Market data
Bankruptcy in North Carolina: market data
What public records say about the market for bankruptcy in North Carolina: how much demand the courts and agencies count, how many law offices serve it, how many people need help in Spanish, and the ad rules that apply. Every number links to the record it comes from.
Demand: what courts and agencies count
Counts of filings, crashes, complaints and enforcement in the records each agency keeps. A count shows where problems were recorded, not how many people will hire a lawyer.
| Measure | Value | Period | Place | Source |
|---|---|---|---|---|
| Business bankruptcy cases | 673 cases, 12 months | 12 months ending 2026-09-30 | North Carolina state | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-37 · status P · checked 2026-10-28 |
| Chapter 13 bankruptcy cases | 6,978 cases, 12 months | 12 months ending 2026-09-30 | North Carolina state | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-37 · status P · checked 2026-10-28 |
| Chapter 7 bankruptcy cases | 4,151 cases, 12 months | 12 months ending 2026-09-30 | North Carolina state | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-37 · status P · checked 2026-10-28 |
| Bankruptcy cases filed | 11,447 cases, 12 months | 12 months ending 2026-09-30 | North Carolina state | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-37 · status P · checked 2026-10-28 |
| CFPB debt or credit management complaints | 128 complaints, 12 months | 12 months from 2025-10-01 | North Carolina state | consumer-complaints v1.0.0 doi:10.5281/zenodo.23733731 record cfpb-nc-debt-management · status P · checked 2026-10-27 |
| Business bankruptcy cases | 282 cases, 12 months | 12 months ending 2026-09-30 | Eastern District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-e · status P · checked 2026-10-28 |
| Chapter 13 bankruptcy cases | 4,177 cases, 12 months | 12 months ending 2026-09-30 | Eastern District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-e · status P · checked 2026-10-28 |
| Chapter 7 bankruptcy cases | 1,540 cases, 12 months | 12 months ending 2026-09-30 | Eastern District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-e · status P · checked 2026-10-28 |
| Bankruptcy cases filed | 5,837 cases, 12 months | 12 months ending 2026-09-30 | Eastern District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-e · status P · checked 2026-10-28 |
| Business bankruptcy cases | 96 cases, 12 months | 12 months ending 2026-09-30 | Middle District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-m · status P · checked 2026-10-28 |
| Chapter 13 bankruptcy cases | 1,310 cases, 12 months | 12 months ending 2026-09-30 | Middle District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-m · status P · checked 2026-10-28 |
| Chapter 7 bankruptcy cases | 1,219 cases, 12 months | 12 months ending 2026-09-30 | Middle District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-m · status P · checked 2026-10-28 |
| Bankruptcy cases filed | 2,549 cases, 12 months | 12 months ending 2026-09-30 | Middle District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-m · status P · checked 2026-10-28 |
| Business bankruptcy cases | 172 cases, 12 months | 12 months ending 2026-09-30 | Western District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-w · status P · checked 2026-10-28 |
| Chapter 13 bankruptcy cases | 1,548 cases, 12 months | 12 months ending 2026-09-30 | Western District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-w · status P · checked 2026-10-28 |
| Chapter 7 bankruptcy cases | 1,415 cases, 12 months | 12 months ending 2026-09-30 | Western District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-w · status P · checked 2026-10-28 |
| Bankruptcy cases filed | 3,015 cases, 12 months | 12 months ending 2026-09-30 | Western District of North Carolina federal district | bankruptcy v1.0.0 doi:10.5281/zenodo.23739952 record bankruptcy-nc-w · status P · checked 2026-10-28 |
Rising or falling
The change between the last two periods each source publishes. No threshold and no smoothing.
| Measure | Before | Latest | Change |
|---|---|---|---|
| Business bankruptcy cases North Carolina · record bankruptcy-37 | 609 2026-06-30 | 673 2026-09-30 | rising (+10.5%) |
| Chapter 13 bankruptcy cases North Carolina · record bankruptcy-37 | 6,758 2026-06-30 | 6,978 2026-09-30 | rising (+3.3%) |
| Chapter 7 bankruptcy cases North Carolina · record bankruptcy-37 | 3,922 2026-06-30 | 4,151 2026-09-30 | rising (+5.8%) |
| Bankruptcy cases filed North Carolina · record bankruptcy-37 | 10,964 2026-06-30 | 11,447 2026-09-30 | rising (+4.4%) |
| CFPB debt or credit management complaints North Carolina · record cfpb-nc-debt-management | 149 prior 12 months | 128 12 months from 2025-10-01 | falling (-14.1%) |
Lawyer supply
How many law offices and lawyers the federal statistics count here.
| Measure | Value | Period | Place | Source |
|---|---|---|---|---|
| New lawyers admitted | 1,261 lawyers a year | 2025 | North Carolina state | bar-pipeline v1.0.0 doi:10.5281/zenodo.23721443 record nc-bar-pipeline · status P · checked 2026-10-28 |
| Counties under 1 law office per 10,000 residents | 6 counties | 2026-Q1 | North Carolina state | deserts v1.0.0 doi:10.5281/zenodo.23721430 record deserts-37 · status P · checked 2026-10-28 |
| Counties with no law office | 2 counties | 2026-Q1 | North Carolina state | deserts v1.0.0 doi:10.5281/zenodo.23721430 record deserts-37 · status P · checked 2026-10-28 |
| Residents living in those low-office counties | 1 percent of residents | 2026-Q1 | North Carolina state | deserts v1.0.0 doi:10.5281/zenodo.23721430 record deserts-37 · status P · checked 2026-10-28 |
| Employer law firms | 3,830 firms | 2022 | North Carolina state | law-firm-economy v1.0.0 doi:10.5281/zenodo.23739997 record lfe-nc-all · status P · checked 2026-10-28 |
| Receipts of employer law firms | 6,227,035,000 US dollars | 2022 | North Carolina state | law-firm-economy v1.0.0 doi:10.5281/zenodo.23739997 record lfe-nc-all · status P · checked 2026-10-28 |
| Law offices per 10,000 residents | 4.87 per 10,000 residents | 2026-Q1 | North Carolina state | law-offices v1.0.0 doi:10.5281/zenodo.23721415 record law-offices-37 · status P · checked 2026-10-28 |
| Self-employed lawyers (nonemployer firms) | 5,478 firms | latest Nonemployer Statistics year | North Carolina state | law-offices v1.0.0 doi:10.5281/zenodo.23721415 record law-offices-37 · status P · checked 2026-10-28 |
| Private law offices | 5,451 establishments | 2026-Q1 | North Carolina state | law-offices v1.0.0 doi:10.5281/zenodo.23721415 record law-offices-37 · status P · checked 2026-10-28 |
| Lawyers employed (wage-earning, BLS OEWS) | 17,000 jobs | May 2025 | North Carolina state | lawyer-wages v1.0.0 doi:10.5281/zenodo.23734840 record lawyer-wages:NC:231011:2025 · status P · checked 2026-10-28 |
| Median annual wage of employed lawyers | 127,710 US dollars a year | May 2025 | North Carolina state | lawyer-wages v1.0.0 doi:10.5281/zenodo.23734840 record lawyer-wages:NC:231011:2025 · status P · checked 2026-10-28 |
Counties with the most demand per law office
Of the 25 counties in North Carolina with the most bankruptcy cases filed, the ten with the most per private law office. Both counts are shown with their records.
| County | Demand | Law offices | Per office |
|---|---|---|---|
| Cleveland County, NC | 149 record bankruptcy-37045 | 16 record law-offices-37045 | 9.31 |
| Davidson County, NC | 179 record bankruptcy-37057 | 31 record law-offices-37057 | 5.77 |
| Nash County, NC | 176 record bankruptcy-37127 | 33 record law-offices-37127 | 5.33 |
| Randolph County, NC | 176 record bankruptcy-37151 | 34 record law-offices-37151 | 5.18 |
| Harnett County, NC | 193 record bankruptcy-37085 | 38 record law-offices-37085 | 5.08 |
| Robeson County, NC | 143 record bankruptcy-37155 | 29 record law-offices-37155 | 4.93 |
| Johnston County, NC | 371 record bankruptcy-37101 | 79 record law-offices-37101 | 4.7 |
| Alamance County, NC | 178 record bankruptcy-37001 | 39 record law-offices-37001 | 4.56 |
| Wayne County, NC | 161 record bankruptcy-37191 | 37 record law-offices-37191 | 4.35 |
| Gaston County, NC | 259 record bankruptcy-37071 | 61 record law-offices-37071 | 4.25 |
Bankruptcy cases filed (bankruptcy v1.0.0, 12 months ending 2026-09-30) ÷ Private law offices (law-offices v1.0.0, 2026-Q1). ratio = bankruptcy.filings / law-offices.qcew_estabs, rounded to 2 decimals; ranked highest first, among the 25 units with the most demand. Units with zero supply are listed apart (ratio undefined); units without a published value are listed as missing.
Spanish-language demand
People who speak Spanish and speak English less than very well, and the lawyers who speak Spanish, from the Census Bureau survey (with margins of error).
| Measure | Value | Period | Place | Source |
|---|---|---|---|---|
| Lawyers who speak Spanish at home (ACS) | 560 ±210 lawyers | 2020-2024 | North Carolina state | language v1.1.0 doi:10.5281/zenodo.23656758 record language:state:NC:lawyers-spanish · status P · checked 2026-10-25 |
| Spanish speakers with limited English per Spanish-speaking lawyer | 657 ±246 people per lawyer | 2020-2024 | North Carolina state | language v1.1.0 doi:10.5281/zenodo.23656758 record language:state:NC:lep-per-spanish-lawyer · status P · checked 2026-10-25 |
| Spanish speakers with limited English (ACS) | 367,905 ±6,530 people age 5+ | 2020-2024 | North Carolina state | language v1.1.0 doi:10.5281/zenodo.23656758 record language:state:NC:spanish-lep · status P · checked 2026-10-25 |
| Spanish speakers with limited English | 367,905 ±6,517 people age 5+ | 2020-2024 | North Carolina state | legal-need v1.0.0 doi:10.5281/zenodo.23741886 record legal-need-nc · status P · checked 2026-10-28 |
Ad rules that apply
The rules a law firm's ads in North Carolina have to meet, summarized from the official texts. The full rules, with quotes, are on the state page.
| Topic | Status | What it says |
|---|---|---|
| Ad filing or review | P primary source | No filing or advance review. The rules let a lawyer communicate information about services through any media (7.2(a)). The State Bar says it need not review a website before launch. official source · rules v1.3.0 doi:10.5281/zenodo.23744574 · checked 2026-10-28 |
| Required content | P primary source | Any communication includes the name and contact information of at least one lawyer or law firm responsible for its content (7.2(d)). Contact information means a website address, telephone number, email address or physical office location (comment [9]). official source · rules v1.3.0 doi:10.5281/zenodo.23744574 · checked 2026-10-28 |
| Waiting periods for contact | P primary source | The rules set no waiting period. Rule 7.3 bars live person-to-person solicitation for pecuniary gain with exceptions (7.3(b)), and bars solicitation of someone who said no or by coercion, duress or harassment (7.3(c)). The solicitation statute, G.S. official source · rules v1.3.0 doi:10.5281/zenodo.23744574 · checked 2026-10-28 |
| Claims and results | P primary source | A lawyer cannot make a false or misleading communication, including a statement likely to create an unjustified expectation about results or an unsubstantiated comparison with other lawyers (7.1). official source · rules v1.3.0 doi:10.5281/zenodo.23744574 · checked 2026-10-28 |
| Paying for referrals | P primary source | A lawyer cannot compensate, give or promise anything of value for recommending the lawyer's services, except to pay reasonable advertising costs, the usual charges of an intermediary organization that complies with Rule 7.4 or a State Bar-regulated prepaid… official source · rules v1.3.0 doi:10.5281/zenodo.23744574 · checked 2026-10-28 |
| Call recording | P primary source | Intercepting a wire, oral or electronic communication is a felony unless at least one party to the communication consents. official source · rules v1.3.0 doi:10.5281/zenodo.23744574 · checked 2026-10-28 |
| Texting | P primary source | A telephone subscriber who receives a solicitation that violates the Telephone Solicitation article (do-not-call registry, prerecorded-call limits in § 75-104, hours) may sue to enjoin it and recover $500, $1,000 or $5,000 depending on the violation count. official source · rules v1.3.0 doi:10.5281/zenodo.23744574 · checked 2026-10-28 |
| Ad filing or review | P primary source | North Carolina: no filing or review of lawyer ads is required. official source · filing v1.2.0 doi:10.5281/zenodo.23721409 · checked 2026-10-25 |
| Paying for referrals | P primary source | Lawyers in different firms may split a fee in proportion to the work each does, or if each takes joint responsibility for the representation. official source · referral v1.1.0 doi:10.5281/zenodo.23747113 · checked 2026-10-27 |
Prices and pay (national)
| Measure | Value | Period | Place | Source |
|---|---|---|---|---|
| Jobs in legal services (seasonally adjusted) | 1,249 thousand jobs | 2026-09 | United States United States | legal-prices v1.0.0 doi:10.5281/zenodo.23734854 record legal-prices:CES6054110001:2026-09 · status P · checked 2026-10-28 |
| CPI-U: legal services | 230 index | 2026-09 | United States United States | legal-prices v1.0.0 doi:10.5281/zenodo.23734854 record legal-prices:CUUR0000SEGC01:2026-09 · status P · checked 2026-10-28 |
| PPI: offices of lawyers | 338 index | 2026-09 | United States United States | legal-prices v1.0.0 doi:10.5281/zenodo.23734854 record legal-prices:PCU541110541110:2026-09 · status P · checked 2026-10-28 |
What is missing
Datasets linked to this practice that have no figure here, and values the source withholds. We never fill these in.
- findings (demand): the dataset has no records for North Carolina (it covers other places)
Download and cite
The rows behind this page, with every dataset, version, DOI, record id and check date.
Cite as: Probative Growth, Bankruptcy filings by chapter, court district, state and county, quarterly (U.S. Courts) v1.0.0 (doi:10.5281/zenodo.23739952); The new-lawyer pipeline by jurisdiction: bar exam pass rates and new admissions, 2025 v1.0.0 (doi:10.5281/zenodo.23721443); CFPB complaints about debt collection, credit reporting and debt management, by state and month v1.0.0 (doi:10.5281/zenodo.23733731); Legal deserts: law offices and lawyers per resident in every U.S. county v1.0.0 (doi:10.5281/zenodo.23721430); Spanish-speaking demand vs Spanish-speaking lawyer supply, by state and metro v1.1.0 (doi:10.5281/zenodo.23656758); Law firm size, solos and receipts, by state: Census SUSB 2022, Nonemployer Statistics 2024 and Economic Census 2022 v1.0.0 (doi:10.5281/zenodo.23739997); Law offices, jobs and pay by county, with solo-practice counts: BLS QCEW, Census CBP and Nonemployer Statistics v1.0.0 (doi:10.5281/zenodo.23721415); Lawyer, paralegal and legal-staff pay by state and metro (BLS OEWS) v1.0.0 (doi:10.5281/zenodo.23734840); Legal need by county: who may need a lawyer, from the American Community Survey v1.0.0 (doi:10.5281/zenodo.23741886); Legal-services prices and jobs, monthly (BLS CPI, PPI and CES) v1.0.0 (doi:10.5281/zenodo.23734854); CC BY 4.0. https://probativegrowth.com/markets/north-carolina/bankruptcy/
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How this page is built
Each figure is copied from one record of the dataset named with it, joined to this state and practice through the open practice and place crosswalk. Nothing is estimated. Methods, inputs and limits.