denied, a denial rate of 14.3%. Home purchase: 764 applications, 647 loans. HMDA 2024 data, FFIEC.","value":864,"unit":"home purchase and refinance loans originated, 2024","applications":1066,"originations":864,"denials":152,"originated_dollars":316900000,"applications_purchase":764,"applications_refinance":114,"applications_cash_out_refinance":188,"originations_purchase":647,"originations_refinance":84,"originations_cash_out_refinance":133,"denials_purchase":82,"denials_refinance":25,"denials_cash_out_refinance":45,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:NY","dataset":"mortgage-lending","jurisdiction":"NY","county":null,"countyName":null,"stateName":"New York","level":"state","year":2024,"status":"P","text":"New York: in 2024, lenders reported 203,151 applications for a home purchase or a refinance; 159,318 became loans ($85.2 billion) and 36,352 were denied, a denial rate of 17.9%. Home purchase: 139,144 applications, 115,407 loans. Loans made changed +3.3% from 154,253 in 2023. HMDA 2024 data, FFIEC.","value":159318,"unit":"home purchase and refinance loans originated, 2024","applications":203151,"originations":159318,"denials":36352,"originated_dollars":85196580000,"applications_purchase":139144,"applications_refinance":29412,"applications_cash_out_refinance":34595,"originations_purchase":115407,"originations_refinance":19878,"originations_cash_out_refinance":24033,"denials_purchase":18615,"denials_refinance":8467,"denials_cash_out_refinance":9270,"denial_rate":17.9,"originations_prior_year":154253,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"887 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":887,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36001","dataset":"mortgage-lending","jurisdiction":"NY","county":"36001","countyName":"Albany County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Albany County, New York: in 2024, lenders reported 4,267 applications for a home purchase or a refinance; 3,514 became loans ($1.0 billion) and 611 were denied, a denial rate of 14.3%. Home purchase: 3,027 applications, 2,632 loans. HMDA 2024 data, FFIEC.","value":3514,"unit":"home purchase and refinance loans originated, 2024","applications":4267,"originations":3514,"denials":611,"originated_dollars":1032380000,"applications_purchase":3027,"applications_refinance":585,"applications_cash_out_refinance":655,"originations_purchase":2632,"originations_refinance":419,"originations_cash_out_refinance":463,"denials_purchase":290,"denials_refinance":145,"denials_cash_out_refinance":176,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36003","dataset":"mortgage-lending","jurisdiction":"NY","county":"36003","countyName":"Allegany County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Allegany County, New York: in 2024, lenders reported 434 applications for a home purchase or a refinance; 331 became loans ($43.9 million) and 88 were denied, a denial rate of 20.3%. Home purchase: 323 applications, 261 loans. HMDA 2024 data, FFIEC.","value":331,"unit":"home purchase and refinance loans originated, 2024","applications":434,"originations":331,"denials":88,"originated_dollars":43935000,"applications_purchase":323,"applications_refinance":63,"applications_cash_out_refinance":48,"originations_purchase":261,"originations_refinance":39,"originations_cash_out_refinance":31,"denials_purchase":49,"denials_refinance":23,"denials_cash_out_refinance":16,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36005","dataset":"mortgage-lending","jurisdiction":"NY","county":"36005","countyName":"Bronx County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Bronx County, New York: in 2024, lenders reported 4,589 applications for a home purchase or a refinance; 3,164 became loans ($3.0 billion) and 1,219 were denied, a denial rate of 26.6%. Home purchase: 3,134 applications, 2,270 loans. HMDA 2024 data, FFIEC.","value":3164,"unit":"home purchase and refinance loans originated, 2024","applications":4589,"originations":3164,"denials":1219,"originated_dollars":3027690000,"applications_purchase":3134,"applications_refinance":611,"applications_cash_out_refinance":844,"originations_purchase":2270,"originations_refinance":396,"originations_cash_out_refinance":498,"denials_purchase":727,"denials_refinance":188,"denials_cash_out_refinance":304,"denial_rate":26.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36007","dataset":"mortgage-lending","jurisdiction":"NY","county":"36007","countyName":"Broome County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Broome County, New York: in 2024, lenders reported 2,431 applications for a home purchase or a refinance; 1,976 became loans ($387.7 million) and 398 were denied, a denial rate of 16.4%. Home purchase: 1,726 applications, 1,467 loans. HMDA 2024 data, FFIEC.","value":1976,"unit":"home purchase and refinance loans originated, 2024","applications":2431,"originations":1976,"denials":398,"originated_dollars":387700000,"applications_purchase":1726,"applications_refinance":297,"applications_cash_out_refinance":408,"originations_purchase":1467,"originations_refinance":212,"originations_cash_out_refinance":297,"denials_purchase":226,"denials_refinance":76,"denials_cash_out_refinance":96,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36009","dataset":"mortgage-lending","jurisdiction":"NY","county":"36009","countyName":"Cattaraugus County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Cattaraugus County, New York: in 2024, lenders reported 793 applications for a home purchase or a refinance; 614 became loans ($109.2 million) and 159 were denied, a denial rate of 20.1%. Home purchase: 606 applications, 491 loans. HMDA 2024 data, FFIEC.","value":614,"unit":"home purchase and refinance loans originated, 2024","applications":793,"originations":614,"denials":159,"originated_dollars":109200000,"applications_purchase":606,"applications_refinance":96,"applications_cash_out_refinance":91,"originations_purchase":491,"originations_refinance":56,"originations_cash_out_refinance":67,"denials_purchase":98,"denials_refinance":39,"denials_cash_out_refinance":22,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36011","dataset":"mortgage-lending","jurisdiction":"NY","county":"36011","countyName":"Cayuga County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Cayuga County, New York: in 2024, lenders reported 1,040 applications for a home purchase or a refinance; 806 became loans ($149.7 million) and 187 were denied, a denial rate of 18.0%. Home purchase: 725 applications, 572 loans. HMDA 2024 data, FFIEC.","value":806,"unit":"home purchase and refinance loans originated, 2024","applications":1040,"originations":806,"denials":187,"originated_dollars":149730000,"applications_purchase":725,"applications_refinance":146,"applications_cash_out_refinance":169,"originations_purchase":572,"originations_refinance":115,"originations_cash_out_refinance":119,"denials_purchase":117,"denials_refinance":27,"denials_cash_out_refinance":43,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36013","dataset":"mortgage-lending","jurisdiction":"NY","county":"36013","countyName":"Chautauqua County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Chautauqua County, New York: in 2024, lenders reported 1,459 applications for a home purchase or a refinance; 1,143 became loans ($178.6 million) and 290 were denied, a denial rate of 19.9%. Home purchase: 1,064 applications, 875 loans. HMDA 2024 data, FFIEC.","value":1143,"unit":"home purchase and refinance loans originated, 2024","applications":1459,"originations":1143,"denials":290,"originated_dollars":178575000,"applications_purchase":1064,"applications_refinance":187,"applications_cash_out_refinance":208,"originations_purchase":875,"originations_refinance":124,"originations_cash_out_refinance":144,"denials_purchase":166,"denials_refinance":62,"denials_cash_out_refinance":62,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36015","dataset":"mortgage-lending","jurisdiction":"NY","county":"36015","countyName":"Chemung County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Chemung County, New York: in 2024, lenders reported 1,200 applications for a home purchase or a refinance; 952 became loans ($154.3 million) and 164 were denied, a denial rate of 13.7%. Home purchase: 925 applications, 763 loans. HMDA 2024 data, FFIEC.","value":952,"unit":"home purchase and refinance loans originated, 2024","applications":1200,"originations":952,"denials":164,"originated_dollars":154350000,"applications_purchase":925,"applications_refinance":130,"applications_cash_out_refinance":145,"originations_purchase":763,"originations_refinance":97,"originations_cash_out_refinance":92,"denials_purchase":96,"denials_refinance":26,"denials_cash_out_refinance":42,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36017","dataset":"mortgage-lending","jurisdiction":"NY","county":"36017","countyName":"Chenango County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Chenango County, New York: in 2024, lenders reported 570 applications for a home purchase or a refinance; 415 became loans ($64.3 million) and 123 were denied, a denial rate of 21.6%. Home purchase: 397 applications, 296 loans. HMDA 2024 data, FFIEC.","value":415,"unit":"home purchase and refinance loans originated, 2024","applications":570,"originations":415,"denials":123,"originated_dollars":64335000,"applications_purchase":397,"applications_refinance":72,"applications_cash_out_refinance":101,"originations_purchase":296,"originations_refinance":53,"originations_cash_out_refinance":66,"denials_purchase":73,"denials_refinance":19,"denials_cash_out_refinance":31,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36019","dataset":"mortgage-lending","jurisdiction":"NY","county":"36019","countyName":"Clinton County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Clinton County, New York: in 2024, lenders reported 839 applications for a home purchase or a refinance; 637 became loans ($144.3 million) and 177 were denied, a denial rate of 21.1%. Home purchase: 629 applications, 491 loans. HMDA 2024 data, FFIEC.","value":637,"unit":"home purchase and refinance loans originated, 2024","applications":839,"originations":637,"denials":177,"originated_dollars":144275000,"applications_purchase":629,"applications_refinance":86,"applications_cash_out_refinance":124,"originations_purchase":491,"originations_refinance":61,"originations_cash_out_refinance":85,"denials_purchase":116,"denials_refinance":25,"denials_cash_out_refinance":36,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36021","dataset":"mortgage-lending","jurisdiction":"NY","county":"36021","countyName":"Columbia County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Columbia County, New York: in 2024, lenders reported 898 applications for a home purchase or a refinance; 663 became loans ($244.3 million) and 187 were denied, a denial rate of 20.8%. Home purchase: 603 applications, 477 loans. HMDA 2024 data, FFIEC.","value":663,"unit":"home purchase and refinance loans originated, 2024","applications":898,"originations":663,"denials":187,"originated_dollars":244285000,"applications_purchase":603,"applications_refinance":136,"applications_cash_out_refinance":159,"originations_purchase":477,"originations_refinance":86,"originations_cash_out_refinance":100,"denials_purchase":98,"denials_refinance":41,"denials_cash_out_refinance":48,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36023","dataset":"mortgage-lending","jurisdiction":"NY","county":"36023","countyName":"Cortland County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Cortland County, New York: in 2024, lenders reported 580 applications for a home purchase or a refinance; 459 became loans ($86.7 million) and 95 were denied, a denial rate of 16.4%. Home purchase: 415 applications, 346 loans. HMDA 2024 data, FFIEC.","value":459,"unit":"home purchase and refinance loans originated, 2024","applications":580,"originations":459,"denials":95,"originated_dollars":86725000,"applications_purchase":415,"applications_refinance":81,"applications_cash_out_refinance":84,"originations_purchase":346,"originations_refinance":61,"originations_cash_out_refinance":52,"denials_purchase":46,"denials_refinance":19,"denials_cash_out_refinance":30,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36025","dataset":"mortgage-lending","jurisdiction":"NY","county":"36025","countyName":"Delaware County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Delaware County, New York: in 2024, lenders reported 588 applications for a home purchase or a refinance; 405 became loans ($87.9 million) and 154 were denied, a denial rate of 26.2%. Home purchase: 405 applications, 299 loans. HMDA 2024 data, FFIEC.","value":405,"unit":"home purchase and refinance loans originated, 2024","applications":588,"originations":405,"denials":154,"originated_dollars":87895000,"applications_purchase":405,"applications_refinance":71,"applications_cash_out_refinance":112,"originations_purchase":299,"originations_refinance":38,"originations_cash_out_refinance":68,"denials_purchase":88,"denials_refinance":29,"denials_cash_out_refinance":37,"denial_rate":26.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36027","dataset":"mortgage-lending","jurisdiction":"NY","county":"36027","countyName":"Dutchess County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Dutchess County, New York: in 2024, lenders reported 4,268 applications for a home purchase or a refinance; 3,240 became loans ($1.2 billion) and 812 were denied, a denial rate of 19.0%. Home purchase: 2,771 applications, 2,255 loans. HMDA 2024 data, FFIEC.","value":3240,"unit":"home purchase and refinance loans originated, 2024","applications":4268,"originations":3240,"denials":812,"originated_dollars":1200090000,"applications_purchase":2771,"applications_refinance":643,"applications_cash_out_refinance":854,"originations_purchase":2255,"originations_refinance":415,"originations_cash_out_refinance":570,"denials_purchase":388,"denials_refinance":172,"denials_cash_out_refinance":252,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36029","dataset":"mortgage-lending","jurisdiction":"NY","county":"36029","countyName":"Erie County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Erie County, New York: in 2024, lenders reported 13,453 applications for a home purchase or a refinance; 11,265 became loans ($2.9 billion) and 1,901 were denied, a denial rate of 14.1%. Home purchase: 8,944 applications, 7,961 loans. HMDA 2024 data, FFIEC.","value":11265,"unit":"home purchase and refinance loans originated, 2024","applications":13453,"originations":11265,"denials":1901,"originated_dollars":2944065000,"applications_purchase":8944,"applications_refinance":2019,"applications_cash_out_refinance":2490,"originations_purchase":7961,"originations_refinance":1453,"originations_cash_out_refinance":1851,"denials_purchase":832,"denials_refinance":505,"denials_cash_out_refinance":564,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36031","dataset":"mortgage-lending","jurisdiction":"NY","county":"36031","countyName":"Essex County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Essex County, New York: in 2024, lenders reported 546 applications for a home purchase or a refinance; 451 became loans ($139.0 million) and 85 were denied, a denial rate of 15.6%. Home purchase: 393 applications, 339 loans. HMDA 2024 data, FFIEC.","value":451,"unit":"home purchase and refinance loans originated, 2024","applications":546,"originations":451,"denials":85,"originated_dollars":139045000,"applications_purchase":393,"applications_refinance":63,"applications_cash_out_refinance":90,"originations_purchase":339,"originations_refinance":48,"originations_cash_out_refinance":64,"denials_purchase":47,"denials_refinance":15,"denials_cash_out_refinance":23,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36033","dataset":"mortgage-lending","jurisdiction":"NY","county":"36033","countyName":"Franklin County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Franklin County, New York: in 2024, lenders reported 353 applications for a home purchase or a refinance; 270 became loans ($51.9 million) and 70 were denied, a denial rate of 19.8%. Home purchase: 248 applications, 205 loans. HMDA 2024 data, FFIEC.","value":270,"unit":"home purchase and refinance loans originated, 2024","applications":353,"originations":270,"denials":70,"originated_dollars":51900000,"applications_purchase":248,"applications_refinance":53,"applications_cash_out_refinance":52,"originations_purchase":205,"originations_refinance":35,"originations_cash_out_refinance":30,"denials_purchase":32,"denials_refinance":16,"denials_cash_out_refinance":22,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36035","dataset":"mortgage-lending","jurisdiction":"NY","county":"36035","countyName":"Fulton County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Fulton County, New York: in 2024, lenders reported 830 applications for a home purchase or a refinance; 626 became loans ($116.5 million) and 181 were denied, a denial rate of 21.8%. Home purchase: 623 applications, 486 loans. HMDA 2024 data, FFIEC.","value":626,"unit":"home purchase and refinance loans originated, 2024","applications":830,"originations":626,"denials":181,"originated_dollars":116460000,"applications_purchase":623,"applications_refinance":84,"applications_cash_out_refinance":123,"originations_purchase":486,"originations_refinance":55,"originations_cash_out_refinance":85,"denials_purchase":121,"denials_refinance":27,"denials_cash_out_refinance":33,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36037","dataset":"mortgage-lending","jurisdiction":"NY","county":"36037","countyName":"Genesee County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Genesee County, New York: in 2024, lenders reported 801 applications for a home purchase or a refinance; 641 became loans ($112.4 million) and 138 were denied, a denial rate of 17.2%. Home purchase: 506 applications, 435 loans. HMDA 2024 data, FFIEC.","value":641,"unit":"home purchase and refinance loans originated, 2024","applications":801,"originations":641,"denials":138,"originated_dollars":112355000,"applications_purchase":506,"applications_refinance":149,"applications_cash_out_refinance":146,"originations_purchase":435,"originations_refinance":106,"originations_cash_out_refinance":100,"denials_purchase":56,"denials_refinance":39,"denials_cash_out_refinance":43,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36039","dataset":"mortgage-lending","jurisdiction":"NY","county":"36039","countyName":"Greene County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Greene County, New York: in 2024, lenders reported 841 applications for a home purchase or a refinance; 636 became loans ($189.1 million) and 164 were denied, a denial rate of 19.5%. Home purchase: 578 applications, 464 loans. HMDA 2024 data, FFIEC.","value":636,"unit":"home purchase and refinance loans originated, 2024","applications":841,"originations":636,"denials":164,"originated_dollars":189080000,"applications_purchase":578,"applications_refinance":103,"applications_cash_out_refinance":160,"originations_purchase":464,"originations_refinance":67,"originations_cash_out_refinance":105,"denials_purchase":90,"denials_refinance":27,"denials_cash_out_refinance":47,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36041","dataset":"mortgage-lending","jurisdiction":"NY","county":"36041","countyName":"Hamilton County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Hamilton County, New York: in 2024, lenders reported 99 applications for a home purchase or a refinance; 77 became loans ($20.1 million) and 18 were denied, a denial rate of 18.2%. Home purchase: 71 applications, 59 loans. HMDA 2024 data, FFIEC.","value":77,"unit":"home purchase and refinance loans originated, 2024","applications":99,"originations":77,"denials":18,"originated_dollars":20055000,"applications_purchase":71,"applications_refinance":14,"applications_cash_out_refinance":14,"originations_purchase":59,"originations_refinance":11,"originations_cash_out_refinance":7,"denials_purchase":9,"denials_refinance":3,"denials_cash_out_refinance":6,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36043","dataset":"mortgage-lending","jurisdiction":"NY","county":"36043","countyName":"Herkimer County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Herkimer County, New York: in 2024, lenders reported 867 applications for a home purchase or a refinance; 643 became loans ($115.1 million) and 189 were denied, a denial rate of 21.8%. Home purchase: 604 applications, 465 loans. HMDA 2024 data, FFIEC.","value":643,"unit":"home purchase and refinance loans originated, 2024","applications":867,"originations":643,"denials":189,"originated_dollars":115105000,"applications_purchase":604,"applications_refinance":164,"applications_cash_out_refinance":99,"originations_purchase":465,"originations_refinance":115,"originations_cash_out_refinance":63,"denials_purchase":112,"denials_refinance":42,"denials_cash_out_refinance":35,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36045","dataset":"mortgage-lending","jurisdiction":"NY","county":"36045","countyName":"Jefferson County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Jefferson County, New York: in 2024, lenders reported 1,677 applications for a home purchase or a refinance; 1,327 became loans ($280.8 million) and 278 were denied, a denial rate of 16.6%. Home purchase: 1,301 applications, 1,054 loans. HMDA 2024 data, FFIEC.","value":1327,"unit":"home purchase and refinance loans originated, 2024","applications":1677,"originations":1327,"denials":278,"originated_dollars":280835000,"applications_purchase":1301,"applications_refinance":188,"applications_cash_out_refinance":188,"originations_purchase":1054,"originations_refinance":143,"originations_cash_out_refinance":130,"denials_purchase":181,"denials_refinance":41,"denials_cash_out_refinance":56,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36047","dataset":"mortgage-lending","jurisdiction":"NY","county":"36047","countyName":"Kings County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Kings County, New York: in 2024, lenders reported 13,252 applications for a home purchase or a refinance; 9,805 became loans ($12.4 billion) and 2,902 were denied, a denial rate of 21.9%. Home purchase: 8,939 applications, 7,124 loans. HMDA 2024 data, FFIEC.","value":9805,"unit":"home purchase and refinance loans originated, 2024","applications":13252,"originations":9805,"denials":2902,"originated_dollars":12381045000,"applications_purchase":8939,"applications_refinance":1981,"applications_cash_out_refinance":2332,"originations_purchase":7124,"originations_refinance":1210,"originations_cash_out_refinance":1471,"denials_purchase":1470,"denials_refinance":675,"denials_cash_out_refinance":757,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36049","dataset":"mortgage-lending","jurisdiction":"NY","county":"36049","countyName":"Lewis County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Lewis County, New York: in 2024, lenders reported 357 applications for a home purchase or a refinance; 278 became loans ($44.7 million) and 66 were denied, a denial rate of 18.5%. Home purchase: 253 applications, 205 loans. HMDA 2024 data, FFIEC.","value":278,"unit":"home purchase and refinance loans originated, 2024","applications":357,"originations":278,"denials":66,"originated_dollars":44720000,"applications_purchase":253,"applications_refinance":64,"applications_cash_out_refinance":40,"originations_purchase":205,"originations_refinance":49,"originations_cash_out_refinance":24,"denials_purchase":39,"denials_refinance":12,"denials_cash_out_refinance":15,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36051","dataset":"mortgage-lending","jurisdiction":"NY","county":"36051","countyName":"Livingston County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Livingston County, New York: in 2024, lenders reported 838 applications for a home purchase or a refinance; 681 became loans ($127.4 million) and 126 were denied, a denial rate of 15.0%. Home purchase: 574 applications, 475 loans. HMDA 2024 data, FFIEC.","value":681,"unit":"home purchase and refinance loans originated, 2024","applications":838,"originations":681,"denials":126,"originated_dollars":127445000,"applications_purchase":574,"applications_refinance":160,"applications_cash_out_refinance":104,"originations_purchase":475,"originations_refinance":128,"originations_cash_out_refinance":78,"denials_purchase":77,"denials_refinance":26,"denials_cash_out_refinance":23,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36053","dataset":"mortgage-lending","jurisdiction":"NY","county":"36053","countyName":"Madison County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Madison County, New York: in 2024, lenders reported 927 applications for a home purchase or a refinance; 743 became loans ($159.3 million) and 155 were denied, a denial rate of 16.7%. Home purchase: 630 applications, 530 loans. HMDA 2024 data, FFIEC.","value":743,"unit":"home purchase and refinance loans originated, 2024","applications":927,"originations":743,"denials":155,"originated_dollars":159285000,"applications_purchase":630,"applications_refinance":165,"applications_cash_out_refinance":132,"originations_purchase":530,"originations_refinance":120,"originations_cash_out_refinance":93,"denials_purchase":79,"denials_refinance":41,"denials_cash_out_refinance":35,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36055","dataset":"mortgage-lending","jurisdiction":"NY","county":"36055","countyName":"Monroe County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Monroe County, New York: in 2024, lenders reported 11,551 applications for a home purchase or a refinance; 9,857 became loans ($2.5 billion) and 1,359 were denied, a denial rate of 11.8%. Home purchase: 7,462 applications, 6,715 loans. HMDA 2024 data, FFIEC.","value":9857,"unit":"home purchase and refinance loans originated, 2024","applications":11551,"originations":9857,"denials":1359,"originated_dollars":2469705000,"applications_purchase":7462,"applications_refinance":2253,"applications_cash_out_refinance":1836,"originations_purchase":6715,"originations_refinance":1740,"originations_cash_out_refinance":1402,"denials_purchase":552,"denials_refinance":433,"denials_cash_out_refinance":374,"denial_rate":11.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36057","dataset":"mortgage-lending","jurisdiction":"NY","county":"36057","countyName":"Montgomery County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Montgomery County, New York: in 2024, lenders reported 738 applications for a home purchase or a refinance; 536 became loans ($93.0 million) and 166 were denied, a denial rate of 22.5%. Home purchase: 513 applications, 395 loans. HMDA 2024 data, FFIEC.","value":536,"unit":"home purchase and refinance loans originated, 2024","applications":738,"originations":536,"denials":166,"originated_dollars":92960000,"applications_purchase":513,"applications_refinance":81,"applications_cash_out_refinance":144,"originations_purchase":395,"originations_refinance":50,"originations_cash_out_refinance":91,"denials_purchase":86,"denials_refinance":30,"denials_cash_out_refinance":50,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36059","dataset":"mortgage-lending","jurisdiction":"NY","county":"36059","countyName":"Nassau County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Nassau County, New York: in 2024, lenders reported 16,518 applications for a home purchase or a refinance; 12,774 became loans ($7.6 billion) and 3,084 were denied, a denial rate of 18.7%. Home purchase: 10,571 applications, 8,943 loans. HMDA 2024 data, FFIEC.","value":12774,"unit":"home purchase and refinance loans originated, 2024","applications":16518,"originations":12774,"denials":3084,"originated_dollars":7610310000,"applications_purchase":10571,"applications_refinance":3030,"applications_cash_out_refinance":2917,"originations_purchase":8943,"originations_refinance":1811,"originations_cash_out_refinance":2020,"denials_purchase":1195,"denials_refinance":1124,"denials_cash_out_refinance":765,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36061","dataset":"mortgage-lending","jurisdiction":"NY","county":"36061","countyName":"New York County","stateName":"New York","level":"county","year":2024,"status":"P","text":"New York County, New York: in 2024, lenders reported 7,483 applications for a home purchase or a refinance; 5,866 became loans ($12.0 billion) and 1,360 were denied, a denial rate of 18.2%. Home purchase: 6,096 applications, 4,920 loans. HMDA 2024 data, FFIEC.","value":5866,"unit":"home purchase and refinance loans originated, 2024","applications":7483,"originations":5866,"denials":1360,"originated_dollars":11979450000,"applications_purchase":6096,"applications_refinance":857,"applications_cash_out_refinance":530,"originations_purchase":4920,"originations_refinance":607,"originations_cash_out_refinance":339,"denials_purchase":958,"denials_refinance":234,"denials_cash_out_refinance":168,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36063","dataset":"mortgage-lending","jurisdiction":"NY","county":"36063","countyName":"Niagara County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Niagara County, New York: in 2024, lenders reported 3,253 applications for a home purchase or a refinance; 2,610 became loans ($1.2 billion) and 545 were denied, a denial rate of 16.8%. Home purchase: 2,245 applications, 1,842 loans. HMDA 2024 data, FFIEC.","value":2610,"unit":"home purchase and refinance loans originated, 2024","applications":3253,"originations":2610,"denials":545,"originated_dollars":1231570000,"applications_purchase":2245,"applications_refinance":430,"applications_cash_out_refinance":578,"originations_purchase":1842,"originations_refinance":326,"originations_cash_out_refinance":442,"denials_purchase":328,"denials_refinance":94,"denials_cash_out_refinance":123,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36065","dataset":"mortgage-lending","jurisdiction":"NY","county":"36065","countyName":"Oneida County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Oneida County, New York: in 2024, lenders reported 2,925 applications for a home purchase or a refinance; 2,324 became loans ($781.6 million) and 515 were denied, a denial rate of 17.6%. Home purchase: 2,106 applications, 1,706 loans. HMDA 2024 data, FFIEC.","value":2324,"unit":"home purchase and refinance loans originated, 2024","applications":2925,"originations":2324,"denials":515,"originated_dollars":781610000,"applications_purchase":2106,"applications_refinance":500,"applications_cash_out_refinance":319,"originations_purchase":1706,"originations_refinance":386,"originations_cash_out_refinance":232,"denials_purchase":327,"denials_refinance":108,"denials_cash_out_refinance":80,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36067","dataset":"mortgage-lending","jurisdiction":"NY","county":"36067","countyName":"Onondaga County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Onondaga County, New York: in 2024, lenders reported 6,926 applications for a home purchase or a refinance; 5,613 became loans ($1.4 billion) and 1,087 were denied, a denial rate of 15.7%. Home purchase: 4,636 applications, 3,957 loans. HMDA 2024 data, FFIEC.","value":5613,"unit":"home purchase and refinance loans originated, 2024","applications":6926,"originations":5613,"denials":1087,"originated_dollars":1363115000,"applications_purchase":4636,"applications_refinance":967,"applications_cash_out_refinance":1323,"originations_purchase":3957,"originations_refinance":685,"originations_cash_out_refinance":971,"denials_purchase":520,"denials_refinance":256,"denials_cash_out_refinance":311,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36069","dataset":"mortgage-lending","jurisdiction":"NY","county":"36069","countyName":"Ontario County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Ontario County, New York: in 2024, lenders reported 1,833 applications for a home purchase or a refinance; 1,427 became loans ($374.4 million) and 287 were denied, a denial rate of 15.7%. Home purchase: 1,261 applications, 1,002 loans. HMDA 2024 data, FFIEC.","value":1427,"unit":"home purchase and refinance loans originated, 2024","applications":1833,"originations":1427,"denials":287,"originated_dollars":374365000,"applications_purchase":1261,"applications_refinance":288,"applications_cash_out_refinance":284,"originations_purchase":1002,"originations_refinance":225,"originations_cash_out_refinance":200,"denials_purchase":165,"denials_refinance":51,"denials_cash_out_refinance":71,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36071","dataset":"mortgage-lending","jurisdiction":"NY","county":"36071","countyName":"Orange County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Orange County, New York: in 2024, lenders reported 6,853 applications for a home purchase or a refinance; 5,224 became loans ($2.0 billion) and 1,355 were denied, a denial rate of 19.8%. Home purchase: 4,450 applications, 3,622 loans. HMDA 2024 data, FFIEC.","value":5224,"unit":"home purchase and refinance loans originated, 2024","applications":6853,"originations":5224,"denials":1355,"originated_dollars":1987650000,"applications_purchase":4450,"applications_refinance":983,"applications_cash_out_refinance":1420,"originations_purchase":3622,"originations_refinance":644,"originations_cash_out_refinance":958,"denials_purchase":666,"denials_refinance":274,"denials_cash_out_refinance":415,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36073","dataset":"mortgage-lending","jurisdiction":"NY","county":"36073","countyName":"Orleans County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Orleans County, New York: in 2024, lenders reported 566 applications for a home purchase or a refinance; 443 became loans ($65.3 million) and 105 were denied, a denial rate of 18.6%. Home purchase: 381 applications, 311 loans. HMDA 2024 data, FFIEC.","value":443,"unit":"home purchase and refinance loans originated, 2024","applications":566,"originations":443,"denials":105,"originated_dollars":65315000,"applications_purchase":381,"applications_refinance":97,"applications_cash_out_refinance":88,"originations_purchase":311,"originations_refinance":71,"originations_cash_out_refinance":61,"denials_purchase":54,"denials_refinance":24,"denials_cash_out_refinance":27,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36075","dataset":"mortgage-lending","jurisdiction":"NY","county":"36075","countyName":"Oswego County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Oswego County, New York: in 2024, lenders reported 1,811 applications for a home purchase or a refinance; 1,379 became loans ($223.4 million) and 347 were denied, a denial rate of 19.2%. Home purchase: 1,199 applications, 919 loans. HMDA 2024 data, FFIEC.","value":1379,"unit":"home purchase and refinance loans originated, 2024","applications":1811,"originations":1379,"denials":347,"originated_dollars":223375000,"applications_purchase":1199,"applications_refinance":213,"applications_cash_out_refinance":399,"originations_purchase":919,"originations_refinance":153,"originations_cash_out_refinance":307,"denials_purchase":215,"denials_refinance":53,"denials_cash_out_refinance":79,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36077","dataset":"mortgage-lending","jurisdiction":"NY","county":"36077","countyName":"Otsego County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Otsego County, New York: in 2024, lenders reported 729 applications for a home purchase or a refinance; 535 became loans ($109.1 million) and 165 were denied, a denial rate of 22.6%. Home purchase: 562 applications, 431 loans. HMDA 2024 data, FFIEC.","value":535,"unit":"home purchase and refinance loans originated, 2024","applications":729,"originations":535,"denials":165,"originated_dollars":109095000,"applications_purchase":562,"applications_refinance":79,"applications_cash_out_refinance":88,"originations_purchase":431,"originations_refinance":45,"originations_cash_out_refinance":59,"denials_purchase":111,"denials_refinance":28,"denials_cash_out_refinance":26,"denial_rate":22.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36079","dataset":"mortgage-lending","jurisdiction":"NY","county":"36079","countyName":"Putnam County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Putnam County, New York: in 2024, lenders reported 1,439 applications for a home purchase or a refinance; 1,134 became loans ($457.9 million) and 244 were denied, a denial rate of 17.0%. Home purchase: 929 applications, 794 loans. HMDA 2024 data, FFIEC.","value":1134,"unit":"home purchase and refinance loans originated, 2024","applications":1439,"originations":1134,"denials":244,"originated_dollars":457950000,"applications_purchase":929,"applications_refinance":224,"applications_cash_out_refinance":286,"originations_purchase":794,"originations_refinance":149,"originations_cash_out_refinance":191,"denials_purchase":103,"denials_refinance":56,"denials_cash_out_refinance":85,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36081","dataset":"mortgage-lending","jurisdiction":"NY","county":"36081","countyName":"Queens County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Queens County, New York: in 2024, lenders reported 15,052 applications for a home purchase or a refinance; 11,064 became loans ($7.5 billion) and 3,324 were denied, a denial rate of 22.1%. Home purchase: 11,258 applications, 8,777 loans. HMDA 2024 data, FFIEC.","value":11064,"unit":"home purchase and refinance loans originated, 2024","applications":15052,"originations":11064,"denials":3324,"originated_dollars":7472670000,"applications_purchase":11258,"applications_refinance":1602,"applications_cash_out_refinance":2192,"originations_purchase":8777,"originations_refinance":913,"originations_cash_out_refinance":1374,"denials_purchase":1987,"denials_refinance":616,"denials_cash_out_refinance":721,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36083","dataset":"mortgage-lending","jurisdiction":"NY","county":"36083","countyName":"Rensselaer County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Rensselaer County, New York: in 2024, lenders reported 2,466 applications for a home purchase or a refinance; 2,026 became loans ($596.6 million) and 362 were denied, a denial rate of 14.7%. Home purchase: 1,738 applications, 1,512 loans. HMDA 2024 data, FFIEC.","value":2026,"unit":"home purchase and refinance loans originated, 2024","applications":2466,"originations":2026,"denials":362,"originated_dollars":596630000,"applications_purchase":1738,"applications_refinance":316,"applications_cash_out_refinance":412,"originations_purchase":1512,"originations_refinance":215,"originations_cash_out_refinance":299,"denials_purchase":172,"denials_refinance":93,"denials_cash_out_refinance":97,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36085","dataset":"mortgage-lending","jurisdiction":"NY","county":"36085","countyName":"Richmond County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Richmond County, New York: in 2024, lenders reported 5,224 applications for a home purchase or a refinance; 4,180 became loans ($2.0 billion) and 837 were denied, a denial rate of 16.0%. Home purchase: 3,748 applications, 3,209 loans. HMDA 2024 data, FFIEC.","value":4180,"unit":"home purchase and refinance loans originated, 2024","applications":5224,"originations":4180,"denials":837,"originated_dollars":2017140000,"applications_purchase":3748,"applications_refinance":599,"applications_cash_out_refinance":877,"originations_purchase":3209,"originations_refinance":369,"originations_cash_out_refinance":602,"denials_purchase":399,"denials_refinance":205,"denials_cash_out_refinance":233,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36087","dataset":"mortgage-lending","jurisdiction":"NY","county":"36087","countyName":"Rockland County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Rockland County, New York: in 2024, lenders reported 4,582 applications for a home purchase or a refinance; 3,542 became loans ($1.9 billion) and 899 were denied, a denial rate of 19.6%. Home purchase: 2,937 applications, 2,450 loans. HMDA 2024 data, FFIEC.","value":3542,"unit":"home purchase and refinance loans originated, 2024","applications":4582,"originations":3542,"denials":899,"originated_dollars":1931080000,"applications_purchase":2937,"applications_refinance":734,"applications_cash_out_refinance":911,"originations_purchase":2450,"originations_refinance":464,"originations_cash_out_refinance":628,"denials_purchase":401,"denials_refinance":249,"denials_cash_out_refinance":249,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36089","dataset":"mortgage-lending","jurisdiction":"NY","county":"36089","countyName":"St. Lawrence County","stateName":"New York","level":"county","year":2024,"status":"P","text":"St. Lawrence County, New York: in 2024, lenders reported 837 applications for a home purchase or a refinance; 610 became loans ($96.5 million) and 193 were denied, a denial rate of 23.1%. Home purchase: 627 applications, 481 loans. HMDA 2024 data, FFIEC.","value":610,"unit":"home purchase and refinance loans originated, 2024","applications":837,"originations":610,"denials":193,"originated_dollars":96550000,"applications_purchase":627,"applications_refinance":101,"applications_cash_out_refinance":109,"originations_purchase":481,"originations_refinance":68,"originations_cash_out_refinance":61,"denials_purchase":119,"denials_refinance":30,"denials_cash_out_refinance":44,"denial_rate":23.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36091","dataset":"mortgage-lending","jurisdiction":"NY","county":"36091","countyName":"Saratoga County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Saratoga County, New York: in 2024, lenders reported 4,071 applications for a home purchase or a refinance; 3,148 became loans ($1.0 billion) and 722 were denied, a denial rate of 17.7%. Home purchase: 3,002 applications, 2,370 loans. HMDA 2024 data, FFIEC.","value":3148,"unit":"home purchase and refinance loans originated, 2024","applications":4071,"originations":3148,"denials":722,"originated_dollars":1041490000,"applications_purchase":3002,"applications_refinance":450,"applications_cash_out_refinance":619,"originations_purchase":2370,"originations_refinance":318,"originations_cash_out_refinance":460,"denials_purchase":455,"denials_refinance":121,"denials_cash_out_refinance":146,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36093","dataset":"mortgage-lending","jurisdiction":"NY","county":"36093","countyName":"Schenectady County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Schenectady County, New York: in 2024, lenders reported 2,537 applications for a home purchase or a refinance; 2,062 became loans ($567.5 million) and 408 were denied, a denial rate of 16.1%. Home purchase: 1,745 applications, 1,503 loans. HMDA 2024 data, FFIEC.","value":2062,"unit":"home purchase and refinance loans originated, 2024","applications":2537,"originations":2062,"denials":408,"originated_dollars":567450000,"applications_purchase":1745,"applications_refinance":300,"applications_cash_out_refinance":492,"originations_purchase":1503,"originations_refinance":210,"originations_cash_out_refinance":349,"denials_purchase":197,"denials_refinance":84,"denials_cash_out_refinance":127,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36095","dataset":"mortgage-lending","jurisdiction":"NY","county":"36095","countyName":"Schoharie County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Schoharie County, New York: in 2024, lenders reported 503 applications for a home purchase or a refinance; 381 became loans ($72.1 million) and 101 were denied, a denial rate of 20.1%. Home purchase: 339 applications, 271 loans. HMDA 2024 data, FFIEC.","value":381,"unit":"home purchase and refinance loans originated, 2024","applications":503,"originations":381,"denials":101,"originated_dollars":72075000,"applications_purchase":339,"applications_refinance":58,"applications_cash_out_refinance":106,"originations_purchase":271,"originations_refinance":38,"originations_cash_out_refinance":72,"denials_purchase":52,"denials_refinance":18,"denials_cash_out_refinance":31,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36097","dataset":"mortgage-lending","jurisdiction":"NY","county":"36097","countyName":"Schuyler County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Schuyler County, New York: in 2024, lenders reported 259 applications for a home purchase or a refinance; 196 became loans ($37.0 million) and 52 were denied, a denial rate of 20.1%. Home purchase: 175 applications, 137 loans. HMDA 2024 data, FFIEC.","value":196,"unit":"home purchase and refinance loans originated, 2024","applications":259,"originations":196,"denials":52,"originated_dollars":36970000,"applications_purchase":175,"applications_refinance":31,"applications_cash_out_refinance":53,"originations_purchase":137,"originations_refinance":26,"originations_cash_out_refinance":33,"denials_purchase":29,"denials_refinance":4,"denials_cash_out_refinance":19,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36099","dataset":"mortgage-lending","jurisdiction":"NY","county":"36099","countyName":"Seneca County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Seneca County, New York: in 2024, lenders reported 395 applications for a home purchase or a refinance; 309 became loans ($66.7 million) and 78 were denied, a denial rate of 19.7%. Home purchase: 287 applications, 231 loans. HMDA 2024 data, FFIEC.","value":309,"unit":"home purchase and refinance loans originated, 2024","applications":395,"originations":309,"denials":78,"originated_dollars":66675000,"applications_purchase":287,"applications_refinance":61,"applications_cash_out_refinance":47,"originations_purchase":231,"originations_refinance":45,"originations_cash_out_refinance":33,"denials_purchase":50,"denials_refinance":14,"denials_cash_out_refinance":14,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36101","dataset":"mortgage-lending","jurisdiction":"NY","county":"36101","countyName":"Steuben County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Steuben County, New York: in 2024, lenders reported 1,294 applications for a home purchase or a refinance; 1,010 became loans ($167.6 million) and 201 were denied, a denial rate of 15.5%. Home purchase: 948 applications, 757 loans. HMDA 2024 data, FFIEC.","value":1010,"unit":"home purchase and refinance loans originated, 2024","applications":1294,"originations":1010,"denials":201,"originated_dollars":167560000,"applications_purchase":948,"applications_refinance":194,"applications_cash_out_refinance":152,"originations_purchase":757,"originations_refinance":149,"originations_cash_out_refinance":104,"denials_purchase":120,"denials_refinance":39,"denials_cash_out_refinance":42,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36103","dataset":"mortgage-lending","jurisdiction":"NY","county":"36103","countyName":"Suffolk County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Suffolk County, New York: in 2024, lenders reported 22,602 applications for a home purchase or a refinance; 18,269 became loans ($10.0 billion) and 3,594 were denied, a denial rate of 15.9%. Home purchase: 14,405 applications, 12,457 loans. HMDA 2024 data, FFIEC.","value":18269,"unit":"home purchase and refinance loans originated, 2024","applications":22602,"originations":18269,"denials":3594,"originated_dollars":9984975000,"applications_purchase":14405,"applications_refinance":3440,"applications_cash_out_refinance":4757,"originations_purchase":12457,"originations_refinance":2288,"originations_cash_out_refinance":3524,"denials_purchase":1481,"denials_refinance":1050,"denials_cash_out_refinance":1063,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36105","dataset":"mortgage-lending","jurisdiction":"NY","county":"36105","countyName":"Sullivan County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Sullivan County, New York: in 2024, lenders reported 1,835 applications for a home purchase or a refinance; 1,322 became loans ($380.9 million) and 406 were denied, a denial rate of 22.1%. Home purchase: 1,179 applications, 859 loans. HMDA 2024 data, FFIEC.","value":1322,"unit":"home purchase and refinance loans originated, 2024","applications":1835,"originations":1322,"denials":406,"originated_dollars":380860000,"applications_purchase":1179,"applications_refinance":242,"applications_cash_out_refinance":414,"originations_purchase":859,"originations_refinance":164,"originations_cash_out_refinance":299,"denials_purchase":245,"denials_refinance":65,"denials_cash_out_refinance":96,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36107","dataset":"mortgage-lending","jurisdiction":"NY","county":"36107","countyName":"Tioga County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Tioga County, New York: in 2024, lenders reported 641 applications for a home purchase or a refinance; 472 became loans ($78.3 million) and 137 were denied, a denial rate of 21.4%. Home purchase: 498 applications, 375 loans. HMDA 2024 data, FFIEC.","value":472,"unit":"home purchase and refinance loans originated, 2024","applications":641,"originations":472,"denials":137,"originated_dollars":78270000,"applications_purchase":498,"applications_refinance":61,"applications_cash_out_refinance":82,"originations_purchase":375,"originations_refinance":43,"originations_cash_out_refinance":54,"denials_purchase":95,"denials_refinance":16,"denials_cash_out_refinance":26,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36109","dataset":"mortgage-lending","jurisdiction":"NY","county":"36109","countyName":"Tompkins County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Tompkins County, New York: in 2024, lenders reported 949 applications for a home purchase or a refinance; 759 became loans ($1.0 billion) and 148 were denied, a denial rate of 15.6%. Home purchase: 718 applications, 596 loans. HMDA 2024 data, FFIEC.","value":759,"unit":"home purchase and refinance loans originated, 2024","applications":949,"originations":759,"denials":148,"originated_dollars":1034445000,"applications_purchase":718,"applications_refinance":122,"applications_cash_out_refinance":109,"originations_purchase":596,"originations_refinance":93,"originations_cash_out_refinance":70,"denials_purchase":87,"denials_refinance":26,"denials_cash_out_refinance":35,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36111","dataset":"mortgage-lending","jurisdiction":"NY","county":"36111","countyName":"Ulster County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Ulster County, New York: in 2024, lenders reported 2,691 applications for a home purchase or a refinance; 2,034 became loans ($750.3 million) and 543 were denied, a denial rate of 20.2%. Home purchase: 1,638 applications, 1,328 loans. HMDA 2024 data, FFIEC.","value":2034,"unit":"home purchase and refinance loans originated, 2024","applications":2691,"originations":2034,"denials":543,"originated_dollars":750330000,"applications_purchase":1638,"applications_refinance":355,"applications_cash_out_refinance":698,"originations_purchase":1328,"originations_refinance":233,"originations_cash_out_refinance":473,"denials_purchase":245,"denials_refinance":97,"denials_cash_out_refinance":201,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36113","dataset":"mortgage-lending","jurisdiction":"NY","county":"36113","countyName":"Warren County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Warren County, New York: in 2024, lenders reported 1,058 applications for a home purchase or a refinance; 840 became loans ($238.8 million) and 190 were denied, a denial rate of 18.0%. Home purchase: 735 applications, 618 loans. HMDA 2024 data, FFIEC.","value":840,"unit":"home purchase and refinance loans originated, 2024","applications":1058,"originations":840,"denials":190,"originated_dollars":238820000,"applications_purchase":735,"applications_refinance":135,"applications_cash_out_refinance":188,"originations_purchase":618,"originations_refinance":104,"originations_cash_out_refinance":118,"denials_purchase":102,"denials_refinance":24,"denials_cash_out_refinance":64,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36115","dataset":"mortgage-lending","jurisdiction":"NY","county":"36115","countyName":"Washington County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Washington County, New York: in 2024, lenders reported 949 applications for a home purchase or a refinance; 705 became loans ($156.8 million) and 223 were denied, a denial rate of 23.5%. Home purchase: 648 applications, 519 loans. HMDA 2024 data, FFIEC.","value":705,"unit":"home purchase and refinance loans originated, 2024","applications":949,"originations":705,"denials":223,"originated_dollars":156805000,"applications_purchase":648,"applications_refinance":109,"applications_cash_out_refinance":192,"originations_purchase":519,"originations_refinance":70,"originations_cash_out_refinance":116,"denials_purchase":115,"denials_refinance":37,"denials_cash_out_refinance":71,"denial_rate":23.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36117","dataset":"mortgage-lending","jurisdiction":"NY","county":"36117","countyName":"Wayne County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Wayne County, New York: in 2024, lenders reported 1,504 applications for a home purchase or a refinance; 1,245 became loans ($237.9 million) and 213 were denied, a denial rate of 14.2%. Home purchase: 965 applications, 822 loans. HMDA 2024 data, FFIEC.","value":1245,"unit":"home purchase and refinance loans originated, 2024","applications":1504,"originations":1245,"denials":213,"originated_dollars":237915000,"applications_purchase":965,"applications_refinance":331,"applications_cash_out_refinance":208,"originations_purchase":822,"originations_refinance":257,"originations_cash_out_refinance":166,"denials_purchase":113,"denials_refinance":62,"denials_cash_out_refinance":38,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36119","dataset":"mortgage-lending","jurisdiction":"NY","county":"36119","countyName":"Westchester County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Westchester County, New York: in 2024, lenders reported 10,557 applications for a home purchase or a refinance; 8,411 became loans ($5.5 billion) and 1,744 were denied, a denial rate of 16.5%. Home purchase: 7,564 applications, 6,429 loans. HMDA 2024 data, FFIEC.","value":8411,"unit":"home purchase and refinance loans originated, 2024","applications":10557,"originations":8411,"denials":1744,"originated_dollars":5523255000,"applications_purchase":7564,"applications_refinance":1498,"applications_cash_out_refinance":1495,"originations_purchase":6429,"originations_refinance":1019,"originations_cash_out_refinance":963,"denials_purchase":882,"denials_refinance":423,"denials_cash_out_refinance":439,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36121","dataset":"mortgage-lending","jurisdiction":"NY","county":"36121","countyName":"Wyoming County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Wyoming County, New York: in 2024, lenders reported 481 applications for a home purchase or a refinance; 388 became loans ($62.6 million) and 82 were denied, a denial rate of 17.0%. Home purchase: 320 applications, 264 loans. HMDA 2024 data, FFIEC.","value":388,"unit":"home purchase and refinance loans originated, 2024","applications":481,"originations":388,"denials":82,"originated_dollars":62650000,"applications_purchase":320,"applications_refinance":98,"applications_cash_out_refinance":63,"originations_purchase":264,"originations_refinance":77,"originations_cash_out_refinance":47,"denials_purchase":48,"denials_refinance":19,"denials_cash_out_refinance":15,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:36123","dataset":"mortgage-lending","jurisdiction":"NY","county":"36123","countyName":"Yates County","stateName":"New York","level":"county","year":2024,"status":"P","text":"Yates County, New York: in 2024, lenders reported 355 applications for a home purchase or a refinance; 293 became loans ($68.1 million) and 45 were denied, a denial rate of 12.7%. Home purchase: 261 applications, 221 loans. HMDA 2024 data, FFIEC.","value":293,"unit":"home purchase and refinance loans originated, 2024","applications":355,"originations":293,"denials":45,"originated_dollars":68095000,"applications_purchase":261,"applications_refinance":51,"applications_cash_out_refinance":43,"originations_purchase":221,"originations_refinance":42,"originations_cash_out_refinance":30,"denials_purchase":26,"denials_refinance":9,"denials_cash_out_refinance":10,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:OH","dataset":"mortgage-lending","jurisdiction":"OH","county":null,"countyName":null,"stateName":"Ohio","level":"state","year":2024,"status":"P","text":"Ohio: in 2024, lenders reported 238,079 applications for a home purchase or a refinance; 188,884 became loans ($48.2 billion) and 41,004 were denied, a denial rate of 17.2%. Home purchase: 147,668 applications, 127,222 loans. Loans made changed +9.9% from 171,804 in 2023. HMDA 2024 data, FFIEC.","value":188884,"unit":"home purchase and refinance loans originated, 2024","applications":238079,"originations":188884,"denials":41004,"originated_dollars":48202840000,"applications_purchase":147668,"applications_refinance":40922,"applications_cash_out_refinance":49489,"originations_purchase":127222,"originations_refinance":29231,"originations_cash_out_refinance":32431,"denials_purchase":15801,"denials_refinance":9902,"denials_cash_out_refinance":15301,"denial_rate":17.2,"originations_prior_year":171804,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"1,124 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":1124,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39001","dataset":"mortgage-lending","jurisdiction":"OH","county":"39001","countyName":"Adams County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Adams County, Ohio: in 2024, lenders reported 528 applications for a home purchase or a refinance; 393 became loans ($67.4 million) and 123 were denied, a denial rate of 23.3%. Home purchase: 335 applications, 270 loans. HMDA 2024 data, FFIEC.","value":393,"unit":"home purchase and refinance loans originated, 2024","applications":528,"originations":393,"denials":123,"originated_dollars":67415000,"applications_purchase":335,"applications_refinance":77,"applications_cash_out_refinance":116,"originations_purchase":270,"originations_refinance":59,"originations_cash_out_refinance":64,"denials_purchase":56,"denials_refinance":16,"denials_cash_out_refinance":51,"denial_rate":23.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39003","dataset":"mortgage-lending","jurisdiction":"OH","county":"39003","countyName":"Allen County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Allen County, Ohio: in 2024, lenders reported 1,999 applications for a home purchase or a refinance; 1,533 became loans ($290.6 million) and 401 were denied, a denial rate of 20.1%. Home purchase: 1,321 applications, 1,112 loans. HMDA 2024 data, FFIEC.","value":1533,"unit":"home purchase and refinance loans originated, 2024","applications":1999,"originations":1533,"denials":401,"originated_dollars":290605000,"applications_purchase":1321,"applications_refinance":337,"applications_cash_out_refinance":341,"originations_purchase":1112,"originations_refinance":238,"originations_cash_out_refinance":183,"denials_purchase":178,"denials_refinance":83,"denials_cash_out_refinance":140,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39005","dataset":"mortgage-lending","jurisdiction":"OH","county":"39005","countyName":"Ashland County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Ashland County, Ohio: in 2024, lenders reported 1,051 applications for a home purchase or a refinance; 857 became loans ($158.0 million) and 167 were denied, a denial rate of 15.9%. Home purchase: 605 applications, 543 loans. HMDA 2024 data, FFIEC.","value":857,"unit":"home purchase and refinance loans originated, 2024","applications":1051,"originations":857,"denials":167,"originated_dollars":157995000,"applications_purchase":605,"applications_refinance":206,"applications_cash_out_refinance":240,"originations_purchase":543,"originations_refinance":157,"originations_cash_out_refinance":157,"denials_purchase":50,"denials_refinance":44,"denials_cash_out_refinance":73,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39007","dataset":"mortgage-lending","jurisdiction":"OH","county":"39007","countyName":"Ashtabula County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Ashtabula County, Ohio: in 2024, lenders reported 1,750 applications for a home purchase or a refinance; 1,307 became loans ($218.7 million) and 388 were denied, a denial rate of 22.2%. Home purchase: 1,029 applications, 848 loans. HMDA 2024 data, FFIEC.","value":1307,"unit":"home purchase and refinance loans originated, 2024","applications":1750,"originations":1307,"denials":388,"originated_dollars":218655000,"applications_purchase":1029,"applications_refinance":313,"applications_cash_out_refinance":408,"originations_purchase":848,"originations_refinance":204,"originations_cash_out_refinance":255,"denials_purchase":161,"denials_refinance":92,"denials_cash_out_refinance":135,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39009","dataset":"mortgage-lending","jurisdiction":"OH","county":"39009","countyName":"Athens County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Athens County, Ohio: in 2024, lenders reported 576 applications for a home purchase or a refinance; 447 became loans ($87.0 million) and 109 were denied, a denial rate of 18.9%. Home purchase: 434 applications, 357 loans. HMDA 2024 data, FFIEC.","value":447,"unit":"home purchase and refinance loans originated, 2024","applications":576,"originations":447,"denials":109,"originated_dollars":86955000,"applications_purchase":434,"applications_refinance":49,"applications_cash_out_refinance":93,"originations_purchase":357,"originations_refinance":35,"originations_cash_out_refinance":55,"denials_purchase":64,"denials_refinance":11,"denials_cash_out_refinance":34,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39011","dataset":"mortgage-lending","jurisdiction":"OH","county":"39011","countyName":"Auglaize County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Auglaize County, Ohio: in 2024, lenders reported 776 applications for a home purchase or a refinance; 616 became loans ($118.8 million) and 138 were denied, a denial rate of 17.8%. Home purchase: 486 applications, 421 loans. HMDA 2024 data, FFIEC.","value":616,"unit":"home purchase and refinance loans originated, 2024","applications":776,"originations":616,"denials":138,"originated_dollars":118780000,"applications_purchase":486,"applications_refinance":114,"applications_cash_out_refinance":176,"originations_purchase":421,"originations_refinance":81,"originations_cash_out_refinance":114,"denials_purchase":53,"denials_refinance":26,"denials_cash_out_refinance":59,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39013","dataset":"mortgage-lending","jurisdiction":"OH","county":"39013","countyName":"Belmont County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Belmont County, Ohio: in 2024, lenders reported 1,103 applications for a home purchase or a refinance; 820 became loans ($137.9 million) and 227 were denied, a denial rate of 20.6%. Home purchase: 646 applications, 535 loans. HMDA 2024 data, FFIEC.","value":820,"unit":"home purchase and refinance loans originated, 2024","applications":1103,"originations":820,"denials":227,"originated_dollars":137940000,"applications_purchase":646,"applications_refinance":176,"applications_cash_out_refinance":281,"originations_purchase":535,"originations_refinance":121,"originations_cash_out_refinance":164,"denials_purchase":81,"denials_refinance":44,"denials_cash_out_refinance":102,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39015","dataset":"mortgage-lending","jurisdiction":"OH","county":"39015","countyName":"Brown County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Brown County, Ohio: in 2024, lenders reported 1,011 applications for a home purchase or a refinance; 785 became loans ($168.1 million) and 191 were denied, a denial rate of 18.9%. Home purchase: 618 applications, 516 loans. HMDA 2024 data, FFIEC.","value":785,"unit":"home purchase and refinance loans originated, 2024","applications":1011,"originations":785,"denials":191,"originated_dollars":168075000,"applications_purchase":618,"applications_refinance":130,"applications_cash_out_refinance":263,"originations_purchase":516,"originations_refinance":101,"originations_cash_out_refinance":168,"denials_purchase":83,"denials_refinance":24,"denials_cash_out_refinance":84,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39017","dataset":"mortgage-lending","jurisdiction":"OH","county":"39017","countyName":"Butler County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Butler County, Ohio: in 2024, lenders reported 8,414 applications for a home purchase or a refinance; 6,793 became loans ($1.7 billion) and 1,309 were denied, a denial rate of 15.6%. Home purchase: 5,131 applications, 4,466 loans. HMDA 2024 data, FFIEC.","value":6793,"unit":"home purchase and refinance loans originated, 2024","applications":8414,"originations":6793,"denials":1309,"originated_dollars":1711265000,"applications_purchase":5131,"applications_refinance":1245,"applications_cash_out_refinance":2038,"originations_purchase":4466,"originations_refinance":930,"originations_cash_out_refinance":1397,"denials_purchase":482,"denials_refinance":256,"denials_cash_out_refinance":571,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39019","dataset":"mortgage-lending","jurisdiction":"OH","county":"39019","countyName":"Carroll County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Carroll County, Ohio: in 2024, lenders reported 537 applications for a home purchase or a refinance; 416 became loans ($76.3 million) and 107 were denied, a denial rate of 19.9%. Home purchase: 278 applications, 234 loans. HMDA 2024 data, FFIEC.","value":416,"unit":"home purchase and refinance loans originated, 2024","applications":537,"originations":416,"denials":107,"originated_dollars":76280000,"applications_purchase":278,"applications_refinance":118,"applications_cash_out_refinance":141,"originations_purchase":234,"originations_refinance":82,"originations_cash_out_refinance":100,"denials_purchase":37,"denials_refinance":31,"denials_cash_out_refinance":39,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39021","dataset":"mortgage-lending","jurisdiction":"OH","county":"39021","countyName":"Champaign County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Champaign County, Ohio: in 2024, lenders reported 852 applications for a home purchase or a refinance; 621 became loans ($116.4 million) and 204 were denied, a denial rate of 23.9%. Home purchase: 526 applications, 400 loans. HMDA 2024 data, FFIEC.","value":621,"unit":"home purchase and refinance loans originated, 2024","applications":852,"originations":621,"denials":204,"originated_dollars":116385000,"applications_purchase":526,"applications_refinance":118,"applications_cash_out_refinance":208,"originations_purchase":400,"originations_refinance":84,"originations_cash_out_refinance":137,"denials_purchase":106,"denials_refinance":31,"denials_cash_out_refinance":67,"denial_rate":23.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39023","dataset":"mortgage-lending","jurisdiction":"OH","county":"39023","countyName":"Clark County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Clark County, Ohio: in 2024, lenders reported 2,930 applications for a home purchase or a refinance; 2,332 became loans ($425.1 million) and 486 were denied, a denial rate of 16.6%. Home purchase: 1,890 applications, 1,619 loans. HMDA 2024 data, FFIEC.","value":2332,"unit":"home purchase and refinance loans originated, 2024","applications":2930,"originations":2332,"denials":486,"originated_dollars":425050000,"applications_purchase":1890,"applications_refinance":434,"applications_cash_out_refinance":606,"originations_purchase":1619,"originations_refinance":296,"originations_cash_out_refinance":417,"denials_purchase":190,"denials_refinance":117,"denials_cash_out_refinance":179,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39025","dataset":"mortgage-lending","jurisdiction":"OH","county":"39025","countyName":"Clermont County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Clermont County, Ohio: in 2024, lenders reported 5,325 applications for a home purchase or a refinance; 4,255 became loans ($1.2 billion) and 848 were denied, a denial rate of 15.9%. Home purchase: 3,522 applications, 2,978 loans. HMDA 2024 data, FFIEC.","value":4255,"unit":"home purchase and refinance loans originated, 2024","applications":5325,"originations":4255,"denials":848,"originated_dollars":1155505000,"applications_purchase":3522,"applications_refinance":778,"applications_cash_out_refinance":1025,"originations_purchase":2978,"originations_refinance":589,"originations_cash_out_refinance":688,"denials_purchase":415,"denials_refinance":140,"denials_cash_out_refinance":293,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39027","dataset":"mortgage-lending","jurisdiction":"OH","county":"39027","countyName":"Clinton County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Clinton County, Ohio: in 2024, lenders reported 922 applications for a home purchase or a refinance; 729 became loans ($162.0 million) and 152 were denied, a denial rate of 16.5%. Home purchase: 564 applications, 486 loans. HMDA 2024 data, FFIEC.","value":729,"unit":"home purchase and refinance loans originated, 2024","applications":922,"originations":729,"denials":152,"originated_dollars":161985000,"applications_purchase":564,"applications_refinance":130,"applications_cash_out_refinance":228,"originations_purchase":486,"originations_refinance":93,"originations_cash_out_refinance":150,"denials_purchase":51,"denials_refinance":31,"denials_cash_out_refinance":70,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39029","dataset":"mortgage-lending","jurisdiction":"OH","county":"39029","countyName":"Columbiana County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Columbiana County, Ohio: in 2024, lenders reported 1,736 applications for a home purchase or a refinance; 1,309 became loans ($208.9 million) and 371 were denied, a denial rate of 21.4%. Home purchase: 964 applications, 807 loans. HMDA 2024 data, FFIEC.","value":1309,"unit":"home purchase and refinance loans originated, 2024","applications":1736,"originations":1309,"denials":371,"originated_dollars":208925000,"applications_purchase":964,"applications_refinance":371,"applications_cash_out_refinance":401,"originations_purchase":807,"originations_refinance":264,"originations_cash_out_refinance":238,"denials_purchase":126,"denials_refinance":94,"denials_cash_out_refinance":151,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39031","dataset":"mortgage-lending","jurisdiction":"OH","county":"39031","countyName":"Coshocton County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Coshocton County, Ohio: in 2024, lenders reported 664 applications for a home purchase or a refinance; 520 became loans ($94.8 million) and 125 were denied, a denial rate of 18.8%. Home purchase: 404 applications, 337 loans. HMDA 2024 data, FFIEC.","value":520,"unit":"home purchase and refinance loans originated, 2024","applications":664,"originations":520,"denials":125,"originated_dollars":94810000,"applications_purchase":404,"applications_refinance":102,"applications_cash_out_refinance":158,"originations_purchase":337,"originations_refinance":72,"originations_cash_out_refinance":111,"denials_purchase":56,"denials_refinance":28,"denials_cash_out_refinance":41,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39033","dataset":"mortgage-lending","jurisdiction":"OH","county":"39033","countyName":"Crawford County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Crawford County, Ohio: in 2024, lenders reported 748 applications for a home purchase or a refinance; 560 became loans ($88.6 million) and 158 were denied, a denial rate of 21.1%. Home purchase: 480 applications, 408 loans. HMDA 2024 data, FFIEC.","value":560,"unit":"home purchase and refinance loans originated, 2024","applications":748,"originations":560,"denials":158,"originated_dollars":88630000,"applications_purchase":480,"applications_refinance":121,"applications_cash_out_refinance":147,"originations_purchase":408,"originations_refinance":74,"originations_cash_out_refinance":78,"denials_purchase":57,"denials_refinance":40,"denials_cash_out_refinance":61,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39035","dataset":"mortgage-lending","jurisdiction":"OH","county":"39035","countyName":"Cuyahoga County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Cuyahoga County, Ohio: in 2024, lenders reported 23,813 applications for a home purchase or a refinance; 18,645 became loans ($4.6 billion) and 4,383 were denied, a denial rate of 18.4%. Home purchase: 14,792 applications, 12,824 loans. HMDA 2024 data, FFIEC.","value":18645,"unit":"home purchase and refinance loans originated, 2024","applications":23813,"originations":18645,"denials":4383,"originated_dollars":4616285000,"applications_purchase":14792,"applications_refinance":4276,"applications_cash_out_refinance":4745,"originations_purchase":12824,"originations_refinance":2925,"originations_cash_out_refinance":2896,"denials_purchase":1521,"denials_refinance":1198,"denials_cash_out_refinance":1664,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39037","dataset":"mortgage-lending","jurisdiction":"OH","county":"39037","countyName":"Darke County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Darke County, Ohio: in 2024, lenders reported 822 applications for a home purchase or a refinance; 659 became loans ($108.9 million) and 124 were denied, a denial rate of 15.1%. Home purchase: 511 applications, 447 loans. HMDA 2024 data, FFIEC.","value":659,"unit":"home purchase and refinance loans originated, 2024","applications":822,"originations":659,"denials":124,"originated_dollars":108925000,"applications_purchase":511,"applications_refinance":118,"applications_cash_out_refinance":193,"originations_purchase":447,"originations_refinance":83,"originations_cash_out_refinance":129,"denials_purchase":37,"denials_refinance":25,"denials_cash_out_refinance":62,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39039","dataset":"mortgage-lending","jurisdiction":"OH","county":"39039","countyName":"Defiance County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Defiance County, Ohio: in 2024, lenders reported 652 applications for a home purchase or a refinance; 511 became loans ($83.3 million) and 132 were denied, a denial rate of 20.2%. Home purchase: 390 applications, 334 loans. HMDA 2024 data, FFIEC.","value":511,"unit":"home purchase and refinance loans originated, 2024","applications":652,"originations":511,"denials":132,"originated_dollars":83335000,"applications_purchase":390,"applications_refinance":114,"applications_cash_out_refinance":148,"originations_purchase":334,"originations_refinance":84,"originations_cash_out_refinance":93,"denials_purchase":50,"denials_refinance":29,"denials_cash_out_refinance":53,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39041","dataset":"mortgage-lending","jurisdiction":"OH","county":"39041","countyName":"Delaware County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Delaware County, Ohio: in 2024, lenders reported 5,903 applications for a home purchase or a refinance; 4,868 became loans ($2.1 billion) and 798 were denied, a denial rate of 13.5%. Home purchase: 3,756 applications, 3,312 loans. HMDA 2024 data, FFIEC.","value":4868,"unit":"home purchase and refinance loans originated, 2024","applications":5903,"originations":4868,"denials":798,"originated_dollars":2058080000,"applications_purchase":3756,"applications_refinance":1142,"applications_cash_out_refinance":1005,"originations_purchase":3312,"originations_refinance":838,"originations_cash_out_refinance":718,"denials_purchase":296,"denials_refinance":257,"denials_cash_out_refinance":245,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39043","dataset":"mortgage-lending","jurisdiction":"OH","county":"39043","countyName":"Erie County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Erie County, Ohio: in 2024, lenders reported 1,371 applications for a home purchase or a refinance; 1,085 became loans ($217.9 million) and 251 were denied, a denial rate of 18.3%. Home purchase: 829 applications, 715 loans. HMDA 2024 data, FFIEC.","value":1085,"unit":"home purchase and refinance loans originated, 2024","applications":1371,"originations":1085,"denials":251,"originated_dollars":217865000,"applications_purchase":829,"applications_refinance":197,"applications_cash_out_refinance":345,"originations_purchase":715,"originations_refinance":153,"originations_cash_out_refinance":217,"denials_purchase":93,"denials_refinance":36,"denials_cash_out_refinance":122,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39045","dataset":"mortgage-lending","jurisdiction":"OH","county":"39045","countyName":"Fairfield County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Fairfield County, Ohio: in 2024, lenders reported 4,237 applications for a home purchase or a refinance; 3,386 became loans ($1.1 billion) and 693 were denied, a denial rate of 16.4%. Home purchase: 2,639 applications, 2,276 loans. HMDA 2024 data, FFIEC.","value":3386,"unit":"home purchase and refinance loans originated, 2024","applications":4237,"originations":3386,"denials":693,"originated_dollars":1063100000,"applications_purchase":2639,"applications_refinance":797,"applications_cash_out_refinance":801,"originations_purchase":2276,"originations_refinance":569,"originations_cash_out_refinance":541,"denials_purchase":273,"denials_refinance":191,"denials_cash_out_refinance":229,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39047","dataset":"mortgage-lending","jurisdiction":"OH","county":"39047","countyName":"Fayette County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Fayette County, Ohio: in 2024, lenders reported 642 applications for a home purchase or a refinance; 517 became loans ($100.7 million) and 103 were denied, a denial rate of 16.0%. Home purchase: 388 applications, 336 loans. HMDA 2024 data, FFIEC.","value":517,"unit":"home purchase and refinance loans originated, 2024","applications":642,"originations":517,"denials":103,"originated_dollars":100655000,"applications_purchase":388,"applications_refinance":118,"applications_cash_out_refinance":136,"originations_purchase":336,"originations_refinance":79,"originations_cash_out_refinance":102,"denials_purchase":40,"denials_refinance":32,"denials_cash_out_refinance":31,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39049","dataset":"mortgage-lending","jurisdiction":"OH","county":"39049","countyName":"Franklin County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Franklin County, Ohio: in 2024, lenders reported 26,537 applications for a home purchase or a refinance; 21,420 became loans ($7.6 billion) and 4,221 were denied, a denial rate of 15.9%. Home purchase: 16,510 applications, 14,599 loans. HMDA 2024 data, FFIEC.","value":21420,"unit":"home purchase and refinance loans originated, 2024","applications":26537,"originations":21420,"denials":4221,"originated_dollars":7611270000,"applications_purchase":16510,"applications_refinance":4749,"applications_cash_out_refinance":5278,"originations_purchase":14599,"originations_refinance":3338,"originations_cash_out_refinance":3483,"denials_purchase":1454,"denials_refinance":1184,"denials_cash_out_refinance":1583,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39051","dataset":"mortgage-lending","jurisdiction":"OH","county":"39051","countyName":"Fulton County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Fulton County, Ohio: in 2024, lenders reported 723 applications for a home purchase or a refinance; 574 became loans ($105.0 million) and 131 were denied, a denial rate of 18.1%. Home purchase: 441 applications, 383 loans. HMDA 2024 data, FFIEC.","value":574,"unit":"home purchase and refinance loans originated, 2024","applications":723,"originations":574,"denials":131,"originated_dollars":104990000,"applications_purchase":441,"applications_refinance":121,"applications_cash_out_refinance":161,"originations_purchase":383,"originations_refinance":84,"originations_cash_out_refinance":107,"denials_purchase":51,"denials_refinance":32,"denials_cash_out_refinance":48,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39053","dataset":"mortgage-lending","jurisdiction":"OH","county":"39053","countyName":"Gallia County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Gallia County, Ohio: in 2024, lenders reported 484 applications for a home purchase or a refinance; 283 became loans ($50.3 million) and 177 were denied, a denial rate of 36.6%. Home purchase: 358 applications, 204 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":484,"originations":283,"denials":177,"originated_dollars":50315000,"applications_purchase":358,"applications_refinance":43,"applications_cash_out_refinance":83,"originations_purchase":204,"originations_refinance":28,"originations_cash_out_refinance":51,"denials_purchase":137,"denials_refinance":11,"denials_cash_out_refinance":29,"denial_rate":36.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39055","dataset":"mortgage-lending","jurisdiction":"OH","county":"39055","countyName":"Geauga County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Geauga County, Ohio: in 2024, lenders reported 1,937 applications for a home purchase or a refinance; 1,522 became loans ($428.6 million) and 358 were denied, a denial rate of 18.5%. Home purchase: 956 applications, 819 loans. HMDA 2024 data, FFIEC.","value":1522,"unit":"home purchase and refinance loans originated, 2024","applications":1937,"originations":1522,"denials":358,"originated_dollars":428580000,"applications_purchase":956,"applications_refinance":556,"applications_cash_out_refinance":425,"originations_purchase":819,"originations_refinance":409,"originations_cash_out_refinance":294,"denials_purchase":111,"denials_refinance":133,"denials_cash_out_refinance":114,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39057","dataset":"mortgage-lending","jurisdiction":"OH","county":"39057","countyName":"Greene County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Greene County, Ohio: in 2024, lenders reported 3,734 applications for a home purchase or a refinance; 3,082 became loans ($873.1 million) and 489 were denied, a denial rate of 13.1%. Home purchase: 2,505 applications, 2,232 loans. HMDA 2024 data, FFIEC.","value":3082,"unit":"home purchase and refinance loans originated, 2024","applications":3734,"originations":3082,"denials":489,"originated_dollars":873080000,"applications_purchase":2505,"applications_refinance":621,"applications_cash_out_refinance":608,"originations_purchase":2232,"originations_refinance":456,"originations_cash_out_refinance":394,"denials_purchase":175,"denials_refinance":130,"denials_cash_out_refinance":184,"denial_rate":13.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39059","dataset":"mortgage-lending","jurisdiction":"OH","county":"39059","countyName":"Guernsey County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Guernsey County, Ohio: in 2024, lenders reported 665 applications for a home purchase or a refinance; 516 became loans ($80.0 million) and 134 were denied, a denial rate of 20.2%. Home purchase: 393 applications, 323 loans. HMDA 2024 data, FFIEC.","value":516,"unit":"home purchase and refinance loans originated, 2024","applications":665,"originations":516,"denials":134,"originated_dollars":80040000,"applications_purchase":393,"applications_refinance":124,"applications_cash_out_refinance":148,"originations_purchase":323,"originations_refinance":92,"originations_cash_out_refinance":101,"denials_purchase":64,"denials_refinance":27,"denials_cash_out_refinance":43,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39061","dataset":"mortgage-lending","jurisdiction":"OH","county":"39061","countyName":"Hamilton County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Hamilton County, Ohio: in 2024, lenders reported 16,250 applications for a home purchase or a refinance; 13,078 became loans ($4.1 billion) and 2,626 were denied, a denial rate of 16.2%. Home purchase: 10,196 applications, 8,991 loans. HMDA 2024 data, FFIEC.","value":13078,"unit":"home purchase and refinance loans originated, 2024","applications":16250,"originations":13078,"denials":2626,"originated_dollars":4148970000,"applications_purchase":10196,"applications_refinance":2530,"applications_cash_out_refinance":3524,"originations_purchase":8991,"originations_refinance":1817,"originations_cash_out_refinance":2270,"denials_purchase":935,"denials_refinance":586,"denials_cash_out_refinance":1105,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39063","dataset":"mortgage-lending","jurisdiction":"OH","county":"39063","countyName":"Hancock County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Hancock County, Ohio: in 2024, lenders reported 1,415 applications for a home purchase or a refinance; 1,129 became loans ($261.2 million) and 264 were denied, a denial rate of 18.7%. Home purchase: 905 applications, 768 loans. HMDA 2024 data, FFIEC.","value":1129,"unit":"home purchase and refinance loans originated, 2024","applications":1415,"originations":1129,"denials":264,"originated_dollars":261225000,"applications_purchase":905,"applications_refinance":265,"applications_cash_out_refinance":245,"originations_purchase":768,"originations_refinance":197,"originations_cash_out_refinance":164,"denials_purchase":123,"denials_refinance":64,"denials_cash_out_refinance":77,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39065","dataset":"mortgage-lending","jurisdiction":"OH","county":"39065","countyName":"Hardin County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Hardin County, Ohio: in 2024, lenders reported 475 applications for a home purchase or a refinance; 370 became loans ($59.5 million) and 94 were denied, a denial rate of 19.8%. Home purchase: 293 applications, 248 loans. HMDA 2024 data, FFIEC.","value":370,"unit":"home purchase and refinance loans originated, 2024","applications":475,"originations":370,"denials":94,"originated_dollars":59490000,"applications_purchase":293,"applications_refinance":69,"applications_cash_out_refinance":113,"originations_purchase":248,"originations_refinance":48,"originations_cash_out_refinance":74,"denials_purchase":41,"denials_refinance":19,"denials_cash_out_refinance":34,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39067","dataset":"mortgage-lending","jurisdiction":"OH","county":"39067","countyName":"Harrison County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Harrison County, Ohio: in 2024, lenders reported 239 applications for a home purchase or a refinance; 163 became loans ($26.1 million) and 62 were denied, a denial rate of 25.9%. Home purchase: 147 applications, 110 loans. HMDA 2024 data, FFIEC.","value":163,"unit":"home purchase and refinance loans originated, 2024","applications":239,"originations":163,"denials":62,"originated_dollars":26065000,"applications_purchase":147,"applications_refinance":41,"applications_cash_out_refinance":51,"originations_purchase":110,"originations_refinance":26,"originations_cash_out_refinance":27,"denials_purchase":28,"denials_refinance":12,"denials_cash_out_refinance":22,"denial_rate":25.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39069","dataset":"mortgage-lending","jurisdiction":"OH","county":"39069","countyName":"Henry County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Henry County, Ohio: in 2024, lenders reported 491 applications for a home purchase or a refinance; 381 became loans ($62.7 million) and 101 were denied, a denial rate of 20.6%. Home purchase: 287 applications, 244 loans. HMDA 2024 data, FFIEC.","value":381,"unit":"home purchase and refinance loans originated, 2024","applications":491,"originations":381,"denials":101,"originated_dollars":62715000,"applications_purchase":287,"applications_refinance":88,"applications_cash_out_refinance":116,"originations_purchase":244,"originations_refinance":70,"originations_cash_out_refinance":67,"denials_purchase":37,"denials_refinance":18,"denials_cash_out_refinance":46,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39071","dataset":"mortgage-lending","jurisdiction":"OH","county":"39071","countyName":"Highland County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Highland County, Ohio: in 2024, lenders reported 829 applications for a home purchase or a refinance; 651 became loans ($115.2 million) and 149 were denied, a denial rate of 18.0%. Home purchase: 526 applications, 433 loans. HMDA 2024 data, FFIEC.","value":651,"unit":"home purchase and refinance loans originated, 2024","applications":829,"originations":651,"denials":149,"originated_dollars":115245000,"applications_purchase":526,"applications_refinance":105,"applications_cash_out_refinance":198,"originations_purchase":433,"originations_refinance":83,"originations_cash_out_refinance":135,"denials_purchase":75,"denials_refinance":19,"denials_cash_out_refinance":55,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39073","dataset":"mortgage-lending","jurisdiction":"OH","county":"39073","countyName":"Hocking County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Hocking County, Ohio: in 2024, lenders reported 658 applications for a home purchase or a refinance; 490 became loans ($123.4 million) and 146 were denied, a denial rate of 22.2%. Home purchase: 403 applications, 333 loans. HMDA 2024 data, FFIEC.","value":490,"unit":"home purchase and refinance loans originated, 2024","applications":658,"originations":490,"denials":146,"originated_dollars":123410000,"applications_purchase":403,"applications_refinance":113,"applications_cash_out_refinance":142,"originations_purchase":333,"originations_refinance":81,"originations_cash_out_refinance":76,"denials_purchase":56,"denials_refinance":29,"denials_cash_out_refinance":61,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39075","dataset":"mortgage-lending","jurisdiction":"OH","county":"39075","countyName":"Holmes County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Holmes County, Ohio: in 2024, lenders reported 256 applications for a home purchase or a refinance; 188 became loans ($44.1 million) and 55 were denied, a denial rate of 21.5%. Home purchase: 146 applications, 127 loans. HMDA 2024 data, FFIEC.","value":188,"unit":"home purchase and refinance loans originated, 2024","applications":256,"originations":188,"denials":55,"originated_dollars":44150000,"applications_purchase":146,"applications_refinance":48,"applications_cash_out_refinance":62,"originations_purchase":127,"originations_refinance":24,"originations_cash_out_refinance":37,"denials_purchase":12,"denials_refinance":22,"denials_cash_out_refinance":21,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39077","dataset":"mortgage-lending","jurisdiction":"OH","county":"39077","countyName":"Huron County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Huron County, Ohio: in 2024, lenders reported 947 applications for a home purchase or a refinance; 768 became loans ($139.7 million) and 158 were denied, a denial rate of 16.7%. Home purchase: 618 applications, 533 loans. HMDA 2024 data, FFIEC.","value":768,"unit":"home purchase and refinance loans originated, 2024","applications":947,"originations":768,"denials":158,"originated_dollars":139680000,"applications_purchase":618,"applications_refinance":144,"applications_cash_out_refinance":185,"originations_purchase":533,"originations_refinance":115,"originations_cash_out_refinance":120,"denials_purchase":69,"denials_refinance":27,"denials_cash_out_refinance":62,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39079","dataset":"mortgage-lending","jurisdiction":"OH","county":"39079","countyName":"Jackson County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Jackson County, Ohio: in 2024, lenders reported 570 applications for a home purchase or a refinance; 357 became loans ($63.8 million) and 179 were denied, a denial rate of 31.4%. Home purchase: 390 applications, 261 loans. HMDA 2024 data, FFIEC.","value":357,"unit":"home purchase and refinance loans originated, 2024","applications":570,"originations":357,"denials":179,"originated_dollars":63785000,"applications_purchase":390,"applications_refinance":63,"applications_cash_out_refinance":117,"originations_purchase":261,"originations_refinance":43,"originations_cash_out_refinance":53,"denials_purchase":102,"denials_refinance":18,"denials_cash_out_refinance":59,"denial_rate":31.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39081","dataset":"mortgage-lending","jurisdiction":"OH","county":"39081","countyName":"Jefferson County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Jefferson County, Ohio: in 2024, lenders reported 964 applications for a home purchase or a refinance; 712 became loans ($107.5 million) and 208 were denied, a denial rate of 21.6%. Home purchase: 582 applications, 476 loans. HMDA 2024 data, FFIEC.","value":712,"unit":"home purchase and refinance loans originated, 2024","applications":964,"originations":712,"denials":208,"originated_dollars":107490000,"applications_purchase":582,"applications_refinance":185,"applications_cash_out_refinance":197,"originations_purchase":476,"originations_refinance":124,"originations_cash_out_refinance":112,"denials_purchase":79,"denials_refinance":50,"denials_cash_out_refinance":79,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39083","dataset":"mortgage-lending","jurisdiction":"OH","county":"39083","countyName":"Knox County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Knox County, Ohio: in 2024, lenders reported 1,333 applications for a home purchase or a refinance; 1,098 became loans ($251.5 million) and 202 were denied, a denial rate of 15.2%. Home purchase: 769 applications, 695 loans. HMDA 2024 data, FFIEC.","value":1098,"unit":"home purchase and refinance loans originated, 2024","applications":1333,"originations":1098,"denials":202,"originated_dollars":251520000,"applications_purchase":769,"applications_refinance":240,"applications_cash_out_refinance":324,"originations_purchase":695,"originations_refinance":182,"originations_cash_out_refinance":221,"denials_purchase":62,"denials_refinance":51,"denials_cash_out_refinance":89,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39085","dataset":"mortgage-lending","jurisdiction":"OH","county":"39085","countyName":"Lake County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Lake County, Ohio: in 2024, lenders reported 5,156 applications for a home purchase or a refinance; 4,200 became loans ($922.1 million) and 802 were denied, a denial rate of 15.6%. Home purchase: 3,076 applications, 2,749 loans. HMDA 2024 data, FFIEC.","value":4200,"unit":"home purchase and refinance loans originated, 2024","applications":5156,"originations":4200,"denials":802,"originated_dollars":922110000,"applications_purchase":3076,"applications_refinance":1034,"applications_cash_out_refinance":1046,"originations_purchase":2749,"originations_refinance":725,"originations_cash_out_refinance":726,"denials_purchase":263,"denials_refinance":261,"denials_cash_out_refinance":278,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39087","dataset":"mortgage-lending","jurisdiction":"OH","county":"39087","countyName":"Lawrence County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Lawrence County, Ohio: in 2024, lenders reported 1,026 applications for a home purchase or a refinance; 677 became loans ($113.0 million) and 293 were denied, a denial rate of 28.6%. Home purchase: 672 applications, 440 loans. HMDA 2024 data, FFIEC.","value":677,"unit":"home purchase and refinance loans originated, 2024","applications":1026,"originations":677,"denials":293,"originated_dollars":113015000,"applications_purchase":672,"applications_refinance":180,"applications_cash_out_refinance":174,"originations_purchase":440,"originations_refinance":138,"originations_cash_out_refinance":99,"denials_purchase":188,"denials_refinance":38,"denials_cash_out_refinance":67,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39089","dataset":"mortgage-lending","jurisdiction":"OH","county":"39089","countyName":"Licking County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Licking County, Ohio: in 2024, lenders reported 4,631 applications for a home purchase or a refinance; 3,690 became loans ($1.1 billion) and 806 were denied, a denial rate of 17.4%. Home purchase: 2,686 applications, 2,284 loans. HMDA 2024 data, FFIEC.","value":3690,"unit":"home purchase and refinance loans originated, 2024","applications":4631,"originations":3690,"denials":806,"originated_dollars":1089950000,"applications_purchase":2686,"applications_refinance":803,"applications_cash_out_refinance":1142,"originations_purchase":2284,"originations_refinance":591,"originations_cash_out_refinance":815,"denials_purchase":331,"denials_refinance":171,"denials_cash_out_refinance":304,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39091","dataset":"mortgage-lending","jurisdiction":"OH","county":"39091","countyName":"Logan County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Logan County, Ohio: in 2024, lenders reported 1,012 applications for a home purchase or a refinance; 766 became loans ($156.9 million) and 208 were denied, a denial rate of 20.6%. Home purchase: 573 applications, 464 loans. HMDA 2024 data, FFIEC.","value":766,"unit":"home purchase and refinance loans originated, 2024","applications":1012,"originations":766,"denials":208,"originated_dollars":156880000,"applications_purchase":573,"applications_refinance":144,"applications_cash_out_refinance":295,"originations_purchase":464,"originations_refinance":102,"originations_cash_out_refinance":200,"denials_purchase":84,"denials_refinance":35,"denials_cash_out_refinance":89,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39093","dataset":"mortgage-lending","jurisdiction":"OH","county":"39093","countyName":"Lorain County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Lorain County, Ohio: in 2024, lenders reported 7,194 applications for a home purchase or a refinance; 5,806 became loans ($1.3 billion) and 1,189 were denied, a denial rate of 16.5%. Home purchase: 4,533 applications, 3,960 loans. HMDA 2024 data, FFIEC.","value":5806,"unit":"home purchase and refinance loans originated, 2024","applications":7194,"originations":5806,"denials":1189,"originated_dollars":1301920000,"applications_purchase":4533,"applications_refinance":1199,"applications_cash_out_refinance":1462,"originations_purchase":3960,"originations_refinance":849,"originations_cash_out_refinance":997,"denials_purchase":474,"denials_refinance":287,"denials_cash_out_refinance":428,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39095","dataset":"mortgage-lending","jurisdiction":"OH","county":"39095","countyName":"Lucas County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Lucas County, Ohio: in 2024, lenders reported 7,456 applications for a home purchase or a refinance; 5,912 became loans ($1.1 billion) and 1,279 were denied, a denial rate of 17.2%. Home purchase: 4,822 applications, 4,155 loans. HMDA 2024 data, FFIEC.","value":5912,"unit":"home purchase and refinance loans originated, 2024","applications":7456,"originations":5912,"denials":1279,"originated_dollars":1105620000,"applications_purchase":4822,"applications_refinance":1136,"applications_cash_out_refinance":1498,"originations_purchase":4155,"originations_refinance":799,"originations_cash_out_refinance":958,"denials_purchase":506,"denials_refinance":289,"denials_cash_out_refinance":484,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39097","dataset":"mortgage-lending","jurisdiction":"OH","county":"39097","countyName":"Madison County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Madison County, Ohio: in 2024, lenders reported 1,114 applications for a home purchase or a refinance; 880 became loans ($236.7 million) and 195 were denied, a denial rate of 17.5%. Home purchase: 721 applications, 602 loans. HMDA 2024 data, FFIEC.","value":880,"unit":"home purchase and refinance loans originated, 2024","applications":1114,"originations":880,"denials":195,"originated_dollars":236700000,"applications_purchase":721,"applications_refinance":173,"applications_cash_out_refinance":220,"originations_purchase":602,"originations_refinance":129,"originations_cash_out_refinance":149,"denials_purchase":92,"denials_refinance":35,"denials_cash_out_refinance":68,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39099","dataset":"mortgage-lending","jurisdiction":"OH","county":"39099","countyName":"Mahoning County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Mahoning County, Ohio: in 2024, lenders reported 4,519 applications for a home purchase or a refinance; 3,544 became loans ($603.2 million) and 858 were denied, a denial rate of 19.0%. Home purchase: 2,595 applications, 2,262 loans. HMDA 2024 data, FFIEC.","value":3544,"unit":"home purchase and refinance loans originated, 2024","applications":4519,"originations":3544,"denials":858,"originated_dollars":603170000,"applications_purchase":2595,"applications_refinance":907,"applications_cash_out_refinance":1017,"originations_purchase":2262,"originations_refinance":644,"originations_cash_out_refinance":638,"denials_purchase":273,"denials_refinance":233,"denials_cash_out_refinance":352,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39101","dataset":"mortgage-lending","jurisdiction":"OH","county":"39101","countyName":"Marion County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Marion County, Ohio: in 2024, lenders reported 1,239 applications for a home purchase or a refinance; 1,004 became loans ($188.2 million) and 202 were denied, a denial rate of 16.3%. Home purchase: 769 applications, 687 loans. HMDA 2024 data, FFIEC.","value":1004,"unit":"home purchase and refinance loans originated, 2024","applications":1239,"originations":1004,"denials":202,"originated_dollars":188210000,"applications_purchase":769,"applications_refinance":170,"applications_cash_out_refinance":300,"originations_purchase":687,"originations_refinance":130,"originations_cash_out_refinance":187,"denials_purchase":62,"denials_refinance":33,"denials_cash_out_refinance":107,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39103","dataset":"mortgage-lending","jurisdiction":"OH","county":"39103","countyName":"Medina County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Medina County, Ohio: in 2024, lenders reported 3,955 applications for a home purchase or a refinance; 3,252 became loans ($933.7 million) and 584 were denied, a denial rate of 14.8%. Home purchase: 2,226 applications, 2,032 loans. HMDA 2024 data, FFIEC.","value":3252,"unit":"home purchase and refinance loans originated, 2024","applications":3955,"originations":3252,"denials":584,"originated_dollars":933700000,"applications_purchase":2226,"applications_refinance":892,"applications_cash_out_refinance":837,"originations_purchase":2032,"originations_refinance":633,"originations_cash_out_refinance":587,"denials_purchase":144,"denials_refinance":220,"denials_cash_out_refinance":220,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39105","dataset":"mortgage-lending","jurisdiction":"OH","county":"39105","countyName":"Meigs County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Meigs County, Ohio: in 2024, lenders reported 315 applications for a home purchase or a refinance; 187 became loans ($28.5 million) and 94 were denied, a denial rate of 29.8%. Home purchase: 208 applications, 119 loans. HMDA 2024 data, FFIEC.","value":187,"unit":"home purchase and refinance loans originated, 2024","applications":315,"originations":187,"denials":94,"originated_dollars":28525000,"applications_purchase":208,"applications_refinance":35,"applications_cash_out_refinance":72,"originations_purchase":119,"originations_refinance":26,"originations_cash_out_refinance":42,"denials_purchase":62,"denials_refinance":7,"denials_cash_out_refinance":25,"denial_rate":29.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39107","dataset":"mortgage-lending","jurisdiction":"OH","county":"39107","countyName":"Mercer County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Mercer County, Ohio: in 2024, lenders reported 359 applications for a home purchase or a refinance; 290 became loans ($55.6 million) and 65 were denied, a denial rate of 18.1%. Home purchase: 223 applications, 195 loans. HMDA 2024 data, FFIEC.","value":290,"unit":"home purchase and refinance loans originated, 2024","applications":359,"originations":290,"denials":65,"originated_dollars":55610000,"applications_purchase":223,"applications_refinance":42,"applications_cash_out_refinance":94,"originations_purchase":195,"originations_refinance":32,"originations_cash_out_refinance":63,"denials_purchase":26,"denials_refinance":9,"denials_cash_out_refinance":30,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39109","dataset":"mortgage-lending","jurisdiction":"OH","county":"39109","countyName":"Miami County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Miami County, Ohio: in 2024, lenders reported 2,493 applications for a home purchase or a refinance; 2,007 became loans ($456.4 million) and 396 were denied, a denial rate of 15.9%. Home purchase: 1,562 applications, 1,374 loans. HMDA 2024 data, FFIEC.","value":2007,"unit":"home purchase and refinance loans originated, 2024","applications":2493,"originations":2007,"denials":396,"originated_dollars":456425000,"applications_purchase":1562,"applications_refinance":465,"applications_cash_out_refinance":466,"originations_purchase":1374,"originations_refinance":341,"originations_cash_out_refinance":292,"denials_purchase":135,"denials_refinance":107,"denials_cash_out_refinance":154,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39111","dataset":"mortgage-lending","jurisdiction":"OH","county":"39111","countyName":"Monroe County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Monroe County, Ohio: in 2024, lenders reported 186 applications for a home purchase or a refinance; 154 became loans ($21.9 million) and 28 were denied, a denial rate of 15.1%. Home purchase: 109 applications, 93 loans. HMDA 2024 data, FFIEC.","value":154,"unit":"home purchase and refinance loans originated, 2024","applications":186,"originations":154,"denials":28,"originated_dollars":21870000,"applications_purchase":109,"applications_refinance":26,"applications_cash_out_refinance":51,"originations_purchase":93,"originations_refinance":19,"originations_cash_out_refinance":42,"denials_purchase":13,"denials_refinance":7,"denials_cash_out_refinance":8,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39113","dataset":"mortgage-lending","jurisdiction":"OH","county":"39113","countyName":"Montgomery County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Montgomery County, Ohio: in 2024, lenders reported 11,772 applications for a home purchase or a refinance; 9,269 became loans ($2.1 billion) and 1,890 were denied, a denial rate of 16.1%. Home purchase: 7,820 applications, 6,594 loans. HMDA 2024 data, FFIEC.","value":9269,"unit":"home purchase and refinance loans originated, 2024","applications":11772,"originations":9269,"denials":1890,"originated_dollars":2076555000,"applications_purchase":7820,"applications_refinance":1865,"applications_cash_out_refinance":2087,"originations_purchase":6594,"originations_refinance":1310,"originations_cash_out_refinance":1365,"denials_purchase":806,"denials_refinance":441,"denials_cash_out_refinance":643,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39115","dataset":"mortgage-lending","jurisdiction":"OH","county":"39115","countyName":"Morgan County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Morgan County, Ohio: in 2024, lenders reported 208 applications for a home purchase or a refinance; 158 became loans ($26.4 million) and 45 were denied, a denial rate of 21.6%. Home purchase: 141 applications, 112 loans. HMDA 2024 data, FFIEC.","value":158,"unit":"home purchase and refinance loans originated, 2024","applications":208,"originations":158,"denials":45,"originated_dollars":26410000,"applications_purchase":141,"applications_refinance":25,"applications_cash_out_refinance":42,"originations_purchase":112,"originations_refinance":19,"originations_cash_out_refinance":27,"denials_purchase":27,"denials_refinance":6,"denials_cash_out_refinance":12,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39117","dataset":"mortgage-lending","jurisdiction":"OH","county":"39117","countyName":"Morrow County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Morrow County, Ohio: in 2024, lenders reported 735 applications for a home purchase or a refinance; 541 became loans ($132.5 million) and 172 were denied, a denial rate of 23.4%. Home purchase: 448 applications, 356 loans. HMDA 2024 data, FFIEC.","value":541,"unit":"home purchase and refinance loans originated, 2024","applications":735,"originations":541,"denials":172,"originated_dollars":132465000,"applications_purchase":448,"applications_refinance":124,"applications_cash_out_refinance":163,"originations_purchase":356,"originations_refinance":93,"originations_cash_out_refinance":92,"denials_purchase":79,"denials_refinance":26,"denials_cash_out_refinance":67,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39119","dataset":"mortgage-lending","jurisdiction":"OH","county":"39119","countyName":"Muskingum County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Muskingum County, Ohio: in 2024, lenders reported 1,865 applications for a home purchase or a refinance; 1,445 became loans ($270.2 million) and 358 were denied, a denial rate of 19.2%. Home purchase: 1,097 applications, 907 loans. HMDA 2024 data, FFIEC.","value":1445,"unit":"home purchase and refinance loans originated, 2024","applications":1865,"originations":1445,"denials":358,"originated_dollars":270185000,"applications_purchase":1097,"applications_refinance":339,"applications_cash_out_refinance":429,"originations_purchase":907,"originations_refinance":242,"originations_cash_out_refinance":296,"denials_purchase":154,"denials_refinance":82,"denials_cash_out_refinance":122,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39121","dataset":"mortgage-lending","jurisdiction":"OH","county":"39121","countyName":"Noble County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Noble County, Ohio: in 2024, lenders reported 170 applications for a home purchase or a refinance; 127 became loans ($23.3 million) and 40 were denied, a denial rate of 23.5%. Home purchase: 116 applications, 92 loans. HMDA 2024 data, FFIEC.","value":127,"unit":"home purchase and refinance loans originated, 2024","applications":170,"originations":127,"denials":40,"originated_dollars":23345000,"applications_purchase":116,"applications_refinance":19,"applications_cash_out_refinance":35,"originations_purchase":92,"originations_refinance":13,"originations_cash_out_refinance":22,"denials_purchase":23,"denials_refinance":5,"denials_cash_out_refinance":12,"denial_rate":23.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39123","dataset":"mortgage-lending","jurisdiction":"OH","county":"39123","countyName":"Ottawa County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Ottawa County, Ohio: in 2024, lenders reported 928 applications for a home purchase or a refinance; 767 became loans ($188.5 million) and 133 were denied, a denial rate of 14.3%. Home purchase: 598 applications, 533 loans. HMDA 2024 data, FFIEC.","value":767,"unit":"home purchase and refinance loans originated, 2024","applications":928,"originations":767,"denials":133,"originated_dollars":188515000,"applications_purchase":598,"applications_refinance":147,"applications_cash_out_refinance":183,"originations_purchase":533,"originations_refinance":105,"originations_cash_out_refinance":129,"denials_purchase":51,"denials_refinance":35,"denials_cash_out_refinance":47,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39125","dataset":"mortgage-lending","jurisdiction":"OH","county":"39125","countyName":"Paulding County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Paulding County, Ohio: in 2024, lenders reported 330 applications for a home purchase or a refinance; 257 became loans ($35.5 million) and 61 were denied, a denial rate of 18.5%. Home purchase: 213 applications, 181 loans. HMDA 2024 data, FFIEC.","value":257,"unit":"home purchase and refinance loans originated, 2024","applications":330,"originations":257,"denials":61,"originated_dollars":35515000,"applications_purchase":213,"applications_refinance":57,"applications_cash_out_refinance":60,"originations_purchase":181,"originations_refinance":38,"originations_cash_out_refinance":38,"denials_purchase":24,"denials_refinance":16,"denials_cash_out_refinance":21,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39127","dataset":"mortgage-lending","jurisdiction":"OH","county":"39127","countyName":"Perry County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Perry County, Ohio: in 2024, lenders reported 697 applications for a home purchase or a refinance; 532 became loans ($107.6 million) and 147 were denied, a denial rate of 21.1%. Home purchase: 428 applications, 342 loans. HMDA 2024 data, FFIEC.","value":532,"unit":"home purchase and refinance loans originated, 2024","applications":697,"originations":532,"denials":147,"originated_dollars":107580000,"applications_purchase":428,"applications_refinance":104,"applications_cash_out_refinance":165,"originations_purchase":342,"originations_refinance":80,"originations_cash_out_refinance":110,"denials_purchase":76,"denials_refinance":21,"denials_cash_out_refinance":50,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39129","dataset":"mortgage-lending","jurisdiction":"OH","county":"39129","countyName":"Pickaway County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Pickaway County, Ohio: in 2024, lenders reported 1,616 applications for a home purchase or a refinance; 1,283 became loans ($359.3 million) and 265 were denied, a denial rate of 16.4%. Home purchase: 1,098 applications, 922 loans. HMDA 2024 data, FFIEC.","value":1283,"unit":"home purchase and refinance loans originated, 2024","applications":1616,"originations":1283,"denials":265,"originated_dollars":359315000,"applications_purchase":1098,"applications_refinance":240,"applications_cash_out_refinance":278,"originations_purchase":922,"originations_refinance":160,"originations_cash_out_refinance":201,"denials_purchase":132,"denials_refinance":68,"denials_cash_out_refinance":65,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39131","dataset":"mortgage-lending","jurisdiction":"OH","county":"39131","countyName":"Pike County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Pike County, Ohio: in 2024, lenders reported 441 applications for a home purchase or a refinance; 310 became loans ($57.5 million) and 108 were denied, a denial rate of 24.5%. Home purchase: 312 applications, 227 loans. HMDA 2024 data, FFIEC.","value":310,"unit":"home purchase and refinance loans originated, 2024","applications":441,"originations":310,"denials":108,"originated_dollars":57490000,"applications_purchase":312,"applications_refinance":50,"applications_cash_out_refinance":79,"originations_purchase":227,"originations_refinance":32,"originations_cash_out_refinance":51,"denials_purchase":66,"denials_refinance":16,"denials_cash_out_refinance":26,"denial_rate":24.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39133","dataset":"mortgage-lending","jurisdiction":"OH","county":"39133","countyName":"Portage County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Portage County, Ohio: in 2024, lenders reported 2,985 applications for a home purchase or a refinance; 2,339 became loans ($583.9 million) and 556 were denied, a denial rate of 18.6%. Home purchase: 1,745 applications, 1,493 loans. HMDA 2024 data, FFIEC.","value":2339,"unit":"home purchase and refinance loans originated, 2024","applications":2985,"originations":2339,"denials":556,"originated_dollars":583915000,"applications_purchase":1745,"applications_refinance":574,"applications_cash_out_refinance":666,"originations_purchase":1493,"originations_refinance":400,"originations_cash_out_refinance":446,"denials_purchase":209,"denials_refinance":152,"denials_cash_out_refinance":195,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39135","dataset":"mortgage-lending","jurisdiction":"OH","county":"39135","countyName":"Preble County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Preble County, Ohio: in 2024, lenders reported 792 applications for a home purchase or a refinance; 617 became loans ($112.5 million) and 144 were denied, a denial rate of 18.2%. Home purchase: 440 applications, 392 loans. HMDA 2024 data, FFIEC.","value":617,"unit":"home purchase and refinance loans originated, 2024","applications":792,"originations":617,"denials":144,"originated_dollars":112505000,"applications_purchase":440,"applications_refinance":130,"applications_cash_out_refinance":222,"originations_purchase":392,"originations_refinance":94,"originations_cash_out_refinance":131,"denials_purchase":34,"denials_refinance":28,"denials_cash_out_refinance":82,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39137","dataset":"mortgage-lending","jurisdiction":"OH","county":"39137","countyName":"Putnam County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Putnam County, Ohio: in 2024, lenders reported 481 applications for a home purchase or a refinance; 409 became loans ($74.2 million) and 63 were denied, a denial rate of 13.1%. Home purchase: 284 applications, 268 loans. HMDA 2024 data, FFIEC.","value":409,"unit":"home purchase and refinance loans originated, 2024","applications":481,"originations":409,"denials":63,"originated_dollars":74205000,"applications_purchase":284,"applications_refinance":116,"applications_cash_out_refinance":81,"originations_purchase":268,"originations_refinance":93,"originations_cash_out_refinance":48,"denials_purchase":11,"denials_refinance":22,"denials_cash_out_refinance":30,"denial_rate":13.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39139","dataset":"mortgage-lending","jurisdiction":"OH","county":"39139","countyName":"Richland County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Richland County, Ohio: in 2024, lenders reported 2,369 applications for a home purchase or a refinance; 1,870 became loans ($323.1 million) and 417 were denied, a denial rate of 17.6%. Home purchase: 1,559 applications, 1,335 loans. HMDA 2024 data, FFIEC.","value":1870,"unit":"home purchase and refinance loans originated, 2024","applications":2369,"originations":1870,"denials":417,"originated_dollars":323080000,"applications_purchase":1559,"applications_refinance":335,"applications_cash_out_refinance":475,"originations_purchase":1335,"originations_refinance":240,"originations_cash_out_refinance":295,"denials_purchase":171,"denials_refinance":80,"denials_cash_out_refinance":166,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39141","dataset":"mortgage-lending","jurisdiction":"OH","county":"39141","countyName":"Ross County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Ross County, Ohio: in 2024, lenders reported 1,311 applications for a home purchase or a refinance; 997 became loans ($200.1 million) and 247 were denied, a denial rate of 18.8%. Home purchase: 854 applications, 676 loans. HMDA 2024 data, FFIEC.","value":997,"unit":"home purchase and refinance loans originated, 2024","applications":1311,"originations":997,"denials":247,"originated_dollars":200115000,"applications_purchase":854,"applications_refinance":205,"applications_cash_out_refinance":252,"originations_purchase":676,"originations_refinance":154,"originations_cash_out_refinance":167,"denials_purchase":130,"denials_refinance":42,"denials_cash_out_refinance":75,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39143","dataset":"mortgage-lending","jurisdiction":"OH","county":"39143","countyName":"Sandusky County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Sandusky County, Ohio: in 2024, lenders reported 948 applications for a home purchase or a refinance; 771 became loans ($123.2 million) and 151 were denied, a denial rate of 15.9%. Home purchase: 621 applications, 556 loans. HMDA 2024 data, FFIEC.","value":771,"unit":"home purchase and refinance loans originated, 2024","applications":948,"originations":771,"denials":151,"originated_dollars":123225000,"applications_purchase":621,"applications_refinance":111,"applications_cash_out_refinance":216,"originations_purchase":556,"originations_refinance":79,"originations_cash_out_refinance":136,"denials_purchase":52,"denials_refinance":26,"denials_cash_out_refinance":73,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39145","dataset":"mortgage-lending","jurisdiction":"OH","county":"39145","countyName":"Scioto County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Scioto County, Ohio: in 2024, lenders reported 1,198 applications for a home purchase or a refinance; 801 became loans ($128.8 million) and 350 were denied, a denial rate of 29.2%. Home purchase: 794 applications, 548 loans. HMDA 2024 data, FFIEC.","value":801,"unit":"home purchase and refinance loans originated, 2024","applications":1198,"originations":801,"denials":350,"originated_dollars":128785000,"applications_purchase":794,"applications_refinance":146,"applications_cash_out_refinance":258,"originations_purchase":548,"originations_refinance":97,"originations_cash_out_refinance":156,"denials_purchase":213,"denials_refinance":44,"denials_cash_out_refinance":93,"denial_rate":29.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39147","dataset":"mortgage-lending","jurisdiction":"OH","county":"39147","countyName":"Seneca County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Seneca County, Ohio: in 2024, lenders reported 834 applications for a home purchase or a refinance; 669 became loans ($108.7 million) and 149 were denied, a denial rate of 17.9%. Home purchase: 524 applications, 457 loans. HMDA 2024 data, FFIEC.","value":669,"unit":"home purchase and refinance loans originated, 2024","applications":834,"originations":669,"denials":149,"originated_dollars":108665000,"applications_purchase":524,"applications_refinance":124,"applications_cash_out_refinance":186,"originations_purchase":457,"originations_refinance":90,"originations_cash_out_refinance":122,"denials_purchase":57,"denials_refinance":30,"denials_cash_out_refinance":62,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39149","dataset":"mortgage-lending","jurisdiction":"OH","county":"39149","countyName":"Shelby County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Shelby County, Ohio: in 2024, lenders reported 813 applications for a home purchase or a refinance; 625 became loans ($119.3 million) and 163 were denied, a denial rate of 20.0%. Home purchase: 503 applications, 409 loans. HMDA 2024 data, FFIEC.","value":625,"unit":"home purchase and refinance loans originated, 2024","applications":813,"originations":625,"denials":163,"originated_dollars":119325000,"applications_purchase":503,"applications_refinance":108,"applications_cash_out_refinance":202,"originations_purchase":409,"originations_refinance":77,"originations_cash_out_refinance":139,"denials_purchase":83,"denials_refinance":22,"denials_cash_out_refinance":58,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39151","dataset":"mortgage-lending","jurisdiction":"OH","county":"39151","countyName":"Stark County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Stark County, Ohio: in 2024, lenders reported 7,641 applications for a home purchase or a refinance; 6,106 became loans ($1.2 billion) and 1,273 were denied, a denial rate of 16.7%. Home purchase: 4,530 applications, 3,952 loans. HMDA 2024 data, FFIEC.","value":6106,"unit":"home purchase and refinance loans originated, 2024","applications":7641,"originations":6106,"denials":1273,"originated_dollars":1237140000,"applications_purchase":4530,"applications_refinance":1373,"applications_cash_out_refinance":1738,"originations_purchase":3952,"originations_refinance":970,"originations_cash_out_refinance":1184,"denials_purchase":430,"denials_refinance":339,"denials_cash_out_refinance":504,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39153","dataset":"mortgage-lending","jurisdiction":"OH","county":"39153","countyName":"Summit County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Summit County, Ohio: in 2024, lenders reported 11,503 applications for a home purchase or a refinance; 9,359 became loans ($2.4 billion) and 1,825 were denied, a denial rate of 15.9%. Home purchase: 7,054 applications, 6,294 loans. HMDA 2024 data, FFIEC.","value":9359,"unit":"home purchase and refinance loans originated, 2024","applications":11503,"originations":9359,"denials":1825,"originated_dollars":2379395000,"applications_purchase":7054,"applications_refinance":2120,"applications_cash_out_refinance":2329,"originations_purchase":6294,"originations_refinance":1520,"originations_cash_out_refinance":1545,"denials_purchase":588,"denials_refinance":539,"denials_cash_out_refinance":698,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39155","dataset":"mortgage-lending","jurisdiction":"OH","county":"39155","countyName":"Trumbull County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Trumbull County, Ohio: in 2024, lenders reported 3,818 applications for a home purchase or a refinance; 2,916 became loans ($458.6 million) and 781 were denied, a denial rate of 20.5%. Home purchase: 2,132 applications, 1,803 loans. HMDA 2024 data, FFIEC.","value":2916,"unit":"home purchase and refinance loans originated, 2024","applications":3818,"originations":2916,"denials":781,"originated_dollars":458650000,"applications_purchase":2132,"applications_refinance":680,"applications_cash_out_refinance":1006,"originations_purchase":1803,"originations_refinance":451,"originations_cash_out_refinance":662,"denials_purchase":276,"denials_refinance":203,"denials_cash_out_refinance":302,"denial_rate":20.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39157","dataset":"mortgage-lending","jurisdiction":"OH","county":"39157","countyName":"Tuscarawas County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Tuscarawas County, Ohio: in 2024, lenders reported 1,242 applications for a home purchase or a refinance; 970 became loans ($177.6 million) and 231 were denied, a denial rate of 18.6%. Home purchase: 780 applications, 673 loans. HMDA 2024 data, FFIEC.","value":970,"unit":"home purchase and refinance loans originated, 2024","applications":1242,"originations":970,"denials":231,"originated_dollars":177630000,"applications_purchase":780,"applications_refinance":170,"applications_cash_out_refinance":292,"originations_purchase":673,"originations_refinance":125,"originations_cash_out_refinance":172,"denials_purchase":86,"denials_refinance":38,"denials_cash_out_refinance":107,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39159","dataset":"mortgage-lending","jurisdiction":"OH","county":"39159","countyName":"Union County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Union County, Ohio: in 2024, lenders reported 1,929 applications for a home purchase or a refinance; 1,600 became loans ($620.6 million) and 238 were denied, a denial rate of 12.3%. Home purchase: 1,318 applications, 1,151 loans. HMDA 2024 data, FFIEC.","value":1600,"unit":"home purchase and refinance loans originated, 2024","applications":1929,"originations":1600,"denials":238,"originated_dollars":620580000,"applications_purchase":1318,"applications_refinance":264,"applications_cash_out_refinance":347,"originations_purchase":1151,"originations_refinance":193,"originations_cash_out_refinance":256,"denials_purchase":106,"denials_refinance":55,"denials_cash_out_refinance":77,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39161","dataset":"mortgage-lending","jurisdiction":"OH","county":"39161","countyName":"Van Wert County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Van Wert County, Ohio: in 2024, lenders reported 412 applications for a home purchase or a refinance; 312 became loans ($49.1 million) and 89 were denied, a denial rate of 21.6%. Home purchase: 259 applications, 213 loans. HMDA 2024 data, FFIEC.","value":312,"unit":"home purchase and refinance loans originated, 2024","applications":412,"originations":312,"denials":89,"originated_dollars":49100000,"applications_purchase":259,"applications_refinance":50,"applications_cash_out_refinance":103,"originations_purchase":213,"originations_refinance":32,"originations_cash_out_refinance":67,"denials_purchase":41,"denials_refinance":13,"denials_cash_out_refinance":35,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39163","dataset":"mortgage-lending","jurisdiction":"OH","county":"39163","countyName":"Vinton County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Vinton County, Ohio: in 2024, lenders reported 263 applications for a home purchase or a refinance; 180 became loans ($37.7 million) and 67 were denied, a denial rate of 25.5%. Home purchase: 185 applications, 128 loans. HMDA 2024 data, FFIEC.","value":180,"unit":"home purchase and refinance loans originated, 2024","applications":263,"originations":180,"denials":67,"originated_dollars":37710000,"applications_purchase":185,"applications_refinance":35,"applications_cash_out_refinance":43,"originations_purchase":128,"originations_refinance":25,"originations_cash_out_refinance":27,"denials_purchase":43,"denials_refinance":9,"denials_cash_out_refinance":15,"denial_rate":25.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39165","dataset":"mortgage-lending","jurisdiction":"OH","county":"39165","countyName":"Warren County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Warren County, Ohio: in 2024, lenders reported 5,704 applications for a home purchase or a refinance; 4,790 became loans ($1.6 billion) and 738 were denied, a denial rate of 12.9%. Home purchase: 3,522 applications, 3,187 loans. HMDA 2024 data, FFIEC.","value":4790,"unit":"home purchase and refinance loans originated, 2024","applications":5704,"originations":4790,"denials":738,"originated_dollars":1577430000,"applications_purchase":3522,"applications_refinance":1017,"applications_cash_out_refinance":1165,"originations_purchase":3187,"originations_refinance":760,"originations_cash_out_refinance":843,"denials_purchase":253,"denials_refinance":211,"denials_cash_out_refinance":274,"denial_rate":12.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39167","dataset":"mortgage-lending","jurisdiction":"OH","county":"39167","countyName":"Washington County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Washington County, Ohio: in 2024, lenders reported 950 applications for a home purchase or a refinance; 729 became loans ($142.6 million) and 190 were denied, a denial rate of 20.0%. Home purchase: 555 applications, 445 loans. HMDA 2024 data, FFIEC.","value":729,"unit":"home purchase and refinance loans originated, 2024","applications":950,"originations":729,"denials":190,"originated_dollars":142605000,"applications_purchase":555,"applications_refinance":169,"applications_cash_out_refinance":226,"originations_purchase":445,"originations_refinance":137,"originations_cash_out_refinance":147,"denials_purchase":93,"denials_refinance":26,"denials_cash_out_refinance":71,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39169","dataset":"mortgage-lending","jurisdiction":"OH","county":"39169","countyName":"Wayne County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Wayne County, Ohio: in 2024, lenders reported 1,968 applications for a home purchase or a refinance; 1,568 became loans ($316.9 million) and 326 were denied, a denial rate of 16.6%. Home purchase: 1,110 applications, 937 loans. HMDA 2024 data, FFIEC.","value":1568,"unit":"home purchase and refinance loans originated, 2024","applications":1968,"originations":1568,"denials":326,"originated_dollars":316900000,"applications_purchase":1110,"applications_refinance":471,"applications_cash_out_refinance":387,"originations_purchase":937,"originations_refinance":372,"originations_cash_out_refinance":259,"denials_purchase":124,"denials_refinance":81,"denials_cash_out_refinance":121,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39171","dataset":"mortgage-lending","jurisdiction":"OH","county":"39171","countyName":"Williams County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Williams County, Ohio: in 2024, lenders reported 727 applications for a home purchase or a refinance; 585 became loans ($85.7 million) and 126 were denied, a denial rate of 17.3%. Home purchase: 458 applications, 402 loans. HMDA 2024 data, FFIEC.","value":585,"unit":"home purchase and refinance loans originated, 2024","applications":727,"originations":585,"denials":126,"originated_dollars":85745000,"applications_purchase":458,"applications_refinance":126,"applications_cash_out_refinance":143,"originations_purchase":402,"originations_refinance":86,"originations_cash_out_refinance":97,"denials_purchase":51,"denials_refinance":32,"denials_cash_out_refinance":43,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39173","dataset":"mortgage-lending","jurisdiction":"OH","county":"39173","countyName":"Wood County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Wood County, Ohio: in 2024, lenders reported 2,440 applications for a home purchase or a refinance; 1,946 became loans ($473.1 million) and 409 were denied, a denial rate of 16.8%. Home purchase: 1,526 applications, 1,291 loans. HMDA 2024 data, FFIEC.","value":1946,"unit":"home purchase and refinance loans originated, 2024","applications":2440,"originations":1946,"denials":409,"originated_dollars":473090000,"applications_purchase":1526,"applications_refinance":448,"applications_cash_out_refinance":466,"originations_purchase":1291,"originations_refinance":325,"originations_cash_out_refinance":330,"denials_purchase":186,"denials_refinance":100,"denials_cash_out_refinance":123,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:39175","dataset":"mortgage-lending","jurisdiction":"OH","county":"39175","countyName":"Wyandot County","stateName":"Ohio","level":"county","year":2024,"status":"P","text":"Wyandot County, Ohio: in 2024, lenders reported 341 applications for a home purchase or a refinance; 281 became loans ($45.2 million) and 55 were denied, a denial rate of 16.1%. Home purchase: 206 applications, 188 loans. HMDA 2024 data, FFIEC.","value":281,"unit":"home purchase and refinance loans originated, 2024","applications":341,"originations":281,"denials":55,"originated_dollars":45165000,"applications_purchase":206,"applications_refinance":52,"applications_cash_out_refinance":83,"originations_purchase":188,"originations_refinance":40,"originations_cash_out_refinance":53,"denials_purchase":15,"denials_refinance":11,"denials_cash_out_refinance":29,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:OK","dataset":"mortgage-lending","jurisdiction":"OK","county":null,"countyName":null,"stateName":"Oklahoma","level":"state","year":2024,"status":"P","text":"Oklahoma: in 2024, lenders reported 82,551 applications for a home purchase or a refinance; 61,555 became loans ($15.2 billion) and 16,795 were denied, a denial rate of 20.3%. Home purchase: 59,681 applications, 46,339 loans. Loans made changed +9.0% from 56,497 in 2023. HMDA 2024 data, FFIEC.","value":61555,"unit":"home purchase and refinance loans originated, 2024","applications":82551,"originations":61555,"denials":16795,"originated_dollars":15247475000,"applications_purchase":59681,"applications_refinance":10715,"applications_cash_out_refinance":12155,"originations_purchase":46339,"originations_refinance":7925,"originations_cash_out_refinance":7291,"denials_purchase":10316,"denials_refinance":2112,"denials_cash_out_refinance":4367,"denial_rate":20.3,"originations_prior_year":56497,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"529 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":529,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40001","dataset":"mortgage-lending","jurisdiction":"OK","county":"40001","countyName":"Adair County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Adair County, Oklahoma: in 2024, lenders reported 287 applications for a home purchase or a refinance; 171 became loans ($29.7 million) and 95 were denied, a denial rate of 33.1%. Home purchase: 209 applications, 124 loans. HMDA 2024 data, FFIEC.","value":171,"unit":"home purchase and refinance loans originated, 2024","applications":287,"originations":171,"denials":95,"originated_dollars":29695000,"applications_purchase":209,"applications_refinance":37,"applications_cash_out_refinance":41,"originations_purchase":124,"originations_refinance":24,"originations_cash_out_refinance":23,"denials_purchase":67,"denials_refinance":11,"denials_cash_out_refinance":17,"denial_rate":33.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40003","dataset":"mortgage-lending","jurisdiction":"OK","county":"40003","countyName":"Alfalfa County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Alfalfa County, Oklahoma: in 2024, lenders reported 46 applications for a home purchase or a refinance; 26 became loans ($3.8 million) and 18 were denied, a denial rate of 39.1%. Home purchase: 28 applications, 18 loans. HMDA 2024 data, FFIEC.","value":26,"unit":"home purchase and refinance loans originated, 2024","applications":46,"originations":26,"denials":18,"originated_dollars":3810000,"applications_purchase":28,"applications_refinance":7,"applications_cash_out_refinance":11,"originations_purchase":18,"originations_refinance":5,"originations_cash_out_refinance":3,"denials_purchase":9,"denials_refinance":1,"denials_cash_out_refinance":8,"denial_rate":39.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40005","dataset":"mortgage-lending","jurisdiction":"OK","county":"40005","countyName":"Atoka County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Atoka County, Oklahoma: in 2024, lenders reported 212 applications for a home purchase or a refinance; 114 became loans ($22.1 million) and 80 were denied, a denial rate of 37.7%. Home purchase: 165 applications, 90 loans. HMDA 2024 data, FFIEC.","value":114,"unit":"home purchase and refinance loans originated, 2024","applications":212,"originations":114,"denials":80,"originated_dollars":22050000,"applications_purchase":165,"applications_refinance":10,"applications_cash_out_refinance":37,"originations_purchase":90,"originations_refinance":9,"originations_cash_out_refinance":15,"denials_purchase":60,"denials_refinance":1,"denials_cash_out_refinance":19,"denial_rate":37.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40007","dataset":"mortgage-lending","jurisdiction":"OK","county":"40007","countyName":"Beaver County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Beaver County, Oklahoma: in 2024, lenders reported 68 applications for a home purchase or a refinance; 40 became loans ($6.0 million) and 25 were denied, a denial rate of 36.8%. Home purchase: 53 applications, 33 loans. HMDA 2024 data, FFIEC.","value":40,"unit":"home purchase and refinance loans originated, 2024","applications":68,"originations":40,"denials":25,"originated_dollars":5970000,"applications_purchase":53,"applications_refinance":6,"applications_cash_out_refinance":9,"originations_purchase":33,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":17,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":36.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40009","dataset":"mortgage-lending","jurisdiction":"OK","county":"40009","countyName":"Beckham County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Beckham County, Oklahoma: in 2024, lenders reported 294 applications for a home purchase or a refinance; 204 became loans ($33.3 million) and 82 were denied, a denial rate of 27.9%. Home purchase: 202 applications, 148 loans. HMDA 2024 data, FFIEC.","value":204,"unit":"home purchase and refinance loans originated, 2024","applications":294,"originations":204,"denials":82,"originated_dollars":33280000,"applications_purchase":202,"applications_refinance":32,"applications_cash_out_refinance":60,"originations_purchase":148,"originations_refinance":25,"originations_cash_out_refinance":31,"denials_purchase":50,"denials_refinance":5,"denials_cash_out_refinance":27,"denial_rate":27.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40011","dataset":"mortgage-lending","jurisdiction":"OK","county":"40011","countyName":"Blaine County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Blaine County, Oklahoma: in 2024, lenders reported 104 applications for a home purchase or a refinance; 61 became loans ($9.0 million) and 38 were denied, a denial rate of 36.5%. Home purchase: 87 applications, 54 loans. HMDA 2024 data, FFIEC.","value":61,"unit":"home purchase and refinance loans originated, 2024","applications":104,"originations":61,"denials":38,"originated_dollars":8995000,"applications_purchase":87,"applications_refinance":9,"applications_cash_out_refinance":8,"originations_purchase":54,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":29,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":36.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40013","dataset":"mortgage-lending","jurisdiction":"OK","county":"40013","countyName":"Bryan County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Bryan County, Oklahoma: in 2024, lenders reported 1,154 applications for a home purchase or a refinance; 769 became loans ($163.9 million) and 320 were denied, a denial rate of 27.7%. Home purchase: 837 applications, 545 loans. HMDA 2024 data, FFIEC.","value":769,"unit":"home purchase and refinance loans originated, 2024","applications":1154,"originations":769,"denials":320,"originated_dollars":163895000,"applications_purchase":837,"applications_refinance":181,"applications_cash_out_refinance":136,"originations_purchase":545,"originations_refinance":140,"originations_cash_out_refinance":84,"denials_purchase":241,"denials_refinance":35,"denials_cash_out_refinance":44,"denial_rate":27.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40015","dataset":"mortgage-lending","jurisdiction":"OK","county":"40015","countyName":"Caddo County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Caddo County, Oklahoma: in 2024, lenders reported 351 applications for a home purchase or a refinance; 204 became loans ($35.0 million) and 123 were denied, a denial rate of 35.0%. Home purchase: 260 applications, 151 loans. HMDA 2024 data, FFIEC.","value":204,"unit":"home purchase and refinance loans originated, 2024","applications":351,"originations":204,"denials":123,"originated_dollars":35020000,"applications_purchase":260,"applications_refinance":45,"applications_cash_out_refinance":46,"originations_purchase":151,"originations_refinance":28,"originations_cash_out_refinance":25,"denials_purchase":90,"denials_refinance":15,"denials_cash_out_refinance":18,"denial_rate":35,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40017","dataset":"mortgage-lending","jurisdiction":"OK","county":"40017","countyName":"Canadian County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Canadian County, Oklahoma: in 2024, lenders reported 5,458 applications for a home purchase or a refinance; 4,509 became loans ($1.2 billion) and 760 were denied, a denial rate of 13.9%. Home purchase: 4,148 applications, 3,595 loans. HMDA 2024 data, FFIEC.","value":4509,"unit":"home purchase and refinance loans originated, 2024","applications":5458,"originations":4509,"denials":760,"originated_dollars":1202025000,"applications_purchase":4148,"applications_refinance":629,"applications_cash_out_refinance":681,"originations_purchase":3595,"originations_refinance":464,"originations_cash_out_refinance":450,"denials_purchase":433,"denials_refinance":117,"denials_cash_out_refinance":210,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40019","dataset":"mortgage-lending","jurisdiction":"OK","county":"40019","countyName":"Carter County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Carter County, Oklahoma: in 2024, lenders reported 988 applications for a home purchase or a refinance; 626 became loans ($114.6 million) and 306 were denied, a denial rate of 31.0%. Home purchase: 753 applications, 467 loans. HMDA 2024 data, FFIEC.","value":626,"unit":"home purchase and refinance loans originated, 2024","applications":988,"originations":626,"denials":306,"originated_dollars":114630000,"applications_purchase":753,"applications_refinance":103,"applications_cash_out_refinance":132,"originations_purchase":467,"originations_refinance":82,"originations_cash_out_refinance":77,"denials_purchase":237,"denials_refinance":17,"denials_cash_out_refinance":52,"denial_rate":31,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40021","dataset":"mortgage-lending","jurisdiction":"OK","county":"40021","countyName":"Cherokee County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Cherokee County, Oklahoma: in 2024, lenders reported 887 applications for a home purchase or a refinance; 600 became loans ($129.6 million) and 225 were denied, a denial rate of 25.4%. Home purchase: 638 applications, 424 loans. HMDA 2024 data, FFIEC.","value":600,"unit":"home purchase and refinance loans originated, 2024","applications":887,"originations":600,"denials":225,"originated_dollars":129560000,"applications_purchase":638,"applications_refinance":132,"applications_cash_out_refinance":117,"originations_purchase":424,"originations_refinance":102,"originations_cash_out_refinance":74,"denials_purchase":168,"denials_refinance":19,"denials_cash_out_refinance":38,"denial_rate":25.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40023","dataset":"mortgage-lending","jurisdiction":"OK","county":"40023","countyName":"Choctaw County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Choctaw County, Oklahoma: in 2024, lenders reported 184 applications for a home purchase or a refinance; 95 became loans ($19.7 million) and 74 were denied, a denial rate of 40.2%. Home purchase: 132 applications, 61 loans. HMDA 2024 data, FFIEC.","value":95,"unit":"home purchase and refinance loans originated, 2024","applications":184,"originations":95,"denials":74,"originated_dollars":19675000,"applications_purchase":132,"applications_refinance":22,"applications_cash_out_refinance":30,"originations_purchase":61,"originations_refinance":17,"originations_cash_out_refinance":17,"denials_purchase":58,"denials_refinance":4,"denials_cash_out_refinance":12,"denial_rate":40.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40025","dataset":"mortgage-lending","jurisdiction":"OK","county":"40025","countyName":"Cimarron County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Cimarron County, Oklahoma: in 2024, lenders reported 5 applications for a home purchase or a refinance; 2 became loans ($170,000) and 3 were denied, a denial rate of 60.0% (a small count, so the rate moves a lot from year to year). Home purchase: 3 applications, 2 loans. HMDA 2024 data, FFIEC.","value":2,"unit":"home purchase and refinance loans originated, 2024","applications":5,"originations":2,"denials":3,"originated_dollars":170000,"applications_purchase":3,"applications_refinance":1,"applications_cash_out_refinance":1,"originations_purchase":2,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":60,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:40027","dataset":"mortgage-lending","jurisdiction":"OK","county":"40027","countyName":"Cleveland County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Cleveland County, Oklahoma: in 2024, lenders reported 5,942 applications for a home purchase or a refinance; 4,669 became loans ($1.2 billion) and 1,026 were denied, a denial rate of 17.3%. Home purchase: 4,232 applications, 3,478 loans. HMDA 2024 data, FFIEC.","value":4669,"unit":"home purchase and refinance loans originated, 2024","applications":5942,"originations":4669,"denials":1026,"originated_dollars":1187535000,"applications_purchase":4232,"applications_refinance":778,"applications_cash_out_refinance":932,"originations_purchase":3478,"originations_refinance":582,"originations_cash_out_refinance":609,"denials_purchase":589,"denials_refinance":150,"denials_cash_out_refinance":287,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40029","dataset":"mortgage-lending","jurisdiction":"OK","county":"40029","countyName":"Coal County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Coal County, Oklahoma: in 2024, lenders reported 58 applications for a home purchase or a refinance; 35 became loans ($4.6 million) and 21 were denied, a denial rate of 36.2%. Home purchase: 44 applications, 30 loans. HMDA 2024 data, FFIEC.","value":35,"unit":"home purchase and refinance loans originated, 2024","applications":58,"originations":35,"denials":21,"originated_dollars":4605000,"applications_purchase":44,"applications_refinance":6,"applications_cash_out_refinance":8,"originations_purchase":30,"originations_refinance":3,"originations_cash_out_refinance":2,"denials_purchase":12,"denials_refinance":3,"denials_cash_out_refinance":6,"denial_rate":36.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40031","dataset":"mortgage-lending","jurisdiction":"OK","county":"40031","countyName":"Comanche County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Comanche County, Oklahoma: in 2024, lenders reported 2,591 applications for a home purchase or a refinance; 2,027 became loans ($396.8 million) and 439 were denied, a denial rate of 16.9%. Home purchase: 1,815 applications, 1,547 loans. HMDA 2024 data, FFIEC.","value":2027,"unit":"home purchase and refinance loans originated, 2024","applications":2591,"originations":2027,"denials":439,"originated_dollars":396835000,"applications_purchase":1815,"applications_refinance":374,"applications_cash_out_refinance":402,"originations_purchase":1547,"originations_refinance":278,"originations_cash_out_refinance":202,"denials_purchase":198,"denials_refinance":65,"denials_cash_out_refinance":176,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40033","dataset":"mortgage-lending","jurisdiction":"OK","county":"40033","countyName":"Cotton County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Cotton County, Oklahoma: in 2024, lenders reported 79 applications for a home purchase or a refinance; 59 became loans ($6.8 million) and 18 were denied, a denial rate of 22.8%. Home purchase: 50 applications, 35 loans. HMDA 2024 data, FFIEC.","value":59,"unit":"home purchase and refinance loans originated, 2024","applications":79,"originations":59,"denials":18,"originated_dollars":6775000,"applications_purchase":50,"applications_refinance":22,"applications_cash_out_refinance":7,"originations_purchase":35,"originations_refinance":21,"originations_cash_out_refinance":3,"denials_purchase":13,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40035","dataset":"mortgage-lending","jurisdiction":"OK","county":"40035","countyName":"Craig County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Craig County, Oklahoma: in 2024, lenders reported 184 applications for a home purchase or a refinance; 121 became loans ($20.0 million) and 47 were denied, a denial rate of 25.5%. Home purchase: 127 applications, 81 loans. HMDA 2024 data, FFIEC.","value":121,"unit":"home purchase and refinance loans originated, 2024","applications":184,"originations":121,"denials":47,"originated_dollars":19965000,"applications_purchase":127,"applications_refinance":26,"applications_cash_out_refinance":31,"originations_purchase":81,"originations_refinance":20,"originations_cash_out_refinance":20,"denials_purchase":34,"denials_refinance":3,"denials_cash_out_refinance":10,"denial_rate":25.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40037","dataset":"mortgage-lending","jurisdiction":"OK","county":"40037","countyName":"Creek County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Creek County, Oklahoma: in 2024, lenders reported 1,699 applications for a home purchase or a refinance; 1,127 became loans ($242.8 million) and 458 were denied, a denial rate of 27.0%. Home purchase: 1,278 applications, 860 loans. HMDA 2024 data, FFIEC.","value":1127,"unit":"home purchase and refinance loans originated, 2024","applications":1699,"originations":1127,"denials":458,"originated_dollars":242795000,"applications_purchase":1278,"applications_refinance":186,"applications_cash_out_refinance":235,"originations_purchase":860,"originations_refinance":135,"originations_cash_out_refinance":132,"denials_purchase":328,"denials_refinance":35,"denials_cash_out_refinance":95,"denial_rate":27,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40039","dataset":"mortgage-lending","jurisdiction":"OK","county":"40039","countyName":"Custer County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Custer County, Oklahoma: in 2024, lenders reported 342 applications for a home purchase or a refinance; 264 became loans ($48.0 million) and 63 were denied, a denial rate of 18.4%. Home purchase: 248 applications, 198 loans. HMDA 2024 data, FFIEC.","value":264,"unit":"home purchase and refinance loans originated, 2024","applications":342,"originations":264,"denials":63,"originated_dollars":48000000,"applications_purchase":248,"applications_refinance":42,"applications_cash_out_refinance":52,"originations_purchase":198,"originations_refinance":32,"originations_cash_out_refinance":34,"denials_purchase":40,"denials_refinance":8,"denials_cash_out_refinance":15,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40041","dataset":"mortgage-lending","jurisdiction":"OK","county":"40041","countyName":"Delaware County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Delaware County, Oklahoma: in 2024, lenders reported 1,000 applications for a home purchase or a refinance; 646 became loans ($171.4 million) and 281 were denied, a denial rate of 28.1%. Home purchase: 729 applications, 463 loans. HMDA 2024 data, FFIEC.","value":646,"unit":"home purchase and refinance loans originated, 2024","applications":1000,"originations":646,"denials":281,"originated_dollars":171440000,"applications_purchase":729,"applications_refinance":119,"applications_cash_out_refinance":152,"originations_purchase":463,"originations_refinance":90,"originations_cash_out_refinance":93,"denials_purchase":212,"denials_refinance":17,"denials_cash_out_refinance":52,"denial_rate":28.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40043","dataset":"mortgage-lending","jurisdiction":"OK","county":"40043","countyName":"Dewey County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Dewey County, Oklahoma: in 2024, lenders reported 51 applications for a home purchase or a refinance; 27 became loans ($4.8 million) and 21 were denied, a denial rate of 41.2%. Home purchase: 39 applications, 24 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":51,"originations":27,"denials":21,"originated_dollars":4775000,"applications_purchase":39,"applications_refinance":5,"applications_cash_out_refinance":7,"originations_purchase":24,"originations_refinance":3,"originations_cash_out_refinance":0,"denials_purchase":13,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":41.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40045","dataset":"mortgage-lending","jurisdiction":"OK","county":"40045","countyName":"Ellis County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Ellis County, Oklahoma: in 2024, lenders reported 47 applications for a home purchase or a refinance; 24 became loans ($5.2 million) and 18 were denied, a denial rate of 38.3%. Home purchase: 34 applications, 19 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":47,"originations":24,"denials":18,"originated_dollars":5180000,"applications_purchase":34,"applications_refinance":5,"applications_cash_out_refinance":8,"originations_purchase":19,"originations_refinance":3,"originations_cash_out_refinance":2,"denials_purchase":10,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":38.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40047","dataset":"mortgage-lending","jurisdiction":"OK","county":"40047","countyName":"Garfield County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Garfield County, Oklahoma: in 2024, lenders reported 1,026 applications for a home purchase or a refinance; 840 became loans ($147.8 million) and 143 were denied, a denial rate of 13.9%. Home purchase: 795 applications, 687 loans. HMDA 2024 data, FFIEC.","value":840,"unit":"home purchase and refinance loans originated, 2024","applications":1026,"originations":840,"denials":143,"originated_dollars":147830000,"applications_purchase":795,"applications_refinance":128,"applications_cash_out_refinance":103,"originations_purchase":687,"originations_refinance":102,"originations_cash_out_refinance":51,"denials_purchase":75,"denials_refinance":20,"denials_cash_out_refinance":48,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40049","dataset":"mortgage-lending","jurisdiction":"OK","county":"40049","countyName":"Garvin County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Garvin County, Oklahoma: in 2024, lenders reported 451 applications for a home purchase or a refinance; 274 became loans ($47.3 million) and 149 were denied, a denial rate of 33.0%. Home purchase: 327 applications, 200 loans. HMDA 2024 data, FFIEC.","value":274,"unit":"home purchase and refinance loans originated, 2024","applications":451,"originations":274,"denials":149,"originated_dollars":47340000,"applications_purchase":327,"applications_refinance":67,"applications_cash_out_refinance":57,"originations_purchase":200,"originations_refinance":44,"originations_cash_out_refinance":30,"denials_purchase":104,"denials_refinance":19,"denials_cash_out_refinance":26,"denial_rate":33,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40051","dataset":"mortgage-lending","jurisdiction":"OK","county":"40051","countyName":"Grady County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Grady County, Oklahoma: in 2024, lenders reported 1,532 applications for a home purchase or a refinance; 1,117 became loans ($243.8 million) and 327 were denied, a denial rate of 21.3%. Home purchase: 1,079 applications, 813 loans. HMDA 2024 data, FFIEC.","value":1117,"unit":"home purchase and refinance loans originated, 2024","applications":1532,"originations":1117,"denials":327,"originated_dollars":243765000,"applications_purchase":1079,"applications_refinance":205,"applications_cash_out_refinance":248,"originations_purchase":813,"originations_refinance":153,"originations_cash_out_refinance":151,"denials_purchase":202,"denials_refinance":40,"denials_cash_out_refinance":85,"denial_rate":21.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40053","dataset":"mortgage-lending","jurisdiction":"OK","county":"40053","countyName":"Grant County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Grant County, Oklahoma: in 2024, lenders reported 68 applications for a home purchase or a refinance; 34 became loans ($4.4 million) and 30 were denied, a denial rate of 44.1%. Home purchase: 47 applications, 24 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":68,"originations":34,"denials":30,"originated_dollars":4420000,"applications_purchase":47,"applications_refinance":9,"applications_cash_out_refinance":12,"originations_purchase":24,"originations_refinance":4,"originations_cash_out_refinance":6,"denials_purchase":19,"denials_refinance":5,"denials_cash_out_refinance":6,"denial_rate":44.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40055","dataset":"mortgage-lending","jurisdiction":"OK","county":"40055","countyName":"Greer County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Greer County, Oklahoma: in 2024, lenders reported 107 applications for a home purchase or a refinance; 79 became loans ($9.2 million) and 25 were denied, a denial rate of 23.4%. Home purchase: 65 applications, 41 loans. HMDA 2024 data, FFIEC.","value":79,"unit":"home purchase and refinance loans originated, 2024","applications":107,"originations":79,"denials":25,"originated_dollars":9165000,"applications_purchase":65,"applications_refinance":25,"applications_cash_out_refinance":17,"originations_purchase":41,"originations_refinance":25,"originations_cash_out_refinance":13,"denials_purchase":21,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40057","dataset":"mortgage-lending","jurisdiction":"OK","county":"40057","countyName":"Harmon County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Harmon County, Oklahoma: in 2024, lenders reported 16 applications for a home purchase or a refinance; 13 became loans ($1.7 million) and 3 were denied, a denial rate of 18.8% (a small count, so the rate moves a lot from year to year). Home purchase: 8 applications, 8 loans. HMDA 2024 data, FFIEC.","value":13,"unit":"home purchase and refinance loans originated, 2024","applications":16,"originations":13,"denials":3,"originated_dollars":1685000,"applications_purchase":8,"applications_refinance":7,"applications_cash_out_refinance":1,"originations_purchase":8,"originations_refinance":4,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":3,"denials_cash_out_refinance":0,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:40059","dataset":"mortgage-lending","jurisdiction":"OK","county":"40059","countyName":"Harper County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Harper County, Oklahoma: in 2024, lenders reported 20 applications for a home purchase or a refinance; 15 became loans ($1.7 million) and 3 were denied, a denial rate of 15.0% (a small count, so the rate moves a lot from year to year). Home purchase: 15 applications, 11 loans. HMDA 2024 data, FFIEC.","value":15,"unit":"home purchase and refinance loans originated, 2024","applications":20,"originations":15,"denials":3,"originated_dollars":1695000,"applications_purchase":15,"applications_refinance":4,"applications_cash_out_refinance":1,"originations_purchase":11,"originations_refinance":3,"originations_cash_out_refinance":1,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:40061","dataset":"mortgage-lending","jurisdiction":"OK","county":"40061","countyName":"Haskell County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Haskell County, Oklahoma: in 2024, lenders reported 148 applications for a home purchase or a refinance; 89 became loans ($17.6 million) and 51 were denied, a denial rate of 34.5%. Home purchase: 106 applications, 63 loans. HMDA 2024 data, FFIEC.","value":89,"unit":"home purchase and refinance loans originated, 2024","applications":148,"originations":89,"denials":51,"originated_dollars":17565000,"applications_purchase":106,"applications_refinance":12,"applications_cash_out_refinance":30,"originations_purchase":63,"originations_refinance":11,"originations_cash_out_refinance":15,"denials_purchase":36,"denials_refinance":0,"denials_cash_out_refinance":15,"denial_rate":34.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40063","dataset":"mortgage-lending","jurisdiction":"OK","county":"40063","countyName":"Hughes County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Hughes County, Oklahoma: in 2024, lenders reported 194 applications for a home purchase or a refinance; 104 became loans ($17.1 million) and 77 were denied, a denial rate of 39.7%. Home purchase: 140 applications, 73 loans. HMDA 2024 data, FFIEC.","value":104,"unit":"home purchase and refinance loans originated, 2024","applications":194,"originations":104,"denials":77,"originated_dollars":17150000,"applications_purchase":140,"applications_refinance":32,"applications_cash_out_refinance":22,"originations_purchase":73,"originations_refinance":23,"originations_cash_out_refinance":8,"denials_purchase":57,"denials_refinance":8,"denials_cash_out_refinance":12,"denial_rate":39.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40065","dataset":"mortgage-lending","jurisdiction":"OK","county":"40065","countyName":"Jackson County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Jackson County, Oklahoma: in 2024, lenders reported 464 applications for a home purchase or a refinance; 360 became loans ($74.9 million) and 81 were denied, a denial rate of 17.5%. Home purchase: 303 applications, 256 loans. HMDA 2024 data, FFIEC.","value":360,"unit":"home purchase and refinance loans originated, 2024","applications":464,"originations":360,"denials":81,"originated_dollars":74920000,"applications_purchase":303,"applications_refinance":78,"applications_cash_out_refinance":83,"originations_purchase":256,"originations_refinance":57,"originations_cash_out_refinance":47,"denials_purchase":31,"denials_refinance":16,"denials_cash_out_refinance":34,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40067","dataset":"mortgage-lending","jurisdiction":"OK","county":"40067","countyName":"Jefferson County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Jefferson County, Oklahoma: in 2024, lenders reported 115 applications for a home purchase or a refinance; 69 became loans ($8.4 million) and 40 were denied, a denial rate of 34.8%. Home purchase: 89 applications, 49 loans. HMDA 2024 data, FFIEC.","value":69,"unit":"home purchase and refinance loans originated, 2024","applications":115,"originations":69,"denials":40,"originated_dollars":8385000,"applications_purchase":89,"applications_refinance":15,"applications_cash_out_refinance":11,"originations_purchase":49,"originations_refinance":12,"originations_cash_out_refinance":8,"denials_purchase":35,"denials_refinance":3,"denials_cash_out_refinance":2,"denial_rate":34.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40069","dataset":"mortgage-lending","jurisdiction":"OK","county":"40069","countyName":"Johnston County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Johnston County, Oklahoma: in 2024, lenders reported 170 applications for a home purchase or a refinance; 97 became loans ($17.5 million) and 58 were denied, a denial rate of 34.1%. Home purchase: 140 applications, 79 loans. HMDA 2024 data, FFIEC.","value":97,"unit":"home purchase and refinance loans originated, 2024","applications":170,"originations":97,"denials":58,"originated_dollars":17485000,"applications_purchase":140,"applications_refinance":14,"applications_cash_out_refinance":16,"originations_purchase":79,"originations_refinance":8,"originations_cash_out_refinance":10,"denials_purchase":49,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":34.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40071","dataset":"mortgage-lending","jurisdiction":"OK","county":"40071","countyName":"Kay County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Kay County, Oklahoma: in 2024, lenders reported 689 applications for a home purchase or a refinance; 528 became loans ($82.7 million) and 140 were denied, a denial rate of 20.3%. Home purchase: 469 applications, 389 loans. HMDA 2024 data, FFIEC.","value":528,"unit":"home purchase and refinance loans originated, 2024","applications":689,"originations":528,"denials":140,"originated_dollars":82720000,"applications_purchase":469,"applications_refinance":119,"applications_cash_out_refinance":101,"originations_purchase":389,"originations_refinance":96,"originations_cash_out_refinance":43,"denials_purchase":68,"denials_refinance":18,"denials_cash_out_refinance":54,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40073","dataset":"mortgage-lending","jurisdiction":"OK","county":"40073","countyName":"Kingfisher County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Kingfisher County, Oklahoma: in 2024, lenders reported 304 applications for a home purchase or a refinance; 219 became loans ($45.4 million) and 64 were denied, a denial rate of 21.1%. Home purchase: 221 applications, 162 loans. HMDA 2024 data, FFIEC.","value":219,"unit":"home purchase and refinance loans originated, 2024","applications":304,"originations":219,"denials":64,"originated_dollars":45365000,"applications_purchase":221,"applications_refinance":50,"applications_cash_out_refinance":33,"originations_purchase":162,"originations_refinance":39,"originations_cash_out_refinance":18,"denials_purchase":44,"denials_refinance":7,"denials_cash_out_refinance":13,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40075","dataset":"mortgage-lending","jurisdiction":"OK","county":"40075","countyName":"Kiowa County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Kiowa County, Oklahoma: in 2024, lenders reported 109 applications for a home purchase or a refinance; 91 became loans ($10.5 million) and 14 were denied, a denial rate of 12.8%. Home purchase: 74 applications, 62 loans. HMDA 2024 data, FFIEC.","value":91,"unit":"home purchase and refinance loans originated, 2024","applications":109,"originations":91,"denials":14,"originated_dollars":10485000,"applications_purchase":74,"applications_refinance":22,"applications_cash_out_refinance":13,"originations_purchase":62,"originations_refinance":20,"originations_cash_out_refinance":9,"denials_purchase":10,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":12.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40077","dataset":"mortgage-lending","jurisdiction":"OK","county":"40077","countyName":"Latimer County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Latimer County, Oklahoma: in 2024, lenders reported 113 applications for a home purchase or a refinance; 65 became loans ($10.4 million) and 39 were denied, a denial rate of 34.5%. Home purchase: 83 applications, 47 loans. HMDA 2024 data, FFIEC.","value":65,"unit":"home purchase and refinance loans originated, 2024","applications":113,"originations":65,"denials":39,"originated_dollars":10375000,"applications_purchase":83,"applications_refinance":16,"applications_cash_out_refinance":14,"originations_purchase":47,"originations_refinance":10,"originations_cash_out_refinance":8,"denials_purchase":28,"denials_refinance":5,"denials_cash_out_refinance":6,"denial_rate":34.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40079","dataset":"mortgage-lending","jurisdiction":"OK","county":"40079","countyName":"Le Flore County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Le Flore County, Oklahoma: in 2024, lenders reported 762 applications for a home purchase or a refinance; 501 became loans ($93.3 million) and 224 were denied, a denial rate of 29.4%. Home purchase: 545 applications, 373 loans. HMDA 2024 data, FFIEC.","value":501,"unit":"home purchase and refinance loans originated, 2024","applications":762,"originations":501,"denials":224,"originated_dollars":93315000,"applications_purchase":545,"applications_refinance":103,"applications_cash_out_refinance":114,"originations_purchase":373,"originations_refinance":66,"originations_cash_out_refinance":62,"denials_purchase":146,"denials_refinance":29,"denials_cash_out_refinance":49,"denial_rate":29.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40081","dataset":"mortgage-lending","jurisdiction":"OK","county":"40081","countyName":"Lincoln County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Lincoln County, Oklahoma: in 2024, lenders reported 906 applications for a home purchase or a refinance; 581 became loans ($109.3 million) and 267 were denied, a denial rate of 29.5%. Home purchase: 656 applications, 418 loans. HMDA 2024 data, FFIEC.","value":581,"unit":"home purchase and refinance loans originated, 2024","applications":906,"originations":581,"denials":267,"originated_dollars":109255000,"applications_purchase":656,"applications_refinance":151,"applications_cash_out_refinance":99,"originations_purchase":418,"originations_refinance":117,"originations_cash_out_refinance":46,"denials_purchase":186,"denials_refinance":31,"denials_cash_out_refinance":50,"denial_rate":29.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40083","dataset":"mortgage-lending","jurisdiction":"OK","county":"40083","countyName":"Logan County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Logan County, Oklahoma: in 2024, lenders reported 1,641 applications for a home purchase or a refinance; 1,182 became loans ($337.7 million) and 347 were denied, a denial rate of 21.1%. Home purchase: 1,211 applications, 909 loans. HMDA 2024 data, FFIEC.","value":1182,"unit":"home purchase and refinance loans originated, 2024","applications":1641,"originations":1182,"denials":347,"originated_dollars":337670000,"applications_purchase":1211,"applications_refinance":194,"applications_cash_out_refinance":236,"originations_purchase":909,"originations_refinance":127,"originations_cash_out_refinance":146,"denials_purchase":222,"denials_refinance":47,"denials_cash_out_refinance":78,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40085","dataset":"mortgage-lending","jurisdiction":"OK","county":"40085","countyName":"Love County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Love County, Oklahoma: in 2024, lenders reported 272 applications for a home purchase or a refinance; 127 became loans ($26.9 million) and 127 were denied, a denial rate of 46.7%. Home purchase: 203 applications, 90 loans. HMDA 2024 data, FFIEC.","value":127,"unit":"home purchase and refinance loans originated, 2024","applications":272,"originations":127,"denials":127,"originated_dollars":26935000,"applications_purchase":203,"applications_refinance":26,"applications_cash_out_refinance":43,"originations_purchase":90,"originations_refinance":19,"originations_cash_out_refinance":18,"denials_purchase":100,"denials_refinance":4,"denials_cash_out_refinance":23,"denial_rate":46.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40087","dataset":"mortgage-lending","jurisdiction":"OK","county":"40087","countyName":"McClain County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"McClain County, Oklahoma: in 2024, lenders reported 1,346 applications for a home purchase or a refinance; 1,016 became loans ($278.7 million) and 261 were denied, a denial rate of 19.4%. Home purchase: 989 applications, 762 loans. HMDA 2024 data, FFIEC.","value":1016,"unit":"home purchase and refinance loans originated, 2024","applications":1346,"originations":1016,"denials":261,"originated_dollars":278720000,"applications_purchase":989,"applications_refinance":182,"applications_cash_out_refinance":175,"originations_purchase":762,"originations_refinance":130,"originations_cash_out_refinance":124,"denials_purchase":181,"denials_refinance":33,"denials_cash_out_refinance":47,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40089","dataset":"mortgage-lending","jurisdiction":"OK","county":"40089","countyName":"McCurtain County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"McCurtain County, Oklahoma: in 2024, lenders reported 709 applications for a home purchase or a refinance; 444 became loans ($179.9 million) and 215 were denied, a denial rate of 30.3%. Home purchase: 530 applications, 332 loans. HMDA 2024 data, FFIEC.","value":444,"unit":"home purchase and refinance loans originated, 2024","applications":709,"originations":444,"denials":215,"originated_dollars":179900000,"applications_purchase":530,"applications_refinance":92,"applications_cash_out_refinance":87,"originations_purchase":332,"originations_refinance":59,"originations_cash_out_refinance":53,"denials_purchase":157,"denials_refinance":28,"denials_cash_out_refinance":30,"denial_rate":30.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40091","dataset":"mortgage-lending","jurisdiction":"OK","county":"40091","countyName":"McIntosh County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"McIntosh County, Oklahoma: in 2024, lenders reported 508 applications for a home purchase or a refinance; 320 became loans ($67.2 million) and 149 were denied, a denial rate of 29.3%. Home purchase: 367 applications, 233 loans. HMDA 2024 data, FFIEC.","value":320,"unit":"home purchase and refinance loans originated, 2024","applications":508,"originations":320,"denials":149,"originated_dollars":67240000,"applications_purchase":367,"applications_refinance":54,"applications_cash_out_refinance":87,"originations_purchase":233,"originations_refinance":39,"originations_cash_out_refinance":48,"denials_purchase":104,"denials_refinance":9,"denials_cash_out_refinance":36,"denial_rate":29.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40093","dataset":"mortgage-lending","jurisdiction":"OK","county":"40093","countyName":"Major County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Major County, Oklahoma: in 2024, lenders reported 93 applications for a home purchase or a refinance; 67 became loans ($9.1 million) and 24 were denied, a denial rate of 25.8%. Home purchase: 62 applications, 52 loans. HMDA 2024 data, FFIEC.","value":67,"unit":"home purchase and refinance loans originated, 2024","applications":93,"originations":67,"denials":24,"originated_dollars":9115000,"applications_purchase":62,"applications_refinance":9,"applications_cash_out_refinance":22,"originations_purchase":52,"originations_refinance":5,"originations_cash_out_refinance":10,"denials_purchase":9,"denials_refinance":3,"denials_cash_out_refinance":12,"denial_rate":25.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40095","dataset":"mortgage-lending","jurisdiction":"OK","county":"40095","countyName":"Marshall County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Marshall County, Oklahoma: in 2024, lenders reported 476 applications for a home purchase or a refinance; 322 became loans ($69.2 million) and 118 were denied, a denial rate of 24.8%. Home purchase: 359 applications, 247 loans. HMDA 2024 data, FFIEC.","value":322,"unit":"home purchase and refinance loans originated, 2024","applications":476,"originations":322,"denials":118,"originated_dollars":69150000,"applications_purchase":359,"applications_refinance":71,"applications_cash_out_refinance":46,"originations_purchase":247,"originations_refinance":53,"originations_cash_out_refinance":22,"denials_purchase":83,"denials_refinance":14,"denials_cash_out_refinance":21,"denial_rate":24.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40097","dataset":"mortgage-lending","jurisdiction":"OK","county":"40097","countyName":"Mayes County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Mayes County, Oklahoma: in 2024, lenders reported 919 applications for a home purchase or a refinance; 560 became loans ($120.8 million) and 285 were denied, a denial rate of 31.0%. Home purchase: 668 applications, 398 loans. HMDA 2024 data, FFIEC.","value":560,"unit":"home purchase and refinance loans originated, 2024","applications":919,"originations":560,"denials":285,"originated_dollars":120750000,"applications_purchase":668,"applications_refinance":105,"applications_cash_out_refinance":146,"originations_purchase":398,"originations_refinance":77,"originations_cash_out_refinance":85,"denials_purchase":209,"denials_refinance":20,"denials_cash_out_refinance":56,"denial_rate":31,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40099","dataset":"mortgage-lending","jurisdiction":"OK","county":"40099","countyName":"Murray County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Murray County, Oklahoma: in 2024, lenders reported 280 applications for a home purchase or a refinance; 187 became loans ($34.0 million) and 74 were denied, a denial rate of 26.4%. Home purchase: 199 applications, 139 loans. HMDA 2024 data, FFIEC.","value":187,"unit":"home purchase and refinance loans originated, 2024","applications":280,"originations":187,"denials":74,"originated_dollars":33965000,"applications_purchase":199,"applications_refinance":41,"applications_cash_out_refinance":40,"originations_purchase":139,"originations_refinance":28,"originations_cash_out_refinance":20,"denials_purchase":47,"denials_refinance":9,"denials_cash_out_refinance":18,"denial_rate":26.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40101","dataset":"mortgage-lending","jurisdiction":"OK","county":"40101","countyName":"Muskogee County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Muskogee County, Oklahoma: in 2024, lenders reported 1,292 applications for a home purchase or a refinance; 885 became loans ($167.2 million) and 324 were denied, a denial rate of 25.1%. Home purchase: 943 applications, 654 loans. HMDA 2024 data, FFIEC.","value":885,"unit":"home purchase and refinance loans originated, 2024","applications":1292,"originations":885,"denials":324,"originated_dollars":167165000,"applications_purchase":943,"applications_refinance":155,"applications_cash_out_refinance":194,"originations_purchase":654,"originations_refinance":120,"originations_cash_out_refinance":111,"denials_purchase":223,"denials_refinance":27,"denials_cash_out_refinance":74,"denial_rate":25.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40103","dataset":"mortgage-lending","jurisdiction":"OK","county":"40103","countyName":"Noble County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Noble County, Oklahoma: in 2024, lenders reported 187 applications for a home purchase or a refinance; 126 became loans ($19.3 million) and 43 were denied, a denial rate of 23.0%. Home purchase: 129 applications, 85 loans. HMDA 2024 data, FFIEC.","value":126,"unit":"home purchase and refinance loans originated, 2024","applications":187,"originations":126,"denials":43,"originated_dollars":19260000,"applications_purchase":129,"applications_refinance":37,"applications_cash_out_refinance":21,"originations_purchase":85,"originations_refinance":33,"originations_cash_out_refinance":8,"denials_purchase":30,"denials_refinance":2,"denials_cash_out_refinance":11,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40105","dataset":"mortgage-lending","jurisdiction":"OK","county":"40105","countyName":"Nowata County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Nowata County, Oklahoma: in 2024, lenders reported 177 applications for a home purchase or a refinance; 114 became loans ($18.0 million) and 46 were denied, a denial rate of 26.0%. Home purchase: 127 applications, 81 loans. HMDA 2024 data, FFIEC.","value":114,"unit":"home purchase and refinance loans originated, 2024","applications":177,"originations":114,"denials":46,"originated_dollars":18040000,"applications_purchase":127,"applications_refinance":28,"applications_cash_out_refinance":22,"originations_purchase":81,"originations_refinance":21,"originations_cash_out_refinance":12,"denials_purchase":30,"denials_refinance":6,"denials_cash_out_refinance":10,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40107","dataset":"mortgage-lending","jurisdiction":"OK","county":"40107","countyName":"Okfuskee County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Okfuskee County, Oklahoma: in 2024, lenders reported 177 applications for a home purchase or a refinance; 106 became loans ($15.9 million) and 61 were denied, a denial rate of 34.5%. Home purchase: 124 applications, 71 loans. HMDA 2024 data, FFIEC.","value":106,"unit":"home purchase and refinance loans originated, 2024","applications":177,"originations":106,"denials":61,"originated_dollars":15930000,"applications_purchase":124,"applications_refinance":36,"applications_cash_out_refinance":17,"originations_purchase":71,"originations_refinance":29,"originations_cash_out_refinance":6,"denials_purchase":45,"denials_refinance":6,"denials_cash_out_refinance":10,"denial_rate":34.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40109","dataset":"mortgage-lending","jurisdiction":"OK","county":"40109","countyName":"Oklahoma County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Oklahoma County, Oklahoma: in 2024, lenders reported 16,183 applications for a home purchase or a refinance; 12,942 became loans ($3.6 billion) and 2,495 were denied, a denial rate of 15.4%. Home purchase: 11,385 applications, 9,675 loans. HMDA 2024 data, FFIEC.","value":12942,"unit":"home purchase and refinance loans originated, 2024","applications":16183,"originations":12942,"denials":2495,"originated_dollars":3620090000,"applications_purchase":11385,"applications_refinance":2216,"applications_cash_out_refinance":2582,"originations_purchase":9675,"originations_refinance":1658,"originations_cash_out_refinance":1609,"denials_purchase":1216,"denials_refinance":432,"denials_cash_out_refinance":847,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40111","dataset":"mortgage-lending","jurisdiction":"OK","county":"40111","countyName":"Okmulgee County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Okmulgee County, Oklahoma: in 2024, lenders reported 907 applications for a home purchase or a refinance; 548 became loans ($98.8 million) and 271 were denied, a denial rate of 29.9%. Home purchase: 638 applications, 378 loans. HMDA 2024 data, FFIEC.","value":548,"unit":"home purchase and refinance loans originated, 2024","applications":907,"originations":548,"denials":271,"originated_dollars":98800000,"applications_purchase":638,"applications_refinance":148,"applications_cash_out_refinance":121,"originations_purchase":378,"originations_refinance":109,"originations_cash_out_refinance":61,"denials_purchase":190,"denials_refinance":24,"denials_cash_out_refinance":57,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40113","dataset":"mortgage-lending","jurisdiction":"OK","county":"40113","countyName":"Osage County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Osage County, Oklahoma: in 2024, lenders reported 1,010 applications for a home purchase or a refinance; 668 became loans ($161.2 million) and 264 were denied, a denial rate of 26.1%. Home purchase: 722 applications, 490 loans. HMDA 2024 data, FFIEC.","value":668,"unit":"home purchase and refinance loans originated, 2024","applications":1010,"originations":668,"denials":264,"originated_dollars":161200000,"applications_purchase":722,"applications_refinance":111,"applications_cash_out_refinance":177,"originations_purchase":490,"originations_refinance":78,"originations_cash_out_refinance":100,"denials_purchase":167,"denials_refinance":29,"denials_cash_out_refinance":68,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40115","dataset":"mortgage-lending","jurisdiction":"OK","county":"40115","countyName":"Ottawa County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Ottawa County, Oklahoma: in 2024, lenders reported 441 applications for a home purchase or a refinance; 331 became loans ($51.7 million) and 91 were denied, a denial rate of 20.6%. Home purchase: 324 applications, 252 loans. HMDA 2024 data, FFIEC.","value":331,"unit":"home purchase and refinance loans originated, 2024","applications":441,"originations":331,"denials":91,"originated_dollars":51685000,"applications_purchase":324,"applications_refinance":40,"applications_cash_out_refinance":77,"originations_purchase":252,"originations_refinance":29,"originations_cash_out_refinance":50,"denials_purchase":57,"denials_refinance":10,"denials_cash_out_refinance":24,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40117","dataset":"mortgage-lending","jurisdiction":"OK","county":"40117","countyName":"Pawnee County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Pawnee County, Oklahoma: in 2024, lenders reported 343 applications for a home purchase or a refinance; 202 became loans ($35.8 million) and 116 were denied, a denial rate of 33.8%. Home purchase: 262 applications, 159 loans. HMDA 2024 data, FFIEC.","value":202,"unit":"home purchase and refinance loans originated, 2024","applications":343,"originations":202,"denials":116,"originated_dollars":35750000,"applications_purchase":262,"applications_refinance":40,"applications_cash_out_refinance":41,"originations_purchase":159,"originations_refinance":22,"originations_cash_out_refinance":21,"denials_purchase":86,"denials_refinance":13,"denials_cash_out_refinance":17,"denial_rate":33.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40119","dataset":"mortgage-lending","jurisdiction":"OK","county":"40119","countyName":"Payne County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Payne County, Oklahoma: in 2024, lenders reported 1,249 applications for a home purchase or a refinance; 984 became loans ($272.8 million) and 220 were denied, a denial rate of 17.6%. Home purchase: 945 applications, 774 loans. HMDA 2024 data, FFIEC.","value":984,"unit":"home purchase and refinance loans originated, 2024","applications":1249,"originations":984,"denials":220,"originated_dollars":272790000,"applications_purchase":945,"applications_refinance":173,"applications_cash_out_refinance":131,"originations_purchase":774,"originations_refinance":145,"originations_cash_out_refinance":65,"denials_purchase":139,"denials_refinance":20,"denials_cash_out_refinance":61,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40121","dataset":"mortgage-lending","jurisdiction":"OK","county":"40121","countyName":"Pittsburg County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Pittsburg County, Oklahoma: in 2024, lenders reported 830 applications for a home purchase or a refinance; 548 became loans ($120.3 million) and 231 were denied, a denial rate of 27.8%. Home purchase: 583 applications, 397 loans. HMDA 2024 data, FFIEC.","value":548,"unit":"home purchase and refinance loans originated, 2024","applications":830,"originations":548,"denials":231,"originated_dollars":120330000,"applications_purchase":583,"applications_refinance":126,"applications_cash_out_refinance":121,"originations_purchase":397,"originations_refinance":88,"originations_cash_out_refinance":63,"denials_purchase":151,"denials_refinance":29,"denials_cash_out_refinance":51,"denial_rate":27.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40123","dataset":"mortgage-lending","jurisdiction":"OK","county":"40123","countyName":"Pontotoc County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Pontotoc County, Oklahoma: in 2024, lenders reported 631 applications for a home purchase or a refinance; 428 became loans ($81.8 million) and 180 were denied, a denial rate of 28.5%. Home purchase: 434 applications, 316 loans. HMDA 2024 data, FFIEC.","value":428,"unit":"home purchase and refinance loans originated, 2024","applications":631,"originations":428,"denials":180,"originated_dollars":81820000,"applications_purchase":434,"applications_refinance":97,"applications_cash_out_refinance":100,"originations_purchase":316,"originations_refinance":67,"originations_cash_out_refinance":45,"denials_purchase":101,"denials_refinance":25,"denials_cash_out_refinance":54,"denial_rate":28.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40125","dataset":"mortgage-lending","jurisdiction":"OK","county":"40125","countyName":"Pottawatomie County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Pottawatomie County, Oklahoma: in 2024, lenders reported 1,718 applications for a home purchase or a refinance; 1,210 became loans ($236.9 million) and 407 were denied, a denial rate of 23.7%. Home purchase: 1,291 applications, 902 loans. HMDA 2024 data, FFIEC.","value":1210,"unit":"home purchase and refinance loans originated, 2024","applications":1718,"originations":1210,"denials":407,"originated_dollars":236930000,"applications_purchase":1291,"applications_refinance":218,"applications_cash_out_refinance":209,"originations_purchase":902,"originations_refinance":174,"originations_cash_out_refinance":134,"denials_purchase":313,"denials_refinance":30,"denials_cash_out_refinance":64,"denial_rate":23.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40127","dataset":"mortgage-lending","jurisdiction":"OK","county":"40127","countyName":"Pushmataha County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Pushmataha County, Oklahoma: in 2024, lenders reported 124 applications for a home purchase or a refinance; 78 became loans ($13.0 million) and 38 were denied, a denial rate of 30.6%. Home purchase: 92 applications, 62 loans. HMDA 2024 data, FFIEC.","value":78,"unit":"home purchase and refinance loans originated, 2024","applications":124,"originations":78,"denials":38,"originated_dollars":13010000,"applications_purchase":92,"applications_refinance":13,"applications_cash_out_refinance":19,"originations_purchase":62,"originations_refinance":8,"originations_cash_out_refinance":8,"denials_purchase":22,"denials_refinance":5,"denials_cash_out_refinance":11,"denial_rate":30.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40129","dataset":"mortgage-lending","jurisdiction":"OK","county":"40129","countyName":"Roger Mills County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Roger Mills County, Oklahoma: in 2024, lenders reported 27 applications for a home purchase or a refinance; 16 became loans ($3.1 million) and 10 were denied, a denial rate of 37.0% (a small count, so the rate moves a lot from year to year). Home purchase: 23 applications, 13 loans. HMDA 2024 data, FFIEC.","value":16,"unit":"home purchase and refinance loans originated, 2024","applications":27,"originations":16,"denials":10,"originated_dollars":3140000,"applications_purchase":23,"applications_refinance":0,"applications_cash_out_refinance":4,"originations_purchase":13,"originations_refinance":0,"originations_cash_out_refinance":3,"denials_purchase":9,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":37,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:40131","dataset":"mortgage-lending","jurisdiction":"OK","county":"40131","countyName":"Rogers County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Rogers County, Oklahoma: in 2024, lenders reported 2,339 applications for a home purchase or a refinance; 1,769 became loans ($459.7 million) and 457 were denied, a denial rate of 19.5%. Home purchase: 1,652 applications, 1,286 loans. HMDA 2024 data, FFIEC.","value":1769,"unit":"home purchase and refinance loans originated, 2024","applications":2339,"originations":1769,"denials":457,"originated_dollars":459745000,"applications_purchase":1652,"applications_refinance":285,"applications_cash_out_refinance":402,"originations_purchase":1286,"originations_refinance":210,"originations_cash_out_refinance":273,"denials_purchase":278,"denials_refinance":56,"denials_cash_out_refinance":123,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40133","dataset":"mortgage-lending","jurisdiction":"OK","county":"40133","countyName":"Seminole County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Seminole County, Oklahoma: in 2024, lenders reported 435 applications for a home purchase or a refinance; 253 became loans ($44.8 million) and 146 were denied, a denial rate of 33.6%. Home purchase: 318 applications, 174 loans. HMDA 2024 data, FFIEC.","value":253,"unit":"home purchase and refinance loans originated, 2024","applications":435,"originations":253,"denials":146,"originated_dollars":44765000,"applications_purchase":318,"applications_refinance":52,"applications_cash_out_refinance":65,"originations_purchase":174,"originations_refinance":37,"originations_cash_out_refinance":42,"denials_purchase":114,"denials_refinance":11,"denials_cash_out_refinance":21,"denial_rate":33.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40135","dataset":"mortgage-lending","jurisdiction":"OK","county":"40135","countyName":"Sequoyah County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Sequoyah County, Oklahoma: in 2024, lenders reported 747 applications for a home purchase or a refinance; 530 became loans ($98.0 million) and 161 were denied, a denial rate of 21.6%. Home purchase: 529 applications, 377 loans. HMDA 2024 data, FFIEC.","value":530,"unit":"home purchase and refinance loans originated, 2024","applications":747,"originations":530,"denials":161,"originated_dollars":97990000,"applications_purchase":529,"applications_refinance":132,"applications_cash_out_refinance":86,"originations_purchase":377,"originations_refinance":109,"originations_cash_out_refinance":44,"denials_purchase":109,"denials_refinance":14,"denials_cash_out_refinance":38,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40137","dataset":"mortgage-lending","jurisdiction":"OK","county":"40137","countyName":"Stephens County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Stephens County, Oklahoma: in 2024, lenders reported 898 applications for a home purchase or a refinance; 661 became loans ($107.9 million) and 205 were denied, a denial rate of 22.8%. Home purchase: 625 applications, 475 loans. HMDA 2024 data, FFIEC.","value":661,"unit":"home purchase and refinance loans originated, 2024","applications":898,"originations":661,"denials":205,"originated_dollars":107855000,"applications_purchase":625,"applications_refinance":161,"applications_cash_out_refinance":112,"originations_purchase":475,"originations_refinance":127,"originations_cash_out_refinance":59,"denials_purchase":125,"denials_refinance":29,"denials_cash_out_refinance":51,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40139","dataset":"mortgage-lending","jurisdiction":"OK","county":"40139","countyName":"Texas County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Texas County, Oklahoma: in 2024, lenders reported 259 applications for a home purchase or a refinance; 209 became loans ($31.2 million) and 46 were denied, a denial rate of 17.8%. Home purchase: 172 applications, 141 loans. HMDA 2024 data, FFIEC.","value":209,"unit":"home purchase and refinance loans originated, 2024","applications":259,"originations":209,"denials":46,"originated_dollars":31245000,"applications_purchase":172,"applications_refinance":61,"applications_cash_out_refinance":26,"originations_purchase":141,"originations_refinance":57,"originations_cash_out_refinance":11,"denials_purchase":29,"denials_refinance":3,"denials_cash_out_refinance":14,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40141","dataset":"mortgage-lending","jurisdiction":"OK","county":"40141","countyName":"Tillman County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Tillman County, Oklahoma: in 2024, lenders reported 100 applications for a home purchase or a refinance; 70 became loans ($7.9 million) and 23 were denied, a denial rate of 23.0%. Home purchase: 72 applications, 53 loans. HMDA 2024 data, FFIEC.","value":70,"unit":"home purchase and refinance loans originated, 2024","applications":100,"originations":70,"denials":23,"originated_dollars":7900000,"applications_purchase":72,"applications_refinance":14,"applications_cash_out_refinance":14,"originations_purchase":53,"originations_refinance":11,"originations_cash_out_refinance":6,"denials_purchase":13,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40143","dataset":"mortgage-lending","jurisdiction":"OK","county":"40143","countyName":"Tulsa County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Tulsa County, Oklahoma: in 2024, lenders reported 12,322 applications for a home purchase or a refinance; 9,862 became loans ($2.9 billion) and 1,905 were denied, a denial rate of 15.5%. Home purchase: 8,917 applications, 7,605 loans. HMDA 2024 data, FFIEC.","value":9862,"unit":"home purchase and refinance loans originated, 2024","applications":12322,"originations":9862,"denials":1905,"originated_dollars":2861260000,"applications_purchase":8917,"applications_refinance":1423,"applications_cash_out_refinance":1982,"originations_purchase":7605,"originations_refinance":999,"originations_cash_out_refinance":1258,"denials_purchase":933,"denials_refinance":326,"denials_cash_out_refinance":646,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40145","dataset":"mortgage-lending","jurisdiction":"OK","county":"40145","countyName":"Wagoner County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Wagoner County, Oklahoma: in 2024, lenders reported 2,656 applications for a home purchase or a refinance; 2,081 became loans ($511.4 million) and 439 were denied, a denial rate of 16.5%. Home purchase: 2,003 applications, 1,651 loans. HMDA 2024 data, FFIEC.","value":2081,"unit":"home purchase and refinance loans originated, 2024","applications":2656,"originations":2081,"denials":439,"originated_dollars":511415000,"applications_purchase":2003,"applications_refinance":280,"applications_cash_out_refinance":373,"originations_purchase":1651,"originations_refinance":198,"originations_cash_out_refinance":232,"denials_purchase":253,"denials_refinance":61,"denials_cash_out_refinance":125,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40147","dataset":"mortgage-lending","jurisdiction":"OK","county":"40147","countyName":"Washington County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Washington County, Oklahoma: in 2024, lenders reported 1,036 applications for a home purchase or a refinance; 763 became loans ($147.3 million) and 216 were denied, a denial rate of 20.8%. Home purchase: 744 applications, 594 loans. HMDA 2024 data, FFIEC.","value":763,"unit":"home purchase and refinance loans originated, 2024","applications":1036,"originations":763,"denials":216,"originated_dollars":147285000,"applications_purchase":744,"applications_refinance":135,"applications_cash_out_refinance":157,"originations_purchase":594,"originations_refinance":97,"originations_cash_out_refinance":72,"denials_purchase":108,"denials_refinance":31,"denials_cash_out_refinance":77,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40149","dataset":"mortgage-lending","jurisdiction":"OK","county":"40149","countyName":"Washita County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Washita County, Oklahoma: in 2024, lenders reported 148 applications for a home purchase or a refinance; 96 became loans ($13.6 million) and 44 were denied, a denial rate of 29.7%. Home purchase: 100 applications, 68 loans. HMDA 2024 data, FFIEC.","value":96,"unit":"home purchase and refinance loans originated, 2024","applications":148,"originations":96,"denials":44,"originated_dollars":13600000,"applications_purchase":100,"applications_refinance":20,"applications_cash_out_refinance":28,"originations_purchase":68,"originations_refinance":17,"originations_cash_out_refinance":11,"denials_purchase":26,"denials_refinance":1,"denials_cash_out_refinance":17,"denial_rate":29.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40151","dataset":"mortgage-lending","jurisdiction":"OK","county":"40151","countyName":"Woods County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Woods County, Oklahoma: in 2024, lenders reported 78 applications for a home purchase or a refinance; 53 became loans ($7.1 million) and 21 were denied, a denial rate of 26.9%. Home purchase: 53 applications, 41 loans. HMDA 2024 data, FFIEC.","value":53,"unit":"home purchase and refinance loans originated, 2024","applications":78,"originations":53,"denials":21,"originated_dollars":7145000,"applications_purchase":53,"applications_refinance":12,"applications_cash_out_refinance":13,"originations_purchase":41,"originations_refinance":7,"originations_cash_out_refinance":5,"denials_purchase":9,"denials_refinance":4,"denials_cash_out_refinance":8,"denial_rate":26.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:40153","dataset":"mortgage-lending","jurisdiction":"OK","county":"40153","countyName":"Woodward County","stateName":"Oklahoma","level":"county","year":2024,"status":"P","text":"Woodward County, Oklahoma: in 2024, lenders reported 239 applications for a home purchase or a refinance; 174 became loans ($27.7 million) and 54 were denied, a denial rate of 22.6%. Home purchase: 174 applications, 138 loans. HMDA 2024 data, FFIEC.","value":174,"unit":"home purchase and refinance loans originated, 2024","applications":239,"originations":174,"denials":54,"originated_dollars":27730000,"applications_purchase":174,"applications_refinance":23,"applications_cash_out_refinance":42,"originations_purchase":138,"originations_refinance":17,"originations_cash_out_refinance":19,"denials_purchase":28,"denials_refinance":5,"denials_cash_out_refinance":21,"denial_rate":22.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:OR","dataset":"mortgage-lending","jurisdiction":"OR","county":null,"countyName":null,"stateName":"Oregon","level":"state","year":2024,"status":"P","text":"Oregon: in 2024, lenders reported 73,894 applications for a home purchase or a refinance; 58,887 became loans ($25.5 billion) and 11,242 were denied, a denial rate of 15.2%. Home purchase: 49,291 applications, 42,014 loans. Loans made changed +13.6% from 51,823 in 2023. HMDA 2024 data, FFIEC.","value":58887,"unit":"home purchase and refinance loans originated, 2024","applications":73894,"originations":58887,"denials":11242,"originated_dollars":25454395000,"applications_purchase":49291,"applications_refinance":11387,"applications_cash_out_refinance":13216,"originations_purchase":42014,"originations_refinance":8266,"originations_cash_out_refinance":8607,"denials_purchase":4740,"denials_refinance":2414,"denials_cash_out_refinance":4088,"denial_rate":15.2,"originations_prior_year":51823,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"93 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":93,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41001","dataset":"mortgage-lending","jurisdiction":"OR","county":"41001","countyName":"Baker County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Baker County, Oregon: in 2024, lenders reported 319 applications for a home purchase or a refinance; 234 became loans ($60.9 million) and 63 were denied, a denial rate of 19.7%. Home purchase: 185 applications, 159 loans. HMDA 2024 data, FFIEC.","value":234,"unit":"home purchase and refinance loans originated, 2024","applications":319,"originations":234,"denials":63,"originated_dollars":60870000,"applications_purchase":185,"applications_refinance":46,"applications_cash_out_refinance":88,"originations_purchase":159,"originations_refinance":29,"originations_cash_out_refinance":46,"denials_purchase":16,"denials_refinance":10,"denials_cash_out_refinance":37,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41003","dataset":"mortgage-lending","jurisdiction":"OR","county":"41003","countyName":"Benton County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Benton County, Oregon: in 2024, lenders reported 1,176 applications for a home purchase or a refinance; 943 became loans ($448.7 million) and 156 were denied, a denial rate of 13.3%. Home purchase: 834 applications, 708 loans. HMDA 2024 data, FFIEC.","value":943,"unit":"home purchase and refinance loans originated, 2024","applications":1176,"originations":943,"denials":156,"originated_dollars":448685000,"applications_purchase":834,"applications_refinance":130,"applications_cash_out_refinance":212,"originations_purchase":708,"originations_refinance":86,"originations_cash_out_refinance":149,"denials_purchase":67,"denials_refinance":37,"denials_cash_out_refinance":52,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41005","dataset":"mortgage-lending","jurisdiction":"OR","county":"41005","countyName":"Clackamas County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Clackamas County, Oregon: in 2024, lenders reported 7,712 applications for a home purchase or a refinance; 6,006 became loans ($3.0 billion) and 1,303 were denied, a denial rate of 16.9%. Home purchase: 4,980 applications, 4,159 loans. HMDA 2024 data, FFIEC.","value":6006,"unit":"home purchase and refinance loans originated, 2024","applications":7712,"originations":6006,"denials":1303,"originated_dollars":3035910000,"applications_purchase":4980,"applications_refinance":1413,"applications_cash_out_refinance":1319,"originations_purchase":4159,"originations_refinance":1014,"originations_cash_out_refinance":833,"denials_purchase":544,"denials_refinance":325,"denials_cash_out_refinance":434,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41007","dataset":"mortgage-lending","jurisdiction":"OR","county":"41007","countyName":"Clatsop County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Clatsop County, Oregon: in 2024, lenders reported 897 applications for a home purchase or a refinance; 676 became loans ($274.5 million) and 178 were denied, a denial rate of 19.8%. Home purchase: 509 applications, 437 loans. HMDA 2024 data, FFIEC.","value":676,"unit":"home purchase and refinance loans originated, 2024","applications":897,"originations":676,"denials":178,"originated_dollars":274530000,"applications_purchase":509,"applications_refinance":162,"applications_cash_out_refinance":226,"originations_purchase":437,"originations_refinance":99,"originations_cash_out_refinance":140,"denials_purchase":53,"denials_refinance":49,"denials_cash_out_refinance":76,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41009","dataset":"mortgage-lending","jurisdiction":"OR","county":"41009","countyName":"Columbia County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Columbia County, Oregon: in 2024, lenders reported 1,093 applications for a home purchase or a refinance; 845 became loans ($282.7 million) and 177 were denied, a denial rate of 16.2%. Home purchase: 644 applications, 528 loans. HMDA 2024 data, FFIEC.","value":845,"unit":"home purchase and refinance loans originated, 2024","applications":1093,"originations":845,"denials":177,"originated_dollars":282675000,"applications_purchase":644,"applications_refinance":164,"applications_cash_out_refinance":285,"originations_purchase":528,"originations_refinance":112,"originations_cash_out_refinance":205,"denials_purchase":74,"denials_refinance":37,"denials_cash_out_refinance":66,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41011","dataset":"mortgage-lending","jurisdiction":"OR","county":"41011","countyName":"Coos County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Coos County, Oregon: in 2024, lenders reported 1,326 applications for a home purchase or a refinance; 1,024 became loans ($288.5 million) and 229 were denied, a denial rate of 17.3%. Home purchase: 779 applications, 647 loans. HMDA 2024 data, FFIEC.","value":1024,"unit":"home purchase and refinance loans originated, 2024","applications":1326,"originations":1024,"denials":229,"originated_dollars":288470000,"applications_purchase":779,"applications_refinance":215,"applications_cash_out_refinance":332,"originations_purchase":647,"originations_refinance":148,"originations_cash_out_refinance":229,"denials_purchase":77,"denials_refinance":59,"denials_cash_out_refinance":93,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41013","dataset":"mortgage-lending","jurisdiction":"OR","county":"41013","countyName":"Crook County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Crook County, Oregon: in 2024, lenders reported 668 applications for a home purchase or a refinance; 542 became loans ($208.0 million) and 95 were denied, a denial rate of 14.2%. Home purchase: 436 applications, 377 loans. HMDA 2024 data, FFIEC.","value":542,"unit":"home purchase and refinance loans originated, 2024","applications":668,"originations":542,"denials":95,"originated_dollars":208030000,"applications_purchase":436,"applications_refinance":89,"applications_cash_out_refinance":143,"originations_purchase":377,"originations_refinance":62,"originations_cash_out_refinance":103,"denials_purchase":35,"denials_refinance":21,"denials_cash_out_refinance":39,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41015","dataset":"mortgage-lending","jurisdiction":"OR","county":"41015","countyName":"Curry County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Curry County, Oregon: in 2024, lenders reported 372 applications for a home purchase or a refinance; 283 became loans ($96.7 million) and 64 were denied, a denial rate of 17.2%. Home purchase: 230 applications, 182 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":372,"originations":283,"denials":64,"originated_dollars":96705000,"applications_purchase":230,"applications_refinance":66,"applications_cash_out_refinance":76,"originations_purchase":182,"originations_refinance":52,"originations_cash_out_refinance":49,"denials_purchase":36,"denials_refinance":9,"denials_cash_out_refinance":19,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41017","dataset":"mortgage-lending","jurisdiction":"OR","county":"41017","countyName":"Deschutes County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Deschutes County, Oregon: in 2024, lenders reported 5,162 applications for a home purchase or a refinance; 4,306 became loans ($2.1 billion) and 626 were denied, a denial rate of 12.1%. Home purchase: 3,562 applications, 3,137 loans. HMDA 2024 data, FFIEC.","value":4306,"unit":"home purchase and refinance loans originated, 2024","applications":5162,"originations":4306,"denials":626,"originated_dollars":2127810000,"applications_purchase":3562,"applications_refinance":827,"applications_cash_out_refinance":773,"originations_purchase":3137,"originations_refinance":614,"originations_cash_out_refinance":555,"denials_purchase":275,"denials_refinance":159,"denials_cash_out_refinance":192,"denial_rate":12.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41019","dataset":"mortgage-lending","jurisdiction":"OR","county":"41019","countyName":"Douglas County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Douglas County, Oregon: in 2024, lenders reported 2,088 applications for a home purchase or a refinance; 1,593 became loans ($471.3 million) and 379 were denied, a denial rate of 18.2%. Home purchase: 1,317 applications, 1,092 loans. HMDA 2024 data, FFIEC.","value":1593,"unit":"home purchase and refinance loans originated, 2024","applications":2088,"originations":1593,"denials":379,"originated_dollars":471255000,"applications_purchase":1317,"applications_refinance":315,"applications_cash_out_refinance":456,"originations_purchase":1092,"originations_refinance":228,"originations_cash_out_refinance":273,"denials_purchase":150,"denials_refinance":64,"denials_cash_out_refinance":165,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41021","dataset":"mortgage-lending","jurisdiction":"OR","county":"41021","countyName":"Gilliam County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Gilliam County, Oregon: in 2024, lenders reported 25 applications for a home purchase or a refinance; 21 became loans ($4.8 million) and 3 were denied, a denial rate of 12.0% (a small count, so the rate moves a lot from year to year). Home purchase: 15 applications, 13 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":25,"originations":21,"denials":3,"originated_dollars":4835000,"applications_purchase":15,"applications_refinance":6,"applications_cash_out_refinance":4,"originations_purchase":13,"originations_refinance":4,"originations_cash_out_refinance":4,"denials_purchase":1,"denials_refinance":2,"denials_cash_out_refinance":0,"denial_rate":12,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:41023","dataset":"mortgage-lending","jurisdiction":"OR","county":"41023","countyName":"Grant County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Grant County, Oregon: in 2024, lenders reported 112 applications for a home purchase or a refinance; 90 became loans ($17.9 million) and 18 were denied, a denial rate of 16.1%. Home purchase: 75 applications, 61 loans. HMDA 2024 data, FFIEC.","value":90,"unit":"home purchase and refinance loans originated, 2024","applications":112,"originations":90,"denials":18,"originated_dollars":17860000,"applications_purchase":75,"applications_refinance":11,"applications_cash_out_refinance":26,"originations_purchase":61,"originations_refinance":10,"originations_cash_out_refinance":19,"denials_purchase":11,"denials_refinance":1,"denials_cash_out_refinance":6,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41025","dataset":"mortgage-lending","jurisdiction":"OR","county":"41025","countyName":"Harney County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Harney County, Oregon: in 2024, lenders reported 121 applications for a home purchase or a refinance; 95 became loans ($18.3 million) and 23 were denied, a denial rate of 19.0%. Home purchase: 74 applications, 63 loans. HMDA 2024 data, FFIEC.","value":95,"unit":"home purchase and refinance loans originated, 2024","applications":121,"originations":95,"denials":23,"originated_dollars":18285000,"applications_purchase":74,"applications_refinance":20,"applications_cash_out_refinance":27,"originations_purchase":63,"originations_refinance":18,"originations_cash_out_refinance":14,"denials_purchase":10,"denials_refinance":2,"denials_cash_out_refinance":11,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41027","dataset":"mortgage-lending","jurisdiction":"OR","county":"41027","countyName":"Hood River County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Hood River County, Oregon: in 2024, lenders reported 288 applications for a home purchase or a refinance; 220 became loans ($93.3 million) and 49 were denied, a denial rate of 17.0%. Home purchase: 183 applications, 147 loans. HMDA 2024 data, FFIEC.","value":220,"unit":"home purchase and refinance loans originated, 2024","applications":288,"originations":220,"denials":49,"originated_dollars":93290000,"applications_purchase":183,"applications_refinance":36,"applications_cash_out_refinance":69,"originations_purchase":147,"originations_refinance":29,"originations_cash_out_refinance":44,"denials_purchase":24,"denials_refinance":7,"denials_cash_out_refinance":18,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41029","dataset":"mortgage-lending","jurisdiction":"OR","county":"41029","countyName":"Jackson County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Jackson County, Oregon: in 2024, lenders reported 3,956 applications for a home purchase or a refinance; 3,194 became loans ($1.5 billion) and 558 were denied, a denial rate of 14.1%. Home purchase: 2,731 applications, 2,369 loans. HMDA 2024 data, FFIEC.","value":3194,"unit":"home purchase and refinance loans originated, 2024","applications":3956,"originations":3194,"denials":558,"originated_dollars":1466900000,"applications_purchase":2731,"applications_refinance":554,"applications_cash_out_refinance":671,"originations_purchase":2369,"originations_refinance":401,"originations_cash_out_refinance":424,"denials_purchase":219,"denials_refinance":117,"denials_cash_out_refinance":222,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41031","dataset":"mortgage-lending","jurisdiction":"OR","county":"41031","countyName":"Jefferson County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Jefferson County, Oregon: in 2024, lenders reported 485 applications for a home purchase or a refinance; 391 became loans ($123.4 million) and 67 were denied, a denial rate of 13.8%. Home purchase: 312 applications, 270 loans. HMDA 2024 data, FFIEC.","value":391,"unit":"home purchase and refinance loans originated, 2024","applications":485,"originations":391,"denials":67,"originated_dollars":123405000,"applications_purchase":312,"applications_refinance":81,"applications_cash_out_refinance":92,"originations_purchase":270,"originations_refinance":56,"originations_cash_out_refinance":65,"denials_purchase":27,"denials_refinance":15,"denials_cash_out_refinance":25,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41033","dataset":"mortgage-lending","jurisdiction":"OR","county":"41033","countyName":"Josephine County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Josephine County, Oregon: in 2024, lenders reported 1,522 applications for a home purchase or a refinance; 1,193 became loans ($381.7 million) and 246 were denied, a denial rate of 16.2%. Home purchase: 1,021 applications, 849 loans. HMDA 2024 data, FFIEC.","value":1193,"unit":"home purchase and refinance loans originated, 2024","applications":1522,"originations":1193,"denials":246,"originated_dollars":381685000,"applications_purchase":1021,"applications_refinance":197,"applications_cash_out_refinance":304,"originations_purchase":849,"originations_refinance":149,"originations_cash_out_refinance":195,"denials_purchase":111,"denials_refinance":38,"denials_cash_out_refinance":97,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41035","dataset":"mortgage-lending","jurisdiction":"OR","county":"41035","countyName":"Klamath County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Klamath County, Oregon: in 2024, lenders reported 1,386 applications for a home purchase or a refinance; 1,071 became loans ($281.4 million) and 256 were denied, a denial rate of 18.5%. Home purchase: 864 applications, 721 loans. HMDA 2024 data, FFIEC.","value":1071,"unit":"home purchase and refinance loans originated, 2024","applications":1386,"originations":1071,"denials":256,"originated_dollars":281435000,"applications_purchase":864,"applications_refinance":196,"applications_cash_out_refinance":326,"originations_purchase":721,"originations_refinance":142,"originations_cash_out_refinance":208,"denials_purchase":108,"denials_refinance":42,"denials_cash_out_refinance":106,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41037","dataset":"mortgage-lending","jurisdiction":"OR","county":"41037","countyName":"Lake County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Lake County, Oregon: in 2024, lenders reported 125 applications for a home purchase or a refinance; 89 became loans ($21.3 million) and 30 were denied, a denial rate of 24.0%. Home purchase: 82 applications, 66 loans. HMDA 2024 data, FFIEC.","value":89,"unit":"home purchase and refinance loans originated, 2024","applications":125,"originations":89,"denials":30,"originated_dollars":21295000,"applications_purchase":82,"applications_refinance":17,"applications_cash_out_refinance":26,"originations_purchase":66,"originations_refinance":10,"originations_cash_out_refinance":13,"denials_purchase":12,"denials_refinance":6,"denials_cash_out_refinance":12,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41039","dataset":"mortgage-lending","jurisdiction":"OR","county":"41039","countyName":"Lane County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Lane County, Oregon: in 2024, lenders reported 6,082 applications for a home purchase or a refinance; 4,823 became loans ($1.7 billion) and 945 were denied, a denial rate of 15.5%. Home purchase: 3,994 applications, 3,381 loans. HMDA 2024 data, FFIEC.","value":4823,"unit":"home purchase and refinance loans originated, 2024","applications":6082,"originations":4823,"denials":945,"originated_dollars":1695195000,"applications_purchase":3994,"applications_refinance":1030,"applications_cash_out_refinance":1058,"originations_purchase":3381,"originations_refinance":769,"originations_cash_out_refinance":673,"denials_purchase":406,"denials_refinance":198,"denials_cash_out_refinance":341,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41041","dataset":"mortgage-lending","jurisdiction":"OR","county":"41041","countyName":"Lincoln County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Lincoln County, Oregon: in 2024, lenders reported 1,158 applications for a home purchase or a refinance; 886 became loans ($310.6 million) and 197 were denied, a denial rate of 17.0%. Home purchase: 752 applications, 605 loans. HMDA 2024 data, FFIEC.","value":886,"unit":"home purchase and refinance loans originated, 2024","applications":1158,"originations":886,"denials":197,"originated_dollars":310570000,"applications_purchase":752,"applications_refinance":155,"applications_cash_out_refinance":251,"originations_purchase":605,"originations_refinance":117,"originations_cash_out_refinance":164,"denials_purchase":88,"denials_refinance":30,"denials_cash_out_refinance":79,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41043","dataset":"mortgage-lending","jurisdiction":"OR","county":"41043","countyName":"Linn County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Linn County, Oregon: in 2024, lenders reported 2,451 applications for a home purchase or a refinance; 1,848 became loans ($1.3 billion) and 455 were denied, a denial rate of 18.6%. Home purchase: 1,513 applications, 1,220 loans. HMDA 2024 data, FFIEC.","value":1848,"unit":"home purchase and refinance loans originated, 2024","applications":2451,"originations":1848,"denials":455,"originated_dollars":1333310000,"applications_purchase":1513,"applications_refinance":360,"applications_cash_out_refinance":578,"originations_purchase":1220,"originations_refinance":270,"originations_cash_out_refinance":358,"denials_purchase":190,"denials_refinance":68,"denials_cash_out_refinance":197,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41045","dataset":"mortgage-lending","jurisdiction":"OR","county":"41045","countyName":"Malheur County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Malheur County, Oregon: in 2024, lenders reported 406 applications for a home purchase or a refinance; 283 became loans ($68.6 million) and 100 were denied, a denial rate of 24.6%. Home purchase: 226 applications, 172 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":406,"originations":283,"denials":100,"originated_dollars":68615000,"applications_purchase":226,"applications_refinance":66,"applications_cash_out_refinance":114,"originations_purchase":172,"originations_refinance":42,"originations_cash_out_refinance":69,"denials_purchase":38,"denials_refinance":22,"denials_cash_out_refinance":40,"denial_rate":24.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41047","dataset":"mortgage-lending","jurisdiction":"OR","county":"41047","countyName":"Marion County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Marion County, Oregon: in 2024, lenders reported 5,650 applications for a home purchase or a refinance; 4,361 became loans ($1.6 billion) and 947 were denied, a denial rate of 16.8%. Home purchase: 3,758 applications, 3,086 loans. HMDA 2024 data, FFIEC.","value":4361,"unit":"home purchase and refinance loans originated, 2024","applications":5650,"originations":4361,"denials":947,"originated_dollars":1620825000,"applications_purchase":3758,"applications_refinance":788,"applications_cash_out_refinance":1104,"originations_purchase":3086,"originations_refinance":544,"originations_cash_out_refinance":731,"denials_purchase":440,"denials_refinance":182,"denials_cash_out_refinance":325,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41049","dataset":"mortgage-lending","jurisdiction":"OR","county":"41049","countyName":"Morrow County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Morrow County, Oregon: in 2024, lenders reported 198 applications for a home purchase or a refinance; 159 became loans ($42.0 million) and 37 were denied, a denial rate of 18.7%. Home purchase: 131 applications, 115 loans. HMDA 2024 data, FFIEC.","value":159,"unit":"home purchase and refinance loans originated, 2024","applications":198,"originations":159,"denials":37,"originated_dollars":41985000,"applications_purchase":131,"applications_refinance":17,"applications_cash_out_refinance":50,"originations_purchase":115,"originations_refinance":16,"originations_cash_out_refinance":28,"denials_purchase":15,"denials_refinance":1,"denials_cash_out_refinance":21,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41051","dataset":"mortgage-lending","jurisdiction":"OR","county":"41051","countyName":"Multnomah County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Multnomah County, Oregon: in 2024, lenders reported 11,998 applications for a home purchase or a refinance; 9,896 became loans ($4.7 billion) and 1,572 were denied, a denial rate of 13.1%. Home purchase: 8,372 applications, 7,405 loans. HMDA 2024 data, FFIEC.","value":9896,"unit":"home purchase and refinance loans originated, 2024","applications":11998,"originations":9896,"denials":1572,"originated_dollars":4708240000,"applications_purchase":8372,"applications_refinance":1941,"applications_cash_out_refinance":1685,"originations_purchase":7405,"originations_refinance":1433,"originations_cash_out_refinance":1058,"denials_purchase":615,"denials_refinance":393,"denials_cash_out_refinance":564,"denial_rate":13.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41053","dataset":"mortgage-lending","jurisdiction":"OR","county":"41053","countyName":"Polk County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Polk County, Oregon: in 2024, lenders reported 1,665 applications for a home purchase or a refinance; 1,335 became loans ($478.3 million) and 248 were denied, a denial rate of 14.9%. Home purchase: 1,112 applications, 955 loans. HMDA 2024 data, FFIEC.","value":1335,"unit":"home purchase and refinance loans originated, 2024","applications":1665,"originations":1335,"denials":248,"originated_dollars":478305000,"applications_purchase":1112,"applications_refinance":213,"applications_cash_out_refinance":340,"originations_purchase":955,"originations_refinance":146,"originations_cash_out_refinance":234,"denials_purchase":108,"denials_refinance":48,"denials_cash_out_refinance":92,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41055","dataset":"mortgage-lending","jurisdiction":"OR","county":"41055","countyName":"Sherman County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Sherman County, Oregon: in 2024, lenders reported 27 applications for a home purchase or a refinance; 20 became loans ($5.3 million) and 4 were denied, a denial rate of 14.8% (a small count, so the rate moves a lot from year to year). Home purchase: 18 applications, 14 loans. HMDA 2024 data, FFIEC.","value":20,"unit":"home purchase and refinance loans originated, 2024","applications":27,"originations":20,"denials":4,"originated_dollars":5300000,"applications_purchase":18,"applications_refinance":4,"applications_cash_out_refinance":5,"originations_purchase":14,"originations_refinance":3,"originations_cash_out_refinance":3,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:41057","dataset":"mortgage-lending","jurisdiction":"OR","county":"41057","countyName":"Tillamook County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Tillamook County, Oregon: in 2024, lenders reported 673 applications for a home purchase or a refinance; 547 became loans ($197.3 million) and 98 were denied, a denial rate of 14.6%. Home purchase: 429 applications, 371 loans. HMDA 2024 data, FFIEC.","value":547,"unit":"home purchase and refinance loans originated, 2024","applications":673,"originations":547,"denials":98,"originated_dollars":197305000,"applications_purchase":429,"applications_refinance":100,"applications_cash_out_refinance":144,"originations_purchase":371,"originations_refinance":78,"originations_cash_out_refinance":98,"denials_purchase":37,"denials_refinance":18,"denials_cash_out_refinance":43,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41059","dataset":"mortgage-lending","jurisdiction":"OR","county":"41059","countyName":"Umatilla County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Umatilla County, Oregon: in 2024, lenders reported 1,392 applications for a home purchase or a refinance; 1,092 became loans ($288.9 million) and 235 were denied, a denial rate of 16.9%. Home purchase: 929 applications, 781 loans. HMDA 2024 data, FFIEC.","value":1092,"unit":"home purchase and refinance loans originated, 2024","applications":1392,"originations":1092,"denials":235,"originated_dollars":288910000,"applications_purchase":929,"applications_refinance":159,"applications_cash_out_refinance":304,"originations_purchase":781,"originations_refinance":116,"originations_cash_out_refinance":195,"denials_purchase":99,"denials_refinance":37,"denials_cash_out_refinance":99,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41061","dataset":"mortgage-lending","jurisdiction":"OR","county":"41061","countyName":"Union County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Union County, Oregon: in 2024, lenders reported 346 applications for a home purchase or a refinance; 273 became loans ($73.3 million) and 63 were denied, a denial rate of 18.2%. Home purchase: 219 applications, 187 loans. HMDA 2024 data, FFIEC.","value":273,"unit":"home purchase and refinance loans originated, 2024","applications":346,"originations":273,"denials":63,"originated_dollars":73295000,"applications_purchase":219,"applications_refinance":51,"applications_cash_out_refinance":76,"originations_purchase":187,"originations_refinance":34,"originations_cash_out_refinance":52,"denials_purchase":27,"denials_refinance":15,"denials_cash_out_refinance":21,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41063","dataset":"mortgage-lending","jurisdiction":"OR","county":"41063","countyName":"Wallowa County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Wallowa County, Oregon: in 2024, lenders reported 143 applications for a home purchase or a refinance; 108 became loans ($34.6 million) and 31 were denied, a denial rate of 21.7%. Home purchase: 83 applications, 72 loans. HMDA 2024 data, FFIEC.","value":108,"unit":"home purchase and refinance loans originated, 2024","applications":143,"originations":108,"denials":31,"originated_dollars":34610000,"applications_purchase":83,"applications_refinance":25,"applications_cash_out_refinance":35,"originations_purchase":72,"originations_refinance":16,"originations_cash_out_refinance":20,"denials_purchase":10,"denials_refinance":8,"denials_cash_out_refinance":13,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41065","dataset":"mortgage-lending","jurisdiction":"OR","county":"41065","countyName":"Wasco County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Wasco County, Oregon: in 2024, lenders reported 463 applications for a home purchase or a refinance; 322 became loans ($93.7 million) and 111 were denied, a denial rate of 24.0%. Home purchase: 278 applications, 205 loans. HMDA 2024 data, FFIEC.","value":322,"unit":"home purchase and refinance loans originated, 2024","applications":463,"originations":322,"denials":111,"originated_dollars":93650000,"applications_purchase":278,"applications_refinance":65,"applications_cash_out_refinance":120,"originations_purchase":205,"originations_refinance":45,"originations_cash_out_refinance":72,"denials_purchase":51,"denials_refinance":17,"denials_cash_out_refinance":43,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41067","dataset":"mortgage-lending","jurisdiction":"OR","county":"41067","countyName":"Washington County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Washington County, Oregon: in 2024, lenders reported 10,329 applications for a home purchase or a refinance; 8,529 became loans ($4.1 billion) and 1,310 were denied, a denial rate of 12.7%. Home purchase: 7,302 applications, 6,383 loans. HMDA 2024 data, FFIEC.","value":8529,"unit":"home purchase and refinance loans originated, 2024","applications":10329,"originations":8529,"denials":1310,"originated_dollars":4092195000,"applications_purchase":7302,"applications_refinance":1514,"applications_cash_out_refinance":1513,"originations_purchase":6383,"originations_refinance":1126,"originations_cash_out_refinance":1020,"denials_purchase":588,"denials_refinance":292,"denials_cash_out_refinance":430,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:41069","dataset":"mortgage-lending","jurisdiction":"OR","county":"41069","countyName":"Wheeler County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Wheeler County, Oregon: in 2024, lenders reported 15 applications for a home purchase or a refinance; 5 became loans ($885,000) and 7 were denied, a denial rate of 46.7% (a small count, so the rate moves a lot from year to year). Home purchase: 6 applications, 1 loans. HMDA 2024 data, FFIEC.","value":5,"unit":"home purchase and refinance loans originated, 2024","applications":15,"originations":5,"denials":7,"originated_dollars":885000,"applications_purchase":6,"applications_refinance":3,"applications_cash_out_refinance":6,"originations_purchase":1,"originations_refinance":0,"originations_cash_out_refinance":4,"denials_purchase":4,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":46.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:41071","dataset":"mortgage-lending","jurisdiction":"OR","county":"41071","countyName":"Yamhill County","stateName":"Oregon","level":"county","year":2024,"status":"P","text":"Yamhill County, Oregon: in 2024, lenders reported 1,972 applications for a home purchase or a refinance; 1,545 became loans ($643.6 million) and 326 were denied, a denial rate of 16.5%. Home purchase: 1,286 applications, 1,066 loans. HMDA 2024 data, FFIEC.","value":1545,"unit":"home purchase and refinance loans originated, 2024","applications":1972,"originations":1545,"denials":326,"originated_dollars":643605000,"applications_purchase":1286,"applications_refinance":319,"applications_cash_out_refinance":367,"originations_purchase":1066,"originations_refinance":225,"originations_cash_out_refinance":254,"denials_purchase":148,"denials_refinance":75,"denials_cash_out_refinance":103,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:PA","dataset":"mortgage-lending","jurisdiction":"PA","county":null,"countyName":null,"stateName":"Pennsylvania","level":"state","year":2024,"status":"P","text":"Pennsylvania: in 2024, lenders reported 228,456 applications for a home purchase or a refinance; 179,544 became loans ($48.9 billion) and 41,454 were denied, a denial rate of 18.1%. Home purchase: 139,301 applications, 119,931 loans. Loans made changed +6.8% from 168,096 in 2023. HMDA 2024 data, FFIEC.","value":179544,"unit":"home purchase and refinance loans originated, 2024","applications":228456,"originations":179544,"denials":41454,"originated_dollars":48878540000,"applications_purchase":139301,"applications_refinance":45000,"applications_cash_out_refinance":44155,"originations_purchase":119931,"originations_refinance":32027,"originations_cash_out_refinance":27586,"denials_purchase":15139,"denials_refinance":11219,"denials_cash_out_refinance":15096,"denial_rate":18.1,"originations_prior_year":168096,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"1,334 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":1334,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42001","dataset":"mortgage-lending","jurisdiction":"PA","county":"42001","countyName":"Adams County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Adams County, Pennsylvania: in 2024, lenders reported 2,053 applications for a home purchase or a refinance; 1,604 became loans ($429.9 million) and 371 were denied, a denial rate of 18.1%. Home purchase: 1,230 applications, 1,050 loans. HMDA 2024 data, FFIEC.","value":1604,"unit":"home purchase and refinance loans originated, 2024","applications":2053,"originations":1604,"denials":371,"originated_dollars":429920000,"applications_purchase":1230,"applications_refinance":500,"applications_cash_out_refinance":323,"originations_purchase":1050,"originations_refinance":364,"originations_cash_out_refinance":190,"denials_purchase":140,"denials_refinance":117,"denials_cash_out_refinance":114,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42003","dataset":"mortgage-lending","jurisdiction":"PA","county":"42003","countyName":"Allegheny County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Allegheny County, Pennsylvania: in 2024, lenders reported 21,411 applications for a home purchase or a refinance; 17,266 became loans ($4.6 billion) and 3,453 were denied, a denial rate of 16.1%. Home purchase: 13,044 applications, 11,581 loans. HMDA 2024 data, FFIEC.","value":17266,"unit":"home purchase and refinance loans originated, 2024","applications":21411,"originations":17266,"denials":3453,"originated_dollars":4596010000,"applications_purchase":13044,"applications_refinance":4971,"applications_cash_out_refinance":3396,"originations_purchase":11581,"originations_refinance":3564,"originations_cash_out_refinance":2121,"denials_purchase":1095,"denials_refinance":1208,"denials_cash_out_refinance":1150,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42005","dataset":"mortgage-lending","jurisdiction":"PA","county":"42005","countyName":"Armstrong County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Armstrong County, Pennsylvania: in 2024, lenders reported 888 applications for a home purchase or a refinance; 696 became loans ($107.8 million) and 156 were denied, a denial rate of 17.6%. Home purchase: 557 applications, 488 loans. HMDA 2024 data, FFIEC.","value":696,"unit":"home purchase and refinance loans originated, 2024","applications":888,"originations":696,"denials":156,"originated_dollars":107850000,"applications_purchase":557,"applications_refinance":186,"applications_cash_out_refinance":145,"originations_purchase":488,"originations_refinance":127,"originations_cash_out_refinance":81,"denials_purchase":49,"denials_refinance":46,"denials_cash_out_refinance":61,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42007","dataset":"mortgage-lending","jurisdiction":"PA","county":"42007","countyName":"Beaver County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Beaver County, Pennsylvania: in 2024, lenders reported 3,186 applications for a home purchase or a refinance; 2,514 became loans ($478.3 million) and 577 were denied, a denial rate of 18.1%. Home purchase: 1,974 applications, 1,690 loans. HMDA 2024 data, FFIEC.","value":2514,"unit":"home purchase and refinance loans originated, 2024","applications":3186,"originations":2514,"denials":577,"originated_dollars":478340000,"applications_purchase":1974,"applications_refinance":621,"applications_cash_out_refinance":591,"originations_purchase":1690,"originations_refinance":443,"originations_cash_out_refinance":381,"denials_purchase":236,"denials_refinance":154,"denials_cash_out_refinance":187,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42009","dataset":"mortgage-lending","jurisdiction":"PA","county":"42009","countyName":"Bedford County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Bedford County, Pennsylvania: in 2024, lenders reported 703 applications for a home purchase or a refinance; 519 became loans ($90.3 million) and 163 were denied, a denial rate of 23.2%. Home purchase: 395 applications, 322 loans. HMDA 2024 data, FFIEC.","value":519,"unit":"home purchase and refinance loans originated, 2024","applications":703,"originations":519,"denials":163,"originated_dollars":90285000,"applications_purchase":395,"applications_refinance":192,"applications_cash_out_refinance":116,"originations_purchase":322,"originations_refinance":140,"originations_cash_out_refinance":57,"denials_purchase":61,"denials_refinance":46,"denials_cash_out_refinance":56,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42011","dataset":"mortgage-lending","jurisdiction":"PA","county":"42011","countyName":"Berks County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Berks County, Pennsylvania: in 2024, lenders reported 8,059 applications for a home purchase or a refinance; 6,280 became loans ($1.4 billion) and 1,446 were denied, a denial rate of 17.9%. Home purchase: 4,819 applications, 4,037 loans. HMDA 2024 data, FFIEC.","value":6280,"unit":"home purchase and refinance loans originated, 2024","applications":8059,"originations":6280,"denials":1446,"originated_dollars":1423830000,"applications_purchase":4819,"applications_refinance":1637,"applications_cash_out_refinance":1603,"originations_purchase":4037,"originations_refinance":1195,"originations_cash_out_refinance":1048,"denials_purchase":571,"denials_refinance":382,"denials_cash_out_refinance":493,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42013","dataset":"mortgage-lending","jurisdiction":"PA","county":"42013","countyName":"Blair County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Blair County, Pennsylvania: in 2024, lenders reported 1,728 applications for a home purchase or a refinance; 1,381 became loans ($245.7 million) and 305 were denied, a denial rate of 17.7%. Home purchase: 1,060 applications, 923 loans. HMDA 2024 data, FFIEC.","value":1381,"unit":"home purchase and refinance loans originated, 2024","applications":1728,"originations":1381,"denials":305,"originated_dollars":245695000,"applications_purchase":1060,"applications_refinance":365,"applications_cash_out_refinance":303,"originations_purchase":923,"originations_refinance":268,"originations_cash_out_refinance":190,"denials_purchase":114,"denials_refinance":84,"denials_cash_out_refinance":107,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42015","dataset":"mortgage-lending","jurisdiction":"PA","county":"42015","countyName":"Bradford County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Bradford County, Pennsylvania: in 2024, lenders reported 912 applications for a home purchase or a refinance; 708 became loans ($122.7 million) and 178 were denied, a denial rate of 19.5%. Home purchase: 610 applications, 505 loans. HMDA 2024 data, FFIEC.","value":708,"unit":"home purchase and refinance loans originated, 2024","applications":912,"originations":708,"denials":178,"originated_dollars":122680000,"applications_purchase":610,"applications_refinance":148,"applications_cash_out_refinance":154,"originations_purchase":505,"originations_refinance":111,"originations_cash_out_refinance":92,"denials_purchase":90,"denials_refinance":29,"denials_cash_out_refinance":59,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42017","dataset":"mortgage-lending","jurisdiction":"PA","county":"42017","countyName":"Bucks County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Bucks County, Pennsylvania: in 2024, lenders reported 11,075 applications for a home purchase or a refinance; 8,803 became loans ($3.2 billion) and 1,918 were denied, a denial rate of 17.3%. Home purchase: 6,102 applications, 5,355 loans. HMDA 2024 data, FFIEC.","value":8803,"unit":"home purchase and refinance loans originated, 2024","applications":11075,"originations":8803,"denials":1918,"originated_dollars":3194995000,"applications_purchase":6102,"applications_refinance":2112,"applications_cash_out_refinance":2861,"originations_purchase":5355,"originations_refinance":1541,"originations_cash_out_refinance":1907,"denials_purchase":545,"denials_refinance":497,"denials_cash_out_refinance":876,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42019","dataset":"mortgage-lending","jurisdiction":"PA","county":"42019","countyName":"Butler County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Butler County, Pennsylvania: in 2024, lenders reported 3,569 applications for a home purchase or a refinance; 2,972 became loans ($887.6 million) and 495 were denied, a denial rate of 13.9%. Home purchase: 2,393 applications, 2,126 loans. HMDA 2024 data, FFIEC.","value":2972,"unit":"home purchase and refinance loans originated, 2024","applications":3569,"originations":2972,"denials":495,"originated_dollars":887610000,"applications_purchase":2393,"applications_refinance":712,"applications_cash_out_refinance":464,"originations_purchase":2126,"originations_refinance":538,"originations_cash_out_refinance":308,"denials_purchase":208,"denials_refinance":147,"denials_cash_out_refinance":140,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42021","dataset":"mortgage-lending","jurisdiction":"PA","county":"42021","countyName":"Cambria County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Cambria County, Pennsylvania: in 2024, lenders reported 1,868 applications for a home purchase or a refinance; 1,433 became loans ($189.0 million) and 384 were denied, a denial rate of 20.6%. Home purchase: 1,181 applications, 994 loans. HMDA 2024 data, FFIEC.","value":1433,"unit":"home purchase and refinance loans originated, 2024","applications":1868,"originations":1433,"denials":384,"originated_dollars":188975000,"applications_purchase":1181,"applications_refinance":486,"applications_cash_out_refinance":201,"originations_purchase":994,"originations_refinance":327,"originations_cash_out_refinance":112,"denials_purchase":159,"denials_refinance":143,"denials_cash_out_refinance":82,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42023","dataset":"mortgage-lending","jurisdiction":"PA","county":"42023","countyName":"Cameron County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Cameron County, Pennsylvania: in 2024, lenders reported 44 applications for a home purchase or a refinance; 30 became loans ($2.7 million) and 13 were denied, a denial rate of 29.5%. Home purchase: 23 applications, 18 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":44,"originations":30,"denials":13,"originated_dollars":2690000,"applications_purchase":23,"applications_refinance":13,"applications_cash_out_refinance":8,"originations_purchase":18,"originations_refinance":9,"originations_cash_out_refinance":3,"denials_purchase":5,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":29.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42025","dataset":"mortgage-lending","jurisdiction":"PA","county":"42025","countyName":"Carbon County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Carbon County, Pennsylvania: in 2024, lenders reported 1,744 applications for a home purchase or a refinance; 1,374 became loans ($307.6 million) and 313 were denied, a denial rate of 17.9%. Home purchase: 1,129 applications, 973 loans. HMDA 2024 data, FFIEC.","value":1374,"unit":"home purchase and refinance loans originated, 2024","applications":1744,"originations":1374,"denials":313,"originated_dollars":307600000,"applications_purchase":1129,"applications_refinance":255,"applications_cash_out_refinance":360,"originations_purchase":973,"originations_refinance":181,"originations_cash_out_refinance":220,"denials_purchase":119,"denials_refinance":67,"denials_cash_out_refinance":127,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42027","dataset":"mortgage-lending","jurisdiction":"PA","county":"42027","countyName":"Centre County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Centre County, Pennsylvania: in 2024, lenders reported 1,905 applications for a home purchase or a refinance; 1,610 became loans ($473.8 million) and 253 were denied, a denial rate of 13.3%. Home purchase: 1,279 applications, 1,164 loans. HMDA 2024 data, FFIEC.","value":1610,"unit":"home purchase and refinance loans originated, 2024","applications":1905,"originations":1610,"denials":253,"originated_dollars":473800000,"applications_purchase":1279,"applications_refinance":365,"applications_cash_out_refinance":261,"originations_purchase":1164,"originations_refinance":264,"originations_cash_out_refinance":182,"denials_purchase":94,"denials_refinance":86,"denials_cash_out_refinance":73,"denial_rate":13.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42029","dataset":"mortgage-lending","jurisdiction":"PA","county":"42029","countyName":"Chester County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Chester County, Pennsylvania: in 2024, lenders reported 9,929 applications for a home purchase or a refinance; 8,152 became loans ($3.7 billion) and 1,464 were denied, a denial rate of 14.7%. Home purchase: 5,967 applications, 5,275 loans. HMDA 2024 data, FFIEC.","value":8152,"unit":"home purchase and refinance loans originated, 2024","applications":9929,"originations":8152,"denials":1464,"originated_dollars":3728390000,"applications_purchase":5967,"applications_refinance":2088,"applications_cash_out_refinance":1874,"originations_purchase":5275,"originations_refinance":1549,"originations_cash_out_refinance":1328,"denials_purchase":501,"denials_refinance":470,"denials_cash_out_refinance":493,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42031","dataset":"mortgage-lending","jurisdiction":"PA","county":"42031","countyName":"Clarion County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Clarion County, Pennsylvania: in 2024, lenders reported 385 applications for a home purchase or a refinance; 311 became loans ($47.5 million) and 64 were denied, a denial rate of 16.6%. Home purchase: 253 applications, 229 loans. HMDA 2024 data, FFIEC.","value":311,"unit":"home purchase and refinance loans originated, 2024","applications":385,"originations":311,"denials":64,"originated_dollars":47535000,"applications_purchase":253,"applications_refinance":64,"applications_cash_out_refinance":68,"originations_purchase":229,"originations_refinance":43,"originations_cash_out_refinance":39,"denials_purchase":20,"denials_refinance":17,"denials_cash_out_refinance":27,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42033","dataset":"mortgage-lending","jurisdiction":"PA","county":"42033","countyName":"Clearfield County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Clearfield County, Pennsylvania: in 2024, lenders reported 1,166 applications for a home purchase or a refinance; 915 became loans ($132.2 million) and 226 were denied, a denial rate of 19.4%. Home purchase: 753 applications, 630 loans. HMDA 2024 data, FFIEC.","value":915,"unit":"home purchase and refinance loans originated, 2024","applications":1166,"originations":915,"denials":226,"originated_dollars":132205000,"applications_purchase":753,"applications_refinance":248,"applications_cash_out_refinance":165,"originations_purchase":630,"originations_refinance":188,"originations_cash_out_refinance":97,"denials_purchase":105,"denials_refinance":56,"denials_cash_out_refinance":65,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42035","dataset":"mortgage-lending","jurisdiction":"PA","county":"42035","countyName":"Clinton County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Clinton County, Pennsylvania: in 2024, lenders reported 669 applications for a home purchase or a refinance; 542 became loans ($104.9 million) and 102 were denied, a denial rate of 15.2%. Home purchase: 398 applications, 352 loans. HMDA 2024 data, FFIEC.","value":542,"unit":"home purchase and refinance loans originated, 2024","applications":669,"originations":542,"denials":102,"originated_dollars":104870000,"applications_purchase":398,"applications_refinance":179,"applications_cash_out_refinance":92,"originations_purchase":352,"originations_refinance":139,"originations_cash_out_refinance":51,"denials_purchase":36,"denials_refinance":31,"denials_cash_out_refinance":35,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42037","dataset":"mortgage-lending","jurisdiction":"PA","county":"42037","countyName":"Columbia County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Columbia County, Pennsylvania: in 2024, lenders reported 970 applications for a home purchase or a refinance; 766 became loans ($148.8 million) and 174 were denied, a denial rate of 17.9%. Home purchase: 637 applications, 531 loans. HMDA 2024 data, FFIEC.","value":766,"unit":"home purchase and refinance loans originated, 2024","applications":970,"originations":766,"denials":174,"originated_dollars":148800000,"applications_purchase":637,"applications_refinance":184,"applications_cash_out_refinance":149,"originations_purchase":531,"originations_refinance":140,"originations_cash_out_refinance":95,"denials_purchase":88,"denials_refinance":36,"denials_cash_out_refinance":50,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42039","dataset":"mortgage-lending","jurisdiction":"PA","county":"42039","countyName":"Crawford County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Crawford County, Pennsylvania: in 2024, lenders reported 1,158 applications for a home purchase or a refinance; 897 became loans ($137.6 million) and 234 were denied, a denial rate of 20.2%. Home purchase: 681 applications, 568 loans. HMDA 2024 data, FFIEC.","value":897,"unit":"home purchase and refinance loans originated, 2024","applications":1158,"originations":897,"denials":234,"originated_dollars":137555000,"applications_purchase":681,"applications_refinance":250,"applications_cash_out_refinance":227,"originations_purchase":568,"originations_refinance":186,"originations_cash_out_refinance":143,"denials_purchase":97,"denials_refinance":57,"denials_cash_out_refinance":80,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42041","dataset":"mortgage-lending","jurisdiction":"PA","county":"42041","countyName":"Cumberland County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Cumberland County, Pennsylvania: in 2024, lenders reported 5,213 applications for a home purchase or a refinance; 4,164 became loans ($1.1 billion) and 871 were denied, a denial rate of 16.7%. Home purchase: 3,342 applications, 2,871 loans. HMDA 2024 data, FFIEC.","value":4164,"unit":"home purchase and refinance loans originated, 2024","applications":5213,"originations":4164,"denials":871,"originated_dollars":1115230000,"applications_purchase":3342,"applications_refinance":1206,"applications_cash_out_refinance":665,"originations_purchase":2871,"originations_refinance":875,"originations_cash_out_refinance":418,"denials_purchase":363,"denials_refinance":292,"denials_cash_out_refinance":216,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42043","dataset":"mortgage-lending","jurisdiction":"PA","county":"42043","countyName":"Dauphin County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Dauphin County, Pennsylvania: in 2024, lenders reported 5,766 applications for a home purchase or a refinance; 4,459 became loans ($1.0 billion) and 1,114 were denied, a denial rate of 19.3%. Home purchase: 3,619 applications, 3,059 loans. HMDA 2024 data, FFIEC.","value":4459,"unit":"home purchase and refinance loans originated, 2024","applications":5766,"originations":4459,"denials":1114,"originated_dollars":1011225000,"applications_purchase":3619,"applications_refinance":1168,"applications_cash_out_refinance":979,"originations_purchase":3059,"originations_refinance":779,"originations_cash_out_refinance":621,"denials_purchase":459,"denials_refinance":339,"denials_cash_out_refinance":316,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42045","dataset":"mortgage-lending","jurisdiction":"PA","county":"42045","countyName":"Delaware County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Delaware County, Pennsylvania: in 2024, lenders reported 10,482 applications for a home purchase or a refinance; 8,279 became loans ($2.6 billion) and 1,885 were denied, a denial rate of 18.0%. Home purchase: 6,115 applications, 5,384 loans. HMDA 2024 data, FFIEC.","value":8279,"unit":"home purchase and refinance loans originated, 2024","applications":10482,"originations":8279,"denials":1885,"originated_dollars":2637695000,"applications_purchase":6115,"applications_refinance":1940,"applications_cash_out_refinance":2427,"originations_purchase":5384,"originations_refinance":1378,"originations_cash_out_refinance":1517,"denials_purchase":574,"denials_refinance":490,"denials_cash_out_refinance":821,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42047","dataset":"mortgage-lending","jurisdiction":"PA","county":"42047","countyName":"Elk County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Elk County, Pennsylvania: in 2024, lenders reported 383 applications for a home purchase or a refinance; 284 became loans ($35.7 million) and 92 were denied, a denial rate of 24.0%. Home purchase: 237 applications, 197 loans. HMDA 2024 data, FFIEC.","value":284,"unit":"home purchase and refinance loans originated, 2024","applications":383,"originations":284,"denials":92,"originated_dollars":35690000,"applications_purchase":237,"applications_refinance":72,"applications_cash_out_refinance":74,"originations_purchase":197,"originations_refinance":44,"originations_cash_out_refinance":43,"denials_purchase":39,"denials_refinance":24,"denials_cash_out_refinance":29,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42049","dataset":"mortgage-lending","jurisdiction":"PA","county":"42049","countyName":"Erie County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Erie County, Pennsylvania: in 2024, lenders reported 3,908 applications for a home purchase or a refinance; 3,035 became loans ($555.6 million) and 768 were denied, a denial rate of 19.7%. Home purchase: 2,498 applications, 2,101 loans. HMDA 2024 data, FFIEC.","value":3035,"unit":"home purchase and refinance loans originated, 2024","applications":3908,"originations":3035,"denials":768,"originated_dollars":555625000,"applications_purchase":2498,"applications_refinance":749,"applications_cash_out_refinance":661,"originations_purchase":2101,"originations_refinance":546,"originations_cash_out_refinance":388,"denials_purchase":330,"denials_refinance":179,"denials_cash_out_refinance":259,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42051","dataset":"mortgage-lending","jurisdiction":"PA","county":"42051","countyName":"Fayette County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Fayette County, Pennsylvania: in 2024, lenders reported 1,748 applications for a home purchase or a refinance; 1,316 became loans ($196.0 million) and 380 were denied, a denial rate of 21.7%. Home purchase: 1,032 applications, 843 loans. HMDA 2024 data, FFIEC.","value":1316,"unit":"home purchase and refinance loans originated, 2024","applications":1748,"originations":1316,"denials":380,"originated_dollars":195980000,"applications_purchase":1032,"applications_refinance":429,"applications_cash_out_refinance":287,"originations_purchase":843,"originations_refinance":322,"originations_cash_out_refinance":151,"denials_purchase":155,"denials_refinance":95,"denials_cash_out_refinance":130,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42053","dataset":"mortgage-lending","jurisdiction":"PA","county":"42053","countyName":"Forest County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Forest County, Pennsylvania: in 2024, lenders reported 75 applications for a home purchase or a refinance; 51 became loans ($5.7 million) and 22 were denied, a denial rate of 29.3%. Home purchase: 48 applications, 32 loans. HMDA 2024 data, FFIEC.","value":51,"unit":"home purchase and refinance loans originated, 2024","applications":75,"originations":51,"denials":22,"originated_dollars":5675000,"applications_purchase":48,"applications_refinance":15,"applications_cash_out_refinance":12,"originations_purchase":32,"originations_refinance":12,"originations_cash_out_refinance":7,"denials_purchase":15,"denials_refinance":2,"denials_cash_out_refinance":5,"denial_rate":29.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42055","dataset":"mortgage-lending","jurisdiction":"PA","county":"42055","countyName":"Franklin County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Franklin County, Pennsylvania: in 2024, lenders reported 3,261 applications for a home purchase or a refinance; 2,582 became loans ($582.8 million) and 563 were denied, a denial rate of 17.3%. Home purchase: 1,998 applications, 1,676 loans. HMDA 2024 data, FFIEC.","value":2582,"unit":"home purchase and refinance loans originated, 2024","applications":3261,"originations":2582,"denials":563,"originated_dollars":582810000,"applications_purchase":1998,"applications_refinance":778,"applications_cash_out_refinance":485,"originations_purchase":1676,"originations_refinance":593,"originations_cash_out_refinance":313,"denials_purchase":253,"denials_refinance":152,"denials_cash_out_refinance":158,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42057","dataset":"mortgage-lending","jurisdiction":"PA","county":"42057","countyName":"Fulton County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Fulton County, Pennsylvania: in 2024, lenders reported 213 applications for a home purchase or a refinance; 141 became loans ($23.7 million) and 64 were denied, a denial rate of 30.0%. Home purchase: 104 applications, 72 loans. HMDA 2024 data, FFIEC.","value":141,"unit":"home purchase and refinance loans originated, 2024","applications":213,"originations":141,"denials":64,"originated_dollars":23685000,"applications_purchase":104,"applications_refinance":68,"applications_cash_out_refinance":41,"originations_purchase":72,"originations_refinance":49,"originations_cash_out_refinance":20,"denials_purchase":27,"denials_refinance":17,"denials_cash_out_refinance":20,"denial_rate":30,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42059","dataset":"mortgage-lending","jurisdiction":"PA","county":"42059","countyName":"Greene County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Greene County, Pennsylvania: in 2024, lenders reported 357 applications for a home purchase or a refinance; 269 became loans ($41.5 million) and 75 were denied, a denial rate of 21.0%. Home purchase: 224 applications, 178 loans. HMDA 2024 data, FFIEC.","value":269,"unit":"home purchase and refinance loans originated, 2024","applications":357,"originations":269,"denials":75,"originated_dollars":41485000,"applications_purchase":224,"applications_refinance":75,"applications_cash_out_refinance":58,"originations_purchase":178,"originations_refinance":52,"originations_cash_out_refinance":39,"denials_purchase":38,"denials_refinance":19,"denials_cash_out_refinance":18,"denial_rate":21,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42061","dataset":"mortgage-lending","jurisdiction":"PA","county":"42061","countyName":"Huntingdon County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Huntingdon County, Pennsylvania: in 2024, lenders reported 582 applications for a home purchase or a refinance; 457 became loans ($77.3 million) and 112 were denied, a denial rate of 19.2%. Home purchase: 330 applications, 281 loans. HMDA 2024 data, FFIEC.","value":457,"unit":"home purchase and refinance loans originated, 2024","applications":582,"originations":457,"denials":112,"originated_dollars":77265000,"applications_purchase":330,"applications_refinance":136,"applications_cash_out_refinance":116,"originations_purchase":281,"originations_refinance":94,"originations_cash_out_refinance":82,"denials_purchase":40,"denials_refinance":39,"denials_cash_out_refinance":33,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42063","dataset":"mortgage-lending","jurisdiction":"PA","county":"42063","countyName":"Indiana County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Indiana County, Pennsylvania: in 2024, lenders reported 1,195 applications for a home purchase or a refinance; 892 became loans ($147.5 million) and 256 were denied, a denial rate of 21.4%. Home purchase: 741 applications, 599 loans. HMDA 2024 data, FFIEC.","value":892,"unit":"home purchase and refinance loans originated, 2024","applications":1195,"originations":892,"denials":256,"originated_dollars":147490000,"applications_purchase":741,"applications_refinance":304,"applications_cash_out_refinance":150,"originations_purchase":599,"originations_refinance":212,"originations_cash_out_refinance":81,"denials_purchase":116,"denials_refinance":77,"denials_cash_out_refinance":63,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42065","dataset":"mortgage-lending","jurisdiction":"PA","county":"42065","countyName":"Jefferson County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Jefferson County, Pennsylvania: in 2024, lenders reported 577 applications for a home purchase or a refinance; 449 became loans ($63.3 million) and 104 were denied, a denial rate of 18.0%. Home purchase: 371 applications, 313 loans. HMDA 2024 data, FFIEC.","value":449,"unit":"home purchase and refinance loans originated, 2024","applications":577,"originations":449,"denials":104,"originated_dollars":63325000,"applications_purchase":371,"applications_refinance":128,"applications_cash_out_refinance":78,"originations_purchase":313,"originations_refinance":89,"originations_cash_out_refinance":47,"denials_purchase":45,"denials_refinance":30,"denials_cash_out_refinance":29,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42067","dataset":"mortgage-lending","jurisdiction":"PA","county":"42067","countyName":"Juniata County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Juniata County, Pennsylvania: in 2024, lenders reported 273 applications for a home purchase or a refinance; 214 became loans ($36.0 million) and 55 were denied, a denial rate of 20.1%. Home purchase: 161 applications, 145 loans. HMDA 2024 data, FFIEC.","value":214,"unit":"home purchase and refinance loans originated, 2024","applications":273,"originations":214,"denials":55,"originated_dollars":36030000,"applications_purchase":161,"applications_refinance":57,"applications_cash_out_refinance":55,"originations_purchase":145,"originations_refinance":37,"originations_cash_out_refinance":32,"denials_purchase":14,"denials_refinance":18,"denials_cash_out_refinance":23,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42069","dataset":"mortgage-lending","jurisdiction":"PA","county":"42069","countyName":"Lackawanna County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Lackawanna County, Pennsylvania: in 2024, lenders reported 3,680 applications for a home purchase or a refinance; 2,936 became loans ($611.8 million) and 646 were denied, a denial rate of 17.6%. Home purchase: 2,353 applications, 2,053 loans. HMDA 2024 data, FFIEC.","value":2936,"unit":"home purchase and refinance loans originated, 2024","applications":3680,"originations":2936,"denials":646,"originated_dollars":611830000,"applications_purchase":2353,"applications_refinance":557,"applications_cash_out_refinance":770,"originations_purchase":2053,"originations_refinance":392,"originations_cash_out_refinance":491,"denials_purchase":240,"denials_refinance":146,"denials_cash_out_refinance":260,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42071","dataset":"mortgage-lending","jurisdiction":"PA","county":"42071","countyName":"Lancaster County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Lancaster County, Pennsylvania: in 2024, lenders reported 9,115 applications for a home purchase or a refinance; 7,088 became loans ($1.9 billion) and 1,676 were denied, a denial rate of 18.4%. Home purchase: 5,619 applications, 4,708 loans. HMDA 2024 data, FFIEC.","value":7088,"unit":"home purchase and refinance loans originated, 2024","applications":9115,"originations":7088,"denials":1676,"originated_dollars":1891900000,"applications_purchase":5619,"applications_refinance":2121,"applications_cash_out_refinance":1375,"originations_purchase":4708,"originations_refinance":1483,"originations_cash_out_refinance":897,"denials_purchase":694,"denials_refinance":559,"denials_cash_out_refinance":423,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42073","dataset":"mortgage-lending","jurisdiction":"PA","county":"42073","countyName":"Lawrence County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Lawrence County, Pennsylvania: in 2024, lenders reported 1,520 applications for a home purchase or a refinance; 1,154 became loans ($180.8 million) and 320 were denied, a denial rate of 21.1%. Home purchase: 864 applications, 731 loans. HMDA 2024 data, FFIEC.","value":1154,"unit":"home purchase and refinance loans originated, 2024","applications":1520,"originations":1154,"denials":320,"originated_dollars":180770000,"applications_purchase":864,"applications_refinance":346,"applications_cash_out_refinance":310,"originations_purchase":731,"originations_refinance":230,"originations_cash_out_refinance":193,"denials_purchase":118,"denials_refinance":99,"denials_cash_out_refinance":103,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42075","dataset":"mortgage-lending","jurisdiction":"PA","county":"42075","countyName":"Lebanon County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Lebanon County, Pennsylvania: in 2024, lenders reported 2,763 applications for a home purchase or a refinance; 2,201 became loans ($509.7 million) and 465 were denied, a denial rate of 16.8%. Home purchase: 1,782 applications, 1,512 loans. HMDA 2024 data, FFIEC.","value":2201,"unit":"home purchase and refinance loans originated, 2024","applications":2763,"originations":2201,"denials":465,"originated_dollars":509735000,"applications_purchase":1782,"applications_refinance":432,"applications_cash_out_refinance":549,"originations_purchase":1512,"originations_refinance":313,"originations_cash_out_refinance":376,"denials_purchase":202,"denials_refinance":103,"denials_cash_out_refinance":160,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42077","dataset":"mortgage-lending","jurisdiction":"PA","county":"42077","countyName":"Lehigh County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Lehigh County, Pennsylvania: in 2024, lenders reported 6,963 applications for a home purchase or a refinance; 5,523 became loans ($1.6 billion) and 1,205 were denied, a denial rate of 17.3%. Home purchase: 4,548 applications, 3,886 loans. HMDA 2024 data, FFIEC.","value":5523,"unit":"home purchase and refinance loans originated, 2024","applications":6963,"originations":5523,"denials":1205,"originated_dollars":1616155000,"applications_purchase":4548,"applications_refinance":1133,"applications_cash_out_refinance":1282,"originations_purchase":3886,"originations_refinance":794,"originations_cash_out_refinance":843,"denials_purchase":523,"denials_refinance":289,"denials_cash_out_refinance":393,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42079","dataset":"mortgage-lending","jurisdiction":"PA","county":"42079","countyName":"Luzerne County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Luzerne County, Pennsylvania: in 2024, lenders reported 5,980 applications for a home purchase or a refinance; 4,651 became loans ($890.1 million) and 1,129 were denied, a denial rate of 18.9%. Home purchase: 3,766 applications, 3,134 loans. HMDA 2024 data, FFIEC.","value":4651,"unit":"home purchase and refinance loans originated, 2024","applications":5980,"originations":4651,"denials":1129,"originated_dollars":890145000,"applications_purchase":3766,"applications_refinance":1063,"applications_cash_out_refinance":1151,"originations_purchase":3134,"originations_refinance":775,"originations_cash_out_refinance":742,"denials_purchase":493,"denials_refinance":261,"denials_cash_out_refinance":375,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42081","dataset":"mortgage-lending","jurisdiction":"PA","county":"42081","countyName":"Lycoming County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Lycoming County, Pennsylvania: in 2024, lenders reported 2,102 applications for a home purchase or a refinance; 1,770 became loans ($301.9 million) and 266 were denied, a denial rate of 12.7%. Home purchase: 1,223 applications, 1,108 loans. HMDA 2024 data, FFIEC.","value":1770,"unit":"home purchase and refinance loans originated, 2024","applications":2102,"originations":1770,"denials":266,"originated_dollars":301850000,"applications_purchase":1223,"applications_refinance":644,"applications_cash_out_refinance":235,"originations_purchase":1108,"originations_refinance":536,"originations_cash_out_refinance":126,"denials_purchase":79,"denials_refinance":88,"denials_cash_out_refinance":99,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42083","dataset":"mortgage-lending","jurisdiction":"PA","county":"42083","countyName":"McKean County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"McKean County, Pennsylvania: in 2024, lenders reported 360 applications for a home purchase or a refinance; 253 became loans ($32.6 million) and 101 were denied, a denial rate of 28.1%. Home purchase: 231 applications, 177 loans. HMDA 2024 data, FFIEC.","value":253,"unit":"home purchase and refinance loans originated, 2024","applications":360,"originations":253,"denials":101,"originated_dollars":32605000,"applications_purchase":231,"applications_refinance":52,"applications_cash_out_refinance":77,"originations_purchase":177,"originations_refinance":33,"originations_cash_out_refinance":43,"denials_purchase":50,"denials_refinance":18,"denials_cash_out_refinance":33,"denial_rate":28.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42085","dataset":"mortgage-lending","jurisdiction":"PA","county":"42085","countyName":"Mercer County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Mercer County, Pennsylvania: in 2024, lenders reported 1,640 applications for a home purchase or a refinance; 1,233 became loans ($204.4 million) and 349 were denied, a denial rate of 21.3%. Home purchase: 915 applications, 766 loans. HMDA 2024 data, FFIEC.","value":1233,"unit":"home purchase and refinance loans originated, 2024","applications":1640,"originations":1233,"denials":349,"originated_dollars":204395000,"applications_purchase":915,"applications_refinance":399,"applications_cash_out_refinance":326,"originations_purchase":766,"originations_refinance":264,"originations_cash_out_refinance":203,"denials_purchase":121,"denials_refinance":119,"denials_cash_out_refinance":109,"denial_rate":21.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42087","dataset":"mortgage-lending","jurisdiction":"PA","county":"42087","countyName":"Mifflin County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Mifflin County, Pennsylvania: in 2024, lenders reported 671 applications for a home purchase or a refinance; 539 became loans ($83.8 million) and 112 were denied, a denial rate of 16.7%. Home purchase: 442 applications, 379 loans. HMDA 2024 data, FFIEC.","value":539,"unit":"home purchase and refinance loans originated, 2024","applications":671,"originations":539,"denials":112,"originated_dollars":83765000,"applications_purchase":442,"applications_refinance":99,"applications_cash_out_refinance":130,"originations_purchase":379,"originations_refinance":66,"originations_cash_out_refinance":94,"denials_purchase":50,"denials_refinance":28,"denials_cash_out_refinance":34,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42089","dataset":"mortgage-lending","jurisdiction":"PA","county":"42089","countyName":"Monroe County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Monroe County, Pennsylvania: in 2024, lenders reported 4,686 applications for a home purchase or a refinance; 3,446 became loans ($903.3 million) and 1,045 were denied, a denial rate of 22.3%. Home purchase: 2,831 applications, 2,351 loans. HMDA 2024 data, FFIEC.","value":3446,"unit":"home purchase and refinance loans originated, 2024","applications":4686,"originations":3446,"denials":1045,"originated_dollars":903300000,"applications_purchase":2831,"applications_refinance":540,"applications_cash_out_refinance":1315,"originations_purchase":2351,"originations_refinance":324,"originations_cash_out_refinance":771,"denials_purchase":377,"denials_refinance":183,"denials_cash_out_refinance":485,"denial_rate":22.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42091","dataset":"mortgage-lending","jurisdiction":"PA","county":"42091","countyName":"Montgomery County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Montgomery County, Pennsylvania: in 2024, lenders reported 15,603 applications for a home purchase or a refinance; 12,611 became loans ($4.8 billion) and 2,446 were denied, a denial rate of 15.7%. Home purchase: 9,430 applications, 8,286 loans. HMDA 2024 data, FFIEC.","value":12611,"unit":"home purchase and refinance loans originated, 2024","applications":15603,"originations":12611,"denials":2446,"originated_dollars":4809055000,"applications_purchase":9430,"applications_refinance":3089,"applications_cash_out_refinance":3084,"originations_purchase":8286,"originations_refinance":2268,"originations_cash_out_refinance":2057,"denials_purchase":820,"denials_refinance":704,"denials_cash_out_refinance":922,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42093","dataset":"mortgage-lending","jurisdiction":"PA","county":"42093","countyName":"Montour County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Montour County, Pennsylvania: in 2024, lenders reported 297 applications for a home purchase or a refinance; 253 became loans ($59.7 million) and 34 were denied, a denial rate of 11.4%. Home purchase: 206 applications, 179 loans. HMDA 2024 data, FFIEC.","value":253,"unit":"home purchase and refinance loans originated, 2024","applications":297,"originations":253,"denials":34,"originated_dollars":59655000,"applications_purchase":206,"applications_refinance":55,"applications_cash_out_refinance":36,"originations_purchase":179,"originations_refinance":49,"originations_cash_out_refinance":25,"denials_purchase":20,"denials_refinance":5,"denials_cash_out_refinance":9,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42095","dataset":"mortgage-lending","jurisdiction":"PA","county":"42095","countyName":"Northampton County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Northampton County, Pennsylvania: in 2024, lenders reported 5,721 applications for a home purchase or a refinance; 4,504 became loans ($1.3 billion) and 1,003 were denied, a denial rate of 17.5%. Home purchase: 3,443 applications, 2,955 loans. HMDA 2024 data, FFIEC.","value":4504,"unit":"home purchase and refinance loans originated, 2024","applications":5721,"originations":4504,"denials":1003,"originated_dollars":1327610000,"applications_purchase":3443,"applications_refinance":966,"applications_cash_out_refinance":1312,"originations_purchase":2955,"originations_refinance":688,"originations_cash_out_refinance":861,"denials_purchase":372,"denials_refinance":229,"denials_cash_out_refinance":402,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42097","dataset":"mortgage-lending","jurisdiction":"PA","county":"42097","countyName":"Northumberland County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Northumberland County, Pennsylvania: in 2024, lenders reported 1,192 applications for a home purchase or a refinance; 931 became loans ($152.9 million) and 227 were denied, a denial rate of 19.0%. Home purchase: 761 applications, 649 loans. HMDA 2024 data, FFIEC.","value":931,"unit":"home purchase and refinance loans originated, 2024","applications":1192,"originations":931,"denials":227,"originated_dollars":152935000,"applications_purchase":761,"applications_refinance":224,"applications_cash_out_refinance":207,"originations_purchase":649,"originations_refinance":161,"originations_cash_out_refinance":121,"denials_purchase":92,"denials_refinance":52,"denials_cash_out_refinance":83,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42099","dataset":"mortgage-lending","jurisdiction":"PA","county":"42099","countyName":"Perry County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Perry County, Pennsylvania: in 2024, lenders reported 894 applications for a home purchase or a refinance; 687 became loans ($142.5 million) and 180 were denied, a denial rate of 20.1%. Home purchase: 511 applications, 429 loans. HMDA 2024 data, FFIEC.","value":687,"unit":"home purchase and refinance loans originated, 2024","applications":894,"originations":687,"denials":180,"originated_dollars":142465000,"applications_purchase":511,"applications_refinance":236,"applications_cash_out_refinance":147,"originations_purchase":429,"originations_refinance":172,"originations_cash_out_refinance":86,"denials_purchase":64,"denials_refinance":57,"denials_cash_out_refinance":59,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42101","dataset":"mortgage-lending","jurisdiction":"PA","county":"42101","countyName":"Philadelphia County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Philadelphia County, Pennsylvania: in 2024, lenders reported 25,345 applications for a home purchase or a refinance; 18,935 became loans ($6.1 billion) and 5,558 were denied, a denial rate of 21.9%. Home purchase: 15,098 applications, 12,962 loans. HMDA 2024 data, FFIEC.","value":18935,"unit":"home purchase and refinance loans originated, 2024","applications":25345,"originations":18935,"denials":5558,"originated_dollars":6080425000,"applications_purchase":15098,"applications_refinance":3325,"applications_cash_out_refinance":6922,"originations_purchase":12962,"originations_refinance":2115,"originations_cash_out_refinance":3858,"denials_purchase":1681,"denials_refinance":1047,"denials_cash_out_refinance":2830,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42103","dataset":"mortgage-lending","jurisdiction":"PA","county":"42103","countyName":"Pike County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Pike County, Pennsylvania: in 2024, lenders reported 1,863 applications for a home purchase or a refinance; 1,451 became loans ($353.7 million) and 354 were denied, a denial rate of 19.0%. Home purchase: 1,147 applications, 1,000 loans. HMDA 2024 data, FFIEC.","value":1451,"unit":"home purchase and refinance loans originated, 2024","applications":1863,"originations":1451,"denials":354,"originated_dollars":353705000,"applications_purchase":1147,"applications_refinance":239,"applications_cash_out_refinance":477,"originations_purchase":1000,"originations_refinance":159,"originations_cash_out_refinance":292,"denials_purchase":124,"denials_refinance":64,"denials_cash_out_refinance":166,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42105","dataset":"mortgage-lending","jurisdiction":"PA","county":"42105","countyName":"Potter County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Potter County, Pennsylvania: in 2024, lenders reported 232 applications for a home purchase or a refinance; 176 became loans ($27.2 million) and 51 were denied, a denial rate of 22.0%. Home purchase: 150 applications, 124 loans. HMDA 2024 data, FFIEC.","value":176,"unit":"home purchase and refinance loans originated, 2024","applications":232,"originations":176,"denials":51,"originated_dollars":27180000,"applications_purchase":150,"applications_refinance":29,"applications_cash_out_refinance":53,"originations_purchase":124,"originations_refinance":20,"originations_cash_out_refinance":32,"denials_purchase":23,"denials_refinance":7,"denials_cash_out_refinance":21,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42107","dataset":"mortgage-lending","jurisdiction":"PA","county":"42107","countyName":"Schuylkill County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Schuylkill County, Pennsylvania: in 2024, lenders reported 2,446 applications for a home purchase or a refinance; 1,892 became loans ($317.9 million) and 498 were denied, a denial rate of 20.4%. Home purchase: 1,508 applications, 1,296 loans. HMDA 2024 data, FFIEC.","value":1892,"unit":"home purchase and refinance loans originated, 2024","applications":2446,"originations":1892,"denials":498,"originated_dollars":317910000,"applications_purchase":1508,"applications_refinance":412,"applications_cash_out_refinance":526,"originations_purchase":1296,"originations_refinance":283,"originations_cash_out_refinance":313,"denials_purchase":181,"denials_refinance":116,"denials_cash_out_refinance":201,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42109","dataset":"mortgage-lending","jurisdiction":"PA","county":"42109","countyName":"Snyder County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Snyder County, Pennsylvania: in 2024, lenders reported 382 applications for a home purchase or a refinance; 291 became loans ($61.9 million) and 80 were denied, a denial rate of 20.9%. Home purchase: 201 applications, 172 loans. HMDA 2024 data, FFIEC.","value":291,"unit":"home purchase and refinance loans originated, 2024","applications":382,"originations":291,"denials":80,"originated_dollars":61895000,"applications_purchase":201,"applications_refinance":112,"applications_cash_out_refinance":69,"originations_purchase":172,"originations_refinance":81,"originations_cash_out_refinance":38,"denials_purchase":23,"denials_refinance":29,"denials_cash_out_refinance":28,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42111","dataset":"mortgage-lending","jurisdiction":"PA","county":"42111","countyName":"Somerset County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Somerset County, Pennsylvania: in 2024, lenders reported 1,123 applications for a home purchase or a refinance; 855 became loans ($136.0 million) and 242 were denied, a denial rate of 21.5%. Home purchase: 680 applications, 562 loans. HMDA 2024 data, FFIEC.","value":855,"unit":"home purchase and refinance loans originated, 2024","applications":1123,"originations":855,"denials":242,"originated_dollars":136025000,"applications_purchase":680,"applications_refinance":315,"applications_cash_out_refinance":128,"originations_purchase":562,"originations_refinance":215,"originations_cash_out_refinance":78,"denials_purchase":101,"denials_refinance":91,"denials_cash_out_refinance":50,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42113","dataset":"mortgage-lending","jurisdiction":"PA","county":"42113","countyName":"Sullivan County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Sullivan County, Pennsylvania: in 2024, lenders reported 123 applications for a home purchase or a refinance; 97 became loans ($22.3 million) and 21 were denied, a denial rate of 17.1%. Home purchase: 90 applications, 78 loans. HMDA 2024 data, FFIEC.","value":97,"unit":"home purchase and refinance loans originated, 2024","applications":123,"originations":97,"denials":21,"originated_dollars":22315000,"applications_purchase":90,"applications_refinance":12,"applications_cash_out_refinance":21,"originations_purchase":78,"originations_refinance":10,"originations_cash_out_refinance":9,"denials_purchase":8,"denials_refinance":1,"denials_cash_out_refinance":12,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42115","dataset":"mortgage-lending","jurisdiction":"PA","county":"42115","countyName":"Susquehanna County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Susquehanna County, Pennsylvania: in 2024, lenders reported 613 applications for a home purchase or a refinance; 462 became loans ($94.4 million) and 134 were denied, a denial rate of 21.9%. Home purchase: 369 applications, 309 loans. HMDA 2024 data, FFIEC.","value":462,"unit":"home purchase and refinance loans originated, 2024","applications":613,"originations":462,"denials":134,"originated_dollars":94410000,"applications_purchase":369,"applications_refinance":124,"applications_cash_out_refinance":120,"originations_purchase":309,"originations_refinance":93,"originations_cash_out_refinance":60,"denials_purchase":50,"denials_refinance":27,"denials_cash_out_refinance":57,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42117","dataset":"mortgage-lending","jurisdiction":"PA","county":"42117","countyName":"Tioga County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Tioga County, Pennsylvania: in 2024, lenders reported 600 applications for a home purchase or a refinance; 462 became loans ($78.6 million) and 119 were denied, a denial rate of 19.8%. Home purchase: 400 applications, 325 loans. HMDA 2024 data, FFIEC.","value":462,"unit":"home purchase and refinance loans originated, 2024","applications":600,"originations":462,"denials":119,"originated_dollars":78600000,"applications_purchase":400,"applications_refinance":99,"applications_cash_out_refinance":101,"originations_purchase":325,"originations_refinance":74,"originations_cash_out_refinance":63,"denials_purchase":63,"denials_refinance":21,"denials_cash_out_refinance":35,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42119","dataset":"mortgage-lending","jurisdiction":"PA","county":"42119","countyName":"Union County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Union County, Pennsylvania: in 2024, lenders reported 486 applications for a home purchase or a refinance; 382 became loans ($89.1 million) and 83 were denied, a denial rate of 17.1%. Home purchase: 302 applications, 263 loans. HMDA 2024 data, FFIEC.","value":382,"unit":"home purchase and refinance loans originated, 2024","applications":486,"originations":382,"denials":83,"originated_dollars":89080000,"applications_purchase":302,"applications_refinance":125,"applications_cash_out_refinance":59,"originations_purchase":263,"originations_refinance":85,"originations_cash_out_refinance":34,"denials_purchase":28,"denials_refinance":34,"denials_cash_out_refinance":21,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42121","dataset":"mortgage-lending","jurisdiction":"PA","county":"42121","countyName":"Venango County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Venango County, Pennsylvania: in 2024, lenders reported 582 applications for a home purchase or a refinance; 455 became loans ($64.1 million) and 115 were denied, a denial rate of 19.8%. Home purchase: 327 applications, 280 loans. HMDA 2024 data, FFIEC.","value":455,"unit":"home purchase and refinance loans originated, 2024","applications":582,"originations":455,"denials":115,"originated_dollars":64095000,"applications_purchase":327,"applications_refinance":136,"applications_cash_out_refinance":119,"originations_purchase":280,"originations_refinance":100,"originations_cash_out_refinance":75,"denials_purchase":38,"denials_refinance":35,"denials_cash_out_refinance":42,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42123","dataset":"mortgage-lending","jurisdiction":"PA","county":"42123","countyName":"Warren County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Warren County, Pennsylvania: in 2024, lenders reported 491 applications for a home purchase or a refinance; 390 became loans ($53.8 million) and 90 were denied, a denial rate of 18.3%. Home purchase: 324 applications, 271 loans. HMDA 2024 data, FFIEC.","value":390,"unit":"home purchase and refinance loans originated, 2024","applications":491,"originations":390,"denials":90,"originated_dollars":53810000,"applications_purchase":324,"applications_refinance":76,"applications_cash_out_refinance":91,"originations_purchase":271,"originations_refinance":57,"originations_cash_out_refinance":62,"denials_purchase":46,"denials_refinance":18,"denials_cash_out_refinance":26,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42125","dataset":"mortgage-lending","jurisdiction":"PA","county":"42125","countyName":"Washington County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Washington County, Pennsylvania: in 2024, lenders reported 3,828 applications for a home purchase or a refinance; 3,089 became loans ($725.5 million) and 642 were denied, a denial rate of 16.8%. Home purchase: 2,358 applications, 2,076 loans. HMDA 2024 data, FFIEC.","value":3089,"unit":"home purchase and refinance loans originated, 2024","applications":3828,"originations":3089,"denials":642,"originated_dollars":725455000,"applications_purchase":2358,"applications_refinance":828,"applications_cash_out_refinance":642,"originations_purchase":2076,"originations_refinance":594,"originations_cash_out_refinance":419,"denials_purchase":235,"denials_refinance":200,"denials_cash_out_refinance":207,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42127","dataset":"mortgage-lending","jurisdiction":"PA","county":"42127","countyName":"Wayne County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Wayne County, Pennsylvania: in 2024, lenders reported 1,179 applications for a home purchase or a refinance; 934 became loans ($233.1 million) and 215 were denied, a denial rate of 18.2%. Home purchase: 754 applications, 657 loans. HMDA 2024 data, FFIEC.","value":934,"unit":"home purchase and refinance loans originated, 2024","applications":1179,"originations":934,"denials":215,"originated_dollars":233100000,"applications_purchase":754,"applications_refinance":200,"applications_cash_out_refinance":225,"originations_purchase":657,"originations_refinance":141,"originations_cash_out_refinance":136,"denials_purchase":80,"denials_refinance":52,"denials_cash_out_refinance":83,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42129","dataset":"mortgage-lending","jurisdiction":"PA","county":"42129","countyName":"Westmoreland County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Westmoreland County, Pennsylvania: in 2024, lenders reported 6,090 applications for a home purchase or a refinance; 4,819 became loans ($942.4 million) and 1,071 were denied, a denial rate of 17.6%. Home purchase: 3,671 applications, 3,163 loans. HMDA 2024 data, FFIEC.","value":4819,"unit":"home purchase and refinance loans originated, 2024","applications":6090,"originations":4819,"denials":1071,"originated_dollars":942445000,"applications_purchase":3671,"applications_refinance":1560,"applications_cash_out_refinance":859,"originations_purchase":3163,"originations_refinance":1132,"originations_cash_out_refinance":524,"denials_purchase":406,"denials_refinance":357,"denials_cash_out_refinance":308,"denial_rate":17.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42131","dataset":"mortgage-lending","jurisdiction":"PA","county":"42131","countyName":"Wyoming County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"Wyoming County, Pennsylvania: in 2024, lenders reported 410 applications for a home purchase or a refinance; 312 became loans ($59.5 million) and 87 were denied, a denial rate of 21.2%. Home purchase: 213 applications, 187 loans. HMDA 2024 data, FFIEC.","value":312,"unit":"home purchase and refinance loans originated, 2024","applications":410,"originations":312,"denials":87,"originated_dollars":59490000,"applications_purchase":213,"applications_refinance":98,"applications_cash_out_refinance":99,"originations_purchase":187,"originations_refinance":70,"originations_cash_out_refinance":55,"denials_purchase":21,"denials_refinance":26,"denials_cash_out_refinance":40,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:42133","dataset":"mortgage-lending","jurisdiction":"PA","county":"42133","countyName":"York County","stateName":"Pennsylvania","level":"county","year":2024,"status":"P","text":"York County, Pennsylvania: in 2024, lenders reported 10,687 applications for a home purchase or a refinance; 8,487 became loans ($2.0 billion) and 1,848 were denied, a denial rate of 17.3%. Home purchase: 6,657 applications, 5,712 loans. HMDA 2024 data, FFIEC.","value":8487,"unit":"home purchase and refinance loans originated, 2024","applications":10687,"originations":8487,"denials":1848,"originated_dollars":2014525000,"applications_purchase":6657,"applications_refinance":2404,"applications_cash_out_refinance":1626,"originations_purchase":5712,"originations_refinance":1718,"originations_cash_out_refinance":1057,"denials_purchase":749,"denials_refinance":594,"denials_cash_out_refinance":505,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:RI","dataset":"mortgage-lending","jurisdiction":"RI","county":null,"countyName":null,"stateName":"Rhode Island","level":"state","year":2024,"status":"P","text":"Rhode Island: in 2024, lenders reported 21,071 applications for a home purchase or a refinance; 16,593 became loans ($6.3 billion) and 3,835 were denied, a denial rate of 18.2%. Home purchase: 11,676 applications, 10,237 loans. Loans made changed +15.2% from 14,404 in 2023. HMDA 2024 data, FFIEC.","value":16593,"unit":"home purchase and refinance loans originated, 2024","applications":21071,"originations":16593,"denials":3835,"originated_dollars":6340785000,"applications_purchase":11676,"applications_refinance":4786,"applications_cash_out_refinance":4609,"originations_purchase":10237,"originations_refinance":3391,"originations_cash_out_refinance":2965,"denials_purchase":1097,"denials_refinance":1223,"denials_cash_out_refinance":1515,"denial_rate":18.2,"originations_prior_year":14404,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"36 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":36,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:44001","dataset":"mortgage-lending","jurisdiction":"RI","county":"44001","countyName":"Bristol County","stateName":"Rhode Island","level":"county","year":2024,"status":"P","text":"Bristol County, Rhode Island: in 2024, lenders reported 938 applications for a home purchase or a refinance; 791 became loans ($370.3 million) and 116 were denied, a denial rate of 12.4%. Home purchase: 481 applications, 437 loans. HMDA 2024 data, FFIEC.","value":791,"unit":"home purchase and refinance loans originated, 2024","applications":938,"originations":791,"denials":116,"originated_dollars":370315000,"applications_purchase":481,"applications_refinance":258,"applications_cash_out_refinance":199,"originations_purchase":437,"originations_refinance":202,"originations_cash_out_refinance":152,"denials_purchase":29,"denials_refinance":44,"denials_cash_out_refinance":43,"denial_rate":12.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:44003","dataset":"mortgage-lending","jurisdiction":"RI","county":"44003","countyName":"Kent County","stateName":"Rhode Island","level":"county","year":2024,"status":"P","text":"Kent County, Rhode Island: in 2024, lenders reported 4,071 applications for a home purchase or a refinance; 3,239 became loans ($1.1 billion) and 703 were denied, a denial rate of 17.3%. Home purchase: 2,237 applications, 1,984 loans. HMDA 2024 data, FFIEC.","value":3239,"unit":"home purchase and refinance loans originated, 2024","applications":4071,"originations":3239,"denials":703,"originated_dollars":1144545000,"applications_purchase":2237,"applications_refinance":858,"applications_cash_out_refinance":976,"originations_purchase":1984,"originations_refinance":597,"originations_cash_out_refinance":658,"denials_purchase":192,"denials_refinance":222,"denials_cash_out_refinance":289,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:44005","dataset":"mortgage-lending","jurisdiction":"RI","county":"44005","countyName":"Newport County","stateName":"Rhode Island","level":"county","year":2024,"status":"P","text":"Newport County, Rhode Island: in 2024, lenders reported 1,473 applications for a home purchase or a refinance; 1,195 became loans ($620.3 million) and 238 were denied, a denial rate of 16.2%. Home purchase: 832 applications, 746 loans. HMDA 2024 data, FFIEC.","value":1195,"unit":"home purchase and refinance loans originated, 2024","applications":1473,"originations":1195,"denials":238,"originated_dollars":620325000,"applications_purchase":832,"applications_refinance":284,"applications_cash_out_refinance":357,"originations_purchase":746,"originations_refinance":203,"originations_cash_out_refinance":246,"denials_purchase":66,"denials_refinance":74,"denials_cash_out_refinance":98,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:44007","dataset":"mortgage-lending","jurisdiction":"RI","county":"44007","countyName":"Providence County","stateName":"Rhode Island","level":"county","year":2024,"status":"P","text":"Providence County, Rhode Island: in 2024, lenders reported 12,098 applications for a home purchase or a refinance; 9,334 became loans ($3.3 billion) and 2,396 were denied, a denial rate of 19.8%. Home purchase: 6,763 applications, 5,862 loans. HMDA 2024 data, FFIEC.","value":9334,"unit":"home purchase and refinance loans originated, 2024","applications":12098,"originations":9334,"denials":2396,"originated_dollars":3312520000,"applications_purchase":6763,"applications_refinance":2762,"applications_cash_out_refinance":2573,"originations_purchase":5862,"originations_refinance":1907,"originations_cash_out_refinance":1565,"denials_purchase":707,"denials_refinance":753,"denials_cash_out_refinance":936,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:44009","dataset":"mortgage-lending","jurisdiction":"RI","county":"44009","countyName":"Washington County","stateName":"Rhode Island","level":"county","year":2024,"status":"P","text":"Washington County, Rhode Island: in 2024, lenders reported 2,455 applications for a home purchase or a refinance; 2,007 became loans ($884.8 million) and 377 were denied, a denial rate of 15.4%. Home purchase: 1,331 applications, 1,185 loans. HMDA 2024 data, FFIEC.","value":2007,"unit":"home purchase and refinance loans originated, 2024","applications":2455,"originations":2007,"denials":377,"originated_dollars":884835000,"applications_purchase":1331,"applications_refinance":621,"applications_cash_out_refinance":503,"originations_purchase":1185,"originations_refinance":479,"originations_cash_out_refinance":343,"denials_purchase":98,"denials_refinance":130,"denials_cash_out_refinance":149,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:SC","dataset":"mortgage-lending","jurisdiction":"SC","county":null,"countyName":null,"stateName":"South Carolina","level":"state","year":2024,"status":"P","text":"South Carolina: in 2024, lenders reported 145,515 applications for a home purchase or a refinance; 108,228 became loans ($35.1 billion) and 31,648 were denied, a denial rate of 21.7%. Home purchase: 103,437 applications, 80,122 loans. Loans made changed +10.1% from 98,330 in 2023. HMDA 2024 data, FFIEC.","value":108228,"unit":"home purchase and refinance loans originated, 2024","applications":145515,"originations":108228,"denials":31648,"originated_dollars":35142890000,"applications_purchase":103437,"applications_refinance":17172,"applications_cash_out_refinance":24906,"originations_purchase":80122,"originations_refinance":12363,"originations_cash_out_refinance":15743,"denials_purchase":19700,"denials_refinance":3698,"denials_cash_out_refinance":8250,"denial_rate":21.7,"originations_prior_year":98330,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"483 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":483,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45001","dataset":"mortgage-lending","jurisdiction":"SC","county":"45001","countyName":"Abbeville County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Abbeville County, South Carolina: in 2024, lenders reported 429 applications for a home purchase or a refinance; 279 became loans ($56.9 million) and 135 were denied, a denial rate of 31.5%. Home purchase: 279 applications, 180 loans. HMDA 2024 data, FFIEC.","value":279,"unit":"home purchase and refinance loans originated, 2024","applications":429,"originations":279,"denials":135,"originated_dollars":56895000,"applications_purchase":279,"applications_refinance":54,"applications_cash_out_refinance":96,"originations_purchase":180,"originations_refinance":40,"originations_cash_out_refinance":59,"denials_purchase":91,"denials_refinance":12,"denials_cash_out_refinance":32,"denial_rate":31.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45003","dataset":"mortgage-lending","jurisdiction":"SC","county":"45003","countyName":"Aiken County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Aiken County, South Carolina: in 2024, lenders reported 4,599 applications for a home purchase or a refinance; 3,454 became loans ($937.7 million) and 961 were denied, a denial rate of 20.9%. Home purchase: 3,298 applications, 2,578 loans. HMDA 2024 data, FFIEC.","value":3454,"unit":"home purchase and refinance loans originated, 2024","applications":4599,"originations":3454,"denials":961,"originated_dollars":937680000,"applications_purchase":3298,"applications_refinance":465,"applications_cash_out_refinance":836,"originations_purchase":2578,"originations_refinance":336,"originations_cash_out_refinance":540,"denials_purchase":592,"denials_refinance":97,"denials_cash_out_refinance":272,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45005","dataset":"mortgage-lending","jurisdiction":"SC","county":"45005","countyName":"Allendale County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Allendale County, South Carolina: in 2024, lenders reported 94 applications for a home purchase or a refinance; 46 became loans ($5.5 million) and 42 were denied, a denial rate of 44.7%. Home purchase: 74 applications, 35 loans. HMDA 2024 data, FFIEC.","value":46,"unit":"home purchase and refinance loans originated, 2024","applications":94,"originations":46,"denials":42,"originated_dollars":5540000,"applications_purchase":74,"applications_refinance":7,"applications_cash_out_refinance":13,"originations_purchase":35,"originations_refinance":6,"originations_cash_out_refinance":5,"denials_purchase":33,"denials_refinance":1,"denials_cash_out_refinance":8,"denial_rate":44.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45007","dataset":"mortgage-lending","jurisdiction":"SC","county":"45007","countyName":"Anderson County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Anderson County, South Carolina: in 2024, lenders reported 5,131 applications for a home purchase or a refinance; 3,803 became loans ($971.4 million) and 1,141 were denied, a denial rate of 22.2%. Home purchase: 3,528 applications, 2,750 loans. HMDA 2024 data, FFIEC.","value":3803,"unit":"home purchase and refinance loans originated, 2024","applications":5131,"originations":3803,"denials":1141,"originated_dollars":971395000,"applications_purchase":3528,"applications_refinance":624,"applications_cash_out_refinance":979,"originations_purchase":2750,"originations_refinance":433,"originations_cash_out_refinance":620,"denials_purchase":660,"denials_refinance":155,"denials_cash_out_refinance":326,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45009","dataset":"mortgage-lending","jurisdiction":"SC","county":"45009","countyName":"Bamberg County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Bamberg County, South Carolina: in 2024, lenders reported 209 applications for a home purchase or a refinance; 100 became loans ($16.1 million) and 97 were denied, a denial rate of 46.4%. Home purchase: 157 applications, 74 loans. HMDA 2024 data, FFIEC.","value":100,"unit":"home purchase and refinance loans originated, 2024","applications":209,"originations":100,"denials":97,"originated_dollars":16110000,"applications_purchase":157,"applications_refinance":21,"applications_cash_out_refinance":31,"originations_purchase":74,"originations_refinance":15,"originations_cash_out_refinance":11,"denials_purchase":72,"denials_refinance":6,"denials_cash_out_refinance":19,"denial_rate":46.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45011","dataset":"mortgage-lending","jurisdiction":"SC","county":"45011","countyName":"Barnwell County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Barnwell County, South Carolina: in 2024, lenders reported 356 applications for a home purchase or a refinance; 174 became loans ($30.0 million) and 170 were denied, a denial rate of 47.8%. Home purchase: 278 applications, 125 loans. HMDA 2024 data, FFIEC.","value":174,"unit":"home purchase and refinance loans originated, 2024","applications":356,"originations":174,"denials":170,"originated_dollars":29980000,"applications_purchase":278,"applications_refinance":35,"applications_cash_out_refinance":43,"originations_purchase":125,"originations_refinance":24,"originations_cash_out_refinance":25,"denials_purchase":147,"denials_refinance":7,"denials_cash_out_refinance":16,"denial_rate":47.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45013","dataset":"mortgage-lending","jurisdiction":"SC","county":"45013","countyName":"Beaufort County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Beaufort County, South Carolina: in 2024, lenders reported 6,357 applications for a home purchase or a refinance; 4,832 became loans ($2.3 billion) and 1,285 were denied, a denial rate of 20.2%. Home purchase: 4,589 applications, 3,654 loans. HMDA 2024 data, FFIEC.","value":4832,"unit":"home purchase and refinance loans originated, 2024","applications":6357,"originations":4832,"denials":1285,"originated_dollars":2290780000,"applications_purchase":4589,"applications_refinance":802,"applications_cash_out_refinance":966,"originations_purchase":3654,"originations_refinance":570,"originations_cash_out_refinance":608,"denials_purchase":785,"denials_refinance":175,"denials_cash_out_refinance":325,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45015","dataset":"mortgage-lending","jurisdiction":"SC","county":"45015","countyName":"Berkeley County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Berkeley County, South Carolina: in 2024, lenders reported 9,230 applications for a home purchase or a refinance; 7,192 became loans ($2.8 billion) and 1,733 were denied, a denial rate of 18.8%. Home purchase: 6,685 applications, 5,469 loans. HMDA 2024 data, FFIEC.","value":7192,"unit":"home purchase and refinance loans originated, 2024","applications":9230,"originations":7192,"denials":1733,"originated_dollars":2835870000,"applications_purchase":6685,"applications_refinance":996,"applications_cash_out_refinance":1549,"originations_purchase":5469,"originations_refinance":708,"originations_cash_out_refinance":1015,"denials_purchase":1046,"denials_refinance":198,"denials_cash_out_refinance":489,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45017","dataset":"mortgage-lending","jurisdiction":"SC","county":"45017","countyName":"Calhoun County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Calhoun County, South Carolina: in 2024, lenders reported 345 applications for a home purchase or a refinance; 227 became loans ($48.9 million) and 96 were denied, a denial rate of 27.8%. Home purchase: 257 applications, 168 loans. HMDA 2024 data, FFIEC.","value":227,"unit":"home purchase and refinance loans originated, 2024","applications":345,"originations":227,"denials":96,"originated_dollars":48875000,"applications_purchase":257,"applications_refinance":35,"applications_cash_out_refinance":53,"originations_purchase":168,"originations_refinance":25,"originations_cash_out_refinance":34,"denials_purchase":75,"denials_refinance":5,"denials_cash_out_refinance":16,"denial_rate":27.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45019","dataset":"mortgage-lending","jurisdiction":"SC","county":"45019","countyName":"Charleston County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Charleston County, South Carolina: in 2024, lenders reported 10,499 applications for a home purchase or a refinance; 8,379 became loans ($4.7 billion) and 1,781 were denied, a denial rate of 17.0%. Home purchase: 6,927 applications, 5,852 loans. HMDA 2024 data, FFIEC.","value":8379,"unit":"home purchase and refinance loans originated, 2024","applications":10499,"originations":8379,"denials":1781,"originated_dollars":4732145000,"applications_purchase":6927,"applications_refinance":1479,"applications_cash_out_refinance":2093,"originations_purchase":5852,"originations_refinance":1078,"originations_cash_out_refinance":1449,"denials_purchase":858,"denials_refinance":349,"denials_cash_out_refinance":574,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45021","dataset":"mortgage-lending","jurisdiction":"SC","county":"45021","countyName":"Cherokee County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Cherokee County, South Carolina: in 2024, lenders reported 1,065 applications for a home purchase or a refinance; 729 became loans ($161.0 million) and 296 were denied, a denial rate of 27.8%. Home purchase: 731 applications, 508 loans. HMDA 2024 data, FFIEC.","value":729,"unit":"home purchase and refinance loans originated, 2024","applications":1065,"originations":729,"denials":296,"originated_dollars":160955000,"applications_purchase":731,"applications_refinance":109,"applications_cash_out_refinance":225,"originations_purchase":508,"originations_refinance":79,"originations_cash_out_refinance":142,"denials_purchase":196,"denials_refinance":22,"denials_cash_out_refinance":78,"denial_rate":27.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45023","dataset":"mortgage-lending","jurisdiction":"SC","county":"45023","countyName":"Chester County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Chester County, South Carolina: in 2024, lenders reported 996 applications for a home purchase or a refinance; 678 became loans ($155.7 million) and 269 were denied, a denial rate of 27.0%. Home purchase: 704 applications, 479 loans. HMDA 2024 data, FFIEC.","value":678,"unit":"home purchase and refinance loans originated, 2024","applications":996,"originations":678,"denials":269,"originated_dollars":155710000,"applications_purchase":704,"applications_refinance":88,"applications_cash_out_refinance":204,"originations_purchase":479,"originations_refinance":65,"originations_cash_out_refinance":134,"denials_purchase":189,"denials_refinance":20,"denials_cash_out_refinance":60,"denial_rate":27,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45025","dataset":"mortgage-lending","jurisdiction":"SC","county":"45025","countyName":"Chesterfield County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Chesterfield County, South Carolina: in 2024, lenders reported 811 applications for a home purchase or a refinance; 480 became loans ($91.2 million) and 289 were denied, a denial rate of 35.6%. Home purchase: 616 applications, 361 loans. HMDA 2024 data, FFIEC.","value":480,"unit":"home purchase and refinance loans originated, 2024","applications":811,"originations":480,"denials":289,"originated_dollars":91210000,"applications_purchase":616,"applications_refinance":79,"applications_cash_out_refinance":116,"originations_purchase":361,"originations_refinance":48,"originations_cash_out_refinance":71,"denials_purchase":220,"denials_refinance":27,"denials_cash_out_refinance":42,"denial_rate":35.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45027","dataset":"mortgage-lending","jurisdiction":"SC","county":"45027","countyName":"Clarendon County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Clarendon County, South Carolina: in 2024, lenders reported 656 applications for a home purchase or a refinance; 394 became loans ($84.2 million) and 227 were denied, a denial rate of 34.6%. Home purchase: 458 applications, 274 loans. HMDA 2024 data, FFIEC.","value":394,"unit":"home purchase and refinance loans originated, 2024","applications":656,"originations":394,"denials":227,"originated_dollars":84240000,"applications_purchase":458,"applications_refinance":78,"applications_cash_out_refinance":120,"originations_purchase":274,"originations_refinance":54,"originations_cash_out_refinance":66,"denials_purchase":162,"denials_refinance":20,"denials_cash_out_refinance":45,"denial_rate":34.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45029","dataset":"mortgage-lending","jurisdiction":"SC","county":"45029","countyName":"Colleton County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Colleton County, South Carolina: in 2024, lenders reported 1,081 applications for a home purchase or a refinance; 569 became loans ($151.6 million) and 452 were denied, a denial rate of 41.8%. Home purchase: 814 applications, 411 loans. HMDA 2024 data, FFIEC.","value":569,"unit":"home purchase and refinance loans originated, 2024","applications":1081,"originations":569,"denials":452,"originated_dollars":151605000,"applications_purchase":814,"applications_refinance":113,"applications_cash_out_refinance":154,"originations_purchase":411,"originations_refinance":83,"originations_cash_out_refinance":75,"denials_purchase":357,"denials_refinance":24,"denials_cash_out_refinance":71,"denial_rate":41.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45031","dataset":"mortgage-lending","jurisdiction":"SC","county":"45031","countyName":"Darlington County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Darlington County, South Carolina: in 2024, lenders reported 1,291 applications for a home purchase or a refinance; 793 became loans ($147.5 million) and 432 were denied, a denial rate of 33.5%. Home purchase: 989 applications, 617 loans. HMDA 2024 data, FFIEC.","value":793,"unit":"home purchase and refinance loans originated, 2024","applications":1291,"originations":793,"denials":432,"originated_dollars":147525000,"applications_purchase":989,"applications_refinance":126,"applications_cash_out_refinance":176,"originations_purchase":617,"originations_refinance":86,"originations_cash_out_refinance":90,"denials_purchase":328,"denials_refinance":28,"denials_cash_out_refinance":76,"denial_rate":33.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45033","dataset":"mortgage-lending","jurisdiction":"SC","county":"45033","countyName":"Dillon County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Dillon County, South Carolina: in 2024, lenders reported 495 applications for a home purchase or a refinance; 235 became loans ($36.7 million) and 232 were denied, a denial rate of 46.9%. Home purchase: 402 applications, 181 loans. HMDA 2024 data, FFIEC.","value":235,"unit":"home purchase and refinance loans originated, 2024","applications":495,"originations":235,"denials":232,"originated_dollars":36735000,"applications_purchase":402,"applications_refinance":46,"applications_cash_out_refinance":47,"originations_purchase":181,"originations_refinance":32,"originations_cash_out_refinance":22,"denials_purchase":197,"denials_refinance":11,"denials_cash_out_refinance":24,"denial_rate":46.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45035","dataset":"mortgage-lending","jurisdiction":"SC","county":"45035","countyName":"Dorchester County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Dorchester County, South Carolina: in 2024, lenders reported 5,880 applications for a home purchase or a refinance; 4,610 became loans ($1.4 billion) and 1,055 were denied, a denial rate of 17.9%. Home purchase: 4,141 applications, 3,403 loans. HMDA 2024 data, FFIEC.","value":4610,"unit":"home purchase and refinance loans originated, 2024","applications":5880,"originations":4610,"denials":1055,"originated_dollars":1421550000,"applications_purchase":4141,"applications_refinance":622,"applications_cash_out_refinance":1117,"originations_purchase":3403,"originations_refinance":468,"originations_cash_out_refinance":739,"denials_purchase":620,"denials_refinance":104,"denials_cash_out_refinance":331,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45037","dataset":"mortgage-lending","jurisdiction":"SC","county":"45037","countyName":"Edgefield County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Edgefield County, South Carolina: in 2024, lenders reported 602 applications for a home purchase or a refinance; 440 became loans ($119.3 million) and 132 were denied, a denial rate of 21.9%. Home purchase: 429 applications, 330 loans. HMDA 2024 data, FFIEC.","value":440,"unit":"home purchase and refinance loans originated, 2024","applications":602,"originations":440,"denials":132,"originated_dollars":119330000,"applications_purchase":429,"applications_refinance":70,"applications_cash_out_refinance":103,"originations_purchase":330,"originations_refinance":58,"originations_cash_out_refinance":52,"denials_purchase":79,"denials_refinance":10,"denials_cash_out_refinance":43,"denial_rate":21.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45039","dataset":"mortgage-lending","jurisdiction":"SC","county":"45039","countyName":"Fairfield County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Fairfield County, South Carolina: in 2024, lenders reported 383 applications for a home purchase or a refinance; 241 became loans ($57.3 million) and 115 were denied, a denial rate of 30.0%. Home purchase: 258 applications, 165 loans. HMDA 2024 data, FFIEC.","value":241,"unit":"home purchase and refinance loans originated, 2024","applications":383,"originations":241,"denials":115,"originated_dollars":57295000,"applications_purchase":258,"applications_refinance":50,"applications_cash_out_refinance":75,"originations_purchase":165,"originations_refinance":34,"originations_cash_out_refinance":42,"denials_purchase":73,"denials_refinance":12,"denials_cash_out_refinance":30,"denial_rate":30,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45041","dataset":"mortgage-lending","jurisdiction":"SC","county":"45041","countyName":"Florence County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Florence County, South Carolina: in 2024, lenders reported 2,835 applications for a home purchase or a refinance; 1,921 became loans ($420.9 million) and 780 were denied, a denial rate of 27.5%. Home purchase: 2,097 applications, 1,454 loans. HMDA 2024 data, FFIEC.","value":1921,"unit":"home purchase and refinance loans originated, 2024","applications":2835,"originations":1921,"denials":780,"originated_dollars":420855000,"applications_purchase":2097,"applications_refinance":310,"applications_cash_out_refinance":428,"originations_purchase":1454,"originations_refinance":218,"originations_cash_out_refinance":249,"denials_purchase":549,"denials_refinance":65,"denials_cash_out_refinance":166,"denial_rate":27.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45043","dataset":"mortgage-lending","jurisdiction":"SC","county":"45043","countyName":"Georgetown County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Georgetown County, South Carolina: in 2024, lenders reported 1,700 applications for a home purchase or a refinance; 1,131 became loans ($427.3 million) and 497 were denied, a denial rate of 29.2%. Home purchase: 1,242 applications, 836 loans. HMDA 2024 data, FFIEC.","value":1131,"unit":"home purchase and refinance loans originated, 2024","applications":1700,"originations":1131,"denials":497,"originated_dollars":427265000,"applications_purchase":1242,"applications_refinance":182,"applications_cash_out_refinance":276,"originations_purchase":836,"originations_refinance":134,"originations_cash_out_refinance":161,"denials_purchase":353,"denials_refinance":38,"denials_cash_out_refinance":106,"denial_rate":29.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45045","dataset":"mortgage-lending","jurisdiction":"SC","county":"45045","countyName":"Greenville County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Greenville County, South Carolina: in 2024, lenders reported 12,981 applications for a home purchase or a refinance; 10,368 became loans ($3.4 billion) and 2,218 were denied, a denial rate of 17.1%. Home purchase: 9,084 applications, 7,643 loans. HMDA 2024 data, FFIEC.","value":10368,"unit":"home purchase and refinance loans originated, 2024","applications":12981,"originations":10368,"denials":2218,"originated_dollars":3401900000,"applications_purchase":9084,"applications_refinance":1659,"applications_cash_out_refinance":2238,"originations_purchase":7643,"originations_refinance":1232,"originations_cash_out_refinance":1493,"denials_purchase":1205,"denials_refinance":349,"denials_cash_out_refinance":664,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45047","dataset":"mortgage-lending","jurisdiction":"SC","county":"45047","countyName":"Greenwood County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Greenwood County, South Carolina: in 2024, lenders reported 1,228 applications for a home purchase or a refinance; 885 became loans ($196.9 million) and 297 were denied, a denial rate of 24.2%. Home purchase: 871 applications, 653 loans. HMDA 2024 data, FFIEC.","value":885,"unit":"home purchase and refinance loans originated, 2024","applications":1228,"originations":885,"denials":297,"originated_dollars":196945000,"applications_purchase":871,"applications_refinance":128,"applications_cash_out_refinance":229,"originations_purchase":653,"originations_refinance":90,"originations_cash_out_refinance":142,"denials_purchase":187,"denials_refinance":27,"denials_cash_out_refinance":83,"denial_rate":24.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45049","dataset":"mortgage-lending","jurisdiction":"SC","county":"45049","countyName":"Hampton County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Hampton County, South Carolina: in 2024, lenders reported 413 applications for a home purchase or a refinance; 195 became loans ($32.7 million) and 200 were denied, a denial rate of 48.4%. Home purchase: 329 applications, 144 loans. HMDA 2024 data, FFIEC.","value":195,"unit":"home purchase and refinance loans originated, 2024","applications":413,"originations":195,"denials":200,"originated_dollars":32685000,"applications_purchase":329,"applications_refinance":34,"applications_cash_out_refinance":50,"originations_purchase":144,"originations_refinance":28,"originations_cash_out_refinance":23,"denials_purchase":169,"denials_refinance":4,"denials_cash_out_refinance":27,"denial_rate":48.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45051","dataset":"mortgage-lending","jurisdiction":"SC","county":"45051","countyName":"Horry County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Horry County, South Carolina: in 2024, lenders reported 16,697 applications for a home purchase or a refinance; 12,633 became loans ($3.6 billion) and 3,506 were denied, a denial rate of 21.0%. Home purchase: 12,865 applications, 10,047 loans. HMDA 2024 data, FFIEC.","value":12633,"unit":"home purchase and refinance loans originated, 2024","applications":16697,"originations":12633,"denials":3506,"originated_dollars":3580695000,"applications_purchase":12865,"applications_refinance":1540,"applications_cash_out_refinance":2292,"originations_purchase":10047,"originations_refinance":1138,"originations_cash_out_refinance":1448,"denials_purchase":2403,"denials_refinance":323,"denials_cash_out_refinance":780,"denial_rate":21,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45053","dataset":"mortgage-lending","jurisdiction":"SC","county":"45053","countyName":"Jasper County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Jasper County, South Carolina: in 2024, lenders reported 1,653 applications for a home purchase or a refinance; 1,169 became loans ($397.2 million) and 399 were denied, a denial rate of 24.1%. Home purchase: 1,421 applications, 1,018 loans. HMDA 2024 data, FFIEC.","value":1169,"unit":"home purchase and refinance loans originated, 2024","applications":1653,"originations":1169,"denials":399,"originated_dollars":397215000,"applications_purchase":1421,"applications_refinance":89,"applications_cash_out_refinance":143,"originations_purchase":1018,"originations_refinance":62,"originations_cash_out_refinance":89,"denials_purchase":328,"denials_refinance":19,"denials_cash_out_refinance":52,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45055","dataset":"mortgage-lending","jurisdiction":"SC","county":"45055","countyName":"Kershaw County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Kershaw County, South Carolina: in 2024, lenders reported 2,308 applications for a home purchase or a refinance; 1,752 became loans ($430.4 million) and 446 were denied, a denial rate of 19.3%. Home purchase: 1,602 applications, 1,269 loans. HMDA 2024 data, FFIEC.","value":1752,"unit":"home purchase and refinance loans originated, 2024","applications":2308,"originations":1752,"denials":446,"originated_dollars":430400000,"applications_purchase":1602,"applications_refinance":294,"applications_cash_out_refinance":412,"originations_purchase":1269,"originations_refinance":220,"originations_cash_out_refinance":263,"denials_purchase":273,"denials_refinance":50,"denials_cash_out_refinance":123,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45057","dataset":"mortgage-lending","jurisdiction":"SC","county":"45057","countyName":"Lancaster County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Lancaster County, South Carolina: in 2024, lenders reported 3,159 applications for a home purchase or a refinance; 2,413 became loans ($773.6 million) and 568 were denied, a denial rate of 18.0%. Home purchase: 2,153 applications, 1,727 loans. HMDA 2024 data, FFIEC.","value":2413,"unit":"home purchase and refinance loans originated, 2024","applications":3159,"originations":2413,"denials":568,"originated_dollars":773595000,"applications_purchase":2153,"applications_refinance":387,"applications_cash_out_refinance":619,"originations_purchase":1727,"originations_refinance":260,"originations_cash_out_refinance":426,"denials_purchase":297,"denials_refinance":97,"denials_cash_out_refinance":174,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45059","dataset":"mortgage-lending","jurisdiction":"SC","county":"45059","countyName":"Laurens County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Laurens County, South Carolina: in 2024, lenders reported 1,865 applications for a home purchase or a refinance; 1,203 became loans ($274.5 million) and 583 were denied, a denial rate of 31.3%. Home purchase: 1,435 applications, 936 loans. HMDA 2024 data, FFIEC.","value":1203,"unit":"home purchase and refinance loans originated, 2024","applications":1865,"originations":1203,"denials":583,"originated_dollars":274485000,"applications_purchase":1435,"applications_refinance":166,"applications_cash_out_refinance":264,"originations_purchase":936,"originations_refinance":120,"originations_cash_out_refinance":147,"denials_purchase":442,"denials_refinance":34,"denials_cash_out_refinance":107,"denial_rate":31.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45061","dataset":"mortgage-lending","jurisdiction":"SC","county":"45061","countyName":"Lee County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Lee County, South Carolina: in 2024, lenders reported 227 applications for a home purchase or a refinance; 113 became loans ($17.5 million) and 102 were denied, a denial rate of 44.9%. Home purchase: 168 applications, 72 loans. HMDA 2024 data, FFIEC.","value":113,"unit":"home purchase and refinance loans originated, 2024","applications":227,"originations":113,"denials":102,"originated_dollars":17515000,"applications_purchase":168,"applications_refinance":19,"applications_cash_out_refinance":40,"originations_purchase":72,"originations_refinance":15,"originations_cash_out_refinance":26,"denials_purchase":85,"denials_refinance":4,"denials_cash_out_refinance":13,"denial_rate":44.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45063","dataset":"mortgage-lending","jurisdiction":"SC","county":"45063","countyName":"Lexington County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Lexington County, South Carolina: in 2024, lenders reported 8,311 applications for a home purchase or a refinance; 6,289 became loans ($1.7 billion) and 1,667 were denied, a denial rate of 20.1%. Home purchase: 5,635 applications, 4,535 loans. HMDA 2024 data, FFIEC.","value":6289,"unit":"home purchase and refinance loans originated, 2024","applications":8311,"originations":6289,"denials":1667,"originated_dollars":1739575000,"applications_purchase":5635,"applications_refinance":1169,"applications_cash_out_refinance":1507,"originations_purchase":4535,"originations_refinance":832,"originations_cash_out_refinance":922,"denials_purchase":895,"denials_refinance":258,"denials_cash_out_refinance":514,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45065","dataset":"mortgage-lending","jurisdiction":"SC","county":"45065","countyName":"McCormick County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"McCormick County, South Carolina: in 2024, lenders reported 218 applications for a home purchase or a refinance; 169 became loans ($44.2 million) and 46 were denied, a denial rate of 21.1%. Home purchase: 170 applications, 137 loans. HMDA 2024 data, FFIEC.","value":169,"unit":"home purchase and refinance loans originated, 2024","applications":218,"originations":169,"denials":46,"originated_dollars":44165000,"applications_purchase":170,"applications_refinance":16,"applications_cash_out_refinance":32,"originations_purchase":137,"originations_refinance":14,"originations_cash_out_refinance":18,"denials_purchase":31,"denials_refinance":2,"denials_cash_out_refinance":13,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45067","dataset":"mortgage-lending","jurisdiction":"SC","county":"45067","countyName":"Marion County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Marion County, South Carolina: in 2024, lenders reported 512 applications for a home purchase or a refinance; 285 became loans ($43.9 million) and 205 were denied, a denial rate of 40.0%. Home purchase: 388 applications, 217 loans. HMDA 2024 data, FFIEC.","value":285,"unit":"home purchase and refinance loans originated, 2024","applications":512,"originations":285,"denials":205,"originated_dollars":43915000,"applications_purchase":388,"applications_refinance":43,"applications_cash_out_refinance":81,"originations_purchase":217,"originations_refinance":27,"originations_cash_out_refinance":41,"denials_purchase":154,"denials_refinance":12,"denials_cash_out_refinance":39,"denial_rate":40,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45069","dataset":"mortgage-lending","jurisdiction":"SC","county":"45069","countyName":"Marlboro County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Marlboro County, South Carolina: in 2024, lenders reported 334 applications for a home purchase or a refinance; 170 became loans ($22.4 million) and 151 were denied, a denial rate of 45.2%. Home purchase: 243 applications, 120 loans. HMDA 2024 data, FFIEC.","value":170,"unit":"home purchase and refinance loans originated, 2024","applications":334,"originations":170,"denials":151,"originated_dollars":22370000,"applications_purchase":243,"applications_refinance":44,"applications_cash_out_refinance":47,"originations_purchase":120,"originations_refinance":30,"originations_cash_out_refinance":20,"denials_purchase":115,"denials_refinance":12,"denials_cash_out_refinance":24,"denial_rate":45.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45071","dataset":"mortgage-lending","jurisdiction":"SC","county":"45071","countyName":"Newberry County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Newberry County, South Carolina: in 2024, lenders reported 682 applications for a home purchase or a refinance; 474 became loans ($126.8 million) and 182 were denied, a denial rate of 26.7%. Home purchase: 481 applications, 341 loans. HMDA 2024 data, FFIEC.","value":474,"unit":"home purchase and refinance loans originated, 2024","applications":682,"originations":474,"denials":182,"originated_dollars":126800000,"applications_purchase":481,"applications_refinance":90,"applications_cash_out_refinance":111,"originations_purchase":341,"originations_refinance":66,"originations_cash_out_refinance":67,"denials_purchase":125,"denials_refinance":17,"denials_cash_out_refinance":40,"denial_rate":26.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45073","dataset":"mortgage-lending","jurisdiction":"SC","county":"45073","countyName":"Oconee County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Oconee County, South Carolina: in 2024, lenders reported 1,753 applications for a home purchase or a refinance; 1,301 became loans ($455.7 million) and 387 were denied, a denial rate of 22.1%. Home purchase: 1,226 applications, 925 loans. HMDA 2024 data, FFIEC.","value":1301,"unit":"home purchase and refinance loans originated, 2024","applications":1753,"originations":1301,"denials":387,"originated_dollars":455675000,"applications_purchase":1226,"applications_refinance":229,"applications_cash_out_refinance":298,"originations_purchase":925,"originations_refinance":182,"originations_cash_out_refinance":194,"denials_purchase":259,"denials_refinance":34,"denials_cash_out_refinance":94,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45075","dataset":"mortgage-lending","jurisdiction":"SC","county":"45075","countyName":"Orangeburg County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Orangeburg County, South Carolina: in 2024, lenders reported 1,854 applications for a home purchase or a refinance; 982 became loans ($205.7 million) and 774 were denied, a denial rate of 41.7%. Home purchase: 1,405 applications, 720 loans. HMDA 2024 data, FFIEC.","value":982,"unit":"home purchase and refinance loans originated, 2024","applications":1854,"originations":982,"denials":774,"originated_dollars":205730000,"applications_purchase":1405,"applications_refinance":164,"applications_cash_out_refinance":285,"originations_purchase":720,"originations_refinance":115,"originations_cash_out_refinance":147,"denials_purchase":611,"denials_refinance":38,"denials_cash_out_refinance":125,"denial_rate":41.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45077","dataset":"mortgage-lending","jurisdiction":"SC","county":"45077","countyName":"Pickens County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Pickens County, South Carolina: in 2024, lenders reported 2,757 applications for a home purchase or a refinance; 2,098 became loans ($628.5 million) and 552 were denied, a denial rate of 20.0%. Home purchase: 1,942 applications, 1,488 loans. HMDA 2024 data, FFIEC.","value":2098,"unit":"home purchase and refinance loans originated, 2024","applications":2757,"originations":2098,"denials":552,"originated_dollars":628480000,"applications_purchase":1942,"applications_refinance":349,"applications_cash_out_refinance":466,"originations_purchase":1488,"originations_refinance":278,"originations_cash_out_refinance":332,"denials_purchase":383,"denials_refinance":52,"denials_cash_out_refinance":117,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45079","dataset":"mortgage-lending","jurisdiction":"SC","county":"45079","countyName":"Richland County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Richland County, South Carolina: in 2024, lenders reported 10,917 applications for a home purchase or a refinance; 8,226 became loans ($2.6 billion) and 2,174 were denied, a denial rate of 19.9%. Home purchase: 7,041 applications, 5,786 loans. HMDA 2024 data, FFIEC.","value":8226,"unit":"home purchase and refinance loans originated, 2024","applications":10917,"originations":8226,"denials":2174,"originated_dollars":2613950000,"applications_purchase":7041,"applications_refinance":1782,"applications_cash_out_refinance":2094,"originations_purchase":5786,"originations_refinance":1244,"originations_cash_out_refinance":1196,"denials_purchase":991,"denials_refinance":382,"denials_cash_out_refinance":801,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45081","dataset":"mortgage-lending","jurisdiction":"SC","county":"45081","countyName":"Saluda County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Saluda County, South Carolina: in 2024, lenders reported 294 applications for a home purchase or a refinance; 180 became loans ($45.9 million) and 99 were denied, a denial rate of 33.7%. Home purchase: 206 applications, 130 loans. HMDA 2024 data, FFIEC.","value":180,"unit":"home purchase and refinance loans originated, 2024","applications":294,"originations":180,"denials":99,"originated_dollars":45870000,"applications_purchase":206,"applications_refinance":44,"applications_cash_out_refinance":44,"originations_purchase":130,"originations_refinance":29,"originations_cash_out_refinance":21,"denials_purchase":65,"denials_refinance":12,"denials_cash_out_refinance":22,"denial_rate":33.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45083","dataset":"mortgage-lending","jurisdiction":"SC","county":"45083","countyName":"Spartanburg County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Spartanburg County, South Carolina: in 2024, lenders reported 10,194 applications for a home purchase or a refinance; 7,739 became loans ($2.1 billion) and 2,127 were denied, a denial rate of 20.9%. Home purchase: 7,728 applications, 6,139 loans. HMDA 2024 data, FFIEC.","value":7739,"unit":"home purchase and refinance loans originated, 2024","applications":10194,"originations":7739,"denials":2127,"originated_dollars":2050885000,"applications_purchase":7728,"applications_refinance":974,"applications_cash_out_refinance":1492,"originations_purchase":6139,"originations_refinance":667,"originations_cash_out_refinance":933,"denials_purchase":1375,"denials_refinance":247,"denials_cash_out_refinance":505,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45085","dataset":"mortgage-lending","jurisdiction":"SC","county":"45085","countyName":"Sumter County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Sumter County, South Carolina: in 2024, lenders reported 2,660 applications for a home purchase or a refinance; 1,828 became loans ($405.0 million) and 695 were denied, a denial rate of 26.1%. Home purchase: 1,855 applications, 1,309 loans. HMDA 2024 data, FFIEC.","value":1828,"unit":"home purchase and refinance loans originated, 2024","applications":2660,"originations":1828,"denials":695,"originated_dollars":405030000,"applications_purchase":1855,"applications_refinance":295,"applications_cash_out_refinance":510,"originations_purchase":1309,"originations_refinance":215,"originations_cash_out_refinance":304,"denials_purchase":458,"denials_refinance":54,"denials_cash_out_refinance":183,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45087","dataset":"mortgage-lending","jurisdiction":"SC","county":"45087","countyName":"Union County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Union County, South Carolina: in 2024, lenders reported 477 applications for a home purchase or a refinance; 305 became loans ($49.1 million) and 154 were denied, a denial rate of 32.3%. Home purchase: 336 applications, 226 loans. HMDA 2024 data, FFIEC.","value":305,"unit":"home purchase and refinance loans originated, 2024","applications":477,"originations":305,"denials":154,"originated_dollars":49065000,"applications_purchase":336,"applications_refinance":54,"applications_cash_out_refinance":87,"originations_purchase":226,"originations_refinance":33,"originations_cash_out_refinance":46,"denials_purchase":100,"denials_refinance":18,"denials_cash_out_refinance":36,"denial_rate":32.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45089","dataset":"mortgage-lending","jurisdiction":"SC","county":"45089","countyName":"Williamsburg County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"Williamsburg County, South Carolina: in 2024, lenders reported 465 applications for a home purchase or a refinance; 213 became loans ($34.4 million) and 216 were denied, a denial rate of 46.5%. Home purchase: 355 applications, 156 loans. HMDA 2024 data, FFIEC.","value":213,"unit":"home purchase and refinance loans originated, 2024","applications":465,"originations":213,"denials":216,"originated_dollars":34415000,"applications_purchase":355,"applications_refinance":31,"applications_cash_out_refinance":79,"originations_purchase":156,"originations_refinance":17,"originations_cash_out_refinance":40,"denials_purchase":174,"denials_refinance":9,"denials_cash_out_refinance":33,"denial_rate":46.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:45091","dataset":"mortgage-lending","jurisdiction":"SC","county":"45091","countyName":"York County","stateName":"South Carolina","level":"county","year":2024,"status":"P","text":"York County, South Carolina: in 2024, lenders reported 8,029 applications for a home purchase or a refinance; 6,317 became loans ($2.2 billion) and 1,427 were denied, a denial rate of 17.8%. Home purchase: 5,190 applications, 4,361 loans. HMDA 2024 data, FFIEC.","value":6317,"unit":"home purchase and refinance loans originated, 2024","applications":8029,"originations":6317,"denials":1427,"originated_dollars":2236975000,"applications_purchase":5190,"applications_refinance":1116,"applications_cash_out_refinance":1723,"originations_purchase":4361,"originations_refinance":804,"originations_cash_out_refinance":1152,"denials_purchase":670,"denials_refinance":244,"denials_cash_out_refinance":513,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:SD","dataset":"mortgage-lending","jurisdiction":"SD","county":null,"countyName":null,"stateName":"South Dakota","level":"state","year":2024,"status":"P","text":"South Dakota: in 2024, lenders reported 15,783 applications for a home purchase or a refinance; 13,297 became loans ($3.8 billion) and 2,170 were denied, a denial rate of 13.7%. Home purchase: 10,723 applications, 9,543 loans. Loans made changed +7.2% from 12,402 in 2023. HMDA 2024 data, FFIEC.","value":13297,"unit":"home purchase and refinance loans originated, 2024","applications":15783,"originations":13297,"denials":2170,"originated_dollars":3819825000,"applications_purchase":10723,"applications_refinance":2427,"applications_cash_out_refinance":2633,"originations_purchase":9543,"originations_refinance":1947,"originations_cash_out_refinance":1807,"denials_purchase":994,"denials_refinance":399,"denials_cash_out_refinance":777,"denial_rate":13.7,"originations_prior_year":12402,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"10 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":10,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46003","dataset":"mortgage-lending","jurisdiction":"SD","county":"46003","countyName":"Aurora County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Aurora County, South Dakota: in 2024, lenders reported 33 applications for a home purchase or a refinance; 27 became loans ($7.5 million) and 6 were denied, a denial rate of 18.2%. Home purchase: 24 applications, 19 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":33,"originations":27,"denials":6,"originated_dollars":7535000,"applications_purchase":24,"applications_refinance":4,"applications_cash_out_refinance":5,"originations_purchase":19,"originations_refinance":3,"originations_cash_out_refinance":5,"denials_purchase":5,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46005","dataset":"mortgage-lending","jurisdiction":"SD","county":"46005","countyName":"Beadle County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Beadle County, South Dakota: in 2024, lenders reported 206 applications for a home purchase or a refinance; 158 became loans ($31.9 million) and 45 were denied, a denial rate of 21.8%. Home purchase: 145 applications, 119 loans. HMDA 2024 data, FFIEC.","value":158,"unit":"home purchase and refinance loans originated, 2024","applications":206,"originations":158,"denials":45,"originated_dollars":31880000,"applications_purchase":145,"applications_refinance":31,"applications_cash_out_refinance":30,"originations_purchase":119,"originations_refinance":23,"originations_cash_out_refinance":16,"denials_purchase":26,"denials_refinance":5,"denials_cash_out_refinance":14,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46007","dataset":"mortgage-lending","jurisdiction":"SD","county":"46007","countyName":"Bennett County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Bennett County, South Dakota: in 2024, lenders reported 16 applications for a home purchase or a refinance; 9 became loans ($1.1 million) and 6 were denied, a denial rate of 37.5% (a small count, so the rate moves a lot from year to year). Home purchase: 11 applications, 7 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":16,"originations":9,"denials":6,"originated_dollars":1115000,"applications_purchase":11,"applications_refinance":3,"applications_cash_out_refinance":2,"originations_purchase":7,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":37.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46009","dataset":"mortgage-lending","jurisdiction":"SD","county":"46009","countyName":"Bon Homme County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Bon Homme County, South Dakota: in 2024, lenders reported 52 applications for a home purchase or a refinance; 42 became loans ($7.9 million) and 10 were denied, a denial rate of 19.2%. Home purchase: 38 applications, 33 loans. HMDA 2024 data, FFIEC.","value":42,"unit":"home purchase and refinance loans originated, 2024","applications":52,"originations":42,"denials":10,"originated_dollars":7920000,"applications_purchase":38,"applications_refinance":8,"applications_cash_out_refinance":6,"originations_purchase":33,"originations_refinance":5,"originations_cash_out_refinance":4,"denials_purchase":5,"denials_refinance":3,"denials_cash_out_refinance":2,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46011","dataset":"mortgage-lending","jurisdiction":"SD","county":"46011","countyName":"Brookings County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Brookings County, South Dakota: in 2024, lenders reported 466 applications for a home purchase or a refinance; 403 became loans ($111.5 million) and 55 were denied, a denial rate of 11.8%. Home purchase: 336 applications, 308 loans. HMDA 2024 data, FFIEC.","value":403,"unit":"home purchase and refinance loans originated, 2024","applications":466,"originations":403,"denials":55,"originated_dollars":111495000,"applications_purchase":336,"applications_refinance":82,"applications_cash_out_refinance":48,"originations_purchase":308,"originations_refinance":67,"originations_cash_out_refinance":28,"denials_purchase":23,"denials_refinance":14,"denials_cash_out_refinance":18,"denial_rate":11.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46013","dataset":"mortgage-lending","jurisdiction":"SD","county":"46013","countyName":"Brown County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Brown County, South Dakota: in 2024, lenders reported 507 applications for a home purchase or a refinance; 433 became loans ($116.5 million) and 60 were denied, a denial rate of 11.8%. Home purchase: 391 applications, 350 loans. HMDA 2024 data, FFIEC.","value":433,"unit":"home purchase and refinance loans originated, 2024","applications":507,"originations":433,"denials":60,"originated_dollars":116535000,"applications_purchase":391,"applications_refinance":60,"applications_cash_out_refinance":56,"originations_purchase":350,"originations_refinance":51,"originations_cash_out_refinance":32,"denials_purchase":30,"denials_refinance":8,"denials_cash_out_refinance":22,"denial_rate":11.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46015","dataset":"mortgage-lending","jurisdiction":"SD","county":"46015","countyName":"Brule County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Brule County, South Dakota: in 2024, lenders reported 41 applications for a home purchase or a refinance; 33 became loans ($6.3 million) and 6 were denied, a denial rate of 14.6%. Home purchase: 23 applications, 17 loans. HMDA 2024 data, FFIEC.","value":33,"unit":"home purchase and refinance loans originated, 2024","applications":41,"originations":33,"denials":6,"originated_dollars":6315000,"applications_purchase":23,"applications_refinance":7,"applications_cash_out_refinance":11,"originations_purchase":17,"originations_refinance":7,"originations_cash_out_refinance":9,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46017","dataset":"mortgage-lending","jurisdiction":"SD","county":"46017","countyName":"Buffalo County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Buffalo County, South Dakota: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46019","dataset":"mortgage-lending","jurisdiction":"SD","county":"46019","countyName":"Butte County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Butte County, South Dakota: in 2024, lenders reported 215 applications for a home purchase or a refinance; 163 became loans ($40.2 million) and 45 were denied, a denial rate of 20.9%. Home purchase: 121 applications, 103 loans. HMDA 2024 data, FFIEC.","value":163,"unit":"home purchase and refinance loans originated, 2024","applications":215,"originations":163,"denials":45,"originated_dollars":40245000,"applications_purchase":121,"applications_refinance":39,"applications_cash_out_refinance":55,"originations_purchase":103,"originations_refinance":28,"originations_cash_out_refinance":32,"denials_purchase":13,"denials_refinance":9,"denials_cash_out_refinance":23,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46021","dataset":"mortgage-lending","jurisdiction":"SD","county":"46021","countyName":"Campbell County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Campbell County, South Dakota: in 2024, lenders reported 9 applications for a home purchase or a refinance; 8 became loans ($720,000) and 1 were denied, a denial rate of 11.1% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 8 loans. HMDA 2024 data, FFIEC.","value":8,"unit":"home purchase and refinance loans originated, 2024","applications":9,"originations":8,"denials":1,"originated_dollars":720000,"applications_purchase":9,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":8,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46023","dataset":"mortgage-lending","jurisdiction":"SD","county":"46023","countyName":"Charles Mix County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Charles Mix County, South Dakota: in 2024, lenders reported 54 applications for a home purchase or a refinance; 47 became loans ($9.5 million) and 5 were denied, a denial rate of 9.3%. Home purchase: 36 applications, 35 loans. HMDA 2024 data, FFIEC.","value":47,"unit":"home purchase and refinance loans originated, 2024","applications":54,"originations":47,"denials":5,"originated_dollars":9535000,"applications_purchase":36,"applications_refinance":7,"applications_cash_out_refinance":11,"originations_purchase":35,"originations_refinance":5,"originations_cash_out_refinance":7,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":9.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46025","dataset":"mortgage-lending","jurisdiction":"SD","county":"46025","countyName":"Clark County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Clark County, South Dakota: in 2024, lenders reported 38 applications for a home purchase or a refinance; 33 became loans ($7.4 million) and 5 were denied, a denial rate of 13.2%. Home purchase: 28 applications, 26 loans. HMDA 2024 data, FFIEC.","value":33,"unit":"home purchase and refinance loans originated, 2024","applications":38,"originations":33,"denials":5,"originated_dollars":7395000,"applications_purchase":28,"applications_refinance":6,"applications_cash_out_refinance":4,"originations_purchase":26,"originations_refinance":5,"originations_cash_out_refinance":2,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46027","dataset":"mortgage-lending","jurisdiction":"SD","county":"46027","countyName":"Clay County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Clay County, South Dakota: in 2024, lenders reported 240 applications for a home purchase or a refinance; 176 became loans ($35.5 million) and 53 were denied, a denial rate of 22.1%. Home purchase: 182 applications, 133 loans. HMDA 2024 data, FFIEC.","value":176,"unit":"home purchase and refinance loans originated, 2024","applications":240,"originations":176,"denials":53,"originated_dollars":35480000,"applications_purchase":182,"applications_refinance":22,"applications_cash_out_refinance":36,"originations_purchase":133,"originations_refinance":19,"originations_cash_out_refinance":24,"denials_purchase":38,"denials_refinance":3,"denials_cash_out_refinance":12,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46029","dataset":"mortgage-lending","jurisdiction":"SD","county":"46029","countyName":"Codington County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Codington County, South Dakota: in 2024, lenders reported 503 applications for a home purchase or a refinance; 426 became loans ($108.1 million) and 73 were denied, a denial rate of 14.5%. Home purchase: 347 applications, 309 loans. HMDA 2024 data, FFIEC.","value":426,"unit":"home purchase and refinance loans originated, 2024","applications":503,"originations":426,"denials":73,"originated_dollars":108070000,"applications_purchase":347,"applications_refinance":84,"applications_cash_out_refinance":72,"originations_purchase":309,"originations_refinance":74,"originations_cash_out_refinance":43,"denials_purchase":35,"denials_refinance":9,"denials_cash_out_refinance":29,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46031","dataset":"mortgage-lending","jurisdiction":"SD","county":"46031","countyName":"Corson County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Corson County, South Dakota: in 2024, lenders reported 5 applications for a home purchase or a refinance; 4 became loans ($630,000) and 1 were denied, a denial rate of 20.0% (a small count, so the rate moves a lot from year to year). Home purchase: 2 applications, 2 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":5,"originations":4,"denials":1,"originated_dollars":630000,"applications_purchase":2,"applications_refinance":1,"applications_cash_out_refinance":2,"originations_purchase":2,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46033","dataset":"mortgage-lending","jurisdiction":"SD","county":"46033","countyName":"Custer County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Custer County, South Dakota: in 2024, lenders reported 202 applications for a home purchase or a refinance; 164 became loans ($50.3 million) and 32 were denied, a denial rate of 15.8%. Home purchase: 126 applications, 107 loans. HMDA 2024 data, FFIEC.","value":164,"unit":"home purchase and refinance loans originated, 2024","applications":202,"originations":164,"denials":32,"originated_dollars":50300000,"applications_purchase":126,"applications_refinance":32,"applications_cash_out_refinance":44,"originations_purchase":107,"originations_refinance":27,"originations_cash_out_refinance":30,"denials_purchase":15,"denials_refinance":4,"denials_cash_out_refinance":13,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46035","dataset":"mortgage-lending","jurisdiction":"SD","county":"46035","countyName":"Davison County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Davison County, South Dakota: in 2024, lenders reported 331 applications for a home purchase or a refinance; 294 became loans ($76.5 million) and 33 were denied, a denial rate of 10.0%. Home purchase: 239 applications, 223 loans. HMDA 2024 data, FFIEC.","value":294,"unit":"home purchase and refinance loans originated, 2024","applications":331,"originations":294,"denials":33,"originated_dollars":76530000,"applications_purchase":239,"applications_refinance":56,"applications_cash_out_refinance":36,"originations_purchase":223,"originations_refinance":47,"originations_cash_out_refinance":24,"denials_purchase":16,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":10,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46037","dataset":"mortgage-lending","jurisdiction":"SD","county":"46037","countyName":"Day County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Day County, South Dakota: in 2024, lenders reported 72 applications for a home purchase or a refinance; 60 became loans ($14.6 million) and 9 were denied, a denial rate of 12.5%. Home purchase: 48 applications, 42 loans. HMDA 2024 data, FFIEC.","value":60,"unit":"home purchase and refinance loans originated, 2024","applications":72,"originations":60,"denials":9,"originated_dollars":14640000,"applications_purchase":48,"applications_refinance":15,"applications_cash_out_refinance":9,"originations_purchase":42,"originations_refinance":14,"originations_cash_out_refinance":4,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":12.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46039","dataset":"mortgage-lending","jurisdiction":"SD","county":"46039","countyName":"Deuel County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Deuel County, South Dakota: in 2024, lenders reported 65 applications for a home purchase or a refinance; 52 became loans ($10.9 million) and 12 were denied, a denial rate of 18.5%. Home purchase: 42 applications, 35 loans. HMDA 2024 data, FFIEC.","value":52,"unit":"home purchase and refinance loans originated, 2024","applications":65,"originations":52,"denials":12,"originated_dollars":10870000,"applications_purchase":42,"applications_refinance":12,"applications_cash_out_refinance":11,"originations_purchase":35,"originations_refinance":8,"originations_cash_out_refinance":9,"denials_purchase":6,"denials_refinance":4,"denials_cash_out_refinance":2,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46041","dataset":"mortgage-lending","jurisdiction":"SD","county":"46041","countyName":"Dewey County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Dewey County, South Dakota: in 2024, lenders reported 9 applications for a home purchase or a refinance; 4 became loans ($360,000) and 5 were denied, a denial rate of 55.6% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 4 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":9,"originations":4,"denials":5,"originated_dollars":360000,"applications_purchase":9,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":4,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":55.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46043","dataset":"mortgage-lending","jurisdiction":"SD","county":"46043","countyName":"Douglas County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Douglas County, South Dakota: in 2024, lenders reported 35 applications for a home purchase or a refinance; 31 became loans ($7.4 million) and 4 were denied, a denial rate of 11.4%. Home purchase: 21 applications, 21 loans. HMDA 2024 data, FFIEC.","value":31,"unit":"home purchase and refinance loans originated, 2024","applications":35,"originations":31,"denials":4,"originated_dollars":7405000,"applications_purchase":21,"applications_refinance":7,"applications_cash_out_refinance":7,"originations_purchase":21,"originations_refinance":6,"originations_cash_out_refinance":4,"denials_purchase":0,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":11.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46045","dataset":"mortgage-lending","jurisdiction":"SD","county":"46045","countyName":"Edmunds County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Edmunds County, South Dakota: in 2024, lenders reported 34 applications for a home purchase or a refinance; 28 became loans ($5.6 million) and 5 were denied, a denial rate of 14.7%. Home purchase: 21 applications, 17 loans. HMDA 2024 data, FFIEC.","value":28,"unit":"home purchase and refinance loans originated, 2024","applications":34,"originations":28,"denials":5,"originated_dollars":5600000,"applications_purchase":21,"applications_refinance":9,"applications_cash_out_refinance":4,"originations_purchase":17,"originations_refinance":8,"originations_cash_out_refinance":3,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46047","dataset":"mortgage-lending","jurisdiction":"SD","county":"46047","countyName":"Fall River County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Fall River County, South Dakota: in 2024, lenders reported 165 applications for a home purchase or a refinance; 127 became loans ($27.4 million) and 31 were denied, a denial rate of 18.8%. Home purchase: 102 applications, 87 loans. HMDA 2024 data, FFIEC.","value":127,"unit":"home purchase and refinance loans originated, 2024","applications":165,"originations":127,"denials":31,"originated_dollars":27395000,"applications_purchase":102,"applications_refinance":26,"applications_cash_out_refinance":37,"originations_purchase":87,"originations_refinance":20,"originations_cash_out_refinance":20,"denials_purchase":12,"denials_refinance":4,"denials_cash_out_refinance":15,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46049","dataset":"mortgage-lending","jurisdiction":"SD","county":"46049","countyName":"Faulk County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Faulk County, South Dakota: in 2024, lenders reported 16 applications for a home purchase or a refinance; 16 became loans ($3.0 million) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 12 applications, 12 loans. HMDA 2024 data, FFIEC.","value":16,"unit":"home purchase and refinance loans originated, 2024","applications":16,"originations":16,"denials":0,"originated_dollars":2970000,"applications_purchase":12,"applications_refinance":3,"applications_cash_out_refinance":1,"originations_purchase":12,"originations_refinance":3,"originations_cash_out_refinance":1,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46051","dataset":"mortgage-lending","jurisdiction":"SD","county":"46051","countyName":"Grant County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Grant County, South Dakota: in 2024, lenders reported 100 applications for a home purchase or a refinance; 83 became loans ($16.3 million) and 16 were denied, a denial rate of 16.0%. Home purchase: 69 applications, 61 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":100,"originations":83,"denials":16,"originated_dollars":16305000,"applications_purchase":69,"applications_refinance":17,"applications_cash_out_refinance":14,"originations_purchase":61,"originations_refinance":13,"originations_cash_out_refinance":9,"denials_purchase":8,"denials_refinance":4,"denials_cash_out_refinance":4,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46053","dataset":"mortgage-lending","jurisdiction":"SD","county":"46053","countyName":"Gregory County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Gregory County, South Dakota: in 2024, lenders reported 48 applications for a home purchase or a refinance; 34 became loans ($5.8 million) and 13 were denied, a denial rate of 27.1%. Home purchase: 30 applications, 24 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":48,"originations":34,"denials":13,"originated_dollars":5850000,"applications_purchase":30,"applications_refinance":4,"applications_cash_out_refinance":14,"originations_purchase":24,"originations_refinance":3,"originations_cash_out_refinance":7,"denials_purchase":6,"denials_refinance":0,"denials_cash_out_refinance":7,"denial_rate":27.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46055","dataset":"mortgage-lending","jurisdiction":"SD","county":"46055","countyName":"Haakon County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Haakon County, South Dakota: in 2024, lenders reported 19 applications for a home purchase or a refinance; 13 became loans ($2.5 million) and 5 were denied, a denial rate of 26.3% (a small count, so the rate moves a lot from year to year). Home purchase: 11 applications, 10 loans. HMDA 2024 data, FFIEC.","value":13,"unit":"home purchase and refinance loans originated, 2024","applications":19,"originations":13,"denials":5,"originated_dollars":2455000,"applications_purchase":11,"applications_refinance":4,"applications_cash_out_refinance":4,"originations_purchase":10,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":0,"denials_refinance":3,"denials_cash_out_refinance":2,"denial_rate":26.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46057","dataset":"mortgage-lending","jurisdiction":"SD","county":"46057","countyName":"Hamlin County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Hamlin County, South Dakota: in 2024, lenders reported 129 applications for a home purchase or a refinance; 110 became loans ($27.3 million) and 18 were denied, a denial rate of 14.0%. Home purchase: 85 applications, 77 loans. HMDA 2024 data, FFIEC.","value":110,"unit":"home purchase and refinance loans originated, 2024","applications":129,"originations":110,"denials":18,"originated_dollars":27340000,"applications_purchase":85,"applications_refinance":30,"applications_cash_out_refinance":14,"originations_purchase":77,"originations_refinance":25,"originations_cash_out_refinance":8,"denials_purchase":7,"denials_refinance":5,"denials_cash_out_refinance":6,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46059","dataset":"mortgage-lending","jurisdiction":"SD","county":"46059","countyName":"Hand County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Hand County, South Dakota: in 2024, lenders reported 44 applications for a home purchase or a refinance; 35 became loans ($5.9 million) and 8 were denied, a denial rate of 18.2%. Home purchase: 38 applications, 31 loans. HMDA 2024 data, FFIEC.","value":35,"unit":"home purchase and refinance loans originated, 2024","applications":44,"originations":35,"denials":8,"originated_dollars":5865000,"applications_purchase":38,"applications_refinance":2,"applications_cash_out_refinance":4,"originations_purchase":31,"originations_refinance":1,"originations_cash_out_refinance":3,"denials_purchase":6,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46061","dataset":"mortgage-lending","jurisdiction":"SD","county":"46061","countyName":"Hanson County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Hanson County, South Dakota: in 2024, lenders reported 43 applications for a home purchase or a refinance; 36 became loans ($8.8 million) and 6 were denied, a denial rate of 14.0%. Home purchase: 25 applications, 24 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":43,"originations":36,"denials":6,"originated_dollars":8840000,"applications_purchase":25,"applications_refinance":13,"applications_cash_out_refinance":5,"originations_purchase":24,"originations_refinance":9,"originations_cash_out_refinance":3,"denials_purchase":1,"denials_refinance":3,"denials_cash_out_refinance":2,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46063","dataset":"mortgage-lending","jurisdiction":"SD","county":"46063","countyName":"Harding County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Harding County, South Dakota: in 2024, lenders reported 10 applications for a home purchase or a refinance; 6 became loans ($890,000) and 1 were denied, a denial rate of 10.0% (a small count, so the rate moves a lot from year to year). Home purchase: 8 applications, 5 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":10,"originations":6,"denials":1,"originated_dollars":890000,"applications_purchase":8,"applications_refinance":1,"applications_cash_out_refinance":1,"originations_purchase":5,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":10,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46065","dataset":"mortgage-lending","jurisdiction":"SD","county":"46065","countyName":"Hughes County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Hughes County, South Dakota: in 2024, lenders reported 288 applications for a home purchase or a refinance; 232 became loans ($55.6 million) and 52 were denied, a denial rate of 18.1%. Home purchase: 217 applications, 182 loans. HMDA 2024 data, FFIEC.","value":232,"unit":"home purchase and refinance loans originated, 2024","applications":288,"originations":232,"denials":52,"originated_dollars":55640000,"applications_purchase":217,"applications_refinance":39,"applications_cash_out_refinance":32,"originations_purchase":182,"originations_refinance":31,"originations_cash_out_refinance":19,"denials_purchase":32,"denials_refinance":7,"denials_cash_out_refinance":13,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46067","dataset":"mortgage-lending","jurisdiction":"SD","county":"46067","countyName":"Hutchinson County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Hutchinson County, South Dakota: in 2024, lenders reported 101 applications for a home purchase or a refinance; 79 became loans ($13.9 million) and 22 were denied, a denial rate of 21.8%. Home purchase: 66 applications, 57 loans. HMDA 2024 data, FFIEC.","value":79,"unit":"home purchase and refinance loans originated, 2024","applications":101,"originations":79,"denials":22,"originated_dollars":13925000,"applications_purchase":66,"applications_refinance":14,"applications_cash_out_refinance":21,"originations_purchase":57,"originations_refinance":10,"originations_cash_out_refinance":12,"denials_purchase":9,"denials_refinance":4,"denials_cash_out_refinance":9,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46069","dataset":"mortgage-lending","jurisdiction":"SD","county":"46069","countyName":"Hyde County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Hyde County, South Dakota: in 2024, lenders reported 9 applications for a home purchase or a refinance; 8 became loans ($1.1 million) and 1 were denied, a denial rate of 11.1% (a small count, so the rate moves a lot from year to year). Home purchase: 8 applications, 7 loans. HMDA 2024 data, FFIEC.","value":8,"unit":"home purchase and refinance loans originated, 2024","applications":9,"originations":8,"denials":1,"originated_dollars":1140000,"applications_purchase":8,"applications_refinance":0,"applications_cash_out_refinance":1,"originations_purchase":7,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46071","dataset":"mortgage-lending","jurisdiction":"SD","county":"46071","countyName":"Jackson County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Jackson County, South Dakota: in 2024, lenders reported 13 applications for a home purchase or a refinance; 12 became loans ($1.2 million) and 1 were denied, a denial rate of 7.7% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 8 loans. HMDA 2024 data, FFIEC.","value":12,"unit":"home purchase and refinance loans originated, 2024","applications":13,"originations":12,"denials":1,"originated_dollars":1250000,"applications_purchase":9,"applications_refinance":2,"applications_cash_out_refinance":2,"originations_purchase":8,"originations_refinance":2,"originations_cash_out_refinance":2,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":7.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46073","dataset":"mortgage-lending","jurisdiction":"SD","county":"46073","countyName":"Jerauld County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Jerauld County, South Dakota: in 2024, lenders reported 19 applications for a home purchase or a refinance; 15 became loans ($1.9 million) and 4 were denied, a denial rate of 21.1% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 11 loans. HMDA 2024 data, FFIEC.","value":15,"unit":"home purchase and refinance loans originated, 2024","applications":19,"originations":15,"denials":4,"originated_dollars":1905000,"applications_purchase":14,"applications_refinance":2,"applications_cash_out_refinance":3,"originations_purchase":11,"originations_refinance":2,"originations_cash_out_refinance":2,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46075","dataset":"mortgage-lending","jurisdiction":"SD","county":"46075","countyName":"Jones County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Jones County, South Dakota: in 2024, lenders reported 2 applications for a home purchase or a refinance; 1 became loans ($145,000) and 1 were denied, a denial rate of 50.0% (a small count, so the rate moves a lot from year to year). Home purchase: 1 applications, 0 loans. HMDA 2024 data, FFIEC.","value":1,"unit":"home purchase and refinance loans originated, 2024","applications":2,"originations":1,"denials":1,"originated_dollars":145000,"applications_purchase":1,"applications_refinance":0,"applications_cash_out_refinance":1,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":50,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46077","dataset":"mortgage-lending","jurisdiction":"SD","county":"46077","countyName":"Kingsbury County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Kingsbury County, South Dakota: in 2024, lenders reported 91 applications for a home purchase or a refinance; 67 became loans ($14.2 million) and 21 were denied, a denial rate of 23.1%. Home purchase: 67 applications, 56 loans. HMDA 2024 data, FFIEC.","value":67,"unit":"home purchase and refinance loans originated, 2024","applications":91,"originations":67,"denials":21,"originated_dollars":14225000,"applications_purchase":67,"applications_refinance":11,"applications_cash_out_refinance":13,"originations_purchase":56,"originations_refinance":7,"originations_cash_out_refinance":4,"denials_purchase":9,"denials_refinance":3,"denials_cash_out_refinance":9,"denial_rate":23.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46079","dataset":"mortgage-lending","jurisdiction":"SD","county":"46079","countyName":"Lake County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Lake County, South Dakota: in 2024, lenders reported 204 applications for a home purchase or a refinance; 177 became loans ($47.4 million) and 24 were denied, a denial rate of 11.8%. Home purchase: 132 applications, 121 loans. HMDA 2024 data, FFIEC.","value":177,"unit":"home purchase and refinance loans originated, 2024","applications":204,"originations":177,"denials":24,"originated_dollars":47415000,"applications_purchase":132,"applications_refinance":41,"applications_cash_out_refinance":31,"originations_purchase":121,"originations_refinance":35,"originations_cash_out_refinance":21,"denials_purchase":10,"denials_refinance":5,"denials_cash_out_refinance":9,"denial_rate":11.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46081","dataset":"mortgage-lending","jurisdiction":"SD","county":"46081","countyName":"Lawrence County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Lawrence County, South Dakota: in 2024, lenders reported 554 applications for a home purchase or a refinance; 461 became loans ($167.0 million) and 70 were denied, a denial rate of 12.6%. Home purchase: 361 applications, 319 loans. HMDA 2024 data, FFIEC.","value":461,"unit":"home purchase and refinance loans originated, 2024","applications":554,"originations":461,"denials":70,"originated_dollars":166955000,"applications_purchase":361,"applications_refinance":102,"applications_cash_out_refinance":91,"originations_purchase":319,"originations_refinance":83,"originations_cash_out_refinance":59,"denials_purchase":27,"denials_refinance":15,"denials_cash_out_refinance":28,"denial_rate":12.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46083","dataset":"mortgage-lending","jurisdiction":"SD","county":"46083","countyName":"Lincoln County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Lincoln County, South Dakota: in 2024, lenders reported 1,817 applications for a home purchase or a refinance; 1,583 became loans ($536.2 million) and 206 were denied, a denial rate of 11.3%. Home purchase: 1,231 applications, 1,122 loans. HMDA 2024 data, FFIEC.","value":1583,"unit":"home purchase and refinance loans originated, 2024","applications":1817,"originations":1583,"denials":206,"originated_dollars":536195000,"applications_purchase":1231,"applications_refinance":283,"applications_cash_out_refinance":303,"originations_purchase":1122,"originations_refinance":233,"originations_cash_out_refinance":228,"denials_purchase":93,"denials_refinance":44,"denials_cash_out_refinance":69,"denial_rate":11.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46085","dataset":"mortgage-lending","jurisdiction":"SD","county":"46085","countyName":"Lyman County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Lyman County, South Dakota: in 2024, lenders reported 22 applications for a home purchase or a refinance; 17 became loans ($3.1 million) and 4 were denied, a denial rate of 18.2% (a small count, so the rate moves a lot from year to year). Home purchase: 19 applications, 15 loans. HMDA 2024 data, FFIEC.","value":17,"unit":"home purchase and refinance loans originated, 2024","applications":22,"originations":17,"denials":4,"originated_dollars":3055000,"applications_purchase":19,"applications_refinance":1,"applications_cash_out_refinance":2,"originations_purchase":15,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46087","dataset":"mortgage-lending","jurisdiction":"SD","county":"46087","countyName":"McCook County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"McCook County, South Dakota: in 2024, lenders reported 109 applications for a home purchase or a refinance; 90 became loans ($21.2 million) and 17 were denied, a denial rate of 15.6%. Home purchase: 68 applications, 60 loans. HMDA 2024 data, FFIEC.","value":90,"unit":"home purchase and refinance loans originated, 2024","applications":109,"originations":90,"denials":17,"originated_dollars":21220000,"applications_purchase":68,"applications_refinance":16,"applications_cash_out_refinance":25,"originations_purchase":60,"originations_refinance":14,"originations_cash_out_refinance":16,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":8,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46089","dataset":"mortgage-lending","jurisdiction":"SD","county":"46089","countyName":"McPherson County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"McPherson County, South Dakota: in 2024, lenders reported 8 applications for a home purchase or a refinance; 6 became loans ($580,000) and 2 were denied, a denial rate of 25.0% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 6 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":8,"originations":6,"denials":2,"originated_dollars":580000,"applications_purchase":7,"applications_refinance":0,"applications_cash_out_refinance":1,"originations_purchase":6,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46091","dataset":"mortgage-lending","jurisdiction":"SD","county":"46091","countyName":"Marshall County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Marshall County, South Dakota: in 2024, lenders reported 32 applications for a home purchase or a refinance; 26 became loans ($4.5 million) and 6 were denied, a denial rate of 18.8%. Home purchase: 20 applications, 18 loans. HMDA 2024 data, FFIEC.","value":26,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":26,"denials":6,"originated_dollars":4470000,"applications_purchase":20,"applications_refinance":5,"applications_cash_out_refinance":7,"originations_purchase":18,"originations_refinance":3,"originations_cash_out_refinance":5,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46093","dataset":"mortgage-lending","jurisdiction":"SD","county":"46093","countyName":"Meade County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Meade County, South Dakota: in 2024, lenders reported 570 applications for a home purchase or a refinance; 457 became loans ($152.3 million) and 86 were denied, a denial rate of 15.1%. Home purchase: 363 applications, 315 loans. HMDA 2024 data, FFIEC.","value":457,"unit":"home purchase and refinance loans originated, 2024","applications":570,"originations":457,"denials":86,"originated_dollars":152305000,"applications_purchase":363,"applications_refinance":105,"applications_cash_out_refinance":102,"originations_purchase":315,"originations_refinance":76,"originations_cash_out_refinance":66,"denials_purchase":37,"denials_refinance":18,"denials_cash_out_refinance":31,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46095","dataset":"mortgage-lending","jurisdiction":"SD","county":"46095","countyName":"Mellette County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Mellette County, South Dakota: in 2024, lenders reported 4 applications for a home purchase or a refinance; 4 became loans ($480,000) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 4 applications, 4 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":4,"originations":4,"denials":0,"originated_dollars":480000,"applications_purchase":4,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":4,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46097","dataset":"mortgage-lending","jurisdiction":"SD","county":"46097","countyName":"Miner County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Miner County, South Dakota: in 2024, lenders reported 31 applications for a home purchase or a refinance; 28 became loans ($5.0 million) and 3 were denied, a denial rate of 9.7%. Home purchase: 20 applications, 18 loans. HMDA 2024 data, FFIEC.","value":28,"unit":"home purchase and refinance loans originated, 2024","applications":31,"originations":28,"denials":3,"originated_dollars":5030000,"applications_purchase":20,"applications_refinance":7,"applications_cash_out_refinance":4,"originations_purchase":18,"originations_refinance":7,"originations_cash_out_refinance":3,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":9.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46099","dataset":"mortgage-lending","jurisdiction":"SD","county":"46099","countyName":"Minnehaha County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Minnehaha County, South Dakota: in 2024, lenders reported 4,504 applications for a home purchase or a refinance; 3,898 became loans ($1.1 billion) and 556 were denied, a denial rate of 12.3%. Home purchase: 3,046 applications, 2,768 loans. HMDA 2024 data, FFIEC.","value":3898,"unit":"home purchase and refinance loans originated, 2024","applications":4504,"originations":3898,"denials":556,"originated_dollars":1139810000,"applications_purchase":3046,"applications_refinance":653,"applications_cash_out_refinance":805,"originations_purchase":2768,"originations_refinance":530,"originations_cash_out_refinance":600,"denials_purchase":250,"denials_refinance":111,"denials_cash_out_refinance":195,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46101","dataset":"mortgage-lending","jurisdiction":"SD","county":"46101","countyName":"Moody County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Moody County, South Dakota: in 2024, lenders reported 94 applications for a home purchase or a refinance; 83 became loans ($17.1 million) and 10 were denied, a denial rate of 10.6%. Home purchase: 63 applications, 59 loans. HMDA 2024 data, FFIEC.","value":83,"unit":"home purchase and refinance loans originated, 2024","applications":94,"originations":83,"denials":10,"originated_dollars":17095000,"applications_purchase":63,"applications_refinance":15,"applications_cash_out_refinance":16,"originations_purchase":59,"originations_refinance":13,"originations_cash_out_refinance":11,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":10.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46102","dataset":"mortgage-lending","jurisdiction":"SD","county":"46102","countyName":"Oglala Lakota County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Oglala Lakota County, South Dakota: in 2024, lenders reported 10 applications for a home purchase or a refinance; 6 became loans ($830,000) and 4 were denied, a denial rate of 40.0% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 5 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":10,"originations":6,"denials":4,"originated_dollars":830000,"applications_purchase":7,"applications_refinance":2,"applications_cash_out_refinance":1,"originations_purchase":5,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":40,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46103","dataset":"mortgage-lending","jurisdiction":"SD","county":"46103","countyName":"Pennington County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Pennington County, South Dakota: in 2024, lenders reported 2,303 applications for a home purchase or a refinance; 1,939 became loans ($631.9 million) and 297 were denied, a denial rate of 12.9%. Home purchase: 1,574 applications, 1,420 loans. HMDA 2024 data, FFIEC.","value":1939,"unit":"home purchase and refinance loans originated, 2024","applications":2303,"originations":1939,"denials":297,"originated_dollars":631865000,"applications_purchase":1574,"applications_refinance":343,"applications_cash_out_refinance":386,"originations_purchase":1420,"originations_refinance":254,"originations_cash_out_refinance":265,"denials_purchase":118,"denials_refinance":67,"denials_cash_out_refinance":112,"denial_rate":12.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46105","dataset":"mortgage-lending","jurisdiction":"SD","county":"46105","countyName":"Perkins County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Perkins County, South Dakota: in 2024, lenders reported 23 applications for a home purchase or a refinance; 19 became loans ($2.8 million) and 4 were denied, a denial rate of 17.4% (a small count, so the rate moves a lot from year to year). Home purchase: 19 applications, 15 loans. HMDA 2024 data, FFIEC.","value":19,"unit":"home purchase and refinance loans originated, 2024","applications":23,"originations":19,"denials":4,"originated_dollars":2825000,"applications_purchase":19,"applications_refinance":0,"applications_cash_out_refinance":4,"originations_purchase":15,"originations_refinance":0,"originations_cash_out_refinance":4,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46107","dataset":"mortgage-lending","jurisdiction":"SD","county":"46107","countyName":"Potter County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Potter County, South Dakota: in 2024, lenders reported 34 applications for a home purchase or a refinance; 25 became loans ($4.5 million) and 9 were denied, a denial rate of 26.5%. Home purchase: 22 applications, 15 loans. HMDA 2024 data, FFIEC.","value":25,"unit":"home purchase and refinance loans originated, 2024","applications":34,"originations":25,"denials":9,"originated_dollars":4485000,"applications_purchase":22,"applications_refinance":7,"applications_cash_out_refinance":5,"originations_purchase":15,"originations_refinance":7,"originations_cash_out_refinance":3,"denials_purchase":7,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":26.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46109","dataset":"mortgage-lending","jurisdiction":"SD","county":"46109","countyName":"Roberts County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Roberts County, South Dakota: in 2024, lenders reported 65 applications for a home purchase or a refinance; 48 became loans ($7.8 million) and 15 were denied, a denial rate of 23.1%. Home purchase: 42 applications, 34 loans. HMDA 2024 data, FFIEC.","value":48,"unit":"home purchase and refinance loans originated, 2024","applications":65,"originations":48,"denials":15,"originated_dollars":7850000,"applications_purchase":42,"applications_refinance":11,"applications_cash_out_refinance":12,"originations_purchase":34,"originations_refinance":8,"originations_cash_out_refinance":6,"denials_purchase":6,"denials_refinance":3,"denials_cash_out_refinance":6,"denial_rate":23.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46111","dataset":"mortgage-lending","jurisdiction":"SD","county":"46111","countyName":"Sanborn County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Sanborn County, South Dakota: in 2024, lenders reported 22 applications for a home purchase or a refinance; 15 became loans ($2.5 million) and 7 were denied, a denial rate of 31.8% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 11 loans. HMDA 2024 data, FFIEC.","value":15,"unit":"home purchase and refinance loans originated, 2024","applications":22,"originations":15,"denials":7,"originated_dollars":2495000,"applications_purchase":14,"applications_refinance":4,"applications_cash_out_refinance":4,"originations_purchase":11,"originations_refinance":3,"originations_cash_out_refinance":1,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":31.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46115","dataset":"mortgage-lending","jurisdiction":"SD","county":"46115","countyName":"Spink County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Spink County, South Dakota: in 2024, lenders reported 41 applications for a home purchase or a refinance; 32 became loans ($5.5 million) and 9 were denied, a denial rate of 22.0%. Home purchase: 28 applications, 24 loans. HMDA 2024 data, FFIEC.","value":32,"unit":"home purchase and refinance loans originated, 2024","applications":41,"originations":32,"denials":9,"originated_dollars":5470000,"applications_purchase":28,"applications_refinance":7,"applications_cash_out_refinance":6,"originations_purchase":24,"originations_refinance":6,"originations_cash_out_refinance":2,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46117","dataset":"mortgage-lending","jurisdiction":"SD","county":"46117","countyName":"Stanley County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Stanley County, South Dakota: in 2024, lenders reported 52 applications for a home purchase or a refinance; 40 became loans ($10.7 million) and 9 were denied, a denial rate of 17.3%. Home purchase: 36 applications, 30 loans. HMDA 2024 data, FFIEC.","value":40,"unit":"home purchase and refinance loans originated, 2024","applications":52,"originations":40,"denials":9,"originated_dollars":10670000,"applications_purchase":36,"applications_refinance":6,"applications_cash_out_refinance":10,"originations_purchase":30,"originations_refinance":5,"originations_cash_out_refinance":5,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":5,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46119","dataset":"mortgage-lending","jurisdiction":"SD","county":"46119","countyName":"Sully County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Sully County, South Dakota: in 2024, lenders reported 23 applications for a home purchase or a refinance; 18 became loans ($3.1 million) and 4 were denied, a denial rate of 17.4% (a small count, so the rate moves a lot from year to year). Home purchase: 20 applications, 16 loans. HMDA 2024 data, FFIEC.","value":18,"unit":"home purchase and refinance loans originated, 2024","applications":23,"originations":18,"denials":4,"originated_dollars":3150000,"applications_purchase":20,"applications_refinance":2,"applications_cash_out_refinance":1,"originations_purchase":16,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":4,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46121","dataset":"mortgage-lending","jurisdiction":"SD","county":"46121","countyName":"Todd County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Todd County, South Dakota: in 2024, lenders reported 14 applications for a home purchase or a refinance; 9 became loans ($2.6 million) and 4 were denied, a denial rate of 28.6% (a small count, so the rate moves a lot from year to year). Home purchase: 8 applications, 6 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":9,"denials":4,"originated_dollars":2575000,"applications_purchase":8,"applications_refinance":4,"applications_cash_out_refinance":2,"originations_purchase":6,"originations_refinance":2,"originations_cash_out_refinance":1,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46123","dataset":"mortgage-lending","jurisdiction":"SD","county":"46123","countyName":"Tripp County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Tripp County, South Dakota: in 2024, lenders reported 21 applications for a home purchase or a refinance; 17 became loans ($3.5 million) and 3 were denied, a denial rate of 14.3% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 11 loans. HMDA 2024 data, FFIEC.","value":17,"unit":"home purchase and refinance loans originated, 2024","applications":21,"originations":17,"denials":3,"originated_dollars":3455000,"applications_purchase":14,"applications_refinance":3,"applications_cash_out_refinance":4,"originations_purchase":11,"originations_refinance":3,"originations_cash_out_refinance":3,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:46125","dataset":"mortgage-lending","jurisdiction":"SD","county":"46125","countyName":"Turner County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Turner County, South Dakota: in 2024, lenders reported 196 applications for a home purchase or a refinance; 154 became loans ($31.1 million) and 36 were denied, a denial rate of 18.4%. Home purchase: 112 applications, 96 loans. HMDA 2024 data, FFIEC.","value":154,"unit":"home purchase and refinance loans originated, 2024","applications":196,"originations":154,"denials":36,"originated_dollars":31050000,"applications_purchase":112,"applications_refinance":36,"applications_cash_out_refinance":48,"originations_purchase":96,"originations_refinance":26,"originations_cash_out_refinance":32,"denials_purchase":11,"denials_refinance":9,"denials_cash_out_refinance":16,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46127","dataset":"mortgage-lending","jurisdiction":"SD","county":"46127","countyName":"Union County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Union County, South Dakota: in 2024, lenders reported 375 applications for a home purchase or a refinance; 323 became loans ($95.1 million) and 46 were denied, a denial rate of 12.3%. Home purchase: 248 applications, 218 loans. HMDA 2024 data, FFIEC.","value":323,"unit":"home purchase and refinance loans originated, 2024","applications":375,"originations":323,"denials":46,"originated_dollars":95115000,"applications_purchase":248,"applications_refinance":61,"applications_cash_out_refinance":66,"originations_purchase":218,"originations_refinance":56,"originations_cash_out_refinance":49,"denials_purchase":24,"denials_refinance":5,"denials_cash_out_refinance":17,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46129","dataset":"mortgage-lending","jurisdiction":"SD","county":"46129","countyName":"Walworth County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Walworth County, South Dakota: in 2024, lenders reported 61 applications for a home purchase or a refinance; 44 became loans ($8.3 million) and 15 were denied, a denial rate of 24.6%. Home purchase: 41 applications, 35 loans. HMDA 2024 data, FFIEC.","value":44,"unit":"home purchase and refinance loans originated, 2024","applications":61,"originations":44,"denials":15,"originated_dollars":8280000,"applications_purchase":41,"applications_refinance":11,"applications_cash_out_refinance":9,"originations_purchase":35,"originations_refinance":7,"originations_cash_out_refinance":2,"denials_purchase":5,"denials_refinance":4,"denials_cash_out_refinance":6,"denial_rate":24.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46135","dataset":"mortgage-lending","jurisdiction":"SD","county":"46135","countyName":"Yankton County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Yankton County, South Dakota: in 2024, lenders reported 354 applications for a home purchase or a refinance; 298 became loans ($79.1 million) and 54 were denied, a denial rate of 15.3%. Home purchase: 248 applications, 216 loans. HMDA 2024 data, FFIEC.","value":298,"unit":"home purchase and refinance loans originated, 2024","applications":354,"originations":298,"denials":54,"originated_dollars":79060000,"applications_purchase":248,"applications_refinance":47,"applications_cash_out_refinance":59,"originations_purchase":216,"originations_refinance":43,"originations_cash_out_refinance":39,"denials_purchase":31,"denials_refinance":3,"denials_cash_out_refinance":20,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:46137","dataset":"mortgage-lending","jurisdiction":"SD","county":"46137","countyName":"Ziebach County","stateName":"South Dakota","level":"county","year":2024,"status":"P","text":"Ziebach County, South Dakota: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:TN","dataset":"mortgage-lending","jurisdiction":"TN","county":null,"countyName":null,"stateName":"Tennessee","level":"state","year":2024,"status":"P","text":"Tennessee: in 2024, lenders reported 172,285 applications for a home purchase or a refinance; 132,452 became loans ($44.6 billion) and 31,869 were denied, a denial rate of 18.5%. Home purchase: 109,941 applications, 89,189 loans. Loans made changed +8.0% from 122,624 in 2023. HMDA 2024 data, FFIEC.","value":132452,"unit":"home purchase and refinance loans originated, 2024","applications":172285,"originations":132452,"denials":31869,"originated_dollars":44587210000,"applications_purchase":109941,"applications_refinance":26281,"applications_cash_out_refinance":36063,"originations_purchase":89189,"originations_refinance":19428,"originations_cash_out_refinance":23835,"denials_purchase":15938,"denials_refinance":5199,"denials_cash_out_refinance":10732,"denial_rate":18.5,"originations_prior_year":122624,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"1,094 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":1094,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47001","dataset":"mortgage-lending","jurisdiction":"TN","county":"47001","countyName":"Anderson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Anderson County, Tennessee: in 2024, lenders reported 2,120 applications for a home purchase or a refinance; 1,509 became loans ($415.6 million) and 476 were denied, a denial rate of 22.5%. Home purchase: 1,353 applications, 962 loans. HMDA 2024 data, FFIEC.","value":1509,"unit":"home purchase and refinance loans originated, 2024","applications":2120,"originations":1509,"denials":476,"originated_dollars":415605000,"applications_purchase":1353,"applications_refinance":229,"applications_cash_out_refinance":538,"originations_purchase":962,"originations_refinance":169,"originations_cash_out_refinance":378,"denials_purchase":298,"denials_refinance":43,"denials_cash_out_refinance":135,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47003","dataset":"mortgage-lending","jurisdiction":"TN","county":"47003","countyName":"Bedford County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Bedford County, Tennessee: in 2024, lenders reported 1,326 applications for a home purchase or a refinance; 1,048 became loans ($302.9 million) and 214 were denied, a denial rate of 16.1%. Home purchase: 778 applications, 665 loans. HMDA 2024 data, FFIEC.","value":1048,"unit":"home purchase and refinance loans originated, 2024","applications":1326,"originations":1048,"denials":214,"originated_dollars":302850000,"applications_purchase":778,"applications_refinance":233,"applications_cash_out_refinance":315,"originations_purchase":665,"originations_refinance":165,"originations_cash_out_refinance":218,"denials_purchase":88,"denials_refinance":48,"denials_cash_out_refinance":78,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47005","dataset":"mortgage-lending","jurisdiction":"TN","county":"47005","countyName":"Benton County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Benton County, Tennessee: in 2024, lenders reported 449 applications for a home purchase or a refinance; 319 became loans ($57.0 million) and 117 were denied, a denial rate of 26.1%. Home purchase: 263 applications, 180 loans. HMDA 2024 data, FFIEC.","value":319,"unit":"home purchase and refinance loans originated, 2024","applications":449,"originations":319,"denials":117,"originated_dollars":56975000,"applications_purchase":263,"applications_refinance":86,"applications_cash_out_refinance":100,"originations_purchase":180,"originations_refinance":65,"originations_cash_out_refinance":74,"denials_purchase":77,"denials_refinance":17,"denials_cash_out_refinance":23,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47007","dataset":"mortgage-lending","jurisdiction":"TN","county":"47007","countyName":"Bledsoe County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Bledsoe County, Tennessee: in 2024, lenders reported 290 applications for a home purchase or a refinance; 173 became loans ($42.2 million) and 96 were denied, a denial rate of 33.1%. Home purchase: 189 applications, 105 loans. HMDA 2024 data, FFIEC.","value":173,"unit":"home purchase and refinance loans originated, 2024","applications":290,"originations":173,"denials":96,"originated_dollars":42155000,"applications_purchase":189,"applications_refinance":32,"applications_cash_out_refinance":69,"originations_purchase":105,"originations_refinance":22,"originations_cash_out_refinance":46,"denials_purchase":68,"denials_refinance":6,"denials_cash_out_refinance":22,"denial_rate":33.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47009","dataset":"mortgage-lending","jurisdiction":"TN","county":"47009","countyName":"Blount County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Blount County, Tennessee: in 2024, lenders reported 3,822 applications for a home purchase or a refinance; 2,827 became loans ($855.8 million) and 799 were denied, a denial rate of 20.9%. Home purchase: 2,372 applications, 1,817 loans. HMDA 2024 data, FFIEC.","value":2827,"unit":"home purchase and refinance loans originated, 2024","applications":3822,"originations":2827,"denials":799,"originated_dollars":855815000,"applications_purchase":2372,"applications_refinance":463,"applications_cash_out_refinance":987,"originations_purchase":1817,"originations_refinance":329,"originations_cash_out_refinance":681,"denials_purchase":447,"denials_refinance":100,"denials_cash_out_refinance":252,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47011","dataset":"mortgage-lending","jurisdiction":"TN","county":"47011","countyName":"Bradley County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Bradley County, Tennessee: in 2024, lenders reported 2,750 applications for a home purchase or a refinance; 2,069 became loans ($580.5 million) and 552 were denied, a denial rate of 20.1%. Home purchase: 1,799 applications, 1,416 loans. HMDA 2024 data, FFIEC.","value":2069,"unit":"home purchase and refinance loans originated, 2024","applications":2750,"originations":2069,"denials":552,"originated_dollars":580455000,"applications_purchase":1799,"applications_refinance":392,"applications_cash_out_refinance":559,"originations_purchase":1416,"originations_refinance":298,"originations_cash_out_refinance":355,"denials_purchase":299,"denials_refinance":78,"denials_cash_out_refinance":175,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47013","dataset":"mortgage-lending","jurisdiction":"TN","county":"47013","countyName":"Campbell County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Campbell County, Tennessee: in 2024, lenders reported 1,109 applications for a home purchase or a refinance; 769 became loans ($185.6 million) and 270 were denied, a denial rate of 24.3%. Home purchase: 693 applications, 456 loans. HMDA 2024 data, FFIEC.","value":769,"unit":"home purchase and refinance loans originated, 2024","applications":1109,"originations":769,"denials":270,"originated_dollars":185635000,"applications_purchase":693,"applications_refinance":179,"applications_cash_out_refinance":237,"originations_purchase":456,"originations_refinance":154,"originations_cash_out_refinance":159,"denials_purchase":192,"denials_refinance":18,"denials_cash_out_refinance":60,"denial_rate":24.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47015","dataset":"mortgage-lending","jurisdiction":"TN","county":"47015","countyName":"Cannon County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Cannon County, Tennessee: in 2024, lenders reported 373 applications for a home purchase or a refinance; 307 became loans ($77.3 million) and 52 were denied, a denial rate of 13.9%. Home purchase: 235 applications, 198 loans. HMDA 2024 data, FFIEC.","value":307,"unit":"home purchase and refinance loans originated, 2024","applications":373,"originations":307,"denials":52,"originated_dollars":77265000,"applications_purchase":235,"applications_refinance":64,"applications_cash_out_refinance":74,"originations_purchase":198,"originations_refinance":48,"originations_cash_out_refinance":61,"denials_purchase":27,"denials_refinance":13,"denials_cash_out_refinance":12,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47017","dataset":"mortgage-lending","jurisdiction":"TN","county":"47017","countyName":"Carroll County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Carroll County, Tennessee: in 2024, lenders reported 680 applications for a home purchase or a refinance; 524 became loans ($82.4 million) and 133 were denied, a denial rate of 19.6%. Home purchase: 360 applications, 269 loans. HMDA 2024 data, FFIEC.","value":524,"unit":"home purchase and refinance loans originated, 2024","applications":680,"originations":524,"denials":133,"originated_dollars":82360000,"applications_purchase":360,"applications_refinance":148,"applications_cash_out_refinance":172,"originations_purchase":269,"originations_refinance":119,"originations_cash_out_refinance":136,"denials_purchase":75,"denials_refinance":26,"denials_cash_out_refinance":32,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47019","dataset":"mortgage-lending","jurisdiction":"TN","county":"47019","countyName":"Carter County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Carter County, Tennessee: in 2024, lenders reported 1,139 applications for a home purchase or a refinance; 835 became loans ($189.6 million) and 236 were denied, a denial rate of 20.7%. Home purchase: 730 applications, 552 loans. HMDA 2024 data, FFIEC.","value":835,"unit":"home purchase and refinance loans originated, 2024","applications":1139,"originations":835,"denials":236,"originated_dollars":189565000,"applications_purchase":730,"applications_refinance":129,"applications_cash_out_refinance":280,"originations_purchase":552,"originations_refinance":90,"originations_cash_out_refinance":193,"denials_purchase":127,"denials_refinance":32,"denials_cash_out_refinance":77,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47021","dataset":"mortgage-lending","jurisdiction":"TN","county":"47021","countyName":"Cheatham County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Cheatham County, Tennessee: in 2024, lenders reported 1,293 applications for a home purchase or a refinance; 1,037 became loans ($337.2 million) and 189 were denied, a denial rate of 14.6%. Home purchase: 783 applications, 667 loans. HMDA 2024 data, FFIEC.","value":1037,"unit":"home purchase and refinance loans originated, 2024","applications":1293,"originations":1037,"denials":189,"originated_dollars":337185000,"applications_purchase":783,"applications_refinance":210,"applications_cash_out_refinance":300,"originations_purchase":667,"originations_refinance":159,"originations_cash_out_refinance":211,"denials_purchase":79,"denials_refinance":35,"denials_cash_out_refinance":75,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47023","dataset":"mortgage-lending","jurisdiction":"TN","county":"47023","countyName":"Chester County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Chester County, Tennessee: in 2024, lenders reported 361 applications for a home purchase or a refinance; 251 became loans ($48.3 million) and 86 were denied, a denial rate of 23.8%. Home purchase: 232 applications, 168 loans. HMDA 2024 data, FFIEC.","value":251,"unit":"home purchase and refinance loans originated, 2024","applications":361,"originations":251,"denials":86,"originated_dollars":48275000,"applications_purchase":232,"applications_refinance":56,"applications_cash_out_refinance":73,"originations_purchase":168,"originations_refinance":44,"originations_cash_out_refinance":39,"denials_purchase":47,"denials_refinance":8,"denials_cash_out_refinance":31,"denial_rate":23.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47025","dataset":"mortgage-lending","jurisdiction":"TN","county":"47025","countyName":"Claiborne County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Claiborne County, Tennessee: in 2024, lenders reported 750 applications for a home purchase or a refinance; 434 became loans ($97.9 million) and 274 were denied, a denial rate of 36.5%. Home purchase: 550 applications, 302 loans. HMDA 2024 data, FFIEC.","value":434,"unit":"home purchase and refinance loans originated, 2024","applications":750,"originations":434,"denials":274,"originated_dollars":97860000,"applications_purchase":550,"applications_refinance":89,"applications_cash_out_refinance":111,"originations_purchase":302,"originations_refinance":62,"originations_cash_out_refinance":70,"denials_purchase":215,"denials_refinance":22,"denials_cash_out_refinance":37,"denial_rate":36.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47027","dataset":"mortgage-lending","jurisdiction":"TN","county":"47027","countyName":"Clay County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Clay County, Tennessee: in 2024, lenders reported 153 applications for a home purchase or a refinance; 100 became loans ($20.7 million) and 44 were denied, a denial rate of 28.8%. Home purchase: 96 applications, 63 loans. HMDA 2024 data, FFIEC.","value":100,"unit":"home purchase and refinance loans originated, 2024","applications":153,"originations":100,"denials":44,"originated_dollars":20660000,"applications_purchase":96,"applications_refinance":33,"applications_cash_out_refinance":24,"originations_purchase":63,"originations_refinance":25,"originations_cash_out_refinance":12,"denials_purchase":26,"denials_refinance":7,"denials_cash_out_refinance":11,"denial_rate":28.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47029","dataset":"mortgage-lending","jurisdiction":"TN","county":"47029","countyName":"Cocke County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Cocke County, Tennessee: in 2024, lenders reported 698 applications for a home purchase or a refinance; 421 became loans ($88.6 million) and 240 were denied, a denial rate of 34.4%. Home purchase: 484 applications, 295 loans. HMDA 2024 data, FFIEC.","value":421,"unit":"home purchase and refinance loans originated, 2024","applications":698,"originations":421,"denials":240,"originated_dollars":88555000,"applications_purchase":484,"applications_refinance":55,"applications_cash_out_refinance":159,"originations_purchase":295,"originations_refinance":35,"originations_cash_out_refinance":91,"denials_purchase":161,"denials_refinance":17,"denials_cash_out_refinance":62,"denial_rate":34.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47031","dataset":"mortgage-lending","jurisdiction":"TN","county":"47031","countyName":"Coffee County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Coffee County, Tennessee: in 2024, lenders reported 1,393 applications for a home purchase or a refinance; 1,115 became loans ($291.4 million) and 228 were denied, a denial rate of 16.4%. Home purchase: 822 applications, 709 loans. HMDA 2024 data, FFIEC.","value":1115,"unit":"home purchase and refinance loans originated, 2024","applications":1393,"originations":1115,"denials":228,"originated_dollars":291375000,"applications_purchase":822,"applications_refinance":216,"applications_cash_out_refinance":355,"originations_purchase":709,"originations_refinance":168,"originations_cash_out_refinance":238,"denials_purchase":80,"denials_refinance":38,"denials_cash_out_refinance":110,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47033","dataset":"mortgage-lending","jurisdiction":"TN","county":"47033","countyName":"Crockett County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Crockett County, Tennessee: in 2024, lenders reported 277 applications for a home purchase or a refinance; 195 became loans ($37.9 million) and 71 were denied, a denial rate of 25.6%. Home purchase: 181 applications, 133 loans. HMDA 2024 data, FFIEC.","value":195,"unit":"home purchase and refinance loans originated, 2024","applications":277,"originations":195,"denials":71,"originated_dollars":37945000,"applications_purchase":181,"applications_refinance":35,"applications_cash_out_refinance":61,"originations_purchase":133,"originations_refinance":29,"originations_cash_out_refinance":33,"denials_purchase":42,"denials_refinance":5,"denials_cash_out_refinance":24,"denial_rate":25.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47035","dataset":"mortgage-lending","jurisdiction":"TN","county":"47035","countyName":"Cumberland County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Cumberland County, Tennessee: in 2024, lenders reported 1,393 applications for a home purchase or a refinance; 990 became loans ($240.7 million) and 334 were denied, a denial rate of 24.0%. Home purchase: 883 applications, 634 loans. HMDA 2024 data, FFIEC.","value":990,"unit":"home purchase and refinance loans originated, 2024","applications":1393,"originations":990,"denials":334,"originated_dollars":240730000,"applications_purchase":883,"applications_refinance":193,"applications_cash_out_refinance":317,"originations_purchase":634,"originations_refinance":146,"originations_cash_out_refinance":210,"denials_purchase":197,"denials_refinance":41,"denials_cash_out_refinance":96,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47037","dataset":"mortgage-lending","jurisdiction":"TN","county":"47037","countyName":"Davidson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Davidson County, Tennessee: in 2024, lenders reported 16,201 applications for a home purchase or a refinance; 12,964 became loans ($6.4 billion) and 2,589 were denied, a denial rate of 16.0%. Home purchase: 10,909 applications, 9,472 loans. HMDA 2024 data, FFIEC.","value":12964,"unit":"home purchase and refinance loans originated, 2024","applications":16201,"originations":12964,"denials":2589,"originated_dollars":6443000000,"applications_purchase":10909,"applications_refinance":2389,"applications_cash_out_refinance":2903,"originations_purchase":9472,"originations_refinance":1700,"originations_cash_out_refinance":1792,"denials_purchase":1081,"denials_refinance":543,"denials_cash_out_refinance":965,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47039","dataset":"mortgage-lending","jurisdiction":"TN","county":"47039","countyName":"Decatur County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Decatur County, Tennessee: in 2024, lenders reported 279 applications for a home purchase or a refinance; 198 became loans ($35.3 million) and 69 were denied, a denial rate of 24.7%. Home purchase: 165 applications, 112 loans. HMDA 2024 data, FFIEC.","value":198,"unit":"home purchase and refinance loans originated, 2024","applications":279,"originations":198,"denials":69,"originated_dollars":35340000,"applications_purchase":165,"applications_refinance":62,"applications_cash_out_refinance":52,"originations_purchase":112,"originations_refinance":52,"originations_cash_out_refinance":34,"denials_purchase":44,"denials_refinance":8,"denials_cash_out_refinance":17,"denial_rate":24.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47041","dataset":"mortgage-lending","jurisdiction":"TN","county":"47041","countyName":"DeKalb County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"DeKalb County, Tennessee: in 2024, lenders reported 625 applications for a home purchase or a refinance; 480 became loans ($134.8 million) and 106 were denied, a denial rate of 17.0%. Home purchase: 398 applications, 315 loans. HMDA 2024 data, FFIEC.","value":480,"unit":"home purchase and refinance loans originated, 2024","applications":625,"originations":480,"denials":106,"originated_dollars":134790000,"applications_purchase":398,"applications_refinance":127,"applications_cash_out_refinance":100,"originations_purchase":315,"originations_refinance":98,"originations_cash_out_refinance":67,"denials_purchase":56,"denials_refinance":21,"denials_cash_out_refinance":29,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47043","dataset":"mortgage-lending","jurisdiction":"TN","county":"47043","countyName":"Dickson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Dickson County, Tennessee: in 2024, lenders reported 1,707 applications for a home purchase or a refinance; 1,311 became loans ($432.8 million) and 306 were denied, a denial rate of 17.9%. Home purchase: 1,048 applications, 848 loans. HMDA 2024 data, FFIEC.","value":1311,"unit":"home purchase and refinance loans originated, 2024","applications":1707,"originations":1311,"denials":306,"originated_dollars":432805000,"applications_purchase":1048,"applications_refinance":297,"applications_cash_out_refinance":362,"originations_purchase":848,"originations_refinance":229,"originations_cash_out_refinance":234,"denials_purchase":145,"denials_refinance":49,"denials_cash_out_refinance":112,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47045","dataset":"mortgage-lending","jurisdiction":"TN","county":"47045","countyName":"Dyer County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Dyer County, Tennessee: in 2024, lenders reported 768 applications for a home purchase or a refinance; 560 became loans ($98.2 million) and 173 were denied, a denial rate of 22.5%. Home purchase: 524 applications, 399 loans. HMDA 2024 data, FFIEC.","value":560,"unit":"home purchase and refinance loans originated, 2024","applications":768,"originations":560,"denials":173,"originated_dollars":98210000,"applications_purchase":524,"applications_refinance":120,"applications_cash_out_refinance":124,"originations_purchase":399,"originations_refinance":87,"originations_cash_out_refinance":74,"denials_purchase":104,"denials_refinance":26,"denials_cash_out_refinance":43,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47047","dataset":"mortgage-lending","jurisdiction":"TN","county":"47047","countyName":"Fayette County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Fayette County, Tennessee: in 2024, lenders reported 1,301 applications for a home purchase or a refinance; 1,023 became loans ($323.9 million) and 218 were denied, a denial rate of 16.8%. Home purchase: 884 applications, 744 loans. HMDA 2024 data, FFIEC.","value":1023,"unit":"home purchase and refinance loans originated, 2024","applications":1301,"originations":1023,"denials":218,"originated_dollars":323855000,"applications_purchase":884,"applications_refinance":221,"applications_cash_out_refinance":196,"originations_purchase":744,"originations_refinance":155,"originations_cash_out_refinance":124,"denials_purchase":102,"denials_refinance":52,"denials_cash_out_refinance":64,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47049","dataset":"mortgage-lending","jurisdiction":"TN","county":"47049","countyName":"Fentress County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Fentress County, Tennessee: in 2024, lenders reported 460 applications for a home purchase or a refinance; 316 became loans ($75.6 million) and 121 were denied, a denial rate of 26.3%. Home purchase: 296 applications, 206 loans. HMDA 2024 data, FFIEC.","value":316,"unit":"home purchase and refinance loans originated, 2024","applications":460,"originations":316,"denials":121,"originated_dollars":75610000,"applications_purchase":296,"applications_refinance":61,"applications_cash_out_refinance":103,"originations_purchase":206,"originations_refinance":47,"originations_cash_out_refinance":63,"denials_purchase":76,"denials_refinance":8,"denials_cash_out_refinance":37,"denial_rate":26.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47051","dataset":"mortgage-lending","jurisdiction":"TN","county":"47051","countyName":"Franklin County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Franklin County, Tennessee: in 2024, lenders reported 1,119 applications for a home purchase or a refinance; 892 became loans ($258.8 million) and 174 were denied, a denial rate of 15.5%. Home purchase: 633 applications, 531 loans. HMDA 2024 data, FFIEC.","value":892,"unit":"home purchase and refinance loans originated, 2024","applications":1119,"originations":892,"denials":174,"originated_dollars":258830000,"applications_purchase":633,"applications_refinance":185,"applications_cash_out_refinance":301,"originations_purchase":531,"originations_refinance":139,"originations_cash_out_refinance":222,"denials_purchase":72,"denials_refinance":27,"denials_cash_out_refinance":75,"denial_rate":15.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47053","dataset":"mortgage-lending","jurisdiction":"TN","county":"47053","countyName":"Gibson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Gibson County, Tennessee: in 2024, lenders reported 1,143 applications for a home purchase or a refinance; 875 became loans ($168.8 million) and 228 were denied, a denial rate of 19.9%. Home purchase: 671 applications, 550 loans. HMDA 2024 data, FFIEC.","value":875,"unit":"home purchase and refinance loans originated, 2024","applications":1143,"originations":875,"denials":228,"originated_dollars":168825000,"applications_purchase":671,"applications_refinance":277,"applications_cash_out_refinance":195,"originations_purchase":550,"originations_refinance":215,"originations_cash_out_refinance":110,"denials_purchase":97,"denials_refinance":50,"denials_cash_out_refinance":81,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47055","dataset":"mortgage-lending","jurisdiction":"TN","county":"47055","countyName":"Giles County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Giles County, Tennessee: in 2024, lenders reported 680 applications for a home purchase or a refinance; 519 became loans ($125.3 million) and 124 were denied, a denial rate of 18.2%. Home purchase: 415 applications, 341 loans. HMDA 2024 data, FFIEC.","value":519,"unit":"home purchase and refinance loans originated, 2024","applications":680,"originations":519,"denials":124,"originated_dollars":125265000,"applications_purchase":415,"applications_refinance":147,"applications_cash_out_refinance":118,"originations_purchase":341,"originations_refinance":106,"originations_cash_out_refinance":72,"denials_purchase":58,"denials_refinance":25,"denials_cash_out_refinance":41,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47057","dataset":"mortgage-lending","jurisdiction":"TN","county":"47057","countyName":"Grainger County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Grainger County, Tennessee: in 2024, lenders reported 667 applications for a home purchase or a refinance; 442 became loans ($109.4 million) and 181 were denied, a denial rate of 27.1%. Home purchase: 505 applications, 330 loans. HMDA 2024 data, FFIEC.","value":442,"unit":"home purchase and refinance loans originated, 2024","applications":667,"originations":442,"denials":181,"originated_dollars":109440000,"applications_purchase":505,"applications_refinance":60,"applications_cash_out_refinance":102,"originations_purchase":330,"originations_refinance":40,"originations_cash_out_refinance":72,"denials_purchase":144,"denials_refinance":15,"denials_cash_out_refinance":22,"denial_rate":27.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47059","dataset":"mortgage-lending","jurisdiction":"TN","county":"47059","countyName":"Greene County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Greene County, Tennessee: in 2024, lenders reported 1,816 applications for a home purchase or a refinance; 1,236 became loans ($292.4 million) and 477 were denied, a denial rate of 26.3%. Home purchase: 1,243 applications, 852 loans. HMDA 2024 data, FFIEC.","value":1236,"unit":"home purchase and refinance loans originated, 2024","applications":1816,"originations":1236,"denials":477,"originated_dollars":292450000,"applications_purchase":1243,"applications_refinance":186,"applications_cash_out_refinance":387,"originations_purchase":852,"originations_refinance":137,"originations_cash_out_refinance":247,"denials_purchase":319,"denials_refinance":36,"denials_cash_out_refinance":122,"denial_rate":26.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47061","dataset":"mortgage-lending","jurisdiction":"TN","county":"47061","countyName":"Grundy County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Grundy County, Tennessee: in 2024, lenders reported 364 applications for a home purchase or a refinance; 242 became loans ($45.4 million) and 92 were denied, a denial rate of 25.3%. Home purchase: 221 applications, 145 loans. HMDA 2024 data, FFIEC.","value":242,"unit":"home purchase and refinance loans originated, 2024","applications":364,"originations":242,"denials":92,"originated_dollars":45420000,"applications_purchase":221,"applications_refinance":47,"applications_cash_out_refinance":96,"originations_purchase":145,"originations_refinance":37,"originations_cash_out_refinance":60,"denials_purchase":55,"denials_refinance":6,"denials_cash_out_refinance":31,"denial_rate":25.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47063","dataset":"mortgage-lending","jurisdiction":"TN","county":"47063","countyName":"Hamblen County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Hamblen County, Tennessee: in 2024, lenders reported 1,610 applications for a home purchase or a refinance; 1,204 became loans ($289.2 million) and 326 were denied, a denial rate of 20.2%. Home purchase: 940 applications, 705 loans. HMDA 2024 data, FFIEC.","value":1204,"unit":"home purchase and refinance loans originated, 2024","applications":1610,"originations":1204,"denials":326,"originated_dollars":289200000,"applications_purchase":940,"applications_refinance":175,"applications_cash_out_refinance":495,"originations_purchase":705,"originations_refinance":128,"originations_cash_out_refinance":371,"denials_purchase":190,"denials_refinance":39,"denials_cash_out_refinance":97,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47065","dataset":"mortgage-lending","jurisdiction":"TN","county":"47065","countyName":"Hamilton County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Hamilton County, Tennessee: in 2024, lenders reported 9,091 applications for a home purchase or a refinance; 7,224 became loans ($2.4 billion) and 1,477 were denied, a denial rate of 16.2%. Home purchase: 5,929 applications, 5,032 loans. HMDA 2024 data, FFIEC.","value":7224,"unit":"home purchase and refinance loans originated, 2024","applications":9091,"originations":7224,"denials":1477,"originated_dollars":2382350000,"applications_purchase":5929,"applications_refinance":1376,"applications_cash_out_refinance":1786,"originations_purchase":5032,"originations_refinance":998,"originations_cash_out_refinance":1194,"denials_purchase":667,"denials_refinance":282,"denials_cash_out_refinance":528,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47067","dataset":"mortgage-lending","jurisdiction":"TN","county":"47067","countyName":"Hancock County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Hancock County, Tennessee: in 2024, lenders reported 91 applications for a home purchase or a refinance; 55 became loans ($10.7 million) and 31 were denied, a denial rate of 34.1%. Home purchase: 64 applications, 40 loans. HMDA 2024 data, FFIEC.","value":55,"unit":"home purchase and refinance loans originated, 2024","applications":91,"originations":55,"denials":31,"originated_dollars":10675000,"applications_purchase":64,"applications_refinance":8,"applications_cash_out_refinance":19,"originations_purchase":40,"originations_refinance":6,"originations_cash_out_refinance":9,"denials_purchase":21,"denials_refinance":2,"denials_cash_out_refinance":8,"denial_rate":34.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47069","dataset":"mortgage-lending","jurisdiction":"TN","county":"47069","countyName":"Hardeman County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Hardeman County, Tennessee: in 2024, lenders reported 429 applications for a home purchase or a refinance; 284 became loans ($54.3 million) and 121 were denied, a denial rate of 28.2%. Home purchase: 273 applications, 177 loans. HMDA 2024 data, FFIEC.","value":284,"unit":"home purchase and refinance loans originated, 2024","applications":429,"originations":284,"denials":121,"originated_dollars":54290000,"applications_purchase":273,"applications_refinance":78,"applications_cash_out_refinance":78,"originations_purchase":177,"originations_refinance":62,"originations_cash_out_refinance":45,"denials_purchase":75,"denials_refinance":15,"denials_cash_out_refinance":31,"denial_rate":28.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47071","dataset":"mortgage-lending","jurisdiction":"TN","county":"47071","countyName":"Hardin County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Hardin County, Tennessee: in 2024, lenders reported 511 applications for a home purchase or a refinance; 390 became loans ($88.9 million) and 103 were denied, a denial rate of 20.2%. Home purchase: 318 applications, 255 loans. HMDA 2024 data, FFIEC.","value":390,"unit":"home purchase and refinance loans originated, 2024","applications":511,"originations":390,"denials":103,"originated_dollars":88890000,"applications_purchase":318,"applications_refinance":92,"applications_cash_out_refinance":101,"originations_purchase":255,"originations_refinance":69,"originations_cash_out_refinance":66,"denials_purchase":53,"denials_refinance":17,"denials_cash_out_refinance":33,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47073","dataset":"mortgage-lending","jurisdiction":"TN","county":"47073","countyName":"Hawkins County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Hawkins County, Tennessee: in 2024, lenders reported 1,310 applications for a home purchase or a refinance; 894 became loans ($200.8 million) and 342 were denied, a denial rate of 26.1%. Home purchase: 829 applications, 551 loans. HMDA 2024 data, FFIEC.","value":894,"unit":"home purchase and refinance loans originated, 2024","applications":1310,"originations":894,"denials":342,"originated_dollars":200810000,"applications_purchase":829,"applications_refinance":139,"applications_cash_out_refinance":342,"originations_purchase":551,"originations_refinance":108,"originations_cash_out_refinance":235,"denials_purchase":228,"denials_refinance":24,"denials_cash_out_refinance":90,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47075","dataset":"mortgage-lending","jurisdiction":"TN","county":"47075","countyName":"Haywood County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Haywood County, Tennessee: in 2024, lenders reported 253 applications for a home purchase or a refinance; 167 became loans ($34.4 million) and 70 were denied, a denial rate of 27.7%. Home purchase: 145 applications, 104 loans. HMDA 2024 data, FFIEC.","value":167,"unit":"home purchase and refinance loans originated, 2024","applications":253,"originations":167,"denials":70,"originated_dollars":34355000,"applications_purchase":145,"applications_refinance":40,"applications_cash_out_refinance":68,"originations_purchase":104,"originations_refinance":23,"originations_cash_out_refinance":40,"denials_purchase":32,"denials_refinance":13,"denials_cash_out_refinance":25,"denial_rate":27.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47077","dataset":"mortgage-lending","jurisdiction":"TN","county":"47077","countyName":"Henderson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Henderson County, Tennessee: in 2024, lenders reported 569 applications for a home purchase or a refinance; 409 became loans ($70.9 million) and 140 were denied, a denial rate of 24.6%. Home purchase: 359 applications, 253 loans. HMDA 2024 data, FFIEC.","value":409,"unit":"home purchase and refinance loans originated, 2024","applications":569,"originations":409,"denials":140,"originated_dollars":70915000,"applications_purchase":359,"applications_refinance":104,"applications_cash_out_refinance":106,"originations_purchase":253,"originations_refinance":87,"originations_cash_out_refinance":69,"denials_purchase":87,"denials_refinance":17,"denials_cash_out_refinance":36,"denial_rate":24.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47079","dataset":"mortgage-lending","jurisdiction":"TN","county":"47079","countyName":"Henry County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Henry County, Tennessee: in 2024, lenders reported 735 applications for a home purchase or a refinance; 529 became loans ($101.4 million) and 171 were denied, a denial rate of 23.3%. Home purchase: 440 applications, 308 loans. HMDA 2024 data, FFIEC.","value":529,"unit":"home purchase and refinance loans originated, 2024","applications":735,"originations":529,"denials":171,"originated_dollars":101385000,"applications_purchase":440,"applications_refinance":149,"applications_cash_out_refinance":146,"originations_purchase":308,"originations_refinance":128,"originations_cash_out_refinance":93,"denials_purchase":105,"denials_refinance":16,"denials_cash_out_refinance":50,"denial_rate":23.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47081","dataset":"mortgage-lending","jurisdiction":"TN","county":"47081","countyName":"Hickman County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Hickman County, Tennessee: in 2024, lenders reported 639 applications for a home purchase or a refinance; 436 became loans ($114.8 million) and 172 were denied, a denial rate of 26.9%. Home purchase: 356 applications, 262 loans. HMDA 2024 data, FFIEC.","value":436,"unit":"home purchase and refinance loans originated, 2024","applications":639,"originations":436,"denials":172,"originated_dollars":114770000,"applications_purchase":356,"applications_refinance":127,"applications_cash_out_refinance":156,"originations_purchase":262,"originations_refinance":87,"originations_cash_out_refinance":87,"denials_purchase":74,"denials_refinance":33,"denials_cash_out_refinance":65,"denial_rate":26.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47083","dataset":"mortgage-lending","jurisdiction":"TN","county":"47083","countyName":"Houston County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Houston County, Tennessee: in 2024, lenders reported 246 applications for a home purchase or a refinance; 180 became loans ($36.0 million) and 58 were denied, a denial rate of 23.6%. Home purchase: 161 applications, 120 loans. HMDA 2024 data, FFIEC.","value":180,"unit":"home purchase and refinance loans originated, 2024","applications":246,"originations":180,"denials":58,"originated_dollars":36000000,"applications_purchase":161,"applications_refinance":44,"applications_cash_out_refinance":41,"originations_purchase":120,"originations_refinance":36,"originations_cash_out_refinance":24,"denials_purchase":36,"denials_refinance":7,"denials_cash_out_refinance":15,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47085","dataset":"mortgage-lending","jurisdiction":"TN","county":"47085","countyName":"Humphreys County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Humphreys County, Tennessee: in 2024, lenders reported 490 applications for a home purchase or a refinance; 363 became loans ($77.4 million) and 112 were denied, a denial rate of 22.9%. Home purchase: 283 applications, 217 loans. HMDA 2024 data, FFIEC.","value":363,"unit":"home purchase and refinance loans originated, 2024","applications":490,"originations":363,"denials":112,"originated_dollars":77435000,"applications_purchase":283,"applications_refinance":83,"applications_cash_out_refinance":124,"originations_purchase":217,"originations_refinance":66,"originations_cash_out_refinance":80,"denials_purchase":56,"denials_refinance":14,"denials_cash_out_refinance":42,"denial_rate":22.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47087","dataset":"mortgage-lending","jurisdiction":"TN","county":"47087","countyName":"Jackson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Jackson County, Tennessee: in 2024, lenders reported 300 applications for a home purchase or a refinance; 210 became loans ($40.2 million) and 72 were denied, a denial rate of 24.0%. Home purchase: 181 applications, 122 loans. HMDA 2024 data, FFIEC.","value":210,"unit":"home purchase and refinance loans originated, 2024","applications":300,"originations":210,"denials":72,"originated_dollars":40240000,"applications_purchase":181,"applications_refinance":70,"applications_cash_out_refinance":49,"originations_purchase":122,"originations_refinance":59,"originations_cash_out_refinance":29,"denials_purchase":44,"denials_refinance":9,"denials_cash_out_refinance":19,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47089","dataset":"mortgage-lending","jurisdiction":"TN","county":"47089","countyName":"Jefferson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Jefferson County, Tennessee: in 2024, lenders reported 1,586 applications for a home purchase or a refinance; 1,148 became loans ($309.6 million) and 370 were denied, a denial rate of 23.3%. Home purchase: 1,008 applications, 743 loans. HMDA 2024 data, FFIEC.","value":1148,"unit":"home purchase and refinance loans originated, 2024","applications":1586,"originations":1148,"denials":370,"originated_dollars":309570000,"applications_purchase":1008,"applications_refinance":171,"applications_cash_out_refinance":407,"originations_purchase":743,"originations_refinance":119,"originations_cash_out_refinance":286,"denials_purchase":219,"denials_refinance":41,"denials_cash_out_refinance":110,"denial_rate":23.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47091","dataset":"mortgage-lending","jurisdiction":"TN","county":"47091","countyName":"Johnson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Johnson County, Tennessee: in 2024, lenders reported 270 applications for a home purchase or a refinance; 178 became loans ($41.7 million) and 78 were denied, a denial rate of 28.9%. Home purchase: 175 applications, 119 loans. HMDA 2024 data, FFIEC.","value":178,"unit":"home purchase and refinance loans originated, 2024","applications":270,"originations":178,"denials":78,"originated_dollars":41700000,"applications_purchase":175,"applications_refinance":30,"applications_cash_out_refinance":65,"originations_purchase":119,"originations_refinance":23,"originations_cash_out_refinance":36,"denials_purchase":47,"denials_refinance":7,"denials_cash_out_refinance":24,"denial_rate":28.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47093","dataset":"mortgage-lending","jurisdiction":"TN","county":"47093","countyName":"Knox County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Knox County, Tennessee: in 2024, lenders reported 12,492 applications for a home purchase or a refinance; 9,956 became loans ($3.7 billion) and 1,951 were denied, a denial rate of 15.6%. Home purchase: 8,120 applications, 6,720 loans. HMDA 2024 data, FFIEC.","value":9956,"unit":"home purchase and refinance loans originated, 2024","applications":12492,"originations":9956,"denials":1951,"originated_dollars":3694660000,"applications_purchase":8120,"applications_refinance":1534,"applications_cash_out_refinance":2838,"originations_purchase":6720,"originations_refinance":1161,"originations_cash_out_refinance":2075,"denials_purchase":1044,"denials_refinance":284,"denials_cash_out_refinance":623,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47095","dataset":"mortgage-lending","jurisdiction":"TN","county":"47095","countyName":"Lake County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Lake County, Tennessee: in 2024, lenders reported 94 applications for a home purchase or a refinance; 61 became loans ($6.5 million) and 29 were denied, a denial rate of 30.9%. Home purchase: 58 applications, 41 loans. HMDA 2024 data, FFIEC.","value":61,"unit":"home purchase and refinance loans originated, 2024","applications":94,"originations":61,"denials":29,"originated_dollars":6525000,"applications_purchase":58,"applications_refinance":21,"applications_cash_out_refinance":15,"originations_purchase":41,"originations_refinance":13,"originations_cash_out_refinance":7,"denials_purchase":13,"denials_refinance":8,"denials_cash_out_refinance":8,"denial_rate":30.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47097","dataset":"mortgage-lending","jurisdiction":"TN","county":"47097","countyName":"Lauderdale County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Lauderdale County, Tennessee: in 2024, lenders reported 427 applications for a home purchase or a refinance; 291 became loans ($42.7 million) and 114 were denied, a denial rate of 26.7%. Home purchase: 270 applications, 191 loans. HMDA 2024 data, FFIEC.","value":291,"unit":"home purchase and refinance loans originated, 2024","applications":427,"originations":291,"denials":114,"originated_dollars":42705000,"applications_purchase":270,"applications_refinance":84,"applications_cash_out_refinance":73,"originations_purchase":191,"originations_refinance":56,"originations_cash_out_refinance":44,"denials_purchase":65,"denials_refinance":22,"denials_cash_out_refinance":27,"denial_rate":26.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47099","dataset":"mortgage-lending","jurisdiction":"TN","county":"47099","countyName":"Lawrence County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Lawrence County, Tennessee: in 2024, lenders reported 934 applications for a home purchase or a refinance; 722 became loans ($161.2 million) and 172 were denied, a denial rate of 18.4%. Home purchase: 553 applications, 451 loans. HMDA 2024 data, FFIEC.","value":722,"unit":"home purchase and refinance loans originated, 2024","applications":934,"originations":722,"denials":172,"originated_dollars":161210000,"applications_purchase":553,"applications_refinance":171,"applications_cash_out_refinance":210,"originations_purchase":451,"originations_refinance":128,"originations_cash_out_refinance":143,"denials_purchase":79,"denials_refinance":34,"denials_cash_out_refinance":59,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47101","dataset":"mortgage-lending","jurisdiction":"TN","county":"47101","countyName":"Lewis County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Lewis County, Tennessee: in 2024, lenders reported 324 applications for a home purchase or a refinance; 237 became loans ($52.9 million) and 67 were denied, a denial rate of 20.7%. Home purchase: 186 applications, 141 loans. HMDA 2024 data, FFIEC.","value":237,"unit":"home purchase and refinance loans originated, 2024","applications":324,"originations":237,"denials":67,"originated_dollars":52925000,"applications_purchase":186,"applications_refinance":68,"applications_cash_out_refinance":70,"originations_purchase":141,"originations_refinance":55,"originations_cash_out_refinance":41,"denials_purchase":31,"denials_refinance":10,"denials_cash_out_refinance":26,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47103","dataset":"mortgage-lending","jurisdiction":"TN","county":"47103","countyName":"Lincoln County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Lincoln County, Tennessee: in 2024, lenders reported 865 applications for a home purchase or a refinance; 655 became loans ($146.9 million) and 156 were denied, a denial rate of 18.0%. Home purchase: 492 applications, 385 loans. HMDA 2024 data, FFIEC.","value":655,"unit":"home purchase and refinance loans originated, 2024","applications":865,"originations":655,"denials":156,"originated_dollars":146945000,"applications_purchase":492,"applications_refinance":174,"applications_cash_out_refinance":199,"originations_purchase":385,"originations_refinance":136,"originations_cash_out_refinance":134,"denials_purchase":78,"denials_refinance":25,"denials_cash_out_refinance":53,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47105","dataset":"mortgage-lending","jurisdiction":"TN","county":"47105","countyName":"Loudon County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Loudon County, Tennessee: in 2024, lenders reported 1,745 applications for a home purchase or a refinance; 1,357 became loans ($483.7 million) and 302 were denied, a denial rate of 17.3%. Home purchase: 1,150 applications, 913 loans. HMDA 2024 data, FFIEC.","value":1357,"unit":"home purchase and refinance loans originated, 2024","applications":1745,"originations":1357,"denials":302,"originated_dollars":483655000,"applications_purchase":1150,"applications_refinance":218,"applications_cash_out_refinance":377,"originations_purchase":913,"originations_refinance":160,"originations_cash_out_refinance":284,"denials_purchase":175,"denials_refinance":46,"denials_cash_out_refinance":81,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47107","dataset":"mortgage-lending","jurisdiction":"TN","county":"47107","countyName":"McMinn County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"McMinn County, Tennessee: in 2024, lenders reported 1,525 applications for a home purchase or a refinance; 1,029 became loans ($230.9 million) and 423 were denied, a denial rate of 27.7%. Home purchase: 942 applications, 639 loans. HMDA 2024 data, FFIEC.","value":1029,"unit":"home purchase and refinance loans originated, 2024","applications":1525,"originations":1029,"denials":423,"originated_dollars":230945000,"applications_purchase":942,"applications_refinance":231,"applications_cash_out_refinance":352,"originations_purchase":639,"originations_refinance":161,"originations_cash_out_refinance":229,"denials_purchase":256,"denials_refinance":56,"denials_cash_out_refinance":111,"denial_rate":27.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47109","dataset":"mortgage-lending","jurisdiction":"TN","county":"47109","countyName":"McNairy County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"McNairy County, Tennessee: in 2024, lenders reported 506 applications for a home purchase or a refinance; 366 became loans ($65.2 million) and 115 were denied, a denial rate of 22.7%. Home purchase: 300 applications, 221 loans. HMDA 2024 data, FFIEC.","value":366,"unit":"home purchase and refinance loans originated, 2024","applications":506,"originations":366,"denials":115,"originated_dollars":65180000,"applications_purchase":300,"applications_refinance":102,"applications_cash_out_refinance":104,"originations_purchase":221,"originations_refinance":83,"originations_cash_out_refinance":62,"denials_purchase":63,"denials_refinance":13,"denials_cash_out_refinance":39,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47111","dataset":"mortgage-lending","jurisdiction":"TN","county":"47111","countyName":"Macon County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Macon County, Tennessee: in 2024, lenders reported 755 applications for a home purchase or a refinance; 608 became loans ($141.4 million) and 100 were denied, a denial rate of 13.2%. Home purchase: 478 applications, 398 loans. HMDA 2024 data, FFIEC.","value":608,"unit":"home purchase and refinance loans originated, 2024","applications":755,"originations":608,"denials":100,"originated_dollars":141430000,"applications_purchase":478,"applications_refinance":173,"applications_cash_out_refinance":104,"originations_purchase":398,"originations_refinance":147,"originations_cash_out_refinance":63,"denials_purchase":49,"denials_refinance":16,"denials_cash_out_refinance":35,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47113","dataset":"mortgage-lending","jurisdiction":"TN","county":"47113","countyName":"Madison County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Madison County, Tennessee: in 2024, lenders reported 2,185 applications for a home purchase or a refinance; 1,653 became loans ($383.5 million) and 439 were denied, a denial rate of 20.1%. Home purchase: 1,292 applications, 1,048 loans. HMDA 2024 data, FFIEC.","value":1653,"unit":"home purchase and refinance loans originated, 2024","applications":2185,"originations":1653,"denials":439,"originated_dollars":383535000,"applications_purchase":1292,"applications_refinance":468,"applications_cash_out_refinance":425,"originations_purchase":1048,"originations_refinance":364,"originations_cash_out_refinance":241,"denials_purchase":198,"denials_refinance":85,"denials_cash_out_refinance":156,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47115","dataset":"mortgage-lending","jurisdiction":"TN","county":"47115","countyName":"Marion County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Marion County, Tennessee: in 2024, lenders reported 761 applications for a home purchase or a refinance; 556 became loans ($152.0 million) and 173 were denied, a denial rate of 22.7%. Home purchase: 462 applications, 342 loans. HMDA 2024 data, FFIEC.","value":556,"unit":"home purchase and refinance loans originated, 2024","applications":761,"originations":556,"denials":173,"originated_dollars":152020000,"applications_purchase":462,"applications_refinance":128,"applications_cash_out_refinance":171,"originations_purchase":342,"originations_refinance":102,"originations_cash_out_refinance":112,"denials_purchase":102,"denials_refinance":20,"denials_cash_out_refinance":51,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47117","dataset":"mortgage-lending","jurisdiction":"TN","county":"47117","countyName":"Marshall County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Marshall County, Tennessee: in 2024, lenders reported 1,024 applications for a home purchase or a refinance; 831 became loans ($226.5 million) and 145 were denied, a denial rate of 14.2%. Home purchase: 621 applications, 537 loans. HMDA 2024 data, FFIEC.","value":831,"unit":"home purchase and refinance loans originated, 2024","applications":1024,"originations":831,"denials":145,"originated_dollars":226545000,"applications_purchase":621,"applications_refinance":157,"applications_cash_out_refinance":246,"originations_purchase":537,"originations_refinance":127,"originations_cash_out_refinance":167,"denials_purchase":54,"denials_refinance":20,"denials_cash_out_refinance":71,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47119","dataset":"mortgage-lending","jurisdiction":"TN","county":"47119","countyName":"Maury County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Maury County, Tennessee: in 2024, lenders reported 3,552 applications for a home purchase or a refinance; 2,893 became loans ($1.1 billion) and 520 were denied, a denial rate of 14.6%. Home purchase: 2,335 applications, 2,029 loans. HMDA 2024 data, FFIEC.","value":2893,"unit":"home purchase and refinance loans originated, 2024","applications":3552,"originations":2893,"denials":520,"originated_dollars":1070665000,"applications_purchase":2335,"applications_refinance":526,"applications_cash_out_refinance":691,"originations_purchase":2029,"originations_refinance":385,"originations_cash_out_refinance":479,"denials_purchase":220,"denials_refinance":110,"denials_cash_out_refinance":190,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47121","dataset":"mortgage-lending","jurisdiction":"TN","county":"47121","countyName":"Meigs County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Meigs County, Tennessee: in 2024, lenders reported 392 applications for a home purchase or a refinance; 229 became loans ($65.7 million) and 134 were denied, a denial rate of 34.2%. Home purchase: 285 applications, 154 loans. HMDA 2024 data, FFIEC.","value":229,"unit":"home purchase and refinance loans originated, 2024","applications":392,"originations":229,"denials":134,"originated_dollars":65705000,"applications_purchase":285,"applications_refinance":48,"applications_cash_out_refinance":59,"originations_purchase":154,"originations_refinance":39,"originations_cash_out_refinance":36,"denials_purchase":109,"denials_refinance":4,"denials_cash_out_refinance":21,"denial_rate":34.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47123","dataset":"mortgage-lending","jurisdiction":"TN","county":"47123","countyName":"Monroe County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Monroe County, Tennessee: in 2024, lenders reported 1,286 applications for a home purchase or a refinance; 845 became loans ($209.3 million) and 352 were denied, a denial rate of 27.4%. Home purchase: 848 applications, 553 loans. HMDA 2024 data, FFIEC.","value":845,"unit":"home purchase and refinance loans originated, 2024","applications":1286,"originations":845,"denials":352,"originated_dollars":209255000,"applications_purchase":848,"applications_refinance":167,"applications_cash_out_refinance":271,"originations_purchase":553,"originations_refinance":124,"originations_cash_out_refinance":168,"denials_purchase":239,"denials_refinance":33,"denials_cash_out_refinance":80,"denial_rate":27.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47125","dataset":"mortgage-lending","jurisdiction":"TN","county":"47125","countyName":"Montgomery County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Montgomery County, Tennessee: in 2024, lenders reported 8,160 applications for a home purchase or a refinance; 6,514 became loans ($2.1 billion) and 1,259 were denied, a denial rate of 15.4%. Home purchase: 4,946 applications, 4,354 loans. HMDA 2024 data, FFIEC.","value":6514,"unit":"home purchase and refinance loans originated, 2024","applications":8160,"originations":6514,"denials":1259,"originated_dollars":2113830000,"applications_purchase":4946,"applications_refinance":1430,"applications_cash_out_refinance":1784,"originations_purchase":4354,"originations_refinance":1037,"originations_cash_out_refinance":1123,"denials_purchase":456,"denials_refinance":223,"denials_cash_out_refinance":580,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47127","dataset":"mortgage-lending","jurisdiction":"TN","county":"47127","countyName":"Moore County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Moore County, Tennessee: in 2024, lenders reported 164 applications for a home purchase or a refinance; 123 became loans ($37.4 million) and 33 were denied, a denial rate of 20.1%. Home purchase: 78 applications, 67 loans. HMDA 2024 data, FFIEC.","value":123,"unit":"home purchase and refinance loans originated, 2024","applications":164,"originations":123,"denials":33,"originated_dollars":37405000,"applications_purchase":78,"applications_refinance":29,"applications_cash_out_refinance":57,"originations_purchase":67,"originations_refinance":21,"originations_cash_out_refinance":35,"denials_purchase":7,"denials_refinance":8,"denials_cash_out_refinance":18,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47129","dataset":"mortgage-lending","jurisdiction":"TN","county":"47129","countyName":"Morgan County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Morgan County, Tennessee: in 2024, lenders reported 478 applications for a home purchase or a refinance; 291 became loans ($66.7 million) and 160 were denied, a denial rate of 33.5%. Home purchase: 318 applications, 182 loans. HMDA 2024 data, FFIEC.","value":291,"unit":"home purchase and refinance loans originated, 2024","applications":478,"originations":291,"denials":160,"originated_dollars":66735000,"applications_purchase":318,"applications_refinance":57,"applications_cash_out_refinance":103,"originations_purchase":182,"originations_refinance":42,"originations_cash_out_refinance":67,"denials_purchase":114,"denials_refinance":14,"denials_cash_out_refinance":32,"denial_rate":33.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47131","dataset":"mortgage-lending","jurisdiction":"TN","county":"47131","countyName":"Obion County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Obion County, Tennessee: in 2024, lenders reported 529 applications for a home purchase or a refinance; 380 became loans ($61.8 million) and 128 were denied, a denial rate of 24.2%. Home purchase: 324 applications, 240 loans. HMDA 2024 data, FFIEC.","value":380,"unit":"home purchase and refinance loans originated, 2024","applications":529,"originations":380,"denials":128,"originated_dollars":61770000,"applications_purchase":324,"applications_refinance":118,"applications_cash_out_refinance":87,"originations_purchase":240,"originations_refinance":89,"originations_cash_out_refinance":51,"denials_purchase":72,"denials_refinance":21,"denials_cash_out_refinance":35,"denial_rate":24.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47133","dataset":"mortgage-lending","jurisdiction":"TN","county":"47133","countyName":"Overton County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Overton County, Tennessee: in 2024, lenders reported 420 applications for a home purchase or a refinance; 306 became loans ($69.5 million) and 84 were denied, a denial rate of 20.0%. Home purchase: 272 applications, 207 loans. HMDA 2024 data, FFIEC.","value":306,"unit":"home purchase and refinance loans originated, 2024","applications":420,"originations":306,"denials":84,"originated_dollars":69500000,"applications_purchase":272,"applications_refinance":68,"applications_cash_out_refinance":80,"originations_purchase":207,"originations_refinance":54,"originations_cash_out_refinance":45,"denials_purchase":44,"denials_refinance":6,"denials_cash_out_refinance":34,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47135","dataset":"mortgage-lending","jurisdiction":"TN","county":"47135","countyName":"Perry County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Perry County, Tennessee: in 2024, lenders reported 120 applications for a home purchase or a refinance; 77 became loans ($19.7 million) and 37 were denied, a denial rate of 30.8%. Home purchase: 69 applications, 42 loans. HMDA 2024 data, FFIEC.","value":77,"unit":"home purchase and refinance loans originated, 2024","applications":120,"originations":77,"denials":37,"originated_dollars":19685000,"applications_purchase":69,"applications_refinance":24,"applications_cash_out_refinance":27,"originations_purchase":42,"originations_refinance":21,"originations_cash_out_refinance":14,"denials_purchase":23,"denials_refinance":1,"denials_cash_out_refinance":13,"denial_rate":30.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47137","dataset":"mortgage-lending","jurisdiction":"TN","county":"47137","countyName":"Pickett County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Pickett County, Tennessee: in 2024, lenders reported 121 applications for a home purchase or a refinance; 91 became loans ($21.2 million) and 21 were denied, a denial rate of 17.4%. Home purchase: 85 applications, 65 loans. HMDA 2024 data, FFIEC.","value":91,"unit":"home purchase and refinance loans originated, 2024","applications":121,"originations":91,"denials":21,"originated_dollars":21205000,"applications_purchase":85,"applications_refinance":16,"applications_cash_out_refinance":20,"originations_purchase":65,"originations_refinance":11,"originations_cash_out_refinance":15,"denials_purchase":12,"denials_refinance":4,"denials_cash_out_refinance":5,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47139","dataset":"mortgage-lending","jurisdiction":"TN","county":"47139","countyName":"Polk County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Polk County, Tennessee: in 2024, lenders reported 419 applications for a home purchase or a refinance; 264 became loans ($64.0 million) and 128 were denied, a denial rate of 30.5%. Home purchase: 276 applications, 164 loans. HMDA 2024 data, FFIEC.","value":264,"unit":"home purchase and refinance loans originated, 2024","applications":419,"originations":264,"denials":128,"originated_dollars":63950000,"applications_purchase":276,"applications_refinance":53,"applications_cash_out_refinance":90,"originations_purchase":164,"originations_refinance":40,"originations_cash_out_refinance":60,"denials_purchase":92,"denials_refinance":10,"denials_cash_out_refinance":26,"denial_rate":30.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47141","dataset":"mortgage-lending","jurisdiction":"TN","county":"47141","countyName":"Putnam County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Putnam County, Tennessee: in 2024, lenders reported 1,522 applications for a home purchase or a refinance; 1,215 became loans ($327.8 million) and 245 were denied, a denial rate of 16.1%. Home purchase: 967 applications, 794 loans. HMDA 2024 data, FFIEC.","value":1215,"unit":"home purchase and refinance loans originated, 2024","applications":1522,"originations":1215,"denials":245,"originated_dollars":327765000,"applications_purchase":967,"applications_refinance":273,"applications_cash_out_refinance":282,"originations_purchase":794,"originations_refinance":215,"originations_cash_out_refinance":206,"denials_purchase":132,"denials_refinance":45,"denials_cash_out_refinance":68,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47143","dataset":"mortgage-lending","jurisdiction":"TN","county":"47143","countyName":"Rhea County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Rhea County, Tennessee: in 2024, lenders reported 837 applications for a home purchase or a refinance; 586 became loans ($151.4 million) and 208 were denied, a denial rate of 24.9%. Home purchase: 543 applications, 367 loans. HMDA 2024 data, FFIEC.","value":586,"unit":"home purchase and refinance loans originated, 2024","applications":837,"originations":586,"denials":208,"originated_dollars":151410000,"applications_purchase":543,"applications_refinance":113,"applications_cash_out_refinance":181,"originations_purchase":367,"originations_refinance":89,"originations_cash_out_refinance":130,"denials_purchase":147,"denials_refinance":18,"denials_cash_out_refinance":43,"denial_rate":24.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47145","dataset":"mortgage-lending","jurisdiction":"TN","county":"47145","countyName":"Roane County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Roane County, Tennessee: in 2024, lenders reported 1,703 applications for a home purchase or a refinance; 1,251 became loans ($336.5 million) and 360 were denied, a denial rate of 21.1%. Home purchase: 1,094 applications, 810 loans. HMDA 2024 data, FFIEC.","value":1251,"unit":"home purchase and refinance loans originated, 2024","applications":1703,"originations":1251,"denials":360,"originated_dollars":336515000,"applications_purchase":1094,"applications_refinance":196,"applications_cash_out_refinance":413,"originations_purchase":810,"originations_refinance":148,"originations_cash_out_refinance":293,"denials_purchase":222,"denials_refinance":41,"denials_cash_out_refinance":97,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47147","dataset":"mortgage-lending","jurisdiction":"TN","county":"47147","countyName":"Robertson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Robertson County, Tennessee: in 2024, lenders reported 2,360 applications for a home purchase or a refinance; 1,866 became loans ($572.3 million) and 347 were denied, a denial rate of 14.7%. Home purchase: 1,483 applications, 1,261 loans. HMDA 2024 data, FFIEC.","value":1866,"unit":"home purchase and refinance loans originated, 2024","applications":2360,"originations":1866,"denials":347,"originated_dollars":572330000,"applications_purchase":1483,"applications_refinance":397,"applications_cash_out_refinance":480,"originations_purchase":1261,"originations_refinance":296,"originations_cash_out_refinance":309,"denials_purchase":134,"denials_refinance":64,"denials_cash_out_refinance":149,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47149","dataset":"mortgage-lending","jurisdiction":"TN","county":"47149","countyName":"Rutherford County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Rutherford County, Tennessee: in 2024, lenders reported 9,402 applications for a home purchase or a refinance; 7,608 became loans ($2.8 billion) and 1,443 were denied, a denial rate of 15.3%. Home purchase: 6,256 applications, 5,410 loans. HMDA 2024 data, FFIEC.","value":7608,"unit":"home purchase and refinance loans originated, 2024","applications":9402,"originations":7608,"denials":1443,"originated_dollars":2818290000,"applications_purchase":6256,"applications_refinance":1267,"applications_cash_out_refinance":1879,"originations_purchase":5410,"originations_refinance":914,"originations_cash_out_refinance":1284,"denials_purchase":651,"denials_refinance":256,"denials_cash_out_refinance":536,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47151","dataset":"mortgage-lending","jurisdiction":"TN","county":"47151","countyName":"Scott County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Scott County, Tennessee: in 2024, lenders reported 423 applications for a home purchase or a refinance; 272 became loans ($45.7 million) and 122 were denied, a denial rate of 28.8%. Home purchase: 257 applications, 150 loans. HMDA 2024 data, FFIEC.","value":272,"unit":"home purchase and refinance loans originated, 2024","applications":423,"originations":272,"denials":122,"originated_dollars":45710000,"applications_purchase":257,"applications_refinance":84,"applications_cash_out_refinance":82,"originations_purchase":150,"originations_refinance":68,"originations_cash_out_refinance":54,"denials_purchase":88,"denials_refinance":12,"denials_cash_out_refinance":22,"denial_rate":28.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47153","dataset":"mortgage-lending","jurisdiction":"TN","county":"47153","countyName":"Sequatchie County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Sequatchie County, Tennessee: in 2024, lenders reported 455 applications for a home purchase or a refinance; 301 became loans ($81.7 million) and 131 were denied, a denial rate of 28.8%. Home purchase: 312 applications, 210 loans. HMDA 2024 data, FFIEC.","value":301,"unit":"home purchase and refinance loans originated, 2024","applications":455,"originations":301,"denials":131,"originated_dollars":81675000,"applications_purchase":312,"applications_refinance":53,"applications_cash_out_refinance":90,"originations_purchase":210,"originations_refinance":31,"originations_cash_out_refinance":60,"denials_purchase":84,"denials_refinance":19,"denials_cash_out_refinance":28,"denial_rate":28.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47155","dataset":"mortgage-lending","jurisdiction":"TN","county":"47155","countyName":"Sevier County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Sevier County, Tennessee: in 2024, lenders reported 3,498 applications for a home purchase or a refinance; 2,441 became loans ($1.1 billion) and 899 were denied, a denial rate of 25.7%. Home purchase: 2,258 applications, 1,622 loans. HMDA 2024 data, FFIEC.","value":2441,"unit":"home purchase and refinance loans originated, 2024","applications":3498,"originations":2441,"denials":899,"originated_dollars":1094415000,"applications_purchase":2258,"applications_refinance":413,"applications_cash_out_refinance":827,"originations_purchase":1622,"originations_refinance":282,"originations_cash_out_refinance":537,"denials_purchase":539,"denials_refinance":112,"denials_cash_out_refinance":248,"denial_rate":25.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47157","dataset":"mortgage-lending","jurisdiction":"TN","county":"47157","countyName":"Shelby County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Shelby County, Tennessee: in 2024, lenders reported 15,622 applications for a home purchase or a refinance; 12,036 became loans ($3.4 billion) and 2,980 were denied, a denial rate of 19.1%. Home purchase: 9,668 applications, 8,318 loans. HMDA 2024 data, FFIEC.","value":12036,"unit":"home purchase and refinance loans originated, 2024","applications":15622,"originations":12036,"denials":2980,"originated_dollars":3350860000,"applications_purchase":9668,"applications_refinance":2532,"applications_cash_out_refinance":3422,"originations_purchase":8318,"originations_refinance":1711,"originations_cash_out_refinance":2007,"denials_purchase":1034,"denials_refinance":671,"denials_cash_out_refinance":1275,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47159","dataset":"mortgage-lending","jurisdiction":"TN","county":"47159","countyName":"Smith County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Smith County, Tennessee: in 2024, lenders reported 535 applications for a home purchase or a refinance; 426 became loans ($115.0 million) and 80 were denied, a denial rate of 15.0%. Home purchase: 344 applications, 282 loans. HMDA 2024 data, FFIEC.","value":426,"unit":"home purchase and refinance loans originated, 2024","applications":535,"originations":426,"denials":80,"originated_dollars":114970000,"applications_purchase":344,"applications_refinance":112,"applications_cash_out_refinance":79,"originations_purchase":282,"originations_refinance":88,"originations_cash_out_refinance":56,"denials_purchase":45,"denials_refinance":15,"denials_cash_out_refinance":20,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47161","dataset":"mortgage-lending","jurisdiction":"TN","county":"47161","countyName":"Stewart County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Stewart County, Tennessee: in 2024, lenders reported 424 applications for a home purchase or a refinance; 311 became loans ($78.5 million) and 91 were denied, a denial rate of 21.5%. Home purchase: 237 applications, 176 loans. HMDA 2024 data, FFIEC.","value":311,"unit":"home purchase and refinance loans originated, 2024","applications":424,"originations":311,"denials":91,"originated_dollars":78455000,"applications_purchase":237,"applications_refinance":98,"applications_cash_out_refinance":89,"originations_purchase":176,"originations_refinance":77,"originations_cash_out_refinance":58,"denials_purchase":49,"denials_refinance":17,"denials_cash_out_refinance":25,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47163","dataset":"mortgage-lending","jurisdiction":"TN","county":"47163","countyName":"Sullivan County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Sullivan County, Tennessee: in 2024, lenders reported 3,882 applications for a home purchase or a refinance; 2,986 became loans ($727.1 million) and 738 were denied, a denial rate of 19.0%. Home purchase: 2,524 applications, 2,017 loans. HMDA 2024 data, FFIEC.","value":2986,"unit":"home purchase and refinance loans originated, 2024","applications":3882,"originations":2986,"denials":738,"originated_dollars":727140000,"applications_purchase":2524,"applications_refinance":449,"applications_cash_out_refinance":909,"originations_purchase":2017,"originations_refinance":340,"originations_cash_out_refinance":629,"denials_purchase":402,"denials_refinance":83,"denials_cash_out_refinance":253,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47165","dataset":"mortgage-lending","jurisdiction":"TN","county":"47165","countyName":"Sumner County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Sumner County, Tennessee: in 2024, lenders reported 6,085 applications for a home purchase or a refinance; 4,910 became loans ($1.8 billion) and 837 were denied, a denial rate of 13.8%. Home purchase: 3,935 applications, 3,379 loans. HMDA 2024 data, FFIEC.","value":4910,"unit":"home purchase and refinance loans originated, 2024","applications":6085,"originations":4910,"denials":837,"originated_dollars":1842650000,"applications_purchase":3935,"applications_refinance":1006,"applications_cash_out_refinance":1144,"originations_purchase":3379,"originations_refinance":753,"originations_cash_out_refinance":778,"denials_purchase":332,"denials_refinance":179,"denials_cash_out_refinance":326,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47167","dataset":"mortgage-lending","jurisdiction":"TN","county":"47167","countyName":"Tipton County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Tipton County, Tennessee: in 2024, lenders reported 1,476 applications for a home purchase or a refinance; 1,128 became loans ($280.7 million) and 284 were denied, a denial rate of 19.2%. Home purchase: 823 applications, 673 loans. HMDA 2024 data, FFIEC.","value":1128,"unit":"home purchase and refinance loans originated, 2024","applications":1476,"originations":1128,"denials":284,"originated_dollars":280660000,"applications_purchase":823,"applications_refinance":287,"applications_cash_out_refinance":366,"originations_purchase":673,"originations_refinance":215,"originations_cash_out_refinance":240,"denials_purchase":114,"denials_refinance":55,"denials_cash_out_refinance":115,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47169","dataset":"mortgage-lending","jurisdiction":"TN","county":"47169","countyName":"Trousdale County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Trousdale County, Tennessee: in 2024, lenders reported 300 applications for a home purchase or a refinance; 239 became loans ($72.4 million) and 41 were denied, a denial rate of 13.7%. Home purchase: 183 applications, 158 loans. HMDA 2024 data, FFIEC.","value":239,"unit":"home purchase and refinance loans originated, 2024","applications":300,"originations":239,"denials":41,"originated_dollars":72365000,"applications_purchase":183,"applications_refinance":60,"applications_cash_out_refinance":57,"originations_purchase":158,"originations_refinance":46,"originations_cash_out_refinance":35,"denials_purchase":14,"denials_refinance":9,"denials_cash_out_refinance":18,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47171","dataset":"mortgage-lending","jurisdiction":"TN","county":"47171","countyName":"Unicoi County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Unicoi County, Tennessee: in 2024, lenders reported 351 applications for a home purchase or a refinance; 256 became loans ($55.4 million) and 69 were denied, a denial rate of 19.7%. Home purchase: 229 applications, 175 loans. HMDA 2024 data, FFIEC.","value":256,"unit":"home purchase and refinance loans originated, 2024","applications":351,"originations":256,"denials":69,"originated_dollars":55420000,"applications_purchase":229,"applications_refinance":33,"applications_cash_out_refinance":89,"originations_purchase":175,"originations_refinance":24,"originations_cash_out_refinance":57,"denials_purchase":36,"denials_refinance":5,"denials_cash_out_refinance":28,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47173","dataset":"mortgage-lending","jurisdiction":"TN","county":"47173","countyName":"Union County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Union County, Tennessee: in 2024, lenders reported 666 applications for a home purchase or a refinance; 439 became loans ($122.7 million) and 187 were denied, a denial rate of 28.1%. Home purchase: 471 applications, 305 loans. HMDA 2024 data, FFIEC.","value":439,"unit":"home purchase and refinance loans originated, 2024","applications":666,"originations":439,"denials":187,"originated_dollars":122745000,"applications_purchase":471,"applications_refinance":66,"applications_cash_out_refinance":129,"originations_purchase":305,"originations_refinance":47,"originations_cash_out_refinance":87,"denials_purchase":136,"denials_refinance":14,"denials_cash_out_refinance":37,"denial_rate":28.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47175","dataset":"mortgage-lending","jurisdiction":"TN","county":"47175","countyName":"Van Buren County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Van Buren County, Tennessee: in 2024, lenders reported 229 applications for a home purchase or a refinance; 166 became loans ($40.6 million) and 52 were denied, a denial rate of 22.7%. Home purchase: 132 applications, 96 loans. HMDA 2024 data, FFIEC.","value":166,"unit":"home purchase and refinance loans originated, 2024","applications":229,"originations":166,"denials":52,"originated_dollars":40570000,"applications_purchase":132,"applications_refinance":37,"applications_cash_out_refinance":60,"originations_purchase":96,"originations_refinance":30,"originations_cash_out_refinance":40,"denials_purchase":32,"denials_refinance":4,"denials_cash_out_refinance":16,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47177","dataset":"mortgage-lending","jurisdiction":"TN","county":"47177","countyName":"Warren County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Warren County, Tennessee: in 2024, lenders reported 911 applications for a home purchase or a refinance; 710 became loans ($158.6 million) and 167 were denied, a denial rate of 18.3%. Home purchase: 572 applications, 452 loans. HMDA 2024 data, FFIEC.","value":710,"unit":"home purchase and refinance loans originated, 2024","applications":911,"originations":710,"denials":167,"originated_dollars":158630000,"applications_purchase":572,"applications_refinance":164,"applications_cash_out_refinance":175,"originations_purchase":452,"originations_refinance":133,"originations_cash_out_refinance":125,"denials_purchase":94,"denials_refinance":26,"denials_cash_out_refinance":47,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47179","dataset":"mortgage-lending","jurisdiction":"TN","county":"47179","countyName":"Washington County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Washington County, Tennessee: in 2024, lenders reported 3,096 applications for a home purchase or a refinance; 2,381 became loans ($802.8 million) and 583 were denied, a denial rate of 18.8%. Home purchase: 2,038 applications, 1,656 loans. HMDA 2024 data, FFIEC.","value":2381,"unit":"home purchase and refinance loans originated, 2024","applications":3096,"originations":2381,"denials":583,"originated_dollars":802815000,"applications_purchase":2038,"applications_refinance":370,"applications_cash_out_refinance":688,"originations_purchase":1656,"originations_refinance":270,"originations_cash_out_refinance":455,"denials_purchase":294,"denials_refinance":81,"denials_cash_out_refinance":208,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47181","dataset":"mortgage-lending","jurisdiction":"TN","county":"47181","countyName":"Wayne County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Wayne County, Tennessee: in 2024, lenders reported 216 applications for a home purchase or a refinance; 152 became loans ($29.7 million) and 57 were denied, a denial rate of 26.4%. Home purchase: 112 applications, 89 loans. HMDA 2024 data, FFIEC.","value":152,"unit":"home purchase and refinance loans originated, 2024","applications":216,"originations":152,"denials":57,"originated_dollars":29710000,"applications_purchase":112,"applications_refinance":35,"applications_cash_out_refinance":69,"originations_purchase":89,"originations_refinance":25,"originations_cash_out_refinance":38,"denials_purchase":19,"denials_refinance":9,"denials_cash_out_refinance":29,"denial_rate":26.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47183","dataset":"mortgage-lending","jurisdiction":"TN","county":"47183","countyName":"Weakley County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Weakley County, Tennessee: in 2024, lenders reported 589 applications for a home purchase or a refinance; 427 became loans ($95.6 million) and 143 were denied, a denial rate of 24.3%. Home purchase: 344 applications, 258 loans. HMDA 2024 data, FFIEC.","value":427,"unit":"home purchase and refinance loans originated, 2024","applications":589,"originations":427,"denials":143,"originated_dollars":95595000,"applications_purchase":344,"applications_refinance":112,"applications_cash_out_refinance":133,"originations_purchase":258,"originations_refinance":92,"originations_cash_out_refinance":77,"denials_purchase":74,"denials_refinance":16,"denials_cash_out_refinance":53,"denial_rate":24.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47185","dataset":"mortgage-lending","jurisdiction":"TN","county":"47185","countyName":"White County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"White County, Tennessee: in 2024, lenders reported 663 applications for a home purchase or a refinance; 493 became loans ($117.4 million) and 144 were denied, a denial rate of 21.7%. Home purchase: 427 applications, 338 loans. HMDA 2024 data, FFIEC.","value":493,"unit":"home purchase and refinance loans originated, 2024","applications":663,"originations":493,"denials":144,"originated_dollars":117435000,"applications_purchase":427,"applications_refinance":98,"applications_cash_out_refinance":138,"originations_purchase":338,"originations_refinance":74,"originations_cash_out_refinance":81,"denials_purchase":73,"denials_refinance":19,"denials_cash_out_refinance":52,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47187","dataset":"mortgage-lending","jurisdiction":"TN","county":"47187","countyName":"Williamson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Williamson County, Tennessee: in 2024, lenders reported 6,374 applications for a home purchase or a refinance; 5,324 became loans ($3.5 billion) and 830 were denied, a denial rate of 13.0%. Home purchase: 4,049 applications, 3,619 loans. HMDA 2024 data, FFIEC.","value":5324,"unit":"home purchase and refinance loans originated, 2024","applications":6374,"originations":5324,"denials":830,"originated_dollars":3539520000,"applications_purchase":4049,"applications_refinance":1189,"applications_cash_out_refinance":1136,"originations_purchase":3619,"originations_refinance":901,"originations_cash_out_refinance":804,"denials_purchase":309,"denials_refinance":232,"denials_cash_out_refinance":289,"denial_rate":13,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:47189","dataset":"mortgage-lending","jurisdiction":"TN","county":"47189","countyName":"Wilson County","stateName":"Tennessee","level":"county","year":2024,"status":"P","text":"Wilson County, Tennessee: in 2024, lenders reported 4,658 applications for a home purchase or a refinance; 3,803 became loans ($1.6 billion) and 625 were denied, a denial rate of 13.4%. Home purchase: 3,133 applications, 2,706 loans. HMDA 2024 data, FFIEC.","value":3803,"unit":"home purchase and refinance loans originated, 2024","applications":4658,"originations":3803,"denials":625,"originated_dollars":1601875000,"applications_purchase":3133,"applications_refinance":749,"applications_cash_out_refinance":776,"originations_purchase":2706,"originations_refinance":561,"originations_cash_out_refinance":536,"denials_purchase":278,"denials_refinance":134,"denials_cash_out_refinance":213,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:TX","dataset":"mortgage-lending","jurisdiction":"TX","county":null,"countyName":null,"stateName":"Texas","level":"state","year":2024,"status":"P","text":"Texas: in 2024, lenders reported 606,784 applications for a home purchase or a refinance; 450,345 became loans ($165.7 billion) and 128,714 were denied, a denial rate of 21.2%. Home purchase: 464,738 applications, 360,296 loans. Loans made changed +6.8% from 421,653 in 2023. HMDA 2024 data, FFIEC.","value":450345,"unit":"home purchase and refinance loans originated, 2024","applications":606784,"originations":450345,"denials":128714,"originated_dollars":165697935000,"applications_purchase":464738,"applications_refinance":62967,"applications_cash_out_refinance":79079,"originations_purchase":360296,"originations_refinance":40917,"originations_cash_out_refinance":49132,"denials_purchase":85414,"denials_refinance":17405,"denials_cash_out_refinance":25895,"denial_rate":21.2,"originations_prior_year":421653,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"4,151 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":4151,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48001","dataset":"mortgage-lending","jurisdiction":"TX","county":"48001","countyName":"Anderson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Anderson County, Texas: in 2024, lenders reported 916 applications for a home purchase or a refinance; 490 became loans ($104.3 million) and 364 were denied, a denial rate of 39.7%. Home purchase: 745 applications, 393 loans. HMDA 2024 data, FFIEC.","value":490,"unit":"home purchase and refinance loans originated, 2024","applications":916,"originations":490,"denials":364,"originated_dollars":104340000,"applications_purchase":745,"applications_refinance":88,"applications_cash_out_refinance":83,"originations_purchase":393,"originations_refinance":49,"originations_cash_out_refinance":48,"denials_purchase":301,"denials_refinance":30,"denials_cash_out_refinance":33,"denial_rate":39.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48003","dataset":"mortgage-lending","jurisdiction":"TX","county":"48003","countyName":"Andrews County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Andrews County, Texas: in 2024, lenders reported 472 applications for a home purchase or a refinance; 298 became loans ($79.4 million) and 155 were denied, a denial rate of 32.8%. Home purchase: 412 applications, 267 loans. HMDA 2024 data, FFIEC.","value":298,"unit":"home purchase and refinance loans originated, 2024","applications":472,"originations":298,"denials":155,"originated_dollars":79390000,"applications_purchase":412,"applications_refinance":35,"applications_cash_out_refinance":25,"originations_purchase":267,"originations_refinance":20,"originations_cash_out_refinance":11,"denials_purchase":132,"denials_refinance":9,"denials_cash_out_refinance":14,"denial_rate":32.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48005","dataset":"mortgage-lending","jurisdiction":"TX","county":"48005","countyName":"Angelina County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Angelina County, Texas: in 2024, lenders reported 1,459 applications for a home purchase or a refinance; 881 became loans ($192.0 million) and 462 were denied, a denial rate of 31.7%. Home purchase: 1,192 applications, 724 loans. HMDA 2024 data, FFIEC.","value":881,"unit":"home purchase and refinance loans originated, 2024","applications":1459,"originations":881,"denials":462,"originated_dollars":192035000,"applications_purchase":1192,"applications_refinance":121,"applications_cash_out_refinance":146,"originations_purchase":724,"originations_refinance":77,"originations_cash_out_refinance":80,"denials_purchase":371,"denials_refinance":35,"denials_cash_out_refinance":56,"denial_rate":31.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48007","dataset":"mortgage-lending","jurisdiction":"TX","county":"48007","countyName":"Aransas County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Aransas County, Texas: in 2024, lenders reported 843 applications for a home purchase or a refinance; 526 became loans ($172.3 million) and 257 were denied, a denial rate of 30.5%. Home purchase: 659 applications, 412 loans. HMDA 2024 data, FFIEC.","value":526,"unit":"home purchase and refinance loans originated, 2024","applications":843,"originations":526,"denials":257,"originated_dollars":172350000,"applications_purchase":659,"applications_refinance":62,"applications_cash_out_refinance":122,"originations_purchase":412,"originations_refinance":40,"originations_cash_out_refinance":74,"denials_purchase":202,"denials_refinance":20,"denials_cash_out_refinance":35,"denial_rate":30.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48009","dataset":"mortgage-lending","jurisdiction":"TX","county":"48009","countyName":"Archer County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Archer County, Texas: in 2024, lenders reported 160 applications for a home purchase or a refinance; 133 became loans ($33.4 million) and 19 were denied, a denial rate of 11.9%. Home purchase: 126 applications, 108 loans. HMDA 2024 data, FFIEC.","value":133,"unit":"home purchase and refinance loans originated, 2024","applications":160,"originations":133,"denials":19,"originated_dollars":33435000,"applications_purchase":126,"applications_refinance":11,"applications_cash_out_refinance":23,"originations_purchase":108,"originations_refinance":9,"originations_cash_out_refinance":16,"denials_purchase":13,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48011","dataset":"mortgage-lending","jurisdiction":"TX","county":"48011","countyName":"Armstrong County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Armstrong County, Texas: in 2024, lenders reported 31 applications for a home purchase or a refinance; 27 became loans ($4.4 million) and 2 were denied, a denial rate of 6.5%. Home purchase: 25 applications, 22 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":31,"originations":27,"denials":2,"originated_dollars":4435000,"applications_purchase":25,"applications_refinance":1,"applications_cash_out_refinance":5,"originations_purchase":22,"originations_refinance":1,"originations_cash_out_refinance":4,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":6.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48013","dataset":"mortgage-lending","jurisdiction":"TX","county":"48013","countyName":"Atascosa County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Atascosa County, Texas: in 2024, lenders reported 1,407 applications for a home purchase or a refinance; 762 became loans ($186.4 million) and 553 were denied, a denial rate of 39.3%. Home purchase: 1,158 applications, 614 loans. HMDA 2024 data, FFIEC.","value":762,"unit":"home purchase and refinance loans originated, 2024","applications":1407,"originations":762,"denials":553,"originated_dollars":186390000,"applications_purchase":1158,"applications_refinance":112,"applications_cash_out_refinance":137,"originations_purchase":614,"originations_refinance":70,"originations_cash_out_refinance":78,"denials_purchase":468,"denials_refinance":31,"denials_cash_out_refinance":54,"denial_rate":39.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48015","dataset":"mortgage-lending","jurisdiction":"TX","county":"48015","countyName":"Austin County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Austin County, Texas: in 2024, lenders reported 828 applications for a home purchase or a refinance; 520 became loans ($160.9 million) and 237 were denied, a denial rate of 28.6%. Home purchase: 677 applications, 419 loans. HMDA 2024 data, FFIEC.","value":520,"unit":"home purchase and refinance loans originated, 2024","applications":828,"originations":520,"denials":237,"originated_dollars":160930000,"applications_purchase":677,"applications_refinance":85,"applications_cash_out_refinance":66,"originations_purchase":419,"originations_refinance":58,"originations_cash_out_refinance":43,"denials_purchase":203,"denials_refinance":16,"denials_cash_out_refinance":18,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48017","dataset":"mortgage-lending","jurisdiction":"TX","county":"48017","countyName":"Bailey County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Bailey County, Texas: in 2024, lenders reported 46 applications for a home purchase or a refinance; 31 became loans ($4.7 million) and 15 were denied, a denial rate of 32.6%. Home purchase: 37 applications, 25 loans. HMDA 2024 data, FFIEC.","value":31,"unit":"home purchase and refinance loans originated, 2024","applications":46,"originations":31,"denials":15,"originated_dollars":4665000,"applications_purchase":37,"applications_refinance":5,"applications_cash_out_refinance":4,"originations_purchase":25,"originations_refinance":3,"originations_cash_out_refinance":3,"denials_purchase":12,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":32.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48019","dataset":"mortgage-lending","jurisdiction":"TX","county":"48019","countyName":"Bandera County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Bandera County, Texas: in 2024, lenders reported 514 applications for a home purchase or a refinance; 335 became loans ($104.5 million) and 150 were denied, a denial rate of 29.2%. Home purchase: 352 applications, 227 loans. HMDA 2024 data, FFIEC.","value":335,"unit":"home purchase and refinance loans originated, 2024","applications":514,"originations":335,"denials":150,"originated_dollars":104545000,"applications_purchase":352,"applications_refinance":77,"applications_cash_out_refinance":85,"originations_purchase":227,"originations_refinance":53,"originations_cash_out_refinance":55,"denials_purchase":101,"denials_refinance":20,"denials_cash_out_refinance":29,"denial_rate":29.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48021","dataset":"mortgage-lending","jurisdiction":"TX","county":"48021","countyName":"Bastrop County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Bastrop County, Texas: in 2024, lenders reported 3,145 applications for a home purchase or a refinance; 2,098 became loans ($635.5 million) and 839 were denied, a denial rate of 26.7%. Home purchase: 2,568 applications, 1,745 loans. HMDA 2024 data, FFIEC.","value":2098,"unit":"home purchase and refinance loans originated, 2024","applications":3145,"originations":2098,"denials":839,"originated_dollars":635520000,"applications_purchase":2568,"applications_refinance":240,"applications_cash_out_refinance":337,"originations_purchase":1745,"originations_refinance":160,"originations_cash_out_refinance":193,"denials_purchase":661,"denials_refinance":61,"denials_cash_out_refinance":117,"denial_rate":26.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48023","dataset":"mortgage-lending","jurisdiction":"TX","county":"48023","countyName":"Baylor County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Baylor County, Texas: in 2024, lenders reported 43 applications for a home purchase or a refinance; 28 became loans ($4.2 million) and 12 were denied, a denial rate of 27.9%. Home purchase: 30 applications, 21 loans. HMDA 2024 data, FFIEC.","value":28,"unit":"home purchase and refinance loans originated, 2024","applications":43,"originations":28,"denials":12,"originated_dollars":4210000,"applications_purchase":30,"applications_refinance":4,"applications_cash_out_refinance":9,"originations_purchase":21,"originations_refinance":2,"originations_cash_out_refinance":5,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":3,"denial_rate":27.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48025","dataset":"mortgage-lending","jurisdiction":"TX","county":"48025","countyName":"Bee County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Bee County, Texas: in 2024, lenders reported 377 applications for a home purchase or a refinance; 221 became loans ($55.3 million) and 126 were denied, a denial rate of 33.4%. Home purchase: 278 applications, 165 loans. HMDA 2024 data, FFIEC.","value":221,"unit":"home purchase and refinance loans originated, 2024","applications":377,"originations":221,"denials":126,"originated_dollars":55265000,"applications_purchase":278,"applications_refinance":35,"applications_cash_out_refinance":64,"originations_purchase":165,"originations_refinance":26,"originations_cash_out_refinance":30,"denials_purchase":96,"denials_refinance":5,"denials_cash_out_refinance":25,"denial_rate":33.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48027","dataset":"mortgage-lending","jurisdiction":"TX","county":"48027","countyName":"Bell County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Bell County, Texas: in 2024, lenders reported 9,983 applications for a home purchase or a refinance; 7,860 became loans ($2.3 billion) and 1,684 were denied, a denial rate of 16.9%. Home purchase: 7,106 applications, 5,951 loans. HMDA 2024 data, FFIEC.","value":7860,"unit":"home purchase and refinance loans originated, 2024","applications":9983,"originations":7860,"denials":1684,"originated_dollars":2334460000,"applications_purchase":7106,"applications_refinance":1665,"applications_cash_out_refinance":1212,"originations_purchase":5951,"originations_refinance":1147,"originations_cash_out_refinance":762,"denials_purchase":937,"denials_refinance":344,"denials_cash_out_refinance":403,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48029","dataset":"mortgage-lending","jurisdiction":"TX","county":"48029","countyName":"Bexar County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Bexar County, Texas: in 2024, lenders reported 43,237 applications for a home purchase or a refinance; 32,487 became loans ($10.1 billion) and 8,791 were denied, a denial rate of 20.3%. Home purchase: 31,643 applications, 25,186 loans. HMDA 2024 data, FFIEC.","value":32487,"unit":"home purchase and refinance loans originated, 2024","applications":43237,"originations":32487,"denials":8791,"originated_dollars":10090545000,"applications_purchase":31643,"applications_refinance":4482,"applications_cash_out_refinance":7112,"originations_purchase":25186,"originations_refinance":2773,"originations_cash_out_refinance":4528,"denials_purchase":5367,"denials_refinance":1349,"denials_cash_out_refinance":2075,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48031","dataset":"mortgage-lending","jurisdiction":"TX","county":"48031","countyName":"Blanco County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Blanco County, Texas: in 2024, lenders reported 343 applications for a home purchase or a refinance; 243 became loans ($108.1 million) and 70 were denied, a denial rate of 20.4%. Home purchase: 215 applications, 155 loans. HMDA 2024 data, FFIEC.","value":243,"unit":"home purchase and refinance loans originated, 2024","applications":343,"originations":243,"denials":70,"originated_dollars":108145000,"applications_purchase":215,"applications_refinance":64,"applications_cash_out_refinance":64,"originations_purchase":155,"originations_refinance":46,"originations_cash_out_refinance":42,"denials_purchase":36,"denials_refinance":15,"denials_cash_out_refinance":19,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48033","dataset":"mortgage-lending","jurisdiction":"TX","county":"48033","countyName":"Borden County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Borden County, Texas: in 2024, lenders reported 7 applications for a home purchase or a refinance; 4 became loans ($940,000) and 3 were denied, a denial rate of 42.9% (a small count, so the rate moves a lot from year to year). Home purchase: 3 applications, 3 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":7,"originations":4,"denials":3,"originated_dollars":940000,"applications_purchase":3,"applications_refinance":3,"applications_cash_out_refinance":1,"originations_purchase":3,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":42.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48035","dataset":"mortgage-lending","jurisdiction":"TX","county":"48035","countyName":"Bosque County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Bosque County, Texas: in 2024, lenders reported 332 applications for a home purchase or a refinance; 242 became loans ($74.3 million) and 73 were denied, a denial rate of 22.0%. Home purchase: 246 applications, 183 loans. HMDA 2024 data, FFIEC.","value":242,"unit":"home purchase and refinance loans originated, 2024","applications":332,"originations":242,"denials":73,"originated_dollars":74350000,"applications_purchase":246,"applications_refinance":43,"applications_cash_out_refinance":43,"originations_purchase":183,"originations_refinance":33,"originations_cash_out_refinance":26,"denials_purchase":47,"denials_refinance":9,"denials_cash_out_refinance":17,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48037","dataset":"mortgage-lending","jurisdiction":"TX","county":"48037","countyName":"Bowie County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Bowie County, Texas: in 2024, lenders reported 1,807 applications for a home purchase or a refinance; 1,165 became loans ($269.6 million) and 536 were denied, a denial rate of 29.7%. Home purchase: 1,413 applications, 916 loans. HMDA 2024 data, FFIEC.","value":1165,"unit":"home purchase and refinance loans originated, 2024","applications":1807,"originations":1165,"denials":536,"originated_dollars":269625000,"applications_purchase":1413,"applications_refinance":213,"applications_cash_out_refinance":181,"originations_purchase":916,"originations_refinance":154,"originations_cash_out_refinance":95,"denials_purchase":405,"denials_refinance":51,"denials_cash_out_refinance":80,"denial_rate":29.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48039","dataset":"mortgage-lending","jurisdiction":"TX","county":"48039","countyName":"Brazoria County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Brazoria County, Texas: in 2024, lenders reported 8,826 applications for a home purchase or a refinance; 6,180 became loans ($2.0 billion) and 2,125 were denied, a denial rate of 24.1%. Home purchase: 7,058 applications, 5,116 loans. HMDA 2024 data, FFIEC.","value":6180,"unit":"home purchase and refinance loans originated, 2024","applications":8826,"originations":6180,"denials":2125,"originated_dollars":1988970000,"applications_purchase":7058,"applications_refinance":834,"applications_cash_out_refinance":934,"originations_purchase":5116,"originations_refinance":521,"originations_cash_out_refinance":543,"denials_purchase":1528,"denials_refinance":255,"denials_cash_out_refinance":342,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48041","dataset":"mortgage-lending","jurisdiction":"TX","county":"48041","countyName":"Brazos County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Brazos County, Texas: in 2024, lenders reported 3,946 applications for a home purchase or a refinance; 3,063 became loans ($1.2 billion) and 759 were denied, a denial rate of 19.2%. Home purchase: 3,338 applications, 2,637 loans. HMDA 2024 data, FFIEC.","value":3063,"unit":"home purchase and refinance loans originated, 2024","applications":3946,"originations":3063,"denials":759,"originated_dollars":1216215000,"applications_purchase":3338,"applications_refinance":331,"applications_cash_out_refinance":277,"originations_purchase":2637,"originations_refinance":234,"originations_cash_out_refinance":192,"denials_purchase":608,"denials_refinance":76,"denials_cash_out_refinance":75,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48043","dataset":"mortgage-lending","jurisdiction":"TX","county":"48043","countyName":"Brewster County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Brewster County, Texas: in 2024, lenders reported 105 applications for a home purchase or a refinance; 78 became loans ($20.8 million) and 17 were denied, a denial rate of 16.2%. Home purchase: 86 applications, 62 loans. HMDA 2024 data, FFIEC.","value":78,"unit":"home purchase and refinance loans originated, 2024","applications":105,"originations":78,"denials":17,"originated_dollars":20800000,"applications_purchase":86,"applications_refinance":9,"applications_cash_out_refinance":10,"originations_purchase":62,"originations_refinance":9,"originations_cash_out_refinance":7,"denials_purchase":14,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48045","dataset":"mortgage-lending","jurisdiction":"TX","county":"48045","countyName":"Briscoe County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Briscoe County, Texas: in 2024, lenders reported 10 applications for a home purchase or a refinance; 9 became loans ($1.2 million) and 1 were denied, a denial rate of 10.0% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 6 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":10,"originations":9,"denials":1,"originated_dollars":1175000,"applications_purchase":7,"applications_refinance":1,"applications_cash_out_refinance":2,"originations_purchase":6,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":10,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48047","dataset":"mortgage-lending","jurisdiction":"TX","county":"48047","countyName":"Brooks County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Brooks County, Texas: in 2024, lenders reported 26 applications for a home purchase or a refinance; 10 became loans ($1.6 million) and 15 were denied, a denial rate of 57.7% (a small count, so the rate moves a lot from year to year). Home purchase: 18 applications, 8 loans. HMDA 2024 data, FFIEC.","value":10,"unit":"home purchase and refinance loans originated, 2024","applications":26,"originations":10,"denials":15,"originated_dollars":1560000,"applications_purchase":18,"applications_refinance":4,"applications_cash_out_refinance":4,"originations_purchase":8,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":9,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":57.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48049","dataset":"mortgage-lending","jurisdiction":"TX","county":"48049","countyName":"Brown County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Brown County, Texas: in 2024, lenders reported 525 applications for a home purchase or a refinance; 357 became loans ($75.2 million) and 134 were denied, a denial rate of 25.5%. Home purchase: 387 applications, 267 loans. HMDA 2024 data, FFIEC.","value":357,"unit":"home purchase and refinance loans originated, 2024","applications":525,"originations":357,"denials":134,"originated_dollars":75195000,"applications_purchase":387,"applications_refinance":70,"applications_cash_out_refinance":68,"originations_purchase":267,"originations_refinance":42,"originations_cash_out_refinance":48,"denials_purchase":95,"denials_refinance":21,"denials_cash_out_refinance":18,"denial_rate":25.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48051","dataset":"mortgage-lending","jurisdiction":"TX","county":"48051","countyName":"Burleson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Burleson County, Texas: in 2024, lenders reported 597 applications for a home purchase or a refinance; 321 became loans ($82.7 million) and 234 were denied, a denial rate of 39.2%. Home purchase: 497 applications, 261 loans. HMDA 2024 data, FFIEC.","value":321,"unit":"home purchase and refinance loans originated, 2024","applications":597,"originations":321,"denials":234,"originated_dollars":82695000,"applications_purchase":497,"applications_refinance":56,"applications_cash_out_refinance":44,"originations_purchase":261,"originations_refinance":34,"originations_cash_out_refinance":26,"denials_purchase":198,"denials_refinance":20,"denials_cash_out_refinance":16,"denial_rate":39.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48053","dataset":"mortgage-lending","jurisdiction":"TX","county":"48053","countyName":"Burnet County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Burnet County, Texas: in 2024, lenders reported 1,535 applications for a home purchase or a refinance; 1,137 became loans ($462.9 million) and 310 were denied, a denial rate of 20.2%. Home purchase: 1,103 applications, 851 loans. HMDA 2024 data, FFIEC.","value":1137,"unit":"home purchase and refinance loans originated, 2024","applications":1535,"originations":1137,"denials":310,"originated_dollars":462905000,"applications_purchase":1103,"applications_refinance":214,"applications_cash_out_refinance":218,"originations_purchase":851,"originations_refinance":150,"originations_cash_out_refinance":136,"denials_purchase":192,"denials_refinance":48,"denials_cash_out_refinance":70,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48055","dataset":"mortgage-lending","jurisdiction":"TX","county":"48055","countyName":"Caldwell County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Caldwell County, Texas: in 2024, lenders reported 1,560 applications for a home purchase or a refinance; 1,047 became loans ($278.7 million) and 443 were denied, a denial rate of 28.4%. Home purchase: 1,280 applications, 878 loans. HMDA 2024 data, FFIEC.","value":1047,"unit":"home purchase and refinance loans originated, 2024","applications":1560,"originations":1047,"denials":443,"originated_dollars":278725000,"applications_purchase":1280,"applications_refinance":81,"applications_cash_out_refinance":199,"originations_purchase":878,"originations_refinance":55,"originations_cash_out_refinance":114,"denials_purchase":349,"denials_refinance":23,"denials_cash_out_refinance":71,"denial_rate":28.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48057","dataset":"mortgage-lending","jurisdiction":"TX","county":"48057","countyName":"Calhoun County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Calhoun County, Texas: in 2024, lenders reported 339 applications for a home purchase or a refinance; 218 became loans ($53.8 million) and 98 were denied, a denial rate of 28.9%. Home purchase: 290 applications, 188 loans. HMDA 2024 data, FFIEC.","value":218,"unit":"home purchase and refinance loans originated, 2024","applications":339,"originations":218,"denials":98,"originated_dollars":53800000,"applications_purchase":290,"applications_refinance":15,"applications_cash_out_refinance":34,"originations_purchase":188,"originations_refinance":10,"originations_cash_out_refinance":20,"denials_purchase":81,"denials_refinance":4,"denials_cash_out_refinance":13,"denial_rate":28.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48059","dataset":"mortgage-lending","jurisdiction":"TX","county":"48059","countyName":"Callahan County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Callahan County, Texas: in 2024, lenders reported 370 applications for a home purchase or a refinance; 247 became loans ($52.2 million) and 103 were denied, a denial rate of 27.8%. Home purchase: 295 applications, 194 loans. HMDA 2024 data, FFIEC.","value":247,"unit":"home purchase and refinance loans originated, 2024","applications":370,"originations":247,"denials":103,"originated_dollars":52235000,"applications_purchase":295,"applications_refinance":43,"applications_cash_out_refinance":32,"originations_purchase":194,"originations_refinance":30,"originations_cash_out_refinance":23,"denials_purchase":86,"denials_refinance":9,"denials_cash_out_refinance":8,"denial_rate":27.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48061","dataset":"mortgage-lending","jurisdiction":"TX","county":"48061","countyName":"Cameron County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Cameron County, Texas: in 2024, lenders reported 5,278 applications for a home purchase or a refinance; 3,715 became loans ($965.5 million) and 1,327 were denied, a denial rate of 25.1%. Home purchase: 3,758 applications, 2,864 loans. HMDA 2024 data, FFIEC.","value":3715,"unit":"home purchase and refinance loans originated, 2024","applications":5278,"originations":3715,"denials":1327,"originated_dollars":965465000,"applications_purchase":3758,"applications_refinance":613,"applications_cash_out_refinance":907,"originations_purchase":2864,"originations_refinance":370,"originations_cash_out_refinance":481,"denials_purchase":758,"denials_refinance":195,"denials_cash_out_refinance":374,"denial_rate":25.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48063","dataset":"mortgage-lending","jurisdiction":"TX","county":"48063","countyName":"Camp County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Camp County, Texas: in 2024, lenders reported 304 applications for a home purchase or a refinance; 188 became loans ($42.6 million) and 98 were denied, a denial rate of 32.2%. Home purchase: 243 applications, 151 loans. HMDA 2024 data, FFIEC.","value":188,"unit":"home purchase and refinance loans originated, 2024","applications":304,"originations":188,"denials":98,"originated_dollars":42620000,"applications_purchase":243,"applications_refinance":25,"applications_cash_out_refinance":36,"originations_purchase":151,"originations_refinance":15,"originations_cash_out_refinance":22,"denials_purchase":75,"denials_refinance":9,"denials_cash_out_refinance":14,"denial_rate":32.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48065","dataset":"mortgage-lending","jurisdiction":"TX","county":"48065","countyName":"Carson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Carson County, Texas: in 2024, lenders reported 174 applications for a home purchase or a refinance; 113 became loans ($18.8 million) and 38 were denied, a denial rate of 21.8%. Home purchase: 143 applications, 87 loans. HMDA 2024 data, FFIEC.","value":113,"unit":"home purchase and refinance loans originated, 2024","applications":174,"originations":113,"denials":38,"originated_dollars":18795000,"applications_purchase":143,"applications_refinance":13,"applications_cash_out_refinance":18,"originations_purchase":87,"originations_refinance":10,"originations_cash_out_refinance":16,"denials_purchase":33,"denials_refinance":3,"denials_cash_out_refinance":2,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48067","dataset":"mortgage-lending","jurisdiction":"TX","county":"48067","countyName":"Cass County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Cass County, Texas: in 2024, lenders reported 595 applications for a home purchase or a refinance; 345 became loans ($67.8 million) and 203 were denied, a denial rate of 34.1%. Home purchase: 465 applications, 254 loans. HMDA 2024 data, FFIEC.","value":345,"unit":"home purchase and refinance loans originated, 2024","applications":595,"originations":345,"denials":203,"originated_dollars":67835000,"applications_purchase":465,"applications_refinance":66,"applications_cash_out_refinance":64,"originations_purchase":254,"originations_refinance":47,"originations_cash_out_refinance":44,"denials_purchase":167,"denials_refinance":16,"denials_cash_out_refinance":20,"denial_rate":34.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48069","dataset":"mortgage-lending","jurisdiction":"TX","county":"48069","countyName":"Castro County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Castro County, Texas: in 2024, lenders reported 76 applications for a home purchase or a refinance; 45 became loans ($8.0 million) and 22 were denied, a denial rate of 28.9%. Home purchase: 63 applications, 35 loans. HMDA 2024 data, FFIEC.","value":45,"unit":"home purchase and refinance loans originated, 2024","applications":76,"originations":45,"denials":22,"originated_dollars":8045000,"applications_purchase":63,"applications_refinance":8,"applications_cash_out_refinance":5,"originations_purchase":35,"originations_refinance":7,"originations_cash_out_refinance":3,"denials_purchase":20,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":28.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48071","dataset":"mortgage-lending","jurisdiction":"TX","county":"48071","countyName":"Chambers County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Chambers County, Texas: in 2024, lenders reported 1,692 applications for a home purchase or a refinance; 1,245 became loans ($439.7 million) and 373 were denied, a denial rate of 22.0%. Home purchase: 1,351 applications, 1,027 loans. HMDA 2024 data, FFIEC.","value":1245,"unit":"home purchase and refinance loans originated, 2024","applications":1692,"originations":1245,"denials":373,"originated_dollars":439695000,"applications_purchase":1351,"applications_refinance":148,"applications_cash_out_refinance":193,"originations_purchase":1027,"originations_refinance":100,"originations_cash_out_refinance":118,"denials_purchase":264,"denials_refinance":38,"denials_cash_out_refinance":71,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48073","dataset":"mortgage-lending","jurisdiction":"TX","county":"48073","countyName":"Cherokee County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Cherokee County, Texas: in 2024, lenders reported 1,013 applications for a home purchase or a refinance; 567 became loans ($131.9 million) and 389 were denied, a denial rate of 38.4%. Home purchase: 828 applications, 462 loans. HMDA 2024 data, FFIEC.","value":567,"unit":"home purchase and refinance loans originated, 2024","applications":1013,"originations":567,"denials":389,"originated_dollars":131885000,"applications_purchase":828,"applications_refinance":102,"applications_cash_out_refinance":83,"originations_purchase":462,"originations_refinance":62,"originations_cash_out_refinance":43,"denials_purchase":318,"denials_refinance":35,"denials_cash_out_refinance":36,"denial_rate":38.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48075","dataset":"mortgage-lending","jurisdiction":"TX","county":"48075","countyName":"Childress County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Childress County, Texas: in 2024, lenders reported 72 applications for a home purchase or a refinance; 51 became loans ($5.6 million) and 18 were denied, a denial rate of 25.0%. Home purchase: 54 applications, 39 loans. HMDA 2024 data, FFIEC.","value":51,"unit":"home purchase and refinance loans originated, 2024","applications":72,"originations":51,"denials":18,"originated_dollars":5555000,"applications_purchase":54,"applications_refinance":9,"applications_cash_out_refinance":9,"originations_purchase":39,"originations_refinance":6,"originations_cash_out_refinance":6,"denials_purchase":12,"denials_refinance":3,"denials_cash_out_refinance":3,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48077","dataset":"mortgage-lending","jurisdiction":"TX","county":"48077","countyName":"Clay County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Clay County, Texas: in 2024, lenders reported 196 applications for a home purchase or a refinance; 156 became loans ($29.4 million) and 33 were denied, a denial rate of 16.8%. Home purchase: 141 applications, 114 loans. HMDA 2024 data, FFIEC.","value":156,"unit":"home purchase and refinance loans originated, 2024","applications":196,"originations":156,"denials":33,"originated_dollars":29360000,"applications_purchase":141,"applications_refinance":27,"applications_cash_out_refinance":28,"originations_purchase":114,"originations_refinance":19,"originations_cash_out_refinance":23,"denials_purchase":23,"denials_refinance":6,"denials_cash_out_refinance":4,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48079","dataset":"mortgage-lending","jurisdiction":"TX","county":"48079","countyName":"Cochran County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Cochran County, Texas: in 2024, lenders reported 22 applications for a home purchase or a refinance; 6 became loans ($580,000) and 12 were denied, a denial rate of 54.5% (a small count, so the rate moves a lot from year to year). Home purchase: 22 applications, 6 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":22,"originations":6,"denials":12,"originated_dollars":580000,"applications_purchase":22,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":6,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":12,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":54.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48081","dataset":"mortgage-lending","jurisdiction":"TX","county":"48081","countyName":"Coke County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Coke County, Texas: in 2024, lenders reported 59 applications for a home purchase or a refinance; 37 became loans ($6.5 million) and 17 were denied, a denial rate of 28.8%. Home purchase: 54 applications, 34 loans. HMDA 2024 data, FFIEC.","value":37,"unit":"home purchase and refinance loans originated, 2024","applications":59,"originations":37,"denials":17,"originated_dollars":6505000,"applications_purchase":54,"applications_refinance":3,"applications_cash_out_refinance":2,"originations_purchase":34,"originations_refinance":2,"originations_cash_out_refinance":1,"denials_purchase":15,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":28.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48083","dataset":"mortgage-lending","jurisdiction":"TX","county":"48083","countyName":"Coleman County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Coleman County, Texas: in 2024, lenders reported 121 applications for a home purchase or a refinance; 56 became loans ($8.3 million) and 50 were denied, a denial rate of 41.3%. Home purchase: 101 applications, 47 loans. HMDA 2024 data, FFIEC.","value":56,"unit":"home purchase and refinance loans originated, 2024","applications":121,"originations":56,"denials":50,"originated_dollars":8260000,"applications_purchase":101,"applications_refinance":9,"applications_cash_out_refinance":11,"originations_purchase":47,"originations_refinance":3,"originations_cash_out_refinance":6,"denials_purchase":44,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":41.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48085","dataset":"mortgage-lending","jurisdiction":"TX","county":"48085","countyName":"Collin County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Collin County, Texas: in 2024, lenders reported 31,827 applications for a home purchase or a refinance; 26,321 became loans ($12.6 billion) and 4,327 were denied, a denial rate of 13.6%. Home purchase: 23,999 applications, 20,927 loans. HMDA 2024 data, FFIEC.","value":26321,"unit":"home purchase and refinance loans originated, 2024","applications":31827,"originations":26321,"denials":4327,"originated_dollars":12647005000,"applications_purchase":23999,"applications_refinance":3848,"applications_cash_out_refinance":3980,"originations_purchase":20927,"originations_refinance":2786,"originations_cash_out_refinance":2608,"denials_purchase":2292,"denials_refinance":870,"denials_cash_out_refinance":1165,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48087","dataset":"mortgage-lending","jurisdiction":"TX","county":"48087","countyName":"Collingsworth County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Collingsworth County, Texas: in 2024, lenders reported 35 applications for a home purchase or a refinance; 18 became loans ($2.4 million) and 15 were denied, a denial rate of 42.9%. Home purchase: 33 applications, 16 loans. HMDA 2024 data, FFIEC.","value":18,"unit":"home purchase and refinance loans originated, 2024","applications":35,"originations":18,"denials":15,"originated_dollars":2390000,"applications_purchase":33,"applications_refinance":2,"applications_cash_out_refinance":0,"originations_purchase":16,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":15,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":42.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48089","dataset":"mortgage-lending","jurisdiction":"TX","county":"48089","countyName":"Colorado County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Colorado County, Texas: in 2024, lenders reported 381 applications for a home purchase or a refinance; 206 became loans ($51.1 million) and 149 were denied, a denial rate of 39.1%. Home purchase: 312 applications, 165 loans. HMDA 2024 data, FFIEC.","value":206,"unit":"home purchase and refinance loans originated, 2024","applications":381,"originations":206,"denials":149,"originated_dollars":51080000,"applications_purchase":312,"applications_refinance":35,"applications_cash_out_refinance":34,"originations_purchase":165,"originations_refinance":29,"originations_cash_out_refinance":12,"denials_purchase":123,"denials_refinance":5,"denials_cash_out_refinance":21,"denial_rate":39.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48091","dataset":"mortgage-lending","jurisdiction":"TX","county":"48091","countyName":"Comal County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Comal County, Texas: in 2024, lenders reported 6,470 applications for a home purchase or a refinance; 5,213 became loans ($2.4 billion) and 962 were denied, a denial rate of 14.9%. Home purchase: 4,687 applications, 3,926 loans. HMDA 2024 data, FFIEC.","value":5213,"unit":"home purchase and refinance loans originated, 2024","applications":6470,"originations":5213,"denials":962,"originated_dollars":2413525000,"applications_purchase":4687,"applications_refinance":705,"applications_cash_out_refinance":1078,"originations_purchase":3926,"originations_refinance":510,"originations_cash_out_refinance":777,"denials_purchase":570,"denials_refinance":144,"denials_cash_out_refinance":248,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48093","dataset":"mortgage-lending","jurisdiction":"TX","county":"48093","countyName":"Comanche County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Comanche County, Texas: in 2024, lenders reported 259 applications for a home purchase or a refinance; 163 became loans ($34.9 million) and 69 were denied, a denial rate of 26.6%. Home purchase: 197 applications, 129 loans. HMDA 2024 data, FFIEC.","value":163,"unit":"home purchase and refinance loans originated, 2024","applications":259,"originations":163,"denials":69,"originated_dollars":34945000,"applications_purchase":197,"applications_refinance":31,"applications_cash_out_refinance":31,"originations_purchase":129,"originations_refinance":15,"originations_cash_out_refinance":19,"denials_purchase":45,"denials_refinance":14,"denials_cash_out_refinance":10,"denial_rate":26.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48095","dataset":"mortgage-lending","jurisdiction":"TX","county":"48095","countyName":"Concho County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Concho County, Texas: in 2024, lenders reported 32 applications for a home purchase or a refinance; 24 became loans ($5.5 million) and 6 were denied, a denial rate of 18.8%. Home purchase: 25 applications, 19 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":24,"denials":6,"originated_dollars":5510000,"applications_purchase":25,"applications_refinance":7,"applications_cash_out_refinance":0,"originations_purchase":19,"originations_refinance":5,"originations_cash_out_refinance":0,"denials_purchase":5,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48097","dataset":"mortgage-lending","jurisdiction":"TX","county":"48097","countyName":"Cooke County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Cooke County, Texas: in 2024, lenders reported 932 applications for a home purchase or a refinance; 689 became loans ($219.9 million) and 186 were denied, a denial rate of 20.0%. Home purchase: 692 applications, 523 loans. HMDA 2024 data, FFIEC.","value":689,"unit":"home purchase and refinance loans originated, 2024","applications":932,"originations":689,"denials":186,"originated_dollars":219865000,"applications_purchase":692,"applications_refinance":99,"applications_cash_out_refinance":141,"originations_purchase":523,"originations_refinance":71,"originations_cash_out_refinance":95,"denials_purchase":128,"denials_refinance":19,"denials_cash_out_refinance":39,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48099","dataset":"mortgage-lending","jurisdiction":"TX","county":"48099","countyName":"Coryell County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Coryell County, Texas: in 2024, lenders reported 1,632 applications for a home purchase or a refinance; 1,254 became loans ($302.4 million) and 310 were denied, a denial rate of 19.0%. Home purchase: 1,141 applications, 931 loans. HMDA 2024 data, FFIEC.","value":1254,"unit":"home purchase and refinance loans originated, 2024","applications":1632,"originations":1254,"denials":310,"originated_dollars":302370000,"applications_purchase":1141,"applications_refinance":282,"applications_cash_out_refinance":209,"originations_purchase":931,"originations_refinance":192,"originations_cash_out_refinance":131,"denials_purchase":173,"denials_refinance":66,"denials_cash_out_refinance":71,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48101","dataset":"mortgage-lending","jurisdiction":"TX","county":"48101","countyName":"Cottle County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Cottle County, Texas: in 2024, lenders reported 8 applications for a home purchase or a refinance; 6 became loans ($740,000) and 2 were denied, a denial rate of 25.0% (a small count, so the rate moves a lot from year to year). Home purchase: 5 applications, 5 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":8,"originations":6,"denials":2,"originated_dollars":740000,"applications_purchase":5,"applications_refinance":2,"applications_cash_out_refinance":1,"originations_purchase":5,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48103","dataset":"mortgage-lending","jurisdiction":"TX","county":"48103","countyName":"Crane County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Crane County, Texas: in 2024, lenders reported 95 applications for a home purchase or a refinance; 57 became loans ($10.9 million) and 34 were denied, a denial rate of 35.8%. Home purchase: 87 applications, 51 loans. HMDA 2024 data, FFIEC.","value":57,"unit":"home purchase and refinance loans originated, 2024","applications":95,"originations":57,"denials":34,"originated_dollars":10875000,"applications_purchase":87,"applications_refinance":6,"applications_cash_out_refinance":2,"originations_purchase":51,"originations_refinance":4,"originations_cash_out_refinance":2,"denials_purchase":32,"denials_refinance":2,"denials_cash_out_refinance":0,"denial_rate":35.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48105","dataset":"mortgage-lending","jurisdiction":"TX","county":"48105","countyName":"Crockett County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Crockett County, Texas: in 2024, lenders reported 23 applications for a home purchase or a refinance; 17 became loans ($2.6 million) and 5 were denied, a denial rate of 21.7% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 11 loans. HMDA 2024 data, FFIEC.","value":17,"unit":"home purchase and refinance loans originated, 2024","applications":23,"originations":17,"denials":5,"originated_dollars":2565000,"applications_purchase":14,"applications_refinance":4,"applications_cash_out_refinance":5,"originations_purchase":11,"originations_refinance":2,"originations_cash_out_refinance":4,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48107","dataset":"mortgage-lending","jurisdiction":"TX","county":"48107","countyName":"Crosby County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Crosby County, Texas: in 2024, lenders reported 89 applications for a home purchase or a refinance; 51 became loans ($6.2 million) and 28 were denied, a denial rate of 31.5%. Home purchase: 85 applications, 48 loans. HMDA 2024 data, FFIEC.","value":51,"unit":"home purchase and refinance loans originated, 2024","applications":89,"originations":51,"denials":28,"originated_dollars":6205000,"applications_purchase":85,"applications_refinance":2,"applications_cash_out_refinance":2,"originations_purchase":48,"originations_refinance":2,"originations_cash_out_refinance":1,"denials_purchase":27,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":31.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48109","dataset":"mortgage-lending","jurisdiction":"TX","county":"48109","countyName":"Culberson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Culberson County, Texas: in 2024, lenders reported 23 applications for a home purchase or a refinance; 15 became loans ($2.3 million) and 7 were denied, a denial rate of 30.4% (a small count, so the rate moves a lot from year to year). Home purchase: 22 applications, 14 loans. HMDA 2024 data, FFIEC.","value":15,"unit":"home purchase and refinance loans originated, 2024","applications":23,"originations":15,"denials":7,"originated_dollars":2325000,"applications_purchase":22,"applications_refinance":0,"applications_cash_out_refinance":1,"originations_purchase":14,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":7,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":30.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48111","dataset":"mortgage-lending","jurisdiction":"TX","county":"48111","countyName":"Dallam County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Dallam County, Texas: in 2024, lenders reported 115 applications for a home purchase or a refinance; 62 became loans ($9.1 million) and 49 were denied, a denial rate of 42.6%. Home purchase: 95 applications, 51 loans. HMDA 2024 data, FFIEC.","value":62,"unit":"home purchase and refinance loans originated, 2024","applications":115,"originations":62,"denials":49,"originated_dollars":9080000,"applications_purchase":95,"applications_refinance":14,"applications_cash_out_refinance":6,"originations_purchase":51,"originations_refinance":7,"originations_cash_out_refinance":4,"denials_purchase":40,"denials_refinance":7,"denials_cash_out_refinance":2,"denial_rate":42.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48113","dataset":"mortgage-lending","jurisdiction":"TX","county":"48113","countyName":"Dallas County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Dallas County, Texas: in 2024, lenders reported 35,399 applications for a home purchase or a refinance; 26,639 became loans ($13.1 billion) and 7,356 were denied, a denial rate of 20.8%. Home purchase: 24,116 applications, 19,778 loans. HMDA 2024 data, FFIEC.","value":26639,"unit":"home purchase and refinance loans originated, 2024","applications":35399,"originations":26639,"denials":7356,"originated_dollars":13116505000,"applications_purchase":24116,"applications_refinance":4226,"applications_cash_out_refinance":7057,"originations_purchase":19778,"originations_refinance":2590,"originations_cash_out_refinance":4271,"denials_purchase":3550,"denials_refinance":1348,"denials_cash_out_refinance":2458,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48115","dataset":"mortgage-lending","jurisdiction":"TX","county":"48115","countyName":"Dawson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Dawson County, Texas: in 2024, lenders reported 110 applications for a home purchase or a refinance; 80 became loans ($12.7 million) and 24 were denied, a denial rate of 21.8%. Home purchase: 95 applications, 73 loans. HMDA 2024 data, FFIEC.","value":80,"unit":"home purchase and refinance loans originated, 2024","applications":110,"originations":80,"denials":24,"originated_dollars":12660000,"applications_purchase":95,"applications_refinance":7,"applications_cash_out_refinance":8,"originations_purchase":73,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":16,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48117","dataset":"mortgage-lending","jurisdiction":"TX","county":"48117","countyName":"Deaf Smith County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Deaf Smith County, Texas: in 2024, lenders reported 246 applications for a home purchase or a refinance; 150 became loans ($28.1 million) and 80 were denied, a denial rate of 32.5%. Home purchase: 189 applications, 112 loans. HMDA 2024 data, FFIEC.","value":150,"unit":"home purchase and refinance loans originated, 2024","applications":246,"originations":150,"denials":80,"originated_dollars":28050000,"applications_purchase":189,"applications_refinance":26,"applications_cash_out_refinance":31,"originations_purchase":112,"originations_refinance":14,"originations_cash_out_refinance":24,"denials_purchase":67,"denials_refinance":9,"denials_cash_out_refinance":4,"denial_rate":32.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48119","dataset":"mortgage-lending","jurisdiction":"TX","county":"48119","countyName":"Delta County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Delta County, Texas: in 2024, lenders reported 96 applications for a home purchase or a refinance; 54 became loans ($10.3 million) and 36 were denied, a denial rate of 37.5%. Home purchase: 84 applications, 46 loans. HMDA 2024 data, FFIEC.","value":54,"unit":"home purchase and refinance loans originated, 2024","applications":96,"originations":54,"denials":36,"originated_dollars":10280000,"applications_purchase":84,"applications_refinance":7,"applications_cash_out_refinance":5,"originations_purchase":46,"originations_refinance":4,"originations_cash_out_refinance":4,"denials_purchase":33,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":37.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48121","dataset":"mortgage-lending","jurisdiction":"TX","county":"48121","countyName":"Denton County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Denton County, Texas: in 2024, lenders reported 26,901 applications for a home purchase or a refinance; 22,156 became loans ($10.6 billion) and 3,690 were denied, a denial rate of 13.7%. Home purchase: 20,489 applications, 17,798 loans. HMDA 2024 data, FFIEC.","value":22156,"unit":"home purchase and refinance loans originated, 2024","applications":26901,"originations":22156,"denials":3690,"originated_dollars":10568900000,"applications_purchase":20489,"applications_refinance":3057,"applications_cash_out_refinance":3355,"originations_purchase":17798,"originations_refinance":2126,"originations_cash_out_refinance":2232,"denials_purchase":1985,"denials_refinance":716,"denials_cash_out_refinance":989,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48123","dataset":"mortgage-lending","jurisdiction":"TX","county":"48123","countyName":"DeWitt County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"DeWitt County, Texas: in 2024, lenders reported 304 applications for a home purchase or a refinance; 174 became loans ($35.6 million) and 107 were denied, a denial rate of 35.2%. Home purchase: 241 applications, 129 loans. HMDA 2024 data, FFIEC.","value":174,"unit":"home purchase and refinance loans originated, 2024","applications":304,"originations":174,"denials":107,"originated_dollars":35620000,"applications_purchase":241,"applications_refinance":35,"applications_cash_out_refinance":28,"originations_purchase":129,"originations_refinance":25,"originations_cash_out_refinance":20,"denials_purchase":93,"denials_refinance":8,"denials_cash_out_refinance":6,"denial_rate":35.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48125","dataset":"mortgage-lending","jurisdiction":"TX","county":"48125","countyName":"Dickens County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Dickens County, Texas: in 2024, lenders reported 19 applications for a home purchase or a refinance; 11 became loans ($1.2 million) and 7 were denied, a denial rate of 36.8% (a small count, so the rate moves a lot from year to year). Home purchase: 17 applications, 9 loans. HMDA 2024 data, FFIEC.","value":11,"unit":"home purchase and refinance loans originated, 2024","applications":19,"originations":11,"denials":7,"originated_dollars":1235000,"applications_purchase":17,"applications_refinance":2,"applications_cash_out_refinance":0,"originations_purchase":9,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":7,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":36.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48127","dataset":"mortgage-lending","jurisdiction":"TX","county":"48127","countyName":"Dimmit County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Dimmit County, Texas: in 2024, lenders reported 101 applications for a home purchase or a refinance; 49 became loans ($8.3 million) and 42 were denied, a denial rate of 41.6%. Home purchase: 90 applications, 43 loans. HMDA 2024 data, FFIEC.","value":49,"unit":"home purchase and refinance loans originated, 2024","applications":101,"originations":49,"denials":42,"originated_dollars":8325000,"applications_purchase":90,"applications_refinance":4,"applications_cash_out_refinance":7,"originations_purchase":43,"originations_refinance":2,"originations_cash_out_refinance":4,"denials_purchase":38,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":41.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48129","dataset":"mortgage-lending","jurisdiction":"TX","county":"48129","countyName":"Donley County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Donley County, Texas: in 2024, lenders reported 66 applications for a home purchase or a refinance; 38 became loans ($5.2 million) and 24 were denied, a denial rate of 36.4%. Home purchase: 55 applications, 31 loans. HMDA 2024 data, FFIEC.","value":38,"unit":"home purchase and refinance loans originated, 2024","applications":66,"originations":38,"denials":24,"originated_dollars":5150000,"applications_purchase":55,"applications_refinance":4,"applications_cash_out_refinance":7,"originations_purchase":31,"originations_refinance":3,"originations_cash_out_refinance":4,"denials_purchase":21,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":36.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48131","dataset":"mortgage-lending","jurisdiction":"TX","county":"48131","countyName":"Duval County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Duval County, Texas: in 2024, lenders reported 92 applications for a home purchase or a refinance; 40 became loans ($8.8 million) and 41 were denied, a denial rate of 44.6%. Home purchase: 71 applications, 28 loans. HMDA 2024 data, FFIEC.","value":40,"unit":"home purchase and refinance loans originated, 2024","applications":92,"originations":40,"denials":41,"originated_dollars":8840000,"applications_purchase":71,"applications_refinance":6,"applications_cash_out_refinance":15,"originations_purchase":28,"originations_refinance":3,"originations_cash_out_refinance":9,"denials_purchase":33,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":44.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48133","dataset":"mortgage-lending","jurisdiction":"TX","county":"48133","countyName":"Eastland County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Eastland County, Texas: in 2024, lenders reported 326 applications for a home purchase or a refinance; 201 became loans ($40.4 million) and 101 were denied, a denial rate of 31.0%. Home purchase: 255 applications, 151 loans. HMDA 2024 data, FFIEC.","value":201,"unit":"home purchase and refinance loans originated, 2024","applications":326,"originations":201,"denials":101,"originated_dollars":40425000,"applications_purchase":255,"applications_refinance":35,"applications_cash_out_refinance":36,"originations_purchase":151,"originations_refinance":22,"originations_cash_out_refinance":28,"denials_purchase":84,"denials_refinance":10,"denials_cash_out_refinance":7,"denial_rate":31,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48135","dataset":"mortgage-lending","jurisdiction":"TX","county":"48135","countyName":"Ector County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Ector County, Texas: in 2024, lenders reported 4,811 applications for a home purchase or a refinance; 2,839 became loans ($776.0 million) and 1,752 were denied, a denial rate of 36.4%. Home purchase: 4,317 applications, 2,565 loans. HMDA 2024 data, FFIEC.","value":2839,"unit":"home purchase and refinance loans originated, 2024","applications":4811,"originations":2839,"denials":1752,"originated_dollars":775955000,"applications_purchase":4317,"applications_refinance":274,"applications_cash_out_refinance":220,"originations_purchase":2565,"originations_refinance":157,"originations_cash_out_refinance":117,"denials_purchase":1568,"denials_refinance":93,"denials_cash_out_refinance":91,"denial_rate":36.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48137","dataset":"mortgage-lending","jurisdiction":"TX","county":"48137","countyName":"Edwards County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Edwards County, Texas: in 2024, lenders reported 14 applications for a home purchase or a refinance; 8 became loans ($2.5 million) and 6 were denied, a denial rate of 42.9% (a small count, so the rate moves a lot from year to year). Home purchase: 14 applications, 8 loans. HMDA 2024 data, FFIEC.","value":8,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":8,"denials":6,"originated_dollars":2490000,"applications_purchase":14,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":8,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":6,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":42.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48139","dataset":"mortgage-lending","jurisdiction":"TX","county":"48139","countyName":"Ellis County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Ellis County, Texas: in 2024, lenders reported 6,767 applications for a home purchase or a refinance; 5,227 became loans ($2.1 billion) and 1,275 were denied, a denial rate of 18.8%. Home purchase: 5,224 applications, 4,208 loans. HMDA 2024 data, FFIEC.","value":5227,"unit":"home purchase and refinance loans originated, 2024","applications":6767,"originations":5227,"denials":1275,"originated_dollars":2050225000,"applications_purchase":5224,"applications_refinance":742,"applications_cash_out_refinance":801,"originations_purchase":4208,"originations_refinance":494,"originations_cash_out_refinance":525,"denials_purchase":841,"denials_refinance":182,"denials_cash_out_refinance":252,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48141","dataset":"mortgage-lending","jurisdiction":"TX","county":"48141","countyName":"El Paso County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"El Paso County, Texas: in 2024, lenders reported 14,398 applications for a home purchase or a refinance; 10,589 became loans ($2.8 billion) and 2,996 were denied, a denial rate of 20.8%. Home purchase: 10,079 applications, 8,143 loans. HMDA 2024 data, FFIEC.","value":10589,"unit":"home purchase and refinance loans originated, 2024","applications":14398,"originations":10589,"denials":2996,"originated_dollars":2793135000,"applications_purchase":10079,"applications_refinance":1783,"applications_cash_out_refinance":2536,"originations_purchase":8143,"originations_refinance":1045,"originations_cash_out_refinance":1401,"denials_purchase":1454,"denials_refinance":551,"denials_cash_out_refinance":991,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48143","dataset":"mortgage-lending","jurisdiction":"TX","county":"48143","countyName":"Erath County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Erath County, Texas: in 2024, lenders reported 676 applications for a home purchase or a refinance; 495 became loans ($203.9 million) and 138 were denied, a denial rate of 20.4%. Home purchase: 493 applications, 361 loans. HMDA 2024 data, FFIEC.","value":495,"unit":"home purchase and refinance loans originated, 2024","applications":676,"originations":495,"denials":138,"originated_dollars":203875000,"applications_purchase":493,"applications_refinance":64,"applications_cash_out_refinance":119,"originations_purchase":361,"originations_refinance":50,"originations_cash_out_refinance":84,"denials_purchase":99,"denials_refinance":10,"denials_cash_out_refinance":29,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48145","dataset":"mortgage-lending","jurisdiction":"TX","county":"48145","countyName":"Falls County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Falls County, Texas: in 2024, lenders reported 285 applications for a home purchase or a refinance; 137 became loans ($29.6 million) and 122 were denied, a denial rate of 42.8%. Home purchase: 212 applications, 102 loans. HMDA 2024 data, FFIEC.","value":137,"unit":"home purchase and refinance loans originated, 2024","applications":285,"originations":137,"denials":122,"originated_dollars":29625000,"applications_purchase":212,"applications_refinance":31,"applications_cash_out_refinance":42,"originations_purchase":102,"originations_refinance":21,"originations_cash_out_refinance":14,"denials_purchase":86,"denials_refinance":10,"denials_cash_out_refinance":26,"denial_rate":42.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48147","dataset":"mortgage-lending","jurisdiction":"TX","county":"48147","countyName":"Fannin County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Fannin County, Texas: in 2024, lenders reported 997 applications for a home purchase or a refinance; 679 became loans ($177.3 million) and 249 were denied, a denial rate of 25.0%. Home purchase: 741 applications, 504 loans. HMDA 2024 data, FFIEC.","value":679,"unit":"home purchase and refinance loans originated, 2024","applications":997,"originations":679,"denials":249,"originated_dollars":177295000,"applications_purchase":741,"applications_refinance":109,"applications_cash_out_refinance":147,"originations_purchase":504,"originations_refinance":75,"originations_cash_out_refinance":100,"denials_purchase":177,"denials_refinance":28,"denials_cash_out_refinance":44,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48149","dataset":"mortgage-lending","jurisdiction":"TX","county":"48149","countyName":"Fayette County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Fayette County, Texas: in 2024, lenders reported 412 applications for a home purchase or a refinance; 265 became loans ($90.0 million) and 119 were denied, a denial rate of 28.9%. Home purchase: 314 applications, 205 loans. HMDA 2024 data, FFIEC.","value":265,"unit":"home purchase and refinance loans originated, 2024","applications":412,"originations":265,"denials":119,"originated_dollars":89985000,"applications_purchase":314,"applications_refinance":42,"applications_cash_out_refinance":56,"originations_purchase":205,"originations_refinance":28,"originations_cash_out_refinance":32,"denials_purchase":86,"denials_refinance":13,"denials_cash_out_refinance":20,"denial_rate":28.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48151","dataset":"mortgage-lending","jurisdiction":"TX","county":"48151","countyName":"Fisher County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Fisher County, Texas: in 2024, lenders reported 46 applications for a home purchase or a refinance; 27 became loans ($4.2 million) and 18 were denied, a denial rate of 39.1%. Home purchase: 35 applications, 21 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":46,"originations":27,"denials":18,"originated_dollars":4225000,"applications_purchase":35,"applications_refinance":3,"applications_cash_out_refinance":8,"originations_purchase":21,"originations_refinance":2,"originations_cash_out_refinance":4,"denials_purchase":13,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":39.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48153","dataset":"mortgage-lending","jurisdiction":"TX","county":"48153","countyName":"Floyd County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Floyd County, Texas: in 2024, lenders reported 61 applications for a home purchase or a refinance; 34 became loans ($4.7 million) and 25 were denied, a denial rate of 41.0%. Home purchase: 43 applications, 24 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":61,"originations":34,"denials":25,"originated_dollars":4670000,"applications_purchase":43,"applications_refinance":2,"applications_cash_out_refinance":16,"originations_purchase":24,"originations_refinance":1,"originations_cash_out_refinance":9,"denials_purchase":17,"denials_refinance":1,"denials_cash_out_refinance":7,"denial_rate":41,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48155","dataset":"mortgage-lending","jurisdiction":"TX","county":"48155","countyName":"Foard County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Foard County, Texas: in 2024, lenders reported 9 applications for a home purchase or a refinance; 6 became loans ($990,000) and 2 were denied, a denial rate of 22.2% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 5 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":9,"originations":6,"denials":2,"originated_dollars":990000,"applications_purchase":7,"applications_refinance":0,"applications_cash_out_refinance":2,"originations_purchase":5,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":22.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48157","dataset":"mortgage-lending","jurisdiction":"TX","county":"48157","countyName":"Fort Bend County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Fort Bend County, Texas: in 2024, lenders reported 19,395 applications for a home purchase or a refinance; 15,006 became loans ($5.5 billion) and 3,630 were denied, a denial rate of 18.7%. Home purchase: 15,441 applications, 12,649 loans. HMDA 2024 data, FFIEC.","value":15006,"unit":"home purchase and refinance loans originated, 2024","applications":19395,"originations":15006,"denials":3630,"originated_dollars":5472270000,"applications_purchase":15441,"applications_refinance":1754,"applications_cash_out_refinance":2200,"originations_purchase":12649,"originations_refinance":1066,"originations_cash_out_refinance":1291,"denials_purchase":2262,"denials_refinance":556,"denials_cash_out_refinance":812,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48159","dataset":"mortgage-lending","jurisdiction":"TX","county":"48159","countyName":"Franklin County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Franklin County, Texas: in 2024, lenders reported 273 applications for a home purchase or a refinance; 190 became loans ($74.0 million) and 66 were denied, a denial rate of 24.2%. Home purchase: 217 applications, 154 loans. HMDA 2024 data, FFIEC.","value":190,"unit":"home purchase and refinance loans originated, 2024","applications":273,"originations":190,"denials":66,"originated_dollars":73960000,"applications_purchase":217,"applications_refinance":28,"applications_cash_out_refinance":28,"originations_purchase":154,"originations_refinance":18,"originations_cash_out_refinance":18,"denials_purchase":51,"denials_refinance":6,"denials_cash_out_refinance":9,"denial_rate":24.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48161","dataset":"mortgage-lending","jurisdiction":"TX","county":"48161","countyName":"Freestone County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Freestone County, Texas: in 2024, lenders reported 481 applications for a home purchase or a refinance; 257 became loans ($53.5 million) and 193 were denied, a denial rate of 40.1%. Home purchase: 402 applications, 213 loans. HMDA 2024 data, FFIEC.","value":257,"unit":"home purchase and refinance loans originated, 2024","applications":481,"originations":257,"denials":193,"originated_dollars":53495000,"applications_purchase":402,"applications_refinance":33,"applications_cash_out_refinance":46,"originations_purchase":213,"originations_refinance":17,"originations_cash_out_refinance":27,"denials_purchase":162,"denials_refinance":15,"denials_cash_out_refinance":16,"denial_rate":40.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48163","dataset":"mortgage-lending","jurisdiction":"TX","county":"48163","countyName":"Frio County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Frio County, Texas: in 2024, lenders reported 243 applications for a home purchase or a refinance; 112 became loans ($24.1 million) and 111 were denied, a denial rate of 45.7%. Home purchase: 197 applications, 87 loans. HMDA 2024 data, FFIEC.","value":112,"unit":"home purchase and refinance loans originated, 2024","applications":243,"originations":112,"denials":111,"originated_dollars":24120000,"applications_purchase":197,"applications_refinance":21,"applications_cash_out_refinance":25,"originations_purchase":87,"originations_refinance":14,"originations_cash_out_refinance":11,"denials_purchase":96,"denials_refinance":5,"denials_cash_out_refinance":10,"denial_rate":45.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48165","dataset":"mortgage-lending","jurisdiction":"TX","county":"48165","countyName":"Gaines County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Gaines County, Texas: in 2024, lenders reported 604 applications for a home purchase or a refinance; 358 became loans ($80.8 million) and 224 were denied, a denial rate of 37.1%. Home purchase: 527 applications, 314 loans. HMDA 2024 data, FFIEC.","value":358,"unit":"home purchase and refinance loans originated, 2024","applications":604,"originations":358,"denials":224,"originated_dollars":80820000,"applications_purchase":527,"applications_refinance":33,"applications_cash_out_refinance":44,"originations_purchase":314,"originations_refinance":20,"originations_cash_out_refinance":24,"denials_purchase":192,"denials_refinance":12,"denials_cash_out_refinance":20,"denial_rate":37.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48167","dataset":"mortgage-lending","jurisdiction":"TX","county":"48167","countyName":"Galveston County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Galveston County, Texas: in 2024, lenders reported 8,785 applications for a home purchase or a refinance; 6,852 became loans ($2.3 billion) and 1,513 were denied, a denial rate of 17.2%. Home purchase: 6,650 applications, 5,531 loans. HMDA 2024 data, FFIEC.","value":6852,"unit":"home purchase and refinance loans originated, 2024","applications":8785,"originations":6852,"denials":1513,"originated_dollars":2273990000,"applications_purchase":6650,"applications_refinance":988,"applications_cash_out_refinance":1147,"originations_purchase":5531,"originations_refinance":608,"originations_cash_out_refinance":713,"denials_purchase":869,"denials_refinance":294,"denials_cash_out_refinance":350,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48169","dataset":"mortgage-lending","jurisdiction":"TX","county":"48169","countyName":"Garza County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Garza County, Texas: in 2024, lenders reported 74 applications for a home purchase or a refinance; 42 became loans ($5.8 million) and 31 were denied, a denial rate of 41.9%. Home purchase: 63 applications, 37 loans. HMDA 2024 data, FFIEC.","value":42,"unit":"home purchase and refinance loans originated, 2024","applications":74,"originations":42,"denials":31,"originated_dollars":5840000,"applications_purchase":63,"applications_refinance":6,"applications_cash_out_refinance":5,"originations_purchase":37,"originations_refinance":5,"originations_cash_out_refinance":0,"denials_purchase":25,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":41.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48171","dataset":"mortgage-lending","jurisdiction":"TX","county":"48171","countyName":"Gillespie County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Gillespie County, Texas: in 2024, lenders reported 625 applications for a home purchase or a refinance; 456 became loans ($212.1 million) and 142 were denied, a denial rate of 22.7%. Home purchase: 469 applications, 346 loans. HMDA 2024 data, FFIEC.","value":456,"unit":"home purchase and refinance loans originated, 2024","applications":625,"originations":456,"denials":142,"originated_dollars":212060000,"applications_purchase":469,"applications_refinance":77,"applications_cash_out_refinance":79,"originations_purchase":346,"originations_refinance":59,"originations_cash_out_refinance":51,"denials_purchase":101,"denials_refinance":15,"denials_cash_out_refinance":26,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48173","dataset":"mortgage-lending","jurisdiction":"TX","county":"48173","countyName":"Glasscock County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Glasscock County, Texas: in 2024, lenders reported 14 applications for a home purchase or a refinance; 6 became loans ($1.9 million) and 6 were denied, a denial rate of 42.9% (a small count, so the rate moves a lot from year to year). Home purchase: 10 applications, 4 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":6,"denials":6,"originated_dollars":1880000,"applications_purchase":10,"applications_refinance":2,"applications_cash_out_refinance":2,"originations_purchase":4,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":5,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":42.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48175","dataset":"mortgage-lending","jurisdiction":"TX","county":"48175","countyName":"Goliad County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Goliad County, Texas: in 2024, lenders reported 150 applications for a home purchase or a refinance; 67 became loans ($17.2 million) and 67 were denied, a denial rate of 44.7%. Home purchase: 119 applications, 51 loans. HMDA 2024 data, FFIEC.","value":67,"unit":"home purchase and refinance loans originated, 2024","applications":150,"originations":67,"denials":67,"originated_dollars":17245000,"applications_purchase":119,"applications_refinance":10,"applications_cash_out_refinance":21,"originations_purchase":51,"originations_refinance":6,"originations_cash_out_refinance":10,"denials_purchase":54,"denials_refinance":3,"denials_cash_out_refinance":10,"denial_rate":44.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48177","dataset":"mortgage-lending","jurisdiction":"TX","county":"48177","countyName":"Gonzales County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Gonzales County, Texas: in 2024, lenders reported 343 applications for a home purchase or a refinance; 187 became loans ($44.7 million) and 129 were denied, a denial rate of 37.6%. Home purchase: 267 applications, 142 loans. HMDA 2024 data, FFIEC.","value":187,"unit":"home purchase and refinance loans originated, 2024","applications":343,"originations":187,"denials":129,"originated_dollars":44745000,"applications_purchase":267,"applications_refinance":28,"applications_cash_out_refinance":48,"originations_purchase":142,"originations_refinance":20,"originations_cash_out_refinance":25,"denials_purchase":103,"denials_refinance":6,"denials_cash_out_refinance":20,"denial_rate":37.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48179","dataset":"mortgage-lending","jurisdiction":"TX","county":"48179","countyName":"Gray County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Gray County, Texas: in 2024, lenders reported 289 applications for a home purchase or a refinance; 204 became loans ($29.6 million) and 73 were denied, a denial rate of 25.3%. Home purchase: 222 applications, 166 loans. HMDA 2024 data, FFIEC.","value":204,"unit":"home purchase and refinance loans originated, 2024","applications":289,"originations":204,"denials":73,"originated_dollars":29590000,"applications_purchase":222,"applications_refinance":37,"applications_cash_out_refinance":30,"originations_purchase":166,"originations_refinance":24,"originations_cash_out_refinance":14,"denials_purchase":44,"denials_refinance":13,"denials_cash_out_refinance":16,"denial_rate":25.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48181","dataset":"mortgage-lending","jurisdiction":"TX","county":"48181","countyName":"Grayson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Grayson County, Texas: in 2024, lenders reported 4,632 applications for a home purchase or a refinance; 3,416 became loans ($1.1 billion) and 948 were denied, a denial rate of 20.5%. Home purchase: 3,587 applications, 2,728 loans. HMDA 2024 data, FFIEC.","value":3416,"unit":"home purchase and refinance loans originated, 2024","applications":4632,"originations":3416,"denials":948,"originated_dollars":1061980000,"applications_purchase":3587,"applications_refinance":476,"applications_cash_out_refinance":569,"originations_purchase":2728,"originations_refinance":308,"originations_cash_out_refinance":380,"denials_purchase":666,"denials_refinance":124,"denials_cash_out_refinance":158,"denial_rate":20.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48183","dataset":"mortgage-lending","jurisdiction":"TX","county":"48183","countyName":"Gregg County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Gregg County, Texas: in 2024, lenders reported 2,162 applications for a home purchase or a refinance; 1,562 became loans ($398.9 million) and 508 were denied, a denial rate of 23.5%. Home purchase: 1,593 applications, 1,192 loans. HMDA 2024 data, FFIEC.","value":1562,"unit":"home purchase and refinance loans originated, 2024","applications":2162,"originations":1562,"denials":508,"originated_dollars":398860000,"applications_purchase":1593,"applications_refinance":240,"applications_cash_out_refinance":329,"originations_purchase":1192,"originations_refinance":159,"originations_cash_out_refinance":211,"denials_purchase":336,"denials_refinance":67,"denials_cash_out_refinance":105,"denial_rate":23.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48185","dataset":"mortgage-lending","jurisdiction":"TX","county":"48185","countyName":"Grimes County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Grimes County, Texas: in 2024, lenders reported 970 applications for a home purchase or a refinance; 593 became loans ($193.4 million) and 319 were denied, a denial rate of 32.9%. Home purchase: 807 applications, 492 loans. HMDA 2024 data, FFIEC.","value":593,"unit":"home purchase and refinance loans originated, 2024","applications":970,"originations":593,"denials":319,"originated_dollars":193355000,"applications_purchase":807,"applications_refinance":97,"applications_cash_out_refinance":66,"originations_purchase":492,"originations_refinance":60,"originations_cash_out_refinance":41,"denials_purchase":264,"denials_refinance":32,"denials_cash_out_refinance":23,"denial_rate":32.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48187","dataset":"mortgage-lending","jurisdiction":"TX","county":"48187","countyName":"Guadalupe County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Guadalupe County, Texas: in 2024, lenders reported 6,779 applications for a home purchase or a refinance; 5,352 became loans ($1.5 billion) and 1,162 were denied, a denial rate of 17.1%. Home purchase: 5,209 applications, 4,281 loans. HMDA 2024 data, FFIEC.","value":5352,"unit":"home purchase and refinance loans originated, 2024","applications":6779,"originations":5352,"denials":1162,"originated_dollars":1515790000,"applications_purchase":5209,"applications_refinance":563,"applications_cash_out_refinance":1007,"originations_purchase":4281,"originations_refinance":378,"originations_cash_out_refinance":693,"denials_purchase":766,"denials_refinance":142,"denials_cash_out_refinance":254,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48189","dataset":"mortgage-lending","jurisdiction":"TX","county":"48189","countyName":"Hale County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hale County, Texas: in 2024, lenders reported 345 applications for a home purchase or a refinance; 216 became loans ($33.5 million) and 118 were denied, a denial rate of 34.2%. Home purchase: 271 applications, 185 loans. HMDA 2024 data, FFIEC.","value":216,"unit":"home purchase and refinance loans originated, 2024","applications":345,"originations":216,"denials":118,"originated_dollars":33480000,"applications_purchase":271,"applications_refinance":33,"applications_cash_out_refinance":41,"originations_purchase":185,"originations_refinance":16,"originations_cash_out_refinance":15,"denials_purchase":78,"denials_refinance":14,"denials_cash_out_refinance":26,"denial_rate":34.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48191","dataset":"mortgage-lending","jurisdiction":"TX","county":"48191","countyName":"Hall County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hall County, Texas: in 2024, lenders reported 14 applications for a home purchase or a refinance; 8 became loans ($590,000) and 5 were denied, a denial rate of 35.7% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 4 loans. HMDA 2024 data, FFIEC.","value":8,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":8,"denials":5,"originated_dollars":590000,"applications_purchase":9,"applications_refinance":4,"applications_cash_out_refinance":1,"originations_purchase":4,"originations_refinance":3,"originations_cash_out_refinance":1,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":35.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48193","dataset":"mortgage-lending","jurisdiction":"TX","county":"48193","countyName":"Hamilton County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hamilton County, Texas: in 2024, lenders reported 119 applications for a home purchase or a refinance; 82 became loans ($20.4 million) and 30 were denied, a denial rate of 25.2%. Home purchase: 99 applications, 66 loans. HMDA 2024 data, FFIEC.","value":82,"unit":"home purchase and refinance loans originated, 2024","applications":119,"originations":82,"denials":30,"originated_dollars":20440000,"applications_purchase":99,"applications_refinance":7,"applications_cash_out_refinance":13,"originations_purchase":66,"originations_refinance":7,"originations_cash_out_refinance":9,"denials_purchase":26,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":25.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48195","dataset":"mortgage-lending","jurisdiction":"TX","county":"48195","countyName":"Hansford County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hansford County, Texas: in 2024, lenders reported 32 applications for a home purchase or a refinance; 25 became loans ($5.2 million) and 6 were denied, a denial rate of 18.8%. Home purchase: 23 applications, 19 loans. HMDA 2024 data, FFIEC.","value":25,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":25,"denials":6,"originated_dollars":5195000,"applications_purchase":23,"applications_refinance":3,"applications_cash_out_refinance":6,"originations_purchase":19,"originations_refinance":2,"originations_cash_out_refinance":4,"denials_purchase":3,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":18.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48197","dataset":"mortgage-lending","jurisdiction":"TX","county":"48197","countyName":"Hardeman County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hardeman County, Texas: in 2024, lenders reported 53 applications for a home purchase or a refinance; 36 became loans ($3.8 million) and 15 were denied, a denial rate of 28.3%. Home purchase: 33 applications, 25 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":53,"originations":36,"denials":15,"originated_dollars":3810000,"applications_purchase":33,"applications_refinance":9,"applications_cash_out_refinance":11,"originations_purchase":25,"originations_refinance":3,"originations_cash_out_refinance":8,"denials_purchase":6,"denials_refinance":6,"denials_cash_out_refinance":3,"denial_rate":28.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48199","dataset":"mortgage-lending","jurisdiction":"TX","county":"48199","countyName":"Hardin County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hardin County, Texas: in 2024, lenders reported 1,585 applications for a home purchase or a refinance; 822 became loans ($191.5 million) and 627 were denied, a denial rate of 39.6%. Home purchase: 1,361 applications, 674 loans. HMDA 2024 data, FFIEC.","value":822,"unit":"home purchase and refinance loans originated, 2024","applications":1585,"originations":822,"denials":627,"originated_dollars":191520000,"applications_purchase":1361,"applications_refinance":117,"applications_cash_out_refinance":107,"originations_purchase":674,"originations_refinance":80,"originations_cash_out_refinance":68,"denials_purchase":568,"denials_refinance":27,"denials_cash_out_refinance":32,"denial_rate":39.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48201","dataset":"mortgage-lending","jurisdiction":"TX","county":"48201","countyName":"Harris County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Harris County, Texas: in 2024, lenders reported 71,951 applications for a home purchase or a refinance; 53,457 became loans ($20.2 billion) and 15,462 were denied, a denial rate of 21.5%. Home purchase: 55,224 applications, 43,503 loans. HMDA 2024 data, FFIEC.","value":53457,"unit":"home purchase and refinance loans originated, 2024","applications":71951,"originations":53457,"denials":15462,"originated_dollars":20223355000,"applications_purchase":55224,"applications_refinance":7266,"applications_cash_out_refinance":9461,"originations_purchase":43503,"originations_refinance":4193,"originations_cash_out_refinance":5761,"denials_purchase":9708,"denials_refinance":2527,"denials_cash_out_refinance":3227,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48203","dataset":"mortgage-lending","jurisdiction":"TX","county":"48203","countyName":"Harrison County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Harrison County, Texas: in 2024, lenders reported 1,377 applications for a home purchase or a refinance; 864 became loans ($210.7 million) and 443 were denied, a denial rate of 32.2%. Home purchase: 1,077 applications, 670 loans. HMDA 2024 data, FFIEC.","value":864,"unit":"home purchase and refinance loans originated, 2024","applications":1377,"originations":864,"denials":443,"originated_dollars":210700000,"applications_purchase":1077,"applications_refinance":118,"applications_cash_out_refinance":182,"originations_purchase":670,"originations_refinance":85,"originations_cash_out_refinance":109,"denials_purchase":343,"denials_refinance":30,"denials_cash_out_refinance":70,"denial_rate":32.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48205","dataset":"mortgage-lending","jurisdiction":"TX","county":"48205","countyName":"Hartley County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hartley County, Texas: in 2024, lenders reported 84 applications for a home purchase or a refinance; 56 became loans ($12.6 million) and 23 were denied, a denial rate of 27.4%. Home purchase: 68 applications, 45 loans. HMDA 2024 data, FFIEC.","value":56,"unit":"home purchase and refinance loans originated, 2024","applications":84,"originations":56,"denials":23,"originated_dollars":12620000,"applications_purchase":68,"applications_refinance":5,"applications_cash_out_refinance":11,"originations_purchase":45,"originations_refinance":4,"originations_cash_out_refinance":7,"denials_purchase":19,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":27.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48207","dataset":"mortgage-lending","jurisdiction":"TX","county":"48207","countyName":"Haskell County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Haskell County, Texas: in 2024, lenders reported 56 applications for a home purchase or a refinance; 38 became loans ($5.5 million) and 17 were denied, a denial rate of 30.4%. Home purchase: 45 applications, 31 loans. HMDA 2024 data, FFIEC.","value":38,"unit":"home purchase and refinance loans originated, 2024","applications":56,"originations":38,"denials":17,"originated_dollars":5490000,"applications_purchase":45,"applications_refinance":5,"applications_cash_out_refinance":6,"originations_purchase":31,"originations_refinance":3,"originations_cash_out_refinance":4,"denials_purchase":13,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":30.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48209","dataset":"mortgage-lending","jurisdiction":"TX","county":"48209","countyName":"Hays County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hays County, Texas: in 2024, lenders reported 8,635 applications for a home purchase or a refinance; 6,926 became loans ($2.6 billion) and 1,379 were denied, a denial rate of 16.0%. Home purchase: 7,140 applications, 5,916 loans. HMDA 2024 data, FFIEC.","value":6926,"unit":"home purchase and refinance loans originated, 2024","applications":8635,"originations":6926,"denials":1379,"originated_dollars":2563530000,"applications_purchase":7140,"applications_refinance":568,"applications_cash_out_refinance":927,"originations_purchase":5916,"originations_refinance":401,"originations_cash_out_refinance":609,"denials_purchase":1001,"denials_refinance":122,"denials_cash_out_refinance":256,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48211","dataset":"mortgage-lending","jurisdiction":"TX","county":"48211","countyName":"Hemphill County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hemphill County, Texas: in 2024, lenders reported 29 applications for a home purchase or a refinance; 23 became loans ($3.1 million) and 3 were denied, a denial rate of 10.3% (a small count, so the rate moves a lot from year to year). Home purchase: 24 applications, 19 loans. HMDA 2024 data, FFIEC.","value":23,"unit":"home purchase and refinance loans originated, 2024","applications":29,"originations":23,"denials":3,"originated_dollars":3095000,"applications_purchase":24,"applications_refinance":3,"applications_cash_out_refinance":2,"originations_purchase":19,"originations_refinance":2,"originations_cash_out_refinance":2,"denials_purchase":2,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":10.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48213","dataset":"mortgage-lending","jurisdiction":"TX","county":"48213","countyName":"Henderson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Henderson County, Texas: in 2024, lenders reported 2,416 applications for a home purchase or a refinance; 1,486 became loans ($447.8 million) and 803 were denied, a denial rate of 33.2%. Home purchase: 1,922 applications, 1,180 loans. HMDA 2024 data, FFIEC.","value":1486,"unit":"home purchase and refinance loans originated, 2024","applications":2416,"originations":1486,"denials":803,"originated_dollars":447810000,"applications_purchase":1922,"applications_refinance":255,"applications_cash_out_refinance":239,"originations_purchase":1180,"originations_refinance":173,"originations_cash_out_refinance":133,"denials_purchase":638,"denials_refinance":69,"denials_cash_out_refinance":96,"denial_rate":33.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48215","dataset":"mortgage-lending","jurisdiction":"TX","county":"48215","countyName":"Hidalgo County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hidalgo County, Texas: in 2024, lenders reported 10,395 applications for a home purchase or a refinance; 7,041 became loans ($1.8 billion) and 2,823 were denied, a denial rate of 27.2%. Home purchase: 7,336 applications, 5,372 loans. HMDA 2024 data, FFIEC.","value":7041,"unit":"home purchase and refinance loans originated, 2024","applications":10395,"originations":7041,"denials":2823,"originated_dollars":1848745000,"applications_purchase":7336,"applications_refinance":1308,"applications_cash_out_refinance":1751,"originations_purchase":5372,"originations_refinance":810,"originations_cash_out_refinance":859,"denials_purchase":1656,"denials_refinance":405,"denials_cash_out_refinance":762,"denial_rate":27.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48217","dataset":"mortgage-lending","jurisdiction":"TX","county":"48217","countyName":"Hill County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hill County, Texas: in 2024, lenders reported 906 applications for a home purchase or a refinance; 560 became loans ($131.6 million) and 291 were denied, a denial rate of 32.1%. Home purchase: 680 applications, 424 loans. HMDA 2024 data, FFIEC.","value":560,"unit":"home purchase and refinance loans originated, 2024","applications":906,"originations":560,"denials":291,"originated_dollars":131630000,"applications_purchase":680,"applications_refinance":98,"applications_cash_out_refinance":128,"originations_purchase":424,"originations_refinance":63,"originations_cash_out_refinance":73,"denials_purchase":216,"denials_refinance":29,"denials_cash_out_refinance":46,"denial_rate":32.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48219","dataset":"mortgage-lending","jurisdiction":"TX","county":"48219","countyName":"Hockley County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hockley County, Texas: in 2024, lenders reported 540 applications for a home purchase or a refinance; 276 became loans ($58.2 million) and 227 were denied, a denial rate of 42.0%. Home purchase: 468 applications, 231 loans. HMDA 2024 data, FFIEC.","value":276,"unit":"home purchase and refinance loans originated, 2024","applications":540,"originations":276,"denials":227,"originated_dollars":58170000,"applications_purchase":468,"applications_refinance":38,"applications_cash_out_refinance":34,"originations_purchase":231,"originations_refinance":30,"originations_cash_out_refinance":15,"denials_purchase":204,"denials_refinance":7,"denials_cash_out_refinance":16,"denial_rate":42,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48221","dataset":"mortgage-lending","jurisdiction":"TX","county":"48221","countyName":"Hood County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hood County, Texas: in 2024, lenders reported 1,969 applications for a home purchase or a refinance; 1,475 became loans ($458.1 million) and 402 were denied, a denial rate of 20.4%. Home purchase: 1,524 applications, 1,160 loans. HMDA 2024 data, FFIEC.","value":1475,"unit":"home purchase and refinance loans originated, 2024","applications":1969,"originations":1475,"denials":402,"originated_dollars":458095000,"applications_purchase":1524,"applications_refinance":214,"applications_cash_out_refinance":231,"originations_purchase":1160,"originations_refinance":154,"originations_cash_out_refinance":161,"denials_purchase":293,"denials_refinance":45,"denials_cash_out_refinance":64,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48223","dataset":"mortgage-lending","jurisdiction":"TX","county":"48223","countyName":"Hopkins County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hopkins County, Texas: in 2024, lenders reported 751 applications for a home purchase or a refinance; 461 became loans ($128.0 million) and 219 were denied, a denial rate of 29.2%. Home purchase: 574 applications, 355 loans. HMDA 2024 data, FFIEC.","value":461,"unit":"home purchase and refinance loans originated, 2024","applications":751,"originations":461,"denials":219,"originated_dollars":127955000,"applications_purchase":574,"applications_refinance":73,"applications_cash_out_refinance":104,"originations_purchase":355,"originations_refinance":44,"originations_cash_out_refinance":62,"denials_purchase":161,"denials_refinance":25,"denials_cash_out_refinance":33,"denial_rate":29.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48225","dataset":"mortgage-lending","jurisdiction":"TX","county":"48225","countyName":"Houston County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Houston County, Texas: in 2024, lenders reported 392 applications for a home purchase or a refinance; 199 became loans ($42.6 million) and 168 were denied, a denial rate of 42.9%. Home purchase: 315 applications, 153 loans. HMDA 2024 data, FFIEC.","value":199,"unit":"home purchase and refinance loans originated, 2024","applications":392,"originations":199,"denials":168,"originated_dollars":42575000,"applications_purchase":315,"applications_refinance":44,"applications_cash_out_refinance":33,"originations_purchase":153,"originations_refinance":27,"originations_cash_out_refinance":19,"denials_purchase":140,"denials_refinance":15,"denials_cash_out_refinance":13,"denial_rate":42.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48227","dataset":"mortgage-lending","jurisdiction":"TX","county":"48227","countyName":"Howard County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Howard County, Texas: in 2024, lenders reported 495 applications for a home purchase or a refinance; 354 became loans ($74.2 million) and 125 were denied, a denial rate of 25.3%. Home purchase: 389 applications, 298 loans. HMDA 2024 data, FFIEC.","value":354,"unit":"home purchase and refinance loans originated, 2024","applications":495,"originations":354,"denials":125,"originated_dollars":74230000,"applications_purchase":389,"applications_refinance":53,"applications_cash_out_refinance":53,"originations_purchase":298,"originations_refinance":33,"originations_cash_out_refinance":23,"denials_purchase":79,"denials_refinance":17,"denials_cash_out_refinance":29,"denial_rate":25.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48229","dataset":"mortgage-lending","jurisdiction":"TX","county":"48229","countyName":"Hudspeth County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hudspeth County, Texas: in 2024, lenders reported 51 applications for a home purchase or a refinance; 19 became loans ($3.1 million) and 27 were denied, a denial rate of 52.9%. Home purchase: 48 applications, 18 loans. HMDA 2024 data, FFIEC.","value":19,"unit":"home purchase and refinance loans originated, 2024","applications":51,"originations":19,"denials":27,"originated_dollars":3095000,"applications_purchase":48,"applications_refinance":2,"applications_cash_out_refinance":1,"originations_purchase":18,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":25,"denials_refinance":2,"denials_cash_out_refinance":0,"denial_rate":52.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48231","dataset":"mortgage-lending","jurisdiction":"TX","county":"48231","countyName":"Hunt County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hunt County, Texas: in 2024, lenders reported 3,678 applications for a home purchase or a refinance; 2,694 became loans ($738.4 million) and 822 were denied, a denial rate of 22.3%. Home purchase: 2,976 applications, 2,274 loans. HMDA 2024 data, FFIEC.","value":2694,"unit":"home purchase and refinance loans originated, 2024","applications":3678,"originations":2694,"denials":822,"originated_dollars":738420000,"applications_purchase":2976,"applications_refinance":318,"applications_cash_out_refinance":384,"originations_purchase":2274,"originations_refinance":188,"originations_cash_out_refinance":232,"denials_purchase":585,"denials_refinance":102,"denials_cash_out_refinance":135,"denial_rate":22.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48233","dataset":"mortgage-lending","jurisdiction":"TX","county":"48233","countyName":"Hutchinson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Hutchinson County, Texas: in 2024, lenders reported 412 applications for a home purchase or a refinance; 250 became loans ($40.5 million) and 109 were denied, a denial rate of 26.5%. Home purchase: 337 applications, 195 loans. HMDA 2024 data, FFIEC.","value":250,"unit":"home purchase and refinance loans originated, 2024","applications":412,"originations":250,"denials":109,"originated_dollars":40540000,"applications_purchase":337,"applications_refinance":37,"applications_cash_out_refinance":38,"originations_purchase":195,"originations_refinance":27,"originations_cash_out_refinance":28,"denials_purchase":95,"denials_refinance":5,"denials_cash_out_refinance":9,"denial_rate":26.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48235","dataset":"mortgage-lending","jurisdiction":"TX","county":"48235","countyName":"Irion County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Irion County, Texas: in 2024, lenders reported 22 applications for a home purchase or a refinance; 13 became loans ($3.6 million) and 8 were denied, a denial rate of 36.4% (a small count, so the rate moves a lot from year to year). Home purchase: 17 applications, 11 loans. HMDA 2024 data, FFIEC.","value":13,"unit":"home purchase and refinance loans originated, 2024","applications":22,"originations":13,"denials":8,"originated_dollars":3575000,"applications_purchase":17,"applications_refinance":2,"applications_cash_out_refinance":3,"originations_purchase":11,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":5,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":36.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48237","dataset":"mortgage-lending","jurisdiction":"TX","county":"48237","countyName":"Jack County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Jack County, Texas: in 2024, lenders reported 145 applications for a home purchase or a refinance; 91 became loans ($26.1 million) and 42 were denied, a denial rate of 29.0%. Home purchase: 110 applications, 67 loans. HMDA 2024 data, FFIEC.","value":91,"unit":"home purchase and refinance loans originated, 2024","applications":145,"originations":91,"denials":42,"originated_dollars":26095000,"applications_purchase":110,"applications_refinance":13,"applications_cash_out_refinance":22,"originations_purchase":67,"originations_refinance":11,"originations_cash_out_refinance":13,"denials_purchase":32,"denials_refinance":1,"denials_cash_out_refinance":9,"denial_rate":29,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48239","dataset":"mortgage-lending","jurisdiction":"TX","county":"48239","countyName":"Jackson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Jackson County, Texas: in 2024, lenders reported 256 applications for a home purchase or a refinance; 150 became loans ($32.6 million) and 79 were denied, a denial rate of 30.9%. Home purchase: 221 applications, 126 loans. HMDA 2024 data, FFIEC.","value":150,"unit":"home purchase and refinance loans originated, 2024","applications":256,"originations":150,"denials":79,"originated_dollars":32580000,"applications_purchase":221,"applications_refinance":16,"applications_cash_out_refinance":19,"originations_purchase":126,"originations_refinance":10,"originations_cash_out_refinance":14,"denials_purchase":70,"denials_refinance":5,"denials_cash_out_refinance":4,"denial_rate":30.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48241","dataset":"mortgage-lending","jurisdiction":"TX","county":"48241","countyName":"Jasper County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Jasper County, Texas: in 2024, lenders reported 840 applications for a home purchase or a refinance; 410 became loans ($83.3 million) and 348 were denied, a denial rate of 41.4%. Home purchase: 712 applications, 331 loans. HMDA 2024 data, FFIEC.","value":410,"unit":"home purchase and refinance loans originated, 2024","applications":840,"originations":410,"denials":348,"originated_dollars":83340000,"applications_purchase":712,"applications_refinance":71,"applications_cash_out_refinance":57,"originations_purchase":331,"originations_refinance":46,"originations_cash_out_refinance":33,"denials_purchase":311,"denials_refinance":18,"denials_cash_out_refinance":19,"denial_rate":41.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48243","dataset":"mortgage-lending","jurisdiction":"TX","county":"48243","countyName":"Jeff Davis County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Jeff Davis County, Texas: in 2024, lenders reported 26 applications for a home purchase or a refinance; 15 became loans ($2.7 million) and 8 were denied, a denial rate of 30.8% (a small count, so the rate moves a lot from year to year). Home purchase: 20 applications, 12 loans. HMDA 2024 data, FFIEC.","value":15,"unit":"home purchase and refinance loans originated, 2024","applications":26,"originations":15,"denials":8,"originated_dollars":2715000,"applications_purchase":20,"applications_refinance":2,"applications_cash_out_refinance":4,"originations_purchase":12,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":6,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":30.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48245","dataset":"mortgage-lending","jurisdiction":"TX","county":"48245","countyName":"Jefferson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Jefferson County, Texas: in 2024, lenders reported 3,142 applications for a home purchase or a refinance; 2,351 became loans ($536.7 million) and 613 were denied, a denial rate of 19.5%. Home purchase: 2,289 applications, 1,796 loans. HMDA 2024 data, FFIEC.","value":2351,"unit":"home purchase and refinance loans originated, 2024","applications":3142,"originations":2351,"denials":613,"originated_dollars":536735000,"applications_purchase":2289,"applications_refinance":435,"applications_cash_out_refinance":418,"originations_purchase":1796,"originations_refinance":301,"originations_cash_out_refinance":254,"denials_purchase":368,"denials_refinance":100,"denials_cash_out_refinance":145,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48247","dataset":"mortgage-lending","jurisdiction":"TX","county":"48247","countyName":"Jim Hogg County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Jim Hogg County, Texas: in 2024, lenders reported 32 applications for a home purchase or a refinance; 13 became loans ($1.6 million) and 18 were denied, a denial rate of 56.2%. Home purchase: 26 applications, 10 loans. HMDA 2024 data, FFIEC.","value":13,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":13,"denials":18,"originated_dollars":1595000,"applications_purchase":26,"applications_refinance":1,"applications_cash_out_refinance":5,"originations_purchase":10,"originations_refinance":0,"originations_cash_out_refinance":3,"denials_purchase":15,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":56.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48249","dataset":"mortgage-lending","jurisdiction":"TX","county":"48249","countyName":"Jim Wells County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Jim Wells County, Texas: in 2024, lenders reported 566 applications for a home purchase or a refinance; 317 became loans ($70.6 million) and 221 were denied, a denial rate of 39.0%. Home purchase: 435 applications, 250 loans. HMDA 2024 data, FFIEC.","value":317,"unit":"home purchase and refinance loans originated, 2024","applications":566,"originations":317,"denials":221,"originated_dollars":70645000,"applications_purchase":435,"applications_refinance":47,"applications_cash_out_refinance":84,"originations_purchase":250,"originations_refinance":27,"originations_cash_out_refinance":40,"denials_purchase":162,"denials_refinance":18,"denials_cash_out_refinance":41,"denial_rate":39,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48251","dataset":"mortgage-lending","jurisdiction":"TX","county":"48251","countyName":"Johnson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Johnson County, Texas: in 2024, lenders reported 5,946 applications for a home purchase or a refinance; 4,510 became loans ($1.6 billion) and 1,154 were denied, a denial rate of 19.4%. Home purchase: 4,794 applications, 3,749 loans. HMDA 2024 data, FFIEC.","value":4510,"unit":"home purchase and refinance loans originated, 2024","applications":5946,"originations":4510,"denials":1154,"originated_dollars":1557920000,"applications_purchase":4794,"applications_refinance":554,"applications_cash_out_refinance":598,"originations_purchase":3749,"originations_refinance":376,"originations_cash_out_refinance":385,"denials_purchase":841,"denials_refinance":121,"denials_cash_out_refinance":192,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48253","dataset":"mortgage-lending","jurisdiction":"TX","county":"48253","countyName":"Jones County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Jones County, Texas: in 2024, lenders reported 363 applications for a home purchase or a refinance; 199 became loans ($39.2 million) and 130 were denied, a denial rate of 35.8%. Home purchase: 281 applications, 151 loans. HMDA 2024 data, FFIEC.","value":199,"unit":"home purchase and refinance loans originated, 2024","applications":363,"originations":199,"denials":130,"originated_dollars":39185000,"applications_purchase":281,"applications_refinance":33,"applications_cash_out_refinance":49,"originations_purchase":151,"originations_refinance":19,"originations_cash_out_refinance":29,"denials_purchase":105,"denials_refinance":10,"denials_cash_out_refinance":15,"denial_rate":35.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48255","dataset":"mortgage-lending","jurisdiction":"TX","county":"48255","countyName":"Karnes County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Karnes County, Texas: in 2024, lenders reported 165 applications for a home purchase or a refinance; 91 became loans ($17.2 million) and 62 were denied, a denial rate of 37.6%. Home purchase: 136 applications, 69 loans. HMDA 2024 data, FFIEC.","value":91,"unit":"home purchase and refinance loans originated, 2024","applications":165,"originations":91,"denials":62,"originated_dollars":17185000,"applications_purchase":136,"applications_refinance":13,"applications_cash_out_refinance":16,"originations_purchase":69,"originations_refinance":10,"originations_cash_out_refinance":12,"denials_purchase":55,"denials_refinance":3,"denials_cash_out_refinance":4,"denial_rate":37.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48257","dataset":"mortgage-lending","jurisdiction":"TX","county":"48257","countyName":"Kaufman County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Kaufman County, Texas: in 2024, lenders reported 7,631 applications for a home purchase or a refinance; 5,869 became loans ($1.8 billion) and 1,476 were denied, a denial rate of 19.3%. Home purchase: 6,466 applications, 5,205 loans. HMDA 2024 data, FFIEC.","value":5869,"unit":"home purchase and refinance loans originated, 2024","applications":7631,"originations":5869,"denials":1476,"originated_dollars":1789025000,"applications_purchase":6466,"applications_refinance":552,"applications_cash_out_refinance":613,"originations_purchase":5205,"originations_refinance":332,"originations_cash_out_refinance":332,"denials_purchase":1062,"denials_refinance":161,"denials_cash_out_refinance":253,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48259","dataset":"mortgage-lending","jurisdiction":"TX","county":"48259","countyName":"Kendall County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Kendall County, Texas: in 2024, lenders reported 1,368 applications for a home purchase or a refinance; 1,094 became loans ($559.8 million) and 201 were denied, a denial rate of 14.7%. Home purchase: 1,012 applications, 833 loans. HMDA 2024 data, FFIEC.","value":1094,"unit":"home purchase and refinance loans originated, 2024","applications":1368,"originations":1094,"denials":201,"originated_dollars":559760000,"applications_purchase":1012,"applications_refinance":145,"applications_cash_out_refinance":211,"originations_purchase":833,"originations_refinance":105,"originations_cash_out_refinance":156,"denials_purchase":134,"denials_refinance":25,"denials_cash_out_refinance":42,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48261","dataset":"mortgage-lending","jurisdiction":"TX","county":"48261","countyName":"Kenedy County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Kenedy County, Texas: in 2024, lenders reported 1 applications for a home purchase or a refinance; 0 became loans ($0) and 1 were denied, a denial rate of 100.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":1,"originations":0,"denials":1,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":1,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":100,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48263","dataset":"mortgage-lending","jurisdiction":"TX","county":"48263","countyName":"Kent County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Kent County, Texas: in 2024, lenders reported 11 applications for a home purchase or a refinance; 6 became loans ($1.4 million) and 3 were denied, a denial rate of 27.3% (a small count, so the rate moves a lot from year to year). Home purchase: 10 applications, 5 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":11,"originations":6,"denials":3,"originated_dollars":1360000,"applications_purchase":10,"applications_refinance":0,"applications_cash_out_refinance":1,"originations_purchase":5,"originations_refinance":0,"originations_cash_out_refinance":1,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":27.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48265","dataset":"mortgage-lending","jurisdiction":"TX","county":"48265","countyName":"Kerr County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Kerr County, Texas: in 2024, lenders reported 900 applications for a home purchase or a refinance; 658 became loans ($207.1 million) and 185 were denied, a denial rate of 20.6%. Home purchase: 638 applications, 479 loans. HMDA 2024 data, FFIEC.","value":658,"unit":"home purchase and refinance loans originated, 2024","applications":900,"originations":658,"denials":185,"originated_dollars":207070000,"applications_purchase":638,"applications_refinance":97,"applications_cash_out_refinance":165,"originations_purchase":479,"originations_refinance":63,"originations_cash_out_refinance":116,"denials_purchase":121,"denials_refinance":27,"denials_cash_out_refinance":37,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48267","dataset":"mortgage-lending","jurisdiction":"TX","county":"48267","countyName":"Kimble County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Kimble County, Texas: in 2024, lenders reported 53 applications for a home purchase or a refinance; 27 became loans ($11.3 million) and 23 were denied, a denial rate of 43.4%. Home purchase: 37 applications, 17 loans. HMDA 2024 data, FFIEC.","value":27,"unit":"home purchase and refinance loans originated, 2024","applications":53,"originations":27,"denials":23,"originated_dollars":11295000,"applications_purchase":37,"applications_refinance":8,"applications_cash_out_refinance":8,"originations_purchase":17,"originations_refinance":7,"originations_cash_out_refinance":3,"denials_purchase":17,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":43.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48269","dataset":"mortgage-lending","jurisdiction":"TX","county":"48269","countyName":"King County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"King County, Texas: in 2024, lenders reported 0 applications for a home purchase or a refinance; 0 became loans ($0) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 0 applications, 0 loans. HMDA 2024 data, FFIEC.","value":0,"unit":"home purchase and refinance loans originated, 2024","applications":0,"originations":0,"denials":0,"originated_dollars":0,"applications_purchase":0,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":0,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48271","dataset":"mortgage-lending","jurisdiction":"TX","county":"48271","countyName":"Kinney County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Kinney County, Texas: in 2024, lenders reported 61 applications for a home purchase or a refinance; 46 became loans ($6.3 million) and 11 were denied, a denial rate of 18.0%. Home purchase: 52 applications, 38 loans. HMDA 2024 data, FFIEC.","value":46,"unit":"home purchase and refinance loans originated, 2024","applications":61,"originations":46,"denials":11,"originated_dollars":6280000,"applications_purchase":52,"applications_refinance":1,"applications_cash_out_refinance":8,"originations_purchase":38,"originations_refinance":1,"originations_cash_out_refinance":7,"denials_purchase":10,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48273","dataset":"mortgage-lending","jurisdiction":"TX","county":"48273","countyName":"Kleberg County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Kleberg County, Texas: in 2024, lenders reported 386 applications for a home purchase or a refinance; 270 became loans ($66.3 million) and 94 were denied, a denial rate of 24.4%. Home purchase: 258 applications, 191 loans. HMDA 2024 data, FFIEC.","value":270,"unit":"home purchase and refinance loans originated, 2024","applications":386,"originations":270,"denials":94,"originated_dollars":66350000,"applications_purchase":258,"applications_refinance":51,"applications_cash_out_refinance":77,"originations_purchase":191,"originations_refinance":36,"originations_cash_out_refinance":43,"denials_purchase":52,"denials_refinance":13,"denials_cash_out_refinance":29,"denial_rate":24.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48275","dataset":"mortgage-lending","jurisdiction":"TX","county":"48275","countyName":"Knox County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Knox County, Texas: in 2024, lenders reported 47 applications for a home purchase or a refinance; 29 became loans ($3.4 million) and 15 were denied, a denial rate of 31.9%. Home purchase: 31 applications, 20 loans. HMDA 2024 data, FFIEC.","value":29,"unit":"home purchase and refinance loans originated, 2024","applications":47,"originations":29,"denials":15,"originated_dollars":3445000,"applications_purchase":31,"applications_refinance":1,"applications_cash_out_refinance":15,"originations_purchase":20,"originations_refinance":1,"originations_cash_out_refinance":8,"denials_purchase":8,"denials_refinance":0,"denials_cash_out_refinance":7,"denial_rate":31.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48277","dataset":"mortgage-lending","jurisdiction":"TX","county":"48277","countyName":"Lamar County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Lamar County, Texas: in 2024, lenders reported 704 applications for a home purchase or a refinance; 495 became loans ($124.3 million) and 162 were denied, a denial rate of 23.0%. Home purchase: 537 applications, 396 loans. HMDA 2024 data, FFIEC.","value":495,"unit":"home purchase and refinance loans originated, 2024","applications":704,"originations":495,"denials":162,"originated_dollars":124255000,"applications_purchase":537,"applications_refinance":68,"applications_cash_out_refinance":99,"originations_purchase":396,"originations_refinance":46,"originations_cash_out_refinance":53,"denials_purchase":104,"denials_refinance":19,"denials_cash_out_refinance":39,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48279","dataset":"mortgage-lending","jurisdiction":"TX","county":"48279","countyName":"Lamb County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Lamb County, Texas: in 2024, lenders reported 143 applications for a home purchase or a refinance; 95 became loans ($14.6 million) and 44 were denied, a denial rate of 30.8%. Home purchase: 122 applications, 82 loans. HMDA 2024 data, FFIEC.","value":95,"unit":"home purchase and refinance loans originated, 2024","applications":143,"originations":95,"denials":44,"originated_dollars":14645000,"applications_purchase":122,"applications_refinance":11,"applications_cash_out_refinance":10,"originations_purchase":82,"originations_refinance":9,"originations_cash_out_refinance":4,"denials_purchase":36,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":30.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48281","dataset":"mortgage-lending","jurisdiction":"TX","county":"48281","countyName":"Lampasas County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Lampasas County, Texas: in 2024, lenders reported 620 applications for a home purchase or a refinance; 492 became loans ($146.5 million) and 110 were denied, a denial rate of 17.7%. Home purchase: 435 applications, 358 loans. HMDA 2024 data, FFIEC.","value":492,"unit":"home purchase and refinance loans originated, 2024","applications":620,"originations":492,"denials":110,"originated_dollars":146530000,"applications_purchase":435,"applications_refinance":97,"applications_cash_out_refinance":88,"originations_purchase":358,"originations_refinance":73,"originations_cash_out_refinance":61,"denials_purchase":63,"denials_refinance":21,"denials_cash_out_refinance":26,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48283","dataset":"mortgage-lending","jurisdiction":"TX","county":"48283","countyName":"La Salle County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"La Salle County, Texas: in 2024, lenders reported 73 applications for a home purchase or a refinance; 28 became loans ($4.6 million) and 37 were denied, a denial rate of 50.7%. Home purchase: 69 applications, 27 loans. HMDA 2024 data, FFIEC.","value":28,"unit":"home purchase and refinance loans originated, 2024","applications":73,"originations":28,"denials":37,"originated_dollars":4640000,"applications_purchase":69,"applications_refinance":3,"applications_cash_out_refinance":1,"originations_purchase":27,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":35,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":50.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48285","dataset":"mortgage-lending","jurisdiction":"TX","county":"48285","countyName":"Lavaca County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Lavaca County, Texas: in 2024, lenders reported 331 applications for a home purchase or a refinance; 188 became loans ($40.9 million) and 111 were denied, a denial rate of 33.5%. Home purchase: 251 applications, 141 loans. HMDA 2024 data, FFIEC.","value":188,"unit":"home purchase and refinance loans originated, 2024","applications":331,"originations":188,"denials":111,"originated_dollars":40940000,"applications_purchase":251,"applications_refinance":43,"applications_cash_out_refinance":37,"originations_purchase":141,"originations_refinance":26,"originations_cash_out_refinance":21,"denials_purchase":83,"denials_refinance":13,"denials_cash_out_refinance":15,"denial_rate":33.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48287","dataset":"mortgage-lending","jurisdiction":"TX","county":"48287","countyName":"Lee County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Lee County, Texas: in 2024, lenders reported 367 applications for a home purchase or a refinance; 198 became loans ($52.5 million) and 136 were denied, a denial rate of 37.1%. Home purchase: 276 applications, 140 loans. HMDA 2024 data, FFIEC.","value":198,"unit":"home purchase and refinance loans originated, 2024","applications":367,"originations":198,"denials":136,"originated_dollars":52460000,"applications_purchase":276,"applications_refinance":34,"applications_cash_out_refinance":57,"originations_purchase":140,"originations_refinance":25,"originations_cash_out_refinance":33,"denials_purchase":108,"denials_refinance":9,"denials_cash_out_refinance":19,"denial_rate":37.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48289","dataset":"mortgage-lending","jurisdiction":"TX","county":"48289","countyName":"Leon County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Leon County, Texas: in 2024, lenders reported 434 applications for a home purchase or a refinance; 211 became loans ($45.8 million) and 196 were denied, a denial rate of 45.2%. Home purchase: 376 applications, 173 loans. HMDA 2024 data, FFIEC.","value":211,"unit":"home purchase and refinance loans originated, 2024","applications":434,"originations":211,"denials":196,"originated_dollars":45775000,"applications_purchase":376,"applications_refinance":27,"applications_cash_out_refinance":31,"originations_purchase":173,"originations_refinance":22,"originations_cash_out_refinance":16,"denials_purchase":177,"denials_refinance":5,"denials_cash_out_refinance":14,"denial_rate":45.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48291","dataset":"mortgage-lending","jurisdiction":"TX","county":"48291","countyName":"Liberty County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Liberty County, Texas: in 2024, lenders reported 4,268 applications for a home purchase or a refinance; 1,843 became loans ($393.6 million) and 2,136 were denied, a denial rate of 50.0%. Home purchase: 3,892 applications, 1,606 loans. HMDA 2024 data, FFIEC.","value":1843,"unit":"home purchase and refinance loans originated, 2024","applications":4268,"originations":1843,"denials":2136,"originated_dollars":393625000,"applications_purchase":3892,"applications_refinance":190,"applications_cash_out_refinance":186,"originations_purchase":1606,"originations_refinance":126,"originations_cash_out_refinance":111,"denials_purchase":2020,"denials_refinance":47,"denials_cash_out_refinance":69,"denial_rate":50,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48293","dataset":"mortgage-lending","jurisdiction":"TX","county":"48293","countyName":"Limestone County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Limestone County, Texas: in 2024, lenders reported 406 applications for a home purchase or a refinance; 235 became loans ($46.8 million) and 145 were denied, a denial rate of 35.7%. Home purchase: 321 applications, 185 loans. HMDA 2024 data, FFIEC.","value":235,"unit":"home purchase and refinance loans originated, 2024","applications":406,"originations":235,"denials":145,"originated_dollars":46815000,"applications_purchase":321,"applications_refinance":43,"applications_cash_out_refinance":42,"originations_purchase":185,"originations_refinance":24,"originations_cash_out_refinance":26,"denials_purchase":114,"denials_refinance":17,"denials_cash_out_refinance":14,"denial_rate":35.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48295","dataset":"mortgage-lending","jurisdiction":"TX","county":"48295","countyName":"Lipscomb County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Lipscomb County, Texas: in 2024, lenders reported 21 applications for a home purchase or a refinance; 9 became loans ($1.1 million) and 11 were denied, a denial rate of 52.4% (a small count, so the rate moves a lot from year to year). Home purchase: 15 applications, 4 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":21,"originations":9,"denials":11,"originated_dollars":1055000,"applications_purchase":15,"applications_refinance":5,"applications_cash_out_refinance":1,"originations_purchase":4,"originations_refinance":4,"originations_cash_out_refinance":1,"denials_purchase":10,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":52.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48297","dataset":"mortgage-lending","jurisdiction":"TX","county":"48297","countyName":"Live Oak County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Live Oak County, Texas: in 2024, lenders reported 173 applications for a home purchase or a refinance; 119 became loans ($27.0 million) and 48 were denied, a denial rate of 27.7%. Home purchase: 128 applications, 91 loans. HMDA 2024 data, FFIEC.","value":119,"unit":"home purchase and refinance loans originated, 2024","applications":173,"originations":119,"denials":48,"originated_dollars":26955000,"applications_purchase":128,"applications_refinance":20,"applications_cash_out_refinance":25,"originations_purchase":91,"originations_refinance":16,"originations_cash_out_refinance":12,"denials_purchase":34,"denials_refinance":3,"denials_cash_out_refinance":11,"denial_rate":27.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48299","dataset":"mortgage-lending","jurisdiction":"TX","county":"48299","countyName":"Llano County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Llano County, Texas: in 2024, lenders reported 586 applications for a home purchase or a refinance; 435 became loans ($222.3 million) and 117 were denied, a denial rate of 20.0%. Home purchase: 433 applications, 329 loans. HMDA 2024 data, FFIEC.","value":435,"unit":"home purchase and refinance loans originated, 2024","applications":586,"originations":435,"denials":117,"originated_dollars":222325000,"applications_purchase":433,"applications_refinance":76,"applications_cash_out_refinance":77,"originations_purchase":329,"originations_refinance":57,"originations_cash_out_refinance":49,"denials_purchase":79,"denials_refinance":16,"denials_cash_out_refinance":22,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48301","dataset":"mortgage-lending","jurisdiction":"TX","county":"48301","countyName":"Loving County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Loving County, Texas: in 2024, lenders reported 2 applications for a home purchase or a refinance; 2 became loans ($500,000) and 0 were denied, a denial rate of 0.0% (a small count, so the rate moves a lot from year to year). Home purchase: 2 applications, 2 loans. HMDA 2024 data, FFIEC.","value":2,"unit":"home purchase and refinance loans originated, 2024","applications":2,"originations":2,"denials":0,"originated_dollars":500000,"applications_purchase":2,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":2,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":0,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":0,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48303","dataset":"mortgage-lending","jurisdiction":"TX","county":"48303","countyName":"Lubbock County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Lubbock County, Texas: in 2024, lenders reported 6,719 applications for a home purchase or a refinance; 5,395 became loans ($1.4 billion) and 1,050 were denied, a denial rate of 15.6%. Home purchase: 5,482 applications, 4,571 loans. HMDA 2024 data, FFIEC.","value":5395,"unit":"home purchase and refinance loans originated, 2024","applications":6719,"originations":5395,"denials":1050,"originated_dollars":1381815000,"applications_purchase":5482,"applications_refinance":617,"applications_cash_out_refinance":620,"originations_purchase":4571,"originations_refinance":434,"originations_cash_out_refinance":390,"denials_purchase":713,"denials_refinance":139,"denials_cash_out_refinance":198,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48305","dataset":"mortgage-lending","jurisdiction":"TX","county":"48305","countyName":"Lynn County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Lynn County, Texas: in 2024, lenders reported 157 applications for a home purchase or a refinance; 95 became loans ($30.3 million) and 50 were denied, a denial rate of 31.8%. Home purchase: 125 applications, 77 loans. HMDA 2024 data, FFIEC.","value":95,"unit":"home purchase and refinance loans originated, 2024","applications":157,"originations":95,"denials":50,"originated_dollars":30345000,"applications_purchase":125,"applications_refinance":16,"applications_cash_out_refinance":16,"originations_purchase":77,"originations_refinance":11,"originations_cash_out_refinance":7,"denials_purchase":37,"denials_refinance":5,"denials_cash_out_refinance":8,"denial_rate":31.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48307","dataset":"mortgage-lending","jurisdiction":"TX","county":"48307","countyName":"McCulloch County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"McCulloch County, Texas: in 2024, lenders reported 98 applications for a home purchase or a refinance; 64 became loans ($10.0 million) and 29 were denied, a denial rate of 29.6%. Home purchase: 80 applications, 55 loans. HMDA 2024 data, FFIEC.","value":64,"unit":"home purchase and refinance loans originated, 2024","applications":98,"originations":64,"denials":29,"originated_dollars":9990000,"applications_purchase":80,"applications_refinance":11,"applications_cash_out_refinance":7,"originations_purchase":55,"originations_refinance":6,"originations_cash_out_refinance":3,"denials_purchase":21,"denials_refinance":4,"denials_cash_out_refinance":4,"denial_rate":29.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48309","dataset":"mortgage-lending","jurisdiction":"TX","county":"48309","countyName":"McLennan County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"McLennan County, Texas: in 2024, lenders reported 4,757 applications for a home purchase or a refinance; 3,628 became loans ($1.0 billion) and 920 were denied, a denial rate of 19.3%. Home purchase: 3,465 applications, 2,774 loans. HMDA 2024 data, FFIEC.","value":3628,"unit":"home purchase and refinance loans originated, 2024","applications":4757,"originations":3628,"denials":920,"originated_dollars":1016710000,"applications_purchase":3465,"applications_refinance":592,"applications_cash_out_refinance":700,"originations_purchase":2774,"originations_refinance":417,"originations_cash_out_refinance":437,"denials_purchase":541,"denials_refinance":141,"denials_cash_out_refinance":238,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48311","dataset":"mortgage-lending","jurisdiction":"TX","county":"48311","countyName":"McMullen County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"McMullen County, Texas: in 2024, lenders reported 4 applications for a home purchase or a refinance; 3 became loans ($305,000) and 1 were denied, a denial rate of 25.0% (a small count, so the rate moves a lot from year to year). Home purchase: 4 applications, 3 loans. HMDA 2024 data, FFIEC.","value":3,"unit":"home purchase and refinance loans originated, 2024","applications":4,"originations":3,"denials":1,"originated_dollars":305000,"applications_purchase":4,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":3,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":1,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48313","dataset":"mortgage-lending","jurisdiction":"TX","county":"48313","countyName":"Madison County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Madison County, Texas: in 2024, lenders reported 235 applications for a home purchase or a refinance; 115 became loans ($33.1 million) and 108 were denied, a denial rate of 46.0%. Home purchase: 197 applications, 84 loans. HMDA 2024 data, FFIEC.","value":115,"unit":"home purchase and refinance loans originated, 2024","applications":235,"originations":115,"denials":108,"originated_dollars":33135000,"applications_purchase":197,"applications_refinance":19,"applications_cash_out_refinance":19,"originations_purchase":84,"originations_refinance":15,"originations_cash_out_refinance":16,"denials_purchase":101,"denials_refinance":4,"denials_cash_out_refinance":3,"denial_rate":46,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48315","dataset":"mortgage-lending","jurisdiction":"TX","county":"48315","countyName":"Marion County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Marion County, Texas: in 2024, lenders reported 224 applications for a home purchase or a refinance; 108 became loans ($20.5 million) and 102 were denied, a denial rate of 45.5%. Home purchase: 187 applications, 84 loans. HMDA 2024 data, FFIEC.","value":108,"unit":"home purchase and refinance loans originated, 2024","applications":224,"originations":108,"denials":102,"originated_dollars":20520000,"applications_purchase":187,"applications_refinance":16,"applications_cash_out_refinance":21,"originations_purchase":84,"originations_refinance":11,"originations_cash_out_refinance":13,"denials_purchase":94,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":45.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48317","dataset":"mortgage-lending","jurisdiction":"TX","county":"48317","countyName":"Martin County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Martin County, Texas: in 2024, lenders reported 159 applications for a home purchase or a refinance; 87 became loans ($22.0 million) and 69 were denied, a denial rate of 43.4%. Home purchase: 150 applications, 82 loans. HMDA 2024 data, FFIEC.","value":87,"unit":"home purchase and refinance loans originated, 2024","applications":159,"originations":87,"denials":69,"originated_dollars":21985000,"applications_purchase":150,"applications_refinance":6,"applications_cash_out_refinance":3,"originations_purchase":82,"originations_refinance":4,"originations_cash_out_refinance":1,"denials_purchase":65,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":43.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48319","dataset":"mortgage-lending","jurisdiction":"TX","county":"48319","countyName":"Mason County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Mason County, Texas: in 2024, lenders reported 34 applications for a home purchase or a refinance; 21 became loans ($9.7 million) and 11 were denied, a denial rate of 32.4%. Home purchase: 28 applications, 18 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":34,"originations":21,"denials":11,"originated_dollars":9655000,"applications_purchase":28,"applications_refinance":2,"applications_cash_out_refinance":4,"originations_purchase":18,"originations_refinance":1,"originations_cash_out_refinance":2,"denials_purchase":10,"denials_refinance":0,"denials_cash_out_refinance":1,"denial_rate":32.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48321","dataset":"mortgage-lending","jurisdiction":"TX","county":"48321","countyName":"Matagorda County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Matagorda County, Texas: in 2024, lenders reported 573 applications for a home purchase or a refinance; 365 became loans ($82.7 million) and 165 were denied, a denial rate of 28.8%. Home purchase: 453 applications, 289 loans. HMDA 2024 data, FFIEC.","value":365,"unit":"home purchase and refinance loans originated, 2024","applications":573,"originations":365,"denials":165,"originated_dollars":82695000,"applications_purchase":453,"applications_refinance":67,"applications_cash_out_refinance":53,"originations_purchase":289,"originations_refinance":45,"originations_cash_out_refinance":31,"denials_purchase":130,"denials_refinance":17,"denials_cash_out_refinance":18,"denial_rate":28.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48323","dataset":"mortgage-lending","jurisdiction":"TX","county":"48323","countyName":"Maverick County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Maverick County, Texas: in 2024, lenders reported 554 applications for a home purchase or a refinance; 391 became loans ($105.1 million) and 140 were denied, a denial rate of 25.3%. Home purchase: 440 applications, 322 loans. HMDA 2024 data, FFIEC.","value":391,"unit":"home purchase and refinance loans originated, 2024","applications":554,"originations":391,"denials":140,"originated_dollars":105135000,"applications_purchase":440,"applications_refinance":45,"applications_cash_out_refinance":69,"originations_purchase":322,"originations_refinance":25,"originations_cash_out_refinance":44,"denials_purchase":104,"denials_refinance":15,"denials_cash_out_refinance":21,"denial_rate":25.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48325","dataset":"mortgage-lending","jurisdiction":"TX","county":"48325","countyName":"Medina County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Medina County, Texas: in 2024, lenders reported 1,795 applications for a home purchase or a refinance; 1,214 became loans ($409.1 million) and 488 were denied, a denial rate of 27.2%. Home purchase: 1,390 applications, 943 loans. HMDA 2024 data, FFIEC.","value":1214,"unit":"home purchase and refinance loans originated, 2024","applications":1795,"originations":1214,"denials":488,"originated_dollars":409080000,"applications_purchase":1390,"applications_refinance":199,"applications_cash_out_refinance":206,"originations_purchase":943,"originations_refinance":146,"originations_cash_out_refinance":125,"denials_purchase":378,"denials_refinance":37,"denials_cash_out_refinance":73,"denial_rate":27.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48327","dataset":"mortgage-lending","jurisdiction":"TX","county":"48327","countyName":"Menard County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Menard County, Texas: in 2024, lenders reported 32 applications for a home purchase or a refinance; 11 became loans ($1.8 million) and 17 were denied, a denial rate of 53.1%. Home purchase: 27 applications, 9 loans. HMDA 2024 data, FFIEC.","value":11,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":11,"denials":17,"originated_dollars":1755000,"applications_purchase":27,"applications_refinance":1,"applications_cash_out_refinance":4,"originations_purchase":9,"originations_refinance":0,"originations_cash_out_refinance":2,"denials_purchase":14,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":53.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48329","dataset":"mortgage-lending","jurisdiction":"TX","county":"48329","countyName":"Midland County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Midland County, Texas: in 2024, lenders reported 5,119 applications for a home purchase or a refinance; 3,715 became loans ($1.3 billion) and 1,198 were denied, a denial rate of 23.4%. Home purchase: 4,466 applications, 3,289 loans. HMDA 2024 data, FFIEC.","value":3715,"unit":"home purchase and refinance loans originated, 2024","applications":5119,"originations":3715,"denials":1198,"originated_dollars":1256345000,"applications_purchase":4466,"applications_refinance":332,"applications_cash_out_refinance":321,"originations_purchase":3289,"originations_refinance":215,"originations_cash_out_refinance":211,"denials_purchase":1010,"denials_refinance":85,"denials_cash_out_refinance":103,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48331","dataset":"mortgage-lending","jurisdiction":"TX","county":"48331","countyName":"Milam County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Milam County, Texas: in 2024, lenders reported 487 applications for a home purchase or a refinance; 302 became loans ($77.0 million) and 144 were denied, a denial rate of 29.6%. Home purchase: 386 applications, 239 loans. HMDA 2024 data, FFIEC.","value":302,"unit":"home purchase and refinance loans originated, 2024","applications":487,"originations":302,"denials":144,"originated_dollars":77030000,"applications_purchase":386,"applications_refinance":41,"applications_cash_out_refinance":60,"originations_purchase":239,"originations_refinance":29,"originations_cash_out_refinance":34,"denials_purchase":115,"denials_refinance":9,"denials_cash_out_refinance":20,"denial_rate":29.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48333","dataset":"mortgage-lending","jurisdiction":"TX","county":"48333","countyName":"Mills County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Mills County, Texas: in 2024, lenders reported 62 applications for a home purchase or a refinance; 41 became loans ($9.5 million) and 17 were denied, a denial rate of 27.4%. Home purchase: 41 applications, 28 loans. HMDA 2024 data, FFIEC.","value":41,"unit":"home purchase and refinance loans originated, 2024","applications":62,"originations":41,"denials":17,"originated_dollars":9505000,"applications_purchase":41,"applications_refinance":6,"applications_cash_out_refinance":15,"originations_purchase":28,"originations_refinance":5,"originations_cash_out_refinance":8,"denials_purchase":9,"denials_refinance":1,"denials_cash_out_refinance":7,"denial_rate":27.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48335","dataset":"mortgage-lending","jurisdiction":"TX","county":"48335","countyName":"Mitchell County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Mitchell County, Texas: in 2024, lenders reported 86 applications for a home purchase or a refinance; 52 became loans ($7.1 million) and 29 were denied, a denial rate of 33.7%. Home purchase: 67 applications, 41 loans. HMDA 2024 data, FFIEC.","value":52,"unit":"home purchase and refinance loans originated, 2024","applications":86,"originations":52,"denials":29,"originated_dollars":7120000,"applications_purchase":67,"applications_refinance":13,"applications_cash_out_refinance":6,"originations_purchase":41,"originations_refinance":7,"originations_cash_out_refinance":4,"denials_purchase":21,"denials_refinance":6,"denials_cash_out_refinance":2,"denial_rate":33.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48337","dataset":"mortgage-lending","jurisdiction":"TX","county":"48337","countyName":"Montague County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Montague County, Texas: in 2024, lenders reported 463 applications for a home purchase or a refinance; 347 became loans ($84.5 million) and 98 were denied, a denial rate of 21.2%. Home purchase: 337 applications, 252 loans. HMDA 2024 data, FFIEC.","value":347,"unit":"home purchase and refinance loans originated, 2024","applications":463,"originations":347,"denials":98,"originated_dollars":84455000,"applications_purchase":337,"applications_refinance":50,"applications_cash_out_refinance":76,"originations_purchase":252,"originations_refinance":39,"originations_cash_out_refinance":56,"denials_purchase":71,"denials_refinance":9,"denials_cash_out_refinance":18,"denial_rate":21.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48339","dataset":"mortgage-lending","jurisdiction":"TX","county":"48339","countyName":"Montgomery County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Montgomery County, Texas: in 2024, lenders reported 22,833 applications for a home purchase or a refinance; 17,040 became loans ($5.8 billion) and 4,811 were denied, a denial rate of 21.1%. Home purchase: 19,450 applications, 14,930 loans. HMDA 2024 data, FFIEC.","value":17040,"unit":"home purchase and refinance loans originated, 2024","applications":22833,"originations":17040,"denials":4811,"originated_dollars":5835370000,"applications_purchase":19450,"applications_refinance":1671,"applications_cash_out_refinance":1712,"originations_purchase":14930,"originations_refinance":1068,"originations_cash_out_refinance":1042,"denials_purchase":3759,"denials_refinance":475,"denials_cash_out_refinance":577,"denial_rate":21.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48341","dataset":"mortgage-lending","jurisdiction":"TX","county":"48341","countyName":"Moore County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Moore County, Texas: in 2024, lenders reported 357 applications for a home purchase or a refinance; 239 became loans ($45.4 million) and 97 were denied, a denial rate of 27.2%. Home purchase: 309 applications, 209 loans. HMDA 2024 data, FFIEC.","value":239,"unit":"home purchase and refinance loans originated, 2024","applications":357,"originations":239,"denials":97,"originated_dollars":45365000,"applications_purchase":309,"applications_refinance":23,"applications_cash_out_refinance":25,"originations_purchase":209,"originations_refinance":15,"originations_cash_out_refinance":15,"denials_purchase":81,"denials_refinance":6,"denials_cash_out_refinance":10,"denial_rate":27.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48343","dataset":"mortgage-lending","jurisdiction":"TX","county":"48343","countyName":"Morris County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Morris County, Texas: in 2024, lenders reported 261 applications for a home purchase or a refinance; 174 became loans ($32.3 million) and 62 were denied, a denial rate of 23.8%. Home purchase: 206 applications, 133 loans. HMDA 2024 data, FFIEC.","value":174,"unit":"home purchase and refinance loans originated, 2024","applications":261,"originations":174,"denials":62,"originated_dollars":32310000,"applications_purchase":206,"applications_refinance":23,"applications_cash_out_refinance":32,"originations_purchase":133,"originations_refinance":19,"originations_cash_out_refinance":22,"denials_purchase":49,"denials_refinance":4,"denials_cash_out_refinance":9,"denial_rate":23.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48345","dataset":"mortgage-lending","jurisdiction":"TX","county":"48345","countyName":"Motley County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Motley County, Texas: in 2024, lenders reported 11 applications for a home purchase or a refinance; 6 became loans ($1.1 million) and 5 were denied, a denial rate of 45.5% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 5 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":11,"originations":6,"denials":5,"originated_dollars":1110000,"applications_purchase":9,"applications_refinance":2,"applications_cash_out_refinance":0,"originations_purchase":5,"originations_refinance":1,"originations_cash_out_refinance":0,"denials_purchase":4,"denials_refinance":1,"denials_cash_out_refinance":0,"denial_rate":45.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48347","dataset":"mortgage-lending","jurisdiction":"TX","county":"48347","countyName":"Nacogdoches County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Nacogdoches County, Texas: in 2024, lenders reported 960 applications for a home purchase or a refinance; 600 became loans ($138.7 million) and 290 were denied, a denial rate of 30.2%. Home purchase: 781 applications, 496 loans. HMDA 2024 data, FFIEC.","value":600,"unit":"home purchase and refinance loans originated, 2024","applications":960,"originations":600,"denials":290,"originated_dollars":138740000,"applications_purchase":781,"applications_refinance":76,"applications_cash_out_refinance":103,"originations_purchase":496,"originations_refinance":50,"originations_cash_out_refinance":54,"denials_purchase":222,"denials_refinance":21,"denials_cash_out_refinance":47,"denial_rate":30.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48349","dataset":"mortgage-lending","jurisdiction":"TX","county":"48349","countyName":"Navarro County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Navarro County, Texas: in 2024, lenders reported 1,252 applications for a home purchase or a refinance; 767 became loans ($548.0 million) and 428 were denied, a denial rate of 34.2%. Home purchase: 1,001 applications, 613 loans. HMDA 2024 data, FFIEC.","value":767,"unit":"home purchase and refinance loans originated, 2024","applications":1252,"originations":767,"denials":428,"originated_dollars":548035000,"applications_purchase":1001,"applications_refinance":126,"applications_cash_out_refinance":125,"originations_purchase":613,"originations_refinance":83,"originations_cash_out_refinance":71,"denials_purchase":340,"denials_refinance":38,"denials_cash_out_refinance":50,"denial_rate":34.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48351","dataset":"mortgage-lending","jurisdiction":"TX","county":"48351","countyName":"Newton County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Newton County, Texas: in 2024, lenders reported 283 applications for a home purchase or a refinance; 122 became loans ($22.0 million) and 141 were denied, a denial rate of 49.8%. Home purchase: 257 applications, 107 loans. HMDA 2024 data, FFIEC.","value":122,"unit":"home purchase and refinance loans originated, 2024","applications":283,"originations":122,"denials":141,"originated_dollars":21960000,"applications_purchase":257,"applications_refinance":19,"applications_cash_out_refinance":7,"originations_purchase":107,"originations_refinance":11,"originations_cash_out_refinance":4,"denials_purchase":132,"denials_refinance":6,"denials_cash_out_refinance":3,"denial_rate":49.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48353","dataset":"mortgage-lending","jurisdiction":"TX","county":"48353","countyName":"Nolan County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Nolan County, Texas: in 2024, lenders reported 191 applications for a home purchase or a refinance; 126 became loans ($18.7 million) and 56 were denied, a denial rate of 29.3%. Home purchase: 146 applications, 103 loans. HMDA 2024 data, FFIEC.","value":126,"unit":"home purchase and refinance loans originated, 2024","applications":191,"originations":126,"denials":56,"originated_dollars":18690000,"applications_purchase":146,"applications_refinance":18,"applications_cash_out_refinance":27,"originations_purchase":103,"originations_refinance":10,"originations_cash_out_refinance":13,"denials_purchase":38,"denials_refinance":7,"denials_cash_out_refinance":11,"denial_rate":29.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48355","dataset":"mortgage-lending","jurisdiction":"TX","county":"48355","countyName":"Nueces County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Nueces County, Texas: in 2024, lenders reported 6,715 applications for a home purchase or a refinance; 4,911 became loans ($1.4 billion) and 1,537 were denied, a denial rate of 22.9%. Home purchase: 4,664 applications, 3,719 loans. HMDA 2024 data, FFIEC.","value":4911,"unit":"home purchase and refinance loans originated, 2024","applications":6715,"originations":4911,"denials":1537,"originated_dollars":1448635000,"applications_purchase":4664,"applications_refinance":749,"applications_cash_out_refinance":1302,"originations_purchase":3719,"originations_refinance":509,"originations_cash_out_refinance":683,"denials_purchase":822,"denials_refinance":193,"denials_cash_out_refinance":522,"denial_rate":22.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48357","dataset":"mortgage-lending","jurisdiction":"TX","county":"48357","countyName":"Ochiltree County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Ochiltree County, Texas: in 2024, lenders reported 78 applications for a home purchase or a refinance; 50 became loans ($7.5 million) and 28 were denied, a denial rate of 35.9%. Home purchase: 53 applications, 36 loans. HMDA 2024 data, FFIEC.","value":50,"unit":"home purchase and refinance loans originated, 2024","applications":78,"originations":50,"denials":28,"originated_dollars":7480000,"applications_purchase":53,"applications_refinance":14,"applications_cash_out_refinance":11,"originations_purchase":36,"originations_refinance":8,"originations_cash_out_refinance":6,"denials_purchase":17,"denials_refinance":6,"denials_cash_out_refinance":5,"denial_rate":35.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48359","dataset":"mortgage-lending","jurisdiction":"TX","county":"48359","countyName":"Oldham County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Oldham County, Texas: in 2024, lenders reported 29 applications for a home purchase or a refinance; 18 became loans ($3.0 million) and 8 were denied, a denial rate of 27.6% (a small count, so the rate moves a lot from year to year). Home purchase: 22 applications, 11 loans. HMDA 2024 data, FFIEC.","value":18,"unit":"home purchase and refinance loans originated, 2024","applications":29,"originations":18,"denials":8,"originated_dollars":3000000,"applications_purchase":22,"applications_refinance":2,"applications_cash_out_refinance":5,"originations_purchase":11,"originations_refinance":2,"originations_cash_out_refinance":5,"denials_purchase":8,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":27.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48361","dataset":"mortgage-lending","jurisdiction":"TX","county":"48361","countyName":"Orange County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Orange County, Texas: in 2024, lenders reported 1,606 applications for a home purchase or a refinance; 1,072 became loans ($218.8 million) and 435 were denied, a denial rate of 27.1%. Home purchase: 1,257 applications, 845 loans. HMDA 2024 data, FFIEC.","value":1072,"unit":"home purchase and refinance loans originated, 2024","applications":1606,"originations":1072,"denials":435,"originated_dollars":218850000,"applications_purchase":1257,"applications_refinance":194,"applications_cash_out_refinance":155,"originations_purchase":845,"originations_refinance":135,"originations_cash_out_refinance":92,"denials_purchase":332,"denials_refinance":48,"denials_cash_out_refinance":55,"denial_rate":27.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48363","dataset":"mortgage-lending","jurisdiction":"TX","county":"48363","countyName":"Palo Pinto County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Palo Pinto County, Texas: in 2024, lenders reported 724 applications for a home purchase or a refinance; 481 became loans ($171.0 million) and 168 were denied, a denial rate of 23.2%. Home purchase: 555 applications, 363 loans. HMDA 2024 data, FFIEC.","value":481,"unit":"home purchase and refinance loans originated, 2024","applications":724,"originations":481,"denials":168,"originated_dollars":171025000,"applications_purchase":555,"applications_refinance":93,"applications_cash_out_refinance":76,"originations_purchase":363,"originations_refinance":69,"originations_cash_out_refinance":49,"denials_purchase":131,"denials_refinance":15,"denials_cash_out_refinance":22,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48365","dataset":"mortgage-lending","jurisdiction":"TX","county":"48365","countyName":"Panola County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Panola County, Texas: in 2024, lenders reported 452 applications for a home purchase or a refinance; 231 became loans ($48.6 million) and 191 were denied, a denial rate of 42.3%. Home purchase: 377 applications, 189 loans. HMDA 2024 data, FFIEC.","value":231,"unit":"home purchase and refinance loans originated, 2024","applications":452,"originations":231,"denials":191,"originated_dollars":48605000,"applications_purchase":377,"applications_refinance":44,"applications_cash_out_refinance":31,"originations_purchase":189,"originations_refinance":27,"originations_cash_out_refinance":15,"denials_purchase":162,"denials_refinance":14,"denials_cash_out_refinance":15,"denial_rate":42.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48367","dataset":"mortgage-lending","jurisdiction":"TX","county":"48367","countyName":"Parker County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Parker County, Texas: in 2024, lenders reported 5,367 applications for a home purchase or a refinance; 4,047 became loans ($1.9 billion) and 1,073 were denied, a denial rate of 20.0%. Home purchase: 4,112 applications, 3,180 loans. HMDA 2024 data, FFIEC.","value":4047,"unit":"home purchase and refinance loans originated, 2024","applications":5367,"originations":4047,"denials":1073,"originated_dollars":1939315000,"applications_purchase":4112,"applications_refinance":659,"applications_cash_out_refinance":596,"originations_purchase":3180,"originations_refinance":467,"originations_cash_out_refinance":400,"denials_purchase":764,"denials_refinance":134,"denials_cash_out_refinance":175,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48369","dataset":"mortgage-lending","jurisdiction":"TX","county":"48369","countyName":"Parmer County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Parmer County, Texas: in 2024, lenders reported 90 applications for a home purchase or a refinance; 60 became loans ($10.2 million) and 24 were denied, a denial rate of 26.7%. Home purchase: 75 applications, 48 loans. HMDA 2024 data, FFIEC.","value":60,"unit":"home purchase and refinance loans originated, 2024","applications":90,"originations":60,"denials":24,"originated_dollars":10200000,"applications_purchase":75,"applications_refinance":5,"applications_cash_out_refinance":10,"originations_purchase":48,"originations_refinance":5,"originations_cash_out_refinance":7,"denials_purchase":22,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":26.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48371","dataset":"mortgage-lending","jurisdiction":"TX","county":"48371","countyName":"Pecos County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Pecos County, Texas: in 2024, lenders reported 240 applications for a home purchase or a refinance; 135 became loans ($22.4 million) and 92 were denied, a denial rate of 38.3%. Home purchase: 196 applications, 113 loans. HMDA 2024 data, FFIEC.","value":135,"unit":"home purchase and refinance loans originated, 2024","applications":240,"originations":135,"denials":92,"originated_dollars":22355000,"applications_purchase":196,"applications_refinance":10,"applications_cash_out_refinance":34,"originations_purchase":113,"originations_refinance":6,"originations_cash_out_refinance":16,"denials_purchase":71,"denials_refinance":4,"denials_cash_out_refinance":17,"denial_rate":38.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48373","dataset":"mortgage-lending","jurisdiction":"TX","county":"48373","countyName":"Polk County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Polk County, Texas: in 2024, lenders reported 1,052 applications for a home purchase or a refinance; 567 became loans ($120.1 million) and 411 were denied, a denial rate of 39.1%. Home purchase: 857 applications, 450 loans. HMDA 2024 data, FFIEC.","value":567,"unit":"home purchase and refinance loans originated, 2024","applications":1052,"originations":567,"denials":411,"originated_dollars":120145000,"applications_purchase":857,"applications_refinance":93,"applications_cash_out_refinance":102,"originations_purchase":450,"originations_refinance":57,"originations_cash_out_refinance":60,"denials_purchase":346,"denials_refinance":28,"denials_cash_out_refinance":37,"denial_rate":39.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48375","dataset":"mortgage-lending","jurisdiction":"TX","county":"48375","countyName":"Potter County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Potter County, Texas: in 2024, lenders reported 1,890 applications for a home purchase or a refinance; 1,242 became loans ($281.3 million) and 500 were denied, a denial rate of 26.5%. Home purchase: 1,402 applications, 930 loans. HMDA 2024 data, FFIEC.","value":1242,"unit":"home purchase and refinance loans originated, 2024","applications":1890,"originations":1242,"denials":500,"originated_dollars":281290000,"applications_purchase":1402,"applications_refinance":186,"applications_cash_out_refinance":302,"originations_purchase":930,"originations_refinance":108,"originations_cash_out_refinance":204,"denials_purchase":357,"denials_refinance":59,"denials_cash_out_refinance":84,"denial_rate":26.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48377","dataset":"mortgage-lending","jurisdiction":"TX","county":"48377","countyName":"Presidio County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Presidio County, Texas: in 2024, lenders reported 59 applications for a home purchase or a refinance; 31 became loans ($7.4 million) and 26 were denied, a denial rate of 44.1%. Home purchase: 47 applications, 21 loans. HMDA 2024 data, FFIEC.","value":31,"unit":"home purchase and refinance loans originated, 2024","applications":59,"originations":31,"denials":26,"originated_dollars":7445000,"applications_purchase":47,"applications_refinance":7,"applications_cash_out_refinance":5,"originations_purchase":21,"originations_refinance":7,"originations_cash_out_refinance":3,"denials_purchase":24,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":44.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48379","dataset":"mortgage-lending","jurisdiction":"TX","county":"48379","countyName":"Rains County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Rains County, Texas: in 2024, lenders reported 318 applications for a home purchase or a refinance; 186 became loans ($49.7 million) and 102 were denied, a denial rate of 32.1%. Home purchase: 239 applications, 141 loans. HMDA 2024 data, FFIEC.","value":186,"unit":"home purchase and refinance loans originated, 2024","applications":318,"originations":186,"denials":102,"originated_dollars":49690000,"applications_purchase":239,"applications_refinance":30,"applications_cash_out_refinance":49,"originations_purchase":141,"originations_refinance":14,"originations_cash_out_refinance":31,"denials_purchase":71,"denials_refinance":13,"denials_cash_out_refinance":18,"denial_rate":32.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48381","dataset":"mortgage-lending","jurisdiction":"TX","county":"48381","countyName":"Randall County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Randall County, Texas: in 2024, lenders reported 3,521 applications for a home purchase or a refinance; 2,741 became loans ($710.7 million) and 516 were denied, a denial rate of 14.7%. Home purchase: 2,652 applications, 2,113 loans. HMDA 2024 data, FFIEC.","value":2741,"unit":"home purchase and refinance loans originated, 2024","applications":3521,"originations":2741,"denials":516,"originated_dollars":710675000,"applications_purchase":2652,"applications_refinance":395,"applications_cash_out_refinance":474,"originations_purchase":2113,"originations_refinance":275,"originations_cash_out_refinance":353,"denials_purchase":337,"denials_refinance":83,"denials_cash_out_refinance":96,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48383","dataset":"mortgage-lending","jurisdiction":"TX","county":"48383","countyName":"Reagan County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Reagan County, Texas: in 2024, lenders reported 36 applications for a home purchase or a refinance; 19 became loans ($3.3 million) and 12 were denied, a denial rate of 33.3%. Home purchase: 33 applications, 16 loans. HMDA 2024 data, FFIEC.","value":19,"unit":"home purchase and refinance loans originated, 2024","applications":36,"originations":19,"denials":12,"originated_dollars":3345000,"applications_purchase":33,"applications_refinance":0,"applications_cash_out_refinance":3,"originations_purchase":16,"originations_refinance":0,"originations_cash_out_refinance":3,"denials_purchase":12,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":33.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48385","dataset":"mortgage-lending","jurisdiction":"TX","county":"48385","countyName":"Real County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Real County, Texas: in 2024, lenders reported 41 applications for a home purchase or a refinance; 24 became loans ($7.7 million) and 15 were denied, a denial rate of 36.6%. Home purchase: 29 applications, 17 loans. HMDA 2024 data, FFIEC.","value":24,"unit":"home purchase and refinance loans originated, 2024","applications":41,"originations":24,"denials":15,"originated_dollars":7650000,"applications_purchase":29,"applications_refinance":6,"applications_cash_out_refinance":6,"originations_purchase":17,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":12,"denials_refinance":0,"denials_cash_out_refinance":3,"denial_rate":36.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48387","dataset":"mortgage-lending","jurisdiction":"TX","county":"48387","countyName":"Red River County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Red River County, Texas: in 2024, lenders reported 194 applications for a home purchase or a refinance; 100 became loans ($18.1 million) and 69 were denied, a denial rate of 35.6%. Home purchase: 159 applications, 80 loans. HMDA 2024 data, FFIEC.","value":100,"unit":"home purchase and refinance loans originated, 2024","applications":194,"originations":100,"denials":69,"originated_dollars":18070000,"applications_purchase":159,"applications_refinance":17,"applications_cash_out_refinance":18,"originations_purchase":80,"originations_refinance":10,"originations_cash_out_refinance":10,"denials_purchase":58,"denials_refinance":5,"denials_cash_out_refinance":6,"denial_rate":35.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48389","dataset":"mortgage-lending","jurisdiction":"TX","county":"48389","countyName":"Reeves County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Reeves County, Texas: in 2024, lenders reported 228 applications for a home purchase or a refinance; 119 became loans ($27.4 million) and 87 were denied, a denial rate of 38.2%. Home purchase: 206 applications, 104 loans. HMDA 2024 data, FFIEC.","value":119,"unit":"home purchase and refinance loans originated, 2024","applications":228,"originations":119,"denials":87,"originated_dollars":27385000,"applications_purchase":206,"applications_refinance":13,"applications_cash_out_refinance":9,"originations_purchase":104,"originations_refinance":9,"originations_cash_out_refinance":6,"denials_purchase":81,"denials_refinance":4,"denials_cash_out_refinance":2,"denial_rate":38.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48391","dataset":"mortgage-lending","jurisdiction":"TX","county":"48391","countyName":"Refugio County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Refugio County, Texas: in 2024, lenders reported 122 applications for a home purchase or a refinance; 53 became loans ($11.0 million) and 60 were denied, a denial rate of 49.2%. Home purchase: 107 applications, 46 loans. HMDA 2024 data, FFIEC.","value":53,"unit":"home purchase and refinance loans originated, 2024","applications":122,"originations":53,"denials":60,"originated_dollars":11015000,"applications_purchase":107,"applications_refinance":6,"applications_cash_out_refinance":9,"originations_purchase":46,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":52,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":49.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48393","dataset":"mortgage-lending","jurisdiction":"TX","county":"48393","countyName":"Roberts County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Roberts County, Texas: in 2024, lenders reported 7 applications for a home purchase or a refinance; 4 became loans ($460,000) and 3 were denied, a denial rate of 42.9% (a small count, so the rate moves a lot from year to year). Home purchase: 7 applications, 4 loans. HMDA 2024 data, FFIEC.","value":4,"unit":"home purchase and refinance loans originated, 2024","applications":7,"originations":4,"denials":3,"originated_dollars":460000,"applications_purchase":7,"applications_refinance":0,"applications_cash_out_refinance":0,"originations_purchase":4,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":42.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48395","dataset":"mortgage-lending","jurisdiction":"TX","county":"48395","countyName":"Robertson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Robertson County, Texas: in 2024, lenders reported 373 applications for a home purchase or a refinance; 214 became loans ($52.0 million) and 135 were denied, a denial rate of 36.2%. Home purchase: 312 applications, 179 loans. HMDA 2024 data, FFIEC.","value":214,"unit":"home purchase and refinance loans originated, 2024","applications":373,"originations":214,"denials":135,"originated_dollars":52040000,"applications_purchase":312,"applications_refinance":25,"applications_cash_out_refinance":36,"originations_purchase":179,"originations_refinance":15,"originations_cash_out_refinance":20,"denials_purchase":114,"denials_refinance":7,"denials_cash_out_refinance":14,"denial_rate":36.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48397","dataset":"mortgage-lending","jurisdiction":"TX","county":"48397","countyName":"Rockwall County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Rockwall County, Texas: in 2024, lenders reported 3,979 applications for a home purchase or a refinance; 3,239 became loans ($1.3 billion) and 584 were denied, a denial rate of 14.7%. Home purchase: 3,060 applications, 2,656 loans. HMDA 2024 data, FFIEC.","value":3239,"unit":"home purchase and refinance loans originated, 2024","applications":3979,"originations":3239,"denials":584,"originated_dollars":1320385000,"applications_purchase":3060,"applications_refinance":398,"applications_cash_out_refinance":521,"originations_purchase":2656,"originations_refinance":254,"originations_cash_out_refinance":329,"denials_purchase":305,"denials_refinance":114,"denials_cash_out_refinance":165,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48399","dataset":"mortgage-lending","jurisdiction":"TX","county":"48399","countyName":"Runnels County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Runnels County, Texas: in 2024, lenders reported 126 applications for a home purchase or a refinance; 80 became loans ($14.5 million) and 32 were denied, a denial rate of 25.4%. Home purchase: 107 applications, 70 loans. HMDA 2024 data, FFIEC.","value":80,"unit":"home purchase and refinance loans originated, 2024","applications":126,"originations":80,"denials":32,"originated_dollars":14500000,"applications_purchase":107,"applications_refinance":8,"applications_cash_out_refinance":11,"originations_purchase":70,"originations_refinance":4,"originations_cash_out_refinance":6,"denials_purchase":24,"denials_refinance":3,"denials_cash_out_refinance":5,"denial_rate":25.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48401","dataset":"mortgage-lending","jurisdiction":"TX","county":"48401","countyName":"Rusk County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Rusk County, Texas: in 2024, lenders reported 1,022 applications for a home purchase or a refinance; 598 became loans ($124.7 million) and 358 were denied, a denial rate of 35.0%. Home purchase: 793 applications, 454 loans. HMDA 2024 data, FFIEC.","value":598,"unit":"home purchase and refinance loans originated, 2024","applications":1022,"originations":598,"denials":358,"originated_dollars":124690000,"applications_purchase":793,"applications_refinance":115,"applications_cash_out_refinance":114,"originations_purchase":454,"originations_refinance":69,"originations_cash_out_refinance":75,"denials_purchase":285,"denials_refinance":36,"denials_cash_out_refinance":37,"denial_rate":35,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48403","dataset":"mortgage-lending","jurisdiction":"TX","county":"48403","countyName":"Sabine County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Sabine County, Texas: in 2024, lenders reported 293 applications for a home purchase or a refinance; 138 became loans ($24.9 million) and 119 were denied, a denial rate of 40.6%. Home purchase: 253 applications, 114 loans. HMDA 2024 data, FFIEC.","value":138,"unit":"home purchase and refinance loans originated, 2024","applications":293,"originations":138,"denials":119,"originated_dollars":24910000,"applications_purchase":253,"applications_refinance":15,"applications_cash_out_refinance":25,"originations_purchase":114,"originations_refinance":11,"originations_cash_out_refinance":13,"denials_purchase":104,"denials_refinance":4,"denials_cash_out_refinance":11,"denial_rate":40.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48405","dataset":"mortgage-lending","jurisdiction":"TX","county":"48405","countyName":"San Augustine County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"San Augustine County, Texas: in 2024, lenders reported 157 applications for a home purchase or a refinance; 64 became loans ($12.7 million) and 74 were denied, a denial rate of 47.1%. Home purchase: 141 applications, 58 loans. HMDA 2024 data, FFIEC.","value":64,"unit":"home purchase and refinance loans originated, 2024","applications":157,"originations":64,"denials":74,"originated_dollars":12670000,"applications_purchase":141,"applications_refinance":11,"applications_cash_out_refinance":5,"originations_purchase":58,"originations_refinance":5,"originations_cash_out_refinance":1,"denials_purchase":65,"denials_refinance":5,"denials_cash_out_refinance":4,"denial_rate":47.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48407","dataset":"mortgage-lending","jurisdiction":"TX","county":"48407","countyName":"San Jacinto County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"San Jacinto County, Texas: in 2024, lenders reported 822 applications for a home purchase or a refinance; 405 became loans ($89.1 million) and 357 were denied, a denial rate of 43.4%. Home purchase: 688 applications, 329 loans. HMDA 2024 data, FFIEC.","value":405,"unit":"home purchase and refinance loans originated, 2024","applications":822,"originations":405,"denials":357,"originated_dollars":89145000,"applications_purchase":688,"applications_refinance":48,"applications_cash_out_refinance":86,"originations_purchase":329,"originations_refinance":26,"originations_cash_out_refinance":50,"denials_purchase":307,"denials_refinance":18,"denials_cash_out_refinance":32,"denial_rate":43.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48409","dataset":"mortgage-lending","jurisdiction":"TX","county":"48409","countyName":"San Patricio County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"San Patricio County, Texas: in 2024, lenders reported 1,495 applications for a home purchase or a refinance; 1,088 became loans ($271.2 million) and 326 were denied, a denial rate of 21.8%. Home purchase: 1,124 applications, 861 loans. HMDA 2024 data, FFIEC.","value":1088,"unit":"home purchase and refinance loans originated, 2024","applications":1495,"originations":1088,"denials":326,"originated_dollars":271220000,"applications_purchase":1124,"applications_refinance":134,"applications_cash_out_refinance":237,"originations_purchase":861,"originations_refinance":91,"originations_cash_out_refinance":136,"denials_purchase":215,"denials_refinance":34,"denials_cash_out_refinance":77,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48411","dataset":"mortgage-lending","jurisdiction":"TX","county":"48411","countyName":"San Saba County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"San Saba County, Texas: in 2024, lenders reported 49 applications for a home purchase or a refinance; 30 became loans ($6.7 million) and 14 were denied, a denial rate of 28.6%. Home purchase: 37 applications, 23 loans. HMDA 2024 data, FFIEC.","value":30,"unit":"home purchase and refinance loans originated, 2024","applications":49,"originations":30,"denials":14,"originated_dollars":6650000,"applications_purchase":37,"applications_refinance":5,"applications_cash_out_refinance":7,"originations_purchase":23,"originations_refinance":3,"originations_cash_out_refinance":4,"denials_purchase":10,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":28.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48413","dataset":"mortgage-lending","jurisdiction":"TX","county":"48413","countyName":"Schleicher County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Schleicher County, Texas: in 2024, lenders reported 32 applications for a home purchase or a refinance; 15 became loans ($2.6 million) and 13 were denied, a denial rate of 40.6%. Home purchase: 28 applications, 13 loans. HMDA 2024 data, FFIEC.","value":15,"unit":"home purchase and refinance loans originated, 2024","applications":32,"originations":15,"denials":13,"originated_dollars":2605000,"applications_purchase":28,"applications_refinance":3,"applications_cash_out_refinance":1,"originations_purchase":13,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":11,"denials_refinance":2,"denials_cash_out_refinance":0,"denial_rate":40.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48415","dataset":"mortgage-lending","jurisdiction":"TX","county":"48415","countyName":"Scurry County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Scurry County, Texas: in 2024, lenders reported 225 applications for a home purchase or a refinance; 142 became loans ($25.2 million) and 73 were denied, a denial rate of 32.4%. Home purchase: 181 applications, 115 loans. HMDA 2024 data, FFIEC.","value":142,"unit":"home purchase and refinance loans originated, 2024","applications":225,"originations":142,"denials":73,"originated_dollars":25160000,"applications_purchase":181,"applications_refinance":23,"applications_cash_out_refinance":21,"originations_purchase":115,"originations_refinance":17,"originations_cash_out_refinance":10,"denials_purchase":59,"denials_refinance":4,"denials_cash_out_refinance":10,"denial_rate":32.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48417","dataset":"mortgage-lending","jurisdiction":"TX","county":"48417","countyName":"Shackelford County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Shackelford County, Texas: in 2024, lenders reported 56 applications for a home purchase or a refinance; 39 became loans ($9.1 million) and 15 were denied, a denial rate of 26.8%. Home purchase: 42 applications, 26 loans. HMDA 2024 data, FFIEC.","value":39,"unit":"home purchase and refinance loans originated, 2024","applications":56,"originations":39,"denials":15,"originated_dollars":9075000,"applications_purchase":42,"applications_refinance":11,"applications_cash_out_refinance":3,"originations_purchase":26,"originations_refinance":10,"originations_cash_out_refinance":3,"denials_purchase":15,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":26.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48419","dataset":"mortgage-lending","jurisdiction":"TX","county":"48419","countyName":"Shelby County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Shelby County, Texas: in 2024, lenders reported 361 applications for a home purchase or a refinance; 168 became loans ($30.2 million) and 167 were denied, a denial rate of 46.3%. Home purchase: 309 applications, 137 loans. HMDA 2024 data, FFIEC.","value":168,"unit":"home purchase and refinance loans originated, 2024","applications":361,"originations":168,"denials":167,"originated_dollars":30190000,"applications_purchase":309,"applications_refinance":27,"applications_cash_out_refinance":25,"originations_purchase":137,"originations_refinance":17,"originations_cash_out_refinance":14,"denials_purchase":148,"denials_refinance":8,"denials_cash_out_refinance":11,"denial_rate":46.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48421","dataset":"mortgage-lending","jurisdiction":"TX","county":"48421","countyName":"Sherman County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Sherman County, Texas: in 2024, lenders reported 28 applications for a home purchase or a refinance; 20 became loans ($3.6 million) and 6 were denied, a denial rate of 21.4% (a small count, so the rate moves a lot from year to year). Home purchase: 21 applications, 18 loans. HMDA 2024 data, FFIEC.","value":20,"unit":"home purchase and refinance loans originated, 2024","applications":28,"originations":20,"denials":6,"originated_dollars":3630000,"applications_purchase":21,"applications_refinance":0,"applications_cash_out_refinance":7,"originations_purchase":18,"originations_refinance":0,"originations_cash_out_refinance":2,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":4,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48423","dataset":"mortgage-lending","jurisdiction":"TX","county":"48423","countyName":"Smith County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Smith County, Texas: in 2024, lenders reported 5,073 applications for a home purchase or a refinance; 3,477 became loans ($1.1 billion) and 1,392 were denied, a denial rate of 27.4%. Home purchase: 3,891 applications, 2,725 loans. HMDA 2024 data, FFIEC.","value":3477,"unit":"home purchase and refinance loans originated, 2024","applications":5073,"originations":3477,"denials":1392,"originated_dollars":1091645000,"applications_purchase":3891,"applications_refinance":621,"applications_cash_out_refinance":561,"originations_purchase":2725,"originations_refinance":421,"originations_cash_out_refinance":331,"denials_purchase":1022,"denials_refinance":166,"denials_cash_out_refinance":204,"denial_rate":27.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48425","dataset":"mortgage-lending","jurisdiction":"TX","county":"48425","countyName":"Somervell County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Somervell County, Texas: in 2024, lenders reported 221 applications for a home purchase or a refinance; 154 became loans ($85.4 million) and 53 were denied, a denial rate of 24.0%. Home purchase: 170 applications, 118 loans. HMDA 2024 data, FFIEC.","value":154,"unit":"home purchase and refinance loans originated, 2024","applications":221,"originations":154,"denials":53,"originated_dollars":85410000,"applications_purchase":170,"applications_refinance":26,"applications_cash_out_refinance":25,"originations_purchase":118,"originations_refinance":22,"originations_cash_out_refinance":14,"denials_purchase":41,"denials_refinance":3,"denials_cash_out_refinance":9,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48427","dataset":"mortgage-lending","jurisdiction":"TX","county":"48427","countyName":"Starr County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Starr County, Texas: in 2024, lenders reported 366 applications for a home purchase or a refinance; 208 became loans ($41.1 million) and 137 were denied, a denial rate of 37.4%. Home purchase: 256 applications, 140 loans. HMDA 2024 data, FFIEC.","value":208,"unit":"home purchase and refinance loans originated, 2024","applications":366,"originations":208,"denials":137,"originated_dollars":41070000,"applications_purchase":256,"applications_refinance":65,"applications_cash_out_refinance":45,"originations_purchase":140,"originations_refinance":55,"originations_cash_out_refinance":13,"denials_purchase":100,"denials_refinance":10,"denials_cash_out_refinance":27,"denial_rate":37.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48429","dataset":"mortgage-lending","jurisdiction":"TX","county":"48429","countyName":"Stephens County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Stephens County, Texas: in 2024, lenders reported 142 applications for a home purchase or a refinance; 95 became loans ($18.9 million) and 39 were denied, a denial rate of 27.5%. Home purchase: 98 applications, 65 loans. HMDA 2024 data, FFIEC.","value":95,"unit":"home purchase and refinance loans originated, 2024","applications":142,"originations":95,"denials":39,"originated_dollars":18885000,"applications_purchase":98,"applications_refinance":30,"applications_cash_out_refinance":14,"originations_purchase":65,"originations_refinance":24,"originations_cash_out_refinance":6,"denials_purchase":26,"denials_refinance":6,"denials_cash_out_refinance":7,"denial_rate":27.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48431","dataset":"mortgage-lending","jurisdiction":"TX","county":"48431","countyName":"Sterling County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Sterling County, Texas: in 2024, lenders reported 11 applications for a home purchase or a refinance; 7 became loans ($2.4 million) and 2 were denied, a denial rate of 18.2% (a small count, so the rate moves a lot from year to year). Home purchase: 9 applications, 5 loans. HMDA 2024 data, FFIEC.","value":7,"unit":"home purchase and refinance loans originated, 2024","applications":11,"originations":7,"denials":2,"originated_dollars":2405000,"applications_purchase":9,"applications_refinance":2,"applications_cash_out_refinance":0,"originations_purchase":5,"originations_refinance":2,"originations_cash_out_refinance":0,"denials_purchase":2,"denials_refinance":0,"denials_cash_out_refinance":0,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48433","dataset":"mortgage-lending","jurisdiction":"TX","county":"48433","countyName":"Stonewall County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Stonewall County, Texas: in 2024, lenders reported 23 applications for a home purchase or a refinance; 6 became loans ($690,000) and 16 were denied, a denial rate of 69.6% (a small count, so the rate moves a lot from year to year). Home purchase: 21 applications, 6 loans. HMDA 2024 data, FFIEC.","value":6,"unit":"home purchase and refinance loans originated, 2024","applications":23,"originations":6,"denials":16,"originated_dollars":690000,"applications_purchase":21,"applications_refinance":1,"applications_cash_out_refinance":1,"originations_purchase":6,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":14,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":69.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48435","dataset":"mortgage-lending","jurisdiction":"TX","county":"48435","countyName":"Sutton County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Sutton County, Texas: in 2024, lenders reported 55 applications for a home purchase or a refinance; 34 became loans ($5.5 million) and 17 were denied, a denial rate of 30.9%. Home purchase: 44 applications, 27 loans. HMDA 2024 data, FFIEC.","value":34,"unit":"home purchase and refinance loans originated, 2024","applications":55,"originations":34,"denials":17,"originated_dollars":5530000,"applications_purchase":44,"applications_refinance":8,"applications_cash_out_refinance":3,"originations_purchase":27,"originations_refinance":4,"originations_cash_out_refinance":3,"denials_purchase":13,"denials_refinance":4,"denials_cash_out_refinance":0,"denial_rate":30.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48437","dataset":"mortgage-lending","jurisdiction":"TX","county":"48437","countyName":"Swisher County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Swisher County, Texas: in 2024, lenders reported 70 applications for a home purchase or a refinance; 43 became loans ($6.2 million) and 24 were denied, a denial rate of 34.3%. Home purchase: 52 applications, 35 loans. HMDA 2024 data, FFIEC.","value":43,"unit":"home purchase and refinance loans originated, 2024","applications":70,"originations":43,"denials":24,"originated_dollars":6225000,"applications_purchase":52,"applications_refinance":1,"applications_cash_out_refinance":17,"originations_purchase":35,"originations_refinance":0,"originations_cash_out_refinance":8,"denials_purchase":15,"denials_refinance":1,"denials_cash_out_refinance":8,"denial_rate":34.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48439","dataset":"mortgage-lending","jurisdiction":"TX","county":"48439","countyName":"Tarrant County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Tarrant County, Texas: in 2024, lenders reported 37,770 applications for a home purchase or a refinance; 29,926 became loans ($11.6 billion) and 6,526 were denied, a denial rate of 17.3%. Home purchase: 27,755 applications, 23,374 loans. HMDA 2024 data, FFIEC.","value":29926,"unit":"home purchase and refinance loans originated, 2024","applications":37770,"originations":29926,"denials":6526,"originated_dollars":11602300000,"applications_purchase":27755,"applications_refinance":4259,"applications_cash_out_refinance":5756,"originations_purchase":23374,"originations_refinance":2743,"originations_cash_out_refinance":3809,"denials_purchase":3618,"denials_refinance":1197,"denials_cash_out_refinance":1711,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48441","dataset":"mortgage-lending","jurisdiction":"TX","county":"48441","countyName":"Taylor County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Taylor County, Texas: in 2024, lenders reported 3,175 applications for a home purchase or a refinance; 2,515 became loans ($626.4 million) and 548 were denied, a denial rate of 17.3%. Home purchase: 2,435 applications, 1,992 loans. HMDA 2024 data, FFIEC.","value":2515,"unit":"home purchase and refinance loans originated, 2024","applications":3175,"originations":2515,"denials":548,"originated_dollars":626355000,"applications_purchase":2435,"applications_refinance":371,"applications_cash_out_refinance":369,"originations_purchase":1992,"originations_refinance":275,"originations_cash_out_refinance":248,"denials_purchase":371,"denials_refinance":68,"denials_cash_out_refinance":109,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48443","dataset":"mortgage-lending","jurisdiction":"TX","county":"48443","countyName":"Terrell County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Terrell County, Texas: in 2024, lenders reported 14 applications for a home purchase or a refinance; 9 became loans ($955,000) and 5 were denied, a denial rate of 35.7% (a small count, so the rate moves a lot from year to year). Home purchase: 11 applications, 9 loans. HMDA 2024 data, FFIEC.","value":9,"unit":"home purchase and refinance loans originated, 2024","applications":14,"originations":9,"denials":5,"originated_dollars":955000,"applications_purchase":11,"applications_refinance":2,"applications_cash_out_refinance":1,"originations_purchase":9,"originations_refinance":0,"originations_cash_out_refinance":0,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":35.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48445","dataset":"mortgage-lending","jurisdiction":"TX","county":"48445","countyName":"Terry County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Terry County, Texas: in 2024, lenders reported 138 applications for a home purchase or a refinance; 74 became loans ($13.1 million) and 58 were denied, a denial rate of 42.0%. Home purchase: 119 applications, 63 loans. HMDA 2024 data, FFIEC.","value":74,"unit":"home purchase and refinance loans originated, 2024","applications":138,"originations":74,"denials":58,"originated_dollars":13090000,"applications_purchase":119,"applications_refinance":11,"applications_cash_out_refinance":8,"originations_purchase":63,"originations_refinance":6,"originations_cash_out_refinance":5,"denials_purchase":50,"denials_refinance":5,"denials_cash_out_refinance":3,"denial_rate":42,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48447","dataset":"mortgage-lending","jurisdiction":"TX","county":"48447","countyName":"Throckmorton County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Throckmorton County, Texas: in 2024, lenders reported 23 applications for a home purchase or a refinance; 11 became loans ($2.6 million) and 12 were denied, a denial rate of 52.2% (a small count, so the rate moves a lot from year to year). Home purchase: 19 applications, 9 loans. HMDA 2024 data, FFIEC.","value":11,"unit":"home purchase and refinance loans originated, 2024","applications":23,"originations":11,"denials":12,"originated_dollars":2625000,"applications_purchase":19,"applications_refinance":1,"applications_cash_out_refinance":3,"originations_purchase":9,"originations_refinance":0,"originations_cash_out_refinance":2,"denials_purchase":10,"denials_refinance":1,"denials_cash_out_refinance":1,"denial_rate":52.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:48449","dataset":"mortgage-lending","jurisdiction":"TX","county":"48449","countyName":"Titus County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Titus County, Texas: in 2024, lenders reported 443 applications for a home purchase or a refinance; 315 became loans ($90.2 million) and 108 were denied, a denial rate of 24.4%. Home purchase: 312 applications, 226 loans. HMDA 2024 data, FFIEC.","value":315,"unit":"home purchase and refinance loans originated, 2024","applications":443,"originations":315,"denials":108,"originated_dollars":90195000,"applications_purchase":312,"applications_refinance":56,"applications_cash_out_refinance":75,"originations_purchase":226,"originations_refinance":36,"originations_cash_out_refinance":53,"denials_purchase":73,"denials_refinance":16,"denials_cash_out_refinance":19,"denial_rate":24.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48451","dataset":"mortgage-lending","jurisdiction":"TX","county":"48451","countyName":"Tom Green County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Tom Green County, Texas: in 2024, lenders reported 2,149 applications for a home purchase or a refinance; 1,754 became loans ($447.8 million) and 300 were denied, a denial rate of 14.0%. Home purchase: 1,607 applications, 1,382 loans. HMDA 2024 data, FFIEC.","value":1754,"unit":"home purchase and refinance loans originated, 2024","applications":2149,"originations":1754,"denials":300,"originated_dollars":447780000,"applications_purchase":1607,"applications_refinance":270,"applications_cash_out_refinance":272,"originations_purchase":1382,"originations_refinance":188,"originations_cash_out_refinance":184,"denials_purchase":167,"denials_refinance":55,"denials_cash_out_refinance":78,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48453","dataset":"mortgage-lending","jurisdiction":"TX","county":"48453","countyName":"Travis County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Travis County, Texas: in 2024, lenders reported 22,265 applications for a home purchase or a refinance; 17,753 became loans ($10.7 billion) and 3,502 were denied, a denial rate of 15.7%. Home purchase: 16,932 applications, 14,197 loans. HMDA 2024 data, FFIEC.","value":17753,"unit":"home purchase and refinance loans originated, 2024","applications":22265,"originations":17753,"denials":3502,"originated_dollars":10703565000,"applications_purchase":16932,"applications_refinance":2122,"applications_cash_out_refinance":3211,"originations_purchase":14197,"originations_refinance":1417,"originations_cash_out_refinance":2139,"denials_purchase":2039,"denials_refinance":567,"denials_cash_out_refinance":896,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48455","dataset":"mortgage-lending","jurisdiction":"TX","county":"48455","countyName":"Trinity County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Trinity County, Texas: in 2024, lenders reported 393 applications for a home purchase or a refinance; 193 became loans ($38.5 million) and 155 were denied, a denial rate of 39.4%. Home purchase: 331 applications, 160 loans. HMDA 2024 data, FFIEC.","value":193,"unit":"home purchase and refinance loans originated, 2024","applications":393,"originations":193,"denials":155,"originated_dollars":38475000,"applications_purchase":331,"applications_refinance":33,"applications_cash_out_refinance":29,"originations_purchase":160,"originations_refinance":18,"originations_cash_out_refinance":15,"denials_purchase":133,"denials_refinance":11,"denials_cash_out_refinance":11,"denial_rate":39.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48457","dataset":"mortgage-lending","jurisdiction":"TX","county":"48457","countyName":"Tyler County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Tyler County, Texas: in 2024, lenders reported 517 applications for a home purchase or a refinance; 227 became loans ($46.3 million) and 243 were denied, a denial rate of 47.0%. Home purchase: 442 applications, 191 loans. HMDA 2024 data, FFIEC.","value":227,"unit":"home purchase and refinance loans originated, 2024","applications":517,"originations":227,"denials":243,"originated_dollars":46255000,"applications_purchase":442,"applications_refinance":40,"applications_cash_out_refinance":35,"originations_purchase":191,"originations_refinance":19,"originations_cash_out_refinance":17,"denials_purchase":207,"denials_refinance":19,"denials_cash_out_refinance":17,"denial_rate":47,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48459","dataset":"mortgage-lending","jurisdiction":"TX","county":"48459","countyName":"Upshur County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Upshur County, Texas: in 2024, lenders reported 1,027 applications for a home purchase or a refinance; 676 became loans ($151.8 million) and 290 were denied, a denial rate of 28.2%. Home purchase: 716 applications, 476 loans. HMDA 2024 data, FFIEC.","value":676,"unit":"home purchase and refinance loans originated, 2024","applications":1027,"originations":676,"denials":290,"originated_dollars":151830000,"applications_purchase":716,"applications_refinance":134,"applications_cash_out_refinance":177,"originations_purchase":476,"originations_refinance":90,"originations_cash_out_refinance":110,"denials_purchase":198,"denials_refinance":31,"denials_cash_out_refinance":61,"denial_rate":28.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48461","dataset":"mortgage-lending","jurisdiction":"TX","county":"48461","countyName":"Upton County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Upton County, Texas: in 2024, lenders reported 50 applications for a home purchase or a refinance; 28 became loans ($4.6 million) and 17 were denied, a denial rate of 34.0%. Home purchase: 42 applications, 26 loans. HMDA 2024 data, FFIEC.","value":28,"unit":"home purchase and refinance loans originated, 2024","applications":50,"originations":28,"denials":17,"originated_dollars":4640000,"applications_purchase":42,"applications_refinance":4,"applications_cash_out_refinance":4,"originations_purchase":26,"originations_refinance":1,"originations_cash_out_refinance":1,"denials_purchase":13,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":34,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48463","dataset":"mortgage-lending","jurisdiction":"TX","county":"48463","countyName":"Uvalde County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Uvalde County, Texas: in 2024, lenders reported 290 applications for a home purchase or a refinance; 209 became loans ($49.0 million) and 63 were denied, a denial rate of 21.7%. Home purchase: 222 applications, 168 loans. HMDA 2024 data, FFIEC.","value":209,"unit":"home purchase and refinance loans originated, 2024","applications":290,"originations":209,"denials":63,"originated_dollars":48975000,"applications_purchase":222,"applications_refinance":29,"applications_cash_out_refinance":39,"originations_purchase":168,"originations_refinance":19,"originations_cash_out_refinance":22,"denials_purchase":38,"denials_refinance":9,"denials_cash_out_refinance":16,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48465","dataset":"mortgage-lending","jurisdiction":"TX","county":"48465","countyName":"Val Verde County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Val Verde County, Texas: in 2024, lenders reported 662 applications for a home purchase or a refinance; 481 became loans ($113.0 million) and 149 were denied, a denial rate of 22.5%. Home purchase: 499 applications, 382 loans. HMDA 2024 data, FFIEC.","value":481,"unit":"home purchase and refinance loans originated, 2024","applications":662,"originations":481,"denials":149,"originated_dollars":113035000,"applications_purchase":499,"applications_refinance":89,"applications_cash_out_refinance":74,"originations_purchase":382,"originations_refinance":53,"originations_cash_out_refinance":46,"denials_purchase":99,"denials_refinance":26,"denials_cash_out_refinance":24,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48467","dataset":"mortgage-lending","jurisdiction":"TX","county":"48467","countyName":"Van Zandt County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Van Zandt County, Texas: in 2024, lenders reported 1,453 applications for a home purchase or a refinance; 927 became loans ($255.1 million) and 449 were denied, a denial rate of 30.9%. Home purchase: 1,142 applications, 731 loans. HMDA 2024 data, FFIEC.","value":927,"unit":"home purchase and refinance loans originated, 2024","applications":1453,"originations":927,"denials":449,"originated_dollars":255095000,"applications_purchase":1142,"applications_refinance":135,"applications_cash_out_refinance":176,"originations_purchase":731,"originations_refinance":87,"originations_cash_out_refinance":109,"denials_purchase":351,"denials_refinance":38,"denials_cash_out_refinance":60,"denial_rate":30.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48469","dataset":"mortgage-lending","jurisdiction":"TX","county":"48469","countyName":"Victoria County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Victoria County, Texas: in 2024, lenders reported 1,479 applications for a home purchase or a refinance; 951 became loans ($227.9 million) and 430 were denied, a denial rate of 29.1%. Home purchase: 1,223 applications, 799 loans. HMDA 2024 data, FFIEC.","value":951,"unit":"home purchase and refinance loans originated, 2024","applications":1479,"originations":951,"denials":430,"originated_dollars":227855000,"applications_purchase":1223,"applications_refinance":117,"applications_cash_out_refinance":139,"originations_purchase":799,"originations_refinance":68,"originations_cash_out_refinance":84,"denials_purchase":342,"denials_refinance":39,"denials_cash_out_refinance":49,"denial_rate":29.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48471","dataset":"mortgage-lending","jurisdiction":"TX","county":"48471","countyName":"Walker County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Walker County, Texas: in 2024, lenders reported 1,090 applications for a home purchase or a refinance; 667 became loans ($199.2 million) and 342 were denied, a denial rate of 31.4%. Home purchase: 916 applications, 543 loans. HMDA 2024 data, FFIEC.","value":667,"unit":"home purchase and refinance loans originated, 2024","applications":1090,"originations":667,"denials":342,"originated_dollars":199205000,"applications_purchase":916,"applications_refinance":86,"applications_cash_out_refinance":88,"originations_purchase":543,"originations_refinance":63,"originations_cash_out_refinance":61,"denials_purchase":303,"denials_refinance":19,"denials_cash_out_refinance":20,"denial_rate":31.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48473","dataset":"mortgage-lending","jurisdiction":"TX","county":"48473","countyName":"Waller County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Waller County, Texas: in 2024, lenders reported 3,015 applications for a home purchase or a refinance; 2,076 became loans ($752.6 million) and 780 were denied, a denial rate of 25.9%. Home purchase: 2,586 applications, 1,804 loans. HMDA 2024 data, FFIEC.","value":2076,"unit":"home purchase and refinance loans originated, 2024","applications":3015,"originations":2076,"denials":780,"originated_dollars":752570000,"applications_purchase":2586,"applications_refinance":233,"applications_cash_out_refinance":196,"originations_purchase":1804,"originations_refinance":147,"originations_cash_out_refinance":125,"denials_purchase":650,"denials_refinance":66,"denials_cash_out_refinance":64,"denial_rate":25.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48475","dataset":"mortgage-lending","jurisdiction":"TX","county":"48475","countyName":"Ward County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Ward County, Texas: in 2024, lenders reported 254 applications for a home purchase or a refinance; 162 became loans ($36.2 million) and 76 were denied, a denial rate of 29.9%. Home purchase: 217 applications, 136 loans. HMDA 2024 data, FFIEC.","value":162,"unit":"home purchase and refinance loans originated, 2024","applications":254,"originations":162,"denials":76,"originated_dollars":36210000,"applications_purchase":217,"applications_refinance":23,"applications_cash_out_refinance":14,"originations_purchase":136,"originations_refinance":18,"originations_cash_out_refinance":8,"denials_purchase":66,"denials_refinance":5,"denials_cash_out_refinance":5,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48477","dataset":"mortgage-lending","jurisdiction":"TX","county":"48477","countyName":"Washington County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Washington County, Texas: in 2024, lenders reported 783 applications for a home purchase or a refinance; 493 became loans ($161.7 million) and 257 were denied, a denial rate of 32.8%. Home purchase: 600 applications, 361 loans. HMDA 2024 data, FFIEC.","value":493,"unit":"home purchase and refinance loans originated, 2024","applications":783,"originations":493,"denials":257,"originated_dollars":161695000,"applications_purchase":600,"applications_refinance":84,"applications_cash_out_refinance":99,"originations_purchase":361,"originations_refinance":65,"originations_cash_out_refinance":67,"denials_purchase":215,"denials_refinance":14,"denials_cash_out_refinance":28,"denial_rate":32.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48479","dataset":"mortgage-lending","jurisdiction":"TX","county":"48479","countyName":"Webb County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Webb County, Texas: in 2024, lenders reported 3,303 applications for a home purchase or a refinance; 2,387 became loans ($588.1 million) and 749 were denied, a denial rate of 22.7%. Home purchase: 2,671 applications, 2,046 loans. HMDA 2024 data, FFIEC.","value":2387,"unit":"home purchase and refinance loans originated, 2024","applications":3303,"originations":2387,"denials":749,"originated_dollars":588125000,"applications_purchase":2671,"applications_refinance":293,"applications_cash_out_refinance":339,"originations_purchase":2046,"originations_refinance":172,"originations_cash_out_refinance":169,"denials_purchase":497,"denials_refinance":101,"denials_cash_out_refinance":151,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48481","dataset":"mortgage-lending","jurisdiction":"TX","county":"48481","countyName":"Wharton County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Wharton County, Texas: in 2024, lenders reported 571 applications for a home purchase or a refinance; 330 became loans ($77.4 million) and 209 were denied, a denial rate of 36.6%. Home purchase: 445 applications, 263 loans. HMDA 2024 data, FFIEC.","value":330,"unit":"home purchase and refinance loans originated, 2024","applications":571,"originations":330,"denials":209,"originated_dollars":77400000,"applications_purchase":445,"applications_refinance":56,"applications_cash_out_refinance":70,"originations_purchase":263,"originations_refinance":31,"originations_cash_out_refinance":36,"denials_purchase":155,"denials_refinance":22,"denials_cash_out_refinance":32,"denial_rate":36.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48483","dataset":"mortgage-lending","jurisdiction":"TX","county":"48483","countyName":"Wheeler County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Wheeler County, Texas: in 2024, lenders reported 69 applications for a home purchase or a refinance; 41 became loans ($5.5 million) and 25 were denied, a denial rate of 36.2%. Home purchase: 55 applications, 32 loans. HMDA 2024 data, FFIEC.","value":41,"unit":"home purchase and refinance loans originated, 2024","applications":69,"originations":41,"denials":25,"originated_dollars":5475000,"applications_purchase":55,"applications_refinance":10,"applications_cash_out_refinance":4,"originations_purchase":32,"originations_refinance":6,"originations_cash_out_refinance":3,"denials_purchase":20,"denials_refinance":4,"denials_cash_out_refinance":1,"denial_rate":36.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48485","dataset":"mortgage-lending","jurisdiction":"TX","county":"48485","countyName":"Wichita County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Wichita County, Texas: in 2024, lenders reported 2,284 applications for a home purchase or a refinance; 1,906 became loans ($377.1 million) and 291 were denied, a denial rate of 12.7%. Home purchase: 1,640 applications, 1,417 loans. HMDA 2024 data, FFIEC.","value":1906,"unit":"home purchase and refinance loans originated, 2024","applications":2284,"originations":1906,"denials":291,"originated_dollars":377070000,"applications_purchase":1640,"applications_refinance":373,"applications_cash_out_refinance":271,"originations_purchase":1417,"originations_refinance":289,"originations_cash_out_refinance":200,"denials_purchase":173,"denials_refinance":60,"denials_cash_out_refinance":58,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48487","dataset":"mortgage-lending","jurisdiction":"TX","county":"48487","countyName":"Wilbarger County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Wilbarger County, Texas: in 2024, lenders reported 152 applications for a home purchase or a refinance; 118 became loans ($20.6 million) and 29 were denied, a denial rate of 19.1%. Home purchase: 108 applications, 89 loans. HMDA 2024 data, FFIEC.","value":118,"unit":"home purchase and refinance loans originated, 2024","applications":152,"originations":118,"denials":29,"originated_dollars":20610000,"applications_purchase":108,"applications_refinance":19,"applications_cash_out_refinance":25,"originations_purchase":89,"originations_refinance":12,"originations_cash_out_refinance":17,"denials_purchase":15,"denials_refinance":7,"denials_cash_out_refinance":7,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48489","dataset":"mortgage-lending","jurisdiction":"TX","county":"48489","countyName":"Willacy County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Willacy County, Texas: in 2024, lenders reported 139 applications for a home purchase or a refinance; 76 became loans ($15.7 million) and 54 were denied, a denial rate of 38.8%. Home purchase: 93 applications, 48 loans. HMDA 2024 data, FFIEC.","value":76,"unit":"home purchase and refinance loans originated, 2024","applications":139,"originations":76,"denials":54,"originated_dollars":15660000,"applications_purchase":93,"applications_refinance":23,"applications_cash_out_refinance":23,"originations_purchase":48,"originations_refinance":19,"originations_cash_out_refinance":9,"denials_purchase":39,"denials_refinance":3,"denials_cash_out_refinance":12,"denial_rate":38.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48491","dataset":"mortgage-lending","jurisdiction":"TX","county":"48491","countyName":"Williamson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Williamson County, Texas: in 2024, lenders reported 17,973 applications for a home purchase or a refinance; 15,021 became loans ($6.4 billion) and 2,322 were denied, a denial rate of 12.9%. Home purchase: 14,251 applications, 12,528 loans. HMDA 2024 data, FFIEC.","value":15021,"unit":"home purchase and refinance loans originated, 2024","applications":17973,"originations":15021,"denials":2322,"originated_dollars":6351765000,"applications_purchase":14251,"applications_refinance":1797,"applications_cash_out_refinance":1925,"originations_purchase":12528,"originations_refinance":1254,"originations_cash_out_refinance":1239,"denials_purchase":1336,"denials_refinance":414,"denials_cash_out_refinance":572,"denial_rate":12.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48493","dataset":"mortgage-lending","jurisdiction":"TX","county":"48493","countyName":"Wilson County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Wilson County, Texas: in 2024, lenders reported 1,466 applications for a home purchase or a refinance; 1,052 became loans ($346.8 million) and 317 were denied, a denial rate of 21.6%. Home purchase: 997 applications, 722 loans. HMDA 2024 data, FFIEC.","value":1052,"unit":"home purchase and refinance loans originated, 2024","applications":1466,"originations":1052,"denials":317,"originated_dollars":346780000,"applications_purchase":997,"applications_refinance":191,"applications_cash_out_refinance":278,"originations_purchase":722,"originations_refinance":139,"originations_cash_out_refinance":191,"denials_purchase":213,"denials_refinance":35,"denials_cash_out_refinance":69,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48495","dataset":"mortgage-lending","jurisdiction":"TX","county":"48495","countyName":"Winkler County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Winkler County, Texas: in 2024, lenders reported 94 applications for a home purchase or a refinance; 54 became loans ($9.8 million) and 33 were denied, a denial rate of 35.1%. Home purchase: 86 applications, 50 loans. HMDA 2024 data, FFIEC.","value":54,"unit":"home purchase and refinance loans originated, 2024","applications":94,"originations":54,"denials":33,"originated_dollars":9810000,"applications_purchase":86,"applications_refinance":3,"applications_cash_out_refinance":5,"originations_purchase":50,"originations_refinance":1,"originations_cash_out_refinance":3,"denials_purchase":30,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":35.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48497","dataset":"mortgage-lending","jurisdiction":"TX","county":"48497","countyName":"Wise County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Wise County, Texas: in 2024, lenders reported 2,789 applications for a home purchase or a refinance; 2,008 became loans ($679.1 million) and 648 were denied, a denial rate of 23.2%. Home purchase: 2,169 applications, 1,590 loans. HMDA 2024 data, FFIEC.","value":2008,"unit":"home purchase and refinance loans originated, 2024","applications":2789,"originations":2008,"denials":648,"originated_dollars":679070000,"applications_purchase":2169,"applications_refinance":290,"applications_cash_out_refinance":330,"originations_purchase":1590,"originations_refinance":207,"originations_cash_out_refinance":211,"denials_purchase":478,"denials_refinance":64,"denials_cash_out_refinance":106,"denial_rate":23.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48499","dataset":"mortgage-lending","jurisdiction":"TX","county":"48499","countyName":"Wood County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Wood County, Texas: in 2024, lenders reported 1,126 applications for a home purchase or a refinance; 769 became loans ($183.7 million) and 284 were denied, a denial rate of 25.2%. Home purchase: 830 applications, 565 loans. HMDA 2024 data, FFIEC.","value":769,"unit":"home purchase and refinance loans originated, 2024","applications":1126,"originations":769,"denials":284,"originated_dollars":183675000,"applications_purchase":830,"applications_refinance":134,"applications_cash_out_refinance":162,"originations_purchase":565,"originations_refinance":104,"originations_cash_out_refinance":100,"denials_purchase":202,"denials_refinance":26,"denials_cash_out_refinance":56,"denial_rate":25.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48501","dataset":"mortgage-lending","jurisdiction":"TX","county":"48501","countyName":"Yoakum County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Yoakum County, Texas: in 2024, lenders reported 122 applications for a home purchase or a refinance; 65 became loans ($11.9 million) and 47 were denied, a denial rate of 38.5%. Home purchase: 105 applications, 53 loans. HMDA 2024 data, FFIEC.","value":65,"unit":"home purchase and refinance loans originated, 2024","applications":122,"originations":65,"denials":47,"originated_dollars":11945000,"applications_purchase":105,"applications_refinance":11,"applications_cash_out_refinance":6,"originations_purchase":53,"originations_refinance":8,"originations_cash_out_refinance":4,"denials_purchase":43,"denials_refinance":2,"denials_cash_out_refinance":2,"denial_rate":38.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48503","dataset":"mortgage-lending","jurisdiction":"TX","county":"48503","countyName":"Young County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Young County, Texas: in 2024, lenders reported 269 applications for a home purchase or a refinance; 175 became loans ($34.3 million) and 85 were denied, a denial rate of 31.6%. Home purchase: 197 applications, 131 loans. HMDA 2024 data, FFIEC.","value":175,"unit":"home purchase and refinance loans originated, 2024","applications":269,"originations":175,"denials":85,"originated_dollars":34265000,"applications_purchase":197,"applications_refinance":31,"applications_cash_out_refinance":41,"originations_purchase":131,"originations_refinance":21,"originations_cash_out_refinance":23,"denials_purchase":57,"denials_refinance":10,"denials_cash_out_refinance":18,"denial_rate":31.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48505","dataset":"mortgage-lending","jurisdiction":"TX","county":"48505","countyName":"Zapata County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Zapata County, Texas: in 2024, lenders reported 127 applications for a home purchase or a refinance; 72 became loans ($9.9 million) and 47 were denied, a denial rate of 37.0%. Home purchase: 105 applications, 59 loans. HMDA 2024 data, FFIEC.","value":72,"unit":"home purchase and refinance loans originated, 2024","applications":127,"originations":72,"denials":47,"originated_dollars":9910000,"applications_purchase":105,"applications_refinance":13,"applications_cash_out_refinance":9,"originations_purchase":59,"originations_refinance":6,"originations_cash_out_refinance":7,"denials_purchase":38,"denials_refinance":7,"denials_cash_out_refinance":2,"denial_rate":37,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:48507","dataset":"mortgage-lending","jurisdiction":"TX","county":"48507","countyName":"Zavala County","stateName":"Texas","level":"county","year":2024,"status":"P","text":"Zavala County, Texas: in 2024, lenders reported 64 applications for a home purchase or a refinance; 25 became loans ($4.4 million) and 32 were denied, a denial rate of 50.0%. Home purchase: 52 applications, 17 loans. HMDA 2024 data, FFIEC.","value":25,"unit":"home purchase and refinance loans originated, 2024","applications":64,"originations":25,"denials":32,"originated_dollars":4445000,"applications_purchase":52,"applications_refinance":5,"applications_cash_out_refinance":7,"originations_purchase":17,"originations_refinance":4,"originations_cash_out_refinance":4,"denials_purchase":28,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":50,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:UT","dataset":"mortgage-lending","jurisdiction":"UT","county":null,"countyName":null,"stateName":"Utah","level":"state","year":2024,"status":"P","text":"Utah: in 2024, lenders reported 82,150 applications for a home purchase or a refinance; 65,249 became loans ($27.0 billion) and 13,526 were denied, a denial rate of 16.5%. Home purchase: 49,699 applications, 42,765 loans. Loans made changed +14.5% from 56,986 in 2023. HMDA 2024 data, FFIEC.","value":65249,"unit":"home purchase and refinance loans originated, 2024","applications":82150,"originations":65249,"denials":13526,"originated_dollars":26976695000,"applications_purchase":49699,"applications_refinance":18795,"applications_cash_out_refinance":13656,"originations_purchase":42765,"originations_refinance":13273,"originations_cash_out_refinance":9211,"denials_purchase":5038,"denials_refinance":4622,"denials_cash_out_refinance":3866,"denial_rate":16.5,"originations_prior_year":56986,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"159 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":159,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49001","dataset":"mortgage-lending","jurisdiction":"UT","county":"49001","countyName":"Beaver County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Beaver County, Utah: in 2024, lenders reported 139 applications for a home purchase or a refinance; 100 became loans ($24.5 million) and 36 were denied, a denial rate of 25.9%. Home purchase: 79 applications, 64 loans. HMDA 2024 data, FFIEC.","value":100,"unit":"home purchase and refinance loans originated, 2024","applications":139,"originations":100,"denials":36,"originated_dollars":24470000,"applications_purchase":79,"applications_refinance":30,"applications_cash_out_refinance":30,"originations_purchase":64,"originations_refinance":21,"originations_cash_out_refinance":15,"denials_purchase":13,"denials_refinance":8,"denials_cash_out_refinance":15,"denial_rate":25.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49003","dataset":"mortgage-lending","jurisdiction":"UT","county":"49003","countyName":"Box Elder County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Box Elder County, Utah: in 2024, lenders reported 1,781 applications for a home purchase or a refinance; 1,433 became loans ($486.5 million) and 264 were denied, a denial rate of 14.8%. Home purchase: 1,019 applications, 883 loans. HMDA 2024 data, FFIEC.","value":1433,"unit":"home purchase and refinance loans originated, 2024","applications":1781,"originations":1433,"denials":264,"originated_dollars":486495000,"applications_purchase":1019,"applications_refinance":384,"applications_cash_out_refinance":378,"originations_purchase":883,"originations_refinance":281,"originations_cash_out_refinance":269,"denials_purchase":87,"denials_refinance":82,"denials_cash_out_refinance":95,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49005","dataset":"mortgage-lending","jurisdiction":"UT","county":"49005","countyName":"Cache County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Cache County, Utah: in 2024, lenders reported 2,746 applications for a home purchase or a refinance; 2,234 became loans ($731.5 million) and 403 were denied, a denial rate of 14.7%. Home purchase: 1,689 applications, 1,476 loans. HMDA 2024 data, FFIEC.","value":2234,"unit":"home purchase and refinance loans originated, 2024","applications":2746,"originations":2234,"denials":403,"originated_dollars":731500000,"applications_purchase":1689,"applications_refinance":597,"applications_cash_out_refinance":460,"originations_purchase":1476,"originations_refinance":440,"originations_cash_out_refinance":318,"denials_purchase":152,"denials_refinance":132,"denials_cash_out_refinance":119,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49007","dataset":"mortgage-lending","jurisdiction":"UT","county":"49007","countyName":"Carbon County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Carbon County, Utah: in 2024, lenders reported 535 applications for a home purchase or a refinance; 418 became loans ($107.3 million) and 99 were denied, a denial rate of 18.5%. Home purchase: 319 applications, 283 loans. HMDA 2024 data, FFIEC.","value":418,"unit":"home purchase and refinance loans originated, 2024","applications":535,"originations":418,"denials":99,"originated_dollars":107290000,"applications_purchase":319,"applications_refinance":104,"applications_cash_out_refinance":112,"originations_purchase":283,"originations_refinance":71,"originations_cash_out_refinance":64,"denials_purchase":27,"denials_refinance":30,"denials_cash_out_refinance":42,"denial_rate":18.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49009","dataset":"mortgage-lending","jurisdiction":"UT","county":"49009","countyName":"Daggett County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Daggett County, Utah: in 2024, lenders reported 34 applications for a home purchase or a refinance; 21 became loans ($5.2 million) and 11 were denied, a denial rate of 32.4%. Home purchase: 18 applications, 12 loans. HMDA 2024 data, FFIEC.","value":21,"unit":"home purchase and refinance loans originated, 2024","applications":34,"originations":21,"denials":11,"originated_dollars":5185000,"applications_purchase":18,"applications_refinance":5,"applications_cash_out_refinance":11,"originations_purchase":12,"originations_refinance":3,"originations_cash_out_refinance":6,"denials_purchase":5,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":32.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49011","dataset":"mortgage-lending","jurisdiction":"UT","county":"49011","countyName":"Davis County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Davis County, Utah: in 2024, lenders reported 8,209 applications for a home purchase or a refinance; 6,555 became loans ($2.4 billion) and 1,309 were denied, a denial rate of 15.9%. Home purchase: 4,542 applications, 3,890 loans. HMDA 2024 data, FFIEC.","value":6555,"unit":"home purchase and refinance loans originated, 2024","applications":8209,"originations":6555,"denials":1309,"originated_dollars":2436825000,"applications_purchase":4542,"applications_refinance":2226,"applications_cash_out_refinance":1441,"originations_purchase":3890,"originations_refinance":1651,"originations_cash_out_refinance":1014,"denials_purchase":480,"denials_refinance":477,"denials_cash_out_refinance":352,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49013","dataset":"mortgage-lending","jurisdiction":"UT","county":"49013","countyName":"Duchesne County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Duchesne County, Utah: in 2024, lenders reported 530 applications for a home purchase or a refinance; 388 became loans ($94.8 million) and 118 were denied, a denial rate of 22.3%. Home purchase: 268 applications, 213 loans. HMDA 2024 data, FFIEC.","value":388,"unit":"home purchase and refinance loans originated, 2024","applications":530,"originations":388,"denials":118,"originated_dollars":94770000,"applications_purchase":268,"applications_refinance":143,"applications_cash_out_refinance":119,"originations_purchase":213,"originations_refinance":93,"originations_cash_out_refinance":82,"denials_purchase":43,"denials_refinance":41,"denials_cash_out_refinance":34,"denial_rate":22.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49015","dataset":"mortgage-lending","jurisdiction":"UT","county":"49015","countyName":"Emery County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Emery County, Utah: in 2024, lenders reported 170 applications for a home purchase or a refinance; 127 became loans ($27.2 million) and 37 were denied, a denial rate of 21.8%. Home purchase: 86 applications, 76 loans. HMDA 2024 data, FFIEC.","value":127,"unit":"home purchase and refinance loans originated, 2024","applications":170,"originations":127,"denials":37,"originated_dollars":27205000,"applications_purchase":86,"applications_refinance":40,"applications_cash_out_refinance":44,"originations_purchase":76,"originations_refinance":22,"originations_cash_out_refinance":29,"denials_purchase":9,"denials_refinance":15,"denials_cash_out_refinance":13,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49017","dataset":"mortgage-lending","jurisdiction":"UT","county":"49017","countyName":"Garfield County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Garfield County, Utah: in 2024, lenders reported 141 applications for a home purchase or a refinance; 93 became loans ($25.6 million) and 43 were denied, a denial rate of 30.5%. Home purchase: 75 applications, 57 loans. HMDA 2024 data, FFIEC.","value":93,"unit":"home purchase and refinance loans originated, 2024","applications":141,"originations":93,"denials":43,"originated_dollars":25605000,"applications_purchase":75,"applications_refinance":41,"applications_cash_out_refinance":25,"originations_purchase":57,"originations_refinance":22,"originations_cash_out_refinance":14,"denials_purchase":17,"denials_refinance":16,"denials_cash_out_refinance":10,"denial_rate":30.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49019","dataset":"mortgage-lending","jurisdiction":"UT","county":"49019","countyName":"Grand County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Grand County, Utah: in 2024, lenders reported 252 applications for a home purchase or a refinance; 135 became loans ($54.5 million) and 98 were denied, a denial rate of 38.9%. Home purchase: 149 applications, 85 loans. HMDA 2024 data, FFIEC.","value":135,"unit":"home purchase and refinance loans originated, 2024","applications":252,"originations":135,"denials":98,"originated_dollars":54465000,"applications_purchase":149,"applications_refinance":57,"applications_cash_out_refinance":46,"originations_purchase":85,"originations_refinance":25,"originations_cash_out_refinance":25,"denials_purchase":54,"denials_refinance":24,"denials_cash_out_refinance":20,"denial_rate":38.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49021","dataset":"mortgage-lending","jurisdiction":"UT","county":"49021","countyName":"Iron County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Iron County, Utah: in 2024, lenders reported 1,701 applications for a home purchase or a refinance; 1,378 became loans ($471.5 million) and 259 were denied, a denial rate of 15.2%. Home purchase: 1,109 applications, 947 loans. HMDA 2024 data, FFIEC.","value":1378,"unit":"home purchase and refinance loans originated, 2024","applications":1701,"originations":1378,"denials":259,"originated_dollars":471470000,"applications_purchase":1109,"applications_refinance":363,"applications_cash_out_refinance":229,"originations_purchase":947,"originations_refinance":273,"originations_cash_out_refinance":158,"denials_purchase":120,"denials_refinance":72,"denials_cash_out_refinance":67,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49023","dataset":"mortgage-lending","jurisdiction":"UT","county":"49023","countyName":"Juab County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Juab County, Utah: in 2024, lenders reported 293 applications for a home purchase or a refinance; 238 became loans ($76.7 million) and 52 were denied, a denial rate of 17.7%. Home purchase: 160 applications, 136 loans. HMDA 2024 data, FFIEC.","value":238,"unit":"home purchase and refinance loans originated, 2024","applications":293,"originations":238,"denials":52,"originated_dollars":76690000,"applications_purchase":160,"applications_refinance":73,"applications_cash_out_refinance":60,"originations_purchase":136,"originations_refinance":61,"originations_cash_out_refinance":41,"denials_purchase":21,"denials_refinance":12,"denials_cash_out_refinance":19,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49025","dataset":"mortgage-lending","jurisdiction":"UT","county":"49025","countyName":"Kane County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Kane County, Utah: in 2024, lenders reported 335 applications for a home purchase or a refinance; 249 became loans ($84.6 million) and 60 were denied, a denial rate of 17.9%. Home purchase: 199 applications, 156 loans. HMDA 2024 data, FFIEC.","value":249,"unit":"home purchase and refinance loans originated, 2024","applications":335,"originations":249,"denials":60,"originated_dollars":84595000,"applications_purchase":199,"applications_refinance":94,"applications_cash_out_refinance":42,"originations_purchase":156,"originations_refinance":68,"originations_cash_out_refinance":25,"denials_purchase":25,"denials_refinance":24,"denials_cash_out_refinance":11,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49027","dataset":"mortgage-lending","jurisdiction":"UT","county":"49027","countyName":"Millard County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Millard County, Utah: in 2024, lenders reported 266 applications for a home purchase or a refinance; 198 became loans ($51.6 million) and 55 were denied, a denial rate of 20.7%. Home purchase: 137 applications, 114 loans. HMDA 2024 data, FFIEC.","value":198,"unit":"home purchase and refinance loans originated, 2024","applications":266,"originations":198,"denials":55,"originated_dollars":51630000,"applications_purchase":137,"applications_refinance":69,"applications_cash_out_refinance":60,"originations_purchase":114,"originations_refinance":49,"originations_cash_out_refinance":35,"denials_purchase":15,"denials_refinance":17,"denials_cash_out_refinance":23,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49029","dataset":"mortgage-lending","jurisdiction":"UT","county":"49029","countyName":"Morgan County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Morgan County, Utah: in 2024, lenders reported 364 applications for a home purchase or a refinance; 283 became loans ($140.2 million) and 60 were denied, a denial rate of 16.5%. Home purchase: 217 applications, 180 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":364,"originations":283,"denials":60,"originated_dollars":140215000,"applications_purchase":217,"applications_refinance":72,"applications_cash_out_refinance":75,"originations_purchase":180,"originations_refinance":58,"originations_cash_out_refinance":45,"denials_purchase":22,"denials_refinance":12,"denials_cash_out_refinance":26,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49031","dataset":"mortgage-lending","jurisdiction":"UT","county":"49031","countyName":"Piute County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Piute County, Utah: in 2024, lenders reported 28 applications for a home purchase or a refinance; 22 became loans ($4.2 million) and 5 were denied, a denial rate of 17.9% (a small count, so the rate moves a lot from year to year). Home purchase: 11 applications, 8 loans. HMDA 2024 data, FFIEC.","value":22,"unit":"home purchase and refinance loans originated, 2024","applications":28,"originations":22,"denials":5,"originated_dollars":4190000,"applications_purchase":11,"applications_refinance":6,"applications_cash_out_refinance":11,"originations_purchase":8,"originations_refinance":6,"originations_cash_out_refinance":8,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":true,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"medium","confidenceBasis":"small count or noise-infused (source flag)"},{"id":"mortgage-lending:49033","dataset":"mortgage-lending","jurisdiction":"UT","county":"49033","countyName":"Rich County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Rich County, Utah: in 2024, lenders reported 171 applications for a home purchase or a refinance; 128 became loans ($57.9 million) and 34 were denied, a denial rate of 19.9%. Home purchase: 99 applications, 77 loans. HMDA 2024 data, FFIEC.","value":128,"unit":"home purchase and refinance loans originated, 2024","applications":171,"originations":128,"denials":34,"originated_dollars":57890000,"applications_purchase":99,"applications_refinance":40,"applications_cash_out_refinance":32,"originations_purchase":77,"originations_refinance":32,"originations_cash_out_refinance":19,"denials_purchase":17,"denials_refinance":6,"denials_cash_out_refinance":11,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49035","dataset":"mortgage-lending","jurisdiction":"UT","county":"49035","countyName":"Salt Lake County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Salt Lake County, Utah: in 2024, lenders reported 24,606 applications for a home purchase or a refinance; 19,274 became loans ($8.1 billion) and 4,400 were denied, a denial rate of 17.9%. Home purchase: 14,304 applications, 12,232 loans. HMDA 2024 data, FFIEC.","value":19274,"unit":"home purchase and refinance loans originated, 2024","applications":24606,"originations":19274,"denials":4400,"originated_dollars":8109590000,"applications_purchase":14304,"applications_refinance":5740,"applications_cash_out_refinance":4562,"originations_purchase":12232,"originations_refinance":3908,"originations_cash_out_refinance":3134,"denials_purchase":1569,"denials_refinance":1568,"denials_cash_out_refinance":1263,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49037","dataset":"mortgage-lending","jurisdiction":"UT","county":"49037","countyName":"San Juan County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"San Juan County, Utah: in 2024, lenders reported 192 applications for a home purchase or a refinance; 133 became loans ($35.6 million) and 56 were denied, a denial rate of 29.2%. Home purchase: 116 applications, 86 loans. HMDA 2024 data, FFIEC.","value":133,"unit":"home purchase and refinance loans originated, 2024","applications":192,"originations":133,"denials":56,"originated_dollars":35595000,"applications_purchase":116,"applications_refinance":36,"applications_cash_out_refinance":40,"originations_purchase":86,"originations_refinance":22,"originations_cash_out_refinance":25,"denials_purchase":27,"denials_refinance":14,"denials_cash_out_refinance":15,"denial_rate":29.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49039","dataset":"mortgage-lending","jurisdiction":"UT","county":"49039","countyName":"Sanpete County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Sanpete County, Utah: in 2024, lenders reported 641 applications for a home purchase or a refinance; 487 became loans ($139.5 million) and 132 were denied, a denial rate of 20.6%. Home purchase: 320 applications, 263 loans. HMDA 2024 data, FFIEC.","value":487,"unit":"home purchase and refinance loans originated, 2024","applications":641,"originations":487,"denials":132,"originated_dollars":139525000,"applications_purchase":320,"applications_refinance":185,"applications_cash_out_refinance":136,"originations_purchase":263,"originations_refinance":136,"originations_cash_out_refinance":88,"denials_purchase":43,"denials_refinance":46,"denials_cash_out_refinance":43,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49041","dataset":"mortgage-lending","jurisdiction":"UT","county":"49041","countyName":"Sevier County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Sevier County, Utah: in 2024, lenders reported 564 applications for a home purchase or a refinance; 448 became loans ($117.4 million) and 91 were denied, a denial rate of 16.1%. Home purchase: 300 applications, 255 loans. HMDA 2024 data, FFIEC.","value":448,"unit":"home purchase and refinance loans originated, 2024","applications":564,"originations":448,"denials":91,"originated_dollars":117410000,"applications_purchase":300,"applications_refinance":160,"applications_cash_out_refinance":104,"originations_purchase":255,"originations_refinance":127,"originations_cash_out_refinance":66,"denials_purchase":30,"denials_refinance":28,"denials_cash_out_refinance":33,"denial_rate":16.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49043","dataset":"mortgage-lending","jurisdiction":"UT","county":"49043","countyName":"Summit County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Summit County, Utah: in 2024, lenders reported 1,413 applications for a home purchase or a refinance; 1,099 became loans ($1.2 billion) and 240 were denied, a denial rate of 17.0%. Home purchase: 888 applications, 726 loans. HMDA 2024 data, FFIEC.","value":1099,"unit":"home purchase and refinance loans originated, 2024","applications":1413,"originations":1099,"denials":240,"originated_dollars":1194925000,"applications_purchase":888,"applications_refinance":289,"applications_cash_out_refinance":236,"originations_purchase":726,"originations_refinance":208,"originations_cash_out_refinance":165,"denials_purchase":117,"denials_refinance":66,"denials_cash_out_refinance":57,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49045","dataset":"mortgage-lending","jurisdiction":"UT","county":"49045","countyName":"Tooele County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Tooele County, Utah: in 2024, lenders reported 3,186 applications for a home purchase or a refinance; 2,556 became loans ($862.2 million) and 522 were denied, a denial rate of 16.4%. Home purchase: 1,989 applications, 1,743 loans. HMDA 2024 data, FFIEC.","value":2556,"unit":"home purchase and refinance loans originated, 2024","applications":3186,"originations":2556,"denials":522,"originated_dollars":862210000,"applications_purchase":1989,"applications_refinance":686,"applications_cash_out_refinance":511,"originations_purchase":1743,"originations_refinance":474,"originations_cash_out_refinance":339,"denials_purchase":187,"denials_refinance":180,"denials_cash_out_refinance":155,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49047","dataset":"mortgage-lending","jurisdiction":"UT","county":"49047","countyName":"Uintah County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Uintah County, Utah: in 2024, lenders reported 949 applications for a home purchase or a refinance; 702 became loans ($166.6 million) and 203 were denied, a denial rate of 21.4%. Home purchase: 509 applications, 435 loans. HMDA 2024 data, FFIEC.","value":702,"unit":"home purchase and refinance loans originated, 2024","applications":949,"originations":702,"denials":203,"originated_dollars":166640000,"applications_purchase":509,"applications_refinance":234,"applications_cash_out_refinance":206,"originations_purchase":435,"originations_refinance":143,"originations_cash_out_refinance":124,"denials_purchase":54,"denials_refinance":80,"denials_cash_out_refinance":69,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49049","dataset":"mortgage-lending","jurisdiction":"UT","county":"49049","countyName":"Utah County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Utah County, Utah: in 2024, lenders reported 17,410 applications for a home purchase or a refinance; 14,361 became loans ($5.9 billion) and 2,455 were denied, a denial rate of 14.1%. Home purchase: 11,527 applications, 10,299 loans. HMDA 2024 data, FFIEC.","value":14361,"unit":"home purchase and refinance loans originated, 2024","applications":17410,"originations":14361,"denials":2455,"originated_dollars":5892905000,"applications_purchase":11527,"applications_refinance":3688,"applications_cash_out_refinance":2195,"originations_purchase":10299,"originations_refinance":2627,"originations_cash_out_refinance":1435,"denials_purchase":907,"denials_refinance":870,"denials_cash_out_refinance":678,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49051","dataset":"mortgage-lending","jurisdiction":"UT","county":"49051","countyName":"Wasatch County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Wasatch County, Utah: in 2024, lenders reported 1,572 applications for a home purchase or a refinance; 1,251 became loans ($997.4 million) and 247 were denied, a denial rate of 15.7%. Home purchase: 988 applications, 835 loans. HMDA 2024 data, FFIEC.","value":1251,"unit":"home purchase and refinance loans originated, 2024","applications":1572,"originations":1251,"denials":247,"originated_dollars":997435000,"applications_purchase":988,"applications_refinance":366,"applications_cash_out_refinance":218,"originations_purchase":835,"originations_refinance":255,"originations_cash_out_refinance":161,"denials_purchase":106,"denials_refinance":94,"denials_cash_out_refinance":47,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49053","dataset":"mortgage-lending","jurisdiction":"UT","county":"49053","countyName":"Washington County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Washington County, Utah: in 2024, lenders reported 6,068 applications for a home purchase or a refinance; 4,942 became loans ($2.1 billion) and 863 were denied, a denial rate of 14.2%. Home purchase: 3,972 applications, 3,492 loans. HMDA 2024 data, FFIEC.","value":4942,"unit":"home purchase and refinance loans originated, 2024","applications":6068,"originations":4942,"denials":863,"originated_dollars":2063890000,"applications_purchase":3972,"applications_refinance":1262,"applications_cash_out_refinance":834,"originations_purchase":3492,"originations_refinance":882,"originations_cash_out_refinance":568,"denials_purchase":309,"denials_refinance":325,"denials_cash_out_refinance":229,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49055","dataset":"mortgage-lending","jurisdiction":"UT","county":"49055","countyName":"Wayne County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Wayne County, Utah: in 2024, lenders reported 56 applications for a home purchase or a refinance; 42 became loans ($11.3 million) and 10 were denied, a denial rate of 17.9%. Home purchase: 28 applications, 19 loans. HMDA 2024 data, FFIEC.","value":42,"unit":"home purchase and refinance loans originated, 2024","applications":56,"originations":42,"denials":10,"originated_dollars":11330000,"applications_purchase":28,"applications_refinance":15,"applications_cash_out_refinance":13,"originations_purchase":19,"originations_refinance":13,"originations_cash_out_refinance":10,"denials_purchase":7,"denials_refinance":2,"denials_cash_out_refinance":1,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:49057","dataset":"mortgage-lending","jurisdiction":"UT","county":"49057","countyName":"Weber County","stateName":"Utah","level":"county","year":2024,"status":"P","text":"Weber County, Utah: in 2024, lenders reported 7,639 applications for a home purchase or a refinance; 5,942 became loans ($2.2 billion) and 1,317 were denied, a denial rate of 17.2%. Home purchase: 4,461 applications, 3,712 loans. HMDA 2024 data, FFIEC.","value":5942,"unit":"home purchase and refinance loans originated, 2024","applications":7639,"originations":5942,"denials":1317,"originated_dollars":2224720000,"applications_purchase":4461,"applications_refinance":1771,"applications_cash_out_refinance":1407,"originations_purchase":3712,"originations_refinance":1293,"originations_cash_out_refinance":937,"denials_purchase":554,"denials_refinance":373,"denials_cash_out_refinance":390,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:VA","dataset":"mortgage-lending","jurisdiction":"VA","county":null,"countyName":null,"stateName":"Virginia","level":"state","year":2024,"status":"P","text":"Virginia: in 2024, lenders reported 181,033 applications for a home purchase or a refinance; 145,620 became loans ($59.4 billion) and 29,524 were denied, a denial rate of 16.3%. Home purchase: 117,591 applications, 102,212 loans. Loans made changed +15.1% from 126,501 in 2023. HMDA 2024 data, FFIEC.","value":145620,"unit":"home purchase and refinance loans originated, 2024","applications":181033,"originations":145620,"denials":29524,"originated_dollars":59395020000,"applications_purchase":117591,"applications_refinance":28689,"applications_cash_out_refinance":34753,"originations_purchase":102212,"originations_refinance":20878,"originations_cash_out_refinance":22530,"denials_purchase":12594,"denials_refinance":5891,"denials_cash_out_refinance":11039,"denial_rate":16.3,"originations_prior_year":126501,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"623 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":623,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51001","dataset":"mortgage-lending","jurisdiction":"VA","county":"51001","countyName":"Accomack County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Accomack County, Virginia: in 2024, lenders reported 698 applications for a home purchase or a refinance; 519 became loans ($147.6 million) and 152 were denied, a denial rate of 21.8%. Home purchase: 513 applications, 393 loans. HMDA 2024 data, FFIEC.","value":519,"unit":"home purchase and refinance loans originated, 2024","applications":698,"originations":519,"denials":152,"originated_dollars":147635000,"applications_purchase":513,"applications_refinance":83,"applications_cash_out_refinance":102,"originations_purchase":393,"originations_refinance":58,"originations_cash_out_refinance":68,"denials_purchase":104,"denials_refinance":18,"denials_cash_out_refinance":30,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51003","dataset":"mortgage-lending","jurisdiction":"VA","county":"51003","countyName":"Albemarle County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Albemarle County, Virginia: in 2024, lenders reported 2,030 applications for a home purchase or a refinance; 1,700 became loans ($791.7 million) and 285 were denied, a denial rate of 14.0%. Home purchase: 1,448 applications, 1,275 loans. HMDA 2024 data, FFIEC.","value":1700,"unit":"home purchase and refinance loans originated, 2024","applications":2030,"originations":1700,"denials":285,"originated_dollars":791690000,"applications_purchase":1448,"applications_refinance":344,"applications_cash_out_refinance":238,"originations_purchase":1275,"originations_refinance":261,"originations_cash_out_refinance":164,"denials_purchase":144,"denials_refinance":72,"denials_cash_out_refinance":69,"denial_rate":14,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51005","dataset":"mortgage-lending","jurisdiction":"VA","county":"51005","countyName":"Alleghany County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Alleghany County, Virginia: in 2024, lenders reported 233 applications for a home purchase or a refinance; 186 became loans ($32.2 million) and 38 were denied, a denial rate of 16.3%. Home purchase: 166 applications, 142 loans. HMDA 2024 data, FFIEC.","value":186,"unit":"home purchase and refinance loans originated, 2024","applications":233,"originations":186,"denials":38,"originated_dollars":32200000,"applications_purchase":166,"applications_refinance":34,"applications_cash_out_refinance":33,"originations_purchase":142,"originations_refinance":23,"originations_cash_out_refinance":21,"denials_purchase":19,"denials_refinance":10,"denials_cash_out_refinance":9,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51007","dataset":"mortgage-lending","jurisdiction":"VA","county":"51007","countyName":"Amelia County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Amelia County, Virginia: in 2024, lenders reported 310 applications for a home purchase or a refinance; 235 became loans ($63.3 million) and 65 were denied, a denial rate of 21.0%. Home purchase: 199 applications, 156 loans. HMDA 2024 data, FFIEC.","value":235,"unit":"home purchase and refinance loans originated, 2024","applications":310,"originations":235,"denials":65,"originated_dollars":63265000,"applications_purchase":199,"applications_refinance":50,"applications_cash_out_refinance":61,"originations_purchase":156,"originations_refinance":35,"originations_cash_out_refinance":44,"denials_purchase":41,"denials_refinance":11,"denials_cash_out_refinance":13,"denial_rate":21,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51009","dataset":"mortgage-lending","jurisdiction":"VA","county":"51009","countyName":"Amherst County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Amherst County, Virginia: in 2024, lenders reported 639 applications for a home purchase or a refinance; 501 became loans ($115.9 million) and 116 were denied, a denial rate of 18.2%. Home purchase: 409 applications, 333 loans. HMDA 2024 data, FFIEC.","value":501,"unit":"home purchase and refinance loans originated, 2024","applications":639,"originations":501,"denials":116,"originated_dollars":115925000,"applications_purchase":409,"applications_refinance":118,"applications_cash_out_refinance":112,"originations_purchase":333,"originations_refinance":87,"originations_cash_out_refinance":81,"denials_purchase":62,"denials_refinance":25,"denials_cash_out_refinance":29,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51011","dataset":"mortgage-lending","jurisdiction":"VA","county":"51011","countyName":"Appomattox County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Appomattox County, Virginia: in 2024, lenders reported 426 applications for a home purchase or a refinance; 314 became loans ($70.6 million) and 97 were denied, a denial rate of 22.8%. Home purchase: 289 applications, 220 loans. HMDA 2024 data, FFIEC.","value":314,"unit":"home purchase and refinance loans originated, 2024","applications":426,"originations":314,"denials":97,"originated_dollars":70620000,"applications_purchase":289,"applications_refinance":56,"applications_cash_out_refinance":81,"originations_purchase":220,"originations_refinance":44,"originations_cash_out_refinance":50,"denials_purchase":62,"denials_refinance":10,"denials_cash_out_refinance":25,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51013","dataset":"mortgage-lending","jurisdiction":"VA","county":"51013","countyName":"Arlington County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Arlington County, Virginia: in 2024, lenders reported 2,597 applications for a home purchase or a refinance; 2,293 became loans ($2.5 billion) and 255 were denied, a denial rate of 9.8%. Home purchase: 1,934 applications, 1,813 loans. HMDA 2024 data, FFIEC.","value":2293,"unit":"home purchase and refinance loans originated, 2024","applications":2597,"originations":2293,"denials":255,"originated_dollars":2462605000,"applications_purchase":1934,"applications_refinance":395,"applications_cash_out_refinance":268,"originations_purchase":1813,"originations_refinance":282,"originations_cash_out_refinance":198,"denials_purchase":98,"denials_refinance":95,"denials_cash_out_refinance":62,"denial_rate":9.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51015","dataset":"mortgage-lending","jurisdiction":"VA","county":"51015","countyName":"Augusta County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Augusta County, Virginia: in 2024, lenders reported 1,562 applications for a home purchase or a refinance; 1,148 became loans ($302.1 million) and 345 were denied, a denial rate of 22.1%. Home purchase: 1,025 applications, 776 loans. HMDA 2024 data, FFIEC.","value":1148,"unit":"home purchase and refinance loans originated, 2024","applications":1562,"originations":1148,"denials":345,"originated_dollars":302090000,"applications_purchase":1025,"applications_refinance":236,"applications_cash_out_refinance":301,"originations_purchase":776,"originations_refinance":179,"originations_cash_out_refinance":193,"denials_purchase":207,"denials_refinance":41,"denials_cash_out_refinance":97,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51017","dataset":"mortgage-lending","jurisdiction":"VA","county":"51017","countyName":"Bath County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Bath County, Virginia: in 2024, lenders reported 53 applications for a home purchase or a refinance; 41 became loans ($9.7 million) and 10 were denied, a denial rate of 18.9%. Home purchase: 28 applications, 25 loans. HMDA 2024 data, FFIEC.","value":41,"unit":"home purchase and refinance loans originated, 2024","applications":53,"originations":41,"denials":10,"originated_dollars":9675000,"applications_purchase":28,"applications_refinance":12,"applications_cash_out_refinance":13,"originations_purchase":25,"originations_refinance":10,"originations_cash_out_refinance":6,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51019","dataset":"mortgage-lending","jurisdiction":"VA","county":"51019","countyName":"Bedford County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Bedford County, Virginia: in 2024, lenders reported 1,850 applications for a home purchase or a refinance; 1,470 became loans ($448.6 million) and 319 were denied, a denial rate of 17.2%. Home purchase: 1,215 applications, 1,021 loans. HMDA 2024 data, FFIEC.","value":1470,"unit":"home purchase and refinance loans originated, 2024","applications":1850,"originations":1470,"denials":319,"originated_dollars":448550000,"applications_purchase":1215,"applications_refinance":269,"applications_cash_out_refinance":366,"originations_purchase":1021,"originations_refinance":203,"originations_cash_out_refinance":246,"denials_purchase":156,"denials_refinance":54,"denials_cash_out_refinance":109,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51021","dataset":"mortgage-lending","jurisdiction":"VA","county":"51021","countyName":"Bland County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Bland County, Virginia: in 2024, lenders reported 98 applications for a home purchase or a refinance; 60 became loans ($9.6 million) and 33 were denied, a denial rate of 33.7%. Home purchase: 65 applications, 39 loans. HMDA 2024 data, FFIEC.","value":60,"unit":"home purchase and refinance loans originated, 2024","applications":98,"originations":60,"denials":33,"originated_dollars":9620000,"applications_purchase":65,"applications_refinance":15,"applications_cash_out_refinance":18,"originations_purchase":39,"originations_refinance":11,"originations_cash_out_refinance":10,"denials_purchase":23,"denials_refinance":3,"denials_cash_out_refinance":7,"denial_rate":33.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51023","dataset":"mortgage-lending","jurisdiction":"VA","county":"51023","countyName":"Botetourt County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Botetourt County, Virginia: in 2024, lenders reported 677 applications for a home purchase or a refinance; 556 became loans ($151.5 million) and 106 were denied, a denial rate of 15.7%. Home purchase: 404 applications, 358 loans. HMDA 2024 data, FFIEC.","value":556,"unit":"home purchase and refinance loans originated, 2024","applications":677,"originations":556,"denials":106,"originated_dollars":151480000,"applications_purchase":404,"applications_refinance":110,"applications_cash_out_refinance":163,"originations_purchase":358,"originations_refinance":85,"originations_cash_out_refinance":113,"denials_purchase":41,"denials_refinance":19,"denials_cash_out_refinance":46,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51025","dataset":"mortgage-lending","jurisdiction":"VA","county":"51025","countyName":"Brunswick County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Brunswick County, Virginia: in 2024, lenders reported 239 applications for a home purchase or a refinance; 143 became loans ($36.9 million) and 81 were denied, a denial rate of 33.9%. Home purchase: 158 applications, 97 loans. HMDA 2024 data, FFIEC.","value":143,"unit":"home purchase and refinance loans originated, 2024","applications":239,"originations":143,"denials":81,"originated_dollars":36875000,"applications_purchase":158,"applications_refinance":41,"applications_cash_out_refinance":40,"originations_purchase":97,"originations_refinance":25,"originations_cash_out_refinance":21,"denials_purchase":54,"denials_refinance":11,"denials_cash_out_refinance":16,"denial_rate":33.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51027","dataset":"mortgage-lending","jurisdiction":"VA","county":"51027","countyName":"Buchanan County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Buchanan County, Virginia: in 2024, lenders reported 164 applications for a home purchase or a refinance; 86 became loans ($9.2 million) and 67 were denied, a denial rate of 40.9%. Home purchase: 130 applications, 65 loans. HMDA 2024 data, FFIEC.","value":86,"unit":"home purchase and refinance loans originated, 2024","applications":164,"originations":86,"denials":67,"originated_dollars":9250000,"applications_purchase":130,"applications_refinance":13,"applications_cash_out_refinance":21,"originations_purchase":65,"originations_refinance":11,"originations_cash_out_refinance":10,"denials_purchase":55,"denials_refinance":2,"denials_cash_out_refinance":10,"denial_rate":40.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51029","dataset":"mortgage-lending","jurisdiction":"VA","county":"51029","countyName":"Buckingham County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Buckingham County, Virginia: in 2024, lenders reported 302 applications for a home purchase or a refinance; 202 became loans ($45.2 million) and 91 were denied, a denial rate of 30.1%. Home purchase: 198 applications, 128 loans. HMDA 2024 data, FFIEC.","value":202,"unit":"home purchase and refinance loans originated, 2024","applications":302,"originations":202,"denials":91,"originated_dollars":45190000,"applications_purchase":198,"applications_refinance":43,"applications_cash_out_refinance":61,"originations_purchase":128,"originations_refinance":33,"originations_cash_out_refinance":41,"denials_purchase":66,"denials_refinance":9,"denials_cash_out_refinance":16,"denial_rate":30.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51031","dataset":"mortgage-lending","jurisdiction":"VA","county":"51031","countyName":"Campbell County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Campbell County, Virginia: in 2024, lenders reported 1,196 applications for a home purchase or a refinance; 916 became loans ($251.7 million) and 239 were denied, a denial rate of 20.0%. Home purchase: 771 applications, 634 loans. HMDA 2024 data, FFIEC.","value":916,"unit":"home purchase and refinance loans originated, 2024","applications":1196,"originations":916,"denials":239,"originated_dollars":251710000,"applications_purchase":771,"applications_refinance":171,"applications_cash_out_refinance":254,"originations_purchase":634,"originations_refinance":131,"originations_cash_out_refinance":151,"denials_purchase":117,"denials_refinance":28,"denials_cash_out_refinance":94,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51033","dataset":"mortgage-lending","jurisdiction":"VA","county":"51033","countyName":"Caroline County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Caroline County, Virginia: in 2024, lenders reported 1,240 applications for a home purchase or a refinance; 936 became loans ($280.8 million) and 264 were denied, a denial rate of 21.3%. Home purchase: 800 applications, 640 loans. HMDA 2024 data, FFIEC.","value":936,"unit":"home purchase and refinance loans originated, 2024","applications":1240,"originations":936,"denials":264,"originated_dollars":280770000,"applications_purchase":800,"applications_refinance":198,"applications_cash_out_refinance":242,"originations_purchase":640,"originations_refinance":139,"originations_cash_out_refinance":157,"denials_purchase":145,"denials_refinance":40,"denials_cash_out_refinance":79,"denial_rate":21.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51035","dataset":"mortgage-lending","jurisdiction":"VA","county":"51035","countyName":"Carroll County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Carroll County, Virginia: in 2024, lenders reported 569 applications for a home purchase or a refinance; 410 became loans ($81.6 million) and 143 were denied, a denial rate of 25.1%. Home purchase: 398 applications, 294 loans. HMDA 2024 data, FFIEC.","value":410,"unit":"home purchase and refinance loans originated, 2024","applications":569,"originations":410,"denials":143,"originated_dollars":81580000,"applications_purchase":398,"applications_refinance":67,"applications_cash_out_refinance":104,"originations_purchase":294,"originations_refinance":48,"originations_cash_out_refinance":68,"denials_purchase":94,"denials_refinance":14,"denials_cash_out_refinance":35,"denial_rate":25.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51036","dataset":"mortgage-lending","jurisdiction":"VA","county":"51036","countyName":"Charles City County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Charles City County, Virginia: in 2024, lenders reported 178 applications for a home purchase or a refinance; 125 became loans ($32.3 million) and 43 were denied, a denial rate of 24.2%. Home purchase: 103 applications, 78 loans. HMDA 2024 data, FFIEC.","value":125,"unit":"home purchase and refinance loans originated, 2024","applications":178,"originations":125,"denials":43,"originated_dollars":32295000,"applications_purchase":103,"applications_refinance":30,"applications_cash_out_refinance":45,"originations_purchase":78,"originations_refinance":20,"originations_cash_out_refinance":27,"denials_purchase":21,"denials_refinance":8,"denials_cash_out_refinance":14,"denial_rate":24.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51037","dataset":"mortgage-lending","jurisdiction":"VA","county":"51037","countyName":"Charlotte County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Charlotte County, Virginia: in 2024, lenders reported 181 applications for a home purchase or a refinance; 121 became loans ($20.9 million) and 51 were denied, a denial rate of 28.2%. Home purchase: 114 applications, 80 loans. HMDA 2024 data, FFIEC.","value":121,"unit":"home purchase and refinance loans originated, 2024","applications":181,"originations":121,"denials":51,"originated_dollars":20945000,"applications_purchase":114,"applications_refinance":21,"applications_cash_out_refinance":46,"originations_purchase":80,"originations_refinance":15,"originations_cash_out_refinance":26,"denials_purchase":30,"denials_refinance":4,"denials_cash_out_refinance":17,"denial_rate":28.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51041","dataset":"mortgage-lending","jurisdiction":"VA","county":"51041","countyName":"Chesterfield County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Chesterfield County, Virginia: in 2024, lenders reported 9,703 applications for a home purchase or a refinance; 7,984 became loans ($2.9 billion) and 1,437 were denied, a denial rate of 14.8%. Home purchase: 6,222 applications, 5,574 loans. HMDA 2024 data, FFIEC.","value":7984,"unit":"home purchase and refinance loans originated, 2024","applications":9703,"originations":7984,"denials":1437,"originated_dollars":2943600000,"applications_purchase":6222,"applications_refinance":1322,"applications_cash_out_refinance":2159,"originations_purchase":5574,"originations_refinance":947,"originations_cash_out_refinance":1463,"denials_purchase":543,"denials_refinance":277,"denials_cash_out_refinance":617,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51043","dataset":"mortgage-lending","jurisdiction":"VA","county":"51043","countyName":"Clarke County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Clarke County, Virginia: in 2024, lenders reported 306 applications for a home purchase or a refinance; 239 became loans ($92.7 million) and 52 were denied, a denial rate of 17.0%. Home purchase: 179 applications, 151 loans. HMDA 2024 data, FFIEC.","value":239,"unit":"home purchase and refinance loans originated, 2024","applications":306,"originations":239,"denials":52,"originated_dollars":92705000,"applications_purchase":179,"applications_refinance":55,"applications_cash_out_refinance":72,"originations_purchase":151,"originations_refinance":41,"originations_cash_out_refinance":47,"denials_purchase":19,"denials_refinance":11,"denials_cash_out_refinance":22,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51045","dataset":"mortgage-lending","jurisdiction":"VA","county":"51045","countyName":"Craig County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Craig County, Virginia: in 2024, lenders reported 89 applications for a home purchase or a refinance; 71 became loans ($14.7 million) and 16 were denied, a denial rate of 18.0%. Home purchase: 51 applications, 40 loans. HMDA 2024 data, FFIEC.","value":71,"unit":"home purchase and refinance loans originated, 2024","applications":89,"originations":71,"denials":16,"originated_dollars":14665000,"applications_purchase":51,"applications_refinance":13,"applications_cash_out_refinance":25,"originations_purchase":40,"originations_refinance":12,"originations_cash_out_refinance":19,"denials_purchase":10,"denials_refinance":1,"denials_cash_out_refinance":5,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51047","dataset":"mortgage-lending","jurisdiction":"VA","county":"51047","countyName":"Culpeper County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Culpeper County, Virginia: in 2024, lenders reported 1,308 applications for a home purchase or a refinance; 1,067 became loans ($409.3 million) and 202 were denied, a denial rate of 15.4%. Home purchase: 812 applications, 718 loans. HMDA 2024 data, FFIEC.","value":1067,"unit":"home purchase and refinance loans originated, 2024","applications":1308,"originations":1067,"denials":202,"originated_dollars":409345000,"applications_purchase":812,"applications_refinance":199,"applications_cash_out_refinance":297,"originations_purchase":718,"originations_refinance":151,"originations_cash_out_refinance":198,"denials_purchase":77,"denials_refinance":34,"denials_cash_out_refinance":91,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51049","dataset":"mortgage-lending","jurisdiction":"VA","county":"51049","countyName":"Cumberland County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Cumberland County, Virginia: in 2024, lenders reported 282 applications for a home purchase or a refinance; 207 became loans ($47.0 million) and 65 were denied, a denial rate of 23.0%. Home purchase: 200 applications, 150 loans. HMDA 2024 data, FFIEC.","value":207,"unit":"home purchase and refinance loans originated, 2024","applications":282,"originations":207,"denials":65,"originated_dollars":47025000,"applications_purchase":200,"applications_refinance":38,"applications_cash_out_refinance":44,"originations_purchase":150,"originations_refinance":28,"originations_cash_out_refinance":29,"denials_purchase":44,"denials_refinance":7,"denials_cash_out_refinance":14,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51051","dataset":"mortgage-lending","jurisdiction":"VA","county":"51051","countyName":"Dickenson County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Dickenson County, Virginia: in 2024, lenders reported 156 applications for a home purchase or a refinance; 101 became loans ($14.5 million) and 49 were denied, a denial rate of 31.4%. Home purchase: 111 applications, 70 loans. HMDA 2024 data, FFIEC.","value":101,"unit":"home purchase and refinance loans originated, 2024","applications":156,"originations":101,"denials":49,"originated_dollars":14525000,"applications_purchase":111,"applications_refinance":21,"applications_cash_out_refinance":24,"originations_purchase":70,"originations_refinance":16,"originations_cash_out_refinance":15,"denials_purchase":36,"denials_refinance":4,"denials_cash_out_refinance":9,"denial_rate":31.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51053","dataset":"mortgage-lending","jurisdiction":"VA","county":"51053","countyName":"Dinwiddie County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Dinwiddie County, Virginia: in 2024, lenders reported 688 applications for a home purchase or a refinance; 521 became loans ($129.0 million) and 148 were denied, a denial rate of 21.5%. Home purchase: 391 applications, 318 loans. HMDA 2024 data, FFIEC.","value":521,"unit":"home purchase and refinance loans originated, 2024","applications":688,"originations":521,"denials":148,"originated_dollars":129025000,"applications_purchase":391,"applications_refinance":106,"applications_cash_out_refinance":191,"originations_purchase":318,"originations_refinance":84,"originations_cash_out_refinance":119,"denials_purchase":63,"denials_refinance":17,"denials_cash_out_refinance":68,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51057","dataset":"mortgage-lending","jurisdiction":"VA","county":"51057","countyName":"Essex County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Essex County, Virginia: in 2024, lenders reported 263 applications for a home purchase or a refinance; 171 became loans ($43.9 million) and 79 were denied, a denial rate of 30.0%. Home purchase: 161 applications, 114 loans. HMDA 2024 data, FFIEC.","value":171,"unit":"home purchase and refinance loans originated, 2024","applications":263,"originations":171,"denials":79,"originated_dollars":43925000,"applications_purchase":161,"applications_refinance":47,"applications_cash_out_refinance":55,"originations_purchase":114,"originations_refinance":33,"originations_cash_out_refinance":24,"denials_purchase":39,"denials_refinance":12,"denials_cash_out_refinance":28,"denial_rate":30,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51059","dataset":"mortgage-lending","jurisdiction":"VA","county":"51059","countyName":"Fairfax County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Fairfax County, Virginia: in 2024, lenders reported 17,412 applications for a home purchase or a refinance; 14,626 became loans ($9.3 billion) and 2,354 were denied, a denial rate of 13.5%. Home purchase: 12,065 applications, 10,966 loans. HMDA 2024 data, FFIEC.","value":14626,"unit":"home purchase and refinance loans originated, 2024","applications":17412,"originations":14626,"denials":2354,"originated_dollars":9307730000,"applications_purchase":12065,"applications_refinance":2734,"applications_cash_out_refinance":2613,"originations_purchase":10966,"originations_refinance":1942,"originations_cash_out_refinance":1718,"denials_purchase":887,"denials_refinance":659,"denials_cash_out_refinance":808,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51061","dataset":"mortgage-lending","jurisdiction":"VA","county":"51061","countyName":"Fauquier County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Fauquier County, Virginia: in 2024, lenders reported 1,707 applications for a home purchase or a refinance; 1,409 became loans ($645.6 million) and 244 were denied, a denial rate of 14.3%. Home purchase: 1,040 applications, 937 loans. HMDA 2024 data, FFIEC.","value":1409,"unit":"home purchase and refinance loans originated, 2024","applications":1707,"originations":1409,"denials":244,"originated_dollars":645585000,"applications_purchase":1040,"applications_refinance":263,"applications_cash_out_refinance":404,"originations_purchase":937,"originations_refinance":192,"originations_cash_out_refinance":280,"denials_purchase":73,"denials_refinance":57,"denials_cash_out_refinance":114,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51063","dataset":"mortgage-lending","jurisdiction":"VA","county":"51063","countyName":"Floyd County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Floyd County, Virginia: in 2024, lenders reported 249 applications for a home purchase or a refinance; 192 became loans ($41.9 million) and 50 were denied, a denial rate of 20.1%. Home purchase: 158 applications, 125 loans. HMDA 2024 data, FFIEC.","value":192,"unit":"home purchase and refinance loans originated, 2024","applications":249,"originations":192,"denials":50,"originated_dollars":41850000,"applications_purchase":158,"applications_refinance":52,"applications_cash_out_refinance":39,"originations_purchase":125,"originations_refinance":43,"originations_cash_out_refinance":24,"denials_purchase":28,"denials_refinance":9,"denials_cash_out_refinance":13,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51065","dataset":"mortgage-lending","jurisdiction":"VA","county":"51065","countyName":"Fluvanna County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Fluvanna County, Virginia: in 2024, lenders reported 747 applications for a home purchase or a refinance; 570 became loans ($159.7 million) and 149 were denied, a denial rate of 19.9%. Home purchase: 452 applications, 380 loans. HMDA 2024 data, FFIEC.","value":570,"unit":"home purchase and refinance loans originated, 2024","applications":747,"originations":570,"denials":149,"originated_dollars":159720000,"applications_purchase":452,"applications_refinance":115,"applications_cash_out_refinance":180,"originations_purchase":380,"originations_refinance":86,"originations_cash_out_refinance":104,"denials_purchase":58,"denials_refinance":27,"denials_cash_out_refinance":64,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51067","dataset":"mortgage-lending","jurisdiction":"VA","county":"51067","countyName":"Franklin County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Franklin County, Virginia: in 2024, lenders reported 1,256 applications for a home purchase or a refinance; 976 became loans ($306.9 million) and 234 were denied, a denial rate of 18.6%. Home purchase: 799 applications, 661 loans. HMDA 2024 data, FFIEC.","value":976,"unit":"home purchase and refinance loans originated, 2024","applications":1256,"originations":976,"denials":234,"originated_dollars":306910000,"applications_purchase":799,"applications_refinance":213,"applications_cash_out_refinance":244,"originations_purchase":661,"originations_refinance":161,"originations_cash_out_refinance":154,"denials_purchase":111,"denials_refinance":41,"denials_cash_out_refinance":82,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51069","dataset":"mortgage-lending","jurisdiction":"VA","county":"51069","countyName":"Frederick County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Frederick County, Virginia: in 2024, lenders reported 2,791 applications for a home purchase or a refinance; 2,270 became loans ($774.6 million) and 423 were denied, a denial rate of 15.2%. Home purchase: 1,956 applications, 1,688 loans. HMDA 2024 data, FFIEC.","value":2270,"unit":"home purchase and refinance loans originated, 2024","applications":2791,"originations":2270,"denials":423,"originated_dollars":774590000,"applications_purchase":1956,"applications_refinance":346,"applications_cash_out_refinance":489,"originations_purchase":1688,"originations_refinance":249,"originations_cash_out_refinance":333,"denials_purchase":208,"denials_refinance":77,"denials_cash_out_refinance":138,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51071","dataset":"mortgage-lending","jurisdiction":"VA","county":"51071","countyName":"Giles County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Giles County, Virginia: in 2024, lenders reported 295 applications for a home purchase or a refinance; 225 became loans ($39.5 million) and 61 were denied, a denial rate of 20.7%. Home purchase: 194 applications, 160 loans. HMDA 2024 data, FFIEC.","value":225,"unit":"home purchase and refinance loans originated, 2024","applications":295,"originations":225,"denials":61,"originated_dollars":39535000,"applications_purchase":194,"applications_refinance":51,"applications_cash_out_refinance":50,"originations_purchase":160,"originations_refinance":35,"originations_cash_out_refinance":30,"denials_purchase":28,"denials_refinance":14,"denials_cash_out_refinance":19,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51073","dataset":"mortgage-lending","jurisdiction":"VA","county":"51073","countyName":"Gloucester County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Gloucester County, Virginia: in 2024, lenders reported 1,013 applications for a home purchase or a refinance; 777 became loans ($235.6 million) and 199 were denied, a denial rate of 19.6%. Home purchase: 565 applications, 473 loans. HMDA 2024 data, FFIEC.","value":777,"unit":"home purchase and refinance loans originated, 2024","applications":1013,"originations":777,"denials":199,"originated_dollars":235585000,"applications_purchase":565,"applications_refinance":183,"applications_cash_out_refinance":265,"originations_purchase":473,"originations_refinance":139,"originations_cash_out_refinance":165,"denials_purchase":79,"denials_refinance":30,"denials_cash_out_refinance":90,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51075","dataset":"mortgage-lending","jurisdiction":"VA","county":"51075","countyName":"Goochland County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Goochland County, Virginia: in 2024, lenders reported 696 applications for a home purchase or a refinance; 572 became loans ($284.9 million) and 110 were denied, a denial rate of 15.8%. Home purchase: 429 applications, 387 loans. HMDA 2024 data, FFIEC.","value":572,"unit":"home purchase and refinance loans originated, 2024","applications":696,"originations":572,"denials":110,"originated_dollars":284890000,"applications_purchase":429,"applications_refinance":118,"applications_cash_out_refinance":149,"originations_purchase":387,"originations_refinance":78,"originations_cash_out_refinance":107,"denials_purchase":34,"denials_refinance":35,"denials_cash_out_refinance":41,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51077","dataset":"mortgage-lending","jurisdiction":"VA","county":"51077","countyName":"Grayson County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Grayson County, Virginia: in 2024, lenders reported 201 applications for a home purchase or a refinance; 145 became loans ($25.3 million) and 48 were denied, a denial rate of 23.9%. Home purchase: 133 applications, 101 loans. HMDA 2024 data, FFIEC.","value":145,"unit":"home purchase and refinance loans originated, 2024","applications":201,"originations":145,"denials":48,"originated_dollars":25345000,"applications_purchase":133,"applications_refinance":25,"applications_cash_out_refinance":43,"originations_purchase":101,"originations_refinance":20,"originations_cash_out_refinance":24,"denials_purchase":27,"denials_refinance":4,"denials_cash_out_refinance":17,"denial_rate":23.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51079","dataset":"mortgage-lending","jurisdiction":"VA","county":"51079","countyName":"Greene County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Greene County, Virginia: in 2024, lenders reported 494 applications for a home purchase or a refinance; 377 became loans ($126.0 million) and 106 were denied, a denial rate of 21.5%. Home purchase: 329 applications, 261 loans. HMDA 2024 data, FFIEC.","value":377,"unit":"home purchase and refinance loans originated, 2024","applications":494,"originations":377,"denials":106,"originated_dollars":125985000,"applications_purchase":329,"applications_refinance":80,"applications_cash_out_refinance":85,"originations_purchase":261,"originations_refinance":64,"originations_cash_out_refinance":52,"denials_purchase":64,"denials_refinance":13,"denials_cash_out_refinance":29,"denial_rate":21.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51081","dataset":"mortgage-lending","jurisdiction":"VA","county":"51081","countyName":"Greensville County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Greensville County, Virginia: in 2024, lenders reported 137 applications for a home purchase or a refinance; 91 became loans ($16.1 million) and 41 were denied, a denial rate of 29.9%. Home purchase: 79 applications, 55 loans. HMDA 2024 data, FFIEC.","value":91,"unit":"home purchase and refinance loans originated, 2024","applications":137,"originations":91,"denials":41,"originated_dollars":16055000,"applications_purchase":79,"applications_refinance":32,"applications_cash_out_refinance":26,"originations_purchase":55,"originations_refinance":20,"originations_cash_out_refinance":16,"denials_purchase":22,"denials_refinance":9,"denials_cash_out_refinance":10,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51083","dataset":"mortgage-lending","jurisdiction":"VA","county":"51083","countyName":"Halifax County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Halifax County, Virginia: in 2024, lenders reported 495 applications for a home purchase or a refinance; 356 became loans ($64.2 million) and 116 were denied, a denial rate of 23.4%. Home purchase: 301 applications, 231 loans. HMDA 2024 data, FFIEC.","value":356,"unit":"home purchase and refinance loans originated, 2024","applications":495,"originations":356,"denials":116,"originated_dollars":64210000,"applications_purchase":301,"applications_refinance":81,"applications_cash_out_refinance":113,"originations_purchase":231,"originations_refinance":56,"originations_cash_out_refinance":69,"denials_purchase":58,"denials_refinance":19,"denials_cash_out_refinance":39,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51085","dataset":"mortgage-lending","jurisdiction":"VA","county":"51085","countyName":"Hanover County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Hanover County, Virginia: in 2024, lenders reported 2,489 applications for a home purchase or a refinance; 2,075 became loans ($757.8 million) and 343 were denied, a denial rate of 13.8%. Home purchase: 1,471 applications, 1,344 loans. HMDA 2024 data, FFIEC.","value":2075,"unit":"home purchase and refinance loans originated, 2024","applications":2489,"originations":2075,"denials":343,"originated_dollars":757805000,"applications_purchase":1471,"applications_refinance":449,"applications_cash_out_refinance":569,"originations_purchase":1344,"originations_refinance":337,"originations_cash_out_refinance":394,"denials_purchase":102,"denials_refinance":90,"denials_cash_out_refinance":151,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51087","dataset":"mortgage-lending","jurisdiction":"VA","county":"51087","countyName":"Henrico County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Henrico County, Virginia: in 2024, lenders reported 7,010 applications for a home purchase or a refinance; 5,794 became loans ($1.9 billion) and 1,028 were denied, a denial rate of 14.7%. Home purchase: 4,396 applications, 4,030 loans. HMDA 2024 data, FFIEC.","value":5794,"unit":"home purchase and refinance loans originated, 2024","applications":7010,"originations":5794,"denials":1028,"originated_dollars":1920670000,"applications_purchase":4396,"applications_refinance":1010,"applications_cash_out_refinance":1604,"originations_purchase":4030,"originations_refinance":728,"originations_cash_out_refinance":1036,"denials_purchase":287,"denials_refinance":225,"denials_cash_out_refinance":516,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51089","dataset":"mortgage-lending","jurisdiction":"VA","county":"51089","countyName":"Henry County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Henry County, Virginia: in 2024, lenders reported 838 applications for a home purchase or a refinance; 595 became loans ($103.9 million) and 208 were denied, a denial rate of 24.8%. Home purchase: 559 applications, 395 loans. HMDA 2024 data, FFIEC.","value":595,"unit":"home purchase and refinance loans originated, 2024","applications":838,"originations":595,"denials":208,"originated_dollars":103945000,"applications_purchase":559,"applications_refinance":104,"applications_cash_out_refinance":175,"originations_purchase":395,"originations_refinance":82,"originations_cash_out_refinance":118,"denials_purchase":136,"denials_refinance":19,"denials_cash_out_refinance":53,"denial_rate":24.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51091","dataset":"mortgage-lending","jurisdiction":"VA","county":"51091","countyName":"Highland County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Highland County, Virginia: in 2024, lenders reported 49 applications for a home purchase or a refinance; 39 became loans ($10.6 million) and 9 were denied, a denial rate of 18.4%. Home purchase: 37 applications, 31 loans. HMDA 2024 data, FFIEC.","value":39,"unit":"home purchase and refinance loans originated, 2024","applications":49,"originations":39,"denials":9,"originated_dollars":10595000,"applications_purchase":37,"applications_refinance":6,"applications_cash_out_refinance":6,"originations_purchase":31,"originations_refinance":4,"originations_cash_out_refinance":4,"denials_purchase":6,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51093","dataset":"mortgage-lending","jurisdiction":"VA","county":"51093","countyName":"Isle of Wight County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Isle of Wight County, Virginia: in 2024, lenders reported 1,142 applications for a home purchase or a refinance; 895 became loans ($301.6 million) and 212 were denied, a denial rate of 18.6%. Home purchase: 738 applications, 627 loans. HMDA 2024 data, FFIEC.","value":895,"unit":"home purchase and refinance loans originated, 2024","applications":1142,"originations":895,"denials":212,"originated_dollars":301565000,"applications_purchase":738,"applications_refinance":195,"applications_cash_out_refinance":209,"originations_purchase":627,"originations_refinance":155,"originations_cash_out_refinance":113,"denials_purchase":91,"denials_refinance":33,"denials_cash_out_refinance":88,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51095","dataset":"mortgage-lending","jurisdiction":"VA","county":"51095","countyName":"James City County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"James City County, Virginia: in 2024, lenders reported 1,918 applications for a home purchase or a refinance; 1,613 became loans ($941.3 million) and 243 were denied, a denial rate of 12.7%. Home purchase: 1,289 applications, 1,174 loans. HMDA 2024 data, FFIEC.","value":1613,"unit":"home purchase and refinance loans originated, 2024","applications":1918,"originations":1613,"denials":243,"originated_dollars":941265000,"applications_purchase":1289,"applications_refinance":311,"applications_cash_out_refinance":318,"originations_purchase":1174,"originations_refinance":231,"originations_cash_out_refinance":208,"denials_purchase":89,"denials_refinance":59,"denials_cash_out_refinance":95,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51097","dataset":"mortgage-lending","jurisdiction":"VA","county":"51097","countyName":"King and Queen County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"King and Queen County, Virginia: in 2024, lenders reported 165 applications for a home purchase or a refinance; 124 became loans ($30.2 million) and 37 were denied, a denial rate of 22.4%. Home purchase: 85 applications, 63 loans. HMDA 2024 data, FFIEC.","value":124,"unit":"home purchase and refinance loans originated, 2024","applications":165,"originations":124,"denials":37,"originated_dollars":30220000,"applications_purchase":85,"applications_refinance":33,"applications_cash_out_refinance":47,"originations_purchase":63,"originations_refinance":27,"originations_cash_out_refinance":34,"denials_purchase":20,"denials_refinance":5,"denials_cash_out_refinance":12,"denial_rate":22.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51099","dataset":"mortgage-lending","jurisdiction":"VA","county":"51099","countyName":"King George County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"King George County, Virginia: in 2024, lenders reported 775 applications for a home purchase or a refinance; 619 became loans ($246.4 million) and 129 were denied, a denial rate of 16.6%. Home purchase: 481 applications, 416 loans. HMDA 2024 data, FFIEC.","value":619,"unit":"home purchase and refinance loans originated, 2024","applications":775,"originations":619,"denials":129,"originated_dollars":246405000,"applications_purchase":481,"applications_refinance":136,"applications_cash_out_refinance":158,"originations_purchase":416,"originations_refinance":96,"originations_cash_out_refinance":107,"denials_purchase":56,"denials_refinance":30,"denials_cash_out_refinance":43,"denial_rate":16.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51101","dataset":"mortgage-lending","jurisdiction":"VA","county":"51101","countyName":"King William County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"King William County, Virginia: in 2024, lenders reported 526 applications for a home purchase or a refinance; 442 became loans ($120.7 million) and 71 were denied, a denial rate of 13.5%. Home purchase: 326 applications, 290 loans. HMDA 2024 data, FFIEC.","value":442,"unit":"home purchase and refinance loans originated, 2024","applications":526,"originations":442,"denials":71,"originated_dollars":120660000,"applications_purchase":326,"applications_refinance":81,"applications_cash_out_refinance":119,"originations_purchase":290,"originations_refinance":65,"originations_cash_out_refinance":87,"denials_purchase":30,"denials_refinance":13,"denials_cash_out_refinance":28,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51103","dataset":"mortgage-lending","jurisdiction":"VA","county":"51103","countyName":"Lancaster County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Lancaster County, Virginia: in 2024, lenders reported 321 applications for a home purchase or a refinance; 252 became loans ($91.7 million) and 56 were denied, a denial rate of 17.4%. Home purchase: 225 applications, 188 loans. HMDA 2024 data, FFIEC.","value":252,"unit":"home purchase and refinance loans originated, 2024","applications":321,"originations":252,"denials":56,"originated_dollars":91700000,"applications_purchase":225,"applications_refinance":36,"applications_cash_out_refinance":60,"originations_purchase":188,"originations_refinance":26,"originations_cash_out_refinance":38,"denials_purchase":28,"denials_refinance":9,"denials_cash_out_refinance":19,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51105","dataset":"mortgage-lending","jurisdiction":"VA","county":"51105","countyName":"Lee County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Lee County, Virginia: in 2024, lenders reported 384 applications for a home purchase or a refinance; 237 became loans ($35.7 million) and 133 were denied, a denial rate of 34.6%. Home purchase: 292 applications, 177 loans. HMDA 2024 data, FFIEC.","value":237,"unit":"home purchase and refinance loans originated, 2024","applications":384,"originations":237,"denials":133,"originated_dollars":35745000,"applications_purchase":292,"applications_refinance":41,"applications_cash_out_refinance":51,"originations_purchase":177,"originations_refinance":30,"originations_cash_out_refinance":30,"denials_purchase":105,"denials_refinance":11,"denials_cash_out_refinance":17,"denial_rate":34.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51107","dataset":"mortgage-lending","jurisdiction":"VA","county":"51107","countyName":"Loudoun County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Loudoun County, Virginia: in 2024, lenders reported 9,177 applications for a home purchase or a refinance; 7,677 became loans ($4.7 billion) and 1,215 were denied, a denial rate of 13.2%. Home purchase: 6,165 applications, 5,586 loans. HMDA 2024 data, FFIEC.","value":7677,"unit":"home purchase and refinance loans originated, 2024","applications":9177,"originations":7677,"denials":1215,"originated_dollars":4664955000,"applications_purchase":6165,"applications_refinance":1418,"applications_cash_out_refinance":1594,"originations_purchase":5586,"originations_refinance":1015,"originations_cash_out_refinance":1076,"denials_purchase":411,"denials_refinance":332,"denials_cash_out_refinance":472,"denial_rate":13.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51109","dataset":"mortgage-lending","jurisdiction":"VA","county":"51109","countyName":"Louisa County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Louisa County, Virginia: in 2024, lenders reported 1,406 applications for a home purchase or a refinance; 1,098 became loans ($369.8 million) and 272 were denied, a denial rate of 19.3%. Home purchase: 850 applications, 726 loans. HMDA 2024 data, FFIEC.","value":1098,"unit":"home purchase and refinance loans originated, 2024","applications":1406,"originations":1098,"denials":272,"originated_dollars":369830000,"applications_purchase":850,"applications_refinance":237,"applications_cash_out_refinance":319,"originations_purchase":726,"originations_refinance":173,"originations_cash_out_refinance":199,"denials_purchase":106,"denials_refinance":54,"denials_cash_out_refinance":112,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51111","dataset":"mortgage-lending","jurisdiction":"VA","county":"51111","countyName":"Lunenburg County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Lunenburg County, Virginia: in 2024, lenders reported 216 applications for a home purchase or a refinance; 157 became loans ($30.1 million) and 47 were denied, a denial rate of 21.8%. Home purchase: 128 applications, 91 loans. HMDA 2024 data, FFIEC.","value":157,"unit":"home purchase and refinance loans originated, 2024","applications":216,"originations":157,"denials":47,"originated_dollars":30095000,"applications_purchase":128,"applications_refinance":45,"applications_cash_out_refinance":43,"originations_purchase":91,"originations_refinance":40,"originations_cash_out_refinance":26,"denials_purchase":30,"denials_refinance":2,"denials_cash_out_refinance":15,"denial_rate":21.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51113","dataset":"mortgage-lending","jurisdiction":"VA","county":"51113","countyName":"Madison County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Madison County, Virginia: in 2024, lenders reported 273 applications for a home purchase or a refinance; 211 became loans ($69.6 million) and 56 were denied, a denial rate of 20.5%. Home purchase: 161 applications, 138 loans. HMDA 2024 data, FFIEC.","value":211,"unit":"home purchase and refinance loans originated, 2024","applications":273,"originations":211,"denials":56,"originated_dollars":69585000,"applications_purchase":161,"applications_refinance":56,"applications_cash_out_refinance":56,"originations_purchase":138,"originations_refinance":38,"originations_cash_out_refinance":35,"denials_purchase":21,"denials_refinance":14,"denials_cash_out_refinance":21,"denial_rate":20.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51115","dataset":"mortgage-lending","jurisdiction":"VA","county":"51115","countyName":"Mathews County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Mathews County, Virginia: in 2024, lenders reported 267 applications for a home purchase or a refinance; 206 became loans ($61.3 million) and 48 were denied, a denial rate of 18.0%. Home purchase: 163 applications, 132 loans. HMDA 2024 data, FFIEC.","value":206,"unit":"home purchase and refinance loans originated, 2024","applications":267,"originations":206,"denials":48,"originated_dollars":61330000,"applications_purchase":163,"applications_refinance":46,"applications_cash_out_refinance":58,"originations_purchase":132,"originations_refinance":33,"originations_cash_out_refinance":41,"denials_purchase":21,"denials_refinance":11,"denials_cash_out_refinance":16,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51117","dataset":"mortgage-lending","jurisdiction":"VA","county":"51117","countyName":"Mecklenburg County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Mecklenburg County, Virginia: in 2024, lenders reported 691 applications for a home purchase or a refinance; 523 became loans ($133.5 million) and 141 were denied, a denial rate of 20.4%. Home purchase: 440 applications, 347 loans. HMDA 2024 data, FFIEC.","value":523,"unit":"home purchase and refinance loans originated, 2024","applications":691,"originations":523,"denials":141,"originated_dollars":133495000,"applications_purchase":440,"applications_refinance":121,"applications_cash_out_refinance":130,"originations_purchase":347,"originations_refinance":90,"originations_cash_out_refinance":86,"denials_purchase":75,"denials_refinance":24,"denials_cash_out_refinance":42,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51119","dataset":"mortgage-lending","jurisdiction":"VA","county":"51119","countyName":"Middlesex County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Middlesex County, Virginia: in 2024, lenders reported 304 applications for a home purchase or a refinance; 239 became loans ($68.8 million) and 58 were denied, a denial rate of 19.1%. Home purchase: 194 applications, 155 loans. HMDA 2024 data, FFIEC.","value":239,"unit":"home purchase and refinance loans originated, 2024","applications":304,"originations":239,"denials":58,"originated_dollars":68785000,"applications_purchase":194,"applications_refinance":50,"applications_cash_out_refinance":60,"originations_purchase":155,"originations_refinance":38,"originations_cash_out_refinance":46,"denials_purchase":36,"denials_refinance":9,"denials_cash_out_refinance":13,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51121","dataset":"mortgage-lending","jurisdiction":"VA","county":"51121","countyName":"Montgomery County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Montgomery County, Virginia: in 2024, lenders reported 1,340 applications for a home purchase or a refinance; 1,084 became loans ($329.3 million) and 213 were denied, a denial rate of 15.9%. Home purchase: 929 applications, 801 loans. HMDA 2024 data, FFIEC.","value":1084,"unit":"home purchase and refinance loans originated, 2024","applications":1340,"originations":1084,"denials":213,"originated_dollars":329330000,"applications_purchase":929,"applications_refinance":208,"applications_cash_out_refinance":203,"originations_purchase":801,"originations_refinance":155,"originations_cash_out_refinance":128,"denials_purchase":108,"denials_refinance":40,"denials_cash_out_refinance":65,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51125","dataset":"mortgage-lending","jurisdiction":"VA","county":"51125","countyName":"Nelson County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Nelson County, Virginia: in 2024, lenders reported 386 applications for a home purchase or a refinance; 299 became loans ($100.7 million) and 72 were denied, a denial rate of 18.7%. Home purchase: 247 applications, 203 loans. HMDA 2024 data, FFIEC.","value":299,"unit":"home purchase and refinance loans originated, 2024","applications":386,"originations":299,"denials":72,"originated_dollars":100695000,"applications_purchase":247,"applications_refinance":63,"applications_cash_out_refinance":76,"originations_purchase":203,"originations_refinance":42,"originations_cash_out_refinance":54,"denials_purchase":36,"denials_refinance":17,"denials_cash_out_refinance":19,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51127","dataset":"mortgage-lending","jurisdiction":"VA","county":"51127","countyName":"New Kent County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"New Kent County, Virginia: in 2024, lenders reported 945 applications for a home purchase or a refinance; 785 became loans ($269.1 million) and 137 were denied, a denial rate of 14.5%. Home purchase: 626 applications, 541 loans. HMDA 2024 data, FFIEC.","value":785,"unit":"home purchase and refinance loans originated, 2024","applications":945,"originations":785,"denials":137,"originated_dollars":269065000,"applications_purchase":626,"applications_refinance":156,"applications_cash_out_refinance":163,"originations_purchase":541,"originations_refinance":121,"originations_cash_out_refinance":123,"denials_purchase":77,"denials_refinance":24,"denials_cash_out_refinance":36,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51131","dataset":"mortgage-lending","jurisdiction":"VA","county":"51131","countyName":"Northampton County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Northampton County, Virginia: in 2024, lenders reported 306 applications for a home purchase or a refinance; 236 became loans ($97.5 million) and 58 were denied, a denial rate of 19.0%. Home purchase: 210 applications, 163 loans. HMDA 2024 data, FFIEC.","value":236,"unit":"home purchase and refinance loans originated, 2024","applications":306,"originations":236,"denials":58,"originated_dollars":97550000,"applications_purchase":210,"applications_refinance":42,"applications_cash_out_refinance":54,"originations_purchase":163,"originations_refinance":38,"originations_cash_out_refinance":35,"denials_purchase":40,"denials_refinance":4,"denials_cash_out_refinance":14,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51133","dataset":"mortgage-lending","jurisdiction":"VA","county":"51133","countyName":"Northumberland County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Northumberland County, Virginia: in 2024, lenders reported 403 applications for a home purchase or a refinance; 306 became loans ($87.9 million) and 89 were denied, a denial rate of 22.1%. Home purchase: 250 applications, 201 loans. HMDA 2024 data, FFIEC.","value":306,"unit":"home purchase and refinance loans originated, 2024","applications":403,"originations":306,"denials":89,"originated_dollars":87870000,"applications_purchase":250,"applications_refinance":82,"applications_cash_out_refinance":71,"originations_purchase":201,"originations_refinance":66,"originations_cash_out_refinance":39,"denials_purchase":46,"denials_refinance":13,"denials_cash_out_refinance":30,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51135","dataset":"mortgage-lending","jurisdiction":"VA","county":"51135","countyName":"Nottoway County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Nottoway County, Virginia: in 2024, lenders reported 311 applications for a home purchase or a refinance; 215 became loans ($40.9 million) and 74 were denied, a denial rate of 23.8%. Home purchase: 202 applications, 143 loans. HMDA 2024 data, FFIEC.","value":215,"unit":"home purchase and refinance loans originated, 2024","applications":311,"originations":215,"denials":74,"originated_dollars":40865000,"applications_purchase":202,"applications_refinance":49,"applications_cash_out_refinance":60,"originations_purchase":143,"originations_refinance":33,"originations_cash_out_refinance":39,"denials_purchase":46,"denials_refinance":10,"denials_cash_out_refinance":18,"denial_rate":23.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51137","dataset":"mortgage-lending","jurisdiction":"VA","county":"51137","countyName":"Orange County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Orange County, Virginia: in 2024, lenders reported 1,308 applications for a home purchase or a refinance; 1,035 became loans ($334.5 million) and 219 were denied, a denial rate of 16.7%. Home purchase: 859 applications, 731 loans. HMDA 2024 data, FFIEC.","value":1035,"unit":"home purchase and refinance loans originated, 2024","applications":1308,"originations":1035,"denials":219,"originated_dollars":334495000,"applications_purchase":859,"applications_refinance":180,"applications_cash_out_refinance":269,"originations_purchase":731,"originations_refinance":132,"originations_cash_out_refinance":172,"denials_purchase":102,"denials_refinance":30,"denials_cash_out_refinance":87,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51139","dataset":"mortgage-lending","jurisdiction":"VA","county":"51139","countyName":"Page County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Page County, Virginia: in 2024, lenders reported 572 applications for a home purchase or a refinance; 436 became loans ($100.8 million) and 113 were denied, a denial rate of 19.8%. Home purchase: 362 applications, 296 loans. HMDA 2024 data, FFIEC.","value":436,"unit":"home purchase and refinance loans originated, 2024","applications":572,"originations":436,"denials":113,"originated_dollars":100830000,"applications_purchase":362,"applications_refinance":75,"applications_cash_out_refinance":135,"originations_purchase":296,"originations_refinance":51,"originations_cash_out_refinance":89,"denials_purchase":50,"denials_refinance":23,"denials_cash_out_refinance":40,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51141","dataset":"mortgage-lending","jurisdiction":"VA","county":"51141","countyName":"Patrick County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Patrick County, Virginia: in 2024, lenders reported 281 applications for a home purchase or a refinance; 199 became loans ($40.3 million) and 67 were denied, a denial rate of 23.8%. Home purchase: 185 applications, 135 loans. HMDA 2024 data, FFIEC.","value":199,"unit":"home purchase and refinance loans originated, 2024","applications":281,"originations":199,"denials":67,"originated_dollars":40305000,"applications_purchase":185,"applications_refinance":37,"applications_cash_out_refinance":59,"originations_purchase":135,"originations_refinance":29,"originations_cash_out_refinance":35,"denials_purchase":40,"denials_refinance":7,"denials_cash_out_refinance":20,"denial_rate":23.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51143","dataset":"mortgage-lending","jurisdiction":"VA","county":"51143","countyName":"Pittsylvania County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Pittsylvania County, Virginia: in 2024, lenders reported 929 applications for a home purchase or a refinance; 685 became loans ($136.0 million) and 204 were denied, a denial rate of 22.0%. Home purchase: 534 applications, 405 loans. HMDA 2024 data, FFIEC.","value":685,"unit":"home purchase and refinance loans originated, 2024","applications":929,"originations":685,"denials":204,"originated_dollars":136045000,"applications_purchase":534,"applications_refinance":177,"applications_cash_out_refinance":218,"originations_purchase":405,"originations_refinance":135,"originations_cash_out_refinance":145,"denials_purchase":105,"denials_refinance":30,"denials_cash_out_refinance":69,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51145","dataset":"mortgage-lending","jurisdiction":"VA","county":"51145","countyName":"Powhatan County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Powhatan County, Virginia: in 2024, lenders reported 680 applications for a home purchase or a refinance; 575 became loans ($204.7 million) and 86 were denied, a denial rate of 12.6%. Home purchase: 392 applications, 358 loans. HMDA 2024 data, FFIEC.","value":575,"unit":"home purchase and refinance loans originated, 2024","applications":680,"originations":575,"denials":86,"originated_dollars":204715000,"applications_purchase":392,"applications_refinance":127,"applications_cash_out_refinance":161,"originations_purchase":358,"originations_refinance":97,"originations_cash_out_refinance":120,"denials_purchase":24,"denials_refinance":23,"denials_cash_out_refinance":39,"denial_rate":12.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51147","dataset":"mortgage-lending","jurisdiction":"VA","county":"51147","countyName":"Prince Edward County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Prince Edward County, Virginia: in 2024, lenders reported 392 applications for a home purchase or a refinance; 266 became loans ($58.1 million) and 107 were denied, a denial rate of 27.3%. Home purchase: 263 applications, 178 loans. HMDA 2024 data, FFIEC.","value":266,"unit":"home purchase and refinance loans originated, 2024","applications":392,"originations":266,"denials":107,"originated_dollars":58070000,"applications_purchase":263,"applications_refinance":59,"applications_cash_out_refinance":70,"originations_purchase":178,"originations_refinance":44,"originations_cash_out_refinance":44,"denials_purchase":73,"denials_refinance":10,"denials_cash_out_refinance":24,"denial_rate":27.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51149","dataset":"mortgage-lending","jurisdiction":"VA","county":"51149","countyName":"Prince George County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Prince George County, Virginia: in 2024, lenders reported 890 applications for a home purchase or a refinance; 613 became loans ($172.8 million) and 246 were denied, a denial rate of 27.6%. Home purchase: 553 applications, 377 loans. HMDA 2024 data, FFIEC.","value":613,"unit":"home purchase and refinance loans originated, 2024","applications":890,"originations":613,"denials":246,"originated_dollars":172845000,"applications_purchase":553,"applications_refinance":150,"applications_cash_out_refinance":187,"originations_purchase":377,"originations_refinance":110,"originations_cash_out_refinance":126,"denials_purchase":163,"denials_refinance":32,"denials_cash_out_refinance":51,"denial_rate":27.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51153","dataset":"mortgage-lending","jurisdiction":"VA","county":"51153","countyName":"Prince William County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Prince William County, Virginia: in 2024, lenders reported 9,707 applications for a home purchase or a refinance; 7,850 became loans ($3.9 billion) and 1,582 were denied, a denial rate of 16.3%. Home purchase: 6,138 applications, 5,470 loans. HMDA 2024 data, FFIEC.","value":7850,"unit":"home purchase and refinance loans originated, 2024","applications":9707,"originations":7850,"denials":1582,"originated_dollars":3928500000,"applications_purchase":6138,"applications_refinance":1461,"applications_cash_out_refinance":2108,"originations_purchase":5470,"originations_refinance":1008,"originations_cash_out_refinance":1372,"denials_purchase":560,"denials_refinance":347,"denials_cash_out_refinance":675,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51155","dataset":"mortgage-lending","jurisdiction":"VA","county":"51155","countyName":"Pulaski County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Pulaski County, Virginia: in 2024, lenders reported 688 applications for a home purchase or a refinance; 530 became loans ($108.3 million) and 134 were denied, a denial rate of 19.5%. Home purchase: 435 applications, 368 loans. HMDA 2024 data, FFIEC.","value":530,"unit":"home purchase and refinance loans originated, 2024","applications":688,"originations":530,"denials":134,"originated_dollars":108310000,"applications_purchase":435,"applications_refinance":110,"applications_cash_out_refinance":143,"originations_purchase":368,"originations_refinance":74,"originations_cash_out_refinance":88,"denials_purchase":55,"denials_refinance":30,"denials_cash_out_refinance":49,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51157","dataset":"mortgage-lending","jurisdiction":"VA","county":"51157","countyName":"Rappahannock County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Rappahannock County, Virginia: in 2024, lenders reported 131 applications for a home purchase or a refinance; 99 became loans ($48.1 million) and 25 were denied, a denial rate of 19.1%. Home purchase: 68 applications, 55 loans. HMDA 2024 data, FFIEC.","value":99,"unit":"home purchase and refinance loans originated, 2024","applications":131,"originations":99,"denials":25,"originated_dollars":48065000,"applications_purchase":68,"applications_refinance":32,"applications_cash_out_refinance":31,"originations_purchase":55,"originations_refinance":21,"originations_cash_out_refinance":23,"denials_purchase":10,"denials_refinance":8,"denials_cash_out_refinance":7,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51159","dataset":"mortgage-lending","jurisdiction":"VA","county":"51159","countyName":"Richmond County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Richmond County, Virginia: in 2024, lenders reported 154 applications for a home purchase or a refinance; 117 became loans ($28.4 million) and 32 were denied, a denial rate of 20.8%. Home purchase: 91 applications, 72 loans. HMDA 2024 data, FFIEC.","value":117,"unit":"home purchase and refinance loans originated, 2024","applications":154,"originations":117,"denials":32,"originated_dollars":28415000,"applications_purchase":91,"applications_refinance":29,"applications_cash_out_refinance":34,"originations_purchase":72,"originations_refinance":23,"originations_cash_out_refinance":22,"denials_purchase":15,"denials_refinance":5,"denials_cash_out_refinance":12,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51161","dataset":"mortgage-lending","jurisdiction":"VA","county":"51161","countyName":"Roanoke County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Roanoke County, Virginia: in 2024, lenders reported 2,190 applications for a home purchase or a refinance; 1,824 became loans ($480.0 million) and 298 were denied, a denial rate of 13.6%. Home purchase: 1,336 applications, 1,205 loans. HMDA 2024 data, FFIEC.","value":1824,"unit":"home purchase and refinance loans originated, 2024","applications":2190,"originations":1824,"denials":298,"originated_dollars":479960000,"applications_purchase":1336,"applications_refinance":407,"applications_cash_out_refinance":447,"originations_purchase":1205,"originations_refinance":309,"originations_cash_out_refinance":310,"denials_purchase":98,"denials_refinance":75,"denials_cash_out_refinance":125,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51163","dataset":"mortgage-lending","jurisdiction":"VA","county":"51163","countyName":"Rockbridge County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Rockbridge County, Virginia: in 2024, lenders reported 378 applications for a home purchase or a refinance; 301 became loans ($74.3 million) and 62 were denied, a denial rate of 16.4%. Home purchase: 249 applications, 215 loans. HMDA 2024 data, FFIEC.","value":301,"unit":"home purchase and refinance loans originated, 2024","applications":378,"originations":301,"denials":62,"originated_dollars":74285000,"applications_purchase":249,"applications_refinance":80,"applications_cash_out_refinance":49,"originations_purchase":215,"originations_refinance":51,"originations_cash_out_refinance":35,"denials_purchase":29,"denials_refinance":21,"denials_cash_out_refinance":12,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51165","dataset":"mortgage-lending","jurisdiction":"VA","county":"51165","countyName":"Rockingham County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Rockingham County, Virginia: in 2024, lenders reported 1,683 applications for a home purchase or a refinance; 1,359 became loans ($384.0 million) and 251 were denied, a denial rate of 14.9%. Home purchase: 1,170 applications, 969 loans. HMDA 2024 data, FFIEC.","value":1359,"unit":"home purchase and refinance loans originated, 2024","applications":1683,"originations":1359,"denials":251,"originated_dollars":384045000,"applications_purchase":1170,"applications_refinance":247,"applications_cash_out_refinance":266,"originations_purchase":969,"originations_refinance":193,"originations_cash_out_refinance":197,"denials_purchase":154,"denials_refinance":37,"denials_cash_out_refinance":60,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51167","dataset":"mortgage-lending","jurisdiction":"VA","county":"51167","countyName":"Russell County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Russell County, Virginia: in 2024, lenders reported 378 applications for a home purchase or a refinance; 246 became loans ($40.1 million) and 113 were denied, a denial rate of 29.9%. Home purchase: 287 applications, 188 loans. HMDA 2024 data, FFIEC.","value":246,"unit":"home purchase and refinance loans originated, 2024","applications":378,"originations":246,"denials":113,"originated_dollars":40100000,"applications_purchase":287,"applications_refinance":33,"applications_cash_out_refinance":58,"originations_purchase":188,"originations_refinance":25,"originations_cash_out_refinance":33,"denials_purchase":84,"denials_refinance":6,"denials_cash_out_refinance":23,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51169","dataset":"mortgage-lending","jurisdiction":"VA","county":"51169","countyName":"Scott County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Scott County, Virginia: in 2024, lenders reported 331 applications for a home purchase or a refinance; 219 became loans ($41.9 million) and 95 were denied, a denial rate of 28.7%. Home purchase: 245 applications, 169 loans. HMDA 2024 data, FFIEC.","value":219,"unit":"home purchase and refinance loans originated, 2024","applications":331,"originations":219,"denials":95,"originated_dollars":41895000,"applications_purchase":245,"applications_refinance":29,"applications_cash_out_refinance":57,"originations_purchase":169,"originations_refinance":18,"originations_cash_out_refinance":32,"denials_purchase":65,"denials_refinance":8,"denials_cash_out_refinance":22,"denial_rate":28.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51171","dataset":"mortgage-lending","jurisdiction":"VA","county":"51171","countyName":"Shenandoah County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Shenandoah County, Virginia: in 2024, lenders reported 1,124 applications for a home purchase or a refinance; 898 became loans ($244.5 million) and 178 were denied, a denial rate of 15.8%. Home purchase: 681 applications, 585 loans. HMDA 2024 data, FFIEC.","value":898,"unit":"home purchase and refinance loans originated, 2024","applications":1124,"originations":898,"denials":178,"originated_dollars":244510000,"applications_purchase":681,"applications_refinance":200,"applications_cash_out_refinance":243,"originations_purchase":585,"originations_refinance":154,"originations_cash_out_refinance":159,"denials_purchase":66,"denials_refinance":36,"denials_cash_out_refinance":76,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51173","dataset":"mortgage-lending","jurisdiction":"VA","county":"51173","countyName":"Smyth County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Smyth County, Virginia: in 2024, lenders reported 438 applications for a home purchase or a refinance; 316 became loans ($47.9 million) and 103 were denied, a denial rate of 23.5%. Home purchase: 303 applications, 221 loans. HMDA 2024 data, FFIEC.","value":316,"unit":"home purchase and refinance loans originated, 2024","applications":438,"originations":316,"denials":103,"originated_dollars":47880000,"applications_purchase":303,"applications_refinance":70,"applications_cash_out_refinance":65,"originations_purchase":221,"originations_refinance":53,"originations_cash_out_refinance":42,"denials_purchase":71,"denials_refinance":11,"denials_cash_out_refinance":21,"denial_rate":23.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51175","dataset":"mortgage-lending","jurisdiction":"VA","county":"51175","countyName":"Southampton County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Southampton County, Virginia: in 2024, lenders reported 354 applications for a home purchase or a refinance; 263 became loans ($59.6 million) and 74 were denied, a denial rate of 20.9%. Home purchase: 199 applications, 164 loans. HMDA 2024 data, FFIEC.","value":263,"unit":"home purchase and refinance loans originated, 2024","applications":354,"originations":263,"denials":74,"originated_dollars":59635000,"applications_purchase":199,"applications_refinance":58,"applications_cash_out_refinance":97,"originations_purchase":164,"originations_refinance":40,"originations_cash_out_refinance":59,"denials_purchase":27,"denials_refinance":12,"denials_cash_out_refinance":35,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51177","dataset":"mortgage-lending","jurisdiction":"VA","county":"51177","countyName":"Spotsylvania County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Spotsylvania County, Virginia: in 2024, lenders reported 4,180 applications for a home purchase or a refinance; 3,304 became loans ($1.4 billion) and 722 were denied, a denial rate of 17.3%. Home purchase: 2,628 applications, 2,241 loans. HMDA 2024 data, FFIEC.","value":3304,"unit":"home purchase and refinance loans originated, 2024","applications":4180,"originations":3304,"denials":722,"originated_dollars":1355990000,"applications_purchase":2628,"applications_refinance":673,"applications_cash_out_refinance":879,"originations_purchase":2241,"originations_refinance":498,"originations_cash_out_refinance":565,"denials_purchase":331,"denials_refinance":106,"denials_cash_out_refinance":285,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51179","dataset":"mortgage-lending","jurisdiction":"VA","county":"51179","countyName":"Stafford County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Stafford County, Virginia: in 2024, lenders reported 4,213 applications for a home purchase or a refinance; 3,383 became loans ($1.5 billion) and 693 were denied, a denial rate of 16.4%. Home purchase: 2,513 applications, 2,200 loans. HMDA 2024 data, FFIEC.","value":3383,"unit":"home purchase and refinance loans originated, 2024","applications":4213,"originations":3383,"denials":693,"originated_dollars":1547195000,"applications_purchase":2513,"applications_refinance":737,"applications_cash_out_refinance":963,"originations_purchase":2200,"originations_refinance":546,"originations_cash_out_refinance":637,"denials_purchase":259,"denials_refinance":130,"denials_cash_out_refinance":304,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51181","dataset":"mortgage-lending","jurisdiction":"VA","county":"51181","countyName":"Surry County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Surry County, Virginia: in 2024, lenders reported 148 applications for a home purchase or a refinance; 98 became loans ($25.2 million) and 43 were denied, a denial rate of 29.1%. Home purchase: 89 applications, 60 loans. HMDA 2024 data, FFIEC.","value":98,"unit":"home purchase and refinance loans originated, 2024","applications":148,"originations":98,"denials":43,"originated_dollars":25170000,"applications_purchase":89,"applications_refinance":26,"applications_cash_out_refinance":33,"originations_purchase":60,"originations_refinance":21,"originations_cash_out_refinance":17,"denials_purchase":25,"denials_refinance":5,"denials_cash_out_refinance":13,"denial_rate":29.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51183","dataset":"mortgage-lending","jurisdiction":"VA","county":"51183","countyName":"Sussex County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Sussex County, Virginia: in 2024, lenders reported 191 applications for a home purchase or a refinance; 137 became loans ($28.4 million) and 49 were denied, a denial rate of 25.7%. Home purchase: 115 applications, 81 loans. HMDA 2024 data, FFIEC.","value":137,"unit":"home purchase and refinance loans originated, 2024","applications":191,"originations":137,"denials":49,"originated_dollars":28425000,"applications_purchase":115,"applications_refinance":33,"applications_cash_out_refinance":43,"originations_purchase":81,"originations_refinance":28,"originations_cash_out_refinance":28,"denials_purchase":30,"denials_refinance":5,"denials_cash_out_refinance":14,"denial_rate":25.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51185","dataset":"mortgage-lending","jurisdiction":"VA","county":"51185","countyName":"Tazewell County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Tazewell County, Virginia: in 2024, lenders reported 503 applications for a home purchase or a refinance; 324 became loans ($50.2 million) and 157 were denied, a denial rate of 31.2%. Home purchase: 361 applications, 232 loans. HMDA 2024 data, FFIEC.","value":324,"unit":"home purchase and refinance loans originated, 2024","applications":503,"originations":324,"denials":157,"originated_dollars":50250000,"applications_purchase":361,"applications_refinance":70,"applications_cash_out_refinance":72,"originations_purchase":232,"originations_refinance":50,"originations_cash_out_refinance":42,"denials_purchase":113,"denials_refinance":14,"denials_cash_out_refinance":30,"denial_rate":31.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51187","dataset":"mortgage-lending","jurisdiction":"VA","county":"51187","countyName":"Warren County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Warren County, Virginia: in 2024, lenders reported 1,130 applications for a home purchase or a refinance; 922 became loans ($293.7 million) and 167 were denied, a denial rate of 14.8%. Home purchase: 683 applications, 613 loans. HMDA 2024 data, FFIEC.","value":922,"unit":"home purchase and refinance loans originated, 2024","applications":1130,"originations":922,"denials":167,"originated_dollars":293700000,"applications_purchase":683,"applications_refinance":157,"applications_cash_out_refinance":290,"originations_purchase":613,"originations_refinance":116,"originations_cash_out_refinance":193,"denials_purchase":52,"denials_refinance":27,"denials_cash_out_refinance":88,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51191","dataset":"mortgage-lending","jurisdiction":"VA","county":"51191","countyName":"Washington County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Washington County, Virginia: in 2024, lenders reported 1,001 applications for a home purchase or a refinance; 716 became loans ($172.9 million) and 251 were denied, a denial rate of 25.1%. Home purchase: 682 applications, 489 loans. HMDA 2024 data, FFIEC.","value":716,"unit":"home purchase and refinance loans originated, 2024","applications":1001,"originations":716,"denials":251,"originated_dollars":172890000,"applications_purchase":682,"applications_refinance":131,"applications_cash_out_refinance":188,"originations_purchase":489,"originations_refinance":93,"originations_cash_out_refinance":134,"denials_purchase":167,"denials_refinance":33,"denials_cash_out_refinance":51,"denial_rate":25.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51193","dataset":"mortgage-lending","jurisdiction":"VA","county":"51193","countyName":"Westmoreland County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Westmoreland County, Virginia: in 2024, lenders reported 704 applications for a home purchase or a refinance; 540 became loans ($155.2 million) and 136 were denied, a denial rate of 19.3%. Home purchase: 482 applications, 387 loans. HMDA 2024 data, FFIEC.","value":540,"unit":"home purchase and refinance loans originated, 2024","applications":704,"originations":540,"denials":136,"originated_dollars":155190000,"applications_purchase":482,"applications_refinance":112,"applications_cash_out_refinance":110,"originations_purchase":387,"originations_refinance":87,"originations_cash_out_refinance":66,"denials_purchase":78,"denials_refinance":16,"denials_cash_out_refinance":42,"denial_rate":19.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51195","dataset":"mortgage-lending","jurisdiction":"VA","county":"51195","countyName":"Wise County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Wise County, Virginia: in 2024, lenders reported 471 applications for a home purchase or a refinance; 296 became loans ($43.8 million) and 158 were denied, a denial rate of 33.5%. Home purchase: 352 applications, 222 loans. HMDA 2024 data, FFIEC.","value":296,"unit":"home purchase and refinance loans originated, 2024","applications":471,"originations":296,"denials":158,"originated_dollars":43760000,"applications_purchase":352,"applications_refinance":34,"applications_cash_out_refinance":85,"originations_purchase":222,"originations_refinance":23,"originations_cash_out_refinance":51,"denials_purchase":119,"denials_refinance":10,"denials_cash_out_refinance":29,"denial_rate":33.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51197","dataset":"mortgage-lending","jurisdiction":"VA","county":"51197","countyName":"Wythe County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Wythe County, Virginia: in 2024, lenders reported 575 applications for a home purchase or a refinance; 403 became loans ($74.7 million) and 153 were denied, a denial rate of 26.6%. Home purchase: 396 applications, 278 loans. HMDA 2024 data, FFIEC.","value":403,"unit":"home purchase and refinance loans originated, 2024","applications":575,"originations":403,"denials":153,"originated_dollars":74675000,"applications_purchase":396,"applications_refinance":76,"applications_cash_out_refinance":103,"originations_purchase":278,"originations_refinance":56,"originations_cash_out_refinance":69,"denials_purchase":104,"denials_refinance":19,"denials_cash_out_refinance":30,"denial_rate":26.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51199","dataset":"mortgage-lending","jurisdiction":"VA","county":"51199","countyName":"York County","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"York County, Virginia: in 2024, lenders reported 1,408 applications for a home purchase or a refinance; 1,193 became loans ($454.3 million) and 178 were denied, a denial rate of 12.6%. Home purchase: 913 applications, 829 loans. HMDA 2024 data, FFIEC.","value":1193,"unit":"home purchase and refinance loans originated, 2024","applications":1408,"originations":1193,"denials":178,"originated_dollars":454315000,"applications_purchase":913,"applications_refinance":244,"applications_cash_out_refinance":251,"originations_purchase":829,"originations_refinance":200,"originations_cash_out_refinance":164,"denials_purchase":67,"denials_refinance":31,"denials_cash_out_refinance":80,"denial_rate":12.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51510","dataset":"mortgage-lending","jurisdiction":"VA","county":"51510","countyName":"Alexandria city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Alexandria city, Virginia: in 2024, lenders reported 2,405 applications for a home purchase or a refinance; 2,097 became loans ($1.9 billion) and 246 were denied, a denial rate of 10.2%. Home purchase: 1,840 applications, 1,708 loans. HMDA 2024 data, FFIEC.","value":2097,"unit":"home purchase and refinance loans originated, 2024","applications":2405,"originations":2097,"denials":246,"originated_dollars":1884695000,"applications_purchase":1840,"applications_refinance":326,"applications_cash_out_refinance":239,"originations_purchase":1708,"originations_refinance":236,"originations_cash_out_refinance":153,"denials_purchase":99,"denials_refinance":70,"denials_cash_out_refinance":77,"denial_rate":10.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51520","dataset":"mortgage-lending","jurisdiction":"VA","county":"51520","countyName":"Bristol city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Bristol city, Virginia: in 2024, lenders reported 382 applications for a home purchase or a refinance; 301 became loans ($54.2 million) and 74 were denied, a denial rate of 19.4%. Home purchase: 260 applications, 210 loans. HMDA 2024 data, FFIEC.","value":301,"unit":"home purchase and refinance loans originated, 2024","applications":382,"originations":301,"denials":74,"originated_dollars":54235000,"applications_purchase":260,"applications_refinance":41,"applications_cash_out_refinance":81,"originations_purchase":210,"originations_refinance":30,"originations_cash_out_refinance":61,"denials_purchase":46,"denials_refinance":8,"denials_cash_out_refinance":20,"denial_rate":19.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51530","dataset":"mortgage-lending","jurisdiction":"VA","county":"51530","countyName":"Buena Vista city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Buena Vista city, Virginia: in 2024, lenders reported 97 applications for a home purchase or a refinance; 72 became loans ($13.0 million) and 23 were denied, a denial rate of 23.7%. Home purchase: 67 applications, 59 loans. HMDA 2024 data, FFIEC.","value":72,"unit":"home purchase and refinance loans originated, 2024","applications":97,"originations":72,"denials":23,"originated_dollars":12960000,"applications_purchase":67,"applications_refinance":11,"applications_cash_out_refinance":19,"originations_purchase":59,"originations_refinance":3,"originations_cash_out_refinance":10,"denials_purchase":8,"denials_refinance":7,"denials_cash_out_refinance":8,"denial_rate":23.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51540","dataset":"mortgage-lending","jurisdiction":"VA","county":"51540","countyName":"Charlottesville city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Charlottesville city, Virginia: in 2024, lenders reported 497 applications for a home purchase or a refinance; 430 became loans ($226.9 million) and 61 were denied, a denial rate of 12.3%. Home purchase: 358 applications, 326 loans. HMDA 2024 data, FFIEC.","value":430,"unit":"home purchase and refinance loans originated, 2024","applications":497,"originations":430,"denials":61,"originated_dollars":226870000,"applications_purchase":358,"applications_refinance":75,"applications_cash_out_refinance":64,"originations_purchase":326,"originations_refinance":58,"originations_cash_out_refinance":46,"denials_purchase":29,"denials_refinance":15,"denials_cash_out_refinance":17,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51550","dataset":"mortgage-lending","jurisdiction":"VA","county":"51550","countyName":"Chesapeake city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Chesapeake city, Virginia: in 2024, lenders reported 6,541 applications for a home purchase or a refinance; 5,348 became loans ($1.9 billion) and 951 were denied, a denial rate of 14.5%. Home purchase: 3,865 applications, 3,523 loans. HMDA 2024 data, FFIEC.","value":5348,"unit":"home purchase and refinance loans originated, 2024","applications":6541,"originations":5348,"denials":951,"originated_dollars":1922000000,"applications_purchase":3865,"applications_refinance":1263,"applications_cash_out_refinance":1413,"originations_purchase":3523,"originations_refinance":918,"originations_cash_out_refinance":907,"denials_purchase":267,"denials_refinance":226,"denials_cash_out_refinance":458,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51570","dataset":"mortgage-lending","jurisdiction":"VA","county":"51570","countyName":"Colonial Heights city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Colonial Heights city, Virginia: in 2024, lenders reported 479 applications for a home purchase or a refinance; 375 became loans ($82.9 million) and 86 were denied, a denial rate of 18.0%. Home purchase: 300 applications, 259 loans. HMDA 2024 data, FFIEC.","value":375,"unit":"home purchase and refinance loans originated, 2024","applications":479,"originations":375,"denials":86,"originated_dollars":82865000,"applications_purchase":300,"applications_refinance":62,"applications_cash_out_refinance":117,"originations_purchase":259,"originations_refinance":45,"originations_cash_out_refinance":71,"denials_purchase":30,"denials_refinance":14,"denials_cash_out_refinance":42,"denial_rate":18,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51580","dataset":"mortgage-lending","jurisdiction":"VA","county":"51580","countyName":"Covington city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Covington city, Virginia: in 2024, lenders reported 101 applications for a home purchase or a refinance; 77 became loans ($9.5 million) and 21 were denied, a denial rate of 20.8%. Home purchase: 72 applications, 61 loans. HMDA 2024 data, FFIEC.","value":77,"unit":"home purchase and refinance loans originated, 2024","applications":101,"originations":77,"denials":21,"originated_dollars":9485000,"applications_purchase":72,"applications_refinance":12,"applications_cash_out_refinance":17,"originations_purchase":61,"originations_refinance":9,"originations_cash_out_refinance":7,"denials_purchase":10,"denials_refinance":3,"denials_cash_out_refinance":8,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51590","dataset":"mortgage-lending","jurisdiction":"VA","county":"51590","countyName":"Danville city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Danville city, Virginia: in 2024, lenders reported 734 applications for a home purchase or a refinance; 540 became loans ($98.0 million) and 162 were denied, a denial rate of 22.1%. Home purchase: 460 applications, 372 loans. HMDA 2024 data, FFIEC.","value":540,"unit":"home purchase and refinance loans originated, 2024","applications":734,"originations":540,"denials":162,"originated_dollars":98000000,"applications_purchase":460,"applications_refinance":95,"applications_cash_out_refinance":179,"originations_purchase":372,"originations_refinance":71,"originations_cash_out_refinance":97,"denials_purchase":66,"denials_refinance":22,"denials_cash_out_refinance":74,"denial_rate":22.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51595","dataset":"mortgage-lending","jurisdiction":"VA","county":"51595","countyName":"Emporia city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Emporia city, Virginia: in 2024, lenders reported 86 applications for a home purchase or a refinance; 66 became loans ($16.2 million) and 18 were denied, a denial rate of 20.9%. Home purchase: 56 applications, 48 loans. HMDA 2024 data, FFIEC.","value":66,"unit":"home purchase and refinance loans originated, 2024","applications":86,"originations":66,"denials":18,"originated_dollars":16180000,"applications_purchase":56,"applications_refinance":14,"applications_cash_out_refinance":16,"originations_purchase":48,"originations_refinance":9,"originations_cash_out_refinance":9,"denials_purchase":7,"denials_refinance":4,"denials_cash_out_refinance":7,"denial_rate":20.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51600","dataset":"mortgage-lending","jurisdiction":"VA","county":"51600","countyName":"Fairfax city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Fairfax city, Virginia: in 2024, lenders reported 413 applications for a home purchase or a refinance; 352 became loans ($194.2 million) and 51 were denied, a denial rate of 12.3%. Home purchase: 289 applications, 264 loans. HMDA 2024 data, FFIEC.","value":352,"unit":"home purchase and refinance loans originated, 2024","applications":413,"originations":352,"denials":51,"originated_dollars":194160000,"applications_purchase":289,"applications_refinance":67,"applications_cash_out_refinance":57,"originations_purchase":264,"originations_refinance":49,"originations_cash_out_refinance":39,"denials_purchase":20,"denials_refinance":15,"denials_cash_out_refinance":16,"denial_rate":12.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51610","dataset":"mortgage-lending","jurisdiction":"VA","county":"51610","countyName":"Falls Church city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Falls Church city, Virginia: in 2024, lenders reported 154 applications for a home purchase or a refinance; 135 became loans ($97.1 million) and 18 were denied, a denial rate of 11.7%. Home purchase: 111 applications, 108 loans. HMDA 2024 data, FFIEC.","value":135,"unit":"home purchase and refinance loans originated, 2024","applications":154,"originations":135,"denials":18,"originated_dollars":97145000,"applications_purchase":111,"applications_refinance":29,"applications_cash_out_refinance":14,"originations_purchase":108,"originations_refinance":19,"originations_cash_out_refinance":8,"denials_purchase":2,"denials_refinance":10,"denials_cash_out_refinance":6,"denial_rate":11.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51620","dataset":"mortgage-lending","jurisdiction":"VA","county":"51620","countyName":"Franklin city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Franklin city, Virginia: in 2024, lenders reported 241 applications for a home purchase or a refinance; 199 became loans ($44.4 million) and 35 were denied, a denial rate of 14.5%. Home purchase: 170 applications, 150 loans. HMDA 2024 data, FFIEC.","value":199,"unit":"home purchase and refinance loans originated, 2024","applications":241,"originations":199,"denials":35,"originated_dollars":44425000,"applications_purchase":170,"applications_refinance":28,"applications_cash_out_refinance":43,"originations_purchase":150,"originations_refinance":20,"originations_cash_out_refinance":29,"denials_purchase":18,"denials_refinance":5,"denials_cash_out_refinance":12,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51630","dataset":"mortgage-lending","jurisdiction":"VA","county":"51630","countyName":"Fredericksburg city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Fredericksburg city, Virginia: in 2024, lenders reported 472 applications for a home purchase or a refinance; 368 became loans ($156.6 million) and 90 were denied, a denial rate of 19.1%. Home purchase: 308 applications, 267 loans. HMDA 2024 data, FFIEC.","value":368,"unit":"home purchase and refinance loans originated, 2024","applications":472,"originations":368,"denials":90,"originated_dollars":156600000,"applications_purchase":308,"applications_refinance":77,"applications_cash_out_refinance":87,"originations_purchase":267,"originations_refinance":49,"originations_cash_out_refinance":52,"denials_purchase":37,"denials_refinance":20,"denials_cash_out_refinance":33,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51640","dataset":"mortgage-lending","jurisdiction":"VA","county":"51640","countyName":"Galax city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Galax city, Virginia: in 2024, lenders reported 143 applications for a home purchase or a refinance; 106 became loans ($17.9 million) and 29 were denied, a denial rate of 20.3%. Home purchase: 100 applications, 80 loans. HMDA 2024 data, FFIEC.","value":106,"unit":"home purchase and refinance loans originated, 2024","applications":143,"originations":106,"denials":29,"originated_dollars":17950000,"applications_purchase":100,"applications_refinance":18,"applications_cash_out_refinance":25,"originations_purchase":80,"originations_refinance":11,"originations_cash_out_refinance":15,"denials_purchase":15,"denials_refinance":6,"denials_cash_out_refinance":8,"denial_rate":20.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51650","dataset":"mortgage-lending","jurisdiction":"VA","county":"51650","countyName":"Hampton city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Hampton city, Virginia: in 2024, lenders reported 3,583 applications for a home purchase or a refinance; 2,846 became loans ($762.7 million) and 588 were denied, a denial rate of 16.4%. Home purchase: 2,136 applications, 1,891 loans. HMDA 2024 data, FFIEC.","value":2846,"unit":"home purchase and refinance loans originated, 2024","applications":3583,"originations":2846,"denials":588,"originated_dollars":762690000,"applications_purchase":2136,"applications_refinance":683,"applications_cash_out_refinance":764,"originations_purchase":1891,"originations_refinance":493,"originations_cash_out_refinance":462,"denials_purchase":203,"denials_refinance":118,"denials_cash_out_refinance":267,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51660","dataset":"mortgage-lending","jurisdiction":"VA","county":"51660","countyName":"Harrisonburg city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Harrisonburg city, Virginia: in 2024, lenders reported 590 applications for a home purchase or a refinance; 487 became loans ($142.6 million) and 86 were denied, a denial rate of 14.6%. Home purchase: 445 applications, 376 loans. HMDA 2024 data, FFIEC.","value":487,"unit":"home purchase and refinance loans originated, 2024","applications":590,"originations":487,"denials":86,"originated_dollars":142575000,"applications_purchase":445,"applications_refinance":61,"applications_cash_out_refinance":84,"originations_purchase":376,"originations_refinance":49,"originations_cash_out_refinance":62,"denials_purchase":58,"denials_refinance":8,"denials_cash_out_refinance":20,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51670","dataset":"mortgage-lending","jurisdiction":"VA","county":"51670","countyName":"Hopewell city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Hopewell city, Virginia: in 2024, lenders reported 657 applications for a home purchase or a refinance; 493 became loans ($98.4 million) and 132 were denied, a denial rate of 20.1%. Home purchase: 386 applications, 337 loans. HMDA 2024 data, FFIEC.","value":493,"unit":"home purchase and refinance loans originated, 2024","applications":657,"originations":493,"denials":132,"originated_dollars":98365000,"applications_purchase":386,"applications_refinance":105,"applications_cash_out_refinance":166,"originations_purchase":337,"originations_refinance":65,"originations_cash_out_refinance":91,"denials_purchase":41,"denials_refinance":27,"denials_cash_out_refinance":64,"denial_rate":20.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51678","dataset":"mortgage-lending","jurisdiction":"VA","county":"51678","countyName":"Lexington city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Lexington city, Virginia: in 2024, lenders reported 50 applications for a home purchase or a refinance; 39 became loans ($10.1 million) and 10 were denied, a denial rate of 20.0%. Home purchase: 35 applications, 31 loans. HMDA 2024 data, FFIEC.","value":39,"unit":"home purchase and refinance loans originated, 2024","applications":50,"originations":39,"denials":10,"originated_dollars":10085000,"applications_purchase":35,"applications_refinance":8,"applications_cash_out_refinance":7,"originations_purchase":31,"originations_refinance":5,"originations_cash_out_refinance":3,"denials_purchase":3,"denials_refinance":3,"denials_cash_out_refinance":4,"denial_rate":20,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51680","dataset":"mortgage-lending","jurisdiction":"VA","county":"51680","countyName":"Lynchburg city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Lynchburg city, Virginia: in 2024, lenders reported 1,660 applications for a home purchase or a refinance; 1,353 became loans ($302.2 million) and 263 were denied, a denial rate of 15.8%. Home purchase: 1,226 applications, 1,042 loans. HMDA 2024 data, FFIEC.","value":1353,"unit":"home purchase and refinance loans originated, 2024","applications":1660,"originations":1353,"denials":263,"originated_dollars":302195000,"applications_purchase":1226,"applications_refinance":188,"applications_cash_out_refinance":246,"originations_purchase":1042,"originations_refinance":143,"originations_cash_out_refinance":168,"denials_purchase":160,"denials_refinance":35,"denials_cash_out_refinance":68,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51683","dataset":"mortgage-lending","jurisdiction":"VA","county":"51683","countyName":"Manassas city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Manassas city, Virginia: in 2024, lenders reported 778 applications for a home purchase or a refinance; 644 became loans ($247.6 million) and 117 were denied, a denial rate of 15.0%. Home purchase: 510 applications, 459 loans. HMDA 2024 data, FFIEC.","value":644,"unit":"home purchase and refinance loans originated, 2024","applications":778,"originations":644,"denials":117,"originated_dollars":247580000,"applications_purchase":510,"applications_refinance":108,"applications_cash_out_refinance":160,"originations_purchase":459,"originations_refinance":82,"originations_cash_out_refinance":103,"denials_purchase":42,"denials_refinance":20,"denials_cash_out_refinance":55,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51685","dataset":"mortgage-lending","jurisdiction":"VA","county":"51685","countyName":"Manassas Park city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Manassas Park city, Virginia: in 2024, lenders reported 382 applications for a home purchase or a refinance; 303 became loans ($175.4 million) and 69 were denied, a denial rate of 18.1%. Home purchase: 273 applications, 242 loans. HMDA 2024 data, FFIEC.","value":303,"unit":"home purchase and refinance loans originated, 2024","applications":382,"originations":303,"denials":69,"originated_dollars":175425000,"applications_purchase":273,"applications_refinance":59,"applications_cash_out_refinance":50,"originations_purchase":242,"originations_refinance":35,"originations_cash_out_refinance":26,"denials_purchase":27,"denials_refinance":20,"denials_cash_out_refinance":22,"denial_rate":18.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51690","dataset":"mortgage-lending","jurisdiction":"VA","county":"51690","countyName":"Martinsville city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Martinsville city, Virginia: in 2024, lenders reported 259 applications for a home purchase or a refinance; 184 became loans ($28.3 million) and 69 were denied, a denial rate of 26.6%. Home purchase: 182 applications, 137 loans. HMDA 2024 data, FFIEC.","value":184,"unit":"home purchase and refinance loans originated, 2024","applications":259,"originations":184,"denials":69,"originated_dollars":28280000,"applications_purchase":182,"applications_refinance":27,"applications_cash_out_refinance":50,"originations_purchase":137,"originations_refinance":19,"originations_cash_out_refinance":28,"denials_purchase":42,"denials_refinance":8,"denials_cash_out_refinance":19,"denial_rate":26.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51700","dataset":"mortgage-lending","jurisdiction":"VA","county":"51700","countyName":"Newport News city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Newport News city, Virginia: in 2024, lenders reported 3,912 applications for a home purchase or a refinance; 3,097 became loans ($933.6 million) and 666 were denied, a denial rate of 17.0%. Home purchase: 2,487 applications, 2,160 loans. HMDA 2024 data, FFIEC.","value":3097,"unit":"home purchase and refinance loans originated, 2024","applications":3912,"originations":3097,"denials":666,"originated_dollars":933625000,"applications_purchase":2487,"applications_refinance":691,"applications_cash_out_refinance":734,"originations_purchase":2160,"originations_refinance":497,"originations_cash_out_refinance":440,"denials_purchase":268,"denials_refinance":132,"denials_cash_out_refinance":266,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51710","dataset":"mortgage-lending","jurisdiction":"VA","county":"51710","countyName":"Norfolk city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Norfolk city, Virginia: in 2024, lenders reported 5,135 applications for a home purchase or a refinance; 4,208 became loans ($1.4 billion) and 724 were denied, a denial rate of 14.1%. Home purchase: 3,362 applications, 3,059 loans. HMDA 2024 data, FFIEC.","value":4208,"unit":"home purchase and refinance loans originated, 2024","applications":5135,"originations":4208,"denials":724,"originated_dollars":1350190000,"applications_purchase":3362,"applications_refinance":953,"applications_cash_out_refinance":820,"originations_purchase":3059,"originations_refinance":663,"originations_cash_out_refinance":486,"denials_purchase":246,"denials_refinance":174,"denials_cash_out_refinance":304,"denial_rate":14.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51720","dataset":"mortgage-lending","jurisdiction":"VA","county":"51720","countyName":"Norton city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Norton city, Virginia: in 2024, lenders reported 52 applications for a home purchase or a refinance; 31 became loans ($4.4 million) and 18 were denied, a denial rate of 34.6%. Home purchase: 40 applications, 25 loans. HMDA 2024 data, FFIEC.","value":31,"unit":"home purchase and refinance loans originated, 2024","applications":52,"originations":31,"denials":18,"originated_dollars":4395000,"applications_purchase":40,"applications_refinance":6,"applications_cash_out_refinance":6,"originations_purchase":25,"originations_refinance":3,"originations_cash_out_refinance":3,"denials_purchase":12,"denials_refinance":3,"denials_cash_out_refinance":3,"denial_rate":34.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51730","dataset":"mortgage-lending","jurisdiction":"VA","county":"51730","countyName":"Petersburg city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Petersburg city, Virginia: in 2024, lenders reported 912 applications for a home purchase or a refinance; 672 became loans ($268.2 million) and 210 were denied, a denial rate of 23.0%. Home purchase: 567 applications, 453 loans. HMDA 2024 data, FFIEC.","value":672,"unit":"home purchase and refinance loans originated, 2024","applications":912,"originations":672,"denials":210,"originated_dollars":268160000,"applications_purchase":567,"applications_refinance":126,"applications_cash_out_refinance":219,"originations_purchase":453,"originations_refinance":92,"originations_cash_out_refinance":127,"denials_purchase":96,"denials_refinance":28,"denials_cash_out_refinance":86,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51735","dataset":"mortgage-lending","jurisdiction":"VA","county":"51735","countyName":"Poquoson city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Poquoson city, Virginia: in 2024, lenders reported 413 applications for a home purchase or a refinance; 360 became loans ($130.3 million) and 41 were denied, a denial rate of 9.9%. Home purchase: 316 applications, 291 loans. HMDA 2024 data, FFIEC.","value":360,"unit":"home purchase and refinance loans originated, 2024","applications":413,"originations":360,"denials":41,"originated_dollars":130330000,"applications_purchase":316,"applications_refinance":48,"applications_cash_out_refinance":49,"originations_purchase":291,"originations_refinance":37,"originations_cash_out_refinance":32,"denials_purchase":20,"denials_refinance":7,"denials_cash_out_refinance":14,"denial_rate":9.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51740","dataset":"mortgage-lending","jurisdiction":"VA","county":"51740","countyName":"Portsmouth city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Portsmouth city, Virginia: in 2024, lenders reported 3,172 applications for a home purchase or a refinance; 2,468 became loans ($603.8 million) and 569 were denied, a denial rate of 17.9%. Home purchase: 2,016 applications, 1,753 loans. HMDA 2024 data, FFIEC.","value":2468,"unit":"home purchase and refinance loans originated, 2024","applications":3172,"originations":2468,"denials":569,"originated_dollars":603770000,"applications_purchase":2016,"applications_refinance":572,"applications_cash_out_refinance":584,"originations_purchase":1753,"originations_refinance":387,"originations_cash_out_refinance":328,"denials_purchase":214,"denials_refinance":132,"denials_cash_out_refinance":223,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51750","dataset":"mortgage-lending","jurisdiction":"VA","county":"51750","countyName":"Radford city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Radford city, Virginia: in 2024, lenders reported 233 applications for a home purchase or a refinance; 186 became loans ($52.6 million) and 38 were denied, a denial rate of 16.3%. Home purchase: 160 applications, 137 loans. HMDA 2024 data, FFIEC.","value":186,"unit":"home purchase and refinance loans originated, 2024","applications":233,"originations":186,"denials":38,"originated_dollars":52630000,"applications_purchase":160,"applications_refinance":29,"applications_cash_out_refinance":44,"originations_purchase":137,"originations_refinance":20,"originations_cash_out_refinance":29,"denials_purchase":18,"denials_refinance":6,"denials_cash_out_refinance":14,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51760","dataset":"mortgage-lending","jurisdiction":"VA","county":"51760","countyName":"Richmond city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Richmond city, Virginia: in 2024, lenders reported 3,989 applications for a home purchase or a refinance; 3,337 became loans ($1.5 billion) and 573 were denied, a denial rate of 14.4%. Home purchase: 2,679 applications, 2,421 loans. HMDA 2024 data, FFIEC.","value":3337,"unit":"home purchase and refinance loans originated, 2024","applications":3989,"originations":3337,"denials":573,"originated_dollars":1457655000,"applications_purchase":2679,"applications_refinance":523,"applications_cash_out_refinance":787,"originations_purchase":2421,"originations_refinance":397,"originations_cash_out_refinance":519,"denials_purchase":213,"denials_refinance":115,"denials_cash_out_refinance":245,"denial_rate":14.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51770","dataset":"mortgage-lending","jurisdiction":"VA","county":"51770","countyName":"Roanoke city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Roanoke city, Virginia: in 2024, lenders reported 2,120 applications for a home purchase or a refinance; 1,714 became loans ($359.9 million) and 347 were denied, a denial rate of 16.4%. Home purchase: 1,338 applications, 1,177 loans. HMDA 2024 data, FFIEC.","value":1714,"unit":"home purchase and refinance loans originated, 2024","applications":2120,"originations":1714,"denials":347,"originated_dollars":359850000,"applications_purchase":1338,"applications_refinance":338,"applications_cash_out_refinance":444,"originations_purchase":1177,"originations_refinance":259,"originations_cash_out_refinance":278,"denials_purchase":134,"denials_refinance":67,"denials_cash_out_refinance":146,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51775","dataset":"mortgage-lending","jurisdiction":"VA","county":"51775","countyName":"Salem city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Salem city, Virginia: in 2024, lenders reported 489 applications for a home purchase or a refinance; 402 became loans ($90.6 million) and 67 were denied, a denial rate of 13.7%. Home purchase: 334 applications, 293 loans. HMDA 2024 data, FFIEC.","value":402,"unit":"home purchase and refinance loans originated, 2024","applications":489,"originations":402,"denials":67,"originated_dollars":90640000,"applications_purchase":334,"applications_refinance":79,"applications_cash_out_refinance":76,"originations_purchase":293,"originations_refinance":56,"originations_cash_out_refinance":53,"denials_purchase":30,"denials_refinance":17,"denials_cash_out_refinance":20,"denial_rate":13.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51790","dataset":"mortgage-lending","jurisdiction":"VA","county":"51790","countyName":"Staunton city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Staunton city, Virginia: in 2024, lenders reported 640 applications for a home purchase or a refinance; 533 became loans ($129.2 million) and 86 were denied, a denial rate of 13.4%. Home purchase: 476 applications, 405 loans. HMDA 2024 data, FFIEC.","value":533,"unit":"home purchase and refinance loans originated, 2024","applications":640,"originations":533,"denials":86,"originated_dollars":129165000,"applications_purchase":476,"applications_refinance":80,"applications_cash_out_refinance":84,"originations_purchase":405,"originations_refinance":64,"originations_cash_out_refinance":64,"denials_purchase":53,"denials_refinance":15,"denials_cash_out_refinance":18,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51800","dataset":"mortgage-lending","jurisdiction":"VA","county":"51800","countyName":"Suffolk city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Suffolk city, Virginia: in 2024, lenders reported 3,425 applications for a home purchase or a refinance; 2,778 became loans ($957.0 million) and 523 were denied, a denial rate of 15.3%. Home purchase: 2,128 applications, 1,898 loans. HMDA 2024 data, FFIEC.","value":2778,"unit":"home purchase and refinance loans originated, 2024","applications":3425,"originations":2778,"denials":523,"originated_dollars":956960000,"applications_purchase":2128,"applications_refinance":690,"applications_cash_out_refinance":607,"originations_purchase":1898,"originations_refinance":506,"originations_cash_out_refinance":374,"denials_purchase":195,"denials_refinance":120,"denials_cash_out_refinance":208,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51810","dataset":"mortgage-lending","jurisdiction":"VA","county":"51810","countyName":"Virginia Beach city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Virginia Beach city, Virginia: in 2024, lenders reported 9,574 applications for a home purchase or a refinance; 7,867 became loans ($3.1 billion) and 1,401 were denied, a denial rate of 14.6%. Home purchase: 5,823 applications, 5,322 loans. HMDA 2024 data, FFIEC.","value":7867,"unit":"home purchase and refinance loans originated, 2024","applications":9574,"originations":7867,"denials":1401,"originated_dollars":3104285000,"applications_purchase":5823,"applications_refinance":1724,"applications_cash_out_refinance":2027,"originations_purchase":5322,"originations_refinance":1256,"originations_cash_out_refinance":1289,"denials_purchase":401,"denials_refinance":329,"denials_cash_out_refinance":671,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51820","dataset":"mortgage-lending","jurisdiction":"VA","county":"51820","countyName":"Waynesboro city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Waynesboro city, Virginia: in 2024, lenders reported 594 applications for a home purchase or a refinance; 483 became loans ($148.0 million) and 90 were denied, a denial rate of 15.2%. Home purchase: 445 applications, 376 loans. HMDA 2024 data, FFIEC.","value":483,"unit":"home purchase and refinance loans originated, 2024","applications":594,"originations":483,"denials":90,"originated_dollars":148015000,"applications_purchase":445,"applications_refinance":66,"applications_cash_out_refinance":83,"originations_purchase":376,"originations_refinance":53,"originations_cash_out_refinance":54,"denials_purchase":53,"denials_refinance":10,"denials_cash_out_refinance":27,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51830","dataset":"mortgage-lending","jurisdiction":"VA","county":"51830","countyName":"Williamsburg city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Williamsburg city, Virginia: in 2024, lenders reported 207 applications for a home purchase or a refinance; 144 became loans ($46.3 million) and 56 were denied, a denial rate of 27.1%. Home purchase: 151 applications, 118 loans. HMDA 2024 data, FFIEC.","value":144,"unit":"home purchase and refinance loans originated, 2024","applications":207,"originations":144,"denials":56,"originated_dollars":46330000,"applications_purchase":151,"applications_refinance":34,"applications_cash_out_refinance":22,"originations_purchase":118,"originations_refinance":17,"originations_cash_out_refinance":9,"denials_purchase":28,"denials_refinance":15,"denials_cash_out_refinance":13,"denial_rate":27.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:51840","dataset":"mortgage-lending","jurisdiction":"VA","county":"51840","countyName":"Winchester city","stateName":"Virginia","level":"county","year":2024,"status":"P","text":"Winchester city, Virginia: in 2024, lenders reported 535 applications for a home purchase or a refinance; 423 became loans ($130.6 million) and 92 were denied, a denial rate of 17.2%. Home purchase: 378 applications, 316 loans. HMDA 2024 data, FFIEC.","value":423,"unit":"home purchase and refinance loans originated, 2024","applications":535,"originations":423,"denials":92,"originated_dollars":130645000,"applications_purchase":378,"applications_refinance":62,"applications_cash_out_refinance":95,"originations_purchase":316,"originations_refinance":48,"originations_cash_out_refinance":59,"denials_purchase":49,"denials_refinance":9,"denials_cash_out_refinance":34,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:VT","dataset":"mortgage-lending","jurisdiction":"VT","county":null,"countyName":null,"stateName":"Vermont","level":"state","year":2024,"status":"P","text":"Vermont: in 2024, lenders reported 10,553 applications for a home purchase or a refinance; 8,524 became loans ($2.7 billion) and 1,758 were denied, a denial rate of 16.7%. Home purchase: 6,735 applications, 5,861 loans. Loans made changed +9.5% from 7,788 in 2023. HMDA 2024 data, FFIEC.","value":8524,"unit":"home purchase and refinance loans originated, 2024","applications":10553,"originations":8524,"denials":1758,"originated_dollars":2745800000,"applications_purchase":6735,"applications_refinance":2015,"applications_cash_out_refinance":1803,"originations_purchase":5861,"originations_refinance":1560,"originations_cash_out_refinance":1103,"denials_purchase":708,"denials_refinance":391,"denials_cash_out_refinance":659,"denial_rate":16.7,"originations_prior_year":7788,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"51 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":51,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50001","dataset":"mortgage-lending","jurisdiction":"VT","county":"50001","countyName":"Addison County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Addison County, Vermont: in 2024, lenders reported 482 applications for a home purchase or a refinance; 389 became loans ($115.6 million) and 74 were denied, a denial rate of 15.4%. Home purchase: 265 applications, 233 loans. HMDA 2024 data, FFIEC.","value":389,"unit":"home purchase and refinance loans originated, 2024","applications":482,"originations":389,"denials":74,"originated_dollars":115555000,"applications_purchase":265,"applications_refinance":132,"applications_cash_out_refinance":85,"originations_purchase":233,"originations_refinance":102,"originations_cash_out_refinance":54,"denials_purchase":22,"denials_refinance":24,"denials_cash_out_refinance":28,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50003","dataset":"mortgage-lending","jurisdiction":"VT","county":"50003","countyName":"Bennington County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Bennington County, Vermont: in 2024, lenders reported 443 applications for a home purchase or a refinance; 330 became loans ($99.4 million) and 102 were denied, a denial rate of 23.0%. Home purchase: 253 applications, 219 loans. HMDA 2024 data, FFIEC.","value":330,"unit":"home purchase and refinance loans originated, 2024","applications":443,"originations":330,"denials":102,"originated_dollars":99420000,"applications_purchase":253,"applications_refinance":70,"applications_cash_out_refinance":120,"originations_purchase":219,"originations_refinance":46,"originations_cash_out_refinance":65,"denials_purchase":26,"denials_refinance":23,"denials_cash_out_refinance":53,"denial_rate":23,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50005","dataset":"mortgage-lending","jurisdiction":"VT","county":"50005","countyName":"Caledonia County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Caledonia County, Vermont: in 2024, lenders reported 430 applications for a home purchase or a refinance; 335 became loans ($78.2 million) and 87 were denied, a denial rate of 20.2%. Home purchase: 277 applications, 232 loans. HMDA 2024 data, FFIEC.","value":335,"unit":"home purchase and refinance loans originated, 2024","applications":430,"originations":335,"denials":87,"originated_dollars":78225000,"applications_purchase":277,"applications_refinance":72,"applications_cash_out_refinance":81,"originations_purchase":232,"originations_refinance":54,"originations_cash_out_refinance":49,"denials_purchase":38,"denials_refinance":17,"denials_cash_out_refinance":32,"denial_rate":20.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50007","dataset":"mortgage-lending","jurisdiction":"VT","county":"50007","countyName":"Chittenden County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Chittenden County, Vermont: in 2024, lenders reported 2,478 applications for a home purchase or a refinance; 2,139 became loans ($853.1 million) and 279 were denied, a denial rate of 11.3%. Home purchase: 1,651 applications, 1,511 loans. HMDA 2024 data, FFIEC.","value":2139,"unit":"home purchase and refinance loans originated, 2024","applications":2478,"originations":2139,"denials":279,"originated_dollars":853145000,"applications_purchase":1651,"applications_refinance":547,"applications_cash_out_refinance":280,"originations_purchase":1511,"originations_refinance":436,"originations_cash_out_refinance":192,"denials_purchase":106,"denials_refinance":91,"denials_cash_out_refinance":82,"denial_rate":11.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50009","dataset":"mortgage-lending","jurisdiction":"VT","county":"50009","countyName":"Essex County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Essex County, Vermont: in 2024, lenders reported 120 applications for a home purchase or a refinance; 87 became loans ($16.6 million) and 30 were denied, a denial rate of 25.0%. Home purchase: 77 applications, 63 loans. HMDA 2024 data, FFIEC.","value":87,"unit":"home purchase and refinance loans originated, 2024","applications":120,"originations":87,"denials":30,"originated_dollars":16575000,"applications_purchase":77,"applications_refinance":22,"applications_cash_out_refinance":21,"originations_purchase":63,"originations_refinance":13,"originations_cash_out_refinance":11,"denials_purchase":13,"denials_refinance":7,"denials_cash_out_refinance":10,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50011","dataset":"mortgage-lending","jurisdiction":"VT","county":"50011","countyName":"Franklin County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Franklin County, Vermont: in 2024, lenders reported 1,102 applications for a home purchase or a refinance; 892 became loans ($257.1 million) and 185 were denied, a denial rate of 16.8%. Home purchase: 677 applications, 596 loans. HMDA 2024 data, FFIEC.","value":892,"unit":"home purchase and refinance loans originated, 2024","applications":1102,"originations":892,"denials":185,"originated_dollars":257060000,"applications_purchase":677,"applications_refinance":227,"applications_cash_out_refinance":198,"originations_purchase":596,"originations_refinance":178,"originations_cash_out_refinance":118,"denials_purchase":63,"denials_refinance":45,"denials_cash_out_refinance":77,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50013","dataset":"mortgage-lending","jurisdiction":"VT","county":"50013","countyName":"Grand Isle County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Grand Isle County, Vermont: in 2024, lenders reported 179 applications for a home purchase or a refinance; 140 became loans ($46.5 million) and 34 were denied, a denial rate of 19.0%. Home purchase: 106 applications, 91 loans. HMDA 2024 data, FFIEC.","value":140,"unit":"home purchase and refinance loans originated, 2024","applications":179,"originations":140,"denials":34,"originated_dollars":46470000,"applications_purchase":106,"applications_refinance":46,"applications_cash_out_refinance":27,"originations_purchase":91,"originations_refinance":35,"originations_cash_out_refinance":14,"denials_purchase":12,"denials_refinance":10,"denials_cash_out_refinance":12,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50015","dataset":"mortgage-lending","jurisdiction":"VT","county":"50015","countyName":"Lamoille County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Lamoille County, Vermont: in 2024, lenders reported 535 applications for a home purchase or a refinance; 427 became loans ($209.4 million) and 96 were denied, a denial rate of 17.9%. Home purchase: 347 applications, 284 loans. HMDA 2024 data, FFIEC.","value":427,"unit":"home purchase and refinance loans originated, 2024","applications":535,"originations":427,"denials":96,"originated_dollars":209405000,"applications_purchase":347,"applications_refinance":101,"applications_cash_out_refinance":87,"originations_purchase":284,"originations_refinance":86,"originations_cash_out_refinance":57,"denials_purchase":55,"denials_refinance":11,"denials_cash_out_refinance":30,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50017","dataset":"mortgage-lending","jurisdiction":"VT","county":"50017","countyName":"Orange County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Orange County, Vermont: in 2024, lenders reported 449 applications for a home purchase or a refinance; 341 became loans ($88.5 million) and 93 were denied, a denial rate of 20.7%. Home purchase: 260 applications, 215 loans. HMDA 2024 data, FFIEC.","value":341,"unit":"home purchase and refinance loans originated, 2024","applications":449,"originations":341,"denials":93,"originated_dollars":88465000,"applications_purchase":260,"applications_refinance":72,"applications_cash_out_refinance":117,"originations_purchase":215,"originations_refinance":58,"originations_cash_out_refinance":68,"denials_purchase":38,"denials_refinance":13,"denials_cash_out_refinance":42,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50019","dataset":"mortgage-lending","jurisdiction":"VT","county":"50019","countyName":"Orleans County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Orleans County, Vermont: in 2024, lenders reported 534 applications for a home purchase or a refinance; 430 became loans ($95.9 million) and 93 were denied, a denial rate of 17.4%. Home purchase: 337 applications, 284 loans. HMDA 2024 data, FFIEC.","value":430,"unit":"home purchase and refinance loans originated, 2024","applications":534,"originations":430,"denials":93,"originated_dollars":95920000,"applications_purchase":337,"applications_refinance":104,"applications_cash_out_refinance":93,"originations_purchase":284,"originations_refinance":85,"originations_cash_out_refinance":61,"denials_purchase":49,"denials_refinance":15,"denials_cash_out_refinance":29,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50021","dataset":"mortgage-lending","jurisdiction":"VT","county":"50021","countyName":"Rutland County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Rutland County, Vermont: in 2024, lenders reported 926 applications for a home purchase or a refinance; 718 became loans ($176.8 million) and 183 were denied, a denial rate of 19.8%. Home purchase: 609 applications, 512 loans. HMDA 2024 data, FFIEC.","value":718,"unit":"home purchase and refinance loans originated, 2024","applications":926,"originations":718,"denials":183,"originated_dollars":176830000,"applications_purchase":609,"applications_refinance":151,"applications_cash_out_refinance":166,"originations_purchase":512,"originations_refinance":110,"originations_cash_out_refinance":96,"denials_purchase":78,"denials_refinance":35,"denials_cash_out_refinance":70,"denial_rate":19.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50023","dataset":"mortgage-lending","jurisdiction":"VT","county":"50023","countyName":"Washington County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Washington County, Vermont: in 2024, lenders reported 1,083 applications for a home purchase or a refinance; 870 became loans ($242.6 million) and 187 were denied, a denial rate of 17.3%. Home purchase: 679 applications, 594 loans. HMDA 2024 data, FFIEC.","value":870,"unit":"home purchase and refinance loans originated, 2024","applications":1083,"originations":870,"denials":187,"originated_dollars":242570000,"applications_purchase":679,"applications_refinance":209,"applications_cash_out_refinance":195,"originations_purchase":594,"originations_refinance":159,"originations_cash_out_refinance":117,"denials_purchase":72,"denials_refinance":43,"denials_cash_out_refinance":72,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50025","dataset":"mortgage-lending","jurisdiction":"VT","county":"50025","countyName":"Windham County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Windham County, Vermont: in 2024, lenders reported 739 applications for a home purchase or a refinance; 586 became loans ($183.4 million) and 136 were denied, a denial rate of 18.4%. Home purchase: 486 applications, 417 loans. HMDA 2024 data, FFIEC.","value":586,"unit":"home purchase and refinance loans originated, 2024","applications":739,"originations":586,"denials":136,"originated_dollars":183360000,"applications_purchase":486,"applications_refinance":104,"applications_cash_out_refinance":149,"originations_purchase":417,"originations_refinance":78,"originations_cash_out_refinance":91,"denials_purchase":58,"denials_refinance":25,"denials_cash_out_refinance":53,"denial_rate":18.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:50027","dataset":"mortgage-lending","jurisdiction":"VT","county":"50027","countyName":"Windsor County","stateName":"Vermont","level":"county","year":2024,"status":"P","text":"Windsor County, Vermont: in 2024, lenders reported 1,002 applications for a home purchase or a refinance; 789 became loans ($274.6 million) and 179 were denied, a denial rate of 17.9%. Home purchase: 681 applications, 581 loans. HMDA 2024 data, FFIEC.","value":789,"unit":"home purchase and refinance loans originated, 2024","applications":1002,"originations":789,"denials":179,"originated_dollars":274555000,"applications_purchase":681,"applications_refinance":147,"applications_cash_out_refinance":174,"originations_purchase":581,"originations_refinance":110,"originations_cash_out_refinance":98,"denials_purchase":77,"denials_refinance":31,"denials_cash_out_refinance":71,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:WA","dataset":"mortgage-lending","jurisdiction":"WA","county":null,"countyName":null,"stateName":"Washington","level":"state","year":2024,"status":"P","text":"Washington: in 2024, lenders reported 146,993 applications for a home purchase or a refinance; 119,676 became loans ($62.3 billion) and 21,620 were denied, a denial rate of 14.7%. Home purchase: 95,259 applications, 83,646 loans. Loans made changed +17.5% from 101,889 in 2023. HMDA 2024 data, FFIEC.","value":119676,"unit":"home purchase and refinance loans originated, 2024","applications":146993,"originations":119676,"denials":21620,"originated_dollars":62298690000,"applications_purchase":95259,"applications_refinance":25392,"applications_cash_out_refinance":26342,"originations_purchase":83646,"originations_refinance":18628,"originations_cash_out_refinance":17402,"denials_purchase":8232,"denials_refinance":5369,"denials_cash_out_refinance":8019,"denial_rate":14.7,"originations_prior_year":101889,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"342 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":342,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53001","dataset":"mortgage-lending","jurisdiction":"WA","county":"53001","countyName":"Adams County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Adams County, Washington: in 2024, lenders reported 292 applications for a home purchase or a refinance; 221 became loans ($65.1 million) and 56 were denied, a denial rate of 19.2%. Home purchase: 180 applications, 150 loans. HMDA 2024 data, FFIEC.","value":221,"unit":"home purchase and refinance loans originated, 2024","applications":292,"originations":221,"denials":56,"originated_dollars":65095000,"applications_purchase":180,"applications_refinance":40,"applications_cash_out_refinance":72,"originations_purchase":150,"originations_refinance":28,"originations_cash_out_refinance":43,"denials_purchase":21,"denials_refinance":9,"denials_cash_out_refinance":26,"denial_rate":19.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53003","dataset":"mortgage-lending","jurisdiction":"WA","county":"53003","countyName":"Asotin County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Asotin County, Washington: in 2024, lenders reported 438 applications for a home purchase or a refinance; 341 became loans ($91.0 million) and 72 were denied, a denial rate of 16.4%. Home purchase: 263 applications, 221 loans. HMDA 2024 data, FFIEC.","value":341,"unit":"home purchase and refinance loans originated, 2024","applications":438,"originations":341,"denials":72,"originated_dollars":90975000,"applications_purchase":263,"applications_refinance":63,"applications_cash_out_refinance":112,"originations_purchase":221,"originations_refinance":49,"originations_cash_out_refinance":71,"denials_purchase":31,"denials_refinance":10,"denials_cash_out_refinance":31,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53005","dataset":"mortgage-lending","jurisdiction":"WA","county":"53005","countyName":"Benton County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Benton County, Washington: in 2024, lenders reported 4,666 applications for a home purchase or a refinance; 3,850 became loans ($1.4 billion) and 625 were denied, a denial rate of 13.4%. Home purchase: 3,145 applications, 2,773 loans. HMDA 2024 data, FFIEC.","value":3850,"unit":"home purchase and refinance loans originated, 2024","applications":4666,"originations":3850,"denials":625,"originated_dollars":1384160000,"applications_purchase":3145,"applications_refinance":543,"applications_cash_out_refinance":978,"originations_purchase":2773,"originations_refinance":384,"originations_cash_out_refinance":693,"denials_purchase":241,"denials_refinance":118,"denials_cash_out_refinance":266,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53007","dataset":"mortgage-lending","jurisdiction":"WA","county":"53007","countyName":"Chelan County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Chelan County, Washington: in 2024, lenders reported 1,443 applications for a home purchase or a refinance; 1,131 became loans ($546.7 million) and 262 were denied, a denial rate of 18.2%. Home purchase: 878 applications, 773 loans. HMDA 2024 data, FFIEC.","value":1131,"unit":"home purchase and refinance loans originated, 2024","applications":1443,"originations":1131,"denials":262,"originated_dollars":546655000,"applications_purchase":878,"applications_refinance":211,"applications_cash_out_refinance":354,"originations_purchase":773,"originations_refinance":142,"originations_cash_out_refinance":216,"denials_purchase":75,"denials_refinance":60,"denials_cash_out_refinance":127,"denial_rate":18.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53009","dataset":"mortgage-lending","jurisdiction":"WA","county":"53009","countyName":"Clallam County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Clallam County, Washington: in 2024, lenders reported 1,517 applications for a home purchase or a refinance; 1,213 became loans ($435.9 million) and 248 were denied, a denial rate of 16.3%. Home purchase: 985 applications, 844 loans. HMDA 2024 data, FFIEC.","value":1213,"unit":"home purchase and refinance loans originated, 2024","applications":1517,"originations":1213,"denials":248,"originated_dollars":435925000,"applications_purchase":985,"applications_refinance":195,"applications_cash_out_refinance":337,"originations_purchase":844,"originations_refinance":154,"originations_cash_out_refinance":215,"denials_purchase":109,"denials_refinance":31,"denials_cash_out_refinance":108,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53011","dataset":"mortgage-lending","jurisdiction":"WA","county":"53011","countyName":"Clark County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Clark County, Washington: in 2024, lenders reported 10,281 applications for a home purchase or a refinance; 8,379 became loans ($3.8 billion) and 1,395 were denied, a denial rate of 13.6%. Home purchase: 6,700 applications, 5,843 loans. HMDA 2024 data, FFIEC.","value":8379,"unit":"home purchase and refinance loans originated, 2024","applications":10281,"originations":8379,"denials":1395,"originated_dollars":3782955000,"applications_purchase":6700,"applications_refinance":1839,"applications_cash_out_refinance":1742,"originations_purchase":5843,"originations_refinance":1353,"originations_cash_out_refinance":1183,"denials_purchase":530,"denials_refinance":372,"denials_cash_out_refinance":493,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53013","dataset":"mortgage-lending","jurisdiction":"WA","county":"53013","countyName":"Columbia County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Columbia County, Washington: in 2024, lenders reported 98 applications for a home purchase or a refinance; 69 became loans ($17.1 million) and 25 were denied, a denial rate of 25.5%. Home purchase: 64 applications, 54 loans. HMDA 2024 data, FFIEC.","value":69,"unit":"home purchase and refinance loans originated, 2024","applications":98,"originations":69,"denials":25,"originated_dollars":17095000,"applications_purchase":64,"applications_refinance":14,"applications_cash_out_refinance":20,"originations_purchase":54,"originations_refinance":7,"originations_cash_out_refinance":8,"denials_purchase":9,"denials_refinance":6,"denials_cash_out_refinance":10,"denial_rate":25.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53015","dataset":"mortgage-lending","jurisdiction":"WA","county":"53015","countyName":"Cowlitz County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Cowlitz County, Washington: in 2024, lenders reported 2,632 applications for a home purchase or a refinance; 2,112 became loans ($652.1 million) and 403 were denied, a denial rate of 15.3%. Home purchase: 1,550 applications, 1,337 loans. HMDA 2024 data, FFIEC.","value":2112,"unit":"home purchase and refinance loans originated, 2024","applications":2632,"originations":2112,"denials":403,"originated_dollars":652140000,"applications_purchase":1550,"applications_refinance":503,"applications_cash_out_refinance":579,"originations_purchase":1337,"originations_refinance":384,"originations_cash_out_refinance":391,"denials_purchase":144,"denials_refinance":92,"denials_cash_out_refinance":167,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53017","dataset":"mortgage-lending","jurisdiction":"WA","county":"53017","countyName":"Douglas County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Douglas County, Washington: in 2024, lenders reported 897 applications for a home purchase or a refinance; 712 became loans ($289.3 million) and 141 were denied, a denial rate of 15.7%. Home purchase: 615 applications, 524 loans. HMDA 2024 data, FFIEC.","value":712,"unit":"home purchase and refinance loans originated, 2024","applications":897,"originations":712,"denials":141,"originated_dollars":289260000,"applications_purchase":615,"applications_refinance":96,"applications_cash_out_refinance":186,"originations_purchase":524,"originations_refinance":63,"originations_cash_out_refinance":125,"denials_purchase":64,"denials_refinance":24,"denials_cash_out_refinance":53,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53019","dataset":"mortgage-lending","jurisdiction":"WA","county":"53019","countyName":"Ferry County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Ferry County, Washington: in 2024, lenders reported 100 applications for a home purchase or a refinance; 73 became loans ($20.6 million) and 22 were denied, a denial rate of 22.0%. Home purchase: 54 applications, 44 loans. HMDA 2024 data, FFIEC.","value":73,"unit":"home purchase and refinance loans originated, 2024","applications":100,"originations":73,"denials":22,"originated_dollars":20585000,"applications_purchase":54,"applications_refinance":16,"applications_cash_out_refinance":30,"originations_purchase":44,"originations_refinance":7,"originations_cash_out_refinance":22,"denials_purchase":6,"denials_refinance":9,"denials_cash_out_refinance":7,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53021","dataset":"mortgage-lending","jurisdiction":"WA","county":"53021","countyName":"Franklin County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Franklin County, Washington: in 2024, lenders reported 1,842 applications for a home purchase or a refinance; 1,500 became loans ($534.9 million) and 284 were denied, a denial rate of 15.4%. Home purchase: 1,220 applications, 1,093 loans. HMDA 2024 data, FFIEC.","value":1500,"unit":"home purchase and refinance loans originated, 2024","applications":1842,"originations":1500,"denials":284,"originated_dollars":534910000,"applications_purchase":1220,"applications_refinance":184,"applications_cash_out_refinance":438,"originations_purchase":1093,"originations_refinance":125,"originations_cash_out_refinance":282,"denials_purchase":98,"denials_refinance":48,"denials_cash_out_refinance":138,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53023","dataset":"mortgage-lending","jurisdiction":"WA","county":"53023","countyName":"Garfield County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Garfield County, Washington: in 2024, lenders reported 48 applications for a home purchase or a refinance; 43 became loans ($8.3 million) and 5 were denied, a denial rate of 10.4%. Home purchase: 31 applications, 28 loans. HMDA 2024 data, FFIEC.","value":43,"unit":"home purchase and refinance loans originated, 2024","applications":48,"originations":43,"denials":5,"originated_dollars":8295000,"applications_purchase":31,"applications_refinance":9,"applications_cash_out_refinance":8,"originations_purchase":28,"originations_refinance":9,"originations_cash_out_refinance":6,"denials_purchase":3,"denials_refinance":0,"denials_cash_out_refinance":2,"denial_rate":10.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53025","dataset":"mortgage-lending","jurisdiction":"WA","county":"53025","countyName":"Grant County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Grant County, Washington: in 2024, lenders reported 1,873 applications for a home purchase or a refinance; 1,460 became loans ($426.7 million) and 317 were denied, a denial rate of 16.9%. Home purchase: 1,274 applications, 1,061 loans. HMDA 2024 data, FFIEC.","value":1460,"unit":"home purchase and refinance loans originated, 2024","applications":1873,"originations":1460,"denials":317,"originated_dollars":426690000,"applications_purchase":1274,"applications_refinance":205,"applications_cash_out_refinance":394,"originations_purchase":1061,"originations_refinance":146,"originations_cash_out_refinance":253,"denials_purchase":136,"denials_refinance":51,"denials_cash_out_refinance":130,"denial_rate":16.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53027","dataset":"mortgage-lending","jurisdiction":"WA","county":"53027","countyName":"Grays Harbor County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Grays Harbor County, Washington: in 2024, lenders reported 1,872 applications for a home purchase or a refinance; 1,479 became loans ($436.1 million) and 306 were denied, a denial rate of 16.3%. Home purchase: 1,138 applications, 960 loans. HMDA 2024 data, FFIEC.","value":1479,"unit":"home purchase and refinance loans originated, 2024","applications":1872,"originations":1479,"denials":306,"originated_dollars":436055000,"applications_purchase":1138,"applications_refinance":270,"applications_cash_out_refinance":464,"originations_purchase":960,"originations_refinance":202,"originations_cash_out_refinance":317,"denials_purchase":123,"denials_refinance":49,"denials_cash_out_refinance":134,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53029","dataset":"mortgage-lending","jurisdiction":"WA","county":"53029","countyName":"Island County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Island County, Washington: in 2024, lenders reported 1,937 applications for a home purchase or a refinance; 1,558 became loans ($684.3 million) and 303 were denied, a denial rate of 15.6%. Home purchase: 1,186 applications, 1,051 loans. HMDA 2024 data, FFIEC.","value":1558,"unit":"home purchase and refinance loans originated, 2024","applications":1937,"originations":1558,"denials":303,"originated_dollars":684330000,"applications_purchase":1186,"applications_refinance":358,"applications_cash_out_refinance":393,"originations_purchase":1051,"originations_refinance":256,"originations_cash_out_refinance":251,"denials_purchase":105,"denials_refinance":75,"denials_cash_out_refinance":123,"denial_rate":15.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53031","dataset":"mortgage-lending","jurisdiction":"WA","county":"53031","countyName":"Jefferson County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Jefferson County, Washington: in 2024, lenders reported 540 applications for a home purchase or a refinance; 437 became loans ($178.4 million) and 86 were denied, a denial rate of 15.9%. Home purchase: 356 applications, 308 loans. HMDA 2024 data, FFIEC.","value":437,"unit":"home purchase and refinance loans originated, 2024","applications":540,"originations":437,"denials":86,"originated_dollars":178445000,"applications_purchase":356,"applications_refinance":94,"applications_cash_out_refinance":90,"originations_purchase":308,"originations_refinance":67,"originations_cash_out_refinance":62,"denials_purchase":37,"denials_refinance":25,"denials_cash_out_refinance":24,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53033","dataset":"mortgage-lending","jurisdiction":"WA","county":"53033","countyName":"King County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"King County, Washington: in 2024, lenders reported 35,735 applications for a home purchase or a refinance; 29,761 became loans ($23.4 billion) and 4,868 were denied, a denial rate of 13.6%. Home purchase: 24,223 applications, 21,585 loans. HMDA 2024 data, FFIEC.","value":29761,"unit":"home purchase and refinance loans originated, 2024","applications":35735,"originations":29761,"denials":4868,"originated_dollars":23387085000,"applications_purchase":24223,"applications_refinance":6841,"applications_cash_out_refinance":4671,"originations_purchase":21585,"originations_refinance":5104,"originations_cash_out_refinance":3072,"denials_purchase":1967,"denials_refinance":1486,"denials_cash_out_refinance":1415,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53035","dataset":"mortgage-lending","jurisdiction":"WA","county":"53035","countyName":"Kitsap County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Kitsap County, Washington: in 2024, lenders reported 6,152 applications for a home purchase or a refinance; 5,201 became loans ($2.4 billion) and 731 were denied, a denial rate of 11.9%. Home purchase: 4,034 applications, 3,658 loans. HMDA 2024 data, FFIEC.","value":5201,"unit":"home purchase and refinance loans originated, 2024","applications":6152,"originations":5201,"denials":731,"originated_dollars":2395795000,"applications_purchase":4034,"applications_refinance":1123,"applications_cash_out_refinance":995,"originations_purchase":3658,"originations_refinance":863,"originations_cash_out_refinance":680,"denials_purchase":256,"denials_refinance":186,"denials_cash_out_refinance":289,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53037","dataset":"mortgage-lending","jurisdiction":"WA","county":"53037","countyName":"Kittitas County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Kittitas County, Washington: in 2024, lenders reported 1,198 applications for a home purchase or a refinance; 1,009 became loans ($492.5 million) and 151 were denied, a denial rate of 12.6%. Home purchase: 902 applications, 798 loans. HMDA 2024 data, FFIEC.","value":1009,"unit":"home purchase and refinance loans originated, 2024","applications":1198,"originations":1009,"denials":151,"originated_dollars":492505000,"applications_purchase":902,"applications_refinance":124,"applications_cash_out_refinance":172,"originations_purchase":798,"originations_refinance":95,"originations_cash_out_refinance":116,"denials_purchase":81,"denials_refinance":22,"denials_cash_out_refinance":48,"denial_rate":12.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53039","dataset":"mortgage-lending","jurisdiction":"WA","county":"53039","countyName":"Klickitat County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Klickitat County, Washington: in 2024, lenders reported 366 applications for a home purchase or a refinance; 274 became loans ($96.2 million) and 76 were denied, a denial rate of 20.8%. Home purchase: 224 applications, 185 loans. HMDA 2024 data, FFIEC.","value":274,"unit":"home purchase and refinance loans originated, 2024","applications":366,"originations":274,"denials":76,"originated_dollars":96160000,"applications_purchase":224,"applications_refinance":54,"applications_cash_out_refinance":88,"originations_purchase":185,"originations_refinance":34,"originations_cash_out_refinance":55,"denials_purchase":33,"denials_refinance":16,"denials_cash_out_refinance":27,"denial_rate":20.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53041","dataset":"mortgage-lending","jurisdiction":"WA","county":"53041","countyName":"Lewis County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Lewis County, Washington: in 2024, lenders reported 1,954 applications for a home purchase or a refinance; 1,485 became loans ($510.9 million) and 388 were denied, a denial rate of 19.9%. Home purchase: 1,094 applications, 900 loans. HMDA 2024 data, FFIEC.","value":1485,"unit":"home purchase and refinance loans originated, 2024","applications":1954,"originations":1485,"denials":388,"originated_dollars":510885000,"applications_purchase":1094,"applications_refinance":372,"applications_cash_out_refinance":488,"originations_purchase":900,"originations_refinance":279,"originations_cash_out_refinance":306,"denials_purchase":149,"denials_refinance":74,"denials_cash_out_refinance":165,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53043","dataset":"mortgage-lending","jurisdiction":"WA","county":"53043","countyName":"Lincoln County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Lincoln County, Washington: in 2024, lenders reported 281 applications for a home purchase or a refinance; 222 became loans ($61.4 million) and 49 were denied, a denial rate of 17.4%. Home purchase: 173 applications, 147 loans. HMDA 2024 data, FFIEC.","value":222,"unit":"home purchase and refinance loans originated, 2024","applications":281,"originations":222,"denials":49,"originated_dollars":61400000,"applications_purchase":173,"applications_refinance":27,"applications_cash_out_refinance":81,"originations_purchase":147,"originations_refinance":22,"originations_cash_out_refinance":53,"denials_purchase":19,"denials_refinance":3,"denials_cash_out_refinance":27,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53045","dataset":"mortgage-lending","jurisdiction":"WA","county":"53045","countyName":"Mason County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Mason County, Washington: in 2024, lenders reported 1,939 applications for a home purchase or a refinance; 1,565 became loans ($530.7 million) and 289 were denied, a denial rate of 14.9%. Home purchase: 1,234 applications, 1,075 loans. HMDA 2024 data, FFIEC.","value":1565,"unit":"home purchase and refinance loans originated, 2024","applications":1939,"originations":1565,"denials":289,"originated_dollars":530725000,"applications_purchase":1234,"applications_refinance":311,"applications_cash_out_refinance":394,"originations_purchase":1075,"originations_refinance":232,"originations_cash_out_refinance":258,"denials_purchase":114,"denials_refinance":58,"denials_cash_out_refinance":117,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53047","dataset":"mortgage-lending","jurisdiction":"WA","county":"53047","countyName":"Okanogan County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Okanogan County, Washington: in 2024, lenders reported 636 applications for a home purchase or a refinance; 495 became loans ($142.2 million) and 114 were denied, a denial rate of 17.9%. Home purchase: 400 applications, 341 loans. HMDA 2024 data, FFIEC.","value":495,"unit":"home purchase and refinance loans originated, 2024","applications":636,"originations":495,"denials":114,"originated_dollars":142155000,"applications_purchase":400,"applications_refinance":87,"applications_cash_out_refinance":149,"originations_purchase":341,"originations_refinance":58,"originations_cash_out_refinance":96,"denials_purchase":42,"denials_refinance":22,"denials_cash_out_refinance":50,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53049","dataset":"mortgage-lending","jurisdiction":"WA","county":"53049","countyName":"Pacific County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Pacific County, Washington: in 2024, lenders reported 633 applications for a home purchase or a refinance; 493 became loans ($147.2 million) and 109 were denied, a denial rate of 17.2%. Home purchase: 391 applications, 334 loans. HMDA 2024 data, FFIEC.","value":493,"unit":"home purchase and refinance loans originated, 2024","applications":633,"originations":493,"denials":109,"originated_dollars":147175000,"applications_purchase":391,"applications_refinance":95,"applications_cash_out_refinance":147,"originations_purchase":334,"originations_refinance":62,"originations_cash_out_refinance":97,"denials_purchase":36,"denials_refinance":27,"denials_cash_out_refinance":46,"denial_rate":17.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53051","dataset":"mortgage-lending","jurisdiction":"WA","county":"53051","countyName":"Pend Oreille County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Pend Oreille County, Washington: in 2024, lenders reported 328 applications for a home purchase or a refinance; 244 became loans ($76.9 million) and 72 were denied, a denial rate of 22.0%. Home purchase: 206 applications, 159 loans. HMDA 2024 data, FFIEC.","value":244,"unit":"home purchase and refinance loans originated, 2024","applications":328,"originations":244,"denials":72,"originated_dollars":76900000,"applications_purchase":206,"applications_refinance":55,"applications_cash_out_refinance":67,"originations_purchase":159,"originations_refinance":41,"originations_cash_out_refinance":44,"denials_purchase":37,"denials_refinance":13,"denials_cash_out_refinance":22,"denial_rate":22,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53053","dataset":"mortgage-lending","jurisdiction":"WA","county":"53053","countyName":"Pierce County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Pierce County, Washington: in 2024, lenders reported 19,686 applications for a home purchase or a refinance; 15,858 became loans ($7.2 billion) and 3,033 were denied, a denial rate of 15.4%. Home purchase: 12,210 applications, 10,725 loans. HMDA 2024 data, FFIEC.","value":15858,"unit":"home purchase and refinance loans originated, 2024","applications":19686,"originations":15858,"denials":3033,"originated_dollars":7246020000,"applications_purchase":12210,"applications_refinance":3738,"applications_cash_out_refinance":3738,"originations_purchase":10725,"originations_refinance":2689,"originations_cash_out_refinance":2444,"denials_purchase":1084,"denials_refinance":783,"denials_cash_out_refinance":1166,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53055","dataset":"mortgage-lending","jurisdiction":"WA","county":"53055","countyName":"San Juan County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"San Juan County, Washington: in 2024, lenders reported 286 applications for a home purchase or a refinance; 212 became loans ($113.5 million) and 65 were denied, a denial rate of 22.7%. Home purchase: 168 applications, 134 loans. HMDA 2024 data, FFIEC.","value":212,"unit":"home purchase and refinance loans originated, 2024","applications":286,"originations":212,"denials":65,"originated_dollars":113500000,"applications_purchase":168,"applications_refinance":61,"applications_cash_out_refinance":57,"originations_purchase":134,"originations_refinance":39,"originations_cash_out_refinance":39,"denials_purchase":28,"denials_refinance":21,"denials_cash_out_refinance":16,"denial_rate":22.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53057","dataset":"mortgage-lending","jurisdiction":"WA","county":"53057","countyName":"Skagit County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Skagit County, Washington: in 2024, lenders reported 2,239 applications for a home purchase or a refinance; 1,835 became loans ($758.1 million) and 331 were denied, a denial rate of 14.8%. Home purchase: 1,422 applications, 1,253 loans. HMDA 2024 data, FFIEC.","value":1835,"unit":"home purchase and refinance loans originated, 2024","applications":2239,"originations":1835,"denials":331,"originated_dollars":758055000,"applications_purchase":1422,"applications_refinance":350,"applications_cash_out_refinance":467,"originations_purchase":1253,"originations_refinance":257,"originations_cash_out_refinance":325,"denials_purchase":125,"denials_refinance":81,"denials_cash_out_refinance":125,"denial_rate":14.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53059","dataset":"mortgage-lending","jurisdiction":"WA","county":"53059","countyName":"Skamania County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Skamania County, Washington: in 2024, lenders reported 260 applications for a home purchase or a refinance; 200 became loans ($83.5 million) and 43 were denied, a denial rate of 16.5%. Home purchase: 153 applications, 134 loans. HMDA 2024 data, FFIEC.","value":200,"unit":"home purchase and refinance loans originated, 2024","applications":260,"originations":200,"denials":43,"originated_dollars":83520000,"applications_purchase":153,"applications_refinance":50,"applications_cash_out_refinance":57,"originations_purchase":134,"originations_refinance":33,"originations_cash_out_refinance":33,"denials_purchase":11,"denials_refinance":10,"denials_cash_out_refinance":22,"denial_rate":16.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53061","dataset":"mortgage-lending","jurisdiction":"WA","county":"53061","countyName":"Snohomish County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Snohomish County, Washington: in 2024, lenders reported 16,537 applications for a home purchase or a refinance; 13,544 became loans ($7.9 billion) and 2,406 were denied, a denial rate of 14.5%. Home purchase: 10,720 applications, 9,494 loans. HMDA 2024 data, FFIEC.","value":13544,"unit":"home purchase and refinance loans originated, 2024","applications":16537,"originations":13544,"denials":2406,"originated_dollars":7851290000,"applications_purchase":10720,"applications_refinance":3121,"applications_cash_out_refinance":2696,"originations_purchase":9494,"originations_refinance":2256,"originations_cash_out_refinance":1794,"denials_purchase":888,"denials_refinance":709,"denials_cash_out_refinance":809,"denial_rate":14.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53063","dataset":"mortgage-lending","jurisdiction":"WA","county":"53063","countyName":"Spokane County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Spokane County, Washington: in 2024, lenders reported 11,130 applications for a home purchase or a refinance; 9,066 became loans ($3.1 billion) and 1,676 were denied, a denial rate of 15.1%. Home purchase: 7,135 applications, 6,333 loans. HMDA 2024 data, FFIEC.","value":9066,"unit":"home purchase and refinance loans originated, 2024","applications":11130,"originations":9066,"denials":1676,"originated_dollars":3135490000,"applications_purchase":7135,"applications_refinance":1708,"applications_cash_out_refinance":2287,"originations_purchase":6333,"originations_refinance":1253,"originations_cash_out_refinance":1480,"denials_purchase":597,"denials_refinance":356,"denials_cash_out_refinance":723,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53065","dataset":"mortgage-lending","jurisdiction":"WA","county":"53065","countyName":"Stevens County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Stevens County, Washington: in 2024, lenders reported 884 applications for a home purchase or a refinance; 646 became loans ($200.5 million) and 199 were denied, a denial rate of 22.5%. Home purchase: 517 applications, 412 loans. HMDA 2024 data, FFIEC.","value":646,"unit":"home purchase and refinance loans originated, 2024","applications":884,"originations":646,"denials":199,"originated_dollars":200540000,"applications_purchase":517,"applications_refinance":133,"applications_cash_out_refinance":234,"originations_purchase":412,"originations_refinance":98,"originations_cash_out_refinance":136,"denials_purchase":81,"denials_refinance":27,"denials_cash_out_refinance":91,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53067","dataset":"mortgage-lending","jurisdiction":"WA","county":"53067","countyName":"Thurston County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Thurston County, Washington: in 2024, lenders reported 6,537 applications for a home purchase or a refinance; 5,336 became loans ($2.3 billion) and 873 were denied, a denial rate of 13.4%. Home purchase: 3,999 applications, 3,496 loans. HMDA 2024 data, FFIEC.","value":5336,"unit":"home purchase and refinance loans originated, 2024","applications":6537,"originations":5336,"denials":873,"originated_dollars":2295070000,"applications_purchase":3999,"applications_refinance":1201,"applications_cash_out_refinance":1337,"originations_purchase":3496,"originations_refinance":909,"originations_cash_out_refinance":931,"denials_purchase":314,"denials_refinance":189,"denials_cash_out_refinance":370,"denial_rate":13.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53069","dataset":"mortgage-lending","jurisdiction":"WA","county":"53069","countyName":"Wahkiakum County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Wahkiakum County, Washington: in 2024, lenders reported 89 applications for a home purchase or a refinance; 64 became loans ($19.9 million) and 20 were denied, a denial rate of 22.5%. Home purchase: 47 applications, 39 loans. HMDA 2024 data, FFIEC.","value":64,"unit":"home purchase and refinance loans originated, 2024","applications":89,"originations":64,"denials":20,"originated_dollars":19910000,"applications_purchase":47,"applications_refinance":19,"applications_cash_out_refinance":23,"originations_purchase":39,"originations_refinance":13,"originations_cash_out_refinance":12,"denials_purchase":5,"denials_refinance":5,"denials_cash_out_refinance":10,"denial_rate":22.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53071","dataset":"mortgage-lending","jurisdiction":"WA","county":"53071","countyName":"Walla Walla County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Walla Walla County, Washington: in 2024, lenders reported 978 applications for a home purchase or a refinance; 797 became loans ($262.2 million) and 144 were denied, a denial rate of 14.7%. Home purchase: 629 applications, 560 loans. HMDA 2024 data, FFIEC.","value":797,"unit":"home purchase and refinance loans originated, 2024","applications":978,"originations":797,"denials":144,"originated_dollars":262245000,"applications_purchase":629,"applications_refinance":135,"applications_cash_out_refinance":214,"originations_purchase":560,"originations_refinance":93,"originations_cash_out_refinance":144,"denials_purchase":46,"denials_refinance":33,"denials_cash_out_refinance":65,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53073","dataset":"mortgage-lending","jurisdiction":"WA","county":"53073","countyName":"Whatcom County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Whatcom County, Washington: in 2024, lenders reported 3,888 applications for a home purchase or a refinance; 3,198 became loans ($1.6 billion) and 542 were denied, a denial rate of 13.9%. Home purchase: 2,633 applications, 2,297 loans. HMDA 2024 data, FFIEC.","value":3198,"unit":"home purchase and refinance loans originated, 2024","applications":3888,"originations":3198,"denials":542,"originated_dollars":1572640000,"applications_purchase":2633,"applications_refinance":538,"applications_cash_out_refinance":717,"originations_purchase":2297,"originations_refinance":413,"originations_cash_out_refinance":488,"denials_purchase":227,"denials_refinance":107,"denials_cash_out_refinance":208,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53075","dataset":"mortgage-lending","jurisdiction":"WA","county":"53075","countyName":"Whitman County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Whitman County, Washington: in 2024, lenders reported 594 applications for a home purchase or a refinance; 482 became loans ($153.1 million) and 87 were denied, a denial rate of 14.6%. Home purchase: 411 applications, 358 loans. HMDA 2024 data, FFIEC.","value":482,"unit":"home purchase and refinance loans originated, 2024","applications":594,"originations":482,"denials":87,"originated_dollars":153120000,"applications_purchase":411,"applications_refinance":65,"applications_cash_out_refinance":118,"originations_purchase":358,"originations_refinance":49,"originations_cash_out_refinance":75,"denials_purchase":33,"denials_refinance":13,"denials_cash_out_refinance":41,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:53077","dataset":"mortgage-lending","jurisdiction":"WA","county":"53077","countyName":"Yakima County","stateName":"Washington","level":"county","year":2024,"status":"P","text":"Yakima County, Washington: in 2024, lenders reported 3,845 applications for a home purchase or a refinance; 2,922 became loans ($819.5 million) and 749 were denied, a denial rate of 19.5%. Home purchase: 2,482 applications, 2,080 loans. HMDA 2024 data, FFIEC.","value":2922,"unit":"home purchase and refinance loans originated, 2024","applications":3845,"originations":2922,"denials":749,"originated_dollars":819550000,"applications_purchase":2482,"applications_refinance":439,"applications_cash_out_refinance":924,"originations_purchase":2080,"originations_refinance":273,"originations_cash_out_refinance":569,"denials_purchase":292,"denials_refinance":136,"denials_cash_out_refinance":321,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:WI","dataset":"mortgage-lending","jurisdiction":"WI","county":null,"countyName":null,"stateName":"Wisconsin","level":"state","year":2024,"status":"P","text":"Wisconsin: in 2024, lenders reported 124,192 applications for a home purchase or a refinance; 102,759 became loans ($27.5 billion) and 17,123 were denied, a denial rate of 13.8%. Home purchase: 72,308 applications, 63,592 loans. Loans made changed +12.6% from 91,239 in 2023. HMDA 2024 data, FFIEC.","value":102759,"unit":"home purchase and refinance loans originated, 2024","applications":124192,"originations":102759,"denials":17123,"originated_dollars":27527025000,"applications_purchase":72308,"applications_refinance":26246,"applications_cash_out_refinance":25638,"originations_purchase":63592,"originations_refinance":21180,"originations_cash_out_refinance":17987,"denials_purchase":6469,"denials_refinance":3906,"denials_cash_out_refinance":6748,"denial_rate":13.8,"originations_prior_year":91239,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"450 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":450,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55001","dataset":"mortgage-lending","jurisdiction":"WI","county":"55001","countyName":"Adams County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Adams County, Wisconsin: in 2024, lenders reported 676 applications for a home purchase or a refinance; 523 became loans ($107.4 million) and 120 were denied, a denial rate of 17.8%. Home purchase: 416 applications, 341 loans. HMDA 2024 data, FFIEC.","value":523,"unit":"home purchase and refinance loans originated, 2024","applications":676,"originations":523,"denials":120,"originated_dollars":107405000,"applications_purchase":416,"applications_refinance":111,"applications_cash_out_refinance":149,"originations_purchase":341,"originations_refinance":82,"originations_cash_out_refinance":100,"denials_purchase":55,"denials_refinance":21,"denials_cash_out_refinance":44,"denial_rate":17.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55003","dataset":"mortgage-lending","jurisdiction":"WI","county":"55003","countyName":"Ashland County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Ashland County, Wisconsin: in 2024, lenders reported 321 applications for a home purchase or a refinance; 248 became loans ($43.8 million) and 60 were denied, a denial rate of 18.7%. Home purchase: 206 applications, 170 loans. HMDA 2024 data, FFIEC.","value":248,"unit":"home purchase and refinance loans originated, 2024","applications":321,"originations":248,"denials":60,"originated_dollars":43810000,"applications_purchase":206,"applications_refinance":56,"applications_cash_out_refinance":59,"originations_purchase":170,"originations_refinance":43,"originations_cash_out_refinance":35,"denials_purchase":26,"denials_refinance":12,"denials_cash_out_refinance":22,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55005","dataset":"mortgage-lending","jurisdiction":"WI","county":"55005","countyName":"Barron County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Barron County, Wisconsin: in 2024, lenders reported 909 applications for a home purchase or a refinance; 717 became loans ($162.5 million) and 173 were denied, a denial rate of 19.0%. Home purchase: 574 applications, 494 loans. HMDA 2024 data, FFIEC.","value":717,"unit":"home purchase and refinance loans originated, 2024","applications":909,"originations":717,"denials":173,"originated_dollars":162455000,"applications_purchase":574,"applications_refinance":118,"applications_cash_out_refinance":217,"originations_purchase":494,"originations_refinance":91,"originations_cash_out_refinance":132,"denials_purchase":69,"denials_refinance":25,"denials_cash_out_refinance":79,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55007","dataset":"mortgage-lending","jurisdiction":"WI","county":"55007","countyName":"Bayfield County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Bayfield County, Wisconsin: in 2024, lenders reported 366 applications for a home purchase or a refinance; 275 became loans ($64.7 million) and 69 were denied, a denial rate of 18.9%. Home purchase: 219 applications, 175 loans. HMDA 2024 data, FFIEC.","value":275,"unit":"home purchase and refinance loans originated, 2024","applications":366,"originations":275,"denials":69,"originated_dollars":64695000,"applications_purchase":219,"applications_refinance":73,"applications_cash_out_refinance":74,"originations_purchase":175,"originations_refinance":58,"originations_cash_out_refinance":42,"denials_purchase":29,"denials_refinance":10,"denials_cash_out_refinance":30,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55009","dataset":"mortgage-lending","jurisdiction":"WI","county":"55009","countyName":"Brown County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Brown County, Wisconsin: in 2024, lenders reported 5,668 applications for a home purchase or a refinance; 4,885 became loans ($1.3 billion) and 571 were denied, a denial rate of 10.1%. Home purchase: 3,131 applications, 2,876 loans. HMDA 2024 data, FFIEC.","value":4885,"unit":"home purchase and refinance loans originated, 2024","applications":5668,"originations":4885,"denials":571,"originated_dollars":1293145000,"applications_purchase":3131,"applications_refinance":1580,"applications_cash_out_refinance":957,"originations_purchase":2876,"originations_refinance":1310,"originations_cash_out_refinance":699,"denials_purchase":167,"denials_refinance":178,"denials_cash_out_refinance":226,"denial_rate":10.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55011","dataset":"mortgage-lending","jurisdiction":"WI","county":"55011","countyName":"Buffalo County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Buffalo County, Wisconsin: in 2024, lenders reported 210 applications for a home purchase or a refinance; 173 became loans ($36.0 million) and 29 were denied, a denial rate of 13.8%. Home purchase: 122 applications, 112 loans. HMDA 2024 data, FFIEC.","value":173,"unit":"home purchase and refinance loans originated, 2024","applications":210,"originations":173,"denials":29,"originated_dollars":36045000,"applications_purchase":122,"applications_refinance":42,"applications_cash_out_refinance":46,"originations_purchase":112,"originations_refinance":33,"originations_cash_out_refinance":28,"denials_purchase":8,"denials_refinance":6,"denials_cash_out_refinance":15,"denial_rate":13.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55013","dataset":"mortgage-lending","jurisdiction":"WI","county":"55013","countyName":"Burnett County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Burnett County, Wisconsin: in 2024, lenders reported 440 applications for a home purchase or a refinance; 350 became loans ($87.6 million) and 78 were denied, a denial rate of 17.7%. Home purchase: 267 applications, 238 loans. HMDA 2024 data, FFIEC.","value":350,"unit":"home purchase and refinance loans originated, 2024","applications":440,"originations":350,"denials":78,"originated_dollars":87590000,"applications_purchase":267,"applications_refinance":73,"applications_cash_out_refinance":100,"originations_purchase":238,"originations_refinance":59,"originations_cash_out_refinance":53,"denials_purchase":23,"denials_refinance":13,"denials_cash_out_refinance":42,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55015","dataset":"mortgage-lending","jurisdiction":"WI","county":"55015","countyName":"Calumet County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Calumet County, Wisconsin: in 2024, lenders reported 1,195 applications for a home purchase or a refinance; 1,042 became loans ($251.8 million) and 132 were denied, a denial rate of 11.0%. Home purchase: 689 applications, 622 loans. HMDA 2024 data, FFIEC.","value":1042,"unit":"home purchase and refinance loans originated, 2024","applications":1195,"originations":1042,"denials":132,"originated_dollars":251790000,"applications_purchase":689,"applications_refinance":232,"applications_cash_out_refinance":274,"originations_purchase":622,"originations_refinance":207,"originations_cash_out_refinance":213,"denials_purchase":59,"denials_refinance":19,"denials_cash_out_refinance":54,"denial_rate":11,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55017","dataset":"mortgage-lending","jurisdiction":"WI","county":"55017","countyName":"Chippewa County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Chippewa County, Wisconsin: in 2024, lenders reported 1,294 applications for a home purchase or a refinance; 1,072 became loans ($282.6 million) and 176 were denied, a denial rate of 13.6%. Home purchase: 794 applications, 713 loans. HMDA 2024 data, FFIEC.","value":1072,"unit":"home purchase and refinance loans originated, 2024","applications":1294,"originations":1072,"denials":176,"originated_dollars":282570000,"applications_purchase":794,"applications_refinance":173,"applications_cash_out_refinance":327,"originations_purchase":713,"originations_refinance":143,"originations_cash_out_refinance":216,"denials_purchase":61,"denials_refinance":22,"denials_cash_out_refinance":93,"denial_rate":13.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55019","dataset":"mortgage-lending","jurisdiction":"WI","county":"55019","countyName":"Clark County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Clark County, Wisconsin: in 2024, lenders reported 558 applications for a home purchase or a refinance; 429 became loans ($70.7 million) and 104 were denied, a denial rate of 18.6%. Home purchase: 369 applications, 304 loans. HMDA 2024 data, FFIEC.","value":429,"unit":"home purchase and refinance loans originated, 2024","applications":558,"originations":429,"denials":104,"originated_dollars":70705000,"applications_purchase":369,"applications_refinance":75,"applications_cash_out_refinance":114,"originations_purchase":304,"originations_refinance":57,"originations_cash_out_refinance":68,"denials_purchase":46,"denials_refinance":14,"denials_cash_out_refinance":44,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55021","dataset":"mortgage-lending","jurisdiction":"WI","county":"55021","countyName":"Columbia County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Columbia County, Wisconsin: in 2024, lenders reported 1,520 applications for a home purchase or a refinance; 1,234 became loans ($293.5 million) and 218 were denied, a denial rate of 14.3%. Home purchase: 771 applications, 659 loans. HMDA 2024 data, FFIEC.","value":1234,"unit":"home purchase and refinance loans originated, 2024","applications":1520,"originations":1234,"denials":218,"originated_dollars":293520000,"applications_purchase":771,"applications_refinance":429,"applications_cash_out_refinance":320,"originations_purchase":659,"originations_refinance":345,"originations_cash_out_refinance":230,"denials_purchase":81,"denials_refinance":59,"denials_cash_out_refinance":78,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55023","dataset":"mortgage-lending","jurisdiction":"WI","county":"55023","countyName":"Crawford County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Crawford County, Wisconsin: in 2024, lenders reported 311 applications for a home purchase or a refinance; 246 became loans ($37.7 million) and 47 were denied, a denial rate of 15.1%. Home purchase: 161 applications, 131 loans. HMDA 2024 data, FFIEC.","value":246,"unit":"home purchase and refinance loans originated, 2024","applications":311,"originations":246,"denials":47,"originated_dollars":37660000,"applications_purchase":161,"applications_refinance":71,"applications_cash_out_refinance":79,"originations_purchase":131,"originations_refinance":60,"originations_cash_out_refinance":55,"denials_purchase":20,"denials_refinance":7,"denials_cash_out_refinance":20,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55025","dataset":"mortgage-lending","jurisdiction":"WI","county":"55025","countyName":"Dane County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Dane County, Wisconsin: in 2024, lenders reported 11,861 applications for a home purchase or a refinance; 10,455 became loans ($3.9 billion) and 1,116 were denied, a denial rate of 9.4%. Home purchase: 6,776 applications, 6,304 loans. HMDA 2024 data, FFIEC.","value":10455,"unit":"home purchase and refinance loans originated, 2024","applications":11861,"originations":10455,"denials":1116,"originated_dollars":3910525000,"applications_purchase":6776,"applications_refinance":3729,"applications_cash_out_refinance":1356,"originations_purchase":6304,"originations_refinance":3155,"originations_cash_out_refinance":996,"denials_purchase":325,"denials_refinance":466,"denials_cash_out_refinance":325,"denial_rate":9.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55027","dataset":"mortgage-lending","jurisdiction":"WI","county":"55027","countyName":"Dodge County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Dodge County, Wisconsin: in 2024, lenders reported 1,916 applications for a home purchase or a refinance; 1,540 became loans ($373.5 million) and 307 were denied, a denial rate of 16.0%. Home purchase: 1,050 applications, 902 loans. HMDA 2024 data, FFIEC.","value":1540,"unit":"home purchase and refinance loans originated, 2024","applications":1916,"originations":1540,"denials":307,"originated_dollars":373520000,"applications_purchase":1050,"applications_refinance":383,"applications_cash_out_refinance":483,"originations_purchase":902,"originations_refinance":308,"originations_cash_out_refinance":330,"denials_purchase":110,"denials_refinance":58,"denials_cash_out_refinance":139,"denial_rate":16,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55029","dataset":"mortgage-lending","jurisdiction":"WI","county":"55029","countyName":"Door County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Door County, Wisconsin: in 2024, lenders reported 923 applications for a home purchase or a refinance; 765 became loans ($265.8 million) and 121 were denied, a denial rate of 13.1%. Home purchase: 540 applications, 479 loans. HMDA 2024 data, FFIEC.","value":765,"unit":"home purchase and refinance loans originated, 2024","applications":923,"originations":765,"denials":121,"originated_dollars":265795000,"applications_purchase":540,"applications_refinance":258,"applications_cash_out_refinance":125,"originations_purchase":479,"originations_refinance":211,"originations_cash_out_refinance":75,"denials_purchase":41,"denials_refinance":34,"denials_cash_out_refinance":46,"denial_rate":13.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55031","dataset":"mortgage-lending","jurisdiction":"WI","county":"55031","countyName":"Douglas County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Douglas County, Wisconsin: in 2024, lenders reported 939 applications for a home purchase or a refinance; 777 became loans ($168.5 million) and 138 were denied, a denial rate of 14.7%. Home purchase: 582 applications, 523 loans. HMDA 2024 data, FFIEC.","value":777,"unit":"home purchase and refinance loans originated, 2024","applications":939,"originations":777,"denials":138,"originated_dollars":168525000,"applications_purchase":582,"applications_refinance":120,"applications_cash_out_refinance":237,"originations_purchase":523,"originations_refinance":91,"originations_cash_out_refinance":163,"denials_purchase":46,"denials_refinance":25,"denials_cash_out_refinance":67,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55033","dataset":"mortgage-lending","jurisdiction":"WI","county":"55033","countyName":"Dunn County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Dunn County, Wisconsin: in 2024, lenders reported 782 applications for a home purchase or a refinance; 615 became loans ($151.9 million) and 133 were denied, a denial rate of 17.0%. Home purchase: 515 applications, 429 loans. HMDA 2024 data, FFIEC.","value":615,"unit":"home purchase and refinance loans originated, 2024","applications":782,"originations":615,"denials":133,"originated_dollars":151855000,"applications_purchase":515,"applications_refinance":113,"applications_cash_out_refinance":154,"originations_purchase":429,"originations_refinance":84,"originations_cash_out_refinance":102,"denials_purchase":61,"denials_refinance":26,"denials_cash_out_refinance":46,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55035","dataset":"mortgage-lending","jurisdiction":"WI","county":"55035","countyName":"Eau Claire County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Eau Claire County, Wisconsin: in 2024, lenders reported 1,883 applications for a home purchase or a refinance; 1,534 became loans ($432.5 million) and 281 were denied, a denial rate of 14.9%. Home purchase: 1,340 applications, 1,150 loans. HMDA 2024 data, FFIEC.","value":1534,"unit":"home purchase and refinance loans originated, 2024","applications":1883,"originations":1534,"denials":281,"originated_dollars":432490000,"applications_purchase":1340,"applications_refinance":214,"applications_cash_out_refinance":329,"originations_purchase":1150,"originations_refinance":171,"originations_cash_out_refinance":213,"denials_purchase":143,"denials_refinance":37,"denials_cash_out_refinance":101,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55037","dataset":"mortgage-lending","jurisdiction":"WI","county":"55037","countyName":"Florence County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Florence County, Wisconsin: in 2024, lenders reported 90 applications for a home purchase or a refinance; 76 became loans ($15.0 million) and 10 were denied, a denial rate of 11.1%. Home purchase: 55 applications, 45 loans. HMDA 2024 data, FFIEC.","value":76,"unit":"home purchase and refinance loans originated, 2024","applications":90,"originations":76,"denials":10,"originated_dollars":14970000,"applications_purchase":55,"applications_refinance":15,"applications_cash_out_refinance":20,"originations_purchase":45,"originations_refinance":14,"originations_cash_out_refinance":17,"denials_purchase":6,"denials_refinance":1,"denials_cash_out_refinance":3,"denial_rate":11.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55039","dataset":"mortgage-lending","jurisdiction":"WI","county":"55039","countyName":"Fond du Lac County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Fond du Lac County, Wisconsin: in 2024, lenders reported 2,283 applications for a home purchase or a refinance; 1,850 became loans ($451.1 million) and 351 were denied, a denial rate of 15.4%. Home purchase: 1,332 applications, 1,170 loans. HMDA 2024 data, FFIEC.","value":1850,"unit":"home purchase and refinance loans originated, 2024","applications":2283,"originations":1850,"denials":351,"originated_dollars":451060000,"applications_purchase":1332,"applications_refinance":346,"applications_cash_out_refinance":605,"originations_purchase":1170,"originations_refinance":272,"originations_cash_out_refinance":408,"denials_purchase":126,"denials_refinance":54,"denials_cash_out_refinance":171,"denial_rate":15.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55041","dataset":"mortgage-lending","jurisdiction":"WI","county":"55041","countyName":"Forest County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Forest County, Wisconsin: in 2024, lenders reported 275 applications for a home purchase or a refinance; 229 became loans ($39.7 million) and 32 were denied, a denial rate of 11.6%. Home purchase: 144 applications, 123 loans. HMDA 2024 data, FFIEC.","value":229,"unit":"home purchase and refinance loans originated, 2024","applications":275,"originations":229,"denials":32,"originated_dollars":39725000,"applications_purchase":144,"applications_refinance":77,"applications_cash_out_refinance":54,"originations_purchase":123,"originations_refinance":65,"originations_cash_out_refinance":41,"denials_purchase":12,"denials_refinance":8,"denials_cash_out_refinance":12,"denial_rate":11.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55043","dataset":"mortgage-lending","jurisdiction":"WI","county":"55043","countyName":"Grant County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Grant County, Wisconsin: in 2024, lenders reported 638 applications for a home purchase or a refinance; 521 became loans ($102.0 million) and 101 were denied, a denial rate of 15.8%. Home purchase: 399 applications, 355 loans. HMDA 2024 data, FFIEC.","value":521,"unit":"home purchase and refinance loans originated, 2024","applications":638,"originations":521,"denials":101,"originated_dollars":102015000,"applications_purchase":399,"applications_refinance":119,"applications_cash_out_refinance":120,"originations_purchase":355,"originations_refinance":95,"originations_cash_out_refinance":71,"denials_purchase":32,"denials_refinance":24,"denials_cash_out_refinance":45,"denial_rate":15.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55045","dataset":"mortgage-lending","jurisdiction":"WI","county":"55045","countyName":"Green County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Green County, Wisconsin: in 2024, lenders reported 827 applications for a home purchase or a refinance; 691 became loans ($163.3 million) and 105 were denied, a denial rate of 12.7%. Home purchase: 464 applications, 406 loans. HMDA 2024 data, FFIEC.","value":691,"unit":"home purchase and refinance loans originated, 2024","applications":827,"originations":691,"denials":105,"originated_dollars":163305000,"applications_purchase":464,"applications_refinance":212,"applications_cash_out_refinance":151,"originations_purchase":406,"originations_refinance":179,"originations_cash_out_refinance":106,"denials_purchase":41,"denials_refinance":25,"denials_cash_out_refinance":39,"denial_rate":12.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55047","dataset":"mortgage-lending","jurisdiction":"WI","county":"55047","countyName":"Green Lake County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Green Lake County, Wisconsin: in 2024, lenders reported 462 applications for a home purchase or a refinance; 376 became loans ($95.1 million) and 68 were denied, a denial rate of 14.7%. Home purchase: 271 applications, 238 loans. HMDA 2024 data, FFIEC.","value":376,"unit":"home purchase and refinance loans originated, 2024","applications":462,"originations":376,"denials":68,"originated_dollars":95090000,"applications_purchase":271,"applications_refinance":79,"applications_cash_out_refinance":112,"originations_purchase":238,"originations_refinance":64,"originations_cash_out_refinance":74,"denials_purchase":24,"denials_refinance":11,"denials_cash_out_refinance":33,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55049","dataset":"mortgage-lending","jurisdiction":"WI","county":"55049","countyName":"Iowa County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Iowa County, Wisconsin: in 2024, lenders reported 471 applications for a home purchase or a refinance; 377 became loans ($90.6 million) and 74 were denied, a denial rate of 15.7%. Home purchase: 258 applications, 219 loans. HMDA 2024 data, FFIEC.","value":377,"unit":"home purchase and refinance loans originated, 2024","applications":471,"originations":377,"denials":74,"originated_dollars":90645000,"applications_purchase":258,"applications_refinance":111,"applications_cash_out_refinance":102,"originations_purchase":219,"originations_refinance":89,"originations_cash_out_refinance":69,"denials_purchase":28,"denials_refinance":19,"denials_cash_out_refinance":27,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55051","dataset":"mortgage-lending","jurisdiction":"WI","county":"55051","countyName":"Iron County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Iron County, Wisconsin: in 2024, lenders reported 140 applications for a home purchase or a refinance; 113 became loans ($24.3 million) and 24 were denied, a denial rate of 17.1%. Home purchase: 87 applications, 74 loans. HMDA 2024 data, FFIEC.","value":113,"unit":"home purchase and refinance loans originated, 2024","applications":140,"originations":113,"denials":24,"originated_dollars":24285000,"applications_purchase":87,"applications_refinance":30,"applications_cash_out_refinance":23,"originations_purchase":74,"originations_refinance":23,"originations_cash_out_refinance":16,"denials_purchase":12,"denials_refinance":6,"denials_cash_out_refinance":6,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55053","dataset":"mortgage-lending","jurisdiction":"WI","county":"55053","countyName":"Jackson County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Jackson County, Wisconsin: in 2024, lenders reported 404 applications for a home purchase or a refinance; 327 became loans ($59.7 million) and 62 were denied, a denial rate of 15.3%. Home purchase: 242 applications, 206 loans. HMDA 2024 data, FFIEC.","value":327,"unit":"home purchase and refinance loans originated, 2024","applications":404,"originations":327,"denials":62,"originated_dollars":59675000,"applications_purchase":242,"applications_refinance":82,"applications_cash_out_refinance":80,"originations_purchase":206,"originations_refinance":63,"originations_cash_out_refinance":58,"denials_purchase":26,"denials_refinance":17,"denials_cash_out_refinance":19,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55055","dataset":"mortgage-lending","jurisdiction":"WI","county":"55055","countyName":"Jefferson County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Jefferson County, Wisconsin: in 2024, lenders reported 1,702 applications for a home purchase or a refinance; 1,405 became loans ($361.5 million) and 214 were denied, a denial rate of 12.6%. Home purchase: 1,006 applications, 865 loans. HMDA 2024 data, FFIEC.","value":1405,"unit":"home purchase and refinance loans originated, 2024","applications":1702,"originations":1405,"denials":214,"originated_dollars":361515000,"applications_purchase":1006,"applications_refinance":373,"applications_cash_out_refinance":323,"originations_purchase":865,"originations_refinance":306,"originations_cash_out_refinance":234,"denials_purchase":99,"denials_refinance":51,"denials_cash_out_refinance":64,"denial_rate":12.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55057","dataset":"mortgage-lending","jurisdiction":"WI","county":"55057","countyName":"Juneau County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Juneau County, Wisconsin: in 2024, lenders reported 611 applications for a home purchase or a refinance; 464 became loans ($98.3 million) and 131 were denied, a denial rate of 21.4%. Home purchase: 352 applications, 294 loans. HMDA 2024 data, FFIEC.","value":464,"unit":"home purchase and refinance loans originated, 2024","applications":611,"originations":464,"denials":131,"originated_dollars":98290000,"applications_purchase":352,"applications_refinance":103,"applications_cash_out_refinance":156,"originations_purchase":294,"originations_refinance":72,"originations_cash_out_refinance":98,"denials_purchase":47,"denials_refinance":27,"denials_cash_out_refinance":57,"denial_rate":21.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55059","dataset":"mortgage-lending","jurisdiction":"WI","county":"55059","countyName":"Kenosha County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Kenosha County, Wisconsin: in 2024, lenders reported 3,342 applications for a home purchase or a refinance; 2,687 became loans ($800.0 million) and 542 were denied, a denial rate of 16.2%. Home purchase: 1,956 applications, 1,678 loans. HMDA 2024 data, FFIEC.","value":2687,"unit":"home purchase and refinance loans originated, 2024","applications":3342,"originations":2687,"denials":542,"originated_dollars":799985000,"applications_purchase":1956,"applications_refinance":564,"applications_cash_out_refinance":822,"originations_purchase":1678,"originations_refinance":436,"originations_cash_out_refinance":573,"denials_purchase":226,"denials_refinance":101,"denials_cash_out_refinance":215,"denial_rate":16.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55061","dataset":"mortgage-lending","jurisdiction":"WI","county":"55061","countyName":"Kewaunee County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Kewaunee County, Wisconsin: in 2024, lenders reported 442 applications for a home purchase or a refinance; 365 became loans ($79.5 million) and 63 were denied, a denial rate of 14.3%. Home purchase: 248 applications, 214 loans. HMDA 2024 data, FFIEC.","value":365,"unit":"home purchase and refinance loans originated, 2024","applications":442,"originations":365,"denials":63,"originated_dollars":79455000,"applications_purchase":248,"applications_refinance":109,"applications_cash_out_refinance":85,"originations_purchase":214,"originations_refinance":90,"originations_cash_out_refinance":61,"denials_purchase":26,"denials_refinance":15,"denials_cash_out_refinance":22,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55063","dataset":"mortgage-lending","jurisdiction":"WI","county":"55063","countyName":"La Crosse County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"La Crosse County, Wisconsin: in 2024, lenders reported 2,299 applications for a home purchase or a refinance; 1,996 became loans ($542.5 million) and 237 were denied, a denial rate of 10.3%. Home purchase: 1,466 applications, 1,332 loans. HMDA 2024 data, FFIEC.","value":1996,"unit":"home purchase and refinance loans originated, 2024","applications":2299,"originations":1996,"denials":237,"originated_dollars":542500000,"applications_purchase":1466,"applications_refinance":485,"applications_cash_out_refinance":348,"originations_purchase":1332,"originations_refinance":406,"originations_cash_out_refinance":258,"denials_purchase":104,"denials_refinance":54,"denials_cash_out_refinance":79,"denial_rate":10.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55065","dataset":"mortgage-lending","jurisdiction":"WI","county":"55065","countyName":"Lafayette County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Lafayette County, Wisconsin: in 2024, lenders reported 193 applications for a home purchase or a refinance; 161 became loans ($28.1 million) and 25 were denied, a denial rate of 13.0%. Home purchase: 112 applications, 98 loans. HMDA 2024 data, FFIEC.","value":161,"unit":"home purchase and refinance loans originated, 2024","applications":193,"originations":161,"denials":25,"originated_dollars":28105000,"applications_purchase":112,"applications_refinance":47,"applications_cash_out_refinance":34,"originations_purchase":98,"originations_refinance":38,"originations_cash_out_refinance":25,"denials_purchase":11,"denials_refinance":6,"denials_cash_out_refinance":8,"denial_rate":13,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55067","dataset":"mortgage-lending","jurisdiction":"WI","county":"55067","countyName":"Langlade County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Langlade County, Wisconsin: in 2024, lenders reported 514 applications for a home purchase or a refinance; 419 became loans ($59.4 million) and 66 were denied, a denial rate of 12.8%. Home purchase: 249 applications, 209 loans. HMDA 2024 data, FFIEC.","value":419,"unit":"home purchase and refinance loans originated, 2024","applications":514,"originations":419,"denials":66,"originated_dollars":59435000,"applications_purchase":249,"applications_refinance":127,"applications_cash_out_refinance":138,"originations_purchase":209,"originations_refinance":104,"originations_cash_out_refinance":106,"denials_purchase":23,"denials_refinance":17,"denials_cash_out_refinance":26,"denial_rate":12.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55069","dataset":"mortgage-lending","jurisdiction":"WI","county":"55069","countyName":"Lincoln County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Lincoln County, Wisconsin: in 2024, lenders reported 683 applications for a home purchase or a refinance; 539 became loans ($92.5 million) and 117 were denied, a denial rate of 17.1%. Home purchase: 368 applications, 305 loans. HMDA 2024 data, FFIEC.","value":539,"unit":"home purchase and refinance loans originated, 2024","applications":683,"originations":539,"denials":117,"originated_dollars":92455000,"applications_purchase":368,"applications_refinance":136,"applications_cash_out_refinance":179,"originations_purchase":305,"originations_refinance":103,"originations_cash_out_refinance":131,"denials_purchase":48,"denials_refinance":28,"denials_cash_out_refinance":41,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55071","dataset":"mortgage-lending","jurisdiction":"WI","county":"55071","countyName":"Manitowoc County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Manitowoc County, Wisconsin: in 2024, lenders reported 1,783 applications for a home purchase or a refinance; 1,465 became loans ($260.9 million) and 248 were denied, a denial rate of 13.9%. Home purchase: 977 applications, 860 loans. HMDA 2024 data, FFIEC.","value":1465,"unit":"home purchase and refinance loans originated, 2024","applications":1783,"originations":1465,"denials":248,"originated_dollars":260905000,"applications_purchase":977,"applications_refinance":412,"applications_cash_out_refinance":394,"originations_purchase":860,"originations_refinance":325,"originations_cash_out_refinance":280,"denials_purchase":92,"denials_refinance":57,"denials_cash_out_refinance":99,"denial_rate":13.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55073","dataset":"mortgage-lending","jurisdiction":"WI","county":"55073","countyName":"Marathon County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Marathon County, Wisconsin: in 2024, lenders reported 2,895 applications for a home purchase or a refinance; 2,448 became loans ($497.3 million) and 339 were denied, a denial rate of 11.7%. Home purchase: 1,676 applications, 1,473 loans. HMDA 2024 data, FFIEC.","value":2448,"unit":"home purchase and refinance loans originated, 2024","applications":2895,"originations":2448,"denials":339,"originated_dollars":497290000,"applications_purchase":1676,"applications_refinance":526,"applications_cash_out_refinance":693,"originations_purchase":1473,"originations_refinance":448,"originations_cash_out_refinance":527,"denials_purchase":138,"denials_refinance":55,"denials_cash_out_refinance":146,"denial_rate":11.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55075","dataset":"mortgage-lending","jurisdiction":"WI","county":"55075","countyName":"Marinette County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Marinette County, Wisconsin: in 2024, lenders reported 1,041 applications for a home purchase or a refinance; 820 became loans ($134.1 million) and 165 were denied, a denial rate of 15.9%. Home purchase: 594 applications, 511 loans. HMDA 2024 data, FFIEC.","value":820,"unit":"home purchase and refinance loans originated, 2024","applications":1041,"originations":820,"denials":165,"originated_dollars":134050000,"applications_purchase":594,"applications_refinance":189,"applications_cash_out_refinance":258,"originations_purchase":511,"originations_refinance":136,"originations_cash_out_refinance":173,"denials_purchase":58,"denials_refinance":35,"denials_cash_out_refinance":72,"denial_rate":15.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55077","dataset":"mortgage-lending","jurisdiction":"WI","county":"55077","countyName":"Marquette County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Marquette County, Wisconsin: in 2024, lenders reported 496 applications for a home purchase or a refinance; 387 became loans ($73.8 million) and 87 were denied, a denial rate of 17.5%. Home purchase: 276 applications, 231 loans. HMDA 2024 data, FFIEC.","value":387,"unit":"home purchase and refinance loans originated, 2024","applications":496,"originations":387,"denials":87,"originated_dollars":73765000,"applications_purchase":276,"applications_refinance":90,"applications_cash_out_refinance":130,"originations_purchase":231,"originations_refinance":67,"originations_cash_out_refinance":89,"denials_purchase":35,"denials_refinance":15,"denials_cash_out_refinance":37,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55078","dataset":"mortgage-lending","jurisdiction":"WI","county":"55078","countyName":"Menominee County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Menominee County, Wisconsin: in 2024, lenders reported 59 applications for a home purchase or a refinance; 42 became loans ($12.2 million) and 14 were denied, a denial rate of 23.7%. Home purchase: 38 applications, 31 loans. HMDA 2024 data, FFIEC.","value":42,"unit":"home purchase and refinance loans originated, 2024","applications":59,"originations":42,"denials":14,"originated_dollars":12230000,"applications_purchase":38,"applications_refinance":7,"applications_cash_out_refinance":14,"originations_purchase":31,"originations_refinance":3,"originations_cash_out_refinance":8,"denials_purchase":4,"denials_refinance":4,"denials_cash_out_refinance":6,"denial_rate":23.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55079","dataset":"mortgage-lending","jurisdiction":"WI","county":"55079","countyName":"Milwaukee County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Milwaukee County, Wisconsin: in 2024, lenders reported 16,931 applications for a home purchase or a refinance; 13,255 became loans ($3.2 billion) and 2,998 were denied, a denial rate of 17.7%. Home purchase: 9,962 applications, 8,573 loans. HMDA 2024 data, FFIEC.","value":13255,"unit":"home purchase and refinance loans originated, 2024","applications":16931,"originations":13255,"denials":2998,"originated_dollars":3224645000,"applications_purchase":9962,"applications_refinance":3074,"applications_cash_out_refinance":3895,"originations_purchase":8573,"originations_refinance":2235,"originations_cash_out_refinance":2447,"denials_purchase":1039,"denials_refinance":698,"denials_cash_out_refinance":1261,"denial_rate":17.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55081","dataset":"mortgage-lending","jurisdiction":"WI","county":"55081","countyName":"Monroe County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Monroe County, Wisconsin: in 2024, lenders reported 900 applications for a home purchase or a refinance; 715 became loans ($152.8 million) and 157 were denied, a denial rate of 17.4%. Home purchase: 512 applications, 427 loans. HMDA 2024 data, FFIEC.","value":715,"unit":"home purchase and refinance loans originated, 2024","applications":900,"originations":715,"denials":157,"originated_dollars":152775000,"applications_purchase":512,"applications_refinance":188,"applications_cash_out_refinance":200,"originations_purchase":427,"originations_refinance":150,"originations_cash_out_refinance":138,"denials_purchase":75,"denials_refinance":29,"denials_cash_out_refinance":53,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55083","dataset":"mortgage-lending","jurisdiction":"WI","county":"55083","countyName":"Oconto County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Oconto County, Wisconsin: in 2024, lenders reported 1,143 applications for a home purchase or a refinance; 956 became loans ($190.8 million) and 138 were denied, a denial rate of 12.1%. Home purchase: 585 applications, 510 loans. HMDA 2024 data, FFIEC.","value":956,"unit":"home purchase and refinance loans originated, 2024","applications":1143,"originations":956,"denials":138,"originated_dollars":190760000,"applications_purchase":585,"applications_refinance":326,"applications_cash_out_refinance":232,"originations_purchase":510,"originations_refinance":277,"originations_cash_out_refinance":169,"denials_purchase":49,"denials_refinance":33,"denials_cash_out_refinance":56,"denial_rate":12.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55085","dataset":"mortgage-lending","jurisdiction":"WI","county":"55085","countyName":"Oneida County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Oneida County, Wisconsin: in 2024, lenders reported 1,010 applications for a home purchase or a refinance; 823 became loans ($192.6 million) and 152 were denied, a denial rate of 15.0%. Home purchase: 567 applications, 478 loans. HMDA 2024 data, FFIEC.","value":823,"unit":"home purchase and refinance loans originated, 2024","applications":1010,"originations":823,"denials":152,"originated_dollars":192575000,"applications_purchase":567,"applications_refinance":184,"applications_cash_out_refinance":259,"originations_purchase":478,"originations_refinance":154,"originations_cash_out_refinance":191,"denials_purchase":65,"denials_refinance":26,"denials_cash_out_refinance":61,"denial_rate":15,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55087","dataset":"mortgage-lending","jurisdiction":"WI","county":"55087","countyName":"Outagamie County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Outagamie County, Wisconsin: in 2024, lenders reported 4,403 applications for a home purchase or a refinance; 3,868 became loans ($939.0 million) and 379 were denied, a denial rate of 8.6%. Home purchase: 2,599 applications, 2,389 loans. HMDA 2024 data, FFIEC.","value":3868,"unit":"home purchase and refinance loans originated, 2024","applications":4403,"originations":3868,"denials":379,"originated_dollars":938980000,"applications_purchase":2599,"applications_refinance":964,"applications_cash_out_refinance":840,"originations_purchase":2389,"originations_refinance":823,"originations_cash_out_refinance":656,"denials_purchase":137,"denials_refinance":82,"denials_cash_out_refinance":160,"denial_rate":8.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55089","dataset":"mortgage-lending","jurisdiction":"WI","county":"55089","countyName":"Ozaukee County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Ozaukee County, Wisconsin: in 2024, lenders reported 1,902 applications for a home purchase or a refinance; 1,616 became loans ($573.1 million) and 226 were denied, a denial rate of 11.9%. Home purchase: 1,139 applications, 1,021 loans. HMDA 2024 data, FFIEC.","value":1616,"unit":"home purchase and refinance loans originated, 2024","applications":1902,"originations":1616,"denials":226,"originated_dollars":573120000,"applications_purchase":1139,"applications_refinance":404,"applications_cash_out_refinance":359,"originations_purchase":1021,"originations_refinance":336,"originations_cash_out_refinance":259,"denials_purchase":81,"denials_refinance":53,"denials_cash_out_refinance":92,"denial_rate":11.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55091","dataset":"mortgage-lending","jurisdiction":"WI","county":"55091","countyName":"Pepin County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Pepin County, Wisconsin: in 2024, lenders reported 113 applications for a home purchase or a refinance; 91 became loans ($19.7 million) and 19 were denied, a denial rate of 16.8%. Home purchase: 71 applications, 63 loans. HMDA 2024 data, FFIEC.","value":91,"unit":"home purchase and refinance loans originated, 2024","applications":113,"originations":91,"denials":19,"originated_dollars":19705000,"applications_purchase":71,"applications_refinance":19,"applications_cash_out_refinance":23,"originations_purchase":63,"originations_refinance":14,"originations_cash_out_refinance":14,"denials_purchase":7,"denials_refinance":4,"denials_cash_out_refinance":8,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55093","dataset":"mortgage-lending","jurisdiction":"WI","county":"55093","countyName":"Pierce County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Pierce County, Wisconsin: in 2024, lenders reported 772 applications for a home purchase or a refinance; 644 became loans ($183.9 million) and 113 were denied, a denial rate of 14.6%. Home purchase: 500 applications, 432 loans. HMDA 2024 data, FFIEC.","value":644,"unit":"home purchase and refinance loans originated, 2024","applications":772,"originations":644,"denials":113,"originated_dollars":183860000,"applications_purchase":500,"applications_refinance":112,"applications_cash_out_refinance":160,"originations_purchase":432,"originations_refinance":97,"originations_cash_out_refinance":115,"denials_purchase":57,"denials_refinance":14,"denials_cash_out_refinance":42,"denial_rate":14.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55095","dataset":"mortgage-lending","jurisdiction":"WI","county":"55095","countyName":"Polk County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Polk County, Wisconsin: in 2024, lenders reported 1,056 applications for a home purchase or a refinance; 868 became loans ($226.4 million) and 159 were denied, a denial rate of 15.1%. Home purchase: 673 applications, 591 loans. HMDA 2024 data, FFIEC.","value":868,"unit":"home purchase and refinance loans originated, 2024","applications":1056,"originations":868,"denials":159,"originated_dollars":226360000,"applications_purchase":673,"applications_refinance":152,"applications_cash_out_refinance":231,"originations_purchase":591,"originations_refinance":122,"originations_cash_out_refinance":155,"denials_purchase":64,"denials_refinance":28,"denials_cash_out_refinance":67,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55097","dataset":"mortgage-lending","jurisdiction":"WI","county":"55097","countyName":"Portage County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Portage County, Wisconsin: in 2024, lenders reported 1,140 applications for a home purchase or a refinance; 936 became loans ($219.1 million) and 163 were denied, a denial rate of 14.3%. Home purchase: 678 applications, 587 loans. HMDA 2024 data, FFIEC.","value":936,"unit":"home purchase and refinance loans originated, 2024","applications":1140,"originations":936,"denials":163,"originated_dollars":219140000,"applications_purchase":678,"applications_refinance":254,"applications_cash_out_refinance":208,"originations_purchase":587,"originations_refinance":199,"originations_cash_out_refinance":150,"denials_purchase":68,"denials_refinance":41,"denials_cash_out_refinance":54,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55099","dataset":"mortgage-lending","jurisdiction":"WI","county":"55099","countyName":"Price County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Price County, Wisconsin: in 2024, lenders reported 347 applications for a home purchase or a refinance; 276 became loans ($52.1 million) and 51 were denied, a denial rate of 14.7%. Home purchase: 240 applications, 195 loans. HMDA 2024 data, FFIEC.","value":276,"unit":"home purchase and refinance loans originated, 2024","applications":347,"originations":276,"denials":51,"originated_dollars":52060000,"applications_purchase":240,"applications_refinance":37,"applications_cash_out_refinance":70,"originations_purchase":195,"originations_refinance":30,"originations_cash_out_refinance":51,"denials_purchase":29,"denials_refinance":6,"denials_cash_out_refinance":16,"denial_rate":14.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55101","dataset":"mortgage-lending","jurisdiction":"WI","county":"55101","countyName":"Racine County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Racine County, Wisconsin: in 2024, lenders reported 4,461 applications for a home purchase or a refinance; 3,571 became loans ($941.0 million) and 678 were denied, a denial rate of 15.2%. Home purchase: 2,460 applications, 2,152 loans. HMDA 2024 data, FFIEC.","value":3571,"unit":"home purchase and refinance loans originated, 2024","applications":4461,"originations":3571,"denials":678,"originated_dollars":941005000,"applications_purchase":2460,"applications_refinance":763,"applications_cash_out_refinance":1238,"originations_purchase":2152,"originations_refinance":557,"originations_cash_out_refinance":862,"denials_purchase":210,"denials_refinance":143,"denials_cash_out_refinance":325,"denial_rate":15.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55103","dataset":"mortgage-lending","jurisdiction":"WI","county":"55103","countyName":"Richland County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Richland County, Wisconsin: in 2024, lenders reported 312 applications for a home purchase or a refinance; 248 became loans ($44.5 million) and 57 were denied, a denial rate of 18.3%. Home purchase: 154 applications, 129 loans. HMDA 2024 data, FFIEC.","value":248,"unit":"home purchase and refinance loans originated, 2024","applications":312,"originations":248,"denials":57,"originated_dollars":44520000,"applications_purchase":154,"applications_refinance":58,"applications_cash_out_refinance":100,"originations_purchase":129,"originations_refinance":48,"originations_cash_out_refinance":71,"denials_purchase":23,"denials_refinance":8,"denials_cash_out_refinance":26,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55105","dataset":"mortgage-lending","jurisdiction":"WI","county":"55105","countyName":"Rock County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Rock County, Wisconsin: in 2024, lenders reported 4,280 applications for a home purchase or a refinance; 3,547 became loans ($704.2 million) and 610 were denied, a denial rate of 14.3%. Home purchase: 2,522 applications, 2,197 loans. HMDA 2024 data, FFIEC.","value":3547,"unit":"home purchase and refinance loans originated, 2024","applications":4280,"originations":3547,"denials":610,"originated_dollars":704205000,"applications_purchase":2522,"applications_refinance":967,"applications_cash_out_refinance":791,"originations_purchase":2197,"originations_refinance":807,"originations_cash_out_refinance":543,"denials_purchase":249,"denials_refinance":131,"denials_cash_out_refinance":230,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55107","dataset":"mortgage-lending","jurisdiction":"WI","county":"55107","countyName":"Rusk County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Rusk County, Wisconsin: in 2024, lenders reported 259 applications for a home purchase or a refinance; 199 became loans ($39.0 million) and 45 were denied, a denial rate of 17.4%. Home purchase: 154 applications, 131 loans. HMDA 2024 data, FFIEC.","value":199,"unit":"home purchase and refinance loans originated, 2024","applications":259,"originations":199,"denials":45,"originated_dollars":39005000,"applications_purchase":154,"applications_refinance":39,"applications_cash_out_refinance":66,"originations_purchase":131,"originations_refinance":29,"originations_cash_out_refinance":39,"denials_purchase":16,"denials_refinance":6,"denials_cash_out_refinance":23,"denial_rate":17.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55109","dataset":"mortgage-lending","jurisdiction":"WI","county":"55109","countyName":"St. Croix County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"St. Croix County, Wisconsin: in 2024, lenders reported 2,112 applications for a home purchase or a refinance; 1,798 became loans ($579.9 million) and 249 were denied, a denial rate of 11.8%. Home purchase: 1,385 applications, 1,247 loans. HMDA 2024 data, FFIEC.","value":1798,"unit":"home purchase and refinance loans originated, 2024","applications":2112,"originations":1798,"denials":249,"originated_dollars":579850000,"applications_purchase":1385,"applications_refinance":359,"applications_cash_out_refinance":368,"originations_purchase":1247,"originations_refinance":298,"originations_cash_out_refinance":253,"denials_purchase":101,"denials_refinance":51,"denials_cash_out_refinance":97,"denial_rate":11.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55111","dataset":"mortgage-lending","jurisdiction":"WI","county":"55111","countyName":"Sauk County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Sauk County, Wisconsin: in 2024, lenders reported 1,469 applications for a home purchase or a refinance; 1,206 became loans ($290.4 million) and 211 were denied, a denial rate of 14.4%. Home purchase: 821 applications, 687 loans. HMDA 2024 data, FFIEC.","value":1206,"unit":"home purchase and refinance loans originated, 2024","applications":1469,"originations":1206,"denials":211,"originated_dollars":290410000,"applications_purchase":821,"applications_refinance":328,"applications_cash_out_refinance":320,"originations_purchase":687,"originations_refinance":277,"originations_cash_out_refinance":242,"denials_purchase":105,"denials_refinance":38,"denials_cash_out_refinance":68,"denial_rate":14.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55113","dataset":"mortgage-lending","jurisdiction":"WI","county":"55113","countyName":"Sawyer County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Sawyer County, Wisconsin: in 2024, lenders reported 405 applications for a home purchase or a refinance; 334 became loans ($89.2 million) and 53 were denied, a denial rate of 13.1%. Home purchase: 260 applications, 232 loans. HMDA 2024 data, FFIEC.","value":334,"unit":"home purchase and refinance loans originated, 2024","applications":405,"originations":334,"denials":53,"originated_dollars":89250000,"applications_purchase":260,"applications_refinance":63,"applications_cash_out_refinance":82,"originations_purchase":232,"originations_refinance":49,"originations_cash_out_refinance":53,"denials_purchase":18,"denials_refinance":8,"denials_cash_out_refinance":27,"denial_rate":13.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55115","dataset":"mortgage-lending","jurisdiction":"WI","county":"55115","countyName":"Shawano County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Shawano County, Wisconsin: in 2024, lenders reported 968 applications for a home purchase or a refinance; 783 became loans ($127.3 million) and 146 were denied, a denial rate of 15.1%. Home purchase: 438 applications, 377 loans. HMDA 2024 data, FFIEC.","value":783,"unit":"home purchase and refinance loans originated, 2024","applications":968,"originations":783,"denials":146,"originated_dollars":127285000,"applications_purchase":438,"applications_refinance":289,"applications_cash_out_refinance":241,"originations_purchase":377,"originations_refinance":229,"originations_cash_out_refinance":177,"denials_purchase":46,"denials_refinance":50,"denials_cash_out_refinance":50,"denial_rate":15.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55117","dataset":"mortgage-lending","jurisdiction":"WI","county":"55117","countyName":"Sheboygan County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Sheboygan County, Wisconsin: in 2024, lenders reported 2,359 applications for a home purchase or a refinance; 1,978 became loans ($470.9 million) and 318 were denied, a denial rate of 13.5%. Home purchase: 1,385 applications, 1,251 loans. HMDA 2024 data, FFIEC.","value":1978,"unit":"home purchase and refinance loans originated, 2024","applications":2359,"originations":1978,"denials":318,"originated_dollars":470940000,"applications_purchase":1385,"applications_refinance":485,"applications_cash_out_refinance":489,"originations_purchase":1251,"originations_refinance":384,"originations_cash_out_refinance":343,"denials_purchase":108,"denials_refinance":76,"denials_cash_out_refinance":134,"denial_rate":13.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55119","dataset":"mortgage-lending","jurisdiction":"WI","county":"55119","countyName":"Taylor County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Taylor County, Wisconsin: in 2024, lenders reported 353 applications for a home purchase or a refinance; 289 became loans ($50.5 million) and 54 were denied, a denial rate of 15.3%. Home purchase: 209 applications, 182 loans. HMDA 2024 data, FFIEC.","value":289,"unit":"home purchase and refinance loans originated, 2024","applications":353,"originations":289,"denials":54,"originated_dollars":50545000,"applications_purchase":209,"applications_refinance":59,"applications_cash_out_refinance":85,"originations_purchase":182,"originations_refinance":50,"originations_cash_out_refinance":57,"denials_purchase":22,"denials_refinance":6,"denials_cash_out_refinance":26,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55121","dataset":"mortgage-lending","jurisdiction":"WI","county":"55121","countyName":"Trempealeau County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Trempealeau County, Wisconsin: in 2024, lenders reported 463 applications for a home purchase or a refinance; 389 became loans ($80.5 million) and 71 were denied, a denial rate of 15.3%. Home purchase: 295 applications, 257 loans. HMDA 2024 data, FFIEC.","value":389,"unit":"home purchase and refinance loans originated, 2024","applications":463,"originations":389,"denials":71,"originated_dollars":80475000,"applications_purchase":295,"applications_refinance":80,"applications_cash_out_refinance":88,"originations_purchase":257,"originations_refinance":71,"originations_cash_out_refinance":61,"denials_purchase":36,"denials_refinance":8,"denials_cash_out_refinance":27,"denial_rate":15.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55123","dataset":"mortgage-lending","jurisdiction":"WI","county":"55123","countyName":"Vernon County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Vernon County, Wisconsin: in 2024, lenders reported 527 applications for a home purchase or a refinance; 454 became loans ($84.1 million) and 55 were denied, a denial rate of 10.4%. Home purchase: 291 applications, 257 loans. HMDA 2024 data, FFIEC.","value":454,"unit":"home purchase and refinance loans originated, 2024","applications":527,"originations":454,"denials":55,"originated_dollars":84140000,"applications_purchase":291,"applications_refinance":99,"applications_cash_out_refinance":137,"originations_purchase":257,"originations_refinance":83,"originations_cash_out_refinance":114,"denials_purchase":25,"denials_refinance":10,"denials_cash_out_refinance":20,"denial_rate":10.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55125","dataset":"mortgage-lending","jurisdiction":"WI","county":"55125","countyName":"Vilas County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Vilas County, Wisconsin: in 2024, lenders reported 734 applications for a home purchase or a refinance; 607 became loans ($203.5 million) and 89 were denied, a denial rate of 12.1%. Home purchase: 464 applications, 393 loans. HMDA 2024 data, FFIEC.","value":607,"unit":"home purchase and refinance loans originated, 2024","applications":734,"originations":607,"denials":89,"originated_dollars":203455000,"applications_purchase":464,"applications_refinance":122,"applications_cash_out_refinance":148,"originations_purchase":393,"originations_refinance":97,"originations_cash_out_refinance":117,"denials_purchase":40,"denials_refinance":22,"denials_cash_out_refinance":27,"denial_rate":12.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55127","dataset":"mortgage-lending","jurisdiction":"WI","county":"55127","countyName":"Walworth County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Walworth County, Wisconsin: in 2024, lenders reported 2,421 applications for a home purchase or a refinance; 1,967 became loans ($681.6 million) and 396 were denied, a denial rate of 16.4%. Home purchase: 1,353 applications, 1,180 loans. HMDA 2024 data, FFIEC.","value":1967,"unit":"home purchase and refinance loans originated, 2024","applications":2421,"originations":1967,"denials":396,"originated_dollars":681565000,"applications_purchase":1353,"applications_refinance":547,"applications_cash_out_refinance":521,"originations_purchase":1180,"originations_refinance":436,"originations_cash_out_refinance":351,"denials_purchase":144,"denials_refinance":98,"denials_cash_out_refinance":154,"denial_rate":16.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55129","dataset":"mortgage-lending","jurisdiction":"WI","county":"55129","countyName":"Washburn County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Washburn County, Wisconsin: in 2024, lenders reported 377 applications for a home purchase or a refinance; 300 became loans ($76.0 million) and 63 were denied, a denial rate of 16.7%. Home purchase: 232 applications, 198 loans. HMDA 2024 data, FFIEC.","value":300,"unit":"home purchase and refinance loans originated, 2024","applications":377,"originations":300,"denials":63,"originated_dollars":76000000,"applications_purchase":232,"applications_refinance":59,"applications_cash_out_refinance":86,"originations_purchase":198,"originations_refinance":49,"originations_cash_out_refinance":53,"denials_purchase":25,"denials_refinance":8,"denials_cash_out_refinance":30,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55131","dataset":"mortgage-lending","jurisdiction":"WI","county":"55131","countyName":"Washington County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Washington County, Wisconsin: in 2024, lenders reported 3,057 applications for a home purchase or a refinance; 2,589 became loans ($735.9 million) and 371 were denied, a denial rate of 12.1%. Home purchase: 1,760 applications, 1,565 loans. HMDA 2024 data, FFIEC.","value":2589,"unit":"home purchase and refinance loans originated, 2024","applications":3057,"originations":2589,"denials":371,"originated_dollars":735895000,"applications_purchase":1760,"applications_refinance":591,"applications_cash_out_refinance":706,"originations_purchase":1565,"originations_refinance":490,"originations_cash_out_refinance":534,"denials_purchase":145,"denials_refinance":76,"denials_cash_out_refinance":150,"denial_rate":12.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55133","dataset":"mortgage-lending","jurisdiction":"WI","county":"55133","countyName":"Waukesha County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Waukesha County, Wisconsin: in 2024, lenders reported 9,203 applications for a home purchase or a refinance; 7,898 became loans ($2.8 billion) and 1,027 were denied, a denial rate of 11.2%. Home purchase: 4,874 applications, 4,470 loans. HMDA 2024 data, FFIEC.","value":7898,"unit":"home purchase and refinance loans originated, 2024","applications":9203,"originations":7898,"denials":1027,"originated_dollars":2845110000,"applications_purchase":4874,"applications_refinance":2368,"applications_cash_out_refinance":1961,"originations_purchase":4470,"originations_refinance":1942,"originations_cash_out_refinance":1486,"denials_purchase":282,"denials_refinance":322,"denials_cash_out_refinance":423,"denial_rate":11.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55135","dataset":"mortgage-lending","jurisdiction":"WI","county":"55135","countyName":"Waupaca County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Waupaca County, Wisconsin: in 2024, lenders reported 1,123 applications for a home purchase or a refinance; 921 became loans ($211.0 million) and 161 were denied, a denial rate of 14.3%. Home purchase: 607 applications, 523 loans. HMDA 2024 data, FFIEC.","value":921,"unit":"home purchase and refinance loans originated, 2024","applications":1123,"originations":921,"denials":161,"originated_dollars":210955000,"applications_purchase":607,"applications_refinance":233,"applications_cash_out_refinance":283,"originations_purchase":523,"originations_refinance":184,"originations_cash_out_refinance":214,"denials_purchase":61,"denials_refinance":41,"denials_cash_out_refinance":59,"denial_rate":14.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55137","dataset":"mortgage-lending","jurisdiction":"WI","county":"55137","countyName":"Waushara County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Waushara County, Wisconsin: in 2024, lenders reported 606 applications for a home purchase or a refinance; 490 became loans ($102.6 million) and 90 were denied, a denial rate of 14.9%. Home purchase: 342 applications, 301 loans. HMDA 2024 data, FFIEC.","value":490,"unit":"home purchase and refinance loans originated, 2024","applications":606,"originations":490,"denials":90,"originated_dollars":102630000,"applications_purchase":342,"applications_refinance":118,"applications_cash_out_refinance":146,"originations_purchase":301,"originations_refinance":93,"originations_cash_out_refinance":96,"denials_purchase":24,"denials_refinance":19,"denials_cash_out_refinance":47,"denial_rate":14.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55139","dataset":"mortgage-lending","jurisdiction":"WI","county":"55139","countyName":"Winnebago County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Winnebago County, Wisconsin: in 2024, lenders reported 3,743 applications for a home purchase or a refinance; 3,227 became loans ($799.6 million) and 408 were denied, a denial rate of 10.9%. Home purchase: 2,407 applications, 2,191 loans. HMDA 2024 data, FFIEC.","value":3227,"unit":"home purchase and refinance loans originated, 2024","applications":3743,"originations":3227,"denials":408,"originated_dollars":799605000,"applications_purchase":2407,"applications_refinance":591,"applications_cash_out_refinance":745,"originations_purchase":2191,"originations_refinance":484,"originations_cash_out_refinance":552,"denials_purchase":164,"denials_refinance":71,"denials_cash_out_refinance":173,"denial_rate":10.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:55141","dataset":"mortgage-lending","jurisdiction":"WI","county":"55141","countyName":"Wood County","stateName":"Wisconsin","level":"county","year":2024,"status":"P","text":"Wood County, Wisconsin: in 2024, lenders reported 1,371 applications for a home purchase or a refinance; 1,125 became loans ($199.6 million) and 195 were denied, a denial rate of 14.2%. Home purchase: 924 applications, 775 loans. HMDA 2024 data, FFIEC.","value":1125,"unit":"home purchase and refinance loans originated, 2024","applications":1371,"originations":1125,"denials":195,"originated_dollars":199645000,"applications_purchase":924,"applications_refinance":184,"applications_cash_out_refinance":263,"originations_purchase":775,"originations_refinance":147,"originations_cash_out_refinance":203,"denials_purchase":111,"denials_refinance":29,"denials_cash_out_refinance":55,"denial_rate":14.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:WV","dataset":"mortgage-lending","jurisdiction":"WV","county":null,"countyName":null,"stateName":"West Virginia","level":"state","year":2024,"status":"P","text":"West Virginia: in 2024, lenders reported 31,879 applications for a home purchase or a refinance; 22,780 became loans ($4.9 billion) and 7,792 were denied, a denial rate of 24.4%. Home purchase: 22,431 applications, 16,671 loans. Loans made changed +6.5% from 21,394 in 2023. HMDA 2024 data, FFIEC.","value":22780,"unit":"home purchase and refinance loans originated, 2024","applications":31879,"originations":22780,"denials":7792,"originated_dollars":4902610000,"applications_purchase":22431,"applications_refinance":3950,"applications_cash_out_refinance":5498,"originations_purchase":16671,"originations_refinance":2784,"originations_cash_out_refinance":3325,"denials_purchase":4783,"denials_refinance":982,"denials_cash_out_refinance":2027,"denial_rate":24.4,"originations_prior_year":21394,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"335 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":335,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54001","dataset":"mortgage-lending","jurisdiction":"WV","county":"54001","countyName":"Barbour County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Barbour County, West Virginia: in 2024, lenders reported 161 applications for a home purchase or a refinance; 100 became loans ($17.7 million) and 48 were denied, a denial rate of 29.8%. Home purchase: 119 applications, 74 loans. HMDA 2024 data, FFIEC.","value":100,"unit":"home purchase and refinance loans originated, 2024","applications":161,"originations":100,"denials":48,"originated_dollars":17700000,"applications_purchase":119,"applications_refinance":10,"applications_cash_out_refinance":32,"originations_purchase":74,"originations_refinance":6,"originations_cash_out_refinance":20,"denials_purchase":35,"denials_refinance":2,"denials_cash_out_refinance":11,"denial_rate":29.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54003","dataset":"mortgage-lending","jurisdiction":"WV","county":"54003","countyName":"Berkeley County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Berkeley County, West Virginia: in 2024, lenders reported 4,648 applications for a home purchase or a refinance; 3,623 became loans ($987.8 million) and 850 were denied, a denial rate of 18.3%. Home purchase: 3,390 applications, 2,775 loans. HMDA 2024 data, FFIEC.","value":3623,"unit":"home purchase and refinance loans originated, 2024","applications":4648,"originations":3623,"denials":850,"originated_dollars":987755000,"applications_purchase":3390,"applications_refinance":531,"applications_cash_out_refinance":727,"originations_purchase":2775,"originations_refinance":383,"originations_cash_out_refinance":465,"denials_purchase":504,"denials_refinance":111,"denials_cash_out_refinance":235,"denial_rate":18.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54005","dataset":"mortgage-lending","jurisdiction":"WV","county":"54005","countyName":"Boone County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Boone County, West Virginia: in 2024, lenders reported 334 applications for a home purchase or a refinance; 179 became loans ($24.0 million) and 131 were denied, a denial rate of 39.2%. Home purchase: 256 applications, 134 loans. HMDA 2024 data, FFIEC.","value":179,"unit":"home purchase and refinance loans originated, 2024","applications":334,"originations":179,"denials":131,"originated_dollars":24005000,"applications_purchase":256,"applications_refinance":38,"applications_cash_out_refinance":40,"originations_purchase":134,"originations_refinance":23,"originations_cash_out_refinance":22,"denials_purchase":101,"denials_refinance":13,"denials_cash_out_refinance":17,"denial_rate":39.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54007","dataset":"mortgage-lending","jurisdiction":"WV","county":"54007","countyName":"Braxton County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Braxton County, West Virginia: in 2024, lenders reported 141 applications for a home purchase or a refinance; 84 became loans ($10.4 million) and 43 were denied, a denial rate of 30.5%. Home purchase: 98 applications, 55 loans. HMDA 2024 data, FFIEC.","value":84,"unit":"home purchase and refinance loans originated, 2024","applications":141,"originations":84,"denials":43,"originated_dollars":10430000,"applications_purchase":98,"applications_refinance":22,"applications_cash_out_refinance":21,"originations_purchase":55,"originations_refinance":13,"originations_cash_out_refinance":16,"denials_purchase":35,"denials_refinance":4,"denials_cash_out_refinance":4,"denial_rate":30.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54009","dataset":"mortgage-lending","jurisdiction":"WV","county":"54009","countyName":"Brooke County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Brooke County, West Virginia: in 2024, lenders reported 284 applications for a home purchase or a refinance; 211 became loans ($31.9 million) and 67 were denied, a denial rate of 23.6%. Home purchase: 169 applications, 144 loans. HMDA 2024 data, FFIEC.","value":211,"unit":"home purchase and refinance loans originated, 2024","applications":284,"originations":211,"denials":67,"originated_dollars":31915000,"applications_purchase":169,"applications_refinance":63,"applications_cash_out_refinance":52,"originations_purchase":144,"originations_refinance":40,"originations_cash_out_refinance":27,"denials_purchase":22,"denials_refinance":22,"denials_cash_out_refinance":23,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54011","dataset":"mortgage-lending","jurisdiction":"WV","county":"54011","countyName":"Cabell County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Cabell County, West Virginia: in 2024, lenders reported 1,670 applications for a home purchase or a refinance; 1,132 became loans ($225.1 million) and 458 were denied, a denial rate of 27.4%. Home purchase: 1,234 applications, 868 loans. HMDA 2024 data, FFIEC.","value":1132,"unit":"home purchase and refinance loans originated, 2024","applications":1670,"originations":1132,"denials":458,"originated_dollars":225100000,"applications_purchase":1234,"applications_refinance":222,"applications_cash_out_refinance":214,"originations_purchase":868,"originations_refinance":155,"originations_cash_out_refinance":109,"denials_purchase":302,"denials_refinance":62,"denials_cash_out_refinance":94,"denial_rate":27.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54013","dataset":"mortgage-lending","jurisdiction":"WV","county":"54013","countyName":"Calhoun County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Calhoun County, West Virginia: in 2024, lenders reported 62 applications for a home purchase or a refinance; 31 became loans ($4.0 million) and 29 were denied, a denial rate of 46.8%. Home purchase: 47 applications, 21 loans. HMDA 2024 data, FFIEC.","value":31,"unit":"home purchase and refinance loans originated, 2024","applications":62,"originations":31,"denials":29,"originated_dollars":3955000,"applications_purchase":47,"applications_refinance":7,"applications_cash_out_refinance":8,"originations_purchase":21,"originations_refinance":6,"originations_cash_out_refinance":4,"denials_purchase":24,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":46.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54015","dataset":"mortgage-lending","jurisdiction":"WV","county":"54015","countyName":"Clay County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Clay County, West Virginia: in 2024, lenders reported 131 applications for a home purchase or a refinance; 98 became loans ($12.6 million) and 30 were denied, a denial rate of 22.9%. Home purchase: 75 applications, 49 loans. HMDA 2024 data, FFIEC.","value":98,"unit":"home purchase and refinance loans originated, 2024","applications":131,"originations":98,"denials":30,"originated_dollars":12620000,"applications_purchase":75,"applications_refinance":10,"applications_cash_out_refinance":46,"originations_purchase":49,"originations_refinance":7,"originations_cash_out_refinance":42,"denials_purchase":23,"denials_refinance":3,"denials_cash_out_refinance":4,"denial_rate":22.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54017","dataset":"mortgage-lending","jurisdiction":"WV","county":"54017","countyName":"Doddridge County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Doddridge County, West Virginia: in 2024, lenders reported 68 applications for a home purchase or a refinance; 50 became loans ($8.3 million) and 17 were denied, a denial rate of 25.0%. Home purchase: 48 applications, 37 loans. HMDA 2024 data, FFIEC.","value":50,"unit":"home purchase and refinance loans originated, 2024","applications":68,"originations":50,"denials":17,"originated_dollars":8280000,"applications_purchase":48,"applications_refinance":8,"applications_cash_out_refinance":12,"originations_purchase":37,"originations_refinance":8,"originations_cash_out_refinance":5,"denials_purchase":10,"denials_refinance":0,"denials_cash_out_refinance":7,"denial_rate":25,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54019","dataset":"mortgage-lending","jurisdiction":"WV","county":"54019","countyName":"Fayette County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Fayette County, West Virginia: in 2024, lenders reported 591 applications for a home purchase or a refinance; 391 became loans ($66.8 million) and 162 were denied, a denial rate of 27.4%. Home purchase: 393 applications, 270 loans. HMDA 2024 data, FFIEC.","value":391,"unit":"home purchase and refinance loans originated, 2024","applications":591,"originations":391,"denials":162,"originated_dollars":66785000,"applications_purchase":393,"applications_refinance":78,"applications_cash_out_refinance":120,"originations_purchase":270,"originations_refinance":58,"originations_cash_out_refinance":63,"denials_purchase":93,"denials_refinance":15,"denials_cash_out_refinance":54,"denial_rate":27.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54021","dataset":"mortgage-lending","jurisdiction":"WV","county":"54021","countyName":"Gilmer County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Gilmer County, West Virginia: in 2024, lenders reported 65 applications for a home purchase or a refinance; 36 became loans ($5.0 million) and 28 were denied, a denial rate of 43.1%. Home purchase: 49 applications, 25 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":65,"originations":36,"denials":28,"originated_dollars":5040000,"applications_purchase":49,"applications_refinance":6,"applications_cash_out_refinance":10,"originations_purchase":25,"originations_refinance":5,"originations_cash_out_refinance":6,"denials_purchase":23,"denials_refinance":1,"denials_cash_out_refinance":4,"denial_rate":43.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54023","dataset":"mortgage-lending","jurisdiction":"WV","county":"54023","countyName":"Grant County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Grant County, West Virginia: in 2024, lenders reported 176 applications for a home purchase or a refinance; 131 became loans ($21.9 million) and 38 were denied, a denial rate of 21.6%. Home purchase: 117 applications, 88 loans. HMDA 2024 data, FFIEC.","value":131,"unit":"home purchase and refinance loans originated, 2024","applications":176,"originations":131,"denials":38,"originated_dollars":21935000,"applications_purchase":117,"applications_refinance":17,"applications_cash_out_refinance":42,"originations_purchase":88,"originations_refinance":14,"originations_cash_out_refinance":29,"denials_purchase":23,"denials_refinance":2,"denials_cash_out_refinance":13,"denial_rate":21.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54025","dataset":"mortgage-lending","jurisdiction":"WV","county":"54025","countyName":"Greenbrier County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Greenbrier County, West Virginia: in 2024, lenders reported 533 applications for a home purchase or a refinance; 369 became loans ($74.9 million) and 139 were denied, a denial rate of 26.1%. Home purchase: 332 applications, 237 loans. HMDA 2024 data, FFIEC.","value":369,"unit":"home purchase and refinance loans originated, 2024","applications":533,"originations":369,"denials":139,"originated_dollars":74855000,"applications_purchase":332,"applications_refinance":104,"applications_cash_out_refinance":97,"originations_purchase":237,"originations_refinance":74,"originations_cash_out_refinance":58,"denials_purchase":78,"denials_refinance":24,"denials_cash_out_refinance":37,"denial_rate":26.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54027","dataset":"mortgage-lending","jurisdiction":"WV","county":"54027","countyName":"Hampshire County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Hampshire County, West Virginia: in 2024, lenders reported 504 applications for a home purchase or a refinance; 391 became loans ($84.8 million) and 94 were denied, a denial rate of 18.7%. Home purchase: 306 applications, 258 loans. HMDA 2024 data, FFIEC.","value":391,"unit":"home purchase and refinance loans originated, 2024","applications":504,"originations":391,"denials":94,"originated_dollars":84805000,"applications_purchase":306,"applications_refinance":88,"applications_cash_out_refinance":110,"originations_purchase":258,"originations_refinance":63,"originations_cash_out_refinance":70,"denials_purchase":36,"denials_refinance":21,"denials_cash_out_refinance":37,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54029","dataset":"mortgage-lending","jurisdiction":"WV","county":"54029","countyName":"Hancock County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Hancock County, West Virginia: in 2024, lenders reported 408 applications for a home purchase or a refinance; 320 became loans ($50.1 million) and 73 were denied, a denial rate of 17.9%. Home purchase: 303 applications, 258 loans. HMDA 2024 data, FFIEC.","value":320,"unit":"home purchase and refinance loans originated, 2024","applications":408,"originations":320,"denials":73,"originated_dollars":50100000,"applications_purchase":303,"applications_refinance":51,"applications_cash_out_refinance":54,"originations_purchase":258,"originations_refinance":35,"originations_cash_out_refinance":27,"denials_purchase":33,"denials_refinance":15,"denials_cash_out_refinance":25,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54031","dataset":"mortgage-lending","jurisdiction":"WV","county":"54031","countyName":"Hardy County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Hardy County, West Virginia: in 2024, lenders reported 275 applications for a home purchase or a refinance; 219 became loans ($51.0 million) and 47 were denied, a denial rate of 17.1%. Home purchase: 177 applications, 151 loans. HMDA 2024 data, FFIEC.","value":219,"unit":"home purchase and refinance loans originated, 2024","applications":275,"originations":219,"denials":47,"originated_dollars":51005000,"applications_purchase":177,"applications_refinance":42,"applications_cash_out_refinance":56,"originations_purchase":151,"originations_refinance":34,"originations_cash_out_refinance":34,"denials_purchase":20,"denials_refinance":6,"denials_cash_out_refinance":21,"denial_rate":17.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54033","dataset":"mortgage-lending","jurisdiction":"WV","county":"54033","countyName":"Harrison County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Harrison County, West Virginia: in 2024, lenders reported 1,087 applications for a home purchase or a refinance; 776 became loans ($190.5 million) and 262 were denied, a denial rate of 24.1%. Home purchase: 742 applications, 558 loans. HMDA 2024 data, FFIEC.","value":776,"unit":"home purchase and refinance loans originated, 2024","applications":1087,"originations":776,"denials":262,"originated_dollars":190520000,"applications_purchase":742,"applications_refinance":136,"applications_cash_out_refinance":209,"originations_purchase":558,"originations_refinance":91,"originations_cash_out_refinance":127,"denials_purchase":143,"denials_refinance":40,"denials_cash_out_refinance":79,"denial_rate":24.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54035","dataset":"mortgage-lending","jurisdiction":"WV","county":"54035","countyName":"Jackson County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Jackson County, West Virginia: in 2024, lenders reported 422 applications for a home purchase or a refinance; 290 became loans ($51.3 million) and 125 were denied, a denial rate of 29.6%. Home purchase: 280 applications, 205 loans. HMDA 2024 data, FFIEC.","value":290,"unit":"home purchase and refinance loans originated, 2024","applications":422,"originations":290,"denials":125,"originated_dollars":51310000,"applications_purchase":280,"applications_refinance":54,"applications_cash_out_refinance":88,"originations_purchase":205,"originations_refinance":28,"originations_cash_out_refinance":57,"denials_purchase":70,"denials_refinance":25,"denials_cash_out_refinance":30,"denial_rate":29.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54037","dataset":"mortgage-lending","jurisdiction":"WV","county":"54037","countyName":"Jefferson County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Jefferson County, West Virginia: in 2024, lenders reported 2,207 applications for a home purchase or a refinance; 1,863 became loans ($621.7 million) and 283 were denied, a denial rate of 12.8%. Home purchase: 1,635 applications, 1,463 loans. HMDA 2024 data, FFIEC.","value":1863,"unit":"home purchase and refinance loans originated, 2024","applications":2207,"originations":1863,"denials":283,"originated_dollars":621705000,"applications_purchase":1635,"applications_refinance":242,"applications_cash_out_refinance":330,"originations_purchase":1463,"originations_refinance":185,"originations_cash_out_refinance":215,"denials_purchase":128,"denials_refinance":46,"denials_cash_out_refinance":109,"denial_rate":12.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54039","dataset":"mortgage-lending","jurisdiction":"WV","county":"54039","countyName":"Kanawha County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Kanawha County, West Virginia: in 2024, lenders reported 2,909 applications for a home purchase or a refinance; 2,042 became loans ($344.9 million) and 757 were denied, a denial rate of 26.0%. Home purchase: 2,077 applications, 1,510 loans. HMDA 2024 data, FFIEC.","value":2042,"unit":"home purchase and refinance loans originated, 2024","applications":2909,"originations":2042,"denials":757,"originated_dollars":344870000,"applications_purchase":2077,"applications_refinance":369,"applications_cash_out_refinance":463,"originations_purchase":1510,"originations_refinance":248,"originations_cash_out_refinance":284,"denials_purchase":480,"denials_refinance":106,"denials_cash_out_refinance":171,"denial_rate":26,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54041","dataset":"mortgage-lending","jurisdiction":"WV","county":"54041","countyName":"Lewis County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Lewis County, West Virginia: in 2024, lenders reported 224 applications for a home purchase or a refinance; 135 became loans ($20.9 million) and 81 were denied, a denial rate of 36.2%. Home purchase: 136 applications, 80 loans. HMDA 2024 data, FFIEC.","value":135,"unit":"home purchase and refinance loans originated, 2024","applications":224,"originations":135,"denials":81,"originated_dollars":20935000,"applications_purchase":136,"applications_refinance":33,"applications_cash_out_refinance":55,"originations_purchase":80,"originations_refinance":17,"originations_cash_out_refinance":38,"denials_purchase":49,"denials_refinance":15,"denials_cash_out_refinance":17,"denial_rate":36.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54043","dataset":"mortgage-lending","jurisdiction":"WV","county":"54043","countyName":"Lincoln County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Lincoln County, West Virginia: in 2024, lenders reported 252 applications for a home purchase or a refinance; 113 became loans ($16.8 million) and 124 were denied, a denial rate of 49.2%. Home purchase: 191 applications, 82 loans. HMDA 2024 data, FFIEC.","value":113,"unit":"home purchase and refinance loans originated, 2024","applications":252,"originations":113,"denials":124,"originated_dollars":16825000,"applications_purchase":191,"applications_refinance":33,"applications_cash_out_refinance":28,"originations_purchase":82,"originations_refinance":18,"originations_cash_out_refinance":13,"denials_purchase":96,"denials_refinance":13,"denials_cash_out_refinance":15,"denial_rate":49.2,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54045","dataset":"mortgage-lending","jurisdiction":"WV","county":"54045","countyName":"Logan County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Logan County, West Virginia: in 2024, lenders reported 400 applications for a home purchase or a refinance; 223 became loans ($30.8 million) and 167 were denied, a denial rate of 41.8%. Home purchase: 311 applications, 180 loans. HMDA 2024 data, FFIEC.","value":223,"unit":"home purchase and refinance loans originated, 2024","applications":400,"originations":223,"denials":167,"originated_dollars":30815000,"applications_purchase":311,"applications_refinance":42,"applications_cash_out_refinance":47,"originations_purchase":180,"originations_refinance":24,"originations_cash_out_refinance":19,"denials_purchase":123,"denials_refinance":16,"denials_cash_out_refinance":28,"denial_rate":41.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54047","dataset":"mortgage-lending","jurisdiction":"WV","county":"54047","countyName":"McDowell County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"McDowell County, West Virginia: in 2024, lenders reported 100 applications for a home purchase or a refinance; 36 became loans ($3.2 million) and 59 were denied, a denial rate of 59.0%. Home purchase: 89 applications, 30 loans. HMDA 2024 data, FFIEC.","value":36,"unit":"home purchase and refinance loans originated, 2024","applications":100,"originations":36,"denials":59,"originated_dollars":3220000,"applications_purchase":89,"applications_refinance":3,"applications_cash_out_refinance":8,"originations_purchase":30,"originations_refinance":0,"originations_cash_out_refinance":6,"denials_purchase":55,"denials_refinance":3,"denials_cash_out_refinance":1,"denial_rate":59,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54049","dataset":"mortgage-lending","jurisdiction":"WV","county":"54049","countyName":"Marion County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Marion County, West Virginia: in 2024, lenders reported 969 applications for a home purchase or a refinance; 711 became loans ($131.6 million) and 221 were denied, a denial rate of 22.8%. Home purchase: 647 applications, 513 loans. HMDA 2024 data, FFIEC.","value":711,"unit":"home purchase and refinance loans originated, 2024","applications":969,"originations":711,"denials":221,"originated_dollars":131595000,"applications_purchase":647,"applications_refinance":123,"applications_cash_out_refinance":199,"originations_purchase":513,"originations_refinance":99,"originations_cash_out_refinance":99,"denials_purchase":104,"denials_refinance":22,"denials_cash_out_refinance":95,"denial_rate":22.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54051","dataset":"mortgage-lending","jurisdiction":"WV","county":"54051","countyName":"Marshall County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Marshall County, West Virginia: in 2024, lenders reported 468 applications for a home purchase or a refinance; 367 became loans ($50.9 million) and 81 were denied, a denial rate of 17.3%. Home purchase: 259 applications, 213 loans. HMDA 2024 data, FFIEC.","value":367,"unit":"home purchase and refinance loans originated, 2024","applications":468,"originations":367,"denials":81,"originated_dollars":50885000,"applications_purchase":259,"applications_refinance":89,"applications_cash_out_refinance":120,"originations_purchase":213,"originations_refinance":66,"originations_cash_out_refinance":88,"denials_purchase":35,"denials_refinance":18,"denials_cash_out_refinance":28,"denial_rate":17.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54053","dataset":"mortgage-lending","jurisdiction":"WV","county":"54053","countyName":"Mason County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Mason County, West Virginia: in 2024, lenders reported 439 applications for a home purchase or a refinance; 272 became loans ($41.5 million) and 151 were denied, a denial rate of 34.4%. Home purchase: 336 applications, 205 loans. HMDA 2024 data, FFIEC.","value":272,"unit":"home purchase and refinance loans originated, 2024","applications":439,"originations":272,"denials":151,"originated_dollars":41500000,"applications_purchase":336,"applications_refinance":46,"applications_cash_out_refinance":57,"originations_purchase":205,"originations_refinance":36,"originations_cash_out_refinance":31,"denials_purchase":119,"denials_refinance":9,"denials_cash_out_refinance":23,"denial_rate":34.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54055","dataset":"mortgage-lending","jurisdiction":"WV","county":"54055","countyName":"Mercer County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Mercer County, West Virginia: in 2024, lenders reported 847 applications for a home purchase or a refinance; 538 became loans ($83.7 million) and 265 were denied, a denial rate of 31.3%. Home purchase: 601 applications, 408 loans. HMDA 2024 data, FFIEC.","value":538,"unit":"home purchase and refinance loans originated, 2024","applications":847,"originations":538,"denials":265,"originated_dollars":83720000,"applications_purchase":601,"applications_refinance":94,"applications_cash_out_refinance":152,"originations_purchase":408,"originations_refinance":58,"originations_cash_out_refinance":72,"denials_purchase":161,"denials_refinance":30,"denials_cash_out_refinance":74,"denial_rate":31.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54057","dataset":"mortgage-lending","jurisdiction":"WV","county":"54057","countyName":"Mineral County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Mineral County, West Virginia: in 2024, lenders reported 418 applications for a home purchase or a refinance; 340 became loans ($59.8 million) and 68 were denied, a denial rate of 16.3%. Home purchase: 243 applications, 211 loans. HMDA 2024 data, FFIEC.","value":340,"unit":"home purchase and refinance loans originated, 2024","applications":418,"originations":340,"denials":68,"originated_dollars":59800000,"applications_purchase":243,"applications_refinance":52,"applications_cash_out_refinance":123,"originations_purchase":211,"originations_refinance":38,"originations_cash_out_refinance":91,"denials_purchase":26,"denials_refinance":11,"denials_cash_out_refinance":31,"denial_rate":16.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54059","dataset":"mortgage-lending","jurisdiction":"WV","county":"54059","countyName":"Mingo County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Mingo County, West Virginia: in 2024, lenders reported 253 applications for a home purchase or a refinance; 88 became loans ($9.7 million) and 152 were denied, a denial rate of 60.1%. Home purchase: 215 applications, 65 loans. HMDA 2024 data, FFIEC.","value":88,"unit":"home purchase and refinance loans originated, 2024","applications":253,"originations":88,"denials":152,"originated_dollars":9690000,"applications_purchase":215,"applications_refinance":16,"applications_cash_out_refinance":22,"originations_purchase":65,"originations_refinance":11,"originations_cash_out_refinance":12,"denials_purchase":138,"denials_refinance":4,"denials_cash_out_refinance":10,"denial_rate":60.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54061","dataset":"mortgage-lending","jurisdiction":"WV","county":"54061","countyName":"Monongalia County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Monongalia County, West Virginia: in 2024, lenders reported 1,685 applications for a home purchase or a refinance; 1,290 became loans ($384.6 million) and 328 were denied, a denial rate of 19.5%. Home purchase: 1,285 applications, 1,027 loans. HMDA 2024 data, FFIEC.","value":1290,"unit":"home purchase and refinance loans originated, 2024","applications":1685,"originations":1290,"denials":328,"originated_dollars":384630000,"applications_purchase":1285,"applications_refinance":195,"applications_cash_out_refinance":205,"originations_purchase":1027,"originations_refinance":140,"originations_cash_out_refinance":123,"denials_purchase":201,"denials_refinance":48,"denials_cash_out_refinance":79,"denial_rate":19.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54063","dataset":"mortgage-lending","jurisdiction":"WV","county":"54063","countyName":"Monroe County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Monroe County, West Virginia: in 2024, lenders reported 194 applications for a home purchase or a refinance; 148 became loans ($22.7 million) and 38 were denied, a denial rate of 19.6%. Home purchase: 123 applications, 95 loans. HMDA 2024 data, FFIEC.","value":148,"unit":"home purchase and refinance loans originated, 2024","applications":194,"originations":148,"denials":38,"originated_dollars":22710000,"applications_purchase":123,"applications_refinance":23,"applications_cash_out_refinance":48,"originations_purchase":95,"originations_refinance":18,"originations_cash_out_refinance":35,"denials_purchase":21,"denials_refinance":4,"denials_cash_out_refinance":13,"denial_rate":19.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54065","dataset":"mortgage-lending","jurisdiction":"WV","county":"54065","countyName":"Morgan County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Morgan County, West Virginia: in 2024, lenders reported 486 applications for a home purchase or a refinance; 387 became loans ($94.6 million) and 81 were denied, a denial rate of 16.7%. Home purchase: 333 applications, 278 loans. HMDA 2024 data, FFIEC.","value":387,"unit":"home purchase and refinance loans originated, 2024","applications":486,"originations":387,"denials":81,"originated_dollars":94615000,"applications_purchase":333,"applications_refinance":61,"applications_cash_out_refinance":92,"originations_purchase":278,"originations_refinance":50,"originations_cash_out_refinance":59,"denials_purchase":42,"denials_refinance":7,"denials_cash_out_refinance":32,"denial_rate":16.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54067","dataset":"mortgage-lending","jurisdiction":"WV","county":"54067","countyName":"Nicholas County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Nicholas County, West Virginia: in 2024, lenders reported 329 applications for a home purchase or a refinance; 206 became loans ($35.8 million) and 108 were denied, a denial rate of 32.8%. Home purchase: 244 applications, 153 loans. HMDA 2024 data, FFIEC.","value":206,"unit":"home purchase and refinance loans originated, 2024","applications":329,"originations":206,"denials":108,"originated_dollars":35830000,"applications_purchase":244,"applications_refinance":37,"applications_cash_out_refinance":48,"originations_purchase":153,"originations_refinance":24,"originations_cash_out_refinance":29,"denials_purchase":78,"denials_refinance":12,"denials_cash_out_refinance":18,"denial_rate":32.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54069","dataset":"mortgage-lending","jurisdiction":"WV","county":"54069","countyName":"Ohio County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Ohio County, West Virginia: in 2024, lenders reported 549 applications for a home purchase or a refinance; 425 became loans ($88.9 million) and 108 were denied, a denial rate of 19.7%. Home purchase: 396 applications, 336 loans. HMDA 2024 data, FFIEC.","value":425,"unit":"home purchase and refinance loans originated, 2024","applications":549,"originations":425,"denials":108,"originated_dollars":88945000,"applications_purchase":396,"applications_refinance":66,"applications_cash_out_refinance":87,"originations_purchase":336,"originations_refinance":42,"originations_cash_out_refinance":47,"denials_purchase":49,"denials_refinance":22,"denials_cash_out_refinance":37,"denial_rate":19.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54071","dataset":"mortgage-lending","jurisdiction":"WV","county":"54071","countyName":"Pendleton County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Pendleton County, West Virginia: in 2024, lenders reported 100 applications for a home purchase or a refinance; 73 became loans ($13.1 million) and 19 were denied, a denial rate of 19.0%. Home purchase: 78 applications, 58 loans. HMDA 2024 data, FFIEC.","value":73,"unit":"home purchase and refinance loans originated, 2024","applications":100,"originations":73,"denials":19,"originated_dollars":13115000,"applications_purchase":78,"applications_refinance":13,"applications_cash_out_refinance":9,"originations_purchase":58,"originations_refinance":10,"originations_cash_out_refinance":5,"denials_purchase":13,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54073","dataset":"mortgage-lending","jurisdiction":"WV","county":"54073","countyName":"Pleasants County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Pleasants County, West Virginia: in 2024, lenders reported 77 applications for a home purchase or a refinance; 50 became loans ($7.6 million) and 25 were denied, a denial rate of 32.5%. Home purchase: 57 applications, 38 loans. HMDA 2024 data, FFIEC.","value":50,"unit":"home purchase and refinance loans originated, 2024","applications":77,"originations":50,"denials":25,"originated_dollars":7640000,"applications_purchase":57,"applications_refinance":6,"applications_cash_out_refinance":14,"originations_purchase":38,"originations_refinance":4,"originations_cash_out_refinance":8,"denials_purchase":17,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":32.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54075","dataset":"mortgage-lending","jurisdiction":"WV","county":"54075","countyName":"Pocahontas County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Pocahontas County, West Virginia: in 2024, lenders reported 113 applications for a home purchase or a refinance; 82 became loans ($13.4 million) and 29 were denied, a denial rate of 25.7%. Home purchase: 71 applications, 57 loans. HMDA 2024 data, FFIEC.","value":82,"unit":"home purchase and refinance loans originated, 2024","applications":113,"originations":82,"denials":29,"originated_dollars":13370000,"applications_purchase":71,"applications_refinance":23,"applications_cash_out_refinance":19,"originations_purchase":57,"originations_refinance":18,"originations_cash_out_refinance":7,"denials_purchase":12,"denials_refinance":5,"denials_cash_out_refinance":12,"denial_rate":25.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54077","dataset":"mortgage-lending","jurisdiction":"WV","county":"54077","countyName":"Preston County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Preston County, West Virginia: in 2024, lenders reported 456 applications for a home purchase or a refinance; 346 became loans ($71.2 million) and 93 were denied, a denial rate of 20.4%. Home purchase: 305 applications, 239 loans. HMDA 2024 data, FFIEC.","value":346,"unit":"home purchase and refinance loans originated, 2024","applications":456,"originations":346,"denials":93,"originated_dollars":71240000,"applications_purchase":305,"applications_refinance":65,"applications_cash_out_refinance":86,"originations_purchase":239,"originations_refinance":49,"originations_cash_out_refinance":58,"denials_purchase":53,"denials_refinance":13,"denials_cash_out_refinance":27,"denial_rate":20.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54079","dataset":"mortgage-lending","jurisdiction":"WV","county":"54079","countyName":"Putnam County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Putnam County, West Virginia: in 2024, lenders reported 1,205 applications for a home purchase or a refinance; 852 became loans ($214.0 million) and 308 were denied, a denial rate of 25.6%. Home purchase: 844 applications, 591 loans. HMDA 2024 data, FFIEC.","value":852,"unit":"home purchase and refinance loans originated, 2024","applications":1205,"originations":852,"denials":308,"originated_dollars":213980000,"applications_purchase":844,"applications_refinance":166,"applications_cash_out_refinance":195,"originations_purchase":591,"originations_refinance":133,"originations_cash_out_refinance":128,"denials_purchase":218,"denials_refinance":28,"denials_cash_out_refinance":62,"denial_rate":25.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54081","dataset":"mortgage-lending","jurisdiction":"WV","county":"54081","countyName":"Raleigh County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Raleigh County, West Virginia: in 2024, lenders reported 1,342 applications for a home purchase or a refinance; 950 became loans ($163.8 million) and 322 were denied, a denial rate of 24.0%. Home purchase: 889 applications, 662 loans. HMDA 2024 data, FFIEC.","value":950,"unit":"home purchase and refinance loans originated, 2024","applications":1342,"originations":950,"denials":322,"originated_dollars":163770000,"applications_purchase":889,"applications_refinance":218,"applications_cash_out_refinance":235,"originations_purchase":662,"originations_refinance":154,"originations_cash_out_refinance":134,"denials_purchase":176,"denials_refinance":53,"denials_cash_out_refinance":93,"denial_rate":24,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54083","dataset":"mortgage-lending","jurisdiction":"WV","county":"54083","countyName":"Randolph County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Randolph County, West Virginia: in 2024, lenders reported 298 applications for a home purchase or a refinance; 183 became loans ($31.4 million) and 95 were denied, a denial rate of 31.9%. Home purchase: 215 applications, 128 loans. HMDA 2024 data, FFIEC.","value":183,"unit":"home purchase and refinance loans originated, 2024","applications":298,"originations":183,"denials":95,"originated_dollars":31395000,"applications_purchase":215,"applications_refinance":26,"applications_cash_out_refinance":57,"originations_purchase":128,"originations_refinance":19,"originations_cash_out_refinance":36,"denials_purchase":69,"denials_refinance":5,"denials_cash_out_refinance":21,"denial_rate":31.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54085","dataset":"mortgage-lending","jurisdiction":"WV","county":"54085","countyName":"Ritchie County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Ritchie County, West Virginia: in 2024, lenders reported 73 applications for a home purchase or a refinance; 40 became loans ($5.8 million) and 29 were denied, a denial rate of 39.7%. Home purchase: 43 applications, 20 loans. HMDA 2024 data, FFIEC.","value":40,"unit":"home purchase and refinance loans originated, 2024","applications":73,"originations":40,"denials":29,"originated_dollars":5750000,"applications_purchase":43,"applications_refinance":12,"applications_cash_out_refinance":18,"originations_purchase":20,"originations_refinance":9,"originations_cash_out_refinance":11,"denials_purchase":21,"denials_refinance":2,"denials_cash_out_refinance":6,"denial_rate":39.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54087","dataset":"mortgage-lending","jurisdiction":"WV","county":"54087","countyName":"Roane County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Roane County, West Virginia: in 2024, lenders reported 194 applications for a home purchase or a refinance; 116 became loans ($16.6 million) and 72 were denied, a denial rate of 37.1%. Home purchase: 140 applications, 84 loans. HMDA 2024 data, FFIEC.","value":116,"unit":"home purchase and refinance loans originated, 2024","applications":194,"originations":116,"denials":72,"originated_dollars":16580000,"applications_purchase":140,"applications_refinance":9,"applications_cash_out_refinance":45,"originations_purchase":84,"originations_refinance":7,"originations_cash_out_refinance":25,"denials_purchase":50,"denials_refinance":2,"denials_cash_out_refinance":20,"denial_rate":37.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54089","dataset":"mortgage-lending","jurisdiction":"WV","county":"54089","countyName":"Summers County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Summers County, West Virginia: in 2024, lenders reported 174 applications for a home purchase or a refinance; 114 became loans ($17.0 million) and 52 were denied, a denial rate of 29.9%. Home purchase: 108 applications, 71 loans. HMDA 2024 data, FFIEC.","value":114,"unit":"home purchase and refinance loans originated, 2024","applications":174,"originations":114,"denials":52,"originated_dollars":17030000,"applications_purchase":108,"applications_refinance":40,"applications_cash_out_refinance":26,"originations_purchase":71,"originations_refinance":28,"originations_cash_out_refinance":15,"denials_purchase":31,"denials_refinance":10,"denials_cash_out_refinance":11,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54091","dataset":"mortgage-lending","jurisdiction":"WV","county":"54091","countyName":"Taylor County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Taylor County, West Virginia: in 2024, lenders reported 230 applications for a home purchase or a refinance; 157 became loans ($32.9 million) and 64 were denied, a denial rate of 27.8%. Home purchase: 148 applications, 100 loans. HMDA 2024 data, FFIEC.","value":157,"unit":"home purchase and refinance loans originated, 2024","applications":230,"originations":157,"denials":64,"originated_dollars":32925000,"applications_purchase":148,"applications_refinance":29,"applications_cash_out_refinance":53,"originations_purchase":100,"originations_refinance":23,"originations_cash_out_refinance":34,"denials_purchase":42,"denials_refinance":5,"denials_cash_out_refinance":17,"denial_rate":27.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54093","dataset":"mortgage-lending","jurisdiction":"WV","county":"54093","countyName":"Tucker County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Tucker County, West Virginia: in 2024, lenders reported 110 applications for a home purchase or a refinance; 80 became loans ($19.8 million) and 26 were denied, a denial rate of 23.6%. Home purchase: 79 applications, 63 loans. HMDA 2024 data, FFIEC.","value":80,"unit":"home purchase and refinance loans originated, 2024","applications":110,"originations":80,"denials":26,"originated_dollars":19760000,"applications_purchase":79,"applications_refinance":7,"applications_cash_out_refinance":24,"originations_purchase":63,"originations_refinance":4,"originations_cash_out_refinance":13,"denials_purchase":13,"denials_refinance":2,"denials_cash_out_refinance":11,"denial_rate":23.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54095","dataset":"mortgage-lending","jurisdiction":"WV","county":"54095","countyName":"Tyler County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Tyler County, West Virginia: in 2024, lenders reported 82 applications for a home purchase or a refinance; 53 became loans ($7.2 million) and 27 were denied, a denial rate of 32.9%. Home purchase: 47 applications, 36 loans. HMDA 2024 data, FFIEC.","value":53,"unit":"home purchase and refinance loans originated, 2024","applications":82,"originations":53,"denials":27,"originated_dollars":7195000,"applications_purchase":47,"applications_refinance":14,"applications_cash_out_refinance":21,"originations_purchase":36,"originations_refinance":4,"originations_cash_out_refinance":13,"denials_purchase":11,"denials_refinance":9,"denials_cash_out_refinance":7,"denial_rate":32.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54097","dataset":"mortgage-lending","jurisdiction":"WV","county":"54097","countyName":"Upshur County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Upshur County, West Virginia: in 2024, lenders reported 290 applications for a home purchase or a refinance; 170 became loans ($29.0 million) and 111 were denied, a denial rate of 38.3%. Home purchase: 206 applications, 118 loans. HMDA 2024 data, FFIEC.","value":170,"unit":"home purchase and refinance loans originated, 2024","applications":290,"originations":170,"denials":111,"originated_dollars":28990000,"applications_purchase":206,"applications_refinance":27,"applications_cash_out_refinance":57,"originations_purchase":118,"originations_refinance":18,"originations_cash_out_refinance":34,"denials_purchase":80,"denials_refinance":8,"denials_cash_out_refinance":23,"denial_rate":38.3,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54099","dataset":"mortgage-lending","jurisdiction":"WV","county":"54099","countyName":"Wayne County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Wayne County, West Virginia: in 2024, lenders reported 626 applications for a home purchase or a refinance; 365 became loans ($48.8 million) and 235 were denied, a denial rate of 37.5%. Home purchase: 450 applications, 260 loans. HMDA 2024 data, FFIEC.","value":365,"unit":"home purchase and refinance loans originated, 2024","applications":626,"originations":365,"denials":235,"originated_dollars":48775000,"applications_purchase":450,"applications_refinance":72,"applications_cash_out_refinance":104,"originations_purchase":260,"originations_refinance":49,"originations_cash_out_refinance":56,"denials_purchase":169,"denials_refinance":21,"denials_cash_out_refinance":45,"denial_rate":37.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54101","dataset":"mortgage-lending","jurisdiction":"WV","county":"54101","countyName":"Webster County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Webster County, West Virginia: in 2024, lenders reported 53 applications for a home purchase or a refinance; 28 became loans ($3.2 million) and 23 were denied, a denial rate of 43.4%. Home purchase: 37 applications, 19 loans. HMDA 2024 data, FFIEC.","value":28,"unit":"home purchase and refinance loans originated, 2024","applications":53,"originations":28,"denials":23,"originated_dollars":3190000,"applications_purchase":37,"applications_refinance":4,"applications_cash_out_refinance":12,"originations_purchase":19,"originations_refinance":0,"originations_cash_out_refinance":9,"denials_purchase":16,"denials_refinance":4,"denials_cash_out_refinance":3,"denial_rate":43.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54103","dataset":"mortgage-lending","jurisdiction":"WV","county":"54103","countyName":"Wetzel County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Wetzel County, West Virginia: in 2024, lenders reported 179 applications for a home purchase or a refinance; 117 became loans ($13.8 million) and 55 were denied, a denial rate of 30.7%. Home purchase: 102 applications, 67 loans. HMDA 2024 data, FFIEC.","value":117,"unit":"home purchase and refinance loans originated, 2024","applications":179,"originations":117,"denials":55,"originated_dollars":13755000,"applications_purchase":102,"applications_refinance":19,"applications_cash_out_refinance":58,"originations_purchase":67,"originations_refinance":14,"originations_cash_out_refinance":36,"denials_purchase":32,"denials_refinance":5,"denials_cash_out_refinance":18,"denial_rate":30.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54105","dataset":"mortgage-lending","jurisdiction":"WV","county":"54105","countyName":"Wirt County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Wirt County, West Virginia: in 2024, lenders reported 67 applications for a home purchase or a refinance; 43 became loans ($5.4 million) and 20 were denied, a denial rate of 29.9%. Home purchase: 46 applications, 27 loans. HMDA 2024 data, FFIEC.","value":43,"unit":"home purchase and refinance loans originated, 2024","applications":67,"originations":43,"denials":20,"originated_dollars":5395000,"applications_purchase":46,"applications_refinance":9,"applications_cash_out_refinance":12,"originations_purchase":27,"originations_refinance":7,"originations_cash_out_refinance":9,"denials_purchase":17,"denials_refinance":1,"denials_cash_out_refinance":2,"denial_rate":29.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54107","dataset":"mortgage-lending","jurisdiction":"WV","county":"54107","countyName":"Wood County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Wood County, West Virginia: in 2024, lenders reported 1,414 applications for a home purchase or a refinance; 1,020 became loans ($178.1 million) and 332 were denied, a denial rate of 23.5%. Home purchase: 949 applications, 735 loans. HMDA 2024 data, FFIEC.","value":1020,"unit":"home purchase and refinance loans originated, 2024","applications":1414,"originations":1020,"denials":332,"originated_dollars":178100000,"applications_purchase":949,"applications_refinance":126,"applications_cash_out_refinance":339,"originations_purchase":735,"originations_refinance":80,"originations_cash_out_refinance":205,"denials_purchase":174,"denials_refinance":38,"denials_cash_out_refinance":120,"denial_rate":23.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:54109","dataset":"mortgage-lending","jurisdiction":"WV","county":"54109","countyName":"Wyoming County","stateName":"West Virginia","level":"county","year":2024,"status":"P","text":"Wyoming County, West Virginia: in 2024, lenders reported 172 applications for a home purchase or a refinance; 100 became loans ($12.3 million) and 56 were denied, a denial rate of 32.6%. Home purchase: 146 applications, 89 loans. HMDA 2024 data, FFIEC.","value":100,"unit":"home purchase and refinance loans originated, 2024","applications":172,"originations":100,"denials":56,"originated_dollars":12330000,"applications_purchase":146,"applications_refinance":8,"applications_cash_out_refinance":18,"originations_purchase":89,"originations_refinance":5,"originations_cash_out_refinance":6,"denials_purchase":42,"denials_refinance":3,"denials_cash_out_refinance":11,"denial_rate":32.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:WY","dataset":"mortgage-lending","jurisdiction":"WY","county":null,"countyName":null,"stateName":"Wyoming","level":"state","year":2024,"status":"P","text":"Wyoming: in 2024, lenders reported 11,920 applications for a home purchase or a refinance; 9,423 became loans ($3.0 billion) and 2,113 were denied, a denial rate of 17.7%. Home purchase: 7,969 applications, 6,681 loans. Loans made changed +15.6% from 8,152 in 2023. HMDA 2024 data, FFIEC.","value":9423,"unit":"home purchase and refinance loans originated, 2024","applications":11920,"originations":9423,"denials":2113,"originated_dollars":2969625000,"applications_purchase":7969,"applications_refinance":1526,"applications_cash_out_refinance":2425,"originations_purchase":6681,"originations_refinance":1122,"originations_cash_out_refinance":1620,"denials_purchase":1042,"denials_refinance":324,"denials_cash_out_refinance":747,"denial_rate":17.7,"originations_prior_year":8152,"priorYear":2023,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":"44 applications reported without a county (or with a county code that is not in the state) count in this state total only.","statewideOnly":44,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56001","dataset":"mortgage-lending","jurisdiction":"WY","county":"56001","countyName":"Albany County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Albany County, Wyoming: in 2024, lenders reported 634 applications for a home purchase or a refinance; 543 became loans ($184.4 million) and 81 were denied, a denial rate of 12.8%. Home purchase: 490 applications, 437 loans. HMDA 2024 data, FFIEC.","value":543,"unit":"home purchase and refinance loans originated, 2024","applications":634,"originations":543,"denials":81,"originated_dollars":184435000,"applications_purchase":490,"applications_refinance":54,"applications_cash_out_refinance":90,"originations_purchase":437,"originations_refinance":47,"originations_cash_out_refinance":59,"denials_purchase":45,"denials_refinance":6,"denials_cash_out_refinance":30,"denial_rate":12.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56003","dataset":"mortgage-lending","jurisdiction":"WY","county":"56003","countyName":"Big Horn County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Big Horn County, Wyoming: in 2024, lenders reported 163 applications for a home purchase or a refinance; 125 became loans ($28.1 million) and 31 were denied, a denial rate of 19.0%. Home purchase: 98 applications, 78 loans. HMDA 2024 data, FFIEC.","value":125,"unit":"home purchase and refinance loans originated, 2024","applications":163,"originations":125,"denials":31,"originated_dollars":28105000,"applications_purchase":98,"applications_refinance":23,"applications_cash_out_refinance":42,"originations_purchase":78,"originations_refinance":19,"originations_cash_out_refinance":28,"denials_purchase":16,"denials_refinance":2,"denials_cash_out_refinance":13,"denial_rate":19,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56005","dataset":"mortgage-lending","jurisdiction":"WY","county":"56005","countyName":"Campbell County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Campbell County, Wyoming: in 2024, lenders reported 756 applications for a home purchase or a refinance; 581 became loans ($149.1 million) and 143 were denied, a denial rate of 18.9%. Home purchase: 437 applications, 374 loans. HMDA 2024 data, FFIEC.","value":581,"unit":"home purchase and refinance loans originated, 2024","applications":756,"originations":581,"denials":143,"originated_dollars":149075000,"applications_purchase":437,"applications_refinance":103,"applications_cash_out_refinance":216,"originations_purchase":374,"originations_refinance":76,"originations_cash_out_refinance":131,"denials_purchase":45,"denials_refinance":18,"denials_cash_out_refinance":80,"denial_rate":18.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56007","dataset":"mortgage-lending","jurisdiction":"WY","county":"56007","countyName":"Carbon County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Carbon County, Wyoming: in 2024, lenders reported 279 applications for a home purchase or a refinance; 220 became loans ($42.8 million) and 50 were denied, a denial rate of 17.9%. Home purchase: 196 applications, 166 loans. HMDA 2024 data, FFIEC.","value":220,"unit":"home purchase and refinance loans originated, 2024","applications":279,"originations":220,"denials":50,"originated_dollars":42790000,"applications_purchase":196,"applications_refinance":39,"applications_cash_out_refinance":44,"originations_purchase":166,"originations_refinance":28,"originations_cash_out_refinance":26,"denials_purchase":24,"denials_refinance":10,"denials_cash_out_refinance":16,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56009","dataset":"mortgage-lending","jurisdiction":"WY","county":"56009","countyName":"Converse County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Converse County, Wyoming: in 2024, lenders reported 262 applications for a home purchase or a refinance; 208 became loans ($46.3 million) and 47 were denied, a denial rate of 17.9%. Home purchase: 184 applications, 157 loans. HMDA 2024 data, FFIEC.","value":208,"unit":"home purchase and refinance loans originated, 2024","applications":262,"originations":208,"denials":47,"originated_dollars":46260000,"applications_purchase":184,"applications_refinance":28,"applications_cash_out_refinance":50,"originations_purchase":157,"originations_refinance":18,"originations_cash_out_refinance":33,"denials_purchase":25,"denials_refinance":6,"denials_cash_out_refinance":16,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56011","dataset":"mortgage-lending","jurisdiction":"WY","county":"56011","countyName":"Crook County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Crook County, Wyoming: in 2024, lenders reported 141 applications for a home purchase or a refinance; 108 became loans ($30.6 million) and 28 were denied, a denial rate of 19.9%. Home purchase: 81 applications, 67 loans. HMDA 2024 data, FFIEC.","value":108,"unit":"home purchase and refinance loans originated, 2024","applications":141,"originations":108,"denials":28,"originated_dollars":30590000,"applications_purchase":81,"applications_refinance":26,"applications_cash_out_refinance":34,"originations_purchase":67,"originations_refinance":22,"originations_cash_out_refinance":19,"denials_purchase":10,"denials_refinance":4,"denials_cash_out_refinance":14,"denial_rate":19.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56013","dataset":"mortgage-lending","jurisdiction":"WY","county":"56013","countyName":"Fremont County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Fremont County, Wyoming: in 2024, lenders reported 538 applications for a home purchase or a refinance; 413 became loans ($101.1 million) and 111 were denied, a denial rate of 20.6%. Home purchase: 325 applications, 263 loans. HMDA 2024 data, FFIEC.","value":413,"unit":"home purchase and refinance loans originated, 2024","applications":538,"originations":413,"denials":111,"originated_dollars":101085000,"applications_purchase":325,"applications_refinance":85,"applications_cash_out_refinance":128,"originations_purchase":263,"originations_refinance":67,"originations_cash_out_refinance":83,"denials_purchase":53,"denials_refinance":14,"denials_cash_out_refinance":44,"denial_rate":20.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56015","dataset":"mortgage-lending","jurisdiction":"WY","county":"56015","countyName":"Goshen County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Goshen County, Wyoming: in 2024, lenders reported 219 applications for a home purchase or a refinance; 170 became loans ($38.3 million) and 41 were denied, a denial rate of 18.7%. Home purchase: 131 applications, 109 loans. HMDA 2024 data, FFIEC.","value":170,"unit":"home purchase and refinance loans originated, 2024","applications":219,"originations":170,"denials":41,"originated_dollars":38270000,"applications_purchase":131,"applications_refinance":34,"applications_cash_out_refinance":54,"originations_purchase":109,"originations_refinance":22,"originations_cash_out_refinance":39,"denials_purchase":19,"denials_refinance":9,"denials_cash_out_refinance":13,"denial_rate":18.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56017","dataset":"mortgage-lending","jurisdiction":"WY","county":"56017","countyName":"Hot Springs County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Hot Springs County, Wyoming: in 2024, lenders reported 69 applications for a home purchase or a refinance; 51 became loans ($9.2 million) and 15 were denied, a denial rate of 21.7%. Home purchase: 46 applications, 35 loans. HMDA 2024 data, FFIEC.","value":51,"unit":"home purchase and refinance loans originated, 2024","applications":69,"originations":51,"denials":15,"originated_dollars":9205000,"applications_purchase":46,"applications_refinance":7,"applications_cash_out_refinance":16,"originations_purchase":35,"originations_refinance":7,"originations_cash_out_refinance":9,"denials_purchase":10,"denials_refinance":0,"denials_cash_out_refinance":5,"denial_rate":21.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56019","dataset":"mortgage-lending","jurisdiction":"WY","county":"56019","countyName":"Johnson County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Johnson County, Wyoming: in 2024, lenders reported 114 applications for a home purchase or a refinance; 94 became loans ($25.0 million) and 20 were denied, a denial rate of 17.5%. Home purchase: 66 applications, 58 loans. HMDA 2024 data, FFIEC.","value":94,"unit":"home purchase and refinance loans originated, 2024","applications":114,"originations":94,"denials":20,"originated_dollars":24970000,"applications_purchase":66,"applications_refinance":25,"applications_cash_out_refinance":23,"originations_purchase":58,"originations_refinance":20,"originations_cash_out_refinance":16,"denials_purchase":8,"denials_refinance":5,"denials_cash_out_refinance":7,"denial_rate":17.5,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56021","dataset":"mortgage-lending","jurisdiction":"WY","county":"56021","countyName":"Laramie County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Laramie County, Wyoming: in 2024, lenders reported 3,071 applications for a home purchase or a refinance; 2,472 became loans ($767.2 million) and 517 were denied, a denial rate of 16.8%. Home purchase: 2,122 applications, 1,790 loans. HMDA 2024 data, FFIEC.","value":2472,"unit":"home purchase and refinance loans originated, 2024","applications":3071,"originations":2472,"denials":517,"originated_dollars":767250000,"applications_purchase":2122,"applications_refinance":389,"applications_cash_out_refinance":560,"originations_purchase":1790,"originations_refinance":281,"originations_cash_out_refinance":401,"denials_purchase":277,"denials_refinance":92,"denials_cash_out_refinance":148,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56023","dataset":"mortgage-lending","jurisdiction":"WY","county":"56023","countyName":"Lincoln County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Lincoln County, Wyoming: in 2024, lenders reported 499 applications for a home purchase or a refinance; 382 became loans ($144.8 million) and 85 were denied, a denial rate of 17.0%. Home purchase: 295 applications, 243 loans. HMDA 2024 data, FFIEC.","value":382,"unit":"home purchase and refinance loans originated, 2024","applications":499,"originations":382,"denials":85,"originated_dollars":144810000,"applications_purchase":295,"applications_refinance":90,"applications_cash_out_refinance":114,"originations_purchase":243,"originations_refinance":64,"originations_cash_out_refinance":75,"denials_purchase":32,"denials_refinance":23,"denials_cash_out_refinance":30,"denial_rate":17,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56025","dataset":"mortgage-lending","jurisdiction":"WY","county":"56025","countyName":"Natrona County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Natrona County, Wyoming: in 2024, lenders reported 2,090 applications for a home purchase or a refinance; 1,658 became loans ($398.3 million) and 352 were denied, a denial rate of 16.8%. Home purchase: 1,531 applications, 1,285 loans. HMDA 2024 data, FFIEC.","value":1658,"unit":"home purchase and refinance loans originated, 2024","applications":2090,"originations":1658,"denials":352,"originated_dollars":398330000,"applications_purchase":1531,"applications_refinance":203,"applications_cash_out_refinance":356,"originations_purchase":1285,"originations_refinance":137,"originations_cash_out_refinance":236,"denials_purchase":189,"denials_refinance":49,"denials_cash_out_refinance":114,"denial_rate":16.8,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56027","dataset":"mortgage-lending","jurisdiction":"WY","county":"56027","countyName":"Niobrara County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Niobrara County, Wyoming: in 2024, lenders reported 30 applications for a home purchase or a refinance; 22 became loans ($4.1 million) and 8 were denied, a denial rate of 26.7%. Home purchase: 17 applications, 15 loans. HMDA 2024 data, FFIEC.","value":22,"unit":"home purchase and refinance loans originated, 2024","applications":30,"originations":22,"denials":8,"originated_dollars":4120000,"applications_purchase":17,"applications_refinance":5,"applications_cash_out_refinance":8,"originations_purchase":15,"originations_refinance":3,"originations_cash_out_refinance":4,"denials_purchase":2,"denials_refinance":2,"denials_cash_out_refinance":4,"denial_rate":26.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56029","dataset":"mortgage-lending","jurisdiction":"WY","county":"56029","countyName":"Park County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Park County, Wyoming: in 2024, lenders reported 534 applications for a home purchase or a refinance; 441 became loans ($140.4 million) and 69 were denied, a denial rate of 12.9%. Home purchase: 342 applications, 300 loans. HMDA 2024 data, FFIEC.","value":441,"unit":"home purchase and refinance loans originated, 2024","applications":534,"originations":441,"denials":69,"originated_dollars":140405000,"applications_purchase":342,"applications_refinance":73,"applications_cash_out_refinance":119,"originations_purchase":300,"originations_refinance":61,"originations_cash_out_refinance":80,"denials_purchase":27,"denials_refinance":9,"denials_cash_out_refinance":33,"denial_rate":12.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56031","dataset":"mortgage-lending","jurisdiction":"WY","county":"56031","countyName":"Platte County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Platte County, Wyoming: in 2024, lenders reported 173 applications for a home purchase or a refinance; 139 became loans ($29.6 million) and 31 were denied, a denial rate of 17.9%. Home purchase: 105 applications, 92 loans. HMDA 2024 data, FFIEC.","value":139,"unit":"home purchase and refinance loans originated, 2024","applications":173,"originations":139,"denials":31,"originated_dollars":29615000,"applications_purchase":105,"applications_refinance":25,"applications_cash_out_refinance":43,"originations_purchase":92,"originations_refinance":22,"originations_cash_out_refinance":25,"denials_purchase":12,"denials_refinance":1,"denials_cash_out_refinance":18,"denial_rate":17.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56033","dataset":"mortgage-lending","jurisdiction":"WY","county":"56033","countyName":"Sheridan County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Sheridan County, Wyoming: in 2024, lenders reported 497 applications for a home purchase or a refinance; 390 became loans ($138.8 million) and 95 were denied, a denial rate of 19.1%. Home purchase: 304 applications, 265 loans. HMDA 2024 data, FFIEC.","value":390,"unit":"home purchase and refinance loans originated, 2024","applications":497,"originations":390,"denials":95,"originated_dollars":138820000,"applications_purchase":304,"applications_refinance":84,"applications_cash_out_refinance":109,"originations_purchase":265,"originations_refinance":53,"originations_cash_out_refinance":72,"denials_purchase":34,"denials_refinance":27,"denials_cash_out_refinance":34,"denial_rate":19.1,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56035","dataset":"mortgage-lending","jurisdiction":"WY","county":"56035","countyName":"Sublette County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Sublette County, Wyoming: in 2024, lenders reported 198 applications for a home purchase or a refinance; 165 became loans ($54.0 million) and 31 were denied, a denial rate of 15.7%. Home purchase: 104 applications, 90 loans. HMDA 2024 data, FFIEC.","value":165,"unit":"home purchase and refinance loans originated, 2024","applications":198,"originations":165,"denials":31,"originated_dollars":54025000,"applications_purchase":104,"applications_refinance":38,"applications_cash_out_refinance":56,"originations_purchase":90,"originations_refinance":34,"originations_cash_out_refinance":41,"denials_purchase":13,"denials_refinance":4,"denials_cash_out_refinance":14,"denial_rate":15.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56037","dataset":"mortgage-lending","jurisdiction":"WY","county":"56037","countyName":"Sweetwater County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Sweetwater County, Wyoming: in 2024, lenders reported 705 applications for a home purchase or a refinance; 544 became loans ($135.7 million) and 146 were denied, a denial rate of 20.7%. Home purchase: 479 applications, 385 loans. HMDA 2024 data, FFIEC.","value":544,"unit":"home purchase and refinance loans originated, 2024","applications":705,"originations":544,"denials":146,"originated_dollars":135730000,"applications_purchase":479,"applications_refinance":71,"applications_cash_out_refinance":155,"originations_purchase":385,"originations_refinance":50,"originations_cash_out_refinance":109,"denials_purchase":86,"denials_refinance":16,"denials_cash_out_refinance":44,"denial_rate":20.7,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56039","dataset":"mortgage-lending","jurisdiction":"WY","county":"56039","countyName":"Teton County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Teton County, Wyoming: in 2024, lenders reported 295 applications for a home purchase or a refinance; 224 became loans ($385.4 million) and 55 were denied, a denial rate of 18.6%. Home purchase: 199 applications, 154 loans. HMDA 2024 data, FFIEC.","value":224,"unit":"home purchase and refinance loans originated, 2024","applications":295,"originations":224,"denials":55,"originated_dollars":385420000,"applications_purchase":199,"applications_refinance":55,"applications_cash_out_refinance":41,"originations_purchase":154,"originations_refinance":40,"originations_cash_out_refinance":30,"denials_purchase":31,"denials_refinance":14,"denials_cash_out_refinance":10,"denial_rate":18.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56041","dataset":"mortgage-lending","jurisdiction":"WY","county":"56041","countyName":"Uinta County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Uinta County, Wyoming: in 2024, lenders reported 384 applications for a home purchase or a refinance; 283 became loans ($75.6 million) and 90 were denied, a denial rate of 23.4%. Home purchase: 259 applications, 201 loans. HMDA 2024 data, FFIEC.","value":283,"unit":"home purchase and refinance loans originated, 2024","applications":384,"originations":283,"denials":90,"originated_dollars":75575000,"applications_purchase":259,"applications_refinance":30,"applications_cash_out_refinance":95,"originations_purchase":201,"originations_refinance":22,"originations_cash_out_refinance":60,"denials_purchase":50,"denials_refinance":6,"denials_cash_out_refinance":34,"denial_rate":23.4,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56043","dataset":"mortgage-lending","jurisdiction":"WY","county":"56043","countyName":"Washakie County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Washakie County, Wyoming: in 2024, lenders reported 121 applications for a home purchase or a refinance; 101 became loans ($21.4 million) and 14 were denied, a denial rate of 11.6%. Home purchase: 72 applications, 65 loans. HMDA 2024 data, FFIEC.","value":101,"unit":"home purchase and refinance loans originated, 2024","applications":121,"originations":101,"denials":14,"originated_dollars":21435000,"applications_purchase":72,"applications_refinance":16,"applications_cash_out_refinance":33,"originations_purchase":65,"originations_refinance":12,"originations_cash_out_refinance":24,"denials_purchase":5,"denials_refinance":1,"denials_cash_out_refinance":8,"denial_rate":11.6,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"},{"id":"mortgage-lending:56045","dataset":"mortgage-lending","jurisdiction":"WY","county":"56045","countyName":"Weston County","stateName":"Wyoming","level":"county","year":2024,"status":"P","text":"Weston County, Wyoming: in 2024, lenders reported 104 applications for a home purchase or a refinance; 73 became loans ($13.7 million) and 29 were denied, a denial rate of 27.9%. Home purchase: 51 applications, 42 loans. HMDA 2024 data, FFIEC.","value":73,"unit":"home purchase and refinance loans originated, 2024","applications":104,"originations":73,"denials":29,"originated_dollars":13725000,"applications_purchase":51,"applications_refinance":17,"applications_cash_out_refinance":36,"originations_purchase":42,"originations_refinance":12,"originations_cash_out_refinance":19,"denials_purchase":8,"denials_refinance":5,"denials_cash_out_refinance":16,"denial_rate":27.9,"originations_prior_year":null,"priorYear":null,"sources":[{"label":"FFIEC HMDA Data Browser API, 2024 and 2023 loan/application records (aggregations)","url":"https://ffiec.cfpb.gov/data-browser/","kind":"primary","accessed":"2026-10-29"}],"source":{"agency":"FFIEC / CFPB (HMDA)","url":"https://ffiec.cfpb.gov/v2/data-browser-api/view/aggregations","file":"aggregations: actions_taken=1,2,3&loan_purposes=1,31,32","release":"HMDA 2024 snapshot","accessed":"2026-10-29"},"flags":{"suppressed":false,"noise":false,"preliminary":false,"moe":null},"lastChecked":"2026-10-29","note":null,"confidence":"high","confidenceBasis":"primary source; checked within 400 days; totals tie to the official file"}]}